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'j t.r\l-::' ~1:\lj ;::1t"te3t~ed I:(r~,y c1 !!:',:: '~'IIMI" L6lJil__.!:!t.iI\T -.LQG.;._~_____, t .Il.l (, t ;, '_' r ..... 1 t, h ~EJ r let.: drLl.~ ;jt. t.h~~:. ;;-,;:)frH? t.lmt? dl.r'.:'ct:.lng HL":':' ;:lttJ.'rit_l.)L . -, t,h.:" '-~')lI!"':.'~lt..,; ..tj':r.~'r:o:, :.":1 '.'! J.1':f .. C .:l~'.; t_.:; : r'~',( i: ':.' t. t n'~ h.O(': '--1. ')~ . e)Cr ~. l,I!";' :-,:,; ~rk'J.: r;:., ,,,Y ~ _r~~'~~_.._---- j-;. it)f)ll'~j..; :'..;.1 Ill>. :"'!;'~'! ::'l.~ :~; '.- r \". r: .::.' 1\ t i lC~ ,') ... 1 t '-url:~1::;rge '~7~U'~:L.1 ;'l. ,~;\! :jL'~ ;.... L l:., '.';<-..IMI'fl~~ J I: _!J 'f " ,J ~._ r. r<- J ~ QrJ l ~.' 71.. (,. I'. . ._- -':--:-:"-7 f.C C,. ?}!:~i'(~.Ili.;[!'l" ; : : ,; l :t'"., . i. ". I , I , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY , PENNSYLVANIA CIVIL DIVISION COUNTRYWIDE HOME LOANS, f/kla COUNTRYWIDE FUNDING CORP. NO.: 17- /7]0 (}~~~1..~ Plaintiff, VS. TYPE OF PLEADING DARREN M. BECK and JENNIE L. LAVENDER, CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Defendants. FILED ON BEHALF OF: Countrywide Funding Corp. Plaintiff, TO, DEFENDANT YOU ARE IIEREDY NOTIFIED TO PLEAD TO TIlE ENCLOSED COMPLAINT WITIIIN TWENTY 110) DAYS fROM SERVICE HEREOF OR A DEFAULT JUDGMENT :~r I I(EREUY CERTIFY TlIATTlIE ADDRESS OF TIlE FLAINTlFF IS, fl'lOOuglcyDrivc PIano. TX 75024 COUNSEL OF RECORD FOR THIS PARTY: Scott A. Diellerick, Esquire Pa. !.D. #55650 O'KEEFE, GRENEN & BIRSIC, P.C. 4076 Market Strec1 Suite 210 Camp Hill, PA 17011 ~ .ehanlesbul'l:. PA 17055 ATTORNEY FOR PLAINTIFF (717) 975-3379 CERTIFle ATE OF LOeA TION IIIEREIlY CERTIFY TIIA T TilE LOe A TION OF TIlE IlEAl. ESTATE AFFECTEIl IlY TillS I.IEN IS 4155 ~l )a '.ehanltsbul'l:. PA 17055 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COUNTRYWIDE HOME LOANS,. f/kla COUNTRYWIDE FUNDING CORP. CIVIL DIVISION Plaintiff, q1- /730 ~ ~ O. , I I I i I I I i I NO.: vs. DARREN M. BECK and JENNIE L. LAVENDER, Defendants. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE And now comcs Countrywide Homc Loans, f/kla Countrywidc Funding Corp., by its attorneys, O'Kecfe, Grenen & Birsic, P.C., filcs this Complain1 in Mortgagc Foreclosure as follows: 1. The Plaintiff is Countrywidc Homc Loans, which has its principal placc of business at 6400 Legacy Drive, PIano, Tcxas 75024. 2. The Defcndants, Darrcn M. Bcck and Jcnnic L. Lavnder, arc individuals whose last known address is 4155 Kittatinny Drivc, Mcchanicsburg, Pennsylvania 17055. 3. On or abou1 Septcmbcr 6, 1995, Dcfendants cxecutcd a Notc in favor of Sovereign Bank in thc original principal amoun1 of $85,020.00. A true and corrcct copy of said Notc is markcd Exhibit "A", attachcd hcreto and made a part hcrcof. 4. On or about Septcmber 6, 1995, as sccurity for payment of thc aforcsaid Note, Defendants madc, executcd and dclivcred to Sovercign Bank a Mortgagc in thc original principal amoun1 of $85,020.00 on thc prcmiscs hcrcinafter dcscribed, with said Mortgagc bcing recordcd in thc Officc of the Rccordcr of Dccds of Cumbcrland County on October 4, 1995, in Mortgage Book Volumc 1285, Pagc 556. A truc lInd correct copy of said Mortgagc containing a description ofthc prcmiscs subject to said Mortgagc is markcd Exhibit "B",lIttachcd hcrcto and madc a part herco f. I I' 5. On or about May 6, 1995, Sovercign Bank assigncd thc aforcsaid Mortgagc and Notc to PlaintilTpursuant to thc tcnns of a ccrtain Assignmcn1 ofMortgagc, recorded in thc officc ofthc Recordcr ofDced ofCumbcrland County a1 Mortgagc Book Volumc 519, Page 478. A true and correct copy of said Assignmcnt is markcd Exhibit "C", attachcd hcrcot a madc a part hereof. 6. Defendanls arc thc rccord and rcal owners of the aforesaid mortgagcd premises. 7. Dcfendants arc in dcfault under 1hc tenns of the aforcsaid Mortgagc and Notc for, intcr alia, failurc to pay thc monthly installmcnts of principal and intercst when due. 8. Plaintiff was not requircd to scnd Defendants writtcn notice pursuant to 35 P.S. ~1680.403C (Homcowner's Emcrgency Mortgage Assistancc Act of 1983 - Act 91 of 1983) prior to the commcncement of this ac1ion for thc reason that thc aforesaid Mortgagc is insured by thc Federal Housing Adminislration under Titlc II ofthc National Housing Act (l2U.S.C. ~~1707-1715z-18) [35 P.S. ~1680.401C(a) (3)]. 9. On or about Octobcr 17,1996, Dcfcndants wcrc mailcd Noticcs oflntcntion to Foreclosc Mortgage in compliancc with Act 6 of 1974,41 P.S. ~ 101, et scq. 10. Thc amount duc and owing Plaintiffby Dcfendants is as follows: Principal lntercst through 1/31/97 Escrow Advanccs Property Prcscrvation Attorncy's Fees Titlc Scarch and Costs $84,273.09 $ 3,971.23 $ 524.69 $ 28.50 $ 800.00 $ 2.500.00 TOTAL $92,097.51 plus interest on thc principal sum ($84,273.09) from January 31, 1997, at the ratc of$18.47 pcr diem, plus additionallatc charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgagcd premises. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of$92,097.51, with interest thcreon at the rate of$18.47 pcr diem from January 31, 1997, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgagcd prcmises O'KEEFE, GRENEN & B1RSlC, P.C. BY: Sc It . Dictterick, Esquire At omeys for Plaintiff PA!.D. # 55650 4076 Market Strcet Suitc 210 Camp Hill, PA 17011 (717) 975-3379 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY 1NFORMA nON OBTAINED WILL BE USED FOR THAT PURPOSE.. I t I ~ I II ! . . ; A ....;.'..,..1 . I. P..W'....'11 01 PIlI.tIU.', hll"."'nd Ltl. Ch.rg.. UUII'I"'''' ..... ,_I, ...",~U" \"";;t II . .11 .I 11.1 "11""".1 ",,, hili 1f~...""(:'1l.: l)~ ':'11 '.d., I 'J I,ll' :hJ/!JtJ', 'hI' 1..::Jl" lh" ';,,1.' 2. Monlhl, ,J'Y.1,'"" el r,I'I',lnIUtJnc. .nd O1h" C11"I]" d',"'""" ,1\.1:1 dll.I:,.:... Il....Uh "11" trJt i~I"..'t., 11'1"t11.., ....11l IN' pUI ~'r~ll iI'l ,/1""'\1 U ~..llnl'1h .nlho ~jOI'" .'hlll " I:,' :tI,lI~Il'.'" ~1merI cI",,'t' (.'Il.u." IIlIt .00('c'.1I n~l!}-,"''''~l\ I.. ~.,d . ,f !.1 ."" 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"'''l'lht'I rlQ>liI.n ,.ljslenco 0' ~l.tJ\l)oo.llJ("'ll't '1lertl.'l1, 'i;Jinst ;any h.ll.1/ds. C.1i~1JI,f". J'"d ,:cnl.t\(Jenciu, indL.<:linQ fl.lt.IOt ....h.ch :'lInde, "QuiJp.:I in~'.IJncC' rh" ,n.....ra'ce s.h.1JI bA fTlalt'luinoo n Iho .tmo.;n!s aN !:r 1;'9 ;.:er:odl 'f'lallcn<Je' rl"lUltes 30ll0Y0 'It W,lllSO ,t':ii'llOJ .111 'tr~t').'!ml'r.ls on It,D P,operT'(. ....hr.U i!' n.;....n \1';,:,,(1<;. Ot ~l.b',er,u milt "4:1'-"'. Jr:;all1s Iou b.,.lI00cts I'J :t.1' '.-':c"; ::":t..,""lJ 0)' the St'Ctel.lfY. A:11I:~Ii.,r':~ \1\.),1 t:..t ':J:r,cd ...lT~ :::"'P.1~'{'S .1PJ)lO'otJ bi Len Ic' The .nu.tiJ,.c", ~"f"'r,'! Jr.: In( re,.('....-il' -,r.lll t:e 11loftJ~. _~n.:~" 'Illj :>~J;I ;r.eh.~1f :r;n rnl) Jtl.. d.1US'S In IJ.Ot 0;. and .n] 101m .1~::..;:I.:tl.~ I~. :','fY':e' :n Inlt .r.<f:/11 ol ra~s. ~"'''c.~.,r :-.t:.1<I:;!'.f' llll;dl" ;r.m(l(; .110 .'O:,C3 by m. J L~r.jer moll( .rJ~1 ;:f::JCI cl IoU ~ nol r.'\ld. prCtT1~IJ.,. by BO"t:...u E~lell .I'!SUfJI'lClt comp.Jn., .:o,.t(.lI'lcd ,h", .:. f !l:~cr,:.xJ .1r1d UI'~,::'"" I') /l'.I_' p.')m"fll let jl.lCh ItJ\'S t:.:celly 10 lL'fllh". "~:'SJtl cliO Sot. ',,",lrr:toO '" LL',~(,t !c.,;:~ .';I..J .::'11 ~,t1 ;:/ ::'tI ,nsunne. Pfocl!..'\ls rr_1Y be Jrpl:l~ by Lend,),. .11 :s .;t,l,f)n. '!Mher (a) !" 11'1. IlX1l..,:I"" oIlhe "-:eol'.~ncu unde' L'1. NOI. olt\d lnis Secu,1fV inSlrum:onl. r.l~ 10 Iny dd.nQI.Cr.1 amOUnlS 'p~,t'd on L"'l Of~ .. ?U'.>4I'3Ph J. Jnd Ihf!n 10 p'PP3ymf!1l1 01 pnnci~~, at (bllo the leSI;)I3"on at Itp.lll' c.llh, 1.ltnaged property, A."IY applealic"! oIlhe proc~s to 11'1, ptindo.ll ihalI not l.l1end at p:!slp:lt1.ltI, due dOlI, oil!'!, monlNy PJym,nts ......":1'1 are ftlenl'<l 10 ,n ~1r:lgrJph 2. Cf ch.1nY'llh. am~unc 01 sueh PJ/me('u, My elces.s inSl.!"Jl'lt., proceOOs ov@l'an . '1)~!Ji..L'd 1':1 0.1-, ,.: %:i::r",] nq .~~bl~I1Ci!f und..'f Ihe Not, .1'1l.J :t,is Sl'Cu/lTY II'lSII1J'"~" WII be pad 10 th. "nllly.". ''f el.:~,'d I:"\tiTtlo. In ltot'! ~\!t'Il :IIC1o'(1.1'1Ull1.J ::'IiS Sec~'l)' In~lt1Jmenl Of olher lran~o' c.l11Je:o It:o P'lorl!rt, :rJI "..::tlt;,;li!.hes 11'1', ;ro:Jeblf'l:1nc'..s "" '..,hl. l::le.lt"o:J 11'.1""'.$1 0' 300"""'", In at'd 10 Inll'...nce po/icJ.:: in lor:-e ~""1~ P;lIS:0 It", o"tel1.1.,'. 5. JCCUP.lflCY. ~"urY.1l1on, '.fainl,n.nce Ind PrCllc110n "r the Proptrty; BOtTOolfe,'s lu)n App;It.tI!OI'; l<'ulh )Id,. a~t1tJ...o, V...'I Q(c"~I(, '$!.lblish. "nd '.-:el'" P,oporty IS Bano...<!r's ~rrn:-!p.tl r'uia.:nt.l ....1,.'n srrtydOi," a::l:f II., 'fA ~C1.ton :>lIto;, ':K:..t1'/,nsln;mlfll "ro-f ~~I .:onlinutllO OCCuPy lhe PfClP.ny.lS al)r'"",~,',~ ~f1n:;r," "~'."jo'..:~ l~' .l1'1l.1..1 'Ale 'f M' J~'-" '~t' ~J:' tJ oc':t,;:'.1flC'l. unless I~ St.'Cfet:try del~'mltlf!:O Ihis ltil'J',cm:or" ""~: CJuw urw;~e ~.a,:..:.h,p'or ll,moofcI. (" :""'C",J ~.~lnUit!ln'l citcumswnce:ii 8.IIi$1...hich ;ttll bfyo"ld eC";;N'~I'1 c~nlln BorrtJ\'.-et wJ n( :,tv Ler..'""s I" l~ 1.~'I.',..(..l:.t'I; '=If::..msunccs. Boncrwc, UO,J11 ncl :clnm.l WUle 0: dew':'1 dJrr,Joa 01 :>l.lb~L1r :i.XIy ch.1n..;" 1.1', PIOj.oC:T', 01 _!;.... :I"f! ?!CPt.'rty 10 delf!riorale. r('.lSor.,J[), ....ur and I~.u c.lceplt<f. Lender m.11( inspect 111. P,operrt ,f ,he PtOpt!rty i.s .3c.ant C.I abandoned at !he loan is illdmult. ~H IN.,. ~~o ItI.1\ONblo acOOn I~ Pfoltt;t ard pr.set'11I sucl'! ~.1(:Jnl or db.lrwJoned Property. Bonowllf sh.1JJ also be indeb:Jlt" BOtTOWet, C:L;Mg!he lo.1n aOlplQlion ptOCU.S. t)a'WlJ 1'1".1le('.1111 false at in.1cc~rale Illlattn..1liof't at s1.1lements 10 umdllf (Of '3Jed 10 p'ovidll l.crdet' .....1h .:an'f I1'1..1lJ.,." 'nlorm.u,cni :n CCMKlion Ywflh 11'1., loan ...Id.mcoo by the NOlt. IndudlnO. bUlllGllimllt'd 10. reo'eSltnl.Jlions concf',n.r.g [h)O'~",., OCClit:.1ncy all'" PIOperty 11,) pnncip.1l ttsidenCI. lllhis S<<l.itlf) irulrumtf1t IS on ~ lus~hoIc. aano-..'" ;.h..1:1 c.:mp,( ....~h :~e pro'ol,ior.s 01 t/l.It'.lSl II Borrower leQuites !,1'I,t1e'o Ihe PtOpolrtV,lhe lol.1...hl)d and le'ld', Sf JII nol tll rr."'';N l.lnleu ~nder ;JQlilS 10 Ihe mltloer In ....rrli"O II. Ch"9" 10 Dorrowf!r Inoj PtOI'C1ion 01 l.nd.,', Righllln Ih. PtOputy. Bouowe, sNlI P.1t1aJl !.OV.mmenUl Of mUtie:;:t.1' Ch.llljf!S. r:ntS JrId .mpos.I,on"Ih.11 .lIt. not lndud~"tJ III PJraf.~ph ~ Derrower shall PJY Ihese obliQalians on ILIT\I'ht'CIl.,.10 It." en:.,. ...!'I.eh.5 ~...t'd If'lol p.l'lm.nlll tJ~u'.IO pal( ,,",oLJd Jd'wersel.,. affect Llnd,,.s It'If,,,u In 11'1, P,ClPtI1y. Up.)n LAl'\jd~ r"~"'I!": J.:.no....,., ;It.1Il promplly I'umWllO Lond~, lecllpls ....ide"clno L'1.se paym.nlL II BanoYwerlJJs 10 rr.1~f! Ih,,~ ~fmenls OIlht PI'Imen~ t&Quite.J by PJtiJQl'3ph 2. Ot ,,~s 10 perfJlm ,ny Olhef Cover'l.lnlS Jrd 3~/~'f'el:ls cent)"''''.n lhis Securty Inllrum.nl. ClI' 11,011 Is .. 1f9al Pfoct<dinQ Ih.JI may slgn4\aamly atleet lender's tlQhts Itl ~1'1. P'OPetry huc~ U. PfOCl"OO'^Q in b.1n~l\JpICy. lor eom.mnalion or 10 enforCt ~ at 'C'Qul.1honll. then LerwJer m.ty:lo Jr.J pay ""h..1ll'fff Is l\foCeUolry liJ P1alec1lt1e value 01 Ih. Prapel1y and Lel'd"'s n'Jhls 11111'" P10PflITy. includ.I.Q PJ,m",,, oIwes. haz.1nj insurance al'd OItlct "~n,.i menlionl'd In PJf'1QtiJph~. Ailf amoul'llS dl~bUl'sOoJ by~", undtllhl$ P.araQr.!ph stull bocOlT\tt.1n .ldd:tional debt 01 Bonower'~ :MI SKUtolfl by th4 SkUfCy Ins.trum.".. These &mc:xnJ sh.1lI bNt lnl".sa Irom 1"- dlle al ~i1burs.menl. .lIthe NOI' 12le. al'd JIIJ'Ie a~kln ~ lendH. U\311 be ommediJleI.,. due ur1 p.:Jy.tbllt. 7. Condfmn.alion, Tr:rt ~If\o.:..'f'l.l, of ..lilY ilw"d at dJim lor d II'T1.1QuS. d:recl 01 consequcnU.1I. In connection ollllh .1ny CcnlelTlt\1hOn or >Jlhl." u~jn;l 01 any p.l11 ollhe Prop.rty. Of rot con..-"Jnceltl p:.,ce 01 COnclemt1o.1lion. Att 'lef.by a~iQn8d Jnd '\h.1lI be ~id 10 lel'd.., 10 I". f'll'l'ir4 oIltleltJl! .1mo~1\1 oIl"e indetllldneu 1h.11 ttnull1S un~lJ und., lhe NOle Jnd!his S<Kl.lttfy InSZI1JI!l'''.t. t..rdH sh~ .&ppy such P10ceaJs 10 I". 'NlJCloon ol,h. irwJcbledn... und" lhe NOIe an.: Ih.:, ::1tC11M1y Imtrumol"ll. rlf$J 10 ,ny d""'qucnl Jmourls ,)pp,cd in ,,.. CI'jff P'ovlded in PJr:lgr.tph J. ard Ih.n 10 pr'r.llytn.nl 01 Prtncipal, ~ 'pplic.a:ion allh, pI'XoCldI 1..1 !h, P'lnC:'Po" 3:i nol ~"cl'd cor poSlpontlh. dot IotA 'Ul!'lSY\YAJfIA l.lOArCACf '1)11. _ '111 ISCfNO"-V,'OUI,'1")-l 'AGE 2OT. " ., O.JN-4t..C 1'1.., 0:;1. I'" ; "_'IlIJlnt'dhllhlS 'I"'"'' ,11""",. ., .', I~,~ r.ll.,' :,1"'" .I/Id ....~'\ II,,' Ill. 'f ,1~llfU"Jl')IIt'o! ""1, '~It.,.lrll' SI'CUIIIV "',:'11:" . . ....,: ",,." 1,1:1,,, '\'l'l..l:' ,"'.." '.\1'/ .Ill.' "l',tllillth,". U':'I:.llll...,I,'I\Cftl)l''''' 1111(" t.:I\">I'1 n.n f\( I OOen .t"I.IOv'.~ III . ,'flr '. ~NlI hI ,,', .. 1., .' ,J!,. "f": "':, .,..I ,/t:-:l.I"'I..1tJ.1'.. IIU'(Io'I..' ., f.u'l, 1111'.1'1\1" 'l.I',lll!1'1l lJtwS I.Q ocelll''I' II., l'" ..".... !..l '''\ 'c,)l';", "'I"It:)'tqUll~nlsolll.,,~..,' " leI No VI,i.,.." II 1."':OI11'.I,'''C.I oceu' 111.11 ,",CIUI: "'llu,," 111l11W..I~II.' ;'.I.~l',"'r "'.JII bt.1lpndol .1.)1''' 1111 fl'fj"I.llt SI,chp.a.,.III('nl,. L,ndtfdOH not" '" ". 'Ill ,,~11I'~~C' h) S',bs("..l\lrrll..,,-.,:, ldl n,gul'l,ons 01 HUD StClfl.ry. In """Ill' r',c,,',, ,II"""S lI"It.lIIKIIIS iUUc,J h~' lilt' S"C'd.,ry ....ullnl4llfod..,.~ .'jf'; '" l''f' C,l\~ of P3..,.mrnl Jel.llJlls. 10 't"l ,'f,' ~llI"'~I~II"I~hrn rl',IIl1I.J1II'llJ Il.Ilrrlo~I' 11'101 a,fj This SKU''''t' 1I1,1'll""'II/ df>l'l f\(,; .11.1100".''' "C"~""'lloon C)I ")"!CIII';,I'" d Iii''' '....m.ll.,l b't' '('Ql:I.llit no. .lll'u:t ';""l!l.lry It IMOflq,g. NOII""",',I ~"'Ill"",.t "1)'Pi'!.lhtl ""''''!' .'. S('I1 "II '''\I'un'''"I.l~ Ih~' 1':1,11' '....'u...d :toC'''hynol III' '....I.h.. 1,\, '''',1''.1 '.' '" !". 'h., ~1.l'''lt~l: 110.,,,'"'' A.I '0:11"" " : & . . . "1111ll' .!.,I" hl',rQI, ,..II 10" Illl. I". ,:,10,,0 ,,,,,III,,,,,,,u'.llllll,, q 1",",", I'" 1'.If.l'I'~ .h!J, "''''11''', "'II..J " ."'.'/11" I.."." .l,1 ;",,,,~ "", . '. . 0 ;:..n"'I, 1"-.:,,. ''''1'' A.....:." .1.1:'.'," ,"'1 ol.n.,. .Julh ,0,:,'tI.1 j'"'' ,! ::". ~'.'':r,: I" j"I('ot ~llll,t'C1U"1I11 . ~ & , i hWIII',,! .1.lh' I'-~I~'ol. ~, ;lll""flIJ ,lI'.,,1' 1/1', S,';:u'''{ Ir's~,UltIcnl.Jnd Iho '1(,I~ ....,;",...., .. ." '!I'{, 't\.illI1'1.1"':""....! r'lnc'.....H. p"1-I,1 ,I I..::h I "....; r)lj,I.,. "4' I... Ihi: 1'l{1'''1/ I"" '.....~'.',"Ig. 11'1" 1111..... """'e'''"I',.'.' '..I' .ltI~. UiU.li,I';..I,- oI'fl~, '.Inr.' ~ ", '1..,'1,' '."" ',,, '.!I'Il'I' '''''''''1 IH. ",. ",. '>,:1,'1".., ~lo n~.",. "11:. ~"., ''''''''" "~'~lnlK"C"I"I.il.~rtL(,'IIJ..t'''''\t.. ,'''I'mm('lJ''llct:''~'Il''':.llIllulIWc.lUS~ t,' 'h)!I,J...t' ) I..~w 01 Il.Il"~,)1I 1"1' JI., 1 JI.:& ut. fer U", 'h"~ ,,'lhl) 5('CUI,I'{., .It,.nll:f1l TtlJ~ t;\lrl .lppll)S l:'Yen I""" I. :d,,~.III'IlIl)cI'('IJ""J" .,(' ," ~ '.:f'l1 .u 10,,",1.1111 II'" ;;pr'I'''y In~I!"Jm.:".l O''''LMl'I \1.,.1 :(''l'~l'r i.. J l\omjl Sum ,lI o&nlt1(,"I~ '('::::.111.:;.,,: I" ~"..,'" U'"' ,...." "C'~:1unl CUlr\'nlllldudIllQ. 10 'he fI.II'flf Ih~y ,1111 01)1'0.";0'1$ vI um'CMer .,ndN Ih" S~CU'''t h'1I, J"wnl. IO't'I'.l'.u .. CIJ"IS ,)1'lJ IfI'~son.ll""l" and CUlIJn'l11'1' "'fl' . II!('S o\rl(j '.'II'ellh', ~IOPClI1., ,uu... !.ole... ...,t'llht"U'I.'CIO:lI'.' {lI;l('f'('("IIlQ Upi'll ''.In\!,)I~ml!nt h..,. Burru, . ' ,,'Cu,.: i .....llu~"'.nla"'t 'hI! ObllQ.ll..ns :'l,l: II '('cu"., "',1" ".'I'~I'lI ,n etfl'd .., of ..c'.ll" hold "t.I't'I'lullu 1 . ..."'.,Jllt p.,i'm'lllln Iii: ff"""wt'I. l"tllJft,,\ nCI't'OI/"(Ilj Il' ,.'t"..: 'l',""oIlr- .. If ('llv"'lJer hoH olC~epll'd '''....I.II.'m''"' .art('llt." commrnct'mt'nl 01 In'e-;In,,ul,, PliY''('fJlnlJ'''' ...,, I...'. ve.. . ..,lmL"1'JIt4t ",'cced,no IhQ ':('OIrtK'lIcprn,'1I1 01 oJ loU.'iI:!: 'o,pc,o" "". P'OC!.! .....,"'0 I 'I '~n101Jlt'tH'~1l1 "'~I p'tch.,,, 'U"'hJo'lJI" en dJt~'~nl Q'ClOOfh ,n 11'1(' '1J11l1". 0' {.i'I'ljnllJI~lt1cr.1 .....1 adv.' -'t ,.r:ecllh(> ploOIl'lt {"'No. .., CI~.Jlt'C tly lhis S'COIIlY Inlllun'or"l t ,- A?nowrr Nnl Rcruud; FOfburlnc. by ltnder Noll Wlivtr. E.I,n~lI)U oJ Ill" I mo (ll Pol"""ell 0' mrxJd~JT>oo o! 3mlJn'l.111Of1 01 1/'1,. 'um, 1oKvrl'd by Ihtr St'CV'llY In"lt\on"nl ~l',nl",f IIf l.....J".,f' .In'{ ~U~CCUOt In IIlI"'",..1 ollJOI' ....e' ,!'.,d ..~l or.c'.tle 10 Iele..~ 111ft h.1b,Ia't' of'hlt OI'9tf\i1 B')"fUol" 0' UOflC.......~ \.J~CC~~O, in iIll""ll t,.',,1 " ,h.it: ntll bfI ftQU1tN 10 commence ptocef'd,nt;;' ,](J<l,n'lany )UCCIIUor '" InI~IC" cr 'e'U$O 10 lIlhmd IIITI, lOt r 'W,n"/l1 or ~Jlhe,.,.,'~[' moddy lmort'l.lMn oIl~ 'UIIIS 'CCUf""ll fly lhi,; Securll\'IIIlI",mctll by H'J,;on 01 iln't' dem.1nd 1\.1"'.' hi U", 0I9'1\,)IBOIrLl""l" Of Bullt......,t \ 'OCC'UOI1'" 1"ll.'le:.1 Ani' ILJlb('.l'J'lCe by lCI1..1(O, I" (OIC'CilUlI.; "") "onl 1.0' Itml!\J't' ,ho,t/ no, ~ a ....,)N" 01 Of p,rcJud'J lhe .u'cisr of .1l1t tifJhl or tpm.....l't' 12. SUCctSSofl Ind AUI"ns Doul\d; Joinllnd 'ilv'fllli,biMy; Co-SJ~n'rs, fhe :OwL'n,ln". all(J .1I'1'rl'ln('nlllll 111:., St'CIIHlf 1,,\11Utn<!nl \h.,ll 1I"...l 01'.1 locfl(!I'1 the 'lUCce.,1oOfS and an"I"\ 01 LtndH and f,')II0...t". \'J~'JI!C:llo lilt' I'ro...,\ion, 01 F',lIa(II;'~h g b BOllowt'" COVl'fl.1nls life .aQ'Cl'nl4!nls S".'II be loi<1l.lIld )(>VI'f,ll An.,. U'JII.,...r1....ho co-':qn" lho, SI'curr:y rflSl'OIll"IlII,lJII doc-:; nor 1I1IK1IIe Ihe NOle f.1I1'l co-1oIJn'l1~ 'h.~ SKll',I{ 1"'.llumcn! <l.il't' 10 ""II1!JlJO Q'JI~ ;III\{J cr,',.",!, " 'I, "I'J""C"S If1lNISIIn lhe P,orw'1., .....J"t ~ho I"'", III Ih s Sl;'CUI':~ rnSI'umenl; IbltS ,1(,,1 PlI,Qf\"II't' OtJ"J.,lrd 10 Pol, !I,tI '1).'11' 'ccu'ed by lhis Sf!r.UUT)' In,,',umrnl; .and (r.1.10fl't" Ihal t.t!nU\!r ,'nd an't' other Oo"o...-t, tn.lf "g"~e '0 el1e'ltl modfy. 'OIl'eol' Of IN.e .1ny atcOtTltnoclJ1 on, ....tlh fe,ar'J 10 1t"'INm~ Ullhi, SItC'U1rty In\IIument Of lhe' NoIe ....lIhoullh.l1 BOllowo", connr-: 1;1, NoUc.., Any nol'c_Io 90'fOWtr ptovided IOf In lhi~ t,'ICU' :..,.ltJsllllmll'nl ,hlll bl' qf'o'('" III d''',.M'IIl] 1'1 01 b~ m."ino' b..,.lir'l c.',,~. t'!",~ unle" Jpplic"bleraw 'tquile. UII ol.nOlhtl,l1etho<j n.. 1'1I1t,,, 10NII b, d"ftCled 10 tl1f1 P'openy Addll'u 0' .)11., "iller .all'jIU$ Dor'CMff de$lqn.1les bv nOl,ce 10 ~ent.lt'l Ar1t t\(llice 10 ltndet ,hall be or.-rn by lir,1 c~':.S m.1'lo l.nr.ler'l Id(Jf~s "Jhod ty.,'1I1 ot any addlfU lPl'ldtr dltslpnalo' by notice 10 O'J"O\llo"f An., nollce plO.irt{'(j IOf 1111""\ 'il'CU'II't' IrU,I'ument )"~Ii Le c.:HrrlftJ 10 h.1'Y1t ~l'1l ~""'n 10 BOIIOt.Cf O'lCIIIll'r ...-r"'11 u....cn .II prOV,1ed 101"", p,11.19t.1pt't. I.. COYlmfr.!) lIw; S,Yt"t:llily, ThiS SlitCUlhy In)ltUmt'N ,hall be c.ovornlld by f "'tIera/l,)w arll1lh.a I.1w 011"" jUlisdichon 10' _hlch lhe P/cper'li' Is 10C.11t'd In lhit .....tnllh.1: .1"y prOll'iJ~)n Of dolUSI' ellh!s ~eeullty In,ltt."1\enl ot lhe Not. cunllicU ....,;..IPP'tCI:JI. ~w. such cOllll1c1 shall no! atfl'tl cll\er po::ulw:s Oll",s :;"curIlY Inslrumen: Of lh. NOIe ....hlCh can t)., gf'Yen et:,:'" ""'lhaUl Iho connlcl"lg pfO'Ylsion Tu Ini, tl'd the t}lo'Y'slotJ~ oil!"!! StClOr,ly In..lrum..rn and tho Nol. .arc dtdared 10 bt Sev.tal..",. 15. Oono.tt'. Copy. Borrower ,h"n~" g""fil...',: -.....,t)I"mf'IJ cou'r ollhl, S"CUlliY IO\I"Jn'('nt II. Asslgnm.nt 01 R.nl.. BOIIlMft ~ncOndl!lon.1U't' In;qns IItJJ .1....;.:':... '" l"nd~r llIIlhe renls 11'1J ttvr:nues 01 lhe P,~ O!)l'ow.r IUlhmlltS lInd'"r "It l~.,'s aqttnl, 10 cOIIxllhe 'crlls.and U!......,w'- ......; ;......:., .::.:~: ....." 11'\~.,t 0I1~ P'OIlt'f1yIO Po'ty lilt ,('nls 10 ll!ndtl ot It'''.lIu's aQ('nls How"~e'. p,lot 10 le'lClt"" nollce 10 DOlrow"r 01 BQflO\lll" "" br'..c.h of .lilY CO't~l\anl Of IQ'Hmenl in II\e SClcllut.,. rnSI~ulTIf'''I. 901rCMe, ,ha'l co/ltct.1nd "cellleaJI flnt, .nd ''''.ntMt clUte PlOptny IS 111.1""'01 Ihfl bent". oll.rdt'f ~nd rJUflOwt'r fl1i, lulonn't'nl 01 tenls con,llhltts.an IbSOlul.as,lglVnflnl.1nr.J not an ''''IJ""""" 101 add<tiQfl,)llecI.lllv too I If lIndtr ONIS notlc. 01 btllc:h 10 BurrO'olrtr: (11.1n '.nlS '1"C.....f'd oy Dorr~r sh.,n be held by eOH(.WI'III'U'lt. 101 btnefil oIllf'dtlcny. tu be .pplled to the sum. "c,,'1Id b.,.l,,- SCCllllly Inllrument.lblltnder SNII be ol'llIlf'd 10 COlltd II'd '.e.,.... all oIlhe finiS 011"- P,ototri.,.. Ind fc) l.ath ltn,Jnl ollhi.! P'Op.llly wIl P"'t' all lents due a'llJ un~d 10 Lend.. ot l.nde,'. loonl 0tJ lInd.,.s Wf.ntn dflmolnd to I'" len,anl 8OIto..('I hon nrtlltleCulN .ny prlot ""IQ~n1 of I,... /tnts,nd hJ:~ nol.1nd..... not Pf"Olt'..1I1Y .aclllul WOlJd pttwnll.nd('t Itom C!Jltcls.lnQ., right. tnjer IN, Plrlouph 16 ltnd" sh.1II nol t,. llquirl'd 10 .11(11 upo".lAk, control tlf Of ma,nr"ln Ihll Ploptrty belOlo Ot aM..t IJlvl"9 noUn 01 bfuC:h to BOIIOWet. HOWI'\'lII', l.l'l(j" Of ,judlc:lIl1y Ippolnl':'ll 'I'Ct""" m.:iV dO so 'II any Urne IhrIG Is J 'l','ach. Any IppllcIlIOtJ 01 tellls sha' nof cu.'1t Of watve .In't'defJlil 0' h,,;'jI~I.I:~ any IlIM' rk]hl 0' 'l'm..rody I)ll~nrlcr Thl, 1S~M\fnl of Ilnll Dlltl. PfO~r'l.,. sJ~ ll"lT\lt\al. ",hen Ih.dclil \('CU'"" by tho Sec:ur.cy InSllumeN Is p.1i(J In 11M ,"" h.."snvAHu, lIoArC,\G1 '011", _ II" '4Cf'1IIlJr'A/{Of/f1/Clttl L ..I.C( JOII ,i'.. ".". I 1 .J. ~'.,' I . , . R..lhlt tIC" " . .- .. KNOW ALL m:.-. DY ntESE PRESENTS thAt Sov~r'~lgn Bank, ., Federal Saving" Bank, organlud and eXhtiny under the l.1wI ot the United Statea of America, with itJ princIpal all ice at 1130 Berk.hire Ulvd, Wyomi..ing, PA 19610, lor and In condderaticn of the lurn ot 0"1 Dollar, lawful manor of the Un~ted Statel or America, and t'~her 9:;)od and valuable con. derlltion, to it In hand paid by CO~\"WIDg P'mqIINf'] CORPORATION, .. corporatIon organized and e~lr:~lng under the lawl of STATE OF NF.W VORl( with ite principal of lice a: .53 NORTH I~F. AVENUE. PASADENA. CA 91109_ 1ll1. hereinalter reterred to .. ASSIGNEE, at or beferl the ansealing and delivery ot thec~ preoents, the receipt whereo~ 18 hereby acknowledged. has grant~d. bargnined. sold, assJgned, transferred and Bet ov'!r, and by these pn:sent does grant. bargain. sell assign, transfer 4nd s~t over unto the said ASSICNEE and itu successors and 49l1:igns; all that ce:'tain Indenture of Mortgage coverillg premises situate in the TOWNSHIP OF.llAM?~. County of tuMB~R[AijD and State of PENNSV!.VA..N I A BEING known as: 4155 KITTATINNY DRIVE ME~fANICSBUKG. PA 17055. CJte~ SEPTr~EP 5. 1995 and to be recorded immediately prior to the recording of this Assignment in the Office of the Register. Clerk or Recorder of CUMBERLAND, made and executed by OARPEN H. flECK ANn JENNIE t. J..AVR..'ffiF.R hereinafter relerred to as MORTGAGOR. tc said SOVEREIGN BANK. A FEDERAL ~INGS BANK in the principal Bum of S85.020.00 payable with interest on the unpaid balance at the rate :>f .!l......Q..Q.1 p"!r annl,;m, in n.onthly ins:all~ents as therein noted. TOGETHER w;th hereditaments and prc'ftitleD in by said Indenture of Mortgage partiCUlarly de~cribed and grlnted or ~e~tioncd and intended so to bc, with the app~rtenance~, and the bond or obligation in said Indenture of Mortgage mentioned dnd thereby intended to be secured and all incidental or supplemental doclolments. or inotrurrents. if nny. secured or intended to be secured thereby, ~nd all monles due and to grow due thereon. and all itL estate. right. title. ~ntere9t, property. clai~ and de~and 1n an~ to the same. TO HAVE and to hold the lJam~ unt::> the said ASSIGNEE and its DUCCeL:Sors a:.d assigns, to i:s and their p:'oper use, benefit and behoof forever. d':bject, neverthel~ss, to the equity of red~mptlon of said ItORTGAGOR in "I..aid Indenture of Mortgage: named, and the heirs, executors. adminintratoro, Succefls::>rs and assigns of llaid M01'TGAGOR therein. AND 17, the ~ai1 Sover~iqn Bank, A rederal Savinga Bank, d~eD her~by c~venant, p:om1se and a~rce to and with the said ASSI~hLr. that th~re ~o n~w due and owing upon the said bond or obligati~n and MortgAge. the sum of money hereinabove s~ecified aD the principal n~m due ~hereon. with interest at the rate specified hereinabove. IN WI!NESS WHEREOF. the said Sovereign Bank. A Federal Savingo Bank has caused corporate seal to be h~reto affixed a~' these presents to ~ duly executed by lts proper officero this ~tH day f A.D, l222. ~ ~C~EDY CERTIfY THAT DY: ,J./ " no'. I A. TRUe COH~ECT P.u Sny e~l' . 'l1cekP~ 1 dent CO 1 Co, ;-.: IlIGlo'I'L ( / / M .' ATTEST: ~,v( ST~~E OF COUNTY OF Illl.l\S 55: BE IT REM~~BEREO, that on this 1iIU day of ~ in the Ye~r of OUr Lord, 1995. t-:cre rre, th~ subscriber, a Nr~ar.y Public of the State of Pennoylvania, personally appeared PAUl. SNYD~R.\\AN, Vice-President of Sovoreign Bank. A Federal Savings P~nk. known to me personally to be such, and acknowledged this lndr:.un.ent of Writing, t? be hio act and deed and the act and deed of o~~d Corporation: that the signature of the Officer aforeflaid io in hi~ own proper nandwritin~: th~t the seal above prc-printed is the COIT'lflt"':1 or corporate ..~al of said corpOr.1t ion and that :'l~ ;.~:. .:.~ ':'':'';;.';'i.-:;, ..."....:..:.i.::;. .......c:..;...t.l.u~. .u.^hUW~I:Uy.i.lI~ tlUU uwiivllIc1ng .aid Instrument ~f Writing waD duly authorized Ly a resolution of the noard of ClreoLor. of the .al~ Sovereign Rank. A Fe;i;~: Saving. Dank. ~~, t, , I'J.I-W Notlry 'pUb ~~l Penn8y~.~nia Prepared NOTARIAL DEAL 1Wlff'A}tfnrw..'X,lClaIy~ .....,.........r:.-,,:nr-r.,. 1I,('eoo'I"tl'....r-'\JI\." ._,...,... .-,.:.." I" . ~ ..:.J ,"sIt; ~ "" ~ ,... ~ ~ "" ..:l - I\-, ~ , Nl c (01 1'"' ~ l1J. : "fJ <...)c~ :.t:: ' ~ ~ ...... [t-, i:,;.. ~ ~S' 0.. " yo .)~ ~ 'i ~ M '~ '(I) " I l% ff!~" !Y- ....... ~~~ .1. ,,- iw ~ ..... 0<( -:::l. ~ r- ::5 en u IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNlY, PENNSYLVANIA CIVIL DIVISION COUNTRYWIDE HOME LOANS, Uk/a COUNTRYWIDE FUNDING CORPORATION. Plaintiff, vs. DARREN M. BECK and JENNIE L. LAVENDER. Defendants. ) NO.: 1997-1730 CIVIL ) ) ISSUE NO.: ) ) lYPE OF PLEADING: ) ) Praecipe to Settle and Discontinue ) without Prejudice ) ) FILED ON BEHALF OF PLAINTIFF: ) ) Countrywide Home Loans, Inc., f/k/a ) Countrywide Funding Corporation ) ) COUNSEL OF RECORD FOR THIS ) PARlY: ) ) Kristine M. Faust, Esquire ) Pa. 1.0. No.: 77991 ) ) GRENEN & BIRSIC, P.c. ) ) One Gateway Center ) Nine West ) Pittsburgh, PA 15222 ) (412) 281-7650 ) >- ('I p~ [= .,J' Co: Ip: :~ L .' (J\ ~-, ...... \. ~ ; , ):..-; :1_ ;..:: )~:: . t-_')' -)~~ " .I :,') I I ~-.... ....' . ~l ('~I ( . c:: !l.:.. CO ~j -.- C) U J