HomeMy WebLinkAbout97-01409
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0 C'. U
ANNUAL
PERCENTAGE
RATE
Ilia toal ot ,MIl crtdit
11.,1111".11.
11.58
Tolll 01 Palmenls
Ih'.RlOunlrou,liUhn'JI.id.,lcr
'IJlltlu.m.de.HlChedultdp'rm,nll,
lIemilltian 01 Amounl Financed
1;nouJ1 finlnc.d
s
1;nouJI INto 10 l<lU directly
1 1,323.73
1
5,248.43
I
1
6,572.16
1;nouJ1
on WOW ICcCU\1
YOUI ,.,...lld.II.I. d III:
Hu 01. INnb
'mt,n"nmmat.
I
Amcu1t aid to othen on btt\all
toP<blic:oUidiI,
Amount ot" men"
I
IKINItr, You III afylnl' "'ulil, klllIlIl In:
C IfIt pods Of propell, bM, pUI,hned.
C llNlII dllulplioll.1 olhll ploponrl
'UIII'",I
I.IIt tl.IIp: II. PI'....I b bl~ IOU wIl bo cnll""~' of lb. PlI....~ bul not .....IhI.!IOoo.
h_t II IOU PlI oIl,"~. IOU.. notn... to PlI' poOln,.
II4IItICl o.po,lt IhI An.UlI ,-,...bl' RJiI dOll not b.. 1<110 ......1 fOut "OulllCl "'posit
Seo""'c.n1..,,_......,_"'......IIen.bout...PI'mon~dobull,..,rlqUilolIIPlJ1ftlnl""..bo....IhI_
doll, IIld pllPlzmenI ,1f1nb IIld pol\Ib$.
Whln', InInll AIt Out
Monlhl,btinnlft
.19
I
to i\Sl.nnc' COfT1C)IOy
I
10 -8'H1e-f4~-
I
10 I nwpll;.
I 654.00
10
I
Th, Annual Perten..,. R.I.. AmOURI FlnllKfd Ind Payme"l Schedule ahown abovc lie pan or IhI. Noto end Security AlreemeRI (which I, called lhe *Nol'-).
You lfIlhe ~non (or pcnoM) wrho .lln. u .Borrowe.... Dr .Co-SI,ner" below. If more l'han one penon IllnI below. eKh of you will be liable, Hparalely and
loplher. ror all or ,our proml.lln Ihll Nolt.
YOU PROMISE
TO PAY TO US:
or to our order. al ao)' or our Officel. lbe Amounl financed. phn Inlertll u provlded below,ln lhe number or equal monlhl)' paymenll Ihown In Ihe Parmenl
Schedule. Paymenll Ire due be,lnnlnl on lhe d.le Indlcatrd In lhe Pa)'menl Schedule .nd on Ihe I.me d.)' or each rollowlnl month until we are p.1d In rul . You
m.)' pi, In adnnet III or pll1 or the balanw due Illny lime, wlthoul penlll)' or premium.
SECURITY AGREBMINT: AlltCurlty ror 1M promr.1 pl)'menl 01 Ihc luml 1I0W INTEREST IS CIIARGED: The Flnlnee Chlr.e conlhll only or
IOU OWl and the proper pelrorm.nee or ,our promlsn nihil Nole, )'ou and all Inlertlllmpolld daUy on lhe oUllllodln. balance 01 Ihe Amounl Fin,,,"d .1
Co.()wntn" alanine below l'lnl UI: lhe Annual Pertenll,e Rile. The I-'nanee ChlllC Ihowft .bon wu n,ured b)'
(I) I Halrll)' Inlernt In the rollowlne plROnal propen)', and III equlpmenl .lIumlnelhlllll plymenll were received on Ihelr due dlln. II In)' plymenlls
and ICCU10rln: llle, you mull PlY more Flnanu Char,e Ihln la Ihown beClu" or Ihe
.ddillonlllntertlllmpoKd, II )'ou pa)' elll)'. the Flnlnee Ch.r.e will be lell.
The Imounl or Ihe lnereall or deetClII In Flnlnce Charlc will be due with Ihe
lul paymenl. ..bieh will be modiflCd 10 renullhe aelualamount then due.
SET.o".F: lhe llw livn UI a rl.hl of ICI-oU in an)' or your propert)' In our
pOllelllon II .ny lime. Includln. depollt ."ounll. Thll meanl Ihal. II you
dellull. we mlY eACrcist our rllhl or III-oU Ind Ipply .n)' or your propert)' in
our ponelllon.lncludln. depolit accounll. 10 lhe luml you oVt'e on Ihb NOle.
FINANCIAL JRUn COllPANY. I Wilt HI.h Slrllt, P.O, 801220, CIIUII., PI,I7013
I.
2.
I.
Our KCUrity Inteml Inchadct panl, called -acccnlonf,- added 10 Ihe penonal
propen, al an)' later lime.
(Ii) a Monla.. upon
All the propert, wbkb accurct Ihb Note b called lhe .Collateral.- Our rl,hll
and your rclpoatlbllltlCl rcllldln. In)' penonal properl)' CoUaterl1 Ire
provided 10 Ihb Scaarlty ^ammcnl. whleh contlnuCl on Ihe revcrll lide. Our
rllhu In In)' re.1 propen)' Collaleral Ire contained In lhe Mortllle. AI your
npcnse. you will cooperlle Ind Join ..lIh UI In lilnln. .nd filinl documenll
and In la.,lnl an)' other Ilept .hleh .e deem nceclllr)' 10 perfect, mllnt.ln
pcrlcct\on 01. and wtafy our ICCUrilY lnleratln lhe Colt.teral.
FLOOD INSURANCE: II cheeked C . inlullna 11 required ..alnll nood
dlmale 10 Improved real propert)' or mobile home Culllteral.
PROPERTY INSURANCE: II this Note II IctUred by Collllelll.hlch b not
In our pOllelllon. Insurlnce Ilainll ph)'lle.1 dam..e to the Collaleralll
requlrtd ror Ihe rulllerm oflhls Note.
FLOOD INSUR^NCE AND PROPERTY INSUR^NCE MAY BE
OBT^INED TIIROUOII ^NY AOENT. BROKER OR OTIIER PERSON
OF YOUR CIIOICE. See Insurance in Section 2.4 of lhe Securit)' Aarccmcnl
onlhercverselkSe.
CRIDIT INSURANCE IS NOT RIQUIRID: Subjm to acccpllnet by lhe Insunr named below. crtditlnsur.ncc Is Ivailable Ihrouah UI for the lerm of Ihta Note II the
costl lhon below. Sln&ic Credil Lire and SinJk Credit Accidenl Alltalth Insurance are available 10 an)' one Bo"o"," or C~SiJMr sll"ln. below for InsUla"". Joinl
Credit urt and JolnI Credit Ac::ddcnl and lIealth Insurance arc available to bolh 8u~n silnin. for luch Insurance below. No credit insurance Vt'ill be provided unSeu lhe
Ippropriate IllUmcnl(s) II aicncd by lhe Buycr(l) 10 be Insured Ind lhe COIlIlbown below are Ineluded In lhe Amounl Ananmt. (See lhe NOllCE OF PROPOSED
CREDIT INSUR^NCE on.ho mmc .Ok.)
8)' lipin.. )'ou want Slnp Credil We Insurance,
who h costl S
8y lianln.. you wlnl Slnalc Credll Accidenl a.
lIeallh Inluflnct. which toItl S 1 !; Ii 4?
I tun or 8\1)'(t 10 be I",ured or SIDe" Credit Ure
Insurance
Whalll
)'our'le'
Yean
I nature of Buyer 10 be Insured ror Sln,le Credit:
Aceldent III lIealth Insurance
Wbatb
)'our..e?
Yean
8y Ilpln.. )'ou bolh want Jolnl Credit Ule Imuflnc:e,
whkhCOltJS
I.
2.
Slln.tum of both 8uyen 10 be luurtd ror
Joint Credll Ure Insurance.
halare
)'ourll,,1
8)' II,nlnl. )'ou bolh wlnl Jolnl Crtdll Accident
Ifealth Inlurance which COlli S
Whal.,e PercentalC 10
your a,,,' be Inluftd
l(,
l(,
SI.nlIUfts of bolh Buyen to be Insured ror
Jolnl Credil Accldtnt Allelllh Inluranee.
huum: CONSUMIRS UFIINSURANCI COMPANY. c... Hm. P.. n'll C Other
THE ^ODITION^L TERMS ^NO SECURITY ^OREEMENT ON TilE REYERSE SlOE ^RE PART OFTIIIS NOTE.
BY SIGNING BELOW. YOU INTEND TO BE LEG^LLY BOUND BY ^LL OFTIIE TERMS OF TillS NOTE.
l ~ ~:t^LSO ^CItNOWLEDOE RECEIYING ^ COMPLETED COPY OF TIllS NOTE.
I ~~ Q~ UA~.hAY Dn,rl 5hipp8osburg
rront'IS Ilun Ad rcu . ,
Oana T. Barrl ck 17257
PI
Borrower'.Sianlturt
Addm.
NOTICE TO CO-SIGNER
Vo. .r. bel.. liked 10 .....nt..lhb d.bl, think .....r.II' befor.,ou do,U the Borro"" don.' p., the d.bl"ou "III h...lo,
B. .u...'o.... .fford 10 p.,lr 'ou b... 10, .nd Ih.t 'D. "..110 ....pllhl. "'pon.lblllt,.
Vou m., h... 10 p., up 10 tb. 'ull .mounl or the d.bllr Ih. Borro".r do.. nol p.,. Vou m., .1.0 h...lo p.,'.I. r... or
.ollectlo. .0.1., "blch I..r....lhb .mounl.
Th. Crodllor un .oll.ctlhb d.bl rrom 'ou "lIhout nnt Ir,lnllo .oll.ct rrom the Borro"". Th. Crodllor ..n ... Ih. 11m.
collection mtlhodlllllnll ,OU thlt cln be used Illlnlllhe Borrower, luch II sulnl 'OUt elc. If Ihll deblll enr In deflulI. Ihll rlct
m., b..om. . p.rt or YOIU' CI.dll r.cord,
Co.SIGNER'S SURETY AGREEMEN'r, YOU,lhe penon (or perlon.) Illnlnlll .Co-Silner. below, promilc 10 PlY 10 UI or to our order the Amoun' Financed.
plullnltftlllnd other charan. u provided In thl. No'e. You Inlend 10 be Ie.ally bound by alllht ItrmS or Ihls NOle.scparaltly and loaether. wilh the Borro""r.
You Ife mlkln,lhls promise 10 Induce Ullo make lhe loan 10 lhe Borrowcr.evcn IhoUlh 1M proettdl.ilI be uled only for Ihe Borrower" benenl. You I,ree Ihat we
ml)' ItCt ImmcdlllC plymcnl rrom fOu wilhoul mlkln. In)' prior demand ror pl)1l'lCnt upon lhe Borrower. You also acknowkdac rcccivlnea compleled topy or Ihll
Nole.
Co-Slane'" Sianalu"
Addrtll
Dlle
Co.Sllner'ISilnalure Addrm
- -....-.
Co.OWNER'S SECURITY AGREEMENT: You. the penon 1IIII.In,II .Co-Owner. below. 10
Colllleral. ,rlnl UI I ,"urily Inleml 1ft the: Collateral idenllncd lbowe. II the Colllltral cons'
kuril, AlreemcnJ tonttlncd In Ihb Nole. U the Colllltral conlisll of real properl)', you alrrt
securlt)' loterallo iDducc 11I10 m....lhe loa. 10 the Borrower and to stcurelhc caymenl b)' lhe
lhe Collalenl,lhen rcmalUIft)' lum IliII dut u. on lhe Note, )'OU .1lI MI be obllaled 10 pa)' UII
I"NCONSUWU rOAN '''''MLC-IlII,tlJ
NOTICE: SEE REVERSE SIDE FOR IMP
EX~BIT
DIlt
---
in. all 01 Ihe ownell of Ihe
bound by lhe lelm. or the
JC. You are Iranlinl UI Ihll
If, upon deflull.nd Ilk or
Co-Owncr'ISIJftlIUn
Addml
Dill
nlll"III'1
DEFA ULn The (ollo",ln,.,.: each -Ocl'lll"-:
(I) You ,.1110 make In)' p')'mCnIIQ III on or bclar.the da)' II comq due.
(i1) You Jl'O"Mt. UI ",lIh (alII In(orm.IMJn or 11Jn'lurn 'I.n)' 111M;
elll) Youdlt or btcom.It..Il)' Incompelent;
(1\') YOIl do nol prompll)' .nd proptll, perform In)' o( )'ollr plomb,. or
ablla'llool In ItliI HOI., the Securll)' A,rtemenl, the MOrla"e. or In In)'
Olhe, nolt or ,.,rtmeRI )'Oll no. Dr I.ln hnt ..lIh ''Ii
(,) YOIl Clnnol pi)' In)' of )'0111 debit lllhe)' come due;
(\'1) the eolblenl h lou.llolcn. dam'led or dnlfo}td:
(\'11) ne ColI'leul" lold, Ir'",fcfftd,IClU'd"h'fn or dcli\'c,cd.ln ....hole Of In
part,lo. pcnnn _ho I, nol. pill)' 10 lhe Stell,il)' A"cemenl or MOII,I,';
(viii) ftrocrrdln,1 .rc belun under lhe D.nhurlt)' Cod. by or 'l.in'l )'ollj
(bl An)' Jud,mrnl II rhl,red o( '!"turd ".Ii",' )'DU; 01
(1) An)' of)'our r'Orttly 1I.llachrd or tubjUI In bcln,lor'elted.
lJEFAULT ANIJ REQUIRED fA .'A/ENTIN I'ULI~'" .ny Ucraull DfC'ur.,..
mly,lf -. chooll, -.ccelerale- Ih. malurhy ollhlt NlIle. Thl. mean. Vfe may
dec.....lhI .nll" remalnln, unr.ald b.lanc, DIIM Amounl Fln.nud, rlu. urned
flnan" Chlf" 10 be Immed aiel)' du, and pa)'.ble. 1I0Vfner, If Ihl. NOI' II
HCured b)' I MOfl.... on ruidenUal real properl)' CoUlleral,if required b, II.,
.... _ill nnl Nnd )'ou I Ilmely nolke or lhe Ddlull, advhln. )'ou or )'our d.hllo
eUfllh. Defaull and or oW' Inlenllon 10 lah action If )'ou do nol cure _llhln lhe
IImt period provided In our nollce. II.e liIe In Icllon 10 eollrel Imounn In
DeII..II, )'011 Ilto a.rre 10 pa)'.1I or ollr coun Cotl. .nd our ru.onable .nome,..
rm or 2O'i\ or IhI .mollDI due. Our rl,hllo coll<<lluome,.. rm m.y be IImllrd
durin, Iny cure period provided b)' I.w. Wt _III cODlInue 10 ImpoH Inlerell dlUy
on IlIlum. o,,",d 10 III lllhe file provided In Ihl. Nole unlil \ll'e recclve pa)'menl
In rull, t\'Cn if _e hive oblllncd Jud.menl a,.ln.1 )'ou.
UTE CIIARGE: II 1ft)' pl)'menl h Dol made ...llhln IS dl)'l 01 III due dale, YrC
_In chirp .nd )'011 IVec 10 pa)' a laic pa,menl charp or" or the amounl or
lhe 1.1. pl)'menl, bUI nOI more Ih.n SIO.OO.
MULTIPLE PARTIES.. Illhere II more Ihln one Borrowtr On Ihil NOlt, or ant
or more Co.SI,neu, III or )'ollr obll,llIonl .h.1I be primary. Eaeh 01 )'011 -'II be
Illb5c,ltplralel)'.nd loaclher, lor In ol)'our proml...ln Ihl, Nale.
WAItERS: U.... deellfe lha unp.1d bll.,," orlhe Nole.nd ea,ntd Inluhllo
be Immtdlalcly due ",d pl)'lble,)'01I ..Iu )'our ri,hlJ 10 requl,. UI 10 do cen.ln
Ihln,.. ThoIC IhlnJl Iff:
(I) 10 dem.nd pl)'menl or .moun" due (ho..n.. "prc"nlmenl-);
(iI) 10 &1,", hOlk. \h.1 .moun" due hIVe nol been pl1d (known '.. -nolk.e or
dl&honor-); and
(jjJ) 10 obl.ln.n omelll ceniriclllon 01 nonpl)'mcnl (known .1-rrOletl">>.
Wt ...In lhe rl.hllo Uealln, propert)' olher Ih.CI lhe Colllleral.. Ncuriar ror
Ihll NOle. A ....Iter 01 'n)' olher or OUf rl,hu undu Ihll Nolt....1Il nol be dlcellvc
unlenlllt In. II.ned .rlUn..
NO NOnCI: OR LOSS OF RIGIITS.. We cln do .n)' 01 Ihe fOlloVflll' _hboul
Icllln. )'ou or lodn..n)' ri.hll .,.Inll )'ClU or Ihe ColI.lu.1;
(I) .ttCJlI. check or olher ordu mllhd "rlidln full" or ...lIh IlmU" IlnlUI,c
II I rill III p.)mcnl und" Ihil NOll';
(il) al,"e Iddillonllllme lor p')'menl of .n)' .mounl owln. under Ihll NUll';
(ill) eurcl\t, .IYe up Of dtllr nereid., Iny rl,hI ',llnll anr perlon or
rfllptll):
liv) add tlr ,dUll an, penun IIr rrllJICrl)' obli,lltd undu Ihi\ NOll'; Of
(vi I..i1ln r,nltelll, enfofte IIU' Inlt.nlln Iny 01 Iht Cull'ltrll.
RISK Of/.OSS; Vuu \lliII rem.ln bound b)' Ihi. Nole un illhe ColI'le,,111
lOll, Ilalen, d.mllfd Of dnlro)'td.
BENEFIT AND BURDEN: Alllhe bcnenu 01 Ihlt Nole Ihlll r"'or UI, our
luccenOfl Ind lul.nt. The obll,lllonl Ihall bind )'ou, Ind )'OUf hel.., pnlonal
repffltnl.llvcl .nd ...I,nl.
NOTICES: Un5c.. olhcnr* requlrrd b,l.w. each demlnd Of nollte undu Ihit
Nole Ihau be dellvertd or Icnl b, re,ul., m.II, Iddreucd 10 Ibe paU)' 1111.
. addrm aa provided In Ihll Nolc. Ellher pan)' ml)' ch.nat ill addre" b)' Ilvlol
luch. nolke 10 lhe olher part)'. Rellon.ble nollee, _hen nolice II required,lh.1I
bcdccmrdlobc 10d.)'I.
WARRANTIES AND REI'RESENTATlONS: You WIUlnl.nd reprcltnllh.1
Ihe lundl ICull.lell') arc obl.lntd Ind _ill be uled In conncclion _llh 11*'ul
ICtlvllln, puuulll, endtlvou, wnluru or bUllneu.., and )'ou ...111 Dol Ult the
rundl (Collaleral) to viollle In)' la. Ih., could felullln 10rrellUfC procccdin,l
beln.lnuiluled.
You '"ce 10 prom pi I)' Inlorm u. 01 .n)' pforoted proceedln,l or IClu.1
proceed In, ,*hleh ..ould lubJecl Ih, rundl (ColI.lelll) 10 rOfl.llur. 10 .n)'
,o,",fnmtnlll bod)'.
LA U': Thll Nole -III b, .ovelned b)' Ihe 11..1 allh. Common.eallh or
Pennl)'lvanll, unlt1l redelllllw. 'rpl)'.
,.
SECURITY AGREEMENT
SECTION I. LOAN AND COLLATERAL. Whtn )'ou II.n thlt Nole Ind deliur 10 honof )'our rromiltllo malnl.ln lnlulln" In ellttl, or 10 (I'Y min, 'tcl,lun
It 10 w, Ind complcte Ihe olhtr required dellill, '" -III m.ke alOin 10 )'ou. Thll 0' Ihe COil. ncCC1l")' 10 hep Ih. CoU.lelllln 100d condilion .nd rtr.lr. Vf.
Sccurll)' A'lnnu:ntlpplin onlr to penonll properl)' delCribcd II Collllerll on ml)', If _e .Ione choolt, Idvant. 10)' ,uml )'ou r,romhed 10 pi)' Ind obl.ln
Ih. "onlllde 01 Ihil Nole. AI ultd In Ihe 101l0,*ln. Stellanl of Ihl. Seeurll)' rtr1acemenllOlurancc. lIoll-nu, In)' replacemenl nlUII,," \lie obl.ln 10 to,"U
Aamlnenl. ')ou- .ho includClln)' Co-Owner orlhe Collllelll. lOll Of dlml.e 10 lb. ColI.lelll ml)' be limlled 10 IIn Imounl nol ,'caler Ih.n
SECTION 1. YOUR. OTIIER AOREEMENlS. \IIh.1 )'011 0" on Ihi. Nole. Any 'mounl"'e advance on your behllf_i11 be added
10 the b.l.nce on which .e Impole Flnlnte Chll.etll Ihe AnnUli Peranllle
1.1 OWN. SELL, ETC. Y.. .w. lhe C.III""IIm:.nd .k".r .11 Ii... .nd R." .1 'hi. N." ..d m.y be rep.y.bk, (ilimm.dilld, .p..d.m.nd; (U) II...
....,lIyl.,u,",. Y.. will .., sell. "..rlu, kll.. .1... d.liver .r .'huwl.. wi.h y..r m..'hly p.ym..": ., (iii) ",h. ..d .I'h. NOI.. II w. .1... m.y
di,pOlC .l1he C.II'''''L I. wh.k.r i. p.".'. ,.y pc".. who b.., · P'''''. .pc.iry. O.r pl,m..".. ,..r beh.lr will .., ..re y.., r.u.re .. pcrl.rm y..,
Ibil Securit)' A.rccmenl. You .iII nol permit In)' lieo Of KC1.IIiI)' Inlemllo be promiltlln thil Securil)' A.rccmenl.
oblaJncd on Ihe Collllelll olher Ihan oun.
2.1 MAINTAININO TilE COLLATERAL AI YOUf COIl, ,ou ..ill m.lnl.ln 1.7 INSPECTION. You _Ill permil UI to Inlpccllhe ("oll.lelll II In)' tcuonlblc
lhe Collllelllln lood condition .nd repllr. You ...Ill preleM II 11.lnl1101l Of lime.
d.mlte. You _ill p,)' IUlun .nd Olhtr charI" on lhe ColI.,efll You will nOI SECTION J. NO I.OSS OF RIOIITS. The NOle Ind Ihil Securlt)' A,lCemenl
Ult the Collllefllllle..Il)' or lor hire. ml' be nelolllled. 1..I.ned, calended or rentwed b)' UI ...ithoul rekllin. In)' or
)'ou or Ihe Collllefl!. We m.)' .dd or tclt... In)' penon or propert)' obli.lltd
1.1 OEPOSIT ACCOUNTS. lI.he C.UII",I ...,i... .r · d.p..1I ......, .r ..du 'h. N." ..d Ihb S".,iIY A.re.m'.1 wl'h..' I.ri.. .ur ,i.hul. ,h.
"ninclle 01 depolit, we ml, rerule 10 IUow 'au laclDIC Ihe accounl Of wlchdr.w Coll.ltlll.
In)' luml Irom iI. Illhe 'ccounl Of "rtirte.te 01 depolit m.lurn .hil. the Nole
rem.ins unp.id, Vo'e will.ulom.lk.lI)' renew lhe derolll ror lbe Ipme time JlCriod SEl"TION 4. DEFAULT. A Odlull undu Ihc Nolc "ill lit al>Cfluh uhllu Ihil
u rrovlded In the depotll 'Irecmtnl, unlell )'ou .nd w. I.ree Ih.1 the depotil Stcu,i1)' A.rttment. In Iddilion 10 aUlh. lilhll and remedies or. I<<ured parlr
Ibould be renewed On olher lerrns. The renewlI depositlh.1l be CoU.teflllubj"' upon dellul! Vo'hlch are protidal under ttlc Unilorm Commercill Code. upon our
10 Ihit Securil)' A,rttmenl. deelarin,lhe Nole 10 be immedlllel)' due .nd p')'lIble:
2.4 INSURANCE. While .n, luml Ife O'*ed on Ihl. Note, )'ou will CI", 4.1 API'LlCAlION OF llEI'OSITS. We ml)' Ipplr .ny depotitl included In
inturance on .n)' ColI.lefll _hkh II nol In OUf pOllellion "lIintllifC,lhefllnd Ihe Collllelll 1'lIinll Ihe suml Ihll )'OU ow. on Ihls Nole. II Ihe Collll"ll
olher cltu.II)'. lhe policy mUlt conl.in. deduniblt diU" Ind be In an Imounl Conti\11 0' . lime dtposil Of cenilinle or depotit. we m.)' lermlnlle lhe derotil
and Vfilh .n Inlurer Ih.t .re SllisllClory 10 UI. Th. policy mUll n.me UI II the belore moalulil)" 10 relllire on the Colllleral. II we termin'le the deposit, Ihe
-loll.p.yet." The polity mUlt rrovlde Ihllln)' loti illo be ply.ble 10 YOII Ind 10 conlllcl 01 dt(lo\il Of 'Pl"liuble II. ml)' require Ihal Il-e impale IUblllOli.1
Ut II our Inlefftl. 'rptlf. 11 mUll lito rfo\'ide Ih'l ...e be .iven nOllnt Ih'n 10 penlllies lor the nrl)' Vfilhdflw.1.
d')'I' prlof wrllltn nollet 01 In)' nncellltion or rcducdon In eovcfllf, lor .ny 4.2 SURRENUER OF COI.I....TERAL We mar require )'011 10 lurrender lhe
rcalon. Upon requell, )'ou shin de!ivtf the polkin, "ninelles Of olher tvlden" ColI.lerllllo UI .1 . rellon.blr con\'enlcnt plue we dnl.nllC.
.r IRI."." .. ... I. ,he m., .r an, I... .r d.m... '.'h. C.'~""I.y.. will 0.1 PEACEFUL REPOSSESSION. II Y.. d..I ..",.der .h. C.II'''"II. .'.
Immedilld, ..'il, ..1. wd'i.. .nd file. proor.1 I... wi.h .he I...re,. W. 01" _. 01', like po.....I.. .r i.. wllh .r wllh.,. 1...1 pr....'. I. ....rd.... _lIh
m. . proor.1 I....,.. ,..r beh.1I ir ,.. 1.11., rei... ,. d. so. W. m.yll.. I.w. Y.. ...h.d" .,.. pc....bl, '."r .p.. .., premi", where.he C.II'''"I
",. y..r ..... ,. .., .heck. dral. ., ..her .rder I., .he pl,m... .r i.,."... 01', be I""'''d r."he p.rp... .1I.ki.. p......i.. ..d remu.i.. h.
proem!l In the etenl or lOll Of dlm'lf 10 Ihe ColI.lelll. II It is econominll)'
lcadble,ln aUf jUd.ment, we wlll.pplYlbe Inlurance p,oceedllo rep.lr III ..... r:XI'[NSI~S C}J: RfrOSSF.SSION ANn SIOR^~E. We ml)' char.e you
replace Ihe CullllclIl. Olhenrl.c. Vf. .iII,prly lhe proc.all 10 redllCt the luml pur ,u\onablc npensn In repollcllln.. Innlportin,. rtp.hln.. Ilofin. and
)'ou o*e on this NOle Icllin,lhe Collller.llo lon'"lher Ire .1I0wtd b)' Ilw.
2.5 NOTlNO OUR SECURITY INTEREST. Jrl ccfllRc.le orlhlt Illllued ror
Ihe Collller.I, you .m,"1I1 III in h.vln, oar lecufil)' Inleren noled on Ihe
"ninc:aleolUlle.
2.6 YOUR AUTIIORIlY TO US. U )'ou 111110 do wh'lls rtqulrcd 01 )'ou b)'
Stellonl 1.1, 1.4 Ind 2.', \Il"C m.)' II \Il"C choolt, pcrfl'lfm YOUf obli,.llonl Ind pi)'
lucb COlli .nd UpenlCl. We wiIIldd Ihe Imounla we Idvance 10 the luml )'ou
0,,", on Ihlt NOle. on _hkh .. Impose Inlerl1l II PfOVided In Ihil Nole. U you 1.11
4.5 SALE OF COI.I....TERAL We ml)' Itll,ltliln or deliver lhe Colllleflllt
one or more pubUc Of pfiUI. ..let. We will.lve )'ou ,ulOn.ble notler: or lhe lime
Ind rllCe or III.. we m.y PUrchalf Ih. ColI.lerll .1 Ihlt III.. free 01 Inr
equltlble Of k..1 riahl Of dllm you m.)' hl\'t In Ihe Collllml. We .'lIlllrrl)' lhe
procctds or lale nut 10 our capeMCI .nd Ihtn 10 the luml lbt )'ou owe on Ihi.
Nole. We \Viii P'Y In)' lurplullo )'ou. II a lum II IliII owtd 10 UI, you .nd lbe Co-
Sl,ner mUll P')' 1110 UI.
NonCE OF PROPOSED CREDIT INSURANCE
The Si,nertl) Ollhil NOle hcrtb)' I.lch) notice Ih.1 Oroup Cft'dll Ure Inlurlnee COWflte .nd/ol afOUp Credil Accident Ind 1I"lIh Inturantt COftllp ...iII be
Ipplic.b5c 10 Ibit Note II so m..ked on Ihe rrODI 01 Ihls NOle. Ind Clth luch I)'pe or covell.e _ill be ...rinen br Ihe inturlnt'C eomp.ny nlmed. Thlt Inturance,
.ubjCClIO ICtCpl.nte br the Inlurer, coven ani)' the pcnon(.) .l.nin. Ihe requnl rOf sUth InIUflRtt. The amounl 01 ch.rp Illndklled 10f .ach Iype or eredil
Insurance 10 be purch.lCd. The term 01 lbe InlUflfttC ...iII commence II or the dlle the Indcbtedneuls IIKuned or on Ihe dlle Irom \IIhieh Ihe Inletctl Of Fln.ncc
Chlf", lCtfue, illller, Ind ...11I taplre on lhe orlllnlllChcdu1cd m'luril)' dlte 01 lbe Indebledneu. SubjtcllO IttCpllnce b)' Ihe in'um and .ilhin JO dlys,lhere
_III be ddiWrtd 10 Ihel,,\urtd dtblllrhJ I ccflirllo:.le 01 Inlurance more lull)' dfStribln,lhc InluflDce. In Ihe eftnl 01 prep')'menl or Ihe Indtblrdnetl, I rerund or
inlUflnet char _ill be mad. when due.
I4NCONSUNEa rOIN P~II)tSU".., 11,14.
NOTICE: SEE FRONTSIOE FOR IMPORTANT INFORMATION,
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TIMUTIIY REI n .. 'jh"rlfi or r'eputy :.;hl?rtif o,i
ClIMt:['f(J.AI/P County, Pemnsylvarl1iJ. IoIho be'lng duly slIorn according
to lalol. :;ays. the IIlt/nn COMPI.AltjJ'
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SIIII'!TNSlIlIRG., PA 1725'/
. CUMDERLAtID
C""nt,'. PennsylvanliJ. by har,d\ng t" C!i1:1~;TIAN'; DAI:HICI\. AVUl.T IN
CHAr,liE
a I.,.u" iJnd aUested copy oi I.he CiIMFL",llll
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and ~t the aarne tJ.me d.lri2(=t~ng llj':;;.r :.Jttl2nt ion to tho:- contento t.hereof.
Shr:rifi'z Coats:
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FINANCIAL TRUST COMPANY,
Plain tilT
: IN THE COURT OF COMMON PLEAS
: OF CUMBERLAND COUNTY,
: PENNSYLVANIA
v.
.
.
: CIVIL AcrION - LAW
DANA T. BARRICK
Defendant
: CIVIL TERM 1997-1409
To: DANA T. BARRICK
Date of Notice: Apri122, 1997
IMPORTANT NOnCE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE AcrION
REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT \\'lUllN TEN DAYS (10),
FROM THE DATE OF THIS NonCE, A JUDGEMENT MAY BE ENTERED
AGAINST YOU WITHOUT A BEARING AND YOU MAY LOSE YOUR PROPERTY
OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NonCE TO A
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD
ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
ill i
Court Administrator, Fourth Floor ."
0 '" t:l 1
Cumberland County Courthouse 3 0 OJ
'" =' a
Carlisle, PA 17013 Cll :>:: OJ !!. C
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Telephone: (717) 0-6200 III . (1 >0
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WILLIAM A DUNCAN, ESQUIRE ~
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1 IRVINE ROW 'V
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CARLISLE, PA 17013 ~
ID# 22080
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