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Home My WebLink About97-01728 )- , ~ ~ ~ ~ V\ .~ I ~ l \ ...... "'\-- ') / /' / .~ .. ' ~ ~ "l: ~ i , I I I r I \.. I ~ - . .. .';) .. a.. ~ t"" - ~ 0'" , () ~ >- OJ ~ c:r: 1i": r.~ , ) ...~ IDe} :2 I (~-?c> F . H..'" ~ '. . Qt. >. " . , , VJ :"11) O'~. .. c.'~ UJ~-'. )~~~J ~)~.: c. u. J~ ~ u. r- ~i u 0' u RICHARD C, RUBEN Gt:SUlM. ClJllSSEI. (gHARRIS m SAVINGS DANK 2:1-1 North Second Street. Harrishnrg, I'A 171l1l (717) 2:11.70:10, exl. 2!l1fi . FAX (717) 2:1I.lilHI; v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1728 . . HARRIS SAVINGS BANK, Plaintiff CHARLES N. BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE PRAECIPE TO SATISFY .JUDGMENT TO: PROTHONOTARY CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 Please Stay the Sheriffs Sale originally scheduled for September 2. 1997, rescheduled for December 10, 1997, and mark the Judgment Satisfied. Defendants paid their mortgage in full. Respectfully submitted, Date: / J - .2 r - 9 7 BY/~~ Richard C. Ruben, General Counsel Harris Savings Bank Second and Pine Streets Harrisburg, PA 17101 (717) 236,4041 1.0. #27767 ~ II> f.: ~ e. -" ,<: ~I<:J ~ 0 M ::)~ ~t ~ )-, - <5< - EE~ tL ~~~ ~ ~~ M :~~~ ~ "- ~ ~ I ') ,- In;.! ..s rf~ 0:: :!,.n I'f) ~ ::-'10.. ........ ... ..:-; ~ ." ri ~ r- :::> C7' <..) ~ ~~~ - @j l.AW OFFICES RICHARD C, RUBEN 113 LOCUST STREET IIA'HHSIlURG. I'A 17101 (717) 232.2227' FAX (7171 232.2707 IN MORTGAGE FORECLOSURE . " v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA 1\ ? !? J '( r!.iu.U 4<- NO, ..., HARRIS SAVINGS BANK. Plaintiff CHARLES N, BARDELL and MARY E, BARDELL, Defendants CIVIL ACTION. LAW COMPLAINT AND NOW, comes Harris Savings Bank by and through its counsel, Richard C. Ruben, Esquire and states the following in support of its Complaint: ..-: I, The Plaintiff is Harris Savings Bank, survivor of the merger of Harris Savings Bank and First Federal Savings and Loan Association of Harrisburg, a Corporation organized and existing under the laws of the Commonwealth of Pennsylvania and having its principal place of business at Second and Pine Streets, Harrisburg, Pennsylvania 17101. 2. The Defendants are Charles N, and Mary E. Bardell, husband and wife, adult individuals whose current address is 12 West Green Street, Cumberland County, Shiremanstown, Pennsylvania 17011-6515, 3, Defendants on August 16, 1990 entered into a Mortgage loan indenture with First Federal Savings and Loan Association of Harrisburg now by merger Harris Savings Bank, in the principal amount ofTwcnty Seven Thousand Five Hundred Twenty Seven Dollars and 07/100 ($27,527,07), the terms of which loan are more specifically evidenced and set forth in the Mortgage dated . August 16, 1990, and recorded September 4, 1990 in the Cumberland County Recorder of Deeds Office in Mortgage Book 989 Page 622, a copy of which is attached hereto and incorporated herein by reference as Exhibit "A" which mortgage contains and is a lien upon the property situate at 12 West Green Street, Shiremanstown, Cumberland County, Pennsylvania 17011,6515. 4. A copy of the Mortgage Note is attached hereto and incorporated herein as Exhibit "B". 5. Plaintiff, in consideration of the said Mortgage and Note advanced to Charles N. Bardell and Mary E. Bardell the sum of Twenty Seven Thousand Five Hundred Twenty Seven Dollars and 07/IfXJ ($27,527,07). 6, The premises subject to said mortgage is more specifically set forth in Exhibit "A". 7, Charles N. Bardell and Mary E. Bardell arc the sole owners of the said premises securing said mortgage, 8, Said Mortgage has not been assigned in whole or in part by the Plaintiff herein, 9, No judgment has previously been entered on said Mortgage in any jurisdiction, and said instrument is less than twenty (20) years old, 10. That said Mortgage is in default because Defendants herein have failed to pay the monthly payments of $379.18 for the months of November and December, 1996, January, February and March, 1997 plus late charges in the amount of $189,60. I , II. The Plaintiff has given to the Defendants written notice of intention to foreclose on said I " Mortgage as required by law under Act 6, dated January 22, 1997, a copy of which is attached hereto and incorporated herein as Exhibit "C", 12. The Plaintiff has given written notice of default as required by the Homeowner's Emergency Assistance Act of 1983, dated January 22,1997, a copy of which is attached hereto I, and incorporated herein as Exhibit "D". ;. 13. That due to Defendants' default the entire principal amount of Twenty Seven Thousand Five Hundred Twenty Seven Dollars and 07/100 ($27,527,07) has become due and payable, together with interest at the current rate of 11.00% per annum. reasonable legal fees for collection of said sum in accordance with the terms of said mortgage less such sums as have been paid on account of principal of the said Mortgage and costs, 14. The Plaintiff believes and therefore avers that reasonable attorney's fees for collection of the debt is $1,500,00 and that it will incur such amounts. IS. The Defendants are liable to the Plaintifffor interest at the rate of 11.00% per annum, late charges, property taxes and expenses as provided in the Mortgage documents that will accrue until distribution by the Sheriff of Cumberland County, Pennsylvania, to be computed at the time of judgment in these proceedings, in addition to the current balance, 16. The Defendants are liable to the Plaintiff for the following on said Mortgage loan: a. b. c. d. Principal Interest to 3/31/97 Late charges, Attorney's fees $14,488,82 627.04 189.60 1.500,00 ] 6,805.46 TOTAL AMOUNT: 17, The Plaintiff believes and avers that the Defendants are not members of the armed forces nor are they in the military service of the United States of America, WHEREFORE, Plaintiff, Harris Savings Bank demands Judgment in its favor and against Defendants Charles N, Bardell and Mary E, Bardell in the amount of$16,805.46 plus interest at the rate of 11.00% from March 31, 1997 until paid, additional late charges and costs of preserving the collateral and costs of suit. Respectfully submitted, Date: l/ 1)17 I BY~~ Richard C, Ruben, Esquire Attorney for Plaintiff 113 Locust Street Harrisburg, P A 1710 I (717) 232-2227 J.D, #21767 Date r//17 iJ/)"....t<~ J.!.:I7/A/J) chard E. Stare VERIFICATION Richard E, Stare, Credit Administration Manager of Harris Savings Bank hereby states on behalf of the Plaintiff that the statements of fact made in the foregoing Complaint arc true ar.d correct to the best of his personal knowledge, information and belief, The undersigned understands statements herein arc made subject to the penalties of 18 Pa, Cons, Stal. ~4904. relating to unsworn falsification to authorities. TIllS MORTG"G[" molde thl1 , \~ MOIlTGA(;t: 1\ lA6 ~'3\ , 19 q Ohel..un Charles N lIarde 11 . lbyul I 12 12 West Green Street, Shiremanstown. PA . . West Green Street, Shiremanstown, PA PA 17011 170 II Mary K Bardell his wife IhUCln.f1rr VrhClhrr one 0' mOl( called "Morl,l,o,'" Ind FIRST FEDERAl. SA VINGS AND 1.0AN ASSOCI A TION OF IIAllIlISBIJRG fhueln.hu c.\led "Molt'I'U") In eonudU'llon '0' .nd 10 "eule p.ymenllo Mml,llee hy MOlt",lI' 0'" IlIln and Iny IntClullnd cu'U due Ihueon CYIIJenud by I I.o.n Nule d.ted . AtAlA,', ~ ~ ,19 GO In Ihe .nlounl uf" 27,527.07 1'111\ Inlelul l.nd/ol Iny modlflcalion, Idinlncinl (If u.len'lOn , Ihueof Ini-a\. olherlu.n note or olher 'alumenl whIch m"Y he ,uh\IIIUlelllheltlol, any m.1I 01 ""llIch ",e herelnlllu called "Nole") .nd pelfolmance or ,II I ,ondlllon'. ,o"nln" and ohll~IIIon' conl"nrd h..rlo an,l '" Ih. No" and 10Y o,h.. 10'", 0' 01111' ohlll""'"' 01 M""III'" 10 Morllll" now """nl 0' f' huuflu incuued,lhe MorllllCII dun hylhe\( (Heun" "nnl, hll,:"'ln. ull,cun\'ey .nd morllllllr unllllhe Mmt'lare. AU.lhe 'ollnwlOlducubrd ,ulcU.le I ,ilUIIe io 'helG~)(ltll?;')!lf: Ao,oUlh) of Sh i remans town . Common...llh of I'.oo.yl..oialhmlnllttl ..lIrd 'rrem"....llno.o Ind !: I~ Shiremnnstown Borough Cumberlnl1.'!t )1. CounlY ~ lV II . IIJ 69 ,duly rrcorded In thc ofhce for lh~eoldlnl 0' DCCd'lnb I. o o:c II ," Ihe I'rrml'u IIr Ihelrln dumhed .nd,'( neenury. "eJSre p€":~J.(lldncr d I ,." "J '" 0 ~ '1 l:J "1 (") ;u U ~ :0 C) C':J : r- ;JJ "'1 I -l: >00 P :- 1'1 I ' <;" ,"0 -0 (") u ~ TOGf:nU:R ". IIh ..lIlhe hUlld'"lf\ ..nd Impfll\rmrnh thurll" ..nd a,ld,"on, .001 alt...lloo, Ihm'... 'OclUd'Olalllll.Y:::"a~~.jh"~:bt ,. pfl\lltJu, hutdll.mrnl\ Ind appulh'n..ncn .h..hnt\C'r Ihcreunto h,:llInlllnl' Ilf ,lpprrlJlMlnl ""< 0 ""T1 TO II" \'[ ,,~f) TO unl.o Ihe I'rtmllt' hrreh~ "..nled ilnd con\c"rd unlll 'tor'gil<<cr,lll..nd'ur Ihr u\t .nd behoor ~O'I~dnlb..tut"or .nd "ui,n\, ImC\tr ~ :I: TUI~ ~10RTC;A(if: IS ~,^Il[ \1It1lcCII(\.lhe 10110"'"' eondIIIUn\,nl\cn"nh "nd ohll,.III'n\ n1 i. All r,umtnl\ on Ihr 'nl\" "III tic mJde "hfn dut, lOcludlo,: p"\mrnh due h,' 'W:lf,.llOn III m.lurily, .nd..1I olhtl condiIIOn\. c tn.nh ..nd ohll,allnn, .':'f4Ulfrd nr pll1udrd hfll',", In Ihe 'lilt'. III In "n~ 1I1hu ~,hhll"lllln llr"MllIl'.'llIlll MO'I,:.,er, Will be ptllurmrd;.and b, MorIJOI'lIr ell\en..nl, .and ",..u.nh Ihlt "lllllt.t1l11 h,l\ Ice \lmple IlIle In Ihr Prfml\e\ ..nd Ihe IllhllO morll'le Ihe P,eml",'; and c, ~nu'''llor "'III p"'~ ",htn Jue ..IIIHt\ ..nd ..\\e\\mcn" .nd olher ,O\rrnmenlal chJr,l(\, ,"c1ud'"l ele(wclly, waler Ind ,c..fr Itnh le"lrd or I\~u.(d iI'illO\1 the Prrml\f\ III .n~ plfllh~IC(l1. JnJ \\111 dell\tr ffl'tlph Ihtrrflll hllht "tl"~J,rc upnn 't4Unl, and \hlll pay ....hcn due.1I amounl~ \eculed h~ iln~ pmll htn lln thr r,eml\t\, Ind d, \t1ll1~""lH "'III keep Ihr rn'ml'C\ lO\urrd .~,...n\lllfe ,Ind 'lIeh h.lI.ud\ 10 \uch amount 0' .mounh.' m.y hr 1t4ulIrd by Ihe Morl,llce Ind thr pllhclC\ ..nd Itne",..I, C\ llf\'nl'ln~ \u~h In\Ur..Ol'C \h,1I1 hOl\r .1luchrd Ihrreln .. In\\ pol).rtllc rIJII\el\11O lorm I((epllhlf In Iht Mortlll!tcc, and .... "ofllla,lIr "III ntllhc' \ell,""I,n III ".1n\IC'I..n~ nr III vlthr l'leml\nm i1n~ InlrlC\tthrrtln nfll eummil nOI ,ufltl "'n~'"lp. wI\lr,lmp.lfmenl or detellnflllon of Ihe I'rem"" ..nd ""III m"lnl"'ln Ihr \i1me In ~nvd urder OInd ler.lll, ..nd . 10 tht e\tnl n' ..n~ del"uh In thr m",llln,:HI "n~ pa)'mrnl dur ..nd pl~",hlr underthr 'olr,or In Ihr kccplnglnd (Ktlolm.Jneto' anyorlhe condlllon" (1I\en..nl\ ..nd ohh,:aIIOn\ClIolalnrd hrlcln 0' In lhr 'nIC. or In In~ tllhCI nhll':'llon 01 Mnrlll,or 10 Mo,llllec, MO'lllcre m.y, upon Ilmtly nollce 10 Mnrl,..,nr If re4ulred h~ law. III fllllh\ol.llh tllln, ..n~ aCllnn II' mortJa"r Inrtcll1\U1c herron, t11ln\lllulr olher forrclo,urr luocefdlnl' upon Ihn Mortllllr. ",nd m'~ r,ncrrd 10 Jud,mrnl.lnd r,rrulloo tn rtCil\tr Ihe h..lln(l' dllr IIn the- 'vie and In) olher \um' Ihal m.y hr dut Ihcrfund\.r. includlntl'llorney,' frc\, C1l\I\ tlf \Ulllnd CII\I\ nf \illr In Ihr C'lenl.l' Iny, rlo\lded 10 lhe ,"nlr ..od prrmlllcd tI)' 1.J1lt.lnd lll)cnltr Intn flll\\f\\lOn of l'Irml~U. wllh or Iltllhoul Ir,alaclmn, kJ'C Ihr \..me,l'olltCI..1l frnl\ Ind prolll\ Ihrld'lIm Ifld,..hrr deducllOl.llco'l\ olcnlleCllnn.nd ,dmlOl\lr"IIOnr'pcnsr, ,prlyltlr nel 'rnl' ..nd (',nit" III thl' rl~mtnl of 1"1.(\ .nd nlhrr nrcn\II~' mlmlrnloce .nd nperol.lllln (ou'(lncludIOJ Ilenl\' fcc\ ..nd .JUnrnry" frc\1 or on .reounl of Ihe 'olr,ln \uch mdcr Ind .mounl\ ii' MlIlllfl,rr In \tlHI,,,,er'\ ,ole dl$lrllon m'lI clcct ..nd Morl~'gte ,h..1I br h.ble 10 accounl onl~"or renh Ind prvrln IClulll~- Itn'"rd h~ Mvrlp:41p:er, Ind f.. MlHI'iI~IH htleh~ "'ill\(\ and rclra,c\..1I tlrnrlil ..nd ,rlld Irom .n~ . nil all"prrluemenl, 'lAY ..nd f U01pllOn I....' nn.. io fo,cr or helelller p.."rd. (1lher Inr Ihr hrnehll" rellrll,l \1.uICI,",. 1I1 hnllllng Ihc h.l.ncf due 10" 'um nvlln C,ct" II' Ihr ..mollnll~lu.lI) plld h~ Ihe purch..,cr of Ihr J'frml\t" ill iI \.l1r Ihrrcol In In~ ludIClill plllCCCdlOg\ upnn Ihl\ \tlHI,.,e. or (J,emrllOg Ihe "I(m"e\ 01.. ny nlhf' rroprrly, real or penon",1. or ..ny p"" 01 Ihe proceed\ v( \..Ie lhtttllf.lrnm '".1chmenl.le$' nr ""Ir under cllecUllon, or pro\ldlng lor ..n) \1")' III ueCUllon or olhrr proccH II\'T AI." A YS rROYIOED, nnrrtheln\, ,hIt Iflh" MlIft,lge aod Ihe d~ht hereby u(urrd Ire p"ld In full m Ihr m.nnc, pro\lded In Ihe 'ulr.lhrn Ihl~ Mnfl"lc .nd Ihc r\we hereh~ ,r..nled ,h. II (\'I\e .ntl drle,mlnc ,nd brcllme \Old, In~lhlOg hcreln to the (llnlrar~ nOI.....lth't..ndinl. 1 he Cll\'en. nl' .nd condlllnn, herein ClInlalntd \hilll blOd .nd Ihe henrfll' ..nd Id\.nll&" \h,lllnUle 10 Ihe rC'J'ltctI\C hrll\. e ICculol', ..dmIOl\t 'allll\, IUCCfnnl\, .nd "",n, ollhe pl,tlr\ herelo Whrnt\rr u\ed. the "nAul.., numher \h.lllOcludc Ihr plulIl,lhe plufll.nd Ihr \In,ul..r .nd .he U\f lll..n~' ,rodl'r ,h.1I hr .ppllcablc In..1I ,endCf~ J'.I"menl tlllh" Mllfl'IJr l\ ,uhlrClln thr u:rm, .od condlllnn' of Ihc ~01C ,,:'eurd In Ihu\r IN' WITNESS wUtRF.Of Ihe Mnrl,.IKor hu hell'unlo sri hand .nd \rlllhr dl)' Ind ~UI ""I.ho\'f ....llllCn dell.olled as 12 West Green Street, Shiremnnstown. PA 17011 Sllerl Addln" MunIClp.llly rennlylvania.cnnnycd lolhe Morl,a,or by Dud daled Apri 1 30 Counly In Derd Record noolr. No, E-23 al loll OWl or on Ihf ,c"erlt lidr hcrfvf, , r'le 653 slln'd....I3WCLt~~r"d ~) ()Well ~, ~G@L\@p \J /f!/~.,',?l".,~ t>.OrllIIOr Charljl.S N Barde 11 ,) "#a~ ,7. taal>de.CP ., " !Mor;(1a~r (Jary K Bardell his wife (5E^LI 15E^LI COMMONWULTII OF PENNSYLV^NI^ COUNTY OF D^UPIIIN ~ \\ Q1;"" jlo,~ ~;;ttL,,081"~' .'''"'P'~) ''''"r"''f _\f\O.A,~Q.Jb\'J 1.\1\.., ( 0, ,Ind ~\().'I.~~~~- ",\1J).~ ./1. \ acknowl.dl.d Ih. Ibove MOP.TG^GE 10 be .hei, free '001 voluou.y 1<1 1001 01,,01, Ind \Sol .hl' " be ,ecord.d ".uch, WITNE~S II:" '.,;;I.,:"~,~!';dl 1001 ell alo,mld, '" 1'\ \~rDf.\ ~ \, ~ ~ '\i;r" ,r '~;Iir. 'iior!r~~u~rp~"~'i"'''''~~', '" ,.LU',f)ffi(\O.t\ ".""", '''''. ~.....;;.t~~'S. : Mvi~""",, ,..I9!l~ ,I, ,...,.r ''Ii'' ' Ictllllylh .thcprtciltrc,idrn~o'thr.ittJi MORTGA(iF.E.il d,"..\~~'l," .'.., ".'1$'f ,./, ,to", ." :.I., r . "." " I ",\11' "~ :-r:,.' r'~~J\~~~Ir~:III, '" II RU~i~~\~i~yRG " nt~~'y~rto~~s~ftb ~ \ -~ I~ (\~\I~'\(l^'" ~1:,',~"~;'!~V 'l.!7 5'lnllU" \ ,Q.I\\'l'll, '. , ' \.\ I. '00 '''" '-'. .,~, r' ^len1( . I of Morlallrc "~'.!,/......"'''''r:.. '(\." ," .... c..;........ ,." LO 1277(1-BB)VER I r,'),) " 4~'y'.\'t:\{ t.!...,.... . :Ih" ' PlAINnFF'8 . ~IBIT' . ,~" ;1, _0 ,.. .\ '~".- t:::! /-"",' i'-- ~ ,)";:?,: Ind In due form of law 1710K,IIII 'Zip'Code N01AlUAL SEAL WCllIly I, 11100.111, Nol,lry Public r.lmp 1 !ill, ClIlllbcrlJll() COli Illy My Cummission Lxpircs Jan, 3\, 1994 NOTE A~O SECURITY AGREEMENT . Daled ~ I 10. , 19 C{Q, NOTICE: II ,hecked EJ;';;'PJrate lIel111zallon 01 Amount flnJnced lIemlzaliOn 01 Amounl fmanced Tolnl of Paymonts ----Amounffin:inced-- The ~mOUIlI you will have p.lld .I11el yuuhavemJdeallscheduledpaymenls ANNUAL PERCENTAGE RATE The cost 01 your mdll uaYUllyrat" FINANCE CHARGE the doll.u amounllhc credit will cosl you. Amount Flnancod IheamounlolClCdl1 provided loyou or on your bell,)ll % $ s I 27..~27.07 1,5 501.60 if _J}-.!t.cJns an eslimJle When pa,menls~(_)--; .' / GX3=:QAl MOnlhIY'be9Innln~~f~ ~'ll..lJ Your Paymlnl S,,,.d,11 .,11 be N,mbe, 01 paymtnts Amounl 01 Plymenls 120 S 379,18 Imrtly: You ar, gMIIQ a seeullly ,"1'10,1 ,", o Iho goods or p,op,rty being pu,chased, ~ (b,I,ldm'iptionOlolhcrprop'rty) 12 West Green Street, ShiremonRtown, Ph 17011 Filing Fm S nlo Prepayment: II you pay 011 ea,ly, you Will nol have 10 pJY J penally. See your conlracl documenls 'or al,y addltionJI inlormJlion Jboul nonpJyment delaull, Jny lCoulled ICpJymenl In lull belolC Ihe scheduled dale, and prepaymenl ,elunds and pcnalllOs, 10 S Th~ ^nnultll'Nctnllt~f' nnft". Amount t"innnCNI nlull'nyrnrnl &lu"1.ll/lr ,.hUWllllt.lU'f' Atc II/ut IIr lhill Null' 111111 Sc'furily AKrrl'l1It'nt (\II-hieh ill rnlled lhr "NolL'''). You nrr lhr prflwm lor perNln.1 who aiKn" na Nnorrnwrr" or "Cn.SiJ:nrr"!wlllw, Ir nmrf" IIUlIIIIIIr IH'r"II11lliJ:lI11 Iw'lnw, ('nrh IIr Yllll williI(' liuhll', "t'llIIrnlrly and hlRl'lhrr, rllr all or )'our prnmlN." In (hi. Nolp, YOU PROMISE TO PAY TO US: F1RIT fEDERAL SAVINGS AND LOAN ASSOCIATION OF IlARRISBURG, Ilarrhburg, Pennsyl"nla or to our anler, nl nny orour amccR,lhc ^molllll Finnnc('t1, pluR inlt'n,,.l nil Jlnlvitlcl1liclnw, in Ihe l1umhcr or ('clUIII monlhly I'nymcnlB shuwn in lhe Payment Schedule, I'nymcnlB nre due hl'"inninR unlhe dntr ilulicalcd in 11m I'UYlIlCll1 ScIlt't1ult~ null fill Hlt" 'tame dny or each following month unlil we nre paid in rull, You mny Pi1Y in ndvnnct' 1111 fir purl ur Ihe halnnn' due III :IIIY lime, withnul "f'lllllly IIr prt'miurn, SECUlllTY AGllf:f:JUf:NT: ^"''''l'curily rnr 1I11'lIrnll1plllllYIlII'lIlllrllll' II0U' ,NT,W,.;S."/S ClMIW,.:IJ:Thr rilll1l\{r Chllr.:r C11l1l1illlA Illlly or inll'rrlll !umft you owe nnd the prOIlt'r (l('rfnrrn:lIH'('llrynur IlrCIITli:w:o in thill Nnll', ill1l"I~1 c1ilily nn Ilu' lIulllllll\llillJ: IIl1lnl1(1' IJrtlu' Amnll"l Fmnllrt'd. TIlt' ~'innncr you nnd olllhe "Co.Owner,," HiJ;l1inR hc10w ~rnl1l Wt Cllilr~l' IIhown n"lIyr WlI" fiJ:urt'IIIIY IINtum;n.: Ihal alllmymcll~ wt'rc rl'Crivrd on (i) n !lccurily inlcrcl't in the r(}lIowin~ IICrf;unlll IlroJlcrly, 111I(1 ill> Ihrlr dill' Ilnlrll. H nny I'Hymrnl ill IlItl', )'11\1 mUlIlll:1)' morl' Finance C:hnrJ:c thnn i~ equipment nnd occcRRorie8: ~hn\Vn lM'cnllAt' IIr thr. udlhtillllnl intrrr~l illlprulct.l, Ir you lla)' rarly, the ~'inDnce (:hat~{l' will he IrA~.11It, nllllltllllorlllt,lnrrraAC or d('(r('l1l1(' In t'inllllcr Chl1rJ:e will 1M' II Ill' wilh Ihr IUIII paymrnl, wlllrh will he modifird In renr<llhe oelun! amtlulIl thrlllhlt'. \. none , PLAlHnFF'S EXHISIT '/!J S".7,O"'''': The Inw J:ivClI UI' II ri"ht or lIct,orr In any or your Ilropcrly In our pnllllt'uion nl any time, indlldillK c1l'pollil nr,'ounbl. Thill mcan. thai, Ir )'OU IMl1ult, we mllY l'XNtllIt' our riRhl or I'Cl'lIrr and npply nny oryour Ilropt'rty In our 1)(IIW'Mion, indudi"J: drpollil accounlll, 10 the .um. you OWl! on this Note, "".fIlJlJ INSrmANC,.;: Ir chrckrll 0, inllurnnce i!li rrquirt"d GRninllt nood flnmnllr In illlPtllyrd rrillllrnlW'rty IIr mohilr homr Collnlt<ral, 2. 3. Our security intcl-.::,t includcR lIarts, cnlll'd "lICCCMliol1~," milled to lhl' pcrsonnl property III nny 100t,.r lime, (jj)nMortf;ngeulKJIl 12 West Green Street. Sh,ir.cmanS,lO.wn,_elL.J.'LQ'u_ Allthl' (lro'l('rly which ~C(urrlllhill Noll' jl' C'l1l1rd thr "Cnllah'ral" Our n~hl."'nnd your rrllpnnllihilitirll rrJ:nrdinR nllY llt'rN1llaI11rlllW'rty Cullnlt'rnlnrl' Ilrnviclrcl in Ihill Nocllrily AJ.'I"rcn1rnl, which conlinut'1I onlhl' rr\"CII'C "iell', Our riJ:hlA llI11ny rralllfoprrly CnllnlNnl ore l'lInluil1NI ill thl' Morl~a~I' IF NO m:^I, Oil N:1l50N^I. 1'1l01'~IlTY 15 IIlt:NTWlW ^JlOI't:, TillS NOT~ 15 UN5t:ClIIlW, 'JIl(Wf;IlTl" IN.'iIIllANC'':: Ir Ihi" Null' illll('currd, illllurnnrr n"ninlll ph)'lIiCRI .Iama.:r 10 Ihl' Collall'rnl i", H'tlllirt~1 rur till' (ulllerm!lr lhr Nutr. t'I.1111IlIN5l1ll^NCt; ^NIlI'IlIlI't:I<T\' IN5l1J1^Nn: ~M Y III; UIlT^INW TIIIlIlUGII ^NY ^,It:NT, JlIlIlI<t:JI 011 OTm:1l l't:1l511N nt' YOUlI ClIlJlCK N'r IlI'lIlrtlnC'l' in l1ar;J~rnllh 2:1 ur lht' Srctlrity ^J:fl'r01l'nt on Ihe ,,'yrCU' "ielr, CIU;IJIT INSllllANC,.; IS NOT 1l";(/llIIlf.''':Hllhjrrl In IIC(('lllnlll"l' h.v 1111' 1I1"'IlTt'r IHlIIlC'cl hrlnw, ctI'dil illMllnlli"l' i.lllwnilallh'lhrlillJ:h WI rur thr h'rl1lur Ihill Nnll' nt tht' (,flIIlllllllhown Ilt"low, SinKlr Crl'llill.irc nnd HinJ:lr CU't1it Mcidrnl & Ih'alth Inllllrnnrr nrl'llynilnhlt, 10 IIny IInr IlHtrnWI'T IlIJ:nin.: rllr illMIrlll1W hrlnw. ,Jllint Crt'dit Lirt' Inllllnnet! iR IIYllllol1l(' to holh IIO:TOWl.'l1I lIiJlninll rnr inllurnncl' '1('IIIw. Nil r1rdil il1fillrallfl' willi"' I'myil!I'" unlt'lI'" till' IlPI'tll11riillr Iilllll'lIll'IlU,,' ill jli/:nro hy 1111' lIurrllwcr(1I1 10 he inllured and tht' COlIlA ahflwn helow nrr indullnl in tilt' AmoulIl Finallrt'fl. l&r till' N(rne~; (Jr' I'((OI'IlSlm CUlmlT INSUItANt$ 011 tilt, rr\'I'It-l' lIidc'.1 !ly liJ:ninR, )'OU w;1nl SinJ:ll' Crrditl.irr In~lIrnnrr, lIy l\il:nillJ:,)"uH walll Sill~h'I:Il'fhl Melllc'lll & Ilt'alth Ill' "'ll:nill~,)"oU hlllh wlIlIl ,Inint Cu,lill,irl' 11I~lltnner, which c01\1A S 1,077 07 IIlJlUrnllCl', ~hith CII,;11l $ n 1.1 ",.lIich cll~lll S n 1:1 Wllllt nrr your ARU1 4.1/ \, _Yran J{T1l1turl! or lIorrnwrr to II(' inllurrd ror SIll~I(' Crt"dit Lirt" Inllurancl' Wh:tl is your n~c? x.a-- YrlHlI SiJ.:llnhllf' ur IInrrnwH tolH' illMm'lI fur SillJ.:!.' CH'IIlI Accidcllt & lJenHh InllUrllllCl' 2 _"rl1n SIJ:Il:llurrll (If "olh BlItrowt"fl' III 1If' ill~urrd rllr,JlIinl CH'l:!it l.irr Inllllrnncr Whnl ill)"nllr;I~f'? "rntll N^Mt: Ot'INSURt:R: St:CUfIl11' Of ^Mt:IUC^ un: INSUUANct: CO/'l1l'^N\',ltl'lcllnr,I't'nl1l1)'lvnnln Tilt; ^"Il1TIONAI. n:IlMS ^NIl5t:CIIIIIT\' ^':llt:t:m:NT ON I'm: Ilt:yt:IL,t: SlIlt: Mt: I'^HT <It' T\IIS Non;, H\' SIGNING IIW)\\,. YOlllNTENII TO lit: I.E'li,I.I.Y IIIIIINIIII\' ^I.I. OF TilE TEIlMS nt' TillS Non:, L-,~ ' YOU ^I.") ^~,:;,o\\'I.t:llm: IIt:CEIVINIl ,\ mMI'I.t:n:1I CIlI'Y lit' TIllS Non;, 4'. .:tS!ar../itf'?- _J.L\icst Green S.u.c.ct.Shir.,e.manstown. PA 170 II rl 5 N Bardc 1 A,MtrM ~c.c.n 5I'r",,!, Shi=nnR!OWn. P^ 17011 ^.loItrM NOTICE TO CO,SIGNEIl You ore being nsked 10 gUllronlee Ihis debL Think cllrefully before you do.IOhe norrower doesn'l pay the debl, you will hllve 10, ne sure you clln IICford to PIlY if yoo hllye 10, IIl1d Ihllt you wlllltlo IIcccptthis responsibility. You mllY hllve 10 PIlY up 10 the fullllmollntof Ihe debl if Ihe Borrower does lIot PIlY. You mllY IIlso hove 10 pny IlIte fees or collection coslfl, which Increllses thiR IImolllll, The Credilor eon eollee!this dd)1 frnm YOIl wilhoul firsltryillg to collce! frolllthe narrower. The Creditor cnn use the Rllm" coH"cllon melhods 1I~lIillSI you thllt '''III Ill! liNed 1I~lIhlNllhe Borrower, such "" suln~ you, ete, If this debt is ever In dcfoull, thot fllct mllY hecom" n (Jllrt of y"ur cr"dil record. C:O.SU;Nf:Il'S SlIllf:'fY A(Ulf:f:Mf:N,/,' Vllll,lhr I",rlllm Illr IM'r"'on.'llIil{l1ill~ nli "Cn,Si,:nrr" bt'luw,llrolllilll' IOl'ilY (II till or tClour order thl' Amounl t'inancrd, plUA Inlf!r"~l nnd fllh,., dIM":"", ftA IJrrJvliJrl1 inllli" NIl"', Ynu 1Il1t'llllIII IIf' 1I'Ill111y IlllUlllllty ,,\11111'1"'11111 or Lhill Nlltc', t;I'r:\rnlrly nncllllJ:rlhrr, \!"ilh thl" IJorrowrr, "au Ir,. mlkinlt 1111' "rom,uolfllmlur,. 11\ III,"nkr Ihr Jflan Ifllhr IInrrllw.." f'\'c'lIlhflll$:llthf'l,rntl't'flll williII' UJlc'llullly fl1r thl'lIorro\l,'rr'l' h('nrOt \'ou nltrrr Ihnl Wl' mn)' ",."k Unmtdlnl,. ,H'yrnrnl I",m YfIll wllhrI1lllllnklll.: /IllY Ilrmr Ilrlll:11111 rflr l,aYlIlI'lIlllllflllllll' IInnllwrr "nil ul"u nrknnwlf"ll.:r It'Crh'llIlt n nll11lllrlNI ('{IllY oltlm Noll'. (;"'H,,(n,.,', HIKnAluril! Alllhl'!!" 11"t.. t;,.H'l'flIl,', r.tlMI",.. ^,I,III'." 1l^lr J' r I I, ~ " . , ," , , . . AIIIlITlONAI, n:IlMS Ofo:FAULT; The (ol1owlnf.rt! ('Dch "I)efllull.": Ii) Vou f.1l1.o mike IIn)' paymrlllltl till 011 or h('(lIre the clny it ClllIH'll c1ur; Ill) Vnu provitlr u. with (alr.c informnliollof liunolurt'lIIl1t nllY tillll'; lUll Vou ~il! or h('(ome 1('l(lIl1y h1wmIK.lt'lll; Ii'll VOII .In not promptly 1IllllllWIlt'rly I'Nfnrlll /lll)' uf yllllr pI1l1l1ll<I'" IIf ohllKdUnn. in Ihll Noh,', the Ht,(llrlly ^~11'1'1I11'1I1. IIr lUUllY IItlwr lilli,' ur ""frt'IIIt'1I1 you now or loiN 11nve' With \1M; I'll You COlll1ot Ila)' IUl)' of yUllr drht" /Ill till')' enu1l' ,lut,. !vil l'roc('tclln)(1l1U! hr)(un ullllt'r llil' lJlIllkruplcy etHlt, hy IIf llgalllsl )'nU; hul Any Jud)(mtnll. rnlrrcd IIf rccord lIJ:ninlll you; fir hlill Any of your propt'rt)' ill nttnrhrd tlr IIllhjrcl tn h(.jnU (mr,'ill,.1 m:fA 11/.1' ANI! /I1;QII/II&1! I'A }'MI:N7' IN fll/.I.: II ""Y 11"1""11,""",, w, mn)'. if wt' chooM', "amIHl!tc"the ",nluril)' of thi" Nlllt', 'I'hi" 111l'1I11" we' liMY declAre lht' flltite remltlnlnK unllAlIl "nlunce uf Ihl" Nutf' nlul t'nrnrll inlrn'1l1 to ho Imrnedialtly due Ind pnynl,lr, lIowrvrr, If Ihl" Note, ilt "rcurt'll II)' n MortKDJlC on rCllidentlal rul rro[M'rl)' Colin tern I, If rClluin'd II)' Inw, wc will nNll tend you a timrly nnUte of lhe IJrfnull, mlvlainK you of )'our rl",hl to cure the Default Gnd of our Intenllon In tnk!.! nctlon if )'OU do I1nt cure wilhll1 the time IH'rlod rrovldrd In our noticr. If we Ole nn oct 1011 to ('nlh'cI nmollntJI ill Orf.ull, you "I~ IIRn't' 10 rny all of our court co"'-" nllll our rrnllllllnlltr attorney'. ft't'1 of 2O'J. of Ihe amounl dill'. Our rlMhl tu folh't'l nl1ornrY'1I fc'rll ma)' be Ilmitt'd durlnR nil)' cure rrrh)(1 providrd by law, We will continue tn Impole Inlcrcll d.lIy on .lIluml owrd lo UII allhe rntl' Jlrllviclrd in lhi" Nole unUI we rrcelve paymrnt In full, cVt'n if we hnve uhl<lhll'd jUlI~menl n~ninRt you, tuSK Of'l.aSS: You will rrlll"in hOllnd h)' thill Nule I'Vt'1l if till' Colllltt'fnl ill 10.1, .tolrn, c1nm'Kt'd or llt'~troyed, m:N/:f11' ANI! /IlIIWI:N: hlllh, h"",filtl 01 Ihi. Nole ,h,,1I r",or II'. ollr .ucccPOr' and .ulgnl, The obliK"tlOnll IIhnll hind YOII, nOli your heirI', penonnl feprcsentlUvCI and IlBlIRnl, \VAIVlms: Irwc dl'c111re lhl' ull\ltIId lmlallcroflhl! Notl! Rntl earncd Interelllo hi' hJ\lIIt'dllltrly lhlt' nnll paYllh r, you waive your rlKhl1l to rt'quirc un to do fl.ttaln Ihinl:ll. Thnlll'thilll:1I IHI': iii In dl'llHlIul paynwnl of 1I11lUIIIlhl Ilur lknuwn 01\ "IIH'''entl1\clll'''; liil tll ':1\'1' 11ll1in' thilllllllnUl1lM dur lum'nnl ht'l'll (mid tknnwn 1111 "nntict' nf .ltlohllllur",; 111\.1 . ltill In IIhtalll 1111 II rTf III I fNtiriration nf llllnpilynlt'l\llkllllwn "" "Jlrnl('!il"l. WI' wlIi\'t' IIll' ri.:htllltn'alllllY (Irtlpl'1t)' ntlll'r thlln the Cnllllh'flIl A!\ Ilt'curily rnr thiM Nnll'. A waivrr nr nllY nthrr uf our riuhtll Ulljlcr lhill Nule will nnl he 1'lf.'c1IVI' ullli'lI~ il hi in a lli~nt't1 writillj;, NO NfJ7'/Cf; (J/11.OSS Of' Illa/ITS: We clln tin nny ufthr fnllowil1K withoul 11.11 i II': YUII lIr Illllill~ nny riKhlft lI~ninlll ynu or the Col1nll'rnl: iii neel'pl n c1l1~ck Ilr olher order matketl "pRId in fun" or with !limi!nr Inn~t1I1Kc 118 n partin I pnymt'llt under lhill Notl!; fiil R'ivr nclcJitinnnl time rur pu)'menlofany amount owinK unclrr lhitl Nolc; liiil I'XCfCiIlC, gh'e UII fir delllY exercllinR any right oKainlll nllY person or property; livl ndllur relelllle Any Ilt'rllon or properly oblil(nlro undcr lhl!'! Note; or Iv) failla protect or enforce our inlerestln ony of lhe Collnlerat. MlIl.7'1l'l.f: l'AIlTIf:S: If there III morethnnonc lJorrower nn this Nole,orone or l11ure Cu.SiKllrrs,lIl1 ofyourohlij;ollonllllhan he prinuuy, Boch of you will he liohle, M4!Ili1ralcly and wJ:t'lhcr, for 011 of your promi8ell in lhill Note, NOTIGf;S: UnleM olherwlse required Ii)' IIIW, each demand or notice under thill Nnw IIhallllt' dclivcrell or ~nl by rcgulnr mnil, addre811td la lhe parly at itlllUldrellll 011 provided In this Note, ~:Ilht'r parly mAY chnnRe iUt nddreM by .:ivlnK lIuch n noliee to the olher 11l1rty, IknllOnnhle notice, when nolice is rrqulred, !holl be decl1\cd to be 10 dllya, I.A \V: Thi! Null' will he J.:nvernrd hy lhe Inw!'! of lhe Commonwealth of I'cnnllylvnnill, unlellS fCllerallnwft apply, SECUIlITY AGIlEEMt:NT SECTION 1. LOAN AND COI.I.ATr:nAL, Whrn you algn thill Note nnd advonce ony BUIllS you promised (0 pay and ohmln replacement inllurance, dellnr lito UI, and complete the other required dctoi"I, we will mnke n 101111 to Il0wcver, An)' replacemenllnllurnnce we obtnin to cover lOllS or dnmagc to the you, Thi. Sccurily Agreemenl oppliclI only tn lJt'rllOnal property drllcrilK'tl nil Vehicle may he Iimitell to on amounlllot grenter lhon what you owe on lhill Collaternl on the rront lidr of thi! Note, All used in thc followltlJ: Ht'clionllllf Null', Any Ilmnunl wc adv/mce on your bchnlf will he added In the balance on lhll Securily Al\ftement, "you" allO Includel nny Co.Owner of lh€! Collolcml. which we impolle Finnnct' CharGelllll the Annual (1ercenlnJ:e Rate ofthlll Note SECTION 2, YOUR OTIII;;It AGltEEMENTS, nnd mny 1m rel1ayohle: Ii) Immediately upon demond; liil along wllh your monlhly IlRymt'nlft; or Wi) nt lhe end oflhe Note, ns we alone ma)' speciry, Our 2,1 SELL, l-.iC. You will nol lell, le,,5O or 0lherwi1lC Ili~polle of lhe IIa)'m('n~ on your hehnlfwill nol cure your roilure to perform your promillesln Collateral. You will nol pcrmltaoy lien or aecurily Interclll to be ohtaincd on Ihlll NoLc. lhe Collettr.1 other th.n aura, 2,2 MAINTAINING Tilt; CQt.l.An:IlAL, Al your COllt, you will mnintnin ~~~IIO~~l;l-~?~~~N, You will permll UII to imlpccl lhe CollaLcral at any lhe Collateral In Rood condition and repair, You will prellCl've It nJ:aillllt loll." or damage, You will pay 111 taxes Ind other chargell on lhe Collateral. You will S~:CTION 3, NO 1.0s..c.; OF IUGlITS, The Note nnd lhls Scturlt)' Agreemenl not use the Collaleral iIIeKslly or for hire, mny he nl'f{otiatrjl. nlllliRned, cxlendrd or renewed by us wilhout releolling any 2.3 INSUnANC~:. While any sum! Arc owed on thift Nole. you will cnrr)' of you or lhr Cnlloh.'rnl. We mn)' odll or releose any pe~n or properly insurance on the Collaleral pJ:oinlllirl'.then a011 olhcr callualty, Thc polic)' ohli~ntt'(l lIndt'r lhe Noll' nnd thia Srcurity AJ:reell1enl without 10000InK our mual contain ndedllctible clause Bnd hc in nn nmount nnd wilh on illll\lrer thnt ri,;ht" in the Collntrrnl. arc lali.fBctory to us, The policy mUllt nnme usolllhc "lo!l!.pnyee,"Thc policy SECTION 4, nn'AUI:r, A oefllull uncler lhe Note will be n Defaull under musL provide that IIny 1055 is to he payable to YOII nlld to Ult nil our IlIler{,lItll Ihls &-curity A.:reemt'nt. In 1Illdition to nil lhe rl~hts nml rCllIedies of n appear, It must alro provide thnl we Ilt' Riven nol le"'~ thlln 10 IlnYII' Ilrlnr Ncctlrcd porly upon dernult which nre providl'll unclcr the Uniform CommerciAl wriLlen nolice of any cancellation or reduction in coveroJ:t', for nllY n'n!lOn. Cnclr, llllOn our dcc1orin~ lhe Note to he Imm('(lintel)' due nnd pnyable: Upon request, you sho.ll deliver the politiell, certiricotrllo or other cvitll'nce of 4,1 SUmmNUEH ()Io' COLt.^TEltAI., We mAY require you La lIurrellder lhe insurance III us, 10 the tyrnl of Any 10"" or dllmn~t' to lht' Collateral, ynu will Immedialely notify us In wrillnK and rile n pronf of lu!!!! will. Ihe in!!urrr. We CnUIlternllo till nl R rraMnnhly convenlenl plllce we de!lignnte, moy lilt' 8 proofoflo!lon)'ourhehnlfifyou foil or rcfu~e to CIOM. Wr nm)' 0111I1 4,2 PEACEFUl. H~;POSSESSI()N, If )'I1U llnn'l 8urrcmlcr lhe Col1aternllo sign your name loony check, drnnor olher order fur lhe pnyment nf in!lurance \III, we mny tnkc 11O"'~efl.!tlnn or ii, wllh or wilhoullt'~nl proct'MlI, in nccordAnce pfocecds In th€! evenl of 10ls or dnlllllgc to the Collateral. If il jM cconumlcnlly with IIIW, You outhorize t1M to penceahly enler upon nny premlll(,!! wherc the feoaible, In our judKmenl, we will opply Ihe InRurancc procerd" to repnir or Collateral mllY Ill' IOCRtcd for lhe purpo5C oflnking posst'ssion Rnd removinK it replace the Collaleral. Otherwise, we will nplJly the proceeds to reduce the 4.:1 BXPENSF.S O~' HEI'OSSES.~ION AND STORAGE, We mo)' chnrgo you lIuml you owe 00 this Note, our rellMnnhl~ eXI)('lIscs in rcpo!!!IclI/linR. Irlll1llporling, repairlnK, storing Bnd 2..4 QUit SECURITY INn:R~:&i, You wllljoin wilh WI in sh:nin~ nnd liIill~ lIelling lhe Collnternl so lonK liS they lire nllowed b)' law. dncumentA nnd, at)'ourCJpcn~e, in doing whalever wc helieve i8 OI'CCII.'lo1r)' to 4.4 SALE O~. COl,l.AT~:ItAI,. We mil)' 8cll, BII!lgn or deliver lhe Collaleral perfect Ilnd continue pcrfccled our security intcrc!\l in lhe Collatt'Fal. Ir 0 111 one or more puhlic or prlvnle IInlell. We will Rive you reollOnnblc nollce onhe certificate nftitle II is~ucd for lhe Collnternl, YOII will A!i!lillt Ull in havin~ our time And plllce of ';Ale, We may pUfchall:! the Collnternl nllhnt !lDle, free of ony ~curity Inttrell nnltd on the ccrtificote of litle. rqultnhlc or Ic~nl ri"hl or clAim you mny hnve in the Collalernl. We will apply 2,5 YOUR AUTIIOlUTV TO US. If you fail tn honor )'o\lr promillc!t to lhe proce('d!lllf lIall." fir"l to our cxpcnM'!I and lhen to lhe sums lhe Uorrower maln14in lnllurance In cITed, or to (lny filing fcc!, l"xclI or the co!ll.lt IlccC'.'I!\ory owe" on Ihi" Noll', Wl' will play Any 8UfJl!U,lo you, If n lIum 1",1111 owed to U8, to kecp the Vehicle In good condillon and rcpair, we mil)', ir we alonc choo,t;e, lhe narrower and Co.Sinner mUllt poy ilto UII. N01'ICf: Of 1'llOl'OSIW Cllf:m1' INSUIIANCf: The SillT.er{sl oflhi. Note hertby lJ\kc(KI noUcc thnl tcroul1 credillife InllUrllnC(! covernKe nnd I or hYfOUP credil nccidcnland heallh insurance coverage will be appliCAble to lhi. Nole ifl\O mnrked on the fronl oflhi" Note nOli coch lIuch lYIK' of rovern"c will he writlt'n lIy lhe inllurnnce compnn)' named, This i",mrllnc~. lIubjrclto Ilcct'plnncc by the Insurer, cover!t only lhe ItCrlltillllll !li':l1in~ the' rt'fJur.'it for MilCh II1!lurancc, The nmollul ofcf1nrJ:e ill indlcal.cd ror each type ofcredil inllurance tll herurchnlrd, The t('nn of lhe imurnl\(,(, will co",mCIlf(' all or lilt' c1nlr lhr iOlIl'llledlH'!l!l iM Incurrt'd nnd will expire on lhe orij:tinnlllclu'dult'd maturity dnle /} tht IndehtcdneM. Subjrcl to oC('t'(llnnee 1Iy the ill.'luTt'r nlld wit hill :10 clay", Ihrrc will he delivered 10 Ihe i",turNI dehlonlll n ccrlllicnte of inllurnnce more fully del'CrihinlC the inllurnnce, In tilt" evrllt llf IHt'p;lYOlrnlllf the indrhlt'llllt'lUl, n rt'fund ur illllllr"ncc chnrJ:es will be mAde wherc due, NOTICE: Him !'lIllN'!' slim !'OIlIMl'llIITANT INI"OIlMATION 10 HARRIS' 1M SAVINGS BANK 235 :-Jurth Secund Slre.t P.O. Bux 1711 Harrisburg, Pennsl'lv,ni, 17105.1711 7171236.4041 r January 22, 1997 COVER LElTER FOR NOTICE OF INTENT/ON TO FOREaOSE MORTGAGE Mary E. Bardell 12 West Green Street Shiremanstown. PA 170// Dear Mortgagor: Enclosed herewith is the Notice of Intent of Foreclosure as required by Act 6. You have previously received a Notice under Act 91 of 1983 which set out certain rights ami remedies available to you as a mortgagor in default, TIle enclosed Act 6 Notice of lrueruion to Foreclose gives you notice of certain additional remedies which are independent of any remedies and rights YOlll1ave under Act 91. TIle total of YOllr rights includes both YOllr rights. Very truly yours, Denise Reitzi Collection Counselor DRlsjc Enclosure: ,,7PLAINTiFF'S" '.' EXHIBIT " . '" tJ.. 235 :-iorth Second Street P.O. Box 1 ill Harnsburg, Pennsyl\'ania \ iI05-\ ill i\ i 1236.~O~ \ I t IOHARRIS' IJl SAVINGS BANK January 22, 1997 , NOTICE OF lmENTlON TO FORECLOSE MORTGAGE Mary E. Bardell 12 West Green Street Shiremmrstown, PA 17011 Dear Mortgagor: The MORTGAGE held by the Harris Savings Bank (hereafter we, us, or ours) on your property localed at 12 West Green Street, Shiremanstown, PA 17011 IS IN SERIOUS DEFAULT because you have not made payments of$379. 18for the months of November and December, 1996, and January, 1997, Late charges (and other charges) have also accrued to this dale in the amOU/l/ of $75.84. The total amount now required to cure this default, or in other words, get caught up in your payme!l1S, as of the dale of this lerrer is $1,213,38, You may cure this default within THIRTY (30) DA YS of the date of this lerrer, by paying to us the above amolll1t of $1 ,213.38 plus any additional monthly payments and Iale charges which may fall due during this period, Such payme/l/ must be made either in CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER, and made aI allY of our offices. if you do not cure the default with ill THIRTY (30) DAYS, we illlend to exercise our right to accelerale the mortgage paymellls, TIlis mealls that whalel'er is owillg on the original amowu borrowed lvill be conlidered due immedialely and you may lose the chance to pay off the original mortgage in mO!l1hly installments. if full paymellt of the amOU!l1 of default is not made withill THIRTY (30) DAYS, we also intend to instruct our altomeys to start a lawsuit to foreclose your mortgaged property. if the mortgage is foreclosed, your mortgage property will be sold by the sherijJto pay off the mortgage debt. ifwe refer your case to our altomeys, but you cure the default before they begin legal proceedings agaillst you, you will still have to pay the reasollable (J/(omey's even if they are over $50,00, Any altomtrysfees will be added to whatel'er you owe us, which may also include our reasonable costs, if you cure rhe default withill the THIRTY (30) DAY period, you will not be required to pay atlomt'Ysfees, We may also sue you personally for the unpaid principal balance and all other sums due wuJer the mongage. If you have not cured the default within the thiny day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale aJ any time up to one hour before the sherijJ'sforeclosure sale. You may do so by paying the total amount of the unpaid fTWnthly payments plus any laJe or other charges then due, as the reasonable attorney's fees and costs connected with the foreclosure sale (and peifonn any other requirements under the mongage). It is esfimated IhaJ the earliest daJe thaJ such a sherijJ's sale could be held would be approximaJely June 4, 1997. A notice of the date of the sherijJ's sale will be sent to you before the sale, Of course, the amount needed to cure the default will increase the longer you wait. You may find Olll aJ any time exactly whaJ the required paymenr will be by calling us aJ the following number: 232- 6661 ext, 6240 or 1-800-554-4572 ext. 6240. 17lis paymenr must be in CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER and made payable to us aJ the address staJed above. You should realize thaJ a sherijJ's sale will end your ownership of the mongaged propeny and.your right to remain in it, lfyou continue to live in the propeny after the sherijJ's sale, a lawsuit could be staned to evict you. You have additional rights to help protect your interest in the propeny. YOU HA VE 11IE RIGHT TO SEIL 11IE PROPERTY TO OBTAIN MONEY TO PAY OFF 11IE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTlTUTlON TO PAY OFF 11IIS DEBT. (YOU MAYHAVE THE RIGHT TO SEIL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WIll ASSUME 11IE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT 11IE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SA17SFIED), CONfACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HA VE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY 11IIRD PARTY ACTING ON YOUR BEHALF, If you cure the default, the mongage will be restored to the same position as if no default had occurred, However, you are not entitled to this right to cure your default more than three times in any calendar, year. Sincerely yours, Lisa Marsh Collection Supervisor LM/cc IDHARRIS" D SAVINGS BANK ~;I!i Nurth Sl'l'ond Stn'l't P.O, 1I11x 1711 Ilarn,I"Ir~. Pc,,,,,'ylvani.. 17105.1711 71712:IIHO.1I Jallllary 22, /997 771e sllbscrlber below of Ihl' U, S, PO,\'I Office locoled allhe Federal Bllilding, 228 WalllUl Slreel, Harrisburg, PA, dOl'S hl'feby cenllY Ihlll all ellvelope I\'US mailed wilh poslage repaid by First Class Mallj'rom Ihl' lIan:" Savings Balik, alldrl'ssl'd 10 Mary E. Bardell, /2 Wesl Green Slreel, Sl1Iremal/J.llIIvlI.PAI701lpropl.flydl.posiledilllhl.U.S.Mailfor delivery lhis 221h day of Jall/I(Jry, /997 U, S. POSI Office By: Federal Bllildillg Harrisburg, PA . We lIIay aLm Jill' )'011 pc'rIolllllly Jill' Ihe lu'pald prillclpal balance and all olher Sll/IIS dlle under Ihe IIWl1l1alll', Ifyall hcl\'(' 1/111 Cllmlllll' dlfallllwllhlllllre Ihirty day period andforeclosllre proceedings I hnve beglln I YOII .11/11 haw IIII' rill/II 10 cllre Ihe dc'/ault and prevell/ the sale al any time up to one Iwur bl'fiJre 1/11' .v/II'r(U'sforl'c/o'wrl' ,wll'. YOII may do so by paying the total amounr oflhe unpaid mOn/lIly paYIIII'IIfS pi/LV IIIIY late III' OIhl'l' charlles then due, as the reasonable anomey's fees and COSIS COllnl'cled witlr Ilrc' Jim'c/o,\'lIrl' sail' (and peifonn any otlrer requiremell/s under the mOl1gage). It Is estimated Ihlll Ilrl' I'lIrllm dlue tlrat slICIr a slreriff's sale could be held would be approximale/y Jllne 4, 1997, A nOllcc' IIf lire dllle of the sheriff's sale will be sell/ to you before the sale, Of course, Ihe IUlW/lIlI nl'c'dl'd W cllre lire default will increase the longer you wait. You may Jirul ollr at OIry IllIIe wlclly W/IIU Ihe rl'l/lllrl'd paymell/ w/ll be by calling us al the following number: 232- 666/ t.ft, 6240 III' /.8(X).554.4572 ext, 6240, VIis paymell/ must be in CASH, CASHIER'S C/lECK, CEUTIFIED C/lECK OR MONEY ORDER and made payable to us al the address staled IllxlI'l', YIIII .llwllltJ I'l'IllIzl' Ihal a sheriff's sale will end your ownership of the mOl1gaged property and )'0111' rill/II /0 mllaln III II. If YO/I cominlle to live in the property after the sheriff's sale, a lawi,cll cllllld bl' .If1I11I'd /0 l'l'let YOII, YIIII/IIIW 11//11/1111/11I1 rill/liS whelp prolecl YOllr imerest in lire property. YOU HA VE mE RIGIIT TO SEll. 77/E PUOPERTY TO OBTAIN MONEY TO PA Y OFF mE MORTGAGE DEBT, OR TO DO/mow MONEY FROM ANomER LENDING INSTITUTION TO PAY OFF mIS DEBT, (YOU MA Y IIA VE mE RIGHT TO SElL OR TRANSFER THE PROPERTY SUBJECT TO mE MOUTGAGE TO A DUYER OR TRANSFEREE WHO WIU ASSUME mE MORTGAGE DEDT, PROVIDED mAT AU THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND mAT mE 077lER REQUlUEMENTS UNDER mE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT ClUCUMSTANCES IHIS RIGHT MIGflT EXIST, YOU HAVE mE RIGlrr TO /lAVE TillS DEFAULT CURED BY ANY mIRD PARTY ACI7NG ON YOUR DEIIAl.F. If YOII cllre 1/11' dl'fillllt, Ihe mOl1gage will be restored to tire same position as if no default //lu/occllrrl'd, fJOlI'el'l~r, YOII are not entilled to this riglrt to cure your default more than three tlmc's III allY Calc'lIIll1l: YI'ar. Sincerely yours, Lisa Marsh Collection Supervisor /.Mlcc IDHARRIS" o SAVINGS BANK T 235 North Second Slreel P,Q. Box \71\ Harrisburg, Pennsylvania \7105-\711 717/236-404\ By: January 22, /997 The subscriber below o/the U, S. Post Office located at the Federal Building, 228 Walnut Street, Harrisburg, PA. does hereby certifY that an envelope was mailed with postage repaid by First Class Mail from the Harris Savings Bank, addressed to Charles N. Bardell, 12 West Green Street. Shiremanstown. PA 170// properly deposited in the U. S. Mail/or delivery this 22th day 0/ January. /997 U. S. Post Office Federal Building Harrisburg. PA .. You may be eligible for financial assistance thut will prevent foreclosure on your mortgage if you comply with the provlsiollS of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resumlng your mortgage payments, and if you meet other ellglblUty requirements established by the Pennsylvania Housing F'mance Agency. Please rend aU of this Notice. It contuins an e."plunution of your lights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face- to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency, The purpose of this meeting is to attempt to work out a repayment plan, or to otherwise settle your delinquency. This meeting must occur in the next (30) days, If you attend a face-te-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no funher proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting, The name. address and telephone number of our representative is: Denise Reitzi, CoUection Counselor Hams Savings Bank, Second and Pine Streets. P,Q. Box 1711 I Hamsburg, PA 17105 (717)-232-6661 ext. 6228 or 1-800-554-4572, ext. 6228 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet, It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions, Your mortgage is in default because you have failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (60) days, The total amount of the delinquency is $1,213,38. That sum includes the following: Payments of $379.18 for the months of November and December, 1996 and January, 1997 plus late charges totaling $75.84. Your mortgage is also in default for the following reasons: None , If you have 'tried and are unable to resolve this problem at or after your face-te-face meeting, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Fund, In order to do this, you must fill out, sign and file a completed Homeowner's Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency, Your application must be filed or postmarked, within thirty (30) days of your face-to-face meeting, . /1 is extremely importanllhaJ youjile your app/icaJion promplly, /fyou do not do so, or if you do not follow Ihe olher lime periods set fonh in Ihis letter, jiJrec/osure may proceed against your home inunediaJe/y. Available funds for emergency mOl1gage assistance are very limited, They will be disbursed by the Agency under the eligibility criteria established by the Act, It is extremely important that your application is accurate and complete in every respect. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. ,During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by that Agency of its decision on your application. .. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717),780-3800 or 1-800-342, 2397 (toll free number). Persons with impaired hearing can call 1,800-342-2397. In addition you may receive another notice from this lender under Act 6 of 1974. That notice is called a "Notice of Intention to Foreclosure". You must read both notices, since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercise your rights described in this notice, you cannot be foreclosed upon while you are receiving that assistance, Very truly yours, Denise Reitzi Collection Counselor DR/cc Attachment: ... You may be eligible for fmancial assistm1ce that will prevent foreclosure on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistm1ce Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Fmance Agency. Please read all of this Notice. It contains an explanation of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice, During that time you must arrange and attend a "face- to-face" meeting .with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt 10 work out a repayment plan, or to otherwise settle your delinquency. This meeting must occur in the next (30) days, If you attend a face-ta-face meeting with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the date of this meeting. The name, address and telephone number of our representative is: Denise Reitzi, Collection Counselor Harris Savings Bank, Second and Pine Streets, P.O. Box 1711, Harrisburg, PA 17105 (717),232-6661 ext. 6228 or 1-800-554-4572, ext. 6228 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. Your mortgage is in default because you have failed to pay promptly installments of principal and interest, as required, for a period of atIenst sixty (60) days. The total amount of the delinquency is $1,213.38. That sum includes the following: Payments of $379.18 for the months of November and December, 1996 and January, 1997 plus late charges totaling $75.84. Your mortgage is also in default for the following reasons: None I If you have tried and are unable to resolve this problem at or after your face-ta-face meeting, you have the right 10 apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Fund. In order 10 do this, you must fill out, sign and file a completed Homeowner's Emergency Assistance Application with one of the designated consumer credit counseling agencies listed on the attachment. An application for assistance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you in filling out your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked, within thirty (30) days of your face, to, face meeting, .. . .:lIj._f.i;' I, ;.,:..,. ; /.,', ','). '11.: l< : i Inr-:1l'l'...'i-:/ 1, i'iI I.i : i 1'1. 'i" -J. :! I, ' ~!i :Idl:,'n, '//.:: i ,\: i, ! .t~ ! j i ' ;1'\I!, ; " ," i :JI;' ;J,\UI': "", , H,\i,I)U.I~ jl,;!(I.I' II I. r I, , I'! I'll i 1"11Y EI.' r r I,', "I .1.,;' '~ir I.J.,-put:: ~::ht;r"11 ':'1 1!1':!:~!,~1 j\~ll' I ;\Uf!~.:. f'~'rJf,~~"!'!'.'arl~;j. ',;hr. L lrl'J !ul'i :;fI,)rr: ;J.:':');,ilf.-:) +" I....... '-~~}i'':;. ".tlt: '.ll.llln r~!:.!.i'JJ.Li\irl'r____.!1LIJ~L_~.'~_t___.__._m.___.___ 'J,j:'j ,;'~-I\',..d Iljo'lfj !,i,.il, Lli-;f,! t.:ll!d~l.r::, r; '.!l" .:k- f '.'n"~;.l,;' ;jt _L::"J!_.'~;_!~I,'I. HUUL:;:, '-'Ii the- I!"'.L d.t/, '_,f !2J~L.ll I'.;',...' 1 t, .._J~;.wl::.S.L'il\I~~,lL:ir:KLJ~1.:. 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'I', y' ~ Or-.:J 'rl .' )7'-'-,(; ,,7IL<'Lf:-'-1~'i, '7 ,_ "I.. " .' , . i ~ , " ';'1: ., I:; :. ,'.1. :' \. '-;i ".,,>", . I 1 \ 1 r i I ;! . I ; : ~ r \ ; . : . ,\ I J : . . ,1,- I;.',,:. .; \;1: \:\t;\. \'" ',,' ,,11,1. ~ i ;\ r~ L to, '-; n I'i ;\C, ri;!1 ii",' r:l:: 1 r,'. al'_ ;' :; ! f r;. ",' ,It) t. .; 1, '.' r : ~ .,1 "Pi1iH 1.1 r\~a'l (. QU~. I ! ' '::_I;,L.i. -..hi.' " " ,j'll Y ',.' i~, r r'i '.1 ~_-'. (II rj.i T I '~, .J " ..".', .,.- '_1"11_' \.;'1 ~llL t;_!.:.I_~J.~.~J': !jJ~___'_.:...L._YU:':J':_.___-__-_ ''; ",.. :.,_c:I ..".1 ('I 1'1'...'. - ;:. '/ ~~. , ' ,,'-' '.l;""!) __;~ {\rdILl:~,__,rJ\n':._!~'__ .'. ~- .,--.---.,,--- -,,-,----_. -,..--.----.--- --",-------- ------_..- .' ,~~,_-. =-.;- n ,; a I" '_ :1', _J;~J_\_~~~.:~.~-' H'JI_:1;;' fl . + ~ ; . ~ ~ \~!._ll.- ) ,:. .,' I~\l:..~ !_1___________.____,_..____' ~ t.; ,""7 It, 1 ~"i.:~,.r i )i.:EtJj._.~I]_\j::f_L_______.______--~--.--------------... I_JIl1I~~:: b.~~~-,--_._--_." ;\1 rr:.j::.l/d1::~TOy.':1 1'/, l'~(/lll _____. ,,_,._._--l-L-.-----.---.~-'---~-- ---,--.'.,---- ----"---. ;'~ l,.ii-l_~."- e i\~;._L~.:=..:..__._________ -~---- ..,.-.------- (:1_-,11[1 ~< y, F'('nn:.'/ l'::Jfll;1, h",o' L 'j r,. ~ 1 \,,, ":1 ;1 t ru,:- :llld 3~ t.c'st.('r1 ::-':'('- ',,11 _~;...~-! :_'ld,j rlL__E.:_~~..J-1 ; r -, ~-. . r-, ~1 (, +. ~ 1';> ',J 1 th H(i r Lc...L-__,_____._.___ , ~'I.' ":. fl t . [1'.-'1'- ;-jl1U i' t h.~' t l ~~~ '.:1 1 ,'r ,- ~ !i .-ft;' :'1, J, ';",1 :;;j c....: 'i, ":-. , i " i\ ~; _._'~~#{'~~ /f2!-~ ~ 1< 11 J' .:. : :-, '-. . r I' . < : 1 ",,-... (' l~, ' i :- f :. f~ --, -: : t, : ,1 : ~ (:' i I 0::' 1';} >? ','1'-.:' ---",--;:-1"--:.1(11/.,\',: . , , " ~ l " _' '-~~'7' _rl:/~~_/-_f.L._- ._'-;' .';.'l''''':': ':,' :::-- .. .. .. " ~j r-.... tl-- ~ ~ ~ ~ 0\ ~ "'- '" ,. .- oo ~-; ...... ~ ~ (:> N ~','. .. ... y:. '.-.JZ ft" ~ ~..1,~ " Q.. .' ~, ~;:. '-J~j ~ ~ ~ ('. ~' ti) '-- \;, UJ~ N _:"_J.Z ~ --'Iii ,-:-;.;.: ~ ..~~~ l' >- ,')U.J 'Z~ ..\ . ..:t' :.,1 ~ a... .- ~- - '. u. r- ::; 0 '" L) ~ ~@ LAW OFFICES RICHARD C. RUBEN 113 LOCUST STREET HAIUUSllURG, PA 17101 (717) 232-2227. FAX (717) 232-2707 HARRIS SAVINGS BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1728 v. CHARLES N. BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE NOTICE OF ENTRY OF JUDGMENT TO: CHARLES N, BARDELL 12 WEST GREEN STREET SHlREMANSTOWN, PA 17011-6515 MARY E. BARDELL 12 WEST GREEN STREET SHlREMANSTOWN, PA 17011-6515 You are hereby notified that on 7\IIIJ 21 . 1997 the following Judgment has been entered against you in the above captioned case: Judgment in favor of Harris Savings Bank and against Charles N, and Mary E. Bardell in the wnount of $ 17.764.] 6 , additional costs and expenses of suit and actual expenditures to preserve security until date of distribution. Date: ~r~.J. (- tj 7 I hereby certify that the name and addr under Pa,R.Civ.P, 9236 arc: e r per persons to receive these Notices CHARLES N. BARDELL 12 WEST GREEN STREET SHIREMANSTOWN, PA 17011-6515 MARY E. BARDELL 12 WEST GREEN STREET SHIREMANSTOWN, PA 17011-6515 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1728 HARRIS SAVINGS BANK, Plaintiff v. CHARLES N. BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE PRAECIPE FOR ENTRY OF JUDGMENT TO THE PROTHONOTARY Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 Please enter judgment in favor of Plaintiff, HARRIS SAVINGS BANK and against Defendants, CHARLES N. BARDELL and MARY E, BARDELL in thr. amount of$17. 764,16. Defendants were served with a 10 Day Notice dated and servcd May 2, 1997 as evidenced by the attached copy of said Notice and Certificate of Service attached hereto and incorporated herein as Exhibit A. a. b. c, d, Principal Interest thru Distribution (10/3/97) Late charges Attorney's fees $14,448,82 1,436,14 379,20 1.500,00 $ 17.764.16 TOTAL AMOUNT: Plus additional costs and expenses of suit and actual expenditures to preserve security until date of distribution. Date: sllt/'?? I Respectfully submitted, By /?-t:1'~~ Richard C, Ruben, Esquire Attorney for Plaintiff 113 Locust Street Harrisburg, PA. 17101 (717) 232-2227 1.0. #27767 HARRIS SAVINGS BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97.1728 v, CHARLES N. BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION . LAW IN MORTGAGE FORECLOSURE TO: CHARLES N. BARDELL 12 WEST GREEN STREET SHIREMANSTOWN, PA 17011.6515 DATE OF NOTICE: MAY 2,1997 MARY E. BARDELL 12 WEST GREEN STREET SHIREMANSTOWN, PA 17011-6515 IMPORTANT NOTICE YOU ARE IN DEF AUL T BECAUSE YOU HA VE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE, UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MA Y LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY LAWYER REFERRAL SERVICE COURT ADMINISTRATOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 Respectfully submitted, Date: /JI(j '7/997 By Richard C. Ruben, Esquire Attorney for Harris Savings Bank I 13 Locust Street Harrisburg, PA 17101 (7 I 7) 232-2227 !.D. #27767 : <PLAlNnFF'8 .. 'EXHI81T /I CERTIFICATE OF SERVICE I, Sharon R. Kyle, hereby certify that on this ,.,7"'''~ay of May, 1997,1 served a copy of the foregoing 10 Day Notice by first class United States mail, postage prepaid, addressed as follows: ,. CHARLES N. BARDELL 12 WEST GREEN STREET SHIREMANSTOWN, PA 17011-6515 MARY E, BARDELL 12 WEST GREEN STREET SHIREMANSTOWN, PA 17011-6515 Respectfully submitted, Date: '-1~1IV <>4 l'1f1 By 'l:5J;lt.'rh\ k!~ Sharon R. Kyle I Paralegal 1 13 Locust Street Harrisburg, PA 17101 (717) 232,2227 ~ 0 ~ c:: .. ~- r - ;',)...: ~ - (.:.Ir~ :fi CJ~ . ' ~~~ F: n cr. c.: ,,- ~~ o:~; 7- =' ~~ ., ~ r- a"t LAW OFFICES RICHARD C. RUBEN 113 LOCUST STREET HARRISUURG, PA 17101 (717) 232-2227. FAX (717) 232-2707 HARRIS SAVINGS BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 97-1728 CHARLES N. BARDELL and MARY E, BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE ss COUNTY OF DAUPHIN I, Richard C, Ruben, Esquire, being duly sworn according to law, depose and say that a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on: Charles N. Bardell 12 West Green Street Shiremanstown, PA 17011-6515 Mary E, Bardell 12 West Green Street Shiremanstown, PA 17011-6515 Harris Savings Bank P,O, Box 1711 Harrisburg, P A 171 05 Key Mortgage Funding, Inc, 10888 Southeast Main Street Milwaukee, OR 97222 by mailing the same to them by U,S. First Class Mail, Certificate of Mailing onJ.LJJNLI'Z 1997. Oate:.J.u ~.9...... '(6 ) /9 9 7 Respectfully submitted, BY~& Richard C. Ruben, Esquire Attomey for Plaintiff 113 Locust Street Harrisburg, PA 17101 (717) 232-2227 I.O. #27767 Sworn ~d su~cribed to before me this /X.~'day of ~. 1997 \l1},lIlfun rf ~ Notary Public Nolarlal Seal S~:ronbA. Kyle, NOlary Public M ms ura, Dauphin County Y Commission Expires Jan, 22, 2000 Member, Pennsylvania AssoclaflOn of NOI.lfies (r: co I':: ~.. , , ,-. .. " ~ UI~:) (~ ',1 ~~.: (:2"(." :~;~ ft. c.. j---j (,>': ' , ~~- , en C'J Cr.' I 1." ':! ,., -, 5:':,' .'(tj r= ;"'1 ~ 0... Lt_ r- ,-' 0 Cl U ~ ~~ ~- , , ~ "\.~ : . ' <::::l - ~ ' ~~~.~~B ~ \Q~~ ~~~ ~ '\ ~ .~ ;, - " LAW OFFICES RICHARD C. RUBEN 113 LOCUST STREET HARRISUURG, PA 17101 (717) 232-2227 . FAX (717) 232-2707 -- HARRIS SAVINGS BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA !, ": v. NO. 97-1728 CIVIL TERM WRIT NO. 97-1728 i' CHARLES N. BARDELL and MARY E. BARDELL, Defendants Principal Interest thru Distribution (10/3/97) Late charges Attorney's Fees TOTAL: Plus costs $14,448,82 1,436,14 379,20 1.500,00 ~17.764.16 Plaintiff: Attorney: Sheriff : This Writ: PRAECIPE FOR WRIT OF EXECUTION MORTGAGE FORECLOSURE - P.R.C.P. 3180 - 3183 TO THE PROTHONOTARY OF SAID COURT: Issue writ of execution in the above captioned case. Respectfully submitted, Date: 6/7-197 / / By Richard C, Ruben, Esquire Attorney for Plaintiff 113 Locust Street Harrisburg, PA 17101 (717) 232-2227 1.0, #27767 WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND TO THE SHERIFF OF SAID COUNTY. To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached legal description, Date: Prothonotary by: Deputy ~ , ...l ...l tl.l 5 < ~ 15~ 5 tn:> ul u <>l ~ r-- >- 0 tl.ltn ~ ~ tl.l '" ~ffi ~ [:l 0 [:l - ~~ 't:I f-o -~::> ...l ~ a ~ g~~- - f2 !;J~ 8~ :> ~ ...l - ...l ~ U tl.l . ~ r-- ~ t:Q ~ 0 Z...l - ~o tn ~ ~ ~:;~~ Ou 0 tl.l ~~ 2: t:Q i:l. ::>o~ - ~~ d'lI'l ~ :i u CCl ~ u>- ~~!O N 8~ d r-- tn tn tnt:Q'r-- - tl.l '\ ~~~tn~~ I tl.ltl.l Z r-- tn ~ i:l. i5~ f-o '" ~ ;a~u~~~ ~ d u 0 r--. <Ii :r: o -0 2:u Z ;.- u , C2<_ t:..-: (j; ctl '- i"-~ C-:, :1.( U1f) ):.. U. ; :~t: fr' J...... c... ~f' , ~:j (, . " '0 'fJ) L... I ' ~"= rCl' '7- ;1: il1J r'. :;:-J ,0... -, LO, r- "j U '" ,.) LAW OFFICES RICHARD C. RUBEN 113 LOCUST STREET HARRISBURG, PA 17101 (717) 232.2227 . FAX (717) 232.2707 ~ HARRIS SAVINGS BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 97-1728 CHARLES N. BARDELL and MARY E, BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO PA RCP RULE 3129 HARRIS SAVINGS BANK, formerly First Federal Savings and Loan Association of Harrisburg, Plaintiff in the above action, set forth as of the date of the Praecipe for the Writ of Execution has filed the following information concerning the real property located at 12 West Green Street, Cumberland County, Shiremanstown, Pennsylvania: I. Name and address of Owner(s) or Reputed Owner(s): Name: Address: Charles N. Bardell 12 West Green Street Shiremanslown, PA 17011-6515 Mary E, Bardell 12 West Green Street Shiremanstown, P A 17011-6515 2. Name and address of Defendant in the Judgmcnt: Name: Address: Charles N. Bardell 12 West Green Street Shiremanstown, P A 17011-65 I 5 Mary E. Bardell 12 West Green Street Shiremanstown, PA 17011-6515 3. Name and last known address of additional judgment creditors whose judgments are a record lien on the real property to be sold: Name: Address: Harris Savings Bank P.O. Box 171] Harrisburg, PA 17105 Key Mortgage Funding, Ine, 10888 Southeast Main Street Milwaukee, OR 97222 4, Name and Address of the last recorded holder of every mortgage of record: Harris Savings Bank P,O. Box 1711 Harrisburg, PA 17105 Key Mortgage Funding, Inc. 10888 Southeast Main Street Milwaukee, OR 97222 Date: 6/2-/q7 I , Respectfully submitted, By#4~ Richard C, Ruben, Esquire Attorney for Harris Savings Bank 113 Locust Street Harrisburg, P A 1710 I (717) 232-2227 J.D. #27767 - 5. Name and address of every other person who has any recorded lien on the property: None 6, Name and address of every other person who has any recorded interest in or recorded lien on the property and whose interest may be affected by the sale: None 7. Name and address of every other person whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: None I verify that the statements made in this Affidavit are true and corrcct to the best of my knowledge,lnfonnation and belief, I understand that fa'se stalements made herein are svbject to the penalties of 18 Pa,C,S, ~4909 re'ating to unsworn falsification to authorities. >- o. r cr; 1-- j:":: " '0 ~j~5 UJ~ (~ LV' [ES :.r:: ,.1:~ ~t Co... ~:: \ ?.i - " \0 :.j'~ ltll.-. , Efl ~. :'r~ ".;:'. ,jLU r:: -- ~. '~u.. -, ,. II. r- _:J 0 0' (J LAW OFFICES RICHARD C. RUBEN 113 LOCUST STREET HARRISllURG, PA 17101 (717) 232-2227 . FAX (717) 232-2707 -- v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO, 97-1728 HARRIS SAVINGS BANK, Plaintiff CHARLES N, BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION . LAW IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PA R.C,P. 63129 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held: DATE: September 3, 1997, Wednesday TIME: 10:00 a,m. LOCATION: Commissioner's Hearing Room, 2nd Floor, Cumberland County Courthouse, One Courthouse Square, Carlisle, P A 17013 The property to be sold is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land, (SEE DESCRIPTION AITACHED) THE LOCATION of your property to be sold is: 12 West Green Street, Borough of Shiremanstown, Cumberland County, Shiremanstown, Pennsylvania. THE JUDGMENT under or pursuant to which your property is being sold is docked to: No, 97-1728, in Cumberland County, Pennsylvania -4 THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY IS: CHARLES N. BARDELL and MARY E. BARDELL A SCHEDULE OF DISTRIBUTION, being a list of the persons, and or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale reccived and to be disbursed by the Sheriff (for example to the bank(s) that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff within thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Infonnation about the Schedule of Distribution may be obtained from the Sheriff of the Court ofComrnon Pleas of Cumberland County, Cumberland County Courthouse, Carlisle, Pennsylvania 17013, ~ THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A .JUDGMENT TAKEN AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKEN TO PAY THE .JUDGMENT. You may have legal rights to prevent your property from being taken, A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: COURT ADMINISTRATOR COURT ADMINISTRATOR'S OFFICE CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17013 (717) 249-1133 ~, . THE LEGAL RIGHTS YOU MA Y HAVE ARE: I I ; I. You may me a petition with the Court of Common Pleas of Cumberland County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also me a pctition with the same Court if you are aware of a legal dcfect in the obligation or the procedure used against you. ,I I I , I 2, After the Sheriffs Sale you may me a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other property cause, This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumb~rland County at one of the Court's regularly scheduled Business Court sessions. The petition must be served on the attorney for the creditor or on the creditor at least two (2) business days before presentation to the Court and a proposed Order or Rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013, before presentation of the petition to the Court, A copy of the Writ of Execution is attached hereto, Sheriff l' \l -10 l ~ ~A ~ 'D ~ <<6 ;f .J:~ :2 ~ ~ f a do 60 ,~ g? ..J ... ~ <::i i , a ..9 ca ..:3 ..... ~ 0- 00 - -a @. .-I- .... 00 ,S III 1:11 ~ ~ ,'- g ";.. r' 8 ~~ l..f ". .,;", ,. .. G ().? ~ \.,; ", 00 li) c (0) ~ -2 ; l.() ~-g '- ....J ,.. , ...) :, - .. l'l c.' , ~ - I 1t --+ '3 , ..J ~'.' ' '. <!ff j ~ ~ .!J ~. I : r IV \ , ' l.. b '.. 0- n! I' ,.. - ~ < ' .' '~ .J ~ -r c , .... - 0 RICHARD C, RUBEN GENF,RAI. CU1!NSH ,,~~~~~~. 2:1-1 North Sccolld Street. lIarrisho,g, PA 17101 (717) 2:11.75:15, cxl. 2!Hli . FAX (717) 2:11-lilHli ~ HARRIS SAVINGS BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 97-1728 CIVIL TERM WRIT NO. 97-1728 CHARLES N. BARDELL and MARY E. BARDELL, Defendants Principal Interest thru Distribution (10/3/97) Late charges Attorney's Fees TOTAL: Plus costs 514,448,82 1,436.14 379.20 1.500,00 ~17.764.16 Plaintiff: Attorney : Sheriff : This Writ: .. , ..'C> , ) .... I .. , ;" ..:', ~) , , , ..., " , " ., J ...,' III , n) ":! PRAECIPE FOR WRIT OF EXECUTION I, MORTGAGE FORECLOSURE - P.R.C.P. 3180 - 3183 ; TO THE PROTHONOTARY OF SAID COURT: Issue writ of execution in the above captioned case, Respectfully submitted, Date: 6/'1-197 I I By ~ Richard C, Ruben, Esquire Attorney for Plaintiff 113 Locust Street Harrisburg, PA 17101 (717) 232-2227 1.0. #27767 WRIT OF BXBCUTION - MORTGAGB FORBCLOSURB COMIIONIIBALTH OF PENNSYLVANIA DB. COtlNTY OF ctlMBBRL1lNIl TO THB SHBRIFF OF SAID COtlNTY. To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached legal description. Date: EXHIBIT Prothonotary I .A by: Deputy ...:l ...:l ~ 5 < ~ ~~ ~ c:l ~~ ~ ~ r-- ~ 0 5f/l ~ M ~ffi f.t. i:! 0 o Po. i:! 'tl E-< sf.t.S ~ . ...:l ~ ~ ~ CY~ f/l._ 8~ ~ ...:l f/l E-<o ~ ~- U ...:l ~ ffi~~!:: c:l ~ 0 f.t.O ~ f/l ~ f.t. OU 0 ~ ~~f/l~ ~~ ~ c:l Po. ~O~ci - ;i U f.t. '" 0Cl ~ u>o !5or-- 8i:2 <'l ci r-- f/l f/l ~~~ffi~~ - ~ ~~ Z r.!. f/l ~ Po. E-< 0- ~ Ou~~'Il: ~~ ~ ci u 0 . ui illS~ E9 z ;. u LEGAL DESCRIPTION OF 12 WEST GREEN STREET CUMBERLAND COUNTY, SHlREMANSTOWN, PENNSYLVANIA ALL that certain piece or parcel of land situate in the Borough of Shiremanstown, County of Cumberland, and Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point on the South side of Green Street, which point is one hundred ninety and eighty one, hundredths (190,80) feet West of the Southwest comer of Green and S, Market Streets; thence along the West side oflands of Earl E, Frady, South fourteen (14) degrees, fifty-four (54) minutes East, one hundred ninety and twenty-nine one-hundredths (190,29) feet to a point on the North side of Parish Alley; thence along the North side of said Parish Alley, South seventy-four (74) degrees, thirty-eight (38) minutes West, sixty-seven and eighty-one one- hundredths (67,81) feet to a point; thence along the East side of lands of Richard 0, Rinesmith, North fourteen (14) degrees, fifty-four (54) minutes West, one hundred ninety and eight-four one, hundredths (190.84) feet to a point on the South side of Green Street; thence along the South side of Green Street, North seventy-five (75) degrees, six (06) minutes East, Sixty-seven and eighty one-hundredths (67,80) feet to a point at the place of BEGINNING. HAVING thereon erected a 2Yz story frame dwelling house known as 12 West Green Street. TAX PARCEL NO. 37-23-0555-054 Sold under Writ No. 97-1728 HARRIS SAVINGS BANK, Plaintiff v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-1728 CHARLES N. BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO PA RCP RULE 3129 HARRIS SAVINGS BANK, fonnerly First Federal Savings and Loan Association of Harrisburg, Plaintiff in the above action, set forth as of the date of the Praecipe for the Writ of Execution has filed the following infonnation concerning the real property located at 12 West Green Street, Cumberland County, Shiremanstown, Pennsylvania: 1. Name and address of Owner(s) or Reputed Owner(s): Name: Address: Charles N, Bardell 12 West Green Street Shiremanstown, PA 17011,6515 Mary E. Bardell 12 West Green Street Shiremanstown, P A 17011-6515 2. Name and address of Defendant in the Judgment: Name: Address: Charles N. Bardell 12 West Green Street Shiremanstown, P A 17011-6515 Mary E. Bardell 12 West Green Street Shiremanstown, PA 17011,6515 3. Name and last known address of additional judgment creditors whose judgments are a record lien on the real property to be sold: Name: Address: Harris Savings Bank P.O. Box 1711 Harrisburg, PA 17105 THE LEGAL RIGHTS YOU MAY HAVE ARE: I. You may file a petition with the Court of Common Pleas of Cumberland County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other property cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County at one of the Court's regularly scheduled Business Court sessions. The petition must be served on the attorney for the creditor or on the creditor at least two (2) business days before presentation to the Court and a proposed Order or Rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013, before presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. ." .::' ,/) // ....' ,." .,;' .~' .:~~. 0;. .:.' r7/~7''''.'''-1''''''''' Sheriff ^ MEN 0 E 0 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF CUnber1and NO. 97-1728 CIVIL19_ CIVIL ACTION. LAW COUNTY: To satisfy the debl, Inlerest and costs due ...lli!rris SavinQs Bank PLAINTIFF(S) Irom Charles N. and Mary E. Bardell, 12 West Green Street, Shircmansta.m, Ph 17011-6515 DEFENDANT(S) (1) You are directed to levy upon the property 01 the defendant(s) and to sell Please see 1eqa1 description (2) You are also directed to allach the property 01 the delendanl(s) not levied upon In the possession of ._ GARNISHEE(S) as follows: and to notijy the garnishee(s) that: (a) an allachmenl has been issued; (b) Ihe garnishee(s) Is/are enjoined from paying any debt to or lor the account 01 the defendanl(s) and Irom delivering any property 01 the defendanl(s) or otherwise disposing thereof: (3) If property ofthe defendant(s) nollevied upon an subject to allachmenlls found inthe possession of anyone other than a named garnishee. you are directed 10 notify hinvherthal he/she has been added as a garnishee and Is enjoined as above slaled. Amount Due $14 ,448.82 Inlerest $1 , 866.98 AIlY's ~ Fees Ally Paid $108.68 Plaintiff Paid % $1,625.00 LL $.50 Due Prolhy $1. 00 OlherCosls Late Charqes $492.96 Bankruptcy fee $60.00 Dale: October 30th, 1997 Lawrence E. Welker Prothonotary. Civil Division by:ko ['J n'lD~0IY\G.'lnj ()tl Deputy REQUESTING PARTY: Name Richard C. Ruben Esq. Address: 113 Locus t Street Harrisburq, Ph 17101 Allorney lor: Plaintiff Telephone: ( 717) 232-2227 Supreme Court 10 No. #27767 ,"----, IUCHAlW C. RUBEN GHiEM!. C(Il'Sst:L N~~~~~ 2:1.' North SeCllnd Slreet . lIarnsburK.!'A 17101 (717) 2:11.75:15. exl. 2~1ti . FAX (717) 2:11.6186 "-- v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97.1728 HARRIS SAVINGS BANK, Plaintiff CHARLES N. BARDELL and MARY E. BARDELL, Defendants CIVIL ACTION - LAW IN MORTGAGE FORE<;;J..O~~~ I ( . _.1 -\~, PRAECIPE TO SATISFY .JUDGMENT . , I 'r, , -. .J .-:1 : U . : .1 . , .. . , I . 1 .. - : " , -.'1 . ~.J '- I ':) .~ TO: PROTHONOTARY CUMBERLAND COUNTY COURTHOUSE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 Pleasc Stay the Sheriffs Sale originally schedulcd for Septcmber 2, 1997, rescheduled for December 10, 1997, and mark the Judgment Satisficd. Defendants paid thcir mortgagc in full. Rcspectfully submitted, Datc: ;/-..2. (-9 7 By ~~L- Richard C. Ruben, General Counsel Harris Savings Bank Second and Pine Streets Harrisburg, PA 17101 (717) 236-4041 1.0. #27767