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Home My WebLink About97-00332 PNC Mortgage Corp, of America F/KJA Sears Mortgage Corporation In the Court of Common Pleas of Cumberland County, Pennsylvania No. 97-332 Civil -vs- Peter Califano and Margaret Califano R, Thomas Kline, Sheriff. who being duly sworn according to law, says this writ is returned STAYED. SheriIT's Costs: Docketing Poundage Posting Bills Advertising County Mileage Certified Mail Levy Postpone Sale Sureharge Share of Bills 30.00 589,98 15,00 15,00 1.00 6,20 2,77 15,00 20,00 30,00 24,80 $ 749,75 By Atty 04/12/00 Sworn and subscribed to before me So answers: M ~., ) ,., ... ' 1>~k~-.<<. ~ This /'l ~ day of Rr.. l' 2000.A.D.-qX.......'" M. II.~~ othonotary R. Thomas Kline. Sheriff BY it:;..,~ - Real Estate Deputy II"> I. Ch. Jj'.)o:L- I!u.-. tj''/Y!{) interest in the property and whose lnterest may be affected by the sale: UNKNOWN 7, Name and address of every other person of whom the ?:_,::~ti:: iVIS ~:""2',~le'..i3-= ',':;1.;) has any interest :n the ;:~':perti' wh:..::h ~3'.' be 3~fec~~j bv the s~le: ~ TENANTS :" ~~y ,., :;O~!:::STIC RELA7!CNS 0""::::: C'u~j:;erl.:\~d Cc'~::"'.ty Cour::-.=use Ha....~ver and H:9h Streets Carlisle. PA 17013 I ~erifv that the statements made in this Affidavit are true and correct tc the best of my perscnal knowledge, information and belief, I understand that false statements herein are m ge subject to the cenalties of 18 ?A C.S, Section 4904 relatin to unsworn falsification to authorities, Joseph B. Sobel, Esquire P. 0, Box 828 Harrisbu~g, PA 17108-0828 (Ir, the preceding :nformation, where addresses could not be reasonac:yas:er:ained, the same is indicated,) Leon p, Haller PA I.D, #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: March 6, 2000 . .tl ~i , OH.'I'" . ~ '" . lio.ll'r: r' J HAR j 4 03 PII'OO !' r'I'" : . ., , '111--\ ~ ~ A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to L~€:r:ei./e part I): the pr0ceed.3 of the .33:e rec;12:.';e<i and to be disbursed by tt.e Sherif f I for example, to banks that hold mortgages and municipalities that are owed taxes 'd~ll c'o' :il,"d b::' the Sherif: .:or t!:~s CCi..lncj' ~ra~:::/ (30~' --131::8 d::el." :he sa:e and dis:r:c',::icr: ...~ tb-:= p:.:Gc~,=ds -:>f ,S.,:'2 :1,:CC'1..j:i:::~ 'N:::: :his schedule .....111, :1'. fact, be made unless sc:r,eone objects by filing excepticns to it within ten 110\ days of :~e date it is filed. In~~~ma~ion 3bo~~ the Schej~le of Di5:~:b~:i~~ ~3Y be ~btai~ed frcm the Sheri:: .:)f :he ':t)urt ~: Common ::::'-=35 of :h-= ',oJithi:1 County at the C~urth=llse addr~9s spec:fied here:~, THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT, Yo',: may ha':e legal nghts :0 pr,"ven: ::cur pl'operty from being taken a.....ay. A la.....yer can adv1se you mcre specifically of these rights. If you 'dish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania l70l3 717-249-3166 Legal Services, Inc. 8 Irvine Row Carlisle, PA 11013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, 2, After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. J. A pet::ion or petitions ralsing the legal issues or rights ment ior:ed in the precedlng paragraphs must be presented to the c~~:~: ~~ :()m~~~ Ple3s of ~he within CCUI:~Y, 7he petiticn mU9~ be s-=~":ed .::: the :\:corn€y f~r the cr~dlt,o~ or on the creditor before C~.-=-:::'2':-'.t ;,,:.:.,_)r. :.: the c,:,u::t and :\ C~':O'2S'?.j "):,':i-=~. :)-:: l:t~le mus: be at:a=hed to the petition, Tf ?t spe:::lc r,?t'Jrn date i3 des:~:'?d, :3'-tc:r. da:e must be ct:?titled ~rom :~e Court Administrator's C~fice - :i~il Division, of the ~ith:n Cou~:y Courthouse, before a preser:ta::on of the petition t.: :he C::urt, A copy of the Writ of Execution is attached hereto, PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4:78 LEGAL S'ES::R!PT!CN A:: T~;: CER:A!~ pie~e C~ p~rcel ~f l~nd wi~h i~proveme~:s the~eon ~_.~.....~.... -'" '''l_,::. -..'-,". -.............u-- O' ~lo:::ll.....,..a-.-sO'u-..,_-~....,,_...e-_la._.d :------, "'----;-- -~.-"'.. -, ~-.. u__ _"', _.._ -"--,. ~e-- -.. ..~ -. ~ -ore pa-t' c." a-ly oou- "'~d a-d d~s--' _~.J as :-:':.~:, :" ....":-.~.._~, .., - - -. - ..'--.. - ------' :~-~O''''5, ::: "",':':: 3E::ZINNING at a point on the Northe~n side of Kingswood Drive. '....hich ;:=::1t is als.: the dividi~g line of Lots Nos, 22 and 23, Bloc~ "D" C~ the he~e:~afte~ me~tioned plan of lots; THENCE along said diving ::ne, NO~th :: deg~ees 23 minutes West 1 19.a feet to a point at t:-.e dividing line of Lots Nos, 22, Block II D II and Lot No, 11, B:ock D; THENCE along said dividing line and the dividing line of Lots Nos. 22 and 12, Block D, North 79 degrees 37 minutes East. 70 feet to a point; THENCE along the dividing llne of Lots Nos. 21 and 22, Block D, South 10 degrees 23 minutes East a distance of 119,98 feet to the Northern side of KingswOod Drive; THENCE along the Nc~the~n side of Kingswood Drive, South 79 degrees 37 minutes West a distance of 70, feet to a pOint., the place of BEGINNING, 3E:~G Lot No, 22 3lock D on the final plan of part of Blocks B. C, :J, G a:1d H, WY~newood Park as recorded in Cumberland County Recorde~'s Office in Plan Book 30, Page 116. ~~ER ~VD SUBJECT nevertheless to easements, restrictions, reservations and conditions and rights of way of record. HAVING THEREON ERECTED a dwelling known and numbered as 17 KingswOod Drive, Mechanicsburg, PA, 3E:~J'G THE S~"IE ?RE~IISES '....hich Carl W. Dunbar a::d Terry L. Dunbar by their Deed dated November 15, 1992 and recorded in CUmberland C~~nty Reco~der of Deeds Office on November 19, 1992 in Deed Book Z 35, Page 796, granted and conveyed unto Peter Califano and Margaret Califano, TO BE SOLD AS THE PROPERTY OF PETER CALIFANO AND MARGARET CALIFANO UNDER CUMBERLAND COUNTy JUDG~NT NO. 1997-00332. PA.~CEL # 18-22-0519-292 ~J , WRIT OF EXECUTION and/or ATTACHMENT COMMONWEAlTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 97-332 CIVIL i\jC TERM CIVIL ACTION. LAW TO THE SHERIFF OF Ct -m"r 1 mvl COUNTY: To salisfy the debt, Interest and costs due p~ Mort~a~Q Corp of ~lVOrl <:il F I" I" Sears Mortgaqe Comoration PLAINTIFF(S) from Peter Califano and Margaret Califano 17 Kingswood Drive, Mechanicsbura, Pa. 17055 DEFENDANT(S) (1) You are directed to levy upon the property 01 the defendant(s) and to sell Real Estate 17 Kinaswood Drive. Mechanicsbura. Pa. 17055 (2) You are also directed to allach the property of the defendanl(s) not levied upon In the possession of GARNISHEE(S) as follows: and to nolHy Ihe garnlshee(s) lhat: (a) an aUachmenl has been Issued; (b) the garnishee(s) Is/are enjoined from paying any debito or for the account of the defendanl(s) and from delivering any property of the defendant(s) or olherwlse disposing Ihereof; (3) If property of the defondanl(s) notlovied upon an subject to allachmenlls found in the possession of anyone other than a named gamishee, you are dlrecled to nolily hinvherthat he/she has been added as agarnishee and is enjoined as above slated, Amounf Due 5110.426.77 $19.34 2/1/97to 6/7/00 Inferest :n,660.80 Ally's Comm Ally Paid R14 n Plaintiff Paid % L.L. Due Prolhy Olher Costs Late charQeS $35.33 $1.482.67 2,000.00 5 1.00 F.~U"!rt'W fPf;~i t- Dato: March 8, 2000 Curtis R. Lonq Prothonotary, Civil Division by: ~/~<- 0, rn....Uw Deputy REQUESTING PARTY: Purcell, Krug & Haller Name I.POn P. HRllpr, R"qJ';T'P Address: 1719 North Front Street HRrr;Rhllrg, PA. 17102 AlIorneyfor: P1R;nHff Telephone: ( 717) 234 -4178 Supreme Court ID No, 15700 TRUE COpy FROM RECORD In T esllmony whercot, I here unto set my hand and the se.sl of said Court at CarUsIe. Pa. This day of Prothonotari ':~L ,.. ":..~.>.:;.' .;,>.' .... 'i.i."..' ::.~'n>/'; ..... ::.,.~;.' .: . '.'." ,. , '.;......,.;. .'. ....' >. .' . . '.' ..' ,o..'.: " ....;,.. ;' ,~~;;; :f "c, ;' ,. .,.',.'" :.... ... . . c', . ...",,"".,.:.'::" . '> .,:".'::.: ",' ':X~~~,. iJ:' >> ~. . .. ,c;;;;" '. . ., </",),i~~~ ..... , :~"; ~." . ' ' . ", ,: .; .;: ,(:">~:".L; " ':~:r_:.;~?:; /;:J< " :.. .'E _ : ' " ::.i::~;r...:: .;, ,;,';,:' .,:~;:,'" . "~-'.'-' .' :;~:,:.}',;) '. .... :.,;;' '.' ," ; .' \.';:.\.,:: -F' ...,.,. . . , - . ,:' .' :,,:':',:; .,.';,,' ',', :.," . '. ',"f , ;lJ,f~::-.~.~::' ";'.>,: ':;</': ,",:,':::;' ,.' :,~(~::'<~<,: :;',; :~' .'; ~~!~,; ;i.~?'~':'ii'~.": ''''.'.' 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',: is: Peter Califano and Margaret Califano A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (lO) days of the date it is filed, Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUD~ AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GRT FREE LEGAL ADVICE: Court Administrator Court Administrator's Office Cumberland County Courthouse Carlisle, Pennsylvania l70l3 Phone (7l7) 249-ll33 THE LEGAL RIGHTS YOU MAY HAVE ARE: .. }t..;~&1'.',;<, l, You may file a petition with the Court of Common Plea80f;"[~~I,{;i)[\:/Ll;';t;- the within County to open the jUdgment if you have a meritoriotis0~1~rr~#(~2! defense against the person or company that has entered jUdgmentS~fff'!1:i:;;f:1;+ against you. You may also file ';In petitio~ wi~h the same Court ffi(;::r~~?;!,~Z;i<:; you are aware of a legal defect ~n the obhgat~on or the procedure:>:l~t}'I.~t\';;:::. ..'{;~f,.:~~ti:;:~ ""'''',:.'.; "'. -, "::',' used against you, 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3, A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. PURCELL, KRUG & HALLER Attorneys for plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land with improvements thereon erected, situate in the Borough of Mechanicsburg, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the Northern side of Kingswood Drive, which point is also the dividing line of Lots Nos, 22 and 23, Block "D" on the hereinafter mentioned plan of lots; THENCE along said diving line, North 10 degrees 23 minutes West 1 19,8 feet to a point at the dividing line of Lots Nos. 22, Block" D " and Lot No, 11, Block D; THENCE along said dividing line and the dividing line of Lots Nos, 22 and 12, Block D, North 79 degrees 37 minutes East, 70 feet to a point; THENCE along the dividing line of Lots Nos, 21 and 22, Block D, South 10 degrees 23 minutes East a distance of 119.98 feet to the Northern side of Kingswood Drive; THENCE along the Northern side of Kingswood Drive, South 79 degrees 37 minutes West a distance of 70. feet to a point" the place of BEGINNING. BEING Lot No. 22 Block D on the final plan of part of Blocks B. C, D, G and H, Wynnewood Park as recorded in Cumberland County Recorder's Office in plan Book 30, Page 116. r UNDER AND SUBJECT nevertheless to easements, restrictions, reservations and conditions and rights of way of record. HAVING THEREON ERECTED a dwelling known and numbered as 17 Kingswood Drive, Mechanicsburg, PA, BEING THE SAME PREMISES which Carl W. Dunbar and Terry L, Dunbar by their Deed dated November 15, 1992 and recorded in cumberland County Recorder of Deeds Office on November 19, 1992 in Deed Book Z 35, Page 796, granted and conveyed unto Peter Califano and Margaret Califano. TO BE SOLD AS THE PROPERTY OF PETER CALIFANO AND MARGARET CALIFANO UNDER CUMBERLAND COUNTY JUDGMENT NO, 1997-00332. PARCEL # 18-22-0519-292 -' ,'. ..'; J, '~" ,'. ~l used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause, This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County, The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition, r If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court, A copy of the Writ of Execution is attached hereto. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 5, Name and address of every other person who has any record lien on the property: UNKNOWN 6, Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7, Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: TENANTS IF ANY ". DOMESTIC RELATIONS OFFICE Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-33B7 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief, I understand that false statements herein are made subject to the penalties of 18 PA C.S, Section 4904 relating to unsworn falsification to authorities. Leon P. Halle PA I.D. 15709 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO, 97-332 CIVIL 19 CIVIL ACTION. LAW TO THE SHERIFF OF CUMBERLAND COUNTY: PNC Mortgage Corp. of America f/k/a To satlsly the debt, Interest and costs due Sears Mortgage Corporation from Peter & Margaret Califano, PLAINTIFF(S) 17 Kingswood Dr., Mechanicsburg PA 17055. (1) You are directed to levy upon the properly of the defendant(s) and to sell at 17 KingswoOd Dr., Mechancisburg PA 17055-2761. Legal Description) DEFENDANT(S) Real estate located (See attached (2) You are also directed to attach the properly of the delendant(s) not levied upon In the possession of GARNISHEE(S) as follows: and to notffy the garnlshee(s) that: (a) an allachment has been issued; (b) the garnlshee(s) is/are enjoined from paying any debt to or for the account 01 the delendant(s) and from delivering any properly of the delendant(s) or otherwise disposing thereol; (3) If properly olthe defendant(s) not levied upon an subject to attachment is found In the possession of anyoneolher than a named garnishee, you are directed to notily hinvherlhat he/she has been added as a garnishee and Is enjoined as above staled, Amount Due $110,426.77 L.L. $.50 Interest to 6/4/97 @ $19.34/dian $2,398.16 Atty's Comm % Atty Paid $106.20 Plalnlilf Paid Due Prothy Other Costs $1. 00 Late charges @ $35.33 to 6/97 $141.32 Escrow Deficit $1,206.23 Date: March, 12. 1997 Lawrence E. by: DapUly REQUESTING PARTY: Name Leon P. Haller, Esq. Address: 1719 N. Front St. Harrisburg PA 17102 Attorney for: P la in tiff Telephone: (717) 234-4178 Supreme CourllD No, 14700 PNC Mortgage Corp. of lllrerica f/k/a Sears Mortgage Corporation vs Peter Califano, Margaret Califano In the Court of Cammon Pleas of Cumberland County, Pennsylvania Writ No. 97-332 Civil Tenn J , , , . R. ThOMS Kline, Sheriff, who being duly sworn according to law. says this writ is returned STAYED DUE 'TO BANKRUPTCY. :t. Sheriff's Costs. Docketing Poundage Posting Bills Advertising Law Library County Mileage Cert Mail Levy Postpone Sale Surcharge Law Journal Patriot Foster Advance Costs Sheriff Costs Refund to Atty 30.00 13.54 15.00 15.00 .50 1.00 12.40 3.17 15.00 25.00 6.00 305.00 245.13 28.83 715.57 Pd. by Atty. 6-3-97 1.000.00 715.57 $284.43 THIS WRIT IS RETURNED STAYED 6-4-97 SWorn and subscribed to before me .t q It, _ day of '1.c~ 1997 I ~ 'f ~. nttl'&" ~ FZ;thonotary I So answers I,.""!. # j<< ~,~~- ~ ~- R. ThOMS rtline'f'stterm--1~--' by U llLALAn OJ "t,,?~ Proth otary 1.S'l c>t. )13<10 5:' 3'10 - United States Bankruptcy Court V0LUNTARY MIDDLE DistrIct of PENNSYLVANIA PETITION IN ne (Homo 01 deblof. U 1ndMduaJ. onlor IM~ FIn~ Mlddll) NAME OF JOINT DenTOR (S_)(\As~ FI.... MIddle) CALIPANO. PETER NMN CALIPANO. MARGARET ANN AlL OTHER NAMES UIod bV tho doblof In tho IosI 0 YOOlI All. OTHER NAMES UIod bV tho JoInt dlblof In tho IosI 0 YOOlI (Indudo montod. moIden, oild lredo nomot) (Include mon1od. moIdln, oild ttedl nomOi) PETE CALIPANO PEG CALIFANO SDC.SECITAl< Lo. NO. (U _olhon......1oIO oil) SOD.SECITAl< LD. NO. (11_olhon..... ...11 a1Q 138-58-8765 192-48-6925 STREET ADDRESS OF DEUTOR (No. end .tt..~ oily. .laIl. end lip codl) STREET ADDRESS OF JOINT DEnTOR (No. end .u..~ dly. alaIo. end zip cod.) 17 KINGSWOOD DRIVE . 17 KINGSWOOD DRIVE MECBANICSBURG PA 17055 MECBANICSBURG PA 17055 ~A~~ BUSINESS ilIitNC!PAL'P SI ESS CUMBERLAND CUMBERLAND lIAIUNG ADDRESS OF DEUTOR lIAIUNG ADDRESS OF JOINT DEUTOR (U d1lfOfOllllrom .ttool odd_) .: (U dlllorlnllrom .ttool odd,o..) LOCATION OF PRINCIPAl. ASSETS OF BUSINESS DEBTOR .... boll! (U dllloronllrom oddr.....1IaIod .-) lJl"bol>tor he> boon domlcl1od 01' he> hod 0 rOlIdonco. p<lnclpaI pIKe 01 bualnou, 01' p<lnclpaI......1n Ihl. DIoIrlct lot 100 doya ImmodioIOIY ",ocodIng tho daIo 0I1hl. . potItIon 01' 101' olongor pori 01 .uch 100 doya Ihon In 0STf oIhor DIotrtcl. o Thoro Is 0 bonkruplcy ..... c:oncomIno dobl<>n oIlillolo. genoral partner. 01' portnonhlp pendlno In lhIa D1atrtcl. INFORMATION flEGAIIlIING DEUTOR (Chock oppn-...... boxool lYPE OF DEUTOR CHAPTER OR SEenON OF WlNKRUPTCY CODE UNDER WHICH TIlE PETITION IS o IndIvldual o CO<potlllon Publlcly Hold FILED (Chock.... boll) o Chaplor 7 0 Choplar 11 lIl" Chaptor 13 lIl" JoInl (Huabond end Wllo) o CorporoJIon Nol Publicly Hold . 0 Choptor 9 0 Choptor 12 0 See. 304 . Coso AncI11aty 10 Oportnorahlp o Munlclpallly .. I FlUNG FEE (Chock on. boll) Forolgn Procoodlng o 0Ih0r IItAI\ng I.. aIIOChod NATURE OF DEUT o A11ng I.. 10 be paid In 1n.1oI1monls. (AppI1cob1o 10 lndMdual. only.) MUll ottoch lJl'Non.lluslnoulCONumof o nUllnooa. Complalo ^ & n below . tlgned IppllcoIIon 101' tho couf\'I con_ COf1IIyIng thot tho dobtor Is unablo 10 poy I.. oxceplln lnalallmonb. Rule l000(b). _ omclal FO<m No.3. NAME AND JOSEPH B SOBEL to.. lYPE OF nUSINESS (Chock one box) ADDRESS PO BOX 828 o Fuming 0 TronsporIaIIon o eommodlly Droker OF LAW FIRM O~oIoaa1onal OM~KMIn~ OCo",_ OR ATTORNEY . HARRISBURG PA 17108-0828 o RoIoIW/h<>loIOI MI o lloalEslalO Tolophono No. D- O Stockbroker o Other BUllnosl (717) 234-2200 B. nRlEFLY DESCRIBE NATURE OF BUSINESS NAME(S) OF ATTORNEY(8l DESIGNATED TO REPRESENT DEUTOR (~IOI'Typo_) 17715 JOSEPH B. SOBEL o Debtor Is not roprOllnted bv an oIIomoy UTATISTICAlJADMINISTRATIVE INFORMATION (2B U.S.CA t 004) I - 9?A~1)u2~Y4 7 (EalJmalOI only)(Chock oppllcoblo boxes) ODobtor 0IIIm0I00 IhoIlundl w1U be avoIlobIo 101' dilttlb<rtlon 10 ur.'lOCU,od crodiloro. . - IIIOobtor 0IIIm0I00 lhoI, oller 0STf oxompl ",opolly II excluded. and edmlnlaltollvo expon- paid. thoro will be no lunda avoIlobIo 101' _10 lIl1IOCIJfId crodhoro. ESTIMATED NUMBER OF CREDITORS 1.15 llH9 50-98 11l().198 2Q009S!l lllOO-OVOr 0 lit 0 0 0 0 _ HarrisbUrg, Pt>. ESTIMATED ASSETS (In _ 01 dollOll) f\lED iIMEJE!f\.M.@1 Under so 50-98 100o?I98 500-9Sll l000.9S9S 10.000.98.9Sll l00.llOO-OVO' 0 0 lit 0 0 o . 0 E- ESTIMATED UABIUTIES (In _ 01 doll...) Undor so 15Ci-98 100o?I99 500-9S!l 1000.9S9S 10.~99.009 l00.llOO-OVOr JU" 03 ~997J 0 0 lIl" 0 0 0 0 _<".1 ) EST. NO. OFEMPLOYEES. eN. 11 & 12 ONLY ~\)'r;.~" 0 1.10 20-99 11l().9S!l lllOO-OVO' ~_.- 0 0 0 0 0 ...\~<;; (j Mufn'l('~\;\' smiH I EST. NO. OF EQUIlY SECURIlY HOWERS . CH. 11 & 12 ONLY ~v' Clm~"I"U\)\C;'IGClll\ '~.~ OCi'~':Vr..; J...: 0 1.10 20-98 100o?I09 SQO-ovor _.___,~,:"'_h"~'''.'''- 0 0 0 0 0 ~. -;::.., .......... .... .'.'-. ...;..., ..... FORM B1 (e/9O) '.' '.~ ',: .'.' 01091 WEST PUBLlSIlING COMPANY FORM 1. VOLUNTARY PETITION PNC MORTGAGE CORP., OF AMERICA F/K/A SEARS MORTGAGE CORPORATION, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. 1997-00332 PETER CALIFANO and MARGARET CALIFANO, DEFENDANTS CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE P RAE C I P E TO THE PROTHONOTARY OF THE WITHIN COUNTYI Please enter JUDGMENT in rem of the plaintiff and against Defendants Peter Califano and Margaret Califano for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid principal balance Interest (Per diem of $19.34 from 4/1/96 to 2/1/97) Late charges Escrow Deficit 5% Attorney's Commission $99,440.70 $ 5,802.00 TOTAL $ 211.98 $ .00 $ 4.972.03 $110,426.77** ** Together with additional interest at above from 2/97, based on the contract costs to the date of Sheriff's Sale. the per diem rate indicated rate, and other charges and :~CEL~LLER Leon P. Haller PA I.D. #15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 " l r I , :p c ~ n , _I 'II - I '. .:,., r: J 'C- o .,r1 :'..:/ U .. , () -., . -Il ':--'j , ;.1 , I 7:) 1 \~ PNC MORTGAGE CORP., OF AMERICA F/K/A SEARS MORTGAGE CORPORATION, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. 1997-00332 PETER CALIFANO and MARGARET CALIFANO, DEFENDANTS CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant(s) above named are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subscribed before me this 10 day of 1'\\(1,0.,-" 19<h ~ ~~hOJ\O'\ 7. '1::> "'-''' Notary Public LEON P. HALLER, ESQUIRE NOTARIAL SEAL SHHARON P. DUNN, Nolary Public arrlsburg Dauphin County My CommiSSion Expires Nov. 2.1997 , PNC MORTGAGE CORP., OF AMERICA F/K/A SEARS MORTGAGE CORPORATION, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. 1997-00332 PETER CALIFANO and MARGARET CALIFANO, DEFENDANTS CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 TO THE PROTHONOTARY I Issue Writ of Execution in the above matter on the real estate located at 17 Kingswood Drive, Mechanicsburg, PA 17055-2761 as follows: Amount due pursuant to Judgment $110,426.77 V Interest (at the per diem of $19.34 to 6/4/97) 2,398.16 Late Charges (at $35.33 to 6/97) 141. 32 Escrow Deficit TOTAL $ 1.206.23 $114,172.48 ** Together with any additional interest, charges and costs to the date of Sheriff's Sale. By Dated: March 10, 1997 LEON P. HALLE I.D. #15700 ATTORNEY FOR LAINTIFF 1719 North Front Street HarriSburg, PA 17102 (717) 234-4178 Attached is a description of the real estate. LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land with improvements thereon erected, situate in the Borough of Mechanicsburg, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the Northern side of Kingswood Drive, which point is also the dividing line of Lots Nos. 22 and 23, Block "0" on the hereinafter mentioned plan of lots; THENCE along said diving line, North 10 degrees 23 minutes West 1 19.8 feet to a point at the dividing line of Lots Nos. 22, Block" 0 " and Lot No. 11, Block 0; THENCE along said dividing line and the dividing line of Lots Nos. 22 and 12, Block 0, North 79 degrees 37 minutes East, 70 feet to a point; THENCE along the dividing line of Lots Nos. 21 and 22, Block 0, South 10 degrees 23 minutes East a distance of 119.98 feet to the Northern side of Kingswood Drive; THENCE along the Northern side of Kingswood Drive, South 79 degrees 37 minutes West a distance of 70. feet to a point., the place of BEGINNING. BEING Lot No. 22 Block 0 on the final plan of part of Blocks B. c, 0, G and H, Wynnewood Park as recorded in Cumberland County Recorder's Office in Plan Book 30, Page 116. i I ! UNDER AND SUBJECT nevertheless to easements, restrictions, reservations and conditions and rights of way of record. HAVING THEREON ERECTED a dwelling known and numbered as 17 Kingswood Drive, Mechanicsburg, PA. BEING THE SAME PREMISES which Carl W. Dunbar and Terry L. Dunbar by their Deed dated November 15, 1992 and recorded in Cumberland County Recorder of Deeds Office on November 19, 1992 in Deed Book Z 35, Page 796, granted and conveyed unto Peter Califano and Margaret Califano. TO BE SOLD AS THE PROPERTY OF PETER CALIFANO AND MARGARET CALIFANO UNDER CUMBERLAND COUNTY JUDGMENT NO. 1997-00332. PARCEL # 18-22-0519-292 - \'~~ r 6""'- .\.1L o ('\..J ~ Cl. . ........ \;} 5\-.~ ~ 'J' ~ c::-q ~ ~I ~ u.lN ~ )(, ~ ,.... c. , Q (-~ '..".l P 'c ~.J .. -,. -" j.-, .. ..j ,~ < , -,Ill I""':" C.J : c':> .,~ . .. :' ; (") .. . ,Ill :.'1 --, =~.i .0 , 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: TENANTS IF ANY... DOMESTIC RELATIONS OFFICE Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. Section 4904 relating to unsworn fal.ifieation to author;t;,.. ~ "" L~PA I.D. #15709 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 " ,~ PNC MORTGAGE CORP., OF AMERICA F/K/A SEARS MORTGAGE CORPORATION, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA VS. NO. 1997-00332 PETER CALIFANO and MARGARET CALIFANO, DEFENDANTS CIVIL ACTION - LAW - IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 TARE NOTICE: That the Sheriff's Sale of Real Property (real estate) will be held: DATE: June 4, 1997 TIME: 10:00 O'clock A.M. LOCATION: Commissioner's Hearing Room 2nd Floor Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 17 Kingswood Drive Mechanicsburg Cumberland County Pennsylvania THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: 1997-00332 THE NAME (S) OF THE OWNER (S) OR REPUTED OWNERS of this property LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land with improvements thereon erected, situate in the Borough of Mechanicsburg, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the Northern side of Kingswood Drive, which point is also the dividing line of Lots Nos. 22 and 23, Block "D" on the hereinafter mentioned plan of lots; THENCE along said diving line, North 10 degrees 23 minutes West 1 19.8 feet to a point at the dividing 1 ine of Lots Nos. 22, Block " D " and Lot No. 11 , Block D; THENCE along said dividing line and the dividing line of Lots Nos. 22 and 12, Block D, North 79 degrees 37 minutes East, 70 feet to a point; THENCE along the dividing line of Lots Nos. 21 and 22, Block D, South 10 degrees 23 minutes East a distance of 119.98 feet to the Northern side of Kingswood Drive; THENCE along the Northern side of Kingswood Drive, South 79 degrees 37 minutes West a distance of 70. feet to a point., the place of BEGINNING. BEING Lot No. 22 Block D on the final plan of part of Blocks B. C, D, G and H, Wynne wood Park as recorded in Cumberland County Recorder's Office in plan Book 30, Page 116. UNDER AND SUBJECT nevertheless to easements, restrictions, reservations and conditions and rights of way of record. HAVING THEREON ERECTED a dwelling known and numbered as 17 Kingswood Drive, Mechanicsburg, PA. BEING THE SAME PREMISES which Carl W. Dunbar and Terry L. Dunbar by their Deed dated November 15, 1992 and recorded in cumberland County Recorder of Deeds Office on November 19, 1992 in Deed Book Z 35, Page 796, granted and conveyed unto Peter Califano and Margaret Califano. TO BE SOLD AS THE PROPERTY OF PETER CALIFANO AND MARGARET CALIFANO UNDER CUMBERLAND COUNTY JUDGMENT NO. 1997-00332. PARCEL # 18-22-0519-292 , , i ! I ,. ('1 ,n () -.I " I ! ': ',' I , '!'; " , ) r....:, ~ ( ) I , .., " I , ., J .' " , !~ ;\1 ~ :':') .:~ -0 - . n. ." n. 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':"/(,;~'f'~.;:.'" ,', ~:, .':,::::/ :'." :,~'.~:,i):f:,~~:{,t;,; . . ' i'! :;..;. .:'.': ,.,: ' :,;. i" . /"'~:;/': ~'!{:'<:,:~>; " "'.:/"; . ':~";. . ':;:,1\:l:1';< ;:~"c ' , , , ", ;,~:;,,;, ~.:~2~::;:f:.,:, :/,; ... .':.' ..... ... ,;:,'::i:, <~t~t:;;:~"I!.;,,: :d::::;1:~' . '" '" , .'" 'fl .'. . ,.;,,:\ ,.'". " ~~; '~'I '. J .~ ',~~i; ',' ,:~' "'.g ,,~ " ' ~ ',: '" .' "ii~1~~;~:~)~'I.t~ ", :'. !'.:. '. ,,;:~(,{;.)(::: ' G~i i .'., ,'.,~ .. , " "." ,,'.'~', ,;,,' lY'~/,;;?,:., '1<" :,,' '.' j:\..I';'~'~i L.';'~/': 'd;;S':-. """':'1' -, ':':. .., I'';'.' " ',., , ':~:; """:;, "":r.r: ':-...," >.' ",c' . ,.{', . ::. 1;_,;, " ::' .:' . ,.-, <~. "' t- <:_..: I' ,._ "'" '" ,,',,' t"-g!" , '.,.,.,.",'..' '" '_'," '"",; 'I ~~, '.';;;' ,:: .. .. .:;'<: 'CT::,~ r..:;,' '. .:. .'.: (i ,', ;.'(::'i . ,f,-;';:. ':', :,' .J:" ...': ",; ,',:~.;~;;y::;t :;"... ."., , ,,:..: ,:;: .'.':;;';':.:','".' ':'..2;.i: ',:. ::~.:...:,:' , '; '''',:;, ....;: :'.,-.,:,J..:" .', :",', , .;..~;(:_:>, . ,...,' "';:H"";': ".:; ':..:..::, '<'t;C:'" ..", :,:':{ :" ~. rd;'~.:,~ ;':~;(.> .;:.. i', ,," ,~;:~: ~f:\ .... ;,' ,'n '0', '.",'..T ::,' ~:Sk~.~r\< ':~~i '.~ "'.. "c. .'1", ",'., ,', .,' J' ;;"~E~ .'. PNC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF I I . . NO. '7 '1. ~ 3.1 GJ -C",.. VS. PETER CALIFANO and MARGARET CALIFANO DEFENDANTS CIVIL ACTION - LAW MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, PNC MORTGAGE CORP. OF AMERICA formerly known as Sears Mortgage Corporation, is a Corporation organized and existing under the laws of the State of Ohio, with offices at 75 North Fairway Drive, Vernon Hills, Illinois 60061. 2. Defendants, PETER CALIFANO and MARGARET CALIFANO, are adult individuals whose last known residence is 17 Kingswood Drive, Mechanicsburg, Pennsylvania 17055. 3. On or about November 18, 1992, Defendants executed and delivered a Mortgage Note in the sum of $103,978.00 payable to SEARS MORTGAGE CORPORATION, a copy of said Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to the original Mortgagee, a certain real estate Mortgage which is recorded in the within Commonwealth and County in the Office of the Recorder of Deeds in Mortgage Book 1102, Page 666, conveying to the original Mortgagee the real estate described therein. Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 17 Kingswood Drive, Mechanicsburg, Pennsylvania 17055-2761, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May 1, 1996, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 99,440.70 (b) Interest at $19.34 per day from 4/1/96 to 2/1/97 TOTAL 5,802.00 211.98 -0- 4.972.03 $110,426.77 (c) Accumulated late charges (d) Escrow Deficit (e) 5% Attorney's commission *Together with interest at the per diem rate noted in (b) above after February 1, 1997, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinst~ted prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United states of America, nor engaged in any way which would bring him within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The subject Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 707 - 1715z11) and therefore does not fall within the provisions of Pa. Act 91 of 1983 (Homeowners' Emergency Assistance Act of 1983). WHEREFORE, Plaintiff demands judgment in mortgage foreclosure in rem for the aforementioned total amount due together with interest at the rate of 7% ($19.34 per diem), together with other charges and costs, including escrow advances incidental thereto, to the date of Sheriff's Sale, and for foreclosure and sale of the property within described. PURCELL, KRUG & HALLER By f0-- Leo~ Attorney for Plaintiff I. D. 1115700 1719 N. Front St. Harrisburg, Pa. 17102 (717) 234-4178 09: 28AM PNC RECORDS ~IAI'IAGEMEtlT ~~ lItultlstate h.DJUST ABLE RATE "....,lENOER'S I; 02-01-110r...14'lb N~TE FHA flr~ J~~45aH29 [01101 NOVENBER 16, 1992 17 K!NGSWOOD DRIVE. ~ECHAN[CSBURG, PENNS~lVANIA 17055-2761 1. PARTIES .Borrower" meallS each pcrson sianine at the time of this :-;ote, and the person's succes,ors and assigllS. "Lender. mcallS SEARS ~ORTGAGE CORPORATION. AN OHIO CORPaRA~ION and its successors Bnd wigllS, IPropon, Add,...! 2. BORROWER'S PROMISE TO PA Y; Ir\TEREST In ",turn foraloBn l'tlCeivlld from Lender. Borrower promises to pay the prin~ipal sum ot----------------------- ONE HUNORED THREE THOUSANO NINE HUNOREO SEVENTY-EIGHT DOLLARS AND ZERO CENTS--------------------------------- -----------------------------..-.-----------------------------------.--.-.----------------------------------- Dollars(U.S.$103.97e.oo------------), plus interest, to the order of Lender. Interest will be charged on unpaid principal. from the date of disbursement of the 10Bn proceeds by Lender. ats rsteof ~IVE AND ONE HALF-..-------------- percent (---------------5.5000%) per year until the full amount of principal has been paid. Tho intercstrate may chango in BccordBnce with Paragraph SIC) of this 1'\ote. 1. PROMISE TO PA Y SECURED Borrower's promise to pay is secured by s mortgBge, deed of trUst Or similor security iNUument that is dated tho same date as this Note and called the "Socurity Instrument.. That Securit)'lnstrument protects the lander from 10llSC:8 which might result if Borrower defaults under this Note. 4. MANNER OF PA YMENT (A) Time Borrower shall mBke a pByment of principal Bnd interest to lender on the first day of each month beginnina on JANUARY I, 1993 , Any principBI and interest remaining on the first day of DECEMBER . 2022. will be due on that date, which is called the 'Maturity Date.. (B) Place Payml!lltsholl be made st 2~OO LAKE COOK ROAD. R1VERMOODS, ilLINOIS 60015 or at such other place as lender may designate in writing by notice to Borrower. (C) Amount Initially. each monthly payment of principal and interest will be in the amount of $590.30---------------. This Bmount will be part of a lareer monthly payment required by the Security IRlItrUment that lhall be applied to principal. interest Bnd other items in the order described in the Security Instrument. This amollllt may clwlgo in accordance with Paragraph ~(E) of this Kote. 5. Ir\TEREST RATE AND MONTHLY PAYMENT CHANGES (A) ChaDge Date The interest rate mBl' chanae on the first day of APRIL. 1994 . IIId on that day of eaoh succeeding year. .Chanee Date. meallS each date on which the interest rBte could chBnge. (B) The Indea . .. Beginning with the rim Change DBte. the interest rate will be based on an IndeL .lndeI...~ ~ weoldJ.. " .'A : ~l '." FHA Mullislot. Adjulloblo Rolo Soto - 4/92 ~-6SiJO 1.:201. XC1200DAAA .01 VMP MQPlTaAaa 'OJl,MS . Ul3J2U-a100 . tlOOlla1.7U1 ,.._ I " :I 1,,1".Ir.' .,. <. ".",.,~., '-, II' .: .11.1. .1..;.;1I'>.':;;:~.:..'(:.....:..1 <;f~<':;::. - !S,::~', . . . ,.,...',. .~)4-I18 IT ",A" : '-:';:~: .~ OCT 29 . 96 09: 29AM PNC RECORDS ~IAr IAGEI'IEIiT ,-. P.15/16 r. average yield on United Slates 1. ..ury Securities Bdjusted to B constant mat~. ..)' of one )'ear. as made Bvailable by the FedorBI Reservo Board. .Current Index" means the most recent Index figure Bvailable 30 days before the Change Date. It the Index (as defined above) is no longer BVBiIBble. Lender will use as e new Index Bn)' indel prescribed by the Secretary (as defined in Paragraph 7(B)). Lender will live Borrower notice of the new Indel. 0 J '0 t. I/O,l.. V (C) Calculatioo of 10lerest Rue Cbaoges Before each Change Dale. Lender will calculBte B new interest me by Bdding B mBrgin of rwo..--------------- n.......-_______n____________l'e~entage poim(s) ~-------n--nnn2. COO%) to the Currentlndel Bnd rounding the sum to the ncaresl one-eighth of one percenuge point (0.125%). Subject to the limit! suted in Paragraph 5(0) of this Note. this rounded amount will be the new intel'C5J rate umilthe nen Change Date, (D) Limit. on IntereSI Rate Chanlle. The interest Tate will never increase or decrease by more thBn one percenuge point (1.0%) on any single Change DBte. The interest rate will never be more than five percentage points (5.0%) higher or lower than the initiBI interest Tate stated in Paragraph 2 of this Note. (E) CalculatloD or PaymeDt CbaDlle If tho interest rate changes on a Change Due, Lender will calculBte the amount of monthly payment of principal and interest which would be necessBry to repay the unpaid principal balBnce in full Bt the Maturity Due at the new interest rate throullh substBntiBlly equBI pByments. In mBIting such calculation, Lender will uso tho unpaid principal bBIBnce which would be owed on the ChBngo DBte if there had beon no default in payment on the Sate. reduced b)' the amount of any prepayments to principal. The result of this calcu!ation will be the amount of the new monthly payment of principal Bnd interest. (F) Notice or ChaDges Lender will give notice to Borrower of any change in the interest rate and monthly' payment amount. The notico must be given Bt least 25 days before the new monthly payment amount is due, and must set forth (i) the date 01 Ihe nOlice. lii) the Change Due, (jii) the old interest rBte. (iv) the new interest rale, (v) Iho new monthly paymenl amount. (vi) Ihe Currcnllndu and Ihe date it was published. (vii) the melhod of calculsling Ihe change in monthly paymenl amounl, and (viii) any olher informalion Which mBY be required by law from time 10 lime. (G) Effective Date of ChaDlles A new inlel'C5J rate calculaled in Bccordance with Paragraphs j(C) and j(D) of Ihis NOle will become eCCcelive on the Change Dale. Borrower shall mBke a payment in lhe new monthly amounl beginning on Ihe fim payment dBte which occurs nleasl 25 days afler Lender hss given Borrower the notice of chanllCS required by Parasraph j(F) of this NOIe. Borrower shall hBve no obligalion to pay Bny incrCBSe in the monthly payment BmOUnt calculalCd in accordance with Paragraph S(E) 01 this l\OIC lor Bny pByment dBIe occurring lees thBn 25 days afler Lender has given the required notice. If Ihe monthl~' payment BmOUnt calculBled in accordBnce with Paragraph S(E) 01 this NOlO dccrea!ed, but Lender failed to gi,'e timely notice of the decrease and Borrower made any monlhly payment amounts olcccding the pByment amount which should have been stated in a limel)' notice. then Borrower has the option to either (il demand the roturn 10 Borrower of any escess payment, with inleresllhereon allhe NOle rale (a ralO equal to the interest rale which should have been stsled in a timely notice). or (ii) request that any excess payment. with intcre8t thereon at tho Note rate, be applied os payment of principal. Lender's obligalion to return any elcess payment with interest on demBnd is nOI assignable oven if this Note is otherwise assigned belore the demBnd for return is made. 6. BORROWER'S RIGHT TO PREPA Y Borrower has the right 10 pay the debt evidenced by this Note. in whole or in PBr1, without oharge or penalty, on the first day of any month. 7. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Pay'ments If Lender hBS nOI rceeived the full monthly pa)ment required by the Security Ill$lrument, as described in Paragraph 4(C) of this Note. by the end of fifteen cBlendsr dB~'s Bfler Ihe payment is due, Lander may collect a late chargo in Iho Bmount of ,~UR------ ----.. -----------------..------u-percent ~-----.".-.".---"-4. DDDem) of th~ overdue amount of each pByment. (B) Default If Borrower defBulu by' fBiling to pay in full any monlhly payment, Ihen Lender may, olcept as limited by regulBlions of the SecretIn. in Ihe case of payment delaults. require immediBte payment in full of the principBI balance remaining due Bnd BII accrued interest. Lender may choos. not to exercise Ihis option withoul waiving i~ righu in the CfC\-680,S101. XCllOODAAB ,01 .".2 .f , "Ntlal&: c..!:flTIi'lcD TO Be A TRU2 A~ f/t,~.J CO,., gtw1i{~ V -.. ,(, VERIFICATION The undersigned, an officer of the corporation which is the Plaintiff in the foregoing Complaint or an officer of the corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the Mortgage held by plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. Date: tll~/q7 , . . Name: Title: Company: tio Cifelli ce President PNC MORTGAGE CORP. ',o' ' I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. ~~; ,,~"'..'~ ... ..' ..... .... 'U >~. .. '. ...... ..' :.... '. . ,U . .. .. :... .. ..... 'i;>,. . ';J~C~/:' .. . ,'. .. .....:... ;i;,UH .:c~ ;:;.:. '.. u;n. <c.' .~ . ..' '.' . . : ~.: c.' '. ...~.; . '.' .. : .... . .' c..... '.', . :.. '.. "':'" . : .. .... "><' . ':"'.... . . . . ';"(:.. , .:;; .'. .' . . . '.~.' '" , '.".' .... . .', ,.. .., '.': '. ;.-;.. . .., ... ~:t.t:..'~',<':" '. A,,> ' 'i::' .::,,--; "'0'.. .. ,,") :,>',. /i ;. ,.. A;:;;' ".". fL' t,~,,' l~~"';c:;]::{::,:c':;:':'" : ,::,;,J'::,.: . :t;,' . .:"','<" ..;.,.:.,:./:~,~':,;l~ '.'. . .',. :. '~!;6t'~. ~~' ....:.i;:<:j.:,i:,~~,i, ;.E " " . J,'J . ':t i~ ';'tiC;riff;: )'!ii ';,:';'c:n"'i".' '\l~\ ,: ':::i';':":;::.;',,' '.:'-:; '}}':,(~ .',.., '~" .:::: ~.: .....,..."...'../.:<;i::~~~( '. ..:,~c':j;".'"'''' " ~;~ft, :~.:: :r.::;:>'!':' ~ ..,~;: ','c ";'.,' ;:':'F :~~.J".;,:.~":"::. ..'.: ....' , , '.' . :~\ \.,.:;,:.,{:i;,'!.)'/" ::<:l;./' .... ....:. ..,,;.; ,;.);:\~ <..,~~.~ ..'..........'..'....:...l......?:t,~i;; i . ~". ~. '. "C~:F.:;. .:: d ..E-<....... ."'. ,';:;::: 'z:'. .u.'.' '~:;~'rn '.' ..~ I ... ..:'... '., c,.. ".' '.., ... ::/'~ . ,. . '. .';.1,. ' 't:: 0 ..11I ~ ,..l2l . .. . .'~:' . t', '~:"':~: '~.,~,g':.~. ....., '~':::';;;~"llli;5<::.::\:.::. c, . ' .. .IIl,.':i!..:l . . ,.,:.;-.: ;1:. .'.... '.l'! ~'Ao,<"".' . ,..:l.. 'C. ~;:..., ..}oHl:,.' .' " ..", '. ' ;..,....>".0,. ;t3.. .:. "'/:C::,~' ."", ;~L;": . ,;,',,'.,:::'" Q'!l3' . ,:.~ ....:... :., ".' ..c. ,'" ;;'r;';:",' '...'I..~;.;.;::;.~ 1<'.0: .:~.~~: j,;,." :',~" ~r:::.:: ~~';"~:'a :;: :~:::~~:,<:;,/;et~~;;.><!~;. '........ : 'J.,~.;. ~<. , ~~. ." ,::;;~' F:.~; , .', ~"; . " " ." l z.:::...< ~:;G."':,;' ;;".1. ~, .;...: '...:."":. :', ';d ,',; .,1.:. ,'. .'\ ~.:.... ,.,:..,::.'.:.;. .:, .;;';'i',.,:" :.::'/ ,<; ,7:: ><:;.i~;:,.,1'.'" .;',' >:',;L..,;:'> ":-.c.':;":";';' '.'j.: .':~:t!.~;.';".; . ';.,' ;;. :s;:'- ~. ." .c'.: .,,; ;... ,j,: ~~; i'c; .':,,:;~.-:,'';'; , ,. . '." ' ,. ';).,.. .. -~ PNC MORTGAGE CORP. OF AMERICA, F/KlA SEARS MORTGAGE IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 1997-00332 Plaintiff vs. PETER CALIFANO and MARGARET CALIFANO, Defendants CIVIL ACTION LAW IN MORTGAGE FORECLOSURE PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Kindly enter the appearance of Purcell, Krug and Haller and Leon P. Haller as Co-Counsel on behalf of the Plaintiff in the above matter. DATE: February 28, 1997 PURCELL, KRUG & HALLER BY: .,L/:n;1 G? (/ AJGA --r~~~. Haller, Esquire 1.0. #15700 Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 PNC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION I I IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA . . PLAINTIFF . . VS. . . NO. f7- 3-1J-- ((~-l;GC PETER CALIFANO and MARGARET CALIFANO DEFENDANTS . . . . CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURT HOUSE CARLISLE, PA 17013 Telephone (717)240-6200 NOT I C I A Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo a1 partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. See avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo avieo 0 notificacion y por cualquier queja 0 alivio que es pedido en 1a peticion de demand a . Usted puede perder dinero 0 BUS propiedadee 0.. otros derechos importantes para usted. SHERIFF'S RETURN - REGULAR CAS~ NO: t~97-00332 P COMMONW~ALTH OF P~NNSYLVANIA: COUNTY OF CUMR~;RLAND PNC MORTGAG~ CORP OF AMKR1CA VS. CAI. IFA!l1l --,'~;n;R F:T AI. KATIIY J..CARe.F;R CUMBERLAND County, Pennsylvania, who to law, says, the within COMPLAINT - J Sh~riff or Deputy Sheriff of being duly sworn according MORT VOR~: was served upon uC.^,. n'ANIJ Pwr~R defendant, at t 'J:H: 00 HOURS, on the 30th day of January t 997 at ._17__.~I!l!3S\l!I}I)D RRI"-F: MF:CIIM:!J.C.S~U~~, I PA 17055 County, P~nnsytvania, by handing to MARGARET the ----' CUMBERl.AND CALIFANO. PERSON IN CHARGE a true and attested copy of the COMPLAINT - MORT FORF: together with NOTICF: and at the same time directing Her attention to the contents thereof. . Shp.riff's Costs: Docketing Service Affidavit Surcharge 18.00 6.20 .00 2.00 er.b.~1O t'URCEI.L, KRUG & HALLER 01/31/~:97 ~ _ I. e ~urd-she~ Sworn and subscribed to beforn me this . 1.~. day ofJ~ t 9 q.., .. A. D. ,.._L.~. 0, )}1...ee'd ~ 'V'-PrOthonotary I SHERIFF'S RETURN - REGULAR CASE NO: \997-00332 P COMMONWEALTH Of PENNSYLVANIA: COUNTY Of CUMBERLAND PNI! MORTGAGE CORP I)f AMERICA VS. CAI. IfANIl. p~:n:R ET AI. d : I ~ATI!Y J. CARP~:R CUMBERLAND County, Pennsylvania, who to law, says, the within COMPLAINT - J Shariff or Daputy Sheriff of being dulr sworn according MORT FORE "as served upon . GAI,JYAWLMAR(~AR~:T defendant, at 195\:00 HOURS, on the ~ day of January \9~ at 17 KINGSWOOD DRIVE MF.CIIAIl J Cs.BllRG" .p A 17055 the . . CUMBERLAND I I I , I I I f County, Pennsylvania, by handing to MARGARET CALIFANO a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the same time directing Her attention to the contents ther.of. Shp.riff's Costs: Dooketing Servioe Affidavit Surcharge h.00 .00 ,00 2.00 :'0 answers: '" All" ~...t rJ?t;,---< ''''...t H. Ihomas ~~1ne, ::er1 68.00 PURCEl.L, KRUG 01131/1997 by Sworn and sub~cribp.d to baforp. me t.his 1-;'- day of '1.d,... o. .. .. J' 1 19 'l7_A.D. (-~) . - '-- r~. Yvt...t~<. , .~ rothonotary I I f PNC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF VS. NO. 17- j 3,L e~ PETER CALIFANO and MARGARET CALIFANO DEFENDANTS CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURT HOUSE CARLISLE, PA 17013 Telephone (717)240-6200 NOT I C I A Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientee, usted tiene viente (20) dias de plazo al partir de la fecha de 1a demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de eu persona. See avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo avieo 0 notificacion y por cualquier queja 0 alivio que es pedido en 1a peticion de demanda. Usted puede perder dinero 0 sus propiedadee 0 otros derechos importantes para usted. PNC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION . . IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF VS. NO. PETER CALIFANO and MARGARET CALIFANO DEFENDANTS . . CIVIL ACTION - LAW MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, PNC MORTGAGE CORP. OF AMERICA formerly known as Sears Mortgage Corporation, is a Corporation organized and existing under the laws of the State of Ohio, with offices at 75 North Fairway Drive, Vernon Hills, Illinois 60061. 2. Defendants, PETER CALIFANO and MARGARET CALIFANO, are adult individuals whose last known residence is 17 Kingswood Drive, Mechanicsburg, Pennsylvania 17055. 3. On or about November 18, 1992, Defendants executed and delivered a Mortgage Note in the sum of $103,978.00 payable to SEARS MORTGAGE CORPORATION, a copy of said Note is attached hereto and marked Exhibit "An. 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to the original Mortgagee, a certain real estate Mortgage which is recorded in the within Commonwealth and County in the Office of the Recorder of Deeds in Mortgage Book 1102, Page 666, conveying to the original Mortgagee the real estate described therein. Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 17 Kingswood Drive, Mechanicsburg, Pennsylvania 17055-2761, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May 1, 1996, and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 99,440.70 (b) Interest at $19.34 per day from 4/1/96 to 2/1/97 5,802.00 (c) Accumulated late charges 211.98 (d) Escrow Deficit -0- (e) 5% Attorney's commission 4.972.03 TOTAL $110,426.77 *Together with interest at the per diem rate noted in (b) above after February 1, 1997, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No Judgment has been entered upon said Mortgage in any jurisdiction. OCT 29 '96 09:281=V1 PNC RECORDS MANAGEMENT LENDER'S I: DZ-Ol-ll0f...14/16 GJUSI ABLE RA IE ~IE FHA llf~n~4584-7Z9 Multlsutc to....1 NOVEH8ER 16. 1992 17 ~INGSWOOO DRIVE, MECHANICSBURG, PEkNSILVANIA 17055-27BI (Propert1 Addr...J I. PARTIES -Borrower" means each person siSninS at the time of this /l:ote. and the person's succCS$O~ and assigns. -LBnder. means SEARS MORTGAGE CORPORATION. AN OHIO CORPORATION and its successors and wigns. 2. BORROWER'S PROMISE TO PA Y; INTEREST In return for a loan receiVed Irom Lender. Borrower promist:$to pay the principal sum 01----------------------- ONE HUNDRED THREE THOUSAND NINE HUNDRED SEVENTY-EIGHT DOLLARS AND ZERO CENTS----------------------.-._.______ ~-----~-~_._-~._---_._-------------_._----------------------------------------------------------------------- Dolla~ (U.S. $103.978.00------------l, plus interest, TO the order of Lender. Interest will be chBrged on unpBid principal./rom the date 0/ disbu~cmento/ the 10Bn proceeds by Lender. au rate 0/ FIVE AND ONE HAL~-..--_u--------- percent (---------------5.5000%) per year until the lull BmOunt 01 principal has beon paid. The interest rate may chBnge in BccordBnce with Paragraph SIC) of this NOte. 3. PROMISE TO PA Y SECURED Borrower'$ promise to pay is secured by B mortgage. deed of trUst Or similBr security il\Stl'umentthat is ~ted the same date as this Note and called the "Socurity Instrument." That Security Instrument protects tho Lender from 10= which miaht result if Borrower defaults under this Note. 4. MANNEROFPAYMENT (A) Time Borrower shsll make a payment of principal and interest to Lender on the first day 01 each month beginnine on JANUARy 1. 1993 . Any principal and interest remaining on the fil'llt day of OECEMBER , 2022. will be due on that date, which is DIlled tho .Maturity Date.. (B) Plsce Paymentsh311 be msde at 2500 LAKE COOK ROAD. RIVERNOOOS. ILLINOIS 60015 or at such other place as Lender may designate in writing by notice to Borrower. (C) Amount Initially, each monthly payment of principal and interest will be in tho amount of $590. 3B------------------, This Bmount will be part of a larger monthly payment required by the Security IllJtr\lment that .hall be applied TO principal. interest Bnd other items in the order described in the Security IlIBlrument. This amount may change in accordance with Paragraph ~(E) of this Note. 5. INTEREST RATE AND MONTHLY PA \'MENT CHANGES (A) Chanse Date Th. interest rate mal' chanee on the first dBY of APRIL, lQQ4 . Bnd on thot day of each SUCCeeding year. .Chanse Date. means each dat. on which the intercst rate could chBni'!. (5) The Inder Besinning with the fim ChBnge Date, the intercst rate will be based on an Indel. .lndOl. mean., the wookly FHA Multi,"t. Adjulloblo Rol. Noto - 4/91 q - 690 I.~O" XC1200DAAA .01 VIoIIP MO"TQAGI 'OlllMS . 13'31212""00 . 11001121-'211 ".t_' ", It"tl.'.:' Illmllll~ .~7H18 tl "/f" ,~ OCT 29 '96 09:29AM PNC RECORDS MANAGEI1ENT .'P.15/16 ~ ~. average yield on United StAtCS { '.><Iry Securities Bdjusted to B constant mat(,y of one )'ear. as made Bvailable by the Federal Reserve Board. .Current Indu. means the most recent Indel figure Byailable 30 days belore the Change Date, If the Indel (as defined Bbove) is no longer BVBilable. Lender will use as 4 ncw Indcl Bny indel prescribed by the Secretary (as defined in Paragnph 7(B)). Lender willJ:ive Borrower notice ofthe new lndel. (),)..o (, 110). <( (C) CaleulBtion of Interest Rate Cbanges Before each Change DBte. Lender will calculBte 0 new interest rate by adding a mBrgin of TWo...----n-------- __u_...________nn_____nn__l'ercentage point(s) (----n------------Z. COO%) to the Currentlndel and rounding the sum to the nearest one-eighth of one perccntage point (0.125%). Subject to the limits stated in ParagrBph 5(0) 01 this Note. this rounded amount will be the new interest rate until the ne~t Change Date, (D) Limits on Interest Rate Change> The interest rate will never increase or decrease by more than one percentage point (1.0%) on any single Change DBte. The intercst rate will ne\'er be more than five percentage points (5.0%) hiJ:her or lower than the initi.1 interest rate stated in PBragraph 2 of this Note. (E) Calculation of Payment CbanJ:e If the interest rate chBnges on a ChBnge DBle, Lender will calculBte the amount of monthly payment of principal and interest which would be necessBry to repay the unpaid principal balBnce in full at the Maturity Date at thc new interest nUl throuih substBntiBlly equal payments. In making such calculBtion, Lender will use the unpaid principal balance which would be owed on the ChBnge Date if there had been no defBult in pByment on the I'ote, reduced by the amount of any prepayments to principal. The result of this calculation will be the amount of the new monthly payment of principal and interest. (F) Notice of Changes Lender will give notice to Borrower of any change iR the interest rate and monthl)' payment BmOUnt. The notice must be given at least 25 days before the new mORthly payment.mount is due, and must set forth (i) the date of the notice. (iD the Change Due, {iiDthe old interest rate. (iv) the new interest rate. (v) the new monthly payment amount, (vi) the Current Indel and the date it was published. (vii) the method of calculating the chBnge in monthly payment amount, and (viii) .ny other informBtion Which mBY be required by law from time to time. (G) Effective Dete of CbanJ:es A new interest rate calculated in accordance with Paragraphs S(C) and 5(0) of this Note will become elfcctive on the Change Date. Borrower ~hall mBke a payment in the new monthly Bmount beginning on the fim pBymcOl dBIe which occurs at least 25 days after Lender has given Borrower the notice of chan~ required by Paragraph S(F) of thiB Note. Borrower shall have no obligBtion to pay Bny increase in the monthly pByment BmOUnt calculated in accordance with Paragraph 5(E) of this Note for Bny pByment dBle occurring less thBn 25 days Bfler Lcnclcr has given the required notice. If the monthly payment BmOUnt calculated in BccordBnce with PBragraph 5(E) of thiB Note decrcued, but Lender f3iled to give timely notice of the decrease and Borrower made any monthly payment amounts elcccding the pByment amount which should have been stated in a timel>' notice, then Borrower has the option to either (j) dAmand the return to Borrower of any elccss payment, with intercst thereon at the Note rate (a rate equal to the interest rate which should hBve been stated in a timely Rotice), or (ii) reqUColt that any elcess payment. with interest thereon at the Note rale. be Bpplied as payment of principal. Lender's oblieation to rerum any elccss payment with interest on demend is not assignable even if this Note is otherwise l\$SiJ:ned before tho demand for return is made. 6. BORROWER'S RIGHT TO PREPA Y Borrower has the right to pay the debt evidenced by this Note. in whole or in part, without chorge or penalty, on the first day of any month. 7. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly pa)ment required by the Security Instl1Jment, as clcecribed in Paragraph 4(C) of this Note. by Ihe end of fifteen cslendBr dBYs Bfter the payment is due, Lenclcr may collect a late charge in thcsmount of FOUR_u______u.__n_________u.uuu_nn1>erccnt ~.u.u..-..u.--...4,OOOl1li) of tho overdue amount of eBch pByment. (B) Default If Borrower defaults by fBiling to pay in full any monthly payment, then Lender may, Olcept u limited by regulBtions of the Secretar> in the CISC of payment defaulu. require immediBte payment in full of the principal b&lance remaining due snd BII accrued interest. Lender may choose not to elercise this option without waivinll ita nllhta irrtlle 0,-590 flUOl1 XCUOOOAAD ,01 _.,.2,,:) ."1l.11: c..~Tli'ii:D TO 8r: A TRUe A~ ~U CQpy grw,Ii!J-\7..V t . i . ,. I. c VERIFICATION The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the Mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. Date: d/~/q7 , . . Name: Title: Company: no Cifelli ce President PNC MORTGAGE CORP. OF AMERICA PNC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTYr PENNSYLVANIA PLAINTIFF VS. NO. 97- :3jJ- {! f , (1 -<.A,.....t:L : . . PETER CALIFANO and MARGARET CALIFANO DEFENDANTS : : CIVIL ACTION - LAW MORTGAGE FORECLOSURE . . NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURT HOUSE CARLISLE, PA 17013 Telephone (717)240-6200 NOT I C I A Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. See avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. PIlC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF . . VS. NO. PETER CALIFANO and MARGARET CALIFANO DEFENDANTS . . : CIVIL ACTION - LAW MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 16011 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER Leon P. Haller, Esquire 1719 North Front Street Harrisburg, PA 17102-2392 (717) 234-4178 Attorney ID .15700 Attorney for Plaintiff PNC MORTGAGE CORP. OF AMERICA f/k/a SEARS MORTGAGE CORPORATION IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTYr PENNSYLVANIA PLAINTIFF VS. NO. PETER CALIFANO and MARGARET CALIFANO DEFENDANTS CIVIL ACTION - LAW MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, PNC MORTGAGE CORP. OF AMERICA formerly known as Sears Mortgage Corporation, is a Corporation organized and existing under the laws of the State of Ohio, with offices at 75 North Fairway Drive, Vernon Hills, Illinois 60061. 2. Defendants, PETER CALIFANO and MARGARET CALIFANO, are adult individuals whose last known residence is 17 Kingswood Drive, Mechanicsburg, Pennsylvania 17055. 3. On or about November 18, 1992, Defendants executed and delivered a Mortgage Note in the sum of $103,978.00 payable to SEARS MORTGAGE CORPORATION, a copy of said Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to the original Mortgagee, a certain real estate Mortgage which is recorded in the within Commonwealth and County in the Office of the Recorder of Deeds in Mortgage Book 1102r Page 666, conveying to the original Mortgagee the real estate described therein. Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 17 Kingswood Drive, Mechanicsburg, Pennsylvania 17055-2761, and is more particularly described in Exhibit "B" attached hereto. 6. Defendants are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on May 1, 1996r and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 99,440.70 (b) Interest at $19.34 per day from 4/1/96 to 2/1/97 5,802.00 (c) Accumulated late charges 211.98 (d) Escrow Deficit -0- (e) 5% Attorney's commission 4.972.03 TOTAL $110,426.77 *Together with interest at the per diem rate noted in (b) above after February 1, 1997, and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No Judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intention to foreclosure and accelerate the loan r balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the united States of America, nor engaged in any way which would bring him within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The subject Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act (12 U.S.C.A. Section 707 - 1715z11) and therefore does not fall within the provisions of Pa. Act 91 of 1983 (Homeowners' Emergency Assistance Act of 1983). WHEREFORE, Plaintiff demands judgment in mortgage foreclosure in rem for the aforementioned total amount due together with interest at the rate of 7% ($19.34 per diem), together with other charges and costs, including escrow advances incidental thereto, to the date of Sheriff's Sale, and for foreclosure and sale of the property within described. PURCELL, KRUG & HALLER By Leon P. Haller Attorney for Plaintiff I. D. '15700 1719 N. Front St. Harrisburg, Pa. 17102 (717) 234-4178 OCT 29 '96 09:28AM PNC RECORDS MANAGEMENT ;-... ~DJUST ABLE .......LENDER'S t: D2-01-110f.,.14/16 _ C FHA elf' l'IIlc RATE N\JTE H :.5l459H29 Multlst.te --- (0...1 NOVEH9ER 16. 19SZ 17 ~:NGSWOOD DRIVE, ~ECHANICSBURG, PENNSILV~NIA 17055-2761 IPropo", .l.~dr",1 1. PARTIES "Borrower" mClns Clch person sisnins Itlhe time of this Sote. and the person's SUCCessDnl and assigns. .Londer. mClns SEARS ~ORTGAGE CORPORATION. AN OHTO CORPORA:ION and its successors Bnd B5Signs. 2. BORROWER'S PROMISE TO PA Y; I~TEREST In return for a loan r.ceive<! from Lender. Borrower promises to (l')'the principal sum of-n_____nnnn__n___ ONE HUNDRED THREE THOUSAND NINE HUNDRED SEVENTY-EIGHT DOLLARS AND ZERO CENTS-------------------------.-...... ________._____........_........____________..........._____.a.___._.________________._.______________________ DoIIBrs(U.S.S 103.979.00nn-n---n). plus inlerest. to the order of Lender. Interest will be chsrged on unpaid principBI. from the date of disbursement of the 10Bn proceeds by Lender. BU raleof ~IVE AND ONE HALF....----...nu.- percentl-u-unnnn-5. 5000%) per year until the full amount of principal has been paid. The Interest rate mBY change in BccordBnce with Psragraph SIC) of this Note. 3. PROMISE TO PA Y SECURED Borrower's promise to PBY is secured by B mortgage. deed of trUst Or similBr security instrument that is dated the same date BS this Note and called the "Socurity Instrument." That Security Instrument protects the Lender from losses which misht result if Borrower defaults under this Note. 4. MANNER OF PA YMENT (A) Time Borrower shall malee a pByment of principal and interest to Lender on the first day of each momh begiMing on JANUARY I. 1993 . Any principBI Bnd interest remaining on the first day of OECEH9ER . 2022. will be due on that date. which is called the "Maturity Date: (B) Place Payment sholl be mBde at 2500 LAKE COOK ROAD. RIVERNOGOS. ILLINOIS 60015 or at Buch other pi"," as Lender may dcsisnato in writins by notice to Borrower. (e) Amount Initially. each monthly payment of principal and interest will be in the amount of $590.38-------------...-. This Bmount will be part of a Itrser monthly payment required by the Security InatrUment tilat .hall '00 applied to principBI. interest and other items in the order described in the Security Instrument. This amount may change in accordance with Paragraph ~(E) of this f'ote. 5. INTEREST RATE AND MONTHLY PA '\'MENT CHANGES (A) Change Date The interest rate may change on the first dBY of APRIL, 199& . Ind on that day of each succeeding year. .Chanse Date. means each date on which the interest rBte could chlnge. (S) Thelnder Beginnins with the first Change Date. the intuest rale will be based on an Indel. .Indct. means the wecldy FHA Multillll. AdjulI.bl. R..l. NOli - 4192 Q-6g0 1'12011 XCl200DAAA .01 VMP MOftTOAGI 'O"MS . 1.J'~2n'a'OO. IIOOIS21-'2t1 ,.,,1." '''lUll.:' CEIIT! ME:> . 0 Ci:~~ _ok c: 1IYjO'(-fi " IIIIIIII .~7H1/3 (7 ";4" .... .".. _~-~ .-....1...........__---- .~..... ._, OCT 29 '96 0~j: 291'V1 PNC RECORDS MANAGEMENT "P. 15/16 ......... r.... IverBge yield on United SaleS .{. ..<lry Securities Bdjusted to a constant mBt('y of one year, as made IvailabJ. by the F.edenl Reserve Board. .Current Ind.x. means the mOSt recent Index figure ayailable 30 days before the Chlnge Date, If the Index (as defined above) is no longer BVBilable. Lender will use as l) new Index sny index prescribed by the Secretary (os defined in Paragraph 7(B)). Lender willllive Borrower notice of the new Index. 0 J. .() ,. I/O,l.. If (C) Caleulalioo of loterest Rate Cbances Before each Chanlle Date, Lender will calculBte a new interest rate by Bdding B mBrgin of T"O_unn__n______ _.......----------n-n-----n-'PercentBge point(s) f-nnn_______n__2. 000%) to the Current Index and rounding the sum to the nearest onnighth of one percenage point (0.125%). Subjcct to the limits SlAted in Paragraph 5(0) of this Note. this rounded amount will be the new interest rate until the next Change Date. (D) Limits on Int.rest Rate Chane.. The interellt rate will never increase or decrease by more thBn one percentage point (1.0%) on Bny sinele Change DBte. Tho interost rate will ne,'er be more than live percenuge points (5.0%) hiehe~ or lower than the initial interest rate stated in Paragraph 2 of this Note. (E) Calculadon of Payment Cblnee If the interest rate chBnges on a Change DBle. Lender will calculate the BmouRt 01 monthly payment of prineipaland inttrcst which would be necessBry to repay the unpaid principBI balBnce in full at the Maturity Date at the new intereal rate throullh substBntially equBI payments. In malting such calculBtion. Lender will us' the unpaid principal bal3nce which would be owed on the Change Date if there had been no default in pByment on the Note, reduced by the amount of any prepayments to principal. The result 01 this calculation will be the amount of tho new monthly pByment of principal and interest. (F) Notice of Changes Lender will give notice to Borrower of any change in the interest rate and monthly payment amount. The notice must be given Btleast 25 days belore the neW monthly payment amount is due, and must set forth (i) the date of the notice, (ii) the Change Date, (iii) thc old interest me. (iv) the new inler~ rate. (v) the new monthly payment amount. (vi) the Current Index and the date it was published. (vii) the method of calculating the chBnge in monthly payment Bmount. and (viii) any other information Which mBY be required by law from time to time. (G) Effective Date of ebaDieS A new interest rate calculated in accordance with Paragraphs 5(C) and SID) of this Note will become eflective on the Change Date. Borrower shall make a payment in the new monthly amouRt beginning on the first psyment date which occurs at least 2.S days after Lender hBS given Borrower the notice of changes required by Paragraph 5(F) of this Note. Borrower shall have no obligation to pay any increase in the monthly payment amount calculated in accordance with Paraaraph 5(E) of this Note for any pByment dBte occurring 1_ than 2.S dsys Bfter Lender hBS eiven the required notice. If the monthly payment amOunt calculBted in BccordBnce with Paragraph 5(E) of this Note decreased, but Lender failed to give timely notice of the decrease and Borrower made any monthly payment amounts exceeding the pByment amount which should have been stated in a timely notice, then Borrower has the option to either (i) demand the return to Borrower of any eIcess payment, with interest thereon at the Note rate (a rate equal to the interest rate which should have been sated in a timely notice). or (ii) request that any eIcess paynent. with intercsl thereon at the NOle rato. be Bpplied os payment of principal. Lender's obligation to return any excess payment with interest on demand is not assignable even if this Note is otherwise l\$$igned before the demand lor return is mBde. 6. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenc..d by this Note. in whole or in pBrt. without charge Or f'l!nalty. on the first day of any month. 7. BORROWER'S PAILURETO PAY (A) Late Charec for Overdue Payments If Lender has not received the lull monthly payment required by the Security Instrument, as described in Paragraph <I(C) 01 this Note. by the end of fifteen calendsr days Bfter the payment is due, Lender may collect a late charge in the smount 01 FOURn_n___n___u___u___________________-pereent r...--uu--------..4. 00Q(1~) of the overdue amount of eBch pByment. (B) Default If Borrower defBults by failing to pay in lull sny monthly payment. then Lender may. except as limited by regulBtions 01 the Secretarr in the OWl of payment defBult!l, require immediBte pByment in lull of the principBI balance remaining due snd BlI accrued interCSl. Lender may choose not to exercise this option without wBivinll its rillht!l irrthe ~-690 fQIOII XCI2000AAa ,01 _",'.1 ) Inhl.le.: c..":!Tli'icD TO a:: A TRU~ A\,~ fA. .:ql / COrY Q~~;;(~~) " : .:r:;~i1tWH::;:;~;i;:~:::<;' ..."""".""'....'.".'!',,. ..,>"t"""""'.""."""";'h:':."I1<"'::I"''''.'' Iml.""'''':;:i'~1 ',......."!!:,:I!',':!;:!>!!:/,.!'." ....::':'::;,:,;:;;;;::::::;;1::;;;:':.;:::,':;;:;;'1 I .': . .':.. '': :1, ,: ...'...........................-.........--....--..................................... ..,...~.~j; ALL TIIAT CERTAIN piece or parcei of land with improvemento thereon erected, oituete in the Dorough of Mechanicoburg, Cumberland County, penn.ylvania, more particularly bounded and deocribcd a. follows, to wit: BEGINNING at a point on the northern Bide of Kingswood Drive, which point is also the dividing line of Lots Nos. 22 and 23, Block "0" on the hereinafter mentioned plan of lots; thence along said dividing lina, North 10 degrees 23 minutes West 119.9B feet to a point at the dividing line of Lots Nos, 22, Block D and Lot No. 11, Block D: thence along said dividing line and the dividing line of LOtB Nos. 22 and 12, Block D, North 79 degrees 37 minutes East, 70,0 feet to a point; thence along the diViding line of Lots Nos. 21 and 22, Block 0, South 10 degrees 23 minutes East a distance of 119,9B feet to the northern side of Kingswood Drive; thence along the northern .ide of Kingswood Drive, South 79 degreeo 37 minutes West a distance of 70.0 feet to a point, the Place of BEGINNING. BEING Lot No. 22 Block 0 on the final plan of part of Blocks B, C, D, G and II, Wynn~wood Park as recorded in Cumberland County Recorders Office in Plan Book 30, Page 116. UNDER AND SUBJECT 'nevertheless to easements, restrictions, reservations and conditions and rights of way of record. IIAVING TIIEREON ERECTED a dwelling known and numbered as 17 Kingswood Drive, Mechanicsburg, PA. BEING the same premises which Carl W, Dunbar and Terry L. Dunbar by deed dated and recorded even date herewith granted and conveyed to Peter and Margaret Califano, Mortgagors herein. D/f! 4IT;€" ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: PNC r-llRTGIIGE CORP. OF JV>1ERICA f;k/a SEARS r-llRfGllGE CORPORATICN, PrAINTIFF ( ) Confessed Judgment ( XX) Other IN mRf('JIGE FORECI.C6l!RE File No, No. 1997 00332 I vs. Amount Due Interest $19.34 211/97 to 6/7/00 Late charges ~35. 33 EscJ;cw Deficit Costs $ 110,426.77 PETER CALIFJ\NO J\ND MAR31\RET CALIFJ\NOr DEFENDI\NTS $ 21,660.80 $ $ 1,482.67 2,000.00 Total $ 135.570.24 TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended: and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of Clmber1and for debt, interest and costs, upon the following described property of the defendant(s) Real Estate: 17 Kingswood Drive, Mechanicsburg, PA 17055 County. IN MORTGAGE FORECLC6URE PRAECIPE FOR ATIACHMENT EXECUTION Issue writ of attachment to the Sheriff of aJMBERLJ\ND County, for debt, interest and costs, as above, directing attachment against the above.named garnlshee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) REAL ESTATE: 17 Kingswood Drive, Mechanicsburgr PA 17055 REAL OoINER: Peter Califano and Marga~t Califano and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). o (Indicate) Index this writ against the garnishee(s) as a lis pendens againS~real estpf the d~f~nd~nt(S! ?e.scribed in the attached exhibit. -44 t, ~ q. . '--------/ ~ .?-'7 Date Signature: _ ( Print Name: leon P. Haller. Esquire Purcell, Krug & Haller Address: 1719 Mortl:! "'roll!; StI:oot Harrisburg, PA 17102 Attorney for: Telephone: Supreme Court 10 No.: PlAINTIFF 717-234-4178 #15700 (over) . LEGAL DESCRIPTION ALL THAT CERTAIN pi~ce or parcel of land with improvements thereon erected, situate ln the Borough of Mechanicsburg, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the Northern side of Kingswood Drive, which point is also the dividing line of Lots Nos. 22 and 23, Block "D" on the hereinafter mentioned plan of lots; THENCE along said diving line, North 10 degrees 23 minutes West 1 19.8 feet to a point at the dividing line of Lots Nos. 22, Block " D " and Lot No. 11, Block D; THENCE along said dividing line and the dividing line of Lots Nos. 22 and 12, Block D, North 79 degrees 37 minutes East, 70 feet to a point; THENCE along the dividing line of Lots Nos. 21 and 22, Block D, South 10 degrees 23 minutes East a distance of 119.98 feet to the Northern side of Kingswood Drive; THENCE along the Northern side of Kingswood Drive, South 79 degrees 37 minutes West a distance of 70. feet to a point., the place of BEGINNING. BEING Lot No. 22 Block D on the final plan of part of Blocks B. C,D,G and H, Wynnewood Park as recorded in Cumberland County Recorder's Office in Plan Book 30, Page 116. UNDER AND SUBJECT nevertheless to easements, restrictions, reservations and conditions and rights of way of record. HAVING THEREON ERECTED a dwelling known and numbered as 17 Kingswood Drive, Mechanicsburg, PA. BEING THE SAME PREMISES which Carl W. Dunbar and Terry L. Dunbar by their Deed dated November 15, 1992 and recorded in Cumberland County Recorder of Deeds Office on November 19, 1992 in Deed Book Z 35, Page 796, granted and conveyed unto Peter Califano and Margaret Califano. TO BE SOLD AS THE PROPERTY OF PETER CALIFANO AND MARGARET CALIFANO UNDER CUMBERLAND COUNTY JUDGMENT NO. 1997-00332. PARCEL # 18-22-0519-292 ~ \-f:::- ~ .,~ ""'""'-l ~~ ::>t>-.. -D C)\ \ l<.> C;.. ~fl ........ cl. e ~ ~ c.:. dS [~; :;.;' !} ~ ;.; t' C:I) ....~'!':" !<\..' ;::r, .~-(-I Pc -J ~~ ~ ~ ~ G. -;C) . 0 01 ~) -- . . ) '-I' ~. ~ ~ ~ 0 8 0 :J:: :" :r- ,. '1 :u ~C... I "..., c:o .,0 '. .1(~, ..", .-''",". :. ~j~ .'.n-. .. ~ ::;) $- .::- ~ 0\), " ., '. ~.' 2/10/00 I , , 4:16: PAGE 3/3 RightFAX t t .. J.N THE UNITED STATES flN~P;RUPTCY ! COUll fOR TIlB MiclcllfJ DISTRH:l' OF PENNSYLVMIA IN Ri..: Peter C~lif ~no Margaret Ann rU~1Ldno I I ~;ortgage C~rporation I tlovant VII. Peter Califano Margaret Ann dalitano 'm.o '--". .. -+,. Debtor(B) sIId I Charles J. DeRqrt III, Esquire I Trustee I i RESPONDENTS . OR!l* ~nIsPY:mQ SIi:C'l':rOW 362 A'DTOJIA'l':rC, STAY AND NOW, t is J'rj...,,1 day of "S'-i"l.l(,'\'j , 20100, it is ORDBRBD AND DEC BeD that: '. i ~ ' The Automaqic Stay of ~~ proceedings, as provicled und~r Section 352 of t:!h~Bankruptcfy Reform Act: of 1979" .S amended (':'he Code), 11 u,s.c.j 362, is r.lodifierl .dth respect to' premises: 17 Kingswood Dr~~e. : Mechanicsburg, ~ 17055 ~ .---.. - . - .as_.tcLallow _the. }~Qvant..to..fol:f!clo13e_on_its_ mor.tgage-SIlC!. ii.llow__th~ purchaseL' of sa~d premises at SilerHf'e Sale (or purchaser'S assignee) to ta e any legal action ~Q%' enforcement of its right to pOssession ot said premises. ' I '.., ,1.\1I.~l;; I i CHAPTER 13 I i CASE NO. 97-02347 RJW : 11 U.S.C. SEC. 362 . . \';~"""'''. ' . ,"'. ,....; \' l' :. ~ \. ",' \\i'C.-.:. , : \ .- I 1 .... ,'.1', '\ ..,'. .'" . - . r",~. I , " .:~" .. ! "'.' l i \ .. ... "-- ._-\ - . . ,.... . ....., 11 (). ,loOn m'4. . .' ....,1. .. .'~-'_..~. ee. Stuart Winn g, Esq. MARK J. un & ASSOCIATBS 1040 North ings Highway, Suite Cherry Hill New Jersey 08034 Bankruptcy Judge 500 .- .' .' '1"\\\\ .\i',~ :l-\~ I,.J. ,,~-:.^ei -. V- . . Charles J. PeRart III, Bsquire,Trust:ee PO Box 410 i Hummelstownr PA 1~036 Joseph B. Srb~l' Esq. PO Box 828 Harrisburg'IPA 17108-0828 I Peter Califano Margaret Ann Califano 17 Kingswood Drivs Mechanicsburg, PA 17055 .j'i.\ ....-" RINT TIMEFEB. 10. ! I (') Cl '? f:; 0 ., - ...1 ~ri: .". "fi,;r ~~ [2"'" "0 Z;'!.; 1 ....;-tl ;:'t.~ "jl-j l/}.' . <:0 o. l ...... ~- .. .~( ) ~:::L. ." lor, .~, .?;C; :..; 1'-'2 .( r~() "-"'1 - U ,;... !:; .. 0'; ~ => ~ ,J:"" (") I:) Q c: 0 .:: :x :11 ~fC ~- .i~ f1 ~;, --:1:.' I .11 . ZS C) ., u/" '~~CJ ~'(, -:''J ....-r, :< ~ ~;r, ::.; ,'l ) -,.~ t'::CJ - lSn Pc .. s! ~ 0 ::0 .r:- oo< A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to :::eCelVe pnrt ...: r:he pr0ceeda of t:r.~ s:\:e l"':!'=-:::.":ej ar.d to be dlsbursed by t~e Sherlff (for example, to banks that hold mortgages and municipali ties that are owed taxes. '..::: ~ 1:'0 fi loo~ by ~::e Sh~rlf: ,): ::::".:::; ('(Y~:1t./ chir-tv (30: d~.:5 ~.\::e:: the s~le .:\:1d dis~l":.b.,-~::'.)i. -- ':::-.= c:..:,:)ceeds ./): sa:.::: . :1:':::~::::'~c~ ','/:.:h ::.:5 schedul." .....111, :n fac:, be made unless s:::"eor.e o:::eccs :::: tl_:ng excepticns to :t within ten (10) days of the ~a:e :t is filed. :J , Ii , -' I , <41 , !:~:: :l"ma~:. ::-: ..lCO~: the Schedule 0: D:5::::::'''::':':::-. ~,ay l:e :bta::-.ed t~,:(':rr. :1:e Sh~l:::: of the Court of Common ?:-:?3S :;: ::-.~ 'Nith::: C0.~::-:ty a: ~h~ ::~urth:~3e addr-ess spe~ified here:~. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY.. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT. YOt: :nay ::::,","e legal riahts to cr'~ver:': ':::'.1r ::r,:,,:erty fr-:rn be:..ng taken o.'..:ay. A la'o'Iyer can.... advise~you mere speci=-=.:-ally 0: t:--.ese rights. If ::::lU wish to exercise you~. rlgh:s, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania l7C:3 717-249-3166 Legal Services, Inc. a Irvine Row Carlisle, PA 11013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This ... t ~ LEGA~ DESCR!?T::~; t i , A:: T~7 CERTAIN p~ece -::":::;::., 5:.:.....;..1:03 .- '::'..l:".:i~, ?e:"l.:"..s::':'/3,:::'3., :..:......0.....3, ::. .....::: or p~rcel ~f la~d w~:~ :~P7~vemencs thereon -_.".~_ - ............I.g... ....- \'- --3-' --....1.__ .::'_'-,,''''e-__' a-..'" .................... ........ ..:=-........--.::;1-'--::1 _~. _ ~ore ;a:"tlc~la:"_: =o~~~ed a~d d~scrl=ed as S:::..INN!NG a':. a point on the Northern s~::e c: Kings'Nood Drive. 'Nhic~ --....,.. .... a'...... .....,~ ";';'I;~':-~ .....,e o~ .0-- "0- -, a-d -3 B'oc..... tl;'lll :.-- _....."":~ ~.::J.... .-..- ...... ...~_...::1 ... -.. .. _...... _.::I .1 .::I.: ~"'_ ": " , ,'" ':. u C~ :~e ~ere:.~a::e:" ~e~::~~ed ;~an c: _=:3; 7~E~,:~ a~o~g sald d:'ll~g l:~e, ~orth lJ degrees 23 m~~ute5 ~e3: : :;.5 ~eet co a ~oi~: a: c:-.e di ':iding 1 ine 0: Locs ~os. 22, 3:" ::c:< " :J ., and Lot No. 11, Slack D; TH:::~C::: along said dividing line and t~e dividing line 0: Lo':.s Nes. 22 and 12, Block 0, North 73 degrees 37 minutes East, 70 feet to a point; THENCE along the dividing lIne of Lots Nos. 21 and 22, Block D, South 10 degrees 23 minutes East a distance of 119.98 feet to the Northern side of Kingswoed Drive; THENCE along the Northern side of Kingswoed Drive, Sou':.~ 73 degrees 37 minutes Wee':. a distance of 70. feet to a point., the place of BEGINNING. I S:::::-iG :'ec No. 22 S:oc:O<: D on the final :::a:: 0: part of Bloc:O<:s a. C,:::, G and ::, WYr'.~e'l/oed l?ark as recorded i:-. Cumberland County Recorder's O::ice in l?lan Book 30, Pa5e ::5. UNDER A.'lD SUBJECT nevertheless to easements, restrictions, reservations and conditions and rights of way of record. HAVING THEREON ERECTED a dwelling known and numbered as 17 Kingswood Drive, Mechanicsburg, PA. B::::NG THE Sk~::: ?R:::MISES which Carl W. Dunbar and Terry L. Dunbar by t:-.eir Deed da':.ed November 15, 1992 and recorded in Cumberland Cc~nty Recorder of Deeds Office on November 19, 1992 in Deed Book Z 35, Page 796, granted and conveyed unto ?eter Califano and Margarec Califano. TO BE SOLD AS THE PROPERTY OF PETER CALIFANO AND MARGARET CALIFANO UNDER CUMBERLAND COUNTY JUDGMPNT NO. 1997-00332. PA.~CEL # 18-22-0519-292 (") 0 () r:.: 0 -,. .. :1: .,-j -rJ i.~~ .'" ;',-1 :'~l 9.l" "" r" ...!J I ~.,l'n Zt;. 0) , '.) V,. (.1.';", ~ . ~l: -0 .:!.. . .J ~ :'C ,-,-; .....0 :_() "'=(~ - (jfll :J:.c: .. 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