HomeMy WebLinkAbout00-04320
.,--0
,
~. <;; "w ",)
.
,,-
. u ~~' ,_ , _"- _ ,""" ~ ,.'" ...,-,' _ ,~_
.,';,,'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
I HEREBY CERTIfY THE ADDRESS OF THE
i'lAt IFF IS
<:<- / 7 tJ' PLTf
. ATTORNEY FOR
Off
,
'\WAR rz
CIVIL DIVISION
NO.: 00 - .iJJ~o
Ciu~L ~
ISSUE NO. :
TYPE OF PLEADING
CIVIL ACTION - COMPLAINT
IN MORTGAGE FORECLOSURE
CODE
FILED ON BEHALF OF:
Mellon Bank, N.A., Plaintiff
COUNSEL OF RECORD FOR THIS
PARTY:
James F. Grenen, Esquire
Pa. I.D. #46478
GRENEN & BIRSIC, P.C.
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
.'1,:;;<;;..'
~" ;..c
~Om
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO. :
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
NOTICE TO DEFEND
You have been sued in court.
If you wish to defend against the
claim set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing
in writing with the court your defenses or objections to the claims
set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested
by the plaintiff. You may lose money or property or other rights
important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Court Administrator
Cumberland County Courthouse - Fourth Floor
Carlisle, PA 17013
Telephone: (717) 240 -6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A"
Plaintiff,
NO.: 0-0. '1:3 2.-() CU;.1 .,....- u-
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
Mellon Bank, N.A. ,by its attorneys, Grenen & Birsic, P.C.,
files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is Mellon Bank, N.A., which has its
principal place of business at One Mellon Bank Center, Pittsburgh,
PA 15219.
2. The Defendants are Jerry W. Simpson and Beverly A.
Simpson, individuals whose last known addresses are 336 North 21st
Street, Camp Hill, PA 17011 and 1448 High Street, Camp Hill, PA
17011, respectively.
3. On or about December 2, 1996, Defendants executed a
Mellon Secured Personal Credit Line Agreement with Plaintiff having
a credit limit of $90,000.00 ("Agreement").
A true and correct
copy of said Agreement is marked Exhibit "A", attached hereto and
made a part hereof.
4. On or about December 2, 1996, as security for payment
of the aforesaid Agreement, Defendants made, executed and delivered
to plaintiff an Open-End Mortgage in the original principal amount
of $90,000.00 on the premises hereinafter described, said Mortgage
.,
H_ ,_
~ ,'- -" '>
1k.-"
being recorded in the Office of the Recorder of Deeds of Cumberland
County on December 2, 1996, in Mortgage Book Volume 1354, Page
1057.
A true and correct copy of said Mortgage containing a
description of the premises subject to said Mortgage is marked
Exhibit "B", attached hereto and made a part hereof.
5. Defendant, Beverly A. Simpson is the record and real
owner of the aforesaid mortgaged premises.
6. Defendants are in default under the terms of the
aforesaid Mortgage and Agreement for, inter alia, failure to pay
the monthly installments of principal and interest on said Note
when due. Defendants are due for the January 15, 2000 payment.
7. On or about April 19, 2000, Defendants were mailed
Notices of Homeowner's Emergency Mortgage Assistance Act of 1983,
in compliance with the Homeowner's Emergency Mortgage Assistance
Act, Act 91 of 1983 and Notices of Intention to Foreclose Mortgage
in compliance with Act 6 of 1974, 41 P.S. ~101, et seq. True and
correct copies of said Notices are marked Exhibit "C", attached
hereto and made a part hereof.
8. The amount due and owing Plaintiff is as follows:
Principal
Interest to 5/26/00
Late Charges to 5/26/00
Attorneys' fees
Title Search, Foreclosure
and Execution Costs
TOTAL
$89,577.35
$ 3,593.00
$ 75.00
$ 900.00
$ 1. 750.00
$95,895.44
WHEREFORE,
plaintiff
demands
judgment
in mortgage
foreclosure for the amount due of $95,895.44, with interest thereon
at the rate of $29.45 per diem from May 26, 2000, and additional
late charges,
additional reasonable and actually incurred
,--. ,-
- ~ '
'. ...!~. . ,
',', """""0
'ilHk.
attorneys' fees, plus costs and for foreclosure and sale of the
mortgaged premises.
. Grenen, Esquire
ys for Plaintiff
teway Center
Nine West
Pittsburgh, PA 15222
Pa. I.D. #46478
C, P.C.
BY:
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Varln>)!e Rate
(,,..],',~ ~!;L~:;m,:,~'\~hK~T ~QU1\IU:
It',l1~:'Hl'IRC. [>lo:m-lSYIN"NIA
l;~,~
IllA ",' ~ . ',~::" '~- .:~;:?~...,~
~ ' Mellon' Sank':..
"~-:-.. ~
U:.!714 H,,,.., ('1i'J'~) I_C' 7fh;Lu 7/'i<..
,r' "
,Mellon Secured Personal Credit lInEhM Agre~mellt
..........,.. ..;~''''<.
( ~'}"O'.!.-7';
ll-rnr.lIl",U; I~ Ih~ '\~I...,,;I<':'1
JU:11<'v ~I-..",e
('c..lEt l~<nu
12/0V'lc., _, S 90,00'1.:.00 ___
'I'.~ ...."Il:, "I'., '1I'c.', .l'-\.r';rn~. me:ln an)'l>O~ ll&mng thc' Ay<:cmcnl. ;l1C W"ll'\h "you. 1100')'<1'1.11'" mc.a.R rhe ....to:,<J,t,)(
17101
Jko.rrl,...lnlt MunC'y: Unlll _~, _ .,12/.02L!1..6 ,Ln\:IY lxll"ru.... money (rllm YlIU thmu.;" my MclklO SccuroJ rc",ww Deu,
tmc::""l.l'C.L~) M..."'....01. up III the d;::;:r;l1i:ml i!lov>n Jr.,",e. try ....tllms 'pcclal chc..:k.\; hyt""cttlr:l",mg a dclXl\lllKCl;l'.,mt {If l~l""\ 1l'.ltlV}. or hyll
tcleph<>nc:: te<:j1.lCU (0(:1 Ir:lmfcr tool ,k[l<l!.lt aL1;tll,lnl.lf 1 h<lve $Igncd <I .'Icf\:lrale rC4uC-.l-t (O( l:t~ It;'I''',ICC, (If j have been pen II rlUtlCe of llCtu "J
QU'I<.'l::llhD lmn\.1ctlu'I, I nl.lY n,'1 hllflEW unlll lhc eann~l~lkIO pt.'rl<llJ h.:~, ('~p'tt:d and)'llU have had b TCMOl1llh~ opfl(lI'IUlll.)' Indclcrm.nr ttw."W,)
flOC .'l.U pera.<.c<.lth(' n~!lt (.. c:m\el J It ~1<:lhln Mllflg.lge Cornr:-oy~' Ihe ( red,lor n:lmro ;'!"IV'C, ~f'lC'n.:ll cheeu. ....,If he dr:il"'T\ ,lIl Mcllt.lO H~ll'~. '1.1
lOot1K:h yo;'>I.Er flghu <Iud ,'I\,,~;ll,,'n\ un':er l1\1\ "Ilreellleol \I III he lramkrrt"d,
^rf>l.nr.t>:<: ,t ~hcd;"v 0 I a\llt'<: I" t-.."r"..... al k:.,t S . thrEluJ:h my 1'(:1. accounl lIrtmcd"'kl)o (')I"f I ha....: ~.1
yLcn;l r\l,ll,LC ,)( nplllLl":"lnct"1 lh~ lr;':I"'v."'U'El. \llwn iT)l: L:-.m,'cll,ih<>O I"l<.:r".... 0:.... c~p'rcu ;,od )tlU 1\:1,..: IkK.I ~ re:.ut.Jn.:ltlle Or,.......nlnny I,J \2<:";1<,"'0<:
it-..dl:'\<' l\f'l<: h.;I.s e~en:~'K,J toe Il~tlt III c.uhcl)
flnanC't' (,.'1t.r~: Nl ratC$ :'Irc :\.Imple Inlere~' ~:lIe'. 'Ihe :lOOU:Jl pcrccnwge rOltc lOcludcsonty Inlert:S1 und oot Olher ClYoU"
Appi'lC:lb(e If ct:cctcd: D'llle pcrnldlC and Ulll1u:l1 flI:a":nl1J~ ralCS b>::!uw ilre ellllmulecl, tlaJr:<J (In cuUcnl WIO 1ft tbe 11tl1C of c<;m,?lc-lica c; 'tuf
Agreemcnl,
r:::J The ANNUAL PI-:R<.:ENTA(a.; MTl'; ....,u ~'hun!:e from lime to lime ba..-..::d on an m.-.Jex. Subjca tl) the t1mltaIXro$ C'O:ptnmcd below 4:ld
L!3 00 page 3 ot IbIS Agreemenl I.banK~"Ii m Ihc AN:-''UAI.I'l':R(.:~:I'{fAGfo: RAT": ..,U t>c dclCrTlllnct.l by addlO~ a f';'lllrpn 10 the:nd<.'1- 1'hc:
nmrgut..,U be 3 _ 9000 Pc:rttnlase JX.Xnl~ lO ~:ln uf 30S Ua)'$. In )'C:::JrI of 366 r:by1. tbe ANNUA1.P~:R<':ENTACERAl'E 'MIl be
I1Jb51h higher lnun In )'Curs uf J65 tJ:'l"l.. Whcn the wle ehanse~. Ihe new rale willllrll~ 10 $lJbseQucnl borrowm~and to the....no:c tnI;J~
of bOfTowmp out$lantJ"lng al lhal lime. Cutrenl!v, Ihe penuc,he rau: uf ~'INANC".CllARGe IS ._3S3S'>> per~. 7hls
::ccre~thlO:tn A.'l:-''UAJ.I'I-:Rl'E~.rrAGf':KAn: or 8,90%( 6.9??ClnyeanUI <Iayi).
O Unal the end of my nlnlUal hllhng t)'<:lc ~t1hng C)'t"k: ....tueb I:'cgms In [he perio:bc I"3le f"!
FlNA."'lCI-: CHARt;}.: Lwffi toe. ~ ,pcr day. ThIS corl'Cl.pulIth 10 an A.....NUAl. t'~;R.Cl-::"\1'I\G}'; R-'TE nf
% t '.;-. In )'Can uf :k.o da)~). UeJ(tnnlng on the rtfU d.:ty of the rollcM'UlJ: l:lillmS ",'.Ie. tl".c
ANNUAL l'UU;l':NTM,l-. KA I to, ....'11 <:h;tn);C !tum lune 10 tune ha3.eu on an lOde1. (1 (~r, If your otTlCe WJwn II~ 1$ ~eJ IJ,
PetU1tYfv1tnLn or lk:lawllrc:, anl.l,! any rC4ulred moolhty p:l)'TllCnl !ll.'CI.ITlles JO 4a~" ~ d<le. the: Dlltlutil percerllasc- role: wil,f be 00Sl-..J p' .b,:
lnr.Ia: bc:iilnmnl (In {/lc nUl "-"y nf {ftc !ine hlIlmg ~,,"C1c Ih.:Il hclP.~ (In Of ane/' {fIDe dlIec,) Subj<<t 10 lhe WnIUll(A'U apIaJ/l('J 'lCk.~......,.) (~,
pose) or Uld ^greemeOl,lhe ANNUAl.I'l':KCI-.N1'AGl-: KArl': ....,11 be .-.Jc-lermmed by ;l(jJ,ng D mart1l'110 rhe u:.dcx. 'I~ rrur.f,"l WUI tIC'
pcm'nlus: p<-l<nl.$lo)'COlnUr:u.s tIu)'\.ln yt":mot :W06~lhc ANNU.u;.Pl':R<.1-:''''lTACF.KA.Tt: ....lll ~ l.~:hl:lj~')<<
tnan 1ll)'l:'W'& or J6S ~ys. Wh~n llle ralC ~h<ln&u, the new (;lIe ....,111 apply 10 sub:lequ.:nl t'JOrrC/llo'lll&S 3nlJ to the: whole ~ nt... ('I"(M'U'~
()l1u:tMdln8atlh1tllrm~,
If the lnlllal r:lte ot F1N^lK~: CIIAR(;l': ....t"r~ ro\Cd 00 the Index., rL ...utlld bo.: . % per ~. Tb~ pco-J. .i: 1..1-:
a.ltTCS{X~loan A....NliAl.I.!-:Rl'!-:N'rAla:M.I~: uf 'lo( '....Ul)=o!366~~)..
U your office 1hov.'t1 abuve 11 kX::l1etJ In l'enlU)'lv.ullll ~)f' Dcbw-Jte. !too enllc:r of lhe to!k.Mmg c:cl()(.buons u::cun: (i) for lbe 1C-COOo,: :..ne- .:I any
ooe.ycar pcrkld, requIred murullly p:lym~nu. on my I'CI. i1caJunt hcCllffiC JO <1:1)'$ p:l--'t iJue. or (il) any f<<!llu-ed mocuhly p.1;"ftK:nl tleca1-o 6(l<,l)'$
~ due, lhet\.or'llt-.e!lnl!.lay of llie rlnl htlllOS cydc t'lc&lMlOi\)(l 01' uller lhal dale. ilnd$IJO]ea to the lllIU13tkX'lS cxpblllcd bc:h.wano DO JA..~ l.:Jf
lhiI N:reemcllt the mar,&1O aPl'lll71hk: 10 my llo.UlUlll m y.:'uo. tlf \i.5 da)'$ ....'11 ~ by 2 pcrectllll&e fOII1lS (,tl )t\,... Q[ ;y-.(o ~ tnc
ANNlJAL PEkCENT AGl-: M'n. ..llll:lc l/)65lh tu&hcr than In yt'!tn of 30$ d;ays). Th~ 1tICtC~ marpn W\ll n::awn II' cll-:::a ,J-.ll! t~ cr-4 of my
One billin,cyde wnich cnd.l.ullcau one )'C'ur a~r r llle la\l dale un....h>eh I1nyllll1Ounl r.7Wt'tl undct" IhlS Ag.rttment "'2l30Cll' mt'll"t d.i<)"l. ~.1uc.
If your omcc 1hown 1ItxM: IS ItJO.."Uled to l'ennsltwnlU l./ l)cll!w:lre. and If my Out1l.:l1'ltJlO1t. b:dllOCl: ufmoney bon'owed Q:t."C\h mye..Ail limit 00 lbe
Ift$t day of ~ btllinl C)'l-lc, Ihe ffillt81" .appllC:!. )Ie J[l 'ny ;K'ClIUl'll 10 )'C':lr~ 0(:16.<; d;lY' ....,11 be 2 pcrc--enlage p.lllllllllEhcr JUlIO,! the' folil:J\<'lIli ~ (m
ymnI O! 366 anys, lhe ....."lNUAl. P.:Kt:t~NTAGl-: KAn: ....lll be !Il6Slb tuther l/tan 10 ~ of J65 ~,).
8 Ifl cboosc ~~Ol Melht.:d ~1 and I ~1langt",Of )'ou require me: wchante. 10 !"aynK"nt Melnoo .f:2"lben,on Ibcl1rs.! t1!ryl.l(tbr: fin.tbil!ir\lI
cyde bepllOln5 un Of .afler lhill iJ.lle. (l(' on lhe lin.l tJIly u~ lhe rll'l bdhnB, cy.;1c UI ,.-turn lhe: llMua! pctoenUlsc Dte tr. bo.lCl.t 00 the &ndcx.. If
IItlct, an(! wbJCC! 10 tile llmll:tlklm e~plall1l;'lJ tc-kM' lUlIJ on ~gc .1 (l( IhlJo hQCCmenl. the: mlUl:lfl aPr>b:ahk: ,0 my lOCO.:)U.l.I :n ycntJ... 36.5
da)'l 1'o1/1!n.:'n:a.te ~ .50 pct<<nlllSC plllnl{1tl )'C.:ln; ()(.J66 W)"l, l/lc AN.......H.J>f:Jl;ct1iTAGb:R.-\1T. wUlb:' Ir.SSI' :tQlet"
Ihall In yean or:>M dii)'S).
O TIle Ittlnual percenlage t"JIC ~ a d~"-"'l\Jnltl.l rule hJ:w:d Ul a 5Cpat1lle a~mcnl wtudl I hIM: etllcred lIltO _tUl you.. If I dita <"IIiout', 1M
xpanle "'grecmenl ()( you dL.\U)I'IllOUC II bcC,lut.e 1 no kmst"r meet the req1.lLl'C"mcllu ollMt aj;l'ttmC'rlt lfl err-eel. ~ ot" ..~ J,,:lle CJl. 10"
AttrCemcl'lI, bul I COOlrnue [0 tn.:Ike polymenla un<Jer j'llymcnl Melhud ill. lhen, 00 lbe rltU UJ)' oilhe' rani tltUIng ~ bepnlWJ 0lI. ')(
&!fer that tlllte. at on the nnt d:r)' uf lhe nrtl blltlOS l."'fCle In ....hK"h 1I'M: llOn~1 perce-Illlse: nlle D t'Wc:d on IDe 1I'I6a. It 1/11<:1'. ~ A1bpt lo
the: IInuUltl'lOG aplnlnelJ ~I"w:tnd un ptl~ .l ullhl.1 A,:.rt"emcnl, [he m:lraln IIpt>1trnhlc 10 my kt'lJUnlln }'Can of 16~ tbyI WIll incraal:' b-;
pcrccnl!lKe piltnl. Sutx\.t:<juenlly.l! I ('han~ tlr )'Ill. re<jUlre me 10 ~'h:'"ge If,) Paymcnl Mellkld _:., tbe n..Atpn .,~<ciIt"Ie 10 my
acaxJnll!'~n ot:ki) t1lly$ W111IOtTe;nc by pcn"'C'n'''~ pOIOI. (In ~ of :W06da)'l, l/lC "'...NlI.A.I. M::R<:~AGE RAn:
will be IlJ65lh Ill&hc:r Ih.,n In ~..n <It lll~ 0.')'10 l
(anoevenlwtlllM ANNUAl.I't-:RCE.NTA(;.;IVoT": e~ "00 %( 2LO!L ~tn)'eAf$q()6t.c1ayJ.},o::r:cpllba1~nlbe
matpn appUcaNc 10 my IWI1.lnl hlu been ll'KreMCd t7y 2 flC'r~'(;nlUtc runU.ll! ~ lur 1t\l.Ne, IIlC ANNlI'At. f"t:JtCt-:''''n"A,GR RA~WI! DOl
cu:ei::d '3,00 %( 2J,,06._'1Oo1n)'C3n(ltl!>6W)'l).anJwticntDefMTguthdtlec:'nlna'cllst:dby.pc1'CXolUlrepotWupn-...iOert
forl1tJoi..'C IDe .AJ'iNV..u,Pmll:'T.NT'Xcv.RAn: Il-l'llml'Jr:t-/::ccil 25.00 'lot 25.0' 'l.i1))'OI1'$ofJl>6~).~11
~r; UntJ/ tlx! end of my bJlhng t')'Cle \I~l~'h bc~n' In . tbe pcOUUlC ralc...alI nol a.cecd lbe eum.tll: ~~
J~r~)'OUr ollK:c 0lWf'\ ntx:rvc: ~ kl<,'~tctJ In I'enn.\yl\:lnm or IkL.h.:ttc, .mU II nor req1.lii<<\ mtll'llhly JX')'mCn! ~~ 30 da).. rau O\)C, U'tm
limils!1on OQ 11'\1:: pc~1C rrlle ....'ll C'Clllol: 1(\ apply beglnnlOg un thc nUl 1.1.1)' or IrK: rlr~ bdlln!; ()'!;k: t>cpnolllg l'ln Oil' llntf L~~l 'U"':
AppIkDhfe lr checlte.-.J::-JI hll\'C paIL! (,"" ....,Il f"'f PI Ihc I1me I enlrr 1Il11l1h~ Af:;rC'ClTlC,nl) a .1NA.....Cl':CllAJtC"': 01 <;"~C._"t(..
Q)l']llnulna verlllatuon ul tl... 11()(xlhuJ~n.l JIJlU$ollhe pmrctl)' 1.(\eo .~, JC<'Wll)' l(ll'my I'CI,dC"..:uur.t,
ApplJ..::ablcl(ch<xted: DII'3vC f1<1K1 (Ilr ...,1/ patol! Ihc el~ I Cnlcr mw !hiJ Agt<<mc-nc'/4 h'll Mu:<"r lceol:J_ _ 1'1lS lee t..
tiNANCY. ClfAR(;E.
'-c Itlm,I~l"p;IYlTlel'" .l'llld"'''fE'''!~'I"w.
"lit' y"u lI>l;'~C: r:'yn.,."t.\l',il uf S'lF....:~rNO ACCOUt,' ~14 016-1 \_
'J ," \,,~h nlO(uh (l un<.kr~lafld Ih.'ll \\[,,'n Ih>A W)' lll' the u", . e E! ~'n..:; >
i"'J,,,,;,,tt~,. .,"."neut1aylJflellho,jflylh.IVC'hl)\C'Il.~ntJlh:ll"'flennellherlh<-u.11il\ltV'Cc.ht~UI'"..
day,)'llU Wllf l:I.ke lhe p::rmcnl un lfle 'K1.~"'oJ f\ufoln;,:M!J:1Y ant"t IIll" ,lilY f httvc chlw:o). r \!-ill keeps large eon"ll-'\ r~.
COY'l:r the (ull nlTK'lunl~ n the tequlred puvrnenl$.
O Pll)'lTIP.1l1 Melbod #2: "u\J WlII \If\'f''AITC my hIlllln Ille rJ.'l)' of web month. I will m;,,1 or tJcl"'~r the .'Onl h',
'IrlD reecfv'e II no 1lI1tr tl111n lhe IQth "l,ty ufler Ihe h,lhng llJlC (lK tllc neltl bu'\lnt'$liUay.,flhl: 19thwy iJ n<.X. bufolf)("l\O; t:.ty),
tt I b:tve chnlcn Poymenl Method II1.)'IN may retl\llfe me III ehnngc It) Pllymenl MClhod "2 If I (II ~ II any time to hDve II. ko,tc "'1lOU,dl blalal'tC'C' In
Ibcdcpoaltll<<Ounl MlI.IW1IllbtNl: 1))(1)1.Cf llle ,,,)/ Dml1l11lJ lJI:! f\~ymenl rt"4u!rc<J ufXl.c'lthl!-^8'eetm'r.l. PC Jf the tk'I"YIIIlK'a".!.1 ~ekllK'Q..
r::J r MIl make monlhlv fX')'men1\ or moner. hllrrrlW't";1.ll{Id nnMc"e tMr~oo ercdllln.\<l(1ll'\':'l: Ch.'lIRt'l'. ,r. nprl<r::1hk ,c;lk~~ t... Uk' r~
1&3 ~lbcd()(l pa~e '\ nt Ih" ^pet'rt1tnl Ill.., I' '1 ~ lltlmC P.l.jUll) U t~MTler', 1'('1. :\(\.'\JUl'l1
o Un1U , I \I'!I! ma...e In'lf"Ilhly I"'l)'mentl (If nnnncc ehnrgc (AlllJ eredllllUUn:anoe ct\DtJ"., It Af1i'\IIcaNe) Ihal ~
~t)C pret'ctlln!l tltlholl \)'\:te ('lh\"\c Il'I)men1\ W"'1 nOI rt".-.JU\"'C' lhc(JUIJl{trldIOS N1!tt)"C of the fN'<1cy b'll'l"~) ^f'let' ItL'l
!!nIl: l.-lll rt\.Iko mllnlllly [lilyrn<'IlI' ut lilt 1'I'1<l"C')' hllrmwed Ilnd t,MOl'\!! c:httrjt(" (nnd tT('1,hIIltJoUt1lI\l..'l: ehnr&e.., It ..:<pttca.~e) .:a1cul#loJ tn ,.,\
C1lilnnc:rrktr.ctltledonpuge 1 ()(thl'i\grcernenlJl1/'11 ('l"fle (-'qulfytlrolUnl.
CREDITOR COpy her 1 oC4
"I,.".
..'-~[ )'IJU
11..:: \;:ogtb \II my l"ql;1)"l!'Eefll I'leMOO ~n >kp::n<J un Ill<::: blIlan<<: OUbulIldlns lit ltIe: 1:'e81fl"\lIl& ,0$;:, ;-:nod, on ,"" anou<.! pq-=l:>~
,,~., 111 d!ea dunn;; the f'Clt:o:l. and, If my uc;coun( ~, Cl;)\:~le;l t1f cr-cdll ute l(l5urill'lo':e, ('Ie; lbe: tllrc: ot'd\ac;t' tor li"lWnl.l'lCe In d!ea
",me 10 lime. /1.1 htgl:l:l ..nnun[ PCfC'Cn11'8c :;:,Ia, l'l)' mtnlmuln monlbl)' fJilyrm-IlU mZIY IXll be 'ulf~m 10 p:ry JE" the: 1iMnco:;
ll'l3t hOl.l. ~ed \.Juno:: the prrccdlng Mlmg <:)'ttc. tn ll'ld t:a.loe my m1nllT:um fXI)-'l'llCnl WlU nor ~ducr: the ')'.l:~lU1(j,"g ~1ZI~
C'/ Ixr.l,.,..-,:I.l, :JC<J Ihe: un(Jm<llJnJlE)n:: charS'.: ....111 rwul.OC my eqult)' In my h"mc,
J n:q~Q1 Ibm yvu ,'rNY n f.nmm>Jm ilml;ll!nL of:$
tx)r~ an...! r1nntlCe Ch.uS<:.
when OI~~~lin, my'molllhly f'l'}'m('nl 01 ~
Ovudntll AcC'O'lS: 1 reqt.Jut you W p.:rmlt bormwtnl[ 1hrou&h my PCl. acrourJl "y c:edmng lh~ Mellon Hanl:. deposIt It'XOUnU
..t..:-n any DO.:'OUnl holder \JvCrUltt\'loS them. Thill lJ'II'l:rr:'rllft a<l:CSS w my rct oro:tlUnf '"'Ill QO{ ~r rea .!lfll d'l4rg<< unposed Ul"
o:Jnneatm wllli my OcpcWt acooulll, -(Ill(' WIll It euver my pel. payITlC:r'll If r have cllt>>C.n to h<rve my Pet.. ;xr:rmnt laUD (rom an
llCCOUQI ....bJdlll abo ll:ncd Cor t:M::Ml'Itt f;:OVCtIIge, (M:rdrlll"t CQY'er.\ze mayflOl t>e /Mlllal)k: IJIllif tll<:: ~f1. bu$ioc::s.'lo '..tar ~1'Iet lhedsfe
of lhh Ap-c:emeol, The dePtl51t 10000unta l~led below Will be ~d the fees <J~J;lo:.('d for thIS 'lCMCC In lhe Consumer Set>'io:=a
f'liee. Sdlr-Quk:, which may Change fnlm time 1011rpe.
An;Ounl Nua>bn- 1'U~ at (~o( ^<<ollnl
I undentand tb4t eeeb r".tOl.lnll\Uod atx::ve WlU be crodi1ed In" minimum .maul'll. orSlOOe&ch~OI:l 'fJt1ic:b tbere.are ODe or more
UYerdratls on thet IC:C('!l t. 1 aiJo underWmd that lZIk!nJ money Out o1thtsc accoonlJ by any method m1rJ result in 1m overdraft
bclrroMn& th'oogb my PCL ao::oUl'It. Thereroce, by dgnlnS; thiS ~(lt, I am reqtlC$t1n;)'OD to permit the bom::rwin& at mooey
t!Jroup lD1 PeL attount h1 ,he use- of *111 card or !denUl1otSon numbtr >>ilb wbJd:l an1 penon can mUe
wttbdOtW&b f'tom a:J)' oCtbe deposit attOUJl14 Ustcd .bo-re.
(lkrroMns by Ibc use 0( . aU'd or /dc:ntUkadan numbcT !Ny. 00 oo::auon. be lempor.tn1y u~t.ltl!e.)
F~ 1 w!II plly tho; fees whk::h Are hld1c3lro bdow.
""'''''IF''
RlakrrtcOOl'diftl.mon:PF ocd(cda!tr\m Il:! puotlc: ro;:o::n&.(roortp.ge/doedollrust
1t.~IntctcA.Inra1flroPl:t1)')
Ftc tor ~ ct monPIO or doe(! of tnl:st 1n public f'ClXIr't3s (~lauttod b.IIcU on
"""'-1
"""""'''''''''
~lulfCII (lOdottenn!MlhcltaNeo!propert'J';tveI:'IMleOJtIty)
TiOc~(lOdcfmn1M~o(prop::ny~.ICOlnt'fJ
ThJe _""""
F<cfOrYetU1ca1lono!Dood!w;llrdltalUSofpcopert'J' ~Arecurr.y
SeuJcment or ac.lna fee
Cl:l!f<i....."'0lb<r""""""'1J'tt_)
foolbr""l>JlfOtP"l""""or__
_Tot
,
0.00
,
25.50
,
12.00
00 Thc~ kedillOC bcdurJEdODtblI~
Lite 0w1;e: U I do C\'Ol mse . p;ymenlln tal wilhtft 15 dIryl; Ilnct . III duc;1 wtl b: cf1:arP S 15. DO
amoontoCtbo IdKdukd pwytncnt,~ kla&.
Stcurl~ lntt:oreat n~re: Yooor~wbO~J'OUfn;tou:llkrlhG~ (en ~jWiDhlNe IllX:Urlty~tlJ:
Gi'J....""""'"
IX! dt:pcI&flIlb.ne.nm)'OUotaQ~
0--.._....
11UI...lbIit JOU or Ift~ WIll IlaYt tbI ~ \Ow.:e IDdI ~(Il' money topny dOl' J'I&M. orrny~ If 1t.!XX ~ III.
~lrilI:llhl~ofuMI~
P't'oplJnyWblc:tl~owcrbQ;~1tNatlift~.,IIIOIllIl.'\UnlIR)'ru.~
"crm.I'apsJ_4O(lltlo~_____
~
Iktw.,rouca IItron1tOr-rIt700MYa to.llnd lMl JVU 'A'llN IOIICa:JlC IMI~.
Yea ItItI1b1wtopl)'ttptothotuamwul'lloflhCGebl <<lht~ dooInot fl8)', "N 1'Nl1AOM\'l!: tUf"Ylate fbcac:r~
OCIU., ~ mcrca. tt*1mO\Jl!t.
s
s
s
,
s
,
S
,
s
14.00
49.90
0.00
0.00
or S'% c4lbe
ThIll Odcr ~ <doQ ... dRt I'1om }'O'J M~ nr-. tryq to <<&d from the ~. 1b<:: CrC)4ll.cr ca Ul'U Ibo same
cdIcctIo!::I mcltlodIspinII1'Da I.blII aad bI! ~..... I~ ':IOrrower. -..c:b JlIAJJn.tJ'Oll.pr"Mh1c,your ~ d:e.Jfd:iJC/IctIl&
MfIa4ctatlIl,Uttlt IictftlSJbl::aItM lp8l'\d 700tcndJt teaJtd.
'ThIlsDCltSceIlOOlltMlCCll2ttll:ClbII~~lIOOtofortbedetlt.
~~~r~
~t"::'''''~'..^''''~'''''''-- ~.
'-!"\l.J - ~YASI'.J
~ (3eat) ,.#~~ _._~.
I( \. " ,
~
""'"
""'"
(3"'l
lll'~.(flIibcl~~~topactltIPOtlmItI'Id~lICltOUnl
~~~o: 00
~~benftlf:
o 8MUtfll't:leI~
o .1XlUI'I4~WGMflttldhl'1\dka:Junt
12Q2". 13.u
10/01/1995/
O~'9 100000 I
,....of.
It..nu ~(""""II.{'.1"'.II' 7~
t-..Un<1: e-c wlti.h J-lmu1<t: ~ 1'~'1:~ h ( ..I.ullll....u' llle r,!'...me .:I.o1te "'111 1'<: ~'l1afg~,J on e:l~h horr.......ln' !tom Ille U,;,le yo" ~i"><1llle m.)l".~
'Ion" I <lo l:l~h'J. 1 ~tl<'~ ,. i"" ',c i ".<l'.<: .I'_.I':'.,...~ ".,I~\.E1..I,'.J ,1'1 11'.. '\gr<~I1H':nl, "0 tho: ~ll1oun{ <If ;II1Y ~'UU" JuJglllelll il~',,'UI '11C f J' :11,",/
';tot11"''It'lS IHIIlll I" r-.,..l 'r '" '" (",:. .,1,..,,: II,,' I.",m.e d~..Hge M 111<.l11l1'I)lIlg l:le f'eru1<J;...: t~te ~ the .!.lYerage daJy Lal.<l:l<.."C" III /)o..rr'......m$J U1 try
.UlUru <:r. 1 mL.o"'I'I~'",,:: IIIC .",..~",~ In ,,: I... Ii''': m.n.l....r "r ,L,)~ In lhe l',!!,n)t,-)de III b<:l:he ~avcI~g.e ~lally h:tl.1nt.:o::)"l:lU lllte ttoe U,;lfUJ.'!
l'o.>.:twl(, ,....:, r.J.'y .J,H'n~ .,"'c: I"",,\~ . ~. ,', .. I J .,,)>. I'C"" h,'tl\ ....."1,.::.. .1111.1 ,ur>r.r:'d ,lilY r-1}llleul.l, ...::ctJll$, unpal<l r<nalVt" ~Jl<.ll&e', Iollu "np..ol<.l ~:..o:'"W';.::
<':NZ<"1. n" 11"<;.1 Y"" II'e .).,.1). :":.'.:,,' l~l,'ll I'''' .,JJ "p,,1I111l: r.J."ly 11.l1,'fJ,e' lilt t~IC tllllm,l'; 'l\lo:: :1Il,J ,J,vlE.k lhe I()C.>! hy IlIenumh:rofcl.l)' 10 .t.e
!'Jl<!1ne.-:'d{, n..o: re.....II..:'C ',,,<'r.,~,'.l.,,;, "'"EIl.e'
q;.~ C1an:e": The: ....,Iur ,lUll: .fl.~," "":1 ~<' JClerm'lleu "Illtle 1,~'IU.'y cof c"lcllm<lnth, an": "'11Il>c Ihe: .>Ivcr3ge ili.....::oum nile un ).rt1Ol'lIO l'll~ed
Suu:$ Jrcu-.lfY lhla loCI ,Il l:1e !m"ll~-:~r.\ ...ee~l) ;'u,l,,,n hclJ prior III lhe 2~lh ,:"IY ,Jf ltl:u ,""mn. 3S rubl~./}t;d hy the: lkxud of ::;."...err..-lt$, (Ux:
Icdler.1J R('~f'I,-,: ")~elll ,!lIne I cJcr,lll{nCf\e: llulklrn, mU!ldcd lOltlt: 1}C':J['r:~1 1%. I>.,y ell.llI);e In lhe ;HlnllaJ flC'rCCnlage rale: "l~ lal;,:..rr ,100
fhe: flnIl1a;t <lllhe bllling l)de lt~ll t"q;:.II\\ Ulltle I,Jlll"",ng mll/'llh.ln [')(lc\l:nl ....,11 lhellnnual peroenlllgc mle In anybdltr.gC')'dc act:ro Ibe b'J>l'>cst
rate pemtlttCo.llll any lime: Juling 11\,.1l hilling ')llc I')' apphl~Jhle: Slale ('If (e:der:!J J.:IW (including UaluJe.:, rules, uoo ft'gulalIlllU).
If. III tho:: future, lhe lllU.:X 1\ .)\l kll'lgcr :1\JJl.,I>Ic:, r'u can u~ .:lm>thcr lmlcx In 11$ plucc, :mtJ,l( neco.'-try,lKlJu.\t lhe number ('( per(X'nl:a~ pcloin..1
",,'hJCtl KlIJ:.jd to lhe InJCXlll uc:crrlllhe my l.ne: llf fimlnl'C charge', rrl1\'u.Jed l~llhe: new J1lue:x and molrglO result m II r;Jlc 5ull:'.:,:IfI:~lly I.UlUl.1r ..,
tbe: rate: m elk:t allhe lime ltle <lrltJl'l..1 rnJcx hco.::llI1C unil..-allllhll: al'lu ~h:Jlltl~ hl'>l.Ory (If any) ot rTIOYCment.l,otthc ncwmr.:.cx h;l\hceo 5"'tuLa,~,\!1:v
=11M to tt-.al :Jt lhe (xlg,nal 'OI.Jo.:l.
A$llOcrC'-II.'C :n the annu:Jlpcreenl:'Bt; rato:- mill' la~e the fmOl <If hlgtle:r r:'yOlcnt ;Imuunu, CIt' lluuilion:\J fXl}'ffiCnI5.
Repayment: 1C more lfllln one pc:ft;On I!. ~IYllng lhl!. Agrcement, )'(11.1 <.Ill nUl huve: In .send more ttun one stalement; tKX' do)'Ol.! tl:tvc: t':" ."",..~) u.~
IItIUcmeat IhJt 1$ not tequlted by l:iw. l'.lleh pc:rs<lO Slgl1l11g ,hL~ Agrec:menl 15 uhbg.11ed to rcpayaU a.moun15 "",,,'Cd under Ihl$ At:- ecmclll, \Erl';eu~.('( X
noc st31cmcnu ue ~nl. If I mulc :1 fXI)mcn: of p;ln of Ihe ;)m<l\Jnt I (}YoC yoo and you accept iI, even though II is de.UgJJ:Ilcd 1".1 fl'lI piN'" 'n', . \J/I1l
:ull owe lbe res: of the muncy J \ooutu 1l:.t\C p:IIU. I nul' P.I)' ;111 Of arl)! p:ln uf the {}ut5tandmg babnec o( money borrowed l:>ek:r, It u. <.l: _, WlthlJu<
rmypermlly.
h)me~lS Toil! be lll'phed In :he full0'>'01ng mJcr: !in:lIXC ch:lrge tn.1! ~ accrue:c.t, Ihrough the end or lbe pceoeaing billittg :ycJc, tTcc.t !murance
'l:utJcS ta&t hllve ao:rued lhrough the cD<l Ilf Ihe "r~ceulng hdllng cycle. prlnoplll n:cer.'1lble (c:xpl:linw below), annual fcc, tlOd late Cl13l'~L
i'nncipal ro:::etv.'lblc' is a po.Jrtllln of ttle Oul~t:1fJ<.lrng rol:mce uf moncy b<JrfO'Ned. 'Ibis am(lunll$ determmed allhe lime: the ;;lC'(Ithlf paymc~1 ,J(
010tle)' borrCM<<I, nn:ln~..e ~'h.afge. OInd cr<:<.hl 11l.\Ural'lec <:h.lrgcs I!. hdJeu or t:rken rrom a de:pc.lSll 3<XUUnl.llnd IS lhe Jlrre:rC'llCe beLWC'"C'O 11:..: ;("(.,1
UIX:lUlU ollhc paymcnl ..nJ Itl..:- sum oj nn;ln~c llnd cre:uII lI'Uur:lIlCC d1:lrgcJ lhall\ave oecrued lhrougtl the end. olt:lc I'" "e\.l'ng l"dlm& ')A
hymcnlS ~ on Saluroo)"l, Sum3Hr'. llf holJd.:I)"l....,1l he tTCUllCd:lS If nude oa tile (oIfo'W'tng bWineu dny.
U thb Auccment pfllVld~ lor monlhly JXI)TTle:nlli ot money br.)m"",.:d and fitl:inc-c charge .Ill nil limes when money is owed under llus ,\&"'_<"X;N.
tbc amoullU oC my pa): 'C'IU (lnclutJrng cr<',.hl uuurunce ehurgc.I. If .:lpplJ~"nblc) lIo,U be c:alcul:lted .Ill t"c dose oCbus.incss Cl:'ll~ An: Ot.Wnc>>~y llwl
batlcas( 1.:5 da)'$a!\ei' llle dl'tyofthc mllnth I h:l~ehO'W:n fllryou lOj>fcfXlrc my hlllot tate mypaymclll fromDdcJ"oSllnceount.lflhl:l^o~n..:nr
~ for paymenu. CO!Ul5lrn! only ut fin:sn<"C ch:lr~ (and credll lIuurancc cfurges. it Dpplicablc) rOC' n period of time, lhe amount: (rtlf
sul:l:oquect monlhly p:rymenlJ of money llurrlNo-ed lrnulinirncc: ,:harge (and credll J1uurnnc-c chllrget, it oppticablc) will be cnk:ubtco3 a.t lr.e ~:-::
buJiccaon tl;e date that perlooends. lI1'1EJ lhen allhe clt1:\!: of huslfless on the fin./. bUSlne-loS d\Iylhal ant IeZI. IS da~al'te:rlhe~' "boe: tnO'11h r
!uM:t ct=n tor you 10 prepare: my bIll Of lilte my ~ym~~1 ffom a dCflt.l~lt acal\lnl, .
You wilf ClIku1ate a new J'lIIymcnl :l.mount ,f lhcre has !x:en :I. oorrowing on my PCL <<COOl'll or If the pcricx:lic rale ha$ C>.3ng<<!. "'I C~llUe rte
pcyrnem tzmOUct,)'OIl WIll mulllply the uprllcable payment rocu.'t" from the schedule below, by the OUUtAndulg lx:tl:ltlc:e of mor.ey tlOlTO<'-crJ at lhe
doIG of business on the p3}'mC1ll l;:Ileulalltln dale fllllowing the moO recent borrowin,. llti:s Qkubuica will be rounded :0 the l'ICXl b.iJbet doIlu.
You wUf chnnge tile plI)1nCnl amOUnl ollly If the calC\lI:moo rc:suUs In il eh::rngc ot more than SS,
Uomeowner'1l Acrounu I10me equity Accounts
C.rnnt A.N:'OCA.L 1'.'.....01 CWft'tlI A....SUAL h)'lDrDl
PF.kC.,..-r.u.:fo: RATY. "'&clor PE1lCESTACE lUTE FK10r
(,",riodk""'Wlj6J!i) lpcriodlcr-lcl.l6.Sj
,00010.90 .0190 .00_HLJ!iI)
lo.'t.IU.$ .0200 IlLJ!il.12..00
1%.".14.10 .0210 12.01.13.50
t4.11.1&..U 0:20 1)..J!i1_15,OO
1..S6.I..JO ,!.lUU 1S.01_I6.J!iO
tl.Jl.2o.O$ ,lIUlI 1&.51_1"00
2D.~.%t,7J!i ,o:so U.Ololll..5<l
ZI,16.ndabow .lI:Jl1 U..J!iI.2Loo
!I.01&ad~
.0110
~''''
~".
~,...
~''''
.01'1
.on:
~''''
.nIt'!
Reprdku oflhe cnlculi1tlon dcserJ~u ut'll\'C. lhe IC'qulted p3)lUnl ""U nut he:" Ins lh:1n SIOO OC' Ill)' Iu&hc'r mintml.lm I t..r.'l: rcqJe<tcd!n ttua
A&ro=meCl. (However, the puyment 'WIll nC'Vl-'t he mure Ulllf1lhe tulat lUJ'lOUlIt I ~/UI'C).
Cbantflll or (''1os1nJl: my I'CLAC'CUunl: Thll. llY'=emenl perm Iii )'OU tu m:lte o:n4ln ch::ln!;e'o 10 the tennl of my PC1, KCOUOI .It sped".:d
tImCJ or upon 1M oecurre:l'll.'e or lpC"ane:4 CVC'nl.l. Unde:r 4ltepuyment Optll.Wo" on p<1JC lot lhu. Ageemcnl,)'OU ClC rrqu<t\:: me t() cban&C frurn
Payment Met~ "110 Puyme:m Melh\1I.l "1. under <'1;."'1:1.10 ClJI1l.hu<n"iL 1hlll AsrCl:l1'.enl may 1100 fIC'O'''lSc, CN'I p:lSC' I under .f!'u'~.c:e Ol.vge.... UUl
mr &nDuaI peroenUlge 11I1e WlU mere:iI-\oC If r ch..nj!:e:, or you re:qulre: mt' '0 eIlMBt: fwm l'iI)menl Meltxld "1 10 Pil)'IDCUL MC'11lod '2. or u. KpU&lc
acrcement providing (or a dlloCOUnlt'd rille IlIUllo<,'(lnlmueu unde:r '~rtnm ClmlllOll.\,
Yoo wi1l1ulvo lhe rtghllo e1...-.c my J'CL lIl:UlUnl 11m3 rC'ljulte: me to p:t)' you Immedl:\lely, In one payment. aU lllnOU'lU lhat I ~ r..Ddcr!hb
A;reemeol (provided you twve compllcu....llh any WI',' rClIulnngyou h) grvc:-mc notl~'e nmJ pn lJpporlUnlly to remedytb'::- ptc>okm). if:
. I have enpgcd In fraud Of molletllll mW'cpre.\oCnl:llJun m eunnet."1ltln lIollh ~y I'CI.lK'OOtlnt:
I f.cll1Omc-:1 any of lhe rt'JXIJ'TllCnllcrnu ur lhllo Agreemenl;
my IICdon or Inaction adYCr1Cly IIrTe.:a nil)' pmfX'rly sceurmjt my I'el. nc:'ounl Of your righl~ In weh pn\~~"Y
I IdI orOlhetwbc uatu(er my ownCnlJlp uf lhe reul ptop::rly SCC\ltIOS my PCL IlCCllunl1ll S<lITK'<~\C .....\1" ~\ n",., ~ -I.'" ..., lhe mor1g:a8C,\JI:'e'd ol
ltU&l.OC'othetsccurllylh&lrumenl;
I die. o.rn1 my dC:llb wlll tt:$Ull in 1~1..'fer "j my owne:nhlp c)f Ihe fenl pr~"l(Xrly ICC1Jrtng my 1'("1 10'. .".. ,,;,;,J ~ l'lOt I sip1C1 f'L the
mor1Pze.docd Oflt~t. ('I' othet sceuruy' ~rument;
evctyona ""Ix> sl~ 111u auecmcnl has ",ed; Of'
JCJmeQne who ,1Igtled loll. Agre:ement ,an eXC('\JU,>,e: orlkl:t, 11.\ udined In I'Wcml Re:K'rve {loom RcglJl3.litxl O. of lhe O.:dl101', and lbe
ClOOd!Uon desrntJec.t1n lhe l,(IUll Acct:lcn.llon Ap.rccme:nl e:le:c:\lleU t1y Ilk11 pen.c.lIl h:I., (JC'('\!frcd,
You wlll have lhe right 10 ptotllhU rrl.lduK IHI t1o...rc.....1ng~ thmu(th my 1'('1. ;1"~''tUnt or reduce llle ctT'dlllimll of my P<'l Iltrount r..' 'tIlY pc-lod
duritJ3 wTlkh:
. anyotX" signing lblll ^grecme:nt req\.le:'l~ }'\IU 'J <.Ill "',;
. the val'ue 01 lho ~llJl'lS ~eu(lns my l'{ '1, ac, .IUll( ueclrn~" ~1~nlrl~;Inlly h<-l rw 11' apPral-.cd Vllluc ror pur1"'= oilbe' D(.C(), -'.
~~~~ bc:1.eve I WIlt Oul t'>C' Ohlc hI me:el lhe rC'l'ayllJ\'nl re<,."re:nwnt.~ lIf ItlU Agreement ~usc (JC 11 rrn:'~'.al chlln.j. Ul my f1MndlIl
. I lUo for or nm pIacW In hlInkruptl)',
. JOVetnmt:rtl DCllon IS laken .....tl'Ch ....tJuld pr<....enl yuu ffllm rmpclc\mg Ihe IInnu:l.l pc:rccnlllgc I oe provldc:1.l tllr I., ,JUs Agreement. C't' Impnln. .Nt
IOCUrUy Intc\'esIln the' :eal pr~Jpcrty .lCcur1ll8 my PCI. ilCl."uunl t111M e~lenllh.1t lhc wlue: uf :hal ~tlIy lllle.e.st 1:51esa Ihlll 120,';' 01' lbe c:t'goJj(
Umlt:
- ~~.10l")' llsency hit! nourk<J )tlU lltul ,I wllulu ~ln,titule IIn un.'<.;lre and un:ltlUnd pnlC1K'C 10 eonUnue II ("C'rmI1 hI."lTt'NoUJp 1~\lU&h ~ PC1..
'IMrNr:fm,:.."lIMull.lpc:rOl:I113tct'll1C'i~re:aelled;llr
. I ..1lIult of a male:fwl Cl-bllpUUfl urnkr thrt ^ll'ccmo:-nt, 'Ihe fulkIWingllhllgalluru arc CllO.'kJered td be: Iltlle:rlal 'lt~igllllOnl:
-10 plY 80 amounls IIrhlelt I am llhllgale:U III ply Ill)'!'" In ;)l,'(WUlIlll,'C ....'lh Ih:: lcrnt~(lftht' AyecmC'nl ("II" any {)thcr lIifC\.:ncrl;
-lOtI'>'OidMY,adlon or Inll.l1>tlll lIohoch "',/Old ;lEJ"'cncly afr'-'~lllny prufX"ny !ol:eurlnf: my I'Cl.ol'C'ounl Ol'your righl.1ln 'ue"! pl'l";-r..rty,
elO keep you mformed ot nUllme, ulmy ~'urrenl lluure:'U,
-;--;. r-- r~", '" P"'t ~ El a:~,. ci: u11l<:-.~tt: ~"""'I!;'X:.u ~<.<I""l,. ~'='J. all ~ .~~ SD3 c:eblb,,","*~ ~ ~
~.:.,.ul!:c:I..=J~.,.~.tImr~a",,,,,'!~."'~1 ~JtlUQ~--llrt9'~Ol;>II,ea;~
-~:ICb' ~ ~ l:il 01-")0' ~ F"'~r.r 4! IC:I:bt cqn( lQ~.,.:(1 'f<"'4 ~ i:l1ut'C4 ~1 ~ ~ pn'P'*'J tJ';III. ~
-S ~ ~ncr.::. i:I!l t::>t~ r)'~~ ).:~t '~I$ ^t:t'Ctl:ICC (.II'!1,c lniY',ptF. dIx>d of t...... IT ,,cO.... ~~
IIOU ::to:=f}P'a ~ I.Y ~ :..~ r-:tl:1np-~. .xc.j.:J uua.::. or ~ llCIC'W'J)' ll=n.z,.'TIiM:I:I, car r:;t*.,:u '" I<al: t!lEl' &:IIII.1>lGl o:J
~~:!:on ~ ~.-c".JnII:S ll'11:r;: c:x::r";;t-fjC, r:.:..-.J ,"" :r-J$l, or <X."1n 1lbCLlr'tt}' ntnlcnc::lIl'.
.~'1_llIlb!1~r:(\bfm'rt(1l1:C.~,J:ru"'.OI"oO'lCr~~~ .
~d:Jl',"I;;I'~~t'cill)c.~~-.n--y-'C"C~r.fl"I~~l'II::;
;:~ ::':>>tt'(lCll"JOft.'It~I:-at1c:sfl'lciVllfCC11 ~"....:...1IJ~"';:r~ r<Yo.If 1("<.':\OI'W'rIl'lIf""rsl
."'l1lrtc:uctlc~L(~~Q!ll<<Q'-'(J;Q;l&M'<'[f!'>;tKope.'1)",
..~lU~~~r:t!\h(lf"C'C'?<"'ry;
..I'daI:I.a~ontbl3~
.. rdIIlclC:l~lO,d~08tho~.ot
.. IdJdc k'l ~ a- tC'fnIlOOiUOC m. CUXlt>mWUm ~ ~ plJa"ncd unn .)cvck'opfbcnt 011" ~ at l:SlG ~ at'
""'.;:1:.,--
YCl"frtc.=IO~~p~;'OC1uo;ttCa'eo:;SitlJn::ril...aa::JCtJnUeU!lUllrequet.~>>e'flenl:o(t.)'l:~~~""
~ r-~<< r.oa. rc:-=atle~nt:y to 6l:1=:ftC" thall~ oondltY.'ln$ ~ f1P:lOYC no ~ eDIl YCJllI 0-. ~n..
~~fa".~~~.ttlcl:la~rf,.,..~e<l~pC%~(Z';'3tbtO'OOn hrnltIUU'IC~d~~_
~)9Qcm~lb::I~Sor~I'ObcSlsncdhr~obllptClClunoerlrAJ,~.
1:1t .~h:JQU 1O~2aap;:nlG3i<<.aoau lTpon l:for4er tol1derTlltnC~. n:qvc<< c.;.~~~D
~!"JI~JOtb't:.lelXJlt~k:ctl~ (WbJedlDat'l'JblUtlonl:lmpoI;c:dtlytItW).
It)(BCbCI1:CtaXJQ!:llor~sddltb:W~)OJm.,.l4opai:olrir.,meIOborrr;iwlDl:lQCftl1n:Xl;tltbc~ t,
f~.l"O'3tt6tJ~flld::JW~U1I'o.l&hltlcDaXr.lcttorlJplo10~
YOII*dlitqa t%lIIc;~ lQ\bD~8Od !nt~man!Xf'pcrmll;tcdtl1.~ k<tctaIII.OC!SUlKt.w.1fp:ttnlr:lc:lt,-~_.
.,1MlCh~ ~,QQ.=ro'l atlt:r l!:Iea~cWe...JP?IY tolb:9rbaIc bWnccorbolTOMnpOUilU~~ tMl; Ulnc.
~ tt'pa 12M l:lEr.I-Dt'l"kc:lIolmrauonxy 10 coIlea lDOOl:J' ICJWCOl'IOprot:ct}'Cltlrltlflu.underlha~lw!1",~
~ t:aI ~ tl)' _,.xa tbo ~ or any IeJlll proetcdmp.. (lc M.1:rytMa, lhe aHomey" foci WlU ~ ~ lj~ i:ltdJe__
--1' /JrcrctIy-...o 0iJ beDdtlol" ~ wluatloo ~ a~Dent ~
~Itt~ ~ or tbl! tcrmI or C1f otbc:t doeument. my PCL ac:coont MI DOl be ~ by aar ~.... _.....
ltt:id!1mw-~<< ):::tJt1r~)OUorwilll Hi tQclMJoa.-tJK:tt.:qu1re5 roul'~ U'Dder~na 1D1<xtct~,
~.llItOCl''''~k31l1:ltbdqlalltorotbctJ:C'OPC"Yb:Sbec::l&fYentnlldoo.rmcmn:f.cmn&S tomy &OOClIJIXtt~
~ ot CI'CI::B. AI tbc pn:wlsioOId""1 mortgiol!:f; deled olUU#,. or 0thCI" sccuricy a,veemtnt I bal/C dpcd k) JOeurt; ttl)' ra.~
~plrtol.~
1b:sIrd Idsammce_ RS~t Tho: rot ~~ my ra. c.cc:ount b rcqutn:d by the termloltbc ~dolRtt1lawt,
a:cm:rJllCUrily b:IItrumetIt tQ I;le ~ ~ lln; nooa, zOO a.ber IUtzards 10 OX! alenl)'Oll require. J mayot::um-.c!l ~trmI.,.
~~1t-mc''''toOO~llS:1bGQ!Corotba'~klclnw.bk.h~prnpenyllkX:It~~1!:lstI!'ra<<otDcetlli::nUGCl
ptp I ot1hll~ is IoQlcd b~, Dclautare. or ~ the InwrJlncc COI':l:paoy m~ be occ tbltt II~ to,...ll~
~~bnoc~ClC'm.aioWocdor!hcpn:::aliurmarcnolPllk1.yournay,IC)OUdiCIOI:e.obulln~or~t..~
b'~IfyouO:O thb, r wiJI rdmbutse you inm1o:1llltdy for ~mtUwfifd1 You!no.ti". ht the: tlmeyou Inc::urZUGtl ~r:rld .",.ZiUctamc.
,c:otn:l)'tral: tl'.cI.Wplrid:~ottbeset:Cll.tS&Sa botT'CMit1gt/'.rough rayPCL&o:O'Jm.
c.....~ III ~ ~ a roq~ foraedit lnwr&lJO:, lht: prtM'Ilons at aWl (orm.tnd !roe CaUble a( ~zmapm1d
""'--
:.1; ~ 1 Yea caa trmlIkr ]'Ollf rfIbrs arod oblIplloos under Ibls ^Fetnect lO .ltll)'OOe you choose; bowcvc:r, my rI;biJ. Ul%dt:r d:*l
; Ap~armotbc~lD~
'.YourJUsbtalladRellaet!kst tf,(IQ q J*tIcu1lIt ocaIttXI or for 1\ periOd o! lime. you do not cbllrEl' me a I'8lC or am:xmt"" a
. ~ to PIl1IrOda' llrl$ ~ at cbarJC me a 1cm:t me<< amouDt, or do I)Cl c:nfcra:. L'ipl or remedr Mlkb yea bavc aodet Wi
'. ~a"cm'orclCl. ~,Or rcmooy toaleslet cxl.COl tbac permuted by thb; Ageement,you wt!I W7l hzvc lbC rlmt todllrGC Ute fd I*Cor
amtmt<<CD!ora:l tblIt.~ or rancdy to 1UI1UDe1t o:lClll.any fUbsOqOeclt Ulnl!. I ~ tb:It my OOllp::iocltorou: =tJa' d'JIiI
~.m oct be 11f=cicd by mtcfiv6rcc: proccedlns cor ~t1rtf cidero!CC1U11 Issued 10 web II prnc:ceding.
~I..Inn ~lOlbo~dtat FedetaJbw~lbclaw$of1beS1aU:inwhJd:lJOWOmce~onpqe lctdtl~1I
b:::stotI~:<<tttotbb~(InthelZCcl~tbl$~ti&subjecttoSutttUe9o!lltkt2oltbe~I...sw~
otcbeAnDclWe4eoacd~)
> T.u: DtdOl:1ibWtr NoUeel IJbouId oonsult I. W Cdvbor regardlng the dcdlJCllbilityoC Inlerest and ctw'p f('lC" my PCLIlOl:OI.1Gt.
DdI:lsJtIocs: hllb!I BlI2:ttt8 RlstUJ Notice, tbe ~ "yOu' and. ~r" mean..nyone Ilgnlna this Agrcemect. The vQdI; -...e.- ~ and-can-
s::>>3KItbcQ'clai1Qr~~
> BmIae Rf&lrflI- &xP th&: Nod.ee for Future Uac 1bb cotice 0XI!alm. 1m............... In!omWion abOut ~ rlzbUi And our . ... ....
, 1i1dert!JctFWtCmStBltlqAtt. r--- .
1f~ V.fa Cbe of.1?non or QacJtIons Aboqt 'Your Statement. r(,ou tlllrII: )'OUtSta.lcm.:Itt. tmXJl; at' Ify.xr trOf mare l.:&....-i.:-
atJoa!.~on.)OUT~wriUI uaOft.'ser-m-elb<<lallha lIddreu ti&lc4on )'OUf'lUItement. 'YIdte r.o ldA:lXlOO.~ 'fIo
-.bmt tnxD)\.a 00 bItCf lb*1~ ~ .ner..., kntp tbe fint SUltement oll..mlch tbe ermr 01' probIetn I.~ You aICl. ~ tal"
"'doblslC)wmlXllpn:aervc~rlJblL
~.c=E:~~~.1Dfonnat1oa:
.ThedcfitcEmOlmtc:J(tbe~error.
. ~ Ihnenor ux1exptaift.It,oo can, ~you be~ there !I All error. If)'Ou need more Ir1ronTUltion.oe.cnbe tbe ncm)"OUuc ootRUC
""""
,~~~Q;.q
.nnurr \f 8 IMPS":,
-..-
mrJZJtLY A SIMPSon
>. . -- -.'Ivrl-.r.:ed us to tab:)OUf pcymc:nl JiUlOmlltkaay from)OUr (je~! aecounl. you am Slop (be payment CXI :my amaum)'OlJ tfiIat;..
\;:ws. .1'0 ~1Op tbe f6)'tnCOt)'OUr lcUermust ream III throe busl1x:Ss CbyI. before Ibe 8'Jlomatic paymctIl k ;dlcduled to l;X.CW'.
YllCt' JIJ:Jm:.I.Bd Om" RcIpoiWbDJUetMlu- We ReetJ?e Your Wrltml Not1<<. We musz ~i:C}QIr Ic;tet..em 3OdI:7J, ~
_hsvcc:orrectOd moerrorbJ1bel1. WIthln90dayJ.'\IfIC mUll. eilbett'OrTCCl. thccrrororexptalntmywe tlelleve tbe swemcnt....c:t1ITCCL
Aner'ctC~~lctta'. WlS C8ODOI. uy IOcoGccl: .",-amoullJ 100 queuiOO, CW' rcpon )'CltI-~. We aD COIOtlnne wtayoa.1ortbc
cnoaat JIJU QUQ4Jan. b1dwSic&: 1ilUOtcs ~ and -...: CM a."'CIfy any lIn~ amoum .plor.z: )'OUr Cn:dl1. limit. You do tJI:l( hew to PIl1 Krf
cpc&llfoDeo;l Mioant ~.c ~k2Yc&Up1!nr."but JOU are JUlI o6tIp.ted 10 paJ' (be 81nO'JntJ OCI your ltatement that.ere:Yl' ". ,.....~!:--l~.
'r""'"! (or-" , .., we mndc. miItat:iIocyoatltltemc:rlt,youwm /XIl have to pI12nY ~ chalJa n:oated to l!ny cr.-'-';
lu-'a~. yea ~~ ~pay ftnanceCbarJtS, an(! ~u wUI hnVC tr' mall:!: up =ny m\:"~ p.'l)mt;fll~
. ~nJetl:f,oa. OIiho8mOtU)tJ'CU D'\"C Uldlbll dltc that It "due.
" ,. -tGP'lY1bo~dlIi!wetblnk~owc.wclN')'reportyoulQde{Inqucn1.H~,l!fUro:p\.!lr.,i)llO>1(l(:lCtnc(~J'OU"'P
\011;.e w Ull W\(1j1n lea dI}s ICW..... as tbIt ~ um rc:Cuae to r-Yl we: must leU Inyone WIC report )'(l'LJ to 1:':'\t you hr-e . qomdori ~ ,.,..
!)tstccseot, A.na. _ must teD)CU lbQ: came 0( an,one we rcponca:)'OU to. We mUJi ten IUI)IDftC we 1t-port}'O'J 10 IMI tbc meUct _ tlDe:lIlldIkId
bctwoc9 0$ WbcD It tlrJa!Jy b.
Uwc &on"t ~thece Nks, "'" catft cotIcet lbe fttst SSG otlhc- quealmod ImOUllt, eo.q It)'OUr lWanent.... (XX'l"Cd..
I... ~ 3 and.c of thl! MeUGn Seamld Penonal Credit lJne ~~ (Variaf''- Ibte) ~ I ~
'~
,.,
~,,-.In cil.btC
1%0296 1.3.43
I'Ir:F4cC4
(S~~~;~;;~i;;~~a~J'~s)~K;~:~7t.1~rj~~~tri~~r~
, , " -" ' .c~~:; .":.; ,,~"~,.l.m;';t~;,,~"~';1i~~,!,;~
AmnuntS 90.000.00 U,.llOO~.I?f'N\l..C.\I.~LD""
(which ls. the ouu,taniJing principal bnlancc: o! Imns aed ad~Qnccs
J1);1l.lC punuanI 10 rhe: Agreemellt l!;nd any ;.m.ounu wnich
Murtgagee has elet:IClJ to pay under P2raernrhs l~\f\b. Seventh,
'fml Eighlh hereof) sh",ll JlI .:lJly lime C'.%cctd tile arr.ou.ol JlJ)nWtl
a.oovc, lhe amount In exces.s. thereof 111..,,(\ 11'Jl he ~fcd ~ th1r.
M-HI&"ge; 4nd provided funher that uoon pavn\C',nt !n full 01 aU
amuulHs secured hereby, then. upott wiiUl:n a"olio:: to Mcnp:g::e
by Mortgagor llnd rccordallon by Mortp~ oC ~:ui5.t:3dion or iNs
Mllrtg.a&c. the C:5o[a{e hereby gnanlcd sbaU hedlschar,&ed.
:: 1:':,-" 1- ~nd Mortgage
Ill\'Sl~~"f.(,w""''''
Wlt:leM .u;..t:duQ e:<<:CUI!OO snd \allng helfllr Ihe <1.1ly .and yrM nn! Jlhm-e wrlllen;
- .~. . .
-.G......~t"/f"./ '." -;;.'" _ \I..........r<" $RR'lW.
L--_~ _~,"'('..,///,' .' 1-, ~/,,(..:. t _.:... [l..
~~~:A~~ri~:~o~~age
!.ui,%~,~r'::,d:\<;-';':;?>. '
~rhnnl.ll. RMldcttlllll !'n1p<'l"ly
This Mt)C"tVIltC ls. m~de thl!; JU...- I1,JY uf fl!':('F:MIH~R
19'H' b(:lwoc:n
~kRt w. sr~psON
a~~RLr h. SIK~SON
(hcre1~l1er oiled 'Mortg::lgor.) anI.!
Mellon B4nk. N.h.
10 South J(a.l;*l::_t Squlll.rCP-l H~u"r.l.:Db\JrQ, Pa. 17101
(bcre{n&ner aUed "MOr1g3gcc"/, IU used herein.. the 'term
%npgor" rdCl'$ individual y and Cl.lllectivcly 10 all
MonpJOn. and all such persons ~h:tll he jointly ::lond severally
oo1:lnd by the terms hereof.
~~RRY W SIk?SOM
8~RLY A SIMPSON
(hcrc1n.IlIct lndivldlUllJy and eoJkCl/\'ely cd/cd ~Borrowcr")
(luu) (have) cstablbhcd a line of credit with Mongagee.
evi4C:lccd by an Agee-mene cUted
OECZMl3!:R 0< . 19 ..2.L-
(wtl.!cb agreement and any and all cxtel1.'\ions' or renCW1l15
tbereo{ln whole or to part is hereaftc:r C311ed "Ihe Agreement.);
N<nr,tbertfM'e. 10 induce Mortgagee !O make loan~ and
advluv;:ts to or on behalf or BOrrO'ol.,<:r pursuant to tbe
~cn:t,. to secure the paymcnr of t11<: prindp.2' o( ami
buercst on such w.ns and :u~'4ncc:;, Cluf&C$ {or tale paymenl
spodl!od la [be Atnxmcnt, and all othcr tuna due or wlltch
IUJ become duc under lhe Agrccrnc at (:III or which is
MtclILlltcr ClIl!cd th<: ~bllgatlon.), and 10 secure per{otrMacc
or all obli&atlons under Hie AtreemeM and IhlS Mortgage,
MorttPCOr by these prescDts, lriteDdfng 10 be legally bound,
does srant. barp.ln, leU, and coaVl:)' unlO Mott~gee lInd Its
P1Ctl:SSOrsand ilUlgns all 11t.1.t ecruln properly situated In
euMB!:RLJ\ND
. COunty. PennsylvanLa. an13 mare p.1nicul:srly t.lcsc::r[bcd In
. ':. EaMblt. A", anlched hereto 3nd m3de 3; J'I<lrl hereof;
:~, TOZdhWWltb AU tho buUdlngs !lnll Improvemenu now or
. ; h:crcaner erCCScd Ihercon. tbe privileges and .1l('pUf1cJl3nres
~'...tben:uALO bclon~D&. and the n:vcrslf)OS nnd remainders. rents,
_: 1Iwa" ud p'roUu rht:too( (lllJ of which b hcrc:in:lflcr allied the
: "MorIp&<<! PropenYl'
Ton.nAndToUoId the snme unlO Mongng.ec: and Its
. suc:cc.uors and Wi&n5. Forever,
]l.fot'tC.Ill:Ol" reprdCnU-., warrants. covenants, ~Dd llg.!'CO 111Jt:
t1f'!;1: Thl5 Mortgage llnd the lien created hereby :\h.11I s.ecure ClOt
only existing IndeblednC$l, but also future ~dvanccs mad<:
pursuant to the Agreement (the- terms of whleb are inrurporated
hctdn by reference). includ!n! tbose wblch Mony1lX bas a
contractual obllgzlllon to make on the terms IllId conditions fet
forth in this MOl1gl1se and in the Agreement,. and &~U COtUi.aU4
in (uti force and effect notwilhsu.ndin~ tbat from time U) tloc. en
or af1ef the ~Ie bcrcof. no Jndebtcdnc::o;$ may be ouUWCI!1l,
under tbe Ag.recm<:-nt; And the Mot1J'A&c and :s.ald 1IC<!: lihill be
d1sch3rged only upon the cx:ccrrcncc of ~be condJ1Jons JaUd
.bovc.
Sceond: Mortp&or witl keep and perform alJ l~e roven:.lll.5 and
agreements. ronuuncd herein.
ThIrd: Withoul prior wrfl1en consent of Mort~.;. ~.. Mortpgor
sh:!;H not Clus.e or pennh leg:d or equitable title to all or pan of
Ihe Mortgag.ed Property 10 bet;:Qme vested in an)' o~her person tir
entity by S3le, by o~ration or law, or in :my ether ~.
whctl1ervolut1lanly or levoluntarlly.
Fourth: Morttagor warrants thal Monpgor O'AUS the (oc simple
(We to tb4 MOr1g::1ged Propcrry Cree aDd dear of aU liens. da.lms,
aoo encumbnnca ettc:pl those to 'Which Mortpgco hu
OJnseoced in \lfridft$- Monpgor covcaaats (bat me. Mortpgcd
Property studl coounuc fa be. beld Cree and clear of :IIUUcns.
c1.3l'ms.. and encurnbrano::s c:xcc:pl as expressly permftUld by
Mortgagee In wrltlnJ}
Jo1ruc Mortgagor 'Will pay when due aU taxes, a..o..scss.menc.. levies
and other thargcs on or av-wt the Mortgaged Property .mk:b
mny albln priority over the Ilca of tb~ Mot1pgc. If PI~
(ails 10 do so, ~tortzn&<< at Iu iOle option may clOCl to pay mdl
uxcs. as.sessmenlS, levies. or otbcr chat~ At Mnnp.rce'S
request, Mortpgor shall del1vcr written Cvidcnc:o or All such
payments 10 Monp,gce.
Sinh: Mongagor wll keep 1be MottpQ:d Propert)' fa JOCld
repair, exceptfng only reasoruble 'tiCal' an4 tcu. Mortpgot will
penn/( MOr1pgec's authotized repcesenta!M:s (0 eater upoa tho
Mort&',,:.d Property at any reasonable time (or Iho purpose of
InspectCnC the condition o( tbe MortpJCd Propcrt)'. W,tbOut lhe
wrttlen cons<:nl of Monptc:e. MortpCOr wm nol ~t rc:tnOVa1
or dcmoHfloQ or imprO\tCmc:nts now or berea!\ct.:fcctc:d on the
PaF lotS
~.,~.?~~~
~tt.~80_~-
--~
If Monp~ WIt. to obtdn ilflil '*? to IbRz Mp ~,
!1'lSUt1~.al Of C&UA LO su::r the;; premhtms t:G ~ "!tau'~
Mott&l&O= .It Its foUlc optioa 1m,. dtlCl tI;J <to a:a. hi c:h e:wat ccr
m.. ).{or!pt;or IoblIU tfYe prtmlp\ notIOI to n. u..w dl '
Mon"'mOI~" Its..- ""'-"-fWOIlf<>l
to.tt P notd"oIO~._.""_,':
.::tIocr It ~J to ~ ~ <<"~'
Mott~SOC'J . rfChts ac4ct U)' lnlafttaQO. ~"~ ' :
I=~~ a l.l1:S Monp~ and: It=. ~ m...... ,"
M ...."".,..ti>..... '" .....",. ~..... .. '
any or c:hcdc: wh1d1 R18Y be ~b)e to ~.O:QC ,
to c:oIkct azry ImuJIJlCC. pn:x::eoch. .
NIallu V.o_ betdll _ 10 ..".,. .. __ ...':"
~.~ l<WotP:ltOt'watt~ ilia il'..o Mot1gaged ?copctty docs bOt ~ an ~ms triddl. ~ --okx:to4x'i ;'C
.,..,,,,,,,.lll..,. _ ...- ... tIW .....,.Icol l'aIqrallh>P!"blllldElpIIuO<l''l1__ 1iIll:'
"r.:;"tQII,l>>'Ucas ~ to b~ ~lh Of Afety arc:: ~[on tnccriicd in tntiq; 1ICUon(S) permatr4 by ~ ~;
,'..lb:t,~ Ptopeny. c:xa:pt. J'=:CVio.my dlSdo5c:d to lm4anS'Ddlfi,llms.ltI~ISU7~Ibr~~".\
,:"i~!ii'llfWli.""on_rwllllidlb"',""",_p<:llII!l ""'gr=I .. ldcnu>UY Monpaeo -1'a1appl--'~"i
J y,llIo,~""-;o< _ct__..._ wu. .mU p'ld .. Mort~ be a rat olQlll <>>l/3lIIlOO Illll ;',;
I_,,:or:,di;, aatioa QI' ~ O( 2tty pbys.fc:al a:mdWo-a bar intercllt at 1M IIJ nd4 pCmt!'rI!I4 bJ _~ .'/",.
""~ to hJmWl bcDlth Of saf.ety os:I the Mottga~ e:tCCCdin:thcO:llnrsa ratCIOfmUlfO{1lstm:&l~.-iJ-
"~~~_~~rtgagon"""""''''lb ..eO.ligaooo"Y<l>el=ctlllcAs==t). ,'~
,~~~ I:~{cqff I'C&Sl ndc&. and orocrs 01 eoartS or
;.I__':sid _lllc~~...... Tmcfo SaSlOlIter!Jlt..ctll1ab.>lll<<or~__c"'"
,;",.4', __ Il< c:dlocaee; bldDCl"'" bat .... llml1ocIlO' _ MolUa&Of ...Ians 10 _.. _"_lIlf"
riJlIlIi1blC"-_Il/.foctcarar_lOclalO, ""'ClbUp.loo, ~of..,.m.;t.' "'_=!'
~~ mar. at ltI opUoo.. ta~ any JW::Uon It doemI ill its c:ondemruillfon or oi.hcr '.=.tina: of too Mort..,.., PforIn1ycr 'r}
f'-!iMJSI~tobo~:O~RJdl:(:ompU.at.zc:e. put ~ or payment tar <XJlftIIO,fUOI iif.U. 'r.:~-
:iit~_Uza"{cJit1obUpJoaOil'Uabt1lty.t~~wlUa OoncSemnation. _:', ,'.. ,~;/'.i
~,~ .. """"""" ...........- or ""Y otI1er pbysI<ol """"""" If 1llo Mortppll'ropett)l or IIll)' ,""",,"' <llctocr';
~.~,.tidl~c:tistoamoM<1rtga~Propettyatany ~ or: ttttlC fa .. o:Ja40miri!um or-. ~ aft:
__gor_~"'ddci>fMonPP:C'plI<tt. d=l"J'l=l~ Morts>so' .!WI po<fo<!n an or~,'
ad. r.1f1!lbtUtlt:l: ot' ~ of I:B)f type ~ Wbk:b cbUpuolJS 11:cdcr ihC c.1c:lanUOn 0( ~t& aatlDi ~"__
P')llq_b9_oronyll....OO....b.Ulle<Ulf':, ,: JllI"inthtII1he <Xlll4o<u1nlo1n '" plao.... lIlllt ~ eM'
,p_'~ ..1IHo_..rat "".". !>!OrtP:04c;",bJ:fa'M, I)>loI, IlllS __ Oftllo -......._,
at OJ lime; ~!lOwcwr, thu. ft MonJ;8p.~":,~an~t.anarelated4ocmDcStLu. i:'J'" 'ql(".....'
:a<q1IIlO'-F" "1,~Of~tIlo._plPtop:ny.>:" plo1llI<dOlllt_.-b_b1___
MiicfJaF _ _ DO oblJ..-'_lltIa _ph om',' I"~ ioCOtded wtlll ll1l<lolongauc.1Ilo """""'.. tIl4~ or
._-or. 'lllly'_. _:s~tlle=ftir'_ _.-:';. '11dl.l1def'ball""llta><pO._. _..Ulllo_. ~~~
~a4~..lIOtcatl104 .~C:dst1aI' bcmOt . 0,. . .''''~.'.
'~_- Uilarr.:::PPIlIll1aJl',' .'" ',"'. ....'..;..,,"t~....;c,."
"ik'.J>:':'!"!..~~:' .tIoaaad~~~ ,ortp;c. ,: ':'. ~:in~~~~~C:t1w.....'
;~1"-==~~~~~'. :Z~~~;:;~~or_
~l'-~ .... ..... o<Iler rblai .... _ .. 'C,' Mortll>1&OO'o4 """"'".."". """ asslpluy"" allleu:a
'g, - m;eI1e. 1II1lldl .......... Monp&OO _ " lite Mon,ppl ~ or """ rat illemit..... ~
"," '~W!Il""""",,,llood_..lIll4lOtbe" '___be_.t"'l'Ume,'~"'.' .
~ ~bTMa~'Thclmu:eroth1sumJ.-..dJJbc,.' ,au~rs.iuueJ.a:%14pronU~ngfror"t1w ~~.~_. i:'"
llJMort_'_~.....byMortp&<<;....".. 1U1der 5llld Jeasco.'o< olber,,",' .~.,_ 'M'"
&bID- iiot be twCbOnab wltbheld. All J:nIuraDat:,.:,' 'obIfptJoD 10 pa1or%n or,~ge JW1 duty w ~
'~1aaD: '.COlltId:q.' loll ,.0 Ie ,dl1lSCl-, fn . fIM:Ir of':; .. RJdi kaca. !nit man !taw nill suthorii2Uoa,.to-ClOlkCC i1l
u4s1lo11 be ' by IIlo InSl'''' Olllyan.r '_lllclealaoto<l!elwlsa,...."'_...,_
_~Il1=-,~lOllIl~~=':' ~~ ':""~~'l'I~~~
"';",' " . '~, oeoncctanyr=te.....aec.OltbedatCllfsd.UCO . .;.,;;.~, -~:~,
" " \,~~< ...t..,';{l~
, :~'2-urs ~,' "
,~,:... " .:':rf.~:,'
" ~..;:~
. <:.:'%-;"
.' ,,<.,', ','i<;~
,,'~~:ll~;.~,;,ii~
)".... .tpl~~cct...a:l~rprt':!nt~a(rb'G
~pJ P'to-fc:r'tr Of .t1~0l ~tlI now 01
~ ~ 011 tbc: Mcr:~ l'Titr-errr.-bidl -oa:2d
-'l''''''''''ID_.."",.._''YMonp_
SttaIdq no tt:nn ~ iJ.tt'bsU~ ifida6:a ID1
1l:bIt~ ~ ar WZlI1a dW an: at ~ ~
~~ ..., llUfJ)Qrlty beet,uw ~ todc:. n."''--1)k
_ _ ""''''''''''''' Of """" propertka
hfbetl~tIO~bahbolthc~t,....
1lldZr.IUIf'~cr~lMltite1hl(l41DtbcU!lltc:4
_~"'~_M>terlals
','l\Ill!o,u.-ad~""'''Ume.
.,
n,..2S(lI"'~~'.......,.
" ;,,<
rH_~_r""--"""'___'k~_(-",,~_~ blDftA"{Od. ~
O~Uc provfdooI br taw. IbD tlO ~lhoI JlII;lt IaIfJ "'"
'. "'-'-..",..,.._...... ~I_~~
"
~;d'!
,:1".,...
,.; .lo,:-:;:.':J1t.'n ,.r 'm"r.I'~I::"~,h ::"'" ,\. ',,: ,I', r :ic_t,.t.1 <l:l cnc
I' .,~ \ "c 1
llO~ ,>;. : i. d
, . r ~ I'
..."
, "~'
.-,".,,,,,," r ',' _ I, ""
~"
GRENEN & BIRSIC, P.C.
ATTORNEYS AT LAW
ONE GATEWAY CENTER
NINE WEST
PITTSBURGH, PA 15222
(412)281-7650
FAX (412) 281-7657
EMAIL grenhirs@mdLnet
Date: April 19, 2000
Beverly A. Simpson
1448 High Street
Camp Hill, PA 17011
ACT 91 NOTICE
TARE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that
lender intends to fo......o.rl ("1"11';:)
defaul t is pl:'ovide"
the mortqaqe on your home is in default, and the
Soecific information about the nature of the
;-'1ed paaes.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS
NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED
TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
You may dispute the validity of the debt or any portion thereof. If
you do so in writing within thirty (30) days of receipt of this letter,
this firm will obtain and provide you with written verification thereof;
otherwise, the debt will be assumed to be valid. Likewise, if requested
within thirty (30) days of receipt of this letter, this firm will send
you the name and address of the original creditor if different from
above.
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to
help to save your home. This Notice explains how the proqram works.
To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING
AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you
~~
,,( <,' .~.',h'
" 1--',
.
~ ~ it ;1
J
"
when vou meet with the Counselinq Aqencv.
The name, address and phone number of Consumer Credit Counselinq Aqencies
servinq vour countvare listed at the end of this Notice. If vou have any
questions, vou may call the Pennsylvania Housinq Finance Aqencv toll free at 1-
800-342-2397. (Persons with impaired hearinq can call (717) 780-1869).
This Notice contains important leqal information. If vou have anv questions,
representatives at the Consumer Credit Counselinq Aqencv mav be able to help
explain it. You may also want to contact an attorney in your area. The local
bar association may be able to help you find a lawver.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICATION
OBTENG UNA TRADUCCION IMMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE
PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A
REDIMIR SU HIPOTECA.
"
'I
II
II
!I
II
"
'I
I!
:i
HOMEOWNER'S NAME(S):
Jerry W. Simpson and Beverly A. Simpson
r1
lj
'I
i
,!
I
I
i
"
I
PROPERTY ADDRESS:
1448 Hiqh Street
Camp Hill, PA 17011
LOAN ACCT. NO.
040707-575
ORIGINAL LENDER:
Mellon Bank, N.A,
CURRENT LENDER/SERVICER:
Mellon Bank. N.A.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND
YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY
YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under thp you are entitled to a
temporary stay of foreclosure on your mortgage for thirty (30) days from
the date of this Notice. During that time you must arrange and attend a
"face-to-face" meeting with one of the consumer credit counseling
2
,i;iil0,j
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR
WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the
consumer credit counseling agency listed at the end of this notice, the
lender may NOT take action against you for thirty (30) days after the
date of this meeting. The names, addresses and telephone numbers of
desiqnated consumer credit counselinq aqencies for the countv in which
the propertv is located are set forth at the end of this Notice. It is
only necessary to schedule one face-to-face meeting. Advise your lender
immediatelv of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons' set forth later in this Notice (see following pages for specific
information about the nature of your default). If you have tried and are
unable to resolve this problem with the lender, you have the right to
apply for financial assistance from the Homeowner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a
completed Homeowner's Emergency Assistance Program Application with one
of the designated consumer credit counseling agencies listed at the end
of this Notice. Only consumer credit counseling agencies have
applications for the program and they will assist you in submitting a
complete application to the Pennsylvania Housing Finance Agency. Your
application MUST be filed or postmarked within thirty (30) days of your
face-to-face meeting,
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are
very limited. They will be disbursed by the Agency under the eligibility
criteria established by the Act. The Pennsylvania Housing Finance Agency
has sixty (60) days to make a decision after it receives your
application. During that time, no foreclosure proceedings will be
pursued against you if you have met the time requirements set forth
above. Your will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT,
(If you have filed bankruptcy you can still apply for Emergency Mortgage
Assistance. )
3
,', ,
~,Ii",.u,,~'
HOW TO CORE YOUR MORTGAGE DEFAULT (Brina it UP to date)
A, NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender
on your property located at: 1448 High Street, Camp Hill, PA 17011.
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due:
monthlv payments in the amount of $1.090.00 each for the month of
December 15. 1999 and payments in the amount of $1.001.00 each for
the months of January 15. 2000 throuah April 15. 2000.
Other charges (explain/itemize):
late charqes have accrued in the amount of $75.00
TOTAL AMOUNT PAST DUE:
$5.169.00
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: (N/A)
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30)
DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO
THE LENDER, WHICH IS $5,169.00, PLUS ANY MORTGAGE PAYMENTS AND LATE
CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAYS PERIOD. Payments
must be made either by cash. cashier's check, certified check or monev
order made payable and sent to: Mellon Bank, N.A., Two Mellon Bank
Center, Consumer Adjustment Recovery Division, Room AB-50, Pittsburgh,
Pennsylvania 15259; Attention: Stephanie Smith.
You can cure any other default by taking the following action wi thin
THIRTY (30) DAYS of the date of this Notice: (N/A)
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within
THIRTY (30) DAYS of the date of this notice, the lender intends to
exercise its riahts to accelerate the mortaaae debt. This means that the
entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly
installments. If full payment of the total amount past due is not made
within THIRTY (30) DAYS, the lender also intends to instruct its
attorneys to start legal action to foreclose uPon your mortqaaed
property,
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold
by the Sheriff to payoff the mortgage debt. If the lender refers your
4
',,'';''
~')4<:",-j
case to its attorneys, but you cure the delinquency before the lender
begins legal proceedings against you, you will still be required to pay
the reasonable attorney's fees that were actually incurred, up to $50,00.
However, if legal proceedings are started against you, you will have to
pay all reasonable attorneys' fees actually incurred by the lender even
if they exceed $50.00. Any attorney's fees will be added to the amount
you owe the lender, which may also include other reasonable costs. If
you cure the default within the THIRTY (30) DAY period. vou will not be
required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the
unpaid principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured
the default within the THIRTY (30) DAY period and foreclosure proceedings
have begun, you still have the riqht to cure the default and prevent the
sale at anv time UP to one hour before the Sheriff's Sale. You mav do so
by payinq the total amount then past due. plus any late or other charqes
then due. reasonable attorney's fees and costs connected with the
foreclosure sale and anv other costs connected with the Sheriff's Sale as
specified in writinq by the lender and by performinq anv other
requirements under the mortqaqe. Curing your default in the manner set
forth in this notice will restore your mortgage to the same position as
if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE bATE - It is estimated that the earliest
date that such a Sheriff's Sale of the mortgaged property could be held
would be approximately six (6) months from the date of this Notice. A
notice of the actual date of the Sheriff's Sale wil.l. be sent to you
before the sale. Of course, the amount needed to cure the default will.
increase the l.onger you wait, You may find out at any time exactl.y what
the required payment or action will be by contacting the l.ender.
HOW TO CONTACT THE LENDER:
Name of Lender:
Address:
Mel.l.on Bank, N.A.
Two Mel.lon Bank Center, Room AB-50
Consumer Adjustment Recovery Division
Pittsburgh, PA 15259
Phone Number:
(412) 234-1689
Fax Number:
(412) 234-7226
Contact Person:
Stephanie Smith
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will
end your ownership of the mortgaged property and your right to occupy it.
If you continue to live in the property after the Sheriff's Sale, a
5
~
~J,',
lawsuit to remove you and your furnishings and other belongings could be
started by the lender at any time.
ASSUMPTION OF MORTGAGE - You may or~ may not sell or transfer
your home to a buyer or transferee who will assume the mortgage debt,
provided that all the outstanding payments, charges and attorneys' fees
and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION
AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE
DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE
YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR
YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY
FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT
INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT
ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Financial Counseling Services of Franklin
31 West 3r. Street
Waynesboro, PA 17268
(717) 762-3285
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
YWCA of Carlisle
301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-9589
6
Community Action Comm of the Capital
Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
JFG/jw
d,.;'.-
,'..
='~"-":
Adams County Housing Authority
139 - 143 Carlisle Street
Gettysburg, P A 17325
(717) 334-1518
FAX (717) 334-8326
Very truly yours,
~~/~
y~
James F. Grenen
ji
i:
I,
CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND
FIRST CLASS MAIL, POSTAGE PREPAID
j:
"
!
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE
'1
Z 047 961 (b4
Certified Fee
$pedal Delivery Fee
Restricted Delivery Fee
"'
m Return Receipt Showing 10
Yv'hom & Dale Delivered
'5. Return Receipf Showing to Whom,
< Dale, & Addressee's Address
r::i
o TOTAL Postage & Fees $
co
M Postmark or Dale
& 1-/5. &V
(f)
a.
~~
'Z. '\,J
~~&
CI\!-j~
<::::t.. :\-
"-
J-..-.0l
~~'1:::
~'\LZ
~ ~ ~ \.
~ ~.t~..
;:-;:: :-7'-"':"'-;:.;:;-,7:::-C1'::";~:,_~-: :";.:,'>~ ,,',.
oi
m u
~ m
~ ~ '0..
~'ri ~ ::i ~E-
o e Q) 0
u'm:5;;~
~"P5-::u)
<.!Q II) ~ OE
M~:{lu13~
-g.~-o~E a.
caQ)~-Q)ID
"rO"O E:5 ~
~~ ~~.8 g.
tl)oQ)"-"O~
EEEfd:U"E
Q) f/l,(lJ u U 0
;=:<OCQ)CIlJ:;
Q) a: ::; 3::E Q)
Q)~o -..c
a.~ >.1ttTI~
EE"E:EmQ
8.~d: g~ is
.
~ "
m
m
"
~
~~
~
<<
o
~~
DO
0'
a.
'ffi '(jj
'" ~
UJ a:: OJ'
gJ Eo Q)
5..z 0 LJ.:
~ r!E (j ~
<h
DO 0 -
0,
'"
.~
..
o
u
..
.g
;;
m
a:
'ffi 'ffi
ID ~ ~ ~
~.~ 2 ~
~ - ~
~ ~ .~ ~
.~ (J II .s
cJlOOO
ci
'"
,
-J
~
"
.
w
"
'6
c
m
~
2
w
'"
"
J!
o
.1!
.;
"-
"-
\J
\"
""
-",I
m
~
~
~
m
~
m
~
~
a.
'.
u
m
a:
E
o
OJ
a:
,0
;;
w
E
o
o
'"
'"
'"
>-
'5
-,
~
~
CO
'"
.~! J
~
'GRENEN & BIRSIC, P.C,
A TIOR!'\'EYS AT LAW
ONE GA TEW A Y CENTER
NINE WEST
PlTISBURGH, PA 15222
(412) 281-7650
FAX (412) 281-7657
EMAIL llrenbirs@mdi.net
Date: April 19, 2000
Jerry W. Simpson
1448 High Street
Camp Hill, PA 17011
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortqaqe on your home is in default, and the
lender intends to foreclose. Specific information about the nature of the
default is provided in the attached paqes.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS
NOTICg IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED
TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
You may dispute the validity of the debt or any portion thereof, If
you do so in writing within thirty (30) days of receipt of this letter,
this firm will obtain and provide you with written verification thereof;
otherwise, the debt will be assumed to be valid. Likewise, if requested
within thirty (30) days of receipt of this letter, this firm will send
you the name and address of the original creditor if different from
above,
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAPl may be able to
help to save your home. This Notice explains how the proqram works.
To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING
AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you
, ii,w' J 'I I'~~ "
o,L '~"'~'
'L" ,
~,,.i
when you meet with the Counselinq Aqency.
The name. address and phone number of Consumer Credit Counselina Aqencies
servinq your county are listed at the end of this Notice. If vou have anv
questions. vou may call the Pennsylvania Housinq Finance Aqencv toll free at 1-
800-342-2397. (Persons with impaired hearinq can call (717) 780-1869).
This Notice contains important leqal information. If you have any questions.
representatives at the Consumer Credit Counselinq Aqencv may be able to help
exPlain it. You may also want to contact an attorney in your area. The local
bar association may be able to help you find a lawver.
LA NOTIFICACION EN ADJUNTO ES DE SOMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICATION
OBTENG UNA TRADUCCION IMMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE
PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A
REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME(S):
Jerrv W. Simpson and Beverlv A. Simpson
PROPERTY ADDRESS:
1448 Hiqh Street
Camp Hill. PA 17011
LOAN ACCT. NO.
040707-575
ORIGINAL LENDER:
Mellon Bank, N.A.
CURRENT LENDER/SERVICER:
Mellon Bank, N.A.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE
ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND
YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY
YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a
temporary stay of foreclosure on your mortgage for thirty (30) days from
the date of this Notice. During that time you must arrange and attend a
"face-to-face" meeting with one of the consumer credit counseling
2
~ "
-"'<rl/ollfO"
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR
WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet wi th one of the
consumer credit counseling agency listed at the end of this notice, the
lender may NOT take action against you for thirty (30) days after the
da te of this meeting. The names. addresses and telephone numbers of
desiqnated consumer credit counselinq aqencies for the county in which
the property is located are set forth at the end of this Notice. It is
only necessary to schedule one face-to-face meeting. Advise your lender
immediately of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific
information about the nature of your default). If you have tried and are
unable to resolve this problem with the lender, you have the right to
apply for financial assistance from the Homeowner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a
completed Homeowner's Emergency Assistance Program Application with one
of the designated consumer credit counseling agencies listed at the end
of this Notice. Only consumer credit counseling agencies have
applications for the program and they will assist you in submitting, a
complete application to the pennsylvania Housing Finance Agency. Your
application MUST be filed or postmarked within thirty (30) days of your
face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are
very limited. They will be disbursed by the Agency under the eligibility
criteria established by the Act. The Pennsylvania Housing Finance Agency
has sixty (60) days to make a decision after it receives your
application. During that time, no foreclosure proceedings will be
pursued against you if you have met the time requirements set forth
above. Your will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT,
(If you have filed bankruptcy you can still apply for Emergency Mortgage
Assistance.)
o
j
m!lll.
-
.~,;. ,.' ,"
,'I
~l
HOW TO CURE YOUR MORTGAGE DEFAULT (Brina it UP to date)
A. NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender
on your property located at: 1448 High Street, Camp Hill, PA 17011.
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due:
monthlv payments in the amount of $1.090.00 each for the month of
December 15. 1999 and payments in the amount of $1.001.00 each for
the months of January 15. 2000 throuah April 15. 2000.
Other charges (explain/itemize):
j
I
11
11
Ii
II
;~
late charaes have accrued in the amount of $75.00
TOTAL AMOUNT PAST DUE:
~5.169.00
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: (N/A)
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30)
DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO
THE LENDER, WHICH IS $5,169.00, PLUS ANY MORTGAGE PAYMENTS AND LATE
CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAYS PERIOD. Payments
must be made either bv cash. cashier's check. certified check or monev
order made pavable and sent to: Mellon Bank, N .A., Two Mellon Bank
Center, Consumer Adjustment Recovery Division, Room AB-50, Pittsburgh,
Pennsylvania 15259; Attention: Stephanie Smith.
I"~
'~
:~
'i!
You can cure any other default by taking the following action wi thin
THIRTY (30) DAYS of the date of this Notice: (N/A)
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within
THIRTY (30) DAYS of the date of this notice, the lender intends to
exercise its riahts to accelerate the mortaaae debt. This means that the
entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly
installments. If full payment of the total amount past due is not made
within THIRTY (30) DAYS, the lender also intends to instruct its
attorneys to start legal action to foreclose~on vour mortaaqed
propertv.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold
by the Sheriff to payoff the mortgage debt. If the lender refers your
4
01_
case to its attorneys, but you cure the delinquency before the lender
begins legal proceedings against you, you will still be required to pay
the reasonable attorney's fees that were actually incurred, up to $50.00.
However, if legal proceedings are started against you, you will have to
pay all reasonable attorneys' fees actually incurred by the lender even
if they exceed $50.00. Any attorney's fees will be added to the amount
you owe the lender, which may also include other reasonable costs. If
you cure the default within the THIRTY (30) DAY period. YOU will not be
required to pav attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the
unpaid principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured
the default within the THIRTY (30) DAY period and foreclosure proceedings
have begun, you still have the riqht to cure the default and prevent the
sale at anv time uP to one hour before the Sheriff's Sale. You maY do so
bv payinq the total amount then past due. plus anv late or other charqes
then due. reasonable attorney's fees and costs connected with the
foreclosure sale and any other costs connected with the Sheriff's Sale as
specified in writinq bv the lender and by performinq anv other
requirements under the mortqaqe. Curing your default in the manner set
forth in this notice will restore your mortgage to the same position as
if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest
date that such a Sheriff's Sale of the mortgaged property could be held
would be approximately six (6) months from the date of this Notice. A
notice of the actual date of the Sheriff's Sale will be sent to you
before the sale. Of course, the amount needed to cure the default will
increase the longer you wait. You may find out at any time exactly what
the required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER:
Name of Lender:
Address:
Mellon Bank, N.A.
Two Mellon Bank Center, Room AB-50
Consumer Adjustment Recovery Division
Pittsburgh, PA 15259
Phone Number:
(412) 234-1689
Fax Number:
(412) 234-7226
Contact Person:
Stephanie Smith
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will
end your ownership of the mortgaged property and your right to occupy it.
If you continue to live in the property after the Sheriff's Sale, a
5
-<~ -
~-'~'-
(\
L'
,
t
"
;!
;,1
I:
II
Ii
~;
I~
j<:
ii
Ii
I)
I
'--'
"
" ~
r:
H'
"
i'
l!
ij
"
n
,.
"1
~ :i
~\
l'
~ i
;j
',]
,.
i:
r
"
i,
"
H
,
M
i
1;
i1
I
',"
-'c,;"
~~"
J ~'"",*;, j
'j
[1
,
I
i
:,j
,
"
lawsuit to remove you and your furnishings and other belongings could be
started by the lender at any time,
YOU MAY ALSO HAVE THE RIGHT:
i
'I
il
11
II
I
!
II
II
11
t1
'i
~J
Cj
"
,
!:l
ASSUMPTION OF MORTGAGE - You may or-K-- may not sell or transfer
your home to a buyer or transferee who will assume the mortgage debt,
provided that all the outstanding payments, charges and attorneys' fees
and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied.
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION
AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE
DEFAULT, (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE
YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR
YEAR.)
i'J
[1
,!
cl
\!
i'j
'i
"
1
,
I
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY
FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT
INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT
ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
~j
,I
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Financial Counseling Services of Franklin
31 West 3'd Street
Waynesboro, PA 17268
(717) 762-3285
ill
ti
fj
"
"
11
i!
i
!1
!
i1
iJ
'I
!,
"
]
,
,
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
YWCA of Carlisle
301 G Street
Carlisle, P A 17013
(717) 243-3818
FAX (717) 731-9589
6
Community Action Comm ofthe Capital
Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
JFG/jw
w
,"^
Adams County Housing Authority
139 - 143 Carlisle Street
Gettysburg, PA 17325
(717) 334-1518
FAX (717) 334-8326
V7J;::;: ~jJlV
James F. Grenen
CERTIFIED MAIL, RETURN RECEIPT REQUESTED
AND
FIRST CLASS MAIL, POSTAGE PREPAID
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE
7
-~>-"'"Il><<J""i
,
"
d
!1
"
i
I
'I
"
hi
"
1,:1
'1
J
;,]
I:!
Ii
:
n
tj
I:
!':
ii
:
i:
I:
\:
ii
I:
I,
"
,':
;:J
,
ii
\':,
:'i
'i
I:]
'\
~~,;~i~~~i~f+~
+
o
o
3
o
!'l
, o'
,OJ
o
"
3
"
~
o
-s
1$ Q'
N
lli 0 ;:
~
'" ~ 0
w 3
~ " ~
m
0
~ a.
~ .'
w 0
'--
'-l
"-
('
t
'-.
't~
~ ~
f>o ~
ill DDDg>
(/j -::II 0 <
g. ~ ~ ~ g'
CD il ~ 3i-.,t
~ ~ ~ ~
~ ~ & s:: <D
~. = ~
-<
,~
~
.
;p
.!!.
ODD
o"m
b !!a.~
P 3 rn
" 0
@ ~
-S
(~
~
"\
~
-c: <..\ c'
~ ~~
~ ..
6:
a.
..........~rn
~t~
fl,
""-
""v')
'-
~~
~~
~ '0.
p
:;:0
-<a.
mo
.(f) ~
~~
~B.
0.0.
~~
< 0
P. a.
~ "
m .
8: ~
~ :::
o a
",3
~;:+
n
;;;
DODD
z~6:6'
o 01)~
_'"""",,"" _~ '",+ 'dO'_
.~" ,
_ r~
,...'"
;1
;i
"
'i
"
"
,
H
,
i
'!i
(,
"
;.
;j
"
~'i
Ii
Ii
;1
II
,I
,I
;1
I
"
.,
ii
II
11
"
I
;1
'I
"
ri
II
~
,I
"
[I
I
I
I
I
,
.I
n
"
II
"
l'
I'
"
I'
I,]
l,
Ii
::1
Li
q
'I
II
H
ri
. . .
Q~fg~~b'
g~5=a33
5=;:!a~~~
~~'~ ~;m
:a ~ ('},::J m';;;,:
ae:~3s:~r
~o.....rostfJl
-@a-~~~."'"
~ ~3 0..0.1\;1
tIl ~5d~,~~
-g Ol,<tl ~C5 0..
3~gm-<f>l
tfs.a~ iii.~
. :r 5'::J ft ~
<tl '< 5=~. n
30 (1) m 0
~.!= m P-.a
-g: C5 CD
m ~ -
n 0 m
.m m
Z 047 961 763
Certified Fee
Special Delivery Fee
Restricted Delivery Fee
U)
~ Return Receipt Showing to
.... Whom & Dale Delivered
.~ Return Rec~t Showing to Whom,
<( Dale,&Addressee'sAddress
o
o TOTAL Postage & Fees $
CO
C"') Postmarl< or Dale
! 1'-;1 -61)
....... ~""i, ..
'<.
~ ~ ~.. ._~ ~"
~";';~,
VERIFICATION
Heather LaFrenie, Foreclosure Supervisor, and duly
authorized representative of Mellon Bank, N.A., deposes and says
subject to the penalties of 18 Pa. C.S.A. !;4904 relating to
unsworn falsification to authorities that the facts set forth in
the foregoing Complaint in Mortgage Foreclosure are true and
correct to his information and belief.
. BO(~ \)3r\=x~
, Heather LaFrenie
Foreclqsure Supervisor
Mellon Bank, N.A.
<"~<
klJii~~ <";~~~:ii!lm~.J!ilLf~,"~g'~'''''-'Ill^' dililt;i1llal6!dl\ii'lii ~=fiR. '~^-' ,d.'.JifllJl
....0
~
~
LJ
-p
f*-
(:) J:: ~
~ 0 h~
t...J ~ 0 ~
~ I 9 c
V)~~
r ~
~
I.
,
o
C
5::
vCJ
rnr'i.,
z::v
tEe:
-'" .f'".....
~~-
r-...:o
~o
0:0-0
....c
z
:<
o
,:;>
'-
,-
~~
OB
"
<-, /"
'''r If" J
f~i r'~
:;:::tT.l
(;~~ ~~~~
~~~{
':::d'()
c5rn
:-i
~
N
A'
-0
:.::..;,-:
~
:::>
0'
. .
-"
~
SHERIFF'S RETURN - REGULAR
CASE NO: 2000-04320 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MELLON BANK N A
VS
SIMPSON JERRY W ET AL
HAROLD WEARY
, Sheriff or Deputy Sheriff of
Cumberland County, Pensyl vania , who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
SIMPSON JERRY W
the
DEFENDANT
, at 0019:13 HOURS, on the 19th day of July
, 2000
at 416 SPRING RUN DRIVE
MECHANICSBURG, PA 17055
by handing to
JERRY W. SIMPSON
a true and attested copy of COMPLAINT - MORT FORE
together with
NOT! CE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
6.20
.00
10.00
.00
34.20
S;;::~~t
R. Thomas Kline
08/02/2000
GRENEN & BIRSIC
Sworn and Subscribed to before
By:
7L.J.d ~~
Deputy Sher' f
me this F{:;:.. day of
QJ' ".r c26tKJ A.D.
~Q /' -
.~lL.~~ _
r tho notary .
.
~~
.'
~""
~f,
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2000-04320 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MELLON BANK N A
VS
SIMPSON JERRY W ET AL
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
SIMPSON BEVERLY A
but was unable to locate Her
in his bailiwick. He therefore
deputized the sheriff of YORK
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On Auqust
2nd , 2000 , this office was in receipt of the
attached return from YORK
Sheriff's Costs:
Docketing
Out of County
Surcharge
MILAGE
DEP. YORK CO
6.00
9.00
10.00
9.30
26.50
60.80
08/02/2000
GRENEN & BIRSIC
S:e~~~~7
R. 'Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
this )f~ day of ~".r
2v-vo A.D.
(\ . Q~
"'--N'-'-" prothonota~
,
COUNTY OF YORK
OFFICE OF THE SHERIFF
SERVICE CALL
(717) 771-9601
28 EAST MARKET ST., YORK, PA 17401
SHERIFF SERVICE
PROCESS RECEIPT, and AFFIDAVIT OF RETURN
INSTRUCTIONS
PLEASE TYPE ONLY LINES 1 TO 12
DO NOT DETACH ANY COPIES.
1. PLAINTIFF/SI
Mellon Bank, N.A.
3. DEFENDANT/S!
Jerry W. Simpson, et. al.
SERVE { 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPER
~ Beverly A. Simpson
~ 6. ADDRESS (STREET OR RFD WITH BOX NUMBER, APT NO., CITY, BORD, TWP., STATE AND ZIP CODE
AT 302 Chambers Ridge, York, PA 17402
7. INDICATE SERVICE: Q PERSONAL Q PERSON IN CHARGE GlDEPUTIZeCUOOe:EEi!..1!UJrl
NOW 7 11 7 1 () () 19 _I, SHERIFF OeooAK COUNTY, P
Vnrk ~~~ COUNTY to exec
to law. This deputation oelng maae-al"the request and risk of the plaintiff. ~
B. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE:
Notice & Complaint
T BE LEVIED. ATTACHED, OR SOLD.
a 1ST CLASS MAIL [J POSTED a OTHER
do hereby deputize the sheriff of
nd make ret of according
;y
Cumberland
our OF COUNTY
CUMBERLAND
ADVANCE FEE PAID BY CUMBERIJIND COUNTY SHERIFF
NOTE ONLY APPLICABLE ON WRtT OF EXECUTION: N.S. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave
same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any
plaintiff herein for any loss, destruction, or removal of any property before sheriffs sale thereof.
9. TYPE NAME AND ADDRESS of ATTORNEY/ORIGINATOR and SIGNATURE 1 Q. TELEPHONE NUMBER 11. DATE FILED
JAMES F. GRENEN, ESQ.
ONE GATEWAY CENTER NINE WEST PITTSBURGH PA 15222 (412) 281-765Q 6/26/00
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed).
~~.
CUMBERLAND COUNTY SHERIFF
.!f:' SpACE BELOW FOA lJ$E!O,Fifll;$HE!'1!FFONW .~DO NOT WRITE BELOW. THIS LINE
SIGNATURE OF AUTHORIZED CLERK 14. Date Received 15. ExpirationlHearing Date
J. LUlliIG 7/19/00 7/26/00
13.1 acknowledge receipt of the writ
or complaint as indicated above.
16, HOW SERVED: PERSONAL?O RESIDENCE ~ POSTED ( ) POE ( ) SHERIFPS OFF ( )
17.0 I hereby certify and return a NOT FOUND because I am unable to locate the individual, company, corporation, ete, named above.
lB. N AND TITLE FIND IDUAL SERVED I LIST DDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defendant)
OTHER( )
SEE REMARKS
(See remarks below.)
19. Date of Service 20. TIme of Service
7 ffil/a.:;
22. REMARKS:
""
~
(?/:JffLtJd )
#'410710
32. Total Costs 33. Cost Due or efun
48.50
40. Cost Due or Refund
..', .~.
42. day of
ED,""d,,,,'nNIiilr&lI.6tl.~.,
Mt:Uti:lA-,).:SHAFFEFI, ~i"ubllc
~ofYork"YQrk'eoon.. 1
nxree 02
44. Signature of
e. h .
45. Signature of York
County Sheriff
WILLIAM M. HOSE
47'~h-1 C(;
48. Date
41.AFFIR
46. Signature of Foreign
MY COMMISS ON EXPIRES Coun Sheriff
50.1 ACKNOWLEDGE RECEIPT OF THE SHERtFP RETURN SIGNATURE
OF AllTHORIZED ISSUING AUTHORITY AND TITLE
1. WHITE . Issuing Authorily 2. PINK -Attorney 3. CANARY - Sheriffs Office 4. BLUE" Sheriff's Office
7/28/00
49. Date
43,
51. Date Received
-~::::--- ~
~
.. ,,,,,,' nlr""~ill~JI~}~~~'!.1i[!*{~I~jfiJj%i1l...W)jf,,_~~~.M~it,'~~~J;mj:ir~'!ll~.1~~IJ!ii!lW.,'!<~I$,"l,.\~"!j!L't~W-~~ 1-
52 l IJd
6l 'In!' 00
Vd' '
.:t!11i3H ~ijo),
S.:;O :"f'1',
0':1 .. ""'I'-j,JO
t, ~1i!30:nl ....-.'
-~
-
."..,
l'i~Ii~IIIiIiJ[lilll ''''''''4GIiIlWRil,
d
-
-~---: . , ..~-,'-~,,;~. :~~=-,<::,~...'
COllNT'(OF YORK
~ -~.-
:""
~ ,:-.:,,'
OFFICE OF TH.E SHERIFF
.' ,,~-y' ~
_ ,28 EAi\TMA'R,~ ST., YORK, PA 1.7401
. '.. '0,'.. ,__,~_-.b_' '_
SERVICE CALL
(717) 771-9601
~
1. PLAINTIFJ="1SI
\
INSTRUCTIONS
PLEASE TYPE ONLY LINES 1 TO 12
DO NOT DETACH ANY COPIES.
~.COUA.iNDMBER ')0_ {),....;: ".. 1
4. TYPE OF WRIT OR COMPLAINT
StiERIFFSERVICE '
. . ~" _. I
PROCESS RECEIPT, and AFFIDAVIT OF RETURN
Mellon Bank, N.A.
3. DEFENQANTISJ
;;. . Notice & Complaint
Jerrr- ,Woo Sl..mpson, et. al. l rt-,...,.:::....... 1"'.............,...,.1
SERVE 5, NAME OF INOIVIDUAL, COMPANY, CORPORATION, ETC, TO SERVE OR'DESCI'lIPTIO'N OF PR I"E E LE ,A 0;-0 SOLO,
... Beve~ly A. Simoson
_ 6. ADDRESS (STREET OR RFD WITH BOX NUMBER, APT NO., CITY, BORD, TWP., STATE AND ZIP CODE
AT 302 Chambers Rid e, York. PA 17402
7. INDICATE S!=RVICE: , Q PERSONAL 0 PERSOr:.z IN CHAR,~E _ -e DEPLiTt~urn'b~I;R];.ilM.ltt 0 1ST CLASS MAIL 0 POSTED Q OTHER
NOW 7/~'?/'JO"" ., flL:_:....:.....r.J~I:II;Fl!!'I'QRXliillu<coliNTY,PA,doherebydeputizethesheriff of
, " v Mrk' ~5'Wjl"li'Y.: ' COUNTY to execute this Writand mak~ return thereof according
to law. This deputation e ng-malie-atthe request and risk of the plaintiff.
_ _ _ _ _ _ SJ:l,E!U~_F OF JiVliIR'K_..'t.cOUNTV
B. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE:-
....,...
Cumberland
(](I( aIfIi' COUNTY
CUMBERLAND
. "-~""
l\IlVAl'iCE FEE PAID BU CUMBERUIND COUNTY SHERIFF
~-,;...
NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.D. WAIVER OF wArej.llviAN '- Anydeputy sheriff levying upon"'or ,attaching any property 'under- within-writ' may ieave .
same without a watctiman, in custody of whomexe( ,is found. in possession, after notifying person\of levy or attachment, without liabiiity on the part of such deputy or the sheriff to any
plaintiff herel~ for a,ny loss, destruction, or...remoyhl of any property beft:?re s~eriffs- sal~ thereof..: ____.-'~ -". ~ . '
9. TYPE ~M'E AND ADDRES~ of AlTOR"rIIEY/ORIGINATOFi and SIGNA:rURE ,~--;<:~-"",~':.,~",~o'.',~::.';-., _.~i~.:": 10. TELEP'HONE NUMBER 11. DATE FILED
Ji\ME$'l;'. GRENEN, ESQ. . ., ,
.,. V RR. WR. _ T . ,'/1t:;.
12. SEND NotiCE OF SERVICE COP TO NAME AND ADDReSS BELOW: (This area must be completed if notice is to be mall~(i)}
alUti""''-'ND <XJUNTY SHERIFF '., / 1\..
ur~~.. ~
SPAC!: ElE:LQW F'O!Ul"s!i! 9f..:nU;_$HERIFF ON.I.Y,- DQ NQIWRITE ,ElE.I"OW THI$LINE
- SIG.~A:tUAE Or'AUi"'O'F~JZED CLE-RK - 14. Date Received 15. Expiration/Hearing Date
J. LlJtwIG 7/19/00 7/26/00
13: I acknowledge receipt of the writ
or ?omplafnt as indicated above.
POSTED ( ) .
PDE(
SHERIFF'S OFF ( )
. OTHER ( )
SEE REMARKS
.-'
22. REMARKS:
"t-'"
J"
'''\
-
I'
,,'-'
"'"
;iil.
,
fl-/';"
,
'7/ .
: I ./
'~,,,",,'..#J
(;
, -(..0'-:'";:1
. (?/J:l(!f1)
#.~iJ71.!:J .
'.~
I:ll
~ ?3. Advanceposts.
<1"75.00 18.00 6.50
~ 34. Foreign ,?ounty CoStS ~~:t:.~~.-COstS - 36. Service Costs
..;1'-<' ..; I,~ ':J '''~''''
~ /~,;',.....~.~',..;:'~~"-", \
41. AFFIAME'D and SubscribeC:i to betor.e me1hiS- 28th
.ijfl.*:~'" .....:$...',,"-
42.dayof arrrX ~~,1": '1.'i.
" :;J!f~ "'oW WILLIAM M. IDSE,py~.i~~.t-l'
., ", '.\_'"t,~""'''''~' ~6.1Sjgrzatureo. qrelgn
MY COMMIS ON EXPIRES' '.~. . 'Coun Sheriff
50.1 ACKNOWLEDGE REP'~[f:'1-().l::;; E.SHERIFF'S RETURN SIG""'~TO~
OFAUTHOAIZED1SSUltI!GA:UTHOFlITYANDTITlE _' ~' '..
., . .
1. WHJTE . rssiJing Authorily 2. PINK - Attorney 3: CANAA~. Sheriff's ~jc~_ 4. B~UE - ,She:riff's Offi~e
~'~:_~.t". .O'~~~_:" :f;' ., ">~~-:-]::-)--':' ~_~ '::,:? ,:
'-
47. .
48. Date
110:-
43,
7 2 00
49. Date
51.Date Received
it;
, "l.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Caption:
Mellon Bank, N.A.
) Confessed Judgment
) Other
File No. 00-4320 Civil Term
vs.
Amount Due $98,486.95
Interest $ 6,564.79
from 8/22/00 to 3/1/01
Atty's Comm
Costs
Jerry W. Simpson and
Beverly A. Simpaon
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out ,of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended,
Issue writ of execution in the above matter to the Sheriff of Cumberland
for debt, interest and costs, upon the following described property of the defendant(s)
1448 High Street, Camp Hill, PA 17011
County,
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of County, for debt, interest and
costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
o (Indicate) Index this writ against the garnishee(s) as a lis pendens
defendant(s) described in the attached exhibit.
Date _I}-.......tf-Q)
Signature:
Print Name:
Address:
t real estate of the
Jame F. Grenen Es uire
Grenen & Birsic P.C .
One Gateway ~enter, ~~ne West
Pittsburgh, PA 15222
Attorney for:
Mellon Bank, N.A.
Telephone:
Supreme Court 10 No.: 46478
(412) 281-7650
(over)
."
"''''"'Mll&'"'"''~<tifb~
"'~..'~~
"",,';'~_:c....,..;"'i.illiliiIIi ._
C" ,c','
~ ,
-~Jli!ll
.........~
" '", ,
~
....... ~
..:t ~ lr- ~ 0 <:::> 0
i ...... c 0 "r1
)Z ~~ r ~ ..0 :.0 &i 0 ~ ~ s:: Cl -j
. . -Uw l-~ :::~'7J
0 ~ 0 C\ Coj ~ lU 0 f1lm r:> _"I_
. . Z::o
~ 0 0 0 0 0 0 (> (). zr- i3?
;$ wJ> N
() 0 I I , -<2~ -'-tU
-V !:=G :;:.. >:-=R
~ () ?:>~ f? r ~O :x ~-~C)
~ :J>8 om
..() ~
p r , , , , ~ .... ~ Z N
" ~ , ~ =<
, , 0 -<
" -=- , 0;:)
. .... ...
, " ~
- ~
'^~ c
..m
"~. < .~" "",',P,~,~--",o,,^ ~~
H,<,,~_, ~,~<
O<"~ ,_ j
.
. .
. .
-""'-
"
..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N .A.,
Plaintiff,
)
)
)
)
) NO.: 00-4320 CIVIL TERM
)
)
)
)
)
)
)
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Mellon Bank, N.A., Plaintiff in the above action, sets forth
as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property of Beverly A.
Simpaon located at1448 High Street, Camp Hill, Pennsylvania 17011
and is more fully described as follows:
ALL the right, title, interest and claim of Jerry W. Simpson
and Beverly A. Simpson, of, in and to:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
1. The name and address of the owner or reputed owner:
Beverly Simpson
302 Chambers Ridge
York, PA 17402
-
I"
',- ',',""" "~:,
. ..
2. The name and address of the defendants in the judgment:
Jerry W. Simpson
416 Spring Run Drive
Mechanicsburg, PA 17055
Beverly Simpson
302 Chambers Ridge
York, PA 17402
3. The name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be sold:
Mellon Bank, N.A.
(PLAINTIFF)
Department of Revenue
Bureau of Compliance
Department 280946
Harrisburg, PA 17128
Borough of Camp Hill
2145 High Street
Camp Hill, PA 17011
4. The name and address of the last record holder of every
mortgage of record:
Mellon Bank, N.A.
(PLAINTIFF)
5. The name and address of every other person who has any record
lien on the property:
None
6. The name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Domestic Relations Office
P.O. Box 320
Carlisle, PA 17013
Pa. Inheritance Tax Office
Pa. Department of Revenue
Bureau of Individual
Taxes
Inheritance Tax Division
Department 280601
Harrisburg, PA 17128-0601
7. The name and address of every other person whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Treasurer's Office
Cumberland County
Courthouse
Carlisle, PA 17013
,-- ~
~"" .~."'-
" 1-
~'w '
I ' .
I verify that the statements made
and correct to the best of my person
belief. I understand that false sta
to the penal ties of 18 Pa. c. S
falsification to authorities.
\d--~~ -00
the Affidavit are true
n wledge, information and
s herein are made subject
Zl90 elating to unsworn
Grenen, Esquire
for Plaintiff
SWORN to and subscribed before
me this //f:$'; day o~,.., ,.1.-,./
~H~
// Notary Public
Joa N~'~~:;~7:~;~;'"-----'-
P~ne Nt, VoJei-,ner (-'''''''h.'' , I
tttsblJrgh I.' 'j""." :, :"'''!Y PublIc
My Commjssiori, E~::~cJr:.":',il~~ ~,-:C\(.!f;ty
_-"~.Ir_ '- "'n" 1", _ I
~ PIt ~:_::,':.c: ," ,.'J, ~Cl)l
, nnsylvama AS;';O-CjCjij~:-cf~".o..:..J
U,OI, 0 NU1!!:"i1JS
,'~ ~"...;;L;.i:';; - -': ~ ".
.
-~"""'~~~~;~ '~'~ll~j\jjj~,,~~k~~_~
",",""""," ~',."~,-, ,_ .'c' '"""" ~,?"' ,>,",,'
'", "," '~. '
. - ~ <' '."" ~, .. ^ ,
-....,..,
.~ .
"" '0 "'~
"'i
,
,~ ~,
"
. ~
0 0 0
C 0 .."
g: Cl ---1
"'OW f""l'1 ~';~?
rllrn n
Z:TJ ',~~"i6
z.t;:~ J'V
<;Q~-,.: ~a~
!;2c "'"
~Q :::J!:: ~,~ c:)
, , Om
Pc
Z 0., );!
=< :n
<::> -<
.
_t.
, ,
_r ___ ~ ,'.'" "-"C;
.
..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: JERRY W. SIMPSON
TAKE NOTICE that by virtue of the above Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, and to the Sheriff of Cumberland County, directed,
there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
SECOND FLOOR
CARLISLE, PENNSYLVANIA 17013
on March 7, 2001, at 10:00 A.M., the following described real
estate, of which Beverly A. Simpson is the owner or reputed owner:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
The said Writ of Execution has been issued on a judgment in
the mortgage foreclosure action of
Mellon Bank,
Plaintiff,
vs.
Jerry W. Simpson and
Beverly A. Simpson,
Defendants.
I
~" ~
".~
I: '. ," I,
. ,,~
,
.
)
at Execution Number 00-4320 Civil Term in the amount of
$105,051.74.
Claims against the property must be filed with the Sheriff
before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before distribution.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale
must be filed with the Office of the Sheriff no later than ten (10)
days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
A Writ of Execution has been issued because there is a
judgment against you. It may cause your property to be held or
taken to pay the judgment. You may have legal rights to prevent
your property from being taken. A lawyer can advise you more
specifically of these rights. If you wish to exercise your rights,
you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, Pennsylvania 17013
(717)240-6200
You may have legal rights to prevent the Sheriff's Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale
by filing, before the sale occurs, a petition to open or strike the
judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the
Court any defense or objection, you might have within twenty (20)
days after service of the Complaint for Mortgage Foreclosure and
Notice to Defend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for failing to file the
defense on time. If the judgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of whether
the plaintiff has a valid claim to foreclose the mortgage or
judgment.
.' , .~
~,~'.
I _
>-',
.
, ~
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the Complaint
and Notice to Defend or if the judgment was entered before twenty
(20) days after service or in certain other events. To exercise
this right you would have to file a petition to strike the
judgment.
You may also have the right to petition the Court to stay or
delay the execution and the Sheriff's Sale if you can show a defect
in the Writ of Execution of service or demonstrate any other legal
or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE
THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF
WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF TH ERIFF.
By:
P.C.
Grenen, Esquire
for Plaintiff
~"""bti~li1_
....~i~."11;~iltl-,U<""""'~1",,.,~"''''-~....-' ,.
..,~-~
~~IIII" "',
.
u..' ,..
'I
"
~ .
.
0 Cl 0
C C) 'TJ
:<:- CJ .--'
LJm M :~1::
~g~ c"")
zr" nm
ujJ.> r....) '9
~~~ ;~~~
'-1..,...' ;I>
~c' :x ~:iS.-n
L' \7\.J
>2 om
z -c-l
=< N ~
C> -<
'~i~
--
.'
...
.- ~
'"
il'dii.li
~"."W~I,"~""
~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
I hereby certify that the
address of plaintiff is:
One Mellon Bank Center
Pittsburgh, PA 15219
the last known address of
Defendant Jerry W. Simpson
is:
416 Spring Run Drive
Mechanicsburg, PA 17055
RSIC, P.C.
e s for Plaintiff
) CIVIL DIVISION
)
) No.: 00-4320 CIVIL TERM
)
)
) ISSUE NUMBER:
)
) TYPE OF PLEADING:
)
) PRAECIPE FOR DEFAULT JUDGMENT
) AS TO JERRY W. SIMPSON ONLY
) (Mortgage Foreclosure)
)
)
)
) CODE-
)
) FILED ON BEHALF OF:
)
) MELLON BANK, N.A., Plaintiff
)
)
) COUNSEL OF RECORD FOR THIS
) PARTY:
)
) James F. Grenen, Esquire
) Pa. I.D. #46478
)
)
)
) GRENEN & BIRSIC, P.C.
) One Gateway Center
) Nine West
) Pittsburgh, PA 15222
)
)
) (412) 281-7650
)
)
--"~~ "'~,-" ,-~ ., ~
~~~..,.,~'
J.
- - ~
-
- "'
"~W.~~11~M:f
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
PRAECIPE FOR DEFAULT JUDGMENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned case
in favor of Plaintiff and against Defendant, Jerry W. Simpson ONLY
in the amount of $98,486.95 which is itemized as follows:
Principal
Interest to 8/22/00
Late Charges to 8/22/00
Attorneys' fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$89,577.35
$ 6,184.60
$ 75.00
$ 900.00
$ 1. 750.00
$98,486.95
with interest on the Principal sum at the rate of $29.45 per diem
from August 22, 2000, and additional late charges, additional
reasonable and actually incurred attorneys' fees, plus costs and
for foreclosure and sale of the mortgaged premises.
BY:
BIRSIC, P.C.
F. Grenen, Esquire
eys for Plaintiff
.~.,_",~.~h ~~
.".-1
.
~. ,I ~~" . _i,--" _-iimli;-;,_
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA
ss:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and
for said County and Commonwealth, personally appeared James F.
Grenen, Esquire, attorney for and authorized representative of
Plaintiff who, being duly sworn according to law, deposes and says
that Defendant, Jerry W. Simpson is not in the military service of
the United States of America to the best of his knowledge,
information and belief and certifies that the Notice of Intent to
take Default Judgment was mailed in accordance with Pa. R.C.P.
237.1, as evidenced by the attached copy.
Sworn to and subscribed before me
thisd~day of ~r~-?'iOoo.
:ft-' ~<Jtrk/~
< Notary Public
Notarill SMf
Jacme 1.4, WOOt!@f, ~,~
"'~='1~iS91
llllInOIr,r1 . _,f;__~1~ot__
!
..
"
" jij~d,
(
!,
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
)
)
)
)
)
) NO.: 00-4320 CIVIL TERM
)
)
)
)
)
)
)
)
Plaintiff,
vs.
JERRY W. SIMPSON and BEVERLY
A. SIMPSON,
Defendants.
TO: Jerry W. Simpson
416 Spring Run Drive
Mechanicsburg, ~A 17055
DATE OF NOTICE:
August 9, 200.0
IMPORTANT NOTICE
YOU ARE IN DEFAULT, BECAUSE YOU HAVE FAILED TO ENTER A
WRITTEN APPEARANCE PERSONALLY O~ BY ATTORNEY AND FILE IN WRITING
WITH THE COURT YOUR DEFENSES OR O~JECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO
FIND OUT WHERE YOU CAN GET LEGAL HELP:
LAWYER REFERRAL SERVICE
court Administrator
Cumberland County Courthouse - Fourth Floor
Carlisle, PA 17013
(717) 240-6200
By:
C, P.C.
A torneys for plaintiff
ne Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
""",,,,,;..,, 1 "we'_if'
,ik,=,~ '--< " '
!J;:Wi\U.F.i""idi;,t~.l1'IO:1;~jj, "~ ""-""~" '~"",~ ~".. '.'.
--- '~~;,;,' ~'-
c p @ ~
~ ~ ~ 8
ro Lv:tJ
3 ~ ~ ~
l-::: B 1-
-~"'~= ,~--~.- ~.~,~',,'~" .""--~~
':11'1
.
b'H
~.l ~
....... e-
Go) w _
:v 0 C
j 2'[ F
:::t-
J
13
r
"< 'm......".,___J
"~ ...<111.. '
-"""",,...
"llI!,,""''''M',,~
;;
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
)
the last known address of )
Defendant Beverly A. Simpson )
is: )
)
)
)
)
)
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
I hereby certify that the
address of Plaintiff is:
One Mellon Bank Center
Pittsburgh, PA 15219
302 Chambers Ridge
York, PA 17402
P.C.
CIVIL DIVISION
No.: 00-4320 CIVIL TERM
ISSUE NUMBER:
TYPE OF PLEADING:
PRAECIPE FOR DEFAULT JUDGMENT
AS TO BEVERLY A. SIMPSON ONLY
(Mortgage Foreclosure)
CODE -
FILED ON BEHALF OF:
MELLON BANK, N.A., Plaintiff
COUNSEL OF RECORD FOR THIS
PARTY:
James F. Grenen, Esquire
Pa. I.D. #46478
GRENEN & BIRSIC, P.C.
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
"'~~
'~~-~
i~_,.~ ~~......~~~ -U~~if~,'
..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
PRAECIPE FOR DEFAULT JUDGMENT
TO: PROTHONOTARY
SIR:
Please enter a default judgment in the above-captioned case
in favor of Plaintiff and against Defendant, Beverly A. Simpson
ONLY in the amount of $98,486.95 which is itemized as follows:
Principal
Interest to 8/22/00
Late Charges to 8/22/00
Attorneys' fees
Title Search, Foreclosure and
Execution Costs
TOTAL
$89,577.35
$ 6,184.60
$ 75.00
$ 900.00
$ 1.750.00
$98,486.95
with interest on the Principal sum at the rate of $29.45 per diem
from August 22, 2000, and additional late charges, additional
reasonable and actually incurred attorneys' fees, plus costs and
for foreclosure and sale of the mortgaged premises.
IRSIC, P.C.
BY:
James . Grenen, Esquire
Attorneys for Plaintiff
-lllllI" ~~><
...<~ - ~.:>.'"
<
,,,,yj"""~I",,,~,,,,~id!G,
,
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA
ss:
COUNTY OF ALLEGHENY
Before me, the undersigned authority, a Notary Public in and
for said County and Commonwealth, personally appeared James F.
Grenen, Esquire, attorney for and authorized representative of
Plaintiff who, being duly sworn according to law, deposes and says
that Defendant, Beverly A. Simpson is not in the military service
of the United States of America to the best of his knowledge,
information and belief and certifies that the Notice of Intent to
take Default Judgment was mailed in accordance with Pa. R.C.P.
Sworn to and me
237.1, as evidenced by the attached copy.
this /~ day 0
~,-(91 ~
Notary Public
Notarial Seal
Joanne M, Wehner, Notary Public
Pi1tsbur~h, Alle~heny County
Ioly CommissIOn Expires June 1 $, 2001
1lItmbor, Ptnnsylvani> A,oocla1ioo of ~
"
,'L <<"'j"-'
"~~"".
,
, ~
(
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and BEVERLY
A. SIMPSON,
Defendants.
TO: Beverly A. Simpson
302 Chambers Ridge
York, PA 17402
DATE OF NOTICE:
August 24, 2000
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A
WRITTEN APPEARANCE PERSOl1!ALLY OR JIY ATTORNEY AND FILE IN WRITING
WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU 1\CT WITHIN' TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO
FIND OUT WHERE YOU CAN GET LEGAL HELP:
LAWYER REFERRAL SERVICE
court Administrator
Cumberland County Courthouse - Fourth Floor
Carlisle, PA 17013
(717) 240-6200
By:
Attor ys for Plaintiff
One Gateway Center
Nine West
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
'-" ..:"
-lIiIIIr('"
- , '~"'='.- ",~,.t.-'''-'';'''O''''''_':llIjJi_,"".",,,,,,1i:>li~
~"~;"<",,,,,-.o<I
",;,~~.",,~',~- ',,'
= ~'-
~~~ ~
- ,
.
C7'" ~ ~
%-#=- ~ g
rR~-v
3 ~ 0 f
~~ ~
f: -E
-^
. ,h
-,,
0 i=, ("'
C C)
:;?~ Cl}
U I". ;":q
11'1;-.;', U
2::I::
>' r: ,
(f) -
-< ..
[::: e:J -;1
,-
~> r"'
2:: ,
)':: C) -'j ~~
C
L. -'
i"J ::g
-< a.. ~
-~- ,
,
.......""~.J
j,"o~_,
,
SALE DATE: MARCH 7, 2001
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON BANK, N.A.,
) CIVIL DIVISION
)
)
) NO.: 00-4320 CIVIL TERM
)
)
) ISSUE NUMBER:
)
) TYPE OF PLEADING:
)
) Pa. R.C.P. RULE 3129.2(c)
) AFFIDAVIT OF SERVICE
) DEFENDANTS/OWNERS
)
)
)
) CODE-
)
) FILED ON BEHALF OF;
)
) MELLON BANK, N.A., Plaintiff
)
)
)
)
) COUNSEL OF RECORD FOR THIS
) PARTY:
)
) James F. Grenen, Esquire
) Pa. I.D. #46478
)
)
)
) GRENEN & BIRSIC, P.C.
) One Gateway Center
) Nine West
) Pittsburgh, PA 15222
)
) (412) 281-7650
)
)
)
)
)
)
)
)
)
Plaintiff,
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
~ ,~~ ~~-
..".,oiN, EIij'IIM_IIlil:W~"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
)
)
)
)
)
)
)
)
)
)
)
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and BEVERLY A.
SIMPSON,
Defendants.
Pa. R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE
DEFENDANTS/OWNERS
James F. Grenen, Esquire, Attorney for Plaintiff, Mellon Bank,
N. A., being duly sworn according to law deposes and makes the
following Affidavit regarding service of Plaintiff's notice of the
sale of real property in this matter on Jerry W. Simpson and
Beverly A. Simpson, as follows:
1. Beverly A. Simpson is the owner of the real property and
has not entered an appearance of record. Defendant, Jerry W.
Simpson has not entered an appearance of record.
2, The undersigned counsel mailed Defendant, Jerry W.
Simpson, a true and correct copy of Plaintiff's notice of the sale
of real property by certified mail, restricted delivery, return
receipt requested.
A true and correct copy of said Notice is
marked Exhibit "A", attached hereto and made a part hereof.
3. On or about December 20, 2000, Defendant, Jerry W.
Simpson received the notice of the sale of real property in this
matter as evidenced by the signed U.S. Postal Service form 3811,
certified mail, restricted delivery, return receipt requested. A
-~'-~- -
""""'-
I~
,~"~ . wi" ,&:'iF
true and correct copy of the signed U.S. Postal Service form 3811,
evidencing service by certified mail on the identified Defendant,
is marked Exhibit "E", attached hereto and made a part hereof.
4. The undersigned counsel served Defendant, Beverly A.
Simpson with a true and correct copy of Plaintiff's notice of the
sale of real property by certified mail, restricted deli very,
return receipt requested. A true and correct copy of said Notice
is marked Exhibit "C", attached hereto and made a part hereof.
5. On or about January 2, 2001, Defendant, Beverly A.
Simpson received the notice of the sale of real property in this
matter as evidenced by the signed u.s. Postal Service form 3811,
certified mail, restricted delivery, return receipt.
A true and
correct copy of the signed u.S. Postal Service form 3811,
evidencing service by certified mail on the identified Defendant,
is marked Exhibit "D", attached hereto and made a part hereof.
I verify that the facts contained in this Affidavit are true
and correct based upon my personal knowledge, information, and
belief.
BY:
P.C.
nen, Esquire
or Plaintiff
Nine West, One Gateway Center
Pittsburgh, PA 15222
(412) 281-7650
SWORN TO AND SUBSCRIBED BEFORE ME
THIS 1'(/1). DAY 0 2001.
M
Notarial Saal
Joanne M, WehnBr, Nom"! Pl1IIflIl
Pillgnur9h, Alleoh~O'Y Chug\)'
My CommiSSion Ex.pl:'es J-l.,lne 191 :?~,
'kmlMr. 'P9nnsylvinm AssociHtiOO Of ~'
~.
-
,~ ..."
(
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,-
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: JERRY W. SIMPSON
TAKE NOTICE that by virtue of the above Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, and to the Sheriff of Cumberland County, directed,
there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
SECOND FLOOR
CARLISLE, PENNSYLVANIA 17013
on March 7, 2001, at 10:00 A.M., the following described real
estate, of which Beverly A. Simpson is the owner or reputed owner:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH" CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
The said Writ of Execution has been issued on a judgment in
the mortgage foreclosure action of
Mellon Bank,
Plaintiff,
vs.
Jerry W. Simpson and
Beverly A. Simpson,
Defendants.
-
"-.
......,.'
(
at Execution Number 00-4320 Civil Term in the amount of
$105,051.74.
Claims against the property must be filed with the Sheriff
before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before distribution.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale
must be filed with the Office of the Sheriff no later than ten (10)
days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
A Writ of Execution has been issued because there is a
judgment against you. It may cause your property to be held or
taken to pay the judgment. You may have legal rights to prevent
your property from being taken. A lawyer can advise you more
specifically of these rights. If you wish to exercise your rights,
you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, Pennsylvania 17013
(717)240-6200
You may have legal rights to prevent the Sheriff's Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale
by filing, before the sale occurs, a petition to open or strike the
judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the
Court any defense or objection, you might have within twenty (20)
days after service of the Complaint for Mortgage Foreclosure and
Notice to Defend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for failing to file the
defense on time. If the judgment is opened the Sheriff's Sale
would ordinarily'be delayed pending a trial of the issue of whether
the plaintiff has a valid claim to foreclose the mortgage or
judgment.
.
,--
.....--.~ - I~, L
'.~"-.
(
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the Complaint
and Notice to Defend or if the judgment was entered before twenty
(20) days after service or in certain other events. To exercise
this right you would have to file a petition to strike the
judgment.
You may also have the right to petition the Court to stay or
delay the execution and the Sheriff's Sale if you can show a defect
in the Writ of Execution of service or demonstrate any other legal
or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE
THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF
WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF TH ERIFF.
By:
P.C.
Grenen, Esquire
for Plaintiff
.........
" .
.J
" ""',;
I
i
.,.,:.::,'",:.:'~;:.;:'::;:";::,~,:,',:,i,;;,~~.-,',.,~~,~,~,:'.;_",,~,:,;.:,f,;,',;.'.:,~,,~,;.~,:,.~.~,-,'::~.',~,_:..:,~.~.;:,~,;,:,:.";r,~.:.~,;,,.~,~,t,:.,~":..~,';~~.~,',,',_7:,::~.~;..~,.,ii,;~.,,..-_',:,:',.,j,:~.'.";:; : : ~ :?~ --:;~,:. ..,','.'.,.':,~,:.,'..,;,-;:,:.i,:,:.'_..~.'.;...,:,;.~.,', :_.'._.../~,',",',',',"',"..,,'" '~:'::iC;:::?2~''"''s':.;r.\:i:'~'.'..;,...::
'.. ~ " -" ~.~" .. __ _ _ _ _ '.~~X~~E:d:::".~':';:j~,~~\ :~';:::'~~~~:?~'
Complete items 1, 2, an(! 3, Also complete
item 4 if Restricted Delivery is desired,
. Print your name and address on the rever~e
so that we can retum the card to you. ,.
. Attach this card to the back of the mailpiece,
or on the front jf space permits.
~t
~,~
'~;;;;SS; t~. S//I1(J s t> tJ
'1/ b sftf/ tJC- f!...t);J 1(6
fY/Uf/ltlUli!..<;,pU,{&/ PI/-
_/
I 70 s <6
ent
Addressc-
D. Is d . ery aCtdress different from item 1? . Yes
If YES, enter delivery address below: ('( No
3. Service Ty~
~ Mail 0 Express Mail
o Registered 0 Return Receipt for Merchandl~
o Insured Mail 0 C.O.D.
4. Restricted Delivery? (Extra Fee) ~
2, ArtiCleNUm~?fromSeNiCelabeQ &~ j/C(.,;:L;;;J. S-
S Form 3811, July 1999 Domestic Return Receipt
102595-99-M.1-~
,,'
" .... ,~
-~
-
~~Mr,<,
(
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.'
"
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: BEVERLY A. SIMPSON
TAKE NOTICE that by virtue of the above Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, and to the Sheriff of Cumberland County, directed,
there will be exposed to Public Sale in the
CUMBERL1lliD COUNTY COURTHOUSE
SECOND FLOOR
CARLISLE, PENNSYLVANIA 17013
on March 7, 2001, at 10: 00 A.M., the following described real
estate, of which Beverly A. Simpson is the owner or reputed owner:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
The said Writ of Execution has been issued on a judgment in
the mortgage foreclosure action of
Mellon Bank,
Plaintiff,
vs.
Jerry W. Simpson and
Beverly A. Simpson,
Defendants.
-~-I '~.'~"""'"""'"';liI1!-,:j
(
at Execution Number 00-4320 Civil Term in the amount of
$105,051. 74.
Claims against the property must be filed with the Sheriff
before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff
before distribution.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale
must be filed with the Office of the Sheriff no later than ten (10)
days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
A Writ of Execution has been issued because there is a
judgment against you. It may cause your property to be held or
taken to pay the judgment. You may have legal rights to prevent
your property from being taken. A lawyer can advise you more
specifically of these rights. If you wish to exercise your rights,
you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, Pennsylvania 17013
(717)240-6200
You may have legal rights to prevent the Sheriff's Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale
by filing, before the sale occurs, a petition to open or strike the
judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the
Court any defense or objection, you might have within twenty (20)
days after service of the Complaint for Mortgage Foreclosure and
Notice to Defend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for' failing to file the
defense on time. If the judgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of whether
the plaintiff has a valid claim to foreclose the mortgage or
judgment.
'iil!b
f
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the Complaint
and Notice to Defend or if the judgment was entered before twenty
(20) days after service or in certain other events. To exercise
this right you would have to file a petition to strike the
judgment.
You may also have the right to petition the Court to stay or
delay the execution and the Sheriff's Sale if you can show a defect
in the Writ of Execution of service or demonstrate any other legal
or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE
THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF
WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF T ERIFF.
By:
P.C.
Grenen, Esquire
for Plaintiff
..
..,-..l"
. .
. .' , ',' - "
!_:~~::~,~;;~7;i:%~~~~~~~~i~'f:~~~~~~~:~lg~t:~~"r>';><;:~,.~ ..,,";~'~~,"::..:'~~;:~~ :-"'-:,.' .'
~
,i
~
'R~
~l
Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
. Print your name and address on the reverse
so that we can return the card to you.
. Attach this card to the back of the mailpiece,
or on the front if space permits.
D. Is delivery address different from item 1?
If YES, enter delivery address below:
o Agent
o AddressE
DYes
o No
1. Article Addressed to:
DlE-tJ EIfL Y 5'lmfs c? JJ
30d- {!J1l}11\b~ !<it
j ol!:.;:" I fA /1 40 ~
3. Service~
~ed Mail 0 Express Mail
o Registered 0 Return Receipt for Marchandl"
o Insured Mail 0 C.O.D.
4. Restricted Delivery? (Extra Fee)
n.----
2. Article Number (Copy from.service Jabel)
~d- 6'~&37'/
S Form jS11 . July 1999 Domes';c Return Rece;pt
~/g
1Q2595-99-M-17B
',."< .Jl!J
..
"
_i'\liilliilLi.W.l!llll!~,liIO!il!i~i_,Jj~~o?-~\-~_-"'i"g<t'i,ll(j~J~~tb M
L Ull~L m
T
N
II
'"_~",O>"".""~' ','"_"3d,",I,"'"j ~"~, _~" >""""" _~.,
lIl'ru' ti.' 'Md IOIlWil!.i
.~...
".-~~
, .
() = 0
C ~n
~
~ ..."
~fr rq ~
':..o?
Z r-" -'-' iT1
(/J ;::" I'v ~Jj , ,
~-
2 l", :, ,:,~;,\
u
);; -ry -ri
L 0 ~""'" -'-7 C)
j; 0 W bill
C
Z :J1 ~::~
=< SJ
.,..; -<
~
...""""'~.~
~ ....
~~
~ , I.- > .~~<~-"-"."~~""_IlII~''!Ille.~
SALE DATE: MARCH 7, 2001
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MELLON BANK, N.A.,
Plaintiff,
vs.
JERRY W. SIMPSON and BEVERLY
A. SIMPSON,
Defendants.
) CIVIL DIVISION
)
)
) NO.: 00-4320 CIVIL TERM
)
)
) ISSUE NUMBER:
)
) TYPE OF PLEADING:
)
) Pa. R.C.P. RULE 3129.2 (c) (2)
) LIENHOLDER AFFIDAVIT OF
) SERVICE
)
)
)
) CODE-
)
) FILED ON BEHALF OF:
)
) MELLON BANK, N.A., Plaintiff
)
)
) COUNSEL OF RECORD FOR THIS
) PARTY:
)
) James F. Grenen, Esquire
) Pa. I.D. #46478
)
)
)
) GRENEN & BIRSIC, P.C.
) One Gateway Center, Nine West
) Pittsburgh, PA 15222
)
) (412) 281-7650
)
)
)
)
)
)
)
)
)
)
)
,"--- -"
-"~~
, .
~.
~> -
.I~ <,'
~J~i'Illlfl,'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
)
)
)
)
)
)
)
)
)
)
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and BEVERLY
A. SIMPSON,
Defendants.
Pa. R. C. P. RULE 3129.2 (c) (2)
LIENHOLDER AFFIDAVIT OF SERVICE
I, James F. Grenen, Attorney for Plaintiff, Mellon Bank,
N .A., being duly sworn according to law, deposes and makes the
following Affidavit regarding service of the notice of the sale of
real property on all persons named in Paragraphs 3 through 7 of
Plaintiff's Affidavit Pursuant to Rule 3129.1 as follows:
1. By letters dated December 15, 2000, undersigned counsel
served all persons (other than the Plaintiff) named in Paragraphs
3 through 7 of Plaintiff's Affidavit Pursuant to Rule 3129.1 with
a notice of the sale of real property by ordinary mail at the
respective addresses set forth in the Affidavit Pursuant to Rule
3129.1. A true and correct copy of said Affidavit Pursuant to Rule
3129.1 is marked Exhibit "A", attached hereto, and made a part
hereof.
2 . Undersigned counsel obtained aU. S. Postal Service Form
3817 Certificate of Mailing for each letter.
True and correct
copies of the Certificates of Mailing and any letters, if returned
as of this date, are marked collectively as Exhibit "B", attached
hereto and made a part hereof.
,""=". ~,---
-
''IPilll!lilllf~ ~-l - '"_'_11><_'"
I verify that the facts contained in this Affidavit are true
and correct based upon my personal knowledge, information and
belief.
BY:
Jame . Grenen, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
Sworn to and subscribed before
me this ~ day
..N.aJ:ary Pub
Notarial Seal
Joanne M Wehner, Notary PuIllte
pittsburgh, Alle"tlony ?ountY"""1
Mv Commis.5100 Exptfes June 19., TwVU
~h"", ",,"",..warn. As"",iati<l!1 of ~
-
~~.....
Exhibit "A"
-""~~'>ihi",1
.'~,- 'U " J"I_~~
. "~
,lOirei,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
)
)
)
)
) NO.: 00-4320 CIVIL TERM
)
)
)
)
)
)
)
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA )
) SS:
COUNTY OF ALLEGHENY )
Mellon Bank, N.A., 'Plaintiff in the above action, sets forth
as of the date the praecipe for the Writ of Execution was filed the
following information concerning the real property of Beverly A.
Simpaon located at1448 High Street, Camp Hill, Pennsylvania 17011
and is more fully described as follows:
ALL the right, title, interest and claim of Jerry W. Simpson
and Beverly A. Simpson, of, in and to:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
1. The name and address of the owner or reputed owner:
Beverly Simpson
302 Chambers Ridge
York, PA 17402
""~
~',
2. The name and address of the defendants in the judgment:
Jerry W. Simpson
416 Spring Run Drive
Mechanicsburg, PA 17055
302 Chambers Ridge
York, PA 17402
Beverly Simpson
3. The name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be sold:
Mellon Bank, N.A.
(PLAINTIFF)
Department of Revenue
Bureau of Compliance
Department 280946
Harrisburg, PA 17128
Borough of Camp Hill
2145 High Street
Camp Hill, PA 17011
4. The name and address of the last record holder of every
mortgage of record:
Mellon Bank, N.A.
(PLAINTIFF)
5. The name and address of every other person who has any record
lien on the property:
None
6. The name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Domestic Relations Office
P.O. Box 320
Carlisle, PA 17013
Pa. Inheritance Tax Office
Pa. Department of Revenue
Bureau of Individual
Taxes
Inheritance Tax Division
Department 280601
Harrisburg, PA 17128-0601
7. The name and address of every other person whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Treasurer's Office
Cumberland County
Courthouse
Carlisle, PA 17013
<,",,=.,~,'~"~ ,~:
-
,
~. L
.........
~ ".Vi
I ve~ify that the statements made
and correct to the best of my person
belief. I understand that false sta
to the penalties of 18 Pa. C.S
falsification to authorities.
\d--- -~ -00
the Affidavit are true
n w1edge, information and
s herein are made subject
~9Q elating to unsworn
Grenen, Esquire
for Plaintiff
SWORN to and subscribed before
me this / (-f7I; day o~~ J~./
2000.
fi".~$~
o" Notary Public
Jo "I('(,i: '
anr.l": \1 ':'.1' -'~.::' I
p!-..~ ...., '. : ',":,!I'f.'
MyC~~;.;~:~~, i,:..:'--,.,_ f"..,,:".o,J..f'''' ;
~. ,"'e.rI~YIV':I",a";';', :-~~~
..._I,...,.I!!0~ ,~\l':'~~:-..,'
~", .,'>~, ,.1;
", ' "'" ','" '..
:~:';~:;'i~~:'~;'~~~4~)1:.~1~&~~t*~~~;t~~f~Is
...1. ~'- -, ~~ ',," ~~
U.S. POSTAL SEAVICE CERTIFICATE OF MAILING
MA Y BE USED FOA DOMESTIC AND INTERNA TIONAl MAil, DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
Received From:
. .
'j .,'
,,,-(,.
,:..()~.
. - ..._~
~-:'.
One piece of ordinary mail addressed to;
(
'" ~
r1.
O~
/
~
..
PS Form 3817. Mar. 1989 /'
U,S, POSTAL SEAVICE CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAil, DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
Affix fee here in stamp'
or meter postage an'
post..mark.. Inquire 0
Po,tmaster for ci\lrren'
fn...
fI;.; ~
Received From;
",
~,~
-"-
;,~<'j L~:",~'~';::'.' C:~;~=:',
, '
.-. ~ .'-'~'-..:
g C;~OI
;;
U,S, POSTAL SEAVIC CERTIFICATE OF MAILING
MAYBE USED FOR DOMESTIC AND INTERNA TIONAl MAIL. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
Affix fee here in stamp
or metef postage ar
~st mark. ~uire c
J!ostmaster f<ir..curren
ii.e.
\,":;;"
Received From:
~ ,~,""n 0 n; :'~:~, 7.:~.
" (.,! ~
f"- ~!~ '.'~'.::'l C~.~~~:,'\
One e of ordinary mail addressed to:
,
',,-~",
!d~~ :$~
77a~
PS Form 3817, Mar, 1989
"
,
~;'~~~~{rJ~'~Z~;;t~~~j~~~~i~~~~~~l~j~
Affix fee-h8l'8,in stamr,
or m8~er postage an
/....post mark. Inquire
\; Postmaster for CUrrer
'1e8. -'
/- " '------:
"'~f,1J"'';~t .~l ;< ~
... "r- .tto.. "', ..-
U,S, POSTAL SERVICE CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAl. MAil, DOES NOT
PROVIDE: FOR INSURANCE POSTMASTER
Received From:
r-",'"":, 9 ,,:.~,~ pro
,~" _I .,J U fj..i....,...__
~~' ...."'"':~..r,.! ~"'"tf\"
-, . ~.. - _ L;......, __,
.~ -
PS Form 3817, Mar. 1989
U,S, POSTAL SERVICE CERTIFICATE OF MAILING
MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAil. DOES NOT
PROVIDE FOR INSURANCE-POSTMASTER
Received From:
"rr';;~:m r: B:rsic, ~C.
C'~'J r_~ ::-::.';~:'] C:;:'~3r, Ni~c
--: " ,',-.'\........,
~
PS Form 3817, Mar, 1989
~
~-'_.~
....--"*-
Affix fee here in stam~
~r etti'r.p1)stage af"
51 mark. Inquire :
epstmaster fo~.currer
,~., '"
\~ .
-.....,~,--
d)
.~
--". ~", ~~, ",,-
.
"~-~~
"t" , TIll I I
-fi~~"Iili\~,~.tr!l;;,,";ThtjfH"'(;;h""'loW#:iU;J!>'"~i..d;,..jj 0.. 'ilE MIiiliiu:lliii..-
, .,'~~* ~,.,,~ "" ~c "
--., .~,
,'~ ,
,
'i!!iilliWtiiljP--~ '~:
r i~.Ml~
o
~
<,
-oBi
rnr,-j
~?'
"'--
~~:
~~,
:.:~,
P-"(i
~(.c:l
)> "".
L-
Z
-j
-<
. ,... ,,-
CJ
o
OJ
~::::l
(;1:-;;]
:-,~~ C-9
(.jr-S
_::1 '~'"
~<~
~,
o;-l
:D
-<
.."
,-"
t:.n
1'0
~~
-,,,"
w
~
.,-l
~
,
,:~jc
.
STATE OF PENNSYLVANIA,
COUNTY OF CUMBERLAND
} 55.
Robert P Ziegler
I, ______________________________________________________________________________Ileoorderof
Deeds in and for said Collllty and State do hereby certify that the Sheriffs Deed in which ________________
Mellon'Bank N A
______________________~____.________________________________________________________ uthegr.antee
the same having been sold to said grantee on the ______________~5:>______________________________ day of
March .
_______________________Uh________u___. A. D., '
o~____, under and by virtue of a wriL_____________
Execution . 12th
_______________________ ------------_ -_ _ __ _______ISSUed on the ______ _____ __ _____ ______ __ ____ ____ ___
day of ____E.:.~__________________ A. D.,OO _____, out of the Court of Cornman Pleas of said County as of
Civil 00
_____________________________ __.,. __ _____ ________ __ ______________________ __ __ __ _ __ __ Term, :
4320. Mellon Bank N A
Number __________h__' at the SUit of _h____________________________________________________________
______________~_______~___ __ ___ _ _ __ againsL__ ________-!~E!.Y_~__~_~~~~! !.Y__~_E}_1!!P!'2_l!_ _______ is
241 406
duly recorded in Sheriffs Deed Book No. ____________, Page ____________.
IN TESTIMONY WHEIlEOF, I have hereunto
set my hand and seal of said office this __21.___ day
YMc;,AL 'p~7
of _-f-.L.l-'__C,IL:::J________________ A. D., 19________
~---~-------------------
/ tl Ilecorder of Deeds
-
-~.
~',',
I.. ,., 1
Mellon Bank, N.A.
-vs-
Jerry W. Simpson and Beverly A. Simpson
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No, 2000-4320 Civil
Shawn Harrison, Deputy Sheriff who being duly sworn according to law, says on January 8, 2001 at
7:54 o'clock P.M. EST, he served a true copy of Real estate Writ Notice Poster and Description in the
above entitled action upon one ofthe within named defendants to wit: Jerry W. Simpson, by making
known unto Jerry Simpson at 416 Spring Run Drive, Mechanicsburg, Cumberland County,
Pennsylvania, its contents and at the same time handing to her personally the said true and attested
copies of the same,
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he made diligent search and
inquiry for one of the within named defendants to wit: Beverly A. Simpson, but was unable to locate her
in his bailiwick. He therefore deputized the Sheriff of York County to serve the above Real Estate Writ
Notice Poster and Description according to law. York County Return: SERVED BEVERLY SIMPOSN
ON January 17,2001 at 10:40 A.M, by handing to Beverly Simpson at 302 Chambers Ridge Road,
York, P A. So answers: William Hose, Sheriff
Jason Vioral, Deputy Sheriff who being duly sworn according to law, says on January 5, 2001 at
10:34 o'clock A.M.EST, he posted a copy of real estate Writ Notice Poster and Description on the
property of Jerry W. Simpson and Beverly A. Simpson Located at 1448 High Street, Camp Hill
Cumberland County, Pennsylvania according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real
Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice ofthe
pendency of the action to one ofthe within named defendants to wit: Jerry W. Simpson by regular mail
to his last known address 416 Spring Run Drive, Mechanicsburg, Pennsylvania. This letter was mailed
under the date of January 9, 2001 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real
Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the
pendency of the action to one of the within named defendants to wit: Beverly W. Simpson by regular
mail to her last known address 302 Chambers Ridge Road, York, Pennsylvania. This letter was mailed
under the date of January 23,2001 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and legal
notice had been given according to law, exposed the within described premises at public venue or outcry
at the Court House, Carlisle, Cumberland County, Pennsylvania, on March 7, 200 I at 10:00 0' clock
A.M., E.S.T. and sold the same for the sum of$1.00 to Attorney Steven Feinour for Mellon Bank, N.A.
H being the highest bid and the best price received for the same Mellon Bank, N.A., of One Mellon
Bank Center Pittsburgh, P A, being the buyer in this execution paid Sheriff R. Thomas Kline, the sum of
$773.34 it being costs.
Sheriff s Costs
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
30.00
15.16
15,00
15.00
30.00
10.00
iiiIIII!i8Iilll "~~
, "
Law Library
County
Mileage
Certified mail
Levy
Surcharge
Out of County
York County
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
.50
1.00
12.40
1.82
15.00
30.00
9.00
24.14
279.35
206,94
25,53
25.00
27.50
$773.34 paid by attorney
03-21-01
Sworn and subscribed to before me
This ,IY day of fI.t' ;D
200IA.D. str a ~~
Pro onotary
So ~~~ .P1P
r~~~-c.(I
R. Thomas Kline, Sheriff
By-f!;t:"..; ,/?1J:I;
Real Estate Deputy
-
"....~;g,,,-,
~~
30,()1)
I,SO
!" )t.../ 3 I N'3
f,.v' Jo9f9t
,
J,u _ ~ "
~li
.
"
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
)
)
)
)
) NO.: 00-4320 CIVIL TERM
)
)
)
)
)
)
)
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF ALLEGHENY
Mellon Bank, N.A., plaintiff in the above action, sets forth
as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property of Beverly A.
Simpaon located at1448 High Street, Camp Hill, Pennsylvania 17011
and is more fully described as follows:
ALL the right, title, interest and claim of Jerry W. Simpson
and Beverly A. Simpson, of, in and to:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
1. The name and address of the owner or reputed owner:
Beverly Simpson
302 Chambers Ridge
York, PA 17402
" ,,~
~ A
.-.'~"'
..
.
2 .
The name and address of the defendants in the judgment:
Jerry W. Simpson
416 Spring Run Drive
Mechanicsburg, PA 17055
Beverly Simpson
302 Chambers Ridge
York, PA 17402
3. The name and last known address of every judgment creditor
whose judgment is a record lien on the real property to be sold:
Mellon Bank, N.A.
(PLAINTIFF)
Department of Revenue
Bureau of Compliance
Department 280946
Harrisburg, PA 17128
Borough of Camp Hill
2145 High Street
Camp Hill, PA 17011
4. The name and address of the last record holder of every
mortgage of record:
Mellon Bank, N.A.
(PLAINTIFF)
5. The name and address of every other person who has any record
lien on the property:
None
6. The name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Domestic Relations Office
P.O. Box 320
Carlisle, PA 17013
Pa. Inheritance Tax Office
Pa. Department of Revenue
Bureau of Individual
Taxes
Inheritance Tax Division
Department 280601
Harrisburg, PA 17128-0601
7. The name and address of every other person whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Treasurer's Office
Cumberland County
Courthouse
Carlisle, PA 17013
< '~
~.'
~ '. ~
,
I verify that the statements made
and correct to the best of my person
belief. I understand that false sta
to the penalties of 18 Pa. C.B
falsification to authorities.
\~-l-\ -0 u
the Affidavit are true
n wledge, information and
s herein are made subject
'190 elating to unsworn
Grenen, Esquire
for Plaintiff
SWORN to and subscribed before
me this /.I-f::t;-; day o~~ ,~.1.,/
2000.
~;~h<=-~/k ~/
J'.,,--Notary Public
"i '-'..--.----
Joanr.,:-, '.: ' . ~, I
;, I
p,..,,~ . ':--'(; I
~y Cc;n.~~',~.,~' ::'
liIom""- ~ '-'--.. - .;. ,
U"l '-1f!lfl~'I"~f"la' ,.. ----~~..___J
, -,.< """'*'."." ')J'
"",.
- ........
~L "
. ,I-,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N .A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: BEVERLY A. SIMPSON
TAKE NOTICE that by virtue of the above Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, and to the Sheriff of Cumberland County, directed,
there will be exposed to Public Sale in the
CUMBERLAND COUNTY COURTHOUSE
SECOND FLOOR
CARLISLE, PENNSYLVANIA 17013
on March 7, 2001; at 10:00 A.M., the following described real
estate, of which Beverly A. Simpson is the owner or reputed owner:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN CAMP HILL
BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, BEING LOT NO. 12-A.
HAVING ERECTED THEREON A TWO STORY DWELLING KNOWN AS 1448 HIGH
STREET, CAMP HILL, PENNSYLVANIA 17011. DEED BOOK VOLUME 186, PAGE
709. TAX PARCEL NO. 01-21-0269-146.
The said Writ of Execution has been issued on a judgment in
the mortgage foreclosure action of
Mellon Bank,
Plaintiff,
vs.
Jerry W. Simpson and
Beverly A. Simpson,
Defendants.
-
."~"1lIl<!k,
t
i
I
I
I
i
l
!
i
I
r
i
I
~ ~
"'" "'.
~,' ,''''': '
at Execution Number 00-4320 Civil Term in the amount of
$105,051.74.
Claims against the property must be filed with the Sheriff
before the above sale date.
Claims to proceeds must be made with the ,Office of the Sheriff
before distribution.
Schedule of Distribution will be filed with the Office of the
Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside che Sale
must be filed with the Office of the Sheriff no later than cen(lO)
days from the date when Schedule of Distribution is filed in the
Office of the Sheriff.
A Writ of Execution has been issued because there is a
judgment against you. It may cause your property to be held or
taken to pay the judgment. You may have legal rights to prevent
your property from being taken. A lawyer can advise you more
specifically of these rights. If you wish to exercise your rights,
you must act promptly.
YOU SgOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, Pennsylvania 17013
(717) 240-6200
You may have legal rights to prevent the Sheriff's Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's Sale
by filing, before the sale occurs, a petition to open or strike the
judgment or a petition to stay the execution.
If the judgment was entered because you did not file with the
Court any defense or objection, you might have within twenty (20)
days after service of the Complaint for Mortgage Foreclosure and
Notice to Defend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for failing to file the
defense on time. If the judgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of whether
the plaintiff has a valid claim to foreclose the mortgage or
judgment.
, ~~
-
[~lIld"~
-'""""""""'J:i
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the Complaint
and Notice to Defend or if the judgment was entered before twenty
(20) days after service or in certain other events. To exercise
this right you would' have to file a petition to stri ke the
judgment.
You may also have the right to petition the Court to stay or
delay the execution and the Sheriff's Sale if you can show a defect
in the Writ of Execution of service or demonstrate any other legal
or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD F):LE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE
THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF
WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED
WITHIN TEN (10) DAYS FROM THE DATE THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF T ERIFF.
By:
P.C.
Grenen, Esquire
for Plaintiff
~
"
-~-
.
.
,.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
MELLON BANK, N.A.,
Plaintiff,
NO.: 00-4320 CIVIL TERM
vs.
JERRY W. SIMPSON and
BEVERLY A. SIMPSON,
Defendants.
LONG FORM DESCRIPTION
ALL that certain piece or parcel of land situate in the
Borough of Camp Hill, Cumberland County, Pennsylvania, more
particularly bounded and described in accordance with survey of
D.P. Raffensberger, Registered Surveyor, dated November 27, 1968,
as follows, to wit:
BEGINNING at a point at the Southeast corner of the
intersection of High Street and 16th Street; thence along the
Southern line of High Street North 74 degrees 49 minutes East,
161.20 feet to the Western line of Summit Alley; thence South 31
degrees 30 minutes East along the same 31.82 feet to a point on the
Northern line of Lot No. 13-A on the hereinafter mentioned Plan of
Lots; thence South 58 degrees 30 minutes West 155 feet to the
Eastern line of 15th Street; thence along the same North 31 degrees
30 minutes West, 77.20 feet to a point of BEGINNING.
BEING Lot No. 12-A on the Plan of Lots recorded in the
Cumberland County Recorder's Office in Deed Book S. Volume 17, Page
404.
,~~ --
,"
L
'Ii$l(,-,i
II
II
"
II
il
II
~
.
-
"
HAVING thereon erected a two story dwelling known and numbered
as 1448 High Street
UNDER AND SUBJECT to all rights, restrictions, easements and
rights-of-way of prior record.
BEING the same property which Jerry W. Simpson and Beverly
Simpson, his wife, granted and conveyed to Beverly A. Simpson, by
Deed dated August 26, 1998 and recorded October 5, 1998, in the
Recorder of Deeds Office, Cumberland County, Pennsylvania in Deed
Book Volume 186, Page 709.
s . Grenen, Esquire
A to neys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
DBV 186
Page 709
Tax Parcel No.01-21-0269-146
. .
,
_,i,'
, .
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO.
00-4320 CIVIL TERM
CIVIL ACTION - LAW
TO THE SHERIFF OF
Cumberland
COUNTY:
To satiSfy the debt, interest and costs due Mellon Bank, N.A.
PLAINTIFF(S)
from Jerry W. Si1llpson and Beverly A. Si1lIpson, 1448 High Street, Camp Hill, PA 17011
DEFENDANT(S)
(1) You are directed to levy upon the property of the defendant(s) and to sell See Leqal Description
(2) You are also directed tO~lIach the property of the defendant(s) not levied upon in the possession of
.",,, ,-=~. ..- "...
'I~~ .
,_.,..."
;;;'i ~.
""''':''
GARNISHEE(S) as follows:
,
!
and~q:~otny the garnishee(s) that: (a) an allach~enl has been issued; (b) the garnishee(s) is/are enjoined from paying any
deQ~t~9r for the account of the defendant(s) anCl'from delivering any property of the defendant(s)orolherwise disposing
thereof;'
(3) If property ollhe. defem:tant(s) not leVied upon.an subject to allachment is foundil)thepossess,ion of anyone other
than a named garnishee, you are dirllctedto notify hit:[l/herthat he/she has been added as a garnishee and is enjoined as above
stated. .
Ally's Comm
Ally Paid
Plaintiff Paid
%
L.L.
Due Prothy
Other Costs
$.50
$1.00
Amount Due $98,486.95
Interest 8/22/00 to 3/7/01 - $6,564.79
Sl76.00
Date:
December 12. 2000
Curtis R. IDnq
Prothonotary, Civil Division
AO~1 . 9 7?,nA~~j~-
Deputy
~
REQUESTING PARTY:
Name James F. Grenen, Esq.
G~enen & Blrslc, P.C.
Address: Qol? ~;;:,,+-t::l.lA7;;:"Y (",:::lInTer .:' 1\1; n~ Wpq.+-
pittsburgh, PA 15222
Plaintiff
Allorney for:
Telephone:
Supreme Court ID No.
412-281-7650
46478
,-, I'
M~"""""'-'-"'~"-'"~'iSillll'l!~~1&"J'I'Imin;>'~~'-.n..i~.liili~~;a~~,~~.
M~-'_n
~...
"--~
. ,
R~: ~\\1 r;'.'::'<,'~,':-:--'/~,'\"','-';::' "_,:.~:<. ::,,;)-1
",,-, ""~ /bit,;, oUU", 10F"LiL .1",IU 'J'
- --..~,;;j~ ll\.l~,",
;i~~ /~<..I!..., ~ (4_1'I-;J..ni) the sheriff levied upon the defenoams
interest in the real property situated in ~ r/ "" ~'Il~ ~- yl-
Cumberland County, Pa., known 1nd numbered as: lYlf<1/l.jtbJ
~--tf /~'./I ana more h.! "flbed on exhibit "An flied with
this writ and by this reference "corporated herein.
''llo:/J..,,~~IiIJ.n> B~,did~ .
VINV^1,J,SNN3d
:1101"1'
'J' ,IV:)
00. UJ so l EI 3i1U
~:(;LO 81f111'3SJoIllo.
~ 3lU. JQ 3:)'(.
.
"0_ x_~<~ _ .,_~~","_<""~ ,'~_ ~_,_,__ __,,~, ._.0.<=. _ ,_ , L
~b
(i!)
c:;i;1
~
CBi)
M
>
~,--':~-~--_--:_. REAJ::'.ESTATe'_SALcNO-:-27-
, ~', . Wr1t No. 2000.4320
Civil Term
: :,=-~" ~~ _~- Mellon Bftpk~ N.A.,
,-.'.~---~---------=-~vs _
~. -=<'-' 'JerryW.SimPsonand
Beverly A. Simpson
Atty: J~mes GreneR
. -ALL that certain piee\:! or parcel of land situate
. .i~_ Borough of Camp Hill, Cumberland
,_(6uilty,' Pennsylvania, more particularly
,:-_~unded"and d~cribed in acooidanc~ with
~tve.y of D.P. IMfensberger, RegiStered
~..~.~ey.orl oared Novem~er 27.1968~ as follows, to
~GINNING at a po:int at the Southea.st comer
""' _m the in-te'tsection Of High Sheet g1')d 16th Street;
<"]hence along the Southern line of High Street
J{~~ 74._~ees 49 minutes East. 161.20 feet to
_ es.temJine. of S_ummit Alley; thence South
Dlaegrees 30 rnin\l.tesEast along the same 31.8!
._ i~t.t(i_a point on the Northern iine of Lot No. 13-
E:OI\ the ne~einafter mentioned Plan of Lots;
il,J.beru:e" South ,58 degrees 30 minutes West lSS
~ieel to the Eastern,liile of 15th Street; tht:'nc.e
~__:alOng the same North 31 degrees 30 minutes
i 'We'i!,]71O Ceet to a point of BEGINNING.
~lN. G tot No. 12-A on the Plan otLofS record~d
~n fhe Cumberland County Recorder's Office m
~~BookS.Volume17,P.-ige404. .
I~VING thereon _erected a two Slory dweJlmg
::-1:nown i1nd numbered as 1448 High Street.
'w!'1DER AND SUBJECf to all rights, restrictions,
I easements and rfghfsiJf-way of prior record.
:...B.EING the same property which Jerry W..
~ri1pson and Beverly Simpson, his wife, granted .
,:~d conwyed to Beverly A. Simpson, ~, Deed
, -dafed August 26, 1998 and recorded October 5,
- -r~E, in the Recorder of Deeds Office,
,___.cumberland County, Pennsyh'aniil in Deed Book
~Volllme186,Pilge709, , -,
,,"-.m-:r.k~il._01-21-(1l69-146. _ __________
.
-", _. ~-<llIliIOlf
THE PATRIOT NEWS
THE SUNIDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Michael Morrow being duly sworn according to law, deposes and says:
ThaI he is the Asst. Controller of The Patriot News Co., a corporalion organized and existing under the laws
of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in
the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th.
1854, and Seplember 18th, 1949, respectively, and all have been continuously published ever since;
That the printed nolice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 30th day(s) of January and lhe 6th and
13th day(s) of February 2001. That neither he nor said Company is interested in lhe subject matter of said printed
notice or adverlising, and that all of lhe allegalions of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behaif of The Patriot-News Co. aforesaid by virlue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of lhe aid Co any and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of . u in in i c Iianeous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE#27
Notarial Seal
Torry L. Russan. Notary Pu
HanlBburg, Dauphin Cou
My Commission e>eplres Juno 6, 2002
Member, PennsylVania Assoclatlon o/lllb_ission expires June 6, 2002
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dales $
Probaling same Notary Fee(s) $
Total $
205.44
1.50
206.94
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sundav Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies thaI the same have
been duly paid.
By....................................................................
__u~"'...~
-
-
-- ES'I'c&1iE _ NO. 2'7
Writ No. 2000-4320 Civ1l
Mellon Bank, N.A.
vs.
Jerry W. Simpson and
Beverly A. Simpson
Atty.: James Grenen
ALL that certain piece or parcel
of land situate in the Borough of
Camp Hill. Cumberland County. Penn-
sylvania, more particularly bounded
and described in accordance with
survey of D.P. Raffensberger. Reg-
istered Smveyor, dated November
27. 1968. as follows. to wit:
BEGINNING at a point at the
Southeast corner of the intersection
of High Street and 16th Street: thence
along the Southern lJne of High Street
North 74 degrees 49 mlnutes East,
161.20 feet to the Western line of
Summit Alley; thence South 31 de-
grees 30 minutes East along the
same 31.82 feet to a point on the
Northern lJne of Lot No. 13-A on the
hereinafter mentioned Plan of Lots;
thence South 58 degrees 30 min-
utes West 155 feet to the Eastern
lJne of 15th Street: thence along the
same North 31 degrees 30 minutes
West, 77.20 feet to a point of BE-
GINNING.
BEING Lot No. 12-A on the Plan
of Lots recorded in tqe Cumberland
County Recorder's Office in Deed
Book S. Volume 17, Page 404.
HAVING thereon erected a two
story dwelling known and numbered
as 1448 High Street,
UNDER AND SUBJECT to all
lights, restrtctlons, easements and
rights-of-way of plior record.
BEING the same properly which
Jerry W. Simpson and Beverly
Simpson, his wife. granted and con-
veyed to Beverly A. Simpson, by
Deed dated August. 26. 1998 and
recorded October 5. 1998, in the
Recorder of Deeds Office, Cumber-
land County, Pennsylvam8. in Deed
Book Volume 186. Page 709.
Tax Pareel No. 01-21-0269-146.
~. .,
"""":
-"~ ~,
~~"
'-,,~
~_.-.~l<l,..^~,
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2,1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
JANUARY 19,26, FEBRUARY 2,2001
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
;;)~
Roger M. Morgenthal, EdItor
SWORN TO AND SUBSCRIBED before me this
2 day of FEBRUARY. 2001
NOTA
lOlS E. SNYD≪ NOtwy Public
Cerliola BolO, C....biMlc,ocrCounty,P...
My Comm/Aion e.pi_~lCh 5. 2001 .,