HomeMy WebLinkAbout00-03314
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MCBREEN, MCBREEN & KOPKO
BY: STEVEN B. KANTROWITZ
Attorney Identification No, 25737
1760 Market Street, Suite 900
Philadelphia, PA 19103
(215) 864-2600
TOYOTA MOTOR CREDIT CORPORATION
2 Walnut Grove Drive
COUNTY
Suite 310
Horsham, PA 19044
vs.
DAVID L BILLMAN
825 Pennsylvania Avenue
Lemoyne, PA 17043
TO THE PROTHONOTARY:
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Attorney for Plaintiff,
Toyota Motor Credit
Corporation
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO: 2000-3314
Kindly mark the Complaint in this matter as discontinued without prejudice, filed on
behalf of plaintiff, Toyota Motor Credit Corporation.
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McBREEN, McBREEN & KOPKO
By: S~~OWITZ
Attorney for Plaintiff,
Toyota Motor Credit Corporation
Dated: June 1, 2000
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MCBREEN, MCBREEN & KOPKO
BY: STEVEN B. KANTROWITZ
Attorney Identification No. 25737
1760 Market Street, S~ite 900
Philadelphia, PA 19103
(215) 864.2600
Attorney for Plaintiff,
Toyota Motor Credit
Corporation
TOYOTA MOTOR CREDIT CORPORATION
2 Walnut Grove Drive
COUNTY
Suite 310
Harsham, PA 19044
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
vs.
DAVID L. BILLMAN
825 Pennsylvania Avenue
Lemoyne, PA 17043
NO: 2000-3314
WITHDRAW WRIT OF SEIZURE
TO THE PROTHONOTARY:
Kindly withdraw the Writ of Seizure without prejudice, filed on behalf of plaintiff,
Toyota Motor Credit Corporation.
McBREEN, McBREEN & KOPKO
BY:~
STEVEN B. KA UWITZ
Attorney for Plaintiff,
Toyota Motor Credit Corporation
Dated: June 1, 2000
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2000-03314 P
COMMONWEA~TH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
TOYOTA MOTOR CREDIT CORP
VS
BILLMAN DAVID L
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
BILLMAN DAVID L
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT IN REPLEVIN
NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, BILLMAN DAVID L
ELLEN (PARALEGAL) FOR ATTY, CALLED AND REQUESTED
THAT PAPER BE RETURNED UNSERVED 5/31/00,
Sheriff's Costs:
Docketing
Not Found Return
Affidavit
Surcharge
18.00
5.00
.00
10.00
.00
33.00
County
MC
06
& KOPKO
Sworn and subscribed to before me
this 1~ day Ofq.".
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P 0 onotary
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MAY 3 1 20~
MCBREEN, MCBREEN & KOPKO
BY: STEVEN B. KANTROWITZ
Attorney Identification No. 25737
1760 Market Street, Suite 900
Philadelphia, PA 19103
(215) 864-2600
Attorney for Plaintiff,
Toyota Motor Credit
Corporation
TOYOTA MOTOR CREDIT CORPORATION
2 Walnut Grove Drive
COUNTY
Suite 310
Horsham, PA 19044
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO: 00- ?:J1'f C.iU'LL ~
vs.
DAVID L. BILLMAN
825 Pennsylvania Avenue
Lemoyne, PA 17043
ORDER FOR HEARING
Upon consideration of the verified Complaint in this matter and the motion of plaintiff
for writ of seizure pursuant to Pa,R.C,P. 1075.1,
It is ORDERED that the defendant show cause before this Court on the /~ day
of c;!J.~ ,2000, at I: 30 ~,cl2~k, in Courtroom L, why the relief sought in the
accompanying Motion should not be entered.
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It is further ORDERED that plaintiff enclose a copy of this Order, along with a copy
of the Complaint and the aforementioned Motion and accompanying papers, to be served
upon defendant at least three (3) days before the day of the hearing; and
It is further ORDERED that until the hearing, defendant should not remove the
vehicle from the County, nor allow it to be damaged in any way.
BY THE CO RT:
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MAY 3 1 20~
MCBREEN, MCBREEN & KOPKO
BY: STEVEN B. KANTROWITZ
Attorney Identification No. 25737
1760 Market Street, Suite 900
Philadelphia, PA 19103
(215) 864-2600
Attorney for Plaintiff,
Toyota Motor Credit
Corporation
TOYOTA MOTOR CREDIT CORPORATION
2 Walnut Grove Drive
Suite 310
Harsham, PA 19044
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
vs.
David L. Billman
825 Pennsylvania Avenue
Lemoyne, PA 17043
NO: 00 - J31U C .I '-r-
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NOTICE
You have been sued in court, If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this complaint and
notice are served by entering a written appearance personally or by attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You
are warned that if you fail to do so the case may proceed without you and a judgment may
be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the plaintiff. You may lose money
ar property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
COURT ADMINISTRATOR
LAWYER REFERRAL SERVICE
Cumberland County Courthouse, 4th Floor
Carlisle, PA 17013
(717) 240-6200
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MCBREEN, MCBREEN & KOPKO
BY: STEVEN B. KANTROWITZ
Attorney Identification No. 25737
1760 Market Street, Suite 900
Philadelphia, PA 19103
(215) 864-2600
Attorney for Plaintiff,
Toyota Motor Credit
Corporation
TOYOTA MOTOR CREDIT CORPORATION
2 Walnut Grove Drive
Suite 310
Horsham, PA 19044
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
vs.
David L. Billman
825 Pennsylvania Avenue
Lemoyne, PA 17043
A "' A ----
NO: tJtJ - 331'1 L..Ux-t' I ~
COMPLAINT IN REPLEVIN
NOW COMES plaintiff, Toyota Motor Credit Corporation, by and through its
attorneys, McBreen, McBreen & Kopko, and brings this action in replevin against
defendant, David L. Billman, of which the following is a statement:
1. Plaintiff, Toyota Motor Credit Corporation, is a corporation with an address
at 2 Walnut Grove Drive, Suite 310, Horsham, Pennsylvania 19044.
2. Defendant, David L. Billman, an individual with an address at 825
Pennsylvania Avenue, Lemoyne, Pennsylvania 17043. Debtor also has a work address
of 5103 Carlisle Pike, Mechanicsburg, Pennsylvania 17011.
3. On or about July 29, 1999, Defendant, David L. Billman, as purchaser,
entered into a Retail Installment Contract for the purchase of a 1997 Toyota Rav 4, VIN
No. JT3HP10V2V7040423, with Bobby Rahal Toyota. (A copy of the Retail Installment
Contract and vehicle title are attached hereto as Exhibit "A.")
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4. The agreement was assigned to Toyota Motor Credit Corporation.
5. Pursuant to the terms of the Contract, Defendant, David L. Billman, is in
default for failure to make payments and to provide proof of insurance.
6. Several demands for return of the vehicle were made by Toyota Motor Credit
Corporation.
7. The aforementioned demands for return of the vehicle have been refused or
ignored.
8. Pursuant to its status as secured lienholder, Toyota Motor Credit Corporation
is entitled to possession of the vehicle.
9. While the vehicle remains in the possession of the Defendant, it loses value
and is subject to damage by Defendant.
12. If Defendant or another driver were to damage the vehicle, Toyota Motor
Credit Corporation could suffer irreparable harm.
13. At the present time the wholesale value of the vehicle is as follows:
$13,600.00
The Affidavit of Len Boone is attached hereto as Exhibit "B",
14. On information and belief, the vehicle is located within Cumberland County.
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WHEREFORE, plaintiff, Toyota Motor Credit Corporation, requests entry of:
1. A judgment that plaintiff is entitled to possession of the vehicle; and
2. The cost of this action together with reasonable attorney's fees.
McBREEN, McBREEN & KOPKO
BY: ~
SIDEN B. KANTROWITZ, ESQUIRE
Attorney for Plaintiff,
Toyota Motor Credit Corp.
TRUE COpy FR~~A R[Cr!H)
. , H' of. I '. ". "ct^J ,in my hand
In Testlmony whr.,c-...Uil I.' -, \ ,.
and the seal of said COUriFCarIlSle, Pa,
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AFFIDAVIT
Len Boone, being first duly sworn, deposes and says that he is authorized pursuant
to applicable rules to verify the foregoing Complaint in Replevin and that the contents
thereof are true and correct to the best of his knowledge, information and belief.
SWORN TO AND SUBSCRIBED:
BEF:ORE ME THISJ-1DAY:
G 2f
LEN BOONE
M commission expires:
NOil!lRal Seal
Mary Lou Fensee, Nolary pubnc
HorshamTwp., Montgomery County
My Commissjon Expires D<ll:. 28, 2000
Member, Penn$y1~ah1a A-ssocla Ion o.r'Notatles
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CORPORATION
RETAlI.INSTALLMENT CONTRACT - SIMPlE INTEREST
Buyer (and Co-Buye~ - Name(sJ and Address(es) (Include County and Zip Code)
DAVID l. BILlHAN
825 P~NNSYlVANrA AVE
LEMOYNE PA 17043
oWl< NuMber: 37149 ..",..",n~umber.
Creditor (SoIIer)-l/ame and Sullin... Add'...
BOBBY RAHAL TOYOTA
, ,6305 CARLISLE PIKE
MECHAHICSBURG PA 17055
o Air Conditioning
o Sun Rool
Ott'ler - Describe
o Ra<1io
o Stereo
I:l 4-5 Sl><td Tra...
utomatie Trans.
o Power Stoering
o custom Wheeis
Prill1lllJl Use for lNbich Purchased
w_ 0 agricultural
CJ business CI
I. buSiness use IS cheliked, Buyer is:
o an individual Q 3 corporation 0 a ~rtnershiQ
Odometer Milos . 0
F,E~R_t TIIIl1IliI!t\lEN.'NO.
ES
ANNUAL PERCENTAGE RATE FINANCE CHARliE Amount Financed Total III Payments Total Sale Price
ThO CO$t of your credit as a 1'I1e dollar emounttne Tht amount uf cra<1it lllO- The amount you will have paid The total co,t 01 your jllJrchase
yeorly rate. credit will eo,t you. vided to you Of on your . a/tet you have made all pay- M credit, jJ1cludln~ your dDwn-
Dohall. mants as scheclUlocl, payment of $
11471l 11'1
., 10.50 % $ 3Q51 73 $ lO:l;l6 67 $ B3SS 40 $ ::>1111\1\ ::>3
YOI/( Pa,lIICnl Sclud.t. IIID 80'
Number of Payments: Ampunt 0' Each Payment; When Payments Are Due: I
-00- regular payment' 01 223.14- Monthly, beginning SE? 12th gq .
one nnal caymont <>f iliA I
la1e C1mge. a 'Illlymen\ i$ not paid in lull wi\hin 10 days .fIllr II I. due, you Wiil pay.1aIo cl1arge of 2% of lhe unpaid .mou!ll of m.l~ 1la)m1e!11, -fl\Il~ on \he basis of . lull ",,",I\-
ctar monttJ for any fractiOnal monthly period in $xCess of 10 days.
P~ymeJl\. tfyou pay uff en your dab! eMy, you will not have to pay e penalty.
Security. You are giving a security intet$$t in the vehiclo baing purchased.
0tf1er Terms. Please read this oontracl, including thQ reverse side, tor addJliCnal information abOut $eCurity interests. nonpayment, oofaultr any requIred tej)ayment in tun before the
achedulOddale, .nd pona\tioe.
IlIMltATION OF THE _MOUNT FIIIARtEI 17490 (1)
1 CasI\ Prica (inclUClin9 .ny !/<)(lesson... '.IViees, .nd ta><esl $ 00
t TotBl Duwnpeyment '" Net Trade-in $ 8476 83 + CaSh Oownpayl'tlent $ iliA
.
Your Tfaae~jn is a \996 TO)'jlrA 4RIlNIIFR $ \W'i ?':) (2)
Year Make Model
3 UlI,Oaid Batanct 01 casn Price (1 minus 2) S 'in]:1 1:' (3)
4 Ulhe' Charges Including Amounts Paid to Others on Your Behalt: SELLER MAY RETAIN OR RECEIVE A PORTION OF THESE AHOUNT.
A Cost of Requir~d Physical Damage Insurance paid to the In,uranea Company Named 6elow - Covering
Oam.geto the Vehicle
I Cost of OlltlPnal CTlOlllnsurance Paid to the InSUl1lnca Company or Companies Named SalOW
Ule $ N I A Dlsallility. Accident and Health $ /II I A
C Cost of Optional Mecllanical Breakdown Protection P~d lo.tne MBP Company Named Beiow - Cuvo'ing
C.rtain Mechanical RepsllS
6 Uen Notation Fee Paid to PUillle Olllcl.ls
E Govornment Ucen.. and/or Registration ~..
f GuverlUl1enf Cer\itIpate 01. Tille Fe..
Co Olller CMril8s tCreclilor must identity wll('I will receivt payment and deacribe purpose)
to BOBRY RAHAl. TOYOTA lor PiA FUHn/OOC FEES
to for
l'lla/ Otoor Charge' and ArnIlunt. Paid to Oth... on Yo", Benalf
5 Amount Financed - Unpeid Balance (3+4)
Additional 61 Finanee Charge .
Disclosures 7 Time Balance... T(l~al of paym~nts (5+6)
ReqUired By
Slo'e Law 8 P.ymenl SChedUle. ~ paym.nl' 01 S 2?< 14 ,,'h, monthly beg;",,;ng SEP 12th
one final payment nl'$ III A duo on , 19 - .
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Disolosures 7l Time B.18.,e - Tnial 01 Paymenls 15+6) _.._., '-
l1et1uired By
SIOI" caw _, Peyment S'Md"I~ ---60.. paymentS.1 S 223, J 4
,. one linal payment 'Of $ _. N I A, ~ue on
uaeh. monthly DeQinning SEP 12th
.19_.
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Required Physic;1 Damage Insurance. PhY'iQol damage insul'8nCQ 1$ ~ql.ljred. but you May provide the required Insurance covarage through an existing polley 01 in"urance
awned or tOlitrolled by you through anyOne you want who is reasonably IIcceptabJe: to the Creditor. If you buy it lhtough the Cradilof \l:nd are t1ccepll7ld by IlIe insOrance company. lhe
polities?r c:ertifitates lSSl.leO by the insurance company will describe the terms a.nd COndltlol1s. The! cost Of thiS lnsure.nc$: 15 shown in 4A ot the ltemizi,llion above.
o is ~ "It:"" Deductible CQlIil'lion aM either:
o S I iii 21 Deductible ComprehenSive inCluding Fire,
Insurance Company-" ..__.__" ' M__ Term: _,months /,
Theft ano ombined AGdIIlO'" Coverage
Optional If dcS"ed - CJ Towing and labor CoSIS CJ Rental ~elmbursement I:) OB Radio ~qulpmenl 0 Fire. Theil and Combined Additional Coverage
Opll...1 CI.~III.'ur..c.. Cf$~if tlf.lmrooco 1ft. '''dll dIROrni;!..."," Ii'll ,ot f$q.II'Il' I. 'Ofal, e/llllL ,nd will'';,1 be p(ovided u.le.. you 'ign ,nd"agreelO oay the additional
cost. whith IS 'l1Own batow snd In 4B ot the Ilemi>ation abOVll,
Type
Cr"dit LIfe
P~.rrIiUITI ~'..
o Single Coverage Si_.
o JDint Coverage,_-.!-
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Term (mOfllhS) "~jgna!Ure .-
fA I want the !iipe~itled
IlL,. ,redlt life coverl.ge. Buyer Signature Oat
-. j want the '1l:1itod
c credit diubl If;
..N A covera.9!l. Buyer SignatUre Oat
e Co"Guyer SIQnafure Date
~redi1 Disabilitv
Single Cove'age IBuyer Only) $ '. CO-Buy" 51 nature Oate
If YOu e1eetoptlOnal Greclit i~5~~r~e accepted ~y the insurance compan~, tne terms and conditions wilf be as described in the policies l)( certificates issued by tne
fnsural1ce company: T~e Ofigin~l al1'oul'lt of the decreasing term credit ure insuranoe will flot exceed ~Q9Q9Q . 00 . Credit dieability insurance payments wi!l equal the
monthly payment amount bot will nol De more.tn,Q$~. 00 . Insurance Company UNIlffR,SA/. YN9ERWRITCRS
THE INSURANCE, IF ANY, REFERRED TO IN THIS CONTRACT DOES NOT INCLUDE LIABILITY II~SURA/lCE COVERAOE FOR BODILY iNJURY AND
PROPERTY DAMAGE CAUSED TO OTHERS.
Optional Meon.niClil Bl'tIkdowr'l Prol~lotl. MeehanlOJI breakdown proteQUon Is not I'Iqull'td to obtain ctedlt and you mlY put~hase it ftom anyone yau want who i. reaaQr'lubly
Iceeptlble to m. CredltQf, You may /Jl,lrchase mecMnleal breakdown ptotsc:r1on undel thit; tQl'llract by sigl'litlg belOW and agreell'lg to pay the ~ddj~onal cost. whiCh is snown i.' 4C gf tlis
\timiz~~on .above.
Tht lerm 01 this p<o~tiOil will b. 60 "",nths tr<m\ tlls dale 01 delivery or unlM tile _a. sf the ..hl<:Ie sllews s~e~ mile.. wniChever
occurs :irst If you purchase this protection, you have reviewed [he terms of the contract which ~escribes this proteCtion and you ul,ders an at a eOQY of tile completed contract
will be sent to YOU as soon as prayticeble,
;pccmz.fJJf~ -Sfo.v~\~
Buyer Signoture Date Co-Buyer Signature Date
1101111 of &olltl....d PlOlllllllO P.y_ Vsu agr.. thot you have received lhe ve~icle and/or serviCes desc.ibed aDPve, and have accepted delivery of I~. vehlc!e in goOd. COMitio~ You promise t.
pay lb th, Credimr the'tatal Sale Plies sl19Wft above by making 'he iotal Oownp.ayment il'ld paying the Cre<litor the Total of Payments in accordance with the Pa}lment S~edu\e strown abOv.
and 311 other amounts due ut'l(lQr this GOn~ract . .
s
N,'A
OO<1uctlblo
IMPORTANT: READ THE ADDITIONAl. TeRMS ON REVERSE SIDE BEFORE SIGNING BELOW.
NOTICE TO BUYER:
.\
Do not sign this contract in blank.
You are entitled to an exact copy of the Gontract you sign,
~:~iltoP~
SI~ro 01 Puye,
A~ BOBBY RAHAL TOYOTA
CredilOr
By
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Signature and Tide
Yeu signed tbl on
/0
SignIblIO of Buyer
This oontraCl is assigllOll to TMCC s!JbiOOl to -..Iiase under fl10 _ of me "SeNiti'.
Assignmenf" un me.,....... side.
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ceived a COMpletely filled-In COllY on Ji:Jl
2:3l.1.
.19_.
99
SlgnatulO of Co-puyer
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(r1lle1 $eIIor BJ' \It COlO. or part...stIip) lite)
OISTIltllUTION: WHIT!;- .RANCH COPV: GReEN - FlLE ':Or>!: CANARY - s;l'~" COPY; PINK - 2 il\lYEl'I'$ COI'rEB
PflEVIOUS EDITIONS MAY NOT BE USED .".",..... f'A-s""
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(II Curo, or PaTIIIersI1iI>l
PB\tNSVlVANIA (l=Ot use ;nth! ~te of Penn$ylvatlial
90.1lAC..24'7
90/170'd
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MAY 22 '00 10:28 FR TMCC-LF5
OTHEA tllllPOl'tTA"" "<lIlEEMENTS
Pa\'IlIOl1l:l8e1tire or AllerS_led U..Ilale. Tnis is s s;rr.pia inte...t contruct. This mear~
mat TIle wnOunl at TIle Fina'1Ce Cllarge may va'Y. The Finane. Cllsr.lO and 1bta1 of Payments
shown on lb. front at tile to".met are bas6d on 1I\e ilSSUffiptiOn that .all piiyn'lOO'J; art OWle
When due, rhe Crellitp, credits each payment first t,:l .eerued Finsnce Charge. then to tne
t1rlpatd balance Of the ArnoUIlt Ananced and the rem'ainder to unpaid chargss. The Creditor
cPlnpt.'le' your Fillance Charge esc1J day on TIle unpaid balence of the Amount Ananced. The
Qlier you make payments before their due dates, the less Finance Charge you wlll owe, Tho
Ctednor will send you a chad< for any a'''''urn owed to you after your lest pjl'{lOOnt The later
Y<lIl make paymente attar~ are due, the grearer the finance Charge, Th. Creditor will a<Mse
yiJu Of any addi1ional amount you owe at me end of ll1e conttact term. You umlerstend that
payment 0/ al1y illSlllllment after ~ i. due will be a dsrdult on your part as stated below.
OlIIneoInip, l.lJcatlen end RIslI of Lilss. YOu agree to pay tne Creanpr all you OWe under this
contract evefl if !l1e vehk:le is damaged. destroyed or missing. You agree not to ssll, transfer,
11lr1l, lease pr remove the vehicle trom l!le state in Which you reslaa on l!le date of tillS con.
tract w!tho~ .the 'prior :Written ;permisislon of the Creditor. The V'AhiC1E! will Oil kePt at tile
adO:",," you sPecffy In thl. comract unless another aaares. is prOl/iUOll to Ole CrelJittlr in writ-
ing. V.ou wi~ nctify tha CreditOt in writing Qi any tliance in your address where the vehicle ls
reguially ;Pllilted. Uncer np plrcum'tances \.ill you oe permitled to remove me vehicle from
the cot,~oentai United States:except to Canada and then only for.fl period of 30 days Of less.
YOt.l agree to -keep the vehicle property maiiltained. YOl.lagree not to expose t~e vehicle to
m~use or confiscation. You \^;H! malte sure tire Creditor's sectltity interest (lien) on the vehicle
is sr.owfl on.the tiM.
T.:altK 3nd Other Charges. You are responsible for and will pay when due all taxes. repair
'olil$. stoTaga bill$, fin!*O. .assessments ami athor cha.rges in connection w";th tMe vehicle. It you
fall to pa'; these ampuntS tne CitOitOr may dO so tor you. if the Creditor aOllS so. you agroom
(epay tne amount when the Creditor asks {Or it. You agree to comply with all regiStration,
licenSing, 'lax and title la-JIG applicable tQ tha vehiclo.
Se<<Irity Interest. You hereby Qr3rti tile Creditor a security !ntere:st in: (1) the vehicle b~ing
purchased. any accessories and equipment then insmlled in the vehicle, ar.y accessions
installed In or atII:red to 1t, vehicle and al1y "p~m.nt pans installed in 1M veh;cI~ (2)
insurance premiums eno charges for mocl1an'c~ br~.akclown protectiPn corrtracts returned to
the Cret;litor; (3) proceeds Of any InsUrance polloies Or meOhanical breakdown prlJtcction Gon-
tract on the vehicle; a.1d (4) p~eds of 'irrj insurance policies on your life or health whioh
&[9 ~d in tilts contract, ThiS ~eC\lres paynw..rrt cf al! amounts yw \NJe in this tat\~
3I'lO jl'l ony Tfflnstef, rel1ewaJ, e~teflSiOIl, reflfls,11cblg Of assignment 01 tJ1is contract. This
alsQ ~Cl)r~1i your otMr 3gre9mentS in t~i$ uontract.
Required Physical Oamsge Insurance. You ag(QG to nave physical damage inSl,ltaoce cover-
Ing .Ieos or aamage to 1I1e Vfllida lor the term 01 this ccntract. The pnysic:ll damage in'U1enca
mus,'f'naltle the Creditor2lS joss oay6e alld must require 10 days adVanl;e written notice tattle
Creditor before any canceUaticm Or' !'eduction in tie insurar.ce coverage;. You agree tQ deliver
promptly to me C~~Ot Whatever 'i\Tit'tOO proof of inSliI'anoe cowrage the Creditor may rea-
scmmly request. At any time dudng ~he wm of t,is cOntract, it YOI! do tlot have physical
damage in5UitinC5 which covers beth t~~ interest of you a..'llj the Credltoi in me vehicle, tnan
the Creditor mliY ouy it-for you. 11 th& Creditor does not buy J)hysica1 damage insurance which
covers bottJ jnter~ in the vehiCle, it may, ~f ft decides, bW inSUTallCe Wl1le:1 COVBrs onlY the
Creditor's inte(est. '
The!: Creditor jS under- no obliQ3tton to biJY insurance. bur may do so if it desires. if tho
CreditOr buys CC'Jf;rane-p1'01actltrQ Doth me in~erest of },Iou .and tl'ls eredilor. it willlat yolJ
MOW what type it is, the amount of llie coverage ond tl'lG chal"'ije you must pay. The: cl1atlJe
will c:oo-eist of rhe t;0:S1. ot t!':e 1llSur.mce and", linallca ctt3rge at the: Annual ~rcentage Rate
appJicab!e to this contract or, i1 that-rate is not authorized, the l'1ighest lawful cor.ttact rate. You
{Igre610 pay :rle (~larce in aqua! ir.swJlfilents alortg ~'..iL' th~ na~:-olt~.snown on Ute payment
$t;lha:dule, . '. "
If the vehicle is lost Of damaged, you ilgl?! mat me Credi{o-r can use any insuranoo wttlemerrt
eithel to repgir the vehicle Qf to apP~i to your debt
late Cllarge. I! a payment is not paid in full wiV'::r: 10 days after it is du~ YOIJ ilgree to pay a
late cnarge Of 2% of the unp..'lid amount 01 the late paymll'nt. computed on tl'!e 0ns1s of :; full
calender month tor any Iraetkmal monthly period In exCGSS ot 10 dayt...(-u:ceotapce of i:i late
payment or late charge does not excuse YOIl!' !ate oayment or mean t/'I.at ypu can keep making
paymtnts after tliey are dl.!!l. Tne CrerJil./,lr m.~y I:dso take the st~ps ~t'fOl1n beltjl;V if ttlel'8 is
any late payment.
Insurantl or MaCb~tdcai l)te&~cwil ?rot&ctifJll Conb'aats. Thia contract m~y eontain
CflaJtjCtf for lnsurance Qf meChanical breit.!t:tllJwn pratet.1ior: _CCIilI!1tI;!'$. If you default under
this conl:'3ct you agm that the Cr~ditc:r' ((l4'J alaim benst~ und."Ir tl'\6SQ OOO\i"ats ir.d m:mi-
iia.t&ttlem to Obtaifl refunds for UI1e?l'l1(!d Ctl~rg:l3S, You agre8 to cooperate: will': the CredItor L'l
collecting any prOceeds or cancella.tion to'fuil(lS. H1cludlrll,1 execiJting aU nec$ssary- papers.
Jn$Qr3JJC8 or Mtllcf1anit31 Breakdown Protection Con:t'C! Ch,u'tle~ Returnee! tQ CrevUot.lf
any cfli!Tge rer reqUired insurance is ferumed to the Gteditor, if may be creditad to your
acco~nt Of lIscd to buy :;imilar insurance or 1i1$UItl.o\,'e which cover:s onJoy' fhe Creditcr's inter.
est In t/l& ',fflhl:;:le. My refund 01'1 (1ptlona! inSU(2nC~ or me<:!1ar:lcal bl'e3kdown protection cen-
'tm~ ohtaine<S ~y tl~ Cre-ditm wm b11 C~Q(tited to your aCC:Olll'.t. 1'"f'le'!e c.redits will be appn~
to as many of YQur rmtl,.ln: and .l,:i'l;)i.lid in8tailme!lis. a."I rt\e}. will 'over.
Der..II... Required Repevmenl ill Full Bejore lile SOh.oul.d nOlO. Yo, .AI! 00 in de~un
(:nd!!;, thi$ contract it you faU to pay any payment ~ccordtog to:i tt1e payment SChedutf1; If
barkruPtO'{ \if insolvency p~oeeedit1gs Ye initll1ted by Or against YOU: if any jJlif80n tries to
t3i(i!: arty of your pr'operty by legal pmcet!dings while it Is i;1 you: posseSSion or C:OlltroJ: It@u
IlSB the vehicie for megal pHl'J)OSes: or jf you break allY Qf the agreem~r.t:G ill this contract. if
.
, ~ -',_.- ,,'"
2159555'360 TO 92158642610
P.05/06
you .11l in defoul~ th. CraditOr can eccel'rete th~ payments undor this ""mrect and demand
that you pay ell tho! yOU PWi! at 0000, 1lie Creditor may also lake the Slops .et forth below ~
yOu'default 1l1\\I\l\' Ihls contract , . .
Rep....,.;.. of lha Vohio:le for F.Ullfe 10 Poy. ~ yoU default u~r thi. contract, lne
Crell~or can take t'1e venlcle Irom you (repOSSOOSlon), To take me vehiCle TIle Creditor can
enter your pro\lOrt'j, or \fie property where ~ is S1~, SO i<lnli "'It IS done peactl\llly and
lowfully, ~ 1I1ere i. eny peroonai proptlrt'j in the vehitle, suci1 as clothing, the Creeli\Qr can
store it tor yol,i. Any accessories, eQtlipment, acceSSions or repJacamem Parts: will remain
wnh tl10 vehicle,
G8\1I~g,,~ VelIllI. .Bad< ~.t Rep_io.. a the Crod~or repossesses L~e lI;Olllcia, trre
CredrtO\' Will semi 'you a notice 01 repossession. Yoo r.alle 1M right 10 get the vehicle bocl<
(redeem) and terminate the conllact by tenaerlng: (a) tIl. entire amount YoU ow. on the GO'-
t"aCt (not io$ pw due payments) plus any unpaid 1m chofQes; Md (b) if you wore ifl detaun
for more than 15 days at tile tJm~ of repossessio~ ~ne ~ual, necessary and reasonable
COs~ of retiking, repairi:'lg and stormg ~ VQhlOl(l Wllich are SUPCClrtcd -by ~iptS or ot!ler
..ati5facrory oroo$ of payment. Ywr ri!lhi \0 redeem wilt and When lhe 'IOllic~ is &Old Of
when !he Crediklr enters il'lto a contract for its disposition, whichever DCCUI'$ first.
Sale of the Rep~d Vehicle. The Creditor v',Iili send you a written narice of sale at least
15 dayS beforo "lIine me verude. If you do not redeem the vehicl, oy tl1e <late O~ toe notice,
the CitOitur can ..iI it. The Cradltor will use tha not proc<le.ds of the .aIe to pay all Or part of
your detJl ,
To the oxlent p,nnilted by law, me net procaeds at sale wjllOO figurerl 1l\iS way; My late cherg""
and any chaigos tor \OOng, 5tUling, deanlng. OO\iertlsillg. leasing antl'or $OIling the vel1i~e and
any reasonable attorney fees and court costs V'JiIl be subt:acted from the seWr.g price.
!f you owe the Creditor less than fr1e net proceeds of sale. the dil'ferenCN is owed you. unl~
1ha Cred1tnr is reQui~d to pay it to someol'le elSe. For exam pIa, the Creditor may be I'8QU~
to pay a lend.r WhO has given you a loan and also raken a .""urity 'nterllSl in mo vehicle,
If you owe more man filS net prucoeas of sale, you agree to pay the b11ferene. botWoon trre
Ilet proceatlS of sale ana What you owe wI'len 1I1e Creditcta!ll<S lor tt. a you clo not pa'{ tlliS
amount when asked, you may also be charged interns! at me Annual """"n!age Rm applica-
ble to t,;'is contract. not to exceed tha nighest !avf.ul rate, until yoll do PW aD YO!'! awe.
~r.dGA ~. Ii t!li~ <;ot\traCt is rererred 'for cOlled.iOI1 to ;;t11 attorney who is not a sslarlOO
employee oftl1& Creditor, you agree to pay the attome~is reasonable fee and any CQ!Jrt l;OSts.
You elSo sgree tp pay the Creditor a oheck collaction charge, eo euthorized by law, plus the
amount cl1llTgao bii tho finanCIel institution for each Checl<. draft or otI1er tOItll 01 payment
wl1ich is retul'lleC or O'lshonortld tor any reason.
Credit Jllfilnnation. You hemlry-aUUloriZEl t~e C:edllor to investigate your c:edit worthiness
and credit cap~lty in connection wif.:h the ast.ablishment. maintenance and (Ollet:tlon of your
aQ'iOWlt and to furnIsh information conCernll1g your acl;Oont. inCluding insurance infQm"la~
tion. 10 crer::llt reporting agencies and oUlers who may 1~N1u!1y raceive sueh informatIOn,
Interest after Mllluri~. If ther'6 is.a balanGs dUll when tl"Js contiact matures, you agre! ro pay
illterest at the Annulll Perc.m"it&.QI'l- p'a\$ apP.licaQle .to 1h!-$: (:onnact. or if that rote 15 not auttlo--
ri.ted. the highsst lawful rate, .
1Ielay i. Enfnllllll!l JlighIB allll Cl:alltlos In this CIlII1lll!:l. n.. CitOitor c:l11 ~y or refrain from
OlifolOing any Qf its right$ ",mer Ws contmct _lOSing It,em. F\lrOlOlmple, b... creoJ\!>r r.an
extend me lIme tot tr'.;~kinQ some payments wftnOtlt e.xtendjng othars. Any change in the tet'fYIS
ot this _ must n. in writing end .ianea ny the Credrior. No oral CI1angea are binding. "
any pan cflhl& COntraCt I&,nut veild, all ol!ler perts wii! remain 'nI<lrneable.
WarrDti~.~'~~ OI"I.~ip1s. Ypu .4m,laI'$taRd,lt1at me Seller is ;lO! offering a.ny exprens war.
I1Intie.; unfes" (i> the soll;r -.dh '.ffitlen wtlrrantY; or (il) me WindOW form for a user! or
demonst:3tkm vehicle iMica.tes ihat the Seller is givil'g expfess watl'Mtie5.
10 additJon lIlel'll are no implied wlilTlllities 01 men:l1alllllbililv Dr IitmIss
ill[ PlirllCUla.t@U.!'PoseOfanynlherimPIi.etI.wa. ..ITa. ilIi~bv. . tile Se.'.ler cov-
erUIJl tile' yetilCle unloss: .11.1 YOU pu. rcliaS. ec! lhe. VIlni.iClil for pelSO~11
familY, or 1llll!Sellnl6 use; (Ii ll1e !l8Imr~.enlIS a lIlrillllll warrallly; III
din 90 daYs. frollJ Ihe wle of Ihis cOiill'act. you e_ inlu a servse
Coil1ract wtth tile Sellsr Whicll. aPRIi.es mIne ;iiQllJr vel1.i ie.l. ebBl. -ng IIU. ....
chase~i. Dr (Mille window rorm lllr a use. d.!II' demoom.' lion v8Iilcle
stales malllle jlel!er i$lliv!n~ implied WlIrralllies. Totlij!elClent permit-
Illd !Iv alllllir;able !;roAr, llie Seiler shall naw no rel!llonslbllily to you Dr to
any oller person with respect to any lnt.erru. llJlionol S8lViI;e, loss of busl-
llIlSS or anticipated pro!itClr oonsellllelltial ilamll!lK.
An !mplled warrantY of mflfCtlantabiUty generaLly means that me vGhic:!t is fit ;cr the ord:nary
purpose tor which such vn."'liclas aI's geml'l'slly usee, A warranty of t1tnes.'i for a pmtitMar pur-
P'Joo is 11 wamCl!l/ ir~ ;flilY anSta wh!n tM 5eiier h:as. rel\S()I~ to !\{lO'!J 'Ihr: ~artitt.daf ~\Jrpase
for whictl yuu re!!uire the vehicle nnd yO:.! rely on trle: SdUer's ~kiU or ludgmant to fumjs.~ a
lll)ilt.tole vehicle.
This pr{lvision ::lues l101 aNect any warmtl1i~ covel~ng tllQ \Mi~;c!e ...."":en l{lay i).E!,pralf.ded by
the ...ehicle rlja{julact!.l;~r.
GOvtfi'linu Law. This cont!ilGt \flJill be governed lJ'J me laws of the Slate of ?~'1t1sYlVanla.
Moti~. tG 8uyel(s\ (>! Owd ., ~elllOl\SlraliGn Ifllilieles. II lhe vellicle ileing purcllll86ti ;3 a
usea or demonstmtion vehir,lQ, tl:te 1oUowing nctice applies; The !ntormlltlon you see en tbe
window form tor this lIe!lide 'js part of U!i$ ~Ontm;l:. lnflirm:M'ion on the window farm over-
rid\la any co,'IIriI'Y pror..i... Ir. tlJe eo.'llracf of sell:.
\.
--......wlAlllllil,'.
I.
'\
'** 90"381:!d "1\:1101 **
dolt:' UlldJl~ III Ull~ IJUiH!({Cl, iIllti 5f!Cl.lres payment 01' ail gmOOllts you OW& It! \tll$. COl'ltJ'act
$:l'1d in Bny transfer. renewal, o"Uln.sio!1, reiinanJ;ling Qr Slili'ignmEflt ot thiS contract. This
also secures your other agreement.s :0 1t,i$ oontraQt.
llequi..U ~ Uamag.llISlita...., You .,roo to na'J. pf?JSi<:at damage inour~r.c. C<lVer.
ing tq;;s or d","agetc tlte VIlhicle for II\e term of this cOnhacl. The physical dam.go insurance
mUs\"name II\e Creditor as loss osyee and mUS! reqUire 10 ~ ad....,. written no;". \0 \he
Creditor bero='e any l';arKle!ratlon or ,~dvct!ol1 In the insura:-:re CC!VCragH. You agree tu deliver
pramcttfY to Ule Creditor wrnrteWI' written prooi at insura~ ecvetag,~ ttw. Cre.dltOf may rea~
sonably reauS$l At any time: during the term of this contract. i1 you do not have physical
t!at1>.a(lO i= whie.; covers bllth Ih. infllrost 'Jf you and Ir~ ClwitQr in the Vehicle, Ihen
tl'!e Creditor I'l'l~y buy it 1o( ~Ol.J, If the Creditor does not buy physical darrl3.0e insurance which
covers ooth interests in the vahic!a. it t!'I.ay,.lf,it decJdts. buy insurance whie.11 CO\l~.('5 Only t~
Credilorl inltrest. . ,
The Creoitor i1;. l,1nt!9r no Obligation to bvy insurance, bIn: may dll sO it it desires. If the
CretfitOr buys coverage proteeting both the intarest Of you arsd the Creditor. it will illt you
l\now what type !t Is, the amount 1)1 the coverage aM the c\'Jarge you must pay. T11e c~rqe
wli! consist of the cost of the il'l&i.li3.nce and a finance oharge at We Annual Percentage Rate
aDPlleab!e \ot'rls contract CII, ~ ttl;lt rate is!lOl aL'lhotiW!, the highost Ia\\lM cOl'1t:1lct r~t,. You
agree to pay tr.e ch::rga In equal instal/mente alot"!!:) Ifli1h tt:~ p,ay'~errLS. st;awn on thl;: paymer,t
set\o\lule. . ." ..
I'f the vehicle ls Josi.pr d9maoed, YO!.: :lgmf that the Creditor c::r: use 7.1'('l in$I,II(i110e !;iertlement
sltherto repa:irthe: vehicle Qr to appry mYOifr tlebt.
l.BtB Ch!rge. ~ a aayment is not P3W In fu{[ '.with!" 10 d.:'1.y! after tt ls due, you ~Gr~\:i to p'i\ya
late Charge of 2% of !he unpaid amCtmt of !he late lJayment. compurt1cJ 00 the Da8is Qf a full
caiendBr month fot tiny fmC1:!onm, monthlY cel'lod in exces,s of 10 dlWS .,Mcl::l(.ltaoce "t a late
payment or iato ch~rge does rtot excl.lGa your late oayment or moan tHat you can keep making
payments. after rfl'"E!Y are due. Tt:il Cradlto( may alS(lta/(S the step!> set fo'rth below if there is:
ClIlY !ate payment '
insu~a{l,~e Qf Mecnani;:.at Glukdew'U Pro1~Um Cnn\f;:at\$. 1'111-0 contract may t::mtairi
charges b It'tsuraf'K:e or m'3chanic31 bre3kdcwn protACUM cantmcts. If yeu default lllider
{tits OO!"l\fW::t yOu agr:e 1hat 1tm Grecttcr may i/lalfl\ 001\emS urn:!.ai 1:'1e5e. contrntts and ~enm~
!'late them to obtain rcfu:1ds for unearned ch~rg~, YOlo agree tu r.oope:ale wil:l tl1e Citldltoi ill
ooftecling any prooee(1S or car.ce!latlo." ~t--.ll'l(jS. inc\udil'\Q @:~eC\rtinQ aH necessa!"1 p~m
In~:al1Ca or MeniJaeieal Br93kdown Pro~f!etit'n Ctmiract Ch-;l'gl$ Poewrl'led to Creditor. If,
any charge ftlr reqtiinl:d It.$llr.1nCe is rGtlJrrleO to th, Creditor. it "lay tit credited to your;
A'Ct:iOunt or use:a to buy \:iimilar lrlsuranCe or lr.smi'l!'1te wnicn ::ovar.; Orliy th(,! Creditors lntcr-i
est in \ne. \I\l~Ie. Artt refu~d 1;'1\'\ ~ol"lal \;)~U;;.~ or rnech&I\:t31 breakljwm prDte~1"I cell")';'
tracts ODtained by tile Creditor 'Nil! be credtted to your accmmt. Thssa Gredits w!l! be appiled:
to as many 01 your m&t1,;{(l: 3M unpaid b$~\ll~.$i~ ai> ~hP.'J ItJi\i tl)Ve~.
tJdIIurt and R!lquired ~p=Yi\lel1t in F!,IlI Before the Soh$d~led DElte. You wm bEr !il tlefault,
under rtlis contract if you fail tQ pay any paymer:t ace:O!"ding to the payment r,;C!'l0('lul&: if:
bankfupmy Of inso!venoy proceedirll.1s tue ioitiated Dj' or aaaiii$r you; if lmy pernon tries to
takE! any Cl'f your property by iegal pro'-'f!edings whlle it ls it! YOJJi possession or cOI1trol; If you ':
use the vehiCle tor llIegal purpom;-ot Jf yOu b~k any 01 the agre9ments in this contract. If
"'
-. i1JlO1"'-'-"
,~. -,
._<._~~
t.UlIecnDR t,"OOO:. IT oms coml'3Ci' IS re1'errea tor couectron to an attcmey who is not a salarf:l
empioyoe 01 tile Oreditor, YOll agree to /Jay the attorney's reasonable fee and any COlJrt cost
Ynu a/so agt1!@ 10 pay the Creditor ~ ~heck colieclion Cha'ge, as authorized (>, iaw. plus te
nmount Charged by the financial institution for each check. draft or other 10rm: at paymel
W!lith is returned Of dishoilOred tOr any reason
crUtt in~i;]l1. You M"Ji\)~ ~uUi'Jiize '\he C,reGi~or to itrJestiga'J.e your crt>da worfumes
and credit capacity In conO/ilctiOI'l ""lith the establishment, mairrtemmce ;!Ind COJl!:!ction oI YOl
account and. to; fumlsn' ir.tmrnatiGn ccneemino YOllr account. im::l\lo{IIC iosurante intonm
tlon, to Cteait repolting agenci~ Bnd othEr.'$: who may /alNfully receive sUCh infurmation.
Ir.terest after Maturilv. If ttlere is a balan~ dU,," wnen mis COF'Itract matultls, ~IOU acree- ro pa
interest-at the Annual Percentage Rate app.licable ~o tms contract cr I: that rate is not auti1c
">ed, fila highest lawful rate,
De~ in """"'ing l\igllft enu ClJaogas In UlI$ Contract. Tl\e C,OOil<>, can oelay Or _n tIT)!
@nfurclnganyof lIS r~hfs under!h. oorrtractwithout losing them. RlrexalOple, the CreOitorca
6xtand ttre lima fo, .,..aking 60m< payn",... witllout '''tending otI1ers, Io&rj change in th\llenn.
01 this conrl;t;t must lle i,n writing and Sig:led by the Credilor, NO Or'3.f changes am oir.ding. I
3fr/ pa~ of th~ oorttraGi io no\ valid, au other :mrts wili lW1ain enfOt<:eable.
Wal11nti~ ~el!l~ nl~iJn3, Ygu .t!l1dB~:,!d:that. tile SeHer is not offering any express vlar
ranties unless: (i) 1\'t& seller axtfmos 'a' wrifte!l v/arianty; or (i~ the wiMow tonn for a used 0
demonstmtion vb.!':ic:Je indicates thai the Seiler is giving exprf'.s! warranties.
In addition Ihere are fiO Implied warraarties tlf mercllanlllbililV or fitness
lor partiCUlar p'urpo~e or an}' clller ImP. liedwarram. ies by. Ill. e Seller CDV'
erin!! the vehicle unless; (!l youllUreI1asetllhe vehiCle for personal
familV,or hOlllleilold _; (.l) lbe S:eililr eXle!nd$' a wrillen tIIllrtamy; iiii'
wlt!iln !Ill d~ !lorn lile dale 01 !l!is conll'\let, ~ou enlllr 111IO a Slll'Vlci
.ornraclwitll the Seller which app.lies 10 file motor ve~icle beinil pu~
C!laSed: or liv) lIte window lllrm tor a used or\ dllllloiJWalion vehiclE
sillies Ibe. 'the. Seller is giving.. i.mplied warral)lillS. To W.e. extent permit-
ted bv applil:1lllle law, lI'ie Seller SIlallllllveno r$P.onslliiilly to you ort~
allY elber peltOn wilh respecHIlIlr.y intelTlllllionlif service, loss of bllSi.
n&$$ or Slilicipalelllltofrt or cll!mlquelllial IIamages.
An jm~jiad warranty of rr.el'Chai'ftability Qane:raHy mear,s thirl: the vehiCle is fit for the ominal)
t1urpose 10r whiC~ 5uCh vehicles are getlt}!"S11y used. A 'N~rnlf1ty, of fitM$S for 1.), particula( our-
pose is a warranty t!J.l.t m.ay ansa Wl'len tht; Seiler has: mason to know ihO Danicul3f PI.!ipOSl:
for which YOlJ reQuire t!1e vehIcle anti yO:J rely on me St:)lIer'g sJ.;iH or judgmatlt to furnish a
suil:llJfS'vehicie.
This proVlSiOf~ does not affect any wali\\f1ties covei'!OQ t/"ta VP,hi(;la wt1!ch may lJa prOvided ~
the veh:cle n1ar.ufacturef.
GOyeming Law. Thl$ contract wiii be govamed by !/le laws of t!1e StntP, of Peill1sylv~(:ifJ,
Notice!& Bu~t(s) Oi U:J.eQ or OernOlJ$fnrtiop Vehicles. !r till) vtfliGfe being purct!atie(: !$ a
used or demonstra~on vellicl8. the foJ!O\r/ing notice applies: 1'hlt lnJormation !fOIl sea (l'n the
WlndDW turm ftr thiS vebicle !s pan OOf UJG$ mmtract. Infljrm3tiorr on the' window fQ:rnI over..
rltle$ any <onl,.ry provislOllS in II\e Com..." of salo_
NOTlCEAHrliCLilER OF TillS CONSUMER CREDIT CONTRACT IS ,SUBJECT TO All. CLAIMS AND DEFENSES WHICII THE DEBTOR COULD
ASSERT AGAINST THE SELLER OF GOODS OR SERVICE'S 08TAINED PURSUANT HERETO OR WITIf nlE PROCEEDS .IIEREOF.
RECOVERY HeREUNDER BY THE DEBTOR SHilL!. NOT EXCEED AMOUNTS PAil! BY TIlE OEllTOR HEREUNDER.
seLJ.CWS 'ASsICIIMEiIT' '. .
Sener sel1s .and ass_lgns to Tcyol'2 Motoi Credit Corporat;on (TMCC") aU of its rIght,
title and interest in tl1iS contract.
In a(fditiorl to IfIe Selier's Warranties and Ropresentatlons in the Ro+.ail Sal-es !=il"lancing
Jlgreemant !'M38tor !\groom.n\"), Sell,r W'arrenlS and represe!lfS tne\. (1) Tile cnn-
lract arose from the retail sale ot the property desclibefj. on tho lac. Of me contrllC'';
(2) $o1le, had \itle 10 tlte PfC;:erl:/ '1 tM lime O! salefr" oj 'f'>! ~ens; (S) A~ disc....
sures required l;ly th(t Jaw were properly made to the Buyer pnor to the Buyer signing
\110 ..-; (4) All insurar.ce dl~sor.. made Ily Seller are complet" aetllrate.and
properly made in aO::Ord""ce with applicable law; (5) Ail insurancs documentation will
be dollvered to too Suyer wimin II\e time reqUirM by 1.\\1: (6) To the !lest of Seller'.
kl'lovJiedge. the Cultiomer Statement is accurate; 17) The Ch>wi'ij)aymer.t recsivlld by
Seller IS e""ctiy as atateQ: {8\ rr.. oonlract is en oreoabiO; (9) Sellet is \icansed as
required by Jaw: (10) Seller hB$ tully complied with all consumer, protettiorr, f"~Ur61lCe
and ottr\lt taws and reguIatiQM aoOli<:abie to 1M sate of any Item cQ.tuinod In Uli!; Con-
tract; (1 'i) Any optional maohaniO'a1 breakd01."i" piO"tec;tion sold !lnd~f-thJs contract is
offered' for sale in connection with eomparabla casn trans:h."'tions at li. price equal 10
that 6;,"105" on the face of Ins contract; and (12) Selle, ha.. compli.d Wltn ail appli- '.
cable ....quir.m'l)!S rJi the HC Used Motor VehiCle irada Retlulatio" Rute.
E.al:::h of theSe" warranties and T3presentatlans is materia!' to TMCC's acceptance of this
oonttact. II eny 01 them is breaC!led or 10 errol1t()\lS, Seltar unconditionally prDnlises
to aOCOJll reassignment of this eontract and to pay TMCC, upon """arld. tha lull
amount 01 the unpaid balance U(\\ler trns contract Selitr also agfe8S to imiemni1y
TMCC to the lullexlent of aI1 10SStlS or expenses i.curred by TMCC as a result of sucn
broach or ""or,
Seller agrees ttl indomnifY TMCC for any judiciel ."'off or ioss suffered a. a resull of a
claim Or defense of Suyer against Seller.
90/90"d
0.9Cv98S.26 01 096S9S6S12
It this cotltrac:t Is rescinded, cancelied. wided or Otfi~l'wise:' made unsnforcable, Seller
shalt pay TMCC the fuli aml)l);'lt TMCC paid to purGI1aSC It.
SaUer snail ~ Uable M{llt a waivar. cnmj}mmi~e. :.ettienml1t or variation o1f the terms
of the contract releaSes the Buyer.
S~lIel waiveS notice of .a~rI!iUlf)t':e of 'this guarantoe 3:t'iQ rtotices of l1on-9flYi'I'l6nt and
non-perfermance.
CIlIlTRACTS ASSIG~EO SUBJECT TO ~EPUllCHA$.
if (hi, COrltract i' ..signed subject to repurchase, in addition to the foragoing gU3ran-
t~, i\'ldemnltieo and Obligations, Seller unconditionally g~rantees 10 fepurcl\ase tl\is
contract in rh9 event 01 a default and pey a/llosses and !){pen~s incurred by iMCC as-
providOO bY 1M len'lls 0' lhe Ma$~r Aq,eemenl ~-
: l . : :.~ . ,I
CllmRACT$ A2!lIGllED WITHOUT HECGUllSE Dll Wl1ll L1I1'1rtED REcOUilSE
If this OOl'l!ract 10 assigolJd with.out recourse or '(Jith limited re;(iQurse. SUcll assign-
_ ment is witl'lllUtreeolll'SEl to the Seifer except I" the circl.lmst9nces set forth'above and
:0 tile Master Agr~ernent and in and !Q me extent that an amount is stated in [tIc fOI~
10.1ng _0""":
Seller unconditionally g'Jarante.. Ii..\ if B"yer <l<faul\S in the P"'Imont <>f all'j iMlali-
ment tlflder this contract, Seller wm pay, upon demand by TMCC, me unpaid baJanC2
UPlOllle ,um of $.
S~"1-JJW1 ~~ 62:01 00. 22 A\:IW
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AFFIDAVIT OF VALUE
Len Boone, being first duly sworn, deposes and says that he is an employee of
plaintiff in the above-captioned action and is authorized to and does make this Affidavit on
its behalf; and that the wholesale value of the 1997 Toyota Rav 4, VIN No.
JT3HP10V2V7040423, is $13,600.00.
SWORN TO AND SUBSCRIBED:
BEFORE ME THIs1-Y DAY:
a-
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My commission expires:
Nolafta Seel
Mary Lou Fer_, NeEly Publlc
Horsham Twp., MonlQOOUllYCow1Iy
My Commission Expires 09<:. 28, 2000
Member, Pennsy vanh Atsocl3flOn of NOl,.ries
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