HomeMy WebLinkAbout01-4675FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQUIRE
IDENTIFICATION NO. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD
SUITE 1400
PHiLADELPHIA, PA 19103-1814
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, 1NC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
46'7,5
CUMBERLAND COUNTY
JANICE A. CRAFT
314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
Defendant(s)
CIVIl, ACTION - I,AW
COMPI,AINT IN MORTGAGF, FORECI,OflI~RE
NOTICE
**THIS FIRM lSA DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
YOU have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Loan #: 0102492253
IF THIS IS THE FIRST NOTICE THAT YOU
HAVE RECEIVED FROM THIS OFFICE, BE
ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
Plaintiff is
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
Plaintiff, is or will be, the owner of legal title to the mortgage that is the subject of this
action, and nominee for the entity indicated below, which is the owner of the entire
beneficial interest in the mortgage:
AURORA LOAN SERVICES
601 5TM AVENUE
SCOTTSBLUFF, NE 69361
The name(s) and last known address(es) of the Defendant(s) are:
JANICE A. CRAFT
314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
On 2/28/97 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to NATIONAL CITY MORTGAGE COMPANY which mortgage
is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book
No. 1368, Page 699. PLAINTIFF is now the legal owner of the mortgage and is in the
process of formalizing an assignment of same.
The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 3/1/01 and each month thereafter are due and unpaid, and by the terms o f
said mortgage, upon default in such payments for a period of one month, the entire
principal balance and all interest due thereon are collectible forthwith.
The following amounts are due on the mortgage:
Principal Balance
Interest
2/1/01 through 8/1/01
(Per Diem $22.91)
Attorney's Fees
Cumulative Late Charges
2/28/97 to 8/1/01
Cost of Suit and Title Search
Subtotal
$103,113.58
4,169.62
4,000.00
89.19
$111,922.39
Escrow
Credit 141.70
Deficit 0 00
Subtotal (Sg 141 70)
TOTAL $111,780.69
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriffs Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged.
This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$111,780.69, together with interest from 8/1/01 at the rate of $22.91 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
~ THAT CERTAIN piece or parcel of land situate in the Borough of
Shiremanstown, County of Cumberland and State of Pennsylvania,
bounded and described as follows, to wit:
BEGINNING ~t a point on the southern line of Green street, said
point being at the dividing line between Lots Nos. 9 and 8 on the
hereinafter mentioned Plan of Lots; thence along the southern line
of Green Street, North 66 degrees 36 minutes East, eighty (80) feet
to a point at the dividing line between Lots Nos. 8 and 7 on said
plan; thence along said dividing line, South 23 degrees 24 minutes
East, one hundred fifteen (115) feet to a point; thence South 66
degrees 36 minutes West, eighty (80) feet to a point at the
dividing line between Lots Nos. 8 and 9; thence along said dividing
line, North 23 degrees 24 minutes West, one hundred fifteen (115)
feet to a point on the southern line of Green Street, the place of
BEGINNING.
BEING Lot No. 8, Block C, on Plan No. 7 of Shireman Manor, said
plan being recorded in the Cumberland County Recorder's office in
Plan Book 14, Page 4.
BEING THE SAME PR~MISES which John M. Knaub and Janet D. Knaub,
his wife, conveyed unto Oliver R. Cromwell and Mary A. Cromwell,
-~ ~z ~=~ =~gus~ ~, 1963 and recorded A~gust 30,
19~3 in the Re¢order's Office in and for Cumberland county, Pa. in
Record Book Y, Volume 20, Page 755.
PREMISES ON: 314 WEST GREEN STREET
VERIFICATION
FP,_a, NK FEDERMAN. ESQUIRE hereby states that he is attorney for Plaintiff in this
matter, that Plaintiffis outside the jurisdiction of the court and/or ihe verification could
not be obtained within the time allowed for the filing oft. he pleading, that he is
authorized to make this verification, and that the statements made in the foregoing Civii
Action in Mortgage Foreclosure are true and correct to the best of his knowledge.
information and belief. Furthermore, it is counsel's intention to substitute a verification
from Plaintiff'as soon as it is received by counsel. The undersi_?ned understands that this
statement is made subject to the penalties of !.8 Pa. C.S. Sec. 4904 relating to unsworn
t:alsification to authorities.
DATE:
FRANK FEDERMAN, ESQUIRE
ATTORNEY FOR PLAINTIFF
FEDERMANAND PHELAN
BY: FRANK FEDERMAN, ESQUIRE
Identification No. 12248
Suite 1400
One Penn Center
Philadelphia, PA 19103
(215) 563-7000
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
PLAINTIFF
VS.
JANICE A. CRAFT
DEFENDANT
Attorney for Plaintiff
: NO.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
01-4675
PRAECIPE TO SUBSTITUTE VERiFiCATION
TO THE PROTHONOTARY:
Kindly substitute the attached Verification with
respect to the Complaint filed in the instant matter.
P~K ~EDE~MAI~, ESQUIR~
Attorney for Plaintiff
Date: ~ugust 17,2001
JANICE A. CRAFT
#0102492253
VER I~IC A TION
hereby states that he/she is
of
mortgage servicing agent for Plaintiff in this matter, that he/she is authorized to take this
Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are true and correct to the best of his/her knowledge, information and belief. The undersigned
understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating
to unswom falsification to authorities.
Vice President
FEDERMAN AND PHELAN
By: FRANK FEDERMAN
Identification No. 12248
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
8201 GREENSBORO DRIVE, SUITE
350
MCLEAN, VA 22102
Plaintiff
VS.
JANICE A. CRAFT
314 WEST GREEN STREET
SHIRESMANSTOWN, PA 17011
Defendant(s)
Attorney for Plaintiff
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
:
: CIVIL DIVISION
:
: NO. 01-4675
:
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment, in rem, in favor of the Plaintiff and against JANICE A. C~,
Defendant(s), for failure to file an Answer to Plaintiffs Complaint within 20 days from service
thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as
follows:
As set forth in Complaint
Interest 8/1/01 TO 9/20/01
$111,780.69
1~168.41
TOTAL $112,949.10
I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above,
and (2) notice has been given in accordance with Rule 237.1, copy attached.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED.
DATE: ~j_~,.~OO [ ~.~.o
PRO PROTH~
**THIS FIRM IS A DEBT COLLECTOR A~FEMPTING TO COLLECT A DEBT AND ANY LNFOKMATION OBTAINF~ WILL BE
USED FOR THAT PURPOS~ 1F YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS
NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
FEDERMAN AND PHELAN, L.L.P.
Frank Federman, Esquire
Identification No. 12248
One Penn Center Plaza at
Suburban Station, Suite 1400
Philadelphia, PA 19103-1799
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTR3~TION SYSTEMS, INC.
Plaintiff
vs.
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: CUMBERLAND COUNTY
: NO. 01-4675
JANICE A. CRAFT
Defendant (s)
TO .'
JANICE A. CRAFT
314 WEST GREEN STREET
SHIREF~%NSTOWN, PA 17011
DATE
OF NOTICE: ~
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE
INDEBTEDNESS REFERRED TO HEREIN, AND ~ INFORMATION OBTAINED
FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN
AGAINST PROPERTY.
IMP RTANTNOTIC
You are in default because you have failed enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten (10) days from the date of this
notice, a Judgment may be entered against you without a hearing
and you may lose your property or other important rights. You
should take this notice to a lawyer at once. If you do not have a
lawyer or cannot afford one, go to or telephone the following
office to find out where you can get legal help:
CUMBERL~ COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
Frank Federman, Esquire
Attorney for Plaintiff
CASE NO: 2001-04675 P
COMMONWEALTH OF PENNSYLVANIA:
cOUN~ OF CUMBERLAND
MORTGAGE ELECTRONIC REGISTRATI
VS
CRAFT JANICE A
KENNETH GOSSERT Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
CRAFT JANICE A the
DEFENDANT at 1058:00 HOURS,
at 314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
JANI CE CRAFT
a true and attested copy of COMPLAINT -
on the 16th day of August 2001
by handing to
MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 8.45
Affidavit .00
Surcharge 10.00
.00
36.45
Sworn and Subscribed to before
me this day of
A.D.
Prothonotary
So Answers:
R. Thomas Kline
08/17/2001
FEDERMAN & PHELAN
FEDERMAN and PHELAN
By: FRANK FEDERMAN
Identification No. 12248
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
Plaintiff
VS.
JANICE A. CRAFT
Defendant(s)
Attorney for Plaintiff
: CUMBERLAND COUNTY
:
: Court of Common Pleas
:
: CIVIL DIVISION
:
: NO. 01-4675
;
;
;
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the
Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the
following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United
States or its Allies, or othenvise within the provisions of the Soldiers' and Sailors' Civil Relief Act
of Congress of 1940, as amended
(b) that defendant JANICE A. CRAFt is over 18 years of age and resides at 314
WEST GREEN STREET, SHIRESMANSTOWN, PA 17011.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating
to unswom falsification to authorities.
FRANK FEDERMAN
Attorney for Plaintiff
(Rule of Civil Procedure No. 236 - Revised)
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
Plaintiff
VS.
JANICE A. CRAFT
Defendant(s)
: CUMBERLAND COUNTY
: Court of Common Pleas
:
: CIVIL DIVISION
: NO. 01-4675
Notice is given that a Judgment in the above captioned matter has been entered against you on
SEgrEM ER 2001.
If you have any questions concerning this matter, please contact:
FRANK FEDERMAN, ESQUIRE
Attorney for Filing Party
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT
AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Mortgage Electronic Registration
Inc.
VS
Janice A. Craft
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-4675 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED pursuant to instructions from Attorney Frank Federman.
Sheriff's Costs:
Docketing 30.00
Surcharge 20.00
Posting Handbills 15.00
Law Library .50
Prothonotary 1.00
Share of Bills 24.20
Mileage 16.90
Levy 15.00
Advertising 15.00
Certified Mail 4.18
Poundage 12.49
Law Journal 270.05
Patriot News 212.70
$ 637.02 paid by attorney
3-08-02
Sworn and subscribed to before me So__~l~
This
R. Thomas Kline, Sheriff
Prothonotary Real Estdte Deputy
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
Plaintiff,
JANICE A. CRAFT
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 01-4675
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, Plaintiff in the above action, by
its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of
Execution was filed the following information concerning the real property located at ~314 WEST
GREEN STREET, SgIIREMANSTOWN, PA 17011
1. Name and address of Owner(s) or reputed Owner(s):
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
JANICE A. CRAFT
314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
2. Name and address of Defendant(s) in the judgment:
JANICE A. CRAFT 314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Sallie
None.
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
4. Name and address of last recorded holder of every mortgage of record:
Name
None.
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
5. Name and address of every other person who has any record lien on the property:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Sanle
None.
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Tenant/Occupant
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
Domestic Relations of Cumberland County 13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
December 5, 2001
DATE
I verify that the statements made in this affidavit are tree and correct to the best of my personal
knowledge or info.nation and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC.
Plaintiff,
V.
JANICE A. CRAFT
Defendant(s).
TO:
JANICE A. CRAFT
314 WEST GREEN STREET
SHIREMANSTOWN, PA 17011
CUMBERLAND COUNTY
No. 01-4675
December 5, 2001
**THIS FIRfl4 IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTE **
Your house (real estate) at ~ 314 WEST GREEN STREET~ SHIREMANSTOWN~ PA 17011,
is scheduled to be sold at the SherifFs Sale on MARCH 6~ 2002 at 10:00 a.m. in the Cumberland
County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of
112~949.10 obtained by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS~ INC. (the
mortgagee) against you. If the SherifFs sale is postponed, the property will be relisted for the JUNE 5,
2002 Sheriff's Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SAI.E
To prevent this SherifFs Sale, you must take immediate action:
The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SAI,E DOES TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriffgives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
ALL THAT CERTAIN piece or parcel of land situate in the Borough of Shiremanstown. County of
Cumberland and State of Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the southern line of Green Street. said point being at the dividing line
between Lots Nos. 9 and 8 on the hereinafter mentioned Plan of Lots: thence along the southern line
of Green Street, North 66 degrees 36 minutes East, eighty (80) feet to a point at the dividing lien
between Lots Nos. 8 and 7 on said plan; thence along said dividing line, south 23 degrees 24 minutes
East, one hundred fifteen (I 15) feet to a point; thence South 66 degrees 36 minutes ~v'est. eight (80)
feet to a point at the dividing line between Lots Nos. 8 and 9: thence along said dividing line, Noah
23 degrees 24 minutes West, one hundred fifteen (115) feet to a point on ~he southern ['~ne of Green
Street, the place of BEGINNING.
BEING Lot No. 8, Block C, on Plan No. 7 of Shi.reman Manor, said plan being recorded in the
Cumberland county, Recorder's Office in Plan Book 14, Page 4.
TAX PARCEL #37-23-0557-102
TITLE TO SAID PREMISES IS VESTED IN Janice A. C~raft. single woman by Deed from Oliver
R. Cromwell and Mary A. Cromwell, his wife dated 2/25/1997, recorded 3/6/1997, in Record Book
154, Page 117.
WRIT OF EXEcUTioN and/or A'I-FACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF Cumberland
To satisfy the debt, interest and costs due
NO. 01-4675 CIVIL ~ T~___.~
CIVIL ACTION - LAW
COUNTY:
Mortqaqe Electronic Reqistrat~on S_vst~ms~Inc.
from Janice A. Craft, 314 West Green Street, Shir~manstown, PA 1701~
_PLAINTIFF(S)
_DEFENDANT(S)
(1) You are direcled to levy upon the properly of the defendant(s) and to sell ._qee raga! n,=?cr~pt.i,.,,_,
(2) You are also directed to attach the properly of Ihe defendant(s) not levied upon in the possession of
_GARNISHEE(S) as follows:
and lo notify the gamishee(s) lhat: (a) an attachment has been issued; (b) the garnishee(s) is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any properly of the defendant(s) or othen~vise disposing
thereof;
(3) ' ~~pr~perty~fthedefendant(s)n~t~eviedup~nansubjectt~attachmentisf~undin~hep~ssesslon~fany~ne~~her
t;:~e~.named garnishee, you are directed to notify him/her thal he/she has been added asa garnishee and is enjoined as above
Amount Due $112,949.10
f~cm 9/20/01 to 3/6/02 (per diem -
Interest !8.57) $3,!01
Atty's Corem %
Atty Paid S108.45
Plaintiff Paid
L.L. $. 50
Due Prolhy
Other Costs
Date:_ December 10, 200'1
REQUESTING PARTY:
Name Frank Fedennan, EsQ.
One Penn Cen~er at S~-~ban Station
Address: ~6!7 Jo.~_n F. KeP~y-Bou!~vard, Suite 1400
Philadelphia, PA 19103-1814
A~orney for: Plaintiff
Telephone: 215-563-~7000
Supreme Cou~ ID No. 12248
R. T,nq0-
Prothonotary, Civil Division
REAL ESTATE SALE No. q~.
On December 12, 2001, the sheriff levied upon the
defendant's interest in the real property situated in
Borough of Shiremanstown, Cumberland County, PA,
known and numbered as 314 West Green Street,
Shiremanstown, and more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: December 12, 2001
Real Estate Deputy
THE PATRIOT NEWS
THESUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587, Approved May16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Michael Morrow being duly sworn according to law, deposes and says:
That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws
of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in
the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-New8 and The
ti - w newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 29th day(s) of January and the 5th and
12th day(s) of February 2002. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphi~ ~n M~scella..neous Book "M",
Volume 14, Page 317. ' .~..~' '
PUBLICATION ................................................................................
COPY , ~wnrn ,,~ ~,~,~ ??~,~cr!_~/_d I:,_?~?r? ~ 22nd day of/F'~'br~ 2002 A.D.
S A L E ~42
I
M~r, ~nsy~an~a A~ ~ ~My ~mmission expires June 6, 2002
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates
Probating same Notary Fee(s)
Total
$ 21 1.20
$ 1.50
$ 212.70
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
:
COUNTY OF CUMBERLAND :
SS.
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JANUARY 25, FEBRUARY 1, 8, 2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~ ~TAT~ 8AL~ NO. 42
Writ No. 2001-4675 Civil
Mortgage Electronic Registration
Systems, Inc.
VS.
Janice A. Craft
Atty.: Frank Federman
ALL THAT CERTAIN piece or
parcel of land situate in the Bor-
ough of Shiremanstown, County of
Cumberland and State of Pennsyl-
vania, bounded and described as
follows, to wit:
BEGINNING at a point on the
southern line of Green Street, said
point being at the dividing line be-
tween Lots Nos, 9 and 8 on the here-
SWORN TO AND SUBSCRIBED before me this
8 day of FEBRUARY, 2002_
FEDERMAN AND PHELAN
By: FRANK FEDERMAN
IDENTIFICATION NO. 12248
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYTEMS,INC.
Plaintiff
VS.
JANICE A. CRAFT
Defendant(s)
ATTORNEY FOR PLAINTIFF
: CUMBERLAND County
:
: Court of Common Pleas
:
: CIVIL DIVISION
:
: NO. 01-4675
:
:
:
..
PRAI=CIPI= TO SATISFY JUDGMENT
WITHOUT PRFJUDICI=
TO THE PROTHONOTARY:
Kindly satisfy the Judgment which was entered on 9/21/01 against
JANICE A. CRAFT, Defendant(s), in the amount of $112,949.10 relative to the instant
matter and mark this case satisfied, without prejudice, upon payment of your costs only.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
Dated: 5/1/02