HomeMy WebLinkAbout97-00372
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FORD MOTOR CREDIT COMPANY,
Plaintiff,
VB.
PAUL L. BELTON,
Defendant.
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CIVIL DIVISION
NO. 97- 37)....
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ISSUE NUMBER:
TYPE OF PLEADING: COMPLAINT
CODE - 011 ASSUMPSIT
FILED ON BEHALF OF: Plaintiff,
FORD MOTOR CREDIT COMPANY
COUNSEL OF RECORD FOR THIS PARTY:
Donald S. Mazzotta, ESQUIRE
Pa. I.D. 1111461
LAW OFFICES OF
DONALD S. MAZZOTTA, P.C.
Firm 11742
938 Penn Avenue
PittBburgh, PA 15222
(412) 471-0300
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RETAIL INSTALMENT CONTRACT
ACCT. NO. (Customer Option Plan)
Buyor (ond Co-Buyor) Nomo ond Addr... (Includ. Counly .nd Zip Cod.) CREDITOR (B.llor N.m. .nd Addr...)
IJAl~. I. 1~":r:Jr~;
51 ~ n::'.I~ACF. Ill>,
IH:11 CUIIUEHLM:Il. I'A 17'1](1
DATe' "l/n",/~!,
II, .
v, ~ II !-llf'J). It/(;.
(,12(1 eMtLT SI.F. 1'11{f. BOX 1177
II~C/lANI CSIlIIRG I I'A I]U55
You, th. Buy.r (.nd Co.Buy.r, II .ny), m.y buy th. v.hlcl. d.oc,lb.d b.low lor c..h or on cr.dlt. Th. ce.h p,'c. I. .hown b.low ..
"C..h Prlc..., Th. c,.dlt prlcl I. .hown b.low .. "Tot.1 S.I. Prlc.... By .Ignlng Ihl. contract, you choo.. 10 buy Iha v.hlcl. on credit
und., th. .gre.menl. on Ih. Ironl .nd b.ck 01 Ihl. cont,ocl.
N.wor VI" Ind Mlk. S.,III Body No. II Truck, Vehicle U.. For Which
Uood SI)'18 Cyl. GVWlIbl.) Identllie,llon Numbll furch...d
')1, 6(1 P.rlon.1 o Agrlcu!lur.1
r:.:\I FrllUl ilArWC'~ TV. IJ II"rCln IA"JlTAOIlId,~ o Comm.rcl.1 0
INCLUDING: Air Automatic Power
o R.dio o Condition., o Trlotmllllon o Sleerlng 0 0
Amount Financed (Th. .mount 01 cr.dll provld.d to you or on your b.h.lI) ,..........................,..,....,.................
FINANCE CHARGE (Th. doll.r .mount the cr.dll will co.t you) ............,.....................,......,...................,
ANNUAL PERCENTAGE RATE (Th. co.t 01 your cr.dll .. . y..rly r.t.) ............. 11 75
Total 01 Payments (Th. .mount you will h.v. p.,d wh.n you h.v. m.d. .11 .ch.dul.d p.ym.nl.) ....,.,.........
Plymenl Schedule - You, payment Ichedule will b.:
~ Number 01 Amount 01 e.ch
p.ym.nt. p.ym.nt
....iJL S 1111. 'on
1 Final S ,;~qO. 17
ITEMIZATION OF AMOUNT FINANCED
(1) Caah Price .",..""""",....""" ""'" ,.""".. .", "'" ,... ..,. ... .... .." ,....",.".""""..".,.,..."."."
(2) Down Payment
Cash Down Payment "",.."""""""",.",."".,..,.. ,'......, ..,..."""""""."..,...,."......".."
Trade-In <n FORD $ ~(I'JU.(lU $ ](,1,1..'1(, .....................,....
VII' end Mike Grall Allowance _"mount Owing
Total Down Paym.nt .................,.......,................,.......,...........,.......,...............
(3) Unpaid Caah Price Belence (1 mlnu. 2) ..,.....................,..............,..........................,
(4) Amounts Paid on Your Behall
To Insurence Companl.. 10' (S.. A. & B. b.low)
Vehicle Inlu,ance (T.rm Monlhl (Eltlmll.)) .........................................
Credit Llle Inlurance \for I.rm 01 conlr.el)..............,......................................................,
Credit Disability Inlu,ance \for t.rm 01 conlr.el) ...........................,.................,.,..........
\T.rm Monlhl (E.llm.,.))....................
To Public Olllclall (I) for license ($ IJ~.Cln ), tllle ($ IS.fJO ), &
reglstrallon ($ N/A ) fael $ N/A
(Ii) for IIIlng leea $ 5. fJIJ
(III) lor taxea (not In Caah Price) $ 7(l1_ 1 I, ,....................................,.....
lor Mellenger Service .,.............................
lor ...,.....,..
lor Il(\TARV "n'~ ,..,....,...
lor ..,.........
Total ..,."""",.""""""""..,.".".,.",......,........,..........,..,...............,...",.,...,.."."""
(5) Amount Flnanc.d (3 plul 4) ,...................................................................................,
To
To FOI:1l ESP
To I: & " !'ORIJ, TlY:.
To
S IOO')tJ on (1)
S ?oon.oll
S 11'; _ qll
S ?11~ Ill. (2)
S 1 (,(,tJ1 1'(. (3)
S f1/ t,
S n/.".
S U/A
S ~l/ t,
S 7(,7 1/1
S 11.on
S f.oc;. nn
S ?J; nn
S lVlA
S I ',1l8. J 4 (4)
S IP,1~,.W(5)
S
S
%
S
191~J.1n
J;~(~" (,'1
1"nr:.5. Q~
. .,......
~ ~ j , . '.,
,.' L ,.' '. ~",~ '""
'_' ~ t. i 'i " ~ \ I
, .,. l'
t../'l,t..,\
;r(
When P.ym.nl.
are Due
o
monthly .t.rtlng
? II, ,1&
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Total Slle P,lce (Th. tot.1 prlc. 01 your purch..e on credit, Including your downp.yment 01 S 2 n 5. "4 ) S 2(' "'1 . n
Prepayment: II you p.y 011 ..rly, you will nol h.ve 10 pey . penelty,
Lale peym.nl: You mu.t p.y . I.t. cherg. on .och poym.nt m.d. more th.n 10 d.y. I.'e. Th. ch.rg. I. 2 perc.nt 01 tho
port 01 Ih. p.ym.nt tho I I. I.t. or 550.00, whlch.v.r I. I....
S.curlly Interest: You .r. giving 0 ..curlty Int.r..t In the v.hlcl. b.lng purch...d.
Contract: Pl.... e.o thl. conlr.et lor .ddltlonollnlormotlon on ..curlty Int.r..', nonp.ym.nt, d.l.ult, Ih. right to r.qulr. repeym.nl
01 your d.bl In lull b.lor. the .ch.dul.d d.t. ond pr.poym.nt ponolty.
rv,..r="'", .... r= ",,,,r ,..UAn,..r
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II I'ulJ l.'IUU:'U 10 UAtlll.lbU i(.lU' lJ~IHJ/l lu uull lIuJ ..,ullll.tu Iv l,.'uullu' ulIllu, I'tUUUIUJjIl U 011 Ihe '0"'0'''6 Bille OIUllS cOllllllel. you IIlUIII 0180 pA)'
10 Crodltor SOI..IJ__ per mile for 08ch 01110 In OXCO!UI q'" II . _ mllftll drlvon du,lng Iho origInally aeh8duled term 01 Ihll CO"lracl. Ir Ihe lale
to Cfedilor occura on any dale olhor than Iho oriuinolly schodulod finol poymenl duo dolo. Iho exeen mlloage charge will b;f1gured on Il pro
rala buia,
II you have agreed 10 pay 8 charge which reprolonla paymenl for mileage you expect to Incur In excess 01 the mileage allowed under the lerme
or Ihla contract, you may be eligible for a refund of charges lor any unusod mileage that was purchasod. If your contrBet terminates on II. final
scheduled payment date, and does nol tormlnele oorller Ihon this doto lor ony roo Ion. nnd you do not 8xorcls8 any purchBle or refinance
, option. you m.y h.y. under your contract, tha 'allowing 'ormula will be u.ed 10 determine If you ere eligible for a ralund of a portion of .uch
a.ca.. mlleag. chargo: (I) tha amounl of the e.ceoa mlleaga cherga o,lglnolly paid under Ihe lermo 01 your contract .hall bo ,aducad by Ihe
omounl of Ihot Charge which woo acluolly u.ed, and (II) Ihlo amount ohall Ihen be reduced by any othar amounl. you owa unde, Ihe termo 01
your contract. You will racelya a refund of Iha amounl calculatad undar the aboya 'ormula If tho amount raoultlng ham Ihlo formula I. S 1.00 or
mar..
INSURANCE
A, Vehicle Inluranca:
You are raqulrad to Inau,a Ihe yehlcla. If e charge 10 ohown below, the Creditor wllllry 10 buy Iha coverage. chackad lor tha to,m .hown.
Coyaraga. will ba ba..d on the cooh valua of tha vehlcla al the time 01 10.. bul not mora Ihan tha IImita 01 tha policy,
o Comprahen.lya
o Flre.Thell.Comblned
Additional Coverage
o Towing and LaboJ
o Term _ Montho (Eatlmale)
o S I;LL deducllble
colll.lon
Pramlum S ~, I ^
VEHICLE INSURANCE MAY BE OBTAINED FROM A PERSON OF YOUR CHOICE
INSURANCE, IF ANY, INCLUDED IN THIS RETAIL INSTALMENT SALE DOES NOT PROVIDE COVERAGE FOR PERSONAL
LIABILITY AND PROPERTY DAMAGE CAUSED TO OTHERS
B. Cradlt and Othar Optional Inluranca:
CREDIT LIFE, CREDIT DISABILITY AND OTHER OPTIONAL INSURANCE ARE NOT REQUIRED TO OB-
TAIN CREDIT AND WILL NOT BE PROVIDED UNLESS YOU SIGN AND AGREE TO PAY THE PREMIUM
o Credit Life
Inaurer
Inoured(o)
S H/~,
P,emlum
Slgnalure(l)
o Crodit . I'!'.
Oloablllty Inlurar In.urod Promlum Slgnaluro
Crodlt Lifo ond Crodlt Ol..blllty Inouranco oro lor tho tarm of tho contract. Tha amounl and covoreg.. aro ahown In a nollca or Igroo,
monl glvon 10 you on Ihl. d.lo,
o
Typo of In.urenco
Inlurer
. !I/o
Torm Promlum
Slgnllure
IIi9 ~ t.f a-td
Nollce to Buyer
Do not Sign thl. contract In blank.
You are entllled to an exact copy of the contract you Sign.
Keep It to protect your legal right.,
Y-( &J;/;4 IIfi8
Buyer acknowledges receipt of a true and completely flllad In copy of this contract at the time of Signing.
WJI!fJJa.. :i:.tf/tu.d Jf ~/.bt ~ \ ^ :-:, nr-rS
ImD" ~ -'-.\'(j\f
SEE BACK FOR ADDITIONAL AGREEMENTS t.."Li... "2-
By algnlng below, Iho Sollor accopt. Ihla conlract. _
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.. I: Ii II IUI:!J, Il:t:,
By .,...ltl'll! 11.. {/,(JJ.' I '~,)I / '-1111. I{I!- 7i A ,
Anlllnmenl: II no othor A..lgnoo 10 named In a .oparalo .oolgnmonl allachod 10 Ihl. coni roc I tho Sollor o..lgnl 1110 Ford Motor Crodlt
Company undor Iho A..lgnmant on tho bock of thlo contracl.
By .It)).. 1J'f,]{);; 1'11ll (...l1l1e
I: Ii 11 l"JltIl, 1:1(;.
{qli 'n,. -
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ADDITIONAL AGREEMENTS
A. ' Payment. and Summary Notice: You must make all payments prior to your solo 01 the Vehicle to the Creditor.
whon they ale due. You may prepay your debt 01 any timo wllh.
oul penalty, This 18 L. simple Inters8t contract. The 8clual finance F. Security Intor..t: You give the Creditor a 88curily Interost In
charge you agrae to pay will depend on your payment patterns. tho vehicle, in all part a or other goods put on the vehicle. In all
F mono)' or goods roceived for the vehicle and In all insurance
The aClual Unance chargu may oKcood tho disclosud inaneD premIUms financed lor you. This SOCUI08 payment of all amounts
Charge If you make your payments, later Ihan ,tho scheduled
dalos or In les8 than tho scheduled amount. Your payments will you owe In this contract. II also secures your other agreements
b. appll.d IIral 10 Ih. .arn.d .nd unpaid parI 01 Ih. Finane. In Ihl. conlracl.
Ch.rg. and Ihan 10 Ih. unpaid Amounl Flnanc.d. Th. Fin.nc. G, Uae 01 Vehicle _ WerranU..: You mual leke cere ollhe yehl.
Charge II earned by applying Ihe AnnUli Percenlage Rale to tho clo, and oboy all law8 In using If. Vou may nol sell or ront the
unpaid Amounl Financed tor Ihe 8Cluol lime that tho unpaid vohiclo, ond you must keep It Iroe from Ihe claims 01 olhers. II
Amounl Fin.nc.d I. oulal.ndlng. II Ih. y.hlcl. i. r.po......d, tho Y.hlcl. 'a 01 e Iyp. normelly uaed 10' peraonel uae end
you will nol haye e rlghl 10 r.ln.lal. Ih. conlracl unl... Ih. the C,.dltor, or Ihe yehlcle'a menulecturer, extenda a wrlllen
Cr.dllor .gr.... warranly or ..rvlce conlracl covering the vehicle within 90
B, Final Payment: You m.y h.ndl. your orlgln.lly .ch.dul.d IInal daya Irom Ihe date ollhle conlract, you gel Implied warran-
paymanl obllgallon In one 01 Ihr.. waya. Firal, you may make Uea 01 merchantablllly and lItne.. lor a parUcular purpoae
Ihe Ilnal payment. Second, you m.y r.llnanca Ih. IIn.1 paym.nl cov.rlng the v.hlcl.. Olh.rwl.., you underatand and agraa
.a ..llorlh b.low, Third, you m.y a.lllh. y.hlcl. 10 Cr.dllor aa thaI thoro aro no .uch Impll.d warranUBB.
..I lorlh b.low.
C, ReUnanclng: You may rallnanca Iha originally .chadulod IInal
paym.nl unla.. you ara In dalault undor Ihla conlract. II Iho
Crodllor h.. advanc.d lunda 10 curo any dalaull, you musl pny
back Iha Cr.dllor b.lora Iho r.llnanclng. You alao mual proyld.
proal ollnsuranca acc.plabla 10 Cr.dllor boloro Iha r.llnonclng.
Th. r.llnancing will b. al Iho lowor of Iho ralo conlalnod In Ihl.
contract or Ihe mu,lmum rate permllled by law. The amount of
the monlhly paymenl In Iha refinancing agreement shall bo Iho
same 88 In this contract. The lerm of the roflnanclng will be
based on tho amounl rollnancod, the rate and tho amounl at the
monlhly paymont. II you wish to r.flnanco, you mu.1 nollly Iho
Cr.dilor in wrlllng. Exc.pl a. dl.cu..od In Paragraph 0, Iho no.
tic. must b. r.c.lyad no lal.r Ihan 30 days prior 10 Iho IInol
paym.nl duo dslo.
D. Sala to Cradltor: You may aall tho vohicl. 10 Ih. Cr.dllor lor an
amounl .qual 10 Ih. originally ach.dul.d IInal paym.nl I.a. a
5250.00 dlapo.al f... You mual pay fo Ih. Cradllor Ih. 5250.00
and any other amounts owed under this contract. You musl olso
pay to Iho Creditor an excess mileage chargo, II any, 8S sol
lorlh on Ih. Ironl 01 Ihla Conlract. You al.o mual pay 10 Iho
Cr.dllor Iha coat 01 all r.palra 10 Ih. v.hlcl. Ih.1 .r. Ih. r..ull
01 OXC88S wear and loar, a8 sol forth below. You must toke the
Y.hlcl. 10 a plac. a.l.cl.d by Ih. Cr.ditor lor Inap.ction no lal.
ar Ihan 15 daya prior to Iha IInal paymant duo d.I.. Allor Ih.
Insp.clion, II you daclda 10 a.1I Ih. yahlcl. 10 Ih. Cradllor, you
mual glya Iha v.hlcl. 10 Iha Cr..dllor no lalar Ihan Ih. IInal pay.
ment duo date. At thai t1m6, you must also give tho Credilor 8
litle, which shows no lIon8 'other than Iho Credilor's lien, Irans.
I.rrlng own.r.hlp 10 Ih. Cr.dllor or a p.raon a.l.cl.d by Ih.
Croditor. AII.r Ih. inap.ction, II you d.cid. nol 10 a.lllh. yohl-
cle to Ihe Credilor, you must Immodlatoly conlocl the Creditor
and Inform the Credilor whether you want to re(lnance the linal
p.ymenl,
E. Exca.. Wear and Te.r: You .r. re.pon.lble lor oil r.p.lr. 10
Ih. .vehlcl. Ih.1 .r. nol Ih. r.aull 01 norm.1 w..r .nd lo.r.
Th... rapolr. Includ., bul er. nOlllmll.d 10, Iho.a n.c....ry to:
(I) replace any tire not part 01 a matChing 80t 01 four or any IIro
which hOB less than 1/8 Inch 0' remaining tread;
(Ii) ropelr oil m.ch.nlcal dol.cl.;
(iii) repair or replace all denied, scratched, chipped, rusted or
mismatched bOdy panels, paint or vehicle Identification
items; 011 denied, scratched, rusted, pUled, broken or miss.
ing Irim and grill work; all 8cratched, crocked, pilled or bro-
ken gloss; all 'aully window mechanisms; 011 broken or
burned out liuhts; 011 electronic malfunctions; 011 interior rips,
slains, burns or worn oroos; and all damage which would bo
covered by collision or comprehensive insuranco whethor or
not such insurance Is aClually In force.
II you hoy. nol mod. Ih. r.p.lr. b.'ora In.p.cllon ollh. vohlclo
under Paragraph 0, you will owe Ihe esllmaled costs of 8uch
repairs, even if the repairs are not made prior to your sale of the
yehlcla to Ihe Cradllor. II you dla.gr.. wllh Ih. e.llm.l.d co.la
of repairs, you may have the repairs made 01 your expense
H, Vehicle Inluranco: You must Insure yoursoll and tho Creditor
ageinst 1088 or damage to the vehicle. The type and amounl of
In.urenco mU.1 bo .pprovod by Iha Cradllor. Tha Cr.dltor m.y
buy Ihe insuranco it you do nol but he does not have to do 80. If
the Creditor buys the insurance, he wlllln&ure both you and him'
.011. You mu.1 pev beck to Ih. Cr.ditor wh.1 ho p.ys lor Ih.
Insuronc. plu. Inlera.1 .1 Ih. hlgha.1 ralo ellow.d by lew.
Wh.lh.r or nol the vohlcla la Inlurad, you mUll pay lor 111111
I. lo.t, d.m.god or d....ov.d,
II 8 choroo for vehicle insurance is shown on the front, Ihe Credo
liar will Iry to buy Ihe coverages checked tor the term shown.
The Credilor is nol liable though If he cannol do so. If Ihoso
coverages cost more than the amount shown for insurance, Ihe
Creditor may buy thorn for a shorter term or he may give you
credit for the amount shown. If he cannol buy any Insurance. ho
will give you credil for tho amount shown. The credit will be
made to Iho last payments due, if allowed by low.
Lala Chargo: Vou will have to pay a lato chargo on ooch pay-
monl mado more than len days late. The Charge Is shown on the
Ironl. You mU.1 .1.0 pay .ny COlt paid by Ih. Crodllor to coll.cl
any 1.10 p.ymenl, .. allowad by law, Acc.planc. 01 . I.to p.y.
ment or lat8 charge does nol excuse your defaull or mean Ihat
you can ko.p m.klng p.ymanta aller th.y ara du.. Th. Crodilor
m.y I.k. Ih. .I.p. .at lorth balow II Ihora I. .ny dal.ull.
J, Dol.ull: You will b. In d.'.ull II you rail to mako any paymenl
whan II Is duo, or II . b.nkruplcy p.llllon I. iliad by or .g.lnsl
you, or it you 'ail to keep any olher agreement in this conlract. If
you do nol cur. . dal.ull, wh.r. .1I0w.d by I.w, Ih. Crodllor
may require you to pay at once the unpaid Amount Financed plus
Iho corned and unpaid port a. tho Finance Charge. Ho may re.
po....s Uok. b.ck) Ih. _.hlcla 100. Ha m.y al.o I.k. gOOds
lound In or on the vehicle when repossessed and hold them for
you.
I,
IIlh. y.hlcla I. t.ken b.ck, h. will ..nd vou . notlca. Th. nolle.
will .I.t. Ih.1 you m.y rod. em (buy back) Iha y.hlcl.. II will
also show Ihe amount needed to redeem. You may redeem Iho
vohlr.lo lip to tho lime tho Creditor 80118 II or agreea to sail iI. It
you do 1I0t rodocm the vehicle, It will be sotd.
The monoy from the sale. loss allowed e)l;pensea, will be used to
pey the amount stili owed on Ihis contract Allowed expenses
are Ihose pauJ us LJ dlrecl result 01 having to retake the vahlcle,
hold it, pr.p.ro II lor .alo .nd aoll II, .. pormlllod by I.w. L.w.
yors' '00& nnd loonl costs permitled by law are allowed 100. II
Ihoro JS any monoy 1.11 10 aurplu.), il will bo p.ld 10 you. IIlho
money from thu sale is not enough 10 payoff Ihls contract and
coals, you will p.y wh.1 I. a1ll1 owad to Ih. Cradllor.
K. G.n.raf: Any ch.ng. In Ihla conlract mua' ba In wrlllng .nd
.iynod by you ond Ih. Cr.dilor. Th. law 01 Pannaylyanl. appllaa
10 Ihl. conlr.ct. II that law do.. nol allow all of tha agrolm.nla
In Ihl. conlr.cl, Iha oneo Ihal ara nol .1I0wad will ba void. Tha
r..1 01 Ihl. conlrecl will atlll b. good. , , \ - ; _ . S
NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CL j .4NO\ ~,.l
DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVIC ,f)S.l \:,I' ";j
TAINED PURSUANT HERETO OR WITH THE PROCEEDS HEl'lEOF. RECOVERY HEREUNDER BY TtiE DEBT- J
OR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. I
I
.....-....- .....
Uaad Molor V.hlclo Buyera Guida. II you .r. buying. uaed v.hlcl. wilh Ihla conlrocl. '.d.r.1 r.gulallona may require a
.poclol Buy.rs Guido 10 110 dlsnlnyod on Iho wlndnw ollhn ynhloln THE INFnRMATlnN yn'l !,;FF ('IN TIIF "1I~lnnw
.J
GUARANTY
To cluse the Seller to 8ell Ihe vehicle described on lho irani of this contract to the Buyer, on credit, each perlon who algna below 811 8
"Gu.fanlo," guaf.nleea lhe payment or lhle tonlroel. Thill mOBna Ihdl II lhe Buyer 'alia to pay Bny money that Ie owed on thle contrac!.
.Ich one who algna .e 8 Querentor will pRy It whon Baked. Each poraon who algna below agrs08 thai he will be liable for Ihe whole amouRI
owed ovon if one or moro othor purseRs 01110 "Iuns thia GURrAnty. Hn nlso 8gro08 10 be lIoblo ovon IIlho Crodilor dODa ono or more 01 Iho
'ollowing: (II) givus the Buyor more timo to pay ono or moro pnymollts, or (b) glvolI B roloB80 In lull or In parlla any of the olhor Guaranlora,
or (e) rel888011 8ny security. Each Guarantor olao alaloll thot ho hos received a completed copy of Ihls contract and Ihls Guaranly at the
time of signing,
Addross__n_..._
AddroBB
ASSIGNMENT
Th. ..1I.r (h.r.lnBU.r c.lI.d S.II.r) n.m.d on Ih. I.c. of Ih. wllhln conlr.cl (h.r.ln.U.r c.lI.d th. Conlr.cl) ..liB, "BlgnB .nd Ir.nBI.r. 10
Ford Malo' Cr.dll Comp.ny (h.r.ln.U.r c.lI.d Ford Cr.dil) S.II.r'. .nlir. right, 1111. .nd Int.r.BI In .nd 10 Ih. Contr.cl .nd th. prop.rly
(h.r.ln.Uor c.lI.d Ih. PlOp.rty) d.Bcrlb.d Ih.r.ln .nd .uthorlzoB Ford Cr.dll to do ovory .cl and thing n.c....ry 10 coll.cl .nd dIBch.rg.
obllg.lion. .rlBlng out alar Incld.nt 10 Ih. Conlracl and this ABBlgnm.nl. In ardor 10 Induc. Ford Crodll to acc.pl ...Iunm.nl of th. Conlracl,
Sollar w.rranlB thBI: th. ContrBcl, .nd guaranly, II .ny, Br. uonuln., I.gally valid .nd .nlorc..bl. and araB. Irom Ih. ..Ia ollh. Prop.rty; IhB
P,op.rly IB .. r.pr.B.nl.d 10 tho buy.r (h.r.lnaU.r cnllod Buy.r) nom.d Ihor.ln who waB quol.d bolh . 101.1 .al. prlc. .nd . I....r c.Bh
price; the Contracl was complete in all respects Bnd Sollor mAde 011 disclosures required by law, and In the munner required by law, prior 10 the
execution thereol by Buyer; Buyer Is not a minor, hss capacity to contract snd psld the downpayment stated In the Conlrect with hie own runds;
.11 BI.t.m.nIB m.d. by or on b.h.1I at Buy.r .nd furnlBh.d to Ford Cr.dll by Sall.r .r. Iru. to the b.BI 01 S.II.r'. knowl.dg. .nd b.lI.f, .nd
S.II.r h.. no knowl.dg. of .ny f.cl th., would Imp.lr tho v.lldlly or voluo of the Conlract; 1111. to Ih. Proporly I. v..,.d In S.II.r Ir.. 01 .11
lI.n. .nd .ncumbr.nc.. .nd S.II.r h.. Ih. rlghllo o..lgn ..Id till.; .nd . c.rtlllc.'. 011111. 10 the Prop.rly .howlng . lI.n or .ncumbr.nc. for
Ih. b.nofit of Ford Crodll or SBIIBr h.. be.n or will b. .pplled for forthwith If permitted by I.w. II th.re IB any bra.ch of any of Ihe foregOing
warranties, without regard to Soller's knowlodge or lack 0' knowledge with respect theroto or Ford Credit', reliance thereon, Seller hereby
.greeB uncondlllonally 10 purch..e tha Cont,.ct from Ford Crodll, upon domand, lor Ihe full amounl then unpaid whalher Ihe Conlracl Bh.lllhBn
be, or nol be, In deleull. SellBr lurther agrea. Ih.1 In Iho ovont Buyer or any olhor perBon m.keB 0 cl.lm agBlnBt Ford Credll BIIBglng l.clB
which, if true, would conelllute a broach 01 any of the forngoing Nnrrontle9, Seller sholl RlISUmo the dofense 0' such claim and shalllndemnUy
end save Ford Credit harmless Irom 0111089. co,,1 and expIJnso mlsing therefrom. In addition, this Asslgnmenl Includes tha provisions 01 Ihe
parsgraph inilisled below by Soller; provldod, that if none of the paragraphs below has boon initialed by Seller, this Aulgnment sholl Include
the provisions of the paragraph bolow enlitlod "RpptJrr.hn8o". The liability 01 Sellor ahnll not be eHocted by any oxtonslon, renewal or othor
changlJ ill Iho timo of paymenl 01 tho Conlract. or nnV r:hnnge in Ihe manner, place or lorlilR 01 paymont Ihereal, or the rel08se, seltlemonl or
compromise of 01 wilh nny pari V liable lor tho poymflnl Iherool or Ihe roleaso 01 non.perloctlon of eny security lhereunder. Ford Credit sholl nal
be bound 10 oxhausllta recourse agninst Buyer I)r any olhm person or nny securlly Ford Crodil may at any lime have before being entllled to
payment from Seller herfwndor. Sollor wolves 1I01leo 'Jf Iho nccoptanco of this A!Jslgnmnnl nnd nallcos of non'pnyment and non.performanco 01
tho Contrncl and any olher nollcos required by low ilnd WAlVOS 011 soloffs find counterdalrns. This Aaslgnment Ihall bacome effective upon
delivory of the Contract lu Ford Credit or upon Ford Credit's payment 01 the purchase price therefor, whichever first occurs.
!1ll "WITHOUT RECOURSE" Thl. ~-B~I~~ment 0~II1-;Conlr;c'I~'--':'d Bholl bo without rocourBO ngolnBI Sellor, excapl.. olherwlBe provld.
Inlllal cd by the terms of Ihe Ford Credit nolail Plan in olfrel 01 tho time this Assignmont bocomos errecllvo.
"REPURCHASE" Seller gu.ranleeB pBymcnt of Ihe fuil .mounl rem.lnlng unpBld under the Contr.cl .nd cov.n.nl. If def.ult be modo
In p.yment of .ny InBlalmenl th.reunder 10 p.y tho lull amount thBn unp.ld 10 Ford Credll, upon dem.nd, ex cap I B. otherwlBe
provided by tho tarmB 01 Ihe Ford Credll RetBiI PIBn In elfBcl ot Iho time IhlB A.Blgnmenl be coma. ellectlva.
"LIMITED REPURCHASE" Seller gUBr.nt.o. paymonl ollhe full Bmounl remBlnlng unp.ld under Iho Contract and COVBnBnt. If dB'Bult
be mado in pAymont 01 Bny Instalment thereunder to poy the full amount Ihon unpaid to Ford C1edlt, upon demand, except 8S olher.
wlBe provided by the lermB 01 tho Ford Crodit Rolail Plan In ollocl 01 Ihe time IhlB ABBlgnment becomeB .lfecllve; provided, IhBI H
Buyar .BtlBf.ctority POYB the number 01 In,'ahnon', under tho Conlrocl BpocHled In Ihe Ford Credit Ret.1I PI.n, thle Aulgnmenl Bhall
there.ller be without recourBe .gBinBt Seller, excepl .B otherwlBe provldod by tho lermB of Ih. Ford Credit Ratall Plan In allect at
Ihe lime thl. Aulgnment becomeB eHectlve. .
"PARTIAL GUARANTY" NotwlthBtandlng thB lermB of the Ford Credll Rel.i1 Plan, Seller uncondlllonally gu.r.nlea. p.ymenl ollhe full
.mount rem.lnlng unp.ld under the Contract, Bnd .greeB to purch.Be the Contracl from Ford Cradll, upon demand, lor th. lull amounl
Ihen unp.ld whether the Conl,act BhBII then be, or nol be, In delault; provided, that 01 the time 01 eny auch dam.nd by Ford Credit,
Sell.r m.y, ., hlB elactlon, PBY to Ford Credit the Bum 01 S In conaldBr.tlon 01 b.lng ,ele!\..d\'rolltllClth
gu.r.nty obllg.tlon, .nd In Buch event, Ihl. AB.lgnmenl of Ihe Contr.ct IB wllhoul recour.e Bg.lnBI Bell.t, ellc,ePt II. oll1er>lll.
provided by the termB 01 Ih. Ford Credit Rol.i1 PIBn In ellecl .1 Iho time thlB ABBlgnmonl becom.B elleollva, .:., . :', i ~\ ~4
"LIMITED TERM REPURCHASE" Sellar gu.r.nlaeB paymenl ollhe lull omounl rumolnlng unpaid under Iha Conlr.ct, .nd coven.nlB II
default be made In payment of any Instalment thereunder to pay tho lull amount then unpaid 10 Ford Cradlt, upon demand, eXeAnl ....
otherwise provided by Ihe lerms of the Ford Crodil Retail Plan In effoct al the lime this Asslgnmenl become. p"ulI...v, J.l'fovlded, Ihal
iI Buyor s811slacloflly pays each of tho 'irAt ___. __. '_ instolments camino due under tho Contract. Ihls AsalgnmentlhBlllheresfter
be wilhout recourBe Bg.lnBI Seller, excepl aB olherwi.o provldod by the lermB of Ihe Ford Cradll Rel.1I PI.n In allact .t tha 11m. Ihl.
Assignment becomos ellecllve.
"FULL GUARANTY" NotwllhBlandlng Ihe 10rmB 01 Ihe Ford Crodll Reloll Plnn, Soller uncondlllon.lly guarBnleaB paymenl ollh. full
amount remaining unpaid under Ihe Contract Dnd agroes 10 purchase the Conlract from Ford Credit, upon demand, for Ihe full amounl
then unp.ld whether the Conl'Bct BhBiI Ihon be, or nol be, In del.ult.
"FORD DEALER RETAIL TRUCK FINANCE PLAN" Excepl lor breoch 01 Bny 01 the foregoing w.rranlleB thl. ABBlgnmanl .hall ba
govorned by the "Ford DOBler Rolall Truck Flnonclng Agreement" heretofore exaculed by Ford Credil and Sell.r,
"FORD FLEET TRUCK FINANCE PLAN" Excopl lor broech 01 .ny 01 Ihe loregolng w.rr.nllaB thl. ABBlimmBnt .h.1I be govern.d by
the "Truck Floet S.le. FlnBnclng Agreemenl" belwoon Ford Crodll nnd Ford Molar CompBny, d.led Sapt.mb.r 19, 1960. and a
"Ooaler Truck Financing Agreement" botwoen Sollor nnd Ford Motor Company.
V B RIP I CAT I 0 N
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I, Barbara Sears, duly authorized representative of Pord Motor
Credit Company, deposes and says subject to the penalties of 18 Pa,
C,S. 54904 relating to unsworn falsification to authorities that the
facts set forth in the foregoing Complaint in Civil Action are true and
correct to the best of his/her knowledge, information an belief,
\2rl<k;lDA--- C':t -ft-<<r
Barbara Sears, Admin. Supervisor
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Paul L. Belton
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97-172 Ci~il Tprm
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DATE RECI!lVED
.
DATE PROCESSED
SHERIFF'S DEPARTMENT
ADAMS COUNTY, PENNSYLVANIA
COURTHOUSE, GETTYSBURG, PA 17325
J
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INSTRUCTIONS: See "INSTRUCTIONS FOR SERVICE OF PROCESS BY
THE SHERIFF" on th. rev.rll 01 the IuIINo. 51 copy ollhls lorm. Pl....
type or prlnllegibly, insuring r.ad.bllity 01 aU capl.s.
Do not del.ch any capl.s. ACSD ENY.'
1. PLAINTlFFISI 2. COURT NUMBER
Ford Motor Credit Company 97-372 Civil Tern
3. DEFENDANTISI 4. TYPE OF WRIT OR COMPLAINT:
Paul L. Bel ton Complaint in .Asaumpoi t
6. NAME OF INDIVIDUAl, COMPANY, CORPORATION, ETC., TO SERVICE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED OR SOLO.
I
r
SHERIFF SERVICE
PROCESS RECEIPT, and AFFIDAVIT OF RETURN
IERVE
.
Paul L. Bel ton
AT
6. ADDRESS (Sir'" 01 RFD, Aponmont No., City, Boro, Twp., SIIII ond ZIP CODE)
103 Cidon Drive, York Springe, PA
7. INDICATE UNUSUAL SERVICE, 0 PERSONAL [] PERSON IN CHARGE [] DEPUTIZE n CERT. MAIL n REGISTERED MAIL n POSTED n OTHER
Now, 19 , I, SHERIFF OF ADAMS COUNTY, PA., do hereby doputlze the Sheriff 01
County to execute this Writ and make relum Iherol according to law, This deputation being
made at the request and risk 01 Ihe plaintiff
SHERIFF OF ADAMS COUNTY
S. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE.
NOTE ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN-Any d.puly shorilllevying upon or anaehlng any property under WIthin writ may leavo
lime without a wltchman, In eUltody 01 whomever is found In polMulon. anet' notifying person 01 levy or Inaehmenl. withoutlilbility on lhe part 01 such deputy OIlhe sharilf 10
Iny plaintiff herein lor Iny l01I. dellructlon 01 removal 01 any such property belore sheriff's sale Ihet'eof.
9. SIGNATURE of AnORNEY Of other ORIGINATOR requesling service on behall 01:
:x PLAINTIFF
[-1 DEFENDANT
10. TELEPHONE NUMBER
11. DATE
E B L
12. I acknowledge receIpt 01 the wrll
or complaint a. Indlcaled above.
SIGNATURE 01 AUlhorlzed ACSD Deputy Of' Clerk and Title
(412) 471-0300
DO BEL
, 3. Dal, Received
14, Expiration I Hearing date
Donald S. Mazzotta, Eeq.
15. I hereby CERTIFY and RETURN thai I X have personally servod. [; have lerved person in charge, n haye legal evidence of IIfVlce as ,hewn In "Remarks" (on revorse)
o have potted lhe above described property wilh the writ or complaint described on the individual. camplny. COfpoflllon, elc., lithe addr... shown above or on the
Individual. company. corporation, ele., at the addreulnserted below by handing/or Posling a TRUE and ATTESTED COPY Iherol.
18. 0 I hereby certIfy and return I NOT FOUND becaUM I am unable 10 Ioc4le tho individual. company. corporaUon. etc., named above. (See remarkJ below)
17. Name and title 01 individual served 11. A J*1Orl 01 lulllblt lOt and dltcrlltlon Read Order
Paul L. Belton =:~:l!J"""no.......... 0
19. Addreu 01 where Mrved (complete only If dilferenllhan shown above) (51'18' 01 RFD. Apartment No.. City. Boro. Twp.. 20. Dill or Service 21. TIme
Stale and ZIP CODE)
CORRECT ADDRESSI 103 Cider Drive, York Springe, PA
1/29/97
25.
Mil,. o.p.lnl.
Dep.lnt.
22. ATTEMPTS
Dep.lnl. 0,1.
28. 10- -. --- ... REFUND
1/30/97 $23.60 Ck. #28618
so ANSWER,
AFFIRMED Ind lubscribed 10 before me this N A
day 0'
19
BlIShtfIfl/.-.~IItlJIIIPtNM PrinI Of Typt)
Bernard V. Miller
Doto
1
Prochonotaty/OtputylNoCII)' Pubhc:
SH!RIFI' OF ADAMS COUNTY
MY COMMISSION EXPIRES
I ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIQNATURE
OF AUTHORIZED ISSUING AUTHORITY AND TInE.
39. Olto R_
PROTHONOTARY
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FORD MOTOR CREDIT COMPANY,
Plaintiff,
NO. 97-372 CIVIL
vs.
PAUL L. BELTON,
Defendant.
PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT PURSUANT TO PA.R.C.P, 10371b)
TO: PROTHONOTARY OF CUMBERLAND COUNTY
Please enter a judgment against the defendant, PAUL L. BELTON, for
failure to file an Answer to Plaintiff's complaint.
Amount claimed in Complaint
$5,184,44
$ 464.24
Interest from 2/07/96 to 3/11/97
TOTAL
$5,648.68
* With interest accruing on TOTAL of $5,648.68 at the rate of 6\ per
annum from the date of Judgment together with costs of suit.
I certify that a written notice of intention to file this praecipe
was mailed to defendant and to defendant's counsel lif known) after the
default had occurred and at least ten (10) days prior to the date of the
filing of this praecipe. A copy of this notice is attached.
LAW
S. MAZZOTTA, P.C,
By:
intiff
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