HomeMy WebLinkAbout00-04319
~
~, - ~
.0[
{~V' ~~cd J -
-". -,':
:~~ ..)
,',
"~'II
r
I
I'
I
I
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
I 7 tJ I?
)
)
)
)
/70// PlTF
ATTORNEY FOR
DEF
~
-
CIVIL DIVISION
NO.: 00 - J..tJ,{f
C,u~( I~
ISSUE NO. :
TYPE OF PLEADING
CIVIL ACTION - COMPLAINT
IN MORTGAGE FORECLOSURE
CODE - 140
FILED ON BEHALF OF:
Mellon Bank, N.A., Plaintiff
COUNSEL OF RECORD FOR THIS
PARTY:
James F. Grenen, Esquire
Pa. I.D. #46478
GRENEN & BIRSIC, P.C.
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
AtUnley teu
~
.I . ~"
.,"
"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N .A.,
Plaintiff,
NO. :
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
NOTICE TO DEFEND
You have been sued in court.
If you wish to defend against the
claim set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing
in writing with the court your defenses or objections to the claims
set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested
by the plaintiff. You may lose money or property or other rights
important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Court Administrator
Cumberland County Courthouse
Carlisle, PA 17013
Telephone: (717) 240-6200
,
, ~
~'I ..'.
..
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA.
CIVIL DIVISION
MELLON BANK, N .A.,
Plaintiff,
n-., -r
NO.: (JV-<.J3/'f ~ /..u.-
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
Mellon Bank, N.A., by its attorneys, Grenen & Birsic, P.C.,
files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is Mellon Bank, N.A., which has its
principal place of business at One Mellon Bank Center, Pittsburgh,
PA 15259.
2 . The Defendants are Jerry W. Simpson and Beverly A.
Simpson, individuals whose last known addresses are 336 North 21st
Street, Camp Hill, PA 17011 and 1448 Camp Hill, PA 17011,
respectively.
3. On or about December 2, 1996, Defendants executed a
Promissory Note in favor of Plaintiff in the original principal
amount of $86,321.35 ("Note"). A true and correct copy of said Note
is marked Exhibit "A", attached hereto and made a part hereof.
4. On or about December 2, 1996, as security for payment
of the aforesaid Note, Defendants made, executed and delivered to
Plaintiff a Mortgage in the original principal amount of $86,321.35
,
-
'.'.'h,.',_
~ i, '~
~
on the premises hereinafter described, said Mortgage being recorded
in the Office of the Recorder of Deeds of Cumberland County on
December 2, 1996, in Mortgage Book Volume 1354, Page 1056. A true
and correct copy of said Mortgage containing a description of the
premises subject to said Mortgage is marked Exhibit "B", attached
hereto and made a part hereof.
5. Defendant, Beverly A. Simpson is the record and real
owner of the aforesaid mortgaged premises.
6. Defendants are in default under the terms of the
aforesaid Mortgage and Note for, inter alia, failure to pay the
monthly installments of principal and interest on said Note when
due. Defendants are due for the February 4, 2000 payment.
7. On or about April 19, 2000, Defendants were mailed
Notices of Homeowner's Emergency Mortgage Assistance Act of 1983,
in compliance with the Homeowner's Emergency Mortgage Assistance
Act, Act 91 of 1983 and Notices of Intention to Foreclose Mortgage
in compliance with Act 6 of 1974, 41 P.S. ~101, et seg. True and
correct copies of said Notices are marked Exhibit "C", attached
hereto and made a part hereof.
8. The amount due and owing Plaintiff is as follows:
Principal
Interest to 5/26/00
Late Charges to 5/26/00
Attorneys' fees
Title Search, Foreclosure
and Execution Costs
TOTAL
$73,372.73
$ 1,249.29
$ 75.00
$ 900.00
$ 1.750.00
$77,347.02
WHEREFORE,
Plaintiff
demands
judgment
in mortgage
foreclosure for the amount due of $77,347.02, with interest thereon
at the rate of $19.18 per diem from May 26, 2000, and additional
-;&.
"~
I--.
"~'.
,
late charges,
additional reasonable and actually incurred
attorneys' fees, plus costs and for foreclosure and sale of the
mortgaged premises.
BY:
IRSIC, P.C.
ame . Grenen, Esquire
Attorneys for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
Pa. I.D. #46478
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
(Secured)
SiMf'SO~
(1 ,,---:'1 r.__
'~~' "":',11"
t.' ".;,'.-
, Promissory Note
~--
......-..~....I\I N"~lDtc-I" 130..4006849
'IFed...., Truth In L.endln D_ctot.ute.;l'~
thl': lZl~2(9~...... ,.~.....
~...t.,..,.'/ :"i'!r.J..."1....1 "', '".~~... "'~7';"
, ,
"ELLen DANK, fl. A.
10 SOUTH MARkET SQUARS
H~Rfs3u~a. PENNSr~VAH[A 17101
u.n_lYrt"')LeMloWlf'II
~
\SNUAI.
l"fRC1o:N'I"A<;E
KATE
'1M ,~.I'" IIIY<fl~loI;a~
lI)""'l1rtyra'C'
J!1NM~CY.{':'U^"(;l-:
\1....,s.ollo<.AI\luCll1tlllC:
,r,~hl..,lI..,," 11~
""-fOl"~
lllc:lIl11t.l,mtntcnd.'f'l''''
....snl 1"""'-"'.'11I n'1
wl",ll
8,19'1'
S 44615.84 loJ
86316.3S
T......rr.,.-..
nw.....I..........
pllW all<< I laM' ....
.u~.........
$ 1309]2.1'
My ""y"",.,l ocl1al"ll' 110,11 hc"
Nlllllbe'futt'lIlTM:'nn
WIoN'
.,.....Ih
..
~
o . 7
.
v......:t.. (~lldlo<<kd): My"-~"~_(_\Ift'.
~.btlllt~""""bkr~I",{C'.'u~1uM:~""~"IIll<'C'.rbn.
StcIll1l)'t You.WIlI"-I~ntYllllC'~in
Ollk'llllVdiidc
a~fC'1Iomc'
c """"..
Clk'rld"lcl..llnlet'l'MlnLontlll1ll1
C
C
~
"tt
011C'~pull<.'Y
o <l<'1"1&l(1'<:O"'1I1
Qrnlpt'<'p:11Y
U,cc.fiWI&:Cc:a
1'<<oII.otC'lK~~
"'''''''
.
.
~CN)
.00
i:!l
P.Jnr~.onppe.
oko.'dQ(lNll
.
aldorp...,I....j,lmIIlS"I"'Wlrhf<'\S
01ol1.tle'nlOC"CUllnchlh..., h~ln.",.lh)'uUftl"",.'oo""':"'""lh,.lt>I.n lClb.""..n
..~t,-.ik'I"'''''la,'''''''''I.\ll<:~llll\l.>iI'l:1.-o;nl~~lat,,'''....n''llllk''lIIl''
......."* ""1111101 <lcrpl.a.
1Alea.~ 1I.~llslllu"'Il1al\UrJa)'lblt'.I~lIbcrflarcN' 15.00
'.~_ 1f1...,.an:Qrly,[Wlllll/oltl\llvoclllM.~lty,
.. ~" ~buy!PtJJKo~~tQQaQ.UOl~_lnIIiIIdaol_""OlI-JlI".I""'" ,0' ',t"n
~tk~~I.tCWall)';Wdl1loMllaronul"*'bwllI<WIpI)'1II(8t.ddault._..,.I'l'qIlin'd~,,WIlil:*w~~.~ f'!;"!
. ~, ,.: )1;. (ll ~:< r:I- .
~l~*
1'fto~~~...-r1,..._
4cxd<A:lo.ol:
.
S
2~.50
""rh"fGO..,t
12~OO
"
"~!JJ.:I.'
..
ur5~lJll!w~~._
" ..1__-
ilf.t-l~.....~t..........<OllO
~J,~- 86000.00 Aat<>unll"'-...sOl1"'K<<'IlIlllt.~_loI~""')
~ H......
I I I
'1, :i > I I I
.;:;:~P.Il!tModICP'o.~trdWCS 37.50
'\~J ..., I '. klcmldhun-:ll"S '14.95
49.90 k' VALlJAAE1UCl\
1".00 to '1'ranllAnMtrlca
- -
,.,
.
^ .
...'lfl"~.#~'~"-' 'fIT
..~~'" ".\-
I'll n~ ,f'J;~.t:>f
Hi,....I.I11' 1~q\r'.1
~~~~.';"'~...,,' ""::." '~~'''~. ". ....
f; tIOCC.,IId~lOaltc(lkL<<mlo<<tfl"II<'IIlt' ~1lfON';t""II olnd,..m<<lOlfltcom:ofdot--.Jaf!ocM:. ",-_J :.i't..... ~...".~. ._.
k.,'lMtI<<I(>I(,.al4a~~ an) r<......1N11"1"".1'~ ..'...11.... [alii p'ncl\1U allCaltltY 1Ilkn":>__UiI>II~._~ .~"'''''.:fIII*-'''__ ',e
~IW"'I\e. '- 'n ,-'.
-f,';'tP lsebP1YJOU' 8&321.35 """_IU"balWtflt-~~t..,..........,............~~.;i.:rt.
,,*,-,...Ilapk-IIal~ ~ .024Q82192 ~f'CT.bJ'.'~"k-~__.......w..:r....ae~..wo.t~C!edI"",
Fdnuy 1'J). (""IIP'1flhf:I'IMlrlf-'~ IlI"d 1M lIItl'IOl:....,.fI-oI:~.,,...........__..,.,..~__.....OI.__.
t_"'llll)'tlllrtP(llw~~'" :rMI&ftJ~""'~~ 1"'~ID"''*'-.''''''--''''''''fIl:1tiC:':f1'}
~~.IoctI.11 ~~ Iq~,"'M1)"~k.-Ml)'I"tta(*rriMipd"""""''''''.__''''...-c. ;:~!!.
:f(~ If ~ r;a II I ~, 01" ,..... 1'C'qtUft' ... In~, '-I ~ ..,.., '1. .............. "*...... _....... .'~.."
,.: .0261.1698, "prt~ :4
~\~'(~bWlJ dIt'dnI): &1 'fbto umplr,nlt"l'ftA. nit' ";&..nl"'n'''~u. .~~..wc"l"""~"""",,,, ..............f:.
.;~trpanlc~1 ~)'OU 111k....IIII'nuc II t-c-....IIIC ''''''''11I1" lWl<<'Ilbc'rt'qIl~"'UlM~.dk.,..ro(_,,*al: .......1oC I..........., '.
.~'~.-JCT~~M"fto"lIIt.'"...,*f"t'/ft~n.r...lI_.~~~~lo- .O~""'124 ~pd'''''', .
,~~".'Wltntpi)_ Ibl. oJ'lfC' AI ~ ..w...,.. MIeT...., ~tft Ik..-ple ~.-..e. .,.-~......-,-..",--.,_.,___'"
;<;',,~lntq'l&y""_<Wit.iMl duc.Jal\"" l~final rar-"I'"",l 1\11'1 oftllo: ~ "--dktl ~ ~_ ....4.........."........
":.;,at tM IIlCW ,~\'.t. t'qual ~ll 111 oek>c1 cm.lll "_tooll1)' 'M\lOIrKT_l"'''--.Ik' ~~~.... toe...... ....-. or*.....
i;,..;'"~.MbedMolbc:t'ltfl,(\aI~"'1M1It'1UK'e
,<1'."' 'n_
V.J~I""~~HlDlhaC'hI~llaJIO""*,dd".uh(>ftt"'IllOIIr-.1..6dl1__..,.~it..~.r.w~I'''''''II._,..
~JIf.-cfwJto('-1~ otS""'~UW:~I.~kku... .',:
*..:.........orwUll"J11llo(lf'l'1'&1lIfU\a1>C't'~""""'.t>cYt/Ie".wdI..ltc-f.~fala.....dr..cp: .~'
~~~ ,
}~fot__berlIlCCM.n..alC""Ullr S
:;~r::::..!alnt1........<<N..(Itli>t S
~:FIt..~~OlfokH,l(It1Dl(..........Nt--.lMc:1UTa1l.IMCt>) ~_
~~~._M ,
~NabrJ~~ ;
.~v.f<<~..~tw.nI"lt"'(l((lI\1ft"J , u, aD _ ~'.
_ i~~~otdoilfqkre J "~_
!":I-tMII~.~ Wt'f'C'sl. 1M ~1lba1t0r4 Mtaw..................._ ,.,.wtMdt 1ft ..........___....~..........
;;, k.wWQC~W1IJ\o:flIlllft._\'I. "lllco~..a~"'""" " .
.. !.I.'Ootorl. ~N~
F.'mu4)(~ultt
II is a 4e{:'\lt~ lIndc-r thi, note If: t 1 ) Jny puymcnl IS nOI m:uJe whrn II LI dill'; (2) 1 brcu. 1ft,. p~ ia ttUa ~ (3))'0_ dJIa:M:I'
..I\Y tat'\Cl or md.k3tJln,1.tatcm":llt In thjj cute ur in any utin:t Inlurm.:uJun I ha\'(! 11YCl\ yov; (4) uyua.eUlClIlIPb 10""" a1LIIdI. or
c.'n.'alC~ lkft 00 (hc(hU..lrtaJ umkr;lay k-pl ptQl.nl; {;'t} the (".o11.t11('(.1 U kISt. dca.ll"OfCd.s:oten.oratt.1Idoocd; (6) 1 4M; (7)1
,"lIko an, *",ipment rut the b(oadlt tll ~'u:..lllt)nt (g) I bccl.lDle 4l11utwol; (9) any ~dl.n. f1l!ada. 10 my dobu" nw......
IhJcral W 'UllC oonk,ull1~'Y la.....; (1tI} 11.klauU untler th... lcrfm, uf any k'~. murtpae. or dC1:d ur .,ut '* lba propcny...,...
('"Ib,elal illcl."pl; (I J) an)ltn(" .11Wmpt~ III .(IJllJL~h ur .:rlt.:k'" :any dcrmll Ut Ufhcr ptopctl)' bclun&hl. kl me wbk'b JI II; JOVI
[N.~IHn~ (ll) any Illlut3fil:C pulll.) 'k'C:llfin~ lhis nUle m:Uures lut .n)' I'CllIOn: (13) aD)' evenl ua:urJ whka. UDdef tbo __of
any mclftJlF' or deed Q{ Uu~1 '-C-l.'Uranalllll, aotc. ~Iva YUII tbe rlpu In lorcdO$C etA tho pl'tlperty ucutlDl lb. IIOtGi ..,. pwIOII
~bo IllpalGplnlo K\."Ulily aJl:rcemt'nl to K~r-= Ibis lSOlc brealo _oy PfOm1se II! 1M IClCUril' alfeCn1CDl; QY ~wtIo."..
mon..ee. deed of U'III1, or scpl:trat~ u....-urHy a&reem~lll IU ~ lbu. nole dIU, bccomcl iDlOtw:nI. or DU.Iu:Iuy _~ far
thC' b-cncfil O(CfI.,"lIlf\)n. ;In) 1"'-'1111.," It.J.:tun& 00 such a pc..'tsOn" dd">> II tikd under lUly kderaI ur s.tate: ....1aupttJ1IM; or,..
dl.<rovrrao.y bls<:'or mtska\!lnr: ~latL'nlt'nllh sut'll J/i mutt~tc. d~'tJ Ilr tr~t, tlt ~"Urny a,rt.'Crnenl.
,
. -~~
U.lJ.~~LC_W,*""f" ~
,*' .!.!, ~~ f :i:t.f.t: ~1'tiN'J...~ ~M~'rll!.iSr'~T'~~~.J,.,;.<]~_ --=,~
-0;.
1"Ad411ll1Sl1lIl,TIl'W;1<Q "', "
"out' JUahb In 1lM- ":'n'nl ul Ud.ull:
Ir any of IbCiN C\JtR\S nf dd.udl O"X,"Uf".llr ill volun,arily p.1\0)'l1S ~iun or Ihc CvUatcrll.JOO baYe tbc rl&U.U,oeclloc-.aIJ. _
do W. to dcdaro aU amuunl>> which I ~lWC under Ibis RIlle Immediately duc. IUhjcct to U)' rcquJrcmcall ror ItCIIm: ad. ... .
I:ure lb~ ddauU ImptlSCtJ hy I:lw. Yuu may, without jUlJld:d proa:lti, l:ll)ca pult$eSIlon of lhe f"',oU,u::ral ud uyUtln. CDftUl:atllUalll: '
or 3U3Cbcd 10 It. Yuu ~n enler any privale pmpetty In unler tu du lhis. so Iona as you do not c:ommila bre&c:b oflbe peace. U)103l-
I~ I~U me to do ~ I will dtlivcr IhtJ Collalerallo a.ny pl~ you I:hOO6C whkh Ia rcnoCUlbJy Q)nvcaicnt 10 bel" of UI. . ,~'. r
'-~ " }1l.1t<mlJ" "
~ '~,. I musl send you I OO{kx:! byt'Cnincd lMil wllhln4K hours aflcr)Ou tlke IlIe Collateral laonScr 10 ItCt b&c:t1D7 G3ieCaiaId -,':
, '.':"~ '11 tbcColl.lcralor .Iul:hcd to it ....hiLh I dn nUl hchC\1:: it I:l'.M:rcd b)'your securll, iAterclLU I do 001 '*'dIJI. r:g::r':'dIe_ :-.,
~ ~ Iu claim lU(b property. 'C_'
m;..~. ' """"llff!t:Jl.~'~_
it,~f:'YM ClR dn sue mo in Ctlurt Itl gt'llhc Collfueral if you cboosetudo so. tryod~" auot'llef''IIdIo'' _yaw........
,~... '.' employee 10 c:olk:ct Iny amUUl11 which i fM'C under Ihis nole Of 10 prot<<t your <<&Il1S a~ this noce la ..,...,,, t -.n. . JlIr '.
~:t". <<*IonIblCllltomey"s ~ permitted by Illw,:lnd cOSta or .ny 1tpl procecdlap. I bcrtby.......1hc bqeIIJ. of aU tadtaaa........~-'
I-J("'~'pprlkcmctUla~ ' .d~IM~~...
._.,!,.~. -, -" . !,~k.! ,,'j "!::.l''$t.t!'' '.C
9~' , ~ ...
't;~i""))u""""",,",m.C'OIl.tc-rMh ' '( 11 ,"'"1-1 Nl'f ~~t~
., ';_~.~. UI amobll'aln'lblt 1a.an in mdct 1('1 purctl6e .nyottheCnlblCnl.lwUl f"m'IIaeII JIftIGlpdyallernochtlc..........
t~;.- kOtn)'OU,IAft)'OIIC"fo'bo huor WlIlIu\1Jan owneRhlp Inlcrcsll.lboCollatcnl.si'plq-~tIIia"'".~""',
dJ:,I3Icemctll, NQoncclsec:xcepl)'tlu huorwUl havcalCCurilybllCttlliB.heC:OUatcralor..,....r1pI&......lr. m' ,,--,nt I , ~,
~I", . : -:O'tt--
~'; I will JdI ""' pmmp'!)' in Milinllr I ellanac my add_ U..... JO' keep Ihe co_ 1>011I """ It.. __ ...,IDIli.
~.;.r~~:, Ipplk'atloa Of I wflllell you in writln, whcrt' I am t~pln, IL I willaoc. pcrmaneDUy redlC:J'nS me 0Xla1eQJ" dWlcIoI:ba
:J:,':'C,- un1cayoutfvctmowrlltcnpermluluntodow. ' " - ~>l'l .1lh:.~
.I.'.~.' t.s'u'~ ~~~ lho OJlIale.rallo be- stla(bCd to real property or 10 urodler .JOOd&...hlloat)VU\lrri~,.- . . '19'~~:;'"t
liF allow 1be CoU.lerallO lusc Its ldenlity or to be \lied rOf Iny IUepI PUflJl*. . "~~;,,:,,-
:;<;:" Ir tbe law of Iny state requires or permil', I ctnlllale or thle) to be kIUed mmia,.., or tbo CoZI:uaal. J ..1Db.....<aIl':
\~:' your $CC\lrily interest ii. nUh.'lInn IhL' l,,"\:llifiQte or tille. t will see lhallhc crrtiflC:llc utlilJc is ckthoatd. to)'(N wi... 'O*JIor,;~
',;, lbcdaloaflbllnole, ..;--:P'~....,t,--n::;:;.
.;-. '. . '- . ~ ,,..,,. ''''!'''!.l-~r..t
~":'.' I will kOep Ibe Collate"t in ~1(1d L'Undltlun and rCpllir. ~I rUf ~ble war and 1"~ ACt wm ,.,.. _ t1K'"
,;< .CMrp.mich may tie In.'u'Ul.<d nn It, If I f,1110doSt',)'OU may. If you dtOoW. tako~Aqllto pI'OICd _~..~
~ '.~ p:ly sudt I.ucs. OlhC'r d131tn. 01 n~u f)( rcpai, and majl1l('~I)l" lilt tnC. JI )OU do Ilia, )Ul.IlNtY h:q1Ure .. 10 1'ClIIIIMnI,.... ....
/y Immcc1i1lely or at any l;aler timL', fnr :IIn~ liUl:h l;uc5, I:b:II.~ ut (,.'USll which)'Uu ha\.'C paid, Al 1M ldQc)'Ollll1J' sd~ or. 'f.
.;. . any tate: time. you may add Ihe unplSkI M1lIInct' nfsuch .moun" to the Q1II(1IId ........01'.... PttJd.... AInOaMoI'......."YciiI~
t~:,; may requJre me IU pay Inl"rcM un Ihe unp.lhl hal:IQt.-c uf ,"ut,'h .mourns .ltbe nlCl JtowaOll pqe' 01' ...ilJlOtear.......... ,-'
~~'c nle. You may. If yuu chuuse, int.'fca~ Ill..: am\)Unl uf my nwnthly p3~nluQlill UYC Cully fdtnbun(4)\M1 ((1f JacJl.....uL -t'
,~ '....., "'tJI1' :.
- I will,lve)'Uu WrlneR PUklf \.r p;t~nwnl clfanv 'Iu('h'~ or ~h.~ and 1M l"('IISlSot..,rqta~tt)'(MI ~ IlL V....... '(
rlpl In IRSpcl.'1 the l'ull:,h'ral al any Tt'a~lnatlh: Ilnl('. U lhe <"\,.!l:alc-f;alJs Icl.'lot, dsmap. elf Iksl~ I ...,11 lUll ~ ~ 1 '
owe undt.'t Ihls nUlC'.
h"':unnm ".'.
fryou require Itll' In, I \IoIll inMUt,' the t'\lll:lll.'ral ;lg:lIn~llu:uur d.lm3~, If you rcquin. me- to lMI:)!lol.ld jftf,lJfInoe..l...."'de
IImounl uf in"utanw ~'\\cra~'c.' ,\hldl )\111 tt.'tjuirc, Any iR~uran\'(' J'lt11t\)' ..;11 pH'Mde ror pI)-mcnl 0( the iMUrMK'Ct prooDOd& 10
)'(11,1 10 IhcC1.lc-nt nl."C\.~!'.,'uJ III f1;1Y lht' ;,m('lunts,,,,hk:h I uwe' uttd('fthbncKC'.1 wlll.IYe)'OU.ftJhr.tUfltncepo."'~ artca'lUIQdDlO
show WI I have: h, U (du nut bu)' and m:untain lhe requfrtd ln$uratltt'.or lfl do DOt pi' the rfC11l11,lnu.)'\l-.lIll..,.It)'M~
do th~ Iblnp fur me. tr )",111 rJu !IILl. .lnll I Ilu nul r':lmhul"!C yuu fur lhe J1I~iums ...1lhhl a >>}'l<X'tfWllIbnc.,)'O'I may aM dtc
'Ulpald balance of Ihe ('remlum\t 1I11hc unPJ'lli ImJ.1nt'(: tlf the Prind[l3l Amount ot\bb ndle.. ta this euc, hllercsl wll1 bCI?1
""the unpaid "-Tant.'\.' tit lhc~ I'I.:nllUll1~ OIll lht talC: ll.hown on p-"e I o( thb n(lle, ~linnln, on lhe date yoq pilei the praal1Ul'&.
"
I dJrcc:t aUlnsu"'nt'Cl ,,'nmf'llnlc:c pUl\hUnJ nood ht5Utl~ other Insunnce on rat or JK"IOftII J'IfopelItJ', oradt trcWrOcie iii
4:Onn<<lfunwUb 'hi" kum lu p~y \\111 anymllncy(lWt.'d III me' (In\ludlna any (ll'ftnlums""""'" .reret~fllI..,~ 'YOlI
may OM Iny such muncy tn pay amuunt wbkb I owe en<<r Ihis nU1C', larpoil"ll )'011" my IllOrDq' III tiel to cndoao lIlY "'1'
aaydraR cr eh<<k fur stl~h rurJ'k~C'
I
,
I
CRe04TOR COPY
.....or.
\.1......II...~
. "'... ", 'I, ,. ...,~"-' j.. ,..,' ,', I ,.., ...,- I. '., <I 1, ,,'" '"~ I . ..
.......' f 'f~' .1" I" " ,... r " . ,', "",, n
" 1" .. l'to"I' ,,' ,II',~
" " " ."
II,.,,!- .mol
.,' .h :
,\..
" ..'\ ,,, f'" 'f,'n
- r" .~, ,..' ,,''''''',' .....~'" ,.. .', ....
"'~'l ~....'_.' ~.""'~"-<~" :....""1,.."', \,
c-'" ~. I..~'!", .., ,,,,t ",'" ", ,.', P' ,.,.'.', ~.
'(,,\f!"'U,,'I'I' hr ."t, ","". ", "'I'"'' .,,,,\,,,,"'1,
,,'...r....\I"'\I"'." ..
1.11 ""' II"'" \"" Ir",' "" '" ',d ,lot .["" ,,,, "h" ", I ,,"
nlf'R''''fl 0i'1 t,\""I'nr """" f"I. ,," ,,, nlh ," 1',",01 ,...,,', ,
,... J Ynu m." ..h" TnI'll'" 'n. ,.. I"~ ,nh I, 'f " " fill ''', "',, " r' T'
'fT"I"I\1,.,..'I'tf'<-..:1ML,,,, ""Ih,,,, r",'I".,'....!. t,",_' ,"
f-,,:,,'flhl'rU.I["rtl ,,H' I, ,",!'(,d r~"l"",,!;lll,. "",'
""", ", ""',1"'\'\"1" "" -I 10"1""'I,h
"I"" "II"" Iltll,Utl,'" lillI""" II.'.
"""",,',' l'II""'''''I1!''I''''''''''I''''''''"'
.oIh ',' ,11\
.II .In\ urn,' \\'11 h.I""1.1! I, h I'n,' II! ,t llll' ~,Il", ,'lllll , .,11,1., ,lit ,.
.,.llll\Jm"unl'....h,,!1 !tll",'''' IlIl". ItlIIlu'"",!.II!""',", :",1.
,""""," ,.,it 'I, ,'" ",." ",,,,!,'-'....
, ' '" ,~-'-- I .'
,:."" ..n......'1"tll,'.., -....--..".....',.."'-"1"'1....".".
..tll\tI tl.l\( "lth"'ll. n".. "1 ,n \',,1',11"" ,'Ih. 1111,,1\ ,I, I"'"
o1t'fl'l"'1" ,n ....nl< h fht' I..", pI> 1"I'Il~ "'11 "'''11 h.'\HII~.\ " 'IL '1\ 'lilt I' 'f
'-~-"'7-'---
'i..
'!'.l'T
YllU "Ill ulnllnllt' III h.I\I' .1Il~ ......~Ufll\' Lnlt'Il'q" ....huh \"11 ll.'I.' 1.1\""111 ""111,,11"11 '\lIh .WI j',"I'''' ."", \\ll"h" hemj!:
rC.'flnJlnu:d hV Ihl\ nlll\' U \t\ll !l,IH' ,11'\ ll.n~ "tllL\\ 1'1"1" 'II .I~.' I. "11 ,'1. tI',.!ltIj' 1"'!"Il" 11 'II.'!' I ,I" '. "", "1.0'1\ I'r.'\um..
lOtI: wfuttt I' he'1I1, 1I:11"""Hd ,~ 1111" 111l1t', ~"1I 111.1\ 'C'!.,.ll Ih,",' II< '" h' '.0'\ ""' Ill> ,"11"'1111 ,.11ll1l t.' "I< n," h,IU' ,1m
dc::(e'nw: 10 Ihc ('nfl'rn:m('nl "(,I"" ,11th Ill,ll'nH nl
~rdkJ,$lIr Ihe' 1.'rm.."1 ,111\ ",hn ",,, ""1('nl, II", ,,"1<' "1111"" I'"", '", , h ,"1' ", 1,,1\<1 ",h. I fll-"I,'I" \\\11. I! I h.. , "'lth
you IndMdUAllyur )4l1nlly. nllr 11.,. .1ny Ilfhn PIOI'.rl\, unk.... ,I "'lllllll 1!l11 l, ~I HI "1\11 ,II 1""11 '" "llu I I'" r 1I~ hd' t>o.',tI f,IH'fi
Io)'OU llllhll. note' \1r in:l ,!lIf,;um('nl rd('rrin~ "pt'nf'i(.,lh hllhl" 11"1,' "I ;111"11,.., ,'\Il"I'H'n..l, P 'Ill I tI,'I', I, Ihl' nOll' "III n.'1
be ICQJrcd by any rC'..1 ;or"f".fl~ un!(':'I\ a \et.un!~ Inleu:", In ~II,h 1,.11 l'r"I'<r1' h,", 1-..,. n I','., n ," "". ill ,I ,l,.....rn.'nr r, kfll.lJ!
Iptrifiolly 1(1 IhJ.1. "'Ill pf J rrnll1U\ n",e Y>hJ~h I" P\'Jn}~ rdll1lrH,-,1 r'. In:\ n,'II'. I'r ~. 11 /. ,.\ "I' f' .., " ,h !1'.11 fll'/,<- 11\ .1.' J
roullll(C'nl('r'n~ JUIlrmcnlun,'n Ihi' tt"nt'"fa ru',i",,, n"I,' ",llIth I' 1'111)'" I,n.,n" <10.., I'''' ".",
I .utbufitr lrllll In p:l} Ib~11 p,lIlnf Ihl' rllnc 11'011 ^llItll1ll1 ~II"\\U HI III, II' ml/,I''''1I '" tlu \nll'tllll 1 ll..lll" ,I "" [ 'I!" I ,,' rh...
lSfllc ..-Amctunt ~I..,'n In 1lI1' dltt'tllY,r :,"11 an~' mClI\"~ ....huh \"11 m,l\ "\\1' nil 1"1,111'1' ".",\ III ,,'mIl ""1' '"11 '1\1\ "1,111. h, ,\~
or LeI.1I uf the PC,....-ln, Mr.n1h~ lhl~ nlllt' a.. rHmlllY>I'r: ~h ('Illl"f\' !II' III .'1 .1' ht, I. ,,,t ,II" 1',Il! "'1',1' H'I"I'nl ',I III t ',,''''nl'l' nl\
WRK'nt ,,, p.t~mC'tt' fIt ,hal p.lrl (It che "f/t1('lr,'11 AmouRI t";un lIt/It r f' '1':<' (1,1Il1f'/ Cff/lhl' ,lit'. ~
If. Oft Iny partlcul,u c....t::l-'jt1n Itf fUf 11 pcf1l'HJ nl 11mI.'. ~IlU un "n' ,h,ltp' 1n,'.1 t,ll,' .'f .IIlI"UIlI ...1",11 I ,,;, ,,"111.:,11...11'1 1M. unlk;
this bOle, or charJ.c m~ a Icl('f ute llf amCltlnl. llF dn nCIl C'nfc'r~l' ,111):hl ,'r l<:ml,l, "hll h "'11 h,ll I "1",,1\ f "II~ llI'll-, ,'f (nfnra:"
rl&ht III rcml~Jy 111 a 1.:,...'r nle'"1 lh;.n pfrmilh"1 My ,hi' ""1.'. "'" ...,11 '1111 11,,\,' Ill<' 111'111 t'" 11 'II'" 11,. "1,1 f."<: '01 ..m"',"l 1'1
enlurce: Ihal rt"hl fir f('nll'f!~ In ", ruT",q C'~1l'1l1 ;., ,III\' ~lIh''<'I'...nl 'If",- II I .",'~, " 1',lrtl 'II ,""" T" .,,'! '.' I ." I','n
thouab lll\do.l~aft:d Ill.. lull p:I)'ml'lIr.1 W,U..llllll....C Ihl' l."II,llh' Ill"nt.~ ! '!H"II,II1.I\' ,'.11<' In., !,JI'r.'r. l' Il,t' 111:~I\ .1'11
rcmedicfi prcr.Mcd in Iln' nnk. ~(lU \\111 h.l\t';llI u,:I1I' anI' r(n".,II"\ PI"',"', .1"\ 1.1"
I may payallur any raUII! lht: I'tlnUl1.Il ,\mllllnl t-dtlr~' n I' till... "UI11'I'1 ,,11\ \" II,d"
The unpaJd I1:lbnrc uflht' Ptjntip;J) ,\mlllJnI {n, ;UJl. ,J;I~ J~ !li'rumult " I'~ I..J JIIJ' lh, '" J"lIrll'j' 1'11'11 , '
.moun' whith )1.111 ;r,ltl Itl till' l'''ntlr;ll .\m""nl Ih,ll ".1\ un,lt'r Ih, Il I Ill' ,'I Ih,'. 11,'1., 'Ihl' "lit" '"
pa)'mcnl whlth 1\ ;lI';oIl....llhal day'u 111.,' J'flnlll',.1 AlII""n' 1'.I~m. Ill' ",1l1,c' ''l'l'h, ,IIII' I'" ll'" , , , "..-
Ihcn In Ihe' rnnt'lpal ^n1I'l1nl I'a~ml'nl" fl',t'I\t'lll1f1 ~.II11TlI,.~... ~lIn,Il\'.'" 11..1"\.",' "till,"" .:11' ,I , ,I!I
t.w.rn~-uday
'I ., I ,1.'1. .101. I, ',~, .,'
" !l "'''I1.,n ,., .,,1\
'.'" .,tllt.'...."IIl,
,1.,n.l...,..II".Olllt:
U' ha\'C dtn('<l'.. rt'qUt'..1 f"f nl'lhl tn\UI.lnlt', Ifl,' l'I"\I'lo'Il' "flh..[ ["fl'[ .!lId l!ll ("""1' I !l ,',I { If, I" ,: ",., ( 'f' ,Ill ,". .." ,I
raHIII Ihl, 0..1(',
1111 1,ucl,'rmlnc'll fur anY'I'.I\lIn Ih,,' ,IJ'MI"'"'"
nu'e. This nlllc Will ,ht'n I'C r,'.1I1 ;I\,f lhe' Illvillllll'll1fH
",,,1,,,.,,1,1, ,!".",ft.". I'.,
... 1'.IH'lll' 11I'11h'I"
""'1','!1 'fl\!'
'{1lI1 roan lrall',kr \1.,.n 111'111' '1I1,1111'\lk)'," lllll!"1 111.\ 111'11 10' Im"lll "'ll' I'......' 'h ,\"11" "1,,1., n, I..'
My my ht'lr, ,111,1 r"'lC'n.IIIII'II'".nl.l1l\t., 1 ~t1IlIl"'l!,'!l'I, I ,'Il' rll'll" ,,1'1, It III ". "',,'', II"
m\ "llh/:,I'I"n' h, \"llIJlHI.. 1111\ IH'l" I"ll n,'II" ,111<", oil" ",\ ,I,'".", If'" .1", ". ' '. "
rr''l''I'dlnl1
1'111""["11"111""
"II" I" ,nd IIUI
""I ",',,,h.,
I~,'o.lcrallaw ,Ir,'lll'" I" u'lI.on .1'I'nl' 1'11111\ I'IIIInI""1\ "p'" '1ll11"'1I''' hll ""11m',,,.! I,. 'I"
J'!:NNSYt.V~NI" ....,11.1' 'l~ I,' ,Ill ,'111,'1 .1\1'" I' ,'lll~~ ....:'1.
liV.'~ al kf\I"" k,lr." 111,11 1111'\" .111' I'.I!~'" ',Ill" I"r 11" I'f"I" 1'-"1 \ ~~, 'I, 1'\' l !!" ,~, "h. h t \\.
"'" Ill,!.""",t
.' "'1"""
Jll:~RY W ~ IHT':;otl
BZVERt.Y II. tlIHr5e1N
\"..",,'
.;-
---,-r,;,',~I;1 -- -
---,---
d~' ".,
1 :,('l~"", I 4111
;,," "
, , " ~-,
"" ..~
GRENEN & BIRSIC. P.C.
ATTORNEYS AT LAW
ONE GA TEW A Y CENTER
NINE WEST
PITTSBURGH, PA 15222
(412) 281-7650
FAX (412) 281-7657
EMAIL grenbirs@mdi.net
Date: April 19, 2000
Jerry W. Simpson
1448 High Street
Camp Hill, PA 17011
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortqaqe on vour home is in default. and the
lendeI;' intends to foreclose. Specific information about the nature of the
dgfault is provided in the attached paqes.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS
~OTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED
TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD iNi' BE CONSTRUED TO BE AN ATTEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
You may dispute the validity of the debt or any portion thereof. If
you do so in writing within thirty (30) days of receipt of this letter,
this firm will obtain and provide you with written verification thereof;
otherwise, the debt will be assumed to be valid. Likewise, if requested
within thirty (30) days of receipt of this letter, this firm will send
you the name and address of the original creditor if different from
above.
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to
help to save vour home. This Notice explains how the proqram works.
To see if HEMAP can help, vou must MEET WITH A CONSUMER CREDIT COUNSELING
AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou
_ L ,._~~~
"~~
(
when you meet with the Counselina Aaencv.
The name, address and t>hone number of Consumer Credit Counselina Aaencies
servina your county are listed at the end of this Notice. If you have any
auestions, you may call the Pennsylvania Housina Finance Aqencv toll free at 1-
800-342-2397. (Persons with imt>aired hearina can call (717) 780-1869).
This Notice contains imt>ortant leaal information. If you have any auestions,
representatives at the Consumer Credit Counselina Aaencv may be able to helt>
exolain it. You mav also want to contact an attorney in your area. The local
bar association may be able to help vou find a lawver.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICATION
OBTENG UNA TRADUCCION IMMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE
PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A
REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME(S):
Jerrv W. Simt>son and Beverlv A. Simt>son
PROPERTY ADDRESS:
1448 Hiqh Street
Camt> Hill, PA 17011
LOAN ACCT. NO.
130-4008849
ORIGINAL LENDER:
Mellon Bank, N.A.
CURRENT LENDER/SERVICER:
Mellon Bank, N.A.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND
YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY
YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a
temporary stay of foreclosure on your mortgage for thirty (30) days from
the date of this Notice. During that time you must arrange and attend a
"face-to-face" meeting with one of the consumer credit counseling
2
IT:' "..;~>i~:
-
...,~ -~---,
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR
WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the
consumer credit counseling agency listed at the end of this notice, the
lender may NOT take action against you for thirty (30) days after the
date of this meeting. The names. addresses and telephone numbers of
desiqnated consumer credit counselinq aqencies for the county in which
the property is located are set forth at the end of this Notice. It is
only necessary to schedule one face-to-face meeting. Advise your lender
immediately of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific
information abo~t the nature of your default). If you have tried and are
unable to resolve this problem wi th the lender, you have the right to
apply for financial assistance from the Homeowner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a
completed Homeowner's Emergency Assistance Program Application with one
of the designated consumer credit counseling agencies listed at the end
of this Notice. Only consumer credit counseling agencies have
applications for the program and they will assist you in submitting a
complete application to the Pennsylvania Housing Finance Agency. Y~ur
application MUST be filed or postmarked within thirty (30) days of your
face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION ~ Available funds for emergency mortgage assistance are
very limited. They will be disbursed by the Agency under the eligibility
criteria established by the Act. The Pennsylvania Housing Finance Agency
has sixty (60) days to make a decision after it receives your
application. During that time, no foreclosure proceedings will be
pursued against you if you have met the time requirements set forth
above. Your will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage
Assistance. )
3
,I
HOW TO CURE YOUR MORTGAGE DEFAULT (Brina it UP to date)
A. NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender
on your property located at: 1448 High Street, Camp Hill, PA 17011.
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due:
monthlv pavments in the amount of $1.141.86 each for the month of
Januarv 4, 2000 throuah April 4, 2000.
Other charges (explain/itemize):
late charqes have accrued in the amount of $75.00
TOTAL AMOUNT PAST DUE:
$4,642.44
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: (N/A)
HOW TO CURE THE DEFAULT - You m~y cure the default within THIRTY (30)
DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO
THE LENDER, WHICH IS $4,642.44, PLUS ANY MORTGAGE PAYMENTS AND LATE
CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAYS PERIOD. Pavments
must be made either bv cash, cashier's check, certified check or monev
order made pavable and sent to: Mellon Bank, N.A., Two Mellon Bank
Center, Consumer Adjustment Recovery Division, Room AB-50, Pittsburgh,
Pennsylvania 15259; Attention: Stephanie Smith.
You can cure any other default by taking the following action within
THIRTY (30) DAYS of the date of this Notice: (N/A)
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within
THIRTY (30) DAYS of the date of this notice, the lender intends to
exercise its riqhts to accelerate the mortqaqe debt. This means that the
entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly
installments. If full payment of the total amount past due is not made
within THIRTY (30) DAYS, the lender also intends to instruct its
attorneys to start legal action to foreclose upon vour mortqaqed
propertv.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold
by the Sheriff to payoff the mortgage debt. If the lender refers your
case to its attorneys, but you cure the delinquency before the lender
begins legal proceedings against you, you will still be required to pay
4
~ '"
<~ ,
.~"
the reasonable attorney's fees that were actually incurred, up to $50.00.
However, if legal proceedings are started against you, you will have to
pay all reasonable attorneys' fees actually incurred by the lender even
if they exceed $50.00. Any attorney's fees will be added to the amount
you owe the lender, which may also include other reasonable costs. If
you cure the default within the THIRTY (30) DAY period, vou will not be
required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the
unpaid principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured
the default within the THIRTY (30) DAY period and foreclosure proceedings
have begun, you still have the riaht to cure the default and prevent the
sale at any time UP to one hour before the Sheriff's Sale. You may do so
by payina the total amount then past due, plus any late or other charaes
then due, reasonable attornev's fees and costs connected with the
foreclosure sale and any other costs connected with the Sheriff's Sale as
specified in writina bv the lender and by performina anY other
requirements under the mortaaae. Curing your default in the manner set
forth in this notice will restore your mortgage to the same position as
if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest
date that such a Sheriff's Sale of the mortgaged property could be held
would be approximately six (6) months from the date of this Notice. _ A
notice of the actual date of the Sheriff's Sale will be sent to you
before the sale. Of course, the amount needed to cure the default will
increase the longer you wait" You may find out at any time exactly what
the required payment or action will be by contacting the lender.
HOW TO CONTACT THE LE~ER:
Name of Lender:
Address:
Mellon Bank, N.A.
Two Mellon Bank Center, Room AB-50
Consumer Adjustment Recovery Division
Pittsburgh, PA 15259
Phone Number:
(412) 234-1689
Fax Number:
(412) 234-7226
Contact Person:
Stephanie Smith
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will
end your ownership of the mortgaged property and your right to occupy it.
If you continue to live in the property after the Sheriff's Sale, a
lawsuit to remove you and your furnishings and other belongings could be
started by the lender at any time.
5
"-
, ~.,-
'-',..,
~, .
" ,
"'~~, '"
(
ASSUMPTION OF MORTGAGE - You may or~ may not sell or transfer
your home to a buyer or transferee who will assume the mortgage debt,
provided that all the outstanding payments, charges and attorneys' fees
and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION
AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE
DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE
YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR
YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY
FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT
INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT
ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
CCCS of Western Pennsylvania, we.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Financial Counseling Services of Franklin
31 West 3'd Street
Waynesboro, P A 17268
(717) 762-3285
Urban League of Metropolitan Harrisburg
N. 6'h Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
YWCA of Carlisle
301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-9589
6
- ~"~-
...
"""'""'-,'
Community Action Comm of the Capitllll
Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
Adams County Housing Authority
139 - 143 Carlisle Street
Gettysburg, P A 17325
(717) 334-1518
FAX (717) 334-8326
ver:;:/~! ~
J~es F. Grenen
JFG/jw
CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND
FIRST CLASS MAIL, POSTAGE PREPAID
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE
7
, "~':<.':;~~;.'i';"~
'",.,.",' :",:;, ,
_.~
"
;:C'
"'!
Z 047 961 71.1
US Postal Service
Receipt for Certified Mail
No Insurance Coverage Provided.
at use for International Mail See
San to
(
Certified Fee
Spedal Delivery Fee
Restricted Delivery Fee
'"
~ Return Receipt Showing to
Whom & Date Delivered
.~ Return Receipt Showing to Whom,
<( Date, & Addressee's Address
o
o TOTAL Postage & Fees
0)
C') Postmark or Date
E
<5
u.
(f)
a.
$
rl
'I
~!q~
-::~~~:,;;,.... .~,
-'"
,'-'
I.'..'.
,
i"1;;
t.'..=.:.~.'.'.;..~
,';Y;'"
"
o
o
3
!l
n'
:IJ
iP.
"
o
:IJ
.
n
.
~
"
N
~
W
~
~
w
~
~
~
w
." "
"--
'-.1
\)
"-
'-
l>-
ii' DD
~
n'
m
o
o
..
".
.
-<
~
1il DDD
~ ():D m
~ 0 ~ ~
;:&1 ~::; m
~ :D III
. ;::
Q ~
~
Sf
D
~
w
'"
w '- L\ . . .
~ ~ ill )> o 'J>w ~'"O -'0.
~ " ' ::;'O~'@IO!
n g ~ :~:~;3 a
~ ~ .. .....:::r: D1 '< ./:>."0
I'X\ )> ;;[~""'g~i
0
'\) 0 _.~ -. JJ CD
'<:.. " :::roo ':::I'CD,;::;:
w g @ @:IlJ!~:<D
1:- w
. ..... -. :::1.3 _..3
:t 0 ~o.-.CDn.Ul
~ ~ 00 ..... (J) OJ m --L
-002"::10.-
....... ~5=30.CJ.l\.)
"- ~ m<D_~~OJ
("- "'C cr:::r: 0. <'::I
"- V) <DQ)CD,mQ.
[' --.\,. 3~gm-<~
~ ~aa.~ 1ii'~
..... . 5= 0:::1 g. ~
\I) ro,< ~~,C'l
~ 3om@o
~ ~ Q)!=-.o.3
-0 ~. 'Q.
~ _. m m
. @ it
ffi C- o .
.'"
p
;::
.
il
~
ro
o
o
.'
.
" '"
-< 0
m ..
9' ~.
.
0 -<
~ ll.
0 0
..
".
. 0
-< ~
ll. "
0 a
"
w if
w
0- 3
. -
6' .
~ a
.,
DD
z ~
0 w
I
"
GRENEN & BIRSIC, P.C.
A TIORNEYS AT LAW
ONE GA TEW A Y CENTER
NINE WEST
PITTS8URGH, PA [5222
(4[2) 28[,7650
FAX (4[2) 281-7657
EMAlL ~renbirs@mdi.net
Date: April 19, 2000
Beverly A. Simpson
1448 High Street
Camp Hill, PA 17011
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HO:ME FROM
FORECLOSURE
This i~an official notice that the mortoaoe on vour home is in default, and the
lender _ .Ioends to foreclose. Specific information about the nature of the
defaul~ is provided in the attached paoes.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS
,
NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED
TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO
~"T,TJF,CT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
You may dispute the validity of the debt or any portion thereof. If
you do so in writing within thirty (30) days of receipt of this letter,
this firm will obtain and provide you with written verification thereof;
otherwise, the debt will be assumed to be valid. Likewise, if requested
within thirty (30) days of receipt of this letter, this firm will send
you the name and address of the original creditor if different from
above.
}
I
I
"
I
I
I
I
I
I
I
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to
help to save vour home. This Notice exPlains how the prooram works.
To see if HEMAP can help, vou must MEET WITH A CONSUMER CREDIT COUNSELING
AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE, Take this Notice with vou
'"~
-
when vou meet with the Counselina Aaencv.
The name, address and phone number of Consumer Credi t Counselina Aaencies
servina vour county are listed at the end of this Notice. If vou have any
questions, vou mav call the Pennsylvania Housina Finance Aaencv toll free at 1-
800-342-2397. (Persons with impaired hearina can call (717) 780-1869).
This Notice contains important leaal information. If vou have any questions,
representatives at the Consumer Credit Counselina Aaencv may be able to help
exPlain it. You mav also want to contact an attorney in your area. The local
bar association may be able to help you find a 1awver.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTlNUAR VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICATION
OBTENG UNA TRADUCCION IMMEDITAMENTE LLlIMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE
PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A
REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME(S):
Jerrv W. Simpson and Beverlv A. Simpson
PROPERTY ADDRESS:
1448 Hiah Street
Camp Hill, PA 17011
LOAN ACCT. NO.
130-4008849
ORIGINAL LENDER:
Mellon Bank, N.A.
CURRENT LENDER/SERVICER:
Mellon Bank, N.A.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND
YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY
YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FOREeLOSURE - Under the Act, you are entitled to a
temporary stay of foreclosure on your mortgage for thirty (30) days from
the date of this Notice. During that time you must arrange and attend a
"face-to-face" meeting with one of the consumer credit counseling
2
~ I,
,
. ,- ^- ~,
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR
WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the
consumer credit counseling agency listed at the end of this notice, the
lender may NOT take action against you for thirty (30) days after the
date of this meeting. The names, addresses and telephone numbers of
desiqnated consumer credit counselinq aqencies for the countv in which
the propertv is located are set forth at the end of this Notice. It is
only necessary to schedule one face-to-face meeting. Advise your lender
immediatelv of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific
information about the nature of your default). If you have tried and are
unable to res01ve this problem with the lender, you have the right to
apply for financial assistance from the Homeowner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a
completed Homeowner's Emergency Assistance Program Application with one
of the designated consumer credit counseling agencies listed at the end
of this Notice. Only consumer credit counseling agencies have
applications for the program and they will assist you in submitting a
complete application to the Pennsylvania Housing Finance Agency. Your
application MUST be filed or postmarked within thirty (30) days of your
face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are
very limited. They will be disbursed by the Agency under the eligibility
criteria established by the Act. The Pennsylvania Housing Finance Agency
has sixty (60) days to make a decision after it receives your
application. During that time, no foreclosure proceedings will be
pursued against you if you have met the time requirements set forth
above. Your will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage
Assistance. )
3
-
~~
-
~'"
HOW TO CURE YOUR MORTGAGE DEFAULT CBrina it UP to date)
A, NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender
on your property located at: 1448 High Street, Camp Hill, PA 17011.
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due:
monthlv pavrnents in the amount of $1,141.86 each for the month of
January 4, 2000 throuah April 4, 2000.
Other charges (explain/itemize):
late charaes have accrued in the amount of $75.00
TOTAL AMOUNT PAST DUE:
$4,642.44
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: (N/A)
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30)
DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO
THE LENDER, WHICH IS $4,642.44, PLUS ANY MORTGAGE PAYMENTS AND LATE
CHAR~ES WHICH BECOME DUE DURING THE THIRTY (30) DAYS PERIOD. Pavrnents
must be made either by cash, cashier's check. certified check or money
order made paYable and sent to: Mellon Bank, N.A., Two Mellon Bank
Center, Consumer Adjustment Recovery Division, Room AB-50, Pittsburgh,
Pennsylvania 15259; Attention: Stephanie Smith.
You can cure any other default by taking the following action within
THIRTY (30) DAYS of the date of this Notice: (N/A)
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within
THIRTY (30) DAYS of the date of this notice, the lender intends to
exercise its riahts to accelerate the mortaaae debt. This means that the
entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly
installments. If full payment of the total amount past due is not made
within THIRTY (30) DAYS, the lender also intends to instruct its
attorneys to start legal action to foreclose upon your mortaaaed
property.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold
by the Sheriff to payoff the mortgage debt. If the lender refers your
case to its attorneys, but you cure the delinquency before the lender
begins legal proceedings against you, you will still be required to pay
4
.'&
,-,,"';
l
=-
~.. ~",
the reasonable attorney's fees that were actually incurred, up to $50.00.
However, if legal proceedings are started against you, you will have to
pay all reasonable attorneys' fees actually incurred by the lender even
if they exceed $50.00. Any attorney's fees will be added to the amount
you owe the lender, which may also include other reasonable costs. If
YOU cure the default within the THIRTY (30) DAY period. you will not be
required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the
unpaid principal balance and all other sums due under the mortgage.
.!
.,
I
~
,
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured
the default within the THtRTY (30) DAY period and foreclosure proceedings
have begun, YOU still have the riqht to cure the default and prevent the
sale at any time UP to one hour before the Sheriff's Sale. You may do so
by payinq the total amount then past due. plus any late or other charqes
then due, reasonable at.torney' s fees and costs connected with the
foreclosure sale and anyothe.r costs connected with the Sheriff's Sale as
specified in writinq by the lender and by performinq any other
requirements under the mortqaqe. euring your default in the manner set
forth in this notice will restore your mortgage to the same position as
if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest
date that such a Sheriffis Sale of the mortgaged property could be held
would be approximately six (6) months from the date of this Notice. - A
notice of the actual date of the Sheriff's Sale will be sent to you
before the sale. Of course, the amount needed to cure the default will
increase the longer you wait. You may find out at any time exactly what
the required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER:
Name of Lender:
Address:
Mellon Bank, N.A.
Two Mellon Bank Center, Room AB-50
Consumer Adjustment Recovery Division
Pittsburgh, PA 15259
Phone Number:
(412) 234-1689
(412) 234-7226
Fax Number:
Contact Person:
Stephanie Smith
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will
end your ownership of the mortgaged property and your right to occupy it.
If you continue to live in the property after the Sheriff's Sale, a
lawsuit to remove you and your furnishings and other belongings could be
started by the lender at any time.
5
00
.:,
. "
..,
]
!
(
ASSUMPTION OF MORTGAGE - You may or~ may not sell or transfer
your home to a buyer or transferee who will assume the mortgage debt,
provided that all the outstanding payments, charges and attorneys' fees
and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION
AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE
DEFAULT. (HOWEVER, YOU 00 NOT HAVE THIS RIGHT TO CURE
YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR
YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY
FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT
INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT
ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, P A 17102
(717) 541-1757
Financial Counseling Services of Franklin
31 West 3'd Street
Waynesboro, PA 17268
(717) 762-3285
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
YWCA of Carlisle
301 G Street
Carlisle, P A 17013
(717) 243-3818
FAX (717) 731-9589
6
,--"
O;;'j
Community Action Comm of the Capital
Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
Adams County Housing Authority
139 - 143 Carlisle Street
Gettysburg, P A 17325
(717) 334-1518
FAX (717) 334-8326
ver=y?~~/ if
J~S F. Grenen
JFG/jw
CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND
FIRST CLASS MAIL, POSTAGE PREPAID
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE
7
-
. ".
, ,,'
-- ", ":':',/,,,,:'.:"
',::-":
~~~~_?:;;~,t~ii
"..,', ,::.'\CV'>_"
~
.
.
&~~ . 0
<( ~z
o 00
o.
~\ i~
'E .2
0.
~ .
, "E-5
~ "
& .
.- ~
" .
p
-a~
'"
(I) ~
Q) ~ .~
_ > a.
~-o @ ,~
o~(])5E
o 'iij:5 ;:>. Q)
. g ~ c:.s:5 ,
<(.!1 ~"Eo.~
cn~~rf-BE
-g.~-c~~ &
tUQj~ - (l) Q)
('ljo-cE:5g
.,..:-g~iEg.
(1)0(1)...."0::
EEE@ffi-
a>urctJ-005
::~: dl.~J::
dl:t:5~:5~
Q..q >.1i1..c-
EEE:S~a
8~d:s!io
. . .
~ ~
~~
01'-:
VJ
.E
a.
"ffi "ijj
:;; g
.a:
2! E c:i
~~q
wa:o
o EJO
fI~" "
"0 ~ :2
F-,!;$I
.- .
5 :t:"0I
.~ ~.E
c1j 00
.;
~
j'
"'-
~
~
~SJ
. 'J.( "-
! li\ ~ ~
~~ ~ .......
!~ ~ ~
" ~,
,'.
.
.
'6
c
.
~
~
.
:;;
m
~
w ~
ff! m
0 ~
m
w
~
~
..
&:
l!i
~
o.
~
.
..
0;
a
"
$
u
, a.
1;; ..
. 0
a: ,j!
.. c
5
..
a:
0
~
E
0
a
~
~
I'
""
.~
,.
" ,'.-.: .. <;".
.;~~~i!-~t.f(,r~lW~~';
CO,;"
Z 047 961 7b2
Certified Fee
Special Delivery Fee
m
m
m
~
,.,
:;
-,
ReStricted Delivery Fee
'"
m Ratum Receipt Showing to
or- Whom & Dale DeUvered
'''Re\llmReco;pt_toWhOm,
~ 1JaIS,&Mlressee's/ltltlless
r::i
o TOTAL postage & Fees
...
C"') postmark or Date
E
o
u.
(J)
0..
$
fI -/) -OV
~~:.c
VERIFICATION
Heather LaFrenie, Foreclosure Supervisor,
and duly
authorized representative of Mellon Bank, N.A., deposes and says
subject to the penalties of IS Pa. C.S.A. !i)4904 relating to
unsworn falsification to authorities that the facts set forth in
the foregoing Complaint in Mortgage Foreclosure are true and
correct to his information and belief.
cUt'J.!/A M j)9ff;;:j /I J /VI ~ J ,
Heather LaFre ie
Foreclosure Supervisor
Mellon Bank, N.A.
..".-.,^, iiiIM_.~~~~~'&i~~~IDlill~C~ r'"'" '~I~ ~.',
......- 1 ~T
.',......^'" _do.~,:.... -'~'"'~~,~_
,.
",j
~ ~ ~ -Ic;}.
h ~ (') C')
c: a G
~ <>
0 . "U '~"': S
~ ITl ('i.'
~ () ~ r~ . ~
zjj j~! ~,
~ C Ze- N '.'
5:6 , (O,p 0" ~:t~;?
I ~::::
\) ~o ~~C)
e:; ~ ;;;:0 " ':::: :?""l
( t? """.n ::c: r)-..:i
j:'- ~;~ (")
c Cd onl
i- z :::> 'i;;'
J- =< .;:- :0
-<
J~, ,rJll ,1D ,
--",.
,~,,,,,",J_ "'.,--,",,', ',.,,',", ,~, .. ;,"" ,~,'~__C_
-" ..
~
-
,,~
SHERIFF'S RETURN - REGULAR
CASE NO: 2000-04319 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MELLON BANK N A
VS
SIMPSON JERRY W ET AL
HAROLD WEARY
, Sheriff or Deputy Sheriff of
Cumberland County, Pensylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
SIMPSON JERRY
the
DEFENDANT
, at 0019:15 HOURS, on the 19th day of July
, 2000
at 416 SPRING RUN DRIVE
MECHANICSBURG, PA 17055
by handing to
JERRY SIMPSON
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
6.20
.00
10.00
.00
34.20
So Answers: J~
~~~~t:~,
R. Thomas Kline
08/02/2000
GRENEN & BIRSIC
Sworn and Subscribed to before
By:
7L4 ~~...
Deputy Sher' f
r~
me this 0
day of
~~y~~~.
~ .~
r t onotary
".-
~, ~" '~
,I.
'~_illi.
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2000-04319 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MELLON BANK N A
VS
SIMPSON JERRY W ET AL
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
SIMPSON BEVERLY A
but was unable to locate Her
in his bailiwick. He therefore
deputized the sheriff of YORK
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On Auqust
2nd , 2000 , this office was in receipt of the
attached return from YORK
Sheriff's Costs:
Docketing
Out of County
Surcharge
DEP. YORK CO
6.00
9.00
10.00
26.50
.00
51. 50
08/02/2000
GRENEN & BIRSIC
R. Thomas KI in ,
Sheriff of Cumberland County
Sworn and subscribed to before me
th' ,., !!2 d f ()
lS ~ ay 0 .. ,b.J-'
:hrv-o A.D.
~ Q. ",,~Pi.;. ~~
Prothonotary
COUNTY OF YORK
OFFICE OF THE SHERIFF
SERVICE CALL
(717) 771-9601
28 EAST MARKET ST., YORK, PA 17401
-
SHERIFF SERVICE INSTRUCTIONS
PLEASE TYPE ONLY LINES 1 TO 12
PROCESS RECEIPT, and AFFIDAVIT OF RETURN DO NOT DETACH ANY COPIES.
1. PLAINTIFF/51 2,COURTNUMBER LU-,!,jlO> C~V~.L
Mellon Bank, N.A. 4, TYPE OF WRIT OR COMPLAINT
3, DEFENDANT/SI Notice & Complaint in
Jerry Simpson, et. al. Mortgage Foreclosure
SERVE { 5_ NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC, TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD.
. Beverly A. Simpson-
6. ADDRESS (STREET OR RFD WITH BOX NUMBER, APT NO., CITY, BORO, TWP., STATE AND ZIP CODE
AT 302 Chambers Ridge, York, PA 17402
7, INDICATE SERVICE: Cl PERSONAL Cl PERSON IN CHARGE ill DEPUTIZE C umdDeEBiI.. rMIId
NOW 7 /1 7 /00 19 _I, SHERIFF OF "MJBIQ(CO
York COUNTY to exe
to law. This deputation being made at the request and risk of the plaintiff.
B. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE:
N Y
Cumberland
OUT OF COUNTY
CUMBERLAND
ADVANCE EEE PAID BY CUMBERLAND COUNTY SHERIFF
NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.S. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave
same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff 10 any
plainliff herein for any loss, destruction, or removal of any property before sheriff's sale thereof.
9'1J~I]f'-.ND~:f ~~NEY/ORIGINATOR and SIGNATURE 10. TELEPHONE NUMBER 11. DATE FILED
ONE GlI.TEWAY CENTER, NINE WEST, PITTSBURGH, PA 15222 (412) 281-7650 6/26/00
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed).
CUMBERLAND COUNTY SHERIFF
SPACE BELOWFQRl,J.sEQF Iii!: SI:Je.RIFF ONLY - DO NOT WflITE.BE;L,OW THIS LINE
SIGNATURE OF AUTHORIZED CLERK 14. Date Received 15. Expiration/Hearing Date
13. I acknowledge receipt of the writ
or complaint as indicated above.
J. LUDWIG
7/19/00
7/26/00
POSTED (
POE ( )
SHERIFF'S OFF ( )
OTHER ( )
SEE REMARKS
~
42.dayof
a
AAJA(SEAC
"'~:i SHAFFER.
28th
44. Signature of
o _ heriff
45, Signalure of York
pounty Sheriff
WILLIAM M. HOSE
46. Ignature of Foreign
Sheriff
47.Da'7 J cc- .
48, Dale
41.AFFIR
43,
7/28/00
49. Date
51. Date Received
4. BLUE ~ Sheriff's Office
i!!!!IiII/M'Il!~~'i!ll\Jh~~~,!!i-B~i1H~':,tj-,.,'''iti~,",;-Hi::l,:r"-::;,,,,,,:~,<,,., ;", ""''''''''''''''''~J.~~Hf~~!i!ili$Ii~!!;iI~-'''"~I~ 'iliriiIl!d.
"[lEGEIVED ..
OFFICE OF SHERIFF
YORK, PA
'00 JUL 19 P
rJ 1 22
, ~,~
-U~!l~lllli&j.AilillIiIiIi
~...""o,_._~..~" ""_~,_
',,,,- .-,. ~~,,'-
'IF"I
olli!
~---
~
"...
"'"
.j
.'~'-;, ._....+~-,. ..,O>j ,.~.
.cOUi\JTY QF YORK
;:-'._"
c"
SERVICE CALL
. . W'n 771-9601
,,,,.\
~~
OFFICE Of THE SHERIFF
,,' ,,'
28 EAST MARKET ST., YORK, PA 17401
{ .~.
. INSTRUCTIONS w
\ SHERIFF SERVICE PLEASE TYPE ONLY LINES 1 TO 12
PROCESS RECEIPT, and AFFIDAVIT OF RETURN DO NO.1 DETACH ANY COPIES.
1. PLAfNTIFFJSJ 2. COURT NUMBER ~O-4jl" c~v~l
~ellon Bank, N.A. 4. TYPE OF WRIT OR COMPLAINT
3.0EFENDANTIS/ Notice &Comp1ainJ: in
Jerry Simpson, et. al. Mortaaoe Foreclosure -
5. NAME OF INDlVIDUAL, COMPANY, CORPORATION, ETC. TO'SERV!:. O~ oi::SCtl.IPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR sOLO.
S~ { Beverly A.' Simpson
~ 6. ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO., CITY, BORO, TWP., STATE AND ZiP CODE
AT. 302 Chambers Ridge, York, FA 17402
7. INDICATE S{:RVICE: QPERSONAL OPER$ONI.NCI:iARGE ~~~UT.zE-CuizifuEB:r.lO.m.d, l:l1S!,CLASSMAlL o POSTED o OTHER
NOW . 7 f1 7/ no , 19 _1;~I-!~RiFFOFY.g)RK::eOONrY, PA, do hereby deputize the sheriff 01
'!;.ork .' ~OUNTY to execute-IIi.is Writand make return thereol according
to law. !~~~ deputation being made at the request and risk of .the plaintiff. . SHE-RIFF OF ~]I&ZOUNTY .
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE:
.~ Cumberland
our OF <Xl!JNTY
ClJMl3ERU\ND
AJ:M\N:::E BEE PAID BY CUMBER'LAND COl.ll'lTY SHERIFF
NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN ~ Any deputy sheriff levying upon or attaching any property under within writ may leave
same without a watchman, in custody of whomever i~ found in possession, after noVfyfng person of levy or attachment,. without liability on the part of such deputy< or the sheriff to any
plaintiff herein for any IO~l destruction, or removal ahoy property before sheriff's stile thereof. ~__ ': ',' ,
'9, ~~~~D~: ~~EYJORIG~ATOR and SIGNATURE "/ _ ~.;>',~... c-:'"' ~ ___ ,~~_~.:.~HONE NUMBER 11, DATE FILED
OOE Gl\.T'a'/AY CENl'~, NINE WEsr, FITrSB\lRGH, FA . 15222 .,- -"--(412) 281-7650 1I/26/00
12. SEND NOTICE OF SERVICE COPY.'rO NAME AND ADDRESS BELOW: (This area ~u~t be completed _i,f notice is to be mailed).
ClJMBERI..l\ND COONTY SHERIFF .
, .
~c,:;;;.~C;~SPACE BI;LOW. FORYS!;_ Of' TI1\; S.HE.RII::F. filLY. DO NOT WRITE BELOW THIS LINE
. SIGl'-IATURE:: OF AUiHOhfZED Cl.ERK 14, Date Received 15. Expirationll-learing Dale
13. I acknowje~e receipt of the writ
,orcomplaln'as Indicated above. J. 'LUJ)WIG 7/19/00 7/26/00
16. HOW ?EFWED: PERSm~Al. (~
RE.SIDENCE ( ~X
_ POSTEO_ (
POE( )
Si-lERI~'PS OFF'(.,)
..~
22,!tlEMARKS:
'.
OTHER ( )
SEE REMARKS
(See remarks below.)
1'9. Date of Service 20. lime 01 Service
7/;<;/00
',\
{-
~
/ j'
. j. !
"'.
'/Jj'~
.,* 'tiI
41.AFFJAMED ani~Yblcrl6ed';b~o~e fhe~lhis
'..{ <<:j.- '---- '" "~"
',' J1;.:J .f' \~~' .....,._."..,:' " ,"'. :,
42,dayof ,_ JULy. ',- ,,_
43, ;1;}:!;,'-"" " 7 > WILLIAM M. IDSE
,; --I:~,', :.:~..'~;",: '. prOl~.~nota.?'7~taryPUbl~ 46.Signp.turl3 of Foreign
MY 0 MIsSION E)(PlRES. ,_. __ ~ ~ .' ; (Coun Sheriff
50. \ ACKNOWLEOGERl'CEIPT'OF Ti:\E SHl'RIFF'S REtURN SIGNATuRl'
OF AUTH.ORIZED tSsyf~.fS.AUtHORITY AND ,TITLE _ ;. - -- _ ~ _--
1. WHITE ~ Issuing Authority 2. PINK - Attorney 3. CAN~'(. ~ SIJ,erJ~~~ ?~ice 4. BLUE w Sheriffs Office
28th
SO ANSWER.
')
44. Sig!1al~~ ~f ?!5.
45, Signature of York
County Sheriff
,&
47. Date7
48. Date
. ~",,->
.' / >'/>U "-rV~
<O~ ....~ ~'.'- ~'
7/28/00
49. Date
51, Dale Received
---',..."....-
~=~
----------
l'"
-~-------
-,
-- ",i"-.","i>
$J ,'\ ... ,:~'
COUNTY OF YORK
OFFICE OF THE SHERIFF
SERVICE CALL
(717) 771-9601
28 EAST MARKET ST., YORK, PA 17401
. . --- ---- -- --------- ,. --. ---. --
SHERIFF SERVICE INSTRUCTIONS
PLEASE TYPE ONLY LINES 1 TO 12
PROCESS RECEIPT, and AFFIDAVIT OF RETURN DO NOT DETACH ANY COPIES""
1. PLAINTIFF/Sf 2. COURT NUMBER '::"U ''':I:.J.1.;;l' ......l......L->.
I:lellon Bank, N.J!.. 4. TYPE OF WRIT OR COMPLAINT
3. DEFENDANT/SJ -'cNoc.'tce-& Complaint in
Jerry Simpson, et. al. Mortgage Foreclosure ._ .
SERVE { 5, NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD.
Beverly A. Simpson
. 6. ADDRESS ~TREET OR RFD WITH BOX NUMBER, APT NO.t,clTY, BOROb TWP., STATE AND ZIP CODE
AT 302 hambers Ridge, York, A 174 2
7. INDICATE SERVICE: [] PERSONAL [] PERSON IN CHARGE ,[]UEPUTIZE I....UcrCERf Mi1ca [] 1ST CLASS MAIL [] POSTED [] OTHER
NOW .,. III II VU 111_ I, SH.ERIFF OF Vdfi1(OOUI'fry, pA,cloh~r~bY deputize the sheriff of
LV -'- ... C_()JJNT(to execute this Writ and make return thereof according
to law. This deputation being made at the request and risk of the plaintiff.
8. SPECIAL INSTRUCTIONS OR OTHER INFO:RMATION THAT WILL ASSIST IN EXPEDITING SERVICE:
SHERIFF OF
YcAA,K:...a6UNTY
Cumberland
OUT OF COUNTY
CUMBERLAND
ADVAN:E BEE PAID BY COMBERLAND COUNTY SHERIFF
NOTE' ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave
same without a watchman"in custody ~f whomever is found in possession, after notifying person of levy or attach,ment, "'!ilhout liability on the part of such deputy or the sheriff to any
plaintiff herein for any loss, 'destruction, or removal of any property before sheriffs sala thereof. _ _ ,,____
9. TY~S "lNP ~qf,A~..EY/ORIGI~ATOR and SIGNATURE 10, TELI~PHONE NUMBER 11. DATE FILED
CNE GATEWAY CENTER!. NINE WEST, PITTSBURGH, PA 15222 (412) 281-7650 i/26/00
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice Is to be mailed).
COMBERLAND COl'NTY SHERIFF
~~~':.:~,;.-;:,,:.-~'~ ~'.- .' .~lP.A,c.~.:t=a~e:c(.o.WJ:.o,Ff ,U$_E_Q,E :IH.I;".sHERJ.fEJ2N..~ y ,~ DO. ~.PT WRITE BELOW: THIS.. UNE
SIGNATURE OF AUTHORIZED CLERK 14, Dale Received 15. ExpirationIHearing Date
J. li.J!X'IIG 7/19/00 7/26/00 '
13.1 acknowledge receipt of the writ
or complaint as Indicated above.
16. HOW S,ERVED: PERSONAL ( '~
RESIDENCE ( r
POSTED (
PDE( )
SHERIFPS OFF ( ,)
OTHER ( )
SEE REMARKS
17.01 hereby c,ertify and return a NOT FOUJIID because 1 am unable to locate the, individual, company, corporation, ete, named above. (See r~ma~s below.)
.18~~PJIE_~NO:~TLE OF INDIVI.DU~ SE~VED lL.IST'A.D~S HERE ~~ NOT SHOWN ABOV~ (Relationshlpto Def~ndant)
~.:7.. -, ,._h. V ."". ;9. .. _ ___ ___. __ .
~~, - - -
1a...pa}~ of ~ervice 20. }ime.of SelVice
11(/.//0C ,C ';~,
21, ATTEMPTS
22. REMARKS:
~~
:..
~
...:;;,
!
(7/..J J/:';)
#/0'7/1'
. 23. AOY,,,"Clt Qosts
_:,,-,15.uU
'., '.... ..~...""... 'to'~" 28t!l ." - . I ~
41.AFFIRMED an.d ~b~c!rib,e}:i!o.6efore.'.me1bis, ~.~i9natu~er:;:_ - .c~_...' +--_~i€fJ>'
- ~'y .....:\'..):".
42. day of . ,..... ; ~ ~.-. ;.....::;.. 1;gx200 145.SignatureofYork
, -, County Sheriff
43, ) Jibl.0.,;;d{ . J.[j)jA :t> WILLIAM M. HOSE
.I ....... \-:....',..f.l'9\h.,o a~Pl.lbTl'c/ 46. Signature of Foreign
MY C MMISSI N'EXPIREs ~.: ~ .~~.-.:' ' L ..Q.. ~ Coun Sheriff
SO. J ACKNOWLEDGE R$CE;/p;r OF \THE'SHERIFF'S RETU8N SIGNATURE
OF AUTHORIZED ISSUING Aun-fORITY AND TITLE 0- ~_
1, WHITE - Issuing Authority 2. PINK M Attorney 3. CANARY ~ Sheriffs Office ' 4. BLUE - Sheriff's; Office
47. Date ~7/;' i /-:::x:
48. Date
~:~
7/28/00
49. Date
~.t. Date Received
,,,.
~ .~"..~.'" >
", L
>~
"""'" '
"'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
I hereby certify that the
address of Plaintiff is:
One Mellon Bank Center
Pittsburgh, PA 15219
the last known address of
Defendant Jerry W. Simpson
is:
416 Spring Run Drive
Mechanicsburg, PA 17055
IC, P.C.
for Plaintiff
) CIVIL DIVISION
)
) No.: 00-4319 CIVIL TERM
)
)
) ISSUE NUMBER:
)
) TYPE OF PLEADING:
)
) PRAECIPE FOR DEFAULT JUDGMENT
) AS TO JERRY W. SIMPSON ONLY
) (Mortgage Foreclosure)
)
)
)
) CODE-
)
) FILED ON BEHALF OF:
)
) MELLON BANK, N.A., Plaintiff
)
)
) COUNSEL OF RECORD FOR THIS
) PARTY:
)
) James F. Grenen, Esquire
) Pa. I.D. #46478
)
)
)
) GRENEN & BIRSIC, P.C.
) One Gateway Center
) Nine West
) Pittsburgh, PA 15222
)
)
) (412) 281-7650
)
)
,~
~;;kL~"jf;",
.
."~," ~'h ~. ~ ~"
~ 'I- I;t'~'~" r~
'- ~
1_
- :~~ 1~;;.IlliOlI-l",~,
...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4319 CIVIL TERM
vs.
JERRY w. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
PRAECIPE FOR DEFAULT JUDGMENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned case
in favor of plaintiff and against Defendant, Jerry W. Simpson ONLY
in the amount of $79,034.86 which is itemized as follows:
Principal
Interest to 8/22/00
Late Charges to 8/22/00
Attorneys' fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$73,372.73
$ 2,937.13
$ 75.00
$ 900.00
$ 1. 750.00
$79,034.86
with interest on the Principal sum at the rate of $19.18 per diem
from August 22, 2000, and additional late charges, additional
reasonable and actually incurred attorneys' fees, plus costs and
BY:
renen, Esquire
for Plaintiff
for foreclosure and sale of the mortgag
Ja
At
~~-;.Y;';ift,
~~ ~~ -Wt~l;>ii','
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and
for said County and Commonwealth, personally appeared James F.
Grenen, Esquire, attorney for and authorized representative of
Plaintiff who, being duly sworn according to law, deposes and says
that Defendant, Jerry W. Simpson is not in the military service of
the United States of America to the best of his knowledge,
information and belief and certifies that the Notice of Intent to
take Default Judgment was mailed in accordance with Pa. R.C.P.
237.1, as evidenced by the attached copy.
Sworn to and subscribed before me
thi~J~~ay Of~ 2000.
~ r;;ln0~/
..... Notary Public
Notarial Saal
Joanne M. Wehner, Notary Public
PittsbUrgh, AIJeqheny County
My Commission Expires June 19, 2001
lIomb8r, Ptnmylv.... Asso<io1ion of NoIIIM
4
'--,. ." .,-,_."",,
J~~:
~ . , oJ
IN THE COURT OF COMMON P~EAS OF CUMBERLAND COUNTY, PENNSYLVANIA
,
CIVIL DIVISION
MELLON BANK, N .A. ,
Plaintiff,
)
)
)
)
)
) NO.: 00-4319 CIVIL TERM
)
)
)
)
)
)
)
)
vs.
JERRY W. SIMPSON and BEVERLY
A. SIMPSON,
Defendants.
TO: Jerry W. Simpson
416 Spring Run Drive
Mechanicsburg, PA 17055
DATE OF NOTICE:
August 9, 2000
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A
WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING
WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINS.T YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO
FIND OUT WHERE YOU CAN GET LEGAL HELP:
LAWYER REFERRAL SERVICE
court Administrator
Cumberland County Courthouse - Fourth Floor
Carlisle, PA 17013
(717) 240-620
IRSIC, P.C.
By:
Attorneys for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
'.
...
..;,~
-. ~,,;~
'~i"iii~
J-~~c-~lJ,ill&IMIl!!
"" riI""""
- ~~. ,.
~
- ~- ." - ".,,"
,.,h... Uli
-- -.~,"-
~, ,,-~. ,
. .
(J ~
t ~ --0 0 C:J
R C 0
8 :? "'"
~.
-oUJ c:
fTlrT1 '--,
,,,.,
f Z::r; ("...)
ze-
-- CtJ V cn.c; C) .:~ Cf"~
G' ~ ~Ci
3 C' p:: );:~. c~~ ~~~
~ ~ 7t-;..:'
lU'. ~ ;;;:u
C -I
- ~ )::0.-
f :D
--..0 -< -<
l' ----<
~
.,"M"~-' ,-~",., ~
! 'it
~~
, ~~ .
,
~li " -
--,= il!~,~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
the last known address of )
Defendant Beverly A. Simpson )
is: )
)
)
)
)
)
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
I hereby certify that the
address of Plaintiff is:
One Mellon Bank Center
Pittsburgh, PA 15219
302 Chambers Ridge
York, PA 17402
SIC, P.C.
Plaintiff
CIVIL DIVISION
No.: 00-4319 CIVIL TERM
ISSUE NUMBER:
TYPE OF PLEADING:
PRAECIPE FOR DEFAULT JUDGMENT
AS TO BEVERLY A. SIMPSON ONLY
(Mortgage Foreclosure)
CODE -
FILED ON BEHALF OF:
MELLON BANK, N.A., Plaintiff
COUNSEL OF RECORD FOR THIS
PARTY:
James F. Grenen, Esquire
Pa. I.D. #46478
GRENEN & BIRSIC, P.C.
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
''''-''
L
- . .~
, ,"~'_.b~._"
~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4319 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
PRAECIPE FOR DEFAULT JUDGMENT
TO: PROTHONOTARY
SIR:
please enter a default judgment in the above-captioned case
in favor of Plaintiff and against Defendant, Beverly A. Simpson
ONLY in the amount of $79,034.86 which is itemized as follows:
Principal
Interest to 8/22/00
Late Charges to 8/22/00
Attorneys' fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$73,372.73
$ 2,937.13
$ 75.00
$ 900.00
$ 1. 750.00
$79,034.86
with interest on the Principal sum at the rate of $19.18 per diem
from August 22, 2000, and additional late charges, additional
reasonable and actually incurred attorneys' fees, plus costs and
for foreclosure and sale of the mortgaged premises.
P.C.
BY:
Ja s F. Grenen, Esquire
At orneys for Plaintiff
j- ~
,~' -
.
I, - h
~J~[l:,
.
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and
for said County and Commonwealth, personally appeared James F.
Grenen, Esquire, attorney for and authorized representative of
Plaintiff who, being duly sworn according to law, deposes and says
that Defendant, Beverly A. Simpson is not in the military service
of the United States of America to the best of his knowledge,
information and belief and certifies that the Notice of Intent to
take Default Judgment was
with Pa. R.C.P.
237.1, as evidenced by the attached copy.
Sworn
to and subscribe
~day 0
me
this
~'Z:' W~
Notarial Seal
Joanne M, Wehner, Notary Public
Pittsburgh, AIIe~heny County
My Commission Expires June 19, 2001
\Aember, Pennsylvania A,,,,,,..ti"" 01 -..
. . . lit
,
I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
CIVIL DIVISION
(
COUNTY, PENNSYLVANIA
MELLON BANK, N .A.,
Plaintiff,
)
)
)
)
)
) NO.: 00-4319 CIVIL TERM
)
)
)
)
)
)
)
)
vs.
JERRY W. SIMPSON and BEVERLY
A. SIMPSON,
Defendants.
TO: Beverly A. Simpson
302 Chambers Ridge
York, PA 17402
DATE OF NOTICE:
Al.lgust 24, 2000
IMPORT~ NOTICE
YOU ARE IN DEFAtJLT BECAtJSE YOU HAVE FAILED TO ENTER A
WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING
WITH THE COURT YOUR-DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU ,AiCT WITHtN TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT ~Y BE BN'l'ERED .AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
OR CANNOT AFFORD ONE; GO TO OR TELEPHONE THE FOLLOWING OFFICE TO
FIND OUT WHERE YOU CAN GET LEGAL HELP:
LAWYER REFERRAL SERVICE
court Administrator
CUmberland County Courthouse - Fourth Floor
Carlisle, PA 17013
(717) 240-6200
By:
A tor s for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
tiiiltlJH ._
-iil~~I">>tj~~f[J;'"~)
~,~ ~
cO' "'" 'n(~i'
~._.~ ~ "'~" ~~,
"'"""""
... . . ~
-4q.
t~~ &
~g]f2
\lI'...{)-1)1-
,.. c
~
I.
"~_w . J.,' ~~-'
_"~~u,~=
0 r=,
C (:::)
?- C/"J
-v:-,~ 'q
S2~;:~ '''''(3
/.::'~ f"n
~::( ~~~~
~~<~, ~-l":'
_~"::- f~,
7....,' '.
;;;0 :.,)
C ~~
~ i"
(7' :D
-<