HomeMy WebLinkAbout97-01413
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
FORD MOTOR
COMPANY,
CREDIT
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I'
Plaintiff,
NO . q 1- / '1/ 3 CtvU r;..-.-
vs.
CHRISTOPHER R. WAGNER,
Defendant.
COMPLAINT - CIVIL ACTION
AND NOW, COMES the Plaintiff, Ford Motor Credit Company, by
its attorneys, Law Offices of Donald S. Mazzotta, P. C., and
respectfully presents its complaint in civil action against the
Defendant above-named upon a cause of action whereof the following
is a statement:
1. Ford Motor Credit Company is a corporation doing business
in the Commonwealth of Pennsylvania, and is hereinafter referred to
as "Plaintiff."
2. Christopher R. Wagner is an individual residing at 130 2nd
Street, West Fairview, Cumberland County, Pennsylvania, and is
hereinafter referred to as "Defendant."
3. Defendant entered into a written Lease agreement
(hereinafter "Lease") for personal property. Defendant agreed to
pay Plaintiff under the terms of Lease. A copy of Lease is marked
Exhibit "A", attached hereto and made a part hereof.
Net (Closed End) Lease
purchasa 0 lion
L..... (.nd Co.L.u..)
Cod.)
FRANCIS FOR FORD, INC. CHRISTOPHER R WAGNER
P.O. BOX 1737 CAMERON & PAXTON 118 2ND ST
HARRISBURG, PA 17105 WEST FAIRVIEW. CUMBERLAND, PA 17025
Sy "gnlng Ihl. L.a.., Ih. L..... (Including .ny CooL.....) I..... from Ih. L...or Ih. lollowlng V.hlcl. und.r Ih. .gr..m.nl. In thl. L.....
Th. L..... und.r.l.nd. Ih.1 Ih. L...or will ...Ign Ihl. l.n.. 10 Ford Molar Cr.dll Comp.ny ("Ford Cr.dll").
New or II Ulld Vel' and Make Sarlo I Body No, II Truck
UlOd MillO . SI I. C I, avw
..01. Accounl No. ( :,i... 3 J'i 'l
L...or - N.m. .nd Add,...
L.... Dala (D.llv.ry Dal.)
06/06/94
Nam. and Addra.i (Includo Counly .nd Zip
NEW 1994 FORD RANGER TK 4
INCLUDING, ~ __ Ill!.P RENTAL-CARll
Air Aulomallo Pnwftf
JIlKJ Redlo 0 Condlllone, 0 Tren,mllllon 1I1C1 D1nn,'nu 0 .__.
V.hlcl. In.ur.nc.: Th. La.... mU'lln.ur. 111. V.hlcl. lor Iho lorlll (I)
ollhl. Laas. .nd glv. Ford Cr.dll .vld.nc. of Ih. In.uranc.. Thl.
In.ur.nc. mU.1 prolact Ih. L..... .nd Ford Cr.dll wllh (I) compr..
h.n.lv. IIr. and Ih.1I In.ur.nca IIlha V.hlcl. I. a car, or IIr., Iholl
.nd combln.d addltlon.1 cov.rag. II Ih. V.hlcl. I. a lruck, wllh a
d.ductlbla .mounl of nol mar. Ih.n S 1 ,000; (II) colli. Ion and up..1
In.ur.nc. wllh . d.ductlbl. .mounl 01 nol mar. Ihan $1,000; and
(III) aulomobll. lIablllly In.ur.nc. wllh IImll. of nol la.. Ihan
$100,000 lor .ny ana psr.on for bOdily Injury or d.alh. $300,000
lor .ny on. .ccld.nl for bodily Injury or d.alh, and $25,000 lor
prop.rty d.m.g.. Th. L...or m.y buy Ih. In.ur.nc. II Ih. L.....
do.. nOl, bul tho L...or do.. not h.v. 10 do .0. IIlh. L...or buy.
Ih. In.uranc.. Ih. L..... mu.1 pay back 10 Ih. l...or Ih. cO.1 01
Ih. In.uranc.. IIlha co. I ollh. In.uranc. Incr..... during Ih. I.rm
of thl. L...., Iha L....a will p.y Ih. Incr..... Th. L...or .lIhar
will bllllh. L..... lor Ih. co'1 or Incr.... Ih. monlhly p.ym.nl 10
covet the COlt.
II a charga lor In.ur.nc. I. .hown In lI.m (3)(a) oppo.II.. Iha l...or
will Iry to g.1 Ih. cov.r.g. ch.ck.d b.,ow:
o Colli. Ion ($ n. a. D.ductlbl.)
o Compr.h.n.'v. ($ n.a. D.ductlbl.) n.n.
o Fir.. Th.1I .nd Combln.d Additional Cov.r.g. ($
D.ducUbl.)
o LI.blllly In.ur80c. wllh IImll. 01: (.) $ n.~.:. bodily Injury
p.r p.r.on, $ n.a. bOdily InJury p.r .ccld.nl, or (b)
$ n.a. .'ng,.llmll.
o Olh.r n.a.
n.n.
Th. L...or, how.v.r. I. nol r..pon.lbl. II h. c.nnol do .0. II Ih.
L...or c.nnot g.t .ny In.uranc., Ih. L..... mU.1 g.1 II, Th. L...
... .sslgn. to Ford Cr.dll .ny man I.. p.'d und.r tho In.ur.nc., by
whom.v.r obl.ln.d. Th. L..... .ulhorl... Ford Cr.dll to r.c.'v.
or coll.ct any mon.y p.ld und.r Ih. In.ur.nc., .ndor.. ch.ck. or
droll. r.l.tlng to tho p.ym.nl, c.nc.llh. In.ur.nc. or ..111. or r..
1.0.. .ny cl.lm wllh r..pact to tho In.uranc.. Wh.lh.r or not Ih.
V.hlcl. I. In.ur.d, Ih. L..... mU.1 .11I1 m.k. I.... p.ym.nl. for
Ih. V.hlcl. during Ih. t.rm of Ihl. L.... IIlh. V.hlcl. I. 10.1, d.m.
.g.d or d..lroy.d. Unl... shown .bov., v.hlcl. In.ur.nc. .nd/or
LIABILITY INSURANCE IS NOT PROVIDED BY LESSOR,
V.hlcl. M.lnl.n.nc. .nd Op.r.Ung Co.tl: Th. L..... will pro.
vld. .nd p.y lor .11 g.., all .nd .nIHr.... lor Ih. V.hlcl.. Th.
L..... will k..p Ih. V.hlcl. In good ord.r .nd ... Ihat all n..d.d
r.palr. ar. m.d.. All ..rvlc. and r.p.'ra will be don. wh.n n..d.d
bul at 1...1 a. oll.n u s.llorlh In Ih. own.r'. m.nual. IIlh. .pac.
b.low I. III1.d In. Ih. Leuor will p,'ovld. .nd p.y lor Ih. ..rvlc. ..t
lorlh. Th. work 10 b. done .nd Ih. plec. wh.r. III. 10 b. done will
b. ..t lorlh In . "PII.I. .gr..m.nl or In coupon. Ih.1 Ih. L...or
will glv. 10 Ih. L......
n.a.
n.a.
neat
n.a.
neat
n.a.
n.a.
UBE:
1FTCR10AORTA62544
V.hlcl.
IdenllllclUon Numbe,
~ PI'lonal
o Commercl,l
Inlll.1 Ch.rg..
(.) Capllall..d CO'I
R.ducUon
(b) Tr.d.'ln Allow.nc.
(c) R.'undabl. S.curlly
D.po.1I
(d) R.fundabl.
Recondlllonlng
ReservB
(.) Advanc. Monlhly
P.ym.nl (1.1 monlh) $
(I) R.gl.lr.tlon F... $
(g) C.rllllcal. of Till. F.. $
(h) $
(I) $
(J) $
Tolel Peymanl Du. el Inc.ptlon
(2) B..lc Monthly P.ym.nt
(e) Monlhly peym.nt
(b) U.. or L.e.e Te.
(3) Oth.r Ch.rg.. P.y.bl. Monthly
(a) V.hlcl. In.ur.nc. $
(b) Malnl.nanc. $
(c) $
(d) $
(.) S
o Ag,'cullurnl
o
$
S
n.a.
500.00
s
325.00
s
n.8.
323.80
n.a.
neat
n.a.
n.a.
n.a.
s
s
S- 1148.80 (I)
297.06
2li.74
s
323.80 (2)
n.a.
n.a.
n.8.
n.a.
n.a,
s
n.a. (3)
(4) Totel Monthly P.ym.nt '
(Sum nf (2) & (3)) S 323.80 (4)
(5) T.rm o'thl.L....: ..:2!.. monlh., .llItlng on tho dale of Ihl.
L..... (S.. t.rmln.tlon provl.lon. on back ollhl. L.e..)
(6) P.ym.nt Sch.dul.: Th. L.u.. agr... 10 p.y ~ pay.
m.nt. 01 $ ,323.80. Th.lIrat p.ym.nt I. duo on the dale of
Ihl. Le..e.' The r..I' 01 the p.ym.nls .r. due on Ih. ~
dey 01 .ach monlh during Ihe t.rm ollhl. L.u., .larUng wllh
Ih. monlh olJuly . 19 94 . All .mounl. th.t the L.u..
mU'1 pay und.r thl. L.a.. and Ihat .r. nolln the Tot.1 Monlh.
Iy Paym.nt will b. paid dlr.ctly by Ihe L....., or II paid by
the L...or, tho L..... egr... 10 pay b.ck Ih. L...or
prompUy.
(7) Tot.1 0' B..lo Monthly P.ym.nt.
((2) multlpll.d by (5)) ~.v.L., '
(S) Tot.1 0' Monthly Paymant. : "'::'~H!2\'" t" S
((4) multlpll.d by (5)) S~ If>
(9) Tot.1 0' Dth.r Ch.rga. P.y.bl. to L...or
n.a.
(.) S
....;4tl..(b)'o 1 I . "..... 1 ___
J.
,- .~~ -
S n.a. (9)
Fa.. .nd T.x..: Tot.1 ..Um.ted .mounl to be p.ld by Ih.
L..... during Ih. tllm ollhl. L.... for 011I01.1,..., r.glelr..
(10)
II JlI.
. . "......... .., w"''''Y ""'YU. UIIU ..t:U 1111.11 dllllUlIUULJ
,epel,e ere mede. All aervlce end ,ep.I,a will b. don. wh.n noedod
bul elleul .. olten .. eel 'o,lh In Ihe owne,'e menu. I. If Iho ep.c.
below Ie filled In, Ihe leuo, will provide end poy 'or Ihe a.rvlco eel
'orlh. The work 10 bo done .nd Ihe pl.ce where ilia 10 b. done will
be eel 'orlh In e eeperele egreemenl or In coupon a Ih.1 Iho leaaor
will give 10 Ihe leuee.
n.a.
n.a.
n.a.
n.a.
n.a.
n.a.
n.a.
Warranly: The Vehicle Ie covered by any .xlended w.rr.nly or aer.
vie. conlract d..crlbed In Ihle l.... .nd Ihe 'allowing, If checked:
~.nd.rd new vehicle w.rrenly provided by Ihe manulacluror or
dlalrlbulor of Ihe Vehlcla.
o 0.4.
0.8.
n.8.
n.a.
n.a.
EXCEPT AS EXPRESSLY PROVIDED UNDER THIS lEASE, THE
lESSOR MAKES NO PROMISE AS TO THE MERCHANTABILITY.
SUITABILITY OR FITNEBS FOR PURPOSE OF THE VEHICLE.
Thle maena Ih."here Ie no promlae Ihallha Vehle.lo will be lit 'or
uae 'or eny perlfcul.r purpoaa or even Ihat II will bo lit for Iho
normal purpoae for which a vehicle Ie uaed.
A..lgnmenl: When Ihla le.u Ie algn.d by the leue. .nd Ihe lea.
aor. the Luaor will ..elgn II 10 Ford Cr.dll. The L.u.e mual Ihen
make ell paymenle und.r Ihla Le.u 10 Ford Credll. Th. le....
.gr... Ih.1 Ford Cr.dll Will nol hov. 10 m.k. .ny r.p.l.. 10 or
m.lnl.ln Ih. V.hlcl., g.1 any In.uranc. or p.rlorm .ny olh.r lOr-
ylc. Ih.llh. l...or h.. agra.d 10 perlorm und.r Ihl. l..... The
Lue.. will look only to Ihe Leeaor 'or Ih.ae eervlc.a. Th. l.ue.
.h.1I have no rlghllo a..lgn Ihl. f.... or any Inl.r..1 h.r.ln or
In Ih. V.hlcl. or 10 .ubl.... Ih. V.hlcl. wUhoullh. prior wrlll.n
con..nl oll...or .nd Ford Cr.dU.
Th. LESSOR .cceple Ihla le.u. Th. l.uor .a.lgn. 1f1l. le..e
10 FORD MOTOR CREDIT COMPANY und.r Ihe Aulgnmonl on Ihe
b.ck 01 Ihla l.....
FRANCIS FOR FORD, INC.
Leelor:
By:
~-~~
Tllf.:
BUSINESS HGR
Fe tellO.p JAN 03
P'I"lo". Idillon. m., NOT bl u..d.
Iy P.yrnenl will bo p.'d dlr.clly by Ih. leue., or If paid by
Ih. leuor, the leuee agreee to pay b.ck Ihe leuor
promplfy.
(7) Tolal 01 Ba.lc Monlhly Paym.nl.
((2) mulllplled by (6))
(B) Tolal 01 Monthly Paym.nl.
((4) mullfplled by (6)) S 7771.20(B)
(0) Tot.1 01 Othar Charg.. Payabl. 10 l."l\r a
(.) S' .
n.a.
. .h.'"'(b} 111' IIj ___I ........
S
7771.20 (7)
(12)
S . - ,,-;'ii. (g)
F... and Tax..: Tolal .allm'l.d amounl 10 be p.ld by Ih.
l.a..a during the term 0' Ihla l...e lor official 'eee, regie Ire.
lion, cerllflcale of IIl1e. IIcenao fe.. and laxaa. 641 76
S . .110)
In.uranc.: See .bove - oppoelle for Iyp.a .nd amounla of
Inaurenc., If Inaur.nc. Ie 10 b. obl.lned by Ihe Leuor. Ih.
eellm.'ed lolal premium coat during Ihe term of Ihla Leeu 'or
Ineurance la S n.a tll)
Exc... MII.aga Ch.rg.: At the .nd of Ihla l...e. Ih. l.uee
will p.y 10 Ihe leuor $o--ll per mile for e.ch mile In ex.
ceu of 30000mll.a. The leuor end the le..ee bellave Ihel
Ihla will be Ihe maximum mlle.ge Ihal Ihe Vehicle will be drlv.
en over Ihe lerm of Ihla lease. If Ihe le..e la lermlneled prior
10 Ihe acheduled le.ae end, Ihe exceee mlleege Charge will be
figured on e pro reI. be ala.
leI. Charge: The leeaee will pey e I. Ie Charge on eech p.y.
menl Ihat la nol m.de wllhln 10 daye elter II Ie due. The
ch.rge Ie 7.5% of Ihe peymenl or $50.00, Whlcheyer la leu.
Purche.. Option: The Leaeee haa the opllon to purchaee Ihe
Vehicle el Ihe end of Ihe leeee for S 7676.4q The
leaue IOU at notify the leeaor 30 deye prior to leeae end If
Ihe leaeee wenle 10 purcheee Ihe Vehicle. Upon peymenl In
caah of Ihe purch..e opflon price plue lexea, the leuor ahall
deliver IIl1e to Ihe leaue. The Leu.. doee nol have Ihe op.
lion to purch..e upon defeult or oarly tarmlnellon.
l.... Charg.. S ?177 8416)
l.... R..ldu.' Valu. S 7J7~ HIS)
Olh.r Agr..m.nll: The leue. promlue 10 keep the agree.
menle on Ihe front .nd b.ck of thla l.....
(10)
(11)
(13)
(14)
(16)
(IS)
(17)
Modlllc.llon: Thla leee. eele lorth all of Ihe .greemente of the
Leuor .nd Ihe leaue 'or Ihe le..e of Ih. Vehicle. Thore Ie no
olher egreemenl. f.ny ch.nge In thla L.... muet be In wrlllng end
elgned b~ea~d Ford cr":.~.
leeue: Io'd; · 4, f/ il:'.'"
By: Tl e:
CO.leu.e:
NOTICE TO THE lEBBEE: (1) Do nol .Ign Ihl. l.... b.'or.
you r..d U or II 1\ h.. .ny bl.nk ,p.c. 10 b. IIII.d In.
(2) You h.v. Ih. rlghllo g.1 . IIII.d.ln copy ollhl. l..... Th.
l..... .Iat.. Ihal h. h.. ba.n glv.n . IIII.cHn copy ollhl.
l.... .1 Ih. 11m. h. .Ion. II .nd notlc. ollh. ...Ignm.nl 01
Ihl. l.... by Ih. l...or 10 Ford Cr.dU.
leu.e:
By:
Tllle:
Co'Leaaee:
l\ 1 "f'"' ,'. '.'_". (
"
NOTICE: SEE OTHER SIDE FOR IMPORTANT INFORMATION
,.,
.
I: 03~3XCRIGINIL
.t. 't~
OTHER AGREEMENTS
(IBI Exc... Wllr .nd Tllr: Th. L..... I. r..pon.lblo lor .11 roo
p.'" 10 Ih. V.hlcl. Ih.1 ere nol Ih. re.ult 01 norm.1 wo.r .nd
I..r. Th... r.p.lr. Includ., bul ere nolllmltod 10 Iho.o noco..
..ry 10:
(I) repl.c. .ny lire nol p.rl 01 . m.lchlng .01 01 lour Dr ony
IIr. which h.. I... Ih.n liB Inch 01 ,om.lnlnu !rond:
(II) rep.lr.1I m.ch.nlc.1 d,'.cl.;
(III) rep.lr or ropl.c. .11 donl.d, .cr.lchod, chip pod, ,u.lod or
ml.m'lch.d body p.n.I., p.'nl or vohlclo Idonlillcnllon
It.m.; .11 d.nl.d. .cr.lch.d, ru.lod. plllod, brokon or
ml..lng Irlm .nd grill wo,k; nil .crolchod, clOcknd. 1.llIod
or broken g188s; 811 faully window mochnnlrulls; nil hloknn
Dr burn.d oul IIghl.; .11 .I.clronlc mnltuncllon.; olllnlnrlor
,Ipa, 1181nl. burns or WOfn Brell: snd 011 dnrnouo which
would b. cov.red by colll.lon or comprohon.lvo In.uronco
wh.'h.r or 001 .uch In.ur.nc. I. .clu.lly III forco,
II Ih. r.p,'r. h.v. nol b..n m.d. by Ih. Lo..oo boforo rolu",
ollh. V.hlcl. .llho .nd ollhl. L...o, Iho Lo..oo will pny Iho
..lIm.l.d co.'. 01 .uch ,.p.lr., .v.n II Iho r.polr. .r. 001
m.do prior 10 l...or'. ..1. 01 Ih. V.hlcl., II Ih. L....o dl..
.gr... wllh Ih. ..lIm.l.d co.l. of r.p.lr., Ih. L...oo moy
,,'.nd Ih. L.... T.rm for on. monlh .1 Ih. monlhly La...
p.ym.nl (11.10 4 on Ih. r.v.... .Id.) 10 p.rmll Iho L...oo 10
h.v. Ih. r.p.lr. m.d. .1 Ih. l....... .xp.n..,
(18) R.lurn ollh. V.hlcle: AI Ih. .nd of Ihl. L..... Ih. l.....
will r.lorn Ih. V.hlcl. 10 Ih. L...or'. .ddr... .howo on Ih.
r.v.r.. .Id. or 10 .uch olh.r pl.c. .. Ford Cr.dll m.y dlr.cl.
IIlh. L..... k..p. po.....loo ollh. Vohlcl. p..' Ih. .nd 01
Ih. L.... I.rm, Ih. L..... .h.1I conllnu. 10 p.y Ih. monlhly
l.... p.ym.nl. (11.10 4 on Ih. r.v.r.. .,d.). Th.1 p.ym.nl
.h.1I nol p.rmll Ih. l..... 10 k..p Ih. V.hlcl.. Th. L.....
.1.0 .h.1I p.y 10 Ih. L...or .ny d.m.g. which Ih. L...or m.y
h.v. b.c.o.. Ih. l..... 1.II.d 10 r.'olO Ih. V.hlcl. al I.a..
.nd.
(20) T.rmlnallon: Thl. L.... .halll.rmln.l. opon (I) Ihe end ollh.
I.rm 01 Ihl. L...., (II) Ih. r.lorn 01 Ih. Vehicle 10 Ihe L...or
.nd (III) Ihe p.ymanl by Ih. L..... of all .mounl. owod ondor
Ihl. l..... Th. l...or may cancel Ihl. Lea.o II Iho lo..ee
delaull. und.r thl. L.....
(21) Volunl.ry E.rly Termln.llon: Thl. l.a.e moy bo lormlnelod
by tho Les88e bofore (he end 01 Iho lerm It tho lmulOO 19 nolln
d.laull under Ihl. L..... glv.. Ford Credll .nd Iho le..o, 10
d.y. wrlllen nollce. dellv.r. Ih. Vahlcl. 10 Iha lo..or and
p.y. to L...or ., once tho lollowlng: (a) en oorly I.rmlnellon
I.. of $200, (b) Ihe dlfl.r.nc.. II any, b.lw..n Ihe AdJueled
B.lance Subl.cl 10 L.... Ch.rg.. and Iha R.allz.d Vafue 01
Ihe V.hlcle. .nd (c) .11 olhar .mounl. Ih.n due under Ihl.
Lea.e. Tha AdJu.led Balanc. Subl.cllo le... Charge. will b.
IIgured by r.duclng Ih. Balanc. Subl.cl 10 l.... Ch.rge.
each monlh by Ih. dlff.ranc. b.lwe.n Ih. Monlhly paymenl
(IIem 2(.) on r.v.r.e .,d.) and tho pari of Ih. L.a.. Ch.rge.
(Item 15 on r.ver.e .,d.) .arn.d In Ihal monlh on an acluarlal
b..I.. The Balanc. Subl.cl 10 Le... Charge. .hall b. calcu.
I.,.d by .ddlng the lea.e Resldu.1 Value (Item 16 on rever.e
.Ide) 10 Ihe l...e Depr.cl.llon. The lea.. D.preclallon .h.1I
b. c.lcul.'ed by .ublr.cllng (y) Ih. la..e Charg.. (11.10 15
on rev...e .,d.) Irom (z) tho .mounl 01 Ih. Monlhly P.ymenl.
(11.10 2(.) on r.v.r.e .Ide) mulllpll.d by Ihe l.es.l.rm In monlh.
(Item 5 on tho r.v.r.e .Ida). The R..llzed V.lu. ollhe V.hlcle
.hall m..n Ih. I.'r m.rk.t wholes.l. valu. ollhe V.hlcl. .gr..d
to by Ih.l...or .nd Ih. L...... fllh. L..... .nd Ihe L...or do
not agr.. on Ih. yalu. 01 tho V.hlcl.. Ih. L..... m.y obl.ln.
wllhln 10 d.y. .nd al hi. own ..p.n..,lrom.n Independ.nllhlrd
p.rly .gr...bl. 10 Ih. l...or and Ford Cr.dll. . prol...'on.1
appr.I..1 ollh. whol...I. y.lu. ollho Vehicle which could b.
realized .t ..1.. Th. .ppral..d v.lu. .h.lllh.n b. u.ed .. Ih.
.clu.1 v.lu., fI Ih. valu. 01 Ih. Vehlcl. I. nol d.l.rmlned by
.gr..menl or .ppr.I..I, Ih. R..llzed V.lu. shell bo Ihe nol
, .mounl r.c.lvad by Ford Credit upon Ih. e.l. ollhe V.hlcl. .1
wholesale.
(22) lo.. or O..\rucllon 01 V.hlcle: II Ih. Vehicle I, 10.' or de.
.troy.d .nd the l...ee I. nol In del.ult under Ihl. L..... Ihe
L..... m.y provld. . .ub.UIuI. vehlcl.. ..U,f.clory 10 Ford
Credll. and conllnu. Ihl. l..... Any In.ur.nce proce.d. p.ld
wllh ,..p.cl 10 the V.hlcf. .h.1I b. .ppll.d 10 Il1e purch..e 01
tno ..ub.tl\ut. ~.h\cl.. U U,. L..... do.. nol pfovida a aub.U-
lul. vehlcl., Ih. l..... .h.1I p.y 10 Ford Cr.dll Ihe dlff.r.
.nce. II .ny. b.'w.en (.) Ih. .um 01 (I) Ihe AdJu'l.d B.'.nc.
SubJ.ct to L.... Ch.rg.. (... It.m 21 .bov.) .nd (II) .11 olher
.mounl. Ih.n due und.r Ihl. l...e .nd (b) Ihe .mounl olln.ur.
.nc. proc..d. r.celved by Ford Cr.dll lor Ihe Vehicle,
Credll r.c.lv.. Ih. In.ur.nc. proc..d.. Ih. l..... will nol
ow. Ford Credll Ih. .mount .p.clll.d In Ih. Item .nllll.d
"Lo.. or D..'rucllon 01 V.hlcl." (11.10 22 .bov.). In.I..d, Ih.
L..... will p.y to Ford Cr.dlt: (e) .ny p.., duo monlhly I....
p.ym.nl(.) (11.10 4 on r.v.r.. .Id.), (b) .11 olh.r .mounl. Ih.n
duo und.r Ihl. I...., .nd (c) Ih. .mounl ollh. In.oranc. d..
ducllbl. .ppllc.ble 10 Ih. 10.. or de.'rucllon ollh. V.hlcl.,
(24) D,'.ull: II Iho l..... 1.11.'0 m.k. .ny p.ym.nl und.r Ihl.
l.... whon II I. du., or fI the L..... 1.11. 10 k..p .ny olh.r
ogr..m.nl In 1It1. Lon.., Ih. L...or m.y cencol Ihl. l....
nnd I.k. b.ck Iho V.hlcl.. Th. L...or m.y go on Iho L....o..
prcp.rty 10 r.tak. Ih. V.hlcl.. Ev.n fllh. L...or rel.k.. Ihe
Vohlcl.. Ih. L....e mU.1 .t111 p.y .1 onc. Ih. .um 01 (.) Ih.
dlff.r.nce: II .ny. b.lw..n Ih. AdJu.l.d B.I.nc. Subl.cl 10
La... Charg.. (..0 11.10 21 .bov.) and n.1 amounl r.c.lv.d
by Ford Cr.dll upon Ih. ..1. 01 tho V.hlcl. .t whof...I. .nd
(b) all olh.r .mounl. Ih.n duo und.r Ihl. l..... Th. l.....
mu.1 .1.0 p.y .11 .xp.n... p.ld by Ih. l...or to .nlorc. Ih.
L...or'. rlghl. und.r Ihl. L..... Including r...on.bl. .1I0r.
ney'. f... a. permlll.d by I.w. .nd eny d.m.g.. c.o..d 10
Ihe le..or b.c.u.. ollh. L...e.'. d.'.ull. Th. l...or m.y
.elllhe V.hlcl. at pobllc or prlvale ..Ie wllh or wllhoul nollc.
10 Ihe lo...e.
(25) T..." Th. l..... will pay .11 .al.., u.. and olh.r t..... .nd
.111... and ch.rg... Ih.t are I.vl.d on Ih. V.hlcl. during Ih.
t.rm of Ihl. L..... Th. L..... will .'.0 p.y .111.... Ih., .r.
ch.rg.d to tho l...or by ,...on of Ih. L....r'. Int.r..t In Ih.
V.hlcl. ..c.pl lor Incom. t.....
(26) nil.: Th. V.hlcl. will b. III1.d In Ih. n.me 01 Ford Credit, It
will b. r.gl.'er.d a. dlr.ct.d by Ford Cr.dll. Th. l..... will
p.y Ih. 1111. .nd r.gl.'rallon co.I..
(27) V.hlcl. U..: Th. L.es.. will ob.y ell I.w. In u.lng Ihe Vehl.
cleo The le...e will nol o.a or permlllh. u.. of Ihe Vehicle (I)
ool.ld. Ih. .1.,. where the V.hlcle w.. IIr.t tilled .nd/or reg.
I.'er.d lor more Ihan 30 d.y. wllhout Ihe Le..or'. .nd Ford
Cr.dll'. prior wrlll.n con.enl. (II) oot.ld. 01 the Unlled SI.I..,
.xc.pl In C.n.d. or Me.lco II .uch u.. do.. nol ..c..d 30
d.y. or (III) .. a public or prlv.t. c.rrl.r. Th. l...ea .h.1I nol
pl.c. .ny .Ign or m.rk on Ih. V.hlcl. unl... Ih. L...or
agr... 10 II. IIlhe L...or .gr.... Ihe l..... will p.y Ih. cO.1
10 r.mov. Ih. .Ign or m.rk .nd .11 ne.ded repair. Ihal .ro
c.o.ed by Ih. remov.l.
(28) Indemnlly: The L....e will Indemnify Ihe Le..or and Ford
Cr.dll 'rom any 10.. or demage 10 the V.hlcle or II. cont.nl.
during Ihe I.rm of Ihl. l.e... The l....e will al.o Ind.mnlfy
Ih. L...or .nd Ford Cr.dlt Irom .11 cl.lm., lo..e. and co.t.
arl.lng out of Ihe u.e or condition 0' tho V.hlcfe. Th. L.....
will pay .lIl1n.. Impo.ed on Iha Vehlcl. or on any driver ollh.
V.hlcle do ring Ihe t.rm 01 thl. L.ase. If Ih. L...ee 1.1f. 10 p.y
Ihe line. and Ihe l...or p.y., Ihe le.... will pey Ihe L...or
a $20.00 admlnl.tr.tlon cherg.. where permltl.d by I.w. lor
..ch tlm. Ih. L...or mu.' p.y . IIn.. In addition to any line or
p.n.lty Impo.ed.
(28) Securlly Dopo.lI: Any ..curlty depo.1t h.ld by Ihe Lo..or
ond.r Ihl. L...a m.y b. o..d to p.y all co.l. Ihal tho Le...e
.hoold p.y und.r Ihl. L.a.. bol do.. not.
(30) R.condlllonl"g Re..rye: Any r.condltlonlng re.arve held by
Ih. le..or und.r Ihl. L.a.e m.y be o..d 10 p.y the co.t 01
r.condlllonlng the V.hlcl. lh.t Ihe l...ee .hould p.y under
Ihl. l.... bul do.. nolo
(31) Relund 01 Unulld Mileage Altowance: If Ihe le..or .nd
Le..ea .gr..d 10 e mll..g. allow.nc. ("Conlr.cl Mlleege AI.
low.nc.") In .xc... 01 15.000 1011.. per y..r ("Slend.rd Mlle.
.g. Allow.nc.") (..e 11.10 12 on reverae .'de), Ih. l.....
mey be eligible for a r.fund on . porllon ollhe unu..d Cont'.cl
MII..g. Allow.nce. The refond will b. m.d. al tho .ch.duled
I.rmlnallon 01 Ihl. L.... In Ih. amounl 01 SO.08 'or e.ch un.
u.ed mile 0' Ihe Conlracl Mlla.ge Allow.nc~... .~ .mounl.
Ih. le...e ow.. under thl. L...e. No r.' IIW~ dtii3H<if'~
.ny unu..d St.nd.rd Mile.g. Allow.nc.. I ..om , n'o ~..\J", ,-
will be m.d. IIlh. l..... e..,cl.e. eny purch e~;ppll+tI,:.o.
u"'.rlly ..rly l.rmln.I.., I. In dolault or I~. r. Offcf .1110'11;'1 I.
leoo Ihon S 1,00, " .It i
(32) Oen.r.t: Except .. oth.rwl.. provld.d by"'" I."; of th.'.,...
wh.r. Ihe l...ee r..ld.., tho law Ih., will .pply '0 Ihl. L....
I. Ihe I.w 01 tho .I.'e where Ih. L...or'. pl.c. 01 bu,'n... I..
a. .., 'orlh on Ihe Ironl 01 th.l...., If Ih.,I.w do.. nol .1I0w
.'
aCluol valu.. II Ih. voluo 01 Ih. V.hlcle Is 1101 dolelllllned by
agra.menl or apprelsal, Ih. Realized Valuo ehell be Iho nol
.amounl received by Ford Credit upon Ihe ssl. ollho Vohlclo 01
wholesale.
(22) LOll or De.trucllon 01 Vehicle: II Iho Vohlclo I. 10.1 or d..
.Iroyed .nd Ihe L..sae la nol In dafault under Ihl. Lea... Ihe
Lasa.e may provide a aub.lllule v.hlcla, .all.l.clory 10 Ford
Cr.dlt, .nd conllnu. Ihla Leue. Any Inaurenc. proceeds paid
with ra.pacl 10 Ihe Vahlcle ahall be .pplled 10 Ih. purchs.e 01
thu aub..,Uulo vuhlclo, " tho leaaoa doos Ilul fI,u...h.lu n ftllboll.
lul. v.hlcle, Ihe lesa.a .hall pay 10 Ford Cr.dlt Iho dlUer.
ance, II any. b.lw.en (a) Ihe .um 01 (I) Ih. Adju.l.d Balanco
Sublecllo leue Charge. (ue Item 21 ebovo) end (II) all olhor
emounla Ihan due undar Ihla Leua .nd (b) Ihe omounl ollnaur.
once proceeda received by Ford Credit lor Ihe Vehicle,
(23) Gap Cover.g.: IIlhe Vehicle la alolan or do.lroyad and Ford
.. ...I.\- ,IW"_' U n II lllllUUUU 1111uWtUl\OU l"l..unlfucl MlluA\JO AI.
low.nce") In oxcosa 01 16,000 mila. par ye.r ("Slandard Milo.
ege Allowanco") (a eo lI.m 12 on reverae aide). Ih. L.au.
may ba .lIglbl. 'or. r.'und on . porllon ollh. unuud Conlrecl
Mlleege Allow.nce. The relund will bo made .t Ihe acheduled
lermlnellon ollhls Leue In Ih. amounl 01 SO.OB lor each un.
u.ed mile ollhe Conlracl Mlle.g. Allow.nc. I.sa any .mounl.
Ihe Leu.e ow.. under Ihla Lea.e. No relund will bil made for
any unu.ed Sland.rd Mileage Allow.nc.. In addlllon, no relund
will ba mad. IIlho L.sae. .x.,cllla .ny purchu~ ,oplion, vol.
unlArlly ..rly l.rmln.I.., III In d.lault or Ih. rofund amounl I.
lOlls Ihon $ 1.00.
(32) G.naral: Excepl u olherwl.. provld.d by Ih. I.w ollhe 01.1.
wh.r. Ih. L....e r..ldea, Ih. law Ih.1 will apply 10 Ihl. Leu.
I. Ih. law of Ih. .101. where Iha L.uor'a plac. 01 bualn.u la,
u ul forlh on Ih. Iront 0' Iha Leu.. II Ih.1 law do. a nol .1I0w
any 0' Ihe egr.em.nla In Ihla Leu., Ihe on.a Ihal or. nol 01.
lowed will be void, Tha r"l 01 thl. l.ue will allll b. good.
OUARANTY
To 'caua. Ih. l.saor 10 I.... Ih. V.hlcl. 10 Ih. L....., Ih. p.raon(a) who .Igna b.low u a "Ouar.nlor" gueranl..a paym.nl 01 Ihla
l.au. Thla m.ana Ihal II Ih. L.u.e loll. 10 pey eny mon.y Ihal la ow.d on Ihla Leea., Ih. Guaranlor will pay II wh.n ..k.d. Th.
Guar.nlor agre.a 10 b. bound even II on. or morn olh.r p.r.ona gu.ranly paym.nt 01 Ihla lea a.. H. or ahe alao agre.a 10 b. bound
even IIlhe Lesaor doe a on. or morn ollh. 101l0wlng: (.) glv.a Ih. l.aua more lime 10 pay on. or more paymonla, or (b) glv.a a
rele..e In 'ull or In parI 10 .ny of Ihe olher Ounranlor.. or (c) relnna.a any aecurlly. Th. Guarenlor elao alelea Ihal h. or ahe haa
racelved a compl.l.d copy 01 Ih. leaa. and Ihl. Guor.nly .1 Ih. lime of algnlng,
Guaranlor:
Guarenlor:
Addr.sa
Addresa
ASSIGNMENT
For v.lu.ble conalderallon. LESSOR h.reby aa.lgno. 00110. trollol.ro nnd oelo over unlo FORD MOTOR CREDIT COMPANY ("Ford Credll") ell
of leuor'a rlghl. title and Inlereat In and to Iho Leaoe end Ihe Vehicle described therein, end Ford Credltla hereby aulhorlzed to do every acl
.nd Ihlng necesaary to collecl and dlach.rg. Ihe obllg.llono erl.lng oul 0' or Incident 10 Ihe Le.ae and Ihla asalgnmenl. To Induce Ford Credit
10 accepl the .salgnmenl o'lhe Leaoe. le..or werr.nl. Ihal: Iha leBBe, end Gueranty, II any. are genuine, lag ally valid and enforce.ble and
.roaa Irom Iha leue 01 the Vehlcl.; Ihe Le..e woo complela In .11 reopecta end Leasor m.de ell dlacloaurea required by law prior 10 Ih.
.xecutlon Iher.o' by Lesaee; Leasaala nol a minor. haa capoclty 10 conlrocland paid ell amount a Included In Item (1) of Ihe Leaae wllh hla
own funda; Ihe algnalure 0' leuae la genuine, Ihe Vehlcl. 10 .0 deocrlbed In Iha Leaae .nd haa been delivered 10 and la In the poueulon 01
Leuee; title 10 Ihe Leue and the Vehicle Ie vaeled In Lessor Iree .nd clear 01 all liens and encumbrancea end leuor haa the right 10 aall and
88algn Ihe aame; and all alalamenle made by or on behelf 01 Leaaea and furnished 10 Ford Credll by Leuor are trua to Ihe beal olleaaor'a
knowledge and bellel and leu or knowa 01 no feci or clrcumslance which would Impelr Iha velldlty or value of Iha Lease. The Leuor elso
werranls Ihat Ihe Lease waa aulgned to Ford Credit prior to Ih. u.. of Ihe Vehicle by Lesaae. The leau la aulgned 10 Ford Credit under
Ford Credlt'a Red Carpet Leue - WOR or Reslduel Purchas. Plen Idenlllled below ("Ihe Plan") and la aub)ect to tho lerma and condltlona
Ihereol end Ih. egreamenla and underlaklnga 01 LelSor conlalned In Ihe Red Carpel Leaae - WOR or Realdual Purchao. Dealer Appllcallon
execuled by lauor with respect 10 the Plan; provided Ihat In Iha .venl of a breach of any of Ihe foregoing warrantlea, wlthoul regard to
Leuor's knowladge or lack 0' knowledge wllh reapecl Iherelo or Ford Credlt'a rellence Ihereon, Leeaor ahalf repurchue Ihe Le.u 'rom Ford
Credit for Ihe fulf amounllhen unpaid whelhar the Lease shalllhen be. or nol be. In delaull. Leeaor egreea thet the leue.end realduel vnlue 0'
the V.hlcle la aaaellorth In lIem (IB) on the lac. 01 Iha leBle.
In Ih. evenll..ue dealrea 10 obleln a voluntary early termln.llon of Ihe Leeae, Leseor egreee 10 perlorm cerlaln oelVlceo for Ford Credit el
no cherge. Leosor will moke a good 'ollh elfort 10 reBch agre.m.nl with Iha Leosee 00 10 lelr markal wholooolo velue of Ihe Vehicle end. If
ogroement 10 reoched, poy thot emounl 10 Ford Credit. Leosor 0100 will all.mpllo collocl Irom Ihe Leooea end pay to Ford Credll ony amounl
duo Irom the Lesoee In connection wllh Ihe early I.rmlnallon. Lesoor will prepar., olgn. ond ollempt to oblaln the olgnature of tho Lesoee on a
vehicle condlllon report In ouch 'orm ao Ford Credll moy requlr.. IIlhe Vehicle 10 10 be disposed 01 by Ford Cradll. LeOlor agreeo 10 olore Ihe
V.hlcl. for up to 30 doy.. Such olorage oh.1I be wllhout coello Ford Cr.dll end Leooor shell exercloe the oome degreo of care wllh reopocl to
tho Vehicle 01 ho would wllh hlo own properly.
Th. LeOlor ogreeo that Ihlo oeolgnmenl ohall be subject 10 the Pion Inlll.lled balow:
D Roolduol Purcheoe Pion
I~#
'__ Wlthoul Recouroe,(WOR) Plan
~
The Lesoee ololeo Ihat he hoo been given a fllled.ln copy ollhls Leooe 01 the time he elgna II and notice of Ihe alOlgnment of Ihlo leaoo
10 Ford Credll.
LlOseo: ~J\~~d1 Co.Leooee:
FC IS710P JAN.3 NOTICE: SEE OTHER SlOE FOR IMPORTANT INFORMATION
Pr.wt0t8. .dlllon. m.~ NOT be lI.ed.
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Plaintif f,
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No.
97-1413- Civil
FORD MOTOR CREDIT COMPANY,
vs.
Christopher R. Wagner,
Defendant.
TO: Christopher R. Wagner
35 Hazel Circle
Mechanicsburg, Pennsylvania 17055
DATE OF NOTICE: April 14, 1997
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT
RIGHTS. YOU SHOULD TAKE ,THIS NOTICE TO A LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
FOLLOWING OFFICE TO FIND WHERE YOU CAN GET LEGAL HELP:
Court Administrator
4th Floor, CUmberland Cty. Courthouse
Carlisle, PA 17013
(7171 240-6200
By:
S. MAZZOTTA, P.C.
Plaintiff
enue
, PA 15222
-0300
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