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HomeMy WebLinkAbout97-01551 ~ ~ \ ~ I I I j ! 1 j I I i / , , / r /...... , , I ! . I I , '- j ~ J ~I' ~I ., RICHARD L. GULDEN, Plaintiff IN THE COURT OF COMMON PLEAS OF THE 41ST JUDICIAL DISTRICT OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH (a) unpaid balance of instrument as of 10/1/96 (b) attorney collection fee (15%) $57,532,83 7,629,92 $65,162,75 v, JOSEPH p, WINBERRY, JR" Defendant NO, 97 - CONFESSION OF JUDGMENT CIVIL-LAW CONFESSION OF JUDGMENT Pursuant to the authority contained in the warrant of attorney, a copy of which is attached to the Complaint filed in this action, I appear for the Defendant and confess judgment in favor of the Plaintiffs and against the Defendant as follows: (a) unpaid balance of lease as of 3/24/97 (b) attorney collection fee (10%) $2,580,00 258,00 $2,838.00 (a) unpaid balance of instrument as of 2/1/97 (b) attorney collection fee (5%) $1,594,15 79,71 $1,673,86 Total: $69,674,61 AllEN E. HENCH AnoR1€Y AT LAW ~ WARKET8T. NE\WORT. PA 1W4 TEL. (717)&17-11311 FAX (717) 517,'130 LOVSVUE OfFCE: WEST MAIN ST, (RU"I LOYSVIlLE. PA 17047 TEL. pm 780-3147 " I RICHARD L. GULDEN, Plaintiff IN THE COURT OF COMMON PLEAS OF THE 41ST JUDICIAL DISTRICT OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH " NO. 97 - I I v, JOSEPH P. WINBERRY, JR" Defendant CONFESSION OF JUDGMENT CIVIL-LAW Notice Under Rule 2958,1 of Judgment and Execution Thereon Notice of Defendant's Rights TO: JOSEPH p, WINBERRY A judgment in the amount of $69,674,61 has been entered against you and in favor of the plaintiff without any prior notice or hearing based on a confession of judgment contained in a written agreement or other paper allegedly signed by you, The sheriff may take your money or other property to pay the judgment at any time after thirty (30) days after the date of which this notice is served on you. You may have legal rights to defeat the judgment or to prevent your money or property from being taken, YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SE'r FOR'l'H BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Lawyers Referral 100 South Street P,O, Box 186 Harrisburg, Pa, 1-800-692-7375 Service Central Pennsylvania Legal Services 213-A N, Front Street 17108 Harrisburg, Pa, 17101 1-800-932-0356 ,.;l-~. 'SOUlR' AT ORNEY I,D, #77972 TORNEY FOR PLAINTIFFS 224 MARKET STREET NEWPORT, PA 17074 AlLEN E. HENCH ATTOAAEV "fLAW DI WoRKET BT, NE\WQRT, PA 17074 TEL. (717) 1517.31); FAJI. (717}15I7,:1l30 LOYSVUE OFFCE: WEST UAIN ST, (RT,27') lOVSVUE. PA 17.47 TEL. (717)710-*7 " 7, Judgment has not been entered on the attached note in any jurisdiction, 8, Said note provides as follows: THE UNDERSIGNED promises to pay to the order of RICHARD L, GULDEN the sum of Ninety Five Thousand Dollars, with interest on the unpaid balance at the rate of 10% per annum, in 120 successive monthly installments of $1,255,44 each beginning August 15, 1991 and monthly thereafter, THE UNDERSIGNED authorizes the Prothonotary or any attorney of any court of record if this note or any installment is not paid when due, to appear for and confess judgment against the undersigned for all amounts due hereunder, with or without declaration, \~ith costs of suit, without stay of execution, and with an attorney's fee of 15% and releases all errors in connection with such action, The undersigned waives all right or stay of exemption of any real estate from execution or extension of time of payment which may be given by any Act of assembly or rule of civil procedure now or hereafter in force, and agrees that any such real estate may be sold on any writ of execution forthwith, Protest of this note is hereby waived, 9, paragraph 3,E of the Note states that the Buyer shall not have the right to prepay the balance owed at any time without first having obtained the written consent of the seller, 10, The seller has not given the buyer the written consent to prepay the balance owed, 11, The last payment under the Note was made in September, 1996, 12, Notice of default was given on March 7, 1997, a copy of which is attached hereto as Exhibit "B", AllEN E. HENCH ATTOAAEV "fLAW 2')4 VARKEl8T, NEVt'PORT, PA 17074 TEL (711) 611.31)0 FAX (717) &17,:1130 13, No payment has been made since the notice was given to Defendant, and more than fifteen (15) days has elapsed since notice, 14, Default occurred when Defendant failed to make a payment when required, LOYSVLLE OFFCE: WUTUAINST, (Run) LOV8VUE. PA 17041 TEl, (717) 71~3I41 15, The note authorized the acceleration of payments if no payment was received after fifteen (15) days written i I i i I " , .. .. ~ '. notice, 16, Judgment is not being entlJred by confession in connection with a consumer credit transaction, 17, As a consequence of the foregoing, the Defendant is liable to the Plaintiffs as follows: (a) unpaid balance of instrument as of 10/1/96 (b) attorney collection fee (15%) $57,532,83 7,629,92 $65,162,75 plus total interest per annum thereafter until payment in full is received, costs, additional late charges and additional attorney fees, WHEREFORE, Plaintiffs demand judgment in the sum of $83,725,12, plus interest as authorized by the warrant appearing in the attached note, together with the costs of this action, and further fees. COUNT II DEFAULT ON COMMERCIAL LEASE 18, Paragraphs 1 through 3 are incorporated herein as more fully set forth, 19. Attached hereto is a true and correct copy of the original lease dated April 2, 1991 duly executed by the Defendant, and marked Exhibit "C", the same being incorporated herein by reference thereto as though more fully set forth, 20, The attached lease has not been assigned, 21, Judgment has not been entered on the attached lease in any jurisdiction. ALLEN E. HENCH AnoRfoEY "fLAW 204 W.RICET 8T, NE\W'ORT. PA 17074 TEL (717) M7.3130 FAX (717) &87.3130 22, Said lease provides as follows: If default shall be made in the payment of any part of said rent for five days after the same becomes due, or if the said lessee shall break or evade or attempt to break or evade any of the covenants or restrictions set forth in this lease, the lessor may forfeit and annul the unexpired LOYSVLlE OfFICE: WEST YAIN ST, (RI,27') lOV8VlllE. PA 17047 TEL (717) 78"3847 portion of this lease or any renewal thereof and enter upon or repossess the said premises without process of law and without any notice whatsoever. " , The said lessee hereby confesses judgment in favor of the said lessor for the whole amount of the rent at any time remaining unpaid, whether the same shall have been due or not, waiving stay of execution, inquisition and all exemption laws now in force or which may hereafter be passed, and authorizes the adding of 10% attorney's commission for collection; and further does hereby, upon the breach of any of the conditions of this lease, authorize any attorney of any court of record to appear for him and enter an amicable action of ejectment and confess a judgment of ejectment therein for the premises herein described and does authorize the immediate issuing of a writ of possession and execution for costs without asking leave of the court, 23, Notice of default was given on January 5, 1997, a copy of which is attached hereto as Exhibit "0", 24, No payment has been made since the notice was given to Defendant, and more than fifteen (15) days has elapsed since notice, 25, Default occurred when Defendant failed to make a payment when required, 26, The note authorized the acceleration of payments if no payment was received after fifteen (15) days written notice, 27, Judgment is not being entered by confession in connection with a consumer credit transaction, 28, As a consequence of the foregoing, the Defendant is liable to the Plaintiffs as follows: ALlEN E. HENCH AnoAhEY AfLAW .,. llARKET ST, NE\WORT. PA 17074 TEL. (717) &17.3130 FAX (717} 687,3130 (a) unpaid balance of lease as of 3/24/97 (b) attorney collection fee (10%) $2,580,00 258,00 $2,838,00 LOYSVUE OFFCE: WEST UAIN ST, (RT.:!7') LOYSVIUE. PA 170047 TEl., (717) 78;'3847 plus total interest per annum thereafter until payment in full is received, costs, additional late charges and additional attorney fees, " WHEREFORE, Plaintiffs demand judgment in the sum of $2,83B,OO, plus interest as authorized by the warrant appearing in the attached lease, together with the costs of this action, and further fees, COUN'I' III DEFAULT ON $95,000.00 NOTE 29, Paragraphs 1 through 3 are incorporated herein as more fully set forth, 30, Attached hereto is a true and correct copy of the original judgment note dated April 28, 1992 duly executed by the Defendant, and acknowledged on April 28, 1992, in the original amount of $11,000.00 and marked Exhibit "E", the same being incorporatecJ herein by reference thereto as though more fully set forth, 31, The attached note has not been assigned, 32, Judgment has not been entered on the attached note in any jurisdiction, 33. Said note provides as follows: FOR VALUE RECEIVED, JOSEPH p, WINBERRY, JR, promises to pay to the order of RICHARD L, GULDEN the sum of Eleven Thousand Dollarsm with interest at the rate of B% per annum, without offset, on or before August B, 1997, in instalments of $233,05 commencing September B, 1992 and monthly thereafter on the Bth day of each month, Interest only shall be paid until that time. On nonpayment of any installment when due, all remaining installments shall, at the option of the holder and without notice, become immediately due and payable, If this note is placed in the hands of an attorney for collection, the undersigned agrees to pay as a reasonable attorney's fee 5% of the amount due and owing on this defaulted note. AlLEN E. HENCH ATTORPEY AT LAW DI MARKET liT, Ni'mOAT. PA '7014 Tn. ptn 117.:1130 FAX {7171 M7':l130 To secure payment of this note, I hereby authorize, irrevocably, the Prothonotary, Clerk of Court, or any attorney of any court of record to appear for me in such court, at any time, before or after maturity, and confess ajudgment against me in favo~ of any holder of this note, with or without the filing of an averment of default, with the release of errors, without stay of execution, and for LOYBVUE OHCE: WEST MAIN ST, (AT,"'" LOVIVllE. PA '7047 Tn.. (717)7IlUIU , , VERIFICATION I verify that the statements made in the Complaint are true and correct to the best of my knowledge, information and belief and that this Complaint is brought in sincerity and truth for the reasons mentioned in the said Complaint, I understand that false statements are made Subject to law as provided in Title 18 Pa,c.s. ~4904 relating to unsworn falsifications to authorities, .-L..Qlj L~,~ RICH~~, GULDEN Sworn and subscribed to before me this ')'~'1"day of March, 1997. - ~ 1~:..C(., bl' t\c0i.O N \:ary Pu ,ic My Commission Expires: NOTARIAL SEAL LINDA J, HALL, NOTARY PUBLIC NEWPORT BOROUGH PERR My COMMISSION EXPIRES NO~~~\:9 \ .. AllEN E, HENCH ATlOAAEv AT lAW ~llARl<ETaT, NE'M'oRT, PA 17." TEL. PIll ..,,,,'" FAX (7ln &l7.~U30 lO'fSVUE OfFICE: WEST MAIN 8', (RU", lO'f8VUE. PA 17.47 TEL. PIll ,......, RICHARD L, GULDEN, Plaintiff IN THE COURT OF COMMON PLEAS OF THE 41ST JUDICIAL DISTRICT OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH SS: v, JOSEPH p, WINBERRY, JR., Defendant NO, 97 - CONFESSION OF JUDGMENT CIVIL-LAW AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF RESIDENCE COMMON~JEALTH OF PENNSYLVANIA COUNTY OF PERRY Joseph E, Maenner, Esquire, being duly sworn according to law, deposes and says that the Defendant, Joseph p, Winberry, Jr, is not in the military service and is in no way subject to the provisions of the Soldiers' and Sailors' Civil Relief Act; and hereby certifies that he has personally verified the following location to be the bona fide residence of the Defendant and Plaintiff: Defendant: Joseph P. Winberry, Jr. 134 Lancaster Boulevard Mechanicsburg, Pennsylvania 17055 Plaintiff: Richard L. Gulden 3040 Logan Street Camp Hill, Pennsylvania 17011 AllEN E. HENCH An'ORNEV AfLAW ZM MARKET ST. NE\WORT. PA 17074 TEL. (71n 517-31>> FAX (7ln 1517.3130 Sworn and subscribed to before me this .;.ll.;-t~ day of March, 1997, ~;;~u~T~CLlQ ------- My Commission Expires: LOYSVUE OFFeE: WEST MAIN ST, (RT,"'I lOYSVUE, PA 17047 TD..1717)7Jt.*7 c:\gulden\CONFJDGM NOTARIAL SEAL NJJ~M16ALl. NOTARY PUBLIC MY COMM'SS/O~~~~~:SC~ROr. CO" PA .,29, 1999 '. J l' i' \~, :, <,' T';:~:< ';" ) "h ~ ,f'"", ~.. ',1 (~,,', j',! , , ""1";' '+ .' . , I:: , , " , , I . .., , $1l5,QOO,OO J# .- I un' I I ~: t', 'r'!/'~.. " i .,-..- "'t ", I I _ """...1..... p,,,"oo .., p.y to tho 0""' of RIeHMll) L. G"""Z>I tho . IWI" of Ni~it:y' rive Thousand Dollar., with internt em t:1' unpaid bAlancJ at the rat. ot 10' per annum, in 120 lucce.aiva monthly .nata11menta ot $1,2:1:1,44 4ach beqinnJJnq Auquat lei, 1991 I\nd monthly tl",...'fIatt.r. ! 'rBB OND QIIZD a.uthorize. the Prothonotary or uny .)l~tOI''' ,.,y ot any c:our1 ' ot record t this riote or any installment '" not pn.! '" "due, to appear tor and conf.au judgment ngninst th.' '_mrl'"~sj "~.(\ ,,- 1\1.1 amounts! due hereun er, with or without declarlltlon, '."',; cr' -r, !>uit, without' sta.y ot ex cution, and with an attorney's t ,'f' C I \", r~ lcaoes all errors in onnection with such action, Thl' \lnc~.. ~ L'. : :1(": l','Q:> all righ' of stay or exeJ:lption of any real estato frc.~ e:,,,,<:u~.')n' AX1:0nll1on of time of pa ant which Illay be givtln by uny !,'~r. C'd il~~,omr ()J; rulo or civil proc dure now or herellftel" in rO\'~". ',~,j :';;;"'..-", .:lny such rea astate may be sold on any writ :,r e:<~.(":,;;i'~ -. 'c'... ~';';;ellt at this not. 1s h. &by waived, TMSTAT.T,MF.N'l' NOTe ", IJ ,,),. ~ \,~...a ,: .~; l~-~".c,,~~,'" . ?nS~lJ. Win:..',.rr', ~,' J: , " I "t~ I 'WITNESS OR A~ESTI , ,'I I I'J' ,J I: , ~ F".j ,U.; . , '. ~..rl(",1 " &0 ," ,. . ......', ....,..." '- - ... ....... .... ...-. ........- , .' -..' -- --" Exhibit ^ .,... !..].I TO: JOSEPH p" WINBERRY. JR., 134 Lancutor Boulevard . ,Mech:mlc:.tbura. PA 17055 YOt.: ARE IN DEFAt]J.TOF TIlE PRC)\'ISlUf','S OF THE '\l.dU,OJ!: ' r OF " , ,,'hem due under the agreement constilUlCI ~ eVcnt of default, You have failed co m:l'" the: ;"<Iuire!:d monthly payments since Sep~ber,.. 1996, The monthly inscallmcnts, UI th~ ,1InOlltl: Llf $7,532,64, plus $119.87 ~ interest. must be paid immediately [0 curc ~,,'ur .l:~i":ml! ~n additional Sl.'2S5,44'shall become: due on March I:', ll)l)~, This IS your only notice!: that y'ou have rinccn . 1 ~, d.l;" j" ;';:,:In . l~ r , , to cure your default by presenting the sum of $ 9,007,95 In cn,'I', ," ':~r: Iri:~'l :",} 11..1., rh,~ undcr&igned Holder or, in confolmance to the provisions "f thc'\~:rr.(:n"'l1r :i' r<a" ,,:It J O. I, , , a judgmem shall be taken against you for ~uch ~';Jl1' as Ill,.;: be: ('ii~ ,,[ ': x ''', -; it:: '!ll i$ , take~. together with cosu- of ~lt and reasonahk ,HI"'rnl~:" , Il':~' ' I t. .. I:" , ":r CC1~:l~~:t,~r.. 1, 4 ,_. ....1"-.. pd!;cipai LlAlance shall conlioue l\. hear lIJtcre$t at th~ I'a:~ ,',1' t~l~ percent :" " (10%) per almum, 1 /? /fp, '! ;7 ~//.. {' , , c,..::7 . / ',' ,. ' , /, ,/ I..-~d~~~ 0 t, RICH, L, Gl(LIJEN ' , ~.i L9Sl.tl.T(,,~T0S6 01 ",. ,.....-......-,.. ...~ "~ ".'~:: :;r . IIC'~,:: =_oJ:;, ._,:,:.l-ae-ce ,', ;\' Exhibit B I, , . :r; , , i I 1 I I I I, I , I , i i , i ". luLldL1: , .;]~ 'l'HIS AQ?EHZ1fT lIIade thia day nr. _(~f,d\-L_, ,_..,._' 1991, by and betw8e' 1tXCHAlU) L. GuLDEN, harll.lnoftnr callud "lorlUor," and JOSEPH P. WDmERR , JR., hereinll:t!ter cn11ud "l41L'1l1ee," Wn'NE5S~:rH: , " THAT th l...or doe. hereby do~iso and lot unto tho lessee the tirst . - . floor ot t . premise. 8ituatll at tilt.' northe,:\!." ,:~,:-:','':':' ': _ fob and Market str.et. in Ith. ~,orOUqh ot canl~ lIill, l'unlluylv',/Ii.." k.n'.:.''1 ",; numbered as 1714 lIlarke~,street, and the parkinq 4djacont thor.:,t',o "::111s:"t.ing of _ .P'''. upoi tho 'ollowl.. torn. ...", om,,"" ,.,,,, 1, '.t'he terlll ot the 1.... l~hQl1 bo lIi:~ yeurt; und -, ~.. be computed trom the 1 t'day ot Aprlllllil. I :J , ~ " 2, , advan the tirst ~ay ot each er month, pllyab:& mon~hly in tho hornn of the lessor, J'J The times hen 1080eo IIn~t}. and will pay the rants r<:::"...r"'~ j on the days s,me ouyht to ~ paid Ilccording~o the ~~ipu~~tlons g re~tal or $4!lO per month may,ht, the opt i.on ot tl'le , and , hereot. or Harch 31, 1992, be lncrea8ed to roflect an increase in the , ot 1111nq ,. mea.ured by the~n~l cost of living inctax published, I ' I I I I L9S~1~lZ~0Cl0~ 01 , '. ARNOLD" SLIIlI, ...nOJJollrJ.AT,U......:IOt !\oV.l.n STun. CAM' HII.I", r- I >!":I 1,1(1:= :"1':,:,..;, :.::1.1 .:.,;';1-O~-~0 ~ Exhibit C I...."" l ',. " 1'- " . by the federal -;"i' I os..... ncr,as~ '1 . tive only n may nO~lbe,~one r~troactively. I ' increased tn accordaribe with an in~rRased cost qoverrunentl provided that, t~:.::...::....:::.:':::~;_~. ,jr a pr~-) shall be given in writingJ Th'3 incL'eu:>e mQ~" be prospec- th&'indeX'iand .hoUl~_the 'cost of living index later drop, lessee shall ,be ~title to reduce 'the":rentaJ.' (but J;lot b~low the basic rental) to retlect th ~.cr.a.. in the coat of living after giving lessor thirty , I days written notice ot his intention to do so, I I 4. , Le...eeshall and will pay for all gas, t'lle-=tr ici ty and heat consumed b~ ~ia according, to, the regulations of the company or companies supplying the same as th~ same shall become due during the term afore- ,ea1d or ,an renewal thereot, Lessor shall be responsible for exteriox: or liVing ac~ording to Shol.11d the b<t'.\ic rental be " , . '. II' 'maintenanc ,'major structural repairs, and the heating SY"':.'.:rn, Lessee " ", '. j ~ will be're pon.~le for interior maintenance and shall ha'l"" the right to '~ make 1nter~or altera~ions and decorations, except that no '.'<(11s shall be moved or o~her Structural alterations made without first having obtained the ~1tte1 consent of ~eS8or, I , 5, ~Le88ee shall have the right to use the premises in whole or 1n part as I n O,ffiCQ tor the practice of the profession of optometry. ,I ! Ii " _ , . '.' " ., " ' -z- ARNOLD Ie "UK!, IoTTOlli/'ll[\J.\T.L\'." O1ID' ~"'''xn HHtT, ';.'\.'11' I"lILL, I'... 'Hill ;, 9Z'd L9S~T~t~~~e~teS6, O! l')()i:!,l 11,:0:;: : ';':' .,~.; T -ec:-s:e .......,. ,... , -.:::. -;:..-..- _.~! ",....- ". ~ Le..ee aqree. that a~personal propert~,~~. :h~ premia8s shall be ltablo to'di.tr..s, and all such property remov~d theretrom" I shall, tor thirty days after such removal, ramain so lialo!,,, and may be distrained and 80ld for .rent, and lessee hereby waivAR u;l right to the },. laws.excepting I personal property from levy ~nd sale under benefit ot !U\y ~ i distr.ss, , ! ~." ....-- -~-'.'. 7. Lassor agrees that at the end of the term of this lease, lessee may renew the leas. for four additional terms or one year each. Such renew 1 ahall bG automatic upon the lessee remaining in poss.ssion ..a at the expiration of the original lease or each renewal houle! 1....0 ,wi.h to terminate the lease ;;I: tho; end of the '. rm and ,an)' ran.wal thereof I he shall g l 'J'. the l",,>;sor Io(ritten ,,", , 1! ~nte'ntion to quit\l1ot less than 31>;t;: "\.0;1" ;,: ,-or to the , " of the pre thereof, original notice of expiration of the oriqina~ lease or anyone year renewal ther 8, . If default shall be made in the paYlt1c,nt 'J:, "r.'i pill:t of sa ,(1 shall brea or evade or attempt to brea or evade any or ~h~ covenants or restric ions set torth in this lease, the lessor may forfeit and 'annUl the ~,~ired po~~on of this lease or any renewal thereof and "~nter upon~f. repossess the said premises without process of law and without 0.1 ~tica.7..s.~er. I ':~ '1 - rent f f va days-a er the same becomes due I 't" i. f \",hA "" i d lessee ; I , , i :. " - ..3- , ARNOLJ) I: SLIKE, "nQl"'':n'''T'L.~\oo ~lll' ....I\IlKl.t SIIUl' .. ~... \1 r .. ... ~ t . "JI ,. ',lZ'd L9S;LtLt2'~\:Ut0S6, 0.1: L 1.~:I=;:l ;,1.:0-':: ::;~ ':'~~l-0Z-[0 " . "I ~ j ) . , ", " , , , t ~ "It :I..furth.r aqr..d that the acceptance by th. skid IG..or ~t " ' any ot th.'..id r.nt\.t.any time after the same shall becomct due, or ' , default ha. been made in thf' paYment thereot or :in::' t' .; ~~ 1 U~":; of the eeid , lel!ll!lor . to enfo:l;'ce any of the rights gained ur.e.:,'::: "\-, - ?:. ilny penalties, ifOrfeitures or conditions hel'ein COI1t:,lin..d, ",l'",,:1 not 1n any way be con~idGred as ~ waiver Of-the ri9ht to en(orc0 thA ~Ame and that I suoh right,!ot torfeiture llIay bl;j en!'orced without <tny notic.,,,, whatsoever7 I and that a1y attempt to oollect the rent by one proceedinc shall not be cona:l.4erecl" i.. a waiver ~t the right of the said lessor tc coll.ct thoa , same by anyoth.r proceeding, , , i . Th~ .aid le,s,ee hereby waives the usual notice to ,,\lit a'1'ii ' , to ~urrend~ the said,premises at the ~xpiration of the'.aid I . .', _ ~ term, or ~e terminati~n ot this lease or any renewal thereof, without , '," I 't. I..J any ~otice ~hatever,;and ~ll!lo waives the benefit of ell appraisement, . I )'~ stay and exemption laws, the right of inquisition on real ~state and all I , " bankrupt 01 insolvent..lawa now in force or which may hereafter be pa~.ed, uP9n any prooeedinq instituted tor the r~~ov'~ry 0: the said rent I either by ~istress or,~therwise. ! ,'Oil If !defau~t shall be, made in the payment of ~ny rent when the same ~hall ~me due, or if the said lessee shall be sold out at sheriff's 9i" C;:,onst~+e's,sale or permit any judgment to be entered I I i-l ,; .~ '. , " i . -1-. :' AR"{OLD It SLIK[, AnoaNIH-AT u....., :IM HI",!..,,,,:, InUT, 1';"',,1' !'fIll. ". " . ec:'d o!.9s.:.1.!.1~S6ZSZ>:0o!.10S6 01 , :':!~ ..;,": ;,~ ':"!':.T-O:!-ta i i I," I ' ", againat hiN o~ makeA,any a~.i9nment for the benefit of creditor., or . L 'I commit any ;act 'of :,panlu::uptcy whatever, then the rr..nt: ",,\' c,!,n blll"nce ot " at once be~oDle due and may be coU...cted by 'Hatre.. or the tern aliall I otherwise, i Ii' ~ I , .' Th I all.1c1 1ea.,ee t\ereby confesses jUc'ltJnlcnt in C IIvor oC tho said le..or the Whore amount. of the rent at any tillle rl'tmail'l'llg unpaid, . ." t~ whether th aame .hall ~ave been due or not, waiving ctay of exeoution, inqUi.itt~9 and all,~empt1on laws now in force or which may hereafter . ~ , ; , be pa..ed'r,nd"uthor1ze. t.he adding of lot attornftY'$ commission for COllectionland further dOGs,hereby, upon the breach of any of the condit.ions t th1s,lease, authorize any attorney of any c~urt of record to appear f~ him ~nd,~nter an amicable action of eje~tmen~ and confess , I a jw.1qment, ~ <loes autho 't.ion tor c ejactment therein for the the immediate issuing of , s' '. without aeking aGaVe of court, premises her~in de~cribed and , a writ of possession and execu- I I, '!),; I i I 9. I The les~or agrees that if he is d...s.lrou:; :,f :;,~111ng the premises lobated at 1714 Market street, Camp Hill, PA or any part there- I ~,r , of during ~. term of Fhisc1ease or any renewal thereof, and a bona fide otter or otfers are made by aryy third party or parties, :essor will I i I I OPTION TO p~ r, . : ~ , - .j"':- . ^R.NI~LD I: Sl..IKEI "riO"~EYh.!.;.A'_ ~!'I" .....,I\P,LJ :':;n~i r HI I' ..~: 6e'd ~9S~t~lz~Le~leS6 01 lll)~ ~ !:" ' .,', .:.-:..; r -0:-:':0 "~i\' 'i:~ ,L , 'ltl.. \" '~l~ '1,"li' ~" ,I:' , , \," i... I~I' !';,' : (~ '''. '>'. ~. ,: . 'J., ,j." r,-f ~l'" " ~, ; ~~ SI,. . \~ )(.' 01 ~,v. )~'!~ ,dW, .'"I:U- ' ,It 1!' ':';~t#:.' /;~~' "I ';-,"';' . ~ .', I ','I;" " :,f.... 'I "C' ,', ';,;',',l'.',j'. ,"',;V\' ~;': .;;.,'Jc;'; i 1,1-~'1 , 'l'" ."j:":F} !:~I ~l:',I" :;':~ :I,I":::;~ :1'~}I:rJ : 1/',01"'" , ! i . l,':j :.~ it,:' , l \ I . I ~,' ,: I ,~.-J ,~;~...,1, l+;I~ .+., ,'I' 'I' ~,' ::(.01 , ~'.il~.;~;n . "'~'\'I"1 ' "t" , ,lr",I.I' i~.\';,Ii.::i\ ., ~; "I!''''-' .:t:~I:.;.i ,1 I,' ','I',~ .f. ' . ,j, :, ," " I, ~ ,- " I ~ ' "f'I'" .".. :,.:...' :~f ,I' "I" , " If,f" H" , 'j . , ,,' , notHy~'~e ~.a~ee of the otter and the lessee shall have the tirat option to pUrohase' ..id property at the ottered pricQ, 'loIhlch option .. . '.' shall be exercised by the lessee by notifyin'J l...",,,,,.,r ,~f ~:i'rl willinqne.1I " i , to purchas. wi~in 15 days atter notiti<.:at.icm C! :'"'' :,1,,;" ; (':h~ offer has been made ~ him. ShOUld the lessee fail or refuse to exercise the ..id , I privilege ~v. qranted within the said 15 days' and for any reason i " ',:, ' whatsoever fte sale to the third party'is not consummated, the option ot the lessee ja_ herein Ilcp:eed upon shall continue in the >idl11'~ manner until.. the expira llon ot the lease or any renewal thereof, Should lessee ' notity lea r his lrttentlon to exercise his option, lez~ee shall have a period ot d~ys trolU the date of his notice to lesso~ in which to complete h~ purchase of said property, I ,; , , ,'~:o ~ 10. In addition to the foregoing ~~ght of firs~ refusal, lesser' sha~l have fhe oPt~on to, purchase the said prem~ses after th~9h~ ~ year of th~' lease tor its tair market value at that time, as dete~ined! . " I by Ii qu~li led rea~ estate appra t:>er '-'ho is 1'\\:1'.11'111':, 0(;:: ;.. ,..~tJlo to the i J J parties. the event 'the partien ,'t'e un,-:\I:..l...' L:" '":':~ ,'...: ,;"; r.s.noraiser, each party have the right to select i.ts own apprai,;'~r Clnd J.f the are o agree af,ter Obtaining said appraisals, ~:he t'~oappraiser may select, ~ third appraiser whos..' va l\1n !",h<ll 1 be ,:(.'n I: r,' 1 1 ; ng '. If such option is '.'+erCised, real est,ate transfer ta>:es shall be divided evenl and real e~tl<1 taxes 'shall be prorated to the dat,(: at ,,~tl:.lement, Title to ~e premises shall 'be by special warranty deed, free and of all enc~r~nc~s, '~ -(,- , A"NOLD., SUlCi, "T':'(I~~lYf'^'H,A""',1I0' .....UtT '1' ". ~"'" '1lLl. ~, J. ~'d ~9S~t~TZS6Z8Z~0~tCS6 01 ~" =.::l l ..._,.... ~6bt-OZ-t0 .' ", horoin 11 ' All con~aJ.ned th~ reservations, conditions, covenants cnd provisions , " " .hall bind and be available to the heirs '" BUcc.o.ors, ex.cu~ors, 'a~inistratorB and assigns, as the cas~ ffiu: t,~, of the lessor and lassee respectively as though in each CQse e~:pre5sly '1amed, on I ' IX n+' WHEREO,~' :ti,he partil:!S hereto h,\'/A S"lt t~cir ~,~nds and seals tho day land year first above w"itLen, 1 I , I I I " jftA f. ,- . " ~ .,... ( / ' ,/ //i ',' ~ '~11/, ~ iji., ,-' c..' .../= ~ 'I.. Ri~hard L.'Gulden 19/. - ~ (SEAL) ... , '1. ~fl tl',j f. ..L, 1.1., 4 ..,.\!.~...,\" ...- 'ose h P: Ihnl::t.'!'ry, :Jr, , . (SEAL) ,I '.'\. "'r " ' : I I I , " ". .,.... - 7- ARNOLD It SLllE. ATTO..wt'r\,...,'L.",' ~lll' '04"';'(1 ~T'lIt'l. l.~"" Hit: IUd t~'d ~9~t~t~~ee~t0S6 01 .:",.' 'IJ~~,..) ~66l-0;;-~0 Ji~H " -" ~Jr, , , I $ll,OOp.OO ~ .., <", "',., __, 1 !l92 INS:l'ALLKElcrJIOTI~ I lOR VALUE RECEIVED, JOSEPH p, WINBERRY, JR, promises to pay tOI the or~.r of RICHARD L. GULDEN the sum of Eleven Thouaap4 Dollar., with intersst at ths rats of 8' per annum, wlthou~ offset, on or before August 8, 1997, in installments of 5223.05 commencing September 8, 1992 and monthly thereafter on the 9th ~ay of each month, Int~rest only ~hal1 he p~id until that t~Dle. On nonpsYlUent of any installnl/l:1t: loihpn c1U9, all remaln~ng installments shall, at the option of the holder and WithO#4notice, become immediately due and payable. If this note i 'placed in the hands of an attorney for COllection, the , under. qned agrees to pay as a reasonable attorney's fOG 5% of the t due and owing on this defaul~ed note, " To seCUre payment of this note, I hereby authorize, irrevoFably, the Prothonotary, Clerk of Court, ,or any attorney of an~court of record to appear for me in such court, at any time, ~fore or after maturity, and confess a judgment against 1118 in favor Of any holder of this note, '....i ~h or without the Uling~Of an ave:!:1llent of default, with rp.lc"~'c of "'I"rare, withou stay of exocution, and for such amcunt as may appear to be unp id thereon, together with charges, reasonable attorney's fees apd costs as herein provided, and I hereby waive and releas~ all be~efit and relief from any and all appraisement, stay,! or exemption ,laws of any state now in force or hereafter to be ~assed. _, I I /?W0?~ . ~ ' (SEAL) (~-' ,- " ~ r- " '/1' ~' , 'I . , ~~'d ~9~l~l~~eeLO~leS6 O! Exhibit E . ;':':',J ~,~,~:": :'';0 ~T-(2-t0 Notes, If real property, supply sUe copies of description including improvements and an original and copy of affidavit of ownership (PaR,C,P. No, 3129), If lengthy personalty list, supply four copies of list, To index writ, file separate praecipe with writ, l..J ~ , . ItJ 9.J -- ~ -.~l ',1 ,.- -,. - -, ~ , , ~ ~ ~ ' ," ~ :J - .,~. , <::::!> ~\ ., C) -, . ,-'I . ," ~ , ",'1 ~ -.1 -. <r ~ ,~ t ~~ \ ~ Q ~ ~ ~ 'J , , RICHARD L, GULDEN, Plaintiff v, JOSEPH p, WINBERRY, JR., Defendant IN THE COURT OF COMMON PLEAS OF 'NIE 41ST JUDICIAL DISTRICT OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH NO, 97 -I>~I CONFESSION OF JUDGMENT CIVIL-LAW NonCE OF EXECU1'ION NOTICE This paper is a writ of execution, It has been issued because there is a Judgment against you, It may cause your property to be held or taken to pay the Judgment, You may have legal rights to prevent your property from being taken, A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, you must act promptly, The law provides that certain property cannot be taken, Such property is said to be exempt, There is a debtor's exemption of $300,00, There are other exemptions which may be applicable to you, Attached is a summary of some of the major exemptions, You may have other exemptions or other rights, If you have an exemption, you should do the following promptly: (1) Fill out the attached claim form and demand for a prompt hearing. (2) Deliver the form or mail it to the Sheriff's office at the address noted, You should come to court ready to explain your exemption, If you do not Come to court and prove your exemption, you may lose some of your property, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICES SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP, Lawyers Referral Service AllEN E, HENCH AnoRNEY AfLAW z:w ....RKETST, HE'M'ORT. PA 17014 TEL (717) 1WI7.313G FAX (717) 587,3130 100 South Street p,O, Box 186 Harrisburg, Pa, 17108 1-800-692-7375 lOYSVUE OfFICE: WEST llAIN 8T, (RU", lOYIVME. PA 17.47 TEl.. (7'7) T",...T Central Pennsylvania Legal Services 213-A N, Front Street Harrisburg, Pa, 17101 1-800-932-0356 ~2~ JO ~ E, MA NNER, ESQUIRE AT ORNEY FOR PLAINTIFF AllEN E. HENCH ATIOfVEY AT lAW ~ IIARKET IT, NE'M'ORT. PA 17074 TEl, (717) 517.3130 FAX (717) 517,3130 LOVSVLLE OfFCE: WUTUAINST, (RUT" lOYIVlllE. PA 17047 TEl.. Pi?) 7.0.3147 RICHARD L, GULDEN, Plaintiff IN 'rUE COURT OF COMMON PLEAS OF THE 41ST JUDICIAL DISTRICT OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH v, JOSEPH p, WINBERRY, JR., Defendant NO. 97 -/;)1 CONFESSION OF JUDGMENT CIVIL-LAW NOTICE UNDER RULE 2950,3 OF JUDGMENT AND EXECU'I'ION 1'HEREON NOTICE OF DEFENDANT'S RIGHTS TO: Joseph p, Winberry, Jr, A judgment in the amount of $69,674,61 has been entered against you and in favor of the plaintiff without any prior notice or hearing based on a confession of judgment contained in a written agreement or other paper allegedly signed by you, The court has issued a writ of execution which directs the sheriff to take your money or other property owned by you to pay the judgment, If your money or property has been taken, you have the right to get the money or property back if you did not voluntarily, intelligently, and knowingly give up your constitutional right to notice and hearing prior to the entry of judgment or if you have defenses or other valid objections to the judgment, You have a right to a prompt court hearing if you claim that you did not voluntarily, knowingly, and intelligently give up your rights to notice and hearing prior to entry of judgment, If you wish to exercise this right, you must immediately fill out and sign the petition to strike the judgment which accompanies the writ of execution and deliver it to the Sheriff of Cumberland County at Center Square, Carlisle, PA 17013, IT IS IMPORTANT THAT YOU ACT PROMPTLY, IT WILL BE TOO LATE TO REGAIN YOUR PROPERTY IF YOU WAIT UNTIL AFTER THE PROPERTY HAS BEEN SOLD BY THE SHERIFF OR TURNED OVER TO THE PLAINTIFF, YOU MUST FILE A PETITION SEEKING RELIEF FROM JUDGMENT AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICES SE~' FOR'l'H BELOW TO FIND OUT WHERE YOU CAN GET HELP, Lawyers Referral Service Central pennsylvania Legal Services 213-A N, Front Street Harrisburg, Pa, 17101 1-BOO-932-0356 100 South Street P,O. Box 1B6 Harrisburg, Pa, 1710B 1-BOO-692-7375 - AlLEN E. HENCW ATTORNEY AT LAW 20M WAJU<ET IT, NEv.PORT, PA 17014 Tn. (717) 517.3130 FAX (7t7)M7.313CI LO'ISVLLE OfFCE: WUT~AINST, IRT,,"" lOYSVIUE. PA 11047 TEl. (17) 780.3&17 RICHARD L, GULDEN, Plaintiff IN THE COURT OF COMMON PLEAS OF 'rilE 41ST JUDICIAL DISTRICT OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH v, JOSEPH p, WINBERRY, JR., Defendant NO, 97 -15ft CONFESSION OF JUDGMENT CIVIL-LAW PEnTlON TO STRIKE JUDGMENT REQUES'f FOR PROMP'f HEARING I hereby certify that I did not voluntarily, intelligently and knowingly give up my right to notice and hearing prior to the entry of judgment, I petition the court to strike the judgment on this ground and request a prompt hearing on this issue. I verify that the statements made inthis Request for Hearing are true and correct, I understand that false statements herein are made subject to the penalties of 18 Ps, C,S, ~4904 relating to unsworn falsification to authorities, Notice of the hearing should be given to me at: (Telephone Number) ALLEN E. HENCH ATTORta ATlA,W 2a4 MARKET ST. NEWPORT. Pit 17014 TEL (717) 587.31311 FAX (717) 587-3130 DATE: Joseph p, Winberry, Jr, LOYSVLlE OfFICE: WEST UAIN ST. (RU") LOYSVIlLE. Pit 17047 TEL (717) 7.0.3847 I i RICHARD L, GULDEN, Plaintiff IN TilE COURT OF COMMON PLEAS COMI~ONWEAL'l'l\ OF PENNSYLVANIA CUMBERLAND COUNTY BRANCH v, NO. 97 - 1551 JOSEPH p, WINBERRY, JR., Defendant CONFESSION OF JUDGMENT CIVIL PH/IECIPE Please withdraw thu Conlu:-;siun uf Judglllent in the above-captioned action. The Defendant has filed tor Bankruptcy under Chapter 13 and the Confession must be withdrmm as 1.1 result of said bankruptcy filing, ~jJ (~t.~ _ JO 9f'1t E,~~~ER, ESQUIRE Nr"OHNEY FOR PLAINTIFF . cc: Gary Imblum, Esq" Attorney for Defendant c: \common\gulden\judglldJ: 1. pr... AlLEH E, !<ENe!< ATTORPEY AT LAW at MARKET 8T. NE\W'QRT, PA 17'074 TEL. (717) M7~1" FAX (717) &17.3130 LOYSVUE OFFCE: WEST MAIN ST, IAT,V') lO'l'SVUE. PA 17.<7 Tn. (717) 'S""" . :;'<7~" ~~,.,,~.. .-~'r2\~' .~"?,\, ,'A.', .,,",. r'" '~')' .' J~""il' .t\;~it~r.\ . < -, :r..'. ::I. '.' ,..I~ ~ '!f.J~~jf~"... '~",..~i"'~~> ~' ~.)"._/;t~,':" :."...;ff. . .., .it -~ ~.. ,.:,". .,.rglk~l'Ja.~ .....~~,... ".51>" ~,~