Loading...
HomeMy WebLinkAbout97-00412 . ~ ~ ~ OJ o .r :5 .. .'1 , ,I / ( '. L ;, ~ - .J ~ cl ,.J ...... ~;' . ~~lq8'1t> ,;,;t~t;~~",., ShumaJzerWillwms.ec., '..."" ", ..,.. .' o . " .' . ',; urORNIYI ~, LAW ' ' , " -, "_,,,:~.:-,:v';':}'~'i-'2:f~j~"i~\~1~~~:"-~;i-:,':~i\~;,_~:'~E-,~,~yf;~;~,~;:_;:::,,--_" P.QSOXea.HAAAlS8URG PENNSY\.\l'NIA17t01.,. """"l",;o.r~.rJ",,,,, ",'"",,- ' h' >"".., '. :' , ::" ,\ ',. " ,,<'>;~r:~~,:;:,~:{:<\~;H1~:~}rr;f:~~~!i~i:J{/JY:',;Y;~:/. T", .-,' ,,-\:..-, VIRGO STAR, INC, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ~. 97-412 v, MOHAMMED NOORALI, T/D/B/A GOLD MART, Civil Action Confession of Judgment Defendant ................................................................ . ................................................................ . MIKE JUMA, T/D/B/A GOLD MART, Petitioner IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 97-412 VIRGO STAR, INC. Respondent Civil Action ORDER AND NOW, this day of , 1998, upon consideration of the within Petition, IT IS HEREBY ORDERED AND DECREED that the Claimant, Mike Juma, individually and t/d/b/a Gold Mart, shall pay $1,335.86 costs incurred by Virgo Star, Inc. in the Sheriff's Interpleader action in this matter. IT IS FURTHER ORDERED, that judgment in the amount of $1,335.86 be entered against Mike Juma, individually and t/d/b/a Gold Mart. BY THE COURT: J, Wesley Oler, Judge 2. After seizing these items, Mike Juma, t/d/b/a Gold Mart, I I' filed a claim with the cumberland County Sheriff alleging the property seized from Gold Mart was his. 3. After filing a claim for the property, this matter was brought before this Court in a Sheriff's Interpleader Action to determine whether the said merchandise was the property of Mike Juma, t/d/b/a Gold Mart or whether the property was Virgo Star's. 4. On February 4, 1998, a hearing was held before this Court on the Sheriff's Interpleader, to determine the title to the subject property. 5. At the conclusion of this hearing, this Court issued an Order denying Mike Juma's, t/d/b/a Gold Mart's, claim that the property was his. 6. In this Court's Order of February 4, 1998, this Court stated: "Costs of this proceeding shall be borne by the third party claimant, but no further relief is afforded to any party." 7. In defending against Mike Juma's claim, Virgo Star, Inc. has accumulated costs in the amount of $1,335.86. A summary of these costs is attached hereto as Exhibit 1. 2 ....;....,~. ," Vlrllo Star - Expenses 3/28/97 Billing I ~ , Telecopier """""',.,',..,",."""""",..,..".,.""""""., 13.00 Reproduction ,.,"",.".,"",...""".".,."""",.."",."",." 62,00 4/15/97 Billing Tclecopier """""""""',.,',."""""..""""",.",."",., 2,00 David R, Brcschi . Mileage , . , , . , , , , , , , , . , , , , , , , , . . , , . . . , . . , . , . , , . , , , , , . , . 6.30 David R, Breschi - Parking "",.,",.,",.."...."".""..."."..,.". .25 Reproduction ""',.,',.".,',.,.,""',.,.,."."""""".".""". 24,60 5/20/97 Billing Reproduction ""',.,"",.,"',.".."",.""""".",...".,.""., Key Reporters - Depositions of No ora Ii and Juma "",.."""".",.".",.,. Long Distance Telephone Charges ""',..,"""'""""""".""...". Cumberland County Prothonotary - Subpoenas ""',.,"',."."",.",....,. Rod Ragcr - Witness Fee """",.".,',.",.,..""",.".,.,.""",., David R, Breschi - Reimbursement for subpoenas ',..,.,',.""....""",.,., Lexis ""',.,",.,.,..,""""""""""".."".",..."."""" 6/12/97 Billing West law - Research .".,"',.".".,.,",.,.,..""."",.""."..,.." Reproduction """""',.,"",.,',.""...,.""",.".",.",.,..." 7/18/97 Billing 17,00 366,50 6,25 6,00 5,00 4,00 85,80 571.96 2,60 Long Distance Telephone Charges """",.."....",."".""".,...,..., ,28 Reproduction """"""""",.,",."..,.,.,."",.,.."",.,.,.,.., 2,20 8/15/97 Billing Long Distance Telephone Charges ""',.".,.,."."",..,.."",."..".. 1.01 Wcstlaw """"',.,',.".,""'""""".".""."".""..",.,." 29.32 Reproduction ,..,""""",.,""",.""""..""""".,.."...,." 15.40 -..--..._"~ rv..: .'., ,... y~ n .., n (-, ',1 ~ I ) '1 ,- I 'I ,. e') '. j .. ~) . :1 - 'I .. ) .n ,I 11 ",: ~ :") ~.J --.. .;:- ... , >- (') '- c- (.- . u: 1'-: 1.1.11.- <-2; L.. , I '.. Q',. J..: '.':' '. , CJ' . . ~:~ lJ ~' --,. - " I Lr..: ~,; 'L, :.1:";" F.' l~ ()') ::j 0 0' () 1101 II: I"'t: 11,:1111 I, ',,' ,I t ,,111111' I', 1"'11 III !t" "'Ill( ,(I ~ rAil, I~(' I'lajlllll1 IN 1111 ('( H'I( I III \ I 11\1\11 l'-i 1'1 h\~ III ( 1'~lI1IRI A~I) I Ill'" I \, 1'1 t-N"Y1 V,\~I,\ \, "ill_ 't / -;1 ~ Mt II 1.-\ 1\1 1\1 FI > N()(lR ,\11. r.1l II ,\ Iii 1111 I\IAIU, \)d~'llIlillIl ('IVII ,,('llllN ('oNFESSION 01. .1111)( ,l\lI'N I' \;11'" JlIM/\, 1"\)'11'1\ (illl\)I\1ARI )Il'llllill...," \ No tJ'J~,11 ~ \'11l( ,n S'IAK.IN( I(C'I","dclIl ('1\1i .,\1'1"'" O\NSWLH 1III(IIIIIlISIIlI\\,t.\IISI A~() NI 1\\, '''IIlCS III<' i("'I',,"dl'lI1. M,kl' JIIII'" I d h a 1,,,1.11\1,111 11\ all.! thwtlch III~ ;HIOlIll':Y, II p;\tli,:1-. (I'( 'Illltlll! I 'tlllIll', iu,d It'~pl'l'lftllh :111',\\1.'1:-0 tin' 1{lIk III "\Ihl\\ (';\\I!'o" likll III Ihl,' ;Iho\'", 1"'!t'lflH,,t,.'d lIl;lltn, ;lHd h.:qw";l!'o lhallht' P....ltlil'"lu .\";lrd l'II'''' Itl' (h"lIi,'d. ;1'0 follow... -.--.-- :\dlllill\'(\ Admilll'd. ,\dIlIlIlCII ,I :\dIIll11\d , "JlIlIlIcd " ,\dllllll\c1 {)Mv 11.1 II' l'IL 11,:,111 ,'.j .' Ill'nil'" I Ill.' HI'\I\nlllirnl. '"1-.1.' .111111,1. 1,1t~" 'lilli, 1\'11111111'\\"'''''\'1'' tllIll'! ,II ,kll.\ Ilh' ,I'Hl'l"lllllllll.11 \ "rll \1;11 h:I....., 1I1l1lIL.h..d "p'>I', 11l1h,' ;111111111111111.:. t I' "" III Ihal ....lId "'lh.'I"I'~ \\I.It. 1111,11111'11 I,I IIl'11'lId .II',lill'.IIII... IIlh'lpkouh'l 11,\1111 I hI, Hl',>plll\dnll dt.llt:lIl1l.. "llh'll'llIornl '.,lId ;P,,',\.'llillll hllllh'lllllOlt' \'11;:" '1.11...11'.1111 \...'1".11'....... all.ldh'd IIIII~. 1"'11111111 .1... 1'\1111111 I ;lppI';lr-, III illrllldl'I"lli'II"'", \,llId. ;111' "1111\'1 tllh,IIIIII\'l'Il'd "' l.".'.....I\". III \ it'" IIllh,' lIillll'" 111111\' IIlh'lpk,1l1r1 ,11111'/1 B~ \\,t\' Pt" lilrtlll'IIt'''I'C1I1~".. Ihl' 1(",~,ptllldlr..'111 oIl.lIh......lh.tl 1111' ( 111111 ... ('hln HI 1 ,'hlll.I1'~ I. 'ljQS. \IHllrlIIJlldh:d {lllllj1"I!'..1111l1I 1111 \"il~111 \Il~ "'~.I'I'!~"I" 11111'11,1 h" dd\'ll't' nlllh..l{r...pnll.r...III.... r1:1I II I. 11111111.11111,,' 1111111'., (Iltkl Ih"Llllh'd "pl.'l..lfh'.dh Ifllh,. pltl,n'dlll~..11 1I:llld. 11;1I1h'l\ ,'111111 \tI',h 1111 111I.IIi'MIIII' 1l11,,'bllj.lI~ .1.1'111).\ r-;I \\ 1\1\1 11/( lilt. H""lllllhh'lIl '11~t' 11111I:1 1;1~1...'.'II.I'!1I11l11l1Ih. 1....lld "'1'111'.\',1"1''' ...I'III\,.! h~-I ,llIbll I,d \'II'~1l ~1.11 "Wllli,"1 I \1'11 If 1111' 11I11I....lIllt.1I111111 \\"h'IIlIIlI,,'II',,'I". ,1'.1 III' Ihi... l"nd,,'dill{' III II-. 1110:l"t",1 "t.:'II~\'. I ".111":1 I \ 11111;1111-. "'P"'II'O\", \\dllll t.'\~ I" dl \\11;11 \\lIult! h,,' l,,'qlllll'd III C\Ilt'l I,,'d 1111 nltal \\.1.... ,\ ;11\111111' ...111.:1111 '.lIllrlph'.ldn .1\"1111" lfllli~ ,-'IlUlf \\l,.It,," ;1110\\ 1"f't'II'.C"1I1ht'r Ihall rhll',. 11I'\lI'Il.:.1 ;'I"\'~ Ilil IlIlh.., 1'1l1......\"tlllll' pf I \'''III:II~' .1. I'H)H il ~,l1llllld di...,lIll1\\ IIllprllj1\'1 '.\flt.I....".' 1I1II'IUP"'1 l"l'l'II','.... 111,'llIlk. Illft'l .IIi.l. \\'t'''II.I\\ .lIId I ~'\ ,'- It....\'ouch. Il.:prodlldl\lll t'",-", :lIlCllllilr,I!.!I,' "'1;11,'" Itl :1t'1I1:1I tll nlllll'1I11'I,lh'd 1\'1':11 .1..111111'. ;\1..'.1 II hI \lnh,l:ltlllt'd ~t1III:1111I1 1\ 1 IJ..". 11111I.1 Ihal \\1'1" ,'nll.lInill ", ~h,:I\'II~I' \It III,' 1II1"'lph'.lIkl ,hi :,111 1'i1......lhk Irpllldll~ hllll III ~III'\III'hll',IIII.IIC'1I:"" .llld It'Plll"",I"'" \\1....'1.1\\ ""I' .1'1,1 :t1I""lilll ~"I'''i:,'' "\ \P;..I 11,1 II. \'\'C II.: 1111 .j..I,:1 :.1 p;~ MIKI; Jl'M,\, I '\!:II',\ GilL\! MAIll, P...tllIUIWI IN Jill' ('(JI'llT I 11'1 I 1~1~11 IN 1'1 h\S CI !~IIILlll.l\NI) ('IJ\ 'N IY I'I:NNS)'I \',\f'\1 ,\ 1', No, V III I,ll "TAll.INl' Il~'pllllllt'"1 (';I'il ,\nilln ('ERTlFI< xn: OF SI'.H\'I< I-' I hl'fl'hy ~~flll:1' Ihal I haw. II1Is d,I\', sefwd ,he he"'II' 1','lillllll 'I' II,,' 1'''''' i,', I11di,'aled ~"llIw persllnal hlll\(lch'liwry ,'1111., ,,,hlll"'.,,s shl''''" lIel"" \!avid R, IIll'sl,,:1. ".squire: Shul11aker Willi'"l1s, 1'.\'. H2) SilllpSUII Fe:11') RII"d (;11111' Ifill. PA I illl I DATI-' 'i I ; ..:(,11 n ~I /~L ~a;.t~e.';f"~ " (j Patrick O'Connor, Esquire 1./), 11(,.17 ~Il ; I O~ (lid (icilY, hurl( IlII"d ('all1p Ifill, 1',\ I JOI I PlllllI" 71 i.! r,'. i7/cll !\lItllll") li'rll,'sl'tlnd~nl "";"'''''''~ VIRGO STAR, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 97-412 MOHAMMED NOORALI, T/D/B/A GOLD MART, Civil Action Confession of Judgment Defendant ................................................................ . ................................................................ . MIKE JUMA, T/D/B/A GOLD MART, petitioner IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 97-412 VIRGO STAR, INC. Respondent Civil Action INTERPLEADER HEARING BRIEF I. FACTS In November and in December, 1995, Mohammed Noorali (hereinafter "Noorali"), t/d/b/a Gold Mart, purchased a total of $20,363.79 worth of merchandise from Plaintiff, Virgo Star, Inc. (hereinafter "Virgo Star"). In November 1995, and in December, 1995, Noorali issued two checks to pay for the merchandise he purchased from Virgo Star. Both of these checks were returned for "insufficient funds." A copy of these checks marked "Returned Unpaid for Insufficient Funds" is identified as Exhibit No.2. I. After having these checks returned for insufficient funds, Virgo Star contacted counsel to assist in the collection of money owed by Noorali. After discussions between Virgo Star's counsel and Noorali, an agreement was entered into whereby Noorali agreed to execute a note with a confession of judgment clause along with a Guaranty Agreement. The note executed by Noorali states that the he agrees to pay the debt owed to Virgo Star and to submit to a confession of judgment clause. In addition to executing the note and disclosure for confession of judgment, the Defendant also executed a Guaranty Agreement in which he personally guaranteed payment of the debt. Despite repeated requests for payment, the Defendant refused to make his payments. As a result, the Plaintiff instituted a Complaint for confession of judgment. After obtaining judgment against Noorali, Virgo Star proceeded appropriately under the Pennsylvania Rules of Civil Procedure and instructed the Cumberland County Sheriff to seize all items located at Noorali's business premises, On or about January 29, 1997, the Cumberland County Sheriff seized and possessed all items located at -2- Noorali's business premises. A copy of those items seized is I I I identified as Exhibit 8. Following the seizure of the said items at Noorali's business premises, Petitioner Mike Juma t/d/b/a Gold Mart (hereinafter "Juma") filed a property claim with the Cumberland County Sheriff's Office claiming the property seized by the sheriff was his property and not the property of Noorali' s. A copy of this claim is identified as Exhibit 8. In support of his claim, Juma produced several receipts which allegedly documented his claim that the subject property was his. A copy of these documents are identified as Exhibit 3 and 4. On February 18, 1997, the Cumberland County Sheriff determined that Juma was the prima facie owner of the property. On February 21, 1997, Virgo Star filed a timely objection to the Sheriff's determination. This matter is now before the Court to determine the Sheriff's Interpleader. -3- II. DISCUSSION Mike Juma, d/b/a Gold Mart, has the burden of proof to show title to the subject property by clear and convincing evidence. Allowav v. Martin, 434 Pa. Super. 518, 644 A.2d 201 (1994), aDDeal denied, Pa. , 668 A.2d 1119 (199 ). - - - Mike Juma, t/d/b/a Gold Mart, filed a property claim alleging that the property confiscated by the Cumberland County Sheriff on January 29, 1997 at the Capital City Mall was the property of petitioner Mike Juma t/d/b/a Gold Mart. In a Sheriff's Interpleader action, the individual or entity claiming the property has the burden to prove title to the property by clear and convincing evidence. "As to proof of title in the sheriff's interpleader proceeding, the general rule is that the claimant is required to maintain a claimant's title to the property claimed. The burden of proof is on the claimant to prove title to the property by clear and convincing evidence." 13 Standard Pa. practice 2d, Section 73:45, p. 28. In this case, both parties agree that beginning in July, 1995, Noorali owned and operated his business known as "Gold Mart" in the capital City Mall. However, both Noorali and Juma contend that Noorali sold his business to Juma on January 16, 1997, approximately thirteen days prior to the Sheriff's execution in -4- The record is clear that Noorali was not solvent when the alleged transfer of Gold Mart took place in January, 1997.' Thus, the primary issue to be presented at the interpleader hearing is whether Mike Juma paid fair consideration for the purchase of Noorali's business entitled Gold Mart. Respectfully submitted, SHUMAKER WILLIAMS, P.C. Dated: 2/4/9B OZJ ;f fftw~ r David R. Breschi, #59001 P.O. Box BB Harrisburg, PA 17l0B (717) 763-1121 By Attorneys for Plaintiff 80647 'This fact can be established by virtue of Noorali's bankruptcy filed on February 7, 1997, nine days following the Sheriff's seizure of the merchandise at Gold Mart, ~ Exhibit 9, Moreover, the record also reflects that Jums's counsel in this proceeding also represented Noorali in his bankruptcy. ~ Exhibit 9. -6- VIRGO STAR, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 97-412 MOHAMMED NOORALI, TIDIBIA GOLD MART, Civil Action Confession of Judgment Defendant ................................................................ . ................................................................ . MIKE JUMA, TIDIBIA GOLD MART, Petitioner IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 97-412 VIRGO STAR, INC. Respondent Civil Action INTERPLEADER HEARING BRIEF I. PACTS In November and in December, 1995, Mohammed Noorali (hereinafter "Noorali"), tldlbla Gold Mart, purchased a total of $20,363.79 worth of merchandi.se from Plaintiff, Virgo Star, Inc. (hereinafter "Virgo Star"). In November 1995, and in December, 1995, Noorali issued two checks to pay for the merchandise he purchased from Virgo Star. Both of these checks were returned for "insufficient funds." A copy of these checks marked "Returned Unpaid for Insufficient Funds" is identified as Exhibit No.2. After having these checks returned for insufficient funds, Virgo Star contacted counsel to assist in the collection of money owed by Noorali. After discussions between Virgo Star's counsel and Noorali, an agreement was entered into whereby Noorali agreed to execute a note with a confession of judgment clause along with a Guaranty Agreement. The note executed by Noorali states that the he agrees to pay the debt owed to Virgo Star and to submit to a confession of judgment clause. In addition to executing the note and disclosure for confession of judgment, the Defendant also executed a Guaranty Agreement in which he personally guaranteed payment of the debt. Despite repeated requests for payment, the Defendant refused to make his payments. As a result, the Plaintiff instituted a Complaint for confession of judgment. After obtaining judgment against Noorali, Virgo Star proceeded appropriately under the Pennsylvania Rules of Civil Procedure and instructed the Cumberland County Sheriff to seize all items located at Noorali's business premises. On or about January 29, 1997, the Cumberland County Sheriff seized and possessed all items located at -2- The record is clear that Noorali was not solvent when the alleged transfer of Gold Mart took place in January, 1997.1 Thus, the primary issue to be presented at the interpleader hearing is whether Mike Juma paid fair consideration for the purchase of Noorali's business entitled Gold Mart. Respectfully submitted, SHUMAKER WILLIAMS, P.C. Dated: 2/4/98 By ?YJ If fftu~r David R. Breschi, #59001 P.O. Box 88 Harrisburg, PA 17108 (717) 763-1121 Attorneys for Plaintiff 80647 IThis fact can be established by virtue of Noorali's bankruptcy filed on February 7, 1997, nine days following the Sheriff's seizure of the merchandise at Gold Mart. ~ Exhibit 9, Moreover, the record also reflects that Juma's counsel in this proceeding also represented Noorali in his bankruptcy. ~ Exhibit 9. -6- CERTIFICATE OF SERVICE I, David R. Breschi, Esquire, of the law firm of Shumaker Williams, P.C., hereby certify that I served a true and correct copy of the foregoing Interpleader Brief on this date by hand delivering a copy of the same to: G. Patrick o'Connor, Esquire 3105 Old Gettysburg Road Camp Hill, PA 17011 (Attorney for Mike Juma) SHUMAKER WILLIAMS, P.C. Dated: 2/4/98 By ~ y1 hw~r David R. Breschi P.O. Box 88 HarriSburg, PA 17108 (717) 763-1121 \ . I ~:::_r.~.c::rT:': (': 1 ,. "t., ~,Jr;- 97 I'"'' ?' ~, 0 , " ..' CU::,.. *:" " I I , " '" , ,. t VIRGO STAR, INC, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA " v, : No, 97-412 MOHAMMED NOORALI, T/D/B/A: CIVIL ACTION GOLD MART, Defendant : CONFESSION CJF JUDGMENT ................................................................................................................................ ................................................................................................................................ MIKE JUMA, T/D/B/A GOLD MART, Petitioner v. : No, 97-412 VIRGO STAR, INC, Respondent : Civil Action REOUEST FOR HEARING AND NOW, comes the Petitioner, Mike Juma, t/dIb/a Gold Mart, by and through his attorney, G. Patrick O'Connor, Esquire, and respectfully respresents as follows: I. On or about January 29, 1997, the Sheriff's Department of Cumberland County entered Petitioner's store at Capital City Mall, presented a Writ of Execution against Mohammed Noorali, docketed at No, 97-0412 Civil 1997, and seized jewelry and store fixtures, 2. On or about January 31, 1997, the Petitioner filed an Emergency Petition for Special Relief, avering that all jewelry and store fixtures seized by the Sheriff's Department were owned solely by the Petitioner, Mike JumB. 3. On or about February 5, 1997, the Petitioner and the Respondent reached a settlement with respect to the Emergency Petition for Special Relief. Said settlement specified that the Court enter an Order that the Petitioner file a Sheriff's Interpleader Property Claim pursuant to Rule 3201 el seq, of the Pennsylvania Rules of Civil Procedure, Said Order was also to stay execution of all property located at Gold Mart, Capital City Mall, Camp Hill, Pennsylvania, pending disposition of the Property Claim filed by Petitioner. 4. Said Order of the Court was entered by The Honorable J, Wesley Oler, Jr" on February 5, 1997, 5. The Petitioner entered a Property Claim on or about February 7, 1997, 6. No property claims were entered by any claimants other than the Petitioner, 7. On or about February 18, 1997, R, Thomas Kline, Sheriff for Cumberland County, determined that the claimant, Mike Juma, is prima facie the owner of the property seized at the Capital City Mall, 8, On or about February 21,1997, the Respondent filed an Objection to the Sheriff's determination, pursuant to Rule 3206 of the Pennsylvania Rules of Civil Procedure. 9, Rule 3213 of the Pennsylvania Rules of Civil Procedure provide that "the judgment in the interpleader proceedings shall determine the title to the claimed property as among the parties to the interpleader". fix the amoUllt of special damages sustained by the claimant ifhe has sustained his claim or the amount of any liability of the claimant if After having these checks returned for insufficient funds, Virgo Star contacted counsel to assist in the collection of money owed by Noorali. After discussions between Virgo Star's counsel and Noorali, an agreement was entered into whereby Noorali agreed to execute a note with a confession of judgment clause along with a Guaranty Agreement. The note executed by Noorali states that the he agrees to pay the debt owed to Virgo Star and to submit to a confession of judgment clause. In addition to executing the note and disclosure for confession of judgment, the Defendant also executed a Guaranty Agreement in which he personally guaranteed payment of the debt. Despite repeated requests for payment, the Defendant refused to make his payments. As a result, the Plaintiff instituted a Complaint for confession of judgment. After obtaining judgment against Noorali, Virgo Star proceeded appropriately under the Pennsylvania Rules of Civil Procedure and instructed the Cumberland County Sheriff to seize all items located at Noorali's business premises. On or about January 29, 1997, the cumberland County Sheriff seized and possessed all items located at -2 - Noorali's business premises. identified as Exhibit 8. Following the seizure of the said items at Noorali's business premises, Petitioner Mike Juma t/d/b/a Gold Mart (hereinafter A copy of those items seized is "Juma") filed a property claim with the Cumberland County Sheriff's Office claiming the property seized by the sheriff was his property and not the property of Noorali' s. A copy of this claim is identified as Exhibit 8. In support of his claim, Juma produced several receipts which allegedly documented his claim that the subject property was his. A copy of these documents are identified as Exhibit 3 and 4. On February 18, 1997, the Cumberland County Sheriff determined that Juma was the prima facie owner of the property. On February 21, 1997, Virgo Star filed a timely objection to the Sheriff's determination. This matter is now before the Court to determine the Sheriff's Interpleader. -3- this case. Virgo Star disagrees with this claim and it contends that on January 29, 1997, the date the Sheriff executed against Noorali, Noorali continued to own and operate his business and the merchandise seized was the property of Noorali's. Where the debtor conveys its interest in property to a third party prior to the execution by the Sheriff, the Pennsylvania Superior Court in Allowav v. Martin, 434 Pa. Super. 518, 644 A.2d 201 (1994), anneal denied, Pa. ____, 668 A.2d 1119 (1995), stated that the claimant or third person must still carry its burden of proof that the subject property is his: "This [means] that because the conveyor/defendant was in debt at the time of the conveyance, the burden rests upon the grantee to establish by clear and convincing evidence that either the conveyor was solvent and was by such conveyance not rendered insolvent; or that a fair consideration had been paid for the conveyance.- [citations omitted]. Allowav, ~., 644 A.2d at 203. Thus, the burden Juma has in this instance is to establish by. . clear and convincing evidence that Noorali was solvent or that received fair consideration for the purchase of Gold Mart. -5- VIRGO STAR, INC. plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. No. 77- 4 {)- (7L~L~l_ MOHAMMED NOORALI, T/D/B/A GOLD MART, Defendant Civil Action Confession of Judgment CONFESSION OF JUDGMENT Pursuant to the authority contained in the warrant of at torney, the original or a copy of which is attached to the complaint filed in this action, I appear for the Defendant, Mohammed Noorali, t/d/b/a Gold Mart, and confess judgment in favor of the plaintiff and against Defendant as follows: Unpaid principal Balance $17,998.29 Costs $ 14.50 Attorneys' Fees (10%) $ 2,699.74 Late Fees (5%) $ 250.00 Interest (from 9/15/95) $ 547.90 TOTAL $21. 510 .43 D".<)^"i 7/ rn 7 SHUMAKER WILLIAMS, P.C. By )OJ! (I11wt/~ ' ~ld R. Breschi, I.D. #59001 P.O. Box 88 Harrisburg, PA 17108 (717) 763-1121 Attorneys for Defendant :66592 . i . .u WHEREFORE, Plaintiff Virgo Star, Inc. by and through its counsel, Shumaker Williams, P.C., hereby confesses judgment of money in favor of Plaintiff and against Defendant Mohammed Noorali, t/d/b/a Gold Mart and respectfully requests that this Honorable Court enter judgment against Defendant and in favor of Plaintiff in the amount of $21,510.43. SHUMAKER WILLIAMS, P.C. Dat.d"f~ ~ IY71 ;! ;Y'wt7C Breschi, I.D. #59001 P.O. Box 88 Harrisburg, PA 17108 (717) 763-1121 Attorneys for Plaintiff : 66592 U.S. S18,998.29 NOTE ,t~-< 7. ~ ,19% .~ Camp lIi11, !'ennsylvan,a FOR VALUE RECEIVED, the undersigned maker of this NOle (the "Bllrrower"), intending to be legally hnllnd hereby, promise(s) to pay to Ihe order of VIRGO STAR, INC., of Knllxville, Tennessee, or ils successors or assigns (Ihe "lIolder").lhcprincipal sum of EIGHTEEN THOUSAND NIN.: HUNDRED NINETY-.:IGHT AND 19/100 (SI8,998,29) DOLLARS with inlerest on Ihe unpaid principal balance Ihereof from the dale III' Ihis Note al the rale of six percenl (It%) per annum, wilhoul offset or demand, at 3425 Simpson Fcrry Road, Camp lIill, Pennsylvania 17011, or at such other place asllolder may designale. 111e Principal and illlerest payment shall begin on Junc 3(), 1996 and continue on the same day each month Ihereafter until payment in full of Principal and inlerest but in no event later than December 31, 1996, the Maturity Dale. Payment shall be firsl applied 10 any oUlslanding laIc charges, then to accrued but unpaid interest then 10 Ihe unpaid principal balance. Ifany monthly inslallment under this Note is not paid when due and remains unpaid after a date specified by a nOllce to Borrower, the entire principal amount outslanding and accrued interest thereon shall al once become due and payable at the oplion of 1I0lder. The dale so specified shallnlll he less Ihan thirty (30) days from the dale such notice is mailed. The 1I0lder may exercise this option to acceleratedunng any default by Borrower regardless of any prior forbearance by 1I0lder If suit is broughl to collect this NOle, Holder shall he enlitled to collect all reasonable costs and expenses of suit, includmg bUlnot limited III reasonable attomey's fees. Borrllwer shall pay to 1I0lder a late charge Ill' live percent (5%) of any monlhly installmelll nol received by Holder wilhin fifteen (15) days after the installment is due. Borrower may prepay the principal amoUIII oUlstanding in whole or in part. Holder may require that any partial prepaymellls (a) be made on the date monthly installments are due and (b) be in the amounl of that part of one or more monlhly inslallmenls which would be applicable 10 principal. Any partial prepaymelll shall be applied against the prinCipal .mounl oUlslanding and shall not postpone the due dale of any subsequent monthly installments or change the amounl of such inslallmenls, unless Holder shall olherwise .gree in \\'riung. Presenlmenl, notice of dishonor and prolest.re hereby waived by all makers, sureties, guaranlol1 and endol1es hereor. This NOle shall be Ihe joint and several obligation of each and all makers, sureties, guarantol1 and endol1es, and shall be binding upon them and each of them and their heirs. personal representatives, successors and assigns. PRESENTMENT FOR PA YMENl'. PROTEST AND NOTICE OF DISHONOR ARE HEREBY WAIVED. IF TillS NOTE IS PLACED IN THE HANDS OF AN ATTORNEY FOR COLLECTION, I HEREBY AGREE TO PAY AN ATTORNEY'S FEE OF 15% OF THE AMOUNT OF THIS NOTE. AND FURTHER, I DO HEREBY IRREVOCABLY AUTHORIZE AND EMPOWER THE PROTHONOTARY OR ANY ATTORNEY OF ANY COURT OF RECORD OF THE COMMONWEALTH OF PENNSYLVANIA OR ELSEWHERE TO APPEAR FOR ME AT ANY TIME AND CONFESS AND ENTER JlIllGMENT WITHOUT PROCESS AGAINST ME, WITH OR WITHOUT DECLARATION, FOR THE FULL A~JOUNT OF THIS NOTE. TOGETHER WITH ALL CHARGES AND COSTS THEREOF AND INTEREST AND ATTORNEY'S FEES AS ABOVE PROVIDED, AND I DO HEREBY RELEASE ALL ERRORS IN ANY SUCH PROCEEDINGS AND WAIVE ALL RIGHTS OF OBJECTION, EXCEPTION AND APPEAL, AND PURSUANT TO AND UPON SUCH JUDGMENT DO HEREBY AUTHORIZE AND CONSENT TO IMMEDIATE EXECUTION UPON ANY PROPERTY, REAL, PERSONAL OR MIXED, WHERESOEVER SITUATE, HEREBY VOLUNTARILY CONDEMNING THE SAME, AND NO BILL IN EQUITY, !'ETITlON OR OTHER PROCEEDING SHALL liE FILED OR INTERFERE IN ANY MANNER WITH THE OJ'EltATlON OF SUCH JUDGMENT OR .:XEClITION THEREUPON, HEREBY RATIFYING AND CONFIRMING ALL THAT SAID PROTHONOTARY OR ATTORNEY MAY DO BY VIRTUE HEREOF, AND WAIVING AND RELEASING ALL RIGHTS AND BENEFIT OF API'RAISEMENT AND INQUISITION OF REAL ESTATiAYS OF EXECUTION AND EXEMPTION UNDER THE LAWS OF ANY JURlSDlCTIO~NOW IN FO CE OR HEREAnER ENACTED. \ -- \ " ~.._L' , tl _, Mohammed Noor.li, tld/b/a Gold Mart __.- ' ...,': DISCLOSURE FOR CONFESSION OF JUDGMENT I _ _ r,-_ I am executing this I" --day of June, 1996, the foregoing promissory note for $18,998.29 ob~ating me to repay that amount as and when provided in the note. Initials: , ~'(:7" ( ) This note is being executed by me for a non-consumer transaction. Initials: +:1 \ ---A. c;.\,I'-'Z . .------- In executing this note, I am knowingly, intelligently and voluntarily consenting to the confession of judgment and waiving my ftxhts to resist the entry of judgment against me at the courthouse. Initials: 'Q.~ ~, ~ I certify that my annual ineo'me exceeds $10,000.00, that the blanks in the note and this disclosure were tilled in when I initialed ayd signed\same, and that I received a copy hereof at the time of signing. Initials: vJt!\-.... '\ .. ~ __ .. ---------...- WITNESS: \ I '.-- ------ 60022 "'"" ,.-, AMORTIZATION SCIIEDULE Virgo Star, Inc. Original Principal Amount $18,998.29 Date Payment Principal Interest Balance 18,998.29 1. 7/1/96 $500.00 456.16 43.84 18,542.13 2. 7/15/96 $500.00 457.21 42.79 18,084.92 3. 8/1/96 $500.00 458.26 41. 74 17,626.66 4. 8/15/96 $500.00 459.32 40.68 17,167.34 5. 9/1/96 $500.00 460.38 39.62 16,706.96 6. 9/15/96 $500.00 461. 44 38.56 16,245.52 7. 10/1/96 $500.00 462.51 37.49 15,783.01 8. 10/15/96 $500.00 463.58 36.42 15,319.43 9. 11/1/96 $500.00 464.65 35.35 14,854.78 10. 11/15/96 $500.00 465.72 34.28 14,389.06 11. 12/1/96 $500.00 466.79 33.21 13,922.27 12. 12/15/96 $500.00 467.87 32.13 13,454.40 13. 12/31/96 $13,485.45 13,454.40 31. 05 0.00 VIRGO STAR, INC. plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v, No. 17- 4/)~ /I~ MOHAMMED NOORALI, T/D/B/A GOLD MART, Civil Action Confession of Judgment ,r> -I n Oil \ . ~-q .Ii. .,rn \t:l <b . -,\ ).,. .~ ..\,"1 ".rn . ) '::., ~1 -~ Defendant (1 , . NOTICE I:. ", - . . ' to, r-: . . - -, -~ .-' TO: Mohammed Noorali t/d/b/a Gold Mart 3487 Capital City Mall Camp Hill, PA 17011 - - .. ,;. \ '" Iv '..\ -'- Date: 1-J-~-17 You are hereby notified that on by confession was entered against y including interest and costs in the "- YOU SHOULD TAKE THIS PAPER TO IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD 0 , GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator Cumberland County courthouse, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 I r VIRGO STAR, INC. Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA . i , v. No. MOHAMMED NOORALI, T/D/B/A GOLD MART, Civil Action Confession of Judgment Defendant CONFESSION OF JUDGMENT Pursuant to the authority contained in the warrant of attorney, the original or a copy of which is attached to the Complaint filed in this action, I appear for the Defendant, Mohammed Noorali, t/d/b/a Gold Mart, and confess judgment in favor of the Plaintiff and against Defendant as follows: Unpaid Principal Balance $17,998.29 Costs $ 14.50 Attorneys' Fees (10%) $ 2,699.74 Late Fees (5%) $ 250.00 Interest (from 9/15/95) $ 547.90 TOTAL $21.510.43 D".~ vn7 SHUMAKER WILLIAMS, P.C, By ifl:?t. !..~~: P.O. Box 88 Harrisburg, PA 17108 (717) 763-1121 Attorneys for Defendant : 66592 -.,.,~.<.~_. ..'-'" "'~'''''''r_ Non: .,' ~~-< 7. ~ ,1996 U.S. SI8,998.29 Camp Hill, Pennsylvania FOR VALlIE RECEIVED, the underSIgned maker of this Nole (Ihe "Borrower"), intending to be legally bound hereby, promise(s) to pay to the order of VIRGO STAR, INC" of Knoxville, Tennessee, or its successors or assigns (the "Holder"), Iheprincipal sum ofEIGHTE.:N THOUSAND NINE HUNDRED NIN.:TY-EIGHT AND 19/100 (SI8,998.19) DOLLARS with imerest on lhe unpaid principal balance thereof fromlhe date of this Nule at the rate of six percenl (6%) per annum, without offset or demand, at 3425 Simpson Ferry Road, Camp Hill, Pennsylvania 17011, or at such other place as Holder may designale. The Principal and inlerest payment shall begin on June 3() , 1996 and continue on the same day each month thereafter until payment in full of Principal and interesl but in no evenl later than December 31, 1996, the Maturity Dale. Payment shall be first applied to any outslanding laic charges, then to accmed but unpaid interest then tu the unpaid principal balance. If any monthly installment under this Nole is not paid when due and remains unpaid after a date specified by a notice to Borrower, the enlire principal amount outstanding and accrued inlerest thereon shall al once become due and payable at the option of Holder. The date so specified shall not be less Ihan thirty (30) days from the dale such notice is mailed. The Holder may exercise Ihis up lion to accelerate during any default by Borrower regardless of any prior forbearance by Holder. If suit is brought to collecllhis Nole, Holder shall be entilled 10 collect all reasonable costs and expenses of suit, including but not Iimiled 10 reasonahle allomey's fees. Borrower shall pay 10 Holder a late charge of fi\'e percent (5%) of any monlhly installment not received by Holder within fifteen (15) days afler the installment is due. Borrower may prepay the principal amount oUlslanding in whole or in part. Holder may require that any partial prepayments (a) be made on Ihe dale monthly inslallmenls arc due and (b) be in Ihe amount of lhat part of one or more monthly installments which would be applicable to principal. Any partial prepayment shall be applied against the principal amount oUlstanding and shall not postpone Ihe due dale of any subsequent monthly installmems or change the amount of such installmenls, unless Illllder shall otherwise agree in writing. Presentment, nolice of dishonor and prolest arc hereby waived by all makers, sureties, guarantol1 and endorses hereof. This Note shall be the joinl and several obligation of each and all makers, sureties, guarantors and endorses, and shall be binding upon them and each of them and their heirs, personal representatives, successors and assigns. PRESENTMENT FOR PAYMENT, PROTEST AND NOTICE OF DISHONOR ARE HEREBY WAIVED, IF THIS NOTE IS PLACED IN THE HANDS OF AN ATTORNEY FOR COLLECTION, I HEREBY AGREE TO PAY AN ATTORNEY'S FEE OF 15% OF THE AMOUNT OF THIS NOTE. AND FURTHER, I DO HEREBY IRREVOCABLY AIJTHORIZEAND EMPOWER THE PROTHONOTARY OR ANY ATTORNEY OF ANY COURT OF RECORD OF THE COMMONWEALTH OF PENNSYLVANIA OR ELSEWHERE TO APPEAR FOR ME AT ANY TIME AND CONFESS AND ENTER JUDGMENT WITHOUT PROCESS AGAINST ME, WITH OR WITHOUT DECLARATION, FOR THE FULL AMOUNT OF THIS NOTE, TOGETHER WITH ALL CHARGES AND COSTS THEREOF AND INTEREST AND ATTORNEY'S FEES AS ABOVE PROVIDED. AND I DO HEREBY RELEASE ALL ERROJ{S IN ANY SUCH PROCEEDINGS AND WAIVE ALL RIGHTS OF OBJECTION, EXCEPTION AND APPEAL, AND PURSUANT TO AND UPON SUCH JUDGMENT DO HEREBY AUTHORIZE AND CONSENT TO IMMEDIATE EXECUTION UPON ANY PROPERTY, REAL, PERSONAL OR MIXED, WHERESOEVER SITUATE, HEREBY VOLtlNT ARIL Y CONDEMNING THE SAME, AND NO BILL IN EQlJITY, PETITION OR OTHER PROCEEDING SHALL BE FILED OR INTERFERE IN ANY MANNER WITH THE OPERATION OF SUCH JUDGMENT OR EXECUTION THEREUPON, HEREBY RATIFYING AND CONFIRMING ALL THAT SAID PROTHONOTARY OJ{ ATTORNEY MAY DO BY VIRTUE HEREOF, AND WAIVING AND RELEASING ALL RIGHTS AND BENEFIT OF APPRAISEMENT AND INQlJISITIONOF REALESTAT~STAYS OF EXECUTION AND EXEMPTION UNDER THE LAWS OF ANY JURlSDlCTIO~ NOW IN FO CE OR HEREAFTER ENACTED. \' \ ~--- ,\.\ \_ 'V / '_' Mohammed Noorali, t/d/b/a Gold Mart _____- ..."~l 'L~',~~'>:",;';C ;:.,:;'.=..,,;, .......'... ':.-., "., '.,';, ..".' . ',; '.'..-;,....'.;... ";~:k:~;~2u~,..>> ';';~,'::;:,"c:;"',,:. ...'f '. ...,;,; '.' .....:;. ..\. .(.": -(.'<',"; .';,,}:: ..... . -"""'. . ,'."' ".~' '. ,"'.' _ ..' ." 'T~Y"~'7c:~.::t.,;";:;~':./<.( ..';~t~.~,-('~~~(~c!;2::,_ "" ''''.'' . ' ...~;:c. ..' -< .-.; , ..,.- .,,' '. . '.. ' '. " , ,",,""" " , ',_ "',' ;"';"'''''' " ",:., ,','._.' ,','0'.::>:., c.. .". .'.. ," .,. . ,.' .,' ',' .;. n''''"."";,,,._,: /. ~-~;S2:;"':, ~',': "., C. "".::",' ";,':" (; " C;,': :: '; . .'; :';'; '.; < '!> ,:.::,;/~:' ';~:,:::,:;:~ 'Y~'~'f'~i~ '.", '. ','C, ";:,,;,'.:,'c" ,.,!-- ,';;r,'\,"''''~ dj;';'~' .."" ''', " ..... "'f',. :" i.\:;';';.: '; ::~ ';'; """;"."1 C, "0,,,' ',~'~"c.;"i'; ,"" '." ">F-', ,':-;~':~:":'___ ..>.,,' --;-;;:;,~:- _< ,';.-" ,- ~~';'~:>'" ~r-,,7 ~-",{r \,~\:T~,:: ~ :-:i:,!,,~};t<'l -7 l. ._~,.~_.T, ""':;\\X::-!:-/~i~>" . -:,,^'_c<c":,:" \,f::-'-.c.:'; " '"' :"-,.:: 1";. "~< :':'~ t~', :~-~;:;~ ::J~ \. h-C. 1f},y,~,/ ,~'-. ~ /~. 0: ., "f.- ;<;,~.~ ~, ~-:-:: , -- ".)''','' "'-.,;,>,":,.>" .:;,. . ~>;,x"", '-.',,-y,,", '.".",}', " '",; ~".': "'-";' "~ ,:~:_' , ~.X\:,};:-(: .:,~~;,f~ ~~,i;l;/~I/.~\;~ - ~;i.,: (tJ~<~!~ :!: 'i1:~t - "~7~:'~~~~:~~~:~'~>~ :.{ji: 5:;\~fj! ~" . .'~ .,'. ,.t ,~ h ,~'d'~ ;< '~~""'~'t-t_I-1rf; ;t A" {CO~ ..+- .~ ~ rik;:"':~" ':';~l~:i~~~~'t*~;.~,:::~;:~ "'~';~:.ft,; '_~7'\@('\'L" - '. "~.f,~ "'l.1 J~Cj%;Y'1</3~<'._':'~~'" ~:-,J'".,+!.". ~. '~r~r~~~'~;fJ~:,I"- ~ ~' >_ ;~' _ : l' ;~ _",,,,::' ~~.;/~ ~:;s~~rL~::':,,::;:~,. _'~" "~ ._::'~1?j::~~i~;"~~~ 1~~ ::i~;-H~;:~j~~,L~^,. '''~, (:,~";\;(_:;,_,_;,: " "-.,l:l,:) ';.3. '; ~~~:i[-!-> '~-'i~.J'-:X'Jj '.",~.,,:;;:t. '~\.\"i::"'~,,"'-A-}f~~;-,-,i; ...."" <:-_:i';'~T_i:-::-rl;jL^, "'~ :c.',:.: <::c.'l.'.-,":"; ,. ~, n.r'<,~~~",.. '''' 2",_"'~.T~.~",":::"'''~",,"'l~~ ,..>~ ,"_.- ... J . ~",:,:::_"" ':";i~;:'~'" :',': -, ' - , ,,;. "~'_!- -.4 ) ,r.;. "" 'in" ':.,;"'-t11:.-:f ,:';;-3. ~ - r"\.~...;-') "::..~, ~; '_t,,!~.r ! ''^'''-'; - :~! h ~"f; ...'C"~ ~;" .,_) ','/: ;__ , -_ - : ~ ' . ,-; ,p\~'.' ;;~;' ,~-..~n ~':.<77"'~ "'j',::~' ~~~'.;r.':''Y..,.-'~: ,.:1-..A-1!'7~~" ~-.: -:;.!r ,-:'",., :~~~'if. \<,. ,1,O'(;~_). -".,J,," : ,'A~i-}. :!.:~:""'r'"';.t~"l;};:}.;;;."ie~""\:~\!lf'~~)':~~,:;"!\;~'./'.' . '7'~-:.:.. i~,;~:,,^- .~~~ u .:' f,::;,\~i\~j~.:'/\ .~ :': ,~:-:',,~~'.:~ ^>:: t ":~-!-~';:'~:~:~~";~~~:f~':'~1~:~~~:: ~~~;: ~:; .~~' :~_, ~:ti,~'::l:-:::~ ;J~~~"~.~.: :I::)f.' ,,~_' r: l:'j,:3;S?~:;"t~:~H:~-,.:%;';L,.:~Y' ,.' q ,";. - ~f " . H' $,~<;"~,.",, f, ~.,' ~w:'1~o~ "l'''' t '- ,,1"" ;,';' '\ S ~' . -:.{ '.') ~ j ."'-~4 -"',' .':iJ/:\:,".';'/;:';\: ~:~~.<~~ ',:,r,~~~)'r~:~::\; ~~:'it:',,~>tt ~~~i~\~:~1;~(~,;~~,:t~~ ,,-t'/~,' '...'-':~:":.;',".::.J::"}~:"',:, '." ;.";"~:. ", i'i. .",<:",,~::,;' '." -,,',,2':-",".'" "".~" ",Fh ",'.. ",..',' ',,~'.;.':'.," ;':;':'(..{,::,',:~.:,,,';,,'::~"~: ~ ... . .." .. --. :.: ' ,,'(:<,,:',:',.. ". J. '.c. <::~;"< ',..:.,- ." "" , '. ,,:" ' ,,:,-, II ,\ 'i '.:' : :;;":>i,,f'7/':(,\, ....;: y .. , " . ,," '" .; "':''-''.:.:'-'' .....':..,.,. ,/:,t;.: ::' .. : '. :'" " " '" . ,..",..;. .... .. " '.'., I:' '. ,', ,'. ":,J:,-.,~"/,~;,}~.~;",,, ;:::~,~"",," ..:: I:, ..,;' , '.>:'- ',.-i' :,.',~~>J~\, ,:, ; .... ., " :'.' I'. ' '-: I' ..; ":''''';';';:'~ 'n~.': ".',' , ,': ' .. I': " .. ,. ,,";,;''''. ,..... '. ~,i::.- ',:",;-'-''':...' ,; :.;., I:' . . 1..-:;' ;'::;cc.".:.... ,., .,,;, '.'::''''c'''-;' ", - '. "" "'. .0:' I, ..',;: ::;'.:.. '..', ".:,;".',;;;" ". .', . ;.-:., ,:.".....,.;.,,:;:.:: .v~ ';:';;. ,: ;~:-,i',:,''',; .' .": .' I.,.' '. ". ' ". ~" ,,;y;;.~':"> ..' "... ;':"':",',:q""" ,,:,~y,:;..,:,:,;.;;, ';":'.. ,". :c.: ,. ':,' ,: .., t .c. ',?" ."".; :~",......,: ;;..;, '.. ,> :", . :"'J.' . '",,' . .-'., I'..;'. .. ...' " '. ,. ...' "',.,. ,,-,,';,,:. '.\); ',:';:<,,'~:.;::{ (5;'~)~'\ ,;,.', '<,." ':x:,. :.... I,,, .. ..,.-. ",> ,.., '.' ;:'-"; ':<":',:.>",;1.,::,'"'' I.>:.,:."...' ,;':',., ..... ..,....,.'.....~'" ...;;::\:..',:;:~.. .. ..... C':::<':;;;:;(~:;:J:':;:';:~:.~l:i,{;:~i~(;''';::~ , . :.,"'. ''- ". ',~'; :'. ;.:;,:':.. ".. '''.t ;,:,.;",:,'''r.. ,", ':F',' ,i'l:-" ~;. "'::'::-':,;"0" . ''',,,'}:: ' ",',,::<":~":;"" :;;i.';:J:';;::~;:)~ ~c.::r:;~';':'::": '>:,:~,'--',' -k,l:':~:i: ;:;:- ,> ., ~~~,~~~i~~~",:':::('::1:.,<;~-!'~:- ;:"':)",: {:'. ..'. ".' ':'::::.:::: " ",'. /,,~;:':</t:' : ?~/,'o,;..",~, ./ ~;i::" ::';. ;. . ';;":' ;"/'<,,;,f,.,',,.. 'l" .y,,::: ,: ..."<'::,;;-,,",,t'..r> .:'., c" :,: c' '.' :".':;: ':..,': ':y" ' '?' '. :';'" '..,:,::::.:;j"i''i/''''',i'}';:J.:" :.'~'1''A ;:i-;:;\'-,?,.~:~ "'\ ~?~;-?:,_:/-~/K! ':':'i>~:iX~"C_ <:;., ~ -", . .- ~~~1}~,~ r\...~-,,-':.Mq,;' ~,,,,,,~~.- ~:.',;""";',:-,:<,:".;::,, ":/:~,'::_:.::,,.-.- .f...<--'~~"")" ~"';"'.-'::- -' '-"{ ,'i~;. '/,' :,:... ":'\::' ..."".'.','.':'.' '''.n'",..",';',','''""",'' ';:" ',', L';-"""" ,; .' "" .;.. ,(,,",';;"{.,j";i.' , ",'. ",'j" ;'., :::""':' " ,.': ':\ ': '; ;- ;.;!~";' .,::':: : '"1 '.;;::.', ;' ;":/"::;~i,~~ C.:'::: :'i".;" :. .".. ';'-'."",. "",<" ',,-,.~. :';~:\':{::."''-.' --'.", :::~::'?n,: .' ';"~'f;.';~,)),":",~i.{. "",,<:"';';,'."'C ,:"",,,"\ . ,;:t~ ~ ",., ' ",.,,_~",~~ I, "'"" ,::>'-,~ ":_"" ""."t;:;_',:":'::,:. '}; " ",_<~~-" ,";lr"",-,.,;7~-i:.'t <::"';'" .. '..:::;' .. '" " . .'. \" . __ __ ,,,', " C ",.., >0"; fb,.....'d' ..c, ;:~:):~{/.:;" >; "'!\::::~;> '. ~,:If">~~' :,,~~ <:" ;:-;'.;:. ;fi-J > ,:'~l,::{r~.l;$~".;""f""':r 0;, :}; '....... :.,. ';: :,:,.,.:;, :.-:',:'::, ," :,.,c ,:,;'.:,,'," ,', \,~ :,c: .,..;,'-''; '.. '"..;, . , . . ,.: V,,} .. " . ..'," '" ,~> "" ' " . --".., '~~',--'__'J_,,':',' '., " , _~ ,."'," ' , ',>' -,:,.. '" -'; q\ V':",~~~. "J-;.,~-\',:",",<-"-'::~'< ~., - c, ~,' ,,; ."b ;" t......~~ ''';'' ,~Yr,", ~~-';;'ii:;:i' -':, .:<:>.:~.~~_: -:- .C > I -:/'j. ,:~ ~~' ~",,~~:~:I:,:)-._'--;,;:.~,;:J :{-:~~'i-:"~':.:'i'~"" '" :,~_,-."' :~ :;,:.:;" :~ -,~ " ~ "~rt~ 'f~~~"M~~t:~;f :r,~;~~--:~i ., ,:;:..'.:....;,. ..... ~. '",,' '. -- --'''''''''',,'''' ,..-, :i.;'_:,," >,', '\'~':_'i_::l' 4 '-"/;';':'~,',,' ',~\"" ". \ ' C'., ~ ~" . ~r':. :i'~ ,.>~,;,^:-. . "^I,":'-~.' ".:\,.~-,<:'J:<__<_:,~;:i:::':_~'"<'~:; ; '\',:....,'. ',':, t ~-",,' '''':';',:J;'t,,~:,';'f'~,;:-~-'''~'' ".:~\~ , ' ~.>~_~-;i+___~~~_fl.~T"';""__'j.:;;, <>~~'i-.,,--:f."', I:!:.. :~T;_~ '::. '.'-:-:';~,ji:~~" .~:\'.."", ' ",' ',,", ):.........'-,!,~ ',' J).. j,i::,).,::'fi(~i,~:"" ":'~':" '. ".." ,','~ ."t,,,e~' ,.,..",..,,' '''''"" in', :::,:; '.., ,', ~ '-:;' - ".~1"'-<,' ..:,'::~:::,lS~';t~;'.-:,,::"" ,'H",':.:_~'~"-. ,~< < ,'" ..~~,- :,'1:.t';J" /';:1;'l:;i1'~',"\f""...l __:::.-...:':: ;'-;,of, ..,;,iE', (\;-:-.-, ' . ~ .~,,~ f, ">l' I,.",,;! , -Jl"" I' ..~?..., ,. ~ ,~, -J < . _' ,,' " :/".", :";,-<~{':~;>l;:'~){\1>i\:'iJ;1~J~'.T< ;I~,' JJ.:"~ " '.' , , ~ ';" (' It, 'rft'''l . ""J,i" " 1'), .' ;., . "cy~f'::.- ,,:,;';;',. .<,.. ' .- "'1)" ..' '.:' '::, ::",::,:';'.'C; ",,'" .,j' ::,,:. , :,,::;:,:,j:'i~:':''.'i ;>;,,;_,.~ ,\~,,';: ,},~:.:",.. _, >- ~J",,'''''~ -:-'''':~''''-'"7:~~'?''''!~'':r'~~'?;~~:~~:!;~:~t.' ?':~\~-~,; ',1 ii, g " .." iM.~ ~, o ~ '0 . G. P AT!UO;a:: O'OoNNoil. .J,,; ';y:;~(;;: . .-' '.''., , A'M'OI<MlIlY....T LAW r;' Dl000U>OJl't'l'Y'SDUJtOIWAb. ',:., :.::;, CAJQ' mi.L. P1IIfflIlYLV.ANlA 1~':',\':', ./: . " 'k' i<;~:~: q'~~~ about December 31, 1996, Mohammed Noorali completely vacated the store, removing any and all personal property and inventory that he had owned. 5. While Mohammed Noorali owned and operated the store, he incurred certain debts in connection to the store, which he was apparently unable to pay. When Mohammed Noorali incurred the said debts, the Petitioner had no business connection with Mohammed Noorali, nor any other responsibility for the debts incurred. 6. Beginning on or about January 17, 1997, the Petitioner began moving jewelry merchandise, owned solely by himself, into the store for resale. 7. On or about January 17, 1977, the Petitioner hired Mohammed Noorali as temporary manager of the store. 8. On or about January 24, 1997, the Respondent, Virgo Star, Inc., obtained a judgment by confession in the sum of$21,51 0.43, including interests and costs, and a writ of execution against Mohammed Noorali, t/dIb/a Gold Mart. 9. On or about January 29, 1997, the Sheriff's Department of Cumberland County entered the Petitioner's store, presented a Writ of Execution docketed at No. 97- 42 Civil 1997, and seized all of the jewelry inventory on the premises. (Said Writ of Execution is attached as Exhibit "An and incorporated by reference herein.) 10, All of the jewelry seized by the Sheriff's Department was owned sotetyby the Petitioner, and none of said property was owned by Mohammed Noorati, the judgment debtor. ,t . \ , ,:, II. The Sheriff's Department of Cumberland has indicated that, if the Petitioner were to move additional merchandise into the store in the future, it will seize that merchandise, as well, if requested to do so by the Respondent's attorney. 12. The present situation effectively prevents the Petitioner from operating his business and deprives him from earning a living. 13. The present situation prevents the Petitioner from earning income necessary to pay for the inventory that was seized wrongfully by the Sheriff's Department, and to pay his rent on the lease. 14. The present situation also places the Petitioner in violation of his responsibilities under the lease with the Capital City Mall, in that the said lease requires the store to be open at all times during which the Mall operates. Said violation compromises the Petitioner's ability to retain the lease for his store in the Mall. IS. The present situation is detrimental to the reputation and good name of the Petitioner. 16. The Petitioner will suffer immediate and irreparable harm unless he can bring in merchandise immediately and operate the store in a normal fashion. 17. The Petitioner avers that all of the personal property seized from the Gold Mart store was purchased and is owned by Petitioner. 18. The Petitioner avers that he has no personal property in his possession that was purchased or owned by Mohammed Noorali. 19. The Petitioner avers that he will produce receipts and/or other appropriate proof that all personal property was purchased and is owned by the Petitioner. ATTORNEY VERIFICATION !, G. Patrick O'Connor, Esquire, hereby certify that! am the attorney for the Petitioner and that the information contained in the herein petition is based on information give to me by the Petitioner and is true and accurate to the best of my knowledge, information and belief. ~tf/~ /G. Patrick O'Connor, Esq. DATE: /9/ If 7 , r MIKE JUMA. T/DIBIA GOLD MART. Petitioner : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA v. : No. VIRGO STAR. INC. Respondent : Civil Action CERTIFICATE OF SERVICE I hereby certify that I have, this day, served the herein petition to the parties indicated below personal hand delivery at the addresses shown below: David R. Breshci, Esquire Shumaker Williams, P.C. 3425 Simpson Ferry Road Camp Hill, PA 17011 Cumberland County Sheriff's Department Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 DATE: G, Patrick O'Connor, Esquire J.D. #64720 3105 Old Gettysburg Road Camp Hill, PA 17011 Phone: 717-737-7760 IN THE COUR'1' OF COI+ON PLEAS or CUMBERLAND COum'Y, PWNS'lLVl'.NIA CIVIL DIVISION PRAEX:IPE fOR WRIT OF EXl'D1l'ION Caption: VIRGO STAR, INC. (x confessed Judgment other rUe No. 17- 4;)-- va. AlroU/1l we 17 , 998.29 MOHAMMED NOORALI, t/d/b/a GOLD MART Interest AUY' 5 Comn ,) COS tll Late Fees 347.90 t;QQ '74 14.50 250.00 TO THE PR:7l1iOl'Ol'ARY OF THE SAID COURT: The wxlarsigned hereby certifies that the belolol does not od.s. out of a ~tll:U instlll.lJrent sale, oorn:r=t. or OCCXIunt base.d on a confesaion of judgmnt. but if i.t does, it is based on the appropriate orj.ginal proceeding filed pursuant to Act 7 of 1966 as .srended: and for rtu5l. property pursuant to Act 6 of 1974 as mrended. Issue writ of exec::ution in the el:love !Mtter to the Sheriff of Cumberland COWlty, for debt, interest Md costs upon the following described property of the defendantCs) Anv and all personal pro~ertv, includ~na iewle,v. located at Gold Mart, Ca ital Cit Mall, Carn Hill, PA. k, 1I C. ilu { ut )lu t-J. ~ u. ~Lr /-.A 4 Ii 7. , J.l..tL , P L.t PRAEX:IPE FOR ATrACIflENr EXEOJ'I'ICX'l Issue writ of attachment to the Snerift of interest and costs, as above, d1..rect1ng attachment the following property C if ~al estate, supply Sl.X copies of lengthy persoruUty Un I County, for debt, "9o:u.nst the abave-llmI!lll gaJ:Tlisheel,) for copJ.es of the deseription; supply four ancl all other property of the defendant( 9) in the possession, c:usto:1y or control of the said garnishee( a ) . 1 (Indicllte) Index el'lis writ against the garnishee(,) as a 11s pendens egainst real estate of the defendant(s) descd.bed in the attac:l'led exhibit. : DATE, '/J'}; ) Signature: D{({I(((;! f).\.lu.fl'/"" / { I Print Neme: David R. Breschi Address: P.O. Box 88 Harrisburg, PA 17108 Actorney forI Plaintiff :~lcphone:_ (717) 763-1121 ;q'!'I:'JIt. ('"v~" 1[' (\rh. :..59001 Notes: If real property, supply six copies of description including inprovements and an oriqi.na.l and copy of atfid.!!vit of ownership (PaR.C.P. No. 3129). If lengthy personeJ.ty Ust, supply four copies of ll.st. To index writ, file separate praecipe with ~1t. ~ -- \.!) iT; '~"'. <" .. lU~ .-- ( ') o. f'( '-, Co- .....,; C.':. " : 0 '" L..:': C..: , - (L:l . . .. . , - . " r- ~.; v ,) J' -t' .0 ..., ~ S r\ re, -- ~, dJ ~ '\-< 1,. - r( r-.f) \ "~, r , r - . tn r>' ~ .. '> /.. 'I;: t". 'v ~' ,- <Fl. ;/' i ~ p' 1"' , , OFFlcr nr T"f SIlEIlIFl' CI)'." -.; *'f Jill 30 9 110 AK '97 Ci..'. i I;;. 1.1~ PENtlSYLVANIA .~ - "') .~ -.1 , - . ,:,1 ; ,'-- ~.~) .;., t:J "~J , ~.... -:';( , . ::,] , ) L-:l ,.:1m -., . ~! ;;"1 :.rl _;1 . I:::> ~< VIRGO STAR, INC. . . Plaintiff . . . . v. . . . . MOHAMMED NOORALI, I T/D/B/A GOLD MART, Defendant . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 97-0412 CIVIL TERM ORDER OF COURT AND NOW, this ~~ day of February, 1997, upon consideration of the Emergency Petition For Special Relief filed on behalf of Mike Juma, t/d/b/a Gold Mart (hereinafter Petitioner), and upon consideration of the attached letter from David R. Breschi, Esq., counsel for Plaintiff (hereinafter Respondent), IT IS HEREBY ORDERED AND DECREED that the Petitioner shall file a Sheriff's Interpleader Property Claim pursuant to Rule 3201 et seq. of the Pennsylvania Rules of Civil Procedure on or before February 7, 1997. Furthermore, IT IS HEREBY ORDERED AND DECREED that the Writ of Execution Respondent has issued to the Cumberland County Sheriff seeking execution of all property located at Gold Mart, Capital City Mall, Camp Hili, Pennsylvania, is hereby stayed pursuant to Rule 3121(a)(J) of the Pennsylvania Rules of Civil Procedure pending disposition of the Property Claim filed by the Petitioner. This stay is limited to the personal property located at Gold Mart, Capital City Mall, Camp Hill, Pennsylvania and does not apply to any other property owned by Defendant Mohammed Noorali. BY THE COURT, . ,"' -~-'."'-: ".'-. .....' '1"1 r-' ,': I', Cl h.:;'.. .~;j'~\:,.. ,.. I , I r ,,.:, ; ".'t:;.. - -,~ ( G. Patrick O'Connor, Esq. 3105 Old Gettysburg Road Camp Hill, PA 17011 Attorney for Mike Juma t/d/b/a Gold Mart David R. Breschi, Esq. 3425 Simpson Ferry Road Camp Hill, PA 17011 Attorney for Virgo Star Daniel Pollock, Esq. 3105 Old Gettysburg Road Camp Hill, PA 17011 Attorney for Mohammed Noorali Mohammed Noorali, t/d/b/a Gold Mart 3487 Capital City Mall Camp Hill, PA 17011 Defendant Cumberland County Sheriff's Office - r~/"~ /~ J/~~'/~ .J/-l/'l7 .~<:-- :rc ~ rn~~ ,;1./"/9'1. ..2>.f. 02/05/(1; 1(:48 F,\\ il7 7UJ 74Ui SIIIMK"1/ II 11.1.10"1 IW uu t SlitLnwker Wiatams~ I~C. o\.i".Ull-""'~Y~ Ai i A\V.------ KEJTt4A CLAflIC IUrJAc;RA,IAN"" PIt.lA A M)AlolS no8lN.. WtLOCA LAUAtH(( w DAGut NICIlOL~ O'l'OtL. Jf1 J Sl[V[N L~[J(JY' kA'tI'f'IN UOAAI$ON AHTHONY J J05CHl JOttH D GRlC".UV OAVID n In[SCH'" nUlH A COU",~('f' ROIIiR' C IAA' CAAOlYN D IlAWk$Jtl 1CI"IF.Rll J !CLING ...."'._UUI10.......... ....-.&I~ .e ..... i I ...YI._""'lI................ nl"'-""O lOll" """'''auRa. nHHIYLw.MA "101 lILl~1 Inl"l PU-lIJI February 5, 1997 ~tM)HQ prkHsy\~A ftLEPlo.r lltOl ,It MOt JU ("'IJlJUt' SLUr COurGf HHN....LViUfl... nl E....1QNf lIltl DUJI! FAJ.IlltjDLmo JOHN J SHUIIIlAKIE A ~I:1lAUJ) """",,,,0 1l1.l1"ttOH11UOIIlU'1U The Honorable J. Wesley Oler, Jr. Court of Common Pleas of Cumberland County Cumberland County Courthouse Carlisle, PA 17013 VIA TELECOPIER Re: Mike Juma, lldlbla Gold Mart v. Virgo Star, Inc. No. 94-412 Civil Court of Common Please of Cumberl.uld County, PA Our File No. 602.96 i I I- . Dear Judge Oler: Please be advised lhal the parties in the above aClion have reached a settlement with respect to the Emergency Petition for Special Relief filed by Mike Juma, tldlbla Gold Mart. The parties have agreed 10 have this Court enter into the attached Order which permits a stay of execution in this matter until the Petitioner's Sheriff's Interpleader is resolved. Please note that the stay of execution only applies to property locatcd at Gold Mart, Capital CilY Mall, Camp Hill, Pennsylvania. Spccifically, this stay of execution docs not apply to any othcr property that may be owned by Dcfcndant, Mohammed Noorali. I havc also faxed a copy of this letter and proposcd Order to Attorney O'Connor asking him to lct mc know if thcrc arc any errors or omissions in it. Should }'ou havc any problems or questions, pleasc contact mc at my officc. ~;Ii~~/ By David R. Breschi DRB/njr:67779 Enclosu rc eel Patrick O'Connor, Esquire. Vi", 'J'c:lc.;opic, Virgo Star, Inc. TH[ P[NN~YL""NIA CENftn ).In $IUPSON FERIl't' ROAD CAMP 'ULL. PENflSYLYAN1A 11011 Ut E COt.L(OF AvENU[ 'u'" no STATE COU[GE. P[NI~~YLV"'N1A .&101 . ~\'Q, of a:Lulttbl.'l'l ~l~ qlr<J R. THOMAS KLINE Sherill '" " " HORACE A, JOHNSON Solicitor OFFICE OF THE SHERIFF n ,'- "T'" P} Court House Carlisle, Pennsylvania 17013 February 18, 1997 L - ~~; '.' Virgo Star, Inc. )". - vs- .. Mohammed Noorali. tld/b/a Gold Mart No.97.412 Civil Term Property Claim Determination Dear Sir: Reference is made to Property Claim dated February 7 , 1997 entered by Mike Juma pertaining to Execution No. 97. 412 Civil Term, Virgo Star, Inc. vs Mohammed Noorali, tld/b/a Gold Mart. R. Thomas Kline, has determined that the claimant, Mike Juma in the abovementioned property claim is prima facie the owner of the property set forth therein. RONNY R, ANDERSON Chiel Depuly AUDREY G, ADAMS Real Estale Dopuly \.0 Cl -.J -\, ..., ..f r. i:11 C;') ~..:J uli... ,:.;J ;~ c':> ."1 ' " . '-11 }. ._~ -- .( , I:~ l.jfi1 :;-t '" .... _,1 Iv -< ./ So answers:",/ !'..'...--'~...V"..A.; ~~ R. Thomas Kline, Sheri1f1"".:-e} ,..t~ ) - .. By-!i-ti..<u. d/(ofJ,ff Deputy Sheriff CC: Bresehi ally for plf. Noornli deft. Juma claimant ..___J. NOTICE OF PROPERTY CLAIM t .........Y..~.:':.~.~....?.~.~':':.~}.~,~.:....,...............,......,..........,..... III TIlt' Cnurt nf CO/ll/llOII Pleas of Cumherlmld Coullly. Pellll.lyl,'allia " . " , ,P vs. ... ,..!19.!:1.I!,mmll,l;l...1':l9.IU.,ll,U".....t.I.Q.l.bl a................. 97-412 Civil No. .. . . . . . . . . . . . . , . . . . . . . . . . . . . . . . Term Gold Mart Wril of ExecUlioll TO THE DEFENDANT AND ALL OTHER PARTIES IN INTEREST: You are hereby notified Ihal a property clai/ll, a copy of which is aI/ached herelo has been filed by Mike Juma ,. . I' d h . U' . I ,r h . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . c.al/lllllg properly ISle I erelll. n.ess an appralSa 0, I e prop' erly is requesled wilhill (10) days fromlhe dale af Ihis notice, Ihe sheriff wilhoul/llaking an appraisal will accepllhe value of Ihe properly sel forlh in Ihe clai/ll. ee: Breschi atty for pltf Noorali deft O'Connor atty for claimant ~~---A<.~"~ . , . . . . . . . . . . . . . . . . . . . .{. . . . . . . . . . . . . . . . Sheriff of Cumberland Counly February 7, 1997 Dale:.. ....... ........... ........ ByA~~"......... Deputy PROPERTY CLAIM VIRGO STAR, INC. Plaintiff vs. MOHAMMED NOORALI, T1DIBIA GOLD MART, Defendant TO THE SHERIFF OF CUMBERLAND COUNTY, PENNA. In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 97-0412 Civil Term The property listed below and levied upon in this case is not the property of the defendant but is the property of the undersigned. A list of the claimed property and the values thereof are: LIST OF PROPERTY Gold Jewelrv 10K Ladies bracelet 232.2g. Baby bracelet 10K 20g. 2 Y Stone Ladies Mecklaces Herringbone Necklace & bracelet & I stone bracelet 10K channs 423g. assorted 10K channs 79.4g. & I Gold Men's Pin Ladies Rings assorted & Men's Rings assorted & babies Initial Block II g. Necklace chain with birth chann (Little people) 36g. Stud Earings & Hoops 14K Name Plate 10K Links, rope & Gucci 282g. Sterlinl! Silver Jewelrv Links, bracelets, earrings, etc. Non-Jewelrv Items Levied Upon Sharp cash register XE.A 120 FAX Machine-Sharp UX 105 Credit Card Machine Ohaus Weight Scale Chair Hand VAC Floor Safe Total Value of All Inventory & Items Levied Upon (see reverse side) - VALUE $1,857.60 171.00 80.00 3,000.00 3,799.80 1,032.20 4,352.00 209.00 360.00 706.00 152.00 2.820.00 $18,539.60 $ 1,500.00 $ 150.00 200.00 .. 300.00 120.00 30.00 20.00 1.200.00 $ 2,020.00 $ 22,059,60 I. r. . . The Claimant Obtained Title to the Property as Follows: All property levied upon was purchased from jewelry wholesale vendors by Mike Juma (TIDIB/A Gold Mart Jewelers in Martinsburg, West Virginia, having no relationship to Gold Mart at the Capital City Mall prior to January 17, 1997). The vendors include: Channs Plus. Inc., Gold & Diamond, Inc., Gold Factory Ill, Inc., Sayed Wholesale Corp. (see attached invoices). The property was transferred from Mike Juma's Martinsburg, W.V. store to Capital City Mall from January 16 to January 21, 1997. (See attached intemal Gold Mart transfer slips.) Date: February 6,1997 CLAIMANT: Mike Juma Commonwealth of Pennsylvania: County of Cumberland Mike Juma, being duly swom according to law, deposes and says that the above list in the property claim are correct and true. 5T'C<~LO( PtMlS,/ll.I"'li<- C("U,,~O~ (J...tY)b..r(c...,.,~ Swom and subscribed to before me this -r- day of February, 1997. q LiWr\UflMY1.~ ~ ~~ Mike Juma, NOTARIAl. SEAl. JUANITA It iAMl~K1Not;ry PulIl!c Clmp flU, Cumllllllj!ld t~u<rty My Commlsslun &,pIrJr.; tlov, 15, 1993 .. -' ..3 2 ()'5.3 CUstomor Order Form CHARMS PLUS, INC. , t - Order Given By:_ II11t6 Shipped:_ Order Date: 08/13/96 P 0 #: I , company GOLD MART Order #_ 33195 Address 800 FOXCROSS AVE K3-103 CUst #____ 2759 CITY ST ZIP MARTINSBURG WV 25401 Taken by_ Phone # (304)264-8546 Terms 3 .......a........................................................................ Sku # Description Item Qty B/O 00063633 10K 3 DOLPHINS 10K PR8810 2 q3 00063614 POLISHED GIRLS HEAD 2508P 2 00063613 POLISHED BOYS HEAD 2509P 2 2 00063611 RD, ST. CHRISTOPHER BC10016 3 00063608 RD. ST. CHRISTOPHER BC10018 2 00063609 RD. ST. CHRISTOPHER BC10019 2 00063610 OVAL ST. CHRISTOPHER BC10025 1 00063577 POL ANGEL W/WING LINKS BP0299 1 00063601 SOLID BUTTERFLY CH0201 1 00063598 DOUBLE HEART CH0210 1 1 00063599 5 HRTS CHRMHOLDER CH0348 1 CD 00063596 STAR CH0732 1 00063594 HOLDER W/3LOOPS CH1177 1 00063593 TINY HOLDER CH1l83 1 ~ f''!.063595 SM. CHARMHOLDER CH1880 1 0)63600 BUTTERFLY CHARMHOLDER CH1890 1 00063602 DOLPHIN CHARMHOLDER CH1891 1 iB 00063597 I LOVE CATS CHARMHOLDER CH1892 1 00063603 CLADDAH CH W/HRT EMERALD CH1893E 1 00063587 DOLPHINS EP5066 1 Cf 00063616 LG DALLAS COWBOY FP4815 1 00063617 DALLAS COWBOYS HELMET FP7607 1 ~ 00063618 DALLAS COWBOYS FP7630 1 0> 00063615 I HEART COWBOYS FP7666 1 -r- 00063578 MC PALM TREES MC1911 1 00063607 MC #1 GRANDMA MC2127 3 00063604 TRI CLADDAH CHRMHOLDER MH1992 1 00063605 TC #1 MOM CHARMHOLDER MH1997 1 00063575 MC CROSS W/ANGEL MP2165 1 00063576 MC CROSS W/ANGEL MP2166 1 00063583 POL LARGE DOLPHIN PC1514 1 00063588 POL/SPKL CAT PC5871S 1 00063581 WHALE SHOOTING WATER PC6006 1 -*- 00063574 POL 2/ANGELS ON OPEN HRT PC6031 1 m 00063586 POL LARGE DOPLHIN PC6709 1 00063585 POL THREE DOPLHINS PC6729 1 00063592 DRAGON PD0302 1 00063589 DRAGON PD0303 1 00063572 CUPID W/ ARROW PD0526 ,1 ~ 00063580 DOLPHIN PD0587 1 ~ 00063591 WINGED DRAGON PD1029 1 OL063590 DRAGON PD1031 1 00063571 CUPID ARROW/HEART PDllOO 1 00063619 BARBELLS PD2019 /U 1 00063621 #1 COACH PD2068 1 ~ 00063582 2 DOLPHINS PD2459 !)C1 I 1 -J..- ;?r-.I'/C- , I CUs.tomer order Form "....-.' CHARMS PLUS, INC. Page No. 2 Order #___ 33195 ............--.................................................................. Company GOLD MART 00063620 BODY BUILDER/BB PD2494 1 C? 00063573 CUPID IN HEART PD3160 1 00063584 THREE TINY DOLPHINS PD6731 1 ~ 00063579 KISSING DOLPHINS PD6751 1 4- 00063622 SM SPORT #0 SNO 1 -J.--. 00063623 SM SPORT #1 SN1 1 7- 00063624 SM SPORT #2 SN2 1 -'J:-o 00063625 SM SPORT #3 SN3 1 ~ 00063626 SM SPORT #4 SN4 1 -r- 00063627 SM SPORT #5 SNS 1 ..L.. 00063628 SM SPORT #6 SN6 1 ....... 00063629 SM SPORT #7 SN7 1 -1- 00063630 SM SPORT #8 SN8 1 -+- 00063631 SM SPORT #9 SN9 1 -4- Est. Total Price $1801.99 # Pieces 69 \( aJ- --:;:::::::.. GOLD & DIAMOND, INC. IMPORTERS & WHOLESALERS GOLD & DIAMOND JEWLRY NBC BUILDING 7500 BELLAIRE BLVD. SUITE 300. HOUSTON TX. 77036 CUSTOMER " 9n TEL: (713) 995.9786 FAX: (713) 995.6786 . o L D MIKE/GOLD MART JEWFI RS MARTINS MARTINSBURG MALL-K3 103 BOO FO MARTINS8URG WV 25401 (304)-264-8546 T o 6179-INVOICF. FINF. GOI.D: 379.300 ITEM DESCRIPTION PCS, CTY.I GRAMS UNIT PRICE TOTAL S 1 10K ROPE EARINGS r/" 2 D-EARING V 3 10K RLX CHAIN ~ 4 10K HOLLOW FIGARO LITE WT.......... 5 10K VALUE ROPE CHAIN ~ 6 10K 4.0 MM DC ROPE ,; 7 10K 2.0 MM DC ROPE ~ 8 10K MILANO r 9 10K MILANO SMALL /' 10 10K 8.0 MM HOLLOW........... 11 10K SPANISH BRECLtT ". 12 10K SAMPATO BRfCLET ....- 13 10K W/PAVA CHAIN/SRECLET ~ 14 10K DC CASTING RING /' 15 10K FLEX BANGAI ~ 16 iOK CZ RING/CHARM ,... 17 10K GOLD FOR D-RING r 18 10K DAIMAND PENDANT ~ 19 10K D/2 LINE BRECLET ~ 20 10K D-8RECLET -- 21 IOK [l-BRECLET RUBY / 22 LOCKS id1t /1110 II/"',r- I J. ) ..(. I >f 7 S ~ r- 7 7 J!!1 t ) 1)77!1 I r')'7 ~ '77 U FOR RESALE ONLY SHIP VIA ) I I I 45 n 5 H I p MIKr jI';OLD MART JFWEI.RS MARTINS MARTI NSBI)RG MAl. I.-K3 10.~ 800 FO MARTINSBlIR(~ WV 25401 T o lIPS COO 3 2 .~.oo :>.00 173.20 22,20 98.90 97.40 106.30 71.00 77.00 18.50 20.20 34.30 184.90 13.40 11.90 38.20 19.40 1,00 1.00 1.00 1.00 45.00 6 4 15 A 12 DATE 8.50 49.50 6.40 7.50 8.65 6.40 6.90 7.95 8.40 6.90 6,95 7.95 6.95 6.00 6.90 6.50 8.50 225.00 150.00 95.50 89.50 1.00 25.50 99.00 1108.48 166.50 855.49 623.36 733.47 564.45 646.80 127.65 140,,'\9 272.t'.9 1285.06 80.40 82.11 248.30 164.90 225.00 150.00 95.50 89.50 45.00 rERMS & CONOITIONS:No ,,'Ulna .cc.cpttd without .uthoru:.Uon .nd should bt within 7 diva 0' purch....10% ..lOCking I,. will b. ch.tg.d to .v.ry "turned it.m. A1.5'" pit month ot 18% pat annum (.trying chllg. will b. .dd,d on dlhqu.nt lecountl and w, ""'VI thl thl right to put I litn on purchl.." bu.in.... In the IVlnt Gold & Ji:.IT',ond,lnc. IItlin In 1I10rnly or thl coUection I ency to colllct thl emount p..1 dul undlr 1ho ttrm. 01 tN. ,~"rr..nt. buy.r .g,,,. to ply Inornly/coll.ctio Ind court COlt, All wlrtlnU.. upr,,1 01 implied Irl hlrlby "t\led. s,nl' mlk.. no reprl..n1ltion 01 wI"lnli ny naturl Wh11101VII, BUYI' pu'ch.... good:a 1111.120,00 .,ill bl en" Id II "llIIn chick f.. SUBTO"r~L 7829.55 o I H'~ 59,90 .0 TOTAL: 7889.45 IN DAYS-) x GOLD'N GEMS HOLDING, INC. 7&1J BEUAlRE BLVD.. 'NBC BANK BUILDING SUITE 801. CUSTOMER II 1487 HOUSTON. TEXAS 77036 TEL: (713) 988.9786 .FAX: (713) 777-7786. ITEM DESCRIPTION S H I MIKE / GOLD MART JEWELERS MART P MARTINSBURG MALL K3 103.800 FA MARTINSBURG WV 25401 T 0 SHIP VIA UPS COD DATE 11/05/96 PCS, OTY, I GRAMS UNIT PRICE TOTAL $ 297.20 6.30 1872.36 7.70 6.50 50.05 96.10 6.30 605.43 37.20 6.65 247.38 51.10 7.90 403.69 43.10 7.40 318.94 5.60 8.15 45.64 12.30 7.90 97.17 s o L MIKE / GOLD MART JEWELERS MART D MARTINSBURG MALL K3 103.800 FA MARTINSBURG WV 25401 T (;)04)-264-8546 o INV. ,22513-INVOICE INE GOLD: 379.300 1 OK STAMPING CHARM/RING 2 TAMPING CHAIH/BRACELET 3 OK TWO TONE INITIALS 4 OK CZ NUGGET STONE RING 5 OK HIGH POLISH DAZ CHARM 6 OK WEDDING BAND COMFORT FIT 7 OKT H P FANCY STONE BEND 8 OKT H POLISH FANCY BAND -kina clwJc. 10" IllclUm ,hock roo S 25.00 FOR RESALE ONLY TOTAL GRAMS: 507.20 UBTOTAL 3640.66 TEIlM!IllctNDl110Nl. Ho.....,..~wkboula'-a. ..J..-".~1IIII1ItouI4 ...1aiD 1da)'totl"U'dlMt. A ..SS pctlDODlbot II' pn__c:atr)'iaacbarJ..WbelddedoodcUDquc.lKCOUDtl.Ia.. ft_ OoW'. 0... HoW.. lac...... Ul aIIonMy or ....~...-cy 10 coUld IM~,.....'AI_.,....... or dUI..~ buy... ..,..10 ply dORM)' eou.cdoa t... COUI\ _..,.........!pod ..-IO,,_IyWldIllO)'iEllooblolowo,...,idloaf..a_ipo<', ........llMlit........Id....by / H . eAp; ... (U) 10 ,CDCnUy 1DIIt, boWD 10 WIden " ~Ikm. iDcW~ bul aoI 1imiIId 10 MY mdillm .ida lit. OIl 1M -*'iped'. iDvC8IOty,lbI&UDdml.po4 ....". MUiq loodIorodaen. -1M -.!mipldby.1tl:\II.iat Wow KboWd.. ... .....10.. SCrmtd coadilioM coa&aiDcd Mreba.. 39.75 PlQ-a_.r .......010.11 poI1OIIOIIy I_teed by: X OTAL: Sl,llIlUllI 3680.41 A&t-..I &ad a<upUd by. Nam. Date: , ' ~)~ OKNAM JEWELRY, INC. -IMPORTS- Allanta AppIlOI 1.411I' 260 Spring SIIMI N.w, . eE.33a11 Allanta, 0_11 30303 . 100<) eaa..geD l.eoo-87e-2eH' FAX (00<) eaa.&1I3 N2 6045 .--" Memorandum MEMO 10: NAME ADDRESS CITY/STATE 1:*1/"'1, DATE ,~ tict hl() ~~) \-(;,t(fo~{ 1\\iC.. \.:.1,- hi' \1('(1111,bli{j \JV ;1)'11>\ 1.1,," /.1." II "..I , II ' Ij, t d, + \"'11"" 11111., ,,!i/l,,1 ""I ",1. ,,,".,,111111 ",jll.,,,,, - , o CASH o c.o.c. o CHARGE o PAID OlJ'r PREVIOUS ...... BALANCE 11II""'" .' ITOCK NUIIIIR WltQHT PIR UNIT NIT CAIIl YAWl QTY DllCRtPTtON ?;(' f.' P? C../C Is I , '. ,.-. ".., MERCHANDISE IS ACCEPTED UPON THE AIlO\IE TERMS AND CONDITlON8. ., L, ~., ',1ft? ,,: ..' " ,~. ,~:: ,,:,,',::~';,:J: ;:;,~~:: . ..II !.,~. '_'~:1. :;:' '.~:.\;..:~;. .\_!t:'l~..;J,:rJ, , , SIGNED '-.. " ,.' " . 'S' ., /.!: .. l . '. ~i " " ,,', " '" :,~ ~f '\ '1.. . < " ~ GOLD FACfORY III,INC. :!6:!t) SIl'I11I11Ulh Frcl'\\'uy.It:!15 Dalla,. Texa, 7~207 ',. . (:: I ~j ,flJ 7 .116H4 . Toll free I.H(MI.l)~2.UflH4 Fax 214.flJ7.1 nu I I' I. II II,' ,~ I' . 5 5 0 H L 1.1'1 I, 1'111: I " i il .1 I I" ,.:II:'!. 1.;\.' I , III " I II II,', .'llftl.'1 I" d 'illl.,'I. . ~IV D '.1,'1 I 1'-:1 ,,'III I n",i/ '" p ,'.1,.1 , II.' 1.'liI I i,\il I III "" li(ll,'1 ,.-I ,filii.", ,_IV ,.jlll " I I ~ II,' I Ii" .1 ~: II.'. I 1...1\' , ,,1111 II il\ V' .11 T , .'.I'fl 1 (,'1 H', I' T 0 0 r INV. /I '" . I f, ,. ~\11111 I I';" 1.111 I, ...... I SHIP VIA ITEM CODE ITEM DESCRIPTION ... PCS, , , II''! , 0 ,'I' I DATE . 1'./ 'I ",', OTY, I GRAMS UNIT PRICE TOTAL S I , 1--'. ." , , " I I" ,.. '" " ..- ,'.il " ; " ; .\11 Ii, ' I I " / . ,', 1111 , V , 'It,. .. , " r, - " ." I" " .. I ,j' L- ".'. I II .". V 0 .', ..... ' . ~ \ 1,'1 I I H I .. Illl .- 1'1:. I" 1111 III "'I' " 1";.111 Iii: " " II':. ;/ Ill! " . : . " .. I Ii, . . I ~ , I .11 ,., , Itl, !.'lill: , II: ,I i , '"....... 1.,1, tlllli'll I ! I Ii; ,'I."I,I! 1,1,,' V' ,. 1.,\, III'! I 111,_} (, I,!; V I'll. " 'II .1111," 11'1 " I , 0.111. " ".....~ 1 I . ~ ~ ,'. ','.11 II: I'll", "'~' , 'Ill, " \"\1 ilj I .iI" ~ I.. , I! 1111'1 ,.1,'111111'1' , III ;'1.... V , ',1:, ".iill 1",,11'1';" "I ",q'l vr:/ 101' llli 1I'I!illll'I' , " 1"11'-1 V I Iii , YIIII:1 ',I' 'II I,' " .1 lo : I I I I ~ I ,.I'lil.I' I v.[ "Ghf[ TO P.., to tHI OROlR or GOlD FActo", III "!; PUllul fI RUS "'I t-jIIIJNI n "1101/1 \"N ..(I[lITllJN..l !:r(R\lICI CH"RCjE or ".~. Pl" MaN", Ir fUll.... ,UI ~jllS ~")I .....(l( ~lfHI" llut (l"lf '~'" "l ',( I "t,lll' In I'''' "ll COSTS or COLlECtlOk I"'ClUOltojG COu.,t CO~'~,,, "'lom'I'!. 1II!o POSII,\llEy NO R[lUNk!o "CCEPIEO WitHOut OUR "111HOHl/""0" "ll Cl"''''':. "'U'.' III .....UI ~'.'lIM, f '~I (I"". or 'HI R[Cr,PI OF GOODS 70 "flfstOCItING CH..HG(S rOH HI ItJHMO"" flr.""'lOl!.t \',IIHIHll ""1'11\1\"1 I' ~'.._-- " .--..... IIII..! ., I '" I . ~. . II . __'SAYED " WHOLESALE CORP. ORDER LINE 1-800-886-7171 2707 STEM MONS FRWV .170 DALLAS, TEXAS 75207 (214) 905-6001 FAX (214) 905-6005 U ":., 1 ,~H r P fJ 11: - 11 FAX 800-792-0545 . S ~ ".:'1 I fll,r', p ;~llll I :1.'.' Pld N.\ I! I 11J'.fPqit, "','l. ,,', 10'~ .1 S o L D I,r'. rl H:, r: 1 : '.1., [I I I ,,<.nllfJ '. ~! l! '-' f i/I: t H \" I ,.! I.. (.', ,., to n j j tl': nil fl j.~ t'" . I 'I \-. 'I T ; :.01, I ,/t,,'.. ~~.,.: o 'I 'I' ,: I, '1 ~-I 1 T o " .",:,: IN:roj'l I t ill' (old r,' '" .1)1' I SHIP VIA ':1111' 1-'4'."1 IDATE "LJi.!.f..".J() ITEM CODE Ii' _'"r.r IilK Ud.r. 1'1 !'Ii ; c IllY. P;f'lIi 11: ;'111, r lOr: ptH'J1: II) '.ii.JV 1 :,K <,nl II 1:.1 :"!"'{J lOt< '...;(! l I; ITEM DESCRIPTION ..- .'foII,1 "ie nC'f(~' ~I) I; ~ .. HI'';" l.: I :. r 1'1 U"", ,\. I'" 1~1 (....'/ I [,q 1:,11 IUI. '/"-' I' : C Ii r: L' r I r I L--~ PCS. CTY./GRAMS UNIT PRICE TOTALS l, "I . I~n 1.."1:' i'.. I.B (.. r'8 ;.~ .. l~? .. .11l i;~54.a~, S<Jc.I./, v ~If. 1 ;' I, . .; 0 L ,..';'0 .,.,... .~., f .I t .. -'.. .../,.',j) 1: . to 1 r)~.. 1 j" Q 1. <l() - l " .' . 'l " I . . , . ~ ... '. .' , - ,I" , , 'IF. '",.,..1 ~J'~ 11<. 11f.'..H .~-" : , ~ II ~"1, dd ,', 1'1-1 f 1.1.. ". 11"';: , . .. .. ~ r /, . P IIl"1 i II t/' . ~ . .. ~ (,! '. .~ 1,1 'I . I "". .::," . " TERMS & CONDITIONS y" .1."" .,' w"; ( ,1.1fi T "1\1 ~1 ~2. 81:, . ..tums must be made within 10 days with 8 pr..authonzllion. there ahe,. 15% ,..locking I.. wUI be charged. No relums will be accepled alter 30 daY' al all. ALL RETURNS MUST BE SHIPPED BY UPS. Interell will accrue on all invotcel conlktered past due by lhe terml ell.lended 811he rale 01 1.5% per month. The entity fasponllble 10f payment of thi, invoiCe Will be r.spon!ible for reasonable coIloctlOO and anomey f..l. it 10.50 T Iii h. III I:. r' ,! 1<'11~L; 218~.3t, Agreed Ihe 'erms, rec'd mercandise Buye,. S.gnalure -' - .'SAYED (- ~ WHOLESALE CORP. ", .~J ORDER LINE 1-800-886-7171 2707 STEMMONS FRWV .170 DALLAS, TEXAS 75207 (214) 905-6001 FAX (214) 905-6005 FAX 800-792-0545 S o L D T o S H I P T o I,' : I : II' ',(J/I,. I. r', II...., ',"I!' H. '-'1 ;:.Il.. I .'....: p(, I I t1:.,: I Jr,~-r,IH: ,', I' ! ',Iii.! .;:t"1 0' 0,:' , II' :,11 ;il .: I) .' ~"... I Ii I' I r.1 ., I jtl', Ii lit,. ,'1,/,'.1'1 ..... "" .' I - llh' c, J ( r It' I Nf,;',1 Ii: Oi "!" I SHIP VIA PCS, .(;:. ITEM CODE ITEM DESCRIPTION QTY./GRAMS f;1 :.!lHJ ." :. ..; PI', '..i I.\, ;; ~ I No:,' :'" I') :,',II"'T .~~U l..P"", t I I: fl 1/ ..'t1r.1 (J I, (J II , f.:, I I. .J r 1< I t" f' I! S' f l. ~t1M U/u'J" :.," II: L 1.4l'1 "",, ~ <,:1M 1;;0"..1, '.IL,U I' "jhc..V C'ltOz,}: ',M~l r:, .' J i ;1: I' IA.! I 1- 1"~II.'l'; 'd,'M ".1:' '',It'I' r; ;'1.1' f:. dc,"::/ . foil I ,...' I L'" II N I, Eo' I "j ~ L 1 : j-j It, fJ. ~\ .\ i' I I I I.' . ., re. 1....1': f '!~ BH.., [,. r"I' ~'; IIIGI! /,'iI ',111'1' 'II>IH.,; ~llJ. ~1I.;rl: :." ,ill"I~i.1 IW", ')!{, H1'.dl r 11! .ljlj: i~I:' '.'( i t-'i.... ." ~! 1.'-:' inl<ff: j',,)PPD ')ViJPI1 ',(,rl .; j( r i. " (lUf I ' I!i d!Jf; ( -~'~, ,',Oli ,_.:~"lJll;' ~1<-001~ ...:,j. - \,.' (i (, I ~ 1'-.. I ' ~ ~ I! '..'-....ll ,:ij :',. HI! l' 'I . 0 :flb, "0 j Ii:' .tto i U: ..)" t)":,. ...,(. .".1,1.l.' 1.:(".'.):1 .. .i}i.' ~'i t I.' \i \.' ;,:. j lit j I:.' !l..11I t J J I C. 7. ~,l '.' r ,.;, t i ' ':J ~j" : r i"' I .' t " I til (i!]", 11!","'f'jf',1 Hi) 11\ ;,;.!: ! N r('I4I') , ''',Iii II' !t f ~.tII).1 ( : UHll"t ';IF'\J.. . :,11'. ',', '-:' \ " ',"! ". ','.' '" I ( - "( TERMS & CONDITIONS "" i' Iii ...'returns mUll be made wtlh1n 10 days with I prHulhonZlllon,lhere after a'15% rellOCklng lee wUl be charged, No ,IOtum. ,.,11 be accepted ahor 30 daY' a\ all. ALL RETURNS MUST BE SNIPPED BY UPS. Inler81t Will accrue on an invoicel comidered past due by the lerms ulllendod allhe rale 011.5% per month, The entity relponllble 'Of Plymenl 01 lhil invoice WlQ be responSlble lor realOnable conectlOn and anomey lee.. : I ;:/l : rl ~ I I ,.' Agreed the terms. '8C'd mercandlsB Buyers SJgnarure ,\, ~ i I) '" r "II t F 0 I '/ .~. t:1 ,', IJtli"IAL , II TOl ,\ I ~ .~ '.' t. r.~, I'. :'(':1 I) j , I DATE UNIT PRICE " ./ 10'. . ~ ~i ~,.. 08 O. ~~ O.I,l} u. /, ~J o . ~.:; o. :",c;. ~) . It 'I (I.. ~; '"I o . I:J r~ (J . f) (1 y- :..- ./ '.. , ~:'J ri (.C; . ,. (I. '~ 1~. . ',0 ~ \' . I U ~ 0'),' ,"li /\J,. TO~L $ -7104. ,,':, J-.'. '10 (..'.I. ... 1;' il . t,' c-?- .' 1 . ,', ,ly.1., LA'"'I 1 .. c\ ~) :: .A "" (,.;""J/.t I ~.~", /r:h.l~:. (]1.t;. I . . ~::~~; . -A1.?t) /c' oL ) ... . ,. ~ ~i'.OO 12~;'.7~, :' i! . '....4 1280.54 . ' , -. ,,~ SAYED ( ,.11 WHOLESALE CORP. r.~' , 2707 STEMMONS FRWY 1170 DALLAS, TEXAS 75207 (214) 905-6001 FAX (214) 905-6005 Cu,T(IMrl' II l'n5 ", ORDER LINE 1-800-886-7171 FAX 800-792-0545 S o L D T o , ''''':', S H ..-. U tOM 1\ I: 1 I P .';'J') f ~n.( POI r ""1: I! tlS!!UiH; T o AVE. r.:~-1!)3 .V ?~'.O I , ' I" II L ,) ~I All' I "',"'; i r/. Il U R (; I'" I. t'. ~ 0 II I '.l ^ (; II;' r 1 :, v 1'. K', 11:' ' M~Rlltl~BUHG ~1 ~~~Ul l ,)0.'... -~'o4-8,li('\ ~t'~' '",'I ~- IrlVOI O:f. I;INf !'..He: ,~~i.)\i:) I SHIP VIA IJJ" III"; " I DATE l'l?~/'io ITEM CODE ITEM DESCRIPTION '. PCS, QTY.lGRAMS UNIT PRICE TOTAL $ ;I!:\~ X Sf'II, iT-I) P E 1/[1- 0 to AN" [L (l!!lC;A ',T(; 511'..rl' i,'L' (HAil. 55 oMM ~rlLll RING~ . STG. SILVER A51D pfND'NT~ 5 S " N GEL I T [;1 $ 1:: 1 ~t) . ? (I 1 ,!. 00 1 .00 .). tit! tJ . 7 ~ li..'O 10.7~ .J.110 2/.: 3 ?4G 10.75 2.21, ..- ,-' I '"-, - .. r ...s~ 'I' oJ" ....." ""'i.. "... . , . TERMS & CONDITIONS Y Tn "I I ",iPAf.!T;, : :.tl. '"10 SUATorl.1 I" Q"") . ~ - . . '. : b r.turns must be mede within lOdeV' with a pre.aUlhOnzation.1here after 115% rOllocklng lee wiD be charged. No "r.~ wiU be accepted aher 30 days al an. ALL RETURNS MUST BE SHIP~ED BY UPS. Inldrelt Win accrue on a111nvoice1 considered palt due by the terms extendedf'8t the rate 011.5% per month. The entity reJpOnlible tor payment of thi,lnvolce Win be responSible lor reasonable collectIOn and 8nomey lees. ..:. ( II 12."'6 Tt ~'W.. f Ij IJ'\ \' ., -', ~ ( TOTAL ~ ~~.88 Agreed the terms, rec'd mercsndise Buyefl SigNllure '-- -,.., ,...,,-... ,.....~,.1:;:...c~~.~i~1(, GOLD MART JEWELRY 800 Foxcroft Ave. K3103 MARTINSBURG, WV 25401 (304) 264.8546 "''S~...~ .... ~,~ q7 ...~. ,'h, . 'j''''- - '..~ .._.::h:~ . ." -..... : '.>;;:~,,\: "_..' ~o; QTY, oeSCRIPTlON <"X:le--~~~ \e'l:. 'o~ l~ ~~..!JllI'oQE! \: \ ..L4.C icne L~~:~.!l...\l..'~""-- 'oltj~ _1..5-: otl ~_nC. \<. ~o :~ 1l5.'b- :,),K'i:....,J:i~~('. (,~~j" _.i-s.o-~ Q.~':>e.:\'~ \~l:- I I ~~ c",,<:>,~\..... L'^.'.U-'-'n..~~_<?-O) IDQ. jL~ \ \ 1\ 'a~~~ "cil.. __'itiL~I:;).9- 11~ h~",,""~'\j.. ,_~~L"'.'.;,~~~ __J.9~.:9- gc.."""',,~~.-i."\.Q~s.__ -------,---- __ uclvl1lIs._________ _b.b91l.-'-4l:>" Eachana' only with receipt within 7 ~YI. I layaway p..YmenU,-ql.!!!~~~!)'_~__~_lJ:r~.__,_______L__-. I AMOUNT TAX "'aMD BY TOTAL 1313 CJ'bankCYou M..........-..-lgoadtWST~~"'..... . I II ! :: " II " I \ , , , \ I I 1 I I I 1 I I I I \ 1 I I , I I I .1\ . "I.. . ~ GOLD MART JEWELRY 800 Foxcroft Ave. K3103 MARTINSBURG, WV 25401 (304) 264.8546 \1\",,, 1.- OTY, OESCRIPTlON 7... ({2k. j?~~ _._IL. ..1/'" //;",-,1 //1 I. ~___ -'.CJ1.t!...L-h;fl ;,',,(S (, -.1___ _<;>~,~.b)'/!.cL~)' '7 I" ; / ,{;,:/., _~._ ;;J":;;JL!!--~/~ __ .Hu.fvn~' uchlnle only with receipt within 7 (by.. _~._.__._ J~~j.!~~~1me!!U.!q!i!:!!I.we''f 2 weekl TAX "'aMDBY TOTAL I j- I ,_. I I ,..............pilWUlTbI~"'..1la CJ'1J1JnkCYou 1307 0 .0 0 ~: ..J -" .." ;:-J ~)[., ,., -:!l U)c" cO . .1,- !'!#i.'- '" '~}9 ~- t.,rl. .:.> '<, _10 r<'_.' .." L:B "1... . - 't.~O ~... \ ~~( :,.) 611'1 ~.~; .. ~ " N .,. ~J ~, (n "< PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and subnitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter far the next Argunent Court. --------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) vs. (') u:l 0 C -J "TI ? ... "'0[;") c: ~ r]lpl en ~lif!1 Z~J) ?~I,-~ ~~ ( Plaintiff) \....'?... ~ U1 ""j -..... i) ~r) ." :;j~ ,'. :x ~ -.C. tf.:: ::; Om ~ '" ~ ,,, -< VIRGO STAR, INC., MOHAMMED NOORALI, t/d/b/a GOLD MART, (Defendant) No. 97-412 Civil 19 1. State matter to be argued (i.e., plaintiff's lIDtion for new trial, defendant's demurrer to complaint, etc.): Motion to Add Additional Defendant 2. Identify counsel who will argue case: (a) for plaintiff: Address: David R. Breschi, SHUMAKER WILLIAMS, P.C. P.O. Box 88 Harrisburg, PA 17108 (b) for defendant: Address: Daniel Pollock, Esquire 3105 Old Gettysburg Road Camp Hill, PA 17011 3. I will notify all parties in writing within two days that this case has been listed for argurent. 4. Argunent Court Date: October 1, 1997 lEtcd: 8/14/97 SIIUMAKER WILLIAMS, P.C. n~~~~ ' J N THE COflHT ()fo' c:()r~r1()N F'L E^:~ FOf,: c-:t l!'lnf;J(L^N;~ (~C;: n~T'! I rENi~:)Yl. V AH r ^ VIRGO ~TAR, HW, PlainLiff r.j, .h,"\ 11,;1,'\ i It"', ~ i~",,!',. 'T' ~'J F/ i\ :",';':' "'.','" 'i," 1, ,f... ",' r,EFF:';;,1A~:':' ,,',-. , 'i T'L.\: ::T; FF ' A f' I ~... """", r.'''- Hi.Jr; j 1 j !:.L. ,\>1,1; ':":'E~,; /.:::-:1 TTI:;[l t . !\ [~;.n Tr!,~r) l\];~jIT':':;::-' ;~; ;','\UT :,'!~:; ;:'::_ ::~ J ';' ::'.,l,,:.liHrij,__:.t.',; :~,_, , l ~ \: , ';.,' 'I l' I '" < t .~ ,.... .. " .,', :,1. '0;. -: J,~: ('<,(, ,,," ~.L.' ". i ; ~:I::,' . L b:L' :="JL'," t : !:',' ~ L.. L\..;, , i. <,,', , i .Ul.'.~ ;.:\ ", . .' : ~ t ! ~ I' : i " ,1,' .' .; , ',' ". ",-" ,.l....,.;. " ::1:,: 1 :. ~. I ;'r:, 'I t ; ( ,;~ \ ,;. .J,;' . ~): i' .:. f;" ~ '1 : . , :, L:\: , "'- j ..1 ',' .....j. , ~ ,~ t. r! L , , , ,I G ," ..' , ,";:.', J. ~ L. ! ; I; I) ,~; ! i j ::,~ , :l!; ,: ~ U;" " ,"-..:U:,; ..;,' .:J:'. I ':1, J. ,,' :,'::';:t ,.; " ,',' .., ,; l' . , Ii ~. ,r. 1'(, ;.jl~'fli,'n t. /-.i-:;-'r,.n,\h TC rCJ;,E 7(; ~nG\~ CAUSE ",'!': " 'i':, MiD ADD IT lONAL [IEFENOANT 'j," :~: j"/\;iT. On ;':Ir ':.11Jout. January 15, : It;,: 1;,j;; Iil'<j;'~, ;~pa.ce he occupied in ;Jll:" i.r;.<'::)~, PUl'P(':;OS, retul'n.:.d any 1'1."; :1'r-1' t i v(' vr.::.ndors a.nd turned :,1""" Lu u ,Jay Mohammnhed. ~,-;'-:~l 'iIH] .T.J.n\1Fll'Y 28, 1997 Mike Juma ,li:,'1'1:.y C:to,,,:;, and the ritlht 1Lh3mmClhed, " , : L,. , , :1' ,f '.. .' I.I,r. " , , r:., >I",.,.uL ImoHlc'd[l8 a::; to Plaintiffs ",,' 1, 1'u)'Lh",1' ,3nswor the defendant ., ',:.' : ",Ln'!,t.cy in February of 1997 he : ,-I: .:1" L: ::' 11l,:L,,(,nal buninoss dobt, and r,.:.t.",. Any at.t.empt to continue l-kJ\'l"dl i:~ in violation of U.S. l;'L', Ti",,"ef(,t,c t.his matter should ; ~ ' '\; ;11:,;;' i)", .. :i. ". 'oJ ~n. j"lt'L, i'EItc' .JUlnil operated the shop t,'", 11>:011,., (,f January 1997 until ':.l, ,,1' t.he Capit.al City Mall i"I' '.".1':0', (Jease, fixt.ures, and : :', J C'i t.y ~'1ctll Locat.ion ) from ;-:.":],"",, ;;s:;ociated with this .. ...' ":' hi,; ,)I)'.mJr')' bURinesa to ,';); ,,' w' , , l'r;':it.;' ::of contract wit.h the ,;; 'G.)]d",al"t" was received ~lrHi !1i 1\(: Juma was not in . . (tL9f~j , . , ,I' , ,,'. " , "I: [il.':" " ,. " I;,' \ ~ J ; ,; . ;! .:,,,:, d" " . "Iii ;' d .. F. F:. , , , , , t Y ,. ,. '. , , !, , " , h I,'j; ,.. .1 ,I' . 1 ~ : . '~ij:' . r .' , , ' 7C::; ~ .' . rl~.' . r,' , I . l~ "; <I. ~\ 1 r;!~ :';\11l1' . i '~ ' : . ". q " , ,.j !l. , , I . ~ > "'t') t.., t;, _, 1,:/, I'.t : , ., ',~ '" , II .. , , , " " :\ , , , ! : '..,,, 'i I:;,; '" (;,,) i: " I ',' ~ ,',.. '''; /~ ~- : ','i,':,,',. 1 f',! ~ (j(' t{ :/r;i"':"'~ Cj)".",J D,.. "..r....d".., 'Int'Y 1llt 1.,1 Nu(.rdlt ;>!:..!ldIHnl:\ it.., n oD n C -,I . " "!"',- ... r : ~ ' ~4' ') ,I :'} , 1 . :' ~l '!Cl '- ~O , '. .-'!'"l ,"I :.,1 -" : ~:') ",T\ ,.' ~'f :11 ~6 .r. -< IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Civil Action Law - No. 97-412 I I I I ~ U VIRGO STAR, INC. , ) !. I plaintiff ) I ) VS ) ) MOHAMMED NOORALI, T/D/B/A ) GOLD MART, ) Defendant ) ) and ) ) MIKE JUMA, T/D/B/A/ GOLD ) MART, ) Plaintiff ) ) VS ) ) VIRGO STAR, INC. ) Defendant ) --000-- \ J ., J Deposition of MOHAMMED NOORALI, produced, sworn and examined before Marsha Hunter-Breen, Court Reporter and Notary public, on Thursday, March 20, 1997, at 9:50 a.m., taken by plaintiff in the law offices of Shumaker Williams, P.C., 3425 Simpson Ferry Road, Camp Hill, Pennsylvania, under and by virtue of Notice and Agreement to take Deposition. " ! .... --000-- ORIGINAL KEY REPORTERS 1300 Garrison Drive, York, (717) 764-7801 Fax (717) PA 17404 764-6367 , - 1 .... 2 3 .., 4 I .., 5 , I 6 7 8 9 "'1 j 10 ... 11 J 12 .., i 13 , ~ 14 ., , i . 15 , 16 I ..~ 17 18 19 20 U 21 22 23 24 25 2 APPEARANCES: SHUMAKER WILLIAMS, P,C. BY: DAVID R. BRESCHI, ESQUIRE 3425 Simpson Ferry Road Camp Hill, Pennsylvania 17011 Counsel for Plaintiff Virgo Star, Inc. G. PATRICK O'CONNOR, ESQUIRE 3105 Old Gettysburg Road Camp Hill, Pennsylvania 17011-7208 Counsel for Plaintiff Munsir H. Juma DAN POLLOCK, ESQUIRE 3105 Old Gettysburg Road Camp Hill, Pennsylvania 17011 Counse: for Defendant Mohammed Noorali ALSO PRESENT: Munsir H. Juma 3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 INDEX TO WITNESS PAGE Examination by Mr. Breschi. . . . . . . . . . . . . 4 Examination by Mr. Pollock............ . 51 Examination by Mr, 0' Connor. . . . . . . . . . . . 55 Examination by Mr, Breschi. . . . . . . . . . . . . 58 NO. Plfs 1 PHs 2 INDEX TO EXHIBITS DESCRIPTION Copy of Two Checks Copy of One Check PAGE NO. 42 42 I I I I I I I I I I I I I I I I I I I 5 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 assume that you understand the question. If you don't undorstand the question, ask me to repeat or rephrase it and I will do that. Okay? A Sure. Q When I ask a question, please allow me to complete my question before you respond. Okay? A Okay, Q And when you respond, make sure that you say verbally or orally as opposed to nodding your head so that the court stenographer can put it down. A Okay. Q You understand you are under oath today? A Yes. Q If you need any breaks, please ask me and we will break for whatever reason. A Okay. Q Are you under any medication right now that would affect your ability to answer the questions truthfully? A No. Q Sir, what is your Social Security number? 25 ~ 1 A 2 Q 415-75-1223. You indicated that you currently 3 reside at November Drive? .. 4 A .. 5 Q 6 A l Yes. How long have you been residing there? Been for one year because before 7 getting married, I was in the same complex but a , j 8 different apartment. 9 Q What address was that? 10 A 11 Hill 17011. 12 Q 13 A 14 Q 15 Drive? 16 17 18 19 20 21 22 23 24 25 311 April Drive, Apartment No.3, Camp What is the apartment complex called? Camp Hill Plaza Apartments. How long have you lived at April A Two years. Q You indicated that you are married? A Yes. Q And what is your wife's name? A K-L-A-D-I-J-A, last name, J-A-F-F-E-R. Q Is she employed? A She was just working with me. Q Is she still working with you? A No. Q What does she do? 6 7 , I ~ 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Well, she is just finding a job because I cannot work right now. Q You said that you cannot work right n 1 l l l 1 , 1 now? ; ~ A Yes. Q Why is that? A Well, the thing is, like, I need a job that I can survive, you know, but right now I don't have any bills, but she has some bills. If she works, she can manage it. She can manage me also, but if we both work, we can survive, you know. Q Are you looking for work right now? A Yeah. Q Are you getting any income? A No. Q You are not collecting unemployment? A No. Q Is your wife getting any income in? A No, Q And are you getting income right now? A Right, you know, his father. Q Whose father? A My father. He is helping her a little bit until we get a job. 1 J ~ J .J , , I "d I 8 t I 1 Q What is his name? 2 A Jaffer, H.A. Mohammed Jaffer. ;- I \ 3 Q What is birth date? your I 4 A 7-11-71. I 5 Q Do you have any children? 6 A No. I 7 Q Now, you went to high school in India; I 8 is that correct? 9 A Yes. I 10 Q And when did you graduate? I 11 A ' 83, I think, 12 Q That was an English school? I 13 A English medium high school. I 14 Q And did you attend any college 15 afterwards? I 16 A No. ~ 17 Q Have you been to school at all after 18 you graduated from high school? 19 A No. 20 Q And have you served any time in the 21 military? 22 A No. 23 Q After graduating from high school in 24 1983, what did you do? 25 A Well, I just started with my uncle, .. IIlI i ., I , I 1 "1 .'''l j " j '1 I 4 "' I ,4 u U I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 9 what I told you before, I started with him. I just learned the business and everything. He put me under his store and I worked there, for a while there. Q And where was that? A That is Tennessee. Q Tennessee? A Cleveland, Tennessee. Q What is your uncle's name? A A-L- I, AlL Q What is his last name? A A-S-S-A-N-I, Assani, Q So you moved to the states in around 1983 right after high school? A Uh-huh. Q And you lived in Cleveland, Tennessee and worked for your uncle? A Yes. Q What did you do for your uncle? A Just worked for him in the jewelry. Q In the jewelry? A In the jewelry. Q Did you work in a jewelry store? A Yes. Q Was it like a kiosk? A Q mall ? A Yes, It was in building by Goldens and sales like this, was a big store. Q Okay. And do you recall how long you worked for your uncle? A Two years. I think two and a half. Q what did you do after that? A After that I, my brother-in-law, he sold this store to me. I just came here to Camp Hill. Q A Q A Q A Q I I I I I I m m D [] U U U U 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Q Hill ? A Q sisters, ... 10 No, in-line store. So it was actually a building in a What is your brother-in-Iaw's name? J. Mohammed. J. Mohammed? J period Mohammed? Right. Mohammed is the last name? Last name, Now, is he married to one of your I assume. Right. And he sold you the store here in Camp Uh-huh. How much did you buy it for? 11 ~ fI fI ~ ~ I I I I I I I I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Well, he actually, he didn't charge me for the lease but the thing is, like, I didn't give him all money. He gave me the store. I ran the store. Store was ill loss. I didn' t know how the store was. It was in bad condition. I made customers, you know. Every month he used to take $3,000. In certain periods I gave him some but sometimes I didn't give him some. Q So you were given this store from your brother-in-law; is that correct? A Yeah. Q And your brother-in-law charged you rent? A No rent. The rent is on different things, rent like America charges rent to us. Q Crown America? A A landlord. Q Who paid that? A The rent? Q Yes. A Me. Q You wrote the check to Crown America? A Yes. Q Who ordered the merchandise from the I I I I I I I I I I I I I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q Well, let's back up a little bit, You correct me if I am wrong. You graduated in 1983. You came to Tennessee and were working; is that correct? A Yes. Q And you worked for two, two and a half years for your uncle in Cleveland, Tennessee; is that correct? A Yes. o That brings us to 1985, '86; is that correct? A Uh-huh. o Then after that you said that you bought this store in Camp Hill, 1986. A No, '94, o What did you do after -- A I don't, I didn't do anything. Q -- in '86? A Dad and my mom came here. They were just, they were with me, you know, so I didn't worry about it. Q So you didn't have to work? A No. o Did you do anything for your dad or mom? 13 ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ I I I I I I I A No. Q You just lived at home? A Uh-huh. Q Where was that? A It was here, Q In Camp Hill? A No, in Tennessee. Q And did you do any work at all in 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Tennessee A Just Q -- between '86 and the time you came up to Camp Hill? A No. Q No work at al? A Huh-uh. When my sister got married, that was the reason they gave me the store, you know. Q To try to get you to work, get you a business? Yes. You didn't have a part-time job or A Q anything? A No, I didn't work anywhere. I just was with my uncle in Cleveland, Tennessee. Then at the end of that period I came here, like '94. 14 t . , , 16 ') " ,j 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q You worked everyday yourself? A Yes. Q Did you ever have anyone work with you? A There was, my brother was here for a while, but he just helped me for Christmas. Then he left. Q When you stated that you lived on April Drive in Camp Hill, was this where you moved in to when you first came to Camp Hill? A Exactly. Q How much was your rent there on April Drive? A 560, I think. Q Did you keep records of how much money u u U L L l [ you were making at the Gold Mart in Camp Hill? A Uh-huh. Q How much were you grossing per month? A Like before taxes, you mean? Q Yes. A My income or total sale of the store? Q Total sale of the store. A 6,000. Q Per month? A Yes. .. 18 ... ~ I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A He didn't charge me. Q He didn't charge you? A No. Q Did you have insurance? A I had insurance for '94, yes. Q Did you have it for '95 and '96? A No, '94, '95, '96. I didn't do it. Q Why? A Because I couldn't pay that. Do you what the name for the insurance company? Q Does your accountant have that information? A No. You want the name? I know the name. Q Okay. A It is Hopewood, H-O-P-E-W-O-O-D, Insurance. Q You said that you paid your brother-in-law J. Mohammed about $6,000. A Yes. Q Coming off the first two months? A Yes. Q You weren't paying any rent; is that correct, to the mall; is that correct? A Yes. Ii Ii I I ~ I I I I I I I I I I I I I I 19 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q Do you have any explanation why your business wasn't able to make it? A Well, this was my first time in business life. The store, when he gave me, I didn't know how much it was doing. I didn't ask him. Just seeing the mall first time when I went to this mall, I see it was doing good. But when I started, believe me David, I couldn't pay my bills. But you see, there was no other option. We could not break the lease. That was one reason I couldn't go from there. Other thing was, you know, I just the months went and went. I was making customers, too, you know. But still everything was going under close. Can you believe; all the merchandise which I sold was going under close, and my bills were covered. When I started, my credit was excellent. If you look at credit, it is all delinquent right now. It is because the business went down. That is the reason I couldn't pay all these guys. Q How much were you netting a month from the business after you paid suppliers? A Like, you mean the balance left? Profits? 1 Q 2 A 3 Q Yes. I didn't have any profits. Before you bought the store was J. 4 Mohammed operating the store himself? 5 A 6 Q 7 A 8 Q 9 A 10 Q Yes. Or did he have someone else? I don't know. What was it called? Gold Mart. Same name. You just continued to 11 operate as Gold Mart? i . 12 A Right, just July, I think, June or 1 / 13 July '94. 14 Q So there was never actually a written 15 document where he sold you this store; is that 16 correct? 17 l ,~ 18 A Uh-huh. Q Do you know where, what other stores ~ '1 19 J. Mohammed has, what else he operates? 20 A I don't know. He has one store in his ,"" 21 place right now, South park, Virginia. 22 ,,. 23 ... 24 Q virginia or West Virginia? A No, virginia. Q Does he have any stores in West 25 Virginia, do you know? .... .... 20 21 1 A No. He just gave me the store. I 2 didn't ask him anything about what all stores he 3 had. 4 Q At some point you mentioned that you f I I 5 started becoming more and more in debt. 6 A Yes. 7 Q Who else besides virgo Star do you owe 8 money to? 9 A Lots more. Do you want the names? 10 Q Can you tell me approximately how much 11 money you owe to suppliers? 12 A I have the records, if I can check. ~ f 13 Q Okay. ~ 1 14 MR. POLLOCK: Off the record. 15 (An off-the-record discussion ensued.) I , 16 MR. BRESCHI: For the record, Mr. 17 Noorali's attorney, Dan Pollock, has pulled out I f. 18 the bankruptcy records, schedules, I assume, and 19 indicated that between, around, approximately 20 $85,000 for business debt that he owes. rJ 21 BY MR. BRESCHI: I ,~ 22 Q Does that sound correct, Mr. Noorali? 23 A Yes. .... 24 Q At some point was there a decision by 25 you to sell your interest of the store? .... .... 22 1 A Yeah, because you know, I couldn't, I ... 2 could not pay the debts to the people. They 3 were all against me making all cases and .... , 'I 4 everything and that was the reason I was really 5 upset. 6 Q So what did you do? 7 A Trying to sell the store. 8 Q Can you tell me what you were doing 9 with respect to that? .~ i 10 A Well, the thing is, like, Mike, you .~ , j 11 know, Mike, he tried -- he told me he could take 12 over the store. " 13 Q Did you talk to J. Mohammed about your 14 problems? , 15 A Yes. J. Mohammed, he couldn't help in 16 that case. It was a l~t of money because of the '. 17 lease because we could not leave the store like '. 18 that. So I told him about my problems but he 19 told me he could not lend me that $85,000. That ... 20 was only one way that I can go. I couldn't pay .. 21 my bills. I couldn't pay suppliers. That is 22 it, bankruptcy. ... 23 Q Did he tell you to go bankruptcy? .... 24 A Uh-huh. 25 Q When did you talk to J. Mohammed about .... .... .. .... 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 this? A Like three, four months back, like before the cases and everything. I was in debt, you know. They were calling me, calling me, you know. ... .... , .... , Q Did you have any lawsuits filed against you besides Virgo Star? A Lawsuits? Q Sue, did anybody sue you? A Yes. Q Did you defend? A I couldn't do anything. I just told them I couldn't pay them. A lot of cases, like Shumaker Williams, Bernstein & Bernstein; lots of people that are against me. If I don't have money, how can I pay them? Q So at what point did you think that you should sell the store or have someone take the store over? A When I was in loss. Q When was that? A I couldn't pay them, right. That was the reason that I should sell the store. Q Can you tell me when you started looking for someone, actively looking; what l j .~ j '~ j ~ ,j lJ U U ~ [ I I 23 26 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 they are responsihle for that. Q So during this time you still operated the business? A No. .... Q No? I mean in 1995 you continued to operate the business. A Yes. I just sat down there. There was nothing else I could do. Q At that point did your wife, or girl friend at the time, begin helping you out? A No. Q Anybody else working with you at that .... I J ., j " j ~, I , . time? " .J U [J D U ~ I I I A No. Q Did you continue to look consistently from '95, '96? A Uh-huh. All I was trying to get rid of store, like the money. If I get good money, I could pay all the debts, but it didn't happen. Q So what happened? In 1996 did you look for somebody to buy it? A Uh-huh. Q Did you find anybody in '96 to buy it? A No. Q Did you look in 1997? I I I I I I I I I I I ~ ~ ~ U l L L L 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A then. Well, that is when Mike took over Q Well, tell me about that. A But Mike, see the thing is, like, I was in debt. I find the bankruptcy thing. I spoke to J. Mohammed. Then he said, turn the lease over to Mike. Q Did you know Mike before 1997? A No. Q who introduced you to Mike? A J. Mohammed. Q When was it you were introduced to J. -- I am sorry, to Mike? A Three, four months back. Q sometime in January? A Yeah. Q Can you tell me where you met him? A Well, on the phone, just talked to him on the phone. Q What occurred? A Well, I just told him that, can he take over the store because I am in debts. Then I think J. Mohammed spoke to Mike. They got the lease signed. I was not interfering with them. The last I knew he was taking care of the store. I I I I I I I I I I I ~ U U U U 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Then I filed bankruptcy. Q Did you sign anything when Mike took over? A No. They did. Q You didn't sign anything? A No. Q Did J. Mohammed say how he knew Mike Juma? A I think so. Mike worked for him. Q In another store? A Yeah. I am not sure. You have to ask that question to him, but I think so. Q Can you tell me when that happened, when Mike began working for him in another store -- I am sorry, when Mike took over the store? A This store? Q Yes. A It was, like, January 16, I think. Q Was there anything special about January 16? A Well, that was the day he took and signed the papers. Q Were you there when he signed it? A No. 28 29 l 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q Did you work on January 15 at the .. I I store? , J A Yes. Q Did you work on January 16? A Because, you know, they were just, I think they were just meeting here and there. You had to go there for signing and things. There was no one else to help except me. I was in the store. Q When was the last day you worked at Gold Mart? A January 16, I think. Q January 16th was the last day? A I think so, yeah. I don't remember the exact date. Q When you spoke to Mike Juma, did you tell him about the debt that you had? A Uh-huh. Q Did he say anything about that? A Well, no, but the thing was, like, he told me what to do with the debts. I told him, I can't do that because my credit is spoiled, you know. It was all delinquency on my credit. I couldn't do that. I had my option to file bankruptcy and Mr. Dan to do that for me. ... I I n D U ~ I I I I I .. 30 ! \ .... 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q debt? A Q But he knew about your $85,000 of ~ , ~ Yes. Did he know about your debt to Virgo ~ Star? A He knows everything, yeah. Q Did you have merchandise at the store on January 16? A No, my merchandise, no. Q Where was your merchandise? A My merchandise was already gone, like January 15th, that was. I gave all the people, like, the balance lowed them, like the different people I send them. Q When you say people, who? A Like other vendors. Q Suppliers? A Yeah. Q What did you do with them? A Send them, made my balance zero with them. This is like $85,000. That was the debts, right, but I had some debts when I took on Christmas. I send that merchandise back to them so they don't come against me. The rest of the merchandise I couldn't do that because it ~ ~ , U I I I I I I I 31 1 was all bills and here and there and rent and t 2 everything. r 3 Q So you sent out all the merchandise on \ :0 , , 4 the 15th? .' ... 5 A Yeah. 6 Q Back to the vendors? ... j 7 A Vendors. ..., 8 Q Then on the 16th new merchandise l 9 appeared at the store? 10 A Right. uh-huh. 11 Q Is that correct? 12 A Right. '1 13 Q And you never worked at the store at J '1 14 all from January 16th until today; is that I ,; 15 correct? 1 16 A Uh-huh. i , .. 17 Q Were you ever at the store between 1 ,,,4 18 January l 19 A I went. See, like one time this thing "~ 20 was, you know, I had some repairs for the ! ...i 21 people, the people who they knew me, but didn't 22 know Mike. So I was there for a while just to ... 23 help him give the repairs to people because it 24 belongs to the customers, what they gave me for 25 repairs. That is the reason. I just came for ..... l 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Uh-huh. Q Did you show Mike Juma any of the court papers that you had before he took the store over? A No. Q You didn't show him the paper work that you signed here at our office? A You mean when I came to you and signed? settlement and that is it. Q And how often would you go to the store after January 16? A Well, I came there for one to two days, like back and forth to see if he don't have any problems, customer problems; like customers, they ask for me; where is Mohammed at, because they had their repairs, the chains they make there and everything. I cleared everything out for them. That is it. Q Am I correct J. Mohammed never told you how to run the store or do anything of that nature; is that correct? A Right. Q You basically ran the store on your own; is that correct? u m I I I I I 32 33 n n n n ~ I I I I I I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q A right? Q I think so. A At the time I didn't know him. Q But did you keep copies of that stuff? A Yeah. Q Did you give that to Mike? A No. Q Where is that? A That was with me. Q At home? A Uh-huh. Q You didn't keep it at the store? A No. It was in the store but I took it home from there, like, a long time back. I think it was '95, right, June '95. Q I think it was '96. A June '96, okay. Q Did you show him any other court papers that were filed against you? A Well, the papers which were after there, Bernstein & Bernstein, there was Marion and Michaels, I showed it to him. Q Did you show that to him before Right. No. I came to sign in June. June, t .. f , . "".--'-'--"17 I I I I I I I I I I I I I I I I I I I 34 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 January 16? A Uh-huh. Q What did he say? A Well, he was not responsible. I was responsible for that. And then I couldn't pay them. Q Is that what he said to you? A No. I said, this is understanding, right, you know. He would not pay my debts. I have to file bankruptcy. That was the only option left. No one would pay for me. $85,000 is a lot of money and I decided to file bankruptcy. That was the main reason. It was not the reason that Virgo Star owes, like I owe them money. Lots of people lost money. Q Why didn't you file bankruptcy right after January 16? A Because on that time, you know, I had the calls, like end of February after Valentine's Day. People started calling me, prosecute against me. MR. POLLOCK: Okay. Off the record. (An off-the-record discussion ensued.) BY MR. BRESCHI: Q Did you ever have any attorney work 35 ~ ~ I I I I I I I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 with you at any time after you took the store over up until January 16, 1997? A Like for what purpose? Q For the purposes of any advice in running the business. A No. Q Now, did you work in the store between January 16 and January 24? A That is when I told you I just went there to settle the problems. That is it, because Mike, you know, he was from a far place. He didn't know how to do that. Q Is he from West Virginia? A Yes, West Virginia. Q Mike wasn't there everyday from the 16th until the 24th? A He was there. Q He was? A Uh-huh. Q Were you showing him how to run the store? A No. I just explained to him what the repairs and everything was. That is when I told you before, right, and I was waiting for the customers to come pick up their repairs, like. I I I I I I I m n Star. I didn't understand what was happening. The sheriff told me, you cannot call anywhere. It is like an order from the court. I told him, let me see what is going on. He showed me the papers. I called virgo Star. Q Was Mike living in camp Hill? A He was in Martinsburg. Q Traveling up from West virginia to here? A Uh-huh. Q So you didn't speak to him on the 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 phone? A No. I didn't speak to him on the phone. Q He got there later in the afternoon? A Right. Q Is that correct? A Right. Q Did J. Mohammed tell you to run the store as Gold Mart? A It was Gold Mart Jewelry. I didn't want to change the name. Q Do you know how long J. Mohammed operated as Gold Mart Jewelers? A Before me? t ..~ I .J , .... .... 37 n D 11 U ~ ~ I I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q Did you read it? A Yeah. Q What did it say? A It was just, like, he was subleasing the store to me. I can take care of the store. Q Was it subleasing the store or subleasing the space? A Subleasing the store. MR. POLLOCK: Off the record. (An off-the-record discussion ensued.) BY MR. BRESCHI: Q Let me ask you this. Did you know the people at Virgo Star? A Yeah. Q Who are they? A They were a diamond supplier? Q Yes. Do you know who ran their store? A The Virgo Star, no, like -- Q I am sorry. A Like, what do you mean? Q Do you know the people that run Virgo Star? A No. Q How did you come to order merchandise from Virgo Star? 41 42 1 A Because in the court I told you; 2 Cleveland, Tennessee where I was working, he was 3 supplying the supplies to my uncle, was the 4 person who was selling his diamonds. He knew me 5 very well. 9 Q The guy at virgo Star? A Yes, Arvind, A-R-V-I-N-D, Z-A-V-E-R-I. Q So you knew Arvind Zaveri? A Yes. Q He knew you very well? A Yes. Q He knew your uncle, correct? A Yes. Q Did you have other family members 6 7 8 .., I j 10 .. 11 '. 12 '. 13 . 14 ... 15 involved in the jewelry business? 16 A I don't know, like, you mean the virgo ,.. 17 Star supplying the merchandise to my family? 18 You mean, like, Virgo, Arvind, supplying 19 merchandise to my family? I don't know because 20 I was working for my uncle. He comes there to 21 give the merchandise to him, not shipment but 22 personally comes there. 23 (Deposition Exhibits Nos. 1 and 2 were 24 marked for identification.) 25 MR. POLLOCK: I am going to withhold 44 t 1 business as Gold Mart. That is the reason I put ~ '. 2 that. Otherwise, I can't open the account. 3 Q 4 that? 5 A 6 Q So the people at the bank advised you Yeah. Likewise, I will hand you what is 7 marked Exhibit No.2. Can you identify that 8 again? J 9 A 10 Q 11 A 12 Q '. , 13 A , 14 Q , '. 15 16 17 Harris? 18 19 20 21 22 That is the same thing. Same check? Yes. Mohammed Noorali DBA Gold Mart? Yes. Harris Savings? A Harris Savings Bank. Q Do you still have an account at A No. Q Did you close out the account? A Yes. Q When did you do that, sir? A Long time back, long time. I don't 23 remember the date. 24 25 Q Before January 16? A Oh, yes, long time. You see the ,f" ... 1 checks written, so I know when the checks were .... 2 written. These are the checks I gave you, 3 right? .. 4 Q Yes. My question is, when did you ... , 5 close out the Harris Savings account or the 6 checking account at Harris Savings? ~ 7 A .. 8 Well, I don't remember that. Q No one else was ever on the signature 9 card to Harris Savings? ~ I J 10 , 11 12 fine. A No. I was by myself. MR. POLLOCK: I move that that is 13 BY MR. BRESCHI: 14 Q Let me ask you this. what suppliers 15 did you send back merchandise after Christmas of 16 '96? 17 . 18 19 ~ 20 -- 21 22 name ~ A It was Precious Metals and Diamonds. Q Where are they located? A Jonestown, Pennsylvania. Q Where else? A And some merchandise to -- what is the Louden Creations, main account with 23 Louden, big account. ~ 24 25 Q Where are they? A Los Angeles, California. 45 ... Q 1 ... 2 A 3 Q You sent merchandise back to them? Back to them. I am just going to go back to this to .. , 4 make sure I have this clear. - , 5 Between January 16 and the day the 6 sheriff showed up, would you agree that you 7 worked everyday at the Gold Mart? ',", - 8 A 9 Q .~ 10 A 11 Q Uh-huh. Is that yes? Yeah. Were you there more than Mike Juma was 12 at the store? 13 14 A Like, before January 16? Q No, between January 16 and the time 15 when the sheriff showed up, were you there more 16 than 17 . 18 19 " A No. Q Mr. Juma was there more than you? A You mean when the sheriff arrived; 20 after the sheriff problem, everything, right? ..J 21 22 .... Q No, before the sheriff showed up. A Before the sheriff showed up was I 23 there, right? 24 Q But I am talking about from January 16 25 to the day that the sheriff showed up, which I 46 I I I I I I I I I IJ [j U 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 think is the 24th. A 24th. MR. POLLOCK: I think somewhat after the 24th, though, probably about the 28th by the time they got there. MR. BRESCHI: Let me try to confirm that. THE WITNESS: It is the 28th, 28th, I think. BY MR. BRESCHI: Q January 29th -- A 29th. Q -- 1997. And your testimony is you were at the store everyday from the 16th to the 29th; is that correct? A Yeah. Q Was Mr. Juma at the store everyday from the 16th to the 29th? A Uh-huh. Q Did you see him at the store everyday? A Like I say, January 16th when they all took over the store, there was a day I was there for problems to be solved for the customers, like if they have any problems, I solve it. He 47 48 n I 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 used to come from very far, right. I told you he was driving. He didn't have anyone. Then I was there then for a while solving problems. Q Who else worked there besides -- A Me and my wife. Q Was there anyone besides you and your wife? A No. Q And how long would Mr. Juma stay at the store between the 16th and the 29th? A I don't remember that. I don't know. Q Would he stay five minutes? An hour? A Oh, yeah. He stay, come and check and go back then until I have all the problems solved because I waited for some customers to pick up their things. Q You were selling Mr. Juma's merchandise, were you not? A Uh-huh. Right. Q Did Mr. Juma and you have an agreement he w0111d pay you money to do that? A Well, no, just that I was helping out. Q And you weren't getting any money whatsoever? A No. I was just helping. I was n 11 U ~ ~ I I I I I I 1 already in problems. I told him I can just help .... 2 him. 3 Q How long were you going to help? ... 4 A Five, six days. 5 Q Well, you worked there from the 16th - , 6 to the 29th. I I , 7 A So this is the ten days. 8 Q That is about 13 days. How long would , , I 9 you have worked there if the sheriff had never .~ i . 10 showed up? 11 A I was there when the sheriff came and 1 12 took the merchandise. I was so nervous I 13 couldn't do anything. 14 Q Did you call J. Mohammed when the . sheriff showed up? 15 16 A Uh-huh. '. 17 Q What did he say? ~ 18 A I told him this is the problem, like, 19 Virgo Star has sued me for and the sheriff came ~ 20 and took the merchandise, what should I do. He .. 21 told me I cannot do anything. He was very far 22 and it was very hard to come here, so I kept the .... 23 phone and waited for him to come. He just came. ~ 24 He told me, what the hell happened. 25 Q Did you work at all at the store after .... .... 49 ~ i " ~ I I I I I I I I I I I I I I I I I I I Q Does your wife work for Mike Juma? A She is, like, now. The thing is he have open the store, you know, because she was working for the father for a long time. I prefer that they work, good money. We both can be rich to our bills. She can pay her bills because her credit is nice. I don't want to mess her credit up. Q So she is working for Mike Juma? A Yes. Q What store of Mike Juma's is she working at? A Hanover. Q Do you occasionally stop to help out? A No. I just wait for her. Q So you occasionally help out at the Hanover store? 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Uh-huh. Q Yes? A Yes. Q Do you receive any moneys from helping out? A No pay, no. Q How did the store get from you to Mike Juma? 52 t ~ I Ii I I: I I I I II I I ~ ~ ~ I I I I I 53 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Like I just gave it to him on a lease, like, whatever he wants to do. Q Did any of the merchandise that you had in the store when you were the proprietor get transferred to Mike Juma? A No. Q Did you receive any moneys for transferring the store to Mike Juma? A No. Q To the best of your knowledge, is there a record of a lease or assignment from you to Mike Juma? A It should be J. Mohammed to Mike Juma, right? Q All right. If there is one, it would be from J. Mohammed to Mike Juma? A Right. Q Is there a record of you giving the store back to J. Mohammed? A Yeah. There is a record. Q Of you giving the store? A That is agreement between me that I bought the store. Q I understand. But when you were closing the store down, was there an agreement t i , ~ 56 ! , \ 1 2 3 4 5 6 7 ~ 8 9 I 10 I 11 12 I 13 I 14 15 I 16 17 I 18 I 19 20 I 21 I 22 23 I 24 I 25 I A Yes. Q And J. Mohammed took back the store? ~ , A Right. Q You had also said during your testimony that you had discussed your financial problems with Mike Juma at some time or another. A Uh-huh. Q Did Mike Juma act like this would be his problem? A No. Q Did he act like he was going to assume those debts? A He can solve my problems, no. Q You had indicated that there were some problems with past customers. Were those customers customers that you had while you were running the store? A Right. Q Solely? A Uh-huh. Q Did Mike Juma act like these problems were going to be his problems? A Well, the thing is like, you know, this was just to help him. Probably if I am not there, they come and buy from him, you know. I. I [ r rJ n n 57 , 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 The reputation should not be bad for the store. Q Did you feel a responsibility to those past customers? A Yeah. Q Did you feel that Mike Juma had a responsibility to those past customers? A Yes. Q Why do you feel Mike Juma had a responsibility? A To solve the customers' problems? Q Yes. A Well, that, see, it was my responsibility to solve their problems. If I don't come, it is not my business to do that but just for helping, I didn't do that. Q You didn't feel that Mike Juma owed your past customers A No. Q anything because of their problems A Yes. Q -- in dealing with you? A Yes. Q Could you have changed the name of Gold Mart if you wanted to while you were ..-.. " . ... .. .... ,..j [ r r r r: u ~ 58 r [ I: U U U ~ [ [ L I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 operating the store? A No. Q Why not? A Why should I change the name? It is already the name given by J. Mohammed. Q But you could have changed the name if you wanted to? A Right. Q And you said during your testimony that Mike Juma did not pay you anything when he took over the store? A No. Q Do you know if he paid J. Mohammed? A I don't have any idea about that. MR. O'CONNOR: That is all the questions I have. EXAMINATION BY MR. BRESCHI: Q I have a couple of follow-up questions. At the end of the day when you were working at the store, did you have keys to lock the merchandise up? A There are no keys for that. There was only the safe. It has a lock, you know -- what - ~ .... ... ~ ...., '.. " " "' .. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 do you call that -- automatic lock. Q When did you give Mike Juma the combination to the lock? A Oh, that was on, I think it was January 16. Q January 16? A Uh-huh. Q Did J. Mohammed know the combination to the safe? A I don't know whether he change the combination again. J. Mohammed knows the combination. Q He does? A Yes. Q Did he give you the safe? A The safe was there. It was included in the store, $15,000. Everything was included, kiosk, the safe and everything. Q When did your wife begin to work for Mike Juma? A Like, one week back. Q One week ago from tOday? A Yeah. Q Did he call her to Work for him or 59 did ."\'r. A Q A Q know? A Well, that is what I told her when he took over the store. I knew him. We requested because the bills were coming here. There was no other option if you don't pay the bills. Q I just want to clarify this. Between the 16th and the 29th when the sheriff showed up, you were at the store everyday? A Uh-huh. Yes. Q Were you at the store from the time the mall opened to the time the mall closed? A Mall closed, right. Q Mike showed up sometimes five or ten minutes for a day? A One hour, like that. Q Then he would go to his other store in the area? A .... I ! j 1 2 3 4 5 6 7 8 9 10 11 12 13 14 IS 16 17 18 19 20 21 22 23 24 25 all? -., I L U U U [ [ [ I 60 A No. No. She called him. Q And is she related to Mike Juma at No. She is not? No. How does she know Mike Juma, do you Uh-huh. r I' I I I I I I I I I I I I I I I I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q Was there an agreement that you would continue to help him out in the transition at that point until he got someone else to work the store? 61 ; 1 i I , I ! I A No, no agreements. Q No agreement? A No agreement. Q You just volunteered that? A Just a favor, yes. Q I am sorry? A Just a favor, vOlunteer, right. Q And there was no time limit for that? A No. Q Do you know how many stores Mike Juma owns in the area? A I just know he owns Hanover and Capital City. MR. BRESCHI: That is all I have. MR. POLLOCK: Nothing further. MR. O'CONNOR: Nothing further. MR. BRESCHI: I am completed with my questions at this point. However, in light of the fact that the notice for deposition and subpoena asked Mr. Noorali to bring a number of documents with him, I am going to reserve the I I. I I I I I I I I. I I I I I I I I. I l :1:1 o :u c - z ~I ? I I ! i I I i I i I Virgo Slar, Inc. v. Mohammed Noorall Noorall &: JUllla Ildlbla Gold Marl March 20, 1997 $ 5 agreement 12; III; I ~;8; bllll 7:9, 'I; I'}"I, P; enlel 22:J; 23:,\, 1\ 17;7,9,17,18,22;18;211; 22;21;21;18.22;311; certeln 11'7 B;22,2S;r.I:I.r.,7 ~H,.r.;('u:II,12 cartlllcetlon ,I:r. $15,000 12:r.; 1~:9; 5601r.:11 egreemontl r.1:~ birth 8'J chelnl .\2:A 55:10; 59:17 0111:11 bit 7:25; I J: I chenge 37:22; 5A:'; $3,000 11:7 6 All 9:10 bltlyHIO 59:10 $6,000 IA: 19 u__._..__._ __._______~__ ellow 5:5 both 7: II; 52:~ chenged ":2,.; 5A:r. elreedy 30:11; ,19: I; ~8:5 bought 1,\: 11; I ~:~; 20:3; cherae 11:1; IA:I,2 $65,00021 :20; 22:19; 6,000 12: I~, Ir.; 16:23 Amorlce 11:16,17, 2J; H:13 cheraed II:IJ 30:1,21;3':11 . .. ._ ._ _.._____nn_ breek 5:IA; 19:10 J9:1O cherael II: 16 7 emong ":3 breeka 5:17 cheeper 2':19 1 .p---.---- Angelel H:2S BRESCHI '.:11; 21:1r.. check 11:23;21:12;H:9, 7.1.96 '13:3 enybody 23:9; 26: 12, 23 21;31:2,';,11:II;H:5; I O;.f': 10; ,.A: B 1.J2:13;H:7 7.11-71 A:,I enyone 16:3; J6:A; H:IA; 15:13;.17:6,11I; 51:17; checking 15:6 ~A:IA;61:IA,21 116,1:19 7.30.96 H:J ,'A:2,6 brlna61:2" checkl 15:1,1, 2 13,19:A ____u____..___.__.~__ ____ anywhere 1.1:2J; 37:2 brlngl B:IO children A:~ 1529:1 8 Apellmont ,1:19;6:8,10, brother 16:5; 50:21, 22 Chrlllmel 16:6; JII:13; ..u..._ _.___ ____....._. 12 brother'l 50: 19 15:1S 15,000 ~~:12,IJ Aperlmenll 6: 13 City J8:211; H:6;r.1 :17 15th 30:12; 31:,' 63 A:II brother.ln.lew 10: I 0; 1628:19,21;29:,1,12; 66 B:1lJ, 18; 11:11 eppeered 31:9 11:11,13; 17:19,23; clerlly (,U: 13 epproxlmntely 21: 10. 19 18:19; 55:7 clee"'6:. JO:A; J2:J; 3':1, 17; J~:2, April 6: 10,11; 16:9, 12 brother.ln.lew'IIII:B cleered 32:9 8; H:21; ,16:~, IJ, 11, H 9 59:~.6 eree 60:2,1; 61:15 building 10:2,1;,10:15 Clevelend 9:A. 16; 13:7; --------.---< eround 9:13; 21:19 bUllnell 9:2; 11: 19; 1,1:2,'; ,12:2 16th 29:IJ;31:8, J.j; 94 12:23,2"; 13: I 5; errlved ,16: 19 19:2, ,I. 20, 13; 21 :211; clole 19:IS,16;H:19: 35:16;-17:15,19,22; J.j:25; 15:7,8; 18:5,7; Arvlnd ,'2:7, 8,18 H25; 25:",~, 13, 19; 15:5 ~8: 10; '19:~; 60: J.j 20:13 26:3,6; 35:5; 3A: 18; ~0:22; 17011,1:20;6:11 Alieni 9: 12 .12:1~; H:I; ~7:J.j cloled 50:.I;(~):IA, 19 9517:5; 18:6,7; 2,1:2; elllgnmenl 53: II clollng H25 173311O:J.j 2~:3;26:16;33:17,17 buy 10:25; 12:11; 2~:5, 9, 1912:22 96 18:6,7; 26: 16, 13; ellume 5: I; HUll; 11,23,25; 26:21, 23; collecting 7:17 1963 8:21;9:J.j; 13:3 H:18,19;15:16 21:IA;56:11 ~6:25 college 8: 11 ----.----------.-- -- etlend 8: J.j ----~---------.-._-,-, - comblnetlon 59:J,8,II, 1965 13:10 etlorney 21:17;31:25 C 12 1966 B:11 A Augult 2,1:5; 25:3 ComIng 18:21;60:11 19941~:6.IJ,H21:8 ----" -.----.---.---,.-. eutomntlc 59: I community 25:21 1995 H3; 2r.:~ A.L.19:10 - --- -_.__..__._._--_._~- Call1ornla ~5:25 company 18: 10 1996 26: 20 A.R.V.I.N.O .12:7 B call 36:21, 22; 37:2; companl8tlon 5<1:5 .19:1.1; 59:1, 21 199726:25; 27:8; 35:2; A.S.S.A.N.19: 12 . ~--_._--------~ called ,.: II; 6: 12; 20:8; complete 5:6 ,17:13 ability 5:21 back 12:22; 13:1;23:2; 36: 12,25,25,25; 37:5; completed61:21 --------- ----- ------. able 19:2; 2~:1S; 25:23 27: 11; 30:23; 31 :6; 32:5; 60:1 complax 6:7. 12 2 account -13: II, 12, 13, 33:16;38:15;11:22; calling 23:,I,~; 3.1:20 condition 11:6 ______u___.____.. '_'n 19;H:2, 16, 19;'15:5.6. ~5:15;~6:1. 2.3;,18:11; calli 31: 19 confirm 17:6 22,13 ~O:8,16,25;51:8,9; came 10:11; 13:3, 19; conllltently 26: I 5 212:23; H:7 eccountant 17:1. 15, 16; 53:19; 5~:1; 56:2; ~9:21 J.j:II, 25; 15:13; 16:10; contect 25:8 24 35:A 18:11; 3A:22; 39:25 bad 11:5;57:1 2,1:13; 31:25; 32:~, 2~; continue 26:15;61:2 24th 35:16; -17: I. 2, ,I accountant'11o:2, ,I balence 19:2,1; 30:13, 20 33:2;36:2,17,19;19:1 I, continued 20:1lJ; 26:5 ,. act ~6:8, II, 21 bank H:16,17;'''':3,15 19,23; 51:12; 5<1:16 26th ,IN, A, 8 conversation 55:23 29th ,'7:11,12, I~, 19; actlvaly 23:25 bankruptcy 21:IA; Camp ,1:20;6:10,13; copies 33:6 ,IA: 10; ,19:6; 50: I. 2, 2, 3; actually 10:2; 11:1; 1~:5; 22:22, 23; 27:~; 28:1; 10:11.22; 13: 1,1; 1,':6, 12; copy 39:2,1 51: I, 8, 2.1; ~'U; (~l: 1,1 20:1' 29:25; 31:10, B,16; HI8 15:2,1; 16:9,111, 16;36:23; addre.. ,1:16.111;6:9; baled i9:7 ,i7:6 couldn'112:9,18,20; ,1II:J,12 bellcally 32: IS can ~:1I;7:8, 111.11I, II; 18:9; 19:8, 11.21; 22:1. , 3 advlca 35:,1 becoming 21:~ 17:8,1",19,21; 19:15; IS, 20, 21; 23:12,13,22; 21 :10,12; 22:8, 20; 23:16, 21:11,23; 29:21; 30:25; ... U_._._~n.__ . __._n_._~.__ edvlled H:3 begen 24:3; 2~:,1; 28: 1,1 J.l:5; 19:13; 54:18,19 21; 25:1, 7, 9, H; 27:17, 36:111 effect ~:21 bagln 26: Ill; 59: 19 21; 2A: 13; ,IO:J; ,11:5; -13:7, counlel,':3 3,000 12:7; I ~:9 aharnoon 37: IS balleve 19:A, IS; 39:3 IIl;H:7;~9:1; 51:15; 52:5, couple S1:20; 5~:2,1; 3116:11I eherwerdl A: IS; 36: 19 belongl JI:21 6;SS:22;~6:13 58:19 ... --.-- ---~_.. again 'III:J; '. 1:8; 59:11 Barnlteln 2J:II, H; Capital JA:21l; H5; courI5:11; 32;19; 33:20; 4 again It 12:21; 22:,\; 23:~, H:23,13 61:17 37:3;,12:1 IS; 311:21; 3J:21; ll:21 belldel 21 :7; 23:7; ,IA:', car 2,1:17 covered 19:17; 2,1:21 ~ ego ~9:22 r. cerd H: 19; -15:9 Creatlonl,15:22 4 ~:19 agrea ,11I:21; ,1(,;(, beat 53: III care IS: IS; 27:25; ,11:5 credIl19:18, 18; 29:22, 415.75.12236:1 agreed ":2 big 1ll:5; -15:23 cDle 22:16 23; 52:7, 8 Key Reporters (717) 764.7801 Mln.U.Scrlpw (1) $15,000. credit Mohammed Noorall March 20. 1997 creditor. 21: 17 Crown 11:17.23: 15:17; 39:2,5.10 currenH:16 currently 6:2 cu.lomer H:6; 51: II, 1,1 cu.lomer. II :6; 19: \.I; 31 :21; 32:7; 35:25; 38:5; ,17:21; ,18:15; 51 :6; 51:\.1; 56:15.16.16;57:3.6,10. 17 o Dad 13:19,21 Dan 21:17; 29:25 dala 8:3; 29: 15; 36: 12; H:23 David 19:8 day 28:22; 29: 10,13; 3,1:2IUCdC., 18; ,110:5, 25; D:23; 50:3;51:11I.13; 58:21;6lJ:21 day. 32:5; ,19:,1, 7, 8; 50:3,,1 DBAH:21;H:12 dealing 57:22 debI21:5. 211; 23:3; 2,\:13; 27:5; 29:17; 30:2, ,I debl. 22:2; 2,1:9; 25:21, 25; 26:19; 27:22; 29:21; 30:22,22; 31:9; 56: 12 decided 31: 12 decision 21:2,1 delend 23: II delinquency 29:23 dellnquenl19:19 deposlllon ,1:,1, 21; H:23;61:23 dl.mond ,II: 16 dl.monds ,12>1;,15:17 dlllerenI6:8; II: 15; 30:'" dlsconllnued 55: II discovery ,1:5 discussed %:5 discussion 21: 15; 31:23; ,11:11I documenI17:11; 20:15; 39:19: ,13:8 documenls 61:25 down 5: 12; 19:20; 26:7; 38: I 8: 53:25 Orlve,I:19;6:3. Ill. 15; 16:9,13 driving ,18:2 duly 1:12 during 26:2; 36: 17; 51 :1'; 56>1; 58:9 creditors - Louden (2) E E-R ,Ill: I I else 20:6, 19; 21 :7; 26:8, 12; 29:8; 36:8; H: 18; H:8. 20;,18:,1;61:3 employed 6:21; 51:21 end \.1:25; 31:19; 58:21 English 8: 12, 13 ensued 21:15;ll:23; ,11:11I enllre 15:21 Even 12:20 Every 11:6; 12:7; 15:10 everyday 16:1;35:15; ,16:7; H: 15,18,21; C~l: 15 everyona 36:20, 25 everylhlng9:2; 19:"'; 22:,1; 23:3; 30:6; 31 :2; 32:9,10; 35:23; 38:25; -16:20; 51 :5; 59:17,18 exac129:15 Ex.clly 16:11;38:3 EXAMINATION ,I: 13; 51: 18; 55:1; 58:17 excellent 19: 18 except ,\:7; 29:8 Exhibit .13:7; H:7 Exhibit. 12:23 expanses 12:20; 38:2,1 explained 1:22; 35:22 explenellon 19:1 F lacl61 :23 family 12:J.l, 17, 19 far 35: II; ~8:1; .)9:21 felher 7:22. 23, 2,1; 52:1 f.vor 51:23;61:9, II February 3,1:19 fseI38:1; 57:2, 5, 8,16 lIIe 29;21;HI0.12,16 lIIed 23:6; 28:1; 33:21 filing '1:6 flnancl.156:5 find 26:23; 27:5 finding 7: J flneH:12 flrsllCdO; 18:ll; 19:3,6; ,10:6 five ,18:12; ,19:,1; 60:l0 flv....ye.r 39:2 follow-up 58: 19 follows ,1:Il form ,1:7 lorlh ,\2:5; 38:15 four 23:2; 27:11; 50:3 friend 2CdO Irlends 25: 13 full ,I: I 5; 39:9 furlher 51:21;61: 19, 20 G gave 11:3,8; 12:8; "':16; 15:1; 17:11I; 19>1; 21:1; W:12; 31:21;'15:2; 53:1 girl 26:9 given 11:11I;58:5 giving 53:18, 21 Gold 15:21; 16:16;20:9, II; ll:19; 29:11; 37:211. 21, 21;38:18;"3:21; H:I, Il; ,16:7; 57:25 Goldens 11I:1 good 19:7; 25:9; 26: 18; 52:5 graduale 8: III gredu.led 8: 18; 13:3 gr.du.llng 8:23 grolllng 16: 18 guy ,10: 17; 12:6 guys 19:21 H H.O.P-E.W.O-O-D 18:16 H.A8:2 half 11I:8; 13:6; 38:2, 3; 39:16 h.nd '13:6; H:6 Hanover ,Ill:('\; 52:13. 17;61:16 h.ppen 1:23; 26:19 h.ppened 26:20; 28:13; W:z.t happening 37:1; 50: 10; 51:12 h.rd ,19:22 Harris ,13:17;,j.f:(.\,15, 17;H:5.6,9 Harrisburg 39: 13 haven't 50:25 head5:11 he.rd,IO:15,17 Heidelberg ,Ill: 1,\ hell .)9:2,1 help 22:15; 29:8; 31 ;23; ,19: I, 3; 52: 1,1,16; 5,1:18; 56:21; 61:2 helped 16:6; 51 :21 helping 7:2-1; 26:10; ,18,22,25; 52:21; 5176; 57:15 hereby ,1:2 high 8:7,13,18,23; 9:"'; 55:20 higher H 13 Hili 1:20;6:11.13; HI:12, 23; 13:"'; "':6.12; 15:2,1; 11.:9.11I.16;36:23;37:6 himself 21J:.l; 38: 1,1 home 11:2;33:12,16 Mln-U-Script0 Vlr~o Star, Inc, v. Noorall & Jllma t/d/b/a Gold Mart Hopewood I K: I c. hour 39: 16;18: 12; (~122 Houslon 25: 12 Huh-uh (,\:15;;.1:11 I Idea ,11):23; 58:'" Idenllflcallon H:21 Idenllfy H:8. 10; H:7 In.llne 10:1 Included 59: I C,, 17 Income7:15, 19,21; 16:21; 17:5; 38:17 India 8:7 Indian 25:21 Indicated 6:2, 17; 21: 19; 56:11 Inlormallon 17:,1; 18:12 Inside 51:2 Insurance 18:,1,5, Ill. 17 Inlerest 21 :25 Inlerferlng 27:2,1 Inlroduced 27: Ill, 12 Invoices 17:6 Involved ,12:15; 55:23 J J 11I:....15.15; 12:3; 15:12,18,20; 17:7; 18:19; 20:3, 19; 22: 13, 15,25; 27:6, II, 13,23; 28:7; 32:11; 37:19, 23; 38: 13; 39: I, 21; .1Il:20; .19;"'; 50:18; 53:13.16,19; 5.\:1; 55:6.8, 11,25; 56:2; 58:5, 13; 59:8, II J-A.F.F-E-R 6:20 J.ller 8:2, 2 J.nu.ry 27: 15; 28: 19, 21;29:.....12, 13;30:8, 12;31:1.1,18;32:3;31:1, 17; 35:2. 8,8; 1,1:2,1; ,16:5, 13, II, 21; .17: II. 22; 51:21;5M;59:5,6 Jeweler. 37:21 Jewelry 9:20, 21, 22. 23; 25: 18; 37:21; H:15 Job":I,7,25; (,\:21 Jonestown 39:(., Ill. II; ,15:19 )udgmenH3:1 July 20:12,13; H5; 25:3 Juma 28:8; 29:16; 32:18; ,16:11, 18; ,.7:18; ,18:9. 20; 51 :21. 23; 52:1,9,25; 53:5.8.12,13,16; H6; 55:3,17,23; 56:6. 8. 21; 57:5,8,16;58:11I;59:2, 20;(~1:2, 7; 61: II Jumn'. '18:17; 52:11 June 20: 12; 33:2, 2, 17, 19 K K.L.A.D-I.J.A 6:20 keep 16:15;33:6.11 kepH9:22 key. 58:22.21 klo.k 9'25; 59: 18 knew 21:20; 27:25; 28:7; W:I;31:ll;H>I,8,III, 12;c~I:10 knowledge 53: III know. 30:6; 59: II L I.beled H:7 I.ndlord I \:18 la.16:20;9:11; 11I:17,18; 27:25; 29: 10.13; 38:6; 50:3 1.ler 17;"'; 37: 15 l.w.uU. 23:6,8 leerned 9: 2 lea.ell:2; 15:17,18.20; 17:7; 19: Ill; 22:17; 27:7, 2,1;39:1,2; 53:1.11; H2 le.ve 22: 17 lell 16:7; 19:2,\; 3,1:11; 36:11.20 lend 22: 19 lenglh ,10:20 lell2,1:11 lien HI7 11I019:,1 IIghl61 :22 L1kawl.e H:6 IIm1t61:12 IIl1le 7:2,1; 13: I; 2,1;10 lived 6:1.1;9:16; (,\:2; 15:3; 16:8 living 36:23; 37:6 loceted 15:18 lock 58:22, 25; 59:1, 3 long 6:5, (.\; 11I:6; 33:16; 37:23; 39:1; .10:21; H:22, 22.25; ,18:9; ,19:3, 8; 52:-1 look 19: 18; 25:,1; 26: I 5. 21,25;50:10;51:5 looking 7: 13; 23:25, 25; 2,1:,1,25 Los '15:25 10.. II :,1; 23:20; 2,1:20 lost 3,1:15 101 22: I 6; 23: 13; 2,1 :8. I H; 25:2,1; 31: 12 Lol. 21:9; 23:11; 25:ll; 31:15; 51:15 Louden ,15:22. 23 I I, , I I , I , I Key Reporters (717) 764-7801 Virgo Slar, IlIc. v. Mohamlllcd Nllorall NooraU & Junta Ildlbla Gold Mart March 211, 1997 M Mohnmmed'l W:I oH.lhe.record 21: I ~; 22; 21:23; 26: 19; ,31:~.9, R.O.D ,In:~, R mom 13:19. H 31:23;'11:11I II; IR:21;~26.23;HIII: Rnger ,1lI:~. 7. ,/ money 11:3; 12:16; oHlce 32:23 ~R:III;W.l2 rnn 11:I;H:I~;3R:7,11I: mnln 31: 13; -15:22 16: I~; 21 :R. II; 22: 1(,; alien H:2 peylng IR;23 ,11:17 rnsklng 16:16; 19:13; 23:16;25:9;26:IR.IR; old 17:6 paymenll 2HR; H:2 rnnd ,II: I 22:3;~1:6 31:12, n,I~;'IR:21.13; once~I:R,9 Pnnnlylvnnln 39:6, II; rending ,I:~ mnll 111:3; 15:21; IR:2'; 52:~; ~'I:R; 55:R one 6:6; 11I:19; 19:11; -15:19 renlly 22:,1 19:6.7; 38:20; 5,j:6; 611:IR, moneYI52:21;B:7 211:211; 22:211; lt6; H:9; people 22:2; 23:15; 25:K, renlon ~:IR: H:16; IR,I9 monlh 11:7; 12:7: 15:111; 29:8; 31 :19: 32:1; 31: II; 12,IK;311:12, II, 15; 19: 11,211; 22;.1: 23:23; mnnnge 7: III, III 16:IK, 2 I; 19:22: 21:1 3K:5:H:3, 3,,1, 21;'I~'K: 31 :21, 21, 13; 3 I: I~, 211; 2,1:13,22; H:H; 31:H; mnny 1~:12; 5'1:16;61:'" monlhl 12:9; IK:21; H: I~; 59:21, 22; (,1):22 '11:13. 21:H:3: ~I:~; 3,1:I3,II:H:I: ~~:211 Marlon 33:2,3 19:13;23:2;27:'" only 22:211; 2,1:11I; 31: III; HI5,I6,I9 recnlllll:6 mnrked ,12:21: H:7 more 12:16: 21:~, ~,9; 39:19:H:I3, 21; 511:19: per 16:IR.2j receive 52:21: 53:7: ~ l:l rnsrrled6:7,17: 111:19: ,16:II,I~, IK;51:H ~R:2~ period 11I:15: H:2~;~1:7 record 21:H.16;31:22; H:15 move 15:11 open ",1:2; 52:3 perlodl 11:8 .tll:3; .'1:9: 53:11,18, 211 MerI15:21; 16:16:20:9, moved 9:13; 16:10 opened 60:18 perlon U:,j recordI16:15; 17:3; II; 29:11; 37:20, 21, 2,1; much 10:25; 12:13: operele 20: II; 26:6 perla nil 2,': 17.18 21:12,18 38:18:H:z.l;H:I.12; 16:12,1~, 18; 17:~, 21: opernled 26:2: 37:2,1 perlonnlly12:22 relnted 55:3,6; W:2 16:7: ~7:25 19:~, 22; 21:11I: 21:11; operntel 20: 19 phone 27:18,19;37:12, relntlng 39:19 Martlnlburg 37:7 55:8 operellng 12:1: 20:1: 1,':,19:23 relntlonlhlp 12:8 meybe 12: 15: 38:2 myleIl15:25;15:1O lt6; 58: 1 pick 35:25; 18:16; 51:15, reletlvel25:16 mean 16:19: 17:211: -------- operntlon 55: II 15 N picked 51:16 remember 15: H: 2,1:3; 19:21: 26:5:32:21:,tll:21; Oppoled ~: 10 29:H:36:11.13:H:23; H:211;.a2:16,18:,16:19: option 19:10; 29:21; Pllllburgh 39: 17 -15:7: .18: II H7 name ,1:16;6:19. 211;8:1; 3j:II;(~):12 plnce 211:21;35:11 rent II:H, 15,15,16.16, medication 5:211 9:9,11; 10:13,17,18: ornlly 5:11I Plaintiff .1: II 211; 12:19: 16:12: 18:23; medlum8:13 18:10,13,11:211:10: ordar 37:3; 11 :2,1 PlalnllHIH:7 31:1 meellng 29:6 37:22: 39:9;tll:2, 1.6; ordered 11:25; 2,1:12 prazn 6: 13 reopened 511:6,7 memberal2:11 15:22: 50:20; ~7:z.l; 58:,1, Olherwlaa H:2 pleBla 5:~, 17 repnlr. 31:211, 23, 25; mentioned 2H 5,6 out 12:19;21:17;26:11I: point 21:,1, 21; 23:17: 32:8: 35:23. 25 merchendl.e 11:25: namel 21:9 31 :3; 32:10; 36:15: 39:7: 26:9; 55:17:61 :3, 22 repenl5:2 12:2; 19:16; 2,1:11I,12.15. nnture 32: 13 H: 19; 15:5: .18:22: 52: H, Pollock1:22:21:H,17; rephrnle 5:3 21: 30:7, 9, III. 11,23.25; nenr 39: 13 16,22; 5":18: 61:2 31:22;11:9:12:25;-15:11; reputetlon 57: I 31:3,8;,1I:2,I:U:I7,19, need 5: 17: 7:7: 17:7 over 22:12: 23:19: 2,H; ,17:3; 51:19: 5j:21;61:19 requeated 60: 10 21: H:I~, 21: ,16:1; ,18:18; narvou. ,19: 12 25: 1,5; 27:1, 7, 22: 28:3, Precloua ,'5:17 relerve 61 :25 ,19:12, 20; 511:~; 51 :15; nelllng 19:22 15; 32:20: 35:2: 17:23: preler 52:5 relerved 4:8 53:3: 58:23 new 31:8 55:18: 58:11;60:10 price 21:19 rei Ide 6:3 mela 52:8 overhend.55:211 next 51:13 Prior 5,1:1 relldlng 6:5 melaage 36: H owe 21:7, II; 3,1:14: 55:8 met 27:17 nIce 52:7 owed 30:13;57:16 probnbly ,t7:4; 56:2,' relpect 22:9 Melnla H:17 nobody 25:23 oweI21:20;31:11 problem 16:20: 19: 18; relpectlve .j:3 Mlchnels 33:2,1 nodding 5: 10 56:9 relpond 5:6,9 Mike 22: III, II; 27:1, .1. 7. NDORALl1:IO,15,I7, own 15:12;2,1:18:32:16 problem.22:I1,18: relponnl1:2,j '. 8.11I,13,23: 28:2,7,9, H, 21: 21:22:H:23:H:12; owned 38:9.12,18 32:6,6; 35: I 0; 17:21, 25: relponllblllly 57:2,6,9, H23:61:2,1 ownerlhlp 39:20 18:3,1,1;19:1;51:6,13: 15; 29: 16; 31 :22: 32: 18: 5U 3, 18, 20; 56:6, 13, 15, 13 33:8: 35:11. IS; 36:.j,6, Noornll'.21:17 ownn61:15,16 21,22:57:10,13,20 relpon.lble 26:1; 3-1:1, 5 16: 37:6: ,16: II; 51 :21, 73: NOI.'2:23 Prolelllonal40: 15 re.t 30:24 . 52:1.9,II,2'I:B:5,8,12, nolhlng 26:8: H21; P Prollla 19:25; 20:2 return 55:15 13.16: 5,1:6; 55:3,17.23; 61:19,211 ------------ return. 17:5; 38: 17 56:6, R, 21; lj7:5,8, Hi; notlcn61:13 Propertlea 39: 10 58: Ill; 59:2, 211;f~);2, 7, November 'I: 19; (d Pngnl 25: H proparly 111:22 rich 52:6 .. 211;61:H number 5:25; ,In: 13: peld 11:19; 12:8: 18:18; proprlelor B:4 rid 26:17 Mlke'n 511:22 61:21 19:23; lt21; 58:13 prolecute 3,':21 right 5:211: 7:2, 3, 8, 13, mllltery 8'21 paper 32:22: 38:22: ,tll:25 pulled 21:17 21,22;9:11; 10:16,21; minutes '18:12; 60:21 0 paperI28:23;32:19: purchale 17:6 15:22; 19:19; 20:12, 21: . MOHAMMED 1:10,17; 33:21, 22; 37:5 23:22; 24:7; 25:6: 30:22; 8:2: IlJ:II.I~.15.17: perenll 15:3 purpole 35:3; 51:12 31:111,12;32:14;33:1,3, 12:3; 15:12,18,211: 17:8: O'Connor ~,1:22, 21; Park 211: 21 purpole.1:4: 35:1 17;3,1:9,16:35:24;36:12. 18:19:2IH.19:22:13,15, 55:2; 58:15:61:211 part 15:2 put 5:11;9:3: 40:2;13:23; 15;37:16,18:38:21; 25; 27:6, 11.23: 28:7: oalh 5:J.t .u:1 39:23; 40: 16; 43:9; 45:3: 32:7,11:37:19.23;38:13: pnrt.llme J.t:21 ---.------ 46:20,23: 48:1,19: 50:4: 39: 21; ,tn:211; ,13:23: objecllonl ,1:7 perllel '1:3 R 51:2;53:H,15,17:56:3, ,I I: 12: .Jl):J.t: 511:J7. 18, occallonally ~2:H,16 pall 5(,: 15: ~7:3, 6, 17 18; 58:8;(.0:19;61: II - -----. -- -------. 19,211;53:13.16.19;51:1: occurred 27:211 pay 12:3,5,7,9,13,18. Rod 40:5, 7 55:6.9, II, 25: %:2: SR:5, 01118:21;21:11:31:22: 211: 15:9; 17:21; 18:9; 19:8. R.A.G'lll:IO run 32:12:3~:20:37:19: 13: 59:8,11 ,11:9 21; 22:2. 20, 21; 23:13, 16, R.A.G.E.R .10:5 11:21 Key Reporters (717) 764.7801 Mln.U.Scrlpt0 (3) main. run I I I I I I I r I Mohammed Noorall March 20.1997 running ~~:~; ~6:17 s . . lala 58:Z~; 59:9.15.16. 18 IBla 16:ZI. ZZ; 17:5 lalallO:~;Z'I:IZ;~8:Z1 lame6:7;ZII:III;H:9.1O lal Z6:7 Savlngl HI7;H:.... 1~;,15;5,6. 9 IBW ~1I:23 Ichedulel Z\:IS schooIS:7.IZ.13.17,18. 23;9:'" leallng,l;5 lecretary ~6: I ~ Security 5:Z,1 seeing 19:6; 51 ;,1 sell ZI:H; ZZ:7; B:IS. 23; ZI:.... 15, Z~; ~I;~ lelllng 21:16.19;-12:'1; 18:17 send 311:.... ZII. 23; <15: 15 senl31 :3; .16: I served 8:Z0 settle 3~:11I lettlemenl32: I Iherlff 36:16.211; 37:2; ,16:6,15. 19. 211. 21. 2Z. 25;W:9.11.15,19;(,():H sheriffs 36:Z shlpmenH2:ZI show ~Z:18. Z2: 33:211. 25 showed 33:H; 37:,1; ,16:6, 15,21. 2Z. H; ,19: 10. 15:611:....211 Ihowlng ~~:ZII Shumaker 23:'" side 25:'" sign 12:1lI; 15:17; 17:9; 28:2,~; 33:2 signature ,13: 18; <I5:S signed 27:21; 28:23. H; 3Z:23. 2~; ,10:25 signing ,1:5; 29:7 slstar "':15 sisters IlI:Z11 six ,19:,1 Social 5:21 sold 10:11. ZZ: 19:16; 211:15 Solely 56:19 solve "':25; 51: 13; s.l:13;56:13;~7:10.13 solvad ,17:H;.IS:15; ~.f:Z1I solving ,t8:~ somebody Z6:ZI someone ZII:(,; 23: I S, 25; Z H. Z5; 25:1; 61:3 runnIng. zero (4) SomeUme Z7: 15 someUmes II:S;W:ZII somewhal,17:3 sorry 27: 13; ZS: 15; .0:19;61:111 sound zl:n South 211:21 Ipace 11:7 Ipeak ~7: II. 13 speclaI18:211 spoiled 29:22 Ipoke 27:6,23; 29: 16 Slar 21 :7; 2~:7; 311:~; ~ \:...; ~7:1. 5;,11:13.18. 22, H; U:6, 17; <13:3; <19:19 started 8:25;9:1; 15:23; 19:8. 17; 21:~; 23:2,1; 2,1:9, 2-I;H211 slale,I:15;H:2 slatad 16:8 slates 9: 13 Ilay ,18:9. 12. 13 slenographer 5:11 sI1ll6:23; 19:"'; 26:Z; H:16 stipulated .1:2 STIPULATION ,1:1 slop 52:'" slore 9:3. 23; 111:1.5.11. n; II :~. ,I. ,I. ~. HI; IN, 5.6, II....; 13:"'; "':16; 15: I. 5.16; 16:21. n; 17;.1.211; 19:,1;211:3,,\,15. 211; 21:1,25; 22:7. 12. 17; 23:18.19,23; z.l;,I. 7. 9. \<1.16; 25:15; 26:18; 27:22. Z5; 28:10.15.16. 17; 29:2. 9; 311:7; 31 :9, 13. 17;32:3.12.15.211;33:.... 15; 35:1. 7. ZI; 36: I; 37:11l; 38:7.9,10, ...; 39:211;,0:5.5.6.8.17; 16:12; -17:15.18, ZI. 23; ,18: III; ,19:25; 51J:.\. 6. 9; 51:1. Z. 2,1; 5Z:3.11.17, 21; 53:1.8, 19. 21. 23, Z5; 55:15.18;56:2,17;57:1; 58:1.11. 22; 59:17;(~):1O. 15, 17.2~;61:'1 storas 15:12; 211:18. 2,1; 21:Z;61:'" streel,IIl:13.11 sluff ~3:6 subleale 17:9. III. 16. 211,21.22,25; 39:n. Z5; '\lJ:2I1, Z2 subleesed 15:19 subleallng -0 :,1, 6. 7.8 subpoena 61:H Sua 23:9.9 suad W:19 supplier II : 16 suppliers II: I. 211; 19:23; 11:11.12:21; 21'21. 2,1: 311:17; HII suppllel123 supplying U:3.17.IS luppoled 12:(..7 sure ,1:22; ~:I. 9; 2S: II; 39,..;,16:1 survive 7:S, II Iworn,I:12 T lelk 22:13. 25; H:II. 16 talked 27:18 talking ,16:21 lax 17:5; 3S:17. 2,1 taxes 16:19 len W:7;(~):211 Tenneslee 9:6,7. ft, lCi; 13:3,7; "':7.9,21; 12:2 lesUlled,l:12 tesUmony ,1:1 I;"':"'; 56:5; 58:9 Texas 25:IZ Ihough ",:,1 Ihree I Z:9; 23:2; 27:"'; 511:3 today 5:15; 31 :...; 59:22 lold 901; 22:11,18, 19; 23:12; 27:21; Z9:21, 21; 3Z:II; 35:9. 23; 37:2.3; 38:6;12:1; <13:2~; ,18:1; ,19:1.18,21.2-1; 51:11. ..., 25; 5.\:17; 55:211. 25;(~1:9 look Z7: I; 28:2. 15, n; 3Il:n; 32:19; 33:15; 35:1; "':23; W:12, 20; 55:17; 56:2; 58:11;(~):1O lotaI12:13; 16:ZI,22 lowerds 39: 17 town 36: 15 tranllerred 53:5 Iranslerrlng 53:8 IranllUon 61:2 Traveling 37:8 trial ,1:8 Irled n: II; 25:8 truthlully 5:22 try "':18;,17:6 Trying 22:7; 2,1:\1; 26:17; 51:1 lurn 27:6 Tw06:16; 1ll:8.8; 12:8; 13:6.6; 18:ZI;32:1 ---.-------- u uncle 8:25;9:17,19; 10:7; U:7: 1,1:2,1; 15:3; H:3.12.211 uncle's 9:9 undatod <13:,1 under 5:..., ZII;9:3; MIR.U.Sc:rlp~ Virgo Slar, IIIC, v, Noorall II Junllll/d/h/a Gold Marl 1~:18.211; 191~,I(, unemploymenl " P up 1~:1: "':II; I~I.I; ~~:2. 2~; ~7:S;16J.. I~. Il.lZ. 25; ,IS:I(,; '19:111, 15;~1:I~, 1(,.16;U:S; ~S::!.I;W:15. 211 upon'I:11 upset n:~ used II :7; ,IS: I wrlllen III: I I; W19; 1.1'11; 15:1. 2 wrong 13:l wrotell:H y v Yeah 7:"'; II :12; 17:12, IS; 22: I; 25:17; 27: 16; 2S:II;29:"';~1I:6, 18; 31:5;H:7;~9:~.18;H:2. 11;<I3:15;H:5;'16:IO; -17:17; ,18:13; 53:211; 55:16; 57;.1; 59:23 year 6J.; 2,1:1. 6; 3S:2. 2, 5.6 yearI6:16; 10:8; 13:7 Yellow Z5:'" VelenUne's 3,I:ZII; 51:10 vendors 311:16;~J:(,. 7 verbally 5:111 Virginia 211:21. 22. Z2, 23. 2~; 3~:13, 1,1; 37:8 Virgo 21 :7; 23:7; 31J:.\; 3,1:1.1; 36:25; 37:5;.11:13. 18.21. 25;H:6. 16, 18; <13:2;<19:19 volunleer61:11 volunleered 61:8 z ._----~--- Z.A-V.E.R.I,I2:7 ZeverlU:S zero 311:211 -----~_._._. w -~--_._- walt~Z:15 welted ,18:15;'19:23; 51:7 walUng 35:21 waived 1:6 wanls 53:Z wey 22:ZII; 36:2,1; 55:5 week 59:ZI. 22 weren'118:23; -18:23 Well 20:2Z. 2.1; 35: 13, "';37:8 whalloever 18:2,1 Whole7:23;13:11;50:21 wile 7: 19; 26:9; 36:9; 18:5,7; 52:1; 59:19 wlle'16:19 WllllamI23:'" wllhhold 12:25 WITNESS 17:8 word 10:9 work 7:2. 3. II, 13; 9:23; l3:n; "':8, \1, 18, 23; 15:2; 16:3:29;1.1:32:22; 31:25; 35:7; 38:11. 23; ,19:25; 50:11, 25; 52:1, 5; 59:19.2'1;61:3 worked 9:3, 17,20; 10:7; 13:6; 15:21.23; 16:1; 28:9; 29: Ill; 31: 13; 16:7; 18:1; W:~.9 working 6:22, 23; 13:1: 26:12; 28:1.1; 36:10;12:2. 20;50:13,15,17,23;51:3; 52:'1,9, 12; 58:22 workl7:10 worry 13:21 write 38: 17 Key Reporters (717) 764.7801 I I I 1 /-----' I I I I I I I I I I I i I , , ! ; I : I , I r I I I ,"""" -i~~ r- ~ , <Xl ,l ': '" - " " ~"' . (J) i'i (J) i'i I' ", :5 M ~ 1, M il I! '.~Z . ' N ~ . ' ~ S !I' s ili -, :l ,I ,.:c .. li! . JU ,~ r-l -II (;) 81 0 8 VI ~, 11' 00 (I ~ ( ~Vll'" l.Il "I ~ -~ ~ 'I .. ?- Ih (/) 0 ~ ~ ~ I~ A ,.3 , r1'I , to / 0 -' ~I 0 ~I \J1 ~ 0 0 0 I .. .' ~ C'- ~ C'- ~ ~ '" ~ <Xl '" I <Xl ..I '" :J '" '" r1'I '" r1'I '~...'" ~...'" 11 a: ~ nJ a:a:~ .... nJ oa:;:;: , C'- o ~- C'- 0~:I::;? im ~J:O r1'I :=0. _ o:=o.~ Z Jo( I ' ... Z Jo( ~ ... 0""0. , 0""0. r1'I m 0..10(, >: :nJ 0..1'" wo::li:l wo::li:l nJ :=,,~J: .. :=,,~ J: .. I ~I . - - " := i3~ := i3~ , , ~~""o( !~ ~~""o( , . I :l:lD~U :l:lD~U ~ .. 000: ,C'- 000: <Xl I := <3 I .IT := <3 IT -..-- d ' r1'I r1'I ~ 1 en~ 18 ~ '~I en:.: 0 ., ., ~ lIP ,_Zj ~ _Zi 0 I ~<; ~<. I ~I '0 71 Ol- 0 I. . . '.. "'" ,= I ~"'" .. I ~~~ ~~o , :/; I >; ~; 1 <(, "'i "'- , , . .u .~ ; ;:~ - - ;:~ ';:: ~ ~'? .::~ ;':, rr ~ ri1 '.' . .:: I : J I r I , I I 2 I ~ I I I I I I I I I I i I i , I I , ' I I I " . , I i. . . I I , I ' ' I... I " ... I ._~.nll. I . Ii ~!~~ . ol! I it;; ~ - ~I.z: _ -2,;r I"" . " i5 -~ I ~z :3 ~:) = .u J; . . ~l"' 0 0 I ~~ 0 ~ ~ .0 n iii: e-- )0 ~ "tICO = n=lm:J: . I )o/!:>> - ;:n iii: .. "tI~Cl ;!; iii: '" r;:Om ~ r)o....C I ... "tIrC ~ 'c) )or z ::l"tliii:O -.] g:J:>O '" (\ ~""::D ~ ::l-4::D I . ~ > D:J g ~ .... -.] '" - - .... .. .... 0 0 I 111 0 0 o. , I ~: r, 0 ll1' D:J IT' I ... 0 -J I I 0 I (fl I tf) ;;; 0 0 I . I~ III !W ~ _Ul ~ "W I [ I' 5. After Plaintiff executed and levied upon the property located at Gold Mart, a Mike Juma, the proposed Additional Defendant, came forward and stated to Plaintiff's counsel that he purchased all of Defendant Noorali's interest in Gold Mart in early January, 1997. 6. Upon information and belief, Plaintiff has determined that Mike Juma has assumed all of the debts and responsibilities of Mohammed Noorali d/b/a Gold Mart, pursuant to the Note signed by Mohammed Noorali on or about June 25, 1996, 7, When Mike Juma purchased Defendant Noorali's interest in Gold Mart in or around January, 1996, Mike Juma continued to operate the business under the name Gold Mart up until March 4, 1997, at which time he changed the name of his business to Jewel Connection. 8. Plaintiff wishes to add a cause of action for breach of contract against Mike Juma as a successor and assignee of Defendant Mohammed Noorali, d/b/a Gold Mart. -2- WHEREFORE, Plaintiff respectfully requests the Court enter a Rule to Show Cause why Plaintiff should not be granted leave of I L court to amend its Complaint to add a cause of action against Mike Juma, SHUMAKER WILLIAMS, P.C. Dated:July 9, 1997 By ~ (( (S-uuc-{ ~ David R, Breschi, #59001 P.O. Box 88 Harrisburg, PA 17108 (717) 763-1121 Attorneys for Plaintiff : 72919 -3- .. GUARANTY AGREEMENT THIS AGREEMENT, made and entered into this 1st day of July, 1996, from Mohammad Noorali, an adult individual, t/d/b/a "Gold Mart", hereinafter called the "Guarantor", to Virgo Star, Inc" a Tennessee corporation, hereinafter called the "Seller". WIT N E SSE T HI WHEREAS, Seller has agreed to receive a promissory note bearing even date herewith (the "Note") from Mohammad Noorali, an adult individual, t/d/b/a "Gold Mart" (hereinafter referred to as the "Debtor"), pursuant to the terms and conditions of a certain Agreement dated June 24, 1996 (the "Agreement") regarding a debt due and owing by Gold Mart Jewelers to the Seller upon the condition that the Guarantor guarantees to Seller the prompt and full payment of the Note and any other amounts due or becoming due to Seller under the Agreement; and WHEREAS, the Guarantor, desires to make and execute this Guaranty Agreement to induce Seller to receive the Note. NOW THEREFORE, the Guarantor, in consideration of these premises and the covenants hereinafter contained, and for other good, valuable and sufficient consideration, the receipt whereof is hereby acknowledged, and intending to be legally bound hereby, does hereby now covenant and agree as follows: 1, The Guarantor does hereby guarantee to Seller the prompt and full payment of all principal and interest thereon, and any other monies due or which may become due under the Note, as executed by Debtor in favor of S-eller and bearing even date herewith, according to the terms and provisions thereof. 2. The Guarantor's liability hereunder is and shall be absolute, unconditional, unlimited, primary and continuing, and may be enforced by Seller without resort to any other rights, remedies or securities whatsoever. ' 3. This Guaranty Agreement is made and shall cqntinue as to any and all indebtedness and liability of Debtor to Seller incurred or arising under the Note, without regard to any other collateral or security, and without regard to the validity or effectiveness of same; and any and all such other collateral or security may from time to time and without notice to or consent of the Guarantor, be sold, released, surrendered, exchanged, settled, compromised, waived, subordinated or modified, with or without consideration, on such terms or conditions as may be acceptable to Seller, without in any matter affecting or impairing the liability of the Guarantor hereunder. 4. If any of Debtor's obligations to Seller under the Note are not duly performed including the prompt payment when due of any amount payable to Seller after any required notice of default and all applicable grace periods, all of Debtor's liabilities to Seller shall at Seller's sole option be deemed to be forthwith due and payable for the purposes of this Guaranty Agreement and the liability of the Guarantor hereunder, 5. Without requiring any further consent or any notice of any kind, the Guarantor does hereby assent and agree: to all renewals, extensions or postponements of the time or payment of any obligation of Debtor to Seller; to all compromises, adjustments, indulgences and forebearanceB thereof; to all changes, additions, substitutions, exchanges, releases or alterations to or of any collateral or security therefor; to all provisions of all existing and future instruments or documents as may evidence, secure, contain, give rise or otherwise relate to the obligation of Debtor to Seller under the Note, and to all things as may be done pursuant thereto; to the addition or release of any other person or entity, primarily or secondarily liable; and the Guarantor does further agree that the existence, occurrence or doing of any or all of the aforegoing shall in no manner impair or diminish the liability of the Guarantor hereunder to Seller, 6. The Guarantor does hereby waive: presentment, demand, protest, and all notices thereof as to any document or instrument representing indebtedness of Debtor, covered by this Guaranty Agreement, as well as any right or power to require or compel Seller to sue or otherwise enforce payment of same; all notices of acceptance of this Guaranty Agreement; all notices of creation, existence or acquisition of any liability hereby guaranteed; all notices of any extension or renewals of Debtor's obligations to Seller; all notices of any breaches, defaults, acts, omissions, or wrong-doings by Debtor or others; all notices of adverse change or changes in Debtor's financial condition or of any other fact or facts affecting the Guarantor's liability hereunder; all notices of every kind in connection with this Guaranty Agreement, or the obligations guaranteed hereby, or any security and of any action taken in reliance thereon; all other notices and demands of every kind and character whatsoever with respect to this Guaranty Agreement and/or Debtor's liabilities to Seller, and/or to which the Guarantor might otherwise be or become entitled; all diligence by Seller in the exercise or enforcement of any rights or remedies whatsoever; the benefit of all laws now or hereafter in effect in any manner limiting or restricting the liability of the Guarantor hereunder; and all defenses whatsoever to Guarantor'S liability hereunder including but not limited to all suretyship defenses and defenses in the nature thereof. 7. The Guarantor does covenant and agree that: nothing shall impair, diminish, discharge or satisfy its liability under this Guaranty Agreement except full payment, satisfaction and -2- fulfillment of the obligations and liabilities that are due Seller from the Debtor under the Note; to forever save and hold harmless and indemnify Seller from and against any and all losses, damages, expenses, costs, obligations, demands and other liabilities, including but not limited to attorneys' fees, whatsoever, by whomsoever asserted, which are incurred or suffered or paid by Seller as a result of, or in any way ariSing out of or fOllowing, or consequential to any dealings or transactions between Debtor and Seller; that all rights and remedies whatsoever of Seller shall be cumulative; and that all present and future debts, liabilities, accounts payable, and obligations of Debtor to the Guarantor, whether fixed or contingent, direct or indirect, secured or unsecured, of any kind or nature whatsoever, and hereby subordinated to the present and future obligations of Debtor to Seller and are hereby assigned and set over by the Guarantor to and in favor of Seller, 8. The liability of the Guarantor hereunder is absolute and unconditional and shall not be affected in any way by reason of any failure to retain or preserve, or the lack or prior exercise or enforcement of any rights against any person or persons (including the Debtor) or in any property, the invalidity of any such rights which may be attempted to be obtained or enforced, any delay in enforcing or failure to enforce any such rights if lost or any delay in making demand upon the Guarantor for performance or payment of its obligations hereunder, 9. All obligations and liabilities of the Guarantor hereunder shall exist and continue in full force and effect notwithstanding, and shall not be limited, disturbed or affected in any manner by reason or in consequence of the invalidity or unenforceability (or assertion or judicial declaration thereof) of the Agreement, the Note or any transaction therein provided or intended, or the asserted or judicially declared lack of power or authority on the part of the Guarantor to enter into or obligate the Debtor under the Agreement or the Note, or otherwise. It is hereby intended and agreed, and the Guarantor does so declare, that the Guarantor shall be bound by all prOVisions of this Guaranty Agreement irrespective of the validity or enforceability of the Agreement or the Note, or the lack thereof, or any other challenge or contest to- the Guarantor's power or authority to enter into the same, and that the provisions of this Guaranty Agreement shall exist independently of and are severable from the provisions of the Agreement and/or the Note. 10. In the event that anyone or more of the terms, conditions or provisions contained in this Guaranty Agreement shall be held or found by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, the validity of the remaining terms, conditions and provisions shall be in no way -3- V,S, 518,998,29 NOn: ,t{~ 7. ~ _.- Camp Hill, Pennsylvania FOR VALUE RECEIVED, Ihe undersigned maker of Ihis Nole (Ihe "Borrower"), intending 10 be legally bound hereby, promise(s) 10 pay 10 Ihe order of VIRGO STAR, INC" of Knoxville, Tennessee, or ils successors or assigns (lhe "Holder"), the principal sum of EIGHTEEN THOUSANIl NINE HUNDRED NINETY-EIGHT ANIl29/100 ($18,998.29) DOLLARS wilh inlerest on Ihe unpaid principal balance Ihereof from the dale of this Nole allhe rate of six percent (6%) per annum, wilhout oITsel or demand, at 3425 Simpson Ferry Road, Camp Hill, Pennsylvania 1701 I, or al such other place as Holder may designate. The Principal and inlerest payment shall begin on June ,>0, 1996 and conlinue on the same day each monlh Ihereafter unlil paymenl in full of Principal and inlerest bul in no evenl later than December 31, 1996, Ihe Maturily Dale, Payment shall be first applied 10 any oUlslanding late charges, Ihen 10 accrued but unpaid interesllhen 10 the unpaid principal balance. If any monthly inslallment under this Nole is nol paid when due and remains unpaid after a date specified by a nOlice to Borrower, the enlire principal amounl outstanding and accrued inlerest thereon shall at once become due and payable at Ihe 01'1 ion of Holder. The date so specified shall not be less than Ihirty (30) days from the dale such notice is mailed. The Holder may exercise Ihis oplion to accelerale during any default by Borrower regardless of any prior forbearance by Holder. If suit is broughl to collect this Nole, Holder shall be enlitled to collecl all reasonable costs and expenses of suit, including bUI not limited to reasonable attorney's fees. Borrower shall pay to Holder a late charge of five percenl (5%) of any monthly installment not received by Holder within fifteen (15) days after the inslallment is due, Borrower may prepay Ihe principal amount outstanding in whole or in part. Holder may require that any partial prepa)'menls (a) be made on thc date monthly inslallments are due and (b) be in the amount of Ihal part of one or more monthly inslallments which would be applicable 10 principal. Any partial prepayment shall be applied against Ihe principal amount oUlstanding and shall nol postpone the due date of any subsequent monthly installments or change the amount of such installmenls, unless Holder shall otherwise agree in wriling, Presentment, nolice of dishonor and protest are hereby waived by all makers, sureties, guarantors and endorses hereof. This Note shall be the joint and several obligalion of each and all makers, surelies, guarantors and endorses, and shall be binding upon them and each of them and their heirs, personal representalives, successors and assigns, PRESENTMENT FOR PAYMENT, PROTEST AND NOTICE OF DISHONOR ARE HEREBY WAIVED, IF TillS NOTE IS PLACED IN THE HANDS OF AN ATIORNEY FOR COLLECfION, I HEREBY AGREE TO PAY AN ATIORNEY'S FEE OF 15% OF THE AMOUNT OF TillS N0TE. AND FURTHER, I DO HEREBY IRREVOCABLY AUTHORIZE AND EMPOWER THE PROTHONOT ARY OR ANY ATIORNEYOF ANY COURT OF RECORD OF THE COMMONWEALTH OF PENNSYLVANIA OR ELSEWHERE TO APPEAR FOR ME AT ANY TIME AND CONFESS AND ENTER JUDGMENT WITHOUT PROCESS AGAINST ME, WITH OR WITHOUT DECLARATION, FOR THE FULL AMOUNT OF THIS NOTE, TOGETHER WITH ALL CHARGES AND COSTS THEREOF AND INTEREST AND ATIORNEY'S FEES AS ABOVE PROVIDED, AND I DO HEREBY RELEASE ALL ERRORS IN ANY SUCH PROCEEDINGS AND WAIVE ALL RIGHTS OF OBJECTION, EXCEPTION AND APPEAL, AND PURSUANT TO AND UPON SUCH JUDGMENT DO HEREBY AUTHORIZE AND CONSENT TO IMMEDIATE EXECUTION UPON ANY PROPERTY, REAL, PERSONAL OR MIXED, WHERESOEVER SITUATE, HEREBY VOLUNT ARIL Y CONDEMNING THE SAME, AND NO BILL IN EQUITY, PETITION OR OTHER PROCEEDING SHALL BE FILED OR INTERFERE IN ANY MANNER WITH THE OPERATION OF SUCH JUDGMENT OR EXECUTION THEREUPON,IIEREBY RATIFYING AND CONFIRMING ALL THAT SAID PROTHONOTARY OR ATIORNEY MAY DO BY VIRTUE HEREOF, AND WAIVING AND RELEASING ALL RIGHTS AND BENEFIT OF APPRAISEMENT AND INQUISITION OF REAL ESTA=rSTAYS OF EXECUTION AND EXEMPTION UNDER THE LAWS OF ANY JURlSDlCfIO~NOW IN 1'0 C OR HEREAFTER ENACTED. " \ \\ ___ (l./ , , Mohammed Noorali, t/d/b/a Gold Mart H"~~ , 1996 t " i , p n ." " () , .... '" ~ ~'': 1 - : " .ID : ,--. ,rn ~ , " ~Q ;t~ ...~ '," .,1 ;: ' -j ~'J .l-) , :.l :'.jITl t . ' :.-1 ) ," ~.i -, '0 '< " ..... .. , NOTICE OF PROPEHTY CLAIM .......,.Y.,~:':.~,~....~,~,~,:':.,~}D,~.:......,..,...............,................. III The COllrt of Commoll Plea" of Cllmbert/llld CIII""Y. Pel/ll.lyll'/lII;/I ............................................................................................... VJ. ,.....Mp.D.I:I,mmll,II..,N9,\;l.J;',IlU"....,t./..oIb/.,a................. 97-412 Civil . No, , , . , , . , . , , , . . . . . . , , , . , . . . , . , , , , Tum Gold Mart Wr;1 of ExeclI/;on TO THE DEFENDANT AND ALL OTHER PARTIES IN INTEREST: You are hereby nOI;f;ed thaI a properly c1a;m. a copy of which ;J aI/ached herelO haJ been filed by Mike Juma I' . I' d h . U I ' I ,I h . . . . . . . . . . . . . . . . . . , . . . . . . . . , , . , . . . , . . . , . c almlllg properly me I erelll. n eJS an appral.la OJ r e prop- erlY;J requesled w;lh;n (/0) daYJfrom Ihe dale of Ih;J nOI;ce, Ihe sheriff w;lhoul mak;ng an appra;Jalwill accepllhe value of Ihe properly sel forth ;n Ihe c1a;m, February 7, 1997 Dall!:........................... . PP,,:{7.~''''A~ ..~-,. ....................................... cc: Breschi atty for p1tf Noorali deft O'Connor atty for claimant Sher;ff of Cllmberland COllnty By At;;,<.,~J.I:~,:<."<<:;....,,.., Depll/y l'. " . \ o TIll' Claimant Obtained 'I1tle 10 the Property as Follows: All property levied upon was purchased from jewelry wholesale vendors by Mike Juma (T/D/B/A Gold Mart Jewelers in Martinsburg, West Virginia, having no relationship 10 Gold Mart at the Capital City Mall prior to January 17, 1997). TIle vendors include: Charms Plus, Inc., Gold & Diamond, Inc., Gold Factory III, Inc., Sayed Wholesale Corp. (see attached invoices). 'nle property was Iransferred from Mike Juma's Martinsburg, W.V. store to Capital City Mall from January 1610 January 21,1997. (See attached intemul Gold Murt transfer slips.) Dale: February 6, 1997 CLAIMANT: Mike Jumu Commonwealth of Pennsylvania: Counly of Cumberland Mike Jumu, being duly swom according to law, deposes and says thutthe above Iisl in the property claim arc correct and true. '5rc~hC\~ PIl\n:>,//IJo.'1i"- CC;\..t.'\k,I'~ (}."YlI::),4'"I",,1 Sworn and subscribed to before me this ---r- duyof February, 1997. q LiClo/lsLlfv,mJ,,---- ~ n:;K::=-- f' -,,~> Mike Juma, ---.. NlllAnrAl,SrAl, JUANI1A K. ilJAIGK J t'/nl;rv PUI~~1 C3mp tMU, l:UmlJe!lilrkll!Qumy My COllllnlsslun El,ph 8~ 110\'. 15, 1993 . . III ."" ...'" C M.... MOl M ;;1 I ..II~ I ~; ~ : ~ e :;10 'E"'~~ " Ill'" oG1-<1-< ... H III f:l \ '" I u l!l e r2 ~ " 'll ~ o ~ 5 ... '" a '" '" ..... M "'... "..... -", Eo '" o ...... 00 Q;); N ~~'" III ... lIl"'" 0":'" l-<..:tJo iu"'... 0< Ill'" 0;1;01 !>.H_ c:l 1-<... "'o~o go '" '" - >- '" c .. " " >... "/Cl "c:l ~ H "" 'll'll ~ H 0::> '" H N >to'Jf-4# C "'Ill /Cl" " Nl~6 O'llH'<: u<uo. ~ 1U"~K9\~~~{jh~~~~+-\~\.\t.mI'" ~ 0101""'01"........................................................."'............................................................ o .... \~ \'(, o ... on CD \OCI)ChUl W U] ~ rl"rlN~"OCl)N~MOOrlNM~\tl~O\OM~N~\tl~~M~rl~ChNM~~ChMomCl)m ~O'~OOOOChOM.M~CI)CI)~ChmCh~"OM\OMNChCh\O~M~OMONOONCI)NMOM\O\tl Cl)ChOOOONNNM~"MCI)CI)CI)CI)CI)OCl)\O\O\OCh"ChCh~M~CI)OO~~MM~\tlOOMOO~ ~OOM~M~OOOOOMB"'''''''BM~~~~~MNMMMNM\tl\O\O\O\OOOOOMMrlNNN O"'IIlUUUU"'~~~~~ ~~~ ~",,,,,,,,,,,,,uu~~"''''UUUUUUc:lc:lc:lc:lc:lc:lc:lc:lc:lc:l MNN~m~M~UUUUU uuu uw~~~~xxxxxx~o.~o.o.~~~~o.o.~~~~~ " o .... ... '" .... H U '" " c:l ~ gj ~g ~ gjgj ~ ~ ~~~~~ ~gjO~ ~~ ~~ III ~~~~~'" gj o~il-< ~o Z ~OZZ I-< ~~~~g~~ c:l III ~io ..: ~ III i~~~ ~Z~~ m ~ ~~f-4u]H~ '" '" ~ i ~ ~U]~ O~~ OOH~ ~ Z~lIlllllllIllH~ 0 ~ ..... ~~~o~~ ~ '" Z "'''' 0 Z ~82eeB~~ ~E ~gjO~ ~~ 8ii~~laE~~~G~~~~ ~ ~ ~ ~ 8~~ ,~~~ ~~i~ ~ lIll88 ~ollllll""'~z"m ..... c:l Sj~H . . -1-<"'" 0 Z aZ I-<~ ElIllll5:O<:lIlo(5 ~Z :.l! U~ ~f-4f-4U] ~ = H H 1) 00 ~, zz ~ z ~~ "'~~lIlllllll ~~~I-< gj re~ re ~"'~ ~elel ~~N gg~re~g~w8'" :0<:"'''' _ . -~",,,,~!:i~~t;, ",8~", ~ H ",,,,~,,,,,,,,,~~,,,,,,z~e:gj 8 ~&&~~~~&g811l~g~~",8Hd88 H~~~~~~&&~&&&c:lc:lB8~c:lu~~N .. :l ... III M.MMCI)mO~MCI)~~~~~ON~~~~~m~m~.~m~Mm~~~~NmNOMOrl~MN ~M~MooM~om~~~~~oO~O~M~MM~ooo~~~mm~~~~~~~~m~MN~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ M~~MMMM~MM~MMMMMMMMMM~MM~MMM~~MMMMMMMMMMMM~MMM ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ gggggggggggggg~aggggggggggggggggggggggggg~gggg OOOOOOOOOOOOOOG ooooooooooooooooooooooooo~oooo , ,0 + + 1 ~ ~. ,~ ~. ~ 11 ,I ,~ , ... , , III , ~ en . ... , r-lr-lr-lr-lr-iM~r-lr-lr-lM.....r-tr-l '" , " '" , :r , Po Ii .. " ~ 0 .,Orl1""4 Ch\OM'" .,,-I,..t" ~~nU~UUffiffi~ ~ H en ... \~ m " ~\\ u III " ~ ... Po I = III \j ., Po~ .. .,1-<..:1 -..~8= Q;- Ci ~OMNM.,LtI\Or--G)O'\ i ~ ~8"""""""""" S~I-<Cltitititititititititi "CH4~gggggggggg en ~ ><Hilllllllllllllllllllllllllllllllll en "'B III g o l;!:U:X:U:ffiffiXXffi .. e JQ U)U)tf)U]U) UJU) 0 ., .. 0 III .. " " u " ... 'E " Po 0 " .... ~ ~ ~ OM....cnMM.,Ln\Dl""cocnOr-l " l"Ir-mC"-NMNNNNNNMM {? 0 G' \OtI'IUltl\\D\D\O\O\D\O\D\D\D\D " MMMMMMMMMMMMMM m B \D\D\D\O\D\D\D\D\D\D\D\D\D\D a 00000000000000 " 00000000000000 m 00000000000000 '" '" ... '" . " w ~ 00 ... o OJ ... i> ",Ill ..,(1) 0'" "'1Il .., ..., 'ltI - 0 ~en o'~ zGl 2 ~M Z ~ 1Il- o "", O "CIa";: 9zJ:.~ ~ g~ ~u. <( lIl:)w 0:",1:: w " -O~Uv)CD en ra . c:a ~zg"'" ~ 0 ....~ ;!: alltl ~ wen o ~ ~~ ...l0: :1_ ~ ~,.... 00: - o 8.:; ~ ~ ~~ OlD Z~ , 0 <<0 ,[ u: I '/1Q l[ -<_. _ 0 tu to, .. ;(::0': rJl Lr.. I r, .,.... ~ > ~ ~1 ~ 11; 1: " I: " .;: ~ " o=~ .J lD lC. OllllJ"' '..7. Z ..-..... ......... r:l:ICl: ~"<1 [ 1: 1.: 1iIIJ:_& ~O ",0 z... ~ 1-0 0:0 "CD ~ ., ",0 <<-- _ 0 wt"l., ~"'" l.lJIU .,.J ....> ....([3>0 0:1: .. <I on l:CJum 0:0:' Q=>="of .Jalali) OUlfl)N UZZI ..................- UJ......., xlt'O:: 0 ......<1<1,., rl:1:- ..0"'0 ...0 ,! .. ., ~ ~ " I- .. 0 ... .. .:' c UJ co t" .., I.l'" 1.1', II I.: tit:' -. v r., U U .J 0 1.11 C 'f u' ", I') of .. U' t..ll. .J 0 'r _.,.~ (1 0 U' .1 0 111 (1 UJ llltl'" toJ 'r l " Q I j tfl ,-,!' tJ) '1 II' (;. 1.1' I,' III fill., /1 II~ (, ,., 0 'r fj ., r UJ U) tl' 'f /1 (. I" 1,1 II. 'r .",-.0.: I t.\1' (....1.('1 (,...It.. UJ f---r;-i) .7vUl(" ,ju"-C-iJiI"u ~ w III ."., ul 4' " I' lJ ~ I." I' (l o U ii .. I- Z :> - ,:: C- " III 0, 2 ~ <l II: - " ~ ~ 0 :! > .. i III - o o ., . ... .... " o " w Z ~ ... - III c..' ,-" 1', ,-" .,', () lJ'r. I' u. Ul ,-. U< If " ll'J (,t Co" m l' t) t. LV 00" ~ tl 't.' ~t II (0 Il' '_' II' I'" .. ("' U' a ct , .. C'O~00000COOCOI~I_'CCCOOCO (_' 0 I , r j lJ' -, to) 0 ..: \/\ r, ,..} lJ' -r ~. f''' -, .: e, c c. 0 ..~ C', to, C, OJ"'" 0.....,.. m 0 If ., ,.', ~. (0 0 -. - ..... .... If' ,.... {I 0" 0- 0"" ,.... ..... C"~ 10' m ..... ~. ,., ..... tf - - - ,., r, D "f III U~ r' - - .. ........ _< 'jl ~ ~ \ \ z o Ii: ii o III w a :I w !: W~ \ ' I- \r.;~\ \\\ ::z\\ \ .JW \ I- \ ..J~Wtd , t:~~~\ ~~~ ~ or~~ ~..JOC'~ C~~w ~ \~uCO ~ou~z~ ocaow\tt f' ct u:: a: ..J..J W J-I _ cI I Z a: z ~w cI..Jtt 4~ctLOW~ _ z-~uu rom rzcw ~ ~~ ~ 4~~oo\~rrou~~0go~~~ w~r~ ~~OCE~~4~~Z~Z~U~ oow~rzzr~q><< ~ ct..Jww w~..J~ ~cI zn4uxttQE OCtt nzx~..JOO..J..JOqE~ W ..J_Nmm O~..JOcI .J-I_ .nct'u..J~act'l I aaocr>"~Erm~~30~UUQOOC~ <I " ~w~~~~~~~~~~~~~~xx~x~~ 0100000000000000000000 _a.~""'~__________.___""'~_..J \ w U ~ o > z - _N~"f~~""'mO"o..r~~~~D""'WO"O_C~ I -..~""'-___""'_NC",r, .. ... - '0 '-. / c--....._ ./ ~\~t ,... ,... I' r- L", (~ 3:::\ t\ ~\ ..., (" l... (' ... ~C - - l... ~ ~ .:.: _I ~r-' -::- -::- -.: t- - - ""(..~ - '" " '.' " " " , ,. ., ,-, / ;' / ,t , l' , .L " '"' ~1;li8 . -1".,,, ;' luir~ ~. '[Hh !liH! I )JI, 1 hi1ij '!~ml ,\" . ,11-91 ~ 'tihs ~ i...! c- ~:~;t1. ~ J~ ~r, . Hi~ ""'. Ijll[l Z ~ I. i.,: z r-lh ~ hr,.., , ~ ~iwn ~ "'ii! o~Uliir., (j "I t-, Ii: ~P~IP ~ ~,h.l. ; iIHlii ;~ 1'" IlfA ",j 1 I- ,"' '. ,. " " , " , c' , >< <- a) ., ~ .. a: '" I: o ... IJI :> u . Co>> Z1; . _Cl :s ..~ I::: c:J iil ' Z ~ ~ !lUg ~ !~~ en ~~:s ~. ~... ~. 'l' III g :s c:J"' ... i ~ Z b .. i!! 9~ 0'" c:J ..." a:... " I:C o III a) a: "'''' -'0 "'~~ e< 0 "''''., ..."'''' N ...-' a:-,> ""e< 1:1: 0...... -,a: a: 0:>:> ... "". IIlIJI -..ZZ ~.... "'...... ",a: a: ...."" 1:1:1: tnJ:_CI. ~O ..." a:... " 1:0 o III a) a: "'''' -'0 "'~~ e< 0 "''''., ..."'''' N ...-' a:-,> <I<I~>O 1:1: ., oil QCJC300 -10::0:1 O:J:Jot CHO m..o IJIIJIN ......ZZI ........~ llJ......~ ::.::a:a:O ~-l(t ([ t'l I:Z:I:- WlO-,O ....0 '" .. .... oil o -.. -. ~ w ... 0( w o U __ ii a. I- Z ::> o o U IJI a. :> 0( :; a. X III o o '" .. .- '" o -' o ... '" z .... '" u .... o > z .... I '" ~ oil N '1 ,; i'5 .. -' 0( ... o I- ill1lf"lWO'ofot,... ..,O.,M'i)U'>OM . . . . . . NOUl,...MWlfl,.... ,...1110'" 0.......,. a- m ION.,,,, ~ 000111001110 ,., III .., >0 U' Of .1 l1' . . , . . . . . -D>O-(Jo,........m,... III ::E 0( a: ... ,: ... o 00000000 N,....-1N........."OM . . . . . . . . ,...,...-o".....",LIlN 0" 0" '.')l1l <If .... N ~~~ ~j~ ui U a. z o ii: ii: u III W o ::E w !:: ... .... ... ...li...20 en- Z<Ia:WZ ZLLI ......:I:om<t .....-J(Ila:UlL m a::1LI..J J:W .......U<IWNQZ)o t:<IHZ<lUOU a:a:...OO 1-% cIlDH.... C(/)<I :x:.......Z({JXZ tL UZH (f)([)o H ...~mU:I: CJCIUJW..J ZfJ] ZI:ZCJOCJ<IH HOOCJD.%lL.J D. 1-:> H 0 z:::t? Z:I:Ca.Q, <IZO CJO ",H;l:NHUJ]:I: cna.....UJ:~ I: ...... ::.c:<I~~~'ll:::~:lt 01-000000 l:l.............~.., ....Nt'l"fll1>Q,...m ~N"~~~~e~2~~~~~~~=~2N~~~~~~~~ '" '" o ., '" '" oil .- ,. ., o a) 'D '" .. '" -' <l ... o ... a) :> :t -' <I ... o -.. U.k'f o lflJj ~ ~iutj ~ fi r~!f ~ ~f lll~l II IJI H"') .I j ~ Ii Jh~ j ~ Unf! i ~ "'j1li!i. ( if J!hfIJ I ~ f!llIt') I ~ h hj I ~1.f'111. ~ ~flth!! I ~H ~'.I 'I 1 i~mH I J ,.. ~.,;' r;'~!r;~:': ,'....f:".7".ll.i..T~,.\~'~ ,".,:,".,.0;'1" "':":'.. .~ I. . :::',7"'W~.":""'., .:t. r~'''' "'Y"'1, '~""ro:~.:" ,fT~t"f:'"'~ . r,I..~ . .... :' :", " l' ~,.~ 1 ~ :!l "'f ,1 :~ J " , (j ~ Z ~ . ~ ~Ii !S I h~ ~i f'i w ~ ~B. ; Ijl! ~ 11- ~ i \ cL. - .s.. iil,UHil!H1 II ~ ' 'If'hr!rl'l g 1>0. ~it,lUill Ii = t( Wli,'IIMI, A 1------ ---- --'-~ JI,lii'j'li!li I" r--u -, ---c-I 111II,!'lhl g:i ------- ------ -. J jHI.!pjlHI ~ ; tlll'illihll{l! ~e \i) ~ r" ! II ,1111 I ~~ i . ~ ~ ~ Ih!Hlhlllt 00 ',~ ~ ~ r C\> wlltll J,I, e ,~ J iUill!hU'! ~ ~ i ~ IIH1lBhll ~B .~ i ~ , c I' l'llfllllf U I: ' ~ ':'r \, t:lt1rit 00 Ii '- ,~): Ih!ldllll'U I Ii ~ 1IIIIpll hi 33 ~ ~ i ~ h~ihIHh!1 00 I s ~ 'lo u ~l !: '* " ~ " - . ~~~ ~rl ~ ~ :':' ;J. ~ !.: U e . ~ '~ .' a; ~ ~:i.; " ~_:' c Vi ; <J t: ...J ~ ~.~ ~.,.~ 8 ~ Q ~I~ ~ , . ~ '., " lItX_G. 11I0-'0 , "; .~ , , " (:~ ..0 ..0 u. .' ~ o .. " 4 .. o .. J I . w u ii' " .. Z ::> ...L,L'):LJJ.) L____, " 4 ;; " :;: on ;> Z on :I 4 " " > .. o on u " \) I \ ~ z o " " ii' u VI w n '" w t: \~. w o o u '" w t: ,; " ~ i. , , " , . .; ~ \ '. \'} - ... "I :,;. ~,.: ,..: , ;:. ,'. .' i'"'; ,1 :i. )'" /'-;"..; .. .,\ ...-:: :j: . .... t ;,. ~.. i ~:i ~ ~ of".. . ~. ~ " ;-: ~ ~ ~d ~ ~. f' .. ;;' :~ i f: ~.I ,.::: c' .. .i " ~ ;.}) ~:; ~'. .. ',~ ,; ~~ iH ~~ ~: '1 ~ .~ r -. , "'"': ~':". '~\ .. '0 '., , ~~I ~ i~~ l;l U~ i ~J ~ ~ " !i ~ ,... ... ,... Q 0: U. . !I: 8 ~ ~ Cl <( 'l' en ... ,.~~ w . o:!: o ",..I . ~ a: ..J '-. ..., _, u. - ' - , . '; ~ cn%-a. "'0 ...- .....-- ~ ~ ' o if. -- 0. ~ ~ 12 ~ o ~ ~ 0. J: III ," fi' In P' ;/. ":!.' ~ ~---_. . . t. - ". J .. \ . ,\ \ . , ~ ""l '~...\ " Z , ~ - ~ .. , .. , 0 - W u 0 .. " :l! u ~ , .. . .' f-. 0, , " .. .' .. . ,. .. ., ,. " .. ~ " .. . : , ~ W 0 (1)0..10 1-0 8 ~ '- -.' '. . ' ,..::.. ...- .~ J.. 1: ;". " ., := j .. - ... '. ~. ~ ::- '. .. , ".. ,...':' ..l... - ... '. " , ., .:. ~ .. lo .',,~ . -...-... f. 'J '. " T . , ....... -.- , -, , .'- ~.. I . . i r ..----- - --- -.- ------ f ! I ! ------ 1 !j J .' .. , r~ if ' " : . Ii ~i ! I c, 1= II , . ~ ~i i. 0, p~ " ~td .. : '. , E 1: p , ~ , " ~ 25 II ~"- ~.. 8 IA r " .. ; Ii =1 - ..:. , -, ..'- . ., " '. e h II .: ..: - p 11 " ~ ,.jJ . . . I j ! ~ I n I ~ I I ! i Ii I i , i .- ~~! ~ p" ~ ~H ~ ;~! ~ e .... ,.. .... i~ ~ . ~ ~ 0( "i' \,..~~ :;; , 0 a: ; ;C..J . ~ a: .'.,.~, ;'. cn:Z:-D., ...0 'I '" - -.. .. , ,. .-..;.: . .. of'. " cnO..lD "'0 I!! l'J .. c if II. ~ : ---. ~ , ~ 1= 0 . " i .~~.~'~:\\<~\\ ----- , ,., .- --------.- --- '-. "'. .- \~__,__~~--J----__ . .' . . . , . .' . .' ~ ~ . ~ '-- --\-\ ~ .. . " .. . .. '_""..l..'&: .' ~,""! . ..... . _:.0' r. .. ... 1 z o 1= II. if M ,.. w c :0; ~ . "~ :;: ..J.. ;-. -: ::.:..: . l' .... '. I. ... ". 'oj , ' , ". ~ ~ . ~ ~ ~ ... . .. - '.- ... .1. .' , . -I.. '_.:_. r ~~ :: , . , : ~.: '" I _.. _ _ ... ':! .. ..' " - ,.',. . ;: T :: : ; :.'~ :' . . ''", 1: :. :r -. "- . ... . ,.:};. ':.. ,". ,~~ -, ", . - ." '. , . " ", ," . .. . . '" ":' " ", ",.- . . . r_. - , -. :.:. '.' :- ~ ~ ~ : ~ . ~;: ''': r .' ~ . .. ' ... . ...:t . :: w w 8 u ~ -, t .." : - '. ..',', " . - '. . - ,'. . -,.,:, ~" :J ~-' : .. ..'- ': . ~, . ~ -= - ....L.. . '- ~... - " . . r' '",; ~I ..~ ._' :,;. " " . . ':-f .' -. . - ~.. I" -1 '- , ' i r f I , lj J , r~ if I. ~ ~ ~i ! I : 'i h II P ; i~ II o h 18 E i" , ~ 2i ,I g fR l .. ! I .' II! i! ,. i' '1 ,lit " .' . " '.. , " CI C , . ..., '" " ," .' :. of " " .. " ',,,- ,.,l. ;1 (~ 'J u.; ... 'J, 1" i! " ...r',:.. ':; '" r UI:-a.. ...0 ~~I In ! i ~ l' III :!; ,-'. 0 " r m ~ '':' " ~oi .. - " .' " " -' .{., .. [!. ... 'I'J ,.. , ... .. ' :b .. '._ I, ~ . ~I '.. m " .... ,,;}~) 6 ',:1:: I t. :If 0 n 1.1 tU 0 '\l '1 ", ,.,', 7.'1';: I ... ... -~ - W " " , "1~~ ."..)"'=1 , 0 Z ':_- .,.., . ~ ::i ,J/1:. ,- a: UlO..JD 1-0 ".:,.~ ~ ., ..._- _._~---_. ---.----.--.--- -,- -~,--_._--_..-..... r -.- -_._--~.._...- '" " -, " . . , " , ., '" ""1'" .. . ~ ., .. .. '. l? '-"'-'~----- ---'---' , -' --_.- - . ..-.--..- l'! ,...r;l W , -I'. " ~ U [] a: . " , .. .' , t: z : " ------~~._-~---_._- ,.. " -' ----------. -.._---_....- -_......_-----_..~._-_.._._-- "0"_'_' , .., .' " .. ~ :: l.':J -J ':,,'.' " ~ , ';. .. ~ "'.- i f ~ 0 -- t t - I " ~ ' - 8 .' > 1 ij .. J ~ r~ H - .. s .. , ," , - '. j ~ I :( ,. ,I; ~~ i : R I . ~ . , , '. " ;1 II " , .. ' . ,. , i " .. : . ~ " " , , Iw m ., Ii: "\Ii. I- "t . ~ 1 "0. , a: .' ~; I! '. M " . ~.. ~ ,. ., , .' .~ ~~ W '" " I~ [] .. .' ., n ~ ...... '" " ~ .JU:" .4W'" CIl - . - " z .~ :::... ~ '.' .. " 0 top . -~ " .."" E ~ ., ," % i~ ~ '" .... " . a 2 a i j ," ., z . .. " _..I " '" 0 f M l , E ~ C '_....1...' - U " '. .. I . ~ ., CIl H ~l g . w :I '. " [] " a: h I~ . 0 , r! . , U !i ::! " '" 1111 2 , " : ~ .-.'., . . .. , " ~n '" !l ;; ;., % ( ) ,. . '-.-, --'-~- t > 0: _ ......'if LtJgU'l ~~N~ .., ~~::; I- cd;t O:lD:N . <<( ijl- ~...~~ ~~r ,t:l . . '" . . I . I . 1 ~ I - ,- - p. - - r - - f r ;.r III ii. ! ;Ha ~ ~6 ~'{<., I ! Ii: ; : H (. \ ;:.\\ L I I ~ ~ I; :, , .:I'~ I!::, t f' -1< J 'I", i:;' Ii 3: _ ~ ~~*~J J \ l ~ ! IH ~ ~. _ I fll-j-il--1-: i o , ~ 1 1 I' e ! I I I' '---:-'::':.:-'-~-- .---., '.' :"'-.:.- - 8 -- ~ J: i I ; I I_I 01 ('l")1 .-1 · t t I , t- 'r ,... - > .- 0: . oJ .,~ 1010 ~~N'" ) ,~~ .., ~ .. I- cd;t ~ q, o:rN ~ <<( "'- "'x ~ :E~~", o i=- r, oJ ~D: f ~ , o ~ t:l ~ J , Jd~ . . i r' ~ cr , J: - G , . , I . , > ! , 0: ~ . .~_... - . :1 "''''j ! i t:~ ~ ~ . UlO )1 u ' :~ Ii " I 15 QN~ a ' . I......! .., ~~i iil ~ . I :i :1 2 .... ct: ci il-al O::.a::'D::N . ., I c( e::J.... -j I ~ l! :E a~~ I- ~l -<t! ...-- .J ~ i!~ ~~~ ,- 01:1 . .-tl v lr t~ M, . Cl -i l.:l~' ! I . I i ..-...---.... ~- ~.. -~ ._~..__.. ..- ____d _h___".__..__._~_'__.__ _. .~_.. _..h_ - .-..-.._._. _........ p.~.__._u..__ . -...._-- ~- r (J () I I I I I ~ G I ~ ~I~ 1 - r - r -1- - - - - ~ 1{) , I I J: (l r 3 ill > f'.~ I _ l ' I I I I 0: 4 - 1 .....Me 1 I I' . Ul 0.., u. ~l' ~ . -OIl f I ;~ a I 15 !:.!N~ a - , I ~~ ,~'" ~ ' I I .., ~ .. , Ih I- ~ci:t I . ....}I I ~ i 0: .a::a::N it~ < e:J_ I UOl~ I '. :E .'" U")I az", I- 'I ...",- ~ 't cga: ~~ . c: "'~ 1 '1J ~I ~ .-tl ~ } ~ MI Cl ! I f~ .-t' -J ~3 ! c >-.J , . ! 3! ,. 1'''1 I I I I . \ I ~i I I I :. - .. - - ~ - .. - ~ ~l .. ~ - .. - :- - - - r- ...~- , , i ~, , i , , i ~_._- H a . It. , I ~ I L I I , > ~ ~N Q; " i , If . ..."'~ I I ~ ' i ....~ I ~~N! \.' "'1 fl I ' \,. -. i~~ i i); ,; I : N1 1. In .... ~O::N 015 , : .-II Q; g"- .~ ~ fJ ,,! I (")1 cl: am~ ! .-I' :;"'-Z,., oj -Ii csr '-f. I ., - iI. I ...., ~ -:: r~ . I S . 0 .i ! '1 tt- .2 A c" E I I). lvl , .ItJL.-l t _<;t',' ..1" :.-";, r'fl ....11 1..1-1'..-: . 'Fl.1 ._ . , 4 ~.,..., "" ::1""\ t~. P. '.11 - !';,'t!90 . , 1,1} 5 J "~~ ~~~-C7 ~~~ I . · ,'. '" - 'i't'. -, j -, o^" -.'{ ~J _ 1)'_ _ ,. c. Id '12Wt:- " <O( '2:NO '2.39Qr.tl'~-': ,q ",W~O ~, -:J ~Icrv~- J D, H, DiNAN I ,",93 llSQ.V.LOGANWOOO9 OR, .? -, '- " ~,';.:: :. t4USGARD OH .ui:!~ 'J _'J ~.. ...::J_ r ..........._" "'2'" .,...0 '.,' J _"'" 030--,-~~ ,.'....~, ,"'...:s ',.; --~':) . , w..... C'.r"t U4t' '7 ' . ~... _. J ~ .. ""1:10'.' _ ._..._. . ~._ '. __._ . '. -." _..- - - .. 0"'___ _0_-'--'-'- 1:01.. 20 ~ 51:, 71: 1.0062 2 ~O S"' ~. 7 S ,"0000600000," "T -....... ',,",. -' .,-- ~ , ' - ,-' ,f. ~ f" " EXHIBIT , CIa i m4.n. t- O) ..<( ~ . . . g . ~ ~; " I i ~, UI, ,'\ .. ' ,I I I ~ en ...... en to N ':I'~ ., <. ., c c :-; " -- - U~ dj' ~ ,1'r- l1J < I, , ,. 't I ' '.~' I 'J U:,:_~ ; .~~:~~ 0 ;.. (f) - J..";- " .a" . ~. ~~i ,'" ,I ,.11.... l..U . ... {~:.. I': .i;; (f) ", ,Y;: .:: W - .A' i li:::rz,' " U'4. .' '." ~ ~'..: . l:: 1: .~ ~t15 2 1:1 ~ , I- 21" "".... - 5!E~ ~ ~z: . [;.11 ~ t:' 1lJ~ -~ s- ..Sf '-J _'b .., I . , . ~ i i . . . " ~ c' . ~ I '\ ..J , . . T' " : ~ .. IO'd OO~1.'ES6 (Ell.) 1,-,Od ....t"".H ....;..~ t.,_,',. ",'J, ............~ ~"'''>1'1...1'' 'II ..p'<u'gI \l'9.P60 f'1::11 . 1.-IHl.i '" II" ."1 l:to;,;:, 1 .;" ., ~ , PROPERTY CLAIM VIRGO STAR, INC, PlllnUrr , 1 'if VI, MOHAMMED NOORALI, TfDffl/A GOLD MART, Derendanl TO THE SHERIFF OF CUMBERLAND COUNTY, PENNA. In the Court or Common PIe.. or Cumberllnd County, Penn.ylvanll Wrll No, 97.0412 Civil Term '. . . The property listed below Ind levied upon In this easels not the property orthe derendant but Is the property orlhe undersigned. A list orthe clllmed property and the values thereor are: LIST OF PROPERTY Gold Jewelrv 10K Ladles bracelel 232.2g. Ilaby bracelet 10K 20g. 2 V Stone Ladies Mecklaces Herringbone Necklace &. bracelet &. I stone bracelel I OK charms 423g. assorted 10K charms 79.4g. &. I Gold Men's Pin Ladles Rings assorted &. Men's Rings assorted &. babies Initial Block Ilg. Necklace chain with birth chlrm (Linle people) 36g. Stud Earings &. Hoops 14K Nlme Plate 10K LinkJ, rope &. Guccl 2S2g. Srerlln2 Sliver Jewelrv L1nkJ, bracelets, earrings, etc. Non.Jewelrv nems Levied Unon Sharp cash reslsler XE.A 120 FAX Machine-Sharp UX 105 Credit Card Machine Ohaus Weight Scale Chair Hand VAC Floor sare TollI Vllue or All Invenrory '" nems Levied Upon (see reveme side) VALVE $I,S57.60 , 171.00 SO.oo 3,000.00 3,799.S0 1,032.20 4,352.00 209,00 360.00 7~.00 152,00 2,S20.OQ $18,539,60 I $ 1,500.00 $ 150.00 200.00 300.00 120.00 30.00 20,00 1.2oo,OQ, $ 2,020.00 $ 22,059,60 VIRGO STAR, INC., Plaintiff : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION CONFESSION OF JUDGMENT v. MOHAMMED NOORALI, t/d/b/a GOLD MART, Defendant . . : No. 97-412 CIVIL TERM ----------------------------- MIKE JUMA, t/d/b/a GOLD MART, Claimant . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA . . v. . . CIVIL ACTION VIRGO STAR, INC., Re9pondent . . No. 97-412 CIVIL TERM ORDER OF COURT AND NOW, this 4th day of February, 1998, upon consideration of the third party property claim of Mike Juma, t/d/b/a Gold Mart, to property seized and levied upon by the Cumberland County Sheriff, which was filed on or about February 7, 1997, and of the objection to the sheriff's determination in regard to the claim, which was filed by Virgo Star, Inc., on or about February 21, 1997, and following a trial pursuant to Pennsylvania Rules of Civil Procedure 3201 et. sea. (sheriff's interpleader), the Court finds in favor of Virgo Star, Inc., and against Third Party Claimant, Mike Juma, the objection of Virgo star, Inc., is sustained, jUdgment is entered pursuant to Pennsylvania Rule of Civil Procedure 3213 in favor of Virgo star, Inc., for the items seized and levied upon by the Cumberland County Sheriff on January 29, 1997, and title to the said property is determined to be in Virgo star, Inc., subject to such rights as may exist in favor of a trustee in bankruptcy with respect to Mohammed Noorali, t/d/b/a Gold Mart. Costs of this proceeding shall be borne by the third party claimant, but no further relief is afforded to any F1~~i:-(rrIC~ C( ':;,:~ '";:." .t.:"':\)}.~lY 93 FED II r;j I:?l CU,"/'. .. ~, ," "'-I ,{ .l._, ''''''"'' II. "l..."....;, pa.!j ;:;YC:r' \;, I I !, ; J r \ ,"- $ ,~ wr;l fiti.='" ~'i:i~" )c-, c.' LLjC..... If:!' ,i lJ, (J ?: ..' :5 :--. (J;.( Ii: .)." ~.!;: ('') :..~ i 0": . i'~; "..J:' _..: -j :C )~ OCO ~ , .:1 (J C'J c: N ~ r \ ~ <;:) , ' () >; -.: on -' ." ::, r" . '-" " :-;J i:D , '-, I ,- ,m (/:, '- ',0 -' :-:;6 ft;: ::? --" 3:Q ::(. '..0 ....., ~;> ;.:51TJ - ,,~ .. :I;} <:;l -< v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW VIRGO STAR, INC., Plaintiff MOHAMMED NOORALI t/d/b/a GOLD MART and MIKE JUMA, Defendants . . NO. 97-412 CIVIL TERM AND NOW, this ORDER OF COURT ~t~ day of April, 1998, after careful consideration of the petition of Plaintiff Virgo Star, Inc., to award costs, and of the answer of Defendant and Third Party Claimant, Mike Juma, costs attributable to subpoenas on May 20, 1997 ($6.00), witness fee of Rod Rager on May 20, 1997 ($5.00), reimbursement for subpoenas to David R. Breschi, Esq., on May 20, 1997 ($4.00), and an "unbilled cost.. attributable to a subpoena ($2.00), in the total amount of $17.00, are awarded to Plaintiff. BY THE COURT, David R. Breschi, Esq. 3425 Simpson Ferry Road Camp Hill, PA 17011 Attorney for Plaintiff G. Patrick O'Connor, Esq. 3105 Old Gettysburg Road Camp Hill, PA 17011 Attorney for Defendant and Third Party Claimant Mike Juma Daniel Pollock, Esq. 3105 Old Gettysburg Road Camp Hill, PA 17011 Attorn~y for Defendant Mohammed Noorali ~.) .r.> (") c_ '->J " 'n -, , , J t::J I ,.- ,., I::) JCJ , ".., ,r') .'-"1 .. -~il )-- ";c) - ~,? ',_It fl -., : ." '> - , :.J -; :rc ~"",......j,ce 'f11~/'1S'. .J .0-' . VIRGO STAR, INC., Plaintiff v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW I' I , . . MOHAMMED NOORALI t/d/b/a GOLD MART and MIKE JUMA, Defendants NO. 97-412 CIVIL TERM IN RE: PETITION TO AWARD COSTS AND NOW, BEFORE HOFFER. P.J. and OLER. J. ORDER OF COURT this lfl day of April, 1998, upon consideration of Plaintiff's Petition To Award Costs, and the court having previously disposed of the petition by an order dated April 9, 1998, without realizing that the matter had been listed for argument, the matter is stricken from the argument court list. BY THE COURT, David R. Breschi, Esq. 3425 Simpson Ferry Road Camp Hill, PA 17011 Attorney for Plaintiff G. Patrick O'Connor, Esq. 3105 Old Gettysburg Road Camp Hill, PA 17011 Attorney for Defendant and Third Party Claimant Mike Juma Daniel Pollock, Esq. 3105 Old Gettysburg Road Camp Hill, PA 17011 Attorney for Defendant Mohammed Noorali .-1 "'1J 0,' :' " I " ~.I , ~ ;: .. I .,... ~ t. ~ :rc ~"t";.... :......~-J..(L y.J =toll~? I,." '. :...) " .. ~ :..." '.. . I :;