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HomeMy WebLinkAbout97-01564 I 1~ ..~. ~ ' dl , ,. '" I ~ I JI . J1 7 ~ 1 8 I 01 , , " ') f: I ~ I :)1 'j- ...9 t{) - I I &; I . o "Z 3. Fax Machine 75.00 4. Yardmaster Electric Snow Blower 30.00 5. Used Batteries TOTAL 5,00 $300.00 r----. l'l/ r Harold E, SheelYrP,J. The remaining property on which a levy was made may be sold by the sheriff. By t e Court, Jane Muller-Peterson, Esquire For the Plaintiff Rafael Bellido, Sabec's Auto Sales, Pro se 900 Market Street Lemoyne, Pa. 17043 Gerardo Diaz, Pro se 1802 Third Street Harrisburg, Pa, 17113 lsld ~~ rr~&cl- 1~lls/1:f>. MATTHEW J. GOWER IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V, SABEC'S AUTO SALES, RAFAEL BELLIDO AND GERARDO DIAZ ' NO, 97-1564 CIVIL TERM IN RE: EXEMPTION OF PROPERTY BEFORE SHEELY. P.J, MEMORANDUM OPINION AND ORDER OF COURT A judgment was entered againBt the defendants followed by a writ of execution, and a levy waB made by the sheriff on defendant's property, The Court received the claim for exemption on November 10, 1997, and a hearing was held on November 13, 1997. The statutory exemption is $300.00, Pursuant to Pa. R,C,P. S 3123.1 (b), after hearing, the Court will now set aBide property which the Court believeB from the testimony has a value of #300.00. The defendant Rafael Bellido testified at the hearing and gave his opinion as to the value of property on which a levy had been made. He was craBB examined by counsel for the plaintiff. No expert witness waB Called a~ to the value of the property. AND NOW, this ~~ ORDER / S- day of I . DECEMBER, 1997, the Court specifies that the following property shall be Bet aside for the exemption, and this property shall not be Bold by the sheriff. 1. One care engine lift $100.00 2, Pneumatic power tools 90.00 3. Fax Machine 75,00 4. Yardmaster Electric Snow Blower 30.00 5. Used Batteries 5,00 TOTAL $300.00 The remaining property on which a levy was made may be sold by the sheriff, By t e Court, ,.....---... ),// r-. Harold E. Sheely Jane Muller-Peterson, Esquire For the Plaintiff Rafael Bellido, Sabec's Auto Sales, Pro se 900 Market Street Lemoyne, Pa. 17043 Gerardo Oiaz, Pro se 1802 Third Street Harrisburg, Pa. 17113 :Bld NOTICE OF PUOPERTY CLAIM ..Matl:.hew,..Gawer........................................................ III The COllrt of Common Pleas of Cumberland County, Pellll.lyll'ania tis. Sabec'e Auto Salee. Rafael Bell 0 Nil. ...9,7..,15,64, ,civ.il....,."." Term IVritllf Executioll TO THE DEFENDANT AND ALL OTHER PARTIES IN INTEREST: You are hereb)' notified that a propert)' claim, a cop)' of which is aI/ached hereto has been filed b)' Liea Forreeter . . . . . . , . , , . , . . . . , , . . . . . . . . . , . . . . . . . . . . . , claiming propert)' listed therein. Unless an appraisal of the prop- ert)' is requested within (/0) da)'sfrom the date of this notice, the sheriff witholltmaking an appraisal will accept the value of the propert)' set forth in the claim. Date:." ,tl.q\{~fIlQ'il~. .l7".. ~,9.!!7., ?'~~~ ....................................... cc:cc. Legal Servicee roc atty for PLtf. Sabec'e Auto Salee Deft R Bellido deft Liea Forreeter Sheriff of Cumberland Count)' By :&t"",.,.;...., ,-,./.,4$,. . . . . . . . . , , Deput)' I I \ I'ROI'I!R'I'\' 'CI.A lit 111 lhd CQurt ot Conunon PlIlaH Ilt Cllmhurland COllllty, P~'lIl.ylv.llfa :___ 01 Q. {th.J.I,\,~_~).J' _ (lJr:,,-'_~~~L____,.__ Urlt llo.~Jn - /5lf'iC"~_~_ .... --., --... - ---- -...- ----.. -. ... ---.. -- -- -- - ------ VH , ( _4l~:.)2 .(~~ ~J-0..l..'..tL). .J!1JQ1~,_ _- _ . -. -. -_ .j(~ Q,&~jU.d_Cl___-:-,____ _____. 'I'll TIll! tlll~RIFI' 011 CIRIOl!RJ.hIlO COUIl'l'\', 1'F-IlIlA, 'I'hu Ilrnp~I'Ly IIHLml hulllll UIIU luvluu IIjlOII '" <llIfulI,11I1I1 l:lIt IH' till! 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'II' ' r '_ <j l' I: r If''''. j I '.J 1.1.:;2.' ,~h._ J l 1'1 ':.:.~ el's'..::: r); ",'k.,I.l Fl'.) :':;t-, I V 1 <~f-. 1\ f ,f 1.j 1'/ J t '~'u 1 I: tl:j ~ qf! C(I ,.YJ l~'U r.. ~.~ ) ':;"_' ;JII,:,:WL"l.;.j: ~~''''A&~ . ,,:. . ~~. .~:.~,;....~,.,t..t, :J . ,. 1~j.1: .',(...f._~.,...ft.~ ~lhQnFl"'; J\l.lnt:', Sll;;"f.l.l.1 --',~"'7'I- lc1() / 00 i 0000 by !~10t( 1/1, ~ LJL'puty :;;hC'I.l11 ,'.I"l' fl di',d ~ut'. ';.' . ;"1'- t ~ 0.1 .- jY_~_. ..9_1 i;.' .f J.l~~ I'.. ---~~(~ ~: )] IA..J!J......- ~n r::-. .._-:-------,_.....~,.;::::'-- MATTHEW J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. NO, 97-1564 CIVIL TERM SABEC'S AUTO SALES AND RAFAEL BELLIDO, Defendants PRAECIPE FOR WRIT OF EXECUTION To the prothonotary: Issue writ of execution in the above matter, (1) (2) directed to the sheriff of Cumberland county; against Sabec's Auto Sales and Rafael Bellido, defendants; (Please attach a white Jeep Grand Cherokee, 1996 limited edition, and all vehicles and other such business equipment, television, etc.." and any other property on the business premises located at 114 South Sportinghill Road, Mechanicsburg, PA 17055); and (4) Amount due Interest from Costs against Harris Savings Bank, Carlisle, Pennsylvania & York Federal Savings and Loan, York Pennsylvania, (or a closer branch), garnishees; (Please attach all assets, deposits, CD's and any other funds or assets in the name of the above referenced defendants) ,..L" J{............ n..r;.~"';" '/) ,r,./"7 IJL~. D ,~}..,S, I 'T..~~.Jl... $4,-H~ J / $54,30 '] .J~ 97 $ June 17, 1997 (3) J ne Muller-Peterson ttorney for Plaintiff LEGAL SERVICES, INC. a Irvine Row Carlisle, PA 17013 (717) 243-9400 [,; ,() n _4 ~il T;',' ,~ ,-, [Ii' . :...j , on .. .1p;.: " "" nrn :':.;" C\ :0 r:: ~ .-1' ( :10 .",'1 TTI ~ , . ';:TI ~<~ f.--j ,('> .. .~: ; ~~ C:Jm (' ,. ~:;! :;1 ,. ::u ~ eJl -< ~ t. ~, :I.!.,. ":.. r r ~' r- 0; t~ ~ t.,"\ v ~ l., i:: III e~~~'~~ ~, :- p r-l MATTHEW J, GOWER, PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION. LAW V. SABEC'S AUTO SALES, RAFAEL BELLI DO and GERARDO DIAZ, DEFENDANTS 97-1564 CIVIL TERM ORDER OF COURT AND NOW, this 16th day of June, 1997, defendant Gerardo Dlaz having agreed with plaintiff to settle the within case by (1) facilitating the title transfer of the subject vehicle, and (2) paying the cost of such transfer, the trial on the issue of damages against this defendant, IS CANCELLED. Jane Muller-Peterson, Esquire For Plaintiff / /' By the Court, / / /'/ / '/ / / / , Rafael Bellldo, Sabec's Auto Sales, Pro se 900 Market Street Lemoyne, PA 17043 Gerardo Diaz, Pro se 1802 Third Street Harrisburg, PA 17113 :saa f1~' ~l b!"lli", ~V'u.- ..s.~? MATTHEW J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97- 1564 CIVIL TERM v. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants CERTI FICA TION OUBI TTS!U1QIll:LQLINJj;NIJ~OaJ tUN JUQ~M!';NLeLP"fALJb T I hereby certify that I mailed the attached written notice of intention to enter Judgment by default to Defondant Rafael Bellido on April 25, 1997, informing him that jUdgment would be entered against him if he did not take action within 10 days. ~ (~ - - ..t..ili,--~(.(!E J .. MUller-Peterson ~ Attorney for Plaintiff LEGAL SERVICES, INC. a Irvine Row Carlisle, Pa 17013 (717) 243-9400 MATT J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF VS. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants CUMBERLAND COUNTY, PENNSYLVANIA NO, 97-1564 CIVIL TERM TO: Rafael Bellido Date of Notice: April 25, 1997 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: COURT ADMINISTRATOR, 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 TELEPHONE NUMBER: (717) 240-6200 ....- \,(, c: ,,, L ; - HI ~ ..:; ,. " C); '. l.. ~ , 1 "j <....1'. ,'( " : '~ c'- c',: U:c' , r [.;:1 d " '- , "t I', r- , l. , C"l i..J ~ 0, ~lJV'- Jan Muller-Peterson Attorney for Plaintiff LEGAL SERVICES, INC. 8 Irvine Row Carlisle, Pa 17013 (717) 243-9400 or (717) 766-8475 - ') , , r ~ 2 In .- ...., 0 V *'li," f' (1,...4 ' .:J: 'l '- ~"l./' ..:t. '::I C. it' [/i.... --.: ;;'i::O ' . , F ~:~- ,- f' .-f" ...., ,H~ ',' 1;,:',. "', ',J r:. i;.:"/'" -.:; ./J., -~{ . - ~J;!j l:- "'{;1 V. ';J " d - ~ '\) ,-, -l CJr .'1; - ... -0 -.j MATTHEW J, GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF v, CUMBERLAND COUNTY, PENNSYLVANIA SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants NO. 97-1564 CIVIL TERM RULE AND NOW, this ~~ay of May, 1997 upon consideration of the plaintiff's petition, a rule is issued on the defendants, Sabec's Auto Sales and Rafael Bellido, to show cause why damages in the following amounts should not be assessed against defendants: a. For Fraud, Count I, actual damages in the amount of $2,313.00, plus punitive and exemplary damages in the amount of $5,000.00. b. For violations of the Truth in Lending Act, 15 U.S.C. Section 1640, in the amount of $100.00, plus the value of attorney time spent on this case. ~ c, For violations of the Unfair Trade Practices and Consumer Protection Law, actual damages of $2,313.00 trebled pursuant to 73 P.S. Section 201-9.2, making the total damage award for the violation of the Consumer Protection Law $6,939.00. a ~. c.. W:la.Y\IroC..... ~ C); RUle returnable the Ill' 'tJ. day of ~11l..C courtroom No. Q of the Cumberland County Courthouse, 1997, in Carlisle, Pennsylvania, at 1:,36 f' .M. By the Court, J, " i ....... " ", -\' . IJ I' .' I. ~ '" ",i> ,,0 ".0:'. J .'\. .' . ~ ," MATTHEW J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 97-1564 CIVIL TERM SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants PETITION FOR HEARING TO ASSESS DAMAGES Plaintiff, by his undersigned counsel, respectfully petitions this Court pursuant to Pa.R,C,P. No, 1037(b) (1) for the assessment of damages against defendants, Sabec's Auto Sales and Rafael Bellido, and in support avers the following: 1, This civil action was commenced on March 26, 1997. 2, Defendants, Rafael Bellido and Sabec's Auto sales, were served with the complaint, containing a notice to defend within twenty days of the date of service, on April 2, 1997. 3, A copy of plaintiff's written Notice of Intent to File Praecipe for Entry of Default Judgment was mailed by regular mail to defendants' last known address on April 25, 1997. 4. A Praecipe for the Entry of Default Judgment was filed on May 7, 1997. 5. Default Judgment was entered by the Prothonotary on May 7, 1997, 6. Pa.R.C,P. No. 1037(b) (1), provides that damages shall be assessed at trial when the plaintiff is not entitled to a sum certain and that at trial the issues shall be limited to the amount of the damages. WHEREFORE, Plaintiff requests the Court to grant a rule upon defendants, Sabec's Auto Sales and Rafael Bellido, to show cause why, pursuant to the averments of Plaintiff's complaint, which .::5 t t ~ l\.'" . ....... C>.O() \I~ . r ~':,\ <"') , , ~.: ~J '1"1 " -.~ : .. ;-n r i: 'r- : ,,-, ,'1l1 "'J " " L,) , 'r r , : If.) - '" " : " _.J , ,,(") . : .,')fn r,.. , ;" :.:} " '''' -, ~ lOu!NOJ uno ONOAJ9 3sny:J U]IHO ANy UOJHlIl -JIJIJ 10 ]SVJ t~1 ~UYJ NI LH1~J 1:1IWY UO ~tlY:J 01 oJnV~\f{] 110 SSO', IJ01-':f1UISNOdS3U iON ("t') 0) (0 CO . M d z w (.) o > ~ ti Z l:! :2 ~ ~ m ~ ~ ~ ! I i I Z 00( ~ ~ 5 j :I 8 " . ~I~ 0 ~. J!! ' Z ~'-Sl i - L ~ W~:2 > 0 'A 1=< ~ 0><11) a: a. " :E -~ L8~~ offi~r:- I-~ffi~ I ::>>~UlR ~ c( ~~ ~ ~ UlZt:. ; en . < ~ W J: 0:,,0 ~ w~w \Ii ~::; ~ I- en 1 ~ 0 LL ~ L I~ J!! ~ r"\g ! I ~ ~ ~m 6 ~ ~ on ~ ~ , ~ .:...: i~ . .~ J .~ : ~~', ,~ ~ . ~,~ ~" ~ ~~ "- . ~ ~ . .; . " I"':: .;.., .:: ........ . 8 m ~ ~ ::J ~ ~ ~ ~ "- ~ ~' .~ I~ .~ ~ .~ ~ \ ~ ~ : '-.j w a: ~ 0 ..... W '" ~ I:l ~ a: ~ ~~ 0 ~ ~ ~ ,\ \i\ .~ ~ CJ~ ,~ ,,~~~ ~ ~~~:s "" l',) w :> u a: :;: c: l!! a: 5 0 -.I S w a: III a: ~ Ul S w 0 :5 c( 0 Ul Ul w a.. e Ul c( c( W -.I ..J ..J ~ 0 Cl t · 0 ;! ~ ;! III ~ ~ ~ 00( e 0 Ul l- e 0 ~DD 5DD ~DD ~~DD ~ ~ ~ ~ I ~ : i= ~ ~ ;J j ;i :i 00( ::1 Ii; i ~ ~ ,.... \J'" ~t:: .~ !lD ~ ~- t -.I I m 8 o on ~ c ill ~ m ~i I~ f"U ~ iJ;i ~ iH; en ~ Hi~ ~ I'!~~m ;;H a.. ~~;;~'H~ ii1;Rw t;Jo ~..~~ H~a ~li5 Ii!! ~~~! il!} o.:i :> Uil Iii l a' f hti Hfh x MATT J, GOWER, plaintiff IN THE COURT OF COMMON PLEAS OF VS. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants : CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1564 CIVIL TERM CERTIFICATE OF SERVICE I, Jane Muller-Peterson, hereby certify that a copy of the foregoing Praecipe to Enter Judgment by Default is this 25th day of April, 1997, being served upon the following, by regular mail. Sabec's Auto Sales 900 Market Street Lemoyne PA 17043 Rafael Bellido 900 Market Street Lemoyne PA 17043 Gerardo Diaz 1802 Third Street Harrisburg PA 17113 ~ Q ~ .~-JTlt7 ~;ller-peterson Attorney for plaintiff LEGAL SERVICES, INC, 8 Irvine Row CarliSle, PA 17013 (717) 243-9400 - n ',,-~ n I -J . ~ , " .,~ ~ I :i~1 c; , , , , " t"J , ;1 ;I, ,. ., ',' -1 ; l.~ .l .' ;i 1\ " .. I _...., ';) G\ =-.-..; ! MATT J. GOWER, Plainti ff I N TilE COURT OF COMMON Pl,EAS OF VS. SABEC'S AUTO SALES, RAFAEL BELLI DO and GERARDO DIAZ, Defendants CUMIlERLAND COUNTY, PENNSYLVANIA NO. 97-1564 CIVIL TERM I , I I TO: Sabec's Auto Sales Date of Notice: April 25, 1997 IMPORTANT NOTICE YOU ARE IN DEFAULT IlECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE pERSONAl,LY OR BY ATTORNEY AND FII,E IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO TilE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITIIIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTIIER IMPORTANT RIGHTS. YOU SHOULD TAKE TillS NOTICE TO A LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TilE FOLLOWING OFFICE TO FIND OUT WIIERE YOU CAN GET LEGAL HEl,p: COURT ADMINISTRATOR, 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 TEl,EpIIONE NUMBER: (717) 240-6200 Jj~:ll~!Z~ Attorney for Plaintiff I,EGAL SERVICES, INC. 8 Irvine Row Carlisle, Pa 17013 (717) 243-9400 or (717) 766-8475 MATT J. GOWER, plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VS. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants : NO, 97-1564 CIVIL TERM . . CERTIFICATE OF SERVICE I, Jane Muller-peterson, hereby certify that a copy of the foregoing praecipe to Enter Judgment by Default is this 25th day of April, 1997, being served upon the following, by regular mail, Sabec's Auto Sales 900 Market street Lemoyne PA 17043 Rafael Bellido 900 Market street Lemoyne PA 17043 Gerardo Diaz 1802 Third street Harrisburg PA 17113 ~ ~, . '}'t1..(lf.th-Jl:fu Jan uller-Peterson Attorney for plaintiff LEGAL SERVICES, INC. 8 Irvine Row carlisle, PA 17013 (717) 243-9400 - MATT J, GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF VS. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants : CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1564 CIVIL TERM CERTIFICATE OF SERVICE I, Jane Muller-Peterson, hereby certify that a copy of the foregoing Praecipe to Enter Judgment by Default is this 25th day of April, 1997, being served upon the following, by regular mail. Sabec's Auto Sales 900 Market Street Lemoyne PA 17043 Rafael Bellido 900 Market Street Lemoyne PA 17043 Gerardo Diaz 1802 Third Street Harrisburg PA 17113 ~ ~, _~-JTlt Jan uller-peterson Attorney for Plaintiff LEGAL SERVICES, INC. 8 Irvine Row Carlisle, PA 17013 (717) 243-9400 - Q/it- I, . V: ~ ~4.-J I!J IIJ/)I/ ,.'f ~'" J:J& _I;,,' .-'''~' iJ/II>.lm /J ~ 2f~ 7">~ (,1,'/'- z. )"c.7 " r(f) t.d..r~,,~ ::rr .7 R.4 ~5~D '(C(;<;yr; G;I.'7 {.~,11!) c _ I , ,0 Cn,I,,'l. 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[',Li Ll[U, 1~ll,..!nl'f': ,~ t_rtl'-=' ,-Jfl':! ~ltt,?;:;t\:,(j ,::r:lpy f].:: ..t:E' C,IIt'iI'l.,^, 1!1 I ------, :Jrlll ;:,t the ~;;-Imc t:.lrr,'~~ ,j.1rl..:.:,..:.-tln'~l Ill: )t.t."nt.l':'I~1 t.,., '~IC:' C':'Jlt'c'l,t~ tf,"l':"-j!, ",i I' Ii f i ':.: C (1.~1'! .C:': I ''---)(__~ I:': t_ .: [j'l , ;'-' r lJ 1 f_~ ,? - /1 [1 1 d ;1": 1 t ~':;Il rch ;11-g>:> ',) ""C"""'':;'r'~:''~~~-4' i\:-ihr:,nliJ:--rrlflE.', ::,hl?f ifl IH.OO l.J. 'J~: .I.:.'JO ~. ()I~i '~~:-~ ~!~.~, I ell.") I f.:h.'H)O ~u?(l~~ by ':'.<J< <\ II ;.Irj'! ;:'1)1;,' '. ;- 1 b.:: It t 1 :,,:, f 0:0 1';:- l'l.-:" I ~ I ; . If) lJv ,h ,,:,j q'l I~t,.},.. ,u, :~,-::<1fU"" - -V g(Jr(f"~' ".' I ~ ~ '. J MATTHEW J, GOWER, PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW V. SABEC'S AUTO SALES, RAFAEL BELLI DO and GERARDO DIAZ, DEFENDANTS 97-1564 CIVIL TERM VERDICT AND NOW, this ~ day of June, 1997, a verdict Is entered In favor of plaintiff Matthew J. Gower against Rafael Bellldo, Sabec's Auto Sales, in the amount of $4,719,69, By the Court, / / // Jane Muller-Peterson, Esquire For Plaintiff Rafael Bell/do, Sabec's Auto Sales, Pro se 900 Market Street Lemoyne, PA 17043 Gerardo Dlaz, Pro se 1802 Third Street Harrisburg, PA 17113 :saa "......,;, J' ,.......o..1-A. (, / nl '11 , ~~,r. MATTHEW J, GOWER, PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW V. SABEC'S AUTO SALES, RAFAEL BELLI DO and GERARDO DIAZ, DEFENDANTS 97.1564 CIVIL TERM MEMORANDUM OPINION AND VERDICT BAYLEY, J., June 17, 1997:- A default judgment on liability was entered on May 7, 1997, In favor of plaintiff Matthew J. Gower against defendant Rafael Bellldo, Sabec's Auto Sales. A trial on damages was held on June 16, 1997, We find the fOllowing damages totalling $1,573.23: (1) $300 for the warranty plaintiff paid for but defendant did not secure, (2) $1,234,90 to repair the transmission of the subject vehicle, (3) $38.33 to repair the vehicle altemator, Pursuant to the Unfair Trade Practices and Consumer Protection Law at 73 P,S. Section 201-9,2 that authorizes the entry of an award "up to three times the actual damages sustained," which award we will make In the present case, the following verdict is entered, VERDICT AND NOW, this \'1 day of June, 1997, a verdict Is entered In favor of plaintiff Matthew J, Gower against Rafael Bellido, Sabec's Auto Sales, In the amount of $4,719,69. c) other (specify amount and basis of exemption: The White Jeep Grand Cherokee, 1996 limited edition, listed on the Writ of Execution and/or Attachment is not mine. To identifY the owner additional vehicle information is reGuired. I request a prompt court hearing to determine the exemption, Notice of the hearing should be given to me at 114 S. Sportin~ Hill Road Address Mechanicsbur;, PA 17055 (717) 612-6623 Telephone Number I verify that the statements made in this Claim for Exemption are true and correct. I understand that false statements herein are made subject to the penalties of 1 B Pa, C.S. ~ 4904 relating to unsworn falsification to authorities. Date: \\- (~ -c:;~ ~'Pl\e \ Be l\'~:J THIS CLAIM TO BE FILED WITH THE OFFICE OF THE SHERIFF OF CUMBERLAND COUNTY: CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240.6390 il , , MATTHEW J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF ! : i i I CUMBERLAND COUNTY, PENNSYLVANIA v. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants NO. 97-1564 CIVIL TERM PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT Please enter a default judgment against defendant Sabec's Auto Sales based on the fOllowing: 1. On April 2, 1997, the sheriff served the Complaint in this matter upon Defendant Rafael Bellido. Attached to the Complaint was a notice informing the defendant that he had 20 days after service to respond and that if he did not do so, a jUdgment could be entered against him. 2. On April 25, 1997, a notice was sent to Defendant Rafael Bellido informing him that jUdgment would be entered against him if he did not act within ten days of the date on the notice. The notice and a Certification of Written Notice are attached hereto. 3. Despite these notices Defendant Rafael aellido did not respond to the Plaintiff's claims against him. To: Lawrence E. Welker, Prothonotary May 7, 1997 ~,. ~~9lQ Ja Muller-Peterson Attorney for Plaintiff LEGAL SERVICES, INC. a Irvine Row Carlisle PA 17013 (717) 243-9400 - MATTHEW J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO, 97- 1564 CIVIL TERM SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants CERTIFICATION OF WRITTEN NOTICE OF INTENT TO OBTAIN JUDGMENT BY DEFAULT I hereby certify that I mailed the attached written notice of intention to enter jUdgment by default to Defendant Sabec's Auto Sales on April 25, 1997, informing him that jUdgment would be entered against him if he did not take action within 10 days. (:y",,- )'1t<,oO~....QQo_ ~e Muller-Peterson Attorney for Plaintiff LEGAL SERVICES, INC. a Irvine Row Carlisle, Pa 17013 (717) 243-9400 ! , . MATT J. GOWER, Plaintiff IN TilE COURT OF COMMON PLEAS OF VS. SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1564 CIVIL TERM TO: Sabec's Auto Sales .., Date of Notice: April 25, 1997 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM TilE DATE b OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: COURT ADMINISTRATOR, 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 TELEPHONE NUMBER: (717) 240-6200 ~.. </l -di}~ ~f?ztt :!; c\, ,.-' " " _. c ( .. if' .. , Ja Muller-Peterson " < i Attorney for Plaintiff I' ~ ;- J LEGAL SERVICES, INC. ( :! L I'.. {: I I 8 Irvine Row " ;'i Carlisle, Pa 17013 ,.,- .' '0.. , , (717) 243-9400 or ( ) c' (.) (717 ) 766-8475 ; I i I ), I I ~ & (') ILl () C -J -n ,,;"t :r. -i (In,'' )~. L::!J .". , --: ," r ~.j;(' I ,- U~.: .-.J .~~ -<' .' rL ~L c.") :l~c -.." "J~ ?:. "~ ' :.:.: '" ~:;,' z:- ',~.' f ~: ij ~ ~ :;! N CJJ ~ U1 -- ..j - ..;,) J v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTV, PENNSVLVANIA NO. 97- IS1-Y CIVIL TERM MATTHEW J. GOWER, plaintiff SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint is served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you, Vou are warned that if you fail to do so the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR, 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSVLVANIA 17013 TELEPHONE NUMBER: (717) 240-6200 AMERICANS WITH DISABILITIES ACT OF 1990 The Court of Common Pleas of Cumberland county is required by law to comply with the Americans with Disabilities Act of 1990. For information about accessible facilities and reasonable accommodations available to disabled individuals having business before the court, please contact our office. All arrangements must be made at least 72 hours prior to any hearing or business before the court, You must attend the scheduled conference or hearing, FACTS 6, On August 16, 1996, Plaintiff went to Sabec's Auto Sales to purchase a vehicle, 7. Plaintiff spoke first to Gerardo Diaz who showed him a 1982 porsche 924, He told him it was a great running car and said he would have to talk to Rafael Bellido about a price. 8. Plaintiff spoke to Rafael Bellido, who told him that the price of the vehicle was $4,200.00, This purchase price is evidenced by the "Buyers Guide," attached hereto as Exhibit "A," and incorporated herein by reference. 9. After Defendant Gerardo Diaz took Plaintiff's BMW-320 for a test drive, and approved it for a trade-in, Plaintiff arranged with Defendant Rafael Bellido to trade it in for $1,000 credit toward the total due and to pay an additional $100.00 aE a down payment. 10. Plaintiff was told to pay the balance in 12 installment payments of $260.00 per month. He was told to make biweekly payments of $130,00, to begin on August 30, 1996, and end on August 30, 1997, The $100.00 down payment and the installment payment schedule are evidenced by a receipt numbered 324172 and dated August 16, 1996, attached hereto as Exhibit "B," and incorporated herein by reference. 11. The schedule if paid biweekly for the period specified would result in an amount in 26 payments of $130,00, for a total of $3,380, which is $280 in excess of the total due. 12. Although Plaintiff paid all the amounts down required by Defendants, paid fees in the amount of $39,00 in cash to transfer title and register the vehicle, and received from defendant Rafael Bellido a temporary registration, attached hereto and incorporated herein by reference as Exhibit "c," Defendants failed to transfer title to Plaintiff or to register the vehicle in Plaintiff's name, 13. As a part of the transaction, Plaintiff arranged with Defendant Rafael Bellido to pay $300.00 for a warranty through the Penn Warranty Corporation. The payment on August 16, 1996, of $100.00 down and $300.00 for the warranty is evidenced by Plaintiff's check number 143 in the amount of $400,00, attached hereto as Exhibit "0," and incorporated herein by reference. 14, The promised warranty was for 12 months or 15,000 miles and covered transmission, drive axle, cooling system, steering, suspension, brakes, electrical, rental car, towing, and labor. See The Penn Warranty Corporation Standard Contract, signed by Plaintiff on August 23, 1996, attached hereto as Exhibit "E" and incorporated herein by reference. Plaintiff, who was told he would have to wait for the contract to corne in, believed the Warranty was in effect upon payment of the $300.00. 15. On August 16, 1996, as a part of the sales transaction, Defendant Rafael Bellido asked Plaintiff to hand over title to the BMW 320, the trade-in vehicle, to him. Four days later, ~e called Plaintiff and told him to corne to Sabec's Auto Sales to do I ~ , paperwork related to the trade-in vehicle, When Plaintiff arrived, Defendant Rafael Bellido told him to sign over title of his trade-in vehicle to Defendant Rafael Bellido's customer. Defendant Rafael Bellido accompanied Plaintiff to a Notary public at Leisure Living pools, where Plaintiff completed this transaction on September 20, 1996. 16. Defendant Rafael Bellico's customer paid Rafael Bellido in excess of $1,000 for Plaintiff's trade-in vehicle, 17. Defendant Rafael Bellido handled the transaction in this manner so that there would be no paper trail of the trade-in vehicle going to his dealership and then to his customer. 18, Defendant Rafael Bellido later denied knowledge of the trade-in vehicle. 19. Although Plaintiff paid for the warranty on August 16, 1996, and believed the warranty was in effect as of that date, the contract was not provided to him for signature until August 23, 1996, ( See Exhibit "E"), and neither the payment nor the contract were ever provided to the Penn Warranty corporation to obtain coverage, 20. Several days after purChasing the vehicle and paying for the warranty contract, Plaintiff experienced problems with his alternator, Defendant Rafael Bellido gave him a battery and told him he would contact the warranty company about getting the contract, indicating that the representative at the Penn Warranty Company was not returning his phone calls. He led Plaintiff to believe the alternator would be covered by the warranty if Plaintiff submitted the claim and estimate after he had the contract. 21. Plaintiff then repaired the problem himself, paying $55,00 for parts, 22. On September 21, 1997, the transmission on the porsche failed, and when Plaintiff contacted the warranty company, he was notified that they had no record of payment of a warranty contract for the Plaintiff's vehicle from Sabec's Auto Sales, 23. Plaintiff then asked Defendant Rafael Bellido to repair the transmission, and he refused, although he admitted to Plaintiff that it was his fault Plaintiff had no warranty, COUNT I FRAUD 24. Plaintiff reasonably relied upon Defendant Rafael Bellido's promise of a warranty to his detriment. 25. Defendant Rafael Bellido took the money for the warranty, never intending to purchase the warranty and intendi~~ that Plaintiff rely upon his promise to do so to his detriment. 26. The warranty was an important part of the transaction, and had Plaintiff known Defendant would fail to purchase the warranty, he would have purchased a warranty privately. 27. Defendant Rafael Bellido's failure to purchase the promised warranty after Plaintiff had paid for it was outrageous and done with an evil motive or a reckless indifference to Plaintiff's rights. 28, Because he had no other vehicle, Plaintiff walked five miles each way to work or took a taxi until late December, when he borrowed a vehicle from his girlfriend's aunt, Taxi fees amounted to at least $12.00 per week for at least 12 weeks. 29. Defendant was suspended from work for 5 days because of lateness resulting from his lack of adequate transportation. He missed 35 hours of work at $7,50 per hour as a result, 30, On January 22, 1996, Defendant Gerardo Diaz loaned Plaintiff a Lincoln Towncar to use until his car was repaired. The Lincoln Town Car gets about 10 miles per gallon, The porsche's mileage is 32 miles per gallon. The Plaintiff driveb at least 70 miles per week. He has driven the Lincoln Town Car for 9 weeks, 31. As a consequence of Plaintiff's reliance on Defendant Rafael Bellido's promise of a warranty, he has been damaged in the amount required for repair of the alternator ($55,00), repair of the transmission ($1500), the amount required to purchase the promised warranty ($300), and the amount of consequential damages resulting from the vehicle being inoperable, including $ 262.00 for lost work, $144,00 for taxi fees and $52.00 for gas in excess of the amount he would have needed with the porsche. His total damages are $2,313.00, COUNT II VIOLATIONS OF THE TRUTH IN LENDING ACT 32. Plaintiff repeats and incorporates by reference all of the preceding averments in this Complaint. 33. The document numbered 324172 and dated August 16, 1996, (Plaintiff's Exhibit "B") required Plaintiff to make more than I four installment payments, rendering this transaction a consumer credit transaction subject to the Truth in Lending Act (hereinafter TILA), 15 U.S.C. Section 1601 et seq. and Regulation Z, 12 CFR section 226.1 et sea. 34. Defendant is a creditor as defined by the Truth in Lending Act, 15 U,S,C., section 1602 (f), 35, Defendants failed to provide the disclosures required by the TlLA and Regulation Z. COUNT III UNIFORM COMMERCIAL CODE 36. Plaintiff repeats and incorporates by reference all of the preceding averments in this complaint. 37. Defendants have failed to convey good title to the vehicle to Plaintiff in violation of 13 Pa.C,S.A. section 2312. Title is still in the name of Gerardo Diaz. 38, Defendants have failed to provide the warranty coverage promised in violation of 13 Pa.C.S.A, section 2313, COUNT IV VIOLATIONS OF THE UNFAIR TRADE PRACTICES AND CONSUMER PROTECTION LAW 39, Plaintiff repeats and incorporates by reference all of the preceding averments in this Complaint. 40. Sabec's Auto Sales is engaged in "trade or commerce" as defined by the Unfair Trade Practices and Consumer Protection Law, 73 P,S, section 201-1 et sea, 41. Defendants are motor vehicle dealers as defined in the regulations governing Automotive Industry Trade Practices, 37 Pa, Code section 301.1 et sea., and are subject to those regulatio~a. 42, The receipt filled out on August 16, 1996, providing for 12 installment payments of $260,00, (See Plaintiff's Exhibit B), constitutes a motor vehicle installment sale contract as defined by 69 P,S. Section 603, and is governed by the Motor Vehicle Sales Finance Act (hereinafter referred to as MVSFA, 69 P,S, Section 601 et sea.) 43. This document fails to conform to the MVSAFA's requirements for every installment sale contract, as set forth under 69 P.S, Section 614. 44. Defendants have violated the Unfair Trade Practices and Conaumer Protection Law, 73 P.S. Section 201-1 et seq. and th~ regulations promulgated thereto, by engaging in unfair methods of competition and unfair or deceptive acts or practices in the conduct of trade or commerce, as follows: a, Defendants violated 73 P.S. 201-3 in that they failed to comply with the warranty terms given to Plaintiff after the contract for the sale of the automobile was entered into, (73 P.S. 201-2(4)(xiv)), misrepresented that the car was in good condition and had a warranty, (73 P.S, Section 201- 2(4) (vii) and (ix)), failed to transfer ownership of the vehicle as required by 75 Pa.C.S.A. section 1110, failed to make Truth in Lending disclosures, failed to make Motor Vehicle Sales Finance Act disclosures, and engaged in other fraudulent or deceptive conduct which created a likelihood of confusion or misunderstanding. b. Defendants violated 37 Pa, Code, Section 301,2(4) in failing to sell the vehicle under the warranty conditions represented. c, Defendants violated 37 Pa. Code Section 301.4 (1) in failing to prepare a written contract for the sale of the vehicle as required by law. RELIEF REOUESTED WHEREFORE, Plaintiff requests the following relief: 1. On Count I, Fraud, actual damages in the amount of $2313,00, plus punitive or exemplary damages. 2. On Count II, violations of the federal Truth in Lending Act, statutory damages pursuant to 15 U,S.C, Section 1640 in the amount of $100,00, plus the value of attorney time spent on this case to be paid to Cumberland County, one of the funding sources of Legal Services, Inc. 3. On Count III, violations of the Uniform Commercial Code, an order of court requiring: a) that Defendant Gerardo Diaz convey title to Plaintiff and b) that Defendants purchase for Plaintiff a warranty equivalent to that promised, 4. On Count IV, violations of the Unfair Trade Practice and Consumer Protection Law, an order of Court requiring Defendant Gerardo Diaz to convey title to Plaintiff, requiring Defendants to purchase tor Plaintiff a warranty equivalent to that promised, and awarding damages in the amount of $2313,00 trebled pursuant to 73 P.S, Section 201-9.2, making the total damages award $ 6939.00, plus the value of the attorney time in this case to be paid to Cumberland County, one of the funding sources of Legal Services, Inc, 5. Such other and further relief as this Court may deem reasonable and just. Respectfully submitted, Il~.... . L- e Muller-Peterson A torney for Plaintiff LEGAL SERVICES, INC. a Irvine Row Carlisle, pa 17013 (717) 243-9400 ~. .-~- ......'~~~,~~"AiL~ ~=~.~;- BUYERS GUIDE IMPORTANT: Spoken promises ore dlfllculllo enforce. Ask Iho dealer to pUI 011 promIses In wrlllng. Keep this form. _V (", R c } " _ /_>;. s:2, r.} , V.H>CU!.....' """,,,' "'. VEA~" ,.-/ .J.j ~ 00 0 R. DEAU" .,00< """",A ,''''''''"'', ViN.Wiii',i' ~,/ 13 esT 0 ff e.. ( . - WARRANTIES FOR THIS VEHICLE: D AS IS - NO WARRANTY You will pay all costs lor any repairs, The dealer assumes no responsibility lor any rep~lrs regardless 01 any c statements aboullhe vechlcle.. . D IMPLIED WARRANTIES ONLY This means thai the dealer does not make any specific promIses to fix things tbat need repair when you buy r vehicle or ~lter the time 01 sale. But, state law "Implied warranties" may give you some rights to have the dealerta, care of senous problems that were not apparent when you bought the vehicle. [!] WARRANTY THE PENN WARRANTY CORP. LIMITED WARRANTY \........ ASK THE DEALER FOR A COpy OF THE WARRANTY CONTRACT ON THIS VEHfCLE lL1 FULL c: UMITED WARRANTY. The dealer will pay NlA % of the labor and NlA % 01 the par . for the covered systems that fall during the warranty period. Ask the deafer for a copy of the warran document for a full expjanatlon of warranty coverage, exclusIons, and the d~aler's repair obligation Under state law, "Implied warranties. may give you even more rights. SYSTEMS COVERED: .' . COVERED SYSTEMS Engine Transmission Coo:~g System Steering System Brakes Electrical DURATION OF COVERAGE MARKED BELOW Drive Axle Suspension Labor jzf6 MonthS/7,::': 1/."l';s 012 Months/15,OOO Miles 024 Months/30,OOO Miles 036 Months/45,OQO Mil: 06 Monlh5'Unl;- - ~~ r,~iles 012 Months/Unlimited Miles 024 MonthslUnlimited Miles 036 MonlhslUnlimHed MI. READ -:-....:: V!ARR,ANTY CQNTRACT FOR THE SPECIFICS ON SYSTEM COVERAGE o SERVICE CONTRACT. Aservice contract Is available at an extra charge on this vehi<;le. Ask (or cjelalls as to coverage, deductib>.E price, and exclusions. "you buy a service contract within 90 days 01 the time 01 sale. state law "Implied warranlies" may give y:, additional rights PRE PURCHASE IIISPECTION: ASK THE DEALER IF YOU MAY HAVE THIS VEHICLE INSPECTED BY YOUR MECHAN,. EITHER ON OR OFF THE LOT. SEE THE BACK OF THIS FORM for Importanl addllionallnformallon, Including a list of some major delects that may occ. In used motor vehicles. I - EXIIIIl IT ^ ,~, '''. 'I'~" ..,.,~._w.... ..........~..... ,..f.._ '::'0' ,.~..;:.~..;:, ... .../..... ..'~ 'f' ....?.. . """,. \,....... _ .., " . '(l~' '.'<"t.. . "~I':""'!'"-'~~':'_~. .~.. . ' ;':'r~:-... LI:8S ,"'.,.;>" ,;, ".. .,: ";\11. TRADE~ ~'I ,1': ,':. :. . ',' , . . . ...'. B. I W<AIll.E ^"""'" . . (X>8EU.E.R , ... I. . .'.. ......... . I ' ,..... l~~ ':. 1.'; :.' ~i l~;.,~i\, .';f;'} 2iF , ... ., ,. ~'." . '.I""'n.'~'" :'.,.,'r~""'''''''\'~ ; ......~,"~..~11-.~~ FIHSTHAME ~"TW. Po' "\ l-l~W , c. " WIt". ~ I .... ~ , '.'" Foo~""- __III,.,. ~. .,' ~-""", Foo thCJllc.o.. . a. T""" fM '" ,~. "l.;,t.. ..', , I~' " .' '::;:i"~,' :~t1lu, " .' ~';:.',,; !r:j .... :'I'.ri"l"'~:". ,.:. ., 2. TIll'" I'" . . ",., " foe . . 4.~0I1 _Foo . . <X><WCHAllf" ': 'jl',': ! I , I "..' ~ .....l. ~.....:t.. ',<:'::':"::~?;" . ,,~... ~ ... ".;."--. . . ~. . l ~.,"r"!,,,\,"'I:.:"~;",' ;.....: .:~,,-':--'"',::'-,'.';, ZFCOOE. " ~HO.,: ::, .. ~ ~',':)~I..l"I't.~! ,~,., .:if t.,:.... ,I;t.ihr~.)"""~ ....~...~ .' I... "'111~~r~.J..;:/" ;:1'\ ..' ...h...... '. ->f , .'." ." .' '.: ~ - (..... .11..._ - :") . '.~' :':'~':.r.t .~, .IuP1o:r'.',;' . ~~: '.1, '.~" ..'" "'!~1~:~,~,j_~~~ ': :,t: :,>.: 1.k"~,~_'~ ".,' .;,' ;~.,'~.',,',,"...r':'..:.,;,.: ,,~,..,:,~~,'~,!,":'~,~.:I.-:;:" .... :'f~'~1/;:'~\;f{.:'t .. -,.. ..- v .:~' .:. :~.:. .... , .,:..i..{~:, .""1,,...,;' '--:"'~ :':J:::'/ ',""';$ ,'~. '''_,1' ":,''''lot: .. ,."'l.i . ..1. ','i! ;~, ','f :, r.~; - '" . '. ~ :L\~: :,),~,;- .~,~'l' ..~:"~"l':; ;"'.r"fl~ f.l."J;.,orf; ..'Io,~."r;: ~~.."\ .,',~, ..,.t..~1:'~'. ..........f." ':,"P/t:: '2I~ ..,,'-' " ; .~.:' 1JIgnIUI" e.oond P\m\UW.Of ~ 8~ ." '~,'.:~ ~d....~r\':j--~""'.n.5~".!W~ ,~...,.M'j' ~"",~....,~,,,'.'oJ',', 'ii'"-':,;'.''''':;'''"''' .....;.....,"!''ri''",....:jj!l'UA'iii','ll'/:1~~, _..~/T..""...........- ",,"',";""'.' ,- ..~"><rt.~.!~~"rCc> '''' '..'.. ',,,,, "."",,, ,,' ,_, ~..'L"<",,'_"':~-I ilt."..'tr'A"""jflli:~";"'~;;i~.w.~'1,.,,,~a. " , H',' ,. ,."... A ....... OlliE" _ YOOJH 61'00"" IS USIfO NJOoIE. Of n<<'"' NO" ' '~',,;:,~,~,",:.<:' '.:'f~"I;::m 1.,. .;-=~~~~;;;~'..~~~R~Hl.~:~.f OOOEAlli:-;;;~;~;'~~.'.' 0Mm. ,..~;;;,~,. '~~~.:-:; . ,':." .r: ~ ~~ ~'~~~JENAN1S1N COMMO~ - at! [)EAlli OF ON~ OWNER;JtI@1!'$'. Of,. ~~O,a.'fNE!' GOESTQ~ OR ~J~~9'!~.'t " . .. :"~' ~o'.' tlf; ~Nore: IF 1'f!E IlEHICLE IS OEING lEASEO, CHECK lHlS'lltcicl< O.IF OLOCK IS cHECKED: COMPLETE AND Ati1dl FORM Mv-i;; "f. ;' .. "r~" "~'I''''''''''';'''''' "', ,,'" ....~=..."""'*"'..""- MESSENOERNUMBER",..".~,.",.,..,.un"''''''''''''''l'!J''~''''i. '. ,"1 .,.,-I'!t:....~ ..~'..t... .I,~."~. ... """.-.__-.nnr ......t#,.,""..,......c")l'r...,,~..-..w...:v.;n.;..... .. '.' 'r."" ~". ~.~i-j~ :;",:,'f"'~ ;' .. " .,~..' UlIyt....--......~.~.~ " .' I':." '''.y ~~ "t-.. ~.il.,.:.~l,.~~.I".,~l"j.\t.~. '. -,.1\............~. ,. . ',. ,~ .~.. . I' ..." r.. .".-c;. ... . ..~.' . 'I' I'" (. ~ , ,.' ,'.~'" . ,.' 'C'" , ., ....""."., ~ " 'tw."~" .~)...I..JI;,).'.. ".~. ..... .,;" .J. l',~i~, .,t'Z',." .,' ',I" .""..~..:," ." ~;:'." ~ ',"". r4;~'.""-) . 'If . ...>.,...,,'.-,......' :~;;.l..,. '...... ,...... ,...~' ".\ .... ~". "rl~\ FXHIBIT C . }~.~~~~ COP"" I~MPORARV REOIsm~nON !~~~D FOR ~~) r, : , .'. .t.... .:~~~,.".:;..I '" ....~_.. ~d~tTDIol : .....,:...t':.;~." .~... ..;I'....~'It<4-"-.~......;. ......,. J"J.'-'';'" .OJ'' ',..~.,.-- -. (}'.; ....' . ~\f... ,'. ... -., .... ' ,.....~. .. ..., '., . . .. ':'.'. . .,.."" .... ~'. '. "~~''';'.:.~:.~. ", . .; ;.:. -1i1"t,(~; ;~..y{, ..<...01. "I':; - .. o IoU .. IoU o .. D:I. Z- IT' - .. . ....,,"'. :,~,t,:':,.~,.,::: ~:.':':"":" .~;:::. .'>\,~.;~::~~.:;. .. ' .. . :".,; .\ "-:,~,~:'.", :i: . -.:~;: ;:;::' ",' I\XIIIBIT IJ .: ~ . .~::t. ,:!..' :~:.'''' " )~~. ....,. 'l'~~; ..' "','. I ; I o IoU - .~r i~, ~cl ., cr ." 1'] J=~ ~ . . I~ :lie... ;11 '.;..> , " ..... ~., ',' f ., n.o o LI1 Z- IT' o IoU '" . /;}:ti'I'::l"(:'~ 1: :::0". ','(~;:~:-'/:::~;~ . ,J'.. " ~. ;..::..;:.....~r.;.,..:A1:>: ~~(...., .'.it. ::,:. ~:)...:.:-;.: .:':1. ~ :;'1 ~~'::~:i"~,\ ... .:.;:::>.. ;.-. ..: '. liE .',:. ......:;.. ._~........"?:,....o..'. e.... :".~~:_~'.~\. . The Penn Warranty Corporation 360 Suuth Keyser Avenue' Tilylllr. fA 18~17 (KIlO) 116.'J441 ' 17171 '62,7600 "'. STANI>AIU) CONTRACT c: c- Ji., kJ.. DATE \ r VIN. ~ (\J4 ) \ (r~'Jll~ OWNER'S NAME ;\;, ~,-l\-1l.L.) VEIIICLE nAR I ,- ,~ I ADDRESS~ I VEIIIClI,M.',KE 1;"'''1'<: \\C' CITY (, t.. ~I f\- VEIIICU: MODEL C~ L "- STATE ('" ,,,,, . zn' ---l.~"::'-<;- MILEAGE c, '\ '.;I, '\ () OWNER'S PIlONE -WllU~..2,-'~,.\.':::,S PURCIlASE PRICE -;J" i. {' () I undt'n1l1nd Dnd lIiu:e thatlhc limilt:d \lo'lIrTllnlY I ;&111 pUfl:hllsing ill an lIl(rtt'fIlClIl bel ween rnysclrl&lIdTlIE PENN W ARRANTY CORPORATION. I runhcr unJcnlanLl and I&lIree thatlhc car dealer fruIII whkh Ifur~ha~cd Ihl!. clInlracl hll~ no liability tulhc IIwrecmcnr. ulhtr Iban lublOillinalhe payment Dnd ncc"nAry papcrwUlk 10 TIIIlI'ENN W ARRAN Y CORPORA liON ror pnx:cuinll. DEALER'SNAME "..:(),,; (_r' '> ,\ _ '~""I,,:.. rleastreadthlscontractlnfullbefortsignlng. SALESMAN'S NAME -ll ~.. ,;., !" ,'J." II, i)'\ OWNE 'SAC I' ANCE TOTERMS, DEALER'S PHONE J ') \ \ j l'~f ': I') r:; X (..'- D6 Mu.n,'1lO MI. .SIKll,1lO 51 12 Mu./I',llIJO Mi., S)IXUXI 024 Mo./Jll,OOO M., S480,1lO 036 Mu,m,IlOO Mi.. S'4111lO WIIA T IS COVERED! ENGINE -Cylinder block.cylinderhead'i.lUllI all inl:maJ parts. CylinderheaJ ga.\kcls, intake manifold gll5kets. aOO manifolds. Valve uain andco'i'm. Aywheel Camshaft and timing drh-e component!. Oil pump and oil pwl. Seals and gll.\kets. with the eXl-cption of (:ylinder heal gaskel5 and intake manirukJ g4bkds. are oovcn::d only inronjwx:tion 'vith llCO\'tI'ed rtpair. Cylifllkrhe3d and imake manifuld ga.\kds are covered ftx'coolanl ~ only. TRANSMISSION. CA\e andaIJ internal parts. TOOJUC COO\'erter and convcnerlxlU.'iing. Seab and gn.'ikets are covered only in conjunction with Drovmd JqJ&ir. DRIVE AXLE . Front orrenl'lhiV1: :u.1e housing lUld all internal parts. Drive shan and universal joints. Fronlaxlc joints lI.l'C L"tlVem! only on four wherl drive vehicles. Transfercase on fourwhecl drive vehicles I1JllJ all intemm pans. Seals Wll..I gadels are cuvemJ unly inconjuoctitXl wilh arovcn:d ~pa.ir. . COOUNO SYSTEM. Fan aOO fan c1utd\. Electric mWllIor fan lOOtOf', water pump. STEElUNG. Steering gtW'.ruck and pinion ~mbly.and all intcmaJ parts. Po'>'-'Cf stttringctJoler lUld li'-les. SUSPENSION. Spring1, cOlllrol onns. and boll joiol3. BRAKFS. All brake COOlplXlCfltJ. including aU componcnL'i of the lllIlj.lock bntkc sy~cm. CltCt"pt linin81. pads. ruun. and dnmu. El...ECl1UCAL. Alternator. voltage regulator. winili.hield wiper motor and starter motor. RENTAL CAR. Twenty five dollan per eighl huun o( f1aI r.llc time In It'pair Of ~Iau: a. covered comJXlnenl with II maximum o(IWO hunilial and rilly 00I1an. roWING .UyourC:1fmust betowed hecau-\C lI.t:oven:d ~..ompnncnl has (aila!. towing isco\'emItothe ~qua1ilied rq>aircenltruptDa mWmum orfifty 00I1ar1. LA.BOR. The Iaborcharges based on lndustry octtpted rtallUlC'S to It'pair. or replace a I..'ovam component. now LONG IS TIlE W AIlRANTY? The usedcarlimited wmnnty begins on the day when this a.'1'Umenl is liL"l."t'p<<ctI byTIffi PENN W ARRANIY CORPORA nON BOd Ia.~ (or lb: period set (orth abo,,'e. Should you noc receive notiHcmion (rom us within &even (7) days o(!hc stalUs o( )'oureonlr.ll..1 octXpUOCC. OOlify US:1l cust0lTlCf5ef'lice III (llOO) 3~9441. WIIA T IS NOT COVERED! TIlE PENN WARRANIY CORPORATION will l10l l..'Over any It'pairdone wilhoul prior authorizmion. ComJXlnent (ailures that OCC\D"rrior 10 the ~ of'the contr:lCt 11ft not covered by this agreement. Other items not rovemJ include diagnostic ch.arges. fluid leaks. and damage that results (rom lUly preVIOUS or ~~~~ 1101 cover thc parts and lahor thai an: ntxdcd to maintain your car (oils. filler. etc.). the pms of your earthal an: SUbjecllO normal WQl' IUd tear ((an belli. rodialllrhoses. ele.l.damage 10 YOllrear thai tnUll~ from rll't. ocl:idcnl.lhefi. nrcnndilionsof!h.:cnvironment. damage that ~Its from someone .hams the C:1f. misu.sing the l..'aI'.lnmpcring with !he car. malting impmper adju.~tmenl~. impmpcr fuels. impfUprny rn;.J.intaining the car. or (ailing 10 mainuin the ear. WIIA T TIlE PE!"N W ARIlA. "IT\' CORPORA TIOS \\1LL DO U_lhis USEDCAR UMITED W ARRANIY, TI IEI'ENNW ARRANTYCORl'ORA 110NwiUrcim~you r",!he rcpair"'rcp"",mcOlOr3l1YC<lC11JlOl1<lO CO\'md by thiSlI.gIttmenl thai is (ound 10 be tkfe..:ti\'e orwnm beynrd scrvk-c Iimil~. After investigafing yourL'OITlpooent failure. in lhel..'aSe ofadi~ in rmdings. TIlE PENN W ARRAl'ITY CORPORA 110N may t:htlf.~ III have the It'pairi done aI a W>p I.hlTl.~nt than the one you have sela.1a1 TIm PENN W ARRAl'ITY CORPORA nON willlt'imbuN: you for the cnlin: amuunt of al.'O\'m-d cOltlponenl fuilun:.lcss It'lalCdcharbres nolCOVerN by this agn:cmenl, less !Wen!)' five dollar'! per OCl..'UlmlCC. .. . \VIlA T YOU MUST DO Your\'Chic1e mu~ he w a It'p.llrcenler inordc..'T (IIC ad;tim lobe upened. Olll,.'l.! thl: vehklc is 011 the It'pairctnler)'uu are ~ponsible 10 ha\'C the It'pa.irctnlerCll.U U3111 (800) 3S6-1J4.I1 with the C'lolimlllC (I( It'pairi befure any ......urk begin'!. ~ WUIrJf1ly htlldcr is teS(XlI1Sible (or all ctwgn It'laling 10 the lCJI'oown anddiagrPis o(the vchkle. Ifil is dettmuncd that a l..tm:fl'tl component has (ailed and lhc: Nimale fur the rrpain is agrtaJ up.'IO by our adJu\ler. an :wthoriz:uion number will be iSSuN by us forlJ'C l't'p'.ll1. 1h: aulhool.JlInn numn.'T mu~ appe'.1tllO all m:clpcs \UbmlllttJ (or pa)menl. Rtp3ireslimata can be done at any qualir~ It'(JJir Vl'Pyou ....000<.e. Wkn making It'palnthc repair\'~)(l\h.1l1 ut,( componenl,o(lhe \l1n1C t)'PC anJ4~i!)' llS thoo.t mnoJ\ed. When ha\'ing mainttNnCe<<b.e 10 your \'chide you mu~t retain all copies (I( Will l. penumll:ll. we n.''iCf\C the righlIII I1.'\IUC\1 any and all mainlel'\lllll,."( m,'ums ,pcrtlinin.IO yuur vttUcle. ^ more deWJcd pnlCt'dure 10 follow when making a It'llilir IIr replxtm:nl urlti'T !hI.. WalT'.lnl) will he \C1l11,> you wilh YUUI' CU.'ilomc:1' kJtnlJrlCatlOo c:tn1 OTIIEIl WARRANTYTERMSAND~TATEIUGnTS The cnm('Kmcnl (ailure mu~1 UCl.:ur ulltkr ntlll1wl U'IC Ilf the car tJuring Ihe wutrmry \:tl\'Cr.t~ pennd. nli~ usa! ,,'JI' timilCd WlVTWll)' it b'Unsreruble 10 subscquenI t'Ml'Cn. The l.:haric rOftramfcr i~ IIOC hundn-d tlull.ll'I. TIle U;ln~l('nN WalrJf1IY ....IIIIt'II\.:11n In eff<<1 f(ICthe 1t'm:Unc.lct'oftheoriguwl 1..'U\-auK( period Wilhool Ilr:ul\fcr III ~ new 1J....Tk'r thl\1.1111Ir.Il:1 i\ Icnlllnalt'l.l al Ihe lIme ll( sale llflhc \chidc L'Cl\crro in !hi. "'tlOIr.X.1. TIlE PENN W ARRAN'IY mKIUKA:nON Ji It"\ nol aLllhlln/e any P.'NIO lu....lt'all: fllr il any obligalKMHlf liabliity in l."onJlCClion with ils wlVTUIlly. TIll PENN WARRANTY CORPORA 11()N Will nut I'll.: re\J"I.1n\lhlc fll( wlY lime lhat )'lltJ II~. f(IC ally 101.'un\CfUence)OU might be ....auled. or Iou o( Ytlur~ Ihe quallt). of 3 rep.tir b~ lhe It'ptllr l.'I.'lIler. Ilr II I( .my I Khcr lI'I....,lll'lllaIIIC 1.1.IIl\(lIUenllal dun<lge'l )'t ltJ nuy ha\'l~. No Illhen.'1lO1rUlCnli, other lh3n tht~ 1isfal.1R covaDJ by this WalT'o1r1ly. Num.,111 will h: 1\\ll(\luo c~lI'l~ IcmunalllMn. YUUfu'>C(h:ar Imlill.'\J w;ur.Ully lli\es yuu ~inc ri&hls. You IMY hlvet~ riatllS thd VJrY rrom IL1Ie 10 WIt. 0199J n..........,..,~ EXIII B IT [, The above-named Plaintiff, Matthew J. Gower, verifies that the statements made in the above Complaint are true and correct. Plaintiff understands that false statements herein are made I , I f sUbject to the penalties of 18 Pa, C.S. g4904, relating to unsworn falsification to authorities. Date: ~ -1t ;-" " ~,r ~ ~~ ~ ~ .\1 MATTHEW J. GOWER, Plaintiff IN THE COURT OF COMMON PLEAS OF v. CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-/$(..1'1 CIVIL TERM SABEC'S AUTO SALES, RAFAEL BELLIDO and GERARDO DIAZ, Defendants AFFIDAVIT IN SUPPORT OF PETITION FOR LEAVE TO PROCEED IN FORM~ PAUPERIS 1. I am the plaintiff in the above matter and because of my financial condition am unable to pay the fees and costs of prosecuting, defending, or appealing the action or proceeding. 2. I am unable to obtain funds frorn anyone, including my family and associates, to pay the costs of litigation. 3. I represent that the information below relating to my ability to pay the fees and costs is true and correct. (a) Name: Matthew J. Gower Address: 18A Carlisle Avenue Enola. PA 17025 Social Security Number: 199-52-8079 (b) If you are presently employed, state Employer: Perkins Family Restaurant Address: Erford Road Camp Hill. PA 17011 Salary or wages per month: $900.00 Type of work: __Cook If you are presently unemployed, state Date of last employment: N/A Salary or wages per month: Type of work: _____________ , Business or profession: N/A I (c) Other income within the past twelve months Other self-employment: NLA Interest: _____tj/.A Dividends: ,_,___N/A Pension and annuities: NLA social Security benefits: N/A Support payments: __ NLA Disability payments: N/A Unemployment compensation and supplemental benefits: N/A Workman's compensation: N/A Public Assistance: _~~-16.00 Cash Assistance Other: tjjA (d) Other contributions to housohold support (Girlfrient) Name: Brandy Burger If your (husband) (wife) is employed, state Employer: N/A Salary or wages per month: Type of work: Contributions from children: (e) Property owned Savings Account: .JO . 00 ~_2 . 00 N/A Cash: Checking Account: Cert if i cates of Depos it: __n__NL~_ Real Estate (including home): _____N!A Motor vehicle: Make _PoJ:.!H;lW______ Year _U!B2 Cos t .$3.100_.<QJL___ Amount owedllJ!;30. OL- stocks; bonds: ,__~1h Other: __..,_______._.____...~L"'_____ (f) Debts and obligations Mortgage: Rent: Loans: _"'_!J.tQ!T1Qbi} 'i!_l2J1.0 . 00 Monthly Expenses:Groceries $300.00: Telephone $30.00: TV Cable $25.0Q;_Ga~ fQr car $100.00: (g) Persons dependent upon you for support (Girlfriend) Name: Brandy Bur~er Children, if any: Name: Holly Bur~er Age: 4 years Collin Bur~er 3 years Zachari ah Bur~er 3 weeks 4. I understand that I have a continuing obligation to inform the court of improvement in my financial circumstances which would permit me to pay the costs incurred herein. 5. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are N/A $400.00 made subject to the penalties of 18 Pa. C.S. 4904, relating to unsworn falsification to authorities. Date:~~(q7 ~;Jo~intiff I R. Thomas Kline. Sheriff. Who being duly sworn according to law. states this writ is returned STAYED. \ Sheriff's Costs: Docketing i\dvertising Law Library Prothonotary Service Garnishee Surcharge Levy Poundage $16,00 10.00 ,50 1.00 29.76 16.00 6.00 60,00 7.91 $146.17 ~C~<<~J R, Thomas Kline. Sheriff Sworn and subsrribed to before rre This 3/M" day of 1h...u.SJ 1999. A.D, Cf,..Jl (;i )J,'''/;~>~f'''i' ~ c:vi1 t:Vil a;::::I Gt::> \Nil ~ ...:l , .... i;:l "'" VIHVAl).SHH3d -,-, (', "," '" .:l .., t \, ~ ' ., L~:,~V a~ G :Z ~JI1I311~ tll~}Ir'JnIJJO / / // a . WRIT OF EXECUTION and/or AlTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF Cumberland NO, 97-1564 CIVILllJ~l CIVIL ACTION . LAW COUNTY: To sallsfy the debt, interest and cosls due _ MnHh"w ,1 r"".'''r 1 R a ('~rJ 1..] II a"9p"C. "Polil, PiI. 17025. PLAINTlFF(S) from Snh<>c'" IIlItn Sn1"" l1d Sn"th Sp"rHn~ tllll [Iovd. Mach~n1Clib"r~. Pa 17n~~ Rafael Bellido 114 South Soorting Hill Road. M""h'Hlk"hllrg. Pn. 170'i'; DEFENDANT(5) (1) You are directed to levy upon the property of the defendanl(S) and to sell White Jeep Grand Cherokee, 1996 limited edition. and all vehicles and other AtJ"h h",dn""A pquilJllPnt. tpl"viAinn. "t"" an other ro r on the husln"sA rffiliAPA nt 114 SmIth S rtin Hill Pd. Mecr.anicsburq, Pa., 17055. (2) You are also directed to attach the properly of the defendanl(s) not levied upon In the possession of Harris Savinqs Bank, Carlisle, Pa, & York Federal Savings & Loan. York Pn. (or a closer branch) GARNISHEE(S) as follows: all assets, de sits, CD's and an other funds or assets in the name of above referenced defendants. and 10 notny the garnishee(s) that: (a) an attachmenl has been Issued; (b) the garnlshee(s) Is/are enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s) O' otherwise disposIng thereof; (3) tt propertyofthe defendant(s) not levied upon an subject to attachmenlls found in the possession of anyone other than a named garnishee, you are directed 10 notify him/her that he/she has been added as a garniShee and Is enjoined as above slated, Amounl Due Interest Atty's Comm Atty Paid Plaintiff Paid $4,219.69 l.l. Due Pro thy Other Costs ~d 10 fnnm ~/17/q7 % Date: --A1!mJst 26. 1997 Lawren"" E. Wp]kpr Prothonotary, Civil Oivlsion (J ,u, (} /1,,-, II~,_ ~I by: . REQUESTING PARTY: , 'Legal' Serv~ces Name Jane Muller-ppterson Address: 8 Irvine Row Carlisle. Pa. 17013 Attorney for: Plaintiff Telephone: (717) 243-9400 Supreme Court ID No, Deputy