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Home My WebLink About07-1028GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 825-6318 W W W.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF UUUNrRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff VS. PATRICIA A. COIA Mortgagor and Real Owner 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA Defendant Term CIVIL ACTI6ffI: MORTGAGE LECLOSUM NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS OUEJAS EN ESTA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 9400 or 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.goy for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(a?goldbecklaw com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7244. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is COUNTRYWIDE HOME LOANS INC., 7105 Corporate Drive, PTX B-209 Plano, TX 75024. 2. The names and addresses of the Defendant is PATRICIA A. COIA, 801 Surrey Court, Ventnor City, NJ 8406-1229, who is the mortgagor and real owner of the mortgaged premises hereinafter described. 3. Defendant, THE UNITED STATES OF AMERICA, is named a Defendant pursuant to 28 U.S.C. Section 2410, and Plaintiff requests that a judicial sale be held of the Property. 4. On November 29, 1999 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to COUNTRYWIDE HOME LOANS, INC., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1584, Page 967. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 5. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 6. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for October 01, 2006 and each month thereafter and by the terms the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 7. The following amounts are due to Plaintiff on the Mortgage: Principal Balance .................. $83,019.36 .................................................................. Interest from 09/01/2006 through 02/28/2007 at 7.8800% .......................$3,243.52 Per Diem interest rate at $17.92 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$4,150.97 Late Charges from 10/01/2006 to 02/28/2007 .............................................$162.39 Monthly late charge amount at $32.48 Costs of suit and Title Search ......................................................................$900.00 Monthly Escrow amount $162.06 $91,476.24 8. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attomey's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 9. Plaintiff is not seeking a judgment of personal liability (or an "in bersonam" judgment) Defendant in this Action but reserves its right to bring a separate Action to establish that right,ithe uch right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 10. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. 11. THE UNITED STATES OF AMERICA, the above named Defendant, has a lien filed of record, set forth in Exhibit `C' which is attached and made part of this Complaint. WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $91,476.24, together with interest at the rate of $17.92, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff s Sale of the Property. A. 4 By r G DBECK MCCAFFERTY & KEEVER BY: 70SEPH A. GOLDBECK, JR., ES IRE ATTORNEY FOR PLAINTIFF VERIFICATION I 1Q?IBEALY faAVV?ON,19T VIE Pik as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: Z- ZZ Y d?i,18T11? SIT #645514 - PATRICIA A. COIA ?hifiitA [an-2/-200T 12-45PI fro.- i-242 8.011IM 3 F580 Au top W-WV p . 3k of ?aaAat.( W . er ! v4ti ?SMIl11p Y X ? A four. t4a ?tit?[a 3440 *2 tk Ittt4 ..... !a iM a`c. U. 4"a LaE go M tYytt iwhY {0 u" 4W. 341'aa? t1. ..: tltak .giYiN ttaa of ?K -&Pwft N " Ra iM1 ' w Mc _ _ ?„4 `Y'y'W ttaa at 4a!?t.* am*, 0-40 got* 0*6 Sl a w ax = * ? U-_ 1u 3t fig* ft is Vo , a F. , Qt M!?R?r ob in.a 0-46 to tla W lhac ?? aa(ttivcrs.? 14- f n Ott (du&* lift kK yw u o A" w4rop"yt artea? wttt 4t Go ja. TOW to 4 K ,24 w e . I" kb- 'tot .?i. a" 0 lOU op J* #aft an#* y lat Wi sn M4il a " lV.li hot, It a Mu !r, Aft atr Aw ate. *a last ma.1 OL."A l U. 4- it- a! ?IIYo! -u-,* tw. 4.. ? YrNt'14i-#'4 .0ia "MA! Ir It" ",4 at 04%m* wdi 4}.y .on" rr4 Oki" 4s }i ft w4 u Yl Oaus aaaa4 p?? ?4 ?`? WaE.? .al'?t?+Sa?1 }.u{? w +44 ,: lq`aa4y oed. R b", t* y ib M#**A M?NM .. ..!ate?C.?• .,,'. .V• E..x.hifiit o ®Coanbywww HOME LONNi P.O. Box 9048 PRESORT Twnecula, CA 92589-9048 S olls Mail . P U.S. ostage a nd Fees Paid Send Payments To: WSO PO BOX LEOC94 22 0166 4 5 9 9 Dallas, TX 7526€-0€94 Send Correspondence to PO Box 5170, MS SV314B Simi /alley, CA 9:30C'5 II It III Ii Ipill III l,1nllnn1Ilul LIIIII I 11 111 11 Patricia A Coia 001 SURREY CT VENTNOR CITY, NJ 08406-1229 oe 1.0 -eL' eFk i U2 SCounbywkW HOME LOANS P.O. Sox 660694 Dallas, IX 75266-0694 Patricia A Coia 801 SURREY CT VENTNOR CITY, NJ 08406-1224 send Payments to: PO Box 660694 Dallas, TX 75266-0694 December 7, 2006 Account No.: 645514 Property Address: 4809 Delbrook Road Mechanicsburg, PA Current Servicer: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mort a e on our home is in default and the lender intends to foreclose. specific information about the nature of the default is Provided in the attached Pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM HEMAP may be able to help to save our home. This Notice explains how the program works. To see if HEMAP can help You must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counselin A enc . The names addresses and hone numbers of Consumer Credit Counseling A encies serving our County are listed at the end of this Notice. If you have an uestions ou may call the Pennsylvania Housing Finance A enc toll free at 1-800-342.2397. (Persons with impaired hearing can call 1 717 780 18691. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL Nt1MERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Patricia A Coia PROPERTY ADDRESS: 4809 Deibrook Road Mechanicsburg. PA LOAN ACCT. NO.: 645514 ORIGINAL LENDER: CURRENT LENDER/SERVICER: Countrywide Home Loans Servicing LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS Fw r ?- ur cr_ i nb?I u rh> ar ? [ r p -Vr c. R 1, qC1, _wF ,f.?qf r_ ti p-.ynieit 14"".1 _ r-,, ILr Klm c I r+I9111, 11, ?ci iC appic uwN4V tit, ke .r i e k t ?,tIe ?e A punt Number: 645514-1 11,`lhr DrIe r-,r ?n[rvtn,leH nr el,aro le;'?ledl ie:2,.`il ,r, sf t?iiLrL'i-u= rYnte ? ..r : u t i.rnhe.r ,,n P2tri?-aa A G-pie - nr Vie_k m rtes sa k:r 4rli i4 I)Mhrr : k R o,i Pry t. <. c..-a ,rt.,.n, on in -ddS Ol lhC mi,'ni: ,Vri[e in 2n+, f p i o,l ain_rrtt, n ire in an liI I i II UtaI is mop, a III re t-dn$ nlll Fee9e send F p;l erthe l aie k BL1FA7 • Don1 a11 ach Yrur shesk L_: the p:nrrnent,_ a4,:_c :da anr,a • Dent indule cerce,ocrn fence • Countrywide PO BOX 13W6514 Dallas, TX 75268-0694 ''ti II„II,II,Irli...II..IIII,I,II,III,I,I„IIIII F-I 000645514100000250764000250764 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty-five (35) clays from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit Counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT THIRTY-FIVE (35) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the encf of this notice, the lender may NOT take action against you for thirty-five (35) days after the date of this meeting. The names addresses and telephone numbers of designated consumer credit counseling agencies for the count in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in clefault for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, YOU must fill out. sign and file n completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty-five (35) clays of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY. THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NOTICE OF INTENT TO FORECLOSE YOUR HOME LOAN IS IN A STATE OF DEFAULT DUE TO THE REASONS MENTIONED IN THIS NOTICE. YOU MUST TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE NATURE OF THE DEFAULT- The MORTGAGE debt held by the above lencler on your property located at: 4804 Delbrook Road Mechanicsburg, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past clue 1.lonlhly CharoFr October, 2006 - D(cen(ber, 2000 (3 nx,s. lz $611.72(nk;nth) $2,435.11j Late Charges October, 2006 - November, 2006 (2 n1Us. L $32.481month) Other Late Charoes Total Late Charges: Unccdlected Costs: Partial Payment Balance: TOTAL DUE: YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not wolicahlel E *11 -111 ' -t.Frorcllnt 'IIr2-r.1 +ddr(.-ICI .,: II•?I-a: t ,enrtp,rlnt mri[IOn;nr ur, nrlnt A? I r. NJillller. 645614 . Pain: i, A ;;oir L r _ it S idrecc $64.96 $32.48 $0.00 ($24.913) $ 2,507.64 Hay WO Pant your P3ymnnts: Ad ,ceee! C_;+men[, Or In:itrF an.l [ers[ o: ill Ic L [ eJ r the bnst rvt.t'n'In, in..[;d.lnert fu, urJe- ntPII HX: fG<s rr ;rpP?l i[e' [r ?ml[ed r ?IrGmi[ ar 'n ?I In! n [ r [_. .,'._ Ir I Fri Pe1 m ?n[ttlr: irm mI . T '.IIJ I 7r:r I rments :4. f?d6Ph?. US gUts[anin(I un;n:L?lr -arnr.en4y eA [nn Il_lendln[ere.,[,(ii!e „le0t,len leg,ilifllg[e d1Bri1c, +nd other smz[Int urIj rv,e in %>?nl>es[ion ittl Ir-o 'rr l II,, [ re,jr:e [I -e 1[?[1111r:_I { nr ilr?l ! elan a I 7??r it r Ple?.e y e Ih It vzl want an r,JJitionil rnl%:.I n[ Nvu&: tr tu0.tre rwiIIwts, rdtl ler ti ell p"InIt pal re ?'I7t19n. Postdated C11e*s: t I r .? I ?an i? Inel ,e nriin. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY-FIyE f35y DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,507.64, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY-FIVE (35) DAY PERIOD. Payments must be made either by cashiers check certified check or money order made oavable and sent to Countrywide at P.O. Box 660694, Dallas, TX 75266-0654. You can cure an other default b taking the following action within THIRTY-FIVE 35 DAYS of the date of this letter. Do not use if not applicable) IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY-FIVE f35) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past clue is not made within THIRTY-FIVE (35) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be salt) by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the clelinyuency before the lender begins legal proceedings against you, You will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY-FIVE (35) DAY period, you will not be required to pay attorney's fees. YOU HAVE THE RIGHT TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDING THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums dUe under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY-FIVE u DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past clue, plus any late or other charges then clue, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your defautt in the manner set forthin this notice will restore your mortgage to the same position as ifyou had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the rnurtgage property could be field .yould be approximately six (6) months from the date of this Notice. A notice of Itie actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Home Loans Servicing LP Address: A O. Box 660694 Dallas, TX 75266-0694 Phone Number: 1-800-669-6654 Fax Number: 1-805-577-3432 Contact Person: MS PTX-36 Attention; Loan Counselor EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - YOU may sell or transfer your home to a buyer or transferee who Will assume the mortgage debt, provider) that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other re(JUirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE 2201664599 THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your property. The purposes of such an inspection are to (i) observe the physical condition of your property, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not cure the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If YOU are unable to cure the default on or before January 6, 2007, Countrywide wants you to he aware of various options that may he available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least '6 of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Modification: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. • Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and if the default is due to a serious financial hardship which is beyond your control, you may be eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance, Countrywide will need to evaluate whether that assistance will be extended to-you.-In the meantime, Countrywide will pursue all of its rights and remedies under the loan documents and as permitted by law, unless it agrees otheRvise in writing. Failure to bring your loan current or to enter into a written agreement by January 6, 2007 as outlined above mill result in the acceleration of yotir debt. Time is of the essence. If you have any questions concerning this notice, please contact Loan Counseling Center immediately at 1-800-669-6654. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES ADAMS COUNTY A71 errcart Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 Ph: 717-637-3768 Fax: 717-637-3294 Financial Counseling Services of Franklin 31 West 3r° Street Waynesboro, PA 17268 Ph: 717-762-3285 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 Ph: 717-541-4670 Adams County Housing Authority 139-143 Carlisle St Gettysburg, PA 17325 Ph: 717-334-1518 Fax. 717-334-8326 ALLEGHENY COUNTY Pennsylvania Housing Finance Agency {Madca Hess) 2275 Swallow Hitt Road Building 200 Pittsburgh, PA 15220 Ph: 412-420.2842 Fax: 412-429-2835 Action Housing, Inc. 425 6" Avenue Suite 950 F"'.sburgh, PA 15?19 412-391-195; Pi 412-281-2<<„ i'rz :.'OC-?cp.?gC Fax 412-391-4512 CCCS of Western Pennsylvania, Inc 309 Smithfield Street Plitshurin PA-15227 Ph: 412.471-7584 Urban League Of Pittsburgh Building for Egrtat Opportu ity One Smithfield Street Pittsburgh, PA 15222-2222 Ph: 412.227-4802 Far 412-261=5207 Mon-Valley Unemployed Commiffee 120 E. 9" Avenue Homestead, PA 15120 Ph: 412-462-9g62 Credo Counselors of PA 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412338-9954 Ph: 800-737.2933 Far 412-338.9963 Community Amon Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 Housing Opportunities 133 Seventh Street Post Office BOX 9 McKeesport, PA 15132 Ph: 412-684-1906 Far 412-664.0873 ARMSTRONG COUNTY CCCS of Western Pennyslvania Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-9448100 Ph: 814-944-5747 Credit Counselors of PA 401 Wood Street Suite we Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800.737-2933 Fax 412-338-9963 Indiana Co. Community Action Program 827 Water Street 13ox 187 Indiana, pA 15701 Ph: 724-465-2657 Fax: 724-465-5118 BEAVER COUNTY Action Homing, Inc. 425 6" Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412.391-1956 Fax: 412-391-4512 Housing OPPotunities of Beaver Co., Inc. 650 Corporation Street Suite 207 Beaver, PA 15009 Ph: 724-728-7511 Crrx'it Co nisei; > Of PA 401 4Vcgxi g1r Z ?A 15222 Ph: 412-338-9954 CCCS Of Weslem PennysivaN k Inc 217 E- plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax: 814.9445747 Tableland Services, Inc. 535 East Man Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800-452-0148 Fax: 814-443-3690 13ERKS COUNTY Budge CoI nu sealing Center 247 North Fifth Street 11 PA 1 P 375-7866 Far 610-375-7830 Ec County onomic Opportunity Cabinet of, chuylkdi 225 N Centre Street Pottsville, PA 17901 Ph: 717-622-1995 Far. 717-622-0429 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 180,52 Ph: 610-821-4011 Ph: 800-220-2733 (814 only) Far 610-621-8932 Community Horsing Co,,,,ebr, Inc. Post Office Box 244 F,- Melt Square, PA 19;.49 f'h: 610-4443682 610-444-8243 Ph: 800.737-29p3 BLAlR CoutiTY Fax 412-338-9963 o FtArd ton Housing Services R.O. 1, Box 384 Mon Valley tlrtempl ed Committee - 120 E. 9" Avenue W - Ev_ef?`PA 15537 Ph: 814623-9129 - Homestead, PA 15120 Fax: 814623-7187 Ph. 412.462-9962 Ph: 412-462-9964 Housing OPPorhmifies Inc. 133 Seventh Street Post Office ft 9 - McKeesport. PA 15134 Ph: 412-664.1908 Far 412.664-0873 BEDFORD COUNTY 9edlorti-F fn9 Services 10241 Lincoln Highway Everett, PA 15537 Ph: 814623-9129 Fax 814-623-7187 Keystone toneEconomic Development 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814535-6558 Far 814-539-1688 WGatheriialion office 917 Md0in Street Huntingdon, PA 16652 Ph: 814.643-2343 CCCS of Western Pennsylvania, no. 217 E. Plank Road Altoona, PA 16602 Ph: 814.9446100 Ph 814-9445747 Keystone Ecmm* Development Corp. 1954 Mary Glace Lane Johnstown, PA 15WI Ph: 814535-6556 Fax: 814539-1688 WeatherlZation Office 917 MNtGn Street Huntingdon, PA 16652 Ph: 814.643-2343 BRADFORD COUNTY ACS of Nor teastem Pen the 1400 Abhgton t3recutroe Park Suite 1 Clarks SummiliPA 18411 Ph-- 570.587-9163 Ph: 800-922-9537 Fac 570.587.9134 Fax 570-587-9135 31 W. Market Sheet Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800.922.9537 Fax: 570-821-1785 9 South 7" Street Stroudsburg, PA 18360 CCCS of Delaware Valley Ph: 570-420.8980 Trevose Corporate Canter Ph: 800-922-9537 4606 Street Road Fax: 570-420-8981 Trevose, PA 19047 Ph: 215-563-5665 1631 S. Atherton Street Suite 100 CCCS of Lehigh Valley State College, PA 16801 3671 Crescent Court East Ph: 814-238-3668 Whitehall, PA 18052 Fax: 814-238-3660 Ph: 610-821-4011 Ph: 800-220-2733 The Trehab Center of North r~ Fax: 610-821-8932 10 PubNc Avenue Montrose, PA 18801 American Credit Counselin0 Institute Ph: 570 278-3938 845 Coates Street Ph: 800-982-4045 Coatesville, PA 19320 Fax: 570-278-1889 Ph: 888-212-6741 German Street 144 E- Dekalb Pike Post Office Box 389 King of Prussia, PA 19406 Dushore, PA 18614 Ph: 610 971-2210 Ph: 570.928-9668 Fax: 610-265-4814 Fax 570-928-8144 755 York Road 33 Walnut Street Suite 103 Wellsboro, PA 16901 Warminster, PA 18974 Ph: 570-724-5252 Ph: 215.444-9429 Fax: 570-724-5783 Fax 215-956-6344 185 Elmira Street 13t17lER COl1NTY Post Office Box 218 Ac Hong, Inc. Troy, PA 16947 425 (P Avenue Ph: 570-297-2101 Suite 950 Pittsburgh, PA 15219 103 Warren Street Ph: 412-391-1956 Post Office Box 709 Ph: 412-281-2102 Tunkhannock, PA 18657 Ph: 570-636-6840 Housing opportunities, inc. Fate 570-836-6332 650 Corporate St. Suite 207 931 Main Street McKeesport, PA 15,32 Honesdale, PA 18431 Ph: 412-664-1590 Ph: 570-253-8941 Fax 412.664-0873 Fax: 570-253-:817 pUCKS COUPT1y r rc9 O+-,r,a:;,pities, Inc. S-'?en!4 :1. et c-an Houstr G.. y 846 North broad Street ?tfce c; :• c n? f!.. .1513,? Philadelphia, PA 19130 Ph: 412-664-1906 Ph. 215-765-1221 Fax 412-664-0873 Fax 215-765-1427 _ CCCS of Westem PA - - Bucks County Housing Group inc YMCA lfd? - -._ , . 140 East Richardson Avenue 339 North W gton Street Langhorne, PA 19047 Buller, PA 16001 Ph: 215-750-4310 Ph: 724-282-7812 Fax 215-750.4318 _ pt Committ v RACE ee 9r i? Avenue 187 Allegheny Avenue, 2nd Floor Homestead. PA 15120 Philadelphia, PA 19140 Plt 412-462=9962 Ph: 215-4264" Fax 412-462-9884 Fax: 215.426.8122 Credit Counselors of PA Community Development Corp. of 401 Wood Street, Suite 906 Frankford Pittsburgh, PA 15222 4620 Gdscan Street Ph: 412-338.9954 Philadelphla, PA 19124 Ph: 800.737-2933 Ph: 215.744.2990 Fax 412-338-9863 Fax 215-7442012 CAMBR1p>I, Northwest Counseling Service Bedford-Fulton Housing Services 5001 North Broad Street R.D. 1, em 384 Philadelphia, PA 19141 Everett, PA 15537 Ph: 215-3247500 Ph: 814-623-9129 Fax 215-324.8753 Fax 814-623-7187 CCCS of Delaware Valley Indiana Cty Community Action Program 1515 Market Street- Suite 1325 827 Water Street, Box 187 Philadelphia, PA 19107 Indiana, PA 15701 Ph: 215-563-5665 Ph: 412-465-2657 Fax 215.864-2666 Fax: 412-465-5118 CCCS of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 CCCS of Western PA 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax: 814-944-5747 Keystone Econ Development Corp, 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax 814-539.1688 Tableland Services, Inc. 535 East Main Street Somerset, PA 15501 Ph: 814-445-9628 Ph: 800.452-0148 Fax 814-443-3690 CAMERON COUNTY Nash ity Action Corp, Post Office Box 389 135 West 4" Street Emporium, PA 15834 Ph: 814-486-1161 Fax: 814.486-0825 CCCS of Northeastern PA 1631 S. Atherton Street Suite too State College, PA 16801 Ph: 814-238-3668 Fa)c 814-238-3669 CCr-S Of We-110m PA 2t 7 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Far_ 814-944-5747 CARBON Co I;;TY EOC OS SchaYi?'s. COUn!y 2215.4. CerI,e S: rEe, Pottsville, PA 17901 Ph: 570-622.1995 Fwc 570.622.0429 CCCS of Lehigh Valley 3671 Cresent Court East Whitehall, PA 18052 Ph: 610.621-4011 Ph: 800.220.2733 (717 and 814 any) Fax 614821-0137 C_CCSaflVortheaata oe 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9183 Ph: 800.922-9537 Fax 570-587-9134 Fax 570-587-9135 9 South 7" Street Stroudsburg, PA 18360 Ph: 570-420-89110 Ph: 800.922-9537 Fax 570.420-8981 Commission on Economic Opportunity Of Luzsme County 163 Amber Lane Wilkes-Bare, PA 18702 Ph: 570828-0510 Ph: 800.822-0359 Fax 570-829-1665 - Call before faxing Ph: 570.455.4994 - Hazelton Fax 570-455-5831- Cal before taxing Ph: 5708384090 - Tunkhannock 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570.821-0837 Ph: 800-922-9537 Fax: 570-821-1785 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-236.3668 Fax: 814-238-3669 CENTRE COUNTY CCCS Penner a, Inc. 217 E, Plank Road Alloona, PA 16602 Ph: 814-944-8100 Fax; 814-944-5747 Lycoming-Clinton Co. Comm. For Community Action (STEP) I 2138 Lincoln Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570-326-0.587 Fax: 570-322-2197 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-238-3668 Fax: 814-238-3669 CCCS of Northeastern PA 201 Basis Street Williamsport, PA 17703 I Ph: 570-323-6627 Fax 570-323-6626 CHESTER ! Acorn Housing Corporation 846 North BroW Street ';iladelph+a. PA 1313: „: 215-7o:r-1x21 Fax: 215-765-1427 Budget Counseling Center 247 North Frith Street Reading, PA 19601 Ph: 610-375-7866 Fatc 215=375=7830 HACE 167 W- AleghenY Avert 2nd Floor Philadelphia, PA 19140 Ph: 215-426.8025 Fax: 215.426-9122 Media Fellowship mouse 302 S. Jackson Street Media, PA 18063 Ph: 610-585.0846 Fax 610-56548567 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 717-397-5182 Ph: 800-78&5062 MD. only) Fax 717,3W4127 American Red Cross of Chester 1729 Edgemord Avenue Chester, PA 19013 Ph: 610-874-1484 Northwest Counseling Services 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-3247500 Fax 215-324-8753 CCCS of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563-5665 Fax: 215-563-7020 Community Housing Counseling Inc. Post Office Box 244 Kennett Square, PA 19348 Ph: 610-444-3682 Fax: 610-444-8243 Phila Council for Community Adv. 100 North 17" Street Suite 600 Philadelphia, PA 19103 Ph: 215-567-7803 Fax: 215-963-9941 Community Development Corp of Frankford Group Ministry 4620 Griscom Street Philadelphia, PA 19124 Ph: 215.744-2990 Fax 215-744-2012 CCCS of Delaware Valley Marshall Building 790 E. Market Street Suite 215 West Chester, PA 19382 Ph: 215-563-5665 American Credit Camsef Institute 845 Coates Street Coatesville, PA 19320 Ph: 888-212-6741 1;-'- E. D=_k1b Pike King of Prussia. PA 19406 Ph: 610-971-2210 Fax 610-26:x4814 755 York R:nd Suite in i Warm...: t_r, PA 18974 Ph: 215-44423429 Fax: 215-956-6344 CLARION COUWiY C=WWestem Pennayznfa Inc. YMCA Building 339 North Washington Street Butler, PA 16001 Ph: 412-282-7812 CLF-ARFIELD COUNTY Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535-6556 Fax 814-539-1888 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax 814-9445747 Indiana Co. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 Ph: 724465-2657 Fax- 724465-5118 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 State College, PA 16801 Ph: 814-238-3668 Fax 814-238-3669 CCCS of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539-6335 CLINTON COUNTY Lycomfn 6Cg ntonn CCounlfes Commission for Community Action (STEP) 2138 Lincoln street post Office Box 1328 Williamsport, PA 17703 Ph: 570.326-0587 Fax 570.322-2197 CCCS of Northeastern PA 201 Basin Street Williamsport, PA 17703 Ph: 570-323-6627 Fax 570-323-6626 CCCS of Northeastern PA 1631 S. Atherton Street Suite 100 Slate College, PA 16801 Ph: 814-238-3668 Fax: 814-239-3669 COLUMBIA COUNTY CCCS of Northeastern Penn hrania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax: 570-821-1785 Commission on Economic Opportunity of Luzeme County 163 Amber Lane ^dlSce<'-Barre, PA' 18702 Pit: 570826-Oslo Ph: 800-822-0359 F2: 570 82DAC- 5 - Calf before falling IM 57 - Hazefton Fax 570-4--F-.6-31 - Call before L;ring Ph: 570 8 c_gr o - Tunkhanno°k 1400 11rr;gt_ L__ac:u5 Suite 1 va park Clarks Summttf, PA 18411 Ph: 570.587-9163 _- Ph_-840_922-9S3Z _ Fax: 570-587-9134 Fax: 570-587-9135 CRAWFORO COUNTY Booker T- W?- on1 Center 1720 H0land Street Ede, PA 16503 Ph: 814-453.5744 - Fax 814-453-5749 John F. Kennedy Center, Inc. 2021 East 2& Street Erie, PA 16510 Ph: 814.898-0400 Fax 814-898-1243 Greater Edo 8 Wes9' S emunity Action Committee Erie, PA 16501 Ph: 814-459-4581 Fax: 814-456.olet Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 412-981-5310 CUMBERLAND COUNTY CCCS of Western PennsYfvania Inc. 20001in91estown Road Harrisburg, PA 17102 Ph: 717-541-1757 Urban league If Metropolitan Harrisburg '" N. 6 Street ACCT Harrisburg, PA 17101 175 Strafford Avenue CCCS of Western Pennsylvanla Inc Ph: 717-234.5925 Suite 1 , 1 North Gate Square Fax: 717-234.9459 Wayne, PA 19087 2 Garden Center Drive Ph 610-971-2210 Greensburg, PA 15601 C"n rxty Action Comm. of the Capilal Fax 610-687-7860 Ph: 724-838-1290 Region 1514 Derry Street Northwest Counseling Service Tableland ice. Inc. Harrisburg, PA 17104 5001 North Broad Street 131 North Center Avenue Ph: 717-232-9757 Philadelphia PA 19141 Somerset, PA 15501 Fax 7 1 7-234 2227 Ph: 215-324-7500 Ph: 814-445-9628 Fax: 215-324-8753 Fax 814-443.3690 Financial CounseFng Services of Franklin 31 West 3r° Street HACE Mon Valley Unemployed Co Waynesboro, PA 17268 167 W. Allegheny Ave., 2n° Floor mmiltee 120 E. 9 h Avenue Ph: 717-762-3285 Philadelphia, PA 19140 Homestead, PA 15120 Ph: 215-426-8025 Ph: 412.462-9962 YWCA of Carlisle Fax 215426-9122 301 G Street Community Action Southwest Carlisle, PA 17013 Community Housing Counselor Inc 22 West High Street Ph: 717-243-3818 , . Post Office Box 244 Waynesburg, PA 15370 Fax 717.731-9589 Kennett Square PA 19348 Ph: 724-852.2893 Ph: 610-444-3682 Adams County Housing Authority Fa )c 610-444-8243 Fayette Co Community Action Agency Inc 139-143 Carlisle Street , . 137 North Beeson Avenue Gettysburg, PA 17325 Community D-w Corp of Frankford Uniontown, PA 15401 Ph: 717-334-1518 Gr-p Ministry Ph: 724-437-6050 Fax: 717-334-8326 4620 Griscom Street Ph: 800-427-INFO Philadelphia, PA 19124 Fax: 724-437-4418 DAUPHIN COUNTY Ph: 215-74429W CCCS ci Western Pennsylvania Ina Fax 215-744-2012 CCCS of Western PA , 2 000 Ungleslown Road 199 Edison Street Harrisburg, PA 17102 CCCS of Delaware Valley Uniontown, PA 15401 Ph: 717-541-1757 280 North Providence Road Ph: 724-439-8939 Fax: 717-541-4670 Media, PA 19063 Ph: 215-563-5665 FORESFORES1,iTY Community Action Commission of the Capital Region ACCI Warren-Forrest Counties Economic OPPortunity Council 1514 Derry Street 144 F. Dekalb Pike 204 Uberty Sheet Harrisburg, PA 17104 h'ir 9 of Prussla, PA 19406 Post Office 60x 547 Ph: 717-232.9757 Ph: 610-971-2210 Warren, PA 16365 Fax 717-234-2227 Pager. 610-973-6219 Ph: 814-726-2400 Fax: 814-723.0510 Urban league of Metr'?'iclitan Harr;;!-,j .;, 2107, N. 6°Strpet ELK COUNTY ^hn F Kerr, .^E.afer In FRANKLIN COUNTY Harrisburg, PA 17 ? c s t 20° SYrx{ Financial Scr i; Unlimited F!?. 717-234-5225 E` '. PA ICI;;, 31 West 31" - Fet Fax: 717-2349459 1-,' a' 4 s^g ; , "? ^e`? r pA 17268 F? 614-89&1243 Ph: 717-762--eta DELAWAp_E_ COUNTY T. - - ----- - Acorn Housing Corppra -----tlDn 846Nonh-BmWSti-W-_ Northern Tier Cornmurrity Action Corp 021 CCCS of Westem Pennsylvania, rrc a i anr 912 South GoorgeStreet PA Philadelphia, 19130 Post Office Box 389- - York, PA_ 17403 Ph: 215-765-1221 135 West 4" Street Ph: 717-846.4176 - --- Fax: 215-765-1427 Emporium, PA 15834 CCCS of Delaware Valley Ph: 814-486-1161 Fmc 814-4865 C xnmunity Action Commission of Capital Region 1515 Market Street 1514 Derry Street Suite 1325 ERIE COUNTY Harrisburg, PA 17104 Philadelphia, PA 19107 Book War T• eehkgton Center Ph: 717-232.9757 Ph: 215-5&,3,5665 1720 Holland Street Fax: 717-234.2227 Fax: 215-864-2666 Ede. PA 16503 Ph: 814-053-5744 CCCS of Western PA Media Fellowship House Fax 814-453-5749 20to LingleskX" Road 302 S. Jackson Street Harrisburg, PA 17102 Media, PA 19063 John F. Kennedy Center, Inc Ph: 717-541-1757 Ph: 610-565-0846 . 2021 East 20° Street Fax: 717-541-4670 Fax: 610-565.8567 Erie, PA 16510 Ph: 814-898-0400 YWCA of Carlisle Philadelphia Council for Community Fax: 814-898.1243 S e 1 ' G Advancement 1 r ? PA Car 17013 sle 100 North 17° Street Greater Erie Community Actio Ph: 717-203818 Suite 600 n Cornmittee Fax 717-243-3948 Philadelphia, PA 19103 18 West 0 Street Ph: 215.567.7803 Fax 215-963.9941 Erie, PA 16501 Ph: 814459-4581 American Red Cross-Hanover Chapter 529 Carlisle Street Fax: 814456-0161 Hanover, PA 17331 American Red Cross of Chester Ph: 717-637-3768 1729 Edgntont Avenue FAYETE COUNTY Fax: 717-637.3294 Chester, PA 19013 Action ttousktg rtcl Ph: 610-874.1484 425 & Avenue Urban Lea pe of Metropolitan Hbg Suite 950 . 2107 N. 6 Street Pittsburgh, PA 15219 Harrisburg, PA 17101 Ph: 412-391-1956 Ph: 717-234-5925 Ph: 412-281-2102 Fax: 717-2349459 Fax: 412-391-4512 Adams County Housing Authority 139 - 143 Carlisle Street Gettysburg, PA 17325 Ph: 717-334-1518 Fax: 717-334.8326 FULTON COUNTY Bedford- IFBedford lonu Housing Services R. 1). 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fax 814-623-7187 CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 717.846A I76 Financial Counseling Services of Franklin 31 West 3 d Street Waynesboro, PA 17268 Ph: 717-762-3285 Weatherizatbn Office 917 Mifflin Street Huntingdon, pA 16652 Ph: 814-643-2343 GREENE COUNTY Action Housing, Inc. 425 a Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Fax 412-391-4512 Community Action southwest 22 West High Street Waynesburg, PA 15370 Ph: 724-852-2893 Fax: 724-627-7713 Mon-Valley Unemployed Committee 2' F... Avenue r'are5tead, PA 15120 I ; ': ' 2-4662-9962 F.v:: 412-462-5964 1 CCCS of Western Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 - __- Ph: 724.838-1290 HUNTINGDON COUNTY Bedford-Fulton Housktg Services A.D. 1, Box384 Everett, PA 15537 Ph: 814-623-9129 Fax: 814.623-7187 Wealherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16802 Ph: 814-944-8100 Fax: 814-9445747 INDIANA COUNTY CCCS of Western Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724838-1290 Keystone Economic Development Corporation 1954 Mary Grace Lane Johnstown, PA 15901 Ph: 814-535.6556 Fax: 814-539-16M Indiana Co Comrmnnity Action Progr Program LAWRENCE COUNTY 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax 724-465.5118 CCCS 01 Western PA 219-A College park plaza Johnstown, PA 15904 Ph: 814-539-6335 JEFFERSON COUNTY John F. Kennedy Center, Inc. 2021 East 2e Street Erie, PA 16510 Ph: 814-898-0400 Fax: 814-898-1243 Indiana County Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 Ph: 724-465-2657 Fax: 724-465-5118 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 16001 Ph: 724-282-7812 JUNIATA COUNTY EC-Cs o1 yYesjem pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16602 Ph: 814-944-8100 Fax 814-944-5747 Wemherization Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814-643-2343 LACKAWANNA COUNTY RS o1 No nheastem Penn51 ar a . Market Street Post Oft a Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-912-9537 Fax: 570.821-1785 1400 Abington E mcutive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9183 Ph: 800.955-9537 Fax 570-587-9134 Fax 570-587-9135 LANCASTER COUNTY IAncwrporatHousing Counselors, Post Office Box 244 Kennett Square, PA 19348 Ph: 215.444-882 Fax: 215-444-3178 CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 Ph: 717-846-4176 CCCS ot Lehigh Valley 3671 Crescent Cant East Whitehall, PA 18052 Ph: 215VI-4011 Ph: 800-220.2733 (717 and 814 only) Fax: 215-821-8932 Tabor Community Services, Inc. 439 E. King Sires( Lancaster, PA 17602 Ph: 717397-51132 Ph: 800-78&5062 Fax 717-Mg-4127 CCCS of Western Pennsvlvania 1 Federal Plaza Suite 406 North Milt Street ph Castle, PA 16101 Ph: 724.852-8074 312 Chestnut Street Suite 227 Meadville, PA 16335 Ph: 814-333-8570 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 Ph: 724-981.5310 Housing Opportunities of Beaver Courity 650 Corporation St. Suite 207 Beaver, PA 15009 Ph: 724-728-7202 Fax: 724-728-7202 LEBANON DUNTY EC-- mIc Opponunity Cabinet of Schuyltnrll County 225 North Centre Street Pottsville, PA 17901 Ph: 570-622-1995 Fax: 570-622-0429 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17602 Ph: 717-397-5182 Ph: 600-7M5062 Fax 717-;;,:9-4127 LEHIGH COUIITY CCCS of Lehigh Valley 3571 Crescent Cctrrt East Whitc,':L1, PA 18i'?-, Ph-- 610-821-;Gil Pit 80220 2?a ( 1' nd f 14 ont7) Fax Economic Opponunity Cabinet of Scht ylult County 225 North Centre Street Ph: 570-622-1995 - -- -- - Fax 570-622.0429 LUZERN COUNTY :Em WNorttu? s?; tern Pennsylvania 31 W. Market Street-- - Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570821-0837 Ph: 800.922-9537 F- 570-821-1785 1400 Abington Executive Park Suite 1 Clarks Surmtdtt, PA 18411 Ph: 570.587-9163 Ph: 800-955-9537 Fax: 570-587-9134 Fax: 570-587-9135 Commission on Economic Opportunity of Luzeme county 163 Amber Lane Wlikes-Barre, PA 18702 Pit: 570-8260510 Ph: 800-822.0359 Fax 570.829-1865 - Call before faing Ph: 570.455.4994 - Hazefton Fax 570-455.5631 - Cat before faking Ph: 570836-4090 - Tunkhannock EOC of Schuylkill County 225 North Centre Street PotlsvRe, PA 17901 Ph: 5701322-1995 Fax 570.622-0429 Corttmunity Acton Commission of The Capital Region 1514 Derry Street Harrisburg, PA 17104 Ph: 717-232-9757 Fax 717-234-2227 PHILADELPMA COUNTY Acorn Housing Corporal on 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax: 215-765-1427 Northwest Counseling Service 5001 N. Broad Street Philadelphia, PA 19141 Ph: 215-324-7500 Fax: 215-324-8753 CCCS of Delaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 Ph: 215-563.5665 Fax 215-864-2666 HACE 167 W. Allegheny 2nd Floor Philadelphia, PA 19140 Ph: 215.426 8025 Fax 215-426-9122 Media Fellowship House 302 S. Jackson Street Media, PA 19063 Ph: 610-5650816 Fax 610-565-8557 PCCA 100 North 17° Street Suite 600 Phitadetphia, PA 19103 Ph: 215-59,778M Fax 215-%G -g941 CCCS of >e"a„ire Va:!ey one cherry M Cherry Hill, Ni 08002 Ph: 215-563-5665 Housing AssocWlon of Delaware Valley i 1500 WakM Skeet Suite 601 Philadephle, PA 19102 Ph: 215-545-0010 Farr: 215-79[}9132 - Housing Assatta lon of Delaware Valley 658 North Watts Street Phiadephia, PA 19123 Ph. 215-978-0224 Fax: 215-765-7614 Community Devel. Corp, of Frankford Group Ministry 4620 Griscom Street Philadelphia, PA 19124 Ph: 215.744-2990 Fax 216-744-2012 American Cr" Comelinq Institute 845 Coates Strew Coatesville, PA 19320 Ph: 888-212-6741 144 E. Dekalb Pike King Of Prussia, PA 19406 Ph: 610-971-2210 Fax: 610-265.4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215-444-M Fax 215-956.6344 PIKE COUNTY CCCS of Northeastem Penns[ rania 31 W. Market Street Past Office Box 1127 Wickes-Barre, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570.821.1785 9 South 7" 3:reet Stroudsburg, PA 18360 Ph: 570-420-6980 Ph: 800-922-9537 Fax 570-420-8981 1400 Abington Executive Park Suite 1 Clarks Summih, PA 18411 Ph: 570-587.9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587-9135 POTTER COUNTY Northam Tier' Community Action Group 135 West 4fi Street Emporium. PA 15834 Ph: 814-486-1161 Fax 814.486.0825 SCHUYLKILL COUNTY Budget Counseling Center 247 North Fifth Street Reading, PA 19601 Ph: 610.375.7866 Fax 610-375-7830 Commission on Economic Opportunity of Luzeme Co. 163 Amber tz ne NJIk --Barre, PA 18702 Ph: 570-826.0510 Ph: 800-822-0359 Fare 570-829-1665 - CAl before lajn9 Ph: 570-455-4994 - Hoz ton Ua> 5711455-5631 - Call before taxing Ph: ST..;.?36-4pg0 _ Tut kha:n-,;k ECOn01n16 OPport Cabinet of Schuylkill Co. 225 N. Centre Street -Paltmde.PA_117901_ Ph: 570-622-1995 -- - Fax: 570-622-0429 CCCS of Lehigh Valley Post Ollks Bolt A Whitehall, PA 18052 Ph: 610.821.4011 Fax: 610.821-8932 SNYDER COUNTY CCCS of Wesfem Pennsylvania, Inc, 2009 Unglestown Road Harrisburg, PA 17102 Ph: 717-541-1757 ,Fax 717-541-4670 Community Action Commission of the 1514 Der Sired Harrisburg, PA 17104 Ph: 717-232-9757 Fax 717-2342227 Urban League of Metropolitan Harrisburg 2107 N. 6 Street HarrisbUrg, PA 17101 Ph. 717-234-5925 Fax: 717-234.9459 SOMERSET COUNTY 8edford-Fulton Housing Services R.D. 1, Box 384 Everett, PA 15537 Ph: 814-623-9129 Fax 814-623-7187 CCCS of Western Pennsylvania, Inc. 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 Ph: 724-838-1290 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 Ph: 814-445.9628 Ph: 800.452-0148 Fax 814-443-3690 Keystone Economic Development Corp. 1954 Mary Grace Lame Johnstown, PA 15901 Ph: 814-535.6556 Fax 814-539-1688 CCCS of Western PA 219-A College Park Plaza Johnstown, PA 15904 Ph: 814-539.6335 SULLIVAN COUNTY CCCS of Northeastern Penns Ivani0 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587.9163 I'll: 8W-922-953- Fax: 570-587-9134 Fa: 57C-_97-9'35 31 W. Market Street Wilkes-K! re, PA 10702 Fh: 574 821-8837 Ph: 800-9-1-9537 Fax: 570.821-1785 -i. Tren;3c, CP?iter ci t_rotti Pastern PF 185 Ekhira Street Post Office Sax 218 Troy, PA 16947 Ptr Z -297.2101- - Fan: 570-297-2799 17 Crafton Street Weifsboro, PA 16901 Ph 570-724-5252 Fan: 570.724-5783 103 Warren Street P09 Office Box 709 Tunkhannock, PA 18657 Ph: 570.83&6840 Fax 570.M&6332 German Street Post Office Bort 389 DUShors, PA 18614 Ph: 570-928-9688 Fax 570.928.8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax: 570-253-4817 7 take Avenue am 399 fNCrlU08% PA 18801 Ph: 570-278.3338 Ph: 800.982-4045 Fax 570-278.1889 LYCOMING COUNTY SAS 'of Northm tam Pea dvama 31 W. Market Street Post Office Box 1127 Wilkes-Bane, PA 18702 Ph: 570-821-0837 Ph: WO-922-9537 Fax 570.821-1785 1400 Abington Executive Park Suite 1 Clarks. Summits, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax 570-587-9135 201 Basin Street Williamsport, PA 17703 Ph: 570-023-6627 Fax: 570.323-6626 Lycoming-Clinton Counties commission for Community Acllon (STEP) 2138 Uncotn Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570-326-0587 Fax: 570-322-2197 McKEAN COUNTY Jon F. ann C'enter, inc. 2021 East 20°1 Street Erie, PA 16510 Ph: 814-898-0400 Fax 814.898-1243 Northern Tier Community Action; Group Post Office Box 389 15W.ti"Stet Empodum, PA 15834 Ph: 814-486-1161 Fax 814-486-0825 Fti=man .an L??gue. Ir:o. Farre;:, FA Ph: 724-981-5310 CCCS of Western Penn57'Wanla Inc. - , YMCA4?uiidin9 I 339 North Washkiylon Street Buller, PA 18001 Ph: 724-282-7812 MIFFLIN COUNTY CCCSern Perxtyylvania, Inc. 217 E. Plank Road AftoonA PA 16602 Ph: 814-944.8100 Fax 814444.5747 CCCS of Northeastern Pennsylvania 16318. Atherton Street Suite 100 State College, PA 16801 Ph: 8 1 4-2363668 Fax 814.238-3669 Weatherizatlon Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814443-2343 MONROECOUNTY CCCS 14ortot et m Penns Ivanla 31 W. Market Street Post Offfoe Box 1127 Wilkes-ewe, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821.1785 9 South 7* Street Stroudsburg, PA 18360 Ph: 570-420-8980 Ph: 800.922-9537 Fax: 570.420-8981 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax 570-587-9134 Fax 570-587.9135 Comm on Economic Opportunity of Luzeme County 163 Amber Lane Wilkes-Barre, pq 18702 Ph: 570-826-0510 Ph: 800-822-0359 Fax: 570-829-1665 - Call before faxing Ph: 570.455-4994- Hazelon Fax: 570.455-5631 - Call before faxing Ph: 570-636-4090 - Tunkhannock MONTGOMERY COUNTY Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 Ph: 215-765-1221 Fax 215-765-1427 CCCS of Delaware Valley Norristown Business Center 790 W Germantown Pike, Suite 140 Norristown, PA 19401 Ph: 215-563-5665 CCCS of Delaware valley 1515 eta: <et Street, Suite 1325 PhiladelPhia, PA 19107 Ph: 215-563-5665 Fax 215.864-2666 S„rhos S 01 N. 6rc Street Philadlep o PA 19141 P'ir 215- :-- 7'5M Fax 215-324-8753 1131- Mai ty n SVAction ew ment Comm ktar?towq P?19401- - --- - - - Ph: 610-277-6363 Fax 610-277-2123 Community 1lotrskxl Counselors Inc. Post Office Box 244 ft 215-444a 2A 19348 Fax-215.444=8243- Media Fwkwsttlp Hduse 3t Media, PA 063 Ph: 610-565-084$ Fax 610-568-8567 Phil' 100 NoCr7" Strew, sui60p mnt Philadelphia, PA 19103 Ph: 215-567-7803 Fax 215-963.9941 American Credl Counseling Institute 845 Coates St Coatesville, PA 19320 Ph: 888-212.6741 144 E. Dekalb Pike King of Prussia PA 19406 Ph: 610-971-2210 Fax 610-265-4814 755 York Road Suite 103 Warminster, PA 18974 Ph: 215.444-9429 Fax 215-956-6344 MONTOUR COUNTY CCC of? an Penns lvania 31 W. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 570-821.0837 Ph: 800-922-9537 Fax: 570.821-1785 1400 Abington Executive Park Suite 1 Clarks Summitt, PA 18411 Ph: 570-587.9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax 570-587-9135 NORTHHAMPTON COUNTY CCCS of Lehkjh Vag, 3671 Crescent Court East Whitehall. PA 18052 Ph: 610-821-4011 Ph: 600-220.27 (717 and 814 only) Fax 610-821.8932 NORTHUMBERLAND COUNTY ACS of Northeastern Penns Ivanla 31 W Market Street Post Office Box 1127 Wtdres-Barr% PA 18702 Ph: 570-621-0837 Ph: 8CO-922-95137 Fax 570-821-1785 1400 Abington Executive Park Suite 1 Clarks CumnGtt, PA 18411 Ph: Si 0-SF57-9163 Ph: 80 -J -3537 Fax 570.507-9134 Fax 570-x37.9135 201 Basin Street WilliamsPOM PA 17703 Ph: 570,323.@627 F-57326626 Ec o orn?,- OPporturlity Cabinet of Schuylkill Cou 225 tts Po?h Centre 17901 eat Ph: 570-622-1995 Fax 570.622-0429 PERRY COUNTY CCCS M Penr,S 4 Inc. 2000 Lingiestown Road Harrisburg, PA 17102 Pit: 717-541-1757 Fax 717-541-4670 Urban i eTue of Metropolitan Harrisburg 2107N. 6 Street Harrisburg, PA 17101 Ph: 717-234-5925 Fax 717.234-9459 YWCA of Cadisle 301 G Street Carlisle, PA 17013 Ph: 717-243-3818 Fax 717-243-3948 Financial Counseling Services Of Franklin 31 West T4 Street Waynesboro, PA 17268 Ph: 717-782-3285 Weatherizalion Office 917 Mifflin Street Huntingdon, PA 16652 Ph: 814.643-2343 SUSQUBy/WNACOUNTY CCCS of Normeasfem Penns i 1400 Abington Executive Park Suite 1 Clarks Sumrritt, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 31 W. Market Street Wilkes-Barre, PA 18702 Ph: 570-$21-0837 Ph: 800.922.9537 Fax 570-821-1785 Treheb enter of Northeastern PA 185 Elmira Street Pest Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297.2799 German Street Post Office Box 389 Dushor% PA 18614 Ph: 570-928.9668 Fax: 570-928$144 17 Craffon Street W ellsboro, PA 16901 Ph: 570-724-5252 Fax: 570-724-5783 103 Warren Street Post Office Box 709 Tunkhannock,PA 18657 Ph: 570-836-6840 Fa)c 570-836-6332 931 Man ;street Honesdale, PA 18431 Ph: 570-253-8941 Fax 570-253-4817 7 Lake Avs,ue Fox 33-b Montrose, PA 166, Ph: 570-278 X338 Ph: 800-982-4045 Fax: 570.278.1889 TIGGA COUNTY CCC'd_-??s_t_em PAnnc h eta 1400 Abington Executive Park I Suite 1 Clarks Summilt, PA 18411 Ph: 570-587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570.587-9135 31 W- Market street Wilkes-Barre, PA 18702 Ph: 570-821-0837 Ph: Boo-922.9537 Fax: 570-821-1785 The Tr ab Ier of Northeastern PA 185 Elmira Street Past Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297-2799 103 Warren Street Post Office Box 709 Tunkhannock, PA 111657 Ph: 570-836-GM Fax: 570-836-6332 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax' 570-253-4817 The Trehab Center of NE PA 7 Lake Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800-982-4045 Fax: 570-278-1889 UNION COUNTY LY?ming-Clinton Co Comm for Comm Action (STEP) 2138 Lincoln Street Post Office Box 1328 Williamsport, PA 17703 Ph: 570326.0587 Fax: 570-322-2197 CCCS of Western Pennsyivanla. Inc. 217 E, plank Rced Altoona, PA 16602 Ph: 814-944.8100 Fax 814-944-5747 CCCS of Northeastam Penns n ?? 31 .. Market Street Post Office Box 1127 Wilkes-Barre, PA 18702 Ph: 57(}821-0837 Ph: 800-92?-9537 Fax: 570-821-1785 Warren-Forrest Counties Economic OPportunity Councll 1209 Pennsylvania Avenue, West Post Office Box 547 Warren, PA 16365 Ph: 814-726.2400 Fax, 814-723-0510 WASHINGTON COUNTY Action 1 busing, Inc. 425 6 h Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-261-2102 Fax: 412-3914512 CCCS of Western Pennsylvania, Inc. i North Gate Square 2 Garden Center Drive Greensburg, pA 15601 Ph: 724-838-1290 Housing OPPortunities, Inc. 133 Seventh Street MCKeesport, PA 15132 Ph: 412-664-1590 Fax: 412-664-0873 Credit Counselors of PA 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338.9954 Ph: 800-737-2933 Fax: 412-338-9%3 Community Action Soulhtvest 22 West High Street V a nesbt;rg, PA 15370 Ph: 724-852-2893 1400 Abington Exr_cutiva Park Suite 1 59 N. College Street CLllks Summrtt, PA 18.11 ?a hi :elan PA iSWI Ph: 570-587-9163 FIT 724-222-8292 P'r Fdz 570-587-9134 ! nOmr Jo-70; !1bmrnittet ' Fax: 570-587-9135 120 E. 9 ' Avenue Homestead, PA 15120 201 Basin Sheet Ph: 412-062-9962 -- WNNamsport, PA-17703 -- Fax: 412.462-9964 Ph: 570-323.8627 - Fax: 570-323-6626 WAYN- E- C- ouNTY of Porlheastem Penn sr4vani AN VENANGO CUNTy 1400 Abington Executive Park Greater Erie Community Action 1 Suite 1 Clarks Summitt, PA 18411 18 West 9 Street Ph: 570-587-9163 Erie, PA 16501 Ph: 800-922-9537 Ph: 814.459.4581 Fait 570-587-9134_ - Fax: 81+456-0161 Fax: 570.587-9135 CCCS of Western Pennsylvania, Inc. YMCA Bulking 9 South 7" Street Stroudsburg, PA 18360 339 North Washington Street Ph: 570-020-8980 Buffer, PA 160011 Ph: 800-922-9537 Ph: 412-282-7812 Fax 570-420.8981 John F. Kennedy Center Inc 31 W. Market Street , . 2021 East 20'h Street Wilkes-Barre, PA 18702 Erie, PA 16510 Ph: 570.821-0837 Ph: 814-898-0400 Ph: 8W-922-9537 Fax 814896.1243 Fax: 570-821.1785 German Street Post Office Box 389 WARREN COUNTY The Trehab antes of NE PA Dushore, PA 18614 Booker T Washinglon center 185 Elmira Sheet Ph: 570-928-9668 1720 Holland Street Post Office Box 218 Fax: 570-928.8144 Erfe, PA 16503 Troy, PA 16947 Ph: 814-453-5744 - Ph: 570-297-2101 17 Crafton Street Fax: 814-453.5749 Ferc 570-297-2799 Wellsboro, PA 16901 Ph: 570-724-5252 Greater Erie Community Acllon 17 Crafton Street Fait 570-724-5783 Committee Wellsboro, PA 16901 18 West a Street Ph: 570-724-5252 Erie, PA 16501 Fez: 570-724-5783 Ph: 814-459.4581 Fait 814-456-0161 103 Warren Street Post Olflce Box 709 Tunkhannock, PA 18657 Ph: 570.836-6840 Fax 570.836-6332 German Street Post 01fice Box 389 Dushore, PA 18614 Ph: 570-928-9668 Fax: 570-928-8144 931 Main Street Honesdale, PA 18431 Ph: 570-253-8941 Fax: 570-253-4817 7 Lake Avenue Box 339 M-IrOse, PA 18801 Ph: 570-278-3338 Ph: 800-982-4045 Fax 570-278-1889 WESTMORELAND COUNTY z-" Housing, Inc. 425 a Avenue Suite 950 Pittsburgh, PA 15219 Ph: 412-391-1956 Ph: 412-281-2102 Community Action Southwest 22 West High Street Waynesburg, PA 15370 Ph: 724.852-2893 CCCS of Westem Pennsylvania, inc. 1 North Gate Square 2 Garden Center Dmre Gre nsburg, PA 15601 Ph: 724-838.1290 Housing Gpportunhies, Inc. - 133 c:,entl' Street. McKeaspon,PA 15132 Ph: 412-64,4-1590 Fax: 41,,_-6CA-0873 Keystone Economic Development Corporation 1954 Mary Grace lame --JdhrrStdW PA 1590fi Ph: 814-535-65% Fax: 814-539-1688 Tableland Services Inc 535 East Matm Street Somerset, PA 15501 Ph: 814-445.9628 Ph:-800-452-OM Fax: 814.443-3690 199 Edison Street Uniontown, PA 15401 Ph: 724-439.8939 Indlena Co Community Action Program 827 Water Street Box 187 Indiana, PA 15701 Ph- 724-465.2657 Fax 724-465-5118 Mon-Valley Unemployed Committee 120 E. a Avenue Homestead, PA 15120 Ph: 412-482-9962 Fax 412-462.9964 Credit Counselors of PA 401 Wood Street Suite 906 Pittsburgh, PA 15222 Ph: 412-338-9954 Ph: 800-737-2933 Fax 412.338.9963 WYOMIN- G- Adams County Housing Authority Corrxrtdn Economics Opporhnity of Luzeme Canty 163 Amber Lame Wilkes-Barre, PA 18701 Ph: 570-826-0510 Ph: 800-822-0359 Fax: 570-829-1665 - Cal before faking Ph: 570-455-4994 - Hazelion Fax 570-455-5631 - Cal before LV*15 Ph: 570-836-4090 - Tunkhanrtock CCCS of Northeastern PA 1400 Abington Executive Park Suite 1 Clarks Summift, PA 18411 Ph: 570.587-9163 Ph: 800-922-9537 Fax: 570-587-9134 Fax: 570-587-9135 31 W. Market Street Wilkes-Bane, PA 18702 Ph: 570-821-0837 Ph: 800-922-9537 Fax 570-821-1785 The Trdmb Center of NE PA 7 take Avenue Box 339 Montrose, PA 18801 Ph: 570-278-3338 Ph: 800.982-4045 Fax 570-276-1889 185 Elmira Street Post Office Box 218 Troy, PA 16947 Ph: 570-297-2101 Fax: 570-297-2799 17 Cratton Street Wellsbor0, PA 16901 Ph: 570-7214-552,5_> Fax: 570-72a-5783 103 Warred Stresy Pest CH%e Scx SA3 Tunkhannock,PA 18657 Ph: 570.836.6840 Fax: 570.836-6332 Gentian sw(w Post Office Box 389 D-110 M PA 18614 Ph: 570-928-9668 Fax 570.928-8144 931 Main Street Honesd^ PA 18431 Ph: 570-2534MI Fax 570-2514817 139-143 Carlisle Street Gettysburg, PA 17325 Ph: 717.334-1518 Fax 717-334.8326 CCCS of Western Pennsytvarua, Inc. 912 South George Street York, PA 17403 Ph: 717.846-4176 YORK COUNTY American Red Gross-Hanover chapter 529 Carlisle Street Hanover, PA 17331 Ph: 717637-3768 Fax 717-637-3294 Housing Cotxtcll of York 116 North George Street York, PA 17401 Ph: 717-854.1541 Fax 717-845-7934 CCCS of Western Pennsylvania, Inc. 2000 Unglestewm Road Harrisburg, PA 17102 Ph: 717-541-1757 - Fax 717.541-4670 ?hibit C JAR-21-2007 12:41ps From T-242 P.011013 MOD 144) > 3d6 (1 Ian D" mmnt of ** TrUawty-'Ird"al p4Vaoue $"Co 7xo-ay. J-4q ' 4 °' sww lrltlmlh w A* o0wro use by PAcm o oltw gp r, Bf Vow #3 . EI9r1 U tw, ? 1 ? 79 »Sl#3 1791291:04 , 11 WIN- &-b 1r 1? # l,163:R$.,ont1 Ems[ 00"I" Rrnnnw 7i w .>tn , ivacat (i A ?r r aimd &t b1?A16?;?? tliTi'dM iplpglpgTar. ylY'a #nArlA e LS?3 #'XAt orl.it6ls, bet Tc of d4stb ale #s 11?n?t(yr'd tit tmw "d Nauru of TooW PA M A . y •` C- =1 F;.• FleQid 4809 AOl?t. r? ?T'ICS t1 ,. P8 1705.0 1MM?o> `tyla* fw e6ch"aann+a?+tsrepa?bak?.w ?^ ?I. 'Y?F? rmM .uNe 1A wAxM jj)Y MR' noo* g4g, tG{ fAWI" OA mbr i tlwdit9ti''lif t Rd rdaHitird iR 11iC d32 for lo4a 12/31/2000. 421-26-5723. 011/041-2011 49/05/21017 163511.43 MWW Of.: Fling 1' pT3 TOM ? 1:63 .03 IWA ootft was. propafed. erld M%nw! at M=LiML't IM, PA ort this, the Ot:k? daV.of JUT a 20Q4 rol 12-100-0000 P 3 (500) 8.29-765:0 (#WM C WfcMtW 4t MAtWd dry ey W* w o ks Ilom-mil r of -wow to tlif v+ilkYtY# MgtikM of wWy Ow Im ?we f - k# o4epaa QWft fwm Off" OW. 2.2004 /? .M ....,...... ? v t U'l F c.' M U-3 t'.) W tv c-? c? O rn rl ?-c Vol) In the Court of Common Pleas of Cumberland County 'tOUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 vs. PATRICIA A COIA (Mortgagor(s) and Record Owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA Plaintiff Defendant(s) PRAECIPE FOR JUDGMENT No. 07-1028 Civil Term THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against PATRICIA A COIA by default for want of an answer and THE UNITED STATES OF AMERICA in accordance with the stipulation dated 03/30/2007. Assess damages as follows: Debt Interest from 04/11/2007 to Date of Sale Total (Assessment of Damages attached) $92,600.04 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or ivered to the party agai t whom judgment is to be entered and to his attorney of record, if any, after the default occurre Ian at 41eastte d pri r th e of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 Joseph A. r. Attorney r Plaintiff I.D. #16132 AND NOW Judgment is entered in favor of COUNTRYWIDE HO EOANS INC. and against PATRICIA XCOIA by default for want of an answer and THE UNITED STATES OF AMERICA in accordance with the stipulation dated 03/30/2007, by default for want of an Answer and damages assessed in the sum of $92,600.04 as per the above certification. _ n Proth6notary A f GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER, ESQUIRE Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attornev for Plaintiff COUNTRYWIDE HOME LOANS INC. Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY V. PATRICIA A. COIA AND UNITED STATES OF AMERICA Defendants STIPULATION CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-1028 Civil Term It is hereby stipulated and agreed by and between COUNTRYWIDE HOME LOANS INC., plaintiff, and the defendant, United States of America, as follows: 1. That the premises referred to in the Plaintiffs Complaint is owned by the defendant(s), PATRICIA A. COW 2. The plaintiff filed an action in mortgage foreclosure to the above number and term, and named as defendant(s), PATRICIA A. COW 3. The parties hereby agree that the United States of America shall, and hereby is, named as a party in the above action, in accordance with 28 U.S.C. § 2410 et seg. 4. The United States of America hereby accepts service of the complaint and waives its right to file an answer or other responsive pleading thereto, and waives any objection it may have to the judgment entered against the defendant(s). 5. The United States of America has one tax lien(s) against the property which is/are subject to the action of mortgage foreclosure, dated July 12, 2004 #179328104, totaling $163511.43, both entered in the Prothonotary's office of Cumberland County Pennsylvania. 6. That the Federal Tax Liens described in Exhibit "A" to this Stipulation are junior in time to the Plaintiffs mortgage set forth in paragraph three (3) of plaintiffs Complaint. 7. That the Defendant, United States of America, agrees to the entry in this action of a judgment in favor of the Plaintiff and against the United States of America for foreclosure and sale of the mortgaged property. 8. That the defendant, United States of America, is not indebted to the plaintiff. 9. That the aforesaid premises shall be sold at a judicial sale, notice of which was served on the defendant, United States of America. 10. That the judicial sale of said property shall discharge the Federal Tax Lien described in Exhibit "A". 11. That the proceeds of sale shall be divided and distributed as the parties may be entitled and any funds due the United States shall be sent to the Internal Revenue Service, PO Box 1267, Harrisburg, PA 17108-1267. The check shall be made payable to "United States Treasury" and shall include the name and social security number of the taxpayer. 12. That the defendant, United States of America, preserves its right of redemption as provided in Title 28 United States Code, Section 2410 (c). 13. The parties to this Stipulation shall bear their own respective costs in this proceeding. Dated: March 16. 2007 -?? By: Michael T. McKeever, Esquire Attorney for Plaintiff THOMAS A. MARINO United States Attorney Dated: BY: dU& A a S Melissa Swauger Assistant U.S. Attorney Attorney for United States of America CWD-7244 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: March 29, 2007 TO: PATRICIA A COIA 801 Surrey Court Ventnor City, NJ 08406-1229 COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 VS. PATRICIA A COIA Plaintiff PATRICIA A. COIA (Mortgagor(s) and Record Owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 Defendant(s) TO: PATRICIA A COIA 801 Surrey Court Ventnor City, NJ 08406-1229 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-1028 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 G C McCAFFER M EVER B oseph A. Goldbeck Jr., Esq. Attorney for Plaintiff Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 CWD-7244 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: March 29, 2007 TO: PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 VS. PATRICIA A COIA PATRICIA A. COIA (Mortgagor(s) and Record Owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA TO: PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-1028 Civil Term IMPORTANT NOTICF, YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 ?areTFi? ?a?rfhecF?r GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, PATRICIA A COIA, is about unknown years of age, that Defendant's last known residence is 4809 Delbrook Road, Mechanicburg, PA 17055, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendm nts. Date :w l'V o I ' Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 PATRICIA A COIA (Mortgagors and Record Owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA Plaintiff vs. Defendant(s) No. 07-1028 Civil Term THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothon tart' By: If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 vs. PATRICIA A COIA (Mortgagor(s) and Record owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA IN THE COURT OF COMMON PLEAS Plaintiff of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 07-1028 Civil Term ORDER FOR JUDGMENT Please enter Judgment in favor of COUNTRYWIDE HOME LOANS INC., and against PATRICIA A COIA by default for want of an answer in accordance with the stipulation dated 03/30/2007 in sum of $92,600.04. 11 A . I r I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 and that the name(s) and last known address(es) of the Defendant(s) is/are PATRICIA A COIA, 4809 Delbrook Road Mechanicburg, PA 17055; Q??j Qi L I GOLDBEIK McVAFFER-jY & McKEEVER BY: Josep A. Goldbeck, Jr. Attorney for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $83,019.36 Interest from 09/01/2006 through $3,978.24 04/10/2007 Reasonable Attorney's Fee $4,150.97 Late Charges $227.35 Costs of Suit and Title Search $900.00 Escrow Balance Deficit $324.12 TOTAL $92,600.04 9 j - McKEEVER BY: Joseph 1. GoldQeck, Jr Attorney for laintiff AND NOW, this /2 l ay of f?4:,LL , 2007 damages are assessed as above. 1 Pro rothy ?. ? ? ?om .y[.., ? Q, ?" _s f? ?_ L? -;: ? w ? ? ,--?.` PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. PATRICIA A COIA Mortgagor(s) and Record Owner(s) 4809 Delbrook Road Mechanicsburg, PA 17055 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-1028 Civil Term THE UNITED STATES OF AMERICA PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 04/11/2007 to Date of Sale at 7.8800% (Costs to be added) $92,600.04 BY: JosepljA. Golilb Attorney fo Plaintiff O U v w ? 'd O ??, c? d O ' is ? W y O ? .?. ? p bA ??w x ??Q.r w '? ay moo ?? ? 00 O o ti) ? 2O ? o W U W x F O V Y A_ C'?, t YI ? © y v rrry .++ .. 7 n M C1r U Y d U ?n r P- a (?((\\\\''?\??' V 2, V kn J? cy- All that certain piece or parcel of land situate in the Township of Hampden, Cumberland County, Pennsylvania, more particularly bounded and described as follows to wit: Beginning at a point in the northern line of Delbrook Road (50 feet wide) which point is on the line dividing lots Nos. 20 and 21, Block F as the same are shown on the hereinafter mentioned Plan of Lots thence South 86 degrees 00 minutes West along said line of Delbrook Road, 65 feet to a point in the line dividing Lots Nos. 21 and 22 Block F, on said Plan; thence North 04 degrees 00 minutes West along said dividing line 125.14 feet to a point in the Southern line of Emanuel Baptist Church of West Shore: thence North 86 degrees 00 minutes East along said Baptist Church line and beyond, 65 feet to a point in the line dividing Lot Nos. 21 and 20 (arroneously described in prior deeds as Lots No. 22) aforesaid; thence South 04 degrees 00 minutes East along the last said dividing line 125.14 feet to a point in the northern line of Delbrook Road, the place of beginning. Being Lot No. 21 Block F Plan No. 4 of Delbrook Manor, said Plan being recorded in the Cumberland County Recorder's Office in Plan Book 11 page 33. Having thereon erected a brick and frame split-level dwelling house known and numbered as 4809 Delbrook Road. Mechanicsburg Pa 17055 TAX PARCEL 10-21-0279-327 07-1028 Civil Term GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff vs. PATRICIA A COLA Mortgagor(s) and Record Owner(s) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA Defendant(s IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-1028 Civil Term THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: COLA, PATRICIA A. PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 Your house at 4809 Delbrook Road, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, September 05, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $92,600.04 obtained by COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to COUNTRYWIDE HOME LOANS INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 07-1028 Civil Term 3. You may also be able to stop the sale through other legal proceedings You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I . If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 f 07-1028 Civil Term Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention&goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7244. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. G WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-1028 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due COUNTRYWIDE HOME LOANS, INC., Plaintiff (s) From PATRICIA A. COIA AMID THE UNITED SPATES OF AMERICA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$92,600.04 L.L. $.50 Interest FROM 4/11/07 TO DATE OF SALE AT 7.8800% Atty's Comm % Due Prothy $2.00 Atty Paid $135.52 Plaintiff Paid Other Costs Date: APRIL 12, 2007 (Seal) REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Curtis e.-Long, Pro ry By: Deputy Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney LD 416132 Suite 5030 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 IN THE COURT OF COMMON PLEAS Plaintiff vs. PATRICIA A COIA (Mortgagor(s) and Record Owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 Defendant(s) THE UNITED STATES OF AMERICA AFFIDAVIT PURSUANT TO RULE 3129 No. 07-1028 Civil Term COUNTRYWIDE HOME LOANS INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 4809 Delbrook Road Mechanicsburg, PA 17055 1.Name and address of Owner(s) or Reputed Owner(s): PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 2. Name and address of Defendant(s) in the judgment: PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 THE UNITED STATES OF AMERICA Suite 220, Federal Bldg. 228 Walnut Street Harrisburg, PA 17108-1754 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 4809 Delbrook Road Mechanicsburg, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. I I DATED: Aril 10, 2007 GOLDBECK cCAFtERTY 81D BY: Joseph A Goldbe k, Jr., Esq. Attorney for P aintiff C? ? rti - r"] .. r ? -rl - ., ?? tt1 ?? ? -t } ?? ' ?' t ; { .. (,._ =?=; c?.a ..r: ? =zr ;< SHERIFF'S RETURN - REGULAR CASE NO: 2007-01028 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND COUNTRYWIDE HOME LOANS INC VS COIA PATRICIA A JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE COIA PATRICIA A was served upon the DEFENDANT , at 1554:00 HOURS, on the 1st day of March , 2007 at 4809 DELBROOK ROAD MECHANICSBURG, PA 17055 PATRICIA COIA by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 11.52 Affidavit .00 Surcharge 10.00 .00 3/ 6?,161 39.52 Sworn and Subscibed to before me this day of , So Answers: 10,A5? R. Thomas Kline 03/02/2007 GOLD13ECK MCCAFFERTY MCKEEVER By: ?--? puty Sheriff A.D. 'r - 1?' GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6312 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 Plaintiff VS. PATRICIA A COIA (Mortgagor(s) and Record owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 IN THE COURT OF COMMON PLEAS of Cumberland County No. 07-1028 Civil Term PRAECIPE TO SATISFY JUDGMENT TO THE PROTHONOTARY: Kindly Satisfy the Judgment in the above captioned matter upon payment of your costs only. JO . OL K, JR., ESQUIRE o 5i - nri a -. r- n rzl rM O _ E5 Countrywide Home Loans, Inc. VS Patricia A. Coia In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2007-1028 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Joseph Goldbeck. Sheriff s Costs: Docketing $30.00 Poundage 1,660.39 Levy 15.00 Mileage 11.52 Law Library .50 Prothonotary 2.00 Surcharge 30.00 $1,749.41 So ? R. Thomas Kline, Sheriff BY Real Estate 'ergeant ? ?,IaS Joy ?' SI) 6:q/g7 (&„ /9`1 S3q e , Goldbeck McCafferty & McKeever BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 VS. PATRICIA A COIA (Mortgagor(s) and Record Owner(s)) 4809 Delbrook Road Mechanicsburg, PA 17055 Defendant(s) THE UNITED STATES OF AMERICA AFFIDAVIT PURSUANT TO RULE 3129 No. 07-1028 Civil Term COUNTRYWIDE HOME LOANS INC., Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 4809 Delbrook Road Mechanicsburg, PA 17055 1.Name and address of Owner(s) or Reputed Owner(s): PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 2. Name and address of Defendant(s) in the judgment: PATRICIA A COIA 4809 Delbrook Road Mechanicburg, PA 17055 THE UNITED STATES OF AMERICA Suite 220, Federal Bldg. 228 Walnut Street Harrisburg, PA 17108-1754 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 4809 Delbrook Road Mechanicsburg, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. I 1 DATED: April 10, 2007 GOLDBECK BY: Joseph A Attorney for I A t 07-1028 Civil Term GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6318 Attorney for Plaintiff COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 vs. PATRICIA A COIA Mortgagor(s) and Record Owner(s) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-1028 Civil Term Defendants THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: COLA, PATRICIA PATRICIA A. COIA 801 Surrey Court Ventnor City, NJ 8406-1229 Your house at 4809 Delbrook Road, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, September 05, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $92,600.04 obtained by COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: I . The sale will be cancelled if you pay to COUNTRYWIDE HOME LOANS INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311 07-1028 Civil Term 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 07-1028 Civil Term Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.g_o_v for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention&goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7244. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. t. GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff 07-1028 Civil Term COUNTRYWIDE HOME LOANS INC. 7105 Corporate Drive PTX B-209 Plano, TX 75024 vs. PATRICIA A COIA Mortgagor(s) and Record Owner(s) 4809 Delbrook Road Mechanicsburg, PA 17055 THE UNITED STATES OF AMERICA IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 07-1028 Civil Term Defendants THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: THE UNITED STATES OF AMERICA Kim Stevens Suite 220, Federal Bldg. 228 Walnut Street Harrisburg, PA 17108-1754 Your house at 4809 Delbrook Road, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriff s Sale on Wednesday, September 05, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $92,600.04 obtained by COUNTRYWIDE HOME LOANS INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be cancelled if you pay to COUNTRYWIDE HOME LOANS INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311 and 07-1028 Civil Term 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 r I ' 07-1028 Civil Term Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.g_ov, for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionn goldbecklaw.com. Call Judy at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-7244. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 4 ? All that certain piece or parcel of land situate in the Township of Hampden, Cumberland County, Pennsylvania, more particularly bounded and described as follows to wit: Beginning at a point in the northern line of Delbrook Road (50 feet wide) which point is on the line dividing lots Nos. 20 and 21, Block F as the same are shown on the hereinafter mentioned Plan of Lots; thence South 86 degrees 00 minutes West along said line of Delbrook Road, 65 feet to a point in the line dividing Lots Nos. 21 and 22 Block F, on said Plan; thence North 04 degrees 00 minutes West along said dividing line 125.14 feet to a point in the Southern line of Emanuel Baptist Church of West Shore: thence North 86 degrees 00 minutes East along said Baptist Church line and beyond, 65 feet to a point in the line dividing Lot Nos. 21 and 20 (arroneously described in prior deeds as Lots No. 22) aforesaid; thence South 04 degrees 00 minutes East along the last said dividing line 125.14 feet to a point in the northern line of Delbrook Road, the place of beginning. Being Lot No. 21 Block F Plan No. 4 of Delbrook Manor, said Plan being recorded in the Cumberland County Recorder's Office in Plan Book 11 page 33. Having thereon erected a brick and frame split-level dwelling house known and numbered as 4809 Delbrook Road. Mechanicsburg Pa 17055 TAX PARCEL 10-21-0279-327 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 07-1028 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: :,. To satisfy the debt, interest and costs due COUNTRYWIDE HOME LOANS, INC., Plaintiff (s) From PATRICIA A. COIA AND THE UNITED STATES OF AMERICA (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$92,600.04 L.L. $.50 Interest FROM 4/11/07 TO DATE OF SALE AT 7.8800% Atty's Comm % Due Prothy $2.00 Atty Paid $135.52 Other Costs Plaintiff Paid Date: APRIL 12, 2007 (Seal) Curtis.. Long, Proth a By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 ILZLA 4 44ft Real Estate Sale # 32 On May 8, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Hampden Township, Cumberland County, PA Known and numbered as 4809 Delbrook Road, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: May 8, 2007 By:? S Real Estate Sergeant 1 :cr 0 C tic V LGO?