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HomeMy WebLinkAbout97-00698 "', " It ~ ~ ~ ~ ~ ~ It \Q " ~ ~ q -- 'll.. ~ ~ k~ ';l-L . _ l.? ...: :J r~ Q" l ... ~ - '- .::) - CJ c... ()- ~/ . t-- \:)'-- ~ DAUPHIN DEPOSIT BANK AND TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW v. NO. (/'7 (tV J' (1 (V~ ( GREG A. DUNBAR Defendant N 0 TIC E YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a jUdgment may be entered against you by the Court without further notice for any money claimed in the Com- plaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4th Floor, Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 Date: February 6, 1997 KEEFER, WOOD, ALLEN & RAHAL LLP - )'/' ') BYci'/ 't ' /' Eugen E. ''pepinsky, Jr. Attor aYI.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff DAUPHIN DEPOSIT BANK AND TRUST COMPANY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. (/"1. C:, '7 i' ell;' I -rib', Plaintiff v. GREG A. DUNBAR Defendant COMPLAINT 1. Plaintiff is Dauphin Deposit Bank and Trust Company, a Pennsylvania banking corporation with offices at 213 Market Street, P.O. Box 2961, Harrisburg, Pennsylvania 17105. 2. Defendant is Greg A. Dunbar, an adult individual with offices at 442 Greenspring Street, Newville, Pennsylvania 17241. 3. On April 2, 1991, Defendant made, executed and deliv- ered to Plaintiff a Guaranty Agreement (the "Guaranty") in the amount of $10,000. A true and correct copy of the Guaranty Agreement is attached hereto, made a part hereof and marked Exhibit A. 4. Defendant is and remains indebted to the Plaintiff under the Guaranty. 5. The present principal balance of the Guaranty is $2,926.50, together with interest and late fees accrued to February 6, 1997, in the amounts of $197.62 and $58.53, respec- tively. The present per diem rate is $.79. 6. Under the terms of the Guaranty, Defendant is obligated to pay to Plaintiff, upon demand, all costs and expenses, includ- ing reasonable attorney's fees and legal expenses, which may be incurred by the Plaintiff in the enforcement upon default of the Guaranty. 7. Defendant is and remains in default of the Note, as he has failed and refused and continues to fail and refuse to pay the balance due and owing or any portion(s) thereof. WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $3,182.65, together with interest accruing from and after February 7, 1997, and all costs of suit. KEEFER, WOOD, ALLEN & RAHAL LLP Dated: February 6, 1997 By: Eugene E. Pepinsky, Jr. 210 Walnut Street P. O. Box 11963 Harrisburg, PA 17108-1963 717-255-8051 Attorneys for Plaintiff -2- " , ,",)" , . ..-"'-.1 ... _._ .... ...i~~JIlt.;~, .._.,.... ,,:..,..(1J1lf:......f.UV .. _ ..._. '.;n,.... __ rW~~I:~!'.~ GUARANTY AG~EEMENT THIS GUARANTY AOREEMENT (h"."lor, lhe "aua'.nly") IS mlde.1 ollhl' --t5/.~____ day 01 -Ae M'- . 19 __C;REG A, OY!'IIlAR (h8,uller, th, "auaranler"I. 10 and fOf Ih, bentlll 01 FARMERS BANK AND TRUST COMPANY OF HANOVER (hor'.'l.r, Ihe "Oank"), WI!h respect 10 Ih, obllg.llOnl 01 ~REC;~...Jl!lI!Bi\1L_INC. lhef..hor, Ilia "Ballowor") " " ..1,'""...... . "'. 4"-~' ~',~_(..'.~~J. IJud.. __ 91 ,by WHEREAS,lh. Bouow., hi' '.quelled Ih,llh, Bank provide. or conllnutlo provide, tenlm cr,dlt accommodallonllo or 'or Ih, benefll ollh. 8oIrowtr, The Oank has 1O,.ed 10 provld.. Of COnlmu. 10 pt'DVlde, the roqueSlad credll 'ccommodallOn,lo lhe Borrower. bu! only lllhe aUatanlor give, Ihe gua,anly prOVided in Ihll Gua'lnly Th. Qua,anlO('1 Willing 10 provIde Ihll Guarenly 10 a.to Indueelhe Bank 10 proVIde, or continue 10 provide, lhe reque'led credllaccommodallonl10 lhe Borrower, NOW. THERUOA!. In conlidtrallon 01 It'll" premi"l end 01 her good and valuable conlldlrallon, the recllpl and lufficl.ncy of which Ir. hereby aCknowledged, lhe Quaranlor glvel IhI follOWIng gUlranly Ind Indlmnlllcallon to and for Ihl benelll ollh. Blnk. SlcUon 1, Th. Guarlnty, The Guaranlor guar.nl.lllo th. B.nk: (I) paym.nt of any and aUluml now or h.rlaher due and oWing 10 Ihe Bank by lhe 9ofrower II. r..ult 0101 In connecllon Wllh Iny and all..llllng or luture Indebtedne", lIabIlity, or obllgallon 01 every klMd, nalure, type, Ind vltlety owed bylhe Borrower 10 lhe Bank hom lime to tIme, as I rllutl 01 Olin connecllon With Iny credll Iccommodallon, loan guaranly, overdreft, or othlr .glumenl or lranllcllon, whelher dlrlet or Indirect. I~ull or con. Ilnglnt, pumlry or MCondary.IOInt or "veral, uncondlllon.1 or conditional, known or unknown, IIquldaled or unliquldaled, IncludlnQ alt renewIII, ..tenwnl, lubltlluhonl, and mocMlcahonllhlrtol, no mailer when or how crealed, .rlling, ovldenced, or acquIred, and wh'lher or nol presently contemplaled or anllclpaled and, Incluchng, bul not limlled 10, anamounll of ptlncipal.lnlere'I, penalllll, relmbur"menl., Idvancemenll, ..crOWl, cOllechonexpenses, and lee,; and (bl the Ilmely, com~lle, COMhnuouI, and slncl performancl and obllrvlnCI by the Borrower 01 Iny Ind III 01 lhe lerml, coYenanll, agreemenl' Ind condlllonl conlalned 1M .ny and aU eliltlng or future documenll, mSlrumenll, .oreem.nl', Ind WIlling of Ivery kind, n'lure, Iype, and varllty which eVIdence, rellee!. embody, or glVI rIll 10 any and aU ellSllng and lulurl indebled",", Iiabllllles. and OOllo.llonl ol.ny kind 01 the Borrower to lhe Bank. As used m Ihll Guaranly, Ihelerm "Obllgahons" snail reler tothe ObligatlOnl 01 payment, performance and IndemnlllCltlon whICh lhe GuarlnlOt hll underlakon and aSlumed purluanllo thiS Guaranly. Thl'lll conllnulng gu"anlY, and all hablhlllllo which itappll.1 or may apply &hall be conclusively deemed 10 hive been crllled In reliance hereon. Section 2, NalufW 01 Guaranty; Accelerallon, Thll Guaranly "Irrevocable, absolule and unconditional, Ind Is a gUlranly 01 paymenland nollull a guaranly 01 co/lecUon. Thl Bank shall be lulho1l1ed 10 proceed Igltnlllhe Guaranlor and enlorcelhe lerms and conditions of Ihls Guaranty upon Ihe occurrence 01 any of lhe 101l0Wlng evenll: el) Ihe occurrence oIl dlfaull 01' breach by Ihe Borrower, aller Ihe Ilplrallon 01 any applicable nOIlCI and cure petlodl. under Iny loans, guatanh.. or other Uanllctlons bel. ween Ihe Bank and Ihe Borrower, or purlulnllo any documenls or agreemenls rellllng Iherelo; (il)lhe 'allure 01 Ihe Borrower 10 lallsfy, aher Ihe elplrahon of any applicable nohce and cure peneds, Iny dUly 01 obligallon 01 any kind owed from lime 10 time by Ihe Borrower 10 Ihe Bank; (1111 the vlolallon by lhe Guarantor 01 any lerm or condlhon sel forth In nUl Guarlnty: (IV) Ihe dealh ollhe Guaranlor Illhe Quaranlor IS. nalural person; (v) lhe flImg 01. pollllon or olher pleadmg seeking Ihe enlry of a deer.. or order lor rehel by a court hiVIng lurlsdlctlon Igalnll or With r'specllo Ihe Guarantor or Ihe Borrower, or any olher gUlranlor ollne Borrower', obligatIOns 10 Ihe Bank, in an involunlary case under Ihe 'edera' bankruplcy IIWI or any 'tale InlOlvlncy 01' Similar laws ordeflng the hqUldllton of lhe Guarlntor or lhe Borrower, or any olher gUlllnlor of Ihe Borrower'l Obltglllons, or a reorglMllallOn ollhe Guaranlor or Ihe Guarantor'. busmllS and .If'lrl or ollhe Borrower or Ihe Borrower'l bUSiness Ind alflirl, or ollhe busmelland allllrl of any other guaranlor 01 Ihe Borrower', obligations, or Ihe appolnlmenl ola f'lCllver, liqUIdator, aSSIgnee, cUlled..n. !tuslee, or limllar olllclallor the Guaranlor or Ihe Guarantor's property or lot Ihe Borrower or any ollho Borrower's property or for any other guaranlor 01 Ihe Bottower's obligallons or any olher guaranlor', properly and Ihe lallure 10 hive such pehllOn or olher pleadmg deMled or dismiSsed wllhm 1IIIy (60) calendar days from Ihe dale 01 1lllng; (vlllhe commencemenl by lhe Guaranlor or the Borrower or any olh,r ouaranlor 01 Ihe Borrowe,'s obllgahons, 01 a volunlary case under Ihelederal bankruPlcy laws or any Ilale Insolvency or Simllar laws or Ihe consenl by Ihe Guarantor or Ihe Borrower, or any olher guaranlor ollhe Borrower's obhgatlons, 10 Ihl appolnlmenl 01 at laking possessIon by a rltCelVer, hquldalor, aSSignee, Iruslee. cuslodlan, or Similar OlllCIl1 lor Ihe Guarantor 01 Iny 01 Ihe Guarantor's property or lor Ihe Borrower or any 01 the Borrower's property, Of lor any olhet guaranlor or for any Olher guarantor's property, or lhe making by Ihe Guaranlor or by Ihe Borrower, or any other guaranlor ollhe Borrower's obllgallon., alan ISSIgnmlnllor Ihe benelll 01 credllorl, or Ihe lallure by Ihe Guaranlor generally 10 pay Ihe Guar8tllor's debts a, Ihe debls become due or Ihe lallure by Ihe Borrower generally 10 pay Ihe Bot- tower's debls es the debls become due or Ihe lallure by any olhor guaranlor ollhe Borrower's obllgallons generally to pay Its debls as those debts become due Slctlon 3, R.preHntallon, Ind WarranU... The Guaranlor hereby represents and warranls Ihal: la) II Guaranlor IS a corporahon. II has lull power and aUlhotlly 10 make Ihls Guaranly, IllS good slandlng under Ihe laws ollhe stale of lIS Incolporallon, and any corporale acllon neeessary 10 make Ihls Guaranty has been duly taken; (b) The elecullon and dlllvery 01 lhls Guaranly will nOI vlolale any contract, agreemenl, slalule, regulahon or order apphcable 10 Guarantor; and (c) There IS no Illlgallon, proceeding or Invelllgallon, pending or threalened. wIllch would have an adverse alleet on the abllllyol Guaranlor 10 perform under Ihls Guaranly. Section ... Collat.r.I, The eank al at/tImes .hall have Ihe "OhIIO requIre Guaranlor to deltver 10 lhe Bank, as secuflly lor Ihe Iiablhllll hereunder, coUaleral secutlly, Otlglnal or addlllonal. IIlt,'actory 10 Ihe Bank, Slcllon 5, SInk Need Nol PUl'lue Righi' Agllnlt Borrower, Any Gu.rentor, Or Collat"al. The Bank shall be under no obllgallOn 10 pursuelhe Bank's flghlsagalnSllhe Borrower or any olher guaranlor or anyollhe Borrower'. real or personal property or any Olher guarentor's real or personal propeny belore pursuing Ihe Bank', rlghls against Ihe Quaranlor, and Ihe B.nk need nolloreelo58 or Intorce any securlly IMI.re'I' or mOrlg.tge hens wl'1lch may have been granted or crealed 1M any 01 lhe loan documenls bolore enlorclng Ihelerms ollhls Guaranty againsllhe Guaranlor, Section 8. Accuracy 01 AlpfWHntltlonl, The Guarantor wattantslhat all 01 the Guaranlor'. repreHnlatlOn and lhose 01 the Borrower In secUtLMg and/or malntalnlng any credll accommodahon from Ihe Bank, and as staled In any ollhe loan documenll arelrue and cotteCI and not misleading. and Ihe Guar.ntor agrees 10 IMdemntfy Ihe Bank Irom any loss or expense as a rllull of any represenlahon or stalement ollhe Guarantor or ollhe Borrower being lalse, Incorrecl, or mlsJeedlMg Seellon 7, Right. 01 Oink to 0,,1 With Borrow", Gua"nlor, And Collat.,11. The Guaranlor hereby assenls 10 any and all terms and agreemenls belween Ihe Bank and Ihe Borrower Ot belween Ihe B&nk and any person, whO has guaranleed In whole or 1M part Ihl paymeMl or porformance 01 Ihe Borrower's obligatIons, and all amendments and modlllcallons lhereol, whether presently eXIsllng or herealter made and whether oral or In WflltOg, The Bank may, Wllhout compromlsmg, Impairing or dlmtOlShlng, or In any way releaslMg the Guaranlor Itom Ihl Guaranlor'S Obligations hereunder and Wllhoul nOIII'flng or oblalnlng Ihe prior approval ollhe Guaranlor alany time or Irom ltme 10 hmo-Ia) waIve or excuse a delault or delaults bylhe Borrower 01 any person who has guaranleed 1M whole or In pan any 01 Ihe Sorrower's obhgallOns or delay In Ihe OX.,cIse by Ihe Bank 01 any Of alt ollhe Bank's rlghls or remedies Wllh rlSPecllo such delauU or delaults; (b) grant ellenslons 01 lime 101 paymenl or performance by Ihe Borrower or any person whO has guaranleed to whole or LO part any of lhe Borrower's obhgatlons; Ic) release, subslllule, elchange, lurrender. Ot add collateral 01 the Borrower or any per. son who has guaranleed m ~hole or m part any of Ihe Borrower's Obltqallons. or waive, release, or subordinate, In ~hOle or In part any lien or security mleresl held by the Bank on any reat or personal property secullng paymenl or performance, m whole or m part, ollhe Borrower's obligations; (d) release Ihe Borrower or any person who ha" guaranteed m whole or In part any ollhe Borrower's Obltgahons: (0) apply paymenls made by Ihe Borrower, or by any person who has guaranleecr, m whole or In pan, any 01 Ihe Borrower's Obl1qahons 10 any sums owed by Ihe Borrower to Ihe Bank, m any order, or mannor, or 10 any speClllC accounl or accounls. as Ihe Bank may elect; (I) modlly, Change. renew, ellend, or amend, In any respectlhe Bank's agroement or underslandlng wllh Ihe Borrower or any person ~ho has guaranleed to whole or In part any ollhe BOfrower's obllgallOns or any documenl.mSlrumenl. or ~rlhng, embodymg, or reUechng Ihe same Should Ihe Bank oblaln Ihe pflor consenl or approval. or 91119 prior notice 10 GUtlTantor, Wllh respect 10 any at lhe 8boYI achons, the Bank WIll nol be reqUIred 10 do 50 In luture cases nor be considered to have allered Ihe terms ollhls Sec1l00 10 any way SIC lion 8. Wllvl,. By The Guarenlor. The Guarantor hereby Irrevocably and absolutely waIves la) any and aU noltces ....h,l:soellor Wllh respect 10 Ihls Guaranty or Wllh rC!ipecl10 any ollhe Borrower's obllgallOns 10 Ihe Bank. InCludon9 but notllmlled 10. nOhce 01 II) Ihe Bank's acceplance hereol or l"~ O,tnk's mlttnhon 10 aCI, or Ihe Bank OJ ,lCllon. to reliance hereon, (tlllhe presenl eXlslence 01 luture Incurring 01 any ollhe Borrower's obhqalions 01 any lerms or amount! Ihereol or any change Ihelem, (Ill) any delault by Ihe Borrower or any surely, pledgor of securlly. guaranlor or other person WhO has guaranleed or secured m whole or In p,art Ihe Borrower's obltqallons, Ilv) Ihe ob- lalnlng or release 01 any guaranlyor surely agreemenl (In addlhon 10 Ihls Guaranly). pledge, asSlgnmenl. or olher securlly lor any ollhe Borrower's obhgahons. Iv)lhe sale. It. QUldallon or dispoSItion 01 any collaleral secUflng Ihe Borrower's Obhg3110nslo Ihe Bank. and IVII prolesl or dishonor Ibl any Oblectlons as 10 the commerCial reasonableness 01 tlny aCls lakfln or noltaken by the Bank 1M Ihe sale. liqUIdation, or dlspoSlhon 01 any coUateral securing lhe Borrower's Obltgahons 10 the Bank; lc) presentmenl, dlltgence. plolesl and demand lor p.wmen! 01 any sum due Irom the Borrower or any person who has guaranteed In .....hor. or In part any ollhe Borro.....~r'SObIlQahOns and prolest 01 non. polymenl. and (d) C1emand for perlormance by Ihe eorrower or any person whO has guarantoed m whOle ur In part any 01 Iho Borrower's obligallons. Ind (I. Gua,.nlor II. prea.ly wIlv.. Iny rlghl of lubrogatlon, Ind.mniflcIUon or conlrlbull~n ~ m...u have or whIch m.y IrlH egllnl' Borrowlr wilh regard to th. obllgallonl herlunder, Secllon 9. Collection Expen.., The Guarantor shall pity 10 the Bank, upon'dbmand. all costs and expenses. including anomeys' lees 01 flIleen perc~nl(15Clt1) ollhe unpaid prinCipal balance and accrued Inleresl bul not less lhan $1.000 (....hether Of nol sUII IS 11100 Of Judgment cOnlessed). Ihat may be Incurred by Ihe Bank In allempling 10 cause <;i1tl<;l,lctlon nl T"" (ju~r.I"lnr'.. h-'lt'hhlV """'", ,,,,., 1,'1-1'''"'''' n, In ('I'"'''''''''''''' pnln,,... ,.,,. (;..'''=10'''''''''' ("1"1,,,,.,.,,..., "' '. .' , , Section 10. W.,...nl 0' AIIOm.y; Cont..'lon gmenl, Upon any dltault tw".under. Of lh, OCCU"lflCI 0 .....nl.ulhol'lllrlfjl.n I(;Cala'llIon heIIUnd." Uf In, '1llulI 01 ,"- QUII,nlor 10 payor perform on Illml'y bU., any ollnt 001101110"1, lhe Guarantor lulhOt'lZ.. the Prothonotary Of any IlIolney .dmlll~ 10 prlchel belcul any cou" 01 rKord In thl Unll~ S,.,..to appel' 00 ben'lI 011"- Oul,.nlol In Iny auch cour11n one Of 1l'IOf' Plouldlng., Of belott any cltrk Ihereol, and 10 coni I" ludgmlnl agllnlllnl QUltantOt, withOut pflOf nollc' Of OPPOr1uMy lor pilot hUflng, In I,VOf ollhe Blnk In lull ,mounl due on Ihll Oua,anly, p1u. '!lomer-' IHI aiM'.." percent (U~I ollnt unpul pnnclpll balanc, and ICClued mlff'"IM coun CO'" In addlhon 10 aU other COU"I wherl,uflld1chon and "Inue would be proper.lhl QUI'lnIOl con. ..nil 10 the IUflldlctlon and \I.nUI 011"- cou". 01 any county 01 Ih. Commonwtll1h 01 PennlytvlnI.'Ot lhe .nlry ol "Id ludgmanl Th. QU"lnlor WIIV" and III..... all.,. ro'" delecl., and Imperfec!lon. whllever 1M Ih. .nlerlng ollh. uld ludgm.nl .nd h"'by IgrHllh.1 no Wflt of .rrOf or objectIOn. or mohon Of rul, 10 optn Of IIIlk. aald JudO' mtnt or app.11 ahall be mad. 01 lak.n lhelllo Th. Qua'lnlor Wllvelthe benehl olany and ,vlfy .Ialull, OIdl~nc.. or rul. ot court whICh may be lawtuny Wllved conl.mng upon the QuaranlOl any rlghl Of prMIag. 01 I..mpllon, UlCludmo bul nolllmlltd 10 Iny homlll..d 'IImptlon.. .IIY 01 'IICUUon, 01 luppl.m.nlary prOCHdlnOl, Of olh., IIh.f It om IhI .nIOlc.manl or Immedlll. anIOtc.m.nl 01 'Judgm.nl or relaled proc..<hngl on IludOmtnl. The aUlhorlly and power 10 apPlarlor Ind .nl. ludgm.nl.gllnll lhe OuaranlOl than not be ..hlulled by one Of moll ..erCINllhereof, or by any Imperfecl'."CI..lheltof, and thlll nol be '.llngUlthtd by Iny Jul2gmtnl.nl.fed purlUlnl lherelo, luth .uthollty and power m.y be '.lfclhd on one Of more occallOf'l' from tlm. 10 Iun., In lhe urn. or .1llt".nl IUllldiChon. U oh.n II the Oank m.y dHm nec.uary Of IdV\lIbIe Itcllon 11. Indemnlflc.llon. In the henl Iny r"l or plftonll property MeU'" Illher any ollhe luml now or her..tlIf owed by lhe Borrower 10 the Oank or lhe OuIlOI- honl .nd Ihe Dank acqUlttllh. urn. Itllt a forKlolure tat. 1110 r..1 Pfoperty or I publiC auchon 1Ii,'1 to pllton,1 PlGPeny, QUII.nlor 'orH'lo Ind.mnlfy and hotd Ih. Bank harml.lIltom Iny loll, COil, or "plntt whICh the Bank may .ulllln u a r'lull 01 (a) ..llinO lhe rill or plltonll propeny to acqUlttd for 1'"lhln Ih.lolat luml ~ by Ih. Borrower to the Oank or Ih. ObliOlllonl, al the CI" mly be, PfCMded, howeVIf, Ihallny .uch ul. by lhe 6I.nk ,. done in I commlfclally "..onabll manner or lb) any ectlOn tltouoht agalnlllht Bank on lhe oround lhallhe canlld"allOn PAid by Ih. Dank lor real Of personal proptrtyw.. not "I'lr equlv.lent vatu.." Wllhln lhe conllmpl.lK)n ot Ih. UnlIed 511111 Bankruptcy Cod., al am.nd.d. Of any .ppllcabl, .1.1, ft.udul.nl con....y.nc. act. SectkN1 t2, Inv.ltdlty 01 Any P'I1. lI.ny prOVISIon or Pin 01 any pt'OVlIlOn ollhll Guaranly ahalllor any "1IOn be held Invalid, llIeo.l, Or unenIOfc..bl. In any retpecl. auch Inv.lld.ly,llIeg.hly, or un.nlorcllblhty thall nol aUecl any olh.r prOVlllOn. Of Ihl remlmino ~rt 01 any .NectlV' ptOVlltOn. 01 tOil Quallnty and Ih.. Quallnfy thlll be conlUued '1 II luch InvllId, IlIeg.I, Of un.nlorCllbll PfOVlSlon Of pan thereo' had never betn Contllned hlr"n, bul only to lhe I.I.nl of III Irtv.hd.ly, IIleg.llty. Of un.n. IOtCllbllly. 1ectkH113. F1Mnda1llatern1nt1. The Guaranlor ahlU provide the Bank wIIh linanoalllllement. for the Guarancor upon IQCUtOO herlOl and WIthin mnety (SlO) de.,.. from lhe clo.. oI,ac:h cal.ndll year. AI UIId herem, rlnanclalllll.m.nll thall includ. I 11.I.mlnl of UIII. and hablhllll Ind any vln.tK)n UleflC' Of' Oll"r tplClflC ICllem.nll rIQue'ted by Ihl Bank In lorm Ind tub.laneeacc.ptable to Ih. Dank, Th. QuarlnlOt thlll allO provld'lhl Bank Wllh I compllled coPy 0' III Itdlfallncoma lu reI urn WlthlO thlny (30) d'VI.111f' lhe 11m. hal bien flied WIth lhe Inlltn.1 Revenu. SeMct. The COII.ol.uppl)'lng the 'IOanclalll.ltm.nt. and lu relufn. Ihall be plld by the QUltantor. hcUon 14. N.ture 01 Ouaranlw'. U.bUlty; R'mecln Cumulltlvl. Th'li'blhfy ollhe Guaranlor undlf' Ihll Guaranty, 10 Ih, ,.Ient hefeln prCMdtd, il 'bIOIul' and un. condlllOnal, WllhOut regard 10 Ihe habdity 01 any other pefton, and Ihlll nol in any mlnner be IItec1ed by rellOn 01 any action tlk,n or nollaken by lhe Bank. whICh .chon or inactIOn ,. hlt'IO con..nltd and .greed 10, nor by Ih. panlaJ Of compl.l. unen'Ofcllbthly or invahdlly 01 any other gUll'anty or lurely agreem.nt, pleclg.. UIIOnmenl Of olher IICUflfy tor any of lhe Borrower'. obllgallOnl to lhe Bank. No del.y In making d.mand on lhe Guarlnlor 'or tlllllactlOn ollh. GUlranlOt',llablllly hereunder shall preludlca Ih, Oank'l nohllo ,nlotct .uth IIhlJectlOn, Allot Ih, Bank'l nghll.nd remeclln thall be cumulallVe.nd Iny lailure ollhl Bank 10 e.ercl" any rlQhl hereundel' thall nol be conltrued .1 a W'lver ollne "Ohlto l.erCIII the lime Of any Olher nohl.. any hml, and from Ilml to tlm., Iher..tlff. The liability 0' Ih, GUltlnlOr hereunder shall be JOInt and ......,at Wllh Ih. hlblllly 01 any other plftonl who h..... guaranleed lhe obligallOnS ollh, Borrower 10 the Bank. II morllhan one GUltanlor haa e.ecuted thl' guaranly, Ih, liabIlity 01 ..ch 'Ignllory thin be JOInt and lIVer.l. Section 15. EtfecUy. Date. Thll Guaranty thall be .ffectlVe IS ollhelllled dill hereof, Ind,pendent ollhe dal' 01 e.ecutlon or delivery, Sadlon 1'. BInding Natut'l. Thl' Quaranly thall in'JfI to the beneht ol.nd be enlorceabl. by the Oank and thl Dank'. succellOf1 and oSionl and any other perton 10 whom the O.nk may oranlan Inlafell In Iha Borrower'l oblloallonl, Ind shall be blndlnO upon.nd enforceabll 'OllOSllhl Guarantor and th, GUltanlOf" lllpeellV' peltonal repfe..nl.h....., .UCCtltor, and aSllgn.. This QUlt.nly may only b, lermlnaled rn Wilting by IIle 1.0nalulI ollne Bank. Section 17. AI.lgnabtllly. nUl Guatanly may be alllgned by the O.nk, Of .ny olher holdef al any lime Of from tlm. to lime. Secllon 11. Choice 0' Lew; ConNnt To Jurtldlcllon. ThIS Gua,anly shall be conllfued, IOIerprelld, Ind Inlorced In accordlnce Wllh Ih. ,"lem.IIIWI at Ih. Com. monwe.l1h 01 Pennsytvanla. Th. GUltlntor hereby consents 10 Ih. jUtlSdlChon and venue at Ihe couns ollhe Commonwealth 01 Pennsytvlnllln Iny actIOn brOUQhllO en. folce. eonllru, or tntetp"l th.s Quaranly, Seellon 18, Wily., 01 Tri.l By Jury, The GUllanlOt' agre" thll any sUII, 'CtlOn. or procee<hng, wh'thlf clllm or counlerclllm, broughl or IOlIrtuled by Ihe Gultanlor Of any succeuor Ot' IS.IIgn of Ih. Guarantor on or Wllh respect to Ihls Guaranly Of whICh in any way relales, directly Or Indirectly, 10 Ihls Gu.tanty or Iny Ivent, UlnllCtK)tl, or oc. currence It.ling out 01 or In Iny way connected Wllh Ihl' Guaranly, Of the dealings 01 the pa"'tl Wllh IIspect lhereto, than be tried only by I coun and not by . JUry. Thl au."ntor hereby expr.uly walvl' Iny right 10 I triat by Jury In any luch lull, Kllon, or proclldlng. The GUlfanlOf .Cknowlldgll.nd 'OtH'lhal rl. Wllver 01 81fl.1 by IUry II a speclflc.nd mallflat IIpltt ollhls GUltanty and Ihallhe Dank would nol,.lend, or conllnue to ,.t.nd, the rlquesled credit accommodatIOn' 10 IhI BorrOWlI If Ihll WlI....., ollury tnat prOVISion WIll nol a PAn of Ih.. GUltanty. SecUon 2D. T'nN, Gtnct.r, Dellned T.nna, Capllon. As used he"In. th, p1urallh'lI relll 10 and Include the lingular, .nd IhllIOoul.t, the plural and Ih. use at Iny oender shalllt'lclude .nd "fer to .ny olher gender, All caplions Ire lor Ihe purpose 0' Con'tlnllnc, only. IN WITNESS WHEREOF, the Guarantor has duly executed this Guaranty under seal. If more than one (1) Guarantor is indicated to be executing this Guaranty, then this Guaranty may be executed in counterparts and shall ba enforceable against each signatory regardless of whelher alllndicaled signatories ultimalely execute this Guaranty. W7~JUl013'1'1'-li.21~ I I (SEAL) (Name Typed) (Nama Typed Address: 442 GreensDrim! Road Newville. PA 17241 Date: 1-/- 2- ,19 'if WITNESS: THE GUARANTOR: (SEAL) (Nama Typed) (Name Typed) Address: FORM M.211 (r.y, 3127/80) DATE: , 19 ~.~~ ~ r00 '-t::'- V ') L;: ., ~ ~ .-j ..t'\ ' . 1 v.... ~ ~ UJ -..J I \ ~,- J '\-- ) '\ 1 I ; ~\ ~ :') :',1 I '-'1 G, '-- " , , v., I...' '" ("- "" ' SHH: III ',~ r:C'i Ur:/l [;i.,!1J1 AI: J r CA~~ NU: 1~9J-00G~H P CIJMMI)flW":ALTH UF pl::lm::;n V /dl 1 A: CIlII/II'Y IW CUMI1ErlLAfW ,ll DAIJPJllfl D~POS1T BANI( [. rk CIJ V~J. DlINHAH IjR..;I; A PAV [ll MCKINN";V .' Sherlii or [""puty Sherlfi of CUMBEHLAND County, Penn::;yl'''unlu, who belng duly ,"worn accordlng to law, saya, the wlthln COMf'I,AINT upon DllNHAR IjR":G A defendunt, at 103J:00 HOURS, on the :'~'th day of February was servt.'d thp l~l'n. at 142 GfI":Ic:NSrrilfll; ST. N";WV (I,L~" PA 172,11 ,GIIMBI::RLAND Cnllnty, f'ennsylvant:J, by hand'ng to lICVFI<LV ['UNDAk, ADULT IN CfL\I<Li..: " I,ruo "n" attostc'" copy ,'1 th'? COMI'LA [N 1" togothor wlth NUr[(~ -3nd at the same tlm.:;> dlr.?ctlnq ~ attentlon t.o the contents thereof. 1",00 >\.05 .00 2.00 ~~ ::;horlff's CostE': DocketlClCl SerV1Cl? - Affldavlt SurchO-Jrge So answers: erl ~~e.uG KCE~Lk WOOD ALLEN AND RAHAL 02/24/1 '397 by .E1J1/}~/4;/J'L# ~ (rr;~~t~<1e~ =~\iorrJ and Lubscrlbed ) [' Ii I thls \J dui' Oi~~ 1'/ D- A.I'. t,Ci bplor.;:- mt,? /:". ''I 'f 'Th 7 " . # It..._.Ltt..._- .~-----:.. ~. 'r '.1 .1-;-;:;-IlFil;J-r.,. ^-~/~~."':"--,