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HomeMy WebLinkAbout02-09-07 . . TRUST COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA ORPHANS' COURT OMSION NAME OF TRUST (TRUST UNDER WILL OF or TRUST UNDER DEED OF MAY M. MOORE Deceased DATED November 7. 2001 ) No. PETITION FOR ADJUDICATION I STATEMENT OF PROPOSED DISTRIBUTION PURSUANT TO PD. O.C. Rule 6.9 j5 --l This f017n may be used in all cases involving the Audit of Tnlst Accounts. If space is insufficient, riders may be attached INCLUDE ATTACHMENTS AT THE BACK OF THIS FORM. Name of Counsel: LOWELL R. GATES, ESQUIRE Supreme Court 10. No.: 46779 Name of Law Firm: GATES, HALBRUNER & HATCH, P.C. Address: 1013 MUMMA ROAD, SUITE 100, LEMOYNE, PA 17043 Telephone: (717) 731-9600 Fax: (717) 731-9627 Form DC-02 rev 10.13.06 Page I of 10 f'-..) c> = -..l ...,., rr1 c:J I \.D " (...n 00 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST 1. Name(s) and address{es) ofPetitioner(s): Petitioner: Petitioner: NOrrie: COMMUNITY TRUST COMPANY Addres.': 3907 Market Street Camp Hill. PA 17011 2. Check if any of the following issues are involved in this case: A. Appointment of Trustee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 0 B. Interpretation ................................................... 0 C. Discharge of Trustee ............................................. D D. Transfer of Situs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 0 E. Appointment of Ad Litem . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 0 F. Minor, Unborn or Unascertained Beneficiary{ies) ................."... 0 G. Principal Distribution. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . , . . . . . . [Z] H. Partial/Full Termination of Trust . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 0 L Missing Beneficiary{ies) ........,................................. 0 1. CyPres.................................................. 0.....0 K. Williamson Issue* ............................................... 0 L. Other Issues .................................................... 0 List: Please /lote: A detailed explanation of issues checked should be set forth at item 13 below. * See Williamson Estate, 368 Pa. 343, 82 A.2d 49 (19S I), if Trustee was also Executor of the selllor/decedent's estate and received commissions in 5uch capacity. Fonn OC-O:! rev 10.1.:1.06 Page 2 of 10 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST 3. Testamentary Trust: Decedent's date of death: Date of Decedent's Will: Date(s) of Codicil(s): Date of probate: or filter Vivos Trust: Date of Trust: November 7, 2001 Date(s) of Amendment(s): August 6, 2002 4. A. If any other Court has taken jurisdiction of any matter relating to this Trust, explain: None B. Identify all prior accountings and provide dates of adjudication. None 5. A. State how each Trustee was appointed: Pursuant to the direction contained in the first paragraph of The May M. Moore Five-Year Charitable Lead Annuity Trust executed on November 7,2001. Said appointment was accepted in writing by Community Trust Company on 11/07/2001 B. If a Petitioner is not a Trustee, explain: N/A Fonn OC-Ol rev 10.13.06 Page 3 ofl 0 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST 6. State how and when the present fund was awarded to Trustee(s): The Trust was funded on March 31, 2003 by assets received from the Estate of May M. Moore, pursuant to Article FOURTH of the decedent's Last Will and Testament dated November 7, 2001. May M. Moore died on December 8, 2001. 7. Period covered by accounting: March 30, 2003 to December 8, 2006 8. Current fair market value of the Trust principal is $ 439,311.30 One (1) of Account.) . (See page 9. State concisely the dispositive provisions of the Trust: "Article FIRST (D) Distribution Upon Termination. On the termination date, the trust shall terminate and the remaining trust principal shall be distributed, in equal shares, to AMANDA B. REED and ARAMINTA FLEGEL. If and in the event that AMANDA B. REED or ARAMINTA FLEGEL predeceases the termination date, then the Trustee shall distribute the predeceased individual's share to their children, in equal shares. If and in the event that AMANDA B. REED or ARAMINTA FLEGEL predeceases the termination date without surviving issue, then the predeceased individual's share shall be distributed to the surviving named individual." Both Amanda B. Reed and Araminta Flagel D survived the termination of the Trust. 10. Explain the reason for filing this Account (if filed because of the death of a party, state name of person, relationship to Trust and date of death): The Five-Year Charitable Term of the Trust ended on December 8,2006 and the Trust must be terminated and the remainder distributed pursuant to Article FIRST (D) of the Trust instrument. ForoIOC-02 rev 10.13.06 Page 4 of! 0 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST 11. State why a Petition for Guardianlrrustee Ad Litem has or has not been fIled for this Audit (see Pa. a.c. Rule 12.4): No Petition for GuardianfTrustee Ad Litem has been filed for this Audit because there are no interested parties in this proceeding who are minors, incompetents, absentees, presumed decedents or unborn or unascertained persons. 12. A. State the amount of Pennsylvania Transfer Inheritance Tax and Pennsylvania Estate Tax paid (including postponed tax on remainder interests), the dates of payment and the interests upon which such amounts were paid: Dale Payment Jlllerest None B. If any such taxes remain unpaid or are in dispute, explain: None 13. Describe any questions requiring Adjudication and state the position ofPetitionerCs) and give details of any issues identified in item 2: Petitioner respectfully asks that the Court direct final distribution of the remaining Principal and Income pursuant to Article FIRST (D) of the Trust, following payment of the expenses of this proceeding, and that the Trust be terminated as of the date of distribution. Farm DC-a:! rev 10.13.06 Page 5 of 10 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST 14. Written notice of the Audit as required by Pa. D.C. Rules 6.3, 6.7 and 6.8 has been or will be given to all parties in interest listed in item 15 below. In addition, notice of any questions requiring Adjudication as discussed in item 13 above has been or will be given to all persons affected thereby. A. If Notice has been given, attach a copy of the Notice as well as a list of the names and addresses of the parties receiving such notice. B. If Notice is yet to be given, a copy of the Notice as well as a list of the names and addresses of the parties receiving such Notice shall be submitted at the Anilit together with a statement executed by Petitioner(s) or counsel certifying that such Notice has been given. C. If any such party in interest is not sui juris (e.g., minors or incapacitated persons), Notice of the Audit has been or will be given to the appropriate representative on such party's behalf as required by Pa. D.C. Rule 5.2. D. If any charitable interest is involved, Notice of the Audit has been or will also be given to the Attorney General as required under Pa. D.C. Rule 5.5. In addition, the Attorney General's clearance certificate (or proof of service of Notice and a copy of such Notice) must be submitted herewith or at the Audit. 15. List all parties of whom Petitioner(s) has/have notice or knowledge. having or claiming any interest in the Trust, whether such interest is vested or contingent, charitable or non-charitable. This list shall: A. State each party's relationship to the SettIorlDecedent and the nature of each party's interest(s); Name and Address of Each Part!. in Interest Relations/liD and Comments. If ani' III/eresl (See Attached List of Interested Parties - Exhibit A) Form DC-OJ rev 10.13.06 Page 6 ofl0 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST Name and Address of Ead, PartY /n Interest Rela/ians/riD and Comments. if any Interest B. Identify each party who is not suijuris (e.g., minors or incapacitated persons). For each such party, give date of birth, the name of each Guardian and how each Guardian was appointed. If no Guardian has been appointed, identify the next of kin of such party, giving the name, address and relationship of each; and None C. If distribution is to be made to the personal representative of a deceased party, state date of death, date and place of grant of Letters and type of Letters granted. None 16. IfPetitionerCs) has/have knowledge that a Trost share has been assigned or attached, provide a copy of the assignment or attachment, together with any relevant supporting documentation. Upon information and belief, no Assignment or Attachment has been made against any Trust share 17. If a tmstee' s principal commission is claimed: A. Ifbased on a written agreement, attach a CODV thereof. : See attached-Fee Schedule attached as Exhibit "B" Form OC-02 rev 10.13.06 Page 7 of 10 . . Name ofTrust:THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST B. If a principal commission is claimed, state amount. The Trustee is requesting a termination fee of $6,034.55. C. If a principal commission is claimed, state the amounts and dates of any principal commissions previously paid in prior accounting periods. Amount Dote Poid $23,890.84 01/01/2002 -to- 11/30/2006 18. If a reserve is requested, state amount and purpose. Amount: $850.00; $4,125.00; $680.00. Pwpose: $850.00 for the preparation and filing of calendar years 2006 and final 2007 Fiduciary Income Tax Returns; $4,125.00 for legal fees for the preparation of the First and Final Account, the Petition for Approval (and related documents); and $650.00 for Orphans' Court filing fees, advertising, postage, certified mail and photocopies. If a reserve is requested for counsel fees, has notice of the amount of fees to be paid from the reserve been given to the . .. ? r7I parties m mterest ........................................ LiJ Yes DNo If so, attach a copy of the notice. A copy of the Notice and Statement of Proposed Distribution was sent to all parties of interest. 19. Is the Court being asked to direct the filing ofa Schedule of Distribution? .......................... [Z]Yes DNo Fann OC-02 rev 10.13.06 Page 8 of! 0 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST Wherefore, your Petitioner(s) ask(s) that distribution be awarded to the parties entitled and suggest(s) that the distributive shares of income and principal (residuary shares being stated in proportions, not amounts) are as follows: A. Income: Proposed Dislrlbulee(s) AmolmtlProportiolr AMANDA B. REED 50% ARAMINTA FINN f/k/a ARAMINTA FLEGEL 50% B. Principal: Proposed Distribrllee(s) AmormtlProportfon AMANDA B. REED 50% - $213,810.88 ARAMINTA FINN f/k/a ARAMINTA FLEGEL 50% - $213,810.87 Submitted By: (All petitioners ImlSt sign. Add additional lines ifnecessary): <ZAL a ~ N~ of Petitioner: 4 - Name of Petitioner: Form OC-02 rev 1O.nOl5 Page 9 ofl 0 . . Name of Trust: THE MAY M. MOORE 5-YEAR CHARITABLE LEAD ANNUITY TRUST Verification of Petitioner (Verification must be by at least one petitioner.) The undersigned hereby verifies * [that he/she she is title a Trust Officer ofthe above-named nomeo/corporationCommunitv Trust Company and] that the facts set forth in the foregoing Petition for Adjudication / Statement of Proposed Distribution which are within the personal knowledge of the Petitioner are true, and as to facts based on the information of others, the Petitioner, after diligent inquiry, believes them to be true; and that any false statements herein are made subject to the penalties of 18 Pa. C.S. ~ 4904 (relating to unsworn falsification to authorities). * Corporate petitioners mllst complete bracketed in/ormatioll. Certification of Counsel The undersigned counsel hereby certifies that the foregoing Petition for Adjudication / Statement of Proposed Distribution is a true and accurate reproduction form Petition authorized by the Supreme Court, and that no changes to the form ha b n made yond the responses herein. Fonll OC-Ol rev /0./3.06 Page 10 of 10 . . EXHIBIT A INTERESTED PARTIES . . The May M. Moore Five-Year Charitable Lead Annuity Trust First and Final Account For the Period 3/3012003 to 12/0812006 Interested Parties - Exhibit" A" Name and Address of Each Party in Interest Relationship and Comments, if any Interest Amanda B. Reed Granddaughter 50% Trust Remainder 125 East Main Street Beneficiary; Trust Protector P.O. Box 415 Sharpsburg, MD 21782 Araminta Finn f/k/a Araminta Granddaughter 50% Trust Remainder Flegel Beneficiary; Trust Protector 8 Wei1 Drive Thurmont, MD 21788 Keeler & Danner Financial None Investment Counsel Services, LLP 50 West Main Street, Suite B Mechanicsburg, P A 17055 Office of the Attorney General None Parens Patriae Charitable Trusts & Org. Section 14th Floor, Strawberry Square Harrisburg, PA 17120 AARP Andrus Foundation None 5% of the Annuity Amount as 601 E. Street, NW computed under Article Washington, DC 20049 FIRST (B), for the term of the Trust (paid annually) American Diabetes Association To be used for the purposes 5% of the Annuity Amount as 1701 North Beauregard Street of research only computed under Article Alexandria, V A 22311 FIRST (B), for the term of the Trust (paid annually) American Foundation for None 5% of the Annuity Amount as Aids Research computed under Article 120 Wall Street, 13th Floor FIRST (B), for the term of New York, NY 10005-3902 the Trust (paid annually) 1 . . American Society of 5% of the Annuity Amount as Addiction Medicine None computed under Article 4601 North Park Avenue, FIRST (B), for the term of Arcade 101 the Trust (paid annually) Chevy Chase, MD 20815 America's Second Harvest None 5% of the Annuity Amount as 35 East Wacker Drive, computed under Article Suite 2000 FIRST (B), for the term of Chicago, IL 60601-2200 the Trust (paid annually) The Center for Ecosystem None 5% of the Annuity Amount as Survival computed under Article 699 Mississippi Street, FIRST (B), for the term of Suite 106 the Trust (paid annually) San Francisco, CA 94107 Susan G. Komeni Breast None 5% of the Annuity Amount as Cancer Foundation computed under Article 5005 LBJ Freeway, Suite 250 FIRST (B), for the term of Dallas, TX 75244 the Trust (paid annually) The Nature Conservancy None 5% of the Annuity Amount as 4245 N. Fairfax Dr. Ste. 100 computed under Article Arlington, VA 22203-1606 FIRST (B), for the term of the Trust (paid annually) Prevent Child Abuse America None 10% of the Annuity Amount 200 South Michigan Avenue as computed under Article 17th Floor FIRST (B), for the term of Chicago, IL 60604-2404 the Trust (paid annually) UNICEF None 10% of the Annuity Amount 333 East 38th Street, 6th Floor as computed under Article New York, NY 10016-2793 FIRST (B), for the term of the Trust (paid annually) W AMU 86 American None 5% of the Annuity Amount as University computed under Article 4000 Brandywine St. NW FIRST (B), for the term of 6th Floor the Trust (paid annually) Washington, DC 20016-8082 2 . . Cystic Fibrosis Foundation None 5% of the Annuity Amount as 6931 Arlington Road computed under Article Bethesda, MD 20814 FIRST (B), for the term of the Trust (paid annually) The Michael J. Fox None 10% of the Annuity Amount Foundation for Parkinson's as computed under Article Research FIRST (B), for the term of 90 Broad Street, Floor 10 the Trust (paid annually) New York, NY 10004-2297 Guide Dogs For the Blind, Inc None 2.5% of the Annuity Amount PO Box 151200 as computed under Article San Rafael, CA 94195-1200 FIRST (B), for the term of the Trust (paid annually) Habitat for Humanity of None 5% of the Annuity Amount as Franklin County computed under Article 23 North Third Street FIRST (B), for the term of Chambersburg, P A 17201 the Trust (paid annually) Human Rights Campaign None 5% of the Annuity Amount as 1640 Rhode Island Ave, NW computed under Article Washington, DC 20036 FIRST (B), for the term of the Trust (paid annually) The Humane Farming Assoc. None 5% of the Annuity Amount as P.O. Box 3577 computed under Article San Rafael, CA 94912 FIRST (B), for the term of the Trust (paid annually) Jungle Friends Primate None 2.5% of the Annuity Amount Sanctuary as computed under Article 13915 N. State Road, FIRST (B), for the term of Suite 121 the Trust (paid annually) Gainsville, FL 32653 3 . . EXHIBIT B COMMUNITY TRUST COMPANY FEE SCHEDULE . . !;I) .... 000 ~ rn ... 000 0 - ~ ' t/) ..... = 000 V .... .. .s::::: '+:2..I:: v r:: - 0 0'0'0' ...... r:: ....... "0 0 = C.J r:: v .- 000 r:: 0 0 lZl 0 C.J l() l() o~ 0 S ~ ...... lZl C.J <C ...... lZl ..... C.J ...... "0 C bl)0~ <C ...... W W &<:l- V ~ C r:: 0 ........ C lZl 0 ..... ~ 0 C':l 0 0 o 1:ti .... c:J ..0 0 > (/) bOlZl8 v 0 ... e D.:l ro 0 u.:l ~ 0 ;:>, o~ '"' a$vl'.+-. ...... ""' a.l ~ c.Ll O~C,) lZl .... ...... .~ ~ lZl -B 0 .D.:l 0 v W~ ;;.- ~ l-< fG 4-l ~ ~ "0 V(/) 0 S t;....~ "0 C ~ 0 ~ r:: l-< 1:ti o fG -< ~ t:i>:<: > ~O"O ro ..... 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CO l::Cd 0.0 '#.;f. 00 00 tr)~ ~ ~ r-- u.:l (/) (/) --< 00 00 00 00 00 tr) l{) &'; &'; ~I ~ ~ >- r-- ~ l-l QJ ..... ;> ~ 0 to 0 QJ c.> ...c:: !:: ..... CO c::'Ca 0.0 ";f.;f. 00 1I1"': 00 . o o III ",i' €A ~ o ..t::"O I-< t:: 1IJ c:l o..t:: o 0 tr) ..... &';~ ell ~ ~ ~ :... ~ .... - ...... o r..q r..q ~ ~ ...... ~ AA OJ .s-B-B c= !:: coo o ...... ~ "'0 5 - ~ 0 S ctl g :> .0 ctl QJ "'OOJ~ OJ..c 0 ~;~ ~ ~...... ~O.g ctl OJ QJ ::l .oc; :> e tIl QJ 0 "0 .9 QJ ~-~ bfJ Cl '12 o c.> - '0 ..... E bfJ co 0 ...... tIl c.> ::l QJ o~ "l"1 n a ~ ctl .- bl) ;3:: o (!) 'S C; o QJ U U} !:: (!) ........ex:: A ~I ........ r.r:l ~ ~ o E=: ...... Cl ~ b ~ ~,-- ~~ ';;::;,I.,,,, I-t-l -- L....,:::> [""""""'''-'' A uti r.r:l 8 en "O'tti a ~ ~-g ~ l-l 0...... ;... l-< t:OtB . . ,-t ,.... o r-- ,-t "t ~ ~ -a ..... ~ 00 >- ......- ~ ..... ...... CIJ - C :... C ~ ~ ~~ r--....:' 0::= 0\= rf") Q.. 5 ~ U A ----- I:a OJ >. l-< o -5 .. r.r:l r.r:l ~ ~ ~ o o q ..... lOA ~ tIl o QJ o 0 ~~ ;... 0] :; ..;,...l E9 ...... u .S 0 ~c35 AA . ~ Q \0 0\ I~ r-lrf") ~QO ~r-- I I cor-- corf") QOr-- I I ""'r-- ... ,.... ~r-- ~~ rf")~ r-- I r-- ,-t r-- A J~\. ... =:: ~ t..l C ~ ~ ..:: ..0 .... ::: ... ... ... S :.:: ~ t..l ~ .... ~ ~ >.... !:rn z:;, :)tt: ::51- ~rn 01- u- ti) Ww :1:(.) I-<t w'" ={;b w ::c ~ - r, N E-l1 1-1 IlCl IV 1-1 bO ~~ ~ '/"I S "" .:: u ~ L:.l - .f' ~ c:: ~ co ::l 1=1 .a ~ ;;.-,::3 8"; c= a o 0 co u6 0..::: ;.., E 0 QJ P. 0 tl:: .~ ~ U tIl -.0 r.Jl ~ 0 ~.~ 2<.2 tIl ~ ~ (!) L, ,.....; ;... ::It>:lQJ~'' 10 ~ P" "0 _ ;>-,..0 "0 l:; 0 ..... ctl ...... (',1 ..... m -- ;> ::l '2 ...... :> -;:: 0 0 c:: ::l tIl 0 sUac::s~p.. o ti "0 ro ~..... "'0 c.>?c::o-~c= ~~tZ~8~~ A Ai\. ..... ... - ... - o c.I c.I ~ S ~ ~ "0 o ..... CIJ ::: U . . EXHIBIT C MAY M. MOORE FIVE-YEAR CHARITABLE LEAD ANNUITY TRUST Under Agreement Dated August 24, 1999 . . THE MAY M. MOORE FIVE YEAR CHARITABLE LEAD ANNUITY TRUST MAY M. MOORE, now of3300 Waynecastle Road, Greencastle, Franklin County, Pennsylvania 17225 (hereinafter called the "Donor"), hereby establishes with COMMUNITY TRUST COMPANY, now of 3907 Market Street, Camp Hill, Cumberland County, Pennsylvania 17011 (hereinafter called the "Trustee"), AMANDA B. REED and ARAMINTA FLEGEL (hereinafter "Trust Protectors") and DALE E. DANNER or JOHN R. KEELER, now of KEELER & DANNER FINANCIAL SERVICES, LLP, now of 50 West Main Street, Suite B, Mechanicsburg, Pennsylvania 17055 (hereinafter called "the Investment Counsel(s)") the following irrevocable trust and the Trustee and Investment Counsel(s) hereby acknowledge and accept the terms thereof and agrees, for themselves and their successors in office, to hold property received under its terms as follows: FIRST: This trust shall be known as "THE MAY M. MOORE FIVE YEAR CHARITABLE LEAD ANNUITY TRUST", and shall be administered as follows: (A) Desienation of Charities. From the date this trust instrument is funded until the termination date, as defined below, the Trustee shall in each year pay the annuity amount defined below to the following charities according to the following amounts, provided that the Trustee, with the advise and consent of AMANDA B. REED and ARAMINTA FLEGEL, may change or remove any charity or the distribution percentage to any charity hereunder at any time prior to the termination of the Trust so long as any change must conform to the requirement that all annuity distributions shall be to Charities as described in Sections 170(b)(1)(A), 170(c), 2055(a) and 2522(a) of the Internal Revenue Code of 1986, or corresponding provisions of any subsequent federal tax laws (hereinafter collectively called the "Code") : NAME OF CHARITY PERCENTAGE 1) HABITAT FOR HUMANITY 100% 2) 3) 4) 5) 6) 1 . . (8) Annuity Amount. Subject to the Article SECOND below, the annuity amount for purposes of this trust instrument shall be FIVE PERCENT (5%) of the initial net fair market value of the trust assets. (C) Termination Date. The termination date of the trust hereunder shall be FIVE (5) YEARS from the date of death of the Donor, provided that the Donor, through her revocable trust or her estate has made the distributions to the Charities listed above as required herein. If and in the event that the Donor, through her revocable trust or her estate has not made the distributions to the Charities listed above as required herein, then the termination date of the trust hereunder shall be FIVE (5) YEARS from the date this Trust is initially funded. (D) Distribution Upon Termination. On the termination date, the trust shall terminate and the remaining trust principal shall be distributed, in equal shares, to AMANDA B. REED and ARAMINTA FLEGEL. If and in the event that AMANDA B. REED or ARAMINTA FLEGEL predeceases the termination date, then the Trustee shall distribute the predeceased individual's share to their children, in equal shares. If and in the event that AMANDA B. REED or ARAMINTA FLEGEL predeceases the termination date without surviving issue, then the predeceased individual's share shall be distributed to the surviving named individual. (E) General Power of Appointment. AMANDA B. REED and ARAMINT A FLEGEL are each hereby granted the power to appoint the principal of this Trust, in any manner and in such proportions as they jointly or individually deem advisable, up to the full value of their respective share of the Trust. This power may only be fulfilled on or after the termination date. This power shall be exercisable by either or both of their Wills, specifically referring to this power of appointment of this Trust. The class of permissible beneficiaries to this power of appointment is limited to AMANDA B. REED, ARAMINTA FLEGEL, their spouses, if married at the time of the exercise, their issue, or any charity as defined herein. A proposed exercise to any other beneficiary shall be void. If AMANDA B. REED and ARAMINTA FLEGEL fail, either in whole or in part, to exercise this power of appointment herein granted, the unappointed principal shall continue in trust and shall be administered according to the terms of this trust. SECOND: Payments of the annuity amount shall be subject to the following provisions, notwithstanding any other provisions of this trust instrument: (A). Order of Distribution in Payments. Payments for each taxable year shall be made annually at the end of each taxable year of the trust. Payments 2 . . shall be made first from the ordinary taxable income of the trust (including short-term capital gains) which is not unrelated business income and, to the extent not so satisfied, the annuity amount shall be paid from FIFTY PERCENT (50%) of the unrelated business income, the long-term capital gains of the trust, the balance of the unrelated business income, the tax-exempt income, any accumulated income, and finally the principal of the trust, in that order. Any net income for a taxable year in excess of the annuity amount may, in the discretion of the Trustee, be added to principal. (B) Proration of Payments. For a short taxable year and for the taxable year in which annuity payments terminate, the Trustee shall prorate the annuity amount on a daily basis. (C) Corrective Payments. In the event that the initial net fair market value of the property held in the trust has been incorrectly determined and as a result a payment to the Charities under Article First, Section (A) (hereinafter "the Charities") exceeds or is less than the payment required to be made hereunder, then within a reasonable period after the final determination of the correct net fair market value the Trustee shall pay to the Charities (in the event of an undervaluation), or shall be repaid by the Charities (in the event of an overvaluation) an amount equal to the difference between the amount which the Trustee should have paid if the correct valuation had been used and the amount which the Trustee actually paid. THIRD: If any of the Charities is not an organization described in Sections 170(b)( I )(A), 170(c), 2055(a) and 2522(a) of the Internal Revenue Code of 1986, or corresponding provisions of any subsequent federal tax laws (hereinafter collectively called the "Code") at the time any payment is to be made to the Charities under Article FIRST above, the Trustee shall instead distribute such payments to one or more organizations described in said Sections of the Code in such proportions as the Trustee shall select. FOURTH: This trust is intended to qualify as a charitable annuity lead trust so that the value of the interest passing to the Charities is deductible as a charitable guaranteed annuity under Sections 2055(e)(2)(B) and 2522 (c)(2)(B) of the Code and so that the annuity distributions to the Charities will be deductible from the gross income of the trust to the extent provided Section 642( c) of the Code; and, notwithstanding any other provisions of this trust instrument, the trust is subject to the following provisions: (A) Self-Dealing. The Trustee shall not engage in any act of self-dealing as defined in Section 4941 (d) of the Code, nor make any taxable expenditures as defined in Section 4945(d) of the Code. (B) Business Interests. Except to the extent provided in Section 3 . . 4947(b)(3) of the Code, the Trustee shall not retain any excess business holdings (as defined in Section 4943(c) of the Code) which would subject the trust to tax under Section 4943 of the Code, nor shall the Trustee acquire any assets which would subject the trust to tax under Section 4944 of the Code or retain any assets which would, if acquired by the Trustee, subject the trust to tax under said Section 4944. (C) Corrective Action. If Section 4942 of the Code is at any time applicable to this trust, the Trustee shall make such distributions at such time and in such manner as not to subject the trust to tax under said Section 4942. (D) Construction of Restrictions. No provision of this trust instrument shall be construed to restrict the Trustee from investing the trust assets in a manner which could result in the annual realization of a reasonable amount of income or gain from the sale or disposition of trust assets. (E) Additional Contributions. No additional contributions shall be made to the trust after the initial contribution. FIFTH: The trust hereunder is subject to the following provisions: (A) Spendthrift Provision. No beneficiary shall have the power to anticipate, encumber or transfer his interest in the Trust Estate in any manner other than by the valid exercise of a Power of Appointment. No part of the Trust Estate shall be liable for or charged with any debts, contracts, liabilities or torts of a beneficiary or subject to seizure or other process by any creditor of a beneficiary. (B) Distributions to Minors. Any distribution upon termination of the trust which is to be made to a beneficiary under the age of twenty-one (21) may be made in any amount, either directly or through a guardian of or custodian for the beneficiary, or by payment to the beneficiary in person; and the receipt ofthe payee shall, with respect to each such distribution, he a sufficient discharge to the Trustee so that the Trustee need not see to the further application thereof. (C) Definitions of Family. References to "child" or "children" mean descendants in the first degree only, references to "grandchild" or "grandchildren" mean descendants in the second degree only, and references to "issue" mean descendants in the first, second or any other degree; in each case meaning lawful descendants, whether by blood or by adoption and whether living on the date of this trust instrument or born or adopted thereafter. (D) Code. Unless otherwise stated, all references in this Trust to section and chapter numbers are to those of the Internal Revenue Code of 1986, as amended, or corresponding provisions of any subsequent federal tax laws 4 . . applicable to this Trust. (E) Other Terms. Unless the context otherwise requires, the use of one or more genders in the text includes all other genders, and the use of either the singular or the plural in the text includes both the singular and the plural. SIXTH: Management of the Trust. (A) Donor's power to direct investments. Donor shall have the power in a fiduciary capacity to direct the Trustee to purchase, sell, exchange, or otherwise acquire or dispose of assets. In the case of a variable life insurance or annuity policy, Donor shall have the power in a fiduciary capacity to direct the investment of the cash value of the policy among the investment fund options provided in the policy. During the Donor's lifetime, the Trustee shall not exercise any of the Trustee's powers over these matters without receiving written directions from the Donor. Notwithstanding the Donor's authority or the Trustee's limitations, contained in this section, if the Trustee, in the exercise of its fiduciary duties, is required (1) to make a discretionary or non-discretionary distribution to a trust beneficiary, (2) to pay trustee's fees, (3) to pay any taxes relating to the trust, or (4) to pay any other costs or disbursements relating to the trust, the Trustee shall provide the Donor written notice of such payment and an estimate of the liquidity requirements, and the Donor shall have fifteen (15) calendar days (from the mailing of the notice) to advise the Trustee which trust assets to liquidate in order to make the payment and meet the liquidity requirements. If the Donor does not provide the advice to the Trustee within the fifteen (15) day period, then the Trustee is authorized to liquidate those trust assets which it deems appropriate to meet the liquidity requirements based on the Prudent Investor Rule contained in section 5.01(B). During the Donor's lifetime and unless the foregoing powers have been relinquished or delegated, the Trustee shall have no duty to review investments or to suggest investments and shall not be liable to any beneficiary of this trust or any heir of the Donor for losses resulting from such investments or from failure to make investments while the Donor retains these powers. Donor, unless having relinquished this duty in writing, retains the obligation to review investments or make investment suggestions. Donor may release her power to control trust investments by written instrument delivered to the Trustee and may reassume the power at any time be written instrument delivered to the Trustee. If Donor dies or the Trustee receives certificates of two state licensed physicians that Donor cannot exercise any of these powers, Donor shall be deemed to have released the powers and the Trustee shall have full power to take any such action, subject to the terms and conditions of the Prudent Investor Rule. Donor shall be deemed to have reassumed the powers if the Trustee receives certificates from two licensed physicians that Donor has recovered the abiiity to exercise the powers. 5 . . Donor acting under this clause shall be deemed to have waived the doctor-patient privilege to the extent necessary to implement this clause. Failure of physician to comply with the Trustee in requests for information shall be deemed to be a release of the Donor's retained authority to review accounts and make investment suggestion until such time as the physician complies. Any person may transact business with the Trustee without inquiring whether the Donor has directed the action and without inquiring whether the Donor has reiinquished or become unable to exercise the power. (B) Incorporation of Prudent Investor Rule. Unless otherwise directed herein, the Investment Counsel shall be subject to the Prudent Investor Rule (the "PIR") as adopted by the Commonwealth of Pennsylvania at 20 P.S.C.A. ~7201 et. seq., as hereby enacted or subsequently amended, to manage and invest the assets of the trust. The Donor desires that the Investment Counsel, consistent with the standards of the PIR, continuously assess the appropriate investment risk tolerance of the trust beneficiaries, and then invest the trust assets consistent with the purposes, terms, and other circumstances of the Trust and shall pursue an overall investment strategy reasonably suited to the Trust and the expressed intent of the Donor. . The Donor believes, consistent with modem portfolio theory, that the trust total investment return will be determined primarily by the trust's asset allocation; not market timing or active management in security selection. The Donor believes that the trust should diversify its investments with regard to assets classes and individual securities to avoid uncompensated risk. The Donor does not intend to prohibit the Investment Counsel from engaging in active management of trust assets where the Investment Counsel reasonably believes active management can aid in achieving the desired balance between risk and return and the intent of the Trust. (C) Creation of Investment Policy Statement. The Donor directs that any Investment Counsel, in managing and investing the assets of the trust estate, establish, in writing, an appropriate investment policy statement. The investment policy statement shall be reviewed and updated at least annually. In making the investment policy statement, the Investment Counsel shall consider and the Donor shall address such issues as: the size of the trust assets; the intended duration of the trust; liquidity demands and schedules; the duration of the fiduciary relationship; the expected tax consequences of decisions and distributions between income and principal; the role each investment will play in the overall investment strategy; the special value or relationship of any particular asset to the overall intent of the trust; and, to the extent reasonably known, the income and resources of the beneficiaries and related trusts. The Investment Counsel shall annually discuss the projected distributions, expenses and costs of the Trust account and shall establish an asset allocation model and the investments shall comply to the model. In the event that no consensus may be reached concerning the asset allocation model, the Investment Counsel shall operate within the context of the asset allocation model established by the Donor, unless the Investment Counsel obtains a bond or other security to assure the Donor or Trustee of the 6 . . preservation of the Trust's goals. (D) Employment of and Deleeation to Investment A~ent. The Donor directs that the investment functions of the Trust shall be held by DALE E. DANNER or JOHN R. KEELER, now of KEELER & DANNER FINANCIAL SERVICES,LLP, now of 50 West Main Street, Suite B, Mechanicsburg, Pennsylvania 17055, in their individual capacities as the "Investment Counsel(s)" for the Trust Account. Pursuant to the above-described authority, Donor delegates Investment Functions to the Investment Counsel, in their individual capacity. In acceptance thereof, the Investment Counsel shall be granted all investment authority under the governing instrument and the laws of the Commonwealth of Pennsylvania, subject to the following limitations: (1) If the Investment Counsel invests in Mutual Funds, then the Investment Counsel shall invest in funds with a minimum rating of three (3) stars under the Morningstar Rating system; and (2) If the Investment Counsel selects any investment not already an asset under the governing instrument at the time of funding of the governing instrument, Investment Counsel must be able to demonstrate and document performance history for such proposed investment for the preceding three (3) years or the investment shall be approved in writing by the Donor or the Trust Protectors; and (3) The Donor understands that Investment Counsel may derive a fee for the investment advisory services provided to the Trust. The Donor understands that Investment Counsel may derive a commission from the sale of securities and/or investment products to, and on behalf of, the Trust. The fees and commissions will be paid, either directly or indirectly, from the Trust Account by the Trustee to Investment Counsel. (4) This Investment Delegation may be changed, amended or terminated by Donor at any time by thirty (30) days advance written notice given to the Investment Counsel. As to the Trustee, the investment direction change, amendment or termination will become effective with advance written notice given to, and signed by, the Donor. After the death of the Donor, the Investment Delegation may be changed, amended or terminated by a majority of the Trust Protectors at any time subject to the same terms and conditions. (5) If, prior to the time Donor or Trust Protectors change, amend or revoke the Investment Delegation, the Trustee 7 . . receives income or principal from any source, the Trustee is authorized to invest the funds in a money market-type account at the Trustee's discretion, including an account from which the Trustee derives a SEC section 12(b)-1 and/or sweep fee. (6) Trustee agrees to use its best efforts to execute any and all investment directions given to it in writing by the Investment Counsel, provided that Trustee will not be liable to Donor, Trust Protectors, current income beneficiaries and remaindermen if the investments cannot be executed due to circumstances beyond the control of the Trustee, including delay outside the control of the Trustee. (7) Unless otherwise directed, the Investment Counsel shall be subject to the Prudent Investor Rule (the "PIR") as adopted by the Commonwealth of Pennsylvania at 20 Pa.C.S.A. 97201 et. seq., as enacted or subsequently amended, to manage and invest the assets of the trust. (8) Except as otherwise provided in this Agreement, the duties and responsibilities of the Donor, the Trust Protectors, the Investment Counsel and the Trustee will be controlled by the terms of the Trust as more fully described in the Trust Agreement.. (E) Trust Protector Directed Investments. Upon the death of the Donor, AMANDA B. REED and ARAMINTA FLEGEL, as the Trust Protectors, may select, in writing delivered to the Trustee, either the investments or the Investment Counsel for the Trust, provided that both AMANDA B. REED and ARAMINTA FLEGEL must agree to such listed investments and counsel in writing to the Trustee under such terms and conditions as the Trustee may require including, but not limited to, indemnification agreements. If AMANDA B. REED and ARAMINTA FLEGEL assume or otherwise accept such responsibility, then the Trustee shall be exempt from claims of the remaindermen for the investment decisions made by such Trust Protectors or the Investment Counsel(s). (F) Nonliability of Trustee for Directed Investments. The Trustee shall not be liable to any beneficiary or to any heir for an appointed Investment Counsel's acts or failure to act, in directing the investments of the trust where the Investment Counsel was appointed by the Donor or the Trust Protectors. (G) Delegation to Investment Counsel by Trustee. In the absence of appointment of an Investment Counsel by the Donor or the Trust Protectors, the Trustee may delegate investment responsibilities to any Investment Counsel for any reason and regardless of the Trustee's own skills concerning investments; provided, however, Investment Counsel so selected shall be either registered as an Investment Advisor with the U.S. Securities and Exchange 8 . . Commission, a Trust Company, or a state chartered or national bank with fiduciary powers. If investment powers are delegated to Investment Counsel, the Trustee shall abide by the Investment Counsel's decision but shall not be held liable or otherwise surcharged for losses directly attributable to investments made on the Investment Counsel's advice as consistent with the standards established for delegation to Investment Counsel under the PIR standards for delegation of investment powers at 20 Pa.C.S.A. ~ 7206. While the investment powers are delegated to Investment Counsel, the Trustee shall not be required to review trust investments or take action on trust investments unless the Trustee receives written instructions from Investment Counsel. The Trustee may, but shall not be required to demand a bond from any professional Investment Counsel. The Trustee shall have the power exercisable in the Trustee's discretion to discharge such Investment Advisor and to employ other counsel or to administer the trust without such counsel. Consistent with the standards of the PIR, the Trustee shall have the responsibility to prudently select any Investment Counsel and shall only be required to discharge Investment Counsel if apprized of facts clearly indicating that Investment Counsel is not performing competently. Furthermore, the Trustee shall not be held liable for any actions of the professional Investment Counsel provided that the Trustee has exercised reasonable care in selecting such Investment Counsel and has established a specific scope and term of delegation or responsibility for such Investment Counsel. (H) General Powers. The Donor directs that the general management functions of the Trust shall be held by COMMUNITY TRUST COMPANY, now of3907 Market Street, Camp Hill, Cumberland County, Pennsylvania 17011, in its capacity as Trustee. In addition to other powers, the Trustee shall have the following powers with respect to the trust and its property, in each case to be exercised from time to time at discretion and without order or license of court; provided that no power granted herein may be exercised by the Trustee if such exercise would in any way defeat the intent of the Donor that the trust hereunder qualify as a charitable annuity lead trust so that the value of the interest passing to the Charities is deductible as a charitable guaranteed annuity under Sections 2055(e)(2)(B) and 2522(c)(2)(B) of the Code and so that the all..'1uity distributions to the Charities 'Nill be deductible from gross income of the trust to the extent provided by Section 642(c) of the Code: (1) To retain indefinitely, and to invest and reinvest in, stocks, shares, general or limited interests, obligations and other securities or any other kind of personal or real property, even though any or all of the investments made or retained are of a character or size which but for this express authority not be considered proper for a trustee; (2) To sell, to exchange, to lease and to make contracts concerning personal or real property, for such consideration and upon such terms as to credit or otherwise as the Trustee considers advisable, which leases and contracts may extend beyond the term of the trust; to give options on real or personal property of the trust; to 9 . . establish depreciation, depletion, tax or any other reserves; and to execute deeds, transfers, leases, and other instruments of any kind; (3) To hold securities or other property in the name of the Trustee or of any other person, firm or corporation, without indication of any fiduciary capacity; (4) To compromise or submit to arbitration any claim or matter in dispute; (5) To give general or special proxies or powers of attorney (which mayor may not be discretionary and with power of substitution) for voting or acting with respect to securities; to deposit securities with, or transfer them to, protective committees, voting trustees or similar bodies; to join in any reorganization; and to pay assessments or subscriptions called for in connection with securities held by the Trustee; (6) To employ investment counsel and consult with them concerning the investments and management of the trust; to employ a custodian, attorneys and any other special service; and, in addition to the compensation and expenses of the Trustee, to pay the compensation and expenses of such investment counsel, custodian, attorneys and other special services; (7) To credit particular receipts or gains, and to charge particular disbursements or losses or charges, to income or to principal of the trust or to apportion them between income and principal, whether such credits or charges relate to bonds acquired at a premium, to reserves or to any other matter, all as the Trustee considers fair and reasonable in each case; and (8) To make any division or distribution of, or payment from, the trust, in kind by the fair and reasonable allotment and transfer of specific securities or other personal or real property or undivided interests therein, at then current values, in lieu of cash, as a part or the whole of anyone or more shares or payments. The adjusted basis for federal income tax purposes of any trust property which the Trustee distributes in kind to charity must be fairly representative of the adjusted basis for such purposes of all trust property available for distribution on the date of distribution. In the event that a named charity is serving as Trustee hereunder, the Trustee may in its discretion (i) mingle or combine any of the investments or property of this trust with other funds held by the charity as Trustee in one or more partnerships with investment objectives that the Trustee deems appropriate, or any other common fund in which each of the several contributing trusts shall have an undivided proportionate interest and (ii) invest any of the property of this trust in units of the General Investments Account of the charity and thereby commingle the trust property with other funds held by the charity for investment purposes; provided, however, that in any event the trust hereunder shall at all times be identified by the charity as a separate and 10 . . distinct trust and shall so be commingled, combined and invested for convenience of administration only. SEVENTH: References in this trust instrument to the 'Trustee" mean the trustee, whether original or successor, for the time being in office. Any Trustee may resign by giving written notice to the Charities and the named remainder beneficiaries and to the one or more persons of full legal capacity then entitled to accounts as provided in Article EIGHTH below. In case of any vacancy in the office of Trustee, a successor Trustee may be appointed in writing by the Donor, ifthe Donor is then living and of full legal capacity, or if the Donor is not then living and of full legal capacity, by the Trust Protectors, or if none, by the Charities Each such appointment shall take effect upon written acceptance of the office; provided that neither the Donor nor a member of the Donor's family shall be appointed as Trustee. No Trustee named herein or appointed as provided above need furnish any bond or surety. No one dealing with the Trustee need inquire concerning the validity of anything the Trustee purports to do or need see to the application of any money paid or property transferred to or upon the Trustee's order. EIGHTH: The Trustee shall render an account of the trust at least as often as annually to the Donor during the Donor's lifetime, and thereafter to the beneficiary or beneficiaries to whom the remainder interest would be distributed under paragraph (b) of Article FIRST above if the trust were to terminate on the last day of the period for which the account is rendered; and if the Donor or any such beneficiary is not of full age and legal capacity when an account is rendered, such account shall instead be rendered to his or her legal guardian or similar legal representative, if any. The written assent to any such account by each person of full legal capacity to whom it is rendered as provided above shall fully protect the Trustee as to all matters and transactions stated in such account or shown thereby. The failure of any person to whom an account has been rendered to object in writing within thirty (30) days of receipt of said account shall be deemed an assent thereto. Nothing in this Article shall be deemed to give anyone the power to modify the terms of this trust instrument or to alter or shift any beneficial interest created hereunder. NINTH: The taxable year of this trust shall be the calendar year. TENTH: This trust shall be irrevocable and shall not be subject to alteration or amendment, except that the Trustee may in writing amend this trust instrument at any time or times to enable the trust hereunder to continue to qualify as a charitable annuity lead trust as described in Sections 2055(e)(2)(B) and 2522(c)(2)(B) of the Code, regulations thereunder and decisional law. No income or principal of the trust shall be used for the benefit of the Donor or to pay premiums on any policy of insurance on the life of the Donor; no loans shall be made, directly or indirectly, from the trust hereunder to the Donor; no property shall be bought from, sold to, exchanged with or leased to or from any person for less than full and adequate consideration in money or money's worth; and the Donor shall not have the power to control in any manner the 11 . . administration of the trust hereunder. In the event that any power does exist in this document which would be in violation of the Code, then such power shall be declared null and void and the remaining powers and authorities shall remain intact. The Trustee shall take all necessary and proper actions to preserve the charitable intent of this Trust. ELEVENTH: The original of each alteration or amendment of this trust instrument by the Trustee, each resignation or appointment of a Trustee, and each acceptance of appointment, shall be kept attached to the original trust instrument, which shall be held by the Trustee. Anyone may rely on a copy, certified 'by a notary public, of this trust instrument or of any writings attached thereto as fully as on the original document; and anyone may rely fully upon any statements of fact certified by anyone who appears from the original document ora certified copy thereof to be a Trustee hereunder. TWELFTH: This trust instrument and the trust hereunder shall be governed, construed and administered in accordance with the provisions of the Code from time to time applicable thereto and by the laws of the Commonwealth of Pennsylvania from time to time in force. SIGNED and SEALED this A day of November, 2001, for the purposes stated herein. al}1'Vl~ f5 AQpr/ ,I PO A . A Y M.MOORE, DONOR COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND On this, the J!!2 day of November, 2001, before me, a Notary Public, the undersigned officer, personally appeared MAY M. MOORE, known to me (or satisfactorily proven) to be the person whose nfu'le is subscribed to the within Trust Agreement, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have set my hand and official Seal. (~~)W11Ju Notary Public My Commission Expires: I NG~arj3.i Sea! Teri L. \/IJaiker) Notary Public: . . "'___.uO_ r.____ ,r" , , ,._, . I L:':-:'_l lUVIIt; DUll)) t...UflIlH::Hli::l.rlU \......ourny I My (";omrnission Exp:res jan. 20, 2003 ~~J10";'~ P(;~r~\;:!_,.1\s~~ociation (;t "r.Joie.rjes 12 . . The foregoing Trust Agreement was delivered, and is hereby accepted, at Camp Hill, Pennsylvania, on November _, 2001. ATTEST: COMMUNITY TRUST COMPANY, TRUSTEE \.5.c.-,,:'Od 4/)?;;rse // . 4'::i(;I", 5-/4-/1/ ~"'c'/ek/ / d ~~ /J. /// <:", WIT~ ~j~--- KIMBERL H R- T SLER, PRESIDENT ~_d?C;;~ ~~~ifi:g_/ ARAMINTAFL GEL, ( TRUST PROTECTOR ~ A ~/~ /' WiTNE'V /i _..~,// {/ // " ., . '~)._ l\Rj) ~., AMANDA B. REED, TRUST PROTECTOR ATTEST: KEELER & DANNER FINANCIAL SERVICES, LLP BY:~. [. ~~ DALEE. DANNER, GENERAL PARTNER 13 . . SCHEDULE "A" SCHEDULE REFERRED TO IN THE ANNEXED TRUST AGREEMENT DATED: NOVEMBER -+-,2001 FROM MAY M. MOORE, DONOR TO COMMUNITY TRUST COMPANY, TRUSTEE, AMANDA B. REED AND ARAMINTA FLEGEL, TRUST PROTECTORS, AND KEELER & DANNER FINANCIAL SERVICES, LLP, INVESTMENT COUNSEL ------------------------------------------------------------------------------------------------------------------ PROPERTY DESCRIPTION: 14 . . EXHIBIT D RE-DESIGNATION OF CHARITIES dated August 6, 2002 . . REDESIGNATION OF CHARITIES UNDER THE MAY M. MOORE FIVE YEAR CHARITABLE LEAD ANNUITY TRUST THIS AMENDMENT TO TRUST is executed this M day of /fyt./~/ ' 2002, upon the review and consent of COMMUNITY TRUST COMPANY, (hereinafter referred to as "Trustee"), and AMANDA B. REED and ARAMINTA FLEGEL, (hereinafter referred to as "Trust Protectors"). WHEREAS, during her lifetime, May M. Moore established The May M. Moore Five Year Charitable Lead Annuity Trust (hereinafter "Five Year CLA T") by and between herself as Donor, Community Trust Company as Trustee, and Amanda B. Reed and Araminta Flegel as Trust Protectors; WHEREAS, Article First (A) of the Five Year CLAT designates Habitat for Humanity as the sole charitable beneficiary and having 100% interest in the Five Year CLA T; WHEREAS, Article First (A) of the Five Year CLAT also provides that the Trustee may change or remove any charity or distribution percentage to any charity prior to the termination of the Trust with the advise and consent of the Trust Protectors; WHEREAS, Trustee has been advised that the Trust Protectors have provided a list of nominated charities that, upon presentation by the Trustee, the Trust Protectors would cons.ent to as the newly designated charities under Article First (A) of the Five Year CLAT; WHEREAS, the Trustee and Trust Protectors acknowledge that, to their information and belief, all the of proposed charities conform with Sections 170(b)( 1 )(A), 170( c), 2055(a) and 2522(a) of the Internal Revenue Code of 1986; . . WHEREAS, as of the date of the execution of this document, the Five Year CLAT has not been funded; therefore, the originally designated charity, Habitat for Humanity, has not received any distribution of income from the Five Year CLA T; WHEREAS, the Trustee desires to change the designated charities in accordance with the list of charitable beneficiaries provided in the attached Schedule "A" by the Trust Protectors; and, WHEREAS, the attached Schedule "A" to Redesignation of Charities is incorporated by reference as though more fully set forth herein. NOW, THEREFORE, Community Trust Company, Trustee, and Amanda B. Reed and Araminta Flegel, Trust Protectors, hereby accept the redesignation of charities in the proportions outlined on the attached Schedule "A". IN WITNESS WHEREOF, the Community Trust company, Trustee, and Amanda B. Reed and Araminta Flegel, Trust Protectors, have hereunto set their hands and seals as of the day and year first above written. WITNESS: COMMUNITY TRUST COMPANY, TRUSTEE: '~R~~ VICE PRESIDENTffRUST OFFICER . . COMMONWEALTH OF PENNSYLVANIA COUNTY OF (~( tiJ ~1 fa ~.?d l-bt ) On this, the U1 day of , 2002, before me, a Notary Public, the undersigned officer, personally appeared usan A. Russell who acknowledged herself to be the Vice President and Trust Officer of Community Trust Company, a Pennsylvania registered trust company, and that she as such, being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of the corporation by herself as Vice President and Trust Officer. : SS: IN WITNESS WHEREOF, I hereunto set my hand and official seal. {2!/ Notary Pu My CommIssion Expires: r- ~..---, Notarial Seal Audry J. Ritter, Notary PuJjIc Hampden Twp., Cumberland County C6mmIssIon expires July 12, 2004 ......A..~una_......ldfitlllllBl . . WITNESS: l;xt1~iria) t A~ ) AMANDA B. REED, TRUST PROTECTOR COMMONWEALTH OF PENNSYLVANIA COUNTY OF Ca m Iu/l It? /l d On this, the J /5f my of f2(:Jt4}{ , 2002, before me, a Notary Public, the undersigned officer, personally appear AMANDA B. REED, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within document, and acknowledged that she executed the same for the purposes therein contained. SS: IN WITNESS WHEREOF, I have set my hand and official seal. 1t??u'/. ~/~c Notary Public My Commission Expires: _h....____,....'-'-='"'"'__..,~~'....... . ..'-.--...............-..."'"""'~~...~. -.'--'. -.. I Noiarial Seal '. Traci L. Sepkovic, Notary Public ! Lemoyne .B~ro, Cumberland County i L~Pires July 7,20'-\... .' ;.,.,:-::.':'.'"!t~ll::'~ CJ,:">~.....,.,., .1. ,__:_ ,,""~'''''-''''''.~'',~-'~''"'.'~'' ..,----~ , . . . ' . . ---j -,' ---:-_~r"".'<<l-":',-.."- . . WITNESS: ~~Zj;4 -i)~~~t:- ARAMINTA FL E, TRUST PROTECTOR COMMONWEALTH OF PEl~5 fL v Al~IA 1'1 a rLj I OrIel ss: COUNTY OF H-PcHrt' cJ<--- On this, the 3Q day of A-l J r hrl-- , 2002, before me, a Notary Public, the undersigned officer, personally ap~A FLEGEL, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within document, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have sel my hand ~ ~~ Notary Public My Commission Expires: J ~: ...2 !TV 3 . . , The fo.regoing Redesignation of Charities was delivered, and !s hereby accepted, at ~-~-7;<? /~II , Pennsylvania, on the c:;'7IJ day of 1Sr J,~7 , 2002. WITNESS: COMMUNITY TRUST COMPANY, TRUSTEE: ~-~~tiE-f . BY: SUSAN A. RUS ELL, VICE PRESIDENTITRUST OFFICER . . SCHEDULE "A" to REDESIGNATION OF CHARITIES NAME OF CHARITY PERCENTAGE Habitat for Humanity Five Percent (5%) The Nature Conservancy Five Percent (5%) The American Diabetes Association (to be use for the purposes of research only) Five Percent (5%) Cystic Fibrosis Foundation Five Percent (5%) AARP Andrus Foundation Five Percent (5%) UNICEF Ten Percent (10%) W AMU 88.5 American University Radio Five Percent (5%) The Susan G. Komen Breast Cancer Foundation Five Percent (5%) American Foundation for AIDS Research Five Percent (5%) America's Second Harvest Five Percent (5%) Guide Dogs for the Blind, Inc. Two and One-Half Percent (2-~%) American Society of Addiction Medicine, Inc. Five Percent (5%) Human Rights Campaign Foundation Five Percent (5%) Center for Ecosystem Survival Five Percent (5%) Jungle Friends Primate Sanctuary, Inc. Two and One-Half Percent (2-Y2%) Michael J. Fox Foundation for Parkinson Research Ten Percent (10%) Humane Farming Association Five Percent (5%) Prevent Child Abuse America Ten Percent (10%)