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Richard J. Plorce
Court Administralor
OFFICE OF THE COURT ADMINISTRATOR
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
1 Courthouso Squaro . Carlislo. PA 17013
Phone Taryo N. DIxon
(717) 240.6200 Asslstanl Court Administrator
(717) 697.0371
(717) 532-7286
(717) 240.6462 FAX
MEMORANDUM
TO:
The Honorable Edward E. Guido
- L.
Taryn N. Dixon, Assistant Court Administrnl~;"'-'~~? i Lf-/
FROM:
DATE:
June 18, 200)
] 395 Civil 1997
INRE:
WS95 A LIMITED PARTNERSHIP
v.
JOSEPH A. BRESKI
The above case is assigned to you for a non-jury trial. Please provide me with copies of
your scheduling orders and final disposition date so that) can monitor the case for
statistical purposes,
Attachment
PRAECIPE FOR LISTING CASE FOR TRIAL
(Must be typewritten and sul:mitted in duplicate)
JUN 1 5 2001,09
TO '1llE PIDrHOl'Ol'ARY OF CUMBERLAND COUNl"i
Please list the following case:
for JURY trial at the neJ\t term of civil ~t;::: 0
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(X I for trial without a jury. S;'l,; ::::
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CAPTION OF CME '.. _. :"! " ;
(entire caption lIUSt be stated in full) (check one) €L
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( I Civil Action~- r;aw :i,
"<:: 'oJ
(X) Appeal from Arbitration
(Check one)
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WS~5 A Limited Partnership
(other)
( Plaintiff)
vs.
Joseph A. Breski and
Nancy L. Breski
The trial list will be called on
and
Trials conmence on
(Defendant)
Pretrials will be held on
(Briefs are due 5 days before pretrials.)
(The party listing this case for trial shall
provide forthwith a copy of the praecipe to
all counsel, pursuant to local Rule 214.1.)
vs.
No.
Civil
1395
19 97
,
Indicate the attorney who will try case for the party who files this praecipe:
Donald S. Mazzotta, Esquire
Indicate trial counsel for other parties if Jma,.m:
James L. Goldsmith
II
This case is ready for trial.
Signed:
Date:
t /,2,-/0 J
,
,
, ,
PrLnt Name: DonsldS
J('
Attorney for: Plaintiff
WS95A Limited Partnership .
IN THE COURT OF CCl<!MOH PLEAS
GffieERIArm COtTi'I'F!, ~N'HSY.WA~II.A.
v.
Joseph A. Breski and
Nancy L. Breski
No.
97-1395 Civil
NOTICE OF APPEAL
FROM AWARD OF EOARD O~ A.1lEITRATORS
TO '1'2 PROTF.ONCTA.~Y:
Notice is gillen t~t WS95A Limited Partnership
a;>peals from
the award of tr.e board ot' arbitrators entered in this case on 6/1/98
A jury trial is demanded L:1. (cr.eak~ box if a jury trial is
demanded. Cthel"..rise jury trial is ~.aived.)
I barebj certify tf'l.at '
(1) tr.e compensation of the arbitrators r.as been paid, or
(2) application has been made for ~ermission to proceed L~
forma. pauperis. (stri!re
L~appli~abl= clause.)
NOTE:
The, demand fo
from comwlso
by.Rule i007.1
orr..ey for Appellant
jury trial on appeal
arbitration is l1:OJlerned
(b) . -
(b) No a.t'f'ida'lit or verification is required.
I
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below that which is alleged as due.
7, Admitted,
8, Denied.
NEW MATTER
9, At the time of default, Defendant Joseph Breski spoke with officials at Loyola Federal
Savings and Loan including Jim Pryde (Loan Officer, Baltimore, Maryland), and GiI Beckhardt
(Assistant Vice President-Indirect Lending, Mechanicsburg, Pennsylvania),
10, Loyola Federal Savings & Loan, acting by and through its authorized agents, Pryde and
Beckhardt, agreed to forebear from taking any action with respect to the default for an agreed period of
time during which Defendants could cure the default by paying the arrearage,
II. Loyola Federal Savings & Loan, acting by and through its authorized agents, Pryde and
Beckhardt, further agreed, in consideration of a lump-sum payment of arrearages, to negotiate a
modification of the loan tenns by extending the tenn to accomodate the Breski's need for a lower
monthly payment.
12, Defendants Joseph and Nancy Breski perfonned their part of the agreement by tendering
full payment of the arrearage, This payment was accepted by the bank,
COUNTERCLAIM
13, Defendants incorporate paragraphs 9 through 12 of this Answer with New Matter and
Counterclaim herein as if set forth in full,
14, In breach ofthe agreement, the bank levied upon and seized the collateral without
proceeding to renogotiate the terms of the loan.
15, As a result of the breach. Defendants have lost the value of the contract and any equity in
.
3. Paragraph 11 of Defendant's New Matter is denied. After
reasonable investigation, Plaintiff is unable to ascertain the
truth or falsity as to this paragraph of Defendant's New Matter and
the same is therefore denied and strict proof thereof is demanded
at the time of trial.
4. Paragraph 12 of Defendant's New Matter is denied. After
reasonable investigation, Plaintiff is unable to ascertain the
truth or falsity as to this paragraph of Defendant's New Matter and
the same is therefore denied and strict proof thereof is demanded
at the time of trial.
WHEREFORE, Plaintiff, WS95A Limited Partnership,
respectfully requests this Honorable Court to dismiss Defendant's
New Matter and enter judgment in favor of the Plaintiff and against
the Defendant in the amount set forth in the Complaint.
ANSWER TO DEFENDANT'S COUNTERCLAIM
5. Paragraphs 1 through 4 of Plaintiff's Reply to
Defendant's New Matter is incorporated herein as if the same were
set forth in detail.
6. Paragraph 14 of the Defendant's Counter Claim is denied.
After reasonable investigation the Plaintiff is unable to ascertain
the truth or falsity as to the whether or not the Defendant ever
had an agreement with Loyola Federal Savings and Loan and the same
is therefore denied and strict proof demanded at the time of trial.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
WS95A LIMITED PARTNERSHIP,
Plaintiff,
vs,
JOSEPH A. BRESKI & NANCY L. BRESKI,
No. 97-1395 Civil
Defendants.
AMENDED COMPLAINT
AND NOW, COMES the Plaintiff, WS95A Limited Partnership, by and
through its attorney, Donald S. Mazzotta, Esquire, of
Law Offices of Donald S. Mazzotta, P.C., and hereby files the
following Amended Complaint:
1. WS95A is a limited partnership authorized to do business
in the Commonwealth of Pennsylvania with its principal address at
121 Water Street, Suite 200, Baltimore, MD, and is hereinafter
referred to as "Plaintiff."
2. Joseph A. Breski is an individual residing at 217 Zion
Road, Newburg, CUmberland County, Pennsylvania, and Nancy L. Breski
is an individual residing at 217 Zion Road, Pennsylvania,
Cumberland County, Pennsylvania and both are hereinafter
collectively referred to as "Defendants."
3. On or about the 30th day of June 1995, Plaintiff entered
into an agreement to purchase certain loans from Loyola Federal
Savings Bank and pursuant to the terms thereof, obtained an
Assignement of Notes and Collateral Documents. A copy of the
Assignment of Notes and Collateral Documents is marked Exhibit "B"
and is attached hereto and made a part hereof.
4. Attached to the aforesaid Assignment of Notes and
Collateral Documents marked Plaintiff's Exhibit "B" is a loan
number listing of files so acquired by Plaintiff from Loyola. The
underlined loan number in question which is the subject matter of
this Complaint has been underlined. A copy of said attachment is
marked Plaintiff's Exhibit "C" and is attached hereto and made a
part hereof.
5. Defendants defaulted for failing to make payments when and
as due, and Plaintiff incurred a loss.
6. The outstanding balance due from Defendants to Plaintiff
is $6,763.12, plus interest at the contract rate of 13.250 per
annum.
7. Demand for payment has been made upon Defendants, but
Defendants have failed or refused to pay.
8. Under the terms of Agreement, Plaintiff is entitled to
reasonable attorney's fees of 15.000%.
WHEREFORE, Plaintiff seeks judgment against Joseph A. Breski
and Nancy L. Breski in the amount of $6,763.12, plus interest,
reasonable attorney fees and
BY:
......
ASSIGNMENT OF NOTES
AND COLLATERAL DOCUHENT9
THIS ASSIGNMENT OF NOTES AND COLLATERAL DOCUMENTS (this
"Assignment") is made as of this 2>....1-. day of ::r"...., 1995, by LOYOLA
FEDERAL SAVINGS BANK (the "Assignor") in favor of WS9SA, LIMITED
PARTNERSHIP, a Maryland limited partnership (the "Assignee"),
witnesseth:
Ree! tals
The Assignor and Beacon Financial Group, Inc. ("Beacon") have
entered into a Loan Sale Agreement dated as of April 7th, 1995 (the
"Agreement") .
Beacon has assigned
Ltc, '-'ho has assigned
Assignee,
its interest in the Agreement to WS IV,
its intereso: in o:he Agreement to the
The hssignor and o:he Assignee hav~ agr~ed that the purchase
fer o:he tean Assets (as that tern is defined in the Agreement) is
NO~-: ,!'H::REFORE, t.he .;ssignor a;=ees .",.i th the ;.ssi;nee as
f.::llo'~'s :
-
1. T=ansfer and Assignment. The ~ssig~e= hereby delivars and
--~"sFe-s -0 the 'Ss;~"ne all 0" ~'ne 'ss;g"~-'S ~;g'n~ ~;~le ana'
....--.. -.... ..." --;:..- - - "". .... - ........ -- ...., '--"'- ,
i~~eres~ :~ and to (a) ~~e p=omisso:-y ~~tes describes on Exhibit h
ao:-:ached hereto (colleco:ively, the "::otes"); (b) ~n::, and all
c.ccu~ents, instrwnen~s and agree:ents securing the Notes
(c:Jllecti':ely the "security Documents"); (e) all nedificao:ions
thereto a~d substitutions and replace=ents for the Notes and the
Security Jocuments; (d) all of the Assignor'S rights (including,
~i~houo: li=itation, the right to receive paJ~ents of principal and
i~o:erest). remedies and privileges under the !io~es and the Security
Documents; and (e) all records and d:Jcumeno:s with respect to the
foregoing.
2. payment. In
hssets, the Assignee
Assignor acknowledges
full payment of the purchase of the Loan
has delivered to the Assignor, and the
receipt from the Assignee, the sum of
IN WITNESS WHEREOF, the Assignor has caused this Agreement to
be executed under seal by its duly authorized officer as of the day
and year first above written.
I-IITNESSjATTEST: )Jsz-
A 2', r 7
LOYOLA FEDER1\L SAVINGS BANK
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By: ,-'-.' ----~ f'v'\,A.-S (SEAL)
Name: .\C I'd .',It;
Title: S.( \..J
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djs/ws9S.asg
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V E R I F I CAT ION
I, Donald S, Mazzotta, Esquire, state that I am not a party to
the action but that at the request of the Plaintiff, WS95A Limited
Partnership, and based upon knowledge, information, records, and
documents supplied to me by the Plaintiff, the averments set forth in
the Complaint are true. A Verification executed by the Plaintiff can
be supplied at time of trial or upon request,
I understand that false statem
the penalties of 18 Pa, C,S. ~4904 rel
authorities,
nts herein are made subject to
ing to unsworn falsification to
Date:
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WS95A LIMITED PARTNERSHIP,
Plaintiff
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LAW
v,
: NO, 97-1395 Civil
JOSEPH A. BRESKI and
NANCY L, BRESKI,
Defendants
: JURY TRIAL DEMANDED
PRAECIPE
TO THE PROTHONOTARY:
Please enter my appearance on behalf of Defendants, Joseph A. Breski and Nancy L, Breski, in
the above-captioned matter,
Respectfully submitted,
CALDWELL & KEARNS
/-7
By:
James L, Golds ' ,Esquire
/ Atty, I.D #27 5
V~31 North ont Street
Harrisburg, PA 17110
(717) 232-7661
Attorney for Defendants,
Joseph A. Breski and Nancy L. Breski
Dated: April I, 1997
CERTIFICATE OF SERVICE
AND NOW, this 1st day of April, 1997, I hereby certifY that I have served a copy of the within
document on the following by depositing a true and correct copy of the same in the V,S. Mails at
Harrisburg, Pennsylvania, postage prepaid, addressed to:
Donald S, Mazzotta, Esquire
938 Penn Avenue
Pittsburgh, PA 15222
CALDWELL & KEARNS
/
A
By _
85232-1
97-132
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff,
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No , (j 7 ~ I 3 (( Ii" 6..;..:1 /.A.A-..
WS95A LIMITED PARTNERSHIP,
vs,
JOSEPH A. BRESKI & NANCY L. BRESKI,
Defendants,
COMPLAINT - CIVIL ACTION
AND NOW, COMES the Plaintiff, WS95A Limited Partnership, by its
attorneys, Law Offices of Donald S, Mazzotta, P,C" and
respectfully presents its complaint in civil action against the
Defendants above-named upon a cause of action whereof the following
is a statement:
1. WS95A Limited Partnership is a corporation doing business
at 121 Water Street, Suite 200, Baltimore, MD, and is hereinafter
referred to as "Plaintiff."
2, Joseph A. Breski is an individual residing at 217 Zion
Road, Newburg, Cumberland County, Pennsylvania, and Nancy L, Breski
is an individual residing at 217 Zion Road, Pennsylvania,
Cumberland County,
Pennsylvania and both are hereinafter
collectively referred to as "Defendants."
3, Defendants purchased personal property and entered into a
written agreement (hereinafter "Agreement") for the purpose of
financing the purchasing of the personal property,
A true and
correct copy of Agreement is marked Exhibit "A", attached hereto
and made a part hereof,
LO'," 'I,A CONSUMER SERVICES. INC
'n~ I "fl. INSTALLMENT SALE CONTRACT
..
DOlllr Numblr
Conlrlcl Numbl'
"
I' .., I.'n~ Co,BuYlrl Nlmo Ind Add'oss
',Iu')o Counly Ind Zip Codel
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Solllr (Dollor'l Namo Ind Mdrass,
I;VlT.IH' Cm.\'f,OU1' co.
1l01: 131:7
IIlIHUSIlUl;G, PlI ]711:l~
I. . 'I" cnlllract, thl! wnrrl, "I", "motl, "my" ill'" "mino" folor to the Buyer nnd Co-Buyer. The words flyoulland "your" rofor to Ih8
. , I ilIul, .,f!tn assigl1ll1l1l1t of 111Is co,,',ncl. 10 Loyula Consumor Services, Incorporated. "Goods" rofors to tho vehicle, vessol or olhor
" . ,., It" purchasod undnr this conllatl.
I , fluy Iha good. dascrlbod balow 10' cash 0' on cladll. Tha caah p,lca IS shown balow IS "Cash Prlca," The credll p,lcela ahown balow as
.' ,II Salo P,lce," By signing Ihll conllocl, I choose lu buy Ihe goods on credll undlr Ihe lelms on Iha Iron I and blck ollhls conlrlcl.
I "P,lY you, in addlllon to Iny downpaymenl or Irade,ln, Iho Unpaid Balance 01 Cash Price plul my Olher Chl'ges end a Finance Chlrga II
I' . /',,"lIal Pe,cenlega Rale shown below (accruing dally, beginning on Ihe dalelslgn IhlS Conl<acll on Iho Unpaid aalance 01 Cash Price and
I",. Olhor Chacgas whiCh remain unpaid, I will pay you Ihose amounls in monlhly Inslallmenls as schaduled below,
II ."Iplltn 01 Good., I ag,eo 10 buy Ind Ihe Selle, agrees 10 solllhelollowlng goods:
"U'od YOlr Make and Modal Slylo Idanllllcallon No,
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FEDERAL TRUTH,IN,LENDING DISCLOSURES
--
.';' '11M PERCENTAGE RATE
.. '.1)'11 olrny r.redllllS n
',' '1., rnln.
FINANCE CtlARGE
The dollar nmount
Ihe c,edll will coSI
me,
Amount Fln.neld
The amount 01 clodll
provided to me alan my
bahall.
Totll 01 PlY mini.
Tho amount I will hnvo paid
Ilia, I ha.o mlde all pay,
mania as schedulod,
-~ ,,,
2f4Ge,40
i,U~..,42 s
;CGflG .lJ( S
,,{, S
r~.. "'ym.nl SChldul1 Will BI:
('
I" ';1....., If a Plymentls mo,e than 10 dayslete. I will pay a lite
r.I,. .", 01 2% of tha lala paymant for aach month It remains unpaid,
I', ',"ymanl,1I1 pay 011 early, I will nol ha.o 10 pay a ponally and I Will
I"~ . '!.! entitled 10 a relund 01 part of tho finance charge.
r"'l,'" Foes. $ l:Lr~. .
Number 01 Pay men IS
Amounl 01 Paymenls
~
Use lor Which Pu,chased
Q)Xparlonal IJ buslnass
o eg,lcullu,al 0
Totll Sill Prlcl
Tho 10111 coal of my
purchase on credil. including
my dOW~f~~'2~nrl ~'
S r.: IS
s
31493,25
Securlly Intellll.1 am Ulving a secunly mle'Bst in the goods being pur.
chasod. '
Addlllonat Inlormlllon, See Ihe olher sido ollhls co"lracllo' mo'aln,
10lmallon Including informal Ion aboul nonpayment. delaul!, any r8'
Quued 'rpayment in lull belore the scheduled dale. prepaymenl
refunds and secuuly Inleresl. .
nl"'11ATIOH OF AMOUNT FINANCED
1 C."." Prlce,Conslallng ollAI Cash Price 01 Goods Sold
. :11 ~_c_paraI8 Charges,lf any. for Delivery. Installation. Repair or Other Services
i
s
s
, I'" " Oownpaymant g Nel Trade.ln S
Your Trade.ln Is a
2(;4D.95
FlIi'lll liVE:
Mo~.1
-~.~,(.. H
] ~JJi
Year
311""li.!..!!.alance 01 CUh P,lco (\ minus 21
.. CaSh Downpayme,,1 S
C1l/lrsr.I':/l
Make
~I.\",,,, Cha,gaslncludlng Amounls Paid 10 Olhe" on My Bohall:
. \ CoSI 01 Optional Mechanical nepalr Insurance Paid 10 Ine Insurance Company Named Below.
C_~..'lng Ca,llln M~_~enlcal Ropel" S .
'1 CoSI 01 Opllonal C'odll Inaurance lor Iho Term ollhls Conlract Paid 10 Ihalnsurance Company or
~omp.nl.. Nemad aelow. lila S (<~ ,Ill Dlsablllly, Accldenland Heallh S ] 062 .17 S
(; Olllcl.1 Fee. Paid 10 Go.ammenl Ago"cl.s Ll EU FEJ' S
'I T.... NOllncluded In Cash Prlca S
" Oovernmenlllcense andlor Regislr~tlo" Foes !Hemlze)
S
I'" ~ove,"mltnt Cerllllcallt of Tille F!~. S
, Other Charges (SeIIlJl musI Idenllfy who will receIve paymont and describe purpose) , S
-- ..----.. ..-
10 lor. , . _.... S
.~.._....-... "."'-.-..-.-.. -. ..-....-..---.---.......-.
'-
2] 201. eo
S
21381.,m (11
$
S
WlI
]68(;.98
5.00
('G7,85
24.110\"(\ff'S
]~\t,(1 ,
N/.(i<.H\B\ T
N/lI If I
-
1u lur
_._-~----- ~---_..~.
"'I~_O.!.~~I Chllgoa Ind Amou"la POld,!!,_ Olho'a ,o"My Bohall
~ ~!l'" '. nlll~r!~!.t! IP'lnclpa~!J!lanCe Owod) (3 ... 4)
II" II, 7 I"d 8 110 {8 ,:!~ancI Cha,go . '
I . , "I:rlnd uoumlng I 7 Tolal 01 Payml"lo (TlmeOllancl) (5 + 6)
I", 'nil plymonll on 8 Paymenl Sehodulo: ono Inallllmlnl 01 S 4 ;2, ~4
Ill' "'11)5 and In tho
Ill, 'lilt!; scheduled, s_.__4_j~", :!oach. monlhlv. boglnnlng --11..1.1:1'
on Ihe dotes .hown In Iho Ply~ont IChodul~:, '.
s
Njll
--s
.-Z::TO.u,;o',,,,.'- .
s
s
S
and ~ Inllallmonll 01
I ~ ~, 19-1!~and duo
I ,. "
20606.98 (5)
Tl13 .42 (61
204CB.4\l (7)
, \ '\.
h, ,. ,''c., II any Inaulaneo 10 chock,d bOlow, Iho policies or eOl\lIleolOO luued by Iha Companlea named will deaerlbelhelB<ms
;II . . '1I11lillons,
'(0,," ,'"I Moehanleal Rapall Insuranel, Tho call of Ihls In.urane, Is .hown In 4A of Ihahomllltlon sbove.
I". '1':11 Company Term:
I 'lJ~duelible 0 S50 Oeduclible 0 S Oeduclible
.' ',Ilonal Credit Insuranel, Credit 11I0 In.urence end c<tdlt dlsablllly Inlulaneo are nul roqulred 10 oblaln credlland will nol be plovlded
'" -",,1 Ilgn for Ihem and eg'eelo pey Iho eddllional coSl, III wentlhls In.urancel will check Iheln.urance deal red and Ilgn below, II I
,.'" "hosen Ihl. lnauranco.lhe cOlli. .hown In 4B of Ihohoml,"lion above,
ChIck Ihalnsurancl dulltd: O(liIle (Buyer 0 ;Qj,BUYII 0 Bolh 01
CJ<RlsabllllY. Accldenland Heallh IBuyol Onlyl
ClJ:..!..Ul~r.ll.'l' '''-~ ('n rr.r..l.\ Illr.r., 1.11\
(Name ollnlu,o'l (Home Olllce Addreul
UII'" , pnllcy 01 dulgnaled Inourel. maxll"um amounl ollnlUlanco undellhls conlrecl I. S :!1l4 111; ,4 r.. and 1r:f,~ma~1 ollnsu,anci
u"'" 'hlo and II1YJ>l\f8lln'Jlo'I~~lracl of Ihe Buyer under Jleller~qr~up policy, Is IImlled 10 S to '.1 '--
.. ,/-~d~' 'ell b!.09.Jl/L-
DI',.", ';I~ature 081e Co,Buye,Slgnlture Ol'e
Ph!"',,1 damagllnsurancl con rIng bolh our Inlllllla alao la Itqulrod, bUlla nolanllablllhrouah you,
NO LIABILITY INSURANCE INCLUDED, This covorogo Is not available through you.
I "1I'" '01 lho tOlm. and condition. .ot forlh on both .Ide. of thl. Ag,eomonl and acknowledga Ihal thl. conllacl for .alels contlnnent
UIIlJ" , "'/010 Con.umer SOl vice., Inc.'. accoplence of the cledllltrm. In Ihls con"act, which lorm. a,e .atlsfactory to you and to me,
NOTICE TO BUYER
Dn ",,1 sign this contract in blank. You are entitled to an oxoct copy of the contract you sign.
l(cl!1' It 10 protect your rights, '
,~_ ,~.' /I'J.,/)4"",.R!,
BII, 'f ~H11I5 (>
I!,' I ".fIliI''' f>>.
71 C),}l (IV ,f, ~L~'U'"
Co.Buye, S,g?~
BUI"'I ilclmowledges receipt of a completed copy of this contract at the time of signing,
_.. ,_'..r.,L (//. /.s'iA~ .:I. /!:HccJIC,;
Ull/'" !,I{Jn!;
,/
Colll1.,nrs and Other Ownlls _ A co.buyel l~ a v(:,son who 15 fC:~"'JOMhh! I(,f IJaymo tho cnlnl! debl. An' other owner"lS a PelSU" whose
r.i)l' .' I ,II" the tille 10 tho good!. bul ~ho dCJC:~ nol havo 10 pay lhu (h~lJ! B) !.lgll,no hp.low ;hQ olhe. owner grants you a security tnlo'es11n
Ib' -:. '."I~, IhlS Will pc' mil you 10 repos5ess Iho gUOd5 Illho BUYClllnd Co-Duyel..1 all) I dclaulls as duscllbod on Ihe back ollhlS conUacl.
("I' ',I:f1cr signs hem
Addfp.ss
"
TI1O', , ''''H,cl is horeby accoplod by Solie, ond assigned to Loyola Consumer Selvice., Inc,,'whlch esslg
10""" ,! \Iv tho COlporalion alllS ollico. al 219 Eo" Meln Streel, Mechanlc.bu,g. Penn.ylvanla 17055,
"
~I 111 be effective when
E' ' ;III'~QLIi!l\ CO,
1",
, ,
NOTICE: SEE OTHER SIDE
i Ill;' Original As!.ociation COllY
.',,.,
y
OW: Ooalor'. CoPV
PINK: Buver'. COPI
"
BLUE: A~e~r\~!"wv,'.' q
i:'JI',:n
l.I' It..
tt~...-
~--...
OTHER IMPORTANT AGREEMENTS
....ymcnt Scht'dultt I .Im 0111''1.,:'.11 :.010:'" II'tl11lhly !n,,~~:lll'.Hl1~
on the fl;I".'~ ~t'l").....rlr1 Ill.! Il.JVlI\t:'H \r.. ..{"l.: 01' :h'.' 'f(rl~ Ilf Itlj'o
r.onll,.fL 5111('1: ",', Fln,lno' r.h,'flll'ljtt':r:lp.~ d~JJ""", ,11.jt''' (.nn~l~tl'nllv
""'1'1 tn IljJ\'ll":rJ mv 1f1'tiillmf'l~ts. my I:.n (J~vmlll't ",\'I!! hI; If:\"! than
nl1f:ll'lh~tJ. l~ 1 .1m r.'"",i\t':lltIV lJll:, 1l1~ :..\1 1I.I..l.\f.":....:l1 hi' 11HHI'
Hhsn \ClwdlJh'o. 1 "I ,IV flfj'II.1V this fJllhptl'Jn. I~' ..,iUj!I' f,r :" I"ir~.
~: dflV ttrnl',
OwnlJuhip and Risk of Lon. , "ll"~(: II, P,ll '/I.J'., -Il! i .):,1: ~j' II'"
thi\ CulHrJet '!'.I.'~I .1 1111! qoc,l!\ ,J!!! d;IIM,j'j..d. (jt-\:''''P,!J Cf "~.~.,~,,:
I aqlf!~ '101 to "t,!1I Of lriJllst~, pra'il!\'ilfm of 1111.' :I'~fj~j', III ..'!'(,.I
the CjO(a1\ frQt11 'hl' ~t.lte of 111',. /';\1\11:111':,:. ,I!. 'lld,l'.l~"I: 1.I,:n. 'I'J'"
'It ~h.\ t.n;H~"!':". 1.:1:h,~, !h,I:1 ~'.P111'If.I',b' ....."1. " ,'I-'j
i;I:';!;I"~'\'I', "J';' i Iu ':.'J;IJ~I: !ii" '!\ll;';. :..1'. 'I' '_',!~' 011",
I ..v.it "l'l~'.' ~"". '1'.1... \':I;U"!" ll"'fl'!'.! .! ,'n. ~/' . . 'il,.,f::; ,', ,11,', ',1'
')/ 1 t, lI.' I' t r .: _ :" ... IIJ 11 J'" .i" \' , .111,1 " '~ ' i I \ . t II r .1/ Y' 11" '. . t.' ' " j ~
':!~m Chdl~I~:; Ii" thl' 'IU':'lS, j .I'}n':jl tu p'rl.,V 111,. ;1'1111'''': :.I~"l, ',".
.I~l( fOf I:,
S~~uritv Intr.I'!u 11:',ln' /", " ',"f:',' 'Y .... "",f .j.,. ';-,'. ", ",.
f.'Url':hJH~d,'tr,'" Off;,:"':':'" :il"r'!l,~ Il':! I 'If~} "f r.. . ';q,. :"l~' ' :
J!lU t~tJl.lc.~.:..,..-' ::....:'. '. ,~"i"'! ,'~ t'" 'l:Jq:~'. ~ -...1.... '. ",":.:
.l:~f) r!J:,~rs il' '-,;'1"..1'1:'; ,:'11"'1;11;\ ,I'": '::. I':~' ~ f, .. '~"I' ;"!' ..':,
:t!tl"~lI!d If! . ',',',.:.. If, ,t ,::, ." .J'-,"(, ".
'.;on'r;t"; ~ ." .'. .,:~,: .:! L':." ' ... I" .
nn Ill', !,,~ I;'~' ", :.'!'~t:'1 ,,'" 1"+'1"'" .,. :1',. r.~;":'j':' ~., '.."C .'..
J.1yn,,,nt 0' 1! IIlHIt!f1!O: I ....'...... '."', tl,,~ r:'J'l!':Ir;' :j'1I1 1M :,,,'( ".1"...',.
~~:1,~~.:oll. r:,.~. ", 'T :! il"'i'j!H~'''''~~ ,jl ~h... e,I."Il." ~~ ,,1\, .: ,'.
my oll'....t .Jlf~':I"'l'!llh'l n'ioj l.rj!:~I~r.t.
nequired Insurance.l.nr(;f!ta purl.:hlJwcll',l: ,,~t,:'I>,! 11:.; l'~r.r., ::~,.'"
"qr. that IHotrr.a hoth m',. i~tr::I!SI ,1l'tl ,/()Uf ,n!~','~! (11 ~h11 (]lnrls. I
Will purr.h&l~'~ tt~ s ,r.,\,{;I:;CJl in Stl~h ,,'!'H~[1I11~ ',::-: r~:. 'dC~) f:;J'-"'iI'i"~
JS '1/ltl ~1::t~UI'J;)I." ":'1\1'1,:, If ,11 ,':1'; " ':~,.. 0:1' '(~,; ~h,; :,"m lIf t',.;
carl:'",;' , .!'~ ':)t hil..~ th.~ 1l:t1';.'.d r' I.... C" "'.:n., :''1',' ,,''';'~
insurant::': for Ir.~
'(ou ,.lfe ufl'l~( Ill) ohh'litlllJII I') l"l, 01/10' 'r;',.jlo1!".t!, IIIJl '1101'1 Il', ,II
If yoa de,;;rp I' ','hI b~'I ';.tllt:1 r..! tl":,>.. CiJ',-,!rJ!11!'i, ,'JII ;.1;, ',;:
1l1P, knO'.'" .....r1~~ 'Yrl'~ it I:; llnd tt'l'! r;1)MlIC , f!11l,:t P3',. Th~ r."~i"i'"
will c.onsist ot the co~t of ~h~ ,n'i'41JI'C'; .;.If'ld .1 LIl"',~{>": chJnl'~. ,It
the hlIJl1cU IOj.... tul CCJrIH.\,;t PltP.. I ..Ij"~': to n<J" !tl.. t~I',,'rll' ill I,.';t.....
insidllml!nu - u\')Ofl \'11th fIll' IJ:I'o'mC!lt<; ~rn'...n (in th,~ flil/"W1't ~("I~"
dulp.,
If 1I',f: lJor.~j) ':'fo~ ItJ\1 :" ':i,ll\.;.I!1{!d I ,j'!P.... :i'.!~ ..nil l.'iJY Ij'," '1" f
imutanr.p. 'j,.!'~:~rnfmt elfh"., !') r~lI.Jrr th.: ':'f,:j', I' :0 .lIm:', VJ .~'.
debt.
Optional In\urance or Sf!fvice Contract~. T!t;, ~'j'\~' ...-': n'I',' ~.,.,
tain chLlr~l!') ""11 IJ()tutll,,1 r.!illlj"I:(l I,f 'i'~''';f,'. ';ljn~~...I:h I' '.'.;
900fh .1fl! "::H)\~~"i'::cl. I "'lrel! lI'~! ,'0'1 111:1':' C':I'"l t,......,...f,... u',r:,"
'hf!sP' r.ontr,lC!t, dnrt H:flllt'FJIC' ttl(1ll tr} f1b~J'" r..f"flla '01 ,m'.'J ;'.
,!d Ch')ffJ":.
Insurance or S~f1"ir..! Con"act Chdrllc~ Rt.'fllnll~d It) Yl)1l If .uIV
chingl:' for reQuireu inS~HilIlCf': 1$ rcturncrJ to '/OU. il may 'If! cr.~rjlt.
ed to my account or U~f:11 to tHlY similal in,uranc:~ rJr inl.iUIJnrl!
which COV~I$ only yuu, Inl~Jcst 1I\ tltl! 'Jp.hicll!. Anv refund on
optional InUIr,)nc\: or st'r....cl' r.ontraC!5 uhfOlllll:t1 hv ',Oil WIll ,..,
creditl'd to rn'~ JCCOUIII. Thf~Sf! creflll!: will fl!flucc my hal,lI1c!.'
ONl"d hut o\"lli not hi! Cfln'il(h'red ~\dVIT\N'!~!t I,f ,In\' lu\t.)lIm,.n:
cJue, I Will hI: f'lt)liflrt! of what is dO~I~,
Requi,ed R.payment on Full Belore the Scheduled Date, 11 I !"iI
to UiJ\' ,lilY :ld'/m'mt Ltr:I;lIIdin'l If) Ih,' p,l\lmr.,,! \rh"fhllt~ or .f I
break any c! 1hl! LttjH!"m'~nts in tillS r.f)ntlact Irh.f.lu!t I. '/I)U Itl..'w'
l'ema:,d that I 1'3'1 .111 I OWl! on th;'i r.oulI,let oil l/r'l("!
Reponession of the Goods for Failure to Pay. II I LIl! 10 {);IV ..il:
cord,"q to the l).lymt!nt \dH'dtllt! or " I h":o1k .Jill of th,~ ,11:11'"
ml'n1\' in Oil'" CfJll:raCI IrJ.:I,I\lh'. '1011 '11.1y !,JI<.. th.~ fllHllls ftnm
me To t3kf!' the !JUoll', V'lU 01)\1 rl~<I:Jifl~ nu~ 11) hnnQ :he qooc1\
tu " plolCO ..nd .11 .. ';1110' l;ull....nlcnl lu hlllh VUII olnd ITI... 1~1 ,uu
.'
., ....! '.n ;1 'w.,\ traill:r, clallll! or \Import in,.l"hich v,oIJha-.ft
"') ',,'r,'..:I!/ ;',:';1,.1', 'rUU O1i1V tJkt: .u~Y 'uch ltt:fn .md return it
:0 ItH. .)nt'. ~f~l; 111){Jlj~ havl, heen \01<.1. If I foil to claim within 60
I!\.I',\ (j' t1.WJ\..;:1\;(JI\ of the IJuf)th dllV ucnon...1 ,.fOpt:lty which
','..J~ .1\ IJI ",1. :hj' IlOl)(h rJ' Oft whicn the gOOds wert: ....hen Iftl)(is'
',"".<'!. -,'" !I',J,' ...,11 my 1I1'I~U'lilll"Ilj\""'1 alld ,llml', thl! ploc~.:rh
1,,/' " '~,. ,,":'..;''!I ~ 11':;1' "ll this ,~!,nll~,:1
5.11t: ot thlJ HlJpO\\c\\f!d Got)(h. You ':; il ~etld tu In!!. by fU!JI\h:rt:!1
oJl l'" h;,j '1I,j':. '" :., .111:1\ lHit:(,;t: 11ll111t:U11l1I:1, d~tcr you h\lve 'l:po,.
"':1\\ If :t,.; '1'",,:, 1:1\.11' I"il-;':IO!lll' ~IOoth oJI ..my tll11l! \lIJ 10 15 days
:';., ."it. 'I'.. '1;:., I' J:'~!: Ii" p.r"nl) IIld IO~dl unpJld Pllnclpal
.' , .1./'.....: (':o.:"J':', .l!j ;):110'1 '.~.I:1\ (h;l~ 011 t~l.~ C.'i'"
.:, ;'.', ,J'"1. 11 "1M 'U ,;.,1"'.1;1 tOI mUf(! th"n 15 ;lJY~
"...~ ,,'.\.!t',.o",f !!":I' 1)'10"" ',,(IIJ' .t':~u"I."Il\{1 r;J.C',:aU:f!
" ,.....z.. '1. I"p...r 'lI~J ,JII,t ,tlJ~ 1114 tll': 'I'HHl\.
:! I d.... 111'1' . (:''<...., ~!lr !j':,l)d\, 'J'"":~' :",1',-. ':1 uccordlll1CI' .,':.:h law.
..-, '..l",!' j;l,:;lrr, 0' II! ..'d!" ;;JI1:, O( Ill) fJfOPC'i'~ to i<'1!I=P
,':::~ ',;!: i~:lll!.Ir.:.""~:1 ut 'r:, ...:;l;!l';:,OrH um!'H tt~;~ con
.' r. I" 11:" '. ,':ll~ ol lJ.tII!. '/fJU ""ill IHIl ml~ 15 dJYS J~ilsunahle
1','.. 'JI 1;'., , r:,,' ,J!H1 pIli';'! ot 'iii,~ Y'JIl \': Ii JfJrlly Ih,! f)l(Ii.c>!ds
"j, '~I.' ':.",U.;nS':S 111 sdl:lllJ lilt: r.;oads. then to ',our
. ',.1,' p~-, .s:l(! ';I,,,I.r.:: '11.: :;,1')do; {If ~h''i C'J"~~..ct
1'I'1l', ~:t.;" 15 d,l'I~ .'r.(jl ~[i "~I)lJS".I:Sllonl, :hlln
l'~ ';';J.a. I!\ril.cll::~: r.nj" 1.~J\~S "tl(J "0'11 rt'.1~onJble
I"~\>';;''''. I,..", (,t 15'';;., of :h/~ alt't:.lI:" T dtli'. then :0 late charges
,"
u'
'j ''-
.,' ",'j'i"
~ ''''.'':'0 p', :'u!lll':I~ ~tdl rlw!,
'~"'l'" ('f:II:I:III HI'~ Vt:tn:lI~ ,lt an., tlm.' up to 15 (JaYi dfter you
''''.l'~ ...... :, 11n1iC!: of rt:Ut1S~I!\sion, and at an)' latel time before
','/1:1 H:!1 "' Cl)nlr':ll,:t to 1r.1I thl! Vf~h!cl(I. Thl! redemption pric'! will
;" ,. l~ml. Ih.. tt} ',nu on :hl\ Contract. '1nur lolt~ charges Jnd,
I ':I':,h,lt '.',',h ;'):'-'1'" lIldn 15 ddYS .....rl.~f1 you took poUI:S'ilon of
'''.. '..'..1,.,:',.. "1'I;!.Il~ts of fllhl:';ln9,It!P.tlllf~q JIH! 'itOllllt) thl! VehIcle,
" I "'0'.'1' you l('iS than thl! net procet:rfs of sal!], you 'Nil! pay m8'
:~;t: l::H.::rt:nCI:. unlen .,'OU art! required 10 nay it to someone else.
i=ur ..,...amplr:. .,.c.u md'" he r~q'Jirr.d to pay i1 lender who ha, given
mi: illnan Jnd .....ho has a securltv interest in the goods.
It I O\',r, nlfJrl: t"an lhe nfll proceeds of sale, I will PolY you the
(Il.!e~cncl" !JC!-.':i~'m thf~ nct procel!d, of sale and what I owe when
"011 ,J!J~ lul it, unless otht:rwi,e provided by law. If I do not pay
thiS .jmounl \"Jhcn ask~d. I may also be charged interost at the
!lifltwu lawful :atp. until I do nay alii owe to you.
Cnll~r.lIon elnt\. If \'Oll hire an a'ttornev to collect what lowe,
I ':,-,:1 1Ii1'/ 1h.! attorney's rp.asonable fee. even if a ,uit is nat filed,
Jr.rJ (~uurt ':n~ts. !I ;JOY, The attorney's fee will be UIJ to 15% of
:iu! .1llH)unr lh:.t~ I o)'''~e.
Ol:lriY in Enforc:OlI Rights and Changes in this Contract. You can
(1I:la'! or refrain from enforcing any of your rights under this con.
trilo;t ';I'thO:lt losing them. For r:x:r.mple, you can extend the time
'..-~r 11:1:' :wl ~,:,rn/: pil'r'nllmt.. \,...itholl~ ~'lf.tendinlJ others. Any change
tn ~;:~lIns of ;I',i.. c;ontrJct must be if I writing and signed b"V' you,
ria vral changcs lIfC bindinq, If Jny part of this contract is not
valill, all other parts will remain enforceahle.
WARRANTIES SEllER DISCLAIMS, I understand that ,the Seller
is root offerin~ an', warranties and thai there are no inu>lied war.
rantip.s of merchantability, or filnen for a particular purpose,
or any Qth~r w;Jrranties, cxpress or implied by Seller. covering
tlm '1()nlf~ unlt'!Js the Seller extends a writtcn warranty or service
contract within 90 days from the date of this contract.
An inmlird warranty of merchantability generally means thaI the
IJood'i arc fit tar tho ordinary purpose for which such goods are
~JI!OcIJlly used. A w..rranty of fitneu far a particular nurpose is
.1 .....Jrrolnty UM1 molY arise when the Seller ha, reason to kno~< f'-t
!n'~ particular purpose for which I rPQuire thc,gopd,..and: I' rely l-
Oll the Srllc,'s skill or judgement to furnish suitablt~Qbon~; \ .' :,' (
Thi, pro-.isian doe~ not affect anv warranties coveri~i 1h~Yohd~ 1
wnich rrlilV tH' pralli'll!ct hy the manufacturer of the goods, /J t./
r.f'.,,~rn!fhl LJlV. Till.. ~\~,,'pml:'l' ,hd:i tH.' cr:n~trlll:(I";"CWJMfJ--'~
-
I..... " 'n, ,.,', I'
(Jlutl.',
AUlgnml!"' hV SI!III!f, Till! SI'lIm m,lV .1uiqn 'his contract. If the
CUlIlrDct is ~"'IUflCd. thl' Scllur may rCl.;ulte 0 pOltlorrot the PinanCl:
Cho,ge,
ANY HOLDER OF THIS CONSUMER CONTR^CT IS SUBJECT TO ^LI. CL^IMS AND DEFENSES WHICH
THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT
HERETO OR WITH THE PROCEEDS HEREOF RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT
EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER,
Tho lollowl"9 Plovlslon II applicable only II thll contract I. for Ihe ..Ie of used vehicle,
TIlE INFURMATION YOU SEE ON TIlE WINOOW FORM FOR TIllS VEIIICLE IS PART or TIllS CONTRACT,
INFORMATION ON THE WINOOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN TIlE CONTRACT Of SALE,
NOTICE Of PROPOSED CREDIT INSURANCE, The BuveJ(.) a,e he,"by given nOlice IhOl CIOUP credil iOllllonce cove,0ge will be oppli,
cable to this contract If so marked on the front at this contract and each such tync of cU~Nage will hi! written lJy tho insurance company
named. This insurance. subject to acccrltance by tht: imurer, covers only the person siglliru) the request for insurance, The amount of charge
Is indicated for each type of credit inslHilnce to b~ purchased, The It!rrn of insurance will commence CIS of the dl1tc the indebtedness is In.-
cuned and will expire on the original scheduled matwity etatc of the indebtedness. Subject to accePtance by thl~ insurer and within 30 days,
a certifictltc of insurance that more tully dc\clihill!lll1e covf~r"ge will be d~livcrp.d ti') tllC imUl~r1, In thl' l'vont of tHC~Ja\'ment of this con.
tract. a premium refund will be made whlJIC due.
may ':lItt:1 my prup._~n"{, C.I '1111,' IHl.1ljl.t:\o' ..,n.'r{, "11.-"1' I. ',"1:,,11,.
so lone as it i\ done peacefullv. If rlwlI' i\ ;Ifly fll'rsCJllal mOIlClh'
rnntf,"ltJlr1"'7lT"Cml'hiiig.yciil 0111\' ~tofli it hJl 1I11~ without
rb1c Qf Iou or-damago on your part. Any ijcccssurics, cquipml:l1t
ot roplacomont part. will remain wilh the good., If the !IOod. ore
SELLER'S ASSIGNMENT
Sell'!f s"lls ilnd ani!1"' In Loyula Consumel Sl:fVIr.I!S. Inc. iLovolal allu' ,1\
rluht. 1IIIe Ulul,nll!Ie,1 1'1 lnll contraCl.
St!lIct warrants ilnd mfnr.st!I\U; (11 Thl" contnlct iHO'1! flom the sail' 01
the goods dl'scribed in Ihtl contnlct; (21 Sellut"'iHld lille to the yoo(b at
thl' Ilml: of S,llt: hee 01 any Hens; (31 Selle, has complicr1 with all Inws nnd
regulalions al'pliCo1ble to thr. sille. and all disclosures required by law or
regulation were IllOflNIV made 10 the Buve, (and to guarantofbJ and cn.
ligm.rlsl. if anyl prior ID Buver signing this contracl; (41 Buver was giwn
.. completed ..nel hilly execu1ed copy of this conuaCt; 151 All insurance
documl!ntation will bl! drllvefl!d 10 tho BUvel \'filhin Ihe time reQuired
hy law; 161 Tn 1M l)p,st 01 lhe Seller's knowledge. lhe Buver'$ ilpplic.ltion.
which is nttadll)d. is ilCCurill!!; 17) Thft dOWf11I&1V'nl'f1t tl!cp.ived hy St!lIer
is eKdctly III tlRled; (el Tho controct in enlOfCCiJblU; 19J All np,cei,.1fY stflpS
to perlect Loyul.,.s "I'(urhv inll!h!st in 1t,l! Qoods holVl! l:tt't!n I"kllO: (t0l
SeliN is IiCt'fl,~rl,IS ff'fluifp.r1 hy law.
Each of th"S,' w,lu...ltil.'I and f'mU!stnlOnions Is rnall!fial to LovulJ's aCCI!I"
timet' of this CU"IHlCt, 11 ..ally of Ihl'lT1 i~ IH('.lC,hcl' nf i" l'rroOl'UUS, SI!!I"r
uncondi1inn...lly ptUtlliSI:S It) .lrcl'ln rca"il,nrnpnl 01 Ih" cnnlfile1 .Ind In
(MV lo",'olol. .1IJlll\ d.!m.,ntJ, th,' full .lllltttllll 01 11m UnlJ.lid holl-tnn' unlt"r
this conlfLlcl, 5111111r "11fllllS IU Indemnifv Lu,,'ol.l lu Ihl! lull 1'''lllIH 01 311
"JlSI'S 01 "A(lI.:n\,'\. mcllldllhl .ll!fJIIlCV" f,:ll$ oIfll1 I:IlU,t co\1\ i'lCllfll!d by
Loyolll OJ' .. "'SulI II! suell "fI'arh Of '~ffnr. 51.IIt" ,1'1"'111 lu intfnmnily Lnyu1iJ
lur 1111'1' jlllliri:11 "'11011, hls\ UI Ilill!l.!!",S slIlltll'~c1 a\ ;1 h:\ull cl .1 cl.liln UI
lIc.,It'ns" ur BU"'I" ,tlJ,JinSl SI'Il!!r II Ihts COUlI.lct is ".\ttnr11:,1 h.... court IHdolr.
$1l11':f ,h.lll IMY Lt.o",'OI;J Ih'l 1,,11 i11110unl LOVllla Ll.lirllU IIIU"l'1JSI~ It Sell'!1
sh,II! he Ii...."!.. I'VI"I\ it " w.l;wr. I"UllIlllorniSf'. \'!III"!""'''1 or'v.Jfi.ilinn of
Ihl'! IP.U'IS nl :hi, CIlf1llaCI 11'1"dSI!1 1111' fiu....t". St.lll.r..'oJl....!S n 111t\1 ul at"
(l'I,.O)nt,. ul Ihl\ Ilu"t;IFlh:" .11111 nuli,'.', 1)1 nUflIM(llIlm: ....'ul ',nn'p,'rlllr
I1l.lIl("!'
CONTRACT ASSIGNEO WITH RECOURSE
Thl! Ullrt'.,\iolll",l $1,11," JU"lfIS Ihis CUIlII;I~1 wit!1 r.!r;IJIl'sl' In .1I1tiillon
to Ih.' '''''''I''lrllt IIU;t'anh"'S, in.1\.'lll1l1li.!s .111" ul,Ii!J.l:;on\, Sl'Il", t,!lI:UI1'
dilinll~l!\' Ilu.IIOlllh:o!S ".IVnH!'l1 U'1 fl,'I1~'''lt III 111., U'1C,l,lIrt h.ll.IIIt;,! nil Ihls
runllaC:1 ,111ft ,Ill IUh~\ lIll,1 "1l11'''''''S il'l'UtI,'11 h, lll';Cll.. In Ih" 1!1I':nl or 3
'jlll.wll If. "..)IIlt'lll vi ,111\' ifl,I"I",..,,,!. ....~I'111 ,IS Ill'"","')I! 11I'illill.!d I:,
lhl! 1""11' CoII'I" ,.fl.'\.:nILo.,I.liI R"\"I\'" AI:I.'~nllml.
Sellrn
~y:
(II CUlpUliltl\mOI Pdlllll:IShlp)
(T,II.)
CONTRACT ASSIGNEO WITHOUT RECOURSE
,',1",-" rIll' f'II'f'h,I\" ,'IHI :..11.. IJt tlll' ",,,.111\ Illnk
CONTRACT ASSIGNED WITH LIMITEO RECOURSE
Th!' und~rli!lnf'd Sl!IIr.r 1t\Slfln\ thi, Cel1tr;.lI::! ....I!'; limilllJ fr.;O:Ja'., In ild,
didon to tl'll! fOf(Hl'Jinq qU:'lfolnll'l". indcnmi1ic\ OJnd IJllliljoltions, Seller
unconditionally \1uaf,tnl'lIlS thin if Buve, defaults In tM 1J,1'{I11l!flt 01 .my
in"allmt>nt undr.r this cunHaCI. Sellef will I)oW. Ul10n dl:n\iJIIII hv Loyola.
the unpaid b.1'anr~ UI) 10 th~ sum 01 S
Selle,
By:
lit COlpOfa1ion 01 Paltrle,ship)
ITilh')
CONTRACT ASSIGNEO \VITH fULL REPURCHASE
The u'"I+'nill"l!d S.'II"'I"i'l"S Ihls ConlfllL'1 w.lh full IlHlllfr.ltase. 111 ,ul
dltion to Ihfl 10'c~i""1 \Iua":tn1t~es. inr)'fT1nill~1 .Hld uhlt'jJliol1s, S..1I1!f
uncun,jilillrl,ll'y \lnal,)n11'." That if I.oyula frllasW\S'!\ I)f rt.'r.O~fS 1he !)ofHh.
Si!II"r ihilll. UPOI1 cf.~m,1IHt, IlIIICh.l\lt UII' twoen hom Loyola olod Poly In
Loynt"l Ih",..loI th,! Ulll111d '1.:11.11";" on tni, 1:"'11',"1(1 "nil I,ll ron~s 011111
1'.II'~IlI'!\ inC'Uffl:lt hv '-(1'0'1\1.1
s,ai,7; . -- --. ,
Ily
flf C(1l Il.,li.ltllm 0' ?~llllI'rshIIJl
iTlUcl
CONTRACT ASSIGNEO WITH LIMITE 0 REPURCHASE
Th" ulll!j"~"I'h'II 5,';1: I .I\';W'" 'tIn LtlIlU;ltl wilh 1,ltlil,.rj "!ll~ICh,IU!. In
."jllition III Itl" In"'.l:,.r,.l quaf.lr'llr,'S. inll,'ml1l'I':S iJnd utdi'Jil1iu"$ Solll,.,
ur'lct'nditlll"al!,' IIUJ.fil'll"f'1. :h.l! il L'l\'tll" fl'PO~'''''I'l 01 IL'CO""II\ 1"111 I}ootll
II,il)' to 1M.. IJJ'jlllcnll.h' BU\,'f!Sj 'Jf Il'Iu..nrU,'"h ,I~ \tf1"jtuh!ll,
Sdh!r will !lurch"s" :hl' tjCIl<h frl}llI Loyola and llol'{ ItJ l\l\nlil th-:rl!IOf
:hl! Ul11:,1111 h.ll,1nel' on !hl' t"I"ttI.lO:~ il'1d 311 Ion'", ,)"It '.'lI;t'!"'es i:'l..:urr'Ht
bV LOV(lla,
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(If CUI pOlJl10n or PallnCr!ohlpl
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lOyo~\ ____,. __, __,___",_, '.___,_
JBRES, PAGE 3 , 18-Feb-94
JOSEPH A. BRESKI
NANCY L. BRESKI
ACCOUNT NUM. 722447
PAYMENT HISTORY
DATE PAYMENT INTEREST LATE BALANCE
RECD. AMOUNT CHARGES
09/11/92 $482,81 $281.45 $11,420.90
09/26/92 $9,47 $11,430,37
10/20/92 $946.68 $161,25 $10,644.94
10/20/92 INVESTIGATION FEE255,OO $10,644,94
10/26/92 $9,47 $10,654.41
11/27/92 $9,47 $10,663,88
12/26/92 $9,47 $10,673,35
01/26/93 $9.47 $10,682.82
01/29/93 INVESTIGATION FEE225,OO $10,682.82
02/02/93 INVESTIGATION FEE390,OO $10,682,82
02/04/93 $1,893,36 $422,59 $9,212,05
02/26/93 $9.47 $9,221 .52
03/26/93 $9.47 $9,230.99
04/26/93 $9,47 $9,240.46
OS/26/93 $9.47 $9,249,93
06/26/93 $9.47 $9,259,40
07/26/93 $9,47 $9,268,87
08/26/93 $9,47 $9,278,34
09/01/93 AEPO INT. DUE $831,60 $10,109,94
09/01/93 REPO FEE 525,00 $10,109,94
09/12/93 STORAGE FEE 205,00 $10,109,94
09/30/93 1600,00 FEES PAID $10,109,94
09/30/93 $2,448,93 SALE PROCEEDS $7,661,01
01/05/94 CHARGE OFF BALANCE $7,661.01
Lo)ol,l rs.". Cf)ll'(lf,'I('l1c..1l1111l,"II"~, I.Il'O Null', ctwl,';' .'il"'t'r. II.l1,i/ll(ltI', M(J~' 1",
.110/;11;.1"1(1
LOY~?,I~!\_, ,q___ "
JBRES, PAGE 1 , 18-Feb-94
JOSEPH A. BRESKI
NANCY L. BRESKI
ACCOUNT NUM. 722447
PAYMENT HISTORY
DATE PAYMENT INTEREST LATE BALANCE
RECD. AMOUNT CHARGES
NOTE AMOUNT $20,686.98
09/25/89 ' $9.46 $20,696,44
10/24/89 $473,34 $463,88 $20,686,98
10/25/89 $473,34 $61 ,77 $20,275.41
11/20/89 $473,34 $191.35 $19,993.42
12/20/89 $473,34 $217,72 $19,737.80
01/17/90 $473,34 $200.61 $19,465.07
02/20/90 $473,34 $240,23 $19,231,96
03/21/90 $473,34 $202,45 $18.961.07
04/25/90 $9.46 $18,970.53
04/27/90 $473,34 $254,67 $18,751.86
OS/25/90 $9.47 $18,761,33
06/05/90 $482.81 $265.47 $18,543,99
06/11/90 $473,34 $40,39 $18,111,04
07/25/90 $9,47 $18,120,51
07/26/90 $473,34 $295,85 $17 ,943,02
08/25/90 $9.47 $17,952.49
08/27/90 $473,34 $208.44 $17,687,59
09/17/90 $473,34 $134,84 $17,349,09
10/25/90 $9.47 $17,358,56
10/29/90 $473,34 $264,51 $17,149,73
11/26/90 $9.47 $17,159,20
11/28/90 $482,81 $186,77 $16,863,16
12/26/90 $9.47 $16.872,63
01/16/91 $482.81 $299,95 $16,689.77
01/25/91 $9.47 $16,699,24
02/20/91 $482,81 $212,06 $16,428.49
02/25/91 $9.47 $16,437,96
03/21/91 $482,81 $172,94 $16,128,09
03/25/91 $9.47 $16,137,56
04/25/91 $9.47 $16,147,03
Lnrnl,. FS.U. Cm',/(If,lh' "II.le/l,."I"I'''. 111~J Nil/,ll ("11.1I1,,\ Strl't". U,ll/imull'. ^IIJ.!I ,'(JI .110/7117 1/lof.
Lo~9~_..__.______,._.__...__,.._____
JBRES, PAGE 2 , 18-Feb-94
JOSEPH A. BRESKI
NANCY L BRESKI
ACCOUNT NUM. 722447
PAYMENT HISTORY
DATE PAYMENT INTEREST LATE BALANCE
RECD. AMOUNT CHARGES
04/30/91 $482,81 $234,19 $15,898.41
OS/25/91 $9.47 $15,907,88
05/30/91 $482,81 $173,14 $15,598,21
06/12/91 EXTENSION $15,598,21
06/25/91 $9.47 $15,607,68
07/25/91 $9,47 $15,617,15
07/31/91 $473.34 $351,07 $15,494,88
08/26/91 $9.47 $15,504,35
08/30/91 $473,34 $168,75 $15.199,76
09/23/91 $473,34 $132.42 $14,858,84
09/26/91 $9.47 $14,868,31
10/24/91 $482,81 $167,21 $14,552,71
10/28/91 $9.47 $14,562,18
11/26/91 $9.47 $14,571,65
12/02/91 $482,81 $206,03 $14,294,87
12/26/91 $9.47 $14,304,34
01/27/92 $9.47 $14,313,81
02/04/92 $956,15 $331,63 $13.689,29
02/25/92 $473,34 $104,08 $13,320,03
02/26/92 $9.47 $13.329,50
03/13/92 $473,34 $81,97 $12,938,13
03/26/92 $9.47 $12,947,60
04/14/92 $473,34 $149,89 $12,624.15
04/27/92 $9.47 $12,633,62
05/15/92 $473,34 $141,67 $12,301,95
OS/26/92 $9.47 $12.311.42
06/15/92 $473,34 $138.06 $11,976,14
06/26/92 $9,47 $11,985,61
07/06/92 $473.34 $91 ,05 $11,603,32
07/27/92 $9.47 $11,612,79
08/26/92 $9.47 $11,622,26
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