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LAW OFFICES OF GREGORY JA V ARDIAN
BY: GREGORY JA V ARDIAN
ID# 55669
44 SECOND STREET PIKE
SUITE 101
SOUTHAMPTON, PA 18966
(215) 942-9690
Attorney for Plaintiff
THE CHASE MANHA IT AN BANK, AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF
JULY 1,1996
5901 E. FOWLER A VENUE
TAMPA, FL 33617-2362
PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. OI-t..65-1
COMPLAINT IN
MORTGAGE FORECLOSURE
Vs.
EDWARD J. HOCKENBERRY
BARBARAE.HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, P A 17241
DEFENDANTS
COMPLAINT-CnnLACTION
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint and
notice are served, by entering a written appearance personally or by attorney and filing in
writing with the court your defense or objections to the claims set forth against you. You
are warned that if you fail to do so the case may proceed without you and a judgment may
be entered against you by the Court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
LAW OFFICES OF GREGORY JA V ARDlAN
BY: GREGORY JA V ARDlAN
ID# 55669
44 SECOND STREET PIKE
SUITE 101
SOUTHAMPTON, PA 18966
(215) 942-9690
Attorney for Plaintiff
THE CHASE MANHAITAN BANK, AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF
JULY 1, 1996
5901 E. FOWLER AVENUE
TAMPA, FL 33617-2362
PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.
Vs.
COMPLAINT IN
MORTGAGE FORECLOSURE
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, P A 17241
DEFENDANTS
CIVIL ACTION MORTGAGE FORECLOSURE
1. The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust 1996-3
Under the Pooling and Servicing Agreement dated as of July 1, 1996,
(hereinafter referred to as "Plaintiff') is an institution, conducting business under
the laws of the Commonwealth of Pennsylvania and brings this action to
foreclosure the mortgage between Edward J. Hockenberry and Barbara E.
Hockenberry, mortgagors (hereinafter referred to as "Defendant") and itself as
Mortgagee by Assignment. Said mortgage was dated March 27, 1996 and was
recorded in the office of the Recorder of Deeds and Mortgages in Cumberland
County in Mortgage Book 1318, Page 50. A copy of the mortgage is attached and
made a part hereof as exhibit 'A'.
2. The Mortgage is secured by Defendants Note dated March 27, 1996 in the amount
of $45,000.00 payable to Plaintiff in monthly installments with an interest rate of
12.35%.
3. The land subject to the mortgage is:
6 Middle Acres, Newville, PA 17241.
4. The Defendants, Edward J. Hockenberry and Barbara E. Hockenberry are the real
owners of the land subject to the mortgage and the Defendants' address is :
6 Middle Acres, Newville, PA 17241.
5. The Mortgage is now in default due to the failure of the Defendants to make
payments as they become due and owing. The following amounts are due:
Principal Balance $43,529.98
Interest to 5/15/01 1,998.20
Accumulated Late Charges 640.15
BPOlInspectionslNSF 184.95
Deferment Interest 910.50
Attorney Fees/Costs 3,700.00
Suspense Balance [237.52]
TOTAL $51,201.30
plus interest from 5/16/01 at $14.73 per day, costs of suit and attorney fees.
6. In accordance with the provisions of the Act of January 30, 1974, P.L. 13 No.6,
Section 403 (41 P.S. 403), a Notice of Intention to Foreclose is required and the
Notice of Homeowners' Emergency Mortgage Assistance was sent to Defendants
May 23,2001. The Defendants have not cured the default.
WHEREFORE, Plaintiff requests the court enter judgment in Mortgage Foreclosure for
the sale of the mortgaged property in Plaintiff's favor and against the Defendants, in the
sum of $51,201.30 together with the interest from 5/16/01 at $14.73 per day, costs of suit
and attorney fees.
Law Offices of Gregory Javardian
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
THE CHASE MANHATTAN BANK AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,
1996
) CIVIL ACTION
)
vs.
) CIVIL DIVISION
) NO. 01.-4551
EDWARD J. HOCKENBERRY
BARBARAE.HOCKENBERRY
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
)
)
SS:
I, DANIEL G. SCHMIEG, ESQUIRE attorney for THE CHASE
MANHATTAN BANK AS TRUSTEE OF IMC HOME EQUITY LOAN TRUST
1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS
OF JULY 1. 1996 hereby verify that on 6/2/05 true and conect copies ofthe Notice of
Sheriff s sale were served by certificate of mailing to the recorded lienholders, and any
known interested party see Exhibit "A" attached hereto.
G:2
DANIEL G. SCHM
Attorney for Plaintif
DATE: August 4. 2005
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996
Cm,fBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-4551
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EOUlTY LOAN TRUST
1996-3 UNDER THE POOLING AND SERVICING AGREI~MENT DATED AS OF JULY 1.
1996, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following information concerning the real
property located at.6 MIDDLE ACRES. NEWVILLE. PA In41 .
I. Name and address of Owner(s) or reputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
BARBARAE.HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
2. Name and address ofDefendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascl~rtained, please indi:.",
None
4. Name and address of last recorded holder of every mortgage of record:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably asc:ertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintilThas knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
6 MIDDLE ACRES
NEWVILLE, PA 17241
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, F'A 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
~oQr
LG. SCHM E
Attorney for Plaintiff
Mav 26. 2005
DATE
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, 02 lA $ 00.900
- 0004300371 JUN 02 2005
. . MAILED FROM ZIPCOOE 19103
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To: S~1215S424841
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VALLey TITLE COMPANY
S188 RElSTERSTOWN ROAD, STE. 2018
OWINGS MILLS, MARY1.AND 21117
15_06-0035-00.3[::
UNITED GENERAL TITLE INSURANCE
VT.,a631
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Parcel I.D.
TiUl!l' Insurer:
File Nc.;
ISpoee Al:)gvc Thlo Line for AecoralnQ InfDrmatlDn]
MORTGAGE
WORDS USED OFTIKN IN THAS DOCUMeNT
(A) "S.cvril;!l' frII11fUfT\Cnt.. ~hl.l Morr".g., wtllch Is olltCld Mare.. 27'11'\, '"5 will lie gelled 1M '~c..(ih'
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(II) .BClrto~JJ-. EOWAFU) J_ MOCKIiNIlIilI'l:RV and BARBARA e. HOCKaNIlERFl.V, ,.uldlng at i MIDDLE" ACRES,
NEWVILLE. PA 11~41 ...m.t~" ""hr -.. cdeCl ..110"'0"""'" IInCl 50met~ .~... -, or "lnII,.
(el '"Lenw.- AMERICAN MORTGAGe AEQUCT1ON, INC. will be ....1ICI1IlI "Lena,r," LAn.r '- . corpor.'lon .r
...oc_ta" whoa" ....t. loinO'er tho ....1 or the SlA" 01 M"""'l.AND. l.IInd4l,.. .Cldr... b 10902 I'IEI$TE~O\'\'", ~.
STl!1g.o, OWING.S "",u.s. MO .21117.
(0) ~Nole.- The NOIe .~ocl by 80'........ and d.lled ""."C1l 27th. 1"8 will H .al..1llI .". -Note." Tho "'010
d.""". '~"'1 I 0_ lolllnd.. FOHy-l=..... ihDlJUI"'d AIId 00"00 Dollul (U.s. 1A5.ooo.oo) .,"', in~.I. I h..... Inomt,.d 10 INY
lhrs. debl In mo...l,.,t, .,,,,,fI\a~t. ....d 10 !NY t,.,. deOl irIlUU by A~n1 ,.t. 2011.
(EJ ~PtCI""V.. Th. 1)t0000orty ilia' I; d.s:etlQed below In Ino ...tlllft Utl"d -o.le,lptio", or 111. Prop.nl"" will bo
CGl:oCl 11\to PfOlHlnv, which Is. Itl-C'QIOll .., CUM81iRt.ANO COUNTY, ~ENN.SY1.VANIA.
(F) ~Sum$ ~ecuroo.- Tho> amount. d..c:rlbed below In 1"- "_"'1'1 Iltled PBOflOweta TlM.f... to Leodu 01 R"hl1
In 11'>. F'rop....)'. .o"""t._~ ..J/ bo ..n.cl I,... ~...'"IIJ .-.001....:1.-
BORROWERS TRANSFER TO LEND"R OF RIGHTS IN THE PROPERTY
I l1I.ne-~o. gram .nO" con~y ""111'\ th. Pn/JII"" C,lN~OCI ~low 10 lAn4oor. ~bJlKl 10 t". *"'11 of thw $oc.4.fn.y """",,"_0(... Tntl
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........ Of 11\0 P'OpMly and '--~'. rog"'" ...he f1'ropNly; ..nd
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DESCRIPTION OF THE PROPI!!R'TY
I 1iI_ l.IInOO' f'lilllw .. III. "'O~l" CSOICIIItod In (A' IIVouOn (.I) bolow;
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ill ....... 'Dplllc_nta of. ~ aClCl'llkI#Il lei. I"" -"'l""'"'Y d.sc:rbed '" ....par..QlUM'II (e) U'lrougn (~) <Of th. ~tOCl~; &"eII
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ArJ O' 1_ am_.ue II".' I par to LdnOCS.... "",,"IS'" Puaeraph :z bolo.....
BORROWER'S RIGHT TO MORTGAGe THE PROPERTY AND BORROWER'S
OBL.IGATION TO DEFEND OWNERSHIP OF THE PROPERTY
I prom... th-', IAII ....wlwllr o...n tn. Prop.rtr. (8) I ha_ In. tliaM 1O mOl_~ Vf&nl. and con"WV thot Prell"RV 10 LanCIa," a/\11 IC)
lnara .... "0 OUlSlAnalnQ o;lahu or en-IV" .van..' me ProP,"'lV.
1 11"'- . e-r-l "'&Il'atlcy 01 tiUG 10 L._. T..I'I ......." ,"'t' will b. full)' ",p.",1D1O fOr:lltlV Ios.g, wNCto ~der sull<<a ilia!;....,.
iiOrNIOne Olner lhal'! mY'." h,U &0_ 01 d\. tioht5 in It'te PrOgany wl'Ilcn I prom!!;. 1hlll I hIIVt!. I pramll. lhat r ....111 cla'.n::l my
o...n~lp 01 tl\. ",opllny -e.....t ..,,. cl.~ or &loOOl'I 'Igl'l~.
PL.AIN LANGUAG~ SeCURITY INSTRUMENT
TI\" _utol, .....vumenl I:ClI'\LlIr'IS Iolnlfo"" plOrnJ... ""4 ~tI; ""'I ,,.. ~,(1 In fOal propony MOI.llUy &IiIr..",."tS ~I 0....:- th..
cOw'IIt)'. II conlains non.....nUorm prom....' and ....l'fI.."I' Ihat Y&ty 10 a hltOCl ..18fl1. ... cJtnOf'etll pans 01 tho eounlty My
p,gmil.IO ana &QI'l!:_nt,6 .fO IllaleQ In ~p"n Iu.tlQIlIlOIJ.w
I promlso ..,K..t aom.. ....nll l..wuJor o. IDUawi."
," BORROWER'S ~HOMISE TO PAY
I w,n pay ~ l.(lndllf. o~ lImO. principII ,nO" _11_101 du.. l.lCldlllr the Nl:lla end JIftY Pf..ylfletll all" ~a ~hIlrga, d\l4l unow> the N..~.
2. MONTHLY PAYM2NTS FOR TAXES AND INSUMoANCE
{AJ 801TOWfII"''' Obio;Mtu:lnl
I will pill' lei L.Ila. aM amounlii nae.allaJ'y to pay lot tallK. ......mentl. ....oAokl t)ayd'letlla Of Dl'oun(l ttlnt' (II an.,). IiIICI 1\411erQ"
"'Il..ta~. ~ I..... Pf'9llcr'ty .,oCl mOtl..... ......_. (II ~j. I wa 51." IhOI. _........ .. L4rIlS", ",n.." Len..' taIlS .".. In _tUng,
lhat I do n.;II h._ 10 do 'a. or un.... Ihe law HI"".... .1"-... I will "'Pa 11'1.'. partnel\ls on cna ...me day I/'Iot Jny monthly
parmenl$ of principal &I'd 11'\10,...1 ato duo UI'IdClr U'lo Nato. be" 0' mil' paymonl& uncl.r tniil" ~"'aor4Dt'I 2 \0111 1:111 LI'lC sum 01 U'la
lollo"""ll:
(Il Orw-lwollth Oll;tlo ClIlllinlGIOCl )'ODrl!t lalfCS Dn" U'o:;sm"'t~ on tho PI'O~IV """'leh uno~ the lea... mllY b.
~1,/pel1cH 10 11'11. SeGurtty In=OltUmel'l<<: Ill"''' .
III) OI'Ia-I_lkh Df th. _IIn'IlIIH ~ .....ehold p..~I' 0(" II........... .-.nts 01\ lhe lie,.,...",. II .,~ .....
(11I1 ona-I_trl" 01 ltla aallmMad y..rty PfOII'Um "r ~td ~su"*'c. IIlOIIOI1ng ttl. Llerope"'f' (I' 'equll'e4l: lllll.l.
(,.,) Ona-h".1IttI of .,.. ..ttm&1eO ,...,lr plenum fOI" mCW'l8_l!a ....wano. (1f ."'il: _!oJ..
(vi ~Ift'" of the ..tirfl.tad ...-11 pret'lUm I9t' ..... _0. tOil "...ftdl.
In a.ec:O'CQnDD ~ applOl;:ilUIa Ia..., ........... .....Ul _..",..t. from lime 10 1_ "'Y ....,.... _. ...._._1.. ...._.Ja ......-nl. 0'
lI1'"""nlll rent. and 111.1.1.1'''''_ ,.,am..,lI'n... LlI<\dar .....i11 u.. 6l...tlnll .....em.nt.. .,.d "'ilia aIld rea..on.blos ..U........e of tulu,..
_~ anClI &111III. Len_ IIY)'. .1 an)' t-. c~ MId hINd -.-.. un_ flaragr."h I In .... ........,. amawat nol to MC.ad
the ft'IaliIimvm _unl m_ mQ be '....d for Borro"".,',. Ac:coul'lt Iolndar tho "-&1 e.tat. .n.......t ~ ACt Of '.7", 12
use 2101 . .~.. ",Ill 1n\p6INnan11ng ClSQUIinIon.. ..... e.... "SIt aooo. as t~ MG.., be ~ ...... 11IM .. --. rNiaPA~),-.p1
If'oo.t I w. pay Lendar .., ..:cUt.Ion&l aucn...... to OA.ucatl o' tM agg....... ~ or \'8"'" ~ \IMfer U\. fI"'-sr..ph , 0'1" .
Ies.... ~ ~ requited DJ" ADllkNIl:lle .... Thill au... ta ""own .. I.... -r....--- Of ..~"..hktn... .,011I b permItted 1:1" MafiA lor
unanlkltlnlltd lIlSDum._1S or III.O"....ma.u. 108111". my p."IIIeAI. ... __1Iab.. h lb. _COUI'U. TfMl_ am.unlo tn"l I O&y 10
t.ondor fo<" ltIM. urn. ..l'der Peragrapt'l Z will .... callNl ,he ....0\Cil.... 'TtIaao8 ItHodtI ""', ... ............ WtltI ,-.. ""AlH of the; Lender
\1_. 1M IG.... ..qull'Cls om.........o, un..... 11f' .G~I .. ..... .r .."....1DIa II.w nlqu.... IMarUC 10 1M lIlllO. L.on~ "11"1 "at be.
'e<l~ Ill' ....r R..,..w.r _ ....r_t or _rnlncr- on I.ha ""n_. L.'Ular mat r-.QIu... aotl'lllwor 10 NY . on..''''"' eharoa: .... .r
ftdepancl",' -' .,taM .... nlporf'"'' .....1=0 uled tit LOI\CICI In ~fonnaOlion ..i1:h ,h. Ioa.n. l.InIau ~. &ow pf~ Olneno....
te) ....n,.,... Oo~..uono
LGndeI' ... use lha lunda 10 0.'" the .&10.... "'1.1l1Co1n.. t.en4of wII.- 10 -. """""0111 o~, IItl anl'lVal KCOI.IIIUnO of tll. fUrlds.
T"- s.coOullltICI mUlIl IIflow .. .CldltlOns LO ana. CNoOIICIIORt 1f01II 11'I41 ~ft'" ."4 th. ,...on for e-'l deduotoon.
Ie} Aclluatr""Il"
II ~"clOI'i. .'1......... ore 1,90 "1"" or II ..... ""0 "'''''.''1:8 ...._ 00 cIooWfl. '1'Ie _un.. '11.1 ! PIll' ""dor 'his P.~..ph 2 wll tle
IDeI tuv-. If Ull. ~en. al .. ,"". when I am ~ .11 01 my ","ofilia.. .n4 ~'s mo.de lI'IitUa s.oul1l.l' "'alru.monl. I ."ltl
PIa". 'h. rlgh' Ig n..... ,,,. .1lC:III.. amGloIRl .Il/Mf' OIOmplly reoaLcl 10 "'" .. a CllrOCl ...U"O ft cr.dlleod ID nlll lUlU'" f'I'I.:Jn!hl"
p.~t<i Of 'UI'!CIII. The.. wia Da ._a SI'ftOUf'IIa .. a' *"" lImO, .... &o\Hft ., "I -"to -..A" or fllnO. .......Ieh ~ .. hllk,jlrtp IH
keeping. pJ.oJ: 1~1 tftu amoul'l' OJ l"'. ~hfy p.ymanco oflun_ ."'Ich I slil must "., b~ "'al tIrNI and aNt due riM... of Ill.a.
__ III era_ I..... me .<nount ~s.ary (a pay IhIl aQlllva lI$tod 1&ef'fI' ........ 1hay .... ..... II tI'Ie ~n. ..:..~, OIl\GI6IIII
. iili!. lot
..oK1318 tAGE 51.'
To: 2159424841
,_/
'----.,
'----/
PQ4....13
PropertY tI acqul..cr ~y L.4onG<< or ..0101
In In. ....f'll I".t Iilo....o_.... ..10.. ICI .........I.1n 1......1ll irlauranco or lloOd ""'1.1""'101 ae OuU''''aO: In. n.1II ".r&Q'&Jl" S. DI n.s. U\. poll.;\(
C'IUIC'.-l-.;l. .tMn &rid k'l ......1 -.rI1. LMld... may oOUlIn lhe nec_loary In.....,...,c.. Cerro....r will pay to L8o'Io., 0. u/'Vle. fee no leu.
Il'Ian flfly dat~tI (.SO,OQI 10 0_ 1"0 005lS onlf adrTWIklrll1ic1n of said Intlll"""'. IMd wW be ...pon.'OI. lOt .". p.,.mOrtt 01 11'lOGO
'alnl IInd .1 pr....""""" on ..oer n.""anca.
6. BORROWER'S 08LIOATION TO MAINTAIN THE PROPERTY AND TO FUL..ILL ANY LEASE
OSLlGAnONS
1 wdl IOCOp 1"0 Pl'Opor'11 .... gOOd ,.1'.... I ...,11 root <Mlltro)'. o.m~. or s,l.lbl,an(,.,Uy Ci'I..nge the Prop.,I)'. ..,d I wtIl hell ..now I/)"
prop.rty to ~reRDral.. '" da ...., 0....0'\ 0",1 om .. IenGl'\1 en tho Pt'OJI""T. I ""Ill lulrlll my obl"'."o". utl<:lar an, ~.~1I I .lso "wr...
11'1ol. III aCQIIII'O lh. ,.. 1. to the P,op.ny. my 1M.. hwIrllsl and 1M"". ",III IOCIt morcrlr un.... ...nd., IIgUI8" WI .h. mOlll;l~r
In wr..cn~,
7. LENDER'S RIGHT TO PRO"TI!CT ITS RIGHTS IN THe PROl'eftTY: MORTGAGE INSURANCE
It: (AI' ao not ....",)' I1romls.a and .SI........IC _d." lh" .s.clolrlly "'.11\.""8"(, O' (5) com.on.. including ~, bOl)l!\s II lOO.l
p'oo_dlf'Q tn.1 mo.'!' llG,,"lCltnl,ly o"..eL ......~r'1I tight.. In l:'l.. ....."I"IfIty-(8oa:;h... 1l.I6gAl pr.,...dtn.'I".-tI"llk'u~c1l'"Il\.,I!lf4tl.11\II, ,IO~._,
~..nderTW'l.'Io" ,.. IU ",IO(~ Ia...~ (II ,afj,lulal/on.). LAnd.. ....y do &nd pl.V to. """'.I.....r It Me.ceal')' till prOleel rhe _'UG ~. 1'\<1
Prop8l1r and L.nOw'. rl;hl. In "'. property ....nCl.... laCl...,. m.V il'\Clu. .~"-''''fi1 ., _1.111, p..yltlg ,..eon.uJ1to "UO'I'oy'.. h.."
and "'1"'ofIg Ofl tl'la P.o~Ofty 10 malo.. r....... Lendw muu QIv8 me ftGf\oe; tr.'Ofe .......~r......y I.... eny '0, tn_. ael"'''IIIi. oIllrht,uGII
Lend.,. ""A\, rake .ctign ....oer lhlS Po.':lGf3.Ph 7. l.<<'lder C1o_ ngt nave to. do .0.
I ....011 pal' 10 L.sna.r anW' amo..n.~, ",.'11 11I1"'0111, ...hlc:h Idol'\d... IIp......ta uro.. lhla P....gr.lln 7. I ....." p_y lI'Ioa. .m....'IIa 10 L."d.,
...nen Letloor _de me _ notle.. req".,;Ilng .hal. I .so .". 1....11I el>>o HY InI<<OICI On lno.. .mounls .. Ihe Nol'O .a18, 1"'11I'.'<11 I)"
-.ch ........ru will tleoln on Stili dato In0.1 lh. /ltnO\olnl N .pent by L.n...... Ho........~. L.nCl... .nd , ""1' 1lIiI'~.a ... .....lllng II' le,l111. 01
p_ymen, I~' ara dUt.....' frOft'l (no.. In Ihle. ,oarafil'aph. Tn.. $ocu",.,. Inn.un"onl will p~o'Clel LOtt.6:IIl' Il'I ell... I do not k..~ \11/11
pfornlllli. 1IJ pay 11"10.. amcun'5 ...lIn l,nlllYJll,
It Londar r.Q\.Iiro~ ",OttgOQ(II (nSU'lInc. .11 .. lIondlllon ot m.klna (,",0 104n Ih.D1 I p,omic. 10 ~.Y und.. lhto Not... I ,,""II PIIY In.
p'omlu,"s 10' Ihs' "'0"90110 lns"".nce '''''' PAr the pramlum" unill the roqu\ntl'TlClnt IGl'mor'fiJ&Iil_ n$U.&llCa ends ACGO'd'ng to .11,
W.III.I' "1".."'*11 with Lr;>nckar Dr according .0 law. L.nder mal' ~.~..ire m. I" par Ih_ Il,."..lum" In 1". """n.~ ctoccr,Ood In
Plllaql1lph.2 abOVII.
8. LENDER'S RIGHT TO INSPECT THE PROPERTY
I..onoor. and 011..... _h(Jl~ by Lel1d.... ......7 ...... on &t\d "'spec' ..... ~rapMI.y. Thall'......t ClO ca.... . ,_..llftMI," manna' and 01
.....onn.llm... l!I.at..... Dr I/.l.n. 11",..n nEpoetlon Is ftUI"'. L1fnOQr fllUCt ~ nWI noUc..a 111.111'\0 . tOUOn.llle .....01. lor 1".
ins~I'on.
8. AGRIiIitMENTS ABOUT CONIJEMNATION OF THE PROPERTY
"taklrlQ or oropel'ly bi' Any gov.,nmenlal &I.l~lty lIy ecnIn..nl OOIft8ln .. llno\loln a. ~c~CIOIt'lf\AllOn." I g.... III LIIn4aI "'1 flgnl: I"')
10 pnlI~dl 01.' o.warCll 0' Clalml: tor danulgea _tun, 'ro", O4lIniPmrtallcln _ ot..... l-.mmonll&l ~ 01 th. propeny: .,-,d tBl
~o proc~~ 'rom a ...'" '" U\O Pf09"'Y tllaot II nWlcI. 10 .\t01d _~IIo", N Iff 1h_. ~ ...iIll:lG p.kllo ~...
II .. 0' lh. ~ro"",")' I. lafo.... ,he proo.ed. ...11I bo _ed .. ,.dl,r.o. lite IUM. &<KWfttl. If utI' lit 1'" ..,ooe84. """'.11\ ..lIal '''.
omo","1 the! I o....a &0 c...ncl'..r MS Del..n p&1lS "' "'L thll rerneInJn.a pro~s ...... tie jlI.1lII '" _. u..a... '--dill .,..'" I IIQIlIIIl oth.......
II'l wriI:....ll. II on", a pIlIl 61 the ~."rt, ~ l.lwn. 'he .._UIII t"-l t _. 10 ....,.der d ~ ~_d only by ,t\., _aufll Of oroca.ds
1IW"1CllI04 0, In. 1ollo\flfll\G ....uon: (AI .,.. lolal ~I of 1M aum. -.clI IInmOOII.fOt)' fMlI_ Ibe ~, dloAd.a till' I.' lhO co.lr
~ ".u. CI/ In.. ~'ooe"y ~1eI1" bIf,l_ ttta Wdntl. TrI. I~_ 01 N pr0cMd5 wII be ...Ia 10 1ftllI.
III abutdQII .tIe P,operty, '" " I do ,lOt .nt....r. ....hlll ao _1"1, . nOI_ frem tI\o lAnO'Clf" 'I.~G Lttat .. jJov.mrnal1..1 ....PIOt'ly 1'..&
01.,.., ISI _M . ,",~ITIOI'I lit to MI... .. claim la, dam.gaa. L1fl"oor 1M. "... .....,..",11ty co _11-01 tl'l8' procoo.s.. L....ct.,.....y mo...
....s.. ...... proc;_d.. .0 l~."- .... I.S'.... t". Pr'oPOl"tl' o. to ....,... m.. ..... .o;..rvc:r. TI\ao 3O-day period wtIl blfClh ......... 'M "011011 t.
.-.
II .ny prClC~ ....0111" 10 reducooll,... wnount 01 DtlnClpGl ....hllfh1 _ 1'- I.oftGor unol" tho Nota. 11l.al ...... .....11II nen dulay "'.. "".
din. CII' ohanpo 1"0 ......."1 II' any or lilY ~"Iy '_I"monls wnder ,he NOla ....er unOOl' ru,alfl'Phl I Il"MlI .z .DO"'_, tloWevlN'. mil
1.Qt'lUO/' "oW I IIWlY ectnllo ~l ....,.,"11 10 IIOMa OOllllY' Of' ch4ngol,
1D. CONTINUATION Or: BORROWER'S OBUQATIONS AND OF L!.NDEA'S RICHTS
(~I .Oft'~'c oe.uea,lon~
L.nder mar altow a .....01'0 who ~.~ _ ..,., frohe. And obllgatlans to ....y d. 10 aMnOll ffta _lit III lha. mOft.hrv .....monla ';t
fllIne.,., am:l n-I aYe unaar Ih. Nola or W~ 11'11& -..c1oll'1ry lIICuumenL .veII 11 I.OlId., d_1I 11\11. n........'. Ih., ,""lIIign at'ld /
..... bolh sllll to. tully otIlVaLOd unaot th.. Ncna and ,,"dlllll' IN.. Sooul1ly IftStNmML t.cn.CSOt mlr ellow lhoM dRrs Of <=i1&nQlfio '0' a
percon wlla tak<as _ m.,. 'lghlC end Obll;i......... _n " l..et'.d.r .. ~ua"'d flOI 100 Go 110. Lllfllder will not DO f~d '0 I:lfInQ 0
lu....$4.,. "oan,. ...en . 1lNlf10'1l 'or nOI lull'lIIIlQ IIIe otI~Auon gllhlf NOI. or tho .s.c..'1I11' """,lNm_u.
c'. .)/.-;V.
,<5.t'N.
80ux:1318 roGE S3
To: ZiS94Z4B41
''---'"
....._~ .
,~.
p&a.....ll3
1.. BORROWER'S COpy
r wall b. ~n one c.ol'llc,med ClOP.,. 'II the NOIe and 01 thIS $oc;""lb In.lJ'''''''....' and .....eb)' -.lItlQ.....dOe f*:_1p1 Ihc:rcof.
17. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN aORROWE:R
1I.11 elt any p.rl 0\ 11'1.. P'o)$I4Uty ...t an oncerellillh_ is sold 01'" l,.n.f~CS by BolTo_r (or II . /;Ientoflo_llllle,.1I .... .!;lUg...., If
,",old elf ...an..r.rra<l ."d Do"""",,,, Is. n01 . "&\,\01,.1 ~".on or jtarsot\tl DUI II . c:orpora,IOfl. p.&"l'Ieral\lct. UV151 or olher _Qa' untlty,
...,thow' Lel'ld....c prIOr _ilia" con....,l. ."",lodillg (4) 11'1II etealion 0' a...n or .-nl:umbr.l\~ lIiubou:lIn... 10 thi& Seeu'.I)' /f\lIitn,tnOll.
wt'll(;:h ClGOG 1\01 ,..1&10 \0 . lIanal.,. ClI noh~ 01 ClOCWlUlOY ~ I.... C1f'OClaI1r: (8) the ~ 0'. pURl...... ",ono, &01:",'"., 1r\1.'allll lOt
1'I0usehOkJ appllwlo..: te) . tl'Ulf'" Ity 0........ d41acant or by the o,.....uQtl 01 law upon the II..U. or . ","1 ",".'91: _ (0) Ii'll
orant Of;a(lV IlN.llqhOICl inC".1.1 01 lit,... ~IS or.... nol c;o."alrlC'lO I" "Iton 10 p..~.~.. Lan4Mr -V. al "'n~' ocuten. Iloekorc
a~ tna .um. "ec:uNod t>~ 11'", SOC:lNlb ."..",,"''''" lQ 0. ~l&I'1y ... and P-VGbIo.
II Land.. 'lII8l'1;l$e5 GUCn opllun 10 __.....w. Lerod.r .h., "",II a_ower nollO. 0' acellaradon 1ft locordanea Wilh ".rlgrlph 1..
rereof. lrad Lctr\doo' m.y. h .ca~c. ...Rh P.,,".y....,,1lI II..., "''''Ok' InV ,.medla; p......1Iwd by P.....h ." h........
L.~lIMor m.y t:.~"u.nl 10 .. 11:110 or ll',1.nsfo' ,f (1) tlorro_r ~"sa' 10 b-. aUIltr\ItI'" I.D lAnder ,n'Otm.I!of\ tllQUitod 01' t...,Clor 10
.14.....10 lhe I,an:'a,.. all if. "_ loan war. b.lrlg 1I1.&d. 10 lha lr""IIe....; (2) tAnCMl' reann'C"r "I~ IhII Lende,'c _QUrh~
...."1 "01 b. lmpoh"e<J onCl tntll 1M n.k 01 , or.aC:h or any CDYen&nt or ~ In U1_ SGourlly "alAo.NftI b 1~~IIbIII; (3\ If'i''.'''1
will t:.o lJoj/Ablo on Ina su...,.. lltlCUl'fllCl' br ttli.ol. Soc~r'", Inslrumonr II .. ...... .ccoptatllO I.D LerUIIitl'~ (4) C;~fI.' ~ the Cf\or'm.. ~I Itll
NOle Ind tl'u. S.curil.~ In.trumenl r~...a by La"doIr"" mado. Inelueline. lot "Imple. 1)Or1e~~ .dJ....atn_1 In Ih. k"."lIol r..,o. .
dlflerwlT 11n., 1'1.,"",01' o.~ fOl tI\I 10'". ...d Iddll'On 01 unplld lnlor.u to principal: ""d (51 Ih. ....n.,..... .Ign" en ....umpUon
av...mwu Ih., Is acc-.pul. 11:0 Len.. _a UIIli. obi..",. lro. 11'at\.,..... 10...... .. In. j:H'OmIa... .nd ..'_.... If.,do '" I'" Nol.
and '" Ill.. SOCwrll,. Inlll\K'nCl"l. as ftI0Cllfltll:l ff ....qulr.d by Len"r. To Ihe _'1'11 parm1tleel by .pproCllbt6 Ill..... Lt'ltdl.r 11150 fna.,.
Clhan;ae .. rfl&IOltell" I.. .. II OOlttl,,>o1"I to Landoo'. t:oro,...1 10 any.... flI' tr.nsf....
Borta_rs ,...~ conlin... 10 IloO obllQALOa unoor II'IIS NOli .nQ 'llt~ $ecurlt)' Insl1"Ument ..nle" L.noJar No...,a. 50rro""er'" w.h!ng.
lB. BORROWER'S WAARAN"rIES ReQARDING IKORP'!!ITUAI!
801"0""01" Sl.llle5 thal hO ....If not u~e. unCI Will 1'101 perrnlI any \h.lrd PlrlY 10 u~o In. Proparly Of &ny ponlon Iherool go, Int...", Ih.."in
for ;tny p",pO&O Illal woulCl CIUS. Ine prop_tv 10 ba ,ubj.,,1 10 ,orr.itura. Borrowerlurth., .1&'" the. Ih. p'..rll' h." nol bolc...
ocq\,jr." ...iln vu, p.roc."dt- Ir"om -.o~ Ir.n,.._IIo" or It:llv;,,. Ih.l ....0..k:I1h..bl' c=aU" IhI Prop.tty 10" .ubl.ol to 10rlooluro.
19. LENDER'S RIGHT TO REQUIRE IMMEDIATe: PAVMl!.NT IN FULL
" I I." \0 k<eep ""1 p'otl'll.." Cl ~r,"",ef1I~ m.de In ltIe NOli M '" (hIS S~urlly Inr.lI'UmelH, noludlng tlwl pramlS.e 11:1 P.Y wh.n
lhe .s.... amourols I __ I... L..nder. I ...... t._ ifI "".utl. It ...1. oceur., m. Lend.r ....y roaquinf Ih" I .,..,. ~"'.l)' III. ...11.....
.mounc.hen tll!I&inktQ unp.1d l,llldu. II... NoUl anr:I under Ihl5 $eQ.athy ktIIVUl~L Lend&( ma, do Ihbl 'OI'khout "*,,,tn\jJ ..., ""nh""
d""ana lor pa'fII'Gnt. Tlm reqtkement WIll ~ c'llIod -""""""10 P"..-I n flull. - U I ... lit "'....... h:W' Iltt, '_SOA. yOu MVG thO
"Clhl 10 detNlnd pOyfnllnl 01 the _t_a .mount I 0_ you. II Len.". nNtUlrIIs .alfl"tanl In "''''I lor In lhe -.u 0' .. ,or_Io...,. .llIt"n.
I &0'_ Ie pay .....Ol'lab.. _II permllslbIo 1I<Ml.... _lit. .,.11 II..bI.t..I1IINlI.. .Uowan_ &11411 &lldIt-.".1 "'10""'''0'. a. may bo
.....'C1eCl by al'l)' jud.-nOtll Of IOreclO.UfO llf\CI .aIe .11""" Cf'IO..CO. "nil Ihl' ...0" 100161 .mou", ~b .. plld ., .... with In",..!. .~
~...eo:.... pal1l8..pn 25. III' hi 'n...... 1'..... .cru.... ---=_ .weh ~L _ra....... fo_lo.~ _011....
W'I ony ..__ for ..... LanOer ..... "'0... tho f9hI 'go (.) ..,.ct .n 0110151' ~"'_cl bV iaw; (It, h.... tII. ..rapofly _10 .s ono PIl.eol:
ll"'" ll~) h._ 0. Aec:_ '~.'"'Od 0,. 11''1' CO",I wlltloul 'ht o"':no nOlioo to me .,4 ""0111011I ,.,g.rd 10" I,", ....". or \r.. "'OPC'!1y.
Upon ace.itHallen.. 8olTCl_ end tI."" no nghl 10 reonslal$. All ,ighls and N1rned11ac plDVidad ~ tnk S8eurIl) In.ullmam..,.. dbt.1nc.
anll 1UftOtI1at..... ,. any olhe!' rll'nl IIH "'''''"l' un".' IMr. hcurlty In."",m..,1 or all'crdlod by Ill"'" or .qulty. ..,'" _y bo ""O'..d
ooncl.'I'rOI'llfy. lI'ld~encMrlUy 01' succelSMly,
20. Lf:NDER'S AIG"TS TO RENTAL PAYMENTS AND TO TAKE POSSESSION OP THE 'Pf\OPERTY
If 1..1'1.... requ..... 1mm.....lI Pa,,,,,nJ '" Full, or " I .~ 1M '-,opot'l)'. llt.en lAnder. f'Il_. .....~ by Landat. .. . NHleflf.r
appoftlea Ill' the court .. ......... IIICI_ _y: (A) IJ9fIact ,... IInlial ,,~. 1nCIu-.,. ....,.,. rencal ~ CltfwC'ly frO"" "".
_1.1 (a, ....Iar on en" .... ___.IMI .1 Iha Properly: ICI m.n.o. Ih. Prop.II)": and (0) &lei". __ ...d e"-'oa ........ If
L.QII'ICIOI'" nOt..., Ihe I_ams. LOr\o.,. nail: Ii'll. I'IOhI to eOl8Ct ',,"11.1 P&yrnNlU; to Llwtdet wllJl.Oc.rt ho\I4rIO 10 ..k wa.f"- I filllad' IG ka.p
'"I' PlOml~ ..HI aoroe"-r. "neset I"''' ksvrllV 1lt.If'IoImtl"l. II I"''''. II .. JloICIg""'''1 for' ~n~ ;,t . It,wII"n 'Or loroeleO"rc .'let
1&.. t ~ PlY lo L..-t11lil' r~" ".,1 Irons the dice Ihe lu~.nt It. _1I.red far I' long .. t Meu".. lha Prop.rl,. Ho..._...
t~ 0008 1'101 Uw. mo 1!'Ie non' to Oec.upy ,,,,. ~~ar1y, '
All .......1111 pllym.n,a CO-.e.IH 1:1)' ~d.,. or ill' . _...... all'l.... t~ In. Nnl Plllcllloy ",. ""(I.,. \1'1" .........,.pto ;10, ....141 Do U,OCl ","Ill
101141' Ine COllli 01 co";uno '.",-1 pllylllOnta atItUcr ma"18"'g 1M "ropwl)'. trill, pal"! allh. IlInUll payft1l8nl.~. .tler IhO$"
.._I. h.._ _01 pllltl 11'I "'.. IfrO """"''''11 parI.... t)O u.-d to rodorco Ih. ""0""'1 ..... I 0_ 10 Len_ Uftdar 1'- Hot. ~oJ ""cHlr
IIoIu Soc;u;1Iy ....Irumenl The 00." 01 """"9"'0 Ih. '-roparty mey inoJI.tcr. ttte IICINa'" 10M. nHUl6l'lAbltl ..no",.,.', Mh. llncl III..
cell 0' .....~ "oc..n."Y Itonlllc. Letle.r .". lit. reo.r..., wtll bo oblillal,. 10 "004l1'l1 only' lor Ih.... ......1&1 ....;manll; U.... 1rw.'I" .K'I'JlIlI..
,.C.......
III 1.0110 ....k. any PGlItrICt'II$ or "-lOp pro_s un4ar Ihis. Security In.~t O. 1tI. Not., tnal't I ......U pay "'"""thly r. .eIv.no. l.o
,,01.1 or 10 .n" toeO......, II 1311' I;no,oo 10, 11" u.a 0' "'II "rGPllRV 11'I11 I oeCUpy. II I ISO nOI PlY Inl' lalt en,,'.e. ~u 01 'hi rocolv.r
. e-l:-#
.'OK131.Br.CL 55 I:';'P, //.
To: ZI~94Z4841
~.-
.~_./.
P1il6/13
,
AClCNOWUOGM&.NT
STAre OF PENNSYLVANIA
.s
C.OUNTY 01'1
CUMBERLAND
Onth......li;l}o.YQ! Aoril l'il~bIlfcwem., Helen.e Walt::e.J:" a ..og1:u~__.
tn. undol:,siSl'IICI otf>c:.r {..ho certllle, ~h.t he/Lhe IS !'lOt fII'l offu:" Of dl~~ of P~C Blsn k __. l,pers..,,-u,
_Doe,red ~fal!' E .... l!:l..Q.!Inor A Matth:l.dlil . know" to mo (or ..1-.fac:klAly 0'-''') to oa ~ IW"'son~.) wt'Q~e ...m.!.(..) i~ (!lfro
Ii~c:ritl.d to the w,thillll\S{rUmlnt lod aclV10WledCItd thal he/ll'lc/thOY .:uc:~.d the _me tor..,.o pl.orp~'" U'I",,.ln contaiN>CJ.
In \'il"......~of. I ~,..unCl.r 15M. my ""ncl oml offrell' UI1,
~""'..-III''''..f!r'~''''' Slat\al.",. ,; ,
":~"'.,,"'~~}::;;4<.."lo'..1-" NfJlcllblllinl'll
,~.J~~7.-~A'.t:... 1;": ~ loti.. H"l"r f";. ""',UlN. NeLl"" ;o..JbhC
~:f~ ~~.\ "")'C~~;E~:);rOjlIlOa<:.:w 1~1II
~,~ .:>/. ~;: AFnDAVITOFSU8SCIUaINGlWIT'NlSS MoIrtPill',,...,.~..~,,~lol"'altw'a
.~. . . i- ,j Manc_eon') It(;kno...led&6d Ihe Mortp.... Allidlv!ot """'.t bl ~ In count)' whoN ~ '$ Icw:aWld ]
~~~bllC (....hO un;,I., fl\a1 "e/..". Is. nof an ~ltiCllr 0:" dlracfClf 01
P! . - ~ ___ . lh, ",uK.(i~I"l: ...,t'lo'lll'
10 ~ . wtlO 0II1n8 (llJly lworn ;lCCDrdlllJ 10 ,-, deposes and ~~ ahllt hc,..tw "' perlonall)' pr_nt.t the eal;l;:;.Ilion o/..,d MOI'tllIlI:"
..a.... Ul. ....lr"ll'Il'I..tTlll(l Morlu"'CDf{s} __. . _.1'4 _._, _.. ___ lI'a" ;\, "1&/'1arllh""
;1(..( ",,,\d d~ed. ..na ""<lOI....... "aid Mor~IlI'" lur mo plJr~O$C1i In.rql,. lUll 'Mil; tlO\(I tllat l!'le M",. o( tn... d.pol'lt:tll .(f'll..~l mltrc~.;" n'b,cr'hllli: Wlll~il> I'
of depont:M'!: 0....1'1 "rop.r Ilitndw..ling. .
s..orr\ to ar"lCl $uQ~c"t.... r..,.......... \..h,..
dllY~
Subse..bif\t: Wlt....n
,19_.
NOt;ary "ublte;
C:IEltTlI'IC:ATE OF RESIDENCE
1._PAT'&I'(' ;/'='1 ~.50I.(AL(...
PNC 3ANI< 2730 Liberty Ave_ "~burgh.
,cIO l\er~ ee",fy Jh,;at Uo"......,. p'ecaso ~ICl.nc. I~
PA ~~;l22
';::),rn /~ "'7n^~ "_00
ACiCntforlo1ol'tPaee
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BOO. 131!h'CE
49
To: 2159424841
..-/
....~_........
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P67/13
Ie) .... 11'10 __nt '....I "'I. ~r~ll' E...r"f~ aw'lal.)IiI or BOff<:l...I'. ..t_tomMIC. lIIIo/or ..pr...nwtlOn" 1\&... 1:1_ found 10 D. 101..
~Hior 10 In_ dl...,......mwll oll\,ll\G5. 1..n~'. .. hi &018 Gt5orMlol\, ""'" __ ''''il NOlI>....e LCIf\Cl.. &1'\&1 fllIi_ no I\l,Ctl51f OOIo':'&I'OI\S
10 m. 80....0_. LendOf ~... 1"111 L..Cnd.. w.1 __ . ktllllael;on 0' M..o10'~ r1 ,"II counlV Il1ls S.curhy In'truJnO(It It: III.d w.U\
II,. Off~. 011". CClIunlY Clio", I'r'.ar 10 ~.nl:.""l"n by L_,..d..
(,.. In I.... cove"' Il'Ia' ..,y e_ paid b7 !Ion_r 10 LlInCl... 15 rlllUmM unpaid Illa" IlF'ld ~ 1~1l.1 .~.nl L....d.r "'..... &. L.,.a....
optIOn, r.....n b.....k or .,II'II('.a Iunds. '01 IhAC'h Oay.,...,. made th.IlI.lt....
(Q) In tn. __n( tn. 80"'OWOf\l) h.reln e.".. or brinG any .elkln. ,uoe_dlng or peUllon '(lot ItI. ."'gn"Iefll. t:q,ul<letlo", gr
'oan'V'g-.t 0\ tMlr IOlalll"llSOl)tedr\UI unc;lfJf anI" ltlld"ral. ..'.10 Of local ltalvO."'O h 5UCn.....",t ctuI.. Is ar. InlClrop.r 1orI~lr"""nl
01 lh. I... lit lh., Socurcy Inlh.fVI'niI"l Wit"", ll'IQ ~V\g 0' anI' "ltlD. Click or ~alllUlI"" t......'" ..I....anl. I"-r. SNIl bo allowe".
.........d'.a ....d o..o.nla" fO ltot f\01Oet at If.... Sclculll.y ........",......1 bJl Iha 0CH#t or 1tbunal .....1n0 jui'ladlclllal"l ~of. ....onaol8 _.1
..... ....e.....-.d to lMat_1 Ihe .... ~ thiS SeGunly Inal"""''''' ~in..t .VCII Improper ~irIn~l. Qf tI tho. ..,.,,1 ,h. hold.., of thl.
s.cuntY IfI,IUNm_ ... '~lnId ta Drll"lO Oil any InOtloo1 or p,_.1NtlrIt to __.,..y MY IfIf ..mp" ,..,.elloCl of any p.ctt)OIOO "''''1.
lOlJcn .war" 0' '.lliCma.I)lC coun.al faa~ .....11 b. b...d ..j!t01l Iha ,_.on.1l1a hOl.l'ty blllorlO rala 01 an OIlID6f'lencad m.l
_1O.f.-krupmy p'Ultt'."'" _'tIn 11\0 I"ru.dlcdon.' 11'10 CilU" 01 fr'ltIl.1nal, ana wlt:houl any roIQO'OnCtll or ~ro O""Q~l or ...dl"", 10
lna no..... ell'......, Inlory 01 -ceaftomy of .afI'Il"llItra\4Ol'l.~
(*"1 In .dd..lon. l.Ana.. ",hall tlO an'OIlad 10 "j,arg, lI'I*asl gO! all &ecru.. Irlaarut, fOr.c.lo,,,,,,a COSoIS. alttlmay I6a& w....uner lr,cl.lHOd
.. . ~...It 01 eN> Jo...-olnura Dr ""I tlaN.rupte,. PI'I:lcoedinQ. or 01fl.W prrpetilioo\ """'.-.0. par.- PIol"*U.'" lO or fhrough an, rlan
... 11\0 tNRI<NplOy Pfoc..d....O. Th. """"1 .ala ....... be lne ..... ... charged ,,,"4Of I.... No.. lMU'.a tloll' 11\" S_ky 1n..INmt'l(l(.
25_ ACCELERATION, REMEDIES
In Ih. ....n1 01 . detaup. by aotra....r. '" ....y 01 \Ie t!ov.n.MII and '9....manu, I'Iar.under or In In. Oven, tll I bllae-h ')r llIW of
aorro........ "'prils..,lallona ArlO .........nc.. 1'1"."'. ......dor, .., U ophon, lNLy "QlI~. h'ft!a... Il&ymenlln full 01.1 .wma _......0 by
1t'l16 SacufllT "'alf\ll'l\lf'\l wIU'IO\l' ""rtn.. a_ or nolic. of 1I00o_r ."d mIoV IrwokGo .....y remouI,. permll..a by AOpJlc::atlle law
II lno .....a.r /"4q...lr., ~ym.n! h IUJI, or In lh. .....It 01 a lo.eelosu.e .c::\lon. 1 lora. to P.Y ......on.ble 1000.1 lees. prln'llplll ....U!
ontora$I. coc.!S Il'Id di..o...nI;Clft\lI('IU., "IOlA/llne., &IIdlloddllloonal Ado.....no... .. ma,. _ ......aeel by Iny j..d.....~1 01 10....1C'$".,'0 .....d
.... ,daod l!'IeraLO ...... sc:c.lIraho" 11...0 ,,1'1'" .. JUdQmlKII I\:as 0..... ...,_d. 1 ahaU pay 1"'11I tolol aotIounl .....h lrtl...SI. \lP to Ii'll!'
day .,.ou .t:IIJ.lty (acoaitrsllluon ,:Ilymam. al Uta lo"o....ng ,"lere.. ra..: a) 2""" If 1Me it . ~ In __Ii 0: .SO.oco 00: 0.. b) Iha
NclUl t_ II Ih.... . Il. monoa". IJ......... an o"'i'nal pr-.clp.1 ......,1'11 tHot_n "0.000.00 attcl ~,OOO.OO. ...'1.... a '..t:lom....1 ...... b....
Nn~ct. m. ,"WAIst 1'&1. wlU bl \h. hi;lh..t ~ Dy the Suuo ot PMIft.y....8l'l1L
In Il.ClIc:"iliQ". l.etIo... Shell b. IntollMl 10 OOllaC'l oIM ~n._ Nll.lnwd In ~In" ''''' .......dllol pr...."-O In rh. pllfagrapn ~. ltIcludln9
b...l "elt 1Im11" 10. ...,..on.blll .Utlrnay'.. '-'a. and =t.ts. or Iltflt INllloenC.. upon "'C."'.IIon. &orrowar 5hall lU;w (II) right to
1.i'!II.I.Go. Ail (ig"lC and ranwdlo. pr,,"'lCIll1c:r In ll'lls Set::IoIrtrv InctfUlNInr arlt all:tI'ICI 1/11;:' l;umuIIlloto \0 Any' OfMr rVttI Dr fliml4y IoI"Idolr
lhis SoQ",nt, lnal'...m....1 Dr ",ordeotil tty Ia.... ef o..,IeV. ana may _ alllOro..O' llOI'lCl...rral'\ltv. lrMMpandanllr Dr .\lce.........,..
2&. AlDERS TO TH1S SECURITY INSTRUMENT
II _ _ mo,. rl4o,. .'" M~ c.., 8w~ MId _onsaQ '<'..!'tor" with Inla S~",y Inc~nt. tho ,:ItOMIS.' .rout ..''''an'E of
a~1\ .. IncOtl:loratoCl .. .. pari ot \n" SeoI.It'IIy ItI.II'IrA'lOnt. tCnock .pplIcar. boa(M)1
_ A41YAlaINI< Aim FIlar
_Co"O"tI.....IrlU<9lAldor
_ .......kl)' P.rmarlt Ria..
_G"d~ ~l Aiaar
_1....F~~r
_ Ptannllorl unllll D.....DIflIfII Nlar
_ J\l.1a ~_anl fUder
_ Slc'ood HOfha FIIdar
-L Schtrdul4l -A- Legal
_V.A.1'VCIef
_ Olh-.(I) Ilpaclryj
II"" SIOoNING Bl!lOW: 8Q1TDWOI'II acc.~1 __ -00-_ 10 1M ,oromlaoa and ~n" oonllloft811 iro Itl. a,,,"I1, "",u...rne"l ...."
Ghy rld~Cl "'I'nael by ._ and ,_dad with II.
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J.HOCKENBERA
l
AJnlARA E. HOCKEND
-"
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STATE OF MARYLAND. 8ALTlMORE COUNTY, (0 wl( M:
.
eook131.S r'GE. 57
To: 2158424841
PSS.....13
exHIBIT "A"
..~_......
BEING KNOWN AND DESZGNATED a. a~L th~t certain tract o~ Land
.~tuat. ~n 10wer Mi~~~~n TOWDShLp, Cumb-.1and County,
PennsylvAnia, bounded and de.c=~.d AS ~o11ow.:
SEGrNN~NG At an ~ron p~n on the Northern .~d. of & propoaed
prLvat. 20-foot right-ot-way at corner of lot No. 5 aa .hoyn on
A pl~ ot ~ots, hereLna~ter referred to~ thence a1ang e.id ~ut
No.. S, North 48 d_,reea 16 ~nu~.. 23 ..con4. Ea.t, 223~B2 f..t
to an ~ron pin on ~~n. of land. now or ~or.mer1y o~ Robert R.
Xl1ne; thence a1on~ 8a~d ~and. now or former~y of K1~e, South
47 d.~ree8 58 minut.. 23 ..oonds Ea.t, 140.4S ~..t ~o an ~ron
p1n at corner O~ Lot No. 7 on Qa~d p~an; thane. a1oft9 .aid Lot
NOa 7, South 48 4egrees 16 minutes 23 s.eon~. Weet, 238.64 reet
to an Lron pin on tha No.tharn 5Ld. p.opo..d pr~v.t. 20-~oot
r~ght-of-way; ~h.nc. a10ng .A~d pr~va~. r~gh~-cf-w&Yr North 4]
degrees SS minutes 00 .ecanda Weatr 139.61 f.et to Aq l~gn pin
on the northern ai~. Qf ..id propo..d pr~v&te 20-faot
r~9ht-o~-w.y At corner o~ lot No. 5 on said p~An~ ~Ln9 the
p~aee of BEGINNINC.
BEING Lot No. 6 and CONTAINING 32,282 Square feet as per survey
made for Martin L. wel1er by syers and Runyon SurvQy~ng dated
June 16, ]996, vh~ch, together w~th the necesaary mun~cip.l
approvals, .La xecox:ded _in Cumberland county Plan book SO, p.se
140. Ths improvemant& thareon be Lng known AS 6 M~ddle Acres.
,---.. .
BErNG ~he same lot or p~rcel of ground descrihed in A Deed dat~d
September 22, 1989, and recor4ed among the ~.nd a.eor4. 0:
CQ~orl~d County ~n ~b.r 34, fc1~o 465 va. 9ranted and
conveyed by Edward S. No1t and Nar~an Z. Nolt, hLa w~~e unto
E4war4 J. Hockenberry and Barbara E. Hockenberry; h~& w~~e.
. "---' .
..., 1318..at. 59
To: 2159424841
PQ9.....13
"'''''~IO. \0 ... "elcI ~ lIlII~"" l....."u. ....11 0..&1 _th .>e... '"'11I1 _ ~...1Nd by ~A.
!C. ....hClo'l oe,mOtlUl or 11'I..e .lema 14 C1..0, l.ondet" ft4S nol rcCCIVCCl onou~h FI.lft<i. to ~. IholJlt .,OrlTI"''''', I wilt PollY 1.0 Lander
....b......' .....1oIl.. _um Is n__..,ry 10 PIV ,...... lIMn. Irl. lUll. I mu.1 pQy 'Nt &dCIIIIIO"" _Olll'\t in DI\' or 1'1\0'" p.ym.nt. ..
LMlcM'm&\, NQUItw.. and p.m'lad I))' F;EJjjPA. .
3. APPUCATION OF BORROWER'S PAYMENTS
Un'''' lRao "W ~u~ 01"_.... L..,IMr WIU 1PPty' olCn 01 my POYmel\l.I 1.u''llMf me NOlO ,rUf IInCl... p,'.grao"'. 1 ond 2 Iba_ In
,.... tolIowOI'>Q orCl... ."" fof' .ho rone...",,, puroOH'5.
.-",,'
!lnl. 10 pay .any procaV_1 c....,~.. Cl..... ..n.... lno NOlO:
Nolo\., 10 HI' I&~ c:Mt... \If\4... lho NIlIe;
Npc., ,. P'Y Itl. otnQlll'lt. ,..... 10 lAon~ unci... ".r-.graph 2 .~ or o~.. .~:
...t. 10 H" 1\101'0$1 "....: ..,d
La.\. 10 poy prnolpal dU..
4. BO'''\OWI!R'S 08UGATlCN TO PAY CHARGES. ASSESSMENTS AND CLAIMS
I will p..,. oil t....~, oGI..'nI,nl:, charges, r..... ....d tnposltlon' otlrlbutobl. IOlo JIl. "rop,1t)' ond '"Qt mar 1M IUP.rtOr tlO ltlllo
$lIcy,ity ~"I. I w. _I) .".... pay_hi d"lI "'"del' en)' ..... ,I 1 un a tenanl on lhe PTopetl)' and I _ oar O'O"n(1 'lIN1l11 (11
anr) d"lI 0" tho Prapertr. I will do I""" IIl1her by rwal<inO Ih. pIIy...,.,u; Ie l.MI.,. cnat aN ...arI;Ied ~ ~.r.oriIPl\ Z lib_a 01". II' 1
am nel r.qulnld 10 mMcll JlIIVIIW\'1 un"'" .....&or'"'" 2. l>>Y malWlO ... pa)"ft\&l\t& 0" limo to t... paq,on o_ct lh-. (In lhlll Sllcurl&~
""'1nl~1. ltl. WOld "p....:0I'1~ ~'li ...r peoIon, orgenlu.don. QO\MmIl'\entlllI ~lhorar or OIhIIt .....".) I' I -U Gfl'ecl pa,_-..
"'I.n prorqPl1y .n. _tnG II"Y 01 lho.. parnutnt't, I ...111 01Ye L..-dlIr a rwc:.1pl: which .tI~ lhal I hava "on. 10. II' msJr.c:.
parman'a 10 L.."Ger IOnd... f".....vr-Ph 2. I will iJl'RI Leodal all nO&klu. or bUla ,liar I NC&1ve lot' t"- amounls du. Wldar 1111. Pantgr.ph
..
"""'v clll"". "ernlnCl 0' ch.rgil tl1al I.. IT'&de acMlnlllll'. Pro".,,, bac.lll.. a" oOliCl61lon hal "01.... fulAlleell. ""own .. . ~Ilefl."
'Wdl plomplty pay Qf saUsl)'.M"'M ....11111 m. P"fopert" ell&! mar be .uperlol \0 "'II $eQur'lY tnSlrvmont. "'"wev.I. 11I15 6e<:urllY
,....,.loO""IIl'lt ClIo.. "01 require 19\1I 10 ."'-'V .. ...."..10. lieI' It: tAl I "8'... h ","king. 10 p.y lhe obUgIIIIQII w,,~ INIv. .11. to Ihe
supe,io, I...... .nd lM'ld... .PP"""''' Ih. w.y In .hlch I..... to ~J' 1"-' oblleallotl; at (8) .., GOOd _Ilh. , ergu. _ do,.,.d o(Jaln.t
I". .upwior !iIln .. . law$uil 'Co tl).t. elutr.g me '-.w"ulL tho SlIp.nor a.n may "ot btt enforced ~ "0 pari Of llM Propert)' ",UM tu.
"1V4^ up: 0' (e) I $lIeU/. from Iho nOIG.r 01 11'1.1 olhllr lien ." .or_.. apPfClv.d r. wf1ll~D -.y \.ol'ldor. that th. ~e1'l o' lI)k
~iIC\IrJI)' "'.IfI.lm8tl, '$ suPOrlOr 10 II'le 110M I'lalel lIy thai ~""Ofl. If LAndei' detormln.. tha' &Ill' P.... 01 tho Pro".,t)' 1& subJ.ct _ S
superior N.n. Lender rT'OI.y g"'. &o.ro_ a nOlic_ Iaonlay.,,, U'lO iiIollperlor...... 8",",_ shall pal' 01" ..t1all' tho &U~.11Of" 1I0f'l or 1.CIk~
0". or mG,. af the ~lIl)nC .., 1011'" .1:1.,... wlln," '10 d..,.. rrom the liINlng oJ l'lollcll.
S. BORflOWI:R'S OBLIGATION TO MAIN1'AIN HAZARD INSURANCE
,-_...../
I will obte," l'I&zan:l In''Ulon_ 10 '"0". .. DlIIICIIngs and ol".r lmPIQV1:ln>o...U tt\lIl are tlQw. or t'I the ItUu,.. Virlll " 'bc.lltcCl on Ihe
"'OIHlI'ly. n.o Ineu.onc. .-.1 .......... ..... ..' .a...... _Ullad Ity Rta. "...rlll. n.rmaI/)' ctlvorotll' by ~o..tend.eI GOver..... ___rd
msu,lU'tCO DOIICIa.. III\ct 0111., haul"S. 'including flooCl. r;or floodinG. for which lander Qr ..... or ..C1....t .o.".""...nl requir..
~~ge. Tn. InMlfMco ",11&1 bt In 111. 1rn0Uf'lU; ~d for ihCl perrotl" Clf 1m. reqund by' "-.r or oov.,,,m.fU ao-noy. I I'T'lIlY
choOH L'- ~.u'.n" ~omp-ny. t1ul my c:I'lolCe 1$ NbJ.ct It:I lend.r. appl'Gval. LAnd.,.....r nol "''''M to appro.... my chOice
u"... the r.fu..' .. r.a.onable "I do nOI ~1nw.1n cow.ra~ .. CfoscrlD.a ab-. unci.... "IWr. at: ~"",.. lip"". Ollll.,,,
c~ce 10 prol..ct LenOer'. .li;/hLJ" In .ccordllr.C11 ;VOI" this pretWgl'aph .rid pPagr;aph 7. " tM pr.,." D' cMteml.....d co tw locat.d
In . floOIll __a IllIIf ......... hooCJ .._...... .. .....nawfil by Ih. Fed_I ~ ~""*.l ~ ... anoth.r alll.nOr that
1'1&. Ih. .Illho~ 10 rn.ke .uo" MlaNftlnallon. I will oblilll;" flOOd itlsufar'I~ c--.a Ier .... prop.qo.
All oi tI'I&I tnl"r",",;o potcc:,.... aIlCl ,*",-.1. or IhGce pOloolo. In...,O( ac"'d11 ....h.' " Irnown .. . ~$""nArcS Mo.,..g.... ~.. 10
50...11Io1 L..nollll. The fortl, of .11 p.toe:'" ."d -.....- ......., be _aptaDle to t-MtI.... a.....r w" ~ lhe ......1 I'" haW ... po""'''''
MCI ,.,....,.".... If L.OI'lIll.' ro........ I woI pr_1tt1w' a_ I..ndar all _.IpCII of p.14 pr.mlume anll _., ",otiUl. Ihal I _1I"'e. II
IhO'O _ a... 01' c1~ fa the "'"'1III"l'. I wlII pl'ompdy I'lOUIJo fIl. ktsw_ c~ .,." 1.eI'l1llw. "I dto "Ot pIW"'P'1v p...,. to
11'1" nsurance C'Ol1lJl.1'l)' lhal Ll'I. 10,s or aam.". OCCIlnlld., 11'101'1 LendOll'l'lly do SI;I.
The "-"Ount DIIG br tt1. Insurance COlllpany is t:allecf "prt:lc_ds.. I authOl"lcc the LendOt 10 Mille ." dti,~ and COJlIKlI 1M
PfOC..dl on Iny .."&11 .nC! ..... l.'-' Ie IIScIWCI. an. .",ount 1 __ !a L..n4ar ""C1" 'ctII No.. Md Urletat III. aMuflly 1na1"'~1
(....hII'h.' 01 nOI repatrs........ tMaf'l _d11 by .....). O,.....dIIl' _y ......".Ih. pt'OC~ 10 mil for ".. ... the repair 01' ""IOf.llon .,
1"'''antGlilod~OfM'Ily,
fr I &blind..,. Ih. ""o~rtv. or If I 11II0 _l ~e_r. WMnlfl Xl 11II.)'.. a node. 11'_ lM'lGer Mali". ,.,.t Ih. lnaurallCle com.pan.,. h.s
oU.I'fiIIO ..lIIa. alalm. ~.r '''1,. Ulltcl tfW llN'oc""s. LII"der ma,. u.. Iha proc..ds 10 l'IIlMh' or realo... the PfO~enr or 10
~GY tho sums -.cured. Ttwo :IOodlly p61ktd wla Dqln wh.., u.. _IICO " ".......
If any ~da .ra-.....d 10 raplac. tM _..,.~ of pr~ ..nidi I 0_ to ~ ~r lhoe Nota. lh., 1.1.. wlII not de...y lh. d....
Gllte 01 eh."ea tho _urn 01 My Ilf m,. mol'llhly Qaya'lanls oHldor l.... Nol. onct undo, "u.graph. t &l\ct a atlo.... ""'ow....,.
Lond... .."a I _y .eo'" IOl -ol>nfll to \ho... .......... Q( 0:.......5.
-._/
Ir ~. aeQu"_ tlMo'P.o~.,1Y .....eI., P....gr.ph 26 belO.... all Of my rlllhl. '" 11'1. IMlWSIIOII pOlio""' will NlonSll 10 ..."a.r. ......0. &II
of my rtc:Ir'lls In ."y ~roeeeda which IlI'1I paid b_u.. 01 deInag" Ihor DCCUfqd boIflU. Ih. Pro~rv Is .llqulrs:CI by t.anCler 0' .eld
;'11I D.IOn" ta LIInder. "0"'_. L.Mtdlll". nohlS In Iho.. proeo.d. will nOI be lII_lOIl,,-" the __ ..e......a. ,,""-'llIilltofJ,pofoN t"o
C'1. 7~ 7('
3 If, 1/(1. /I .
.".'13:1tl PAGE, 52
Pl&/13
tal L.en.dor'sR.ocl''Ils,
EvWl It LwI..r ,,_ "OL --.. ., ."'0,.. ...., "llM ., ~d.r Il"d., I"" .c."""il,, ,,,."'_. .,. ___ ,~. ..... ~"' w,1I 51....
ha_ all ql tho..e 'iot"" ""e "'., e....-c~. .fld _--'_. ~"aI't\ 11\ 11'10 tulU,... EaI_Elon Of II",.. for p.'''''anl Dr modlfles.lo" or
O....Ofltra'lqn Clf 11'1. ..11m.. a-.JnHII b, \hIS $ecur'ly In.lN......w. QranIoNl by L.end., to any .",cc:...or WI nUl,.., ., e.t.......r ....11 "ot
op...... ,.. ........ Lh. Ia.bUily .f ,h.. o,~1I'MJ a........_ ., .orro...... .~r. ., "'iot..t. My fcxtM.,~ by ~ In _clmlil
~y rlehl lit ~ ell" "01 ~ . _kIOl' 01 Ot DrClOIIlCfO m. _telAe Of ....., rIOn.1 01' '..".0.... I!vron. \,anaor OOUlnC OIOIK.nc.,
~,.. 1._. 0' ".Y. Oll\w ClIII.Irn.. c"argao. Dr ~". .....I"1t lh. Propeny. l.AI1~ will ~._ die rlghl ,,"".r ""'8r..,,", ,. belo... lco
amand Ih.c I _k. I~.l. DIlrmllt>t 1(1 '..lor tl.. gn'Olltll 1"'.1 I __ 1V L.tf'lc)o,...,., 'PIS Noto .'11I' tt1. a-unt)r '".IIYman'.
c
....--....
11_ OSLIQATIONS OF SORROW!!R AND OF PERSONS TAKING OVER BORROWER'S RIGHTS OF
OBLIGATIONS
"""y p_oro who ~k.. _ ""... ~l"ll. or UIiO&lIDnl I,Ind... Ihla &acutll'l' lnIJIN~ WlI h._ .11 01 my ~Ia and wlII be ..bijg.led 10
k-.,. .t or my plClm/MC ...4 -o_ntl ....0. 11'I "'.. $oev,Il, ItlSINm.nt. S""........,., perao" whO 1Ak_ ever L.na.... 0,1". or
oDlIgatlOn. ""'"' UUe SocvnII' Insln.oll'lont wlA "-..0 .b of L8IwIer'1II rfonta .ru. _II ~ otlllCl....d Ie .....P alii or I.OnCllor"$ agroo,"on($
IhO.Cl'O In lnls ~lLy tnsVumaont.
If 11'I'" then one ICIOtoon .lQn" this $oeu'lly j",I'U",..,I as 1IC1'ro~. "IKOn 01 .... '- 'tllly ob1;g.lM '0 ""OP aM of .orro.....r, pl'Ofrll5."
.nd OOllglllll:mc C'orllall'lOCl In '111$ Sec\U'1t... In:llll\l'ne"~. L.n'" m.... en.'ore. L.ondar's rlgnl.tl und_ "'is Mcu'k,. Inc.U'umolll .va'""1
~o.cn ~ u. 1nCl'....IG....1lt or e.gIlIIt..t .11 It' .,.IJ lOV"",.r. In In'- mo.ns ~l -..!y .... 0' Illf ma, b. ..qulrH w p.,. .11 OVntlll _",r.".
How_r. . on. .1 "'If do.. rlGt ./grl I". NoN;. (AI !tiel pel'50" .. 'og"'''8 lh~ 'new",on! 0"'''' to 0_ th., ,..,.on'. riot'll" in ,,,.
""OQOI\I' tu Laud_ und.,....e UInl'1S colll'* a.cull(y Insl,umllnt, .,,13 (B) that p....on .. IIel pet.aft.ll,. .bl~ Ie pa, I.n.e "OJ,"_
...u-.d: .,.. (e) IN' ,....... aer-- "'ol '--del' ......y ae"o with !he .1"" .~r.. to ..ray orUontlrl, ..,., 01 ,-."a.'.1 r.,l'Il. or
50 l'l'lO<l;fy 0' ""105'10 U", .c:cOnl/l'lod.llon. with r.g.rd 10 Ihe torm, or tnl5 SDOunly ln5trumeOl or "Ul NOI. "",""OUI "'"' p.rIIon'lI
eo"'eo"l.
, 2. LOA.N CHARGES
n the. 1.;01.'" :.ec;",'eel 0'0' lnls .s.c;U,;ly l....nUf?Ie"r is ...bleat to . I.... wl\ieh lM" -.mvm Io~. 01'1....., ....4 I..... ;l~' L.. II",Uy
Io1tarpr61.d ..0 th.l lhol 11'lt.~"1 01 Olh", Io.n en"'liIes cOllect.d or 10 b. eoltee-t.d .... co....nac\lon witt'! Ih'" 10'" ....C...OCl POI"",ue'"
hr.~,: (A) .ny luch loan ChoIO. ."alI b. ..ducod II... I". .",ollnl tlOCO.lIa,y to I"lhlI,lCO InO chlrvc ... th.. pen'll.ttoa ~n"l; .)fId IB)
In\, ,..ms .Ir_liy collltc;acl Irom Borr_.( whl;:::h "'C.ecl.el p.,m/lc.a IlmllS w.. till ro'",n6O" 10 80"0....,. ~.nao' mall ChOO&9 10
mlkf' '"" ,.lu....1:I by ...allcntil t.... p'iftCip.1 O_el "ndol U'(O Nole Ot by I....ldng . Cll/'ecr pllll"..,t to Borro_. II.. uilu"d r."...co",
p'i<'!cipal, 11\41 r.~llcl.o'" w,ll 1)0 t,ol\IOCl Ie: I p..,!.1 p...p.vmanl wlthOUI .ny ~PIVmo"' chal\llllJnd., lhe NatO.
13_ l.EGISLATION AFFECTING LENDER'S RIGHTS
\--........
If 0 C'l\ln'la. tl apptlclttae .... WOllIO fnl.k<f lint 111'0..1111011 of the NoIe Of lh~ 6ecurll, In'II'Umll...L \lnenlorceetJ1e. Lender may fequlrw
Invnedlal. "')'_1 '" ,..n of .a IU<I\$ __...rAd by tl\l1I Sllclll1ty In.Yu_nl Ie IhIU p/'I'.'. ic a.'~ In ~"'II9'1IP1'I ,. "10.... n
Lender ...Ql.l~..., lrnl'lWclillo PI,,".nl In rul vna.... (tI1$ .....4QI1.ph 13. ~d.. wII taMi &he 5M1'PS &rid ",-y .Cl '" .~lIod In ".,lliI'.ph
19 below.
14. Nonees REQUIRED UNDeR THIS SECURITY INSTRUMENT
Any nOIlGll lhat ........111II0 8...... .0 ".. ........ Ih.. Socw'Iy Ins_, wi! w ........ by .w.rinlll " .r by II'lOJkrlg . by nr.t 0".' ....,1
.......... apP&-.b1o ....... ,...11... "'.. 01 .no",-, "..1"Oa:. The l'IOlIe. ...ltl IHl 11Io......... 10 me III I". "'41'01. .IlltOd ~ I'" .Dellon
.bova Wield "".-.crliDllo,. {tI "'- ~rOClo.rtll'.. "NClIIRI will be 1ll......1 '9 M. ..... elllf...", .dd"'~ . , ""'. Los...., . "o~. .1 ""7
dil,renl .deft.... Any notao U'I.. must ~ V""'" 10 _Lolldor UIIdor this See""'y "'st"-,",-I .wLI .. ...... tlIy "'lollinG It to ...n....
.~. .~d h plI'Ot"'ph (C) .' tno. 'MllOn lIOev.. Ilt10d -Word.. U..d ~n In this. 00011"''''11."' ,., node. will. .. Il'*llAd 10
L.ender' It. ell....,...,t "''''-1. "LCI~ Olutl~ m.. noOca.of N dfJswIt addI1tn. A nollce ~1oI""1lI II)' "'. SllGurfty lri.l~l i..
Q""OI"I "'''on r. IS ....iled or' __ . iii dlllll.,_d _0l"d1rt8 to lito -.qu~.nl. ef ..... P.NSfro"h " ..... .' .,..,.,.~ laVll'.
15. LAW THAT GOVe.RNS YHI$ SECURI'TY INSTRUMI!.NT
This $OC"'",Y Iro'lltrvrnonc is 'l,1Ovom..:f Dr II.d...1 ........ &1111 Ih. III.... 0/ ... ,un..elol..... wh_ u.. DfOpatry III ..~
Th. tJorrcow., h.r<sby ._...to Mcf aor_ tro:n lhe< debt ha,atI)' C_'N. Of' a"y lliSlt t"..UI. mar boI r..,.wOIf Dr -..."cleel o.yonCl
""wr~y ... ..,_ .1 "..y too _.._ ., ao...._1 lM__ tho llNdllor artd My ........"ent OWn... 01 th-. 1M'OJt.,I\'. II'Ki no .....11
1'frI_.1 or e.._"", ohol in lIl"r _t ."ee' the 00"0__' ,..pon.tnIIY. whel,.., .... ....,lIIY ..... 0"1_1:te. TII. ""ewe' .n. I".,
OIlUII' ~rt,. ........hg ...1IlL... heraunlNr n_bV cons:.m II"Id ag.... th.1 " .... property conYllyod ho..by o. .. IJ"'l:lIsI."I~1 POtu."
1I'l....OI... Irol"'5flirrod 10 <l.l'ly .ublOllClloIll"I~.....d I.... C1lM111or ._c.... thO tl;hllo .CCSIlll'IIIoLO 00bL5 SOCI,IIl,J lMf~. Ill. C'C\C11l0'
-y .~I .", HI..,......, p.V_Uc or Itllhar __ 01 .,.,...... .Mno ..... to .uGh ........t>en ffom lite U\on ........... .f t'" .rOfl9'ty q'
sny Cll!';" ~rsDO and .....I.to ,he ,"d.tll.dno.. n acCOtlUlnc. w.." In. 1IOh."" or nalwfly .5 ot the 11m. 01 .cc.......lon or "~on
.ucn n_ sc~u.. es may b. asIr..d . ..wwal or ....n.1On .,. OIl'lI'l'Wll. ponnlllea anl:l nO lIJ\lon .......I.lom.nl sh.n n any w....
an.cl 11'1. WeDlil.y cof .ueh prior ,,"Mies:. wh8Ltlor .. ....,.11' M othor'''''..,
If ilny lonn 01 th. ~'lLy 1n""'''"Il''I or 01 tl\. No... co...flk:ts ....Itl'l l~e lit.... aJl OIher lorm. 01 this .s.C",rity In.trum.nt 8I'Id 0/ Ih.
NClICl ..... IlIM toonarI .. a_t II tho, CAlI be 0....... onocl wllno"'I ,/'tco oonllOctlftg _It\. Tnla NIO&na "'.t "ay lefWllllS ef th.. Saoutfl.y
1t'\$II'WtNIlI And or ill. Note .....hic:" cOllfllcl. .....Ih lfro fa", Cillo'" b. saparw...d It_ t". .-n\1IIoif\iIIll term. II\d l.... terrll.i'li'lg letms wiq .1i'1
Doe aI\'Ol'OOC\.
'-'
.
eo..:13:1.8 r.t..
54
C;'. 1. 11
~ {-, /,/
-y ...... to ".u.cll O~ (0,--"". II~ 1;011"", I wlll no, 0111"1 mo,. I"'an _ Ct. _"11'1" ...nl ... aG\Iancl I~O'" .ny lar\Qnl or
6coupent wlhOul y_ ~l_ 1;".......1.
Z1. LBNDI!R"S OBUGATION TO DISCHARGe. THIS SECURITY INSTRUMENT
When Letl4IH hai b.." j:lD.id .11 &mDl,lIl'1 d.... under tft. No~ .lId und., tn" s.cul'IY Instrumen, the Let1d.. will ,ol?i... Ih"- S"....,~
Ih"'-nt. and dIo.lO.rw III Certll~I" &\IIIU"'O Il'l;s aecu,.,~y In.tr..monl ,,_ i>_ "aid lit lull. ~ will I"'n ~"""'r .. C:lrtlllaa.t. .llIIlIng
Ihllll I~& $lCVflty 1!'l'IN"'.nl l'Ia::a tlNn ..lJatl8d. ""fll ~r .11 COSI~ of I1M:OrClIng lhe ~..s. In 1"- proper ofllltllAi ......reI..
22. ADDITIONAL CHAAQES
rile<''' 10 pay .11 '0.Son.1J1' cr."ljl.:' .... conn.coll..", "',,1'\ tho ........lclnljJ 01 lhl6 I...a". If\eil.ldll''lljJ bul 1'101 lImiUlcl to Obe....inljJ ,....
~.arotMI. al'llll I:IIIIt and III I)'OC..."'II' lnsIoratlC". loa. paYonw'lt.. O"nl~I'I1p "an.",.. ...1......., ...wnenl.. c...n"anlS. _len.lons,
modlleal1ons. "PlCIIII a~I". 1II"I9_nl1;. redl./,"llo!'l O9ftIftc.ltl. Itnct ..tisCMclr;ln or ,"Qf1~
In ,h. _I'll 90rro...... dlrltC:l$ l.nd...- 10 orelll' tu'ly ....pOrl.. apPlllllial., ....n:iI."s. _""n'"0n. ."dior Ih. IokC. I &ijra. '''1.1 Cl'IR
o.PIIl,. lor 11'1. ....1'1'I6 ". 10 b. ad~d to I". b.latl.c. 0. I". -;''''''9 mol1"ap. If ....... I. not pala ...lIhln SO d.,. 01 .,.,111.0
nOIIlIe.lIOn.
23. HAZARDOUS SUBSTANCES
!louowee' liMM not "OGle or "ulla, 10 "'SI. or p.8NnU .nr 01 Ita .;...U. .,,-.plOr..Ii. cantraCIOr.. "Altlt$. 0' nvll..S to C'".u. 0'
."IIUt to ~I .ny III1n, ..c:"rlty '"Ie""" ch.r;,. tIIr lIfICUIJIOt'II'IC. -oalna\ 1M Pr~ or any 8411_ Ih_ot. ,.lIttln" 10 aoy PhY.IC.1
ur UnvlI"onmwnal CCHKMlOn, lI'tCk.ld'nQ. bul 1\01 """'.d 10. &11'1' he" ",""o'ed DUrIU&nl to _tlGn 197ff} ., Ii'll. 5upo(IvnCl' Nnendment~
ond l'la"'I"'gr~ Act 01 1980 C4,z U.5 C. t6Q7(1)} or Itny ,mllaT r.Wal. Il&Ie or IDeAl il'b1luw. NCIU~, ru.. Of'd.. O' g<dnanca.
.orrow., .h.ll nOI causa or ~ an)' 0'"'' parfY to. cause 01' p.nnll 11'1. pt.,.nca. ".... oispoa..a. .tClraljJ4 or ",Isosa ClI .t,!,
11.Ulel'O.... &Ib'lanCCl' 01'1 0' in lite ProP."" 1iI00000w... an.11 not do. nor 1111_ anyOl'lO .I.a 10 do. an,thll'1Q "f~Cllrla I". P'OP.fty
11"1.' Iii In "'1Or-llOn 01 an~ .,....tronmlinll' law.
Borrow.r .haU prompd, UNa Inl u.nGGr ""lhel\ nOlle. or .Ily ..,.....IQ.'IOII. c"'"" d.........cl. .IQW1I".e or OV'l", stUon toy at'ly
9o...'t<fTMnu.l or I'll:Q"loIlory ag....cy 0.1 prlv:alo pany involVing 11'1. PrOpertl" Iftd ....'t H.....,dou. s.dt"."c. O~ _...ItO..mo"'.1 lit...... ...,
.....I\ic", tile 9011'0_..... .el...l .....o...iecl".. or .hO""O hay' .cn.u., IcnowllXlae. It BOITO\rfel' IrJ&tns OC'1s. nOlinotlby...y 90\10'"''''''11'
or l'l)""lalory .u'herllt Ihal M, ...mo;w,ol or remecl:.&lion ot '"'I' HaJ:and.o",. SulMtart.. .u.otlAe ttl.e PrepAl1)l " n_....".. 8orro_r
"iI..n promcnly 11Ike> ~."ery ",mOd~l,. romay., ,ud GII'I.,. .JctlCl"" mac......,.,. 10 Clean OCI .,.d ..__ all H._clOu. Subsll."e..,
.0Gd "'.".'. 0' eon.....w..tes on, .... frOt1'l, or a"eclillillholl propvl)' tIIr."y ponlon tI't_t. n "':COttlaneo willi erwlro...m.nt&IIa...... II)
1M ..lial.cUllIn 01 Ihe ""n.... ....12 1rI ~cord_c:. wlh all ordlil... .nd d.aeiNN 01 fO\I&M~ra1 eull'lo"* IuIYln, Ju'tsd'ellon 0,"", ril..
Propefty AtlIltCN' .1oIet1 slJt:lIa.ncea "1 ,.,...,.aIJS;. II BOrTower ...... 10 lalle 1'emH'" 1i01IOr'I. artd loIDon l"eC'.lpt of "cr~ "Of'll any p.rtv
...un<nO tho 41111'__ gf &ny Hllaard'au. SlIblitlllMl.' .Ileoq lho ..o~y t:hal . It.- t'ftlI)' relWll In an .'eIM. .1I1t. Irnpoelll.n .t a
lion on Iha proJIerty. Of Olhar "11,"", or II IfIe; 1i3t'\Q:.- n &oDd I&Ilf1 bIIllIva wout4 J80DIRlIIM I. ..CUlll)! 'inrer.." lhII Lend.,. &1 Is:
oPtlO" .nall....... "'''t1.UWW &c!1k.n "e",."..rl' In &eco'd'lIn". 'Wltll al'W~. IIIw. to CI8afI up. romo_. f'Ilsolue or olho.rwlso
rernoClata II.. .lCuatlon. All _aon.b. coa.. ""~ ~""loIllS. paid I1r Inc:vrr.o br l.ender In Ut. _.rels. 01 IoUCf'l t"lQl'lt. .ha'l b.
ceourecl by ,he IilrLI oac:urng 11'115 loan and sn.~ be t)symlill by blOlrOwlII' IoIPO" oamanGl by L.InOQ(.
BIOIIO...,.,. cl'lall IIldomr\J'y. _aner.... IHIIgrw:( ....d ROkf halfn..1o 1...anCIO<'". ... Olfla.... dIrOGlor., "'&I."CIllda..... 1gene .and .....Pk>".....
Irllr.. ...., ...."'.e lint ACId .n c.~. ....and&. ob~_.. "Of'I&It.e, f1n_. _.... ~.. ..IC-...u.. doIm..... Io.a_. _.. .,,0;1
-.ana.. linofudll"lO l:Iut __ "",...d 10, .uo,...y .nd oon....llanl I... and lIWplWtS... ~l.don .... _t:toratory ..,...tI.... Olcla~p
ClOs.I$. ....a GUlar OIoP-'- ollillgoUon .r 4.ttMIr'at1on1. as _II .. ...y .ue" "'s end -..pan... ~ ... efIfotCl... "lis. "damnhy.
af'ld MlY vlolstlon 01 An)l appatlil ."~"'Olllctllo.ws ., aneet 011 or belOtO ttle .... heNol '!" .~1tIrt ..... alJ.eth.o.
All ",."d In "'.... docUI1WIn'. "H..rdov. .&lIeu."c.'- ar. ",0.. IoUBuaACO. ..nr..a .. Ie. or "'__r.Clua suo.I."ce. by
EPWWlnm&ntal Law. and m. lOijowf'lO &lItniC..,ctIs: ",..oI.he. kwocGtl4. 01"" t\aIftrnIU.le CtI' 10.111 ~.lel.lm pfoCl...... or Qy-grOCluot..
tllIJIlC paU:lCIn. hGiIIOdu. arid' tufl9ICM1.., ....Ullt "ONwlCS. ~l'1alc OOltlU1hg ........ or lemlaldllh)'de 1IInc:l ~lvl IN...rllll&.
"'$ "'&100: ., !hll: doo~l. .~al Law. ,"",,$ lodaor.!. etal., -.d Iacalla..... S.'II-' rulll... rugu"'OO"'5. judk:1.III1 IOf"dlr5 W'ld
Cl6Ci,.loI'lS thaI "'11I '0 ""11."'. .atol, .... .nvlronman,al prohlCUoI'I and man..narwe In tl\O """_II whonr t... pr_Ut .. bca..d.
24_ MISCEL.LANEOUS PROVISIONS
("J '" 1I'l" e~' 111.' &fle 1'I01o:or Cf tblll 6ec:urllY lr:$I(Ument b. required hi relallt IIIg.1 OOUII." lor I.ho pUrp... of ~om....ltr'iej".
tq'_kNu", ....--. "-"",clair. ...........II!I'I "hall O. acl'a.o 10 If'l. __ iru.etr..........,.~ .nd ....on.blG "vol... end
a.emecr _ed ....lIby In ..c:IdltlOl'l .. ......IO.C. CO,ft;, 1il.Ilo...ano.. ..s pnrvtc!.., ~ tIw.
(9) Ii Ihl. klO..".ll, I~"menl invulves 3. condolTloInium "'"It, III'lr laduro 10 ptI)' eOl1'lrnon cl'l.ar".. "",hen Iller baCII,... duo. .hoM bo
con'~"o. del...... .....r I". 'alma Of UI~ 8ecur'1I)' Inom.ornal'll.
(C) In lh. ....n' U1.' 60rl_., g.e"",.,., B&l\ln'lIpIC" an4 L..en.dlt *La. pa\llku'l dlaM...d tholl 8oIrow... .".n be re.pol'\'D~ fo,
LllI"IOllf.....,.,~.
(0) In Ih4 _I tNl.\..andllr ..ha' advance any mOltOt III order ICI P.Y 80lTOwer'. InCW",,"CCI. ..... an~e' "aMl'<IlI "'."r....... o."d/or
an,. other ./I.lGl;mcnta. ........ viQlallQnS. 0/' eellOrK under ~.....rllPl'I 23. tho.., l!lo~ w. p.ay 1rI1.,..t on 11oo .1.1""1' ae..o."c.d .1 ,,,,-
"'0 :tpeelfled In 1II01TO........ Now.
100' 13:1.8 ,AGO; 56
/r;? ::.
Plt....I3
'---'"
~,_.../
.....- .-'
To: 11'59414841
"-."
'----
ACKNOWL.EOCNliNT
STATE 01" ,.~"'SYl....AN.A
55:
COUNTY OF
CUMBERLAND
OnlJ1lll~QI)'al Acr.::...l 19......iL,bctol'llm.. Hf".:l~ E Wa]r-er. .d t"J!:I'I"Arv
m.loll'lGer'lilllnar;l.ffice~ (WhO c:ertif.-s tl\at he/lone OJ nQt In Qt't'icerorClI~at PNC B.2Ink ).per_n.l"
IP"..rOd Geo!,q~ E " F:l._nnr A Matth -l.aS . 10:_" 10 mo (01' U1l1iJfactori:ly ..r~n) '" D4 the jHrson(s) WhOM nam.{&) ($ (ar..
IUbou:or,bed to the with.,., lnw..m","t ..,<ilI ilclv\QwiedseCl loh.1. ..../.h.trhe:r c:ocecutod the ..me for the "",,'po..1J ~n.'el". c:gn!.,JV<:I.
In YUI'nAl4i~O" I h.,..unClltr SOL my hllt1cllM Off'ClIll seal
,....~~~~~ ...."... SOsn.ture .
'~"~~~:f.cNW",(:.("::]} N01<lllHl -;.'flol
-'W""\. ro.. Hole"" W."',,, NO'.., "'~'
- ~..- , .
.,:!!''''' :or; .~ M)'c....mflI,...O..r_..~,..;ue~_::tI.,!l\fU
~.'C.liJil,.. . jJ%?l ..,.ftPAV.T"OP"SUIISCIUBtNCW1TNUS Mt!mbll,;;:;;-""'~;;~IICmDtf'.Io1MvS
~...('J1 ,.~e 11 MOnz;&aclr(lI;) OiIcknowledpd the Mena:aa.. AffICl.....'t tru.allM U1l1en In countY wner~ p'OO.rty 1$ lacat.d,]
:""tBI' .. '~~Ubh" 'wtoo,.,tlfr.1E tnet n./1511e 11E not an ot1'lar or dIrector cf )
DC =: .,,1' . . , thct 1Eulnc:rlb,ns: ""t."'~
lo.:n el!'tt'O e '':h.. Ix ne dl.ll)' 'WOOfn IIoCcordlnll' to laW, ae~e!a Ind '&)'10 thlt tle/she w&I. ~I'SORlIn)O ~fesent.t the: eo<ltCI.ll.on ot ".,d MOt""~"
s,a.. ,nc",'thin named MOrll!.tCDr{5; _____ ____anc ___._. 1'.I!nil51\ts'I'l!'.If'~i,
..,,; ...."I ~~"o,I, ..n" <I'll,,,,,, "01,(.1 M""It:Ut:,1t t",~ .he D..rpOlu;-1 u>I<rujn ..\ 1(I'"lf\ an" Uloat lne name of lIl'l a.p~"1 .rtla"c.l thurou:o as sl.Ue.c:rU,Iol'lt: WIII.llI;5:lo'
of C:.,,""...rll:'~ own proper "lInOwritonl:
s....o,,, l.... olt'ld ..lJbli.~"be(l 1.I",'or. me tn,s
Sub,c:ribin, WltnllllU
,Ul_"
dOlyot
Notary P...blic
CEfCTlflCATJ Of fti.$lDENCE
'.
PA r" t'C' .. e (),r\A~~I../A"-'-
PNC BANK 2730 Liberty Ave.
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.0011316 >AGE. .58
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
May 23,2001
EDWARDJ.HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, P A 17241
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, P A 17241
TIllS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. TillS NOTICE IS
SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN
AND ANY INFORMATION OBTAlNED FROM YOU WILL BE USED FOR THAT PURPOSE. IF
YOU HA VB PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, TIllS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LffiN AGAINST PROPERTY.
This is an official notice that the mortl!al!e on vour home is in default and the lender intends to foreclose.
Soecific information about the nature of the default is orovided in the attached oal!es.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to helD to save
vour home. This Notice exolains how the orOl!fll1ll works.
To see ifHEMAP can helD. vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY
WITHIN 30 DAYS OF THE DATE OF TIllS NOTICE. Take this Notice with vou when vou meet the
Counselinl! Al!encv.
The name. address and ohone number of Consumer Credit Counselinl! Al!encies servinl! vour County are
listed at the end oflhi. Notice. Ifvou have anv onestions. you mav call the Pennsvlvania Housinl! Finance
Al!encv toll free at 1-800- 342-2397. (Persons with imoaired hearinl! can call (717) 780-1869),
This notice contains important legal information. If you have any questions, representatives at the
Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUBS AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA. IS NO COMPRENDE EL CONfENIDO DE ESTA
NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADA ARRIBA. PUEDES SER ELEGffiLE PARA UN PRESTAMO POR EL PROGRAMA
LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDA SAL V AR SU CASA DE LA FERDIDA DEL DERECHO A REDIMAR SU HIPOTECA.
STATEMENTS OF POLICY
HOMEOWNER'S NAME(S):
EDWARD J. HOCKENBERRY & BARBARA E.
HOCKENBERRY
6 MIDDLE ACRES, NEWVILLE, PA 17241
213900
AMERICAN MORTGAGE REDUCTION, INC.
ClTIF1NANCIAL MORTGAGE COMPANY SERVICING
AGENT FOR THE CHASE MANHATTAN BANK, ET AL
PROPERTY ADDRESS:
LOAN ACCT. NO.:
ORIGINAL LENDER
CURRENT LENDER/SERVICER:
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE
YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE
PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAYBE EUGffiLE FOR EMERGENCY
MORTGAGE ASSISTANCE.
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONfROL,
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS AND
. IF YOU MEET OTHER EUGffiILITY REQUIREMENTS ESTABUSHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE -Under the Act, you are entitled to a temporary stay of
foreclosure on you mortgage for thirty (30) days from the date of this Notice. During that time you must
arrange and attend a face-to-face meeting with one of the conswner credit counseling agencies listed at the
end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO
NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR
MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR
MORTGAGE DEFAULT' EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES -Ifvou meet with one of the conswner credit
counselin2 a2encies listed at the end of this notice the lender mav NOT take action a2ainst vou for thirtv
(30) daYS after the date of this meetin2. The nomes. addresses and teleohone numbers of desilmated
COIIS1''''''' credit counselin2 a2encies for the county in which the nrooertv is located are set forth at the end
of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediatelv
of your intentions.
APPUCA TION FOR MORTGAGE ASSISTANCE- Your mortgage is in default for the reasons set forth
later in this Notice (see following pages for specific information about the nature of your default). If you
have tried and are unable to resolve this problem with the lender, you have the right to apply for financial
assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out
sign and file a completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit
counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPUCATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO
NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY
PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPUCATION FOR MORTGAGE
ASSISTANCE WILL BE DENIED.
AGENCY ACTION- Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your application. During that time,
no foreclosure proceedings will be pursued against you if you have met the time requirements set forth
above. You will be notified directly by the Pennsylvania Housing Agency of its decision on you
application.
NOTE; IF YOU ARE CURRENTLY PROTECTED BY THE FILING
OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR
INFORMATION PURPOSE ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT
TO COLLECT THE DEBT
f ou have filed bankru tc ou can still a I for Emer enc Mort a e Assistance
HOW TO CURE YOUR MORTGAGE DEFAULT IBrin!! ituo to date)
NATURE OF TIIE DEFAULT- The MORTGAGE debt held by the above lender on your property located
at: 6 MIDDLE ACRES, NEWVILLE, PA 17241 IS SERIOUSLY IN DEFAULT because:
A. YOU HAVE NOT MADE MONTIIL Y MORTGAGE PAYMENTS for the following months and the
following amounts are now past due: 2/1101 tbrn 5/1/01 at $475.03 per month.
Monthly Payments Plus Late Charges Accrued:
NSF:
Deferment Interest:
Corporate Advances:
Escrow Advances:
Property Inspection:
Other Fees:
BPO:
Attorney fees:
(Suspense)
TOTAL AMOUNT TO CURE DEFAULT
$2,540.27
$40.00
$910.50
$129.85
$0.00
$9.95
$4.06
$135.00
$50.00
($237.52)
$3,582.11
B. YOU HAVE FAILED TO TAKE TIIE FOLLOWING ACTIONS (Do not use !fnot aoolicable):
NIA
HOW TO CURE TIIE DEFAULT- You may cure the default within THIRTY (30) DAYS of the date of
this Notice BY PAYING TIIE TOTAL AMOUNT PAST DUE TO TIIE LENDER, WHICH IS $3,582.11
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING TIIE
THIRTY (30) DAY PERIOD. PaYment nwst be made either bv cashier's check. certified check or monev
order made oavable and sent to: CfI1FINANCIAL MORTGAGE COMPANY. 5901 E. FOWLER
AVENUE. TAMPA. FL33617.A1TN: GENAIRBOYNES.
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of
this letter. (Do not use ifnot aoolicable) N/A.
IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY (30) DAYS of
the date of this Notice, the lender intends to exercise its ri!!hts to accelerate the mort!!al!e debt. This means
that the entire outstanding balance of this debt will be considered due immediately and you may lose the
chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not
made within THIRTY (30) DAYS, the lender also intends to instruct its attorney to start legal action to
foreclosure UDon vour mortlZalle oronertv.
IF lliE MORTGAGE IS FORECLOSED UPON- The mortgage property will be sold by the Sheriff to pay
off the mortgage debt. If the lender refers your case to its attorney, but you cure the delinquency before the
lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees
that were actually incurred, up to $50.00. However, iflegal proceedings are started against you, you will
have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any
attorney's fees will be added to the amount to the lender, which may also include other reasonable costs. If
vou cure the default within the THIRTY (30\ DAY Deriod. vou will not be reauired to Dav attornev's fees.
OlliER LENDER REMEDIES- The lender may also sue you personally for the unpaid principal balance
and all other sums due under the mortgage.
RIGHT TO CURE lliE DEFAULT PRIOR TO SHERIFF'S SALE- If you have not cured the default
within the TIlIRTY (30) DAY period and foreclosure proceedings have begun, vou still have the right to
cure the default and orevent the sale at anv time UD to one hour before the Sheriff's Sale. You mav do so bv
Daving the total amount then Dast due. Dins anv late or other charges then due. reasonable attornev's fees
and costs connected with the foreclosure sale and anv other costs connected with the Sheriff's Sale as
soecified in writing bv the lender and bv Derforming anv other reauirements under the mortgage. Curing
your default in the manner set forth in this notice will restore your mortgage to the same position as if you
had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE- It is estimated that the earliest date that such a Sheriff's
Sale of the mortgage property could be held would be appraximately SIX (6) MONI1IS from the date of
this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course,
the amount needed to cure the default will increase the longer you wait. You may find out at any time
exactly what the required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER-
CITIFINANCIAL MORTGAGE COMPANY
5901 EAST FOWLER AVENUE
TAMPA, FL 33617
ATrN: GENAIRBOYNES
TEL. NO. 1-800-776-2211 EXT. 2325
EFFECr OF SHERIFF'S SALE- You should realize that a Sheriff's Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's
Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE- You _ mayor XX may not (check one) sell or transfer your
home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charge and attorney's fees and cost are paid prior to or at the sale that the other requirements of
the mortgage are satisfied.
YOU MAY ALSO HAVE TIlE RIGHT:
. TO SELL TIlE PROPERTY TO OBTAIN MONEY TO PAY OFF TIlE MORTGAGE DEBT OR TO
BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF TIllS DEBT.
. TO HAVE TIllS DEFAULT CURED BY ANY TlITRD PARTY ACfING ON YOUR BEHALF
. TO HAVE THE MORTGAGE RESTORED TO TIlE SAME POSITION AS IF NO DEF AUL T HAD
OCCURRED, IF YOU CURE TIlE DEF AUL T. (HOWEVER, YOU DO NOT HAVE TIllS RIGHT
TO CURE YOUR DEFAULT MORE THAN TIIREE TIMES IN ANY CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTIlER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACfION BY
THE LENDER
. TO SEEK PROTECfION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ATIACHED.
. .
NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT
************************************************************************
1. This is an attempt to collect a debt and any information obtained will be used for
the purpose.
2. Unless you dispute the validity of this debt, or any portion thereof, within thirty
(30) days after receipt of this notice, the debt will be assumed to be valid by our
offices.
3. If you notify our offices in writing within thirty (30) days of receipt of this notice
that the debt, or any portion thereof, is disputed, our offices will provide you with
verification of the debt or copy of the judgment against you, and a copy of such
verification or judgment will be mailed to you by our offices.
4. If you notify our offices in writing within thirty (30) days of receipt of this notice,
our offices will provide you with the name and address of the original creditor, if
different from the current creditor.
PENNSYL VANIA HOUSING FINANCE AGENCY
. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
CUMBERLAND COUNTY
CCCS of Western Pennsylvania, Inc.
2000 Linglestown Road
Harrisburg, PA 17102
(717) 541-1757
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
Community Action Comm of the Capital
Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227
Financial Counseling Services of Franklin
31 West 3rd Street
Waynesboro, P A 17268
(717) 762-3285
YMCA of Carlisle
301 G Street
Carlisle, P A 17013
(717) 243-3818
FAX (717) 731-9589
Adams County Housing Authority
139-143 Carlisle Street
Gettysburg, P A 17325
(717) 334-1518
FAX (717) 334-8326
PENNYLSV ANIA BULLETIN, VOL. 29, NO. 23, JUNE 5, 1999
VERIFICATION
The undersigned hereby states that the statements made in the foregoing
pleading are true and correct to the best of his/her knowledge, information
and belief. The undersigned understands that the statements therein made
are made subject to the penalties of 18 Pa.C.S.A. Section 4904, relating to
unsworn falsification to authorities.
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THE LAW OFFICES OF GREGORY JA V ARDIAN
BY: GREGORY JAVARDIAN
ATTORNEY I.D. # 55669
44 SECOND STREET PIKE, SUITE 101
SOUTHAMPTON, PA 18966
(215) 942-9690
THE CHASE MANHATTAN BANK, AS
TRUSTEE OF IMC HOME EQUITY
LOAN TRUST 1996-3 UNDER THE
POOLING AND SERVICING
AGREEMENT DATED AS OF
JULY 1,1997
Attorney for Plaintiff
COURT OF COMMON PLEAS
TRIAL DIVISION
CUMBERLAND COUNTY
Plaintiff
vs.
01-4551
EDWARDJ.HOCKENBERRY
BARBARAE.HOCKENBERRY
Defendants
WITHDRAW OF APPEARANCE
TO THE COURT:
Kindly withdraw Gregory Javardian's appearance on behalf of Plaintiff in the
above-captioned matter.
By:
a dian, Esquire
#5 6
44 Secon treet Pike, Suite 101
Southampton, P A 18966
(215) 942-9690
ENTRY OF APPEARANCE
TO THE COURT:
Kindly enter my appearance on behalf of Plaintiff in the above-captioned matter.
By: ~J.1f~
Francis S. Hallinan, Esquire
!.D. # !J:; li '5
1617 John F. Kennedy Blvd.
Suite 1400
Philadelphia, PA 19103
(215) 563-7000
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FEDERMAN AND PHELAN, LLP
By: Frank Fede~an, Esquire
Suite l400
One Penn Center at Suburban Station
Philadelphia, Pa 19103
(2l5) 563-7000
Attorney for Plaintiff
The Chase Manhattan Bank, as
Trustee of IMC Home Equity
Loan Trust 1993-3 under the
pooling and servicing agreement
date as of July 1, 1997.
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
v.
CUMBERLAND COUNTY
01-4551
Edward J. Hockenberry
Barbara E. Hockenberry
6 Middle Acres
Newville, PA 17241
Defendant(s)
CERTIFICATION OF SERVICE
I hereby certify a true and correct copy of the foregoing Attorney's Entry of
Appearance was sent via first class mail, postage prepaid, to the following
on the date below:
Edward J. Hockenberry
Barbara E. Hockenberry
6 Middle Acres
Newville, PA 17241
DATE.
9-/'7- (J/
i~ j 9r~
Francis S. Hallinan, Esquire
Attorney for Plaintiff
I.D. # 62695
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SHERIFF'S RETURN - REGULAR
CASE NO: 2001-04551 P
. '.
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE MANAHATTAN BANK THE ET A
VS
HOCKENBERRY EDWARD J ET AL
RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
HOCKENBERRY EDWARD J
the
DEFENDANT
, at 2034:00 HOURS, on the 1st day of Auqust
, 2001
at 6 MIDDLE ACRES
NEWVILLE, PA 17241
by handing to
EDWARD HOCKENBERRY
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavi t
Surcharge
18.00
9.10
.00
10.00
.00
37.10
So Ans~
rJ ~.o- .,,~~
R. Thomas Kline
08/02/2001
GREGORY JAVARDI
Sworn and Subscribed to before By:
me this ~~
day of
O"rJ ~fHJ/ A.D.
~lthon~C~ ~
SHERIFF'S RETURN - REGULAR
CASE NO: 2001-04551 P
.
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE MANAHATTAN BANK THE ET A
VS
HOCKENBERRY EDWARD J ET AL
RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
DEFENDANT
HOCKENBERRY BARBARA E
the
at 6 MIDDLE ACRES
, at 2034:00 HOURS, on the 1st day of Auqust
, 2001
NEWVILLE, PA 17241
by handing to
EDWARD HOCKENBERRY
a true and attested copy of COMPLAINT _ MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
So Answers:
.r~ ...-t:~
R. Thomas Kline
08/02/2001
GREGORY JAVARDI
Sworn and Subscribed to before By:
t.~
day of
me this
()"iUJ- .he f A.D.
Q;c- O. 7h .bPI. , ~
thonotary
(
C\J'Nl'BE~ COm''{'i
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olASE "'^""""''''' >>,"" "" fl\V....
~E""(O "0,"" EQlll'f'i lP"" fl\VsT ,'!96-'
mroEll '{liE YOOLl1"G ~ SER~Cl1"G
^GREE'NlE~,{D^,{ED ^s OF J\JL'i 1,1996
YlaintiII,
~o.1l1-4551
'I.
ED'" ,\ltll J. llOC1<E~'BE}l1l'i
'BMUlMl^ E. llOC1<E~E}l1l'i
DeIendant(S).
May 26, 2005
'B,\R'B^~ E.llOCKE~'BERR'i
6 MIDDLE ^cllES
~EW\'lLLE, f ^ 17241
10: EDW MtD J. IlOCKE~'BERR'i
6 'NlIDDLE ^cllES
~EW\'lLLE, f^ 17241
..",I' "M1 IS A DE" cou.ECfO' ,,-rEMpTING ro cou.ECf A DEB" AND ANY /NfOMl.VON
O.TAIN''" WI" " usED FO' nIAT PURPOS'. ff roU J/' VB ",mu"r "eEIVBO A DiScHARGE m
"'N"UpTCf AND nl" DEBT WAS NO"U'''''''''O VJ/' I' NaT AND WIOUW NOT" CONSTRUED ro BE
'" A ",MPrTO coup-r A DEBT. wr ONLY J{/IFo,rEM"T OF A uEN AGAINST "opE'"''
y 0'" h~~ (~. ",,~l" . MIDDLE ,eO>;S ",,,,VjLLE .", n<' ;, ~h"''''''' 10 I><
",ld " "'" ".off'S.' "" ~.., ,,'00;." 1 0,00 ,.m. ;n "'" cumh"".... 0>"""
eo""""o~, Son'" H""'''''' 8_1, eM'.~ fA \1013, 10 ",fo~''''' =" i"""""" of ~3"'"
o","no! by ,1lE caA8E ~"" TIA1l >>>!!" AS '[1IVS"" OF ,,,,e "oME E """ LOI
,.VSf ,,,.., _E" _ pOOLiNG""" .."VIONG "GR~E"'l"" DATED AS OF
,QL Y ,. ,.... (II>< "",,,,,,,,,) ,"'"'" y~ "' "" """ II>< ,.. ;, -""",, "" ",,0"""-"" will
;;,,,,, ,I ,~d ml.;n "mpl;",," _ p,R.e.'.' ,m' "29.3
~O'IlCE OF OW~ER'S \UGll'{ft
vOO "''' Y BE ,,~LE TO PREVENT nns 8Hmuff'S SALE
Tn ",","" Ili' _;"' S,,., yon mn" "',, ;,pm....,. ".",,'
t Th' ,.' will I>< ,,,,,,no! ;f yo. P,y '" "'" "",,,g"" "" b~' p'Y"''''~' ".. ,h
"''''.... """""hi' ","",,1' f'" dUO. To Ii"" 0'" "". muoh y~ mU' P,y, ~
can: g15) 563-71l1l1!:.
,. V ~ ro" b' "", '" "ot' "" "'. by m;ug . ,..",,"" ,,"og "" C~" '" ,,",' u
iud"".... ;f"" iud""'" ." "P"'P~I> w"""'. V ~ m'> lliw "k "" Co",
postpone the sale for good cause.
-
.
3.
You may also be able to stop the sale through oth I I .
er ega prOceedmgs.
. You may need an attorney to assert Your rights Th
you wllI have of stopping the sale (See f . e sooner you Contact one, the more chance
. no lce on page two on how to obtain an attorney.)
YOU MAy STILL BE ABLE TO SAYE YOUR PROPERTY
RIGHTS EYEN IF THE SHERIFF'S SALE DOES TAKE PL1:;: YOU HAVE OTHER
1. If lli, Sh<rill', S,I, i, "'" ,toppo/, yo" P_ will "" wId ~ lli, higb~, bidd". Y "" m,y
find out the pnce bld by calImg .Q I 5) 563-7000.
2. Y"" m,y b, "-I, " ponti"" tho C""rt .. 'ct "id, lli, ,,", if tho bid prioo w" ""'Iy
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the fuII amOunt due in the sale. To
find out if this has happened, you may call (717) 240-6390,
4. If the amount due from the Buyer is not paid to the Sheriff, you wiII remain the owner of the
property as if the sale never happened.
h the right to remain in the property until the fuII amount due is paid to the Sheriff
5 You ave . th b b' I I d' .
. 'ff' a deed to the buyer. At that hme, e uyer may nng ega procee mgs to eVICt
and the Shen gives
you.
b titled to a sha: of the money Which was paid for your house. A schedule of
6. y"" m,y '~bid fm yom'= will b, "100 by lli, Sh<riffwi"", 30 d,,, ,f lli, ,,",. ni,
"",lbuti ". or tho m;:,'y .11 bo =",i""", mo",y. n, m,",y will "" p;dd ,", '" """'"~, willi
schedule wIll state w 0 W\ions (reason&hy the proposed distribution is wrong) are filed with the
this sche~ul~ unles(~;)x~:~s after the dis~ution is filed.
Sheriffwlthm ten
I have other righllld defenses, or ways of getting your home back, if you act
7. You may a so
immediately after the sale.
THIS PAPER 'YOUR LAwYER AT ONCE. IF YOU DO NOT HAVE
YOU SHOULD T ~'::NOT AFFORD E, GO TO OR TELEPHONE THE OFFICE LISTED
ALA WYER ORND OUT WHERE YOAN GET LEGAL HELP.
BELOW TO FI
NOTICE' This propertyold at the direction of the plaintiff. It may not be sold
IMPORTANT re 'resentative of laintiff at the Sheriff's Sale. The sale must be
i" Ih, a""'"", of ad" the ~eol thalp",,"1ative of fh, plai",", i, "'" P"""' at Ih, "Ie
postponed or staye
CUMBERLANDJNTY ATTORNEY REFERRAL
CUMBERLAJI)UNTY BAR ASSOCIA TION
fn:a:~G .ft1l10Wlt JUq,[
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~"'<iv..t.. 20-;:00" , 1>.( ""4..... .."'"".."J.;q, "'J." "'<..
.. Pl."" Of lots 1,<-0; 0" <I, " tOll": CO",,;: o~ ..(""~
No.. 5, >10",",,1, 48,,,1'< -....J' ..: Noe<I, "', ~
to an .("on PJ." 0...... i e"1'",, "oQ,e;e" ..J.....
'Oine; then"e 4.1.0 Ot .. "ti" e".. <0.01' <0< 01'.. l"
47 "e9'<""" 5a m.in.t.. 1.""<1.. ,,<.... ~,,' <1,00"".. "0. 5 ';OPo...."
pi., ..t CO"".." or '.3 .l"""" ,,"0" oe ;."0"<1.. :1.0"" "~"O""
No.7, SOUth 'a "'. ;""0""" "'; 0" 1'0:"'''''''''''.1.3' ""t, !:;~<I .lo< 0"
to "n 40n Pi., On I.. 0" ....J. "., l. :~"'eJ.3' 01' 1l0,- ". 8~ l'
"i!lht-of_we)"; the"",,, """'" <I Pl."'" <0. <5 1: 0, Jtl..:( ""'et 1l "et
<I..q"...." 55 minute.., "~"..!,,,~,, e' '1,""0 ...., '0 "". :So'
On the nOrthern ,,1.':1 .....t.. r~ ""0 .."0".... .. "<01> .." .1" "<1,
riqht-or_way ..t oox "<I" .. Pe......" 1>0....<1 "e"t "e".1" 0"
pJ.ac.. of B""INNINC.~.(<1 "..:....t. <,,; ;.("J,t!:".t.....,;.. 2:;a.... Jot
'" "'" ~o"e<l . < 1'.. 01'_.... <0_1'" e"t
BE:WG Lot No.," and . 5 0" l";.t.....te ~ t" ;.; :<o,,<;:t
made tor "ar"!:," I.. ." ,,~.. p~. _O_"<>"t ~""" P.t'J
June 1., 19B., "hCli"'G 3) ~', ~.t II
approvals, is recoxu SJ'ee'''a" S9u "V ~he
140. Thu improv....""".. "'.t.:" """ itu "e.. 1'e"
b~.t'J t:.hEl' IlJ."OlJ.s t: <!t,.
BEING tbe -...." lot o~ b.;"" cOu,~.."........~~~.~.1t,,~ ~~
5ept8Jl1be" 22, 1989,,, "g Jc.,,,,,,~.. J'l..;;Y" """J.~. <lateC/ "y
CU_.rlan" COunty .>.n , "" .... " }f 00.\: 5~t><,1
conv"ye<l hy Edwar<l s. ~ 00"<1" J.<l<lle .
<:<1"""<1 J. HOCkenbe"ry 'O~~"g tC"C~.(qn I I
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BEING KNOWN AND DESIGNATED 4. alL that cc~Ain tract o~ land
Q~tuat. ~n ~ower H1ft1~o Township, Cumber~an4 County,
Penn~ylvAnia, bounded And de.cr~ed 43 ~ol~owa:
'BEGINNING at an ~ron pin on the Northern aide of ~ proposed
private. 20-foot: r.ight-of-1o1AY .at corner of lot. No. 5 as .:hown on
a plan of lots. hereinafter referred to: thence along oaLd lut
No.. 5, North 48 d-1ree. 16 ~nut:e. 23 aeeoftd. E~.t, 223.82 feet
to an Lron pin on l~ne of lands now or former1y o~ Robert R~
Xl~nei thence along said lands now or for.mer1y of K1ine, South
!47 desrees 58 minuta~ 23 seconds Eaat, 140.4S ~eet to an ~ron
pin at cornGr ot Lot No. 7 on ~aLd p1an; thencQ 410nq Gaid Lot
No~ 7, Sou~h 48 degrees 16 minuteu 23 uecQuda Weot, 238.64 reet
to an Lron p~n on the No~thQrn sid& proposed pr~v_tQ 20-~oot
right-ai-way; thane. &1ong _aid private r~9ht-of-WAY, North 41
deqree5 5S minutes 00 Meconds Weet, 1~9~61 feet to 4n A~Qn pin
on the northern Hide of 8.~d propo#vd private 20-foot
r~ght-Dt-vay at corner of lot No. 5 on sALd P1an, b4inq th~
p1ace of BEGINNINC.
,BEING Lot NO.6 and CONTAINING 32,282 Square feet as per survey
made for Martin L~ Wel~eI by Byers and Runyon SurveYing dated
June 16, 1996, wh~ch. together with the necessary mun~cipA1
approvals, ~s recorded ~n Cumberland county ~1An book SO, pag~
140. The i.mprovem.8n~:eh~r8on being known a5 6 Mid.d.l.e Acres.
BEING the same lot or parcel of sraund dc~cr~bed in 4 Deed dated
Septambsr 22, 1989, and recor~ed among the L_nd R$co.ds of
C~mb~rlAnd County i.n Li.bor 34, fo1i.o 465 w.. vr_nted and
conveyed by Edward S. Nolt and Nar1an z. NQ~t, h1g v~re Unto
Z;dWArc1 J. Hockenberry and Barbara. E. Hockenberry; h.1.s wJ.2:e.
Property address:
6 MIDDLE ACRES, NEWVILLE, P A
17241
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2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.RC.P.3180-3183
~
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1,1996
Plaintiff,
No. 01-4551
v.
EDWARDJ.HOCKENBERRY
BARBARAE.HOCKENBERRY
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$53,278.23
Interest from 10/31/01 to SEPTEMBER 7, 2005
(per diem -$8.76)
$12,325.32 and Costs
TOTAL
-----------.
$65,603.55
-.....,-.
IEL G. S , ESQUIRE
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description of property.No.
IMPORTANT NOTICE: This property is sold at the direction of the
plaintiff. It ma not be sold in the absence of a re resentative of
the plaintiff at the Sheriff's Sale. The sale must be postponed or
stayed in the event that a representative of the plaintiff is not
present at the sale.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 01-4551 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3 UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996 PlaIntiff (s)
From EDWARD J. HOCKENBERRY AND BARBARA E. HOCKENBERRY
(I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himiher that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $53,278.23
L.L. $.50
Interest FROM 10/31101 TO 9/7/05 (PER DIEM - $8.76) _ $12,325.32 AND COSTS
Atty's Comm % Due Prothy $1.00
Ally Paid $125.10 Other Costs
Plaintiff Paid
Date: JUNE 3, 2005
CURTIS R. LONG
(Seal)
ProthOZ ~
___By: (]/1 '" P_ <<,/JIV. r--
Deputy
REQUESTING PARTY:
Name DANIEL G. SCHMIEG, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHlLADLEPHlA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 62205
.
,
THE CHASE MANHA TT AN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff,
v.
NO. 01-4551
EDWARD J. HOCKENBERRY
BARBARAE.HOCKENBERRY
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME E U1TY LOAN TRUST
1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF JULY 1
~, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following information concerning the real
property located at ,6 MIDDLE ACRES. NEWVILLE. P A 17241 .
1. Name and address ofOwner(s) or reputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
BARBARAE.HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
r '
4. Name and address of last recorded holder of every mortgage of record:
Name
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Tenant/Occupant
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
6 MIDDLE ACRES
NEWVILLE, PA 17241
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
HarriSburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief I understand that false statements herein are made subject to the
penalties of18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
Mav 26. 2005
DATE
LG. SCHM E
Attorney for Plaintiff
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PHELAN HALLINAN AND SCHMIEG, L.L.P.
By: DANIEL G. SCHMIEG
Identification No. 62205
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SillTE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
PlaintIff,
v.
NO. 01-4551
EDWARD J. HOCKENBERRY
BARBARAE.HOCKENBERRY
Defendant(s).
CERTIFICATION
DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
o an FHA mortgage
() non-owner occupied
() vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities.
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THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996
Plaintiff,
CUMBERLAND COUNTY
No. 01-4551
v.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
May 26, 2005
TO: EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, P A 17241
BARBARA E. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THA T PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY"
Your house (real estate) at, 6 MIDDLE ACRES, NEWVILLE, PA 17241, is scheduled to be
sold at the Sheriffs Sale on SEPTEMBER 7, 2005 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of $53,278.23
obtained by THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EOUlTY LOAN
TRUST 1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF
JULY 1, 1996 (the mortgagee) against you. In the event the sale is continued, an announcement will be
made at said sale in compliance with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
L The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
'.
..
..
.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriffwithin ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
"\
The Chase Manhattan Bank as Trustee
OfIMC Home Equity Loan Trust
1996-3 Under the Pooling and Servicing
Agreement Dated as of July 1, 1996
VS
Edward J. Hockenberry and
Barbara E. Hockenberry
The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2001-4551 Civil Term
Kenneth E. Gossert, Deputy Sheriff, who being duly sworn according to law,
states that on June 23, 2005 at 6:45 o'clock PM, he served a true copy of the within Real
Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon
the within named defendants, to wit: Edward J. Hockenberry and Barbara E.
Hockenberry, by making known unto Barbara Hockenberry, personally and adult in
charge for Edward J. Hockenberry, at 6 Middle Acres, Newville, Cumberland County,
Pennsylvania, its contents and at the same time handing to her personally the said true
and correct copy of the same.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states
that on July 15,2005 at 7:43 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Edward J. Hockenberry and Barbara E. Hockenberry, located at 6 Middle Acres,
Newville, Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice ofthe pendency of the action to the within named
defendants, to wit: Edward J. Hockenberry and Barbara E. Hockenberry, by regular mail
to their last known address of 6 Middle Acres, Newville, P A 17241. These letters were
mailed under the date of July 05, 2005 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned STAYED per instructions from Attorney Daniel Schmieg.
Sheriff's Costs:
Docketing
Poundage
Advertising
Posting Handbills
Levy
Mileage
Certified Mail
Surcharge
Law Journal
Patriot News
30.00
18.29
15.00
15.00
15.00
19.20
12.34
30.00
431.00
327.23
Share of Bills
Prothonotary
18.20
...L2Q
$932.76
Sworn and subscribed to before me
2005, A.D.
So Answers
r~ ~t:,~~~
R. Thomas Kline, Sheriff
ByJ()~c:kth
Real Estat Sergeant
This r'=:. day of
. ')
I'~
3'6
/Dq
()<..:> "q~
I&P
~.
THE CHASE MANHATTAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AG~EMENT DATED AS OF JULY 1, 1996
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Plaintiff,
CIVIL DIVISION
v.
NO. 01-4551
EDWARDJ.HOCKENBERRY
BARBARAE.HOCKENBERRY
Defendant(s).
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No.1)
THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EOUITY LOAN TRUST
1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF JULY 1.
1996, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of
the date the Praecipe for the Writ of Execution was filed the following information concerning the real
property located at .6 MIDDLE ACRES. NEWVILLE. P A 17241 .
1. Name and address ofOwner(s) orreputed Owner(s):
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
BARBARAE.HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
2. Name and address ofDefendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
4. Name and address of last recorded holder of every mortgage of record:
. Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
6 MIDDLE ACRES
NEWVILLE, PA 17241
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
~QQ ~~!JM~
Attorne~ ~~ ~~~~fi ' ESQUIREQ
Mav 26, 2005
DATE
THE CHASE MANHATfAN BANK AS TRUSTEE
OF IMC HOME EQUITY LOAN TRUST 1996-3
UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996
Plaintiff,
CUMBERLAND COUNTY
No. 01-4551
v.
EDWARD J. HOCKENBERRY
BARBARA E. HOCKENBERRY
Defendant(s).
May 26, 2005
TO: EDWARD J. HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
BARBARAE.HOCKENBERRY
6 MIDDLE ACRES
NEWVILLE, PA 17241
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE, IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Your house (real estate) at. 6 MIDDLE ACRES. NEWVILLE. PA 17241. is scheduled to be
sold at the Sheriffs Sale on SEPTEMBER 7. 2005 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, P A 17013, to enforce the court judgment of $53.278.23
obtained by THE CHASE MANHATTAN BANK AS TRUSTEE OF IMC HOME EOUlTY LOAN
TRUST 1996-3 UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF
JULY 1. 1996 (the mortgagee) against you. In the event the sale is continued, an announcement will be
made at said sale in compliance with Pa.RC.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
L The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
I. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner ofthe
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
e~ING KNOWN AND DBSXGNATBD 4. 4~~ ~4t Gert~~ t%act 0% 1.nd
s.;i.tuat. i.n l.ower Mi..t:t.J..ia TClWD.sh.ip, CUJltI:)er1and Cou.nty,
Penn~ylvAniA~ boun~oQ And deaerLbed A~ ~ol~ow&:
!S2GINNING at an ~ron p~n on the N~rthGrn aide of & propooed
I,p~ivate 20-foot. r~9bt-of-VAY ~t corn~r of lot No. 5 as shown on
a p1an ot lots hereinaxter referred to: thence a10ng BaLd Lut
No.. 5, North 4a d.7~ea. 16 minute. 23 ..ccnds Eaet, '23~82 fe~t
ito an ~~on pin on 1~e of lands now or ~or.me~1y o~ Robert R.
'K1ine; thence along &a~d Lands now or ~ormer1y o~ K~1ne. South
47 d~9~ees 58 minu~e~ 23 seconda Eaat, 14C.4S Leet to an ~ron
p~n at CQrn4r O~ Lot No. 7 on ~.Ld p1An; thonca ~1onq oaid Lot
NO.7, South 46 degreeG 16 minutes 23 oeconds Weot~ 238.64 reet
to an ~n p~n on th. Borth8&n ~~ propo5e~ prLv~tQ ~O-~oot
right-oL-way; th_nc. .~on9 *Aid p~~v.te r.iqht-cf-way~ North 41
deqrQes 55 a~nute$ 00 ~ccandg West, 139~61 f~et to 4n Lrun p~n
on the northern a~de u~ e&Ld propo.~d private 20-foo~
r~ght~ot-w.y At corner o~ 10t No. S on saLd p~an, b4in9 th~
place of BEGINNINC.
BEING Lot No. 6 and CONThINING 32.282 Square feet AS per survey
made for lia.xtin J~. Wel.~er .by Byers and Runyon SurVQ:v1.ng da1:.e.d.
June 16, 1986, vh~ch. together w~th the necessAry man~c~pA~
a.pprovals.. .is xecox"ded :i.n CuD1he.r.le.nd county P.1au book SO, pag~
140. The ~mprovame~~enQraon b$Lng known a~ 6 ML4dl~ ACr9s.
BEING the ~ame lot Dr parc~l of 9round d~~crih~d in A Deed dated
Septambar 22, 1989. ana recorqed ~g the Land a~co.~~ of
C~~erLAnd County ~n ~ber JC, fc~~o 465 w.. 9ranted &nd
conveyed by Edward s. No1t and Har1an z. No~t. h~Q W~~C un~o
Edward J. HOCkenberry and Barbara E. Hockenberry-,;. U& Wj.~Cil.
Property address:
6 MIDDLE ACRES, NEWVILLE, PA
17241
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE CHASE MANHATTAN BANK AS TRUSTEE
NO 01-4551 CivIl
CIVIL ACTION - LAW
OF IMC HOME EQUITY LOAN TRUST 1996-3 UNDER THE POOLING AND SERVICING
AGREEMENT DATED AS OF JULY 1, 1996 Plaintiff(s)
From EDWARD J. HOCKENBERRY AND BARBARA E. HOCKENBERRY
(I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
ganlishee and is enjoined as above stated.
Amount Due $53,278.23 L.L. $.50
Interest FROM 10/31/01 TO 9/7/05 (PER DIEM - $8.76) - $12,325.32 AND COSTS
Atty's Comm % Due Prothy $1.00
Atty Paid $125.10 Other Costs
Plaintiff Paid
Date: JUNE 3, 2005
(Seal)
Protho~ ~
"--..J3y: a... " _8. 'J? /7", I, /
Deputy
REQUESTING PARTY:
Name DANIEL G. SCHMIEG, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHILADLEPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 62205
Real Estate Sale #50
On June 10, 2005 the Sheriff levied upon the
defendant's interest in the real property situated in
Lower Mifflin Township, Cumberland County, PA
Known and numbered as 6 Middle Acres,
Newville, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: June 10,2005
~
By. -
Real Estate eputy
OZ :[ d g- Nnr IOOl
\/d ')..l}'~;~u' U,'lf IJ:,,;.:i~,lli:.)
.:J.:lHJ3HS Jill ;W 3:)1.:1.:10
~
~
~
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF CUMBERLAND
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
July 15, 22, 29, 2005
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
o AND SUBSCRIBED before me this
day of Julv. 2005
NOTAR L SEAL
LOIS E. SNYDER, Notary Public
Carisle 8oro, Cumberland County
My Commission Expires March 5. 2009
REAL ESTATl': SALE NO. 50
Writ No. 2001-4551 Clvtl
The Chase Manhattan Bank
as Trustee of IMC Horne Equity
Loan Trust 1996-3 Under the
Pool1ng and Servicing Agreement
Dated
as of July 1. 1996
vs.
Edward J. Hockenberry and
Barbara E. Hockenberry
Atty.: Daniel Schmieg
BEING KNOWN AND DESIG-
NATED as all that certain tract of
land situate in Lower Miftlin Town-
ship. Cumberland County, Pennsyl-
vania. bounded and described as
follows:
BEGINNING at an iron pin on the
Northern side of a proposed private
20-foot right-oI-way at comer of lot
No. 5 as shown on a plan of lots
hereinafter referred to; thence along
sald iot No.5. North 48 degrees 16
minutes 23 seconds East. 223.82
feet to an iron pin on line of lands
now or formerly of Robert R. Kline;
thence along said lands nOw or for-
merly of Kline. South 47 degrees
58 minutes 23 seconds East, 140-
.45 feet to an iron pin at comer of
Lot No.7 on sald plan; thence along
16 minutes 23 seconds west, 238~
,64 feet to an iron pin on the North~
ern side proposed private 20-foot
right-of-way; thence along said pri-
vate right-of-way, North 41 degrees
55 minutes 00 seconds West, 139-
.61 feet to an iron pin on the north-
ern side of said proposed private
20-foot right-of-way at comer of lot
No. 5 on said plan. being the place
of BEGINNING.
BEING Lot No. 6 and CONTAlN-
ING 32.282 Square feet as per sur-
vey made for Martin L. Weller by
Byers and Runyon surveying dated
June 16.1986. which. together with
the necessary municipal approvals,
is recorded in Cumberland county
Plan book 50. page 140. The im-
provements thereon being known as
6 Middle Acres.
BEING the same lot or parcel of
ground described in a Deed dated
September 22, 1989. and recorded
among the Land Records of
Cumberland County in Liber 34,
folio 465 was granted and conveyed
by Edward S. Nolt and Marian 2.
Nolt. his wife unto Edward J.
Hockenberry and Barbara E. Hock-
enbeny. his wife,
Property address: 6 MIDDLE
ACRES. NEWVILLE. PA 17241.
.
.
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Joseph A. Dennison, being duly sworn according to law, deposes and says:
That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/ Metro editions which appeared on the 19th and 26th day(s) of July and the 2nd
day(s) of August 2005. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising. and that all of the allegations of this statement as to the time, place and character of publication are true;
and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co, aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COpy
S ALE #50
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO.
For publishing the notice or publication attached
hereto on the above stated dates
327.23
REAl. ESTA'fE SAU! No."
_ No. 2lI01-4&61
CIvIl r.nn
The CNN ...._ '*"'..
n...- c11111C !tame EquIty...-.
_,-.3 Under IIIe PoclIInlI
_Sel.1I!InlIAlII.......II-
.. of JuIf 1, 111111
va
1!dWMI J. Hoc:IaInberry -
1III/IlMIE.~
Ally: _&:hmIeg
DESCRIPTION
~
BEING lNOWN AND IlESIGNATIlD as aU
1hol__0I1Iild_ui_MilIIin
10W1l111ip. 0mJ/>eIIIDl County. -'Moia.
iJouDdodllld_asfollows:
BBGINNIIKlOl.. imo pinon iIle _ side
01 a ~. JlIiv* ~ foot d&bt-of-IJ'lY at
_oIIotNo,$ as.sIoowo.. aplap..oIlots
beaioalllr_lo:lbo>o:&IoagaidIotNo.5.
N""" 4B ~16"""" 23 ........l!ast.
223.82 foot....""pinooliDoof__or
!\lmlcdy of Robed R. ilJioo; lbo>o: abI8 aid
__cr!\lmlcdyof.u..._47'~
58........ 23 _ East,!ollJA5 foot....imo
pin at "- ofll.Gl 1Io.1.'AilI ~"""'"
aidI.GlNo.f,ScollI>~16""'"
'....~,: .' .....,..
41...." ..........._
.. .. .. imo pIii ... iIle ","""..ide "... '
IItl><JRdprivlilllll).focrtd&bt-of-Wllf"""""jjf
lot Nil'S.. said pial!. b<iDg iIle pbce of
BEGINNING,
BFJNG L01 NO. 6 and 0lIII3iniD8 msz
_ foot as P" _ _ for Maron L.
WdIcr by BjcB IIId Rullj'Oll Surv<yiJIg dared
l1me 16. 1986. _1QIOlIl:r. wi wilIl iIle_
IIDIIIiflpllI appmIs. is leoordcd ill ~
COUOIY PIall llool: lo, (lII8< 140.. The
improvemaIls 1ila<OO beiIlg kjIllwll as 6 Middle
Acros. .
BFJNGiIle_Iot"'paa:elof~
_ in a Jloo<ldared SepOombe< 22. 1989.
and _Illloog iIle LIIId _'01
~COI1I\IYinUber:J4.IoJill465""
gnmtod ond <:ollVIJ!"d by EdwanI S. Noll aod
_ Z. NoI<. Ilis wifo _ EdwanI I.
Hocliollbeay lid -. E. Ho<bobmy. his
wile,
~ IWlIioII< 6.MiddIeA<:no.NewviDe.PA
17241. -...