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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company
Plaintiff,
)
)
)
)
)
)
)
)
)
No,
CIVIL DIVISION
v,
Bruce E, Basehore and Rebecca M,
Basehore,
Defendants,
NOTICE
You have been sued in court, If you wish to defend against the claims set forth
in the following pages, you must take action within twenty (20) days after this complaint
and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against
you, You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
3, On or about November 3, 1994, Defendants purchased a 1992 Commodore
manufactured home, Serial No, CQ23018A8, (the "Mobile Home"), from Regency
Homes, Inc" (the "Seller"), and entered into a written Manufactured Home Retail
Installment Contract and Security Agreement, (the "Security Agreement") for the payment
of a portion of the purchase price thereof, A true alld correct copy of the Security
Agreement is attached hereto as Exhibit "A."
4, Seller assigned its interest in the Security Agreement to Plaintiff, Green
Tree Consumer Discount Company, Green Tree Consumer Discount Company
perfected its security interest in said Mobile Home by having an encumbrance placed on
the title thereto, A true and correct copy of the Certificate of Title is attached hereto as
Exhibit "8,11
5, Plaintiff avers that the approximate retail value of said Mobile Home is
$44,000,00 and that the said Mobile Home is in Defendants' possession but its exact
whereabouts are uncertain,
6, Defendants defaulted under the terms of the Security Agreement by failing
to make payments when due, As of January 15, 1997, the Defendants' payments of
interest and principal were in arrears in the amount of $1,898,85, Pursuant to the
Acceleration Clause in the Security Agreement the amount outstanding as of January 15,
1997, is $42,635,30,
7, Plaintiff provided Defendants with thirty (30) days notices of intent to
repossess the Mobile Home, A true and correct copy of the notices of intent to
repossess the Mobile Home is attached hereto as Exhibit "C,"
2
8, Defendants failed to cure the default or return the Mobile Home upon
Plaintiffs demand,
9. Plaintiff avers that under the terms of the Security Agreement and
Pennsylvania law it is now entitled to immediate possession of said Mobile Home,
10. The Security Agreement provides that in the event of default:
a. Defendants will pay seller's reasonable attorney's fees, provided
that prior to commencement of legal action such fee shall not
exceed $50,00;
b, Court costs and disbursements; and
c, Costs incurred by seller to foreclose on the Mobile Home including
the costs of storing, reconditioning and reselling the Mobile Home,
11. In order to bring this action Green Tree Consumer Discount Company was
required to retain an attorney and did so retain Attorney Erin p, Dyer.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendants to recover the Mobile Home, plus detention damages,
special damages consisting of inter alia, detaching and transporting the Mobile Home,
shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late
charges, and all allowable damages per the Security Agreement, any further costs for
repossession and sale, and attorney's fees and costs of litigation in order to obtain
possession of the Mobile Home; and b) In the event Plaintiff repossesses said Mobile
Home and resells or otherwise disposes of said Mobile Home, a deficiency judgment in
an amount to be determined by the Court upon petition of Plaintiff, which amount shall
be equal to the difference between the amount owed pursuant to the said Security
3
Agreement plus the damages set forth in paragraph (a) above and the amount recovered
by Plaintiff from the resale or other disposition of the said Mobile Home, less expenses.
COUNT II . DAMAGES
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer
Discount Company, alleges the following:
12, Paragraphs 1 through 11 of this Complaint are incorporated herein by
reference as though fully set forth,
13, This Count is brought in the alternative to the relief sought in Count I.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendants in the amount of $41,969,78 with interest and late
charges plus detention damages, special damages consisting of inter alia, detaching and
transporting the Mobile Home, shipping fees, any cost for insurance placed on the
Mobile Home by Plaintiff, late charges, and all allowable damages per the Security
Agreement, any further costs for repossession and sale, and attorney's fees and costs
of litigation in order to obtain possession of the Mobile Home; and b) In the event
Plaintiff repossesses said Mobile Home and resells or otherwise disposes of said Mobile
Home, a deficiency judgment in an amount to be determined by the Court upon petition
of Plaintiff, which amount shall be equal to the difference between the amount owed
pursuant to the said Security Agreement plus the damages set forth in paragraph (a)
above and the amount recovered by Plaintiff from the resale or other disposition of the
said Mobile Home, less expenses.
By:
~v
Erin p, Dyer, Esquire
Attorney for Green Tree Consumer
Discount Company,
L IGREENTRElBASEHOREIBASEHORE eM
GT.10.38.ool/lIt" PENNSYlVANIA
MANUFACTURED HOME RETAIL INSTAllMENT CONTRACT AND
SECURITY AGREEMENT fCONV, . FHA, VAl
.UIlIOQ, IU1Q.;A H.
BUYER: 'UIIIOQ, IlUCl I., " UCIllCl JOVlK, C....LIJL..E. '4 IIOU
I"nnl full ntm" INo. Srr,,"
SELLER: ~ JK:lHU. ItlC' . JOU CAlLlILt PIli, C,UtllLl. PA po.,
'.nam. 0, t',,,
MH-RIC
UI88UMDIKIWT O^TI' 11/07/"
~COInIT . 73317353
IClf)' '~lll, ol'PI
Clip tall
ASSIGNEE'COWSllU. DlSC'OW1' ctlrOA",. JOO WU""'" PlAZA 'Vue 41: 'lTlHiJ,.c.;lf U Uzu
Ily. 1'1" Ip
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IA~NUAL FODERAl TRUTH'INn'NDINt: M r DISCL UR"
IFINANCE Amoun! TOIl' of PIlmln11 TOIII Sill P,lel
PERCENTAGE RATE CHARGE Fln.need 0&. ......~II...... .... n..I......llt'~
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.. ..... I 11I11I.'4,/1" . 4"0.00 I
I '1"0,00 I ItO'U.DO I 11"".00
My DI'm~nt IChtdul. will be:
Nvmbtf 01 'nmtnll Amount 01 P,ymlnU Whtn "vm'nll "It Dw
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IT IlATI N OF n'''AM UNT FINAN""O PHYSICAL1;-AM~N"'RANr:F
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"'till, '. ,., IdCIotionl1 tOil.
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CONTRACT AND SECURITY A_GREEMENT I
1, DEFINITIONS: "Ie. "m.", -m't" m"n, Ih. 8Uye'I,1 'You'. 'YOUI' mc.", th, S.II" -M'I'lUI't;:IUfld Hom,- mnn, both the
m.nul,ctu,.d hom, ,nd Olhe, PIOP'''r d..ctlb'd b.low, 'Can'r,c,' ........". lP'" FI.I.,lln",,,,,,,,,"t Conu.ct ."d S,curlty Ag'"",,nt.
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, : I hi.... thl Olll,on 01 bllYing Ih, Manvllttul'd Uom, 101 lh. Cllh Clle. 01 bvvlnll on clrdlt, The cllh pilei I, .hown
'bo.... .. the 'Cllh S.II PIle,.. .nd IhI ttldll ClIIC, it ."oW" .bo.... If 11'1, -TOI,I 5'1, PUC:'-, I chao.. to buy the MlnulKturtd Homt
onCllO"1,
3. ASSIGNMENT: II the'II, I 'il\tnci,l il\Jhlut1OO shown n -Anlonu. ..hn.... """ ,.. _...... ,_
i"ltitulion. I will m.lI., my Dum,nt. 10 th, ',".nelll
'110ld,
NOTICE: SEE PAGES 2 AND 3 FOn ,
-.,nll,e: 10 u..1 'in'I'Id,1
'Uon eftlf !.hi CentrIC1
,1t.1 CoPy. Ortatnlf
S.cond CCl~l
EXHIBIT "A"
Security Agreement
CONTRACT
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...................~-II....t".'''"'_''o\IMAaU
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.ASINOU . OO"'t!
NOTICE
ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO All CLAIMS AND OEFENSES
WHICH TH' DEBTOR COULD ASSERT AOAINST THE SELLER OF 00005 OR SERVICU OITAINED
PURSUANT HERnO OR WITH THE PROCEEDS 'tEREOF, RECOVERY ItEnEUNDER BY THE DEITOR SHAll
NOT EXCEEO AMOUNTS PAID BY THE OEBTOR HEREUNDER.
GUARANTY: I o""r.nl" Ihlt ,n ,mount. gwed undll Il"tIt Conlr'" w.II~, p"d ....."'n du', I w,II'lm.,,, otll'O'IId 'v." II
'"r Qllhe Iuy". .,. r,l.uttt 01" 'tw ......;.. 1"lv. UDI 0' del..,. 'mu'C:P'",nl 01 ,n.,. 01 YOUI "0"11 tIld" thot eOl'lIII"1. YOII do
no heve 10 glvl me nohU 01 .ny luch w'lvII. del'r 0' ,.IUn l,t.O rn~1 P'r yo"" .1I01nty', '''I .nd OU\lI COUI1 com 01
'nIOf~ 011 g\,l"lnlll, II ..t IOflh in ""'fiJ"ph 1" on pig. 2,
II
fitenl"... 01 QUlfftltOlI
tACld"u'
x
1510'11'''''' 01 GUII,nlorl
IAdt:h.ul
NOTIC. TO BUYER, 1, DO NOT SIGN THIS CONTRACT IF IT CONTAINS ANY BlAN~ SPACES, 2, YOU ARE
ENTITLED TO AN EXACT COPY OP THE CONTRACT YOU SiaN, ~EEP IT TO PROTECT YOUR lEGAL
RIGHTS, 3. LIABILITY INSURANCE COVERAGE FOR SOOll Y INJURY AND PROPERTY DAMAGE CAUSED TO
OTHERS IS NOT INCLUDED UNLESS INDICATED IN THE PROPERTY INSURANCE SOX ON PAGE 1.
BUYER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS CONTRACT,
~""'.b"l~ ...5, ,.!If/
"1'x J-h/Ai'./J?~dA~L
..~. .. IASIIOII ' Slg~ IllY" .,.:; N.' ;'oUIIIOU
ASSIGNMENT
1,1" httlllrt IIh~ "Iign, .nd tflfl,f,r, to AlliQnrw its ,nli" ,.oht, lit!, and Inlttut in 11'1. Contf'ct Ind lht PlOll"ty dUCf.btd
l"tlt'" It hi -PlolHtt1y I With 'u11 'UtholltV 10 do ,ye'v Jcl and thing "'CUI!'" 10 c:ouect ,nd "1'Ct'l"O' !.m, To Indue, Ass.g".. 10
P\IIehI.. 1ht Conll.c:I, S,ll" W'"'IIt1 Ih.l: l.lthl! c:on1P1e1 ,nO (iv"'RlV.' 'IlT' ,.. "'''v,n.. IIII.lly v, ,d Ind 1"'lof'"DI, '''d "Olt
Itom IhI..I. at t"'- P1opttly; lbltht Contl'C1 is IVtltICl 10 no d,I'''It, C:Ol,ml.,c .',., Of ul0ll: fd cop,,. 01 VII CO"".CI.nd ,n 011""
documents Ilgne" !:ty Ihe Buyef we't Dwell 10 1he ftVYI:I prior 10 C:OnIV,,.lI",licn; Idl S,U" II" comeh,1I' Wllh I'" Truth In lInd."O Acl.
lhe fOUlI C'ldll OPDOflUnlty ACt. tt\C"',., e',dlt RtDO'lrog Acl '"d ,ny ',gv't,on, lher'undll, 'nd,11 oth" ,pphc.bl. tede"I, ","
Ind 1oC:III'WI, 1l0001liO"1 rulu 'M ouII","(n; 1.ltht Buy" '1 nOI , mmo' ,n<! hn 1'011 Clplc:.Iy 10 IlttYl. U'lI,COnlllct; III'"!
PrODttlY I. ""Jrij clnl 01." Iitns ~nd ,ncumbunCII 'II:Pfllltll .,r.l.lIIIV 1~ItIUt !'ll"lt'd ~I',1"l and S. 11'''n I~. '";M to 01">0" 't.
Inl,rtll In Ihe ConulCl; (0) th, Slcu"d mt,rUl O'lnt,cI 10 s,n" CO"lhluln a v, 'a 1"1l h." 0'1 thl PrOp,lty and hu bun t.r,d 01
retOld,,, .ccordino 10 I,w indltlti"fiJ Anlgn" II lull ItcVlfd "lilly' Inl I~ do...,~ [llym,nl lno~n 011 ltoe I,C;! hellO' till bit"
'~'N,d lnet no DI,ltt\treol wac ,dv,nc'd d.r.ctly 0' Ind,"ctly bl Cel(CI to Our"; 10I III UII....'nt\ 0' I,'t m,d. i" the ConU'tl .rod
In 11'I,m,nll m.de by 0' on b,h,lI 01 th. Buyel In Ih, cl'd'I ,CC I~"'O'" Ind '''y Olh" 'o.m. 'rl'l\ng 10 t'" eOI1I'IC' ,'. Iru' 10 lhe
b.1I of 5,11." ',knowlldo. Irtd b,hel; 1iI buyer hn pn,..c:,! d.ml;t 1n1U',nefl If'! I"" .mO........1 01 lh, ""oj'bl,cln...; III.' the', Il,v, b,,"
no mll.,l.1 c:hlno" In (ht BUYlu', rnc:omlJ Ind'bl,dn,.. 01 ,mploVnltnl 'I'd no ath" m""I,1 ch,n~1I tI,lw"n lo,n IDD'Ov.1 ,nd
IlI'dlng. thlt It I conchhon 10 .....'Vn.. fuoolfl9 the Conl"~t.
NOf",ilhll'nding '""t~ng hl',l,IfIlO Ih. cont,.ry. II th,r, il , bll1~C:" 01 ,n, 01 lh, 10"QO'''0 wm..,.ot" II .olely d.t"m,n,d bv
Alltgnt'. W1INuI "1I"d 10 the Stlltr', knowledge wilh 'uptet Int.tlo 0' AU'O",e's "I""Ce lhelton, Stll" 'O"U uncg"d.!.gl\,lUy 10
r,pUlehll' the Cont"el hom ......gnClI. upon d,m,nd, 10' the lull .movnl I"'n l.."Op'ld plu. '0'" .no 'ID'''''' .nCUfled by Anign..
l'dJ\lSltd 101 un..mfd I""nt. t;h'lg, In ,c:t:;ordtn" Wllh the IC:IUI",I mtlhodJ, v.f'lflf'lrf the Conu,el ,1'1,11 lhen bt. g, no1 b.. In
dr',ult. ."d 10 tnd'Im",ly, deltnd oncf held A"'GnU l'I,rmlll"'om I"Y 101', dIm,,,,, 0' tt.''"1 ot Iifry' ".lu', br ''''0'' of Nth brue"
o WI"tnty, Including '1IolO'r" 'tI.. COUll COlli, d,.bUl'lIm'nl. .nd Oulol'POck,1 ,ID,n"l.
S,II" IUl'lhtt ta',,, thlt I" the tVfnt Bvy,,' i1U"" .o,.nu Ass'gnee ,ny c',.m, del,nn 0' counlelcl.im i10'tnSl Q'Jlntf1t ol,ny
I",", OW"'O und" ,.... C,,"I'tCI 0' i" dc:I,nlC 01 ,epolleu,on on I"p ..UIl,on, .,th.' 0,,1 0' "",'.lIp", 1".1 11'1. Pro~cttr '. ,11C1IVI!I"OI
II ",,"U"I,d IOeVYIt by 'Stll" 0' 'hll Stll,r "lu"S to hClnol,ny W~"inty 0' It'"ie. 'glum,nl 01 5.11" 01' I"t m.nufaclUltl, ~,II.,
WIN, uoon.....,Ontl'l d,m,,,",, "OVU;hUfllh, ConU'CI Itom Anlinee and D'Y Ass,gn.. Ihe IoU '''''ounl /lm""I"9 unR"d I'dlu"," 10f
Uflel'",d lntrrnl 111 ,ccord,nc. WIth the IClu,",1 '"llhOdllPlus "'''llft'l C:OIII ."d tlp.n,,, ""I\ld,no IUO'"'>:" f.... wnlth., or
nol I,..., such Cllim, dllln.. Of COun"'C:!""" .....11 b. mtlllOfrOUJ Ind .....'It-oul I"""",nQ Id,udoe,t'o" 01 Buy,' I eli,m, de',nal 0'
eOUflI"cl,,,,.,;.nd S,It" ,ISO ''iI'''' to ,"d,m".ly, d",,,d I"d "'Old A",gn.e tt,rmlt'1I hom 'l1y IUeh c:I,iml, includlt'lf Itlor",VI' lees,
courl cn"" (I;,buIIJm,nlllnd" out.ol.POck,t floenlf
The hlbl"ty of :S,Uer ,h,U nol b, ,IIteled tly 'l1y tll,n.ion, Ilnlw,l 0' Olh" Ch,n;, In th, m,nn", D"C' gr IIIml 0' p,yrnenl
Ih".ol, 01 I.... lilt.... nttl~m'nt 0' comp'om,u 01 O' w'I" ~"Y 0111, Io.lbl, Illf ehmenl the'fol. gf thl '11".. Of "O".~flt,Cl'on 0
,ny srcurily IhtlCunder, AU1gl1u Sh.1I nol b~ bouM In ~.h'u.t III I!!l"ou"e li"nsl BUYfr or '''Y ~IN!' DlrSO" Ol,ny slc"'Ulr b.10l1
bCI~ tnlillld 10 onml1nl by th, S,UII her'Llnder. Setttl WI,...tS I"lOllcr 01 Icc,pt,ntt 01 It-.., Ao'''mtnl .nd nOl'C. IS 0 nonD,ymt"l
".., ""r"'ofm,nc' 01 tke Conll'CI.nd ,,,y oth" .-,01'''$ 'cQlJI1ed by I.w 'I"od Yo"..." 111..lolh ,nd cnunlllc:I"""
In. dllion. thi, .....~nm'nl Includn lhe provl,tons 01 tt'l, P"'Q'.ph bflln'N [I"...'1.d lhal. II ~Ol"le 01 tt'le lP'I'gllph, b,Iow hll bltn
cheeke by lhe Sellll. !tvs Al1lgnm,nt ,h,11 bt C'2n,'dtl'd 10 ",vl! Clfn c)1ec~ed 'W.lh n.covnt'.
A. .W1thoul A,cour.. , Th. U$igrment 01 lhe C;ontr~CIIS .rns Sh.ll ~f wilt'lOvl "COVlSj '1,ln.ll,.,. SllIlf Iletpl 'I Dfovid'd ,tlov,
!nd In Int. d..It' 'p'nm,nt b,IWltn sen" .nd An.gn" ""t,~ 10 Ihe pUlr)1n, 01 Con flelS.
e, Limlttd "-""'Ie. 11'1 I'" .Vlnl of d,r,ult 01 8\1'(" tlllo', OUYff thall h've tllld HlI numb,f 0'1 manlt'lly Dlymenll unci" lhe
ConU'CI" sel 10llh btlow unCIlr .lil1lit.d "tcOUl'''-. th. 5111" wilt. UClon ",m,nd, 'tPVI"Cl'\fI.. Iht CO"I"I;' Ito'" Au"",, hw ,ht
IIJI.mount r''''li",no unOlid under Ih, Conl'.el.
C, .R'lMcN".. 1I1h, Alllgnn f1DOUII..' t'" M'nuhlCIUftd Hom" lh, Seiter 'hili. uoon dem'Ild, r'DUtchll' Ih, Contini horn
lhe AUI;ne, tor IhI lun .mount ttrNlnino 1JI"IPlid IInd., Ih. Conllltl.
0, 'Wlth "'ClIUt"'. Th, $,U" uncOndl11o",nr Ou'/'"I'" p,ym,nt 01 Ihl 'ul' ,~ou"l "1'1'I"1"1'11" ul1pI.d und" lh, ConU'CI .nd lOt".
10 pUlch... Ih. Conl/acl 110m Ih, A"IDn", uoon d.mlnd, 10' It'll lull Im0Uf11 1"1" vnp'td. wh,nev.' Iht Co"tll'l IN. be In
~,I,yll,
E. L1m1lld R'rtUlwn-. 'n I~o cVP:n\.ql dr,.""1 01 IUYI' belo', BU'f' ,h,lI hi'" It,id I"" numb., 01 monthly Cllym.nll unclll th.
Contt.C1 II lit forth betow und., Umil,d R'DVIc:hU"1 the Sell" w.ll. VI:lO" dem.nd. 'fOuu:/,," Ih. COf'Ilt'CI Irom the Allign..
fo' 1111 full.mounl "m,lnI"o 1JI"",id vndll 'h. Con"'cI I the .....ignu ',ponc".. Ih, M'R\lI'Chnld Hom,_
let.r, bl ~rmg bilow, ,11t\ltn this Contr.c:1 .1'4 ,tlO nllg", Ih, Jlme 10 Ihe .....;;l1(f in ,tCQld.nct WIth I'" oro,ilions 01. 'hi
S.D" s ISlgnrncnt nl fOI1" 'bovl, S.ld s.nfl', AUll~rvn,n1 will 1110 Ircludl thl 1)I'0v'l-loo, of thlt Pltig"gh nt IDl#llboYI WhICh
It checktd bilow:
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F,01
GRE~TREE
NOTICE OF DEFAULT
AND
TO
FHmA . 45 DAVS
CONY . 46DAYG
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PENNSY LV ANIA
--
.......
Date 01 Notioo
'/01/"
~E" ;JZE CONSUHlR OISCOUWT co.
BRUCI I. WIHoru:
n. 1 OLD fOM ROAD
CARWaIoI U. non
IO~ BkAProRD RO, SLOG 111,5UITI zoo
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Aocount No,: 7UITJU
Cortlllod Nail I
Brief IdtntifloaUon of
crtdlt IraMtOllon:
Mlnufaclllred home loan
Forty.live (45) day. from tha dato 01 thl. Notice (au desoribed below) is Ihe LAST DATE FOR PAYMENT,
s
"'.10
is \he AMOUNT NO!,/ DUE,
You are In DEFAULT on this credit transaction, If you pay the AMOUNT NOW OUE (above) (plus all amounts coming duo durinl
thl cu.. period) by the LAST DATE FOR PAYMENT (abovt). you may continue with the contract.. Ihough you we.. nollate.
AI thl Illplralion 01 Ihlrty (30) days from Ihe dall of thle notica Wt can tQ)(t ac1ion lD repolS8S1 your Manuflctured Horn., Upor
raponl..lon and sending 01 a notioo of private aalt you will have fil1een (15) day. fVmalnlng 10 pay Ih. amounl then du., YOI
may llso cure your d.lauh by contacting, within Ihe time allowad. the Green Tree Financial s.rvlclng Corporation, ("O...r
Tret") representative ataled beloW 10 mquost a modification agreement or rvpaymenl egreement from Green Tree Ivr ..p"ymllT
01 Ihe alleged dellul1, You mu.l complo18 any modification or repayment agrvemenl allow.d by Gretn Tree to oura this delauh
II you fail 10 oure your delaul1 by taking the lIep. listed above within the cura period dlscribed aboVI, then a. of
OC'tOIIR > , 19 !!.- .Ih" maturity 01 thil contract i. aUlOmatioally 1l00Glerated and full payment of all amoun.. dual" thl
amount 01 $ 126)0," . Ihall be due and payabl. Qnoluding the remalnlnll unpaid prinolpal bwnot
plul earn.d Intere.t \0 such date) without any tunhar no~ce ITom u.. Additional ellp"nael a~ed aner the dalt of thia nOtiOl
.hllll alto b. due end plyable, If Ihie defauft Is not cured, Green Tree win report Ihe defaufted loan 10 the apprvpriat. oreQ
reporlfnll avenoy,
IF THIS LOAN IS FHA INSURED, IT IS INSURED AGAINST NONPAYMENT BY THE FEDERAL GOVERNMENT, IF YOU DC
NOT REPAY THE LOAN AS AGREED, WE MAY ASSIGN THE DEBT TO THE U,S, DEPARTMENT OF HOUSING AND URBA~
DEVELOPMENT (HUD) FOR COLLECTION, FAILURE TO PAY THE DEBT IN ACCORDANCE WITH THE TERMB SET BY HUt
MAY RE6UL11N ANY OR ALL OFTHE FOLLOWING ACTIONS: )
. SEI7.ING YOUR FEDERAL INCOME TAX REFUNDS. )
_ GARNISHMENT OF YOUR WAGES IF YOU ARE A FEDERAL EMPLOYEE,
_ REFERRING THE DEBT TO THE U,S, DEPARTMENT OF JUSTICE FOR COLLECTION,
II your loan ie FHA insured and you are unable to cure the d.faul1 due 10 an involuntary Iole of employment or other !'Iuon
coun'ling uII&1anCI may be available 10 you frorn cenaln agencies thaI are HUD.epprovvd mortllalll counC41lng .gancl..
You may oonl&cll u. to g.t the name of the mortgage counsenng agency that il clolelt to you,
II you are late more then three (3) times In any calendar year in mal<ing your payment., WI may uerol.. our r1ghta wIthou
I8ndlnll you any other NotiOll(C) like this one, If you abandon the home or voluntarily lurrender It In thl futu!'l WI are no
required to IIlnd a Notioa 01 oefauft to you. If you have llI1Y quntion., promptly write or wllphone UI el the IIddI'Iu g!v.t
abov..
EXHIBIT "e"
Notice of Intent to Repossess
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3RE@'REE
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DEFAU
Dalt 01 Notice
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100_,.,..1]10
Mlt No.: 7Ulnn
C"tUhe "AU .
'idontIlloollanol
n Iran.ACton:
....nuf8cturtd hom"OIIn
foM (U) days lrom Ih. dll..fthio Nol.. (n do.cnbtd btlow) illhllAST DATE FOR PAVMENT.
'''.1'
It 1110 AMOUNT NOW DUE,
ore In DEFAUlT on W. OIId1l ~1n'llClion, "you PlY lh. AMOUNT NOW DUE (.bev.) (Plu, .Dlmounlt oollllng duo dutini
~.. period) by Ill. LAST DATE FOR PAYMENT (abov.), you m.y conCnu. wnh lh. ......., .. Ihough you w...IIOl...,
. ..tation of lhirty PO) daY' trom the dlft of \hI. notice w, can tall. IeDOn to r'polltl. )'Our Manurac:turld Home, Upot
'Mllion and Hndlng 01. notice 01 private I. you 'Mil have 6tttln (15) day. "maiN"; 10 PlY the amount thin due, VOl
aSIo cu,. )'Our d.r.ull by ccntalOting. w;lhll1 lh. tim. allowed. the Grit" Trell Finanel" S.rvicing COf'POlation, rOte"
, rtpttl.ncaiv. ItIIled"1ow to rtquut a modifieotion &arum.nt or r,p.ym,nt AQ,...ment Irom Gt..n TrM lor "paymen-
, alltged derault. You mUll compete any modlftc.aLion or rtp.yment 'gl..m.nt allowed by Green T,.. 10 CUrt tN, defauk
.Iail \0 CUrt )'Our delau" by tMJng Ut. "epI htlld Above WIthin the curt pellod dncnbed abOve, then u gt
TOtII ) . 11 !.L- .th. maturity ot IhI, oontlact il automatically aocel.faLed and lull payment ot III amounll due In the
Int 01 . uno." , IhaU be dUI and payable OnclucMg the rvmlinlng unplicf principal bI1Mot
..,ntd inti.... 10 IUch date) without any runner notice 'tom us. Additional 81pensn &eQUid aIt.t tnt dati of ttiI nokI
1110 be due and payable. II U'l1' dltlu" ia not cured. Gleen TI" WIll 'Iport Ine default.d 10." to UtI appropr\IIe ctIcIi
~ng 'V.ney,
ftS LOAIII8 FHA INSURED. IT IS INSURED AGAINST NONPAVMENT BY THE FEDERAL GOVERNMINT, "YOU DC
REPAY THE LOAN AS AGREED. WE MAY ASSIGN THE DEBT TO THE U,S, DEPARTMENT OF HOUSING AND lJR8AIo
,LOPMENT (HUD) FOR COl.LECTION, FAILURE TO PAY THE DEBT IN ACCORDANCE WITH THE TERMS SeT BY HUt
RESULT IN ANV OR ALL OF THE FOl.LOWING loOT IONS,
,- .,'
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. SEIZING YOUR FEDERAL INCOME TAX REFUNDS ...',};,ff,\i:(":,:'k:';"~',,<,!;,,
.1IARNISHMENT OF YOUR WAGES IF YOU ARE A FEDERAL EMPLOYEE, . , ;: '"~:"i.:'_';sJ5J';'l:,,;,;,' ': ;,' ~
. REFERRING THE DESTTOTHE U,S, DEPARTMENT OF JUSTICE FOR COlLECTION, ,/~~);i.~~t{!:.:>i.
'\'~,~ITh'~''Mttr~iw~J,I.~~t~~ ~
It loan II FHA lnluttd and you art unable 10 cure Ihe dttaull due 10 an Involuntary Ion 01 .mpJoy~nt or GUI" "~-5~~ffJ}..!:.~ t"/., ~~t? * r.:~\ !t:.
I.'n" u~.lan" may be QVQ.I,ablt to you trom cerllLl" 19,nC:1II' thai.,. HUD.applov.d m0r18evll ClOUM""8 ......:.-:""... ~"L'-_' .:~{r...
nlY eonllCl UI to get the name 01 the mot\gage coun...ng agenl;)' Ihat ia clQ"at 10 you,;"/ :, ~.;ti;f'
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lit IIlI mort than \hrll (3) tim.. In any calendar ytlr in ma.king )'Our paymenll. we may ...rei.. our riSI-
ng you any other Notice(l) "" lhrl onl. If you abandon the hom. or voluntanty I,m.nder it In the 'Wn" 'n._.n;'f,
-.d 10 Nnd a NobOl or Oerlutllo you. II you have any qUlltlon" promptly wnte Ot terephone UI lithe ~:~:~~i
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SHERIFF'S RETURN - REGULAR
CAHE NO: 1997-00331 P
COI1I1IJNW~;^1. TIl OF Pf:NNHYLV ANtA:
COUNTY OF CUI1Bf:RLAND
GIl!'1=JL TRf:f: CONS DISC CO
VS.
ll_AJ,F!,.HOB.F'-.BRUQf: E ET AI.
STEVE WHISTLER
CUI1BERLAND County, Pennsylvania, who
to law. says, the within COI1PI.AINT -
upon BAS~:HORf: KEB~!;-':;AJ1__~__m______
defendant. at 1501:00 HOURS. on the 23rd day of January
19~_ at __98 R~GENCY SOUTH _____________________ ______ _____________
<;:~RLISLE.. PA._1701_L._____ .____ _m ___u_ __ . CUI1BERLAND
County. Pennsylvania. by handtng to REnECCA 11. BASEHORE (NOW
~lmWlLtu'Ll!f.LR^!10)____u__ u__ _______ . _ _ ______ ________
. Sheriff or Deputy Sheriff of
being duly sworn according
REPLEVIN was served
the
a true and attested copy of the _G.Q_tlPLAJII.T -:___Rf,PL~;.".I!L _____
tognther with NQI!.G!':._____un
and at the same time directing Her attention to the contents thereof.
~~__._.___ _____.-J
- ___u___.__..._____J
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So answers:
6.00
3.10
.00
2.00
, -, /" //
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R. Thomas K11ne, 5herltt
ell.l~ ~RIN P. DYER
01/28/1997
by ,ih L~ lJ ~~j-~-1
Deputy sf?ir'T~
Sworn and ~ubscribe~o before me
thi.s :lJJ day of '::::j.~'
19__2..1- A. D. I
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SIlERU"F' H RETIJRN - REGIJLAR
CAH~: Nil I t 99.,-003:n P
CIlI1I1IlNW~:ALTII IW P~:NNHYLVANtA:
CIJIJNTV IW CUI1Hlm1.AND
IlIH:~:N TR"E CONH DrHC co
VS,
BAt.~;HOR~; .B~UC~: I:: ~:T AL
I<t\TJtV.J. pC^-6PJ;JL_.--
. Sheriff or Deputy Sheriff of
being duly sworn according
REPLEVIN was served
CUI1BERt.AND County, Pennsylvania, who
to law, .aye, the within COI1PLAINT -
upon BASEHORE BRUCE E
d.f.ndant. at 1906:00 HOURS, on the 27th day of January
1 ':1~ at 311 "AST 01.0 YORK ROAD
CARLISLl::.. PA 17013
the
.
. CUll BERLAND
.
County. P.nnsylvania, by handing to BRUCE BASEHORE
a tru. and attested copy of the COIIPLAINT - REPLEVIN
togoth.r with NO.T.J_GJL__ --- ---
and at the same time directing His attention to the contents ther~of.
HhlJriff'D Costs:
O""keting
Harv1.ce
Affidavit
Surcharge
So answors: r;,~ <;.,.,<~~~
1A.00
:3.10
.00
2.00
R. 'lhomas K~1ne, ~n.r1%%
$23.10 ERIN P. DYER
01/28/1997 ~
by ~J'~{~
Sworn and ;ubscribej-1o before me
this .2.'1 day of ~...~ 1
1 ':1____11- A. D.
~gho~~~:; -,~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Green Tree Consumer Discount
Company,
CIVIL DIVISION
Defendants.
)
)
)
)
)
)
)
)
)
)
)
No, 97-331 Civil
Plaintiff,
v.
Bruce E. Basehore and
Rebecca M. Basehore
PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT
To the Prothonotary:
Please enter judgment of default in favor of plaintiff Green Tree Consumer
Discount Comapny and against defendants Bruce E. Basehore and Rebecca M,
Basehore for their failure to plead to the complaint in this action within the
required time. The complaint contains a notice to defend within twenty days from
the date of service thereof, Defendant Rebecca M. Basehore was served with the
complaint on Janaury 23, 1997, and Defendant Bruce E, Basehore was served
with the complaint on January 27, 1997, Their answers were due to be filed on
February 12, 1997 and February 16, 1997, respectively,
Attached as Exhibit "A" is a copy of plaintiffs written Notice of Intention to
File Praecipe for Entry of Default Judgment which I certify was mailed by regular
mail (or delivered) to the defendants at their last known address and to their
attorney ofrecord, if any, on February 19, 1997, which is at least 10 days prior to
the filing of this Praecipe,
Please enter judgment for possession of the 1992 Commodore
manufactured home, Serial No. CQ23018AB that being the relief demanded In the
complainttlrtho reasl:lAaele '.'alue aflhe maRufm:turea home whish is $~~,ee9.eQ, ~
~
Erin P. Dyer
Attorney for Plaintiff
Attachments: Ten Day Notice
Affidavit of Non-Military Service
L:\GREENTREI8ASEHOREIOEFJUDG.PRA
* Pt'r .ktlfJWL (1{)\U~'''':>tl{ioY\ tU,iG. lf~ Gilt Uy<(
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IN THE COUR ')F COMMON PLEAS OF CUMS!::, ._AND COUNTY,
PENNSYLVANIA
f' \ \.. i.
Green Tree Consumer Discount
Company,
)
)
)
)
)
)
)
)
)
)
CIVIL DIVISION
Plaintiff,
No, 97-331 Civil
v,
Bruce E, Basehore and Rebecca M.
Basehore,
Defendants,
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,
Via Certified Mall tiP 061 504 499
and Certificate of Mailing
Vie Certmed Mall tiP 061 504 498
and Certificate of Mailing
Bruce E, Basehore
314 East Old York Road
Carlisle, PA 17013
Date of Notice: February 19, 1997
Rebecca M, Basehore
98 Regency South
Carlisle, PA 17013
IMPORTANT NOTICE '
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY A lTORNEY AND FILE IN WRITING WITH THE ~
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD
TAKE THIS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOllOWING OFFICE TO
FIND OUT WHERE YOU CAN GET LEGAL HELP:
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
C~~~
E'loll-~lre
Attorney for Plaintiff
6230 Fifth Avenue, Suite
Pittsburgh, PA 15232
(412) 441-8975
L:\GREENllIE\BASEHOREllENDAY,NOT
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
r
Green Tree Consumer Discount
Company,
CIVIL DIVISION
I
!,
Plaintiff,
)
)
)
)
)
)
)
)
)
)
)
No, 97-331 Civil
v,
Bruce E, Basehore and
Rebecca M, Basehore,
Defendants,
AFFIDAVIT OF NON-MILITARY SERVICE
ERIN P. DYER, Attorney, being duly sworn according to law, deposes and says
that he makes this affidavit on behalf of the within plaintiff, being so authorized avers that
defendant Bruce E, Basehore's place of residence is 314 East Old York Road, Carlisle,
PA 17013, and defendant Rebecca M, Basehore's place of residence is 98 Regency
South, Carlisle, PA 17013, and that they are not in the military service of the United
States or its allies, or otherwise subject to the provisions of the Soldiers and Sailors Civil
Relief Act of Congress of 1904 and its amendments, 50 U,S,C. 9 501, et seq, This
statement is made subject to the penalties of 18 Pa, C,S, Section 4904 relating to
unsworn falsification to authorities,
~
Erin P. Dyer
Affiant
L IGREENTRE\BASEHORElNONMILAF
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