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In The Court of Common Pleas of Cumberland County, Pennsylvania
Fleet Bank of Connecticut
VS.
Connie L. Armstrong
No. 97-1329 Civil Term 19_
Now, Mar. 17
Lebanon
19.2.2.....1 SHERIFF OF CUMBERLAND COUNTY, PA do hereby deputize the SberllTof
County to execute this Writ, this deputallon being made at the request and risk of the PlalntllT,
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SberllTofCumberland County, Pa.
Affidavit of Service
Now,
19 '17 . at "": ~Gl o'clock j>, M, served tbe
wltbln ;'" "l~..lq..... __ ,c;",,- Jd r;,,~
upon ./,..,... <!:.J!,,/! tz.
at : ,...'/. .RAt J1 C:>tJ~- .Few. c;(..,.,. oJf.
by handing to /. e.-- , p'e ......;-"... ....lly
attested copy of the original Cd :U ,,/,,,,,'.. f ,;, /I.:''''YA '" "- ~.... <l!.c/.. .:,n- ~
..t<. ... the contents there:f. )
~ /.- -.....
a true and
and made known to
So answers,
COSTS
Sworn and subscribed before
methls 02IJ day of ...,,,~ t9 '17
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SERVICE 3ff.~o S
MILEAGE <I.:to
AFFIDA VtT .2, toC
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ALL TIIAT CERTAIN unit in the property known, named and
identified in the Declaration Plan, referred to below as Westwood
Village Condominium located in Eaat Pennsboro 'rownahip, Cumberland
County, Commonwelath of Pennsylvania, which has heretofore been
submitted to the provisions of the Unit Property Act of
Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in
the Office of the Recorder of Deeds of Cumberland County,
Pennsylvania, of a Declaration Creating and Establishing Westwood
Village Condominium dated January 29, 1975, and recorded on January
29, 1975, in Misc. Book 213 at page 283, and amended by a certain
First Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated May 28, 1976, and recorded on June 22,
1976 in Misc Book 222 at page 729, and a certain Second Amendment ~~
to Declaration Creating and Establishing Westwood Village
Condominium dated July 21, 1976, and recorded on July 26, 1976, in
Misc. Book 223 at page 343, and a Code of Regulations of Westwood
Village Condominium dated January 29, 1975, and recorded on January
29, 1975, in Misc. book 213 at page 328, and amended by a certain
First Amendment to Code of Regulations of Westwood Village
Condominium dated may 28, 1976, and recorded on June 22, 1976, in
Misc. Book 222 at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January
29, 1975, in Plan Book 26 at page 15, and amended by a certain
First Amendment to Decaration P~an of Westwood Village Condominium
dated July 21, 1976, and recorded on July 26, 1976, in Plan Book 28
at page 72, being designated on said Declaration Plan of Westwood f,
Village Condominium as Unit No. 811, Suite 204, Enola, Cumberland
Co., Pa., as more fully described in such Declaration Creating and
Establishing Westwood Village Condominium, as the same appears of
record as set forth above, including any amendments thereto,
TOGETIIER with a proportionate undivided interest in the Common
Elements (as defined in such Declaration) of Nine Hundred Thirty
Thousandths Per Cent (.930%).
BEING part of the same premises which Robert B. Failor,
Sheriff of Cumberland county Pennsylvania, by Deed dated September
17,1975, and recorded November 6,1975, in the Office of the
Recorder of Deeds of Cumberland County, Pennsylvania, in Record
Book 1-26, page 74, granted and conveyed unto IINC Mortgage and
Realty Investors, a Massachusetts business trust, in fee.
III
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7- )99
NOTE
WinS. . . 22,. .800.00... . .. . . .. . , . ,
. . . . . . f.I1.o.1.'1 . . . . . . . . . . . . , , " Pennsylvania
City
...... tlp.y.l:fOhcr. J.,. .1,~7.7..., 19....
FOR VALUE RECEIVED, the undel>iglled ("norrower") promise(s) to pay......,................,..
i'TllE. LONAS .AND. NETILETON ,CONPAN'i. ...... ........................ ., or order, Ihe principal sum of
V: .TWENTY.:tWO ,TUOUSNlD. .EIellT. HUl'lIlIlED. ANIl.OO/lUO.....................,........ . Dollars, with
inlerest on the unpaid principal balallee from the dale of this Note, ulllil paid, al the rate of. , . 9...o.UO . . . . . . . . . . ..
....... ..".... ....,. ,pereenl per allnum, Principal and inleresl shall be payable at....,.,. ,.. .. ......,..
. .121.N..llr.aad ,Strec.t. .EhiladeJ.l1hia, .PA.,...........,., or sllch olher place as the Note holder may
designate, in eonseculive monthly illslalhllellls of.... ONY. ,HUNDRED. lUCHT'{. l'JIJU;E .Al:ID. :i/.J.l,QO.....,.....
.........................., . Dollars (US S.18J..S,4..........,........), on the. Fi.r!l.t......,.""
..... ....... .day of each month beginning. . . .. .January.............., 19.18.. Such monthly inslallment'"..,\
shall eonlinue untillhe enlire indebtedness evidenced by thi, NOle is fully paid, exeepl thaI any remaining indebled, . '.
lIess, if not sooner paid, shall be due and payahle 011. . . . . . . . . . . . . . . Dec.Cl1lher .1,. 20.Q7. . . . . . . . . ..
If any monlhly inslalhnent under Ihi, NOle i, 1101 paid whell due and remains unpaid aher a date specified by a
notice 10 Dorrower, Ihe entire principal amoullt outstanding and accrued interest thereon shall al once become due
and payable at the option of Ihe Nole holder. The date specified shall not be less than Ihirty days from Ihe dale such
noliee is mailed. The NOle holder may exercise this oplion 10 aceclerate during any default hy Dorrowcr regardlcs, nf
any prior forbearance, If suit is brought 10 collect Ihis NOle, Ihe Note holder shall be elllilled 10 collecl all reasonable
costs and e,'penses of SUil, including, bUI not limiled 10, reasonable altorney's fees.
1I0rrower shall pay 10 Ihe Nole holder a laic charge of. . . . .Enul". .({'...O,O.Ol. . . . . . . . . . percent of any monthly.
installment not received by Ihe NOle holder wilhin. . . . . FU.tccl). . . . . . . . . . . . . . days, afler the inslallmenl is due.
Dorrower may prepay Ihe principal amounl oUlSlallding in whole or in parI. The Nole holder may require thaI
any partial prepaymenls (i) be made 011 Ihe date monlhl~ installments arc due and (ii) be in the amount of thaI
parI of one or more monlhly installmenls whieh would be applicable 10 prillcipal. AllY partial prepaymenl shall be ~ I
appliell against Ihe principal amount oUlslanding alld shall nol postpone the dlle date o( any sllbseqllenl monthly
installments or change Ihe amollnl o( slleh inSlallmenl', onless the Note holder shall otherwise agree in writing.
Pr~senlmenl, nOliee of dishonor, and prolesl arc hereby waived by all makers, surelies, gllarantors and endorsers
hereof. This NOle shall be Ihe joinl and several obligalion of all makers. sureties, guarantors and endorsers. and shall
be binding upon them and Iheir successors and assigns.
Any nOliee 10 Dorrower provided for in this Note shall be given by mailing such notice by certified mail addressed
10 Dorrower at the Property Address slaled hclow, or 10 sllch other address os Borrower may designale by notice to
Ihe NOle holder. Any nOliee 10 the Note holder shall he given by mailing such nOlice by certified mail, relllrn reeeipl
requesled, 10 the Nole holder althe address staled ill Ihe firsl paragraph of Ihis Note, or 01 such olher address os may
have been designaled by nOlice 10 Dorrower.
The indebledness evidelleed by Ihis Nole is seellfed by a Morlgage, daled. . . . . . ,November. . .1, . 19J.7. . . . .
. . . . . . . . . . . . . . . . . . . . . . ., and reference is made 10 Ihe Morlgage for righls as III aceelelalioll of Ihe indebledlless
evidellced by this NOle.
. (!frn'1w.,~?;..d~t~.)..,..,.,. III
l.v~..((J..L. ...... "u\.d..iJ."\\Jdl.o~
. .811. nriiln .Drive., SuLto .201,.,............
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...........................................,
,
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En01a PA 17025
............................................
rropCrl)' AdJrcn
(EXCCl/lt Origillal Ollly)
PEHHSYLVAHIA-Ilo 4 F.mily-6f71-FHMIHHlMC UHIFORM IHS1RUMIHl
:1:114
r
.... __.4' -
, ,
o
lATE: 09/05/96
lE: LOAN NUMBER: 577-9678061
'AGE TWO
=OR FURTHER ASSISTANCE, yOU MAY CALL TOLL-FREE \_800-733-3238 FOR
rHE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA.
PA ACT 6
IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS,
=IRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO
'CCELERATE TIlE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON (l!~
rHE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU
1AY LOSE THE CHANCE 10 PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY
lNSTALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NDT MADE
~ITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO
lNTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR
1DRTGAGED PROPERTY. IF 1HE MORTGAGE IS FORECLOSED YOUR MORTGAGED
~OPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGED DEBT.
IF FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY,
cUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU,
'DU WILL STILL HAVE 10 PAY THE REASONAtIl:.E ATTORNEY'S FEES , ACTUALLY
,NCURRED, UP TO $50.00. HOWEVER. IF LEGAL PROCEEDINGS ARE STARTED
\GAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES EVEN IF
'HEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU f,
~E FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE
:EASONABLE COSTS. IF YOu CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD,
'OU WILL NOT BE REQ~IRED TO PAY ATTORNEY'S FEES.
IRST NATIONWIDE MORTGAGE CORF'ORATION MAY ALSO SUE YOU PERSONALLY FOR THE
!HPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE.
r
:F YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY DAY PERIOD AND
ORE CLOSURE PRDCEEDINGS HAVE BE-GUN. YOU STILL HAVE THE RIGHT TO CURE
HE DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE THE
;HERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT
IF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE,
,S WELL AS THE REASONABLE ATTOr,NEY'S FEES AND COSTS CONNECTED WITH THE
ORECLOSURE SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE.
T IS ESTIMATED THAT TIlE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD
:E HELD WOULD BE APPROXIMATELY SIX (6) MONTHS FROM THE DATE OF THIS ill
8Tm. I
NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO yOU BEFORE
HE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL
NCREASE THE LDNGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
HAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING '
UMBER: 1-800-888-5002. THIS PAYMENT MUST BE MADE IN CASH, CASHIER'S
HECK. CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO THE
NDERSIGNED AT THE ADDRESS STATED ABOVE.
C06 \004 M70 \6 P 577
II
,
::
'. "
o
'--PA ACT 6 '
GATE: 09/05/96
IE: LOAN NUMBER: 577-9678061
'~GE TWO
:OR FURTHER ASSISTANCE, YOU MAY CALL TOLL-FREE \-800-733-3238 FOR
rHE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA.
IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS,
"IRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO
~CCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON
rHE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU
1AY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY
lNSTALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE
~ITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO
lNTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR
lORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED
'ROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGED DEBT.
,F FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY,
~T YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU,
'DU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY
:NCURRED, UP TO $50.00. HOWEVER, IF LEG~L PROCEEDINGS ARE STARTED
IGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES EVEN IF
.HEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU
~E FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE
:EASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD,
'OU WILL NOT BE REQUIRED TO PAY ATTORNEY'S FEES.
\
,
'I~ST NATIPNWIDE MORTGAGE CORPORATION MAY ALSO SUE YOU PERSONALLY FOR THE
~PAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE.
~
~ YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY DAY PERIOD AND
ORECLOSURE PROCEEDINGS HAVE BEGUN, yOU STILL HAVE THE RIGHT TO CURE
HE DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE THE
;HERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT
IF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE,
,S WELL AS THE REASONABLE ATTORNEY'S FEES AND CDSTS CONNECTED WITH THE
ORECLOSURE SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE.
T IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD
:E HELD WOULD BE APPROXIMATELY SIX (6) MONTHS FROM THE DATE OF THIS
ETTER.
~OTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
HE SALE. OF COURSE, THE AMOUNT NEEDED ~O.CURE THE DEFAULT WILL
NCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
HAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING
UMBER: \-800-888-5002. THIS PAYMENT MUST BE MADE IN CASH, CASHIER'S
HECK. CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO THE
NDERSIGNED AT THE ADDRESS STATED ABOVE.
C06 1004 M70 16 P 577
,
~,
.'
I'
.
r.
I
\
o
DATE: 09/05/96
RE: LOAN NUHBER 577-9678061
PAGE TWO
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FDRE-
CLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HDMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE 'ACT'). YDU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YDUR CONTROL, YOU HAVE A REASONABLE
PROSPECT DF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF
YOUR RIGHTS.
UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FDRECLOSURE
ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE.
DURING THAT TIME YOU MUST ARRANGE AND ATTEND A 'FACE-TO-FACE' MEETING
WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER
CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO
WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY.
THAT MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS.
IF YOU ATTEND A FACE-TO-FACE HEETING WITH THIS LENDER, OR WITH A
CONSUMER CREDIT COUNSELING AGENCY IDENTiFIED IN THIS NOTICE, NO FURTHER
PROCEEDINGS IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR THIRTY (30) DAYS
AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS, AND TELEPHONE
NUMBER OF OUR REPRESENTATIVE IS:
FIRST NATIONWIDE MORTGAGE CORPORATION,
5280 CORPORATE DRIVE,
FREDERICK, MD 21703,
DEPARTMENT 252
~~
f,
i
2 TELEPHONE NUMBER: 1-800-888-5002
THE NAME(S) AND ADDRESS(ES) OF A DESIGNATED CDNSUMER CREDIT COUNSEL-
ING AGENCY(IES) MAY BE OBTAINED BY CALLING 1-800-569-4287. Ip IS
ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHDULD ADVISE
THIS LENDER IMMEDIATELY OF YOUR INTENTIONS.
YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY
INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT
LEAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS d
$750.22 THAT SUM INCLUDES THE FOLLOWING: d
3 MONTHS @ $243.58 =
o MONTHS @ $.00 =
LATE CHARGES
BAD CHECK ~ DTHER FEES
LESS SUSPENSE BALANCE
$730.74
$.00
$19.48
$.00
$.00-
AC91 1004 M70 16 P 577
~
I
I;
o
DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE THREE
IF yOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER
YOUR FACE-TO-FACE MEETING. YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL
ASSISTANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN
ORDER TO DO THIS, YOU MUST FILL OUT, SIGN. AND FILE A COMPLETED HOME-
OWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED
CONSUMER CREDIT COUNSELING AGENCIES OBTAINED BY CALLING 1-800-569-4287.
AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT
COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST
YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED
APPLICATION TO THE PENNSYLVANIA HOUSING AGENCY. YOUR APPLICATION MUST
BE FILED OR POSTMARKED WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE
MEETING.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY.
IF YOU DO NOT DD SO. OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER. FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDI-
ATELY.
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED.
THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA
ESTABLISHED BY THE ACT.
IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND
COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS
SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION.
DURING THAT ADDITIONAL TIME. NO FORECLOSURE PROCEEDINGS WILL BE PURSUED
AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU
~ILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR
APPLI CA TI ON.
: THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT; 2101 NORTH
FRONT STREET, P.O. BOX 8029, HARRISBURG. PA 17105. THE TELEPHONE
NUMBER IS (717)780-3800 OR 1-800-342-2397 (TOLL FREE NUMBER). PERSONS
WITH IMPAIRED HEARING CAN CALL 1-800-342-2397.
IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER
ACT 6 OF 1974. THAT NOTICE IS CALLED A 'NOTICE OF INTENTION TO FORE-
CLOSE'. YOU MUST READ BDTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT
YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER. IF YOU CHOOSE TO EXERCISE I
YOUR RIGHTS DESCRIBED IN THIS NOTICE. YOU CANNOT BE FORECLOSED UPON WHILE 0
YOU ARE RECEIVING THAT ASSISTANCE.
ji
,
VERY TRULY YOURS~
. .
(i!'1
"
COLLECTION DEPARTMENT
1-800-888-5002
AC91 1004 M70 16 P 577
o
DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE TWO
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORE-
CLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE 'ACT'). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF
YOUR RIGHTS.
UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE
ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE.
DURING THAT TIME YOU MUST ARRANGE AND ATTEND A 'FACE-TO-FACE' MEETING
WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER
CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO
WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY.
THAT MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS.
IF YOU ATTEND A FACE-TO-FACE MEETIMG WITH THIS LENDER, OR WITH A
CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER
PROCEEDINGS IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR THIRTY (30) DAYS
AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS, AND TELEPHONE
NUMBER OF OUR REPRESENTATIVE IS:
FIRST NATIONWIDE MORTGAGE CORPORATION,
· 5280 CORPORATE DRIVE,
1 FREDERICK, MD 21703,
r. DEPARTMENT 252
f
1 TELEPHONE NUMBER: 1-800-888-5002
?
.. ~ ~ ~... .
THE NAMEIS) AND ADDRESSIES) OF A DESIGNATED CONSUMER CREDIT COUNSEL-
ING AGENCYIIES) MAY BE OBTAINED BY CALLING 1-800-569-4287. IT IS
JNLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE
rHIS LENDER IMMEDIATELY OF YOUR INTENTIONS.
YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY
INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT
_EAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS
~750.22 THAT SUM INCLUDES THE FOLLOWING:
3 MONTHS @ ~243.58 =
o MONTHS @ ~.00 =
LATE CHARGES
BAD CHECK & OTHER FEES
LESS SUSPENSE BALANCE
H30.74
..00
.19.48
..00
..00-
\C91 1004 M70 16 P 577
!1!~
I'
III
t
u
o
.'
DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE THREE
IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER
YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL
ASSISTANCE FROM THE HOMEUWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN
ORDER TO DO THIS, YOU MUST FILL OUT, SIGN, AND FILE A COMPLETED HOME-
OWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED ~,
CONSUMER CREDIT COUNSELING AGENCIES OBTAINED BY CALLING 1-800-569-4287.
AN APPLICATIUN FOR ASSISTANCE MAY DNLY BE OBTAINED FROM A CONSUMER CREDIT
COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST
YOU IN FILLING OUT YOUR APPLICATIUN AND WILL SUBMIT YOUR COMPLETED
APPLICATION TO THE PENNSYLVANIA HOUSING AGENCY. YOUR APPLICATION MUST
BE FILED OR PDSTMARKED WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE
MEETING.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY.
IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDI-
ATELY.
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED.
THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA I,
ESTABLISHED BY THE ACT.
IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND
COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS
SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION.
DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED
AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU
WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR
APPLICATION.
: THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT: 2101 NORTH
FRONT STREET, P.O. BOX 8029, HARRISBURG, PA 17105. THE TELEPHONE
NUMBER IS (717)780-3800 OR 1-800-342-2397 (TOLL FREE NUMBER). PERSONS
14ITH IMPAIRED HEARING CAN CALL 1-800-342-2397.
IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER
ACT 6 OF 1974. THAT NOTICE IS CALLED A 'NOTICE OF INTENTION TO FORE-
CLOSE'. YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT
YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE \
YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE II
YOU ARE RECEIVING THAT ASSISTANCE.
4
VERY TRULY YOURS~'
"
COLLECTION DEPARTMENT
1-800-888-5002
)C91 1004 M70 16 P 577
~ l'J ~
N
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MATTLEMAN, GREENBERG, SIIMF.RIlLSON,
BYI MICHAEL R. NESTOR, F.SQU1I1R
Attorney 1081 76429
Suite 2226 Land Title Building
Broad and Chestnut Streets
Philadelphia, PA 19110
215/923-2225
Attorneys for Plaintiff
FLEET BANK OF CONNECTICUT
50 JORDAN STREET
EAST PROVIDENCE, RI D2914
Plaint if f
WF.1NIIO'I'1I r. MII.LER
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
lie '17 - /.j..)? C~ -r LL+-1-
vs,
CONNIE L. ARMSTRONG
648 W, MAIN STREET
PALYMRA, PA 17078-1510
CIVIL ACTION MORTGAGE
FORECLOSURE COMPLAINT
Defendant(s)
CIVIL ACTION MORTGAGE FORECLOSURE COMPLAINT
1. Fleet Bank of Connecticut, (hereinafter referred to as
"Plaintiff") is a bank, conducting business under the laws of the
Commonwealth of Pennoylvania and brings this action to foreclose
the Mortgage betweon Connio 1" Armstrong, Mortgagor, hereinafter
referred to as "Defendant") and !taeH as Mortgagee. Said Mortgage
was dated November 1, 1977 and io recorded in the Office of the
Recorder of Deedo and Mortgagell in Cumberland County, Pennsylvania
in Mortgage Book 632 page 320.
A copy of the Mortgage is attached hereto and made a part hereof
as Exhibit "A".
2, The Mortgage secures Defendants' Note dated November 1,
1977 in the amount of $22,000,00 payable to Plaintiff in monthly
installments wi th an interest rate of 9.00%. A copy of the Note is
attached hereto and a part hereof as Exhibit "B".
. ,
"
')q. J 7, S~171
MOPTGAG L':
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aPI'11111'1l11lh lenl' .,
Ihlllh"Ill1\\ h~.t\.:, I.
,11'1'1111'111,,1: 111,,'1,1
l'II'I"'tl}'ftll 1\';", h.
!llIum\ 1I\\"II.llIt
~J;1II1 a"ll "r )' Ih. I
~1'1l('1;llIy III, ,'1111'1\
li~;"tl ill a lot uk n' ','
.First. ...llaytll.....NOvc,lohcr....,..........
.nJIINtlU.. ,M'lt,TI\<1I1G,., ....,......................'
.. Chl'ldn "UlIIllIIWI"). ;1II1! ,h,' MlIIlr;ll~n'. .........,........
l\r:I:llln'9~. f.P.H'p,~t~X.. ......,,;1 nllplllittilllll1ll:ani/nl alii..! c~I,liIlC
,. .COl1l1cctll,;ut.,. ."..., whll\~' IItllll\'\\ i, .. """,',",'
.. J'hlllJtJeJI'hJi\. .I~t;IJtluyJ.v.l\I\lll.... .. . (hcldll"Lendcr"),
"r h illddllcd III I ,"'IIIIl." illlhc prindpill '\11111111,.,., .1'WJ~N.t'( .T\~O, lI1P.ltShtiD"",,'"
I. JJ.UllQO, , " ,. " " " " ., ,1>"II:us, ~'hkh illtkhh'thl"'\\ i, I:\"ilklll.'cd by UOflowe,', nole
,~r. J... ,1917 . . (h~'l~'ill "NI1Il:"), Jlrnvidillll fill lII11nlllly i1t\lalllllellh tll plillcipall1lld IUlerell,
itllkhlcdlll:\\, if 111'1 M'"l1l.'r 1'011\1, duc Ollltl Jla)i1hk' till"""" .Vp~crab.(u:, ,1.. ilP.o,7."
.kr lallh~' h'I',I)'lIlIIlII"lh~' illlkhlnh1l'\\ ni,kllr\'tl h~' t11~' Ntll1.', wilh illh:'C\llh\'f~'ull. the
"11\, wilh illh'I\'\1 Ihfh'lll', :lIh',Ill~'~'tl in ;t'l'llld,lIt~.~, h~',,\\'ith In !'Iuln:t Ihe t.cctllily III this
lllIilll(~' I,f Ill,' ~ 1I1.,'U;lIII, Ulltl ll,:I1.'I'lIh'lll, I" IIIIul1\\cr hCIl'in Ctllllilim:ll. ,IUd lb) Ihe ,epayment
wilh inh'I1.'\llhanlll, l1I;tll~' tullllllll\wr hy I "lIlkr I,ummnlln I'Olfl1Crnph 21 heleof (herein
'lhIW!."III!\:" hl.'ll'h)' lHllllcal!1.',I:liUllllllll \'llltt.'l'). lul.,,'mk, Ihe rUIlIlWillt: tlr\l,:rihcLl pmpe'l)'
.", .~ttn~h~rh1ll.d".",.., ..".. ,., Slille (If J'clln~ylviU1la:
"
..
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..t.~~
".. ,;r;\!.~
',I.~I"~
,,....oj..
t.Il ~:~'!,;,
~ t~S:\':~
~ r~C.,
-:r- :.1J'~
..
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"""
~
slm ^TnCIIED DESCRlPTlON
"all, UrJ:Il\ ,Drive,. Su1te,20~,..",..... .'.'....... Enp,Ln............,
ISII,rll IC11rl
. . ,helein "11"'1'~'II)' Addl1.'!rI''');
IlL' illll'l"\'~'llIrlll\ flllW II' 11\:I,,'illlct eft'cl,'tlllll IhL' Ilftll1t:II)'. al1ll 1111 ,,';l\CIltCIll\. fi!;hl"',
.Iie" lIIi"t"ill, lIil I1llll ra\ li(:hl\ lllld l'lt1lih, "';lII:r, will"'1 li~h"', ami "'iIIL" "Iud, :lilt.! all
'l"dl.'IIIoI ,h,' I""P,'II)". :,11,,1 ",hid,. illdllllillf Iq't!~l"lIl"llh ilml ,hMili"ll\ 1""'I\'lll, \11:111 he
I 1'.1l1'.,llh.I.,"I'.II~.n,\'.h..1 h~ Ill... ~1.111~;l~,.; ,lllll ;111,,1 "1\'IIllq:l.ill~, tlla:dhn \\ill. !>aitl
\1011." illhi\ ~"'IIl"'~I' i\ 1111;\ k;l\dlt1Itll ill~' hndnld,"cd hI ;1\ III.: ""1111'1.'11)'''.
1',1111111" 1\I'j i, 11\\11111) \Ii\,'\! ,,1111\' ~'\I.lh' hnd,y ""IIH')'\'11 illlllll;l\ l!l,' lil!lll11lllHIIIC:IC",
'1'1.'11)' Ih.11 Ill<' I'r"II\'II~ i\ 1l11'lIUllllhnnl. 011111 Ihat 11111111I\'1'1 \~ill WiU'illll nud defend
"''''llr ;1, ,li1l\1 ..1I,I,IUIl\ :1ll.1 Ikltl~lIh". \..hjn I hI all)' dn1.t1alhllt~, ,'a'I'tIIl'lIlt. ur f~.~tliclinl1\
I'liuII\ h. \11\\'1"1',' ill ,w)'!Ilk ill\lu:llIn' Iwliq ill\lllilll! IXlld..:c\ itlh'll'\1 in Ihe Jlfllptlly.
. '.
,
trNllllllllllll1 "",I' II"""\~I'I ,Hul 1..llIk. ,"'\'11'"' Iwl ,II:Il"l' .1' Io.U",,\
'I. l'll~lIIl'lIl ut 1'11",111:11 :1111111111"11'1. 11"1'''''''' ,1t.,:1 l'II'llIl'lh 1'.1\ 111...., ,111\: IIw 111111\11'.111" .tllIl inl,'H',1 11I1 Ih,'
llUI,'hlj'dlll'\' 1'1111.'111\',11.\, 1111' N"h'.I'ItI'.'~IIl\lIl ,11I011"11'.1 "1'1'"" 1""""t..I111 1111' N,ll,', ;lIltllh\: 1'"11.111..11" ,llllllllh'IC"
I'll ;my 1~lIhllr ..\.h'.ut'I" \I',lllnl 10\' 1111' 1\1"1'1"'1"- .
2. rUlIIl, r",I:I"" 1111111111111;11111', ""IoWll h' "I'I'llt -I.k 1,," .,. Jf' " IIII\ln. I\',II\'\'I lor IClllk!. 11"11111\1'1 \ll.IlIll.I)'
h' 1.I'wk. I'll Ih,' 11.1\ 1ll"lllhl~ 1l,'I"lhll,"lh ,., 1"1111 11'.,11111111I1,'11'\1 .Ill' l',j\,lhk 11I1.ln ,h,' N,'l.', 1111,,1 till' N1'I\' 1\ ".11.1111 11111.
.1 \111I1 lIu:,l'i1l 'Till Ill-." , "'1'1.l1 h' '-1'1' h\dHh .,1 \h\ h'.'11I I.I\\"' .111.1 ,1,.,''''IlI'Il'~ \.III.h 11I,1\ ,IIl.11Il 1'1I"lil\ ,0\," Ihl'
M"III=;I-=c. ;1ll,1 ).'11'"111111"111. 1111 II.. "1"1"'11\ 11,111\ pllh "lll'.\\\dllh t'l h'.'II~ l'lrlllllllll ill'''111111\'nl~ "'I 11.11.11,1 '10."1."'"
film "lI~'.I".,dllh III \l',lIh l'I"lIllllllllll\I.llhlll'lll\ h'l 111"111',11'" III\UI,mn'. II ;Ul)'.;lII;1\ 1\.';1\\'",1101)' e\IIIII.II\.'11 inill.llh .llilI 1111111
Iimc I"limc h)' Il'lllln on Ih,' h;l~I' ..I a~W"IIII'lIl\ .lu,ll11lh .111.1 l\'.I\IlH.lhh' 1'~IiIll.III" Ihell'llr.
'1 hI' rllll\l~ ,h,IIII,,' hdlllll ,Ill III.hllllll'" Ihc IleP"\lI. III .1,000"lInl\ III uludl ;tl,' ill\U/l'III" I!U;H;lltll'CII II)' a rCllerill nr
~1.11\.' lI~.\.'tl..:) I illdllllllll: I nll,,"' II II''''''"' h '1ldl .11I Ul.hllll..", I Il'IUI,'1 '1...11 ,11'1'1) Ihl. rUl"I, 1011':1) ',lilll."I.'\. i1\\c\\lllcnh.
ill~III,III1'C r'Cmilllll\ ,111,1,:1<1"11111,'111\ 11'1011 I IIl.l\ 11,,1 I It,ll I:" I", '" hlll,hlll' .\tI,1 ,11'1'1~1I11' Ih,' hUIII\. .111:11) 1IIIll '.lI\llllCIIIIIII.
111 \('lif)ill':;lIl1lo',upoll'll'\.",I;I\""Illl'lll' ,1Ii1II'Ilh.lwl\'" 11'lIlkl 1'.1\\ """"ll,'lml,',,'\1 ,'"llu: "111111,.11111 al'l.IIc;INe 1.11\
rumil' I cmlel h. 11I.11., \11,11.1111.1,,'\' """"11\"1 ,m,1 1,'ml,'1 111.1\ "rll\' ill \\Iillll~' ill Ihc 11111,' ..r c'nUlllll1 ,I' Ihi,
t.11'"s:a~,' Ih.11 inl"'I,"1 . II IIII.' 1'1111.1, ,h.III hI' 1',1111 It. 11"111'\\\'1, ,111'\ 11Il1n~ \11,11 ;tllh'\'III~'lIl i, IIl.ld,' III i1pj'hl.lhlc 1,1""
11.'11Uill.'\ \Il('h illlc"',1 1111'1.'1,.1111, Il'llIkr ,h,,1I 1"'1 I.... H"IIIIII,:IIIOI p.l\ ""1 Ill"" ,'1 ,1l1lltlh'IC\11If (,:Ullin~" ulIlllc FllIuh. I.emll'r
\1"111 ,:iyl' 10111"""\\'1.'1. ',,1111'111 dl.!lll-.... itll allnll,II ,I\\,'w,hll': 1'1 Ihc 1'IIl11h ,h'''NIIIIl t:lcllil~ ;1Il.llldllh Illlh... FIIlHI, illllllhc
r"q'U\I' rOlr I\hidl cou;h "dill hllh,' hll"l. 11;1\ lH,ule 'Ih,' I'umh ;lIC fllc,l~cll i1. .lIlllllillUill .Ct:lllil)' fl'r Ih(' 111111\ _tCllltt!
h~ Ihh MI'IIIl,IJ.<e.
If Iht MUIIUIII IIf .. FllIul, hchl h~ I \.'11l!.-1. h'!!,'lhcl utili Iht,' llllllh.' IIh'lllhlr lIl'I.llIm...nh III FIlIl,I, 1';1)'.110'" I"illr hi
Ih,' Ih,,' ,Iah'\ I.f 1.1\1" .\,\\11I\'111_. iINII.III\I' 1'11111111"1' .,11,1 j:I""1111 I,'U". \11-111"\\1,',1111,' .1111"\1111 ""Iwh'al h' r.l\ \,11111.1\"'. t\
.1,w"IlI~'llh. 1I11111.1lI.1 1I'llIi,",,_ .11111 1'11'011111 IIl1h .1" 11,..\ 1.,11 ,1111'. 'II. h ,'\"',, .11.111 Ill', .,1 1I"lhl\\n'\ I'I'lu'". nll"'1
111"1111'11, h'p.lill III II, .'\\\'I "I .11,:,11.,',1 h' lI"IloO\\," .'11 IIh'"lllh lII'I,IIII1I(Uh 1'1 11,,,,1- "Iho: .lIlh'I",1 "I 1111' hUllh
h,'III h)' I"IUII'I ,h;llI I>\.' 'ulhdo:nt h. 1';0\' 1,'\1", ;\\\\'\\111\'111\. ill'"!.IIIl\' I'ICII1"'U\\ allll 1.'111111111 1...111\ 11' Ih\)' rail Ihl".
II,IIII'\\"CI ,II.IIII..I~ hi IIIIeI .IU\ ;1I111111111 11\.\\'\\,111 hI 11I.,1.,' "I' Ihc Ildi\'I,'II\ \. "ilhlll .In 11.1)\ 11IlllllllC d"lc 11I'li,... h mail"'ll
h)' 1 (1I11\'r hi 11,,",1\\1 \111lI'\lllIr p,uml'''l Ih.I\"I'1
llfll'lI (1.1)'11I\.'111 I IlIllf all \11111\ \\'\111111 It\ lIu, MI"II."'I:\'. I cllIkl ,11.111 lu,'IIIIII1)' Il'!uml Iii 111'111'\\,'1 .1II)' FUIIII,
heltl h)' l.el\,kl. 1111' p.II,I!:lilph IS IICIO:01t II". 1"111''''11) ,,','hi ,II Ih... l'Il'l'clI) 1\ Illhcl\,i\e ""I"Il\.'t1 h)' I \'lIIlcr, 1.(fIller
,lllllI "1'111)" "" 1;llel , illllll\'lIi,Ildy I" ill' hi Ill,' ';11\' 1.1 Ih\' 1''''1'1.'11)' ,'1 ih ;l'ljui\llitIU 11)' I....mkl. ilU)' ruml, hdd b)'
I.elllla illlhe lull\.' II. ,Ii(;Ilil'" ." iI ,1\',111 ;1~;1Il1~1 Ih,' 'lIlIh \1.'uHCII h) till' M"r1&:"a:~'.
J. "1"1111"11111111" 'll)lllrllt\. Ulllc\\ i1I'll11o.:ahk 1,,", pll"i,k, 1'lhclI~hc. i11111,\~l1I...n" IC\(iVCII h)' 1,(llIkl tllI,l...r Ih(
Nulc alld parill=r.1ph Id :! lielcl'( ,IMlIl~' aJ'I,lll'd h)' 1.l'lIIler fil\1 ill J1;I~ m('nl 1'1 ,Ulhlunls I'M)'ahlc hi I (1lI1...r II)' IhIfUl"Cr
IIl1tler l,a'OlI'''I,h :!' '. IhcIIIIl inl...I('\1 1'.1).lhk I'nll1\' NIII,'. 1111.'11 Itllloc plillciflill (1f Ihe NIlIC. ;lIullhclI It, inlerest ;111I1
luinclr31 UIl all)' j:I .\d~'i111C('" .
.., Chlu~r': I 1II'"0\\CI ,h.I" 1'01)' illl 1,1\\.". a\,,'\~llInll\ ;lInl ...I"...r ell;ll5:('\. nl1e\ allll illll",\ilillllS i1\1rlhlllahle Itl
Ihe rlorcr1)' ",hid, IUilin 01 rril',iI)' IlVU Ihi, MOll):a):c. ;md ICiI\dIHItII';I)'IIlCIII' \II (:f(lUnd,elllt. il nn)'. ill Ihe manner
(l11l1'ille,1 limier 1',11 12 hCI\'I'II'1 il IU'I 1',111111I 'Ill'll m,lIllle't. 11\' 1111I11'\\(1 IIl.1~itlj: fla)n1rlll. l~hCll due, IIireelly I{llhc
ra)e'c IIICr,'I\!. U.... \11.111 PWll1l'lI)' "lflll'h hi I (lI,k! .111 111111"1.'\ III .11111'111\1\ ,I"... 1I1111~'1 Ih" 1';11;11=1:11111. allll illllle t\'ClIl
1IIIIIII\\er 'h;llIlIl. ')11I1;'111 dllc\lh. lI"II,I\\...r ,hall 1'1\111I1'11)' 11I1I1I\h h' I.cllller Ic\dpl' c\i,I"lIliull lUlh 1';IYIlICllh,
1I11111111er ,hall 1'1' Ililt'h.lI!!c all) Ilnl "hidl II,,, I'li(\lIl)' Me'r Ihi, MI.rt':;Ij:e: 11l11Yillrll. Ihal """,,\\'&::r ,hall nill he
l\'llllil(tI hllh,d.." \. '11th lil'lI 'I.I,IU~ .1\ 110'11101"" ,h;lll "J:I,'C ill \\Iilolll.' III thc 1''')11I\.'111 IIllhc nhliJ:;llill11 'et:Uled 11)'
'1".1t liell ill II""'"l "rl;thk III l.tlllk,. "1 \h,llIll1 ~,....ll.lilh o.:lIull'\1 '1Il11 Ii",ll hY.llIlldcl1~l...nrlll("II1"'"1 ullllo.:h lien ill.
ICfilll'1t".,....,11I1,:" "I'l't,lIc h. I" ',,'11111.\' "1.11'1''''''1\'1111'1 ,hI' h...n "1 h'llelllllc I" Ihc 1'1111\0,:11)' III illl)' I'llll IheltllL
~. II:I/:nlllll I'. 11""""1.'1 h.lllll"'I'lh., 01111'1"1,.1\1\'11" n,,\I \'~"Iilll.' "1 h\'I\',I(I," ell',lc,IIOII Ihe l'lI'I't:IIY ill,,,,,:,1
"f:i1iml II'" 10\. Ii". I, intl",,,"11 ,111111 II". lellll "\'\I"llIlcll \IO\CI.I&:C", ;11111 ,",h tllh(r 1I;1Ia/tI, ;1\ I elllkr 11M)' fe'll"i.e
ami in slIch llll1l1111. Itll ~lIdl (\1'1 '11\;1\ 1,(lId\'1 1Il,1)' "'lllliIC; 1'!lIVid(l!. Ihal1.elllkr ,!lnllllnl ,cll"i,e Ihallhe :llllUllnl "f
\lIth cnyer;rf:~' C'tl I ;1I1101l1l11.f l\t:la~c 1001lllill'd II' 1':1)' Ihe '"I11t \('l'wcd h)' Ihi\ Mml&aCe,
'1110: insm""l\ :r f1HwldiFl{:. , 'I' ill'U1,ll1C(' 'h,I\I hc dlU'Cu hy UllllmHr suhject III ArJlIOY31 hy l.emll'l: f1roYidtd.
Ihal such nfll'ltI\'al 11111 hc 11111.... 'ollilhl)' \\ilhhch.l. All IU(lIIium, (\11 in\lilallo.:e rolicin ,hall hc raill in Ihe manncr
flllwided IInd,'r ral I ~ hClclI1 \II, 1111I'1 P;lill ill '"lh m;1l1IlC!. h)' O"III.....('r lIlakinj; fla)'lIlenl. when dltc. t1uetlly to Ihe
ilnlllance ('iII/IC'.
All in\lllillln' . .unllt'Il,'1I 1'1111'1\,'1 ,11.1111..' ill '''1lI1 ,1\\\'I'I"hk h' I \'1\,,,,, .,uII "1:111 ill, hllk.\ '1.llh1.It!1 mllfl~,II!C
d.lll\C in f.n'l'l 1.1 '1'1111 illI"111 1.10' h' I nukl. I \'Iukl ,h,III h,I\,' Ih.' lil.'hl hI 111'1.1 lhl' 1'"Ii~'i,', .111I1 r..."...\\.II, Ihcl\.'I'(,
,11111 1I111111\\\'f ,h;ll I'll)' 11111I"" I ,'lllln .1111,.11\"\\,11 11111l1't:' ;11111 ;III 1\'n-il'l\ II' 1,,,itll'lcmiul\h III Ihe ncnl tlf It"\.
11"11\0"(1 \11.111 l!lh ,llulllllC h' _' ""III,1I1H' (.1111\'1.111111 c"tk/. I (lhlCI 11M)' lIlillc PHII,lllf Ion iI 11111 lII..dc J1romrll)'
II) 1I111111W"'r.
lIlIle" 1,'lllk, h'lI,m,'1 I'll, "hi' .1"'\"1' III \\IIhlll:. iU\U1.IUlC 1'1"'\\'1'11, \hallllt,' "1'1,li...J 11IIC\!o'I;llion Ilr reflilir \If
III'" l'ltlrcrl)' 11;...... ,,~yi,k,l 'lid. "',10'''1111'11 "1 1\'1',111 1\ (lI'''''lIlil.llI)" 1l'.I\ihle ;ll1d 1111: ~'\ulil)' 11f Ih" Ml'lllaa;e i,
",,1 .hueh)" hlll';lu ""h 1\"1111.,11"11 .11 "'11.'" i' Ih'l n"Il"lIIi\,tll)' 1c,I\ihlc 1'1 I' Ihe ,...rulll) ul Ihi, MOIIC;Ij:C .....ould
IIC illlfliliJed. Ihc II I.' PI,"Cl'I" 'h,.lI I..' "1'1'1,,'" III Ih( 'Will ,...,'111('11 h)' Ihl' MllrIC:lj:\.'. "11h Ih(' C\t:e\s. If ..n)'. raid
hllhll"''''''(I, 1111. 'I :11\' i\ a",II"I.."...1 h\ ""1111""1, "1 il 1I\11111"(r 1,lil\ In 11"Ilt'HlIIO IClIl1e1 wilhin JU 11,1)!I. flllln Ihe
J,II1' l"llk( 1\ IIMil h "11\1...1 h' 11"11"\\", 11',11111,' 11I\1I/;III(C o.:,lIltCr 1,11(1\ In !\(lIk ;I ct,im fill imurallcc helldilt. 1.enJcr
1\ ;",tllt'li'c,ll" \I' I 'II .II'l'h III, U"III;1I1il' 1'1I'\;"C'\. ill IXI1JCI'll'I'I..,.. dlh...r hI Icshualion Of Ic~i! tlf Ihe Itll1rcrl)'
UI Illhc "1111\ "'I' I 1111\ "'IlIll!"I.'I'
Unle" l...n,11 ILl It'''I'\\t:IIlIlI~'II\1''' .11.''''\' III \\1l11IIl:. ;IIlY '1l0.:1t ;II'pli~-;llil'n IIf 11I11(...ed\ III plillclpal ,h..1I nol c\lend
II' I lUlh'",' 111(' d. \1,. lit IIIL.' 1II1"'lhh i",I.IIIIll.'nh Id,'II\'c! h. ill 1';11,1,'1,1(110, I ;l1lI1 2 h('lelll Ilr '-'13n.:e Iltc lullt'lInl (lr
\11(11 ill'I.IIIU1\'nh 11'.1 Jl,ll.,~i,Il'h IS 11,'1,-,.1111,' 1''''1''''11\ j, ;1\'11111"11 h\ I \'Ihl.-f. ..lIlia::hl. Illk nllll iule',...'llI( Ih,"tl\\1;'1
ill .Irul'n 0111\ III~U, ,.Jltll\ "11,1 ",'lId ,,, ,I,,' 11I'...t'\"" 111,'1\'\.1 l,',"hlllj: 111'HIII.lIl1,I~" h' Iho: I''''IOO:II~ 1""'1 ", Ih.' ,.11,'
III .ll"llli\illl'" \h.ll .1\ ., 1000II,ll'l I. Ilw l'\klll "I I",' "UII\ '1.""11'11 II) 1111\ MlIIlf.ll:c 1I1111lcIII;lldy 1,,,"1 1.1 \lIdl ';llc m
Olo.:tllli\ilillll,
fo. Ilnlt'I,>,II. ;01 1\I:lllIh'''OIII' IIf l'flll'rll); I.rll\dmlll,: ('llllllulllinlllfm: 1'1:1I1IIclI VIIi! Ue'r1nJlIllrlll'. lIorf(lwer
,h.III I.cep Ihc 1'1111 I)' I III "'ll 11'1'.1 ;IIHI "';111 nlll \'ulIllllil \\':1\1.: Uf P('llIlll illlll;lillllClI1 or dClcri(lfOUitlll of Ihe I'Wl1C1IY
,,11I1 ,1I;a1l t:l.mrly. h .' 1'"1\1''''11' ,t ,1Il~ kit\,' II Ihl' MI'IIl!.I':'" j, I'll .1 k.lwlu,IJ II Ihi\ t.11"Il!01f:C i, (\11 :1 tlnil In a
n'Il''''llIillilllll ,'1" till IlllIlH ,11'\' '1'111\"111. ""111'11\'1 ,h.III 1"'IIi'IIII "II "I 11,1111'\\\'1'\ III.III!.III,'II\ IInJ.... Ihe tll.'t:!;u;lIiI'1l
II' \lIVClI;!uh u,'al t: I ):"'ellullj: h,' ,,,nol,'lIl1llllUII 1'1 pl,ulncll 111111 Ik\ch'llHll'ul, Ihc 1o)'.la,,", ;1\1\1 h'~lll.llilIU' Ilf Ihe
t\'lhll\llIinilFll1 III I' 1111, IIllil Ik,\,l IIlIl,'III. ;ulll \1,mlilu\'lll 11,,,11ln\.'lIl\ If., ,'I'"lh'lIlinil1l11 or pl.IlIIl...... Ilnit llndlll'IllClll
Ihkr I' \'\\'(111,'111 II. ,"\l'1 ,ulIl '\"lIul\'l1 "'~,'III~'I ",Ih Ih" Mtllll.'i1j:". Ih,' ,t'\t'lI,llIh;u,,1 aj:I\'CI\1t:l1h ,'f \llch riller
,h.III hc 111(1111'"'1.11 j 111. ,1IItl \h.III 'IlIrml .111,1 ~lIl'pll"H1,'nl Ihl' 11'l,'II.IIlh i11111 i1p\"t:Il1"nh II' 11m MIIII~OIl!c il\ i'lhc ,lllI.'r
\\1.'11.' ;lll.Ill hClcol
7. 1'lnl",lll1l1 ,f 1 111"1" SI'I IIil)'. II ""111'\.,'1 1.,,1\ t.1 1....rlI'11lI Ih\.' \'IIVcn,Ill" un,1 :1~1"CI1I\'II" ,"IlII:lill...lI ill Ihi,
MIIII~.I(:C. III il ,I .. a ,'11 "1 p..'u:~,llu~ " tI'1ll11l\'1I11'.1 \\!Ii,h 1II,1','liJlI)' ,,11,'\1\ 1,('11,1,'(\ inh:I...'t ill Ihe ('Wptfly.
illdllllm~. hill 11'" '11111 It., ,'1IIHl. ,III'IIlI.,ll!, w,..h\'"q \",Ic ,'ulnIH"I\'III. 1'1 ,lll,IIlj:"llIl'nh III I\I,"'ccJillj:' i1wll1villj!: 1'1
h.1111.11I1'1 "' '''"''',1, " II ,I ,'Il.lel "I I ,'11,11'1\ "1'1"'11. 1'1"'11 111'\11" h' 11"11"\\1'1. 111.1\ 1H:lll' \lhh :I1'1"",1l;llICC'. ,h\IIlU"'" \llt'h
'1U11\ ;ullll,ll,' ~II' ... .. .1' I~ 1l"~""ilI\ I.. l'I,'h',1 11"111,,"1\ Hlll'lnl. 11I~IHIIUll!. hnl 11I'1 1i1l1l1\.',1 hi. 11I\lIuI\\.'III...ul t,1
h'.I\IIII;\1I11.' ilIIUIIl,' " ;IInl ~'nlly 111'''11 Ihe 1'1"11\11) 10' "1,1"" Iq."il' It I "\lII\'1 Inlllih'ol IlUIlIj:.lj:e in'l1I.uI,'( ;1' "
lI'\ILhll\lll 1'1 IIIol~o. II 1".111 '",,,"cII h) Ih" M.,I'I'..,.... 1I"l!I"'l"1 ,h.,1I (1.1)' Ihl' I\H'lIlilUlI\ ICllunc,1 In 11I3inliliu 'lIch
ill"I""Il'( ill dlc,\ nlll .llh linw a~ Ih... 1('I"ill'll1CIII "'1 \II,h Hl\UI.lII1'C IClIlIi";I''''' III aCclJldillllC wllh Ullftu".,'cr'l .ntl
MIO~ Ij3:~ IALL 3:W
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III,UU1t'r 'HII\'Ukll IlIukl 1';1I.1~1"l'h ~ 111'11'1"
^U)' a,I'llllllh Ih',loUl"..1 11\ 1\'1101.-11"1' ,!I,lIIt h' IIIl' 1',II.II~';II,h 1. l\'lh IlIll'I\"1 IIl,'ICllll. ,lull h"l;"l1l,' :uhlllil'II;11
Ilhlrhtnlm'\, .., 11.11""\1'1 'l'nIH.,1 h~' Ihl' r.I,"ll',Il'" 11111,' 1I"IIIlI\l'1 ,1I11~ 1I'IIIIn "1:1\',' I.. I'lhn h'lm, ,'1 1',1\1\1('111, 'urh
,Ull"llllh .h"IIIIo1.' 1',1\,:,1>'" 111'1'11 1,"11,\' (I..m I \'Ihkl h' 11"111 \1'1 1l"I"nlil'r 1'.,\IIII:nl II1\'ll'1.f, ;11111 ,11.111110\.'.11 iull'IC'1 frclllllllI:
,till' 1I11Ij,hlll"'l1IrUI .11 II.,' 1;lh' 1'.1\,.1"1,' ""11\ 11Il1l' I" tllll" .'11 1'"t\I.H\ltilll~ 1'11111'11'.,1 wukl 111\' NI.tc IInk\, 1',1\'Il\rnl (If
illll'!Cllnllllch 1;llr Willi I. I hi' l-,'Illl.ll\ I.. "I'I'I'Ilhk 1.111. III \\IH,h C\I'lIt \III It ,lIl111l1l1t. ,h,IIII.,';u iull'I."1 .11 III,' hit!lc\II;lI<:
J"'lllli"ihle IllUlrt ;\1'1'1lf..hk law. N,llhilll! ,I'II1.lillelllll 1111\ 1'.1t"I:I;II''' 7 \11.111 1\"111111.' I \.tHlrl h. IIh'ur ;lIlY l.'I...."'<: ('f 1"L.e
an)' ;\,;liull hCIl'Untlrl,
R, 11I'11UIIIIII, I CII kl ilia)' 1lI.1L.,' 1'1 ,.111'1" hi 10\' 11I,111., II';I\llnahk \'Illli," 111"1II .ulIllI1\l'l'III'"1\ "I Ih~' 1.,..1....1I~., l'I.lvlllnl
111;111 cm.lcl \11,111 ~in' 11 'IIm''''1 1,,'lin' 1'li"1 h. ;lllY "Ilh III\r\'~hl'n \Ill'ltrpll~ le.",,"ahlc ..:all'''' 11l"'ld"1 rc:l;lle..J hi l....nIlCl.'
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a\ i, ('()IH,IIO 110011 rHlr
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h\' 1111\ M,"I";l"~' ~1;lll
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,ubieel 10 Ihe rfllyi,i,
lhe nrtio", ;Iml he,l
inletrlrl Ot define Ihc .
14, Nntlet. I'll I
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'lIeh nlher ..d.llc" 01\ j
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hy 1t1"It'\Il'r \1llh,,"1
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Ihc 1111'\n',I, 1.1 .111\' .1\\,11I1 '" ,I..illl 'I" .!;lIll:II!C', .li'('l'lll' ~..t1lC'IUI'I1IIo.I, ill ~'IIIIl\('dlnl1 \\.ilh ,IIIV
,ill&: "llh.' 1'1"1"'11). "I 11,111 Ihc'I"I'1.1I1 f..r n'rl\e)',IlIU' illllell (1f [tllnkll1l1;lllIlll, ,IIC hel...h)' R"I&IlCd
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li,llo 1It111,,"rl III Ihc clo'clll ,.1 ;t 11:llli;11 1,ILillr ,II Ih,' rIllI'CIl)', IIl1k" IIntllmcr "IHI l.tl1lkr
'. Ihclt' ,h.11I he ;rl'l'liClIIiI Ihr '"111\ \C~urctl 11)' Ihi, Mt1llllil~C ~u,;h rf(lpOllil1n or Ihe flUK'!:t'lh
linn \~ hich Ihe ;11111111111 III II,,' '11111\ ,celllc.l hy Ihi, MOllltilj:t' i,"l1Irdl"lrlr plinr In Ihe dale of
Ikel \':11111" of Ill\' 1'1"''''11\' tIlHIU',h,.lclr plillt 10 Ihl' d.llt' elr laLin!:!. "i." Ihe t'l;1bncc Ilf Ihc pr(l('(c,l,
,ul"llnll., 11,.,..,,,., ,'1 If ..llf",,'li,1' 1,\' I I'm'" I It' 11"111'\\1"1 111:lllhc Clllllklllllnt e.lT~'I' 10 nl"lee
(,'1 ,I,IIII,I~"'. ",'1"'11\'1 '.Ii" It. It''I''II.1 ", I ~'Il.I.'1 lIilhiu 11l,1.1~' .llh'I Ih.' ,1,1Ic \\I,h IIl'lke i,
nl hi 0.11.'\1 ;1tI11 ,q'l.h' 1111" I''''C",',I,. OIl I ClI.!.'.', "I'lil'lI, cilhct hi u',hu:lli,," lit h'Jlait tlf Ihe
,mc.1 It.. III" M"III"'~'l'
""1\1\"11111\'11\1\1' al'h'I' III ",illl'l!. ,Ill)' \,,~h ;11'1,1t~.111I'11 ,.r 1'lCl\:ee,h ", l',indl',11 ,h"lI111l1 c,lenll
.1 Ih\' l1l11lllhh iu\I,.Huh'II" Id\'lInlll' in l"'I.'~I;ll'h, I :Inti 2 hClc,.r elr \h.ll1Gc Ihe :amnllnt or
1'11":1'1'11. "h'lIlt"" ,.1 Ih,' Illur h', 1'.1\1ll~'1I1111 m"lllri~';"I"llllf a111l"lil..llIllll.r Ihr \Un1\ 'oCcutcll
.\. 11'1l1!,-' II' ;1I1~ "h{"'o~'" III il1h'le,1 1.1 111'111"'\" ,h.11I nlll "l'el:11~' 110 ,ck.IIC. in ;\ny In:U1l1Cr.
I n"f1"."11 .111.1 11"1'''''''''' '11\\"\\1'1' ill illl~"I"1 1,'lltkl "1:11111111 he h'll"iIC,1 hi (.HlImt:.'nce
l'l',,'\"'1 1'1 Idu\,' h' ,'..11'1..111111\' It., 1',1\'mrlll .'1 ..III"l\\i'l' 11I...lih' ;IIIUuh!;IIi..n ,.f Ihe .111\1\
',' I\',I"'U ..1 .,"\ .1.-m,III1II11...k hI. tI", IltiJ:Ill..IIl,.ll.....\.1 .111111111111'\"'1" 'II,U'\\"" ill inh:lc'l.
rUlln ,.....111 \\;lIHI. '\11\ '.,11'\';";111\\' 10\ I ,'1111." ill CH'll'i'lIlll ;III~' ,ij:hll'r ".tIle..I)' IwtclIllllcr. ,It
,l.lhk 1.1.... \h,.1l 111'1 1'\' .. 1\.11'," ..1 ,'1 l'I\'rhllk Ihc Cll'''''\\' 1.1 ;111\ ,,,dl II!:!hl Ilr lelntd)'.
In' 111 Ihl' ",I\'lm'III..I..",.\ "I ,,1I,,'r hell\.1l Ih.Il~~" ht. I cOlk, \h;IIII/I\1 bC.1 W;livct (If I.ender'\
,il~' "f l"c i'lIkhh',hlt'\\ ll'IIIII'.1 hy 1111'\ ~h'"ll,li'l' .
.Iin. ^1I1l'11I,'1I1l" l.r,""lnllll Ill" r..hlll~.t~\. :11.' 1ll\Iilld ;1\111 ..'lIllllllalin. III allY I'lhc, lirhl \II
I.r ;llT,'llk.II,"'I.I" .'1 "'11111\. ;lIltl 111,1)' hc ,'\l'll'l'l',1 C"IIUlIH."t1). imlcl.....lllll'IlII). Ilf 11IeC'tuil'cl,..
\'11:.11' UlIlIIltl: .Iullll :lml S"'ll,,"l l.IahilllH l':ll'llull~. Ihe \'lwel1alll, .11111 :ll:!-reCllIrnl\ helcin
. ,i~h" hC'l'lIUtkr ,h;1l1uIIIIC In. Ihe le\pcch\-c- ."(n'".,,, 0I1l11 :I\,iE:lI\ "r I,ellller ;Ill'" IInrrnwel.
l';lI;I~I;lrh 17 In'll'l.f ^" ((In'lloIlll' ;uIlI anICl'lIIelll\ I" lIorw....cr "1.111 he joinl ;\nll \Cycntl.
01 Ihe 1'.1I,ll:f;'ph\ ..r Ih" P,hHlj::r~l' all' rill l:l1nvcnicl1~r 0111)' lInll at!: nnl lu bc Il5cd 10
.inll' hCfrllr.
..r :\0\' l1I'I..:e /l,tJllill'll IIm"', .tl'l.licJhk law lot he !:!i\'clI ill :1l1111hcr m:allnrr, (a) all" nollce In
,'Ii, M'''I~..,~\'' ,1..,111.... f"I'1I It\ IIl.,ilin)t \\Ilh lillll~~ Ity lClhfiell 1ll:,,1 :lIll.Irr\\e,1 hi IInltllwer nl
\llch "1I1n ;111,11\'\\ ." lI"IIt.\\", Hl,,~ 11,'''~n,'h' It)' lII'li~l' hi I Cl1lkl a' rlfwi,lr.1 hCldo. nnll
...11 h... ~I\"lIln u'lllli,.Ill1.1l1. It.:llltll 11'1"11'1 Inlll\',lnl, I.. I clukl't ",ltlre\\ II:IIl'll hCldlll1r 10
1" 11J;l)' \k',i",II,.h' 1'1 1I"lll'C ". lltou"'o\t:t ./\ rlll\'llk.l hCIl:Ul ^IIY 1I1llicc rmvillcll hll in Ihi,
,. ha\r hCl'lI1,.q'lII.. 11"11"'\1'1 1'1 I ,'lIIhor ....h'.ll 1~lh'll ill Ihc ","Ill''''' ,lc,I5:":tIt'd hel...in
: C;UH'lllill!: LII\; S""'f:lloilll.\. Ill" "'IIII.,lll...II,:.I!;C \l1l11hill';, I1l1If,llIlI e,well:tnl' rllt l1ali('ln,,1
..t, \Iilh III11i,,',1I.III;lllt'1I\ It,. lIui"lllI,"n h' ""II'llllOll' a IlI1irmm 'l'rllfily in,ltllllll:l1l "I,ycrinj:.
,..' ,11,.111..' 1,,'1"1\1\11 h\ 1111' 1.110' 1,llh,' jlllllll..lh'" III \\l1i.h Ih~' 1.1111....11\' j, 1.1\:,111'11 In Ihe
1.111'\' .., Ihi_ :\1"11,'.11-=" "1 1111' ('0,:,'1,' "'lIlli,l, \III" ,'I'I.It.-..hl.- 1;1\', ,...11 ,,'"llll'l ,1t,llIlh'l aU,'.1
. 111!;II'I' ,.t Ih,' N..". ....llllh l.I.1 h' lllVCI1 l'Ilnl \~illl"111 lilt' C'\IIIII~lil1&: I'I.wi'hlll, ,11111 III thi,
I '11!!;I!:l' alhlll1\' :Spt~. ;11\' .lrd.llc.1 hi I.... 'CVl',.lhk
Ih"hll\~" ,!I,III h.. 1111111'011\'11 .1 l','lIhIlIllCII CI'I')" Ilf Ihc NI'll' :11\11 ..r Ihi\ MU1IC.I~'" :II Ihe lime
linn hl''''''1.
l"lll'll~l .\\\llIlll'li,,". 11;111,,1,11I\ l'.tlllIl II,,' 1'1"11\.:11)' III ;lI1ll1h'u"llh,'It'1II i, '1.ld ,'r 11;!lI\rc"....1
1\ 1'/110' \1111..... '''"'l'lI1. l',dIll1inl: f.11 II'l' llt'alll'lI ,.1 .. Ikn III CII"IIl\1hJ:ll1\'C 'ul"...lIn;/le III
,1,"11 ..1 .1 1'"llh....' .1I,.1....} "'lll.ilt, inlc,e,1 (,II 111111\1.'1..,111 al'pll;ln~'c'. fl'l a Ir3m'l't hy dcvilc.
,." "1"'" Ihl' .1".1111 "I .1 j..1t11 Inl;lllll,r !tlllht' jtl.11I1 uf :Ill~< Ic;"cllull.l illlClesl \I'lhree t't'''I' Ot Ic"
. ,uldl:.,\., Il'lhkl Ill.". ;11 1,'lhlel" l'l'lil.n. ,ll'darc all Ihe \till" tcelllell h~' Ihil MI"I,:;\):c In he
,! 1"lule, ,11.11111.1\.' ".111\'" \ll,h "Ilium hi ""'ld~I.llc if. "d.u Itl Ihe ';lle pr Itand('r. I.emlrr
I'WI'Cllt. i\ I.. hi' ,,,1,1"1 If;ul\lclh'III~'ach ;!j:II.'I'lIlrlll ill .....,ilinj: Ihat Ihe Clt,lil or ..ueh rct\nn
.. lh.III"~' illh'lI..II'.,\,,\t11' "lIlhc \lilli' \CelllclI h)' Ihi, Mt"l~agc .hall 10... ;11 'mil 1:llc '" I.cmJrt
,'. w.III',..llh.' "1.t""1 ,,, .1~lI'kl..h' I'lItYillnl ill lhi, r.II;llllal.h 11, ;lIltl il 1I111t11.....rl.. \lICee..lonr ill
I,ll ,0\''''"1'111'11 ,11'Hnll\"l'1 .I\\I'l'lnl ill ""ilill~ "t. I ,'n.le!. I cllller ,h;lI1'ekOl'c 1I11ll.1"'cr "om ,,\I
.'\';11111111,' NI'h'
. "I"t.." ... .....1,1.0.... 1.11,1,'1 ,10.111 IIt.lll 11..1....'.-1 Ih'h..' ,'1 ,,,,,'klll,,'1I 111.1.......1.111... \\.th
.",tll" ,11"III'I",..k.1 1....11",1 "I 1I"lll'\\ IIt.1lI _'fl.I.I)' III'nlllll' ,l.111.' Ihc 1...lil.:c j, 1Il.lill"lI \\ilhlll
., \Illn, Ilnl,lIrd 1111\' II lI"IIl..~t:I I.,il\ hlpa)" ,lIrh '11111\ "Iillr hllh,. \"llilaln'/II,1 '"eh ('Criw.
, 11l1hl:l' I.r Iklll;""I!'1l ll'"1'l\'~t, tII\'1'L.c all) Il'Il1l..ll,,' 1"'II1I111C,II,)' 11,llaClill,h IR hl'rcnt,
\:1\ 11"",,,,\:1.111111 e'\llu 1I/IlltCI llw\'n.i1,1 ;1111\ ;.~rt'e;O\ Inlhw..,
.1,.111". 1'10111I 111111"1\",,,,, 11"';11 II IIf IIU" ,"\1'11:1111 Itr ;I!:'I'\'II"'III III 11111f1n\rt hi 11,1\ Mntl~:II:C'.
,"'.\ 111"'11 Ihll' :'II~ Will.. '1'llIlnl h\ Ihi, Mutl!::!!:.... 1 ('1ll11'1 Iltlm In IIntlr.alln" ,h:lllmall pollct'
'\'I,II,,,loh'I;I\\ '1"'1 11.\ illc: III tht hfe:u-II: lZllhC' mliullll'lluhcl! Illt'llIt ,Ilt'h lllnrh: (l) Q dillC'.
tin' ,hilt' IIII' lIuli,,' i\ lllailtlllu 111I1I"1"'I, In "I.ith "lth hlrndl IIIml lot' ClIft,l; unt! (4) Ihal
.'11111 hd"u' Iltl' .1,1h- 'Ilrlililll iulIn' 111111'1" ;Il:l~ 1I"'lIl1lu :UUI":llIlIlI uf Ihl" \lilli' ,crutc,1 b,.
h. jllllhlalllllOlt'l"llillC :11\11 ';lit' nr Ih,. ""'III'rl" 111l' m.lill' ,hall rurlhl'l 11lrllJlll lIuIJI11\tr nf
..'d,'lali..1I :111I111" liChll" :1",11111111,' (,,11'11,0\1111' l"'" I fllill\: Ih"'.llI.n'l'li,I\'l1u ur 1I,ltlnllll lit
II.' III :lIll'II":llillll ;,,"1 (III,',I.O\IIIC'. Illb" IIlr:lI11 i, 1I.,11Ufl'1111ll llr htlllrr Ihr ,laiC '11C'rUird
",k,\ uIIII..II 111;1_\ .1.,. !:I,,' llllu' Ihe .11I11\ 'nmr.1 h., 11tI, Mill'S:"!:!" III tiC' 11Illllrtlllllrl)" due nnd
Ill:.lltl llllll 101;11 Inll',I,..r Illi, 'I"II!::'!:I" In IUlI;.l;,1 l'II".tnllll!:. 1.1'11I1" 'hnll III' ("nllllcel III
r ,'11"'11\'" "I i"I'II"'IIlI'. 11l.lmlil1l:. "ullll.1 Iimilrd In, 1",,,,,";\I.lr lllllllllt,', Irt', 111111 "'11,1, II'
.,.h;\II.ltilll'II'I"'II\.
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" It. h..,.. .111 1'1",1\.1",1" 1"'1'1It1 11\ 1,'1..11'1 Itll'IlI"IH' 1111\ "',III&:;lI:l' .1,,~.t1l1lil1ltC\1 :'II :\1\)' li",c
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,'-:'-'/-'!:,qI// ,~..?..-
Rp(Ofdcr .:7
ALL THAT CERTAIN unit in the property known, named and
identified in the Declaration Plan, referred to below as Westwood
Village Condominium located in East Pennsboro Township, Cumberland
County, Commonwelath of Pennsylvania, which has heretofore been
submitted to the provisions of the Unit Property Act of
Pennsylvania, Act of July 3, 1963, P.L. 196, by the recording in
the Office of the Recorder of Deeds of Cumberland County,
Pennsylvania, of a Declaration Creating and Establishing Westwood
Village Condominium dated January 29, 1975, and recorded on January
29, 1975, in Misc. Book 213 at page 283, and amended by a certain
First Amendment to Declaration Creating and Establishing Westwood
Village Condominium dated May 28, 1976, and recorded on June 22,
1976 in Misc Book 222 at page 729, and a certain Second Amendment ~
to Declaration Creating and Establishing Westwood Village
Condominium dated July 21, 1976, and recorded on July 26, 1976, in
Misc. Book 223 at page 343, and a Code of Regulations of Westwood
Village Condominium dated January 29, 1975, and recorded on January
29, 1975, in Misc. book 213 at page 328, and amended by a certain
First Amendment to Code of Regulations of Westwood Village
Condominium dated may 28, 1976, and recorded on June 22, 1976, in
Misc. Book 222 at page 737, and Declaration Plan of Westwood
Village Condominium dated January 29, 1975, and recorded on January
29, 1975, in Plan Book 26 at page 15, and amended by a certain
First Amendment to Decaration PLan of Westwood Village Condominium
dated July 21, 1976, and recorded on July 26, 1976, in Plan Book 28
at page 72, being designated on said Declaration Plan of Westwood
Village Condominium as Unit No. 811, Suite 204, Enola, Cumberland
Co., Pa., as more fully described in such Declaration Creating and
Establishing Westwood Village Condominium, as the same appears of
record as set forth above, including any amendments thereto,
TOGETHER with a proportionate undivided interest in the Common
Elements (as defined in such Declaration) of Nine Hundred Thirty
Thousandths Per Cent (.930%).
BEING part of the same premises which Robert B. Failor,
Sheriff of Cumberland county Pennsylvania, by Deed dated September
17, 1975, and recorded November 6, 1975, in the Office of the
Recorder of Deeds of Cumberland County, Pennsylvania, in Record
Book 1-26, page 74, granted and conveyed unto IINC Mortgage and
Realty Investors, a Massachusetts business trust, in fee.
II
L&NU 0
7- ~99
NOTE
U~. . . 22.,. .800.00. .. . , . . , . . .. . .
. . . . . .1'11.0.1.'1 . . . . . . . . , . . . , , .. Pennsylvania
City
....., NAv'E:I1lber.l.,. .~~7.7..., 19..,.
FOR VALUE RECEIVED, Ihe undersigned ("Oorrow",,') promise(s) 10 pay..........................
;rTIIE. LOMAS ,AND, NEIl'LETON . COMPANY ... ,................... ....,... ., or order, Ihe principal sum 01
V: .TWENTY. .'tWO .THOUSAND, .EIGIIT. HUNDRED. ANn .00/100. . . . . . . , .. . . . . . . . . . . . . . . . . . . . . . Dollars, wilh
interest on Ihe unpaid principal balance lrom Ihe dale 01 Ihis NOle. unlil paid, allhe rale 01. . . 9,.0.UO . . . . . . . , . . . .
. . . . . . . . . . . . . . . . . . . , . . pereene per allllum. Principal and illlerest shall be payable at. . . . . . . , . . . . . . . . . . . . . .
. .121. N.. B.r.aad .5 treet, .l?hUade.lphia, . PA. . . . . . . . . . . . . , ., or such olher place as Ihe NOle holder may
designate. in eonseeulive monlhly inslallmenls of. . . . ONE; .IIUNDRED. ./UGIlTY. 'l'1UU::E ./WO. .5.4J.~QO. . . . . , . . . . .
, . . . . . . . . . . . . . . . . . . . . . . . . . . . Dollars (US S .183..5.4 . . . . . . . . . . . . . . . . . . , ), on Ihe. l'.i.rAt . , . . . . . , . . . .
. , . . . . . . . . . . ,day of each moneh begillning. . . . . ,January. . . . . . . . . . . . .., 19.78.. Such monlhly inslallmenl'",
shall eonlinue unlil the enlire indebledne" evidenced by Ihis Nole is lully paid, exeepl thaI any remaining indebled, '
ness, if not sooner paid, shall be due and payahle on. . . . . . . . . . . . . . . Oec.e.mher .1,. .20.07. . . . . . . . . ..
If any monlhly inslallmenl under lhis NOle is nOI paid when due and remains unpaid afler a dale specified by a
notice 10 Borrower, Ihe entire principal amount au ISlanding and accrued interest thereon shall al once become due
and payable althe oplion of Ihe Note holder. The dale specified shall nol be less Ihan Ihirty days from Ihe dale such
nOliee is mailed. The NOle holder may e.,ercise Ihis oplion 10 aeeelerale during any default hy Borrower regardless of
any prior lorbearanee. If suit is broughllo eolleellhis NOle. lhe NOle holder shall be enlilled 10 call eel all reasonable
cas IS and e.'penscs 01 suil, including, bul nol limiled 10, rcasonable anorney's fees.
Borrower shall pay 10 lhe Nole holder a late charge of... . .EQur, .((....0.001... ..... .percene of any monlhly
installment not received by Ihe Note holder Wilhin. . . . . f.i.f.tlllll).. .. . . . . . . . . . .days afler the inslallmenl is due.
Borrower may prepay Ihe principal amount oUlslallding in whole or in part. The NOle holder may require that
any partial prepayments 0) be made on Ihe dale mOlltltly inslallments arc due alld (ii) be in the amount of Ihat
part of one or more monlhly illslallmenls which would be applicable 10 principal. Any partial prepaymcnl shall be I
appliep against Ihe principal amounl outs landing and shall 1101 postpone Ihe due dale 01 any subsequent monlhly
installmenls or change the amount of such illstallments, ullless the Note holder shall olherwise agree in wrilillg.
Pr~senlment, nOlice of dishonor, and prolest arc hereby waived by all makers, surelies, guaranlors and endorsers
hereol. This NOle shall be Ihe joint and several obligation of all makers. surelies, guarantors and endorsers. and shall
be binding upon them and their successors and assigns,
Any nOliee to Borrower provided for in Ihis NOle shall be given by mailing such nOlice by eerlified mail addressed
10 Borrower at Ihe Property Address staled below, or to such olher address as Borrower may designate by nolice 10
Ihe Note holder. Any no lice to Ihe NOle holder shall be given by mailing such nOlice by eerlified mail, relurn reeeipl
requesled, 10 the Note holder allhe address slaled in lhc firsl paragraph of lhis NOle, or al such olher address as may
have been designated by nOlice 10 Borrower.
The indebtedness evidenced by Ihis Nole is secured by a Morlgage, daled. . . . . . .November. . .1, .19.7.7. . . . .
. . . . . . . . . . . . . . . . . . . . . . " and reference is made 10 the /'.IOrlgage for righls as 10 aeeelerali(ln 01 the indebledness
evidenced by Ihis NOle.
. .811, Br;lun .Drive., Sutta .204..............
17 Jd c . -...
. \.... !fl1,:>tJ l, , ~ , . ,'. :?:n ~1 (~l /';1..q . ). '
Lu....'u.~ !4. i~\l.'WL.l\.\J,du~
II
............................................
I
. .t;1)9~!I. . fA. . . . PP~.5. . . . . . . . . . . . . . . . . . . . . . .
Property Address
............................................
IEXUllft Original Dilly}
PENNSYLVANIA-I to 4 f.mily-6J7S-fHMAlFHlMC UHlfORM IHSTRUMEHT
1114
~
. .. -....
o
PA ACT 6
DATE: 09/05/96
RE: LOAN NUMBER: 577-9678061
"'AGE TWO
, =OR FURTHER ASSISTANCE, yOU MAY CALL TOLL-FREE 1-800-733-3238 FOR
fHE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA.
[F YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS,
"IRST NATIONWIDE MORTGAGE CORPORATION INTENDS TO EXERCISE ITS RIGHT TO
'CCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON ~
fHE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU
1AY LOSE THE CHANCE 10 PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY
[NSTALLEMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE
~ITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO
[NTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR
10RTGAGED PROPERTY. IF 1HE MORTGAGE IS FORECLOSED YOUR MORTGAGED
'RDPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGED DEBT.
IF FIRST NATIONWIDE MORTGAGE CORPORATION REFERS YOUR CASE TO ITS ATTORNEY,
~T YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PROCEEDINGS AGAINST YOU,
'OU WILL STILL HAVE 10 PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY
,NCURRED, UP TO S50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED
\GAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES EVEN IF
.HEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU
,WE FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE
:EASONABLE COSTS. IF YOu CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD,
'OU WILL NOT DE REQ~IRED TO PAY ATTORNEY'S FEES.
'IRST NATIONWIDE MORTGAGE CORPORATION MAY ALSO SUE YOU PERSONALLY FOR THE
'HPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE.
..
.
:F YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY DAY PERIOD AND
ORE CLOSURE PROCEEDINGS HAVE BEGUN, YOU STILL HAVE THE RIGHT TO CURE
HE DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE THE
;HERIFF'S FORECLOSURE SALE, YOU MAY DO SO BY PAYING THE TOTAL AMOUNT
IF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE,
,S WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE
ORE CLOSURE SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE.
T IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD
:E HELD WOULD BE APPROXIMATELY SIX (6) MONTHS FROM THE DATE OF THIS II
ETTER.
NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
HE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL
NCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
HAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING
UMBER: 1-800-888-5002. THIS PAYMENT MUST BE MADE IN CASH, CASHIER'S
HECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO THE
NDERSIGNED AT THE ADDRESS STATED ABOVE.
C06 1004 H70 16 P 577
_.. ...._n______.______..._
(J
o
. . [
Z 928 203 327
I
I .
DATE: 09/05/96
CERTIFIED MAIL
CONNIE L ARMSTRON~
811 BRIAN DR ~ 204
ENOLA PA 17025-1564
RE; LOAN NUMBER:
577-9678061
RE: NOTICE OF
INTENTION TO
FORECLOSE
LOAN NUMBER:
577-9678061
IEAR MORT~A~OR:
'IRST NATIONWIDE MORT~A~E CORPORATION OF ~AITHERSBUR~, MARYLAND
S THE HOLDER/SERVICER OF A MORT~A~E ON YOUR PROPERTY LOCATED AT
811 BRIAN DR ~ 204
NOLA PA 17025-1564
HE PAYMENTS ON THIS MORT~A~E ACCOUNT ARE IN SERIOUS DEFAULT IN THE
,MOUNT OF $750.22 COMPUTED AS FOLLOWS:
"
~
.
.
!
.
3 MONTHS e $243.58 =
o MONTHS e $.00 =
LATE CHAR~ES
BAD CHECK FEES
OTHER FEES
LESS SUSPENSE BALANCE
TOTAL AMOUNT DUE
$750.22
$730.74
$.00
$19.48
$.00
$.00
$.00-
OU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS
ETTER. BY PAYIN~ TO THE UNDERSIGNED, THE ABOVE AMOUNT OF $750.22
LUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHAR~ES WHICH MAY FALL
UE DURIN~ THIS PERIOD.
FIRST NATIONWIDE MORT~A~E CORPORATION
5280 CORPORATE DRIVE, FREDERICK. MARYLAND 21703
BUSINESS HOURS: 8:15 AM. - 5:00 PM. MONDAY - FRIDAY
MAILIN~ ADDRESS: P.O. BOX 9481, DEPT. 252
~AITHERSBUR~, MD 20898-9481
;06 1004 M70 16 P 577
.
(!)
II
I
I ,\
o
.
DATE: 09/05/96
~E: LOAN NUMBER: 577-9678061
~~GE TWO
oOR FURTHER ASSISTANCE, YOU MAY CALL TOLL-FREE 1-800-733-3238 FOR
THE TELEPHONE NUMBER OF A COUNSELING AGENCY IN YOUR LOCAL AREA.
PA ACT 6
IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS,
7IRST NATIONWIDE MORT~AGE CORPORATION INTENDS TD EXERCISE ITS RIGHT TO
~CCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON
fHE ORIGINAL AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU
1AY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MDRTGAGE IN MDNTHLY
(NSTALLEMENTS. IF FULL PAYMENT OF THE AMDUNT OF DEFAULT IS NOT MADE
~ITHIN THIRTY (30) DAYS, FIRST NATIONWIDE MORTGAGE CORPORATION ALSO
cNTENDS TO INSTRUCT ITS ATTORNEY TO START A LAWSUIT TO FORECLOSE YOUR
10RTGAGED PROPERTY. IF THE MORTGAGE IS FDRECLOSED YOUR MORTGAGED
'RDPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGED DEBT.
:F FIRST NATIDNWIDE MORTGAGE CDRPORATIDN REFERS YOUR CASE TO ITS ATTORNEY,
IUT YOU CURE THE DEFAULT BEFORE HE BEGINS LEGAL PRDCEEDINGS AGAINST YOU,
'OU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY
:NCURRED, UP TO $50.00. HDWEVER, IF LEG~L PRDCEEDINGS ARE STARTED
IGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES EVEN IF
.HEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU
IWE FIRST NATIONWIDE MORTGAGE CORPORATION, WHICH MAY ALSO INCLUDE THE
:EASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY DAY PERIOD,
'OU WILL NOT BE REQUIRED TD PAY ATTORNEY'S FEES.
,
,
'IflST NATIONWIDE MORTGAGE CORPDRATION MAY ALSO SUE YOU PERSONALLY FOR THE
I~PAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MDRTGAGE.
,
~ YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY DAY PERIOD AND
ORECLOSURE PROCEEDINGS HAVE BEGUN, YOU STILL HAVE THE RIGHT TO CURE
HE DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE THE
,HERIFF'S FORECLDSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT
IF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE,
,S WELL AS THE REASONABLE ATTORNEY'S FEES AND CDSTS CONNECTED WITH THE
ORECLOSURE SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE.
T IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD
:E HELD WOULD BE APPROXIMATELY SIX (6) MONTHS FROM THE DATE OF THIS
ETTER.
~OTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
HE SALE. OF COURSE, THE AMOUNT NEEDED ~O.CURE THE DEFAULT WILL
NCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
HAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING
UMBER: 1-800-888-5002. THIS PAYMENT MUST BE MADE IN CASH, CASHIER'S
HECK, CERTIFIED CHECK, OR MDNEY ORDER AND MADE PAYABLE TO THE
NDERSIGNED AT THE ADDRESS STATED ABOVE.
C06 1004 M70 16 P 577
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CERTIFICATE OF MAIL
CONNIE L ARMSTRONG
648 W MAIN ST
PALMYRA PA 17078-1510
,.,
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM
FORECLOSURE
THE COMMONWEALTH OF PENNSYLVANIA'S HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM MAY BE ABLE TO HELP YOU. READ THE FOLLOWING NOTICE
TO FIND OUT HOW THE PROGRAM WORKS.
IF YOU NEED MORE INFORMATION CALL THE PENNSYLVANIA HDUSING FINANCE
AGENCY AT 1(800)342-2397.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA. PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE LLAMANDA ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAM A
LLAMADO 'HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM' EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE.
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE
MORTGAGE PAYMENTS
d
i
DATE: 09/05/96
RE: ACCOUNT NO. 577-9678061
FROM: FIRST NATIONWIDE MORTGAGE CORPORATION,
5280 CORPORATE DRIVE,
FREDERICK. MD 21703,
DEPARTMENT 252
AC91 1004 M70 16 P 577
o
DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE TWO
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORE-
CLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE 'ACT'). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CDNTAINS AN EXPLANATION OF
YOUR RIGHTS.
UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE
ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE.
DURING THAT TIME YOU MUST ARRANGE AND ATTEND A 'FACE-TO-FACE' MEETING
WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER
CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO
WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY.
THAT MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS.
IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A
CONSUMER CREDIT CDUNSELING AGENCY IDENTiFIED IN THIS NOTICE, NO FURTHER
PROCEEDINGS IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR THIRTY (30) DAYS
AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS, AND TELEPHONE
NUMBER OF OUR REPRESENTATIVE IS:
FIRST NATIONWIDE MORTGAGE CORPORATION,
5280 CORPORATE DRIVE,
FREDERICK, MD 21703,
DEPARTMENT 252
i
~ TELEPHONE NUMBER: 1-800-888-5002
THE NAME(S) AND ADDRESS(ES) OF A DESIGNATED CONSUMER CREDIT COUNSEL-
ING AGENCY(IESI MAY BE OBTAINED BY CALLING 1-800-569-4287. I~ IS
ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE
THIS LENDER IMMEDIATELY OF YOUR INTENTIONS.
YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY
INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT
LEAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS
$750.22 THAT SUM INCLUDES THE FOLLOWING:
3 MONTHS @ $243.58 =
o MONTHS @ $.00 =
LATE CHARGES
BAD CHECK ~ OTHER FEES
LESS SUSPENSE BALANCE
$730.74
$.00
$19.48
$.00
$.00-
AC91 1004 M70 16 P 577
~
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.
DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE THREE
IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER
YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL
ASSISTANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN
ORDER TO DO THIS, YOU MUST FILL OUT, SIGN, AND FILE A COMPLETED HOME-
OWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED
CONSUMER CREDIT COUNSELING AGENCIES OBTAINED BY CALLING 1-800-569-4287.
AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT
COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST
YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED
APPLICATION TO THE PENNSYLVANIA HOUSING AGENCY. YOUR APPLICATION MUST
BE FILED OR POSTMARKED WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE
MEETING.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY.
IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FDRTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDI-
ATELY. .
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED.
THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA
ESTABLISHED BY THE ACT.
IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND
COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS
SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION.
DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED
AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU
WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR
APPLICATION.
: THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT: 2101 NORTH
FRONT STP-EET, P.O. BOX 8029, HARRISBURG, PA 17105. THE TELEPHONE
NUMBER IS (717)780-3800 OR 1-800-342-2397 (TOLL FREE NUMBER). PERSONS
WITH IMPAIRED HEARING CAN CALL 1-800-342-2397.
IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER
ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORE-
CLOSE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT
YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE I
YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE I
YOU ARE RECEIVING THAT ASSISTANCE.
I
VERY TRULY YOURS~
~
COLLECTION DEPARTMENT
1-800-888-5002
AC91 1004 M70 16 P 577
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CERTIFICATE OF MAIL
CONNIE L ARMSTRONG
811 BRIAN DR ~ 204
ENOLA PA 17025-1564
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM
FORECLOSURE
THE COMMONWEALTH OF PENNSYLVANIA'S HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE PROGRAM MAY BE ABLE TO HELP YOU. READ THE FOLLOWING NOTICE
TO FIND OUT HOW THE PROGRAM WORKS.
IF YOU NEED MORE INFORMATION CALL THE PENNSYLVANIA HDUSING FINANCE
AGENCY AT 1(800)342-2397.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPDRTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO
DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE LLAMANDA ESTA
AGENCIA (PENNSYLVANIA HDUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA.. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA
LLAMADO 'HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM' EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHD A REDIMIR SU HIPOTECA.
.
ACT 91 NOTICE
IMPORTANT: NDTICE OF HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE.
YOU MAY BE ELIGIBLE FOR FINANCIAL
ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE
MORTGAGE PAYMENTS
DATE: 09/05/96
RE: ACCOUNT NO. 577-9678061
FROM: FIRST NATIONWIDE MORTGAGE CORPORATION,
5280 CORPDRATE DRIVE,
FREDERICK, MD 21703,
DEPARTMENT 252
AC91 1004 M70 16 P 577
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DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE TWO
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORE-
CLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE 'ACT'). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ~
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF
YOUR RIGHTS.
UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE
ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE.
DURING THAT TIME YOU MUST ARRANGE AND ATTEND A 'FACE-TO-FACE' MEETING
WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER
CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO
WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY.
THAT MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS.
IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A
CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER
PROCEEDINGS IN MDRTGAGE FORECLOSURE MAY TAKE PLACE FOR THIRTY (30) DAYS
AFTER THE DATE OF THIS MEETING. THE NAME, ADDRESS, AND TELEPHONE
NUMBER OF OUR REPRESENTATIVE IS:
FIRST NATIONWIDE MORTGAGE CORPORATION,
5280 CORPORATE DRIVE,
FREDERICK, MD 21703,
- DEPARTMENT 252
t
! TELEPHONE NUMBER: 1-800-888-5002
.
THE NAME(S) AND ADDRESS(ES) OF A DESIGNATED CONSUMER CREDIT COUNSEL-
ING AGENCY(IES) MAY BE OBTAINED BY CALLING 1-800-569-4287. IT IS
JNLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE
rHIS LENDER IMMEDIATELY OF YOUR INTENTIONS.
YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY
INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT
_EAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS d
$750.22 THAT SUM INCLUDES THE FOLLOWING:
3 MONTHS e
o MONTHS e
LATE CHARGES
BAD CHECK & OTHER FEES
LESS SUSPENSE BALANCE
$243.58 =
$.00 =
$730.74
$.00
$19.48
$.00
$.00-
I
IC91 1004 M70 16 P 577
'.
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.'
DATE: 09/05/96
RE: LOAN NUMBER 577-9678061
PAGE THREE
IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS' PROBLEM AT OR AFTER
YOUR FACE-TO-FACE MEETING. YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL
ASSISTANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN
ORDER TO DO THIS. YOU MUST FILL OUT, SIGN, AND FILE A COMPLETED HOME-
OWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED ~
CONSUMER CREDIT COUNSELING AGENCIES OBTAINED BY CALLING 1-800-569-4287.
AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT
COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST
YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED
APPLICATION TO THE PENNSYLVANIA HOUSING AGENCY. YOUR APPLICATION MUST
BE FILED OR POSTMARKED WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE
MEETING.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY.
IF YOU DO NOT DO SO. OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDI-
ATELY. _
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED.
THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA
ESTABLISHED BY THE ACT.
IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND
COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS
SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION.
DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED
AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU
WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR
APPLICATION.
: THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT: 2101 NORTH
FRONT STREET, P.O. BOX 8029, HARRISBURG. PA 17105. THE TELEPHONE
NUHBEFl IS (717)780-3800 OR 1-800-342-2397 (TOLL FREE NUMBER). PERSONS
14ITH IMPAIRED HEARING CAN CALL 1-800-342-2397.
IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER
ACT 6 OF 1974. THAT NOTICE IS CALLED A 'NOTICE OF INTENTION TO FORE-
CLOSE'. YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT
YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER. IF YOU CHOOSE TO EXERCISE j
YOUR RIGHTS DESCRIBED IN THIS NOTICE. YOU CANNOT BE FORECLOSED UPON WHILE
YOU ARE RECEIVING THAT ASSISTANCE.
I
VERY TRULY YOURS,:
COLLECTION DEPARTMENT
1-800-888-5002
)C91 1004 M70 16 P 577
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ALL THAT CERTAIN Unit and the property known, named and identified
in the Declaration referred to below as Westwood Village
Condominium located in East Pennsboro Township, Cumberland County,
Commonwealth of Pennsylvania, which has heretofore been submitted
to the provisions of the Unit Property Act of Pennsylvania, Act of
July 3, 1963, P.L. 196, by the recording in the Office of the
Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium,
dated January 29, 1975 and recorded on January 29, 1975, in Misc.
Book 213 at page 283, and amended by a certain First Amendment to
Declaration Creating and Establishing Westwood Condominium dated
May 28, 1976, and recorded on June 22, 1976, in Misc. Book 222 at
page 729, and a certain Second Amendment to Declaration Creating
and Establishing Westwood Condominium dated July 21, 1976, and
recorded July 26, 1976, in Misc. Book 223 at page 343, and a Code
of Regulations of Westwood Village Condominium dated January 29,
1975, and recorded on January 29, 1975, in Misc. Book 213 at page
328, and amended by a certain First Amendment to Code of
Regulations of Westwood Village Condominium dated May 28, 1976, and
recorded on June 22,1976, in Misc. Book 222 at page 737, and
Declaration Plan of Westwood Village Condominium dated January 29,
1975, and recorded January 29, 1975, in Plan Book 26 at page 15,
and amended by a certain First Amendment to Declaration Plan of
Westwood Village Condominium dated July 21, 1976, and recorded on
July 26, 1976, in Plan Book 28 at page 72, being designated on said
Declaration Plan of Westwood Village Condominium as Unit No. 811,
Suite 204, L5. GA in Block #2, Euilding #1, known as 811 Brian
Drive, Suite 204, Enola, Cumberland Co., Pa., as more fully
described in such Declaration Plan and Declaration Creating and
Establishing Westwood Village Condominium, as the same appears of
record set forth above, including any amendments thereto, TOGETHER
with a proportionate undivided interest in the Common Elements (as
defined in such Declaration) of Nine Hundred Thirty Thousandths Per
Cent (.930%),
BEING part of the same premises which Robert B, Failor, Sheriff of
Cumberland County, Pennsylvania, by Deed dated September 17, 1975,
and recorded November 6, 1975, in the Office of the Recorder of
Deeds of Cumberland County, Pennsylvania, in Record Book 1-26, page
74, granted and conveyed unto HNC Mortgage and Realty Investors, a
Massachusetts business trust, in fee.
UNDER AND SUBJECT to restrictions of record.
TOGETHER with all and singular the Improvements, Streets, Alleys,
Passages, Ways, Waters, Water-Courses, Rights, Liberties,
Privileges, Hereditaments and Appurtenances, whatsoever thereunto
belonging, or in any wise appertaining and the Reversions and
Remainders, Rents, Issues and Profits thereof; and all the estate,
right, title interest, property, claim and demand whatsoever, of
it, the said Grantor, in law, equity, or otherwise, howsoever, of,
in, and to the same and every part thereof,
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MATTLEMAN, WEINROTH & MILLER
BY: MARISSA M. O'CONNELL, ESQUIRE
Attorney ID #66629
suite 2226 Land Title Building
Broad and Chestnut Streets
philadelphia, PA 19110
Attorneys for Plaintiff
FLEET BANK OF CONNECTICUT
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff
vs.
NO.: 97-1329-CIVIL
CONNIE ARMSTRONG
Defendant(s)
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT
TO PENNSYLVANIA RULE OF
CIVIL PROCEDURE 3129
TAKE NOTICE:
Your house (real estate) at 811 Brian Drive, Suite 204, Enola,
PA 17025 is scheduled to be sold at Sheriff's Sale on December 10,
1997, at 10:DOam in the Cumberland County Courthouse, South Hanover
Street, Carlisle, PA 17013 to enforce the Court Judgment of
$18,735,09 obtained by Fleet Bank of Connecticut.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The Sale will be cancelled if you pay to Marissa M.
O'Connell, Attorney for Fleet Bank of Connecticut, back payments,
late charges, costs and reasonable attorneys fees due. To find out
how much you must pay, you may call Marissa M, O'Connell at 215-
923-2225.
2. You may be able to stop the Sale by filing a petition
asking the court to strike or open the Judgment, if the Judgment
was improperly entered. You may also ask the Court to postpone the
Sale for good cause.
3. You may also be able to stop the Sale through other legal
proceedings,
You may need an attorney to assert your rights. The sooner
you contact one, the more chance you will have of stopping the
Sale, (See Notice on page two and how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Marissa M. O'Connell at 215-923-2225.
2. You may be able to petition the Court to set aside the
Sale if the bid price was grossly inadequate compared to the market
value of your property.
3, The Sale will go through only if the Buyer pays the
Sheriff the full amount due on the Sale. To find out if this has
happened you may call Marissa M. O'Connell at 215-923-2225.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the Sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a Deed to
the Buyer. At that time, the Buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid
for your house. A Schedule of distribution of the money bid for
your house will be filed by the Sheriff on January 10, 1998. This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the Sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
Cumberland County Court Administrator
4th Floor
Cumberland County Courthouse
717/240-6200
291/47462
ALL THAT CERTAIN Unit and the property known, named and identified
in the Declaration referred to below as Westwood Village
Condominium located in East pennsboro Township, Cumberland County,
Commonwealth of Pennsylvania, which has heretofore been submitted
to the provisions of the Unit Property Act of Pennsylvania, Act of
July 3, 1963, P.L. 196, by the recording in the Office of the
Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium,
dated January 29, 1975 and recorded on January 29, 1975, in Misc.
Book 213 at page 283, and amended by a certain First Amendment to
Declaration Creating and Establishing Westwood Condominium dated
May 28, 1976, and recorded on June 22, 1976, in Misc. Book 222 at
page 729, and a certain Second Amendment to Declaration Creating
and Establishing Westwood Condominium dated July 21, 1976, and
recorded July 26, 1976, in Misc. Book 223 at page 343, and a Code
of Regulations of Westwood Village Condominium dated January 29,
1975, and recorded on January 29, 1975, in Misc. Book 213 at page
328, and amended by a certain First Amendment to Code of
Regulations of Westwood Village Condominium dated May 28, 1976, and
recorded on June 22,1976, in Misc. Book 222 at page 737, and
Declaration Plan of Westwood Village Condominium dated January 29,
1975, and recorded January 29, 1975, in Plan Book 26 at page 15,
and amended by a certain First Amendment to Declaration Plan of
Westwood Village Condominium dated July 21, 1976, and recorded on
July 26, 1976, in Plan Book 28 at page 72, being designated on said
Declaration Plan of Westwood Village Condominium as Unit No, 811,
Suite 204, L5. GA in Block #2, Building #1, known as 811 Brian
Drive, Suite 204, Enola, Cumberland Co., Pa., as more fully
described in such Declaration Plan and Declaration Creating and
Establishing Westwood Village Condominium, as the same appears of
record set forth above, including any amendments thereto, TOGETHER
with a proportionate undivided interest in the Common Elements (as
defined in such Declaration) of Nine Hundred Thirty Thousandths Per
Cent (.930%).
BEING part of the same premises which Robert B, Failor, Sheriff of
Cumberland County, Pennsylvania, by Deed dated September 17, 1975,
and recorded November 6, 1975, in the Office of the Recorder of
Deeds of Cumberland County, Pennsylvania, in Record Book 1-26, page
74, granted and conveyed unto HNC Mortgage and Realty Investors, a
Massachusetts business trust, in fee.
UNDER AND SUBJECT to restrictions of record.
TOGETHER with all and singular the Improvements, Streets, Alleys,
Passages, Ways, Waters, Water-Courses, Rights, Liberties,
Privilege~, Hereditaments and Appurtenances, whatsoever thereunto
belonging, or in any wise appertaining and the Reversions and
Remainders, Rents, Issues and Profits thereof1 and all the estate,
right, title interest, property, claim and demand whatsoever, of
it, the said Grantor, in law, equity, or otherwise, howsoever, of,
in, and to the same and every part thereof,
TO HAVE AND TO HOLD the said above-described unit and Hereditaments
and Premises hereby granted, or mentioned and intended so to be,
with the Appurtenances, unto the said Grantee, her heirs and
Assigns, to and for the only proper use and behoof of the said
Grantee, her Heirs and Assigns forever.
,
\
"
UNDER AND SUBJECT as aforesaid.
The Grantee, by acceptance of this deed, for and on behalf of the
Grantee and Grantee Heirs, Personal Representatives, Successors and
Assigns, covenants and agrees to pay such charges for the
maintenance of, repairs to, replacement of and expenses in
connection with the Common Elements as may be assessed from time to
time by the Council in accordance with the unit Property Act of
Pennsylvania, and further covenants and agrees that the Unit
conveyed by this Deed shall be subject to a charge for all amounts
assessed and that, except insofar as Sections 705 and 706 of that
said Unit Property Act may relieve a subsequent Unit Owner of
liability for prior unpaid assessments, this covenant shall run
with and bind the land or Unit hereby conveyed and all subsequent
owners thereof.
IMPROVEMENTS THEREON: Residential dwelling
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Fleet Bank of Connecticut
vs
Connie L. Annstrong
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No, 97-1329 Civil Term
Timothy Reitz, Deputy Sheriff, who being duly sworn according to law. says on October I,
1997 at 5:25 o'clock P,M" E,D.S,T" he posted the property of Connie L. Armstrong at811 Brian
Drive Suite 204, Enola, Cumberland County, Pennsylvania with a copy of Real Estate Writ,
Notice Poster and Description according to law,
R, Thomas Kline, Sheriff, who being duly sworn according to law, says he made diligent
search and inquiry for the within named defendant, to wit: Connie L. Armstrong but was unable
to locate her in his bailiwick, He therefore deputized the Sheriff of Lebanon County,
Pennsylvania to serve the within Real Estate Writ, Notice Poster and Description according to
law,
LEBANON COUNTY RETURN: Danny L. Heilman, Deputy Sheriff, being duly sworn
according to law, deposes and says that he served the within NOTICE OF SHERIFF's SALE &
WRIT, NOTICE POSTER upon Connie L. Armstrong, the within named defendant by handing a
true and attested copy thereof, to her personally on October 7, 1997 at 8: 14 o'clock A,M" at her
place of employment, 50 west cherry street, Palmrya (Bora) Lebanon Count). Pennsylvania and
by making known to her the contents of the same. So answers Danny L. Heillman Deputy
Sheriff for Michael 1. DeLeo Sheriff.
Lebanon County return hereto attached,
R, Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the
above Real Estate Writ, Notice Poster and Description in the following manner: The Sheriff
mailed the within named defendant, to wit: Connie L. Armstrong a notice of the pendency of the
action by certified mail marked DELIVERY ONLY TO ADDRESSEE, to her last known
address at 50 Cherry Street. Palmrya. Pennsylvania. This letter was mailed under the date of
October \3" 1997 and the certified letter was returned to the Sheriffs Office on November
6, 1997 with reason marked UNCLAIMED,
R, Thomas Kline, Sheriff, who being duly sworn according to law, says that he served the
above Real Estate Writ. Notice Poster and Description in the following manner: The Sheriff
mailed the within named defendant, to wit: Connie L. Armstrong a notice of the pendency of the
action by regular mail to her last known address at 50 Cherry Strect. Palmr)"a, Pcnnsylvania.
This letter was mailed under the date of October 10, 1997 and was never returned to the Sheriff s
Office,
R, Thomas Kline, Sheriff. who being duly sworn according to law. says that after duc ans legal
notice had becn given according to law. exposed thc within describcd premises at public venue or
outcry at the Court House, Carlisle, Cumbcrland County, Pennsylvania. on January 7,1998 at
10:00 o'clock A,M.E,S.T., aI'd sold the same for the sum ofS 22,508.26 to William Fearen.lt
being the highcst bid and the best pricc received. William Feurcn being the buyer in this
Execution paid to R. Thomas Kline, thc sum of $ 23,758,60 it being bid price poundage etc.
sheriff s costs listed below,
, .
"
.
,
,- ft
.
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED,
SHERIFF SALE NO. 2
Held January 7. 199B
Date: February I, 1998
TAXES: Receipts for all taxes for the years 1994 to 1997 inclusive. Taxes for the current year
1997,
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below,
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated , 1998, and recorded
, 1998, in Cumberland County Deed Book ,Page
RECITAL: Being the same premises which HNC Mortgage and Realty Investors, by Deed dated
October 6, 1977 and recorded November I, 1977, in the Office of the Recorder of Deeds in and
for Cumberland County at Carlisle, Pennsylvania, in Dced Book "M", Volume 27, Page 703.
OTHER EXCEPTIONS:
I . The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of parties in possession, if any, othcr than the owner,
3. Unrecorded easements, discrepancies or conllicts in boundUJ"j lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
4, Payment of State and local Real Estate Transfer Taxes, if required,
5. Declaration for Westwood Village Condominium recorded in Miscellaneous Record
Book Book 213 Page 283,
6, Code of Regulations recorded in Miscellaneous Recore! Book Book 213 Page 328,
. 7, DECLARATION OF COVENANTS recorded in Miscellaneous Record Book Book 2\3
Page 364,
8, First Amendment to Declaration recorded in Miscellaneous Record Book Book 222 Page
729,
9. First Amendment Code of Regulations recorded in Miscellaneous Record Book book
222 Page 737,
10, Second Amendment to Declaration recorded in Miscellaneous Record Book Book 223
Page 343.
II. Third Amendment to Declaration recorded in Miscellaneous Record Book Book 236
Page 225,
12, Forth Amendment to Declaration recorded in Miscellaneous Record Book book 236
Page 250.
13, Fifth Amendment to Declarution recordcd in Misccllancous Record Book Book 240 page
884,
14, Sixth Amendment to Declaration recorded in Miscellaneous Record Book Book 241
Page 836,
15, Seventh Arncndmentto Declaration recordcd in Miscellaneous Record Book Book 249
page 323,
, , .
, ,
. "
16. Eighth Amendment to Declaration recorded in Miscellaneous Record Book book 282
Page 323,
17. Ninth Amendment to Declaration recorded in Miscellaneous Record Book book 333
Page 769.
18. Tenth Amendment to Declaration recorded in Miscellaneous Record Book Book 329
page 561.
19. Eleventh Amendment to Declaration recorded in Miscellaneous Record Book Book 357
page 542,
20. Revised Eleventh Amendment recorded in Miscellaneous Record Book Book 361 Page
374.
21. Declaration Plans of Westwood Village Condominium in plan Book 26 Puge 15
Amendments in Plan Book 28 Page 72: Plan Book 33 Puge 28: Plun Book 34 Page
100: Plan Book 35 Page 3; Plan Book 37 page 7: Plan Book 52 Page 41: Plan Book 56
Page 97; Plan book 56 Page 126; und Plan Book 57 Page 94.
22. Rights of Pennsylvania Power & Light Company and The Bell Telephone Company of
Pennsylvania acquired by Miscellaneous Record Book book 206 Page 809.
23. Rights of The Bell Telephone Company of Pennsylvania and Pennsylvania Power &
Light Company acquired by Miscellaneous Record Book Book 208 page 816.
24. Rights of Riverton Consolidated Water Company acquired by Miscellaneous Record
Book Book 212 Page 414.
25. Rights of Riverton Consolidated Water Company acquired by Miscellaneous Record
Book Book 213 Page 652.
26. Rights of Pennsylvania Power & Light Company and The Bell Telephone Company of
Pennsylvania acquired by Miscellaneous Record Book Book 214 Page 332.
27. Rights of Riverton Consolidated Water Company acquired by Miscellaneous Record
Book Book 220 page 162,
28. Rights of Pennsylvania power & Lights Company and Ithe Bell Telephone Company
of Pennsylvania acquired by Miscellaneous Record Book Book 234 Page 826,
29. Rights of Riverton Consolidated Water Company acquired by Miscellaneous Record
Book Book 235 Page 749,
30. Rights of Pennsylvania Power & Light Company and The Bell Telephone Company of
Pennsylvanian acquired by Miscellaneous Record Book Book 241 Page 476,
31. Rights of Riverton Consolidated Water Company acquired by Miscellaneous Record
Book Book 246 Page 796,
32, Rights of Pennsylvania Power & Light Company and The Bell Telephone Company of
Pennsylvania acquired by Miscellaneous Record Book Book 249 Page 865.
33, Rights of The Bell Telephone Company of Pennsylvania and Pennsylvania Power &
Light Company acquired by Miscellaneous Record Book Book 250 page 330.
34, Rights of Pennsylvania Power & Light Company and the Bell Telephone Company of
Pennsylvania acquired by Miscellaneous Record Book Book 25 I Page 230,
35. Rights of Pennsylvania Power & Light Company acquired by Miscellaneous Record
Book Book 328 page 262,
36, Rights of The Bell Telephone Company of Pennsylvania and Pennsylvania Power &
Light Company acquired by Miscellaneous Record Book Book 336 Page 672,
37, Rights of The Bell Telephone Company of Pennsylvania and Pennsylvania Power &
Light Company acquired by Miscellaneous Record Book book 336, Page 681.
... '
.
I
, (
38. Rights of Sammons Communications, Inc. acquired by Miscellaneous Record Book
book 333 Page 953.
39. Rights of Pennsylvania Power & Light Company acquired by Miscellaneous Record
Book Book 334 Page 226.
40. Rights of Sammons Communications, Inc acquired by Miscellaneous Record Book
book 341 Page 428.
41, Satisfactory evidence to be produced that proper notice was given to the holders of all
liens and encumbrances intended to be divested by subject Sheriff Sale.
42. Mortgage given by Connie L. Armstrong to the Lomas and Nettleton Company, dated
November I, 1977 and recorded November I, 1977 in Mortgage Book 632, Page 328,
in the just sum of $22,800.00. Said mortgage was assigned to Fleet Bank of
Connecticut by instrument recorded May 19. 1997 in Miscellaneous Record Book 547,
Page 971.
43. Municipal Lien in favor of the Township of East Pennsboro against Connie L.
Armstrong filed September 22, 1988 in the Office of the Prothonotary of Cumberland
County in the Mechanics and Municipal Lien Docket No. 28120 MLD 88, in the amount
of $374.22.
44. Municipal Lien in favor of the Township of East Pennsboro against Connie L.
Annstrong filed June 26, 1991 in the Office of the Prothonotary of Cumberland County
in the Mechanics and Municipal Lien Docket No. 30419 MLD 91, in the amount of
$532.95.
45. Municipal Lien in favor of the Township of East Pennsboro against Connie L.
Armstrong filed October 18. 1992 in the Office of the Prothonotary of Cumberland
County to No. 1994-5972 Civil Term, in the amount of $532.95.
46. Judgment in favor of the Council of Westwood Village against Connie Annstrong
entered December 9, 1993 in the Office of the Prothonotary of Cumberland County in to
file no. 3902 Civil 1993, in the amount of $711.72.
47. Judgment in favor of the Council of Westwood Village against Connie Armstrong
entered April 4, 1996 in tbe Office of the Prothonotary of Cumberland County in to file
no, 1996-1828, Civil Term, in the amount of $1.904,34,
48. Judgment in favor of the Council of Westwood Village against Connie Armstrong
entered April 4, 1996 in the Office of the Prothonotary of Cumberland County in to file
no. 1996-1829, Civil Term, in the amount of $320.54,
49. Judgment in favor of the Council of Westwood Village against Connie Annstrong
entered September 11, 1996 in the Office of the Prothonotary of Cumberland County in
to file no. 1996-5038, Civil Term, in the amount of $434,74.
50. Judgment in favor of Fleet Bank of Connecticut against Connie L. Armstrong entered
March 14, 1997 in the Office of the Prothonotary of Cumberland County in to file no,
1997-\329, Civil Term, in the amount of$18,735.09,
51. Municipal Lien in favor of the Township of East Pennsboro against Connie L.
Armstrong filed October 8, 1997 in the Office of the Prothonotary of Cumberland
County to No, 1994-5972 Civil Term, in the amount of $2,629,68,
52. The legal description for the subject premises recites, illter alia, that the premises is
conveyed "TOGETHER with a proportionate undivided interest in the Common
Elements (as defined in such Declaration) of Nine Hundred Thirty Thousandths Per
Cent (.930%). Pursuant to the Eleventh Amendment to the Declaration recorded in
Miscellaneous Record Book 357, Page 542, the undivided interest in the Common
Elements was reduced to 0,534% and the legal description for the subject premises
should reflect this amended interest.
53. Satisfactory evidence to be produced that there are no unpaid condominium
assessments, fees, charges, late fees, fines and interest for either prior or current years,
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1.
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Marissa M. O'Connell at 215-923-2225.
2. You may be able to petition the Court to set aside the
Sale if the bid price was grossly inadequate compared to the market
value of your property.
3. The Sale will go through only if the Buyer pays the
Sheriff the full amount due on the Sale. To find out if this has
happened you may call Marissa M. O'Connell at 215-923-2225.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the Sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a Deed to
the Buyer. At that time, the Buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid
for your house. A Schedule of distribution of the money bid for
your house will be filed by the Sheriff on January 10, 199B. This
schedule will state who will be receiving that money. The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the Sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Court Administrator
4th Floor
Cumberland County Courthouse
717/240-6200
291/47462
..
ALL THAT CERTAIN Unit and the property known, named and identified
in the Declaration referred to below as Westwood Village
Condominium located in East Pennsboro Township. Cumberland County,
Commonwealth of Pennsylvania, which has heretofore been submitted
to the provisions of the Unit Property Act of Pennsylvania, Act of
July 3, 1963, P.L. 196, by the recording in the Office of the
Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium,
dated January 29, 1975 and recorded on January 29, 1975, in Misc.
Book 213 at page 283, and amended by a certain First Amendment to
Declaration Creating and Establishing Westwood Condominium dated
May 28, 1976, and recorded on June 22. 1976, in Misc. Book 222 at
page 729, and a certain Second Amendment to Declaration Creating
and Establishing Westwood Condominium dated July 21, 1976, and
recorded July 26, 1976. in Misc. Book 223 at page 343. and a Code
of Regulations of Westwood Village Condominium dated January 29.
1975, and recorded on January 29, 1975, in Misc. Book 213 at page
32B, and amended by a certain First Amendment to Code of
Regulations of Westwood Village Condominium dated May 28, 1976, and
recorded on June 22.1976, in Misc. Book 222 at page 737, and
Declaration Plan of Westwood Village Condominium dated January 29,
1975, and recorded January 29. 1975. in Plan Book 26 at page 15.
and amended by a certain First Amendment to Declaration Plan of
Westwood Village Condominium dated July 21, 1976, and recorded on
July 26, 1976, in Plan Book 28 at page 72, being designated on said
Declaration plan of Westwood Village Condominium as Unit No. 811,
Suite 204, L5. GA in Block #2. Building #1. known as 811 Brian
Drive. Suite 204, Enola, Cumberland Co., Pa.. as more fully
described in such Declaration Plan and Declaration Creating and
Establishing Westwood Village Condominium, as the same appears of
record set forth above, including any amendments thereto, TOGETHER
with a proportionate undivided interest in the Common Elements (as
defined in such Declaration) of Nine Hundred Thirty Thousandths Per
Cent (.930%).
BEING part of the same premises which Robert B. Failor, Sheriff of
Cumberland County, Pennsylvania, by Deed dated September 17, 1975,
and recorded November 6, 1975, in the Office of the Recorder of
Deeds of Cumberland County, Pennsylvania. in Record Book I-26, page
74, granted and conveyed unto HNC Mortgage and Realty Investors, a
Massachusetts business trust, in fee.
UNDER AND SUBJECT to restrictions of record.
TOGETHER with all and singular the Improvements. Streets, Alleys,
Passages, Ways, Waters. Water-Courses. Rights. Liberties,
Privileges, Hereditaments and Appurtenances. whatsoever thereunto
belonging, or in any wise appertaining and the Reversions and
Remainders, Rents. Issues and Profits thereof; and all the estate,
right, title interest, property, claim and demand whatsoever, of
it, the said Grantor, in law. equity, or otherwise, howsoever. of.
in, and to the same and every part thereof,
. "
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
L
be sold
calling
If the Sheriff's Sale is not stopped, your property will
to the highest bidder. You may find out the bid price by
Marissa M. O'Connell at 215-923-2225.
2. You may be able to petition the Court to set aside the
Sale if the bid price was grossly inadequate compared to the market
value of your property.
3, The Sale will go through only if the Buyer pays the
Sheriff the full amount due on the Sale. To find out if this has
happened you may call Marissa M. O'Connell at 215-923-2225.
4. If the amount due from the Buyer is not paid to the
Sheriff, you will remain the owner of the property as if the Sale
never happened.
5. You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a Deed to
the Buyer. At that time, the Buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid
for your house. A Schedule of distribution of the money bid for
your house will be filed by the Sheriff on January 10, 199B. This
schedule will state who will be receiving that money, The money
will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after.
7. You may also have other rights and defenses, or ways of
getting your house back, if you act immediately after the Sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Court Administrator
4th Floor
Cumberland County Courthouse
717/240-6200
291/47462
.
ALL THAT CERTAIN Unit and the property known. named and identified
in the Declaration referred to below as Westwood Village
Condominium located in East Pennsboro Township, Cumberland County,
Commonwealth of Pennsylvania, which has heretofore been submitted
to the provisions of the Unit Property Act of Pennsylvania, Act of
July 3, 1963, P,L, 196, by the recording in the Office of tha
Recorder of Deeds of Cumberland County, Pennsylvania, of a
Declaration Creating and Establishing Westwood Village Condominium,
dated January 29, 1975 and recorded on January 29, 1975, in Misc.
Book 213 at page 283, and amended by a certain First Amendment to
Declaration Creating and Establishing Westwood Condominium dated
May 2B, 1976, and recorded on June 22, 1976, in Misc. Book 222 at
page 729, and a certain Second Amendment to Declaration Creating
and Establishing Westwood Condominium dated July 21. 1976, and
recorded July 26, 1976, in Mise, Book 223 at page 343, and a Code
of Regulations of Westwood Village Condominium dated January 29,
1975, and recorded on January 29, 1975, in Misc. Book 213 at page
328, and amended by a certain First Amendment to Code of
Regulations of Westwood Village Condominium dated May 28, 1976, and
recorded on June 22. 1976, in Misc. Book 222 at page 737, and
Declaration Plan of Westwood Village Condominium dated January 29,
1975, and recorded January 29, 1975. in plan Book 26 at page 15.
and amended by a certain First Amendment to Declaration Plan of
Westwood Village Condominium dated July 21, 1976, and recorded on
July 26, 1976, in Plan Book 2B at page 72, being designated on said
Declaration Plan of Westwood Village Condominium as Unit No. 811,
Suite 204, L5. GA in Block #2, Building #1, known as B1l Brian
Drive, Suite 204, Enola, Cumberland Co., Pa., as more fully
described in such Declaration Plan and Declaration Creating and
Establishing Westwood Village Condominium, as the same appears of
record set forth above, including any amendments thereto, TOGETHER
with a proportionate undivided interest in the Common Elements (as
defined in such Declaration) of Nine Hundred Thirty Thousandths Per
Cent (.930%).
BEING part of the same premises which Robert B. Failor, Sheriff of
Cumberland County, Pennsylvania, by Deed dated September 17, 1975,
and recorded November 6, 1975, in the Office of the Recorder of
Deeds of Cumberland County, Pennsylvania, in Record Book I-26, page
74, granted and conveyed unto HNC Mortgage and Realty Investors. a
Massachusetts business trust, in fee.
UNDER AND SUBJECT to restrictions of record.
TOGETHER with all and singular the Improvements, Streets, Alleys,
Passages, Ways, Waters, Water-Courses, Rights, Liberties,
privileges, Hereditaments and Appurtenances, whatsoever thereunto
belonging, or in any wise appertaining and the Reversions and
Remainders, Rents, Issues and Profits thereof; and all the estate,
right, title interest, property, claim and demand whatsoever, of
it, the said Grantor, in law, equity, or otherwise, howsoever, of,
in, and to the same and every part thereof,
". .'
,
. " .
TO HAVE AND TO HOLD the said above-described Unit and Hereditaments
and Premises hereby granted, or mentioned and intended so to be,
with the Appurtenances, unto the said Grantee, her heirs and
Assigns, to and for the only proper use and behoof of the said
Grantee, her Heirs and Assigns forever.
UNDER AND SUBJEC~ as aforesaid.
The Grantee, by acceptance of this deed, for and on behalf of the
Grantee and Grantee Heirs, Personal Representatives, Successors and
Assigns, covenants and agrees to pay such charges for the
maintenance of. repairs to, replacement of and expenses in
connection with the Common Elements as may be assessed from time to
time by the Council in accordance with the Unit Property Act of
Pennsylvania, and further covenants and agrees that the Unit
conveyed by this Deed shall be subject to a charge for all amounts
assessed and that, except insofar as Sections 705 and 706 of that
said Unit Property Act may relieve a subsequent Unit Owner of
liability for prior unpaid assessments, this covenant shall run
with and bind the land or Unit hereby conveyed and all subsequent
owners thereof.
IMPROVEMENTS THEREON: Residential dwelling
WAIT OF EXECUTION and/or ATTACHMENT
, .'
. .' .
NO. 97-1329 CIVIL 19_
CIVIL ACTION. LAW
:J
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COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
Fleet Bank of connecticut
from
Connie L. Armstrong, 64B W. Main St., Palmyra
PLAINTIFF(S)
PA 1707B-1510
,
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To sallsfy the debt, Interest and costs due
(1) You are directed to levy upon the properly of the defendant(s) and to sell
at B11 Brian Dr., Suite 204. Eno1a PA 17025. (See attached Legal
DEFENDANT(S)
Real estate located
Description)
(2) You are also directed to attach the properly of the defendant(s) not levied upon In the possession of
GARNISHEE(S) as follows:
and to not"y the garnishee(s) that: (a) an attachment has been Issued; (b) the garnishee(s) Is/are enjoined from paying any
debt to or for the account of the defendant(s) and from delivering any properly of the delendanl(s) or otherwise disposing
thereof;
(3) If properly of the defendanl(s) not levied upon an subject to a<<achmenlls found in the possession of anyone olher
than a named garnishee, you are directed to notify hinvher that he/she has been added as a garnishee and Is enjoined as above
stated.
Amount Due $lB, 735.09
Interes1 5/21/97 to9 12/10/97
$625.24
L.L.
Due Prolhy
Other Costs
$.50
$1.00
Atty's Comm %
Atty Paid $190. 9B
Plaint"f Paid
Date:
June 26, 1997
Lawrence E. Welker
by:
Deputy
REQUESTING PARTY:
Name Marissa M. 0' Connell, Esquire
Address: 100 S. Broad St., Ste 2226
Philadelphia PA a 19110
Attorney for: Plaintiff
Telephone: (215) 923-2225
Supreme CourllD No. 66629
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Interost In the real property situated In /7:J J;' I~ JlI'J ';'H J.,,,,
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Cumbml1\nd County, Pa., kncmn ilP,j numbered as: '/1 /.8ltCt,=.J.).
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this writ and by this reference incarporc:led herein.
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THE PATRIOT NEWS".
. .. .
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No 587. AoolOvoo Mav 16 1929
Commonw.alth 01 P.nn.ylvanla, County 01 Dauphin} II
FfBnk J. Epler being duly sworn according to low. deposes ond says:
That ha la the Controller 01 THE PATRIOT.NEWS CO" e corporation organlzad and axlatlng undar the lawa of the
Commonweellh 01 Pannaylvanla, with lis principal office and place of buslneas at 812 to 818 Markat Street. In the
City 01 Harrisburg, County 01 Dauphin, State of Pennsylvenle, owner and publisher of THE PATRIOT.NEWS and THE
SUNDAY PATRIOT-NEWS newspapers of general circulation. printed and published at 812 to 818 Market Street, In
the CIIy, County and State aforesaid; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS were established
March 4th, 1854, and September 18th, 1949. respeclively, and all have been continuously published ever since;
Thatlhe printed notice or publication which Is securaly altached hereto Is exactly as printed and published In
their reguler dally and/or Sunday and Metro edilionsllssues which appeared on the 21st and 28th day(s) 01 October
and the 4th day 01 Novamber 1997. That neither he nor said Compeny Is Interested In the subject mailer 01 said
printed notice or advertising, and that all of the allegalions of this statement as to the lime, placa and character of
publication are true; and
That he has personal knowledge 01 the facts aforesaid and Is duly authorized and empowered to verify this
statement on behalf of The Patrlot.News Co, aforeseld by virtue and pursuant to a resolulion unanimously passad and
adopted severally by the stockholders and board of directors 01 the said Company and subsequently duly recorded In
the office for the Recording 01 Deeds In and lor said County 01 Dauphin In Miscellaneous Book "M",
Volume "., Pac' 317. ~ - ,~
PUBLICATION .,/-:1:.:.' ~ ~____
COpy 'sW(;"rn to and subscribed before me Is 24th da
SALE #2 1101"/1&1 54 '/
T8II\' l. Ru.."n, ,P
HaI""g. 03
"" Ctll1lNuioll ExpooH June 6, ,
....,., f\.. -tf ..
A.D,
/.?2.
RY PUBLIC
expires June 6,
1998
a.JMBERLAND COUNTY SHERIFFS OFRCE
roJRT I-OJSE
CARLISLE, PA. 17013
5.tiltement of Ad..utlIIJng COin
To THE PATRIOT.NEWS CO" Dr,
For publishing the notice or publicalion allached hereto
on the above slated dates $
Probating same (1) Notary Feels) $
T~~ $
415,01
1.00
416,01
Publisher's Receipt for Advertising Cost
THE PATRIOT-NEWS CO" publisher of THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general
circulation, hereby acknowledge receipt of the aloresald notice and publication costs and certifies that the seme have
been duly paid, THE PATRIOT.NEWS CO,
By....................................................................
l
_;'t" 0 ,I)";
...., .',
, . . .
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LA W JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L,I784
STATEOFPENNSYLVANIA :
55.
COUNTY OF CUMBERLAND :
Law:
matt(
state'
"'ltl~~I:,p_art or the Illlme premlsea itor of the Cumberland Law Journal, of the County
ucrt B, rallor SherllT r . C
Cumberland County. Pe~lvnnJ 0 ;hng to law, deposes and says that the umberland
~dn::,::;~NSePlember 17, 197~: the Borough of Carlisle in the County and Slate
the Offlceorthe ~c~~r~r~' ~ and designated by the local courts as the official
~U':::~~d BCounty, Pennsy~~, ;a1 notices, and has. since January 2, 1952, been
granted and ~~~v:~~' u~~:e H~~ and that the printed notice or publication attached
~=~~eu "':~ ~ty Investors. a the regular editions and issues of the said
lee. Ie USlne.. lrust. In dates,
~~:.,';;;~ SUaJECTto ....tr1c.
k 1997
..~~~thallandslngular
to Urne by th - UUlU UUIe -
with th e Council In accordance
e Unit Property At:
sylvania and ~ t of Penn.
a . urther COVenants and
gTees that the Unit conveyed by thJs
~ shall be subJeclto a charge for
amounta Il5SesBed and th
cepllnsofar See a~ ex-
of that /lllJd ~nlt ~ns 705 and 706
reUeve a subsequent ~ ~ may
IJabtJJty for Prfor unpaid "- er or
! ::: ~ shall run wlJ:'~~ authorized to verify this statement by the Cumberland
veyed and all or Unit hereby con- II circulation, and that he is not interested in the subject
thereof. .ubsequetll OWners ,ement. and that all allegations in the foregoing
IMPROVEMENTS T :r of publication are true.
Resldenua/ dwelling HEREON:
~im'
R08
and Slate a
Law 10urn
aforesaid,
legal perie
regularly:
hereto is I
Cumberh
viz:_
SWORN TO AND SUBSCRIBED before me this
24 day of OCTOBER. 1997
P
I
I
~~) L, ~
NOTARIAl SEAL
100S E. SNYDER, Holory Public
Ca~iu. 80"" Cumbsriond Co"",,". PA
My Commiuan Expir.. Marett 5. 2001
.')1. 0.0"
/
,., 6'.#
. . . ,
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LA W JOURNAL
(Under Act No. 5117, approved May 16, 1929), P. L.17114
STATEOFPENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, EsquIre, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn. according to law. deposes and suys that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid. was established January 2, 1952, and designated by the local courts as the official
legal periodical for the publication of alllegul notices, and has, since January 2. 1952, been
regularly issued weekly in the said County, and that the printed notice or publication attached
hereto is exactly the same as was printed in the regular editions and issues of the said
Cumberland Law Journal on the following dates,
viz:
OCTOBER 10.17.24.1997
I
I
I
I
.j
i
I
!
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of gene.....l circulation. and that he is not interested in the subject
matter of the aforesaid notice or adveltisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
BALurAn: IIAL& NO. II ~ /l /'I/l..
ROglr M~~::nth~, E~itor
SWORN TO AND SUBSCRIBED before me this
24 day of OCTOBER. 1997
~~ L. ~~
1o/0TI\RIAl SlAl
lOtS! SNYDER, tlolory Public
C.rlid. 8000. Cumb.lion<! County. PI.
My Commi..on upir.. Marth ". 2001
~'. '.' ~
Wrlt No, 97.1329 Civil
F1eol 8ank oC ConnocUcul
va,
Connlo L, Armslrong
Ally,: Mortaao O'Connoll
AlJ.1llAT CERTAIN Unlt and tho
propony known, nomod and IdonUnod
In tho DoclaroUon n:Comd 10 bolow
.. WnllWOd VllIogo Condomlnlum 10-
calod In Easl Pennsboro Township,
Cumborlnnd County. Commol1Vo'04lth
oC Pennsylvnnla, which has h=lo-
Con: boon submUlod 10 tho provtatons
oC tho Unll Propony Acl oC Pennayl,
vonta. Acl or July 3. 1963. r,L, 196,
: by the recording In the DCOce of !.he
, ~rdor or lkods oC Cumbc:rland
County. Pennsylvania, of a Declnrn.
; Uon Cn:aUng and EstabUshlng W..I.
, IWOd VlIIago Condominium, dalod
: January 29. 1975 and n:cordod on
JlUIuary29. 1975, In Mlae, Book 213
! 01 pogo 283. and amondod by a cor'
I lain FlraIAmondmonl to Doclnrouon
Cn:aUng and Eotabllshlng w.:sllWOd
Condominium dalod May 28. 1976,
and n:cordod on Juno 22. 1976. In
MIse. Book 222 a' pogo 729, and a
certaln Sooond Amondmonllo Doc.
lorauon Cn:aUng and EolabllslUng
WoalWood Condomln1um datod July
2I,I976.andn:oonlodJu1y26,1976,
In MIse, Book 223 _I pogo 343. and
a Code of ReguIaUOns or WoalWood
Vlllago Condomln1um dalod JanulU}'
29. 1975. and n:cordod on JanulU}'
29. 1975. In MIse, Book 213 al pogo
328. and amondod by a corlaln FIrat
Amondmonllo Codo oC RogulaUons
oC WoallWOd VWogo CondomInium
dalod May 28. 1976, and n:cordod on
June 22. 1976. In Misc. Book 222 al
page 737. and DocloraUon Plan oC
WoalWood VWage Condomln1um dal.
od January 29, t975, and n:cordod
January 29. 1975, In Plan Book 26 al
page 15. and amondod by a certain
FlraIAmendmenllo DocloraUon Plan
of WoalWood VWogo CondomInium
dalod July 21. 1976, and n:cordod on
July 26, 1976. In Plan Book 28 at
page 72. bc:lng dcalgnalod on aaJd
Doclarauon Plan oCW..lWood VlIIogo
Condomln1um.. Unll No. 811. Sullo
204,1..5. GAin 810ck a2, 8ulldlng aI,
knownos811 BrlanDrl"",SuUo204,
Enola, Cumbc:rland Co.. Pa.. os man:
fully descrlbed In such DoclaroUon
Plan and DocloraUon Cn:aung and
EolabUahlng Wl:slWood Village Con'
dominium, as the same appears of
n:cord sel forth ab""", including any
amendmenla thon:lo. TOGETHER
with a proportlonale undlvldod Inlor.
calln the Common E1emonts los de-
nnod In such DoclaroUOn) oC Nine
Hundred Thlrty Thouaandlha Per Cenl
(.930%).
. ."
,
. . . ,
BEING part oC tho s.mc pn:ml""a
which Rubc:r! 8, fallor. Sherif( oC
Cumborland Counly. Pennsylvania.
by Deod dalod Soplembc:r 17. 1975.
and recordod Novembor 6, 1975, In
tho om.. oc the Rocorder oC!keds oC
Cumborland County. Pennsylvania,
In Rocord Book 1.26. page 74.
granlod and convoyed unlo IINC
Mortgage nnd ~nJty Investors, 0
Massachusetts business trust. In
Ceo.
UNDER AND sUIlJECT 10 n:atrlc.
Uons oC n:tord.
TOGETHER with all and alngular
the Imp"""ments, Streets. Alleya,
Possages, Ways, Waters, Water-
Couraea. Rights, UberUea, Pr1vt1egea.
Hereditaments and Appurlenances.
whalaoever then:unlo bolonglng. or
In any wlae apperlo1n1ng and the Ro.
versions and Romalnd...., Rents. Is,
sue. and PralIts then:or: and all the
calalo, rlghl. UUe Inlen:al, property.
c10Jm and demand whalsoever, oC U,
the ooJd Granlor, In law. equJty. or
otherwlse. hO\\'ll()CVOr. oC, In, and 10
tho ..me and every port then:oC.
TO HAVE AND TO HOLD the ooJd
above'dcscrlbed Unu and HeredUa.
ments nnd ~mJses hereby gmnled.
or menUonr.d and Jntended RO to be.
with the Appurtl:nancos, unlo tho
ooJd Grantee, hoc heirs and Assigns,
to and Cor the only proper uso and
bc:hooC oC the ooJd Grantee, hoc Heirs
and Assigns Co""",r.
UNDER AND sUIlJECT os afon:.
saJd,
The Granlee, by acceplance oC lh1s
doed, Cor and on bohaJroCtheGrantee
and Granlee Heirs. Personal Repn:.
senlaU..., succ....rs and Assigns.
covenants and agn:ca 10 pay such
charges for the maintenance 0(. re-
pairs 10, n:placemonl of and ""Jlenaes
In connection with the Common Ele.
ments os may be 05Se9Sed Cram time
to time by the Counc" in accordance
with the Unit Properly Act oC Penn'
sylvania, and further covenants and
agn:ca thai tho UnU conveyod by this
!ked .hall bo sub)ocl to a chargo Cor
all amounts assessed and that. ex-
cept InsoCar as SccUons 705 and 706
oC Ihal .ald Unlt Property Acl may
n:lleve a subsequont Unlt Owner oC
liability Cor prlor unpald asaesaments,
this co""nanl shall run with and
bind the land or UnU hen:by con.
veyod and all subsequent owners
thon:oC.
IMPROVEMENTS THEREON'
RoaldenUaI dwelUng ,