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COMMOHWfA.lTll ')1 PENNSYlVANIA,
DEPARTMENT 01 REVH-lUE
OIP' 280601
HARIlI!IURO, ~... 111~'OUlI
N ' M LA" ,AN MI
/II" , 'I..' ; I
INHERITANCE TAX RETURN
RESIDENT DECEDENT
(TO BE FILED IN DUPLICATE
WITH REGISTER OF WILLS)
'/UV,15O? EX. pl1911
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fOlo"n10POIATHAm112131191 CHICK HIli
IP" lPOUSAL 0
l'OVII" CUDIT 'I CLAIMIO _
PILI HUM."
21
COUNTY CODE
ImrnlT ADOA!SS
Leader Nursing & Ilehab. Conter
1700 Market street
Cump llill, PA 17011
C"'IV CUmberland County
o 3, Remulnd" Relurn
Ifor dOl" 01 dealh prlarla 12.13.821
05. Federal Ellale Tax
Relum Regulred
JL 8, TOlal Numb" 01 Sale Depollt Box..
-
~ I I l
IlOUSElIOLDEIl, KA'rllRYN KRISE
WCIAl SECURITV NUMm-----r-f AfIj A IIR
173-32-6694 I 2/18/94 '//3,0/(1/
Ilil 1. Original Return 0 2. Supplemenlal Return
o 4, lImiled Ellale
o 40, Fulure Inl"..1 Camprarni..
(far dol.. of dealh aher 12.12.B2)
Iliil 6, Docedenl Died Tellale 181 7, Decedenl Malnlalned a lI,lng Tru'l
. IAllach copy 0/ Willi (Allach copy of Tru'l)
ALL CORRESPONDINCE AND CONPlDENTlAL TAX IN'ORMATlON SHOULD .1 DIRICTID TOI
NA,Mf bMPlU! MAiliNG "'DD~U$
u:Mell R. Gates, Esq.
lE HONE NUMe!R
1994
YEAR
LI5 'I
NU~BeR
Lowell H. Gates, P.C.
600 N. 12th stroot, suite 2
LeJOC>yne, PA 1 7Q4~
'-
( 8)
238,361.25
1.717
731-9600
(11)
(12)
(13) .
(141
8,498.65
229,862.60
0.00
229,862.60
13,791.76
0.00
13,791.76
1. Real Ellule ISchedul, A) I I)
2. Slack! and Bond. ISchedule B) I 2)
3. Cloltly Held Slock/Portnellhlp Inlere.1 (Schedule C) (3)
4, Morlgago. and NOI.. Recel,able (Schedule D) ( 4)
5, Ca.h. Bank Depol'" & MI",lIaneou. Pm anal Properlyl 5)
(Schedule EI
6, Jalnlly Owned Properly (Schedule F)
7. Tranll... (Schedule GllSchedule L)
8. T 0101 Gro.. A..el. Ilolollln.. 1.7)
9. Funeral expenlt.. Admlnl.lrallve Call" MIl"llaneau. I 9)
Expen... (Schedule HI
10, Debl.. Mortgaije lIoblllll.., lie" ISchedule II (10)
11. T 0101 De~ucHo", IIolollln.. 9 & 10)
12, Net Value of Ellale Illne 8 mlnu. line II)
13, Charitable and Governmenlal Bequell' (Schedule J)
14, Net Value Sublect 10 Tax Iline 12 mlnu. line 13)
, ,
15, Alllounl of line 14 loxoble 01 6% role
Ilnclud""uf... from Schedule K or Schedule M.I
16, Amounl of line 14 laxuble 0115% role
Ilnclude valu.. from Scredule K or Schedule 11I,1
17, Principal lax duelAdd lox Irom line 15 and from line 16.)
1 a, Credl" Spoulal Poverly Credll Prior Paymen" Dllcounl Inlor..1
--.Q..QQ._ + 13,102.17 + 689.59 ~~
19, If line 18 II greol., Ihon line 17, enl., Ihe dlH.,enco on line 19. Thl.,.lhe OVERPAYMENT.
me l"rr:r.I"i1'U'''I'''.loI'~lIhlU'III'1~11111c.i.-rn~~.''(~'I.Il''~IIrn..11Ualla
20, If line 17 I. grealer Ihon line 18, enler Ihe diH.,enco on line 20. Thll II Ihe TAX DUE.
A, Enler Ine inlerllll on Ihe balance due on line 20A.
0.00
0.00
0.00
0.00
973.69
( 6)
(7)
1 ,779.90
235'207.66
)( .06..
)( .15..
(17)
1181
119)
13,791.76
0.00
7,865.65
633.00
115)
??q,A('? (,0
(20)
(20A)
(20B)
0.00
0.00
0.00
116)
0.00
B. Enler Ihe /0101 01 line 20 and 20A on line 20B. Thll Illhe BALANCE DUE.
Make Check Payable 101 Regl,ler of Will., Agent
.. BE SURE TO ANSWER ALL QUESTIONS ON REVIASE SIDE AND TO RICHECK MATH..
Under Plnalll.. oj perjury, I declare Ihol I ho.... uamlned this return, including occomponvlng Ichedull' and tlallm'n", and 10 lh, bUI of my knowllldgo and belinl,
it II IrulI, corrlcl and complete, 1 dldor. rhol all r.al .11011 has bllln reported allrUt mark" valul, O.clarollon (II preparer olh,r than Ihe plnonal r'prellnrali'le il
baled on olllnformalion of which prepare' hal any knowledgl,
ATY,/.;}i' 11J:N ~lfi\IAL! fOR "LING WU'N AOORn! IUllidlll 1(. lIulHJeholJ",", l!:l<",",uLu" bAlEr'! ,-I,
~/!i.1'1 ' ,I( (IUA, (c' {, " 37 Fain;ay Ave., \'Iost Orange NJ 07052 .5/I~1 91'
'NA ,r ,.. ,- "n"ANU'lflIiilAfI,! - AOO'!IS Lowell H. Gatas, P.C. DAlE
600 N. 12th st. sto. 2, LeJOC>yno PA 17043 S/17/1i__
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lq.:~" t1AM1LrUH' YORK
P. 12
, aIFICIA~ un
OU~\1.I11\'CO
173-32-6694
LutN'IIl'
HOUSEHOLDER
HIIl\'A.~'""
KATHRYN K
I'Ill'lOaTATUSllC__,
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i:., ,I f., ' ,,0 'M'r1,'.fUII.lltl"lr.lv'"
IlaUII'lIoalA!. IICU~'TVHUMBI~ ..0 MI'ri..,fl"...."lltly
TO JOI", C',t.. ,.,TIII"'DI~tfI." IpoI.lU',
j:t'rtnl,,",ltlldallfll'lI.'" oQ D.c"lu';,'lnaltlhllll
c.I"Ia"" 2/18 94
RUICiHCT ITATUSI(ChodJ o.~ K" f'lnoT_ R,,"looq
,. jlA/iV..,AUld,ntf,olll ,US1.
IWllrJ,.OORII! Wl!L """'"
C""Il'Wtlf"'lI ,al' ""Plllt .nd ,..U tlllywan\', 't..tl",. ".1'tt/.~4f1"
IAb,ln.d.,,,r,
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Oc<:u/''OOII1
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RETIRED
CORESTATES BANK TRUST TAX POBOX 3959
CltyltroollOlllU .. '\It. lip CUt
1RU
LANCASTER PA 17604
Ch'*It"'''tfI''I..~.h'''''' a4Y1'IMI TlL"HOl'li NIJMQiA
.......--....... (717) 581-2016
'CHOOL OIST"ICT "lAMII",ht" you UvU Ole '1. '1131 'CHQQI. COO! (.II' 'IU" VI' 41
YORK CITY 67900
1.. OROII COltl'ENS"TION, WI.II, "'lIlU, fill', uo, AHUh 'OllnWW"J" ,.
. fb. UN"''''UR'iC IMF~OY"U!'HIlHXFINQI','" ....hl.) UI.. Tb
e fo. NBT PA TAXABUi COMPEN~TION, SublrAClllnl 1 b 110m IInl 11 . . , . . .. , , . . . . . . . .. fo
t 2. T^'<ABLli INTftRftST. From Inlch.d PA Schedule II, .. . .. . . .. .. .. . .. . .. .. . .. . ... a
a 3. TflXA8LE DMDENOS. From Inachld PII Schedule B, . .. .. .. .. . .. . , .. .. .. . . .. '" 3
N 4. PA PROFIT OR (l.OSS) FROM II BUSINESS, PIIOFESSION OR FARM:
~ .q, From lIl1lOhed Behtdult(l) C Indlor 8<:hldule{l) F . . . , . . . . . 41
C 4Il. From InlChed PII Sohldule(l) RK-1..,.................. ..
K ... T^'<ABLE PA PROFIT OR NET (LOSS). Tolol inti 41 Ind4b ....., . , .. . .. . . . . . . . .. 40
a e. PA <lAIN OR (1.095] FROM THIi SALE. I!)(CHANG! OR OISPOSrTlON OF PROPERlY:
M Sa. Prom Inlched PA SOh.dulle.) 0 and/or PA Schldult(!) 0-1. . 5.1
i lb. FlUm InAChld PA Sahtdule(.) RK-l. . . . ....... . . , . ...... 51>
v k From 1I1IChod 8chldul. PA-U, Sill of I Petlanll Ruld.nc., 50
i 5d. M1DUNT OF A~LOWABLIi EXCLUSION FROM UN!20 OF PA-" ........... , . . . . . 00 HOT IHCL ~H WN LN h,
B k. NBT T^'<ABL! PA <lAIN OR NET (l.OSS), Toil/line! 51. 5b. & SO . . . . .. . . . . . . . . . . . . .' 50
~ e. NETTA)(ABLE M INCOME OR N6T (LOSS) PROM RENTS, ROYALTIES, PATENlll AND COPYRIGHTS
i FIom InlChld PA SChedule(l) ! andlor SCh.duIO(.) RK-f . . . . . . . . . . . , . . . . . . . . . , ,. I
7. TlIUST !NCOM!, Fram InlChld PA Schedule J . .. . .. . . .. .. .. , .. .. . .. .. .. .. . '" 7
." GAMBUNG AND LOmAY WINNINGS. M.ch .chtdult ar expllnaUan af Income or (loll) .
T .. PiNNMVANIATAX..LIINCOM"AUVllu It, I. S,4" It. I 'lIId I, 00 NOT eUIITRACT OI9U. .
~ 10. TAX LIABlllTY - 2.111 OF LINE 8 ultl Una 9
fl. TOTAL PA INCOME TAXES WmiHELD, From InlChld For11Xs) W-a. , , . . . . . . . . . . . .. If
~ PA ESTIMATED TAX PAYMENTS; 121. CredHrom 1992 Relurn. 12
~ f2b. T0IIl1e9Hlumll1ldTDJC Pa)11lOnto . 264
H 120. Till Paid \'11th 1993 Extenllon.
I II TOTAL R9f1MAft& ~A~!fJi'! AND 01\8DIT (Add UnN m. 12b and 1aO) ".. . , . . . .f2d
A ft. TOTAL CREOIT FOR TAXeS PAID 8Y FA RftSlOENTS TO OTMER STAreS OR COUNTRIES
o "'"IItU~11I ,....~.~\lI.(.lai'A 8e~ldwl. "K-IUOIlU'I"tlO'lnUClI tu du'aftll~""U'" , , , "I 13
a U. TAX POROIV6NiSS ClAIMED PA SCHEDUL! SP. c../..... IIh ""llh. S~W"\Ih'I1.14
. Ma. Ou,n".nlt C~"'f'"'" 111"'.111'1'1
I ,.0., C1.lt"'^t'.T'ltlnolttU)'lllnl'lltfl'l!I~n'1'o1t".tflWo'IIII'1"t
Y ,II. Ctalllll"", T'UI811'~'" I""",, frOM Sit, I 01 '1'1. I'" WOl~.IIIU.
. fl. EMPLOYMENT INCENTlV! PAYMENTS CR!DIT. From ,niched rll SChll'ulo(.) W. , , .. II
fl. TOTAL PAYMSNTS AND CREDITS (Add Hnt! 11, 12d. 13.14. Ind 15).. '"'' . . . . , . " fl
I f7. TAX DU!I'UiTF.AaT\I~IIHRO"'~'HIIOIMAKI C~!CK,"'V'I~I TO FA OIIIOF RIVIHUI . f7
.
fl, OVEAPAYMENT(SUOl1lCT lJt1t10trom Unl1e)................................ 11 41 Oauble CMok YaurMIlh
a f... Amourrt 01 U", 1110 bo REFUNDED, . . . .. .. , , . . . .. . . . . . .. .. , .. . .. .. . . , .. . . .. '11 41
e TIb. Amount of Une Te 10 bo CREDITED to YOUR fl14 ESTIMAT1!D TAX ACCOUNT, . . .. . . The TOIII 01 UOO! 191. fib
~ lib. Tlo, Ind 19d
.. f~ Amount 01 UIIt 11 ta be DONATED to the WILD RESOURCE CONSERVIITION FUND. . , MUSTequlI Uoe 18, flc
~ lid, Amounl of Unl1810 bft DONATeD 10 tho U,S. OLYMPI~rTl!E. PA DIVISION. , . 194
lM.., ,nlIU.. ""'lw'v,1 dU'Af,I"., I hl'l' "'amln.d 'Ill. 11111111.111611,"111 .eeelWpatl)'I~D "hUIlIU & "fll'lM.nlt, Ind 1. '''' Olll,f m kllOWl'd ... bOW" II t. "w, ..".tt & ..",,111',
~!IIII'lvll Oall IIr\tM'tllllDP,"",OI "IPlIo'IUIqI,ytr,OUld."llln,.,mII1Uo W"lA'~
S1 .. T d' P'IUII"hulnVkno..'U,1 . I I:.
gn.. axpayer Deceallft 2 18 94 XTrac Weinoldt 'oJ'
hire '1lO~1I"IIQII.lI\III(I' 1IUnllol"II,. eorH mll",IOII '~'"ll o"!yon, ""'''Qom'l P"",.r', Tol'Phln. NlI"'lltr D.l,
.X
87
'Ha'CATI HCWMANVO/ 'ACH
Fa~M CR !CHIDU~( II ATT'CHID
Farmu W-a
SchlUE
Forma 1091
Sohl A
Soh. B
Soht C
Sohs P
Bel'll RK-1
Plul. UIt Your Cor~
School Oll1llcl Codl
Anlch All Rtq\Jnd
DoCtlmenta
TIll, AllUt'n MUll III
Flod On Or ~,.
Aprlll!, 1994
Sch.D
Soh. 0.1
PA-TI
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322
Soh! e
Sch. J
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8 409
235
~ Inl1l'llcllO~ For
ClaImIng E&tIlT1I1ed Crad!
276
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717-581-2016
4 06 94
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COMMONW!ALTH O. P1NNSYLVAN'A JOINTLY .OWNED PR^PERTY
INHIRIIANC! TAX RHURN ....
RUIO!NT O!C!O!NT
----
ESTATE OP
KATIlRm KRISE HOOSEHOLDER
I PILE NUMBER
21-1994
Jolnl 'on"nl(I)'
NAME
A. William K. Householder
------------~--- -~----
ADDRESS
37 Fairway Avenue
West orange, NJ 07052
RELATIONSHIP TO DECEDENT
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--
ITEM LmER DATE
POR
NUMBSI JOINT MADE DESCRIPTION OP PROPERTY TOTAL VALUE DECO'S DOLLAR VALUE OP
TENANT JOINT OP ASSET % INT. DECEDENT'S INTEREST
1. A 1/64 CbreStates Hamilton Bank
Checking Account No.
0231-5173 (see bank letter) $3,559.79 50% $1,779.90
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EXHIBIT "a"
ISTA'lI VALUATION
KATHRYN It. HOUSnOLDIR TRUST 06-16711-00
DATI or DBATHI PIBRUARY 18, 1994
SHARES ACCRUAL SECURITY
OR PAR SECURITY DESCRIPTION VALUE VALUE
300 Equity Income Fd Unit 1st AT&T shs $ 67.90 $ 19,631.25
100 DuPont EI DeNeMours PFD $4.50 7,500.00
75 Monongahela Power Co PFD E 7.36% 7,687.50
88 Southwestern Pub svc Co Common 48.40 2,508.00
5,324 CoreStates Bond Trust 45,fl15.15
1,1941 CoreStates Intermediate Bond Trust 137,510.83
Core Fund Fiduciary Reserve
13436.35 Principal Cash Equivalent 13.436.35
SUBTOTAL $234,089.08
Core Fund Fiduciary Reserve
1402.28 Income Cash Equivalent 1.402.28
TOTAL $116.30 $235,491.36
Value of Securities
Value of Accruals
TOTAL VALUE OF PORTFOLIO
$235,491.36
116.30
$235,607.66
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RESTATEMENT
OF THE
KATHRYN KRISE HOUSEHOLDER
TRUST AGREEMENT
DATED JULY 24, 1989
THIS R~'1;'ATEMENT OF TRUS!}, AG!{rENT is executed in triplicate
on this fl1 day of ~:' , 1992, by and between
KATHRYN KR BE HOUSEHOLDER,' ow of 4905 East Trindle Road,
Mechanicsburg, Pennsylvania 17055 (hereinafter called "Settlor")
and HAMILTON BANK, now of York, Pennsylvania (hereinafter called
"Trustee"), and is a Restatement of the Revocable Management Trust
by and between Kathryn Krise Householder, Settlor, and Hamilton
Bank, Trustee, dated July 24. 1989.
ARTICLE I. TRUST ESTATE
1. 01. Ini tia1 Principal. Settlor, desiring to establish
an irrevocable trust, does hereby irrevocably transfer, assign and
deliver to the Trustee and its successors, and assigns the assets
listed on Schedule A, attached hereto and made a part hereof. As
further evidence of such assignment, the Settlor has executed or
will execute or cause to be executed such other instruments as may
be required for the purposes of completing the assignment. or
transfer of title to such property to the Trustee. The Trustee
accepts such transfer and assignment to itself as Trustee, and
undertakes to hold, manage, invest and reinvest the assets of this
Trust, and to distribute the income and principal of the Trust in
accordance with the provisions of this Agreement.
1. 02. Addi tiona1 principal. The Settlor and any other
person or persons, with the consent of the Trustee, shall have the
right at any time to make additions to the corpus of this Trust or
any share thereof hereby established. All such additions shall be
held, governed, and distributed by the Trustee in accordance with
the terms and conditions of this Agreement.
ARTICLE II. IRREVOCABILITY OF TRUST
2.01.
consequences
Trus t shall
revoked, or
Irrevocabili ty. Set tlor has been advised of the
of an irrevocable trust and hereby declares that this
be irrevocable and shall not be altered, amended,
terminated by Settlor or any other person or persons.
ARTICLE III. LIFE INSURANCE POLICIES
3.01. General Provisions. If any insurance policies are
transferred into this Trust, the Trustee shall be vested with all
right, title, and interest in and to the transferred policies of
insurance, and is authorized and ~mpowered to exercise and enjoy,
for th~ purposes of the Trust herein created and as absolute owner
of such policies of insurance, all the options, benefits, rights
and privileges under such policies, including the right to borrow
upon and to pledge them for a loan or loans. 'rhe Trus tee takes all
rights, title, and interest in and to the above stated insurance
policies subject to any prior split-dollar life insurance agreement
and assignments, which may be in effect at the time of transfer.
The insurance companies which have issued policies are hereby
authorized and directed to recognize the Trustee as absolute owner
of such policies of insurance and as fully enti tled to all options,
rights, privileges, and interests under such policies, and any
receipts, releases, and other instruments executed by the Trustee
in connection with such policies shall be binding upon all persons
interested in this Trust. The Settlor hereby relinquishes all
rights, title, interest and powers in such policies of insurance
which Settlor may own and which rights, title, interest and powers
are not assignable, and will, at the request of the Trustee,
execut.e all other instruments reasonably required to effectuate
this relinquishment.
3.02. Payment of premiums. ~'he 'rrus tee shall be under no
obligation to pay the premiums which may become due and payable
under the provisions of any pOlicy of insurance which may be
transferred or assigned to this Trust, or to make certain that such
premiums are paid by the transferor of such policy, or to notify
any persons of the nonpayment of such premiums, and t.he Trustee
shall be under no responsibility or liability of any kind in case
such premiums are not paid, except the Trustee shall apply any
dividends received on such policies to the payment of premiums
thereon. Upon notice at any time during the continuance of this
Trust that the premiums due upon such policies are in default, or
that premiums which will become due will not be paid, either by the
transferor or by any other person, the Trustee, within its sole
discretion, may apply any cash values attributable to such policy
to the purchase of paid-up insurance or of extended insurance, or
may borrow upon such policy for the payment of premiums due
thereon, or may accept the cash values of such policy upon the
policy's forfeiture. In the event that the Trustee receives the
cash value of such policy upon its forfeiture for nonpayment of
premiums, the amount received shall be added to the corpus of this
Trust, and shall be administered according to the tems of this
Agreement. If the insured under such policies of insurance,
becomes totally and permanently disabled within the meaning of any
pOlicies and because thereof the payment of premiums, or any of
them, shall during the pendency of such disability, be waived, the
Trustee, upon receipt of such knOWledge, shall promptly notify the
insurance company which has issued such policies, and shall take
any and all steps necessary to make such waiver of premium
provision effective.
2
3.03. Duties_ of Trustee With Reqard to Life Insuranoe
Policies. 'I'he 'I'rustee shall be under no obligation or duty
whatever except with respect to the safekeeping of such policies of
insurance and the duty to receive such sums as may be paid to them,
in accordance with the requirements of this Trust, by the companies
issuing such polici8s, and to hold, manage and disburse such
proceeds subject to the terms of this Agreement. Upon the death of
the insured, the Trustee shall make reasonable efforts to carry out
the provisions of this Agreement, including the maintenance or
defense of any suit, provided, however, the Trustee shall be under
no duty to maintain or enter into any litigation unless its
expenses, including counsel fees and costs, have been advanced or
guaranteed in an amount and in a manner reasonably satisfactory to
the Trustee. The Trustee may repay any advances made by it or
reimburse itself for any such fees and costs from any corpus or
income of this Trust.
ARTICLE IV. TRUST DISTRIBUTIONS
4.01. Trust Principal. The entire corpus of this Trust,
including the assets initially transferred to this Trust,
subsequent additions to this Trust, and the proceeds of any sale,
exchange or investment of such Trust assets, shall be used for the
purposes herein contained.
4.02. Income Distribution. During the Settlor's lifetime,
the Trustee shall distribute all of the net income of the trust to,
or for the benefit of, KATHRYN KRISE HOUf:lEHOl,DER. The Trustee
shall make no distributions of principal to KATHRYN KRISE
HOUSEHOLDER.
4.03. Principal DistributiollS. Upon the death of the
Settlor, the Trust shall terminate. Upon termination, the
remaining trust estate shall be distributed to Settlor's son,
WILLIAM K. HOUSEHOLDER, per stirpes. If the Settlor's son, WILLIAM
K. HOUSEHOLDER, predeceases the termination of this Trust, then his
share shall be distribute equally to his issue, per stirpes.
4.04. General Power of Appointment. Settlor's son,
WILLIAM K. HOUSEHOLDER, is hereby granted the general power to
appoint some or all of the principal of this Trust to himself, his
estate, his creditors, the creditors of his estate, in such
proportions and upon such terms (in trust. outright gifts, or in
any other manner) as he deems advisable. This power shall not be
exercisable under his Will. If Settlor's son fails, either in
whole or in part, to exercise this general power of appointment
herein granted, the unappointed principal shall continue in trust
and shall be administered according to the terms of this Trust.
3
ARTICLE V. POWERS OF TRUSTEE
5.01. General Powers. In add.i tion to such other powers
and duties as may have been granted elsewhere in this Trust, but
subject to any limitations contained elsewhere in this Trust, the
Tnlstee shall have the fOllowing powers and duties:
A. In the management, care and disposition of this 'rrust, the
Trustee shall have the power to do all things and to execute such
deeds, instruments, and other documents as may be deemed necessary
and proper, inCluding the fOllowing powers, all of which may be
exercised without order of or report to any court:
(1) To sell, exchange, or otherwise dispose of any
property, real, personal or mixed, wheresoever located,
at any time held or acquired hereunder, at public or
private sale, for cash or on terms as may be determined
by the Trustee, without advertisement, inCluding the
right to lease for any term notwithstanding the period of
the Trust, and to grant options, including an option for
a period beyond the duration of the Trust.
(2) To invest all monies in such stocks, bonds,
securities, investment companies or trust shares,
mortgages, notes, choses in action, real estate,
improvements thereon, and other property as the Trustee
may deem best, without regard to any law now or hereafter
in force limiting investments of fiduciaries; except that
the Trustee may not invest in any stock or securities
issued by the corporate Trustee or issued by a parent or
affiliate company of such Trustee.
(3) To retain for investment any property deposited
with the Trustee hereunder; except that the Trustee may
not retain for investment any stock or securities in the
corporate Trustee or in a parent or affiliate company of
such Trustee.
(4) To vote in person or by proxy any corporate
stock or other security and to agree to or take any other
action in regard to any reorganization, merger,
consolidation, liquidation, bankruptcy or other procedure
or proceedings affecting any stock, bond, note or other
security held by this Trust.
(5) 'ro use lawyers, real estate brokers,
account.ants and any other agents, if such employment is
deemed necessary or desirable, and to pay reasonable
compensation for their services.
(6) To compromise, settle or adjust any claim or
demand by or against the Trust and to agree to any
4
rescission or modification of any contact or agreement
affecting the Trust.
(7) To renew any indebtedness, as well as to borrow
money, and to secure the same by mortgaging, pledging or
conveying any property of the Trust, including the power
to borrow from the Trustee (in the Trustee's individual
capacity) at a reasonable rate of interest.
(8) '1'0 retain and carryon any business in which
the Trust may acquire any interest, to acquire additional
interests in any such business, to agree to the
liquidation in kind of any corporation in which the Trust
may have ani' interest and to carryon the business
thereof, to join with other owners in adopting any form
of management for any business or property in which the
Trust may have an interest, to become or remain a
partner / general or Umi ted, in regard to any such
business or property and to hold the stock or other
securities as an investment, and to employ agents, and
confer on them authori ty to manage and operate the
business, property or corporation, without liability for
the acts of any such agent of for any loss, liability or
indebtedness of such business if the management is
selected or retained with reasonable care.
(9) To register any stock, bond or other security
in the name of a nominee, without the addition of words
indicating that such security is held in a fiduciary
capacity, but accurate records shall be maintained
showing that the stock, bond or other security is a trust
asset and the Trustee shall be responsible for the acts
of the nominee.
B. Whenever the Trustee is directed to distribute any trust
principal in fee simple to a person who is then under twenty-one
(21) years of age / the Trustee shall be au thorized to hold such
property in trust for such person until he becomes twenty-one (21)
years of age, and in the meantime shall use such part of the income
and the principal of the trust as the Trustee may deem necessary to
provide for the proper support and education of such person in the
standard of living to which he has become accustomed. If such
person should die before becoming twenty-one (21) years of age, the
property then remaining in trust shall be distributed to the
personal representative of such person's estate.
C. In making distributions from the Trust to or for the
benefit of any minor or other person under a legal disability, the
Trustee need not require the appointment of a guardian, but shall
be authorized to payor deliver the distribution to the custodian
of such person, to payor deliver the distribution to such person
without the int.ervention of a guardian, to payor deliver the
5
distribution to the legal guardian of such person if a guardian has
already beon appointed, or to use the distribution for the benefit
of such person.
D. In the distribution of the Trust and any division into
separate trusts and shares, the Trustee shall be authorized to make
the distribution and division in money or in kind or in both,
regardless of the basis for income tax purposes of any property
distributed or divided in kind, and the dist~ibution and division
made and the values established by the Trustee shall be binding and
conclusive on all persons taking hereunder. The Trustee may in
making such distribution or division allot undivided interests in
the same property to several trusts or shares.
E. If at any time after Settlor's death the total fair market
value of the assets of any trust established or to be established
hereunder is so small that the corporate Trustee's annual fee for
administering the trust would be equal to or less that the minimum
annual fee set forth in the 'rrustee' s regularly published fee
schedule, then the Trustee in its discretion shall be authorized to
terminate such trust or to decide not to establish such trust, and
in such event the property then held in or to be distributed to
such trust shall be distributed to the persons who are then or
would be enti tled to the income of such trus t. If the amount of
income to be received by such persons is to be determined in the
discretion of the Trustee, then the Trustee shall distribute the
property among such of the persons to whom the Trus tee is
authorized to distribut.e income, and in such proportions, as the
Trustee in its discretion shall determine.
F. The Trustee shall be authorized to lend or borrow,
inCluding the right to lend to or borrow from the Settlor's
estate, at an adequate rate of interest and with adequate security
and upon such terms and conditions as the Trustee shall deem fair
and equitable.
G. The Trustee shall be authorized to sell or purchase, at
the fair market value as determined by the Trustee, any property to
or from Settlor's estate, the estate of Settlor's spouse, or any
trust created by Settlor or Settlor's spouse during life or by
will, even though the same person or corporation may be acting as
executor of Settlor's estate or the estate of Settlor's spouse or
as trustee of any other such trusts and as the Trustee of this
Trust.
Ii. The Trus tee shall have discretion to determine whether
items should be charged or credi ted to income or principal or
allocated between income and principal as the Trustee may deem
equitable and fair under all the circumstances, inCluding the power
to amortize or fail to amortize any part or all of any premium or
discount, to trea t any part or all of the prof i t resulting from the
6
maturity or sale of any asset, whether purchased at a premium or at
a discount, as income or principal or apportion the same between
income and principal, to apportion the sales price of any asset
between income and principal, to treat any dividend or other
distribution on any investment as income or principal or to
apportion the same between income or principal, to charge any
expense against income or principal or apportion the same, and to
provide or fail to provide a reasonable reserve against
depreciation or obsolescence on any asset subject to depreciation
or obsolescence, all as the Trustee may reasonably deem equitable
and just under all of the circumstances.
1. The Trustee is hereby authorized and empowered to purchase
such insurance policies as it deems appropriate.
S. 02. Votinq by Trustee. When the author! ty and power
under thi s Trus tis ves ted in two (2) or more Trus tees or Co-
Trustees, the authority and powers are to be jointly by the
Trustees or Co-Trustees. A majority of the 1'rustees or Co-Trustees
may exercise any authority or power granted under this Trust
Agreement or granted by law, and may act on behalf of the Trust.
Any attempt hy one such Trustee to act for the Trust on other than
ministerial acts shall be void. The action of one such Trustee on
behalf of the Trust may be (but need not be) validated by a
subsequent ratification of the act by a majority of the Trustees or
Co-Trustees.
ARTICLE VI. SPENDTHRIFT PROVISION
6.01. General Provision. No beneficiary shall have the
power to anticipate, encumber or transfer his interest in the Trust
Estate in any manner other than by the valid exercise of a Power of
Appointment. No part of the Trust Estate shall be liable for or
charged wi th any debts, cont.acts, liabili ties or torts of a
beneficiary or subject to seizure or other process by any creditor
of a beneficiary.
ARTICLE VII. CONSTRUCTION OF TRUST
7.01. Choice of Law. This Trust shall be administered and
interpreted in accordance wi th the laws of the Commonwealth of
Pennsylvania.
7.02. Code. Unless otherwise stated, all references in
this Trust to section and chapter numbers are to those of the
Internal Revenue Code of 1986, as amended, or corresponding
provisions of any subsequent federal tax laws applicable to this
Trust.
7
7.03. Other Term'!. Unless the context otherwise requires,
the use of one or more genders in the text includes all other
genders, and the use of either the, singular or the plural in the
text includes both the singular and the plural.
7.04. Caot1ons. 'l'he captions set forth in this Agreement
at the beginning of the various divisions hereof are for
convenience of reference only and shall not be deemed to define or
limi t the provisions hereof or to affect in any way their
construction and application.
7.05. Situs of Trust. The Trust shall have its legal
situs in York County, Pennsylvania.
ARTICLE VIII.
COMPENSAT:ON OF TRUSTEE AND
APPOINTMENT Ot<. SUCCESSOR TRUSTEE
8.01. Comoensat1on. The Trustee shall receive as its
compensation for the services performed hereunder that sum of
money, based on an hourly charge or percentage rate, which the
Trustee normally and customarily charges for perfor.ming similar
services during the time which it performs these services.
8.02. Removal of Trustee. Settlor may remove the Trustee,
at any time or times, with or without cause, upon thirty (30) days
written notice given to the current Trustee. Upon the death of the
Settlor, a majority of the current income beneficiaries may remove
the Trustee, at any time or times, with or without cause, upon
thirty (30) days written notice given to the Trustee. Upon the
removal of the Trustee, a successor Trustee shall be appointed in
accordance with the terms set forth in Paragraph 8.03.
8.03. Aooointment of Successor Trustee. The Trustee may
resign at any time upon thirty (30) days written notice given to
the Settlor if Settlor is living, or in the event of Settlor's
death, upon thirty (30) days written notice given to the current
income benef iciary or benef iciaries (including a benef iciary' s
natural or legal guardian or legal representative), hereunder.
Upon the death, resignation, removal or incapacity of the Trustee,
a successor trustee may be appointed by the Settlor or the survivor
during Settlor's lifetime, or, after Settlor's death, by a majority
of the current income beneficiaries. Settlor prohibits the
appointment of Settlor as Trustee and any attempt to do so shall be
wi thout authori ty under this Agreement. Any successor trustee
shall be a financially sound and competent corporate tnlstee. Any
successor trustee thus appointed, or, if the Trustee shall merge
with or be consolidated with another corporate fiduciary, then such
corporate fiduciary, shall succeed to all the duties and to all the
8
.'
powers, including discretionary powers, herein granted to the
Trustee.
ARTICLE IX. PERPETUITIES CLAUSE
9.01. General Provision. Notwithstanding anything t.o the
cont.rary in this Trust, each disposition I have made here, legal or
equitable, to the extent it can be referred in its postponement of
becoming a vested interest to a duration measured by some life or
lives in being at the time of my death is definitely to vest in
interest, although not necessarily in possession, not later that
t.wenty-one (21) years after such lives (and any period of gestation
involved); or, to the extent. it cannot be referred in any such
postponement to such lives, is to so vest not later than twenty-one
(21) years from the time of my death.
ARTICLE X.
ACQUISITION OF UNITED STATES TREASURY BONDS
ELIGIBLE FOR TAX PAYMENT, PAYMENT OF TAXES, FUNERAL
EXPENSES, AND EXPENSES OF ADMINISTRATION
10.01. ,,"cClUisition of Bonds. The Trustee may, at any time,
without the prior approval or direction of the Settlor and whether
or not the Settlor is able to manage Settlor's own affairs, acquire
United States Treasury Bonds selling at a discount, which bonds are
redeemable at their par value plus accrued interest thereon for the
purposes of applying the proceeds to the payment of the Uni ted
States estate tax on the Settlor's estate; and the 'l'rustee may
borrow from any lender, inCluding itself, with or without security,
to so acquire these bonds.
10.02. Payment of United States Estate Tax by Bond
RedemPtion. The Settlor directs that any United States Treasury
Bonds which may be redeemed at their par value plus accrued
interest thereon for the purpose of applying the proceeds to the
payment of the United States estate tax imposed on the Settlor's
estate, and which are held by the Trustee, shall, to the extent of
the amount determined to be required for payment of the estate tax,
be distributed to the legal representative of the Settlor's estate
to be used by the legal representative ahead of any other assets
and to the fullest extent possible to pay the estate tax.
10.03. ~ent of Death Taxes and Other Estate Settlement
Costs. After the Trustee has complied with paragraph 10.02, above,
and ascertained from the legal representative that all such bonds
have been redeemed in payment of the United States estate tax, the
Trustee shall also ascertain from the legal representative whether
the legal representative has sufficient assets to pay the remaining
legacy, succession, inheritance, transfer, estate and other death
9
taxes or duties (except the additional estate tax imposed by
Sect.ion 2032 (c) / or corresponding provisions of the Internal
Revenue Code of 1986 applicable to the Settlor'~ estate and
imposing the tax) levied or assessed against the Settlor's estate
(including all interest and penalties thereon) / all of which taxes,
interest and penalties are hereafter referred to as the death
taxes, interest and penalties, If the legal representative advises
the Trustee that insufficient funds exist to pay all the death
taxes, interest and penalties, the Trustee shall then pay to the
legal representative from the trust property, an amount equal to
all the death taxes, interest and penalties in excess of the funds
available to the legal representative for this purposes / which
payments are to be made wi thout apportionment. In making the
payments, the Trustee shall use only those assets or their proceeds
which are includable in the Settlor's gross estate for purposes of
the United States estate tax and shall not impair the marital
portion without first exhausting the entire non-marital portion.
If the Executor of the Settlor's estate, in such Executor's
sole discretion, shall determine that appropriate assets of
Settlor's estate are not available in sufficient amount to pay (1)
the Settlor's funeral expenses, and (2) expenses of administering
the Settlor's estate, the Trustee shall, upon the request of the
Executor of the Settlor's estate, contribute from the principal of
the trust estate the amount of such deficiency; and in connection
with any such action the 'l'rustee shall rely upon the written
statement of the Executor of the Settlor's estate as to the
validity and correctness of the amounts of any such expenses/ and
shall furnish funds to such Executor so as to enable such Executor
to diSCharge the same / or to discharge any part of all thereof
itself by making payment d.irectly to the person entitled or
Claiming to be enti tled to receive payment thereof. No
consideration need be required by the Trustee from the Executor of
Settlor's estate for any disbursement made by the Trustee pursuant
hereto, nor shall there be any obligation upon such Executor to
repay to the Trustee any of the funds disbursed by it hereunder,
and all amounts disbursed by the Trustee pursuant to the authority
hereby conferred upon it shall be disbursed without any right in or
duty upon the Trustee to seek or obtain contribution or
reimbursement from any person or property on account of such
payment. The Trustee shall not be responsible for the application
of any funds delivered by it to the Execu tor of the Set tlor' s
estate pursuant to the authority herein granted, nor shall the
Trustee be subject to liability to any beneficiary hereunder on
10
.-
SCHEDULE "A"
SCHEDULE
REFERRED TO IN THE ANNEXED
TRUST AGREEMEN'l'
DATED: MARCH 31, 1992
FROM KATHRYN KRISE HOUSEHOLDER,
SETTLOR
TO HAMILTON BANK,
TRUSTEE
, Shares Property Description Book Value
Core Fund Fiduciary Reserve $ 11,779.78
1385 CS Intermediate Bond Trust 152,225.91
100 DuPont E I DeNemours pfd $4.50 7,834.49
100 General Motors Corp pfd $5 8,785.44
75 Monongahela Pwr Co pfd 7.36X 7,687.50
156 New VY Corp pfd Cl B Conv $3 5,172.49
26 New VY Corp Sr pfd CL A Inc Rate 3,652.51
600 Equity Incoma Fd 1st EKC AT&T 10,794.63
88 Southweetern Pub Svc Co. 1. 771. 00
Total Principal Account Value $209,703.75
Core Fund Fidiciary Reserve
1.402.12
Total Income Account Value
$ 1,402. 12
"
'"
\,
.
, ,
Market Value
$ 11,779.78
158,597.44
6,200.00
6,275.00
6,693.75
331.50
100.75
31,500.00
2.728.00
$224,206.22
1.402.12
$ 1,402.12
REV-1S47 EX AFP (10-93*
COMMOHWEAl HI Of PENNSVLVAHIA
DEPARTMENT Of REVENUE
BUREAU Of INDIVIDUAL TAMES
OEPT. 280601 .
HARRISBURG, PA 171Z8-0601
Es-fA1'EiW'--ml1rS'!:mn:llt~~-mHRV 'I( = FILE NO.
DATE OF DEATH 02-18-94 COUNTY CUMBERLAND
NOTE. TO INSURE PROPER CREDIT TD YOUR ACCOUNT. SUBNIT THE UPPER PORTION OF TNIS FORN WITH VOUR TAM
PAYNE NT TO THE REDISTER OF WILLS. NAKE CHECK PAYABLE TO "REDISTER OF WILLS, ADENT"
REMIT PAYMENT TO:
I
,;1. I ,')
cb
ACN
101
NOTICE O~ INHERITANCE TAM
APPRAISENENT, ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS. AND ASSESSNENT OF TAM
LOWELL R GATES ESQ
LOWELL R GATES
600 N 12TH ST STE 2
LEMOYNE PA 17043
DATE 09-13-94
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
r - A.Ou~t R.~ltt.d
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ..
REV: isijj - Eif"ii jiii - i i 0-: m - - il1i'fi c r -oF - YNHEiii f AifcE - "fAx - iip pillii 9 EifENi'~ _oii L r oWAifcE"iiR" - - - _n - - - - - -" - --
DISALLOWANCE DF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATE OF HOUSEHOLDER KATHRYN K FILE NO. 21 94-0454 ACN 101 DATE 09-13-94
If an allelsment was ilsuad previouIly, lines 14, 15 and/or 1& and 17 will
reflect figures that include the total of ALL returnl allelled to date.
ASSESSMENT OF TAX:
IS. A.ount of Lln. 14 t..obl. .t 6% r.t.
16. A.ount of Lln. 14 to.oblo .t 15% rot.
Ii, Princlp~l T.~ DUI
TAM RETURN ~ASI I X I ACCEPTED AS FILED
RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE
APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN
1. ROIl Eliot. I Sch.dulo A I III
2. Stocko .nd Bondo (Sohodulo B) (21
5. Cloo.ly H.ld Stock/Portnorohlp Intoro.t ISchodul. CI 151
4. Nortgogo./Noto. R.o.lvobl. (Sohodulo DI 14)
S. C..h/B.nk Dopo.lt./Nloo. P.rlon.1 Proporty ISchodul. EI IS)
6. Jointly Ow nod Proporty (Sch.dulo F) 16)
7. Tron.hr. (Sch.dul. OJ 17)
8. Tot.1 A.o.to
APPROVED DEDUCTIONS AND EXEMPTIONS:
9. FUnarll Expln.../Ad~ini.tr.tlY. Co.tal
HilclUlnlaul E)(pln... (SChldull HJ (9)
10. D.bt./Nortg.g. Ll.bllltl../Ll.n. (Sch.dul. II (101
II. Tot.1 D.ductlon.
12. N.t V.lu. of T.. R.turn
15. Chorltoblo/Oovorn..ntol B.qu.ot. (Soh.dul. JI
14. N.t Volu. of E.toto Subj.ot to To.
NOTE:
llSI
1161
TAX CREDITS:
PAYNE NT
DATE
RECEIPT
NUNBER
DISCDUNT 1+)
INTEREST 1-)
05-18-94
886093
689.59
) CHANDE,D
.00
.Q.Q..
.00
.00
973.69
1, 77 9...iQ.
235.607.66
(81 _
238,361.25
7,865.65
633.00
III I
1121
1151
1141
8.498.65
229,862.60
.00
229,862.60
229.862.60
.00
13.791.76
.00
13.791,76
M .06 '
M.1S ,
1171
ANDUNT PAID
13,102.17
TOTAL TAX CREDIT
BALANCE OF TAX DUE
INTEREST
TOTAL DUE
. IF PAID AFTER DATE INDICATED. SEE REVERSE
FDR CALCULATION OF ADDITIONAL INTEREST.
13.791. 76
.00
.Ob
.00
( IF TOTAL DUE IS LESS THAN .1. NO PAVNENT IS REQUIRED.
IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR). YOU NAY BE DUE
A REFUND. SEE REVERSE SIDE OF THIS FDRN FOR INSTRUCTIDNS.I
"
"
'REseRVATIONI E.t",. of dlc.dlnt. dvlng on or hlfor, D,c,.b,r 12, 1982 .~ If any future Int.rl.t 1n thl ..tat. 1. 'r,",flrred
In pO.IQ..Jon or enJov..nt to ct... B (0011at.rll) bln,flel,r1,. of thl dlCldlnt after thl IMPlretlon of .nv I' tit. for
11f. or for y..r., thl CO'Monwealth htrtbv IKpr...lv rtl.rUI, thl right to appr,I.. and ...... tranl,.r Inherltlnol TIMI.
at tht lawful Cia" B (0011at,ral) rat. on anv luch future Int.r..t.
PURPOSE OF
HOTlCEI To fulfill thl r.quir...nh of Slotion 2140 of the Inheritance and E.t.t. 18)( Aot, Act 22 of 1991. 12 P,S,
Stotlon 2140.
PAYttEHTI Detach thl top portion of thll Hottel llnd .ub... wlth your Ply.."t to thl R,ghhr of W11l1 prlnt.d on thl rIVlr.. lidl,
..Htkt chick or MonlV order payable tOI REGISTER OF MILLS, AGENT '
All ply..nt. rlo.lvld .hall fir.t b. IPpll.d to anv Int.r..t which ..y bo dUB with anv r...lnd.r appli.d to the t.M.
REFUND (CRII A r.fund of . t.x or.dit, which w.. not r.qu..ted on thl Tax R.turn, lay b. r.qu..ted bv cOMpl.tlng an "Appllcltlon
for Rlfund of P.nn.yl....nl. Inhlrlt.nc. and E.tat. Yalt" (REV'UU), AppllcatJon. Irt .....U.bl. at the O'flcl
of the R.gI.t.r of Will., any of thl 23 R.....nu. Ol.trlct OffiCII, or by c.lllng th. .p.olal 2~'hour
.n,wlring ..rvlc. nu.b.r. for for.. ord.rlngl In Penn.yl....nla 1~&00.362.20S0, out.ld. P.nn.vl....nt. .nd
within 10c.1 H.rrl.burg aria (717) 7&7.e094, TOOl (717) 77?.22S2 (H..rlng IIp.ir.d Only).
OBJECTIONS I Any p.rtv In Int.r..t not ..tl.fl.d with th. .ppr.I...."t, allowane' or di..llowanc. of d.ductlon., or ........nt
of talt (Including di.count or Int.r..tl .. IhoHn on thl, Notlol MUlt obj.ct within .Ixty (60) d.y. of r,cllpt of
thlt Notic. bYI
.~writt.n protut to the PA O,pDrtl.nt of RIlIlnu., Board of App.all, DEPT. 281021, Harrhburg, PA 111211~1021, OR
...I.otlon to have the Matt.r d.t.r'ln.d at audit 0' the aooount of the p.r.cn.1 r,pr.'lntatlll', OR
.~tlp,,"1 to 1h' Orph.n.' COIJrt.
AO"I"
ISTRATlVE
CORRECTlO"S.
DISCOUNT.
F.ctual Irror' dl.ooy.r.d on thl. ........nt lhould bl .ddr.I..d In writing tal PA O.p.rtllnt of RIYlnu.,
Burllu of Indi...ldu.l Taltl., ATTNl POlt A.......nt R....I.w Unit, DEPT, 2110601, H.rrl.burg, pA 11128.0601
Phon. (717) 787-6505. S.. pig. 3 of thl bookl.t "In.truotlon. for Inh.rlt.nc. Tilt R.turn for aR..ld.nt
o.eld.nt" (REY.ISOI) for an IltplanatJon of ad,lnl.tratlvIIY corrlctabll Irror.,
If .nv tax dUB JI paid within thrll (3) callndar lonth. aft.r thl dleldlnt'. d.ath, I flv. plrclnt (SX) dl.oou"' of
thl talt paid II allowld,
Intlrl.t II oh.rgld b.ginnlng with flr.t day of dtlJnqu.ncy, cr nlnl (9) Nonth. and one (1) d.y frol th. date of
dllth, to th. date of paYllnt, Yalt.. whleh blc... dflllnqu.nt blfort J.nlJary 1, 19112 blar Inter..t at the rat. of
.Ilt (6X) p.rc.nt p.r annul calculat.d at a dallY ratl of ,OOQ164, All talt" which b.c... dellnqu.nt on Ind eft.r
Janulry 1, 1982 will blar int.rl.t at a rat. which will ....ry frol ~Il.nd.r Vlar tc c.llnd.r Y.lr with th.t rat,
announcld bv the PA DIp.rt..nt of RIlIlnu., Th. .ppllcabl. llltlr..t r.t'l for 19112 through 1994 .r'l
INTEReST.
~ Int.rut R.te DailY Intlr..t Factor :!!!r Inter..t Rat. Dally Interltt Factcr
1982 20X .000S48 1986 lOX .000274
1983 16X .0004!a 1987 9% .000247
1984 IlX .000301 1988'1991 1IX .000301
I98S I3X .0003S6 1992 9X .000247
1993-1994 IX .000192
ulnt.rllt I. calculat.d al followl!
INTEREST D BALANCE or TAX UNPAID X NUMBER OF DAYS DELINQUENT X DAILY INTEREBT FACTOR
..Any Hotlc. I..u.d aftlr the tax bICOI.. d.llnqulnt will r.fllct an lnt.rl.t oalculatlon to 'Iftl.n (IiI day.
~yond the d.te of the a.......nt. If p.y..nt 1. .ad. aft.r tha Int.r..t co,put.tlon date .hown,on the
Notlcl, addltlon.l Int.r..t IU.t b. calculat.d.