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HomeMy WebLinkAbout97-02166 . J cJ .- 1 + <( . -? '" ~ ~ J .J - &\ ~ '''''" II / ! ,.. ,.. c ~ J -5 ~ - (] I r-l 0' SAUL, EWING. REMICK & SAUL. LLP Paige Macdunald,Matthes. Esquire Supreme Court ID No, 66266 Penn National Insurance Tower 2 North Second Street. 7th Floor Ilarrisburg, PA 17101 (717) 257,7500 Attorneys for Atlantic Employers Insurance Company JUN 2 6 200Q''1 \{ I' i Plaintiff, IN THE COURT OF (;OMMON PLEAS CUMBERLAND COUNTY I PENNSYLVANIA ATLANTIC EMPLOYERS INSURANCE COMPANY, N DOCKET NO.: 97-2166 v. ATLANTIC FREIGHT SYSTEMS, INC., Defendant. CIVIL ACTION - LAW AND NOW, this z'l" day of </l~ , 2000. upon RULE consideration of the Plaintiff's Motion to Compel Discovery and for Leave of Court to Contact Defendant Directly and Independent of iTs Corporate Designee, a copy of which is attached herelo, a Rule is issued upon Defendant Atlantic Freight Systems, Inc., and iTs corporate designees, Ira H. Weinstock, EsqUire, and Excel Corporate Services (a/k/a Blumberg Excelsior Corporate Services) to show cause, if any they have, why PlainTiff's Motion should not be granted Rule returnable 'Z (/ days from Ihe date of service. BY THE COURT: 7l71bI &-'lIUJ ~ rJ'>\ ~DO ~ \j~ ~~ 7 ;4A J. SAUL, EWING, REMICK & SAUL. LLP Paige Macdonald-Mallhes. Esquire Supreme CourtlD ro;o, 66266 Penll Nalionalln.urancc Tower 2 Norm Second Streel, 7m Floor Harrisburg. PA 17101 (717) 2S7-7500 AllOmeys for Atlantic Employers Ill.uranc. Company Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ATLANTIC EMPLOYERS INSURANCE COMPANY, DOCKET NO.: 97-2166 v. ATLANTIC FREIGHT SYSTEMS, INC., Defendant. CIVIL ACTION - LAW MOTION TO COMPEL AND FOR LEAVE OF COURT TO ISSUE SUBPOENA DlRECTL Y TO DEFENDANT IN LIEU OF CORPORATE DESIGNEE AND NOW, COMES the Plaintiff, Atlantic Employers Insurance Company by and through its counsel, Saul, Ewing, Remick & Saul. LLP, and tiles its Motion to Compel Discovery and for Leave of Court to Serve Subpoena upon Defendant directly in lieu of corporate designee, and in support Ihereof avers as follows: 1. On April 25, 1997. the Plaintiff filed iTs Complaint against the Defendanl al the above-referenced docket number. 2. On December 8, 1998, a Praecipe for Enlry of Default Judgment was filed against the Defendant at Ihe above-referenced docket number. 3. On December 8, 1998, upon the Court's review of the docket, a judgment by default was entered against the Defendant in the amount of $80,274.00 plus interest on the amounl of $33,850.00 from April 27. 1993, and on the amount of $46,424.00 from April 27. 1994, plus costs in the amount of $76.04. A true and correct copy of the Order of Judgment is allached hereto and marked as Exhibit" A". 111.!l6I 6i11.u) 4, In an allemptto enforce its judgment against Ihe Defendant, prepared Interrogatories in Aid of Execution directed 10 Defendant, Atlantic Freight Systems, Inc. on or about April 25, 2000. 5. Upon Plainliff's review of a Dun and BradsTreet (D&B) report, it was revealed Ihat The corporate designee of the Defendant, Atlantic Freight Systems, Inc., is the Law Office of Ira H. Weinstock in Harrisburg, Pennsylvania, 6. On or about April 25, 2000, Plaintiff's counsel contacted Ira H. Weinstock, Esquire, to confirm thai Mr. Weinstock still continued to represent AIlantic Freight Syslems, Inc. During this telephone communication, Mr, Weinstock indicated 10 Plaintiff's counsel, thai the corporate designee was nol Ira H. Weinstock, but rather was Excel Corporate Services (a/k/a Blumberg Excelsior Corporate Services). Mr. Weinstock further indicated that his firm was retained by Excel Corporate Services for the sole purpose of tiling the Articles of Incorporation. 7. On or about April 25, 2000, Plaintiff's counsel conlacled Mark Moel at Excel Corporate Services 10 inquire whether Excel was slill Ihe corporale designee of Allantic Freighl Systems, Inc. During this lelephone conversalion, Mark Mod referred Plaintiff's counsel back 10 Ira H. Weinslock. 8. Upon receipt of conflicling information, on April 25, 2000, Plainliff's counsel forwarded Plaintiff's Interrogalories in Aid of Execution directed to Defendant, Allantic Freight Systems, Inc.. 10 both Ira H. WeinslSock, Esquire and Mark Moel at Excel Corporale Services. 7)7161 taillItIJ -2- 9. As of Ihe date of this Motion, responses 10 Plaintiff's Interrogatories in Aid of Execulion direcled to Defendant, Atlantic Freighl Systems, Inc., have not been forthcoming from eilher the offices of Ira II. Weinstock, or Excel Corporate Services. 10. On or about June 6, 2000, Plaintiff's counsel forwarded correspondence to both Excel Corporate Services and to Ira H. Weinstock inquiring when Plaintiff's counsel could expect to receive Defendant's responses to Plaintiff's First Set of Interrogalories in Aid of Execution. A lrue and correcl copy of Plaintiff's counsel's leller is auached hereto and is marked as Exhibit "B". II. Ira H. Weinstock has informed Plaintiff's counsel that he forwarded Ihe discover requesls to Excel. Excel has informed counsel Ihat the discovery requests had been forwarded to Defendant and that was the end of Excel's duties and responsibilities to Defendant as far as they were concerned. 12. Plaintiff has been prejudiced as a direct and proximate result of Defendant's (as well as ils corporate designees'), failure 10 comply with the Pennsylvania Rules of Civil Procedure concerning the timely completion of discovery. 13. Plaintiff has been further prejudiced by the fact that neither Ira H. Weinslock, nor Excel Corporale Services will confirm whether or nol the Defendant actually received the Plaintiff's InlerrogalOries in Aid of Execulion which allegedly have been forwarded to the Defendant by the corporate designee. 14. Wilhout having the information requested in the Plaintiff's InterrogalOries in Aid of Execution, PlainTiff is unable to discover any property or assets of the Defendant that may be used to salisfy Plaintiff's judgment in Ihis mailer. 1l711l'i 1C\-21 III -3. 15. As a direct and proximate result of Defendant's refusal to comply with Plaintiff's discovery requests, Plaintiff has had to incur additional counsel fees in the preparaTion and filing of this motion. WHEREFORE, Plaintiff. Atlantic Employers Insurance Company respectfully requests that this Honorable Court grant its Motion 10 Compel Discovery and direct Defendant's corporate designees Excel Corporate Services and Ira H. Weinstock, Esquire, to provide Plaintiff wilh answers to Iheir Interrogalories in Aid of Execulion forthwith; award Plaintiff counsel fees and costs incurred in tiling of Ihis Motion in the sum of $525.00; and further award Plaintiff all such other relief as is proper and just. COUNT II MOTION FOR LEAVE OF COURT TO SERVE DEFENDANT ATLANTIC FREIGHT SYSTEMS, INC. INDEPENDENT OF ITS CORPORATE DESIGNEE 16. The averments set forth in paragraphs I through 15 are incorporated herein by reference as if more fully set forth at length. 17. Since the date that default judgmenl was entered against the Defendant Atlantic Freight Systems, Inc., December 8, 1999, Plainliffs have been unable to determine who is currently acting as the corporale designee for Ihe named Defendant. 18. Plaintiff's counsel has had to spend an inordinate amount of time in order to confirm whether Ira H. Weinstock, Esquire, or Excel Corporale Services (a/k/a Blumberg Excelsior Corporation) is in fact acting as Defendant's corporale designee. 19. Neither Ira H. Weinstock, Esquire, nor Excel Corporale Services will confirm 10 Plaintiff's counsel Ihat Defendant has actually received the discovery allegedly forwarded by their offices to Defendant. 1)7AbI6.',!I.tJ) -4- 20. Plaintiff believes and therefore avers that Atlantic Freight Systems, Inc. is currently unrepresented by counsel, based on the represenlation of Ira H, Weinstock, Esquire. However. Plaintiff does not know for sure whether Defendant has retained allernate counsel. 21, Plaintiff believes and therefore avers Ihatthe process of obtaining discovery from the Defendant will be expedited if this Honorable Court will permit Plainliff's counsel to allemptto serve and contacl Defendant directly with the Interrogatories in Aid of Execution, and wiTh a Notice of DeposiTion, 22. Plaintiff has and will continue 10 be prejudiced unless this Honorable Court permits them 10 conlact Defendanl directly. 23. Plaintiff believes and therefore avers that the Defendant will not be prejudiced in any way by this Honorable Court granting Plaintiff's request for leave to contact Defendant directly. and independent of their corporale designee. WHEREFORE, Plaintiff, Atlantic Employers Insurance Company respectfully requests that this Honorable Court grant its MOlion for Leave of Court to contact Defendant Atlantic Freight Systems, Inc. directly and independent of iTs corporate designee(s), award 1)71616/21100 -5- Plaintiff's coumel in the sum of $525.00 for the preparation and filing of this Motion and further award Plaintiff all such other relief as proper and just. Respectfully submitted, SAUL, EWING, REMICK & SAUL LLP ~~~ -,...).~~.~ Paige Macdonald,Mallhcs Allorney ID Nc. 66266 Saul, Ewing, Remick & Saul LLP Penn National Insurance Tower 2 North Second Street, 7th Floor Harrisburg, PA 17101 (717) 238-7675 Dale: June _.2000 Allorney for Allantic Employers Insurance Company 7)71l61~wm -6- @ ~ , J i , ~; i ATLANTIC EMPLOYERS INSURANCE ), COMPANY ) ) Plaintiff ) ) v. ) ) ATLANTIC FREIGHT SYSTEMS, INC. ) ) Defendant. ) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA CIVIL ACTION NO. 97-2166 JUDGMENT IT IS HEREBY ORDERED Ihat Judgment is entered in favor of Atlantic Employers Insurance Company and against Atlantic Freight Systems, Inc., in the amount of $30.274.00, plus interest on the amount of$33,850.00 from April 27, 1993, and on the amount of $46,424.00 from April 27, 1994, plus costs in the amount of$76.04 ($45.50 Complaint filing fee; $30.54 Sheriffs Service fee). 1~-r-f3 Il.AL 60919_11~1 , . " i m " @ a ~ ~ " VILC- LAW OFFICES OF SAUL. EWING. REMICK & SAUL LLP PHILADILIIHIA, PINNSYLVANIA PENN NATIONAL INSURANCE TOWER 2 NORTH SECOND STREET. 7th FLOOR HARRISBURG. PA 17101 HIW VOAK, NEW YORK ,RINClTaH, NIW .lIRSIV WILMINGTON, DIL.AWARI IAI.TIMO"I, MARl'LAND I."WVN, "."MSnVANIA 17171217.1'5QQ INTlRNIT .MAIL '1'''': ".""IIlUIIOuu1,COm DI'UI: IUnlCiOftlld..aU"..aUul.com 'AlGI MACDONALO..,ATTOiU DIrICI Dial: .'UJ n'.II71 Dlrul ,..: <<111) 211.1"1 ,..; Cl 11) UI.4'21 Wo,ld Wid, WIO: Illlp:II..1III...u;.COIll June Il, 2000 Atlantic Freight Systems, Inc. c/o Mark Mael Excel Corp. Services 62 White Street New York, NY 10013 Re: Atlantic Employers Insurance Co. v. Atlantic Freight Systems, Inc. Dear Mr. Moel: As you will recall, on April 25, 2000 I forwarded to your attention Plaintiff's First Set of Interrogatories in Aid of Execution Directed to Atlantic Freight Systems, Inc. I also served a copy of these requests on Ira Weinstock, Esquire who directed that I should forward these discovery requests to your attention, More Than thirty (30) days have elapsed and I still do not have a response from either your company or Ira Weinstock, Esquire. Kindly conlact me at the number referenced hereinabove to inform me of when I can expect to receive your client's responses to these discovery requests. In the event that I do not hear from you wiThin five (5) business days of This correspondence, I will proceed to me a motion to compel with the Court. Awaiting your prompt reply, I remain. Very trUly yours, """5:.~~~""~.u;l Paige Macdonald-Matthes. LAW OFFICES OF SAUL, EWING. REMICK & SAUL LLP PHILAO'V"I., PINNSYL.VAHIA IAlTIWORI, Y"'AYLANO ,,"WYH, 'I"NIYLVANIA PENH NATIONAL INSURANCE TOWER 2 NORTH SeCOND STREET. 7th 'LOOR HARRISBURG, PA t 71 0 I HloN 'to"". N.J,W YOAK "UHCITON, HIW ~''''IY WIl.MINGTON. OII.AW"'''' 17HI U1.7100 PAIOI W"CDOHALD.WATTH.' OI,U' Dill: .'''lIU.U,. Dlrnt'" 1"'1217.7111 ,"TUNIT ."AIL. ,,,.: ll.tII.""...."'I... DlII,t: ,..........1...11111.....1011 CO'" ,"; .,UIIU.Un Wo,ld WIlli WIll: lUl,:"....II"I."", June 2,2000 VIA TELECOPIER AND REGULAR MAIL- (717) 238-6691 Ira H. Weinstock, Esquire 800 North Second Sueet Harrisburg, PA 1710l Re: Atlantic Employers Insurance Co. v. Atlantic Freight Systems, Inc. Dear Mr. Weinstock: As you may recall, I forwarded to your attention on Apri125, 2000 Plaintiffs' Interrogatories in Aid of Execution directed to Atlantic Freight Systems, Inc. I also provided a copy of these inlerrogatories to Excel Corp. Services in New York, at your direction. By my calculations, and allowing time for mail delivery, I should have had your client's responses no later than Friday, May 26, 2000. Please advise when I can expect to re\:eive the answers to the interrogatories I have served on you as regislered agent for the corporation at your earliest convenience. Awaiting your timely reply, I remain. Very truly yours, ~~~<~. Paige Macdonald-Matthes cc: Joyce Bernstein, ACE INA .. ATLANTIC EMPLOYERS INSURANCE COMPANY c/o The CIGNA Companies Two Liberty Place 1601 Chestnut Street Philadelphia. PA 19192 Plaintiff. v. ATLANTIC FREIGHT SYSTEMS, INC. 6th and Water Streets New Cumberland, PA 17070 Defendant. COMPLAINT ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY. PENNSYLVANIA CIVIL ACTION NO. (Judge ) NOW COMES the Plaintiff, Atlantic Employers Insurance Company (" AEIC"), by and through its allorneys, Saul, Ewing, Remick & Saul. and for its Complaint slates and avers as follows: I. PARTIES I. AElC is a corporalion organized under the laws of the State of New Jersey with its principal place of business at c/o The CIGNA Companies, Two Uberty Place, 1601 Chestnut SIreet, Philadelphia, PA 19192. 2. Defendant Atlanlic Freight Syslems, Inc. ("Atlantic Freight"), is incorporated under the laws of the State of New Jersey, wilh ils principal place of business at 6th and Water Streets, New Cumberland, Pennsylvania. 47Q)J.OI 4/H/Y7 .. II. CAUSES OF ACTION COUNT I -- BREACH OF CONTRACT 3. AEIC repeals and rea lieges paragraphs 1 Ihrough 2, above, as though fully set forth, as paragraph 3 of Ihis, Count I. 4. On or about April 26, 1993, Atlantic Freight submiued an Application for Designation of an Insurance Company (the "Application") for New Jersey Workers' Compensation Insurance to the New Jersey Compensalion Rating and Inspection Bureau. A lrue and correct copy of the Application is auached hereto as ExhibiT A and is incorporated herein by reference, 5. In Ihe Application, Atlantic Freighl represented that its address was 403 Dultys Lane, Burlington, New Jersey 08016. 6. The Application was signed by Harry L. Grossman, as 100% owner of Allantic Freight. 7. Atlantic Freight submiued a check in the amount of $ 938.44 as an advance premium for issuance of a New Jersey workers compensation insurance policy. 8. On or abouI May 4, 1993, the New Jersey Compensation Rating and Inspection Bureau issued its Notice of Designation, which specified that the Designated Insurance Company for Atlantic Freight would be AEIC and which direcled AEIC to prepare a workers' compensation insurance policy for Atlantic Freight wiTh an effective date of April 27, 1993. A true and correct copy of the Notice of Designation is attached hereto as Exhibit B. 419H.lH 4'25197 -2- . 9. Thereafter, in accordance with the Application submilled by Atlantic Freight and the NOlice of Designation from the New Jersey Compensation Rating and Inspection Bureau, AEIC issued a Workers Compensation and Employers Liability Insurance Policy, naming AtlanTic Freight as the Insured, and bearing Policy No. C3 98 20 05 5 (hereinafter the" 1993 Policy"). A lrue and correct copy of the Policy is allached hereto as Exhibit C and is incorporated herein by reference. 10. In accordance with the Application and the directions of the New Jersey Compensation Rating and Inspection Bureau, AElC issued the 1993 Policy which specified a Policy Period from April 27, 1993 to April 27, 1994. 11. AEIC relied upon the Application in preparing the 1993 Policy, and, in , parlicular. AtlanTic Freight's representation that its business address was 403 Dultys Lane. Burlington, NJ 08016, which is listed in the Application and on the Policy as the address of the Insured. 12. In calculaling Ihe premiums for the 1993 Policy, AEIC relied upon Atlantic Freight's represenlations in the Application that it was a New Jersey business and therefore utilized New Jersey workers' compensalion insurance rates in determining Atlantic Freight's annual premium. 13. Based upon Allanlic Freight's represenlalions in its Applicalion, AElC calculated an estimated annual premium of $2,778,00. based upon New Jersey workers' compensation insurance rales. fu Exhibit C. 14. Atlantic Freight paid the premium for the 1993 Policy determined by AEIC based upon New Jersey workers' compensation insurance rates. "'71~nlll "'2.~197 -3- . 15, AEIC renewed Atlamic Freight's Workers CompeJl~,llion and Employers Liability Insurance Policy for lhe policy period from April 27. 1994 to April 27, 1995 and issued a new policy for lhat period. bearing Policy No. C4 08 43 498 (the" 1994 Policy"), A lrue and correct copy of lhe Declaration Page reflecling the renewal and issuance of the 1994 Policy is allached hereto lIS Exhibit D and Is incorporated herein by reference. 16. Based upon Atlantic Freighl's representations in ils Application, AEIC calculated an estimaled annual premium for the 1994 Policy of $2.937.00, based upon New Jersey workers' compensation insurance rales. Sl:l: Exhibit D. 17. Atlanlic Freighl paid lhe premium for the 1994 Policy determined by AElC based upon New Jersey workers' compensation insurance rales. 18. On or about May 3, 1994, a representative of AEIC Iravelled 10 visit Atlantic Freighl. at the address set forlh in Atlanlic Freight's Application and the 1993 Policy, for the purpose of conducting an audit of Atlantic Freight's records for the 1993 Policy. 19. AElC learned during ilS audit visit thai Atlantic Freight did not have a real business operalion althe New Jersey address, 20. While there was a room at the New Jersey address wilh the Atlantic Freight name on the door, it was the size of a closet or maintenance room, contained a boiler/heating unit and was nol an office. 21. There were no employees at the New Jersey address and no books or records for Atlantic Freight. <419))_IH ~IH/91 -4- 22. During its invcstigation, AEIC learned that Ihe dispalehers for Atlantic Freight were located in New Cumberland, Pennsylvania and that Ihe majoriTy of Atlantic Freight's business was hauling supplies for Ihe UniTed States Army at New Cumberland, Pennsylvania. 23. AElC made numerous attempts, both by mail and by lelephone. to obtain more detailed books and records from Atlantic Freight, however, Atlantic Freight failed and refused to provide any information to AEIC supporting its use of a New Jersey business address. 24. As a result of the audit, AEIC determined that Atlantic Freight was operating iTs business out of New Cumberland, Pennsylvania, not Burlington, New Jersey. 25. AEIC notified the New Jersey Compensalion Rating and Inspection Bureau of iTs findings during the audit. 26, The New Jersey Compensation Rating and Inspection Bureau conducted an independent invesligation regarding Atlantic Freight. 27. A representalive of the New Jersey Compensalion Rating and Inspection Bureau similarly travelled to the New Jersey address on Allantic Freight's Application. The Bureau found a door wiTh Ihe Atlantic Freight name on it, whieh room was approximately six feet by ten feet and which conlained a water heater and a sink. The Bureau found no evidence of any business activiTies by Allantic Freighl at that address. 28. The New Jersey Compensalion Rating and Inspection Bureau concluded that "there does nOl appear to be any ongoing business activily by this employer within the Stale of New Jersey" and "[f]rom all indications, all activities of this risk emanate from New .7\l33.tJ14'2~JIJ1 -5- , !' . . "..-- Cumberland, Pennsylvania." A true and correct copy of the New Jersey Compensation Rating and Inspeclion Bureau's lindings is attached hereto as Exhibit E. 29. The New Jersey Compensation Raling and Inspection Bureau notified AElC that in its view, "the formation of a New Jersey corporation and the lease or rental of a mailing address does nOl constitute a business enterprise subject to the New Jersey Workers Compensation Law (RSNJ 34: 15)." Sl:l: Exhibit E, page 2, 30. Because Atlantic Freight's business was op~rated in Pennsylvania rather than New Jersey, AEIC was required to charge Atlantic Freight wiTh Pennsylvania workers' compensation insurance rates rather than New Jersey rates. 31. During the relevant time period from 1993 through 1995, Pennsylvania workers' compensation insurance rates were substantially higher than New Jersey rates. 32. Based upon its audit of the 1993 Policy, including the estimated number of employees and drivers utilized by Atlantic Freight and applicable Pennsylvania workers' compensation insurance rates, AEIC determined that an additional premium of $33,850.00 was due and owing from Allamic Freight for the 1993 Policy. 33. AEIC nOlified Allantic Freight of the additional premium amount due and owing for the 1993 Policy and demanded paymem of Ihat amounT. 34. Despite due demand for payment, Atlanlic Freight failed, refused and neglected to pay the amount due and owing to AEIC for the 1993 Policy. 35. As a result of Atlantic Freight's failure to pay the premium amount due and owing for Ihe 1993 Policy, AEIC cancelled the 1994 Policy effective October 31, 1994. 36. AEIC also conducted an audit for the 1994 Policy. 047933.11I412.1197 -6- 37. AEIC reached the same conclusions regarding Allantic Freighl's lack of a New Jersey business operalion in conneclion with ils audil of lhe 1994 Policy. 38. Based upon AEIC's audit of the 1994 Policy, including the estimated number of employees and drivers utilized by Allantic Freight. applicable Pennsylvania workers' compensation insurance rales and the shorlened policy period due to the cancellation of the 1994 Policy, AElC determined that an additional premium of $46,424.00 was due and owing from Atlantic Freight for lhe 1994 Policy. 39. AEIC nOlified Atlantic Freight of lhe additional premium amounls due and owing for the 1994 Policy and demanded payment of lhat amount. 40. Despile due demand for paymenl. Allantic Freight has failed. refused and neglecled to pay Ihe amounts due and owing to AEIC. 41. AEIC has complied with all terms and conditions of the 1993 Policy and the 1994 Policy. 42. AEIC has suffered damages as a result of the failure by Atlantic Freight to pay AEIC the full amount due and owing for the 1993 Policy and the 1994 Policy. 419110l "Ill/In -7- WHEREFORE, Plaintiff Atlantic Employers Insurance Company prays for judgment in its favor and against "~fendant Atlantic Freight Systems. Inc.. in the amount of $80.274.00. togelher with interest thereon. plus all reasonable costs and such other and further relief as the Court deems just and proper under the circumstances. ~M ;.;1- ~ ' .~ Patricia A. Trujillo Attorney ID No. 66562 Saul. Ewing. Remick & Saul 240 N. Third Street, Suite 700 Harrisburg, PA 17101 (717) 238-7675 Dated: April.2s;' 1997 Attorneys for Plaintiff. Atlantic Employers Insurance Company 419JJ.1lI .'l.5/lj7 -8- VERIFICATION I, Janet J. Pritcheu, am Senior Underwriter for Atlantic Employers Insurance Company and I am authorized to make this Verification on behalf of Atlantic Employers Insurance Company. I verify that I am acquainted with the facts and information set fonh in the foregoing Complaint and that the same an: true and correct 10 Ihe best of my knowledge, information and belief. This verification is made subject to the penallies of 18 Pa. Cons. Stat. Ann. ~ 4904 relating to unsworn falsificatiun to authorities. -. ....,.... "I'" ';!tOIO';) '"I''' ",eu, .c"",. 7 2~"^ .J,.y''''''''''"' A. uw My CommiSSion tJ<plr~ u.. . ~~l't ~k1lt 1a t 1. Pn!Clin Dated: April~ 1997 [allJ\J.[( /J). ;;A <tJ ti--k (J 4/14197 DW-. Y. flUCMTI BIIII COUNTY GEORGIA ..:r (( (( COMPENS^TION RATING ^ND INSPECTION BUltEAll. 60 P^RK PI.<oCE. NEW^RK. NEW JERSEY,01101 (201t612.6014 AppUcation For Designation of an Insurance Company In Iccordance with Ihe New Jersey Workers' Compensation Insurance Plan IMPORTANT CompleCe ill Accordance with INlrucllol1l. Type or PrIoI. The undenlgncd employer Is unable 10 purchuc Workers' ComperwUon and Employcn' llibWty Insurance (orlu . 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Do you owe any broker ,as.nl orinsunnee company any unpl'd Workers' Compenulion Inluran:. pr.mium incurred wilhin th. lall two years? ...........~../.A.......""."....."............"............................ 13. Books and records r.n.cling payroll .xp.nditur.s. Wlutrecords m malntalned which r.nwllI PlY roll .xp.nditures? ..............f.I<-~/'r.,../.l.....:r..,",r..~..J...,................,......................................................................'......,........................................ .....;;;;<f...............................,..............".....,............"............................................................""'........"..".................,,.................... ." Th. books and r.cords o( the business or op.ntions may b. .xlJ11ln.d at .........f..~.~..~...............,......".......... ..... ... .............. ............................................................................................................................................................................... ..... .............. 14. Designaled Uc.nscd Produc.r.lf any: Nam. ........f..s.:..~..~.::.::.....!.~..L'::.~.~.~,~..!......A.~..!,~.!.y..,...!.::-.J.:........................... N ?,:1.::l... ~'l.r~ ' F.d.ral Employ." Id.nllOcalion umb.r ...'...........'.......................... or SocW Securily Numb.r ........................................-.. Addr.ss.../?.Q..!}.p..I.-.....~..r.............................................A..'".J~..~.~.'::...................................J!...r.......,...!i?.t!.g,.f.......... No. SUta Town or City St"U( Lip Telephon. Number ...\<&~ I ...f.'!.{,..::.J?,,'i::t.9................... Area Code IS. C.rlinealion Th. und.nJgn.d .mpIQy.r c.rtifles Ihat Ih.y know the conl.nts of this application and Ihll 10 Ih. b.st o( Ih.ir knowl.dge and b.Ii.( th.y are tNe, corr.ct and complel.. II is underslood Ihal the Compensation Rating and Insp.cllon 'Bur.au will r.ly upon such c.rtificalion in d.signaling a m.mb.r Insunnc. company to provide Insuranc. ill accordanc. with Ih. N.w J.".y Work.rs' Compensalion Insuranc. PI.n and thai In aU mailers pertainins to IUch Insuranc..lhey wUl COOpelll. fully with Ih. Insuranc. company so design.l.d and. (urlh.r, i( they h.v. Work.rs' Compensation UabUi,y under Ih. I.wl o( any other statc. other aru.nge:me:nU will be ne:ccwry. Signature .nd Tit I. ......./J.t.<=f'.;t; "..R.:>.'",~=,- "..,.,~, "",,: ,,,,,..............................,,.....,, o.,e ."", ,':!/.:2;<;/.?1........""..... 'i Fonn P,201 (~I,al) , f . B 11 r i,' Ie I -I , .- \ @ 3 i i . . a I I ~ 1 . ( COMPENSATlf~ ~ATI~G AND INSPEC( ON UUREAU . STAT~ QF, ~~~ JERSEY 1,',>, ()~ll I>EPAF.:l MI'::~'" 0F INSURANCI~ .,....... '0 PARK PLA<:~;, NY.\YARK, N_'. 07101 .1/, " Josq>h S. OIMarllno r/{ 2 . ", '; puld W. lIannum C.",ulh.OI,,,,IOI Telephone (101) 611,6Il1~ S 1.9.9 51""111 Otpul, Commu.loncr ., . . ,., I Dureau File Number 017212 MA Y 04. 1993 Ve:sl&nalcd InsunnC1l Company ATLANTIC EMPLOYERS INS. CO. MS. MANDY GOSSIiTr, MGR. P 0 DOX 9010 MACON GA 31213 - , EmplOYY ATLANTIC FRmGIITSYSTEMS~ 403 OULTYS LANB " DURLlNGTON NJ 08016 ~ -_.:.--=-- .:;::::'-"- - --.. Oe:s/gn(}, S~'ARRA INS AGENCY INC ~\ Produ P 0 OOX 98 . AUDUOON NJ 08106 . '-.. - ,~; ..--- NOTICE OF DESIGNA TION NEW JERSEY WORKERS' COMPENSA'I10N INSURANCE PLAN TO TilE DESIGNATED INSURANCE COMPANY: Attached is a copy of lhe application med by thiS employer for designation of an insurance company under lhe New Jersey Workers' Compensation Insurance Plan, logether with a check representing advance premium payment. The eheck is iden- lified by lhe following number, dale, and amount: CHECK NUMBER 4909 CIIECK DATE 04/26/93 CHECK AMT, S938 By provision of paragraph 3 of lhe Plan insurance is effective on 12:01 A,M. :J4r17/93 REMARKS: FOR POLICY PREPARATION SEE APPLICATION paR NAME OF INSURED. PLEASE APPLY SURCHARGE RATE OFI0.46% OR ,1046 FOR TIlE 2ND INJURY :'l)~D AND O.()O% OR .??oo FOR THE UNINSURED BMPLOYERS FUND PER ClftCULA:l. I nJ, PLEASE APPLY nlE 1993 RATES APPLlCAOI.E TO TillS RISK. , I L/ V '. q56 . l1 .: Allachmenl WCP., (5/91) Jt C ROOERTS,SMITH UNDER WRITER NOTE: A copy of this nolice also senl to the I:mployer and ('roducer, if any. .' , c ... , 'j .- . @ i , i 1 I w~~ I L C3 .........1\., "Uft1Ulo" I - 98 20 05 !t'" I A TLAN rI C EMPLOYERS ( URANCE COMPANY I IX! N.w: 0 R.n.w": 0 R.writ. ",: NCCI CARRIER COOE: 1 8618 - IV" "'.VIOUI 'OLley NO. WORKERS COMPENSATION AND EMPLOYERS I I LIABILITY INSURANCE POLICY PAC.IIIINS "An'LAN 'IC.ACCT. SA'ITY OROUf TAltOn 'U5I( CO....MISSlON VII I NO '.0.0. "'.'"H.ea.' ,(,UOD VIS I NO VIS I NO VIS NO I MJMftE" 'AII CLASS ,.,. CIHT AMOUNT IX SAM r.~ I 12 I X IX I X I AR I 111 81 It.m 1. rATLANTIC FREIGHT SYSTEMS INC Int.r/lnttllc.al. Idlnli'lcllIon No.: Th. 403 DULTYS LANE In.....d BURLINGTON NJ 08016 ~ PIlC CODE. 42129 DIRECT BILLED ~lIng L ~~ 0)\ O~ L\?J ~q l.d"",II 0."......,. Addr.1I t!J Co,pot.llon 0 Employ.", Idontllle.t1on No.: Oth.r workplace. not shown above: STATE OF NEW JERSEY '. It.m 2. Polley Porlod I,om 04-27-93 10 04-27-94 1 ~O, A.M. standard tlm. It thl insured's mailing addr.IL It.m 3. A.Work.ra Camp.nllllon Inaurlne.: P..t On. 0' the policy applil' to the Worker. Comp.nuUon LIW 0' the lut.. IIsc.d h~<< NEW JERSEY B. Employor, Llllllllly Inlu'lneo: P.l Two 01 lh. polley oppli.. 10 wo,k In .sch ,ul. 111l.d in lI.m 3,A. Th. limits af aur liability undlr Part Two are: Bodily Injury by Aeeid.nl I 100.000 .sch eeeld.nl Bodily Injury by 01..... $ 500.000 policy IIml1 Bodily Inlury by Oi..... $ 1 00 . 000 .sch .mplov.. C. Olh.r StItes Insurance: Part Thr.. 0' th. policv Ippli.s to the SLates. if lilY. listed here: ALL STATES EXCEPT AK,LA,ME.MN,NM,NV,ND,OH,RI,TX.HA,WI.WV,WY,STATES DESIGNATED IN ITEM 3.A It.m 4. Th. premium for this pOlicy will be determined bV our M.".I 0' Aules. CIISSI'iclIlons, RilU and Altlng Plans. All inforrNlion required below is subject to verification and chomge bv IUdil CIIISiflcl1l0ns Premium Buis Aat. Cod. EnilNted Total Per S 100 of EIIIIl\I1.d No, Annu.l Rcmunerl1ion Remunerl1ion AnnUli Premium CLERICAL OFFICE EMPLOYEES NOC 8810 24000. .36 86. , TRUCKING NOC & D ~ 7219 20000. 11.58 2316. ESTIMATED STANDARD POLICY PREMIUM 2402. ( INCLUDED IN POLICY PREMIUM OF $2771 ) EXPENSE CONSTANT 0900 125. TOTAL ESTIMATED PREMIUM 2521. 0935 SECOND INJURY FUND SURCHARGE (10. ~ 6%) 251. 0936 UNINSURED EMPLOYERS FUND SURe H (0.0 0%1 O. Minimum Premium S 588. ToUI Estimated AMUII Premium S 2778. If Indicated here, interim .djust- (PAGE 1 LAST PAGE menls of premium will b. mlds: o Seml-AnnuIIIV o QUNIa,IV o Monthly Oeposit Premium S This policy includes then endoruments Ind schedules: WC 000202 000110 000316 000318 290301 AGENCY NO. 984029 22-2338489 NJS CIARRA INS AGENCY INC Counlersigned By 0 BOX 98 IAulhe(.ud Ag.nll AUDUBON NJ 08106 MARKETING OFFICE: PICS RPTD NA T IONAl WC. RE POOL 93161 DOC 6176A WCY CKE-4266. Ptd. In U,S.A. CepytlgM 1917 N'Ue",l Co~"c" on ComJN"ullon In.uunu COMPANY COPY WC 00 00 01 ,nee ENDORSEMENT NO. 99~99~ REF. NO. 501 22-2338489 ( (PAGE 1 LAST PAGEl Nlmod Insured ATLANTIC FREIGHT SYSTEMS INC 403 DULTYS LANE Policy Symbol Policy Number Policy Porlod Elfecllvo Oate 01 Endorsement HOC C3 98 20 05 5 04-27 93 TO 04-27-94 04-27-93 Issued BV ATLANTIC EMPLOYERS INSURANCE COMPANY The lbovels roq.irod 10 be canp!eled crly when Ihls endorlOmonlIs IlIued IlbloquonllO Ihe ptopltlllon 0/ the policy. DIRECT BILLED ADDITIONAL STATES EXCLUDED FROM COVERAGE '- WE ARE NOT PROVIDING ANY COVERAGE FOR THE FOLLOHING STATES. MS IF YOU NEED COVERAGE IN ANY OF THE ABOVE STATES YOU SHOULD CONTACT THE APPROPRIATE STATE AUTHORITY TO OBTAIN COVERAGE, AS WE ARE NOT PROVIDING ANY UNDER THIS POLICY. ~. ; AGENT: SCIARRA INS AGENCY INC SERVICE OFFICE: NA T I ONAL HC. RE POOL NJS (Ault>a1zlld AgenU I G041 06/10/93 AUTOMATIC REG. OMPANY copy 93161 DOC 6199 He' WCOOOO9 .M7 ( ( -~ -, ~ -.... ~ "" AMENDA TORY ENDORSEMENT . ~, _4In'''',4 ATLANTIC FREIGHT SYSTEMS INC EndOt.ament ~!,~~:_'f:Hz'rT Ellle1iv. Oat. .f EnWI.menl 04/27/93 Policy SymIIll Palley NI.ImIJ" Policy Pit lad WOC C39820055 04/27/93 TO 04/27/94 1.....4 By ~. ,I In,,,,SIIC' e,~yl INSURANCE COMPANY OF NORTH AMERICA 'lI.te lilt 'till' ........ r.. ".,114., .. ", 1.....,.1.. II t. II. ....111.. "1, .... IIIIt ....,...... It I..... .......... II I" 1(.,.,..1.. ., ra. ,.Ucy. Worker.' Compenlltlon .nd Employere' LI.blllty Polloy " General S.ollon C. Worker. Compenlltlon L.w is replaced by the following: C. Worker. Compenullon Law Workers Compensation Law means the workers or workmen's compensation law Illd occupational disease law of each stale or territory named in Item 3,A of the Information' Page. II includes any amendments to that law which are in effect during the policy period II .:loes not include any federal workers or workmen's compensation law. illY federal occupational disease law or the provisions of any law that provide nonoccupatIonal disability benefils. The Insurance afforded by Part Two (Employers liability Insurancel Is subject to the following additional provisions: C. Exclusions ThIs insurance does not cover: 7. damages arising out of coercion. criticism. demotion. evaluation. reasslgnm~lnt. discipline, defamation. harassment. humiliation. discrimination against or termination of any employee. or any personnel practices. policies. acls or omissions. 8. bodily injury to any person in work subject to the Longshore and Harbor Worker's Compensation Act (33 USC Sections 90 1 -9501. the Nonapproprlated Fund Instrumentalities Act 15 USC Sections 8171-8 I 73). the Outer Continental Shelf Lands Act .. 143 USC Sections 1331-13561. the Defense Base Act 142 use Sections 1651-1654). the Federal Coal Mine Health and Safety Act of 1969 130 use Sections 901-942), any other federal workers or workmen's compensation law or other federal occupational disease law. or any amendments to these laws. 9. bodily injury to any person in work subject to the Federal Employers' Liability Act (45 USC Sections 5 1 -601. any other federal laws obligating an employer to pay damages to an employee due to bodily injury arising out of or in the course of employment. or any amendments to those laws, 10, bodily injury to a master or member of the crew of any vessel. 11. fines or penalilies imposed for violation of federal or state law, 12, damages awarded under the Migrant and Seasonal Agricultural Worker Protection Act 129 USC Sections 1801- 1872) and under any other federal law awarding damages for violation of those laws or regulations issued thereunder. and any amendments to those laws. I. ActlonlJ Against Us is subject to the following additional provision: The bankruptcy or insolvency of you or your estate will not relieve us of our obligations under this Part Part Three (Other States Insurancel is changed as follows: A. How This Insurance Applies 2. If you begin work in anyone of those states and are not insured or are not self-insured for such work. all provisions of thd policy will apply as though that state were listed in Item 3,A of the Information Page, 4. If you have work on the effective date of this policy in any state not listed in Item 3,A of the Information Page. coverage will not be afforded for that state unless we are notified within thirty days, 1 of 2 eKE-1690 14I911 P'd on U,S.A. CaOYfllihl 1991 N1110~1 CounCIl on Compenu11on Insurance. we 00 03 11 ]\9\ " ( AMENC' " TOR { ENDORSEMENT Nand Inlwt4 ATLANTIC FREIGHT SYSTEMS INC Endou.mlftl Numb., Policy Symtaol Policy Nwnb., WOC C39820055 POliCY Ptflod Efftctin O.la of Endotsement 04/27/93 TO 04/27/94 04/27/93 Inuld By ~ 0' Insunnc:. Co~ INSURANCE COMPANY OF NORTH AMERICA "11ft It. ..Uey ....", n. ,..,"4" .. III 1_....tI.. II II " ".,I.t.. fll, .... ItllI ,.."...... II II.... .......... " 1" "..."elM ., 0. ,.lIe,. Worker.' Compensation and Employer.' LI.blllty Polley '- aener.l Section C. Worker. Companullon Law is replaced by the following: C. Workar. Compan.atlon L.w Workers Compensation Law means the workers or workmen's compensation law and occupational disease law of each state or territory named in Item 3,A of the Information, Page. It includes any amendments to that law which are in effect during the policy period It does not include any federal workers or workmen's compensation law. any federal occupational disease law or the provisions of any law that provide nonoccupational disability benefits. The insurance afforded by Part Two (Employers liability Insurancel is subject to the following additional provisions: C. Exclu.lon. This Insurance does not cover: : 7, damages arising out of coercion. criticism. damotion. evaluation. reassignment. discipline. defamation. harassment, humiliation. discrimination against or termination of any employee, or any personnel practices. policies. acts or omissions. 8. bodily injury to any person in work subject to the Longshore and Harbor Worker's Compensation Act (33 USC Sections 90 1-9501. the Nonappropriated Fund instrumentalities Act (5 USC Sections 8171-81731. the Outer Continental Shelf Lands Act,' (43 USC Sections 133 1- 1 3561. the Defense 8ase Act (42 USC Sections 165 1- 16541. the Federal Coal Mine Health and Safety Act of 1969 (30 USC Sections 901-9421. any other federal workers or workmen's compensation law or other federal occupational disease law. or any amendments to these laws, 9. bodily injury to any person in work subject to the Federal Employers' liability Act 145 USC Sections 51-601. any other federal laws obligating an employer to pay damages to an employee due to bodily injury arising out of or in the course of employment. or any amendments to those laws. 10. bodily injury to a master or member of the crew of any vessel. I 1. fines or penalltles imposed for violation of federal or state law, 12. damages awarded under the Migrant and Seasonal Agricultural Worker Protection Act 129 use Sections 1801- 18721 and under any other federal law awarding damages for violation of those laws or regulations issued thereunder. and any amendments to those laws. I. Actions Against Us is subject to the following additional provision: The bankruptcy or insolvency 0 f you or your estate will not relieve us 0 f our obligations under this Part Part Three (Other States Insurance) is changed as follows: A. How This Insurance Applies 2. If you begin work in anyone of those states and are not insured or are not self-insured for such work. all provisions of the policy will apply as though that state were listed in Item 3.A of the Information Page. 4. I f you have work on the effective date of this policy in any state not listed in Item 3A of the Information Page. coverage Will not be afforded for that state unless we are notified within thirty days, 1 of 2 eKE'1690 141911 PI~ ,n U,S-A. Copyflqht 199 I NellQNI CounCIl on Campenution lnsur.-,ce. we 00 01 II 61\9 " t. , Ii r f .....f I f ,. .. ( ht Reprint WORKERS COMPENSATION ANO EMPLOYERS LIABILITY INSURANce POUCY WC 00 00 00 ,. , .~~ I Effective April 1. 1992 WORKERS COMPENSATION AIm EMPLOYERS L1ABIUTY INSURANCE POUCY In rBlum lor the payment 01 the premium and subjeel to aJllerms 01 this policy. we agree with you as lollows: GENERAl SECTION A. The Policy this polley Includes at Its effective date Ihe Inlor- mation Page and all endorsements and schedules listed there. It Is a conTract 01 Insurance between you (the employer named In Item 1 01 the Inlorma- tlon Page) and us (the Insurer named on the Inlormatlon Page). The only agreements relating to this Insurance are slated In this polley. The terms 01 this polley may not be changed or waived except by endorsement Issued by us to be part 01 this policy. 8.. Who Is Insured You are Insured II you are an employer named In Item 1 olths InlormatJon Page. II that employer Is ", a Partnership, and " you are one 01 Its partners, you are Insured, bUl only In your capaciTy as an employer 01 the Partnership's employees. C. Worltera compensalfon Law Workers Compensation Law means the workers or worlanen's compensatJon law and occu~tional, ' dIseaSe .Iaw 01 !lach stale.or I~~)l~ Iii Iten't ~" 3^ ot -\he Inloqnatlon:- Page;' It,./nf;ltides i1hy ,,' amendlTll!l1ts 10 thalla"'W/.1Iq~allilrj elfeel'dvrfng ,-y the po!lcy per\!xI.~d~ I)OM1~Ill(ji)' anylederaJ' , : ' workers _ or, workmen s . Cclmpel\s~1on law, any :, . lederal ~Ml\QO~ ~iseas.e law,or, lhe prOvi$lons ',,: 01 any law Itial,prQvide nonoccupational disability ~', benefits.. . , "7,' , , D. Stat. Slale means any. stale of the United Slales 01 America, and th~ Oiti,1rk:t of Colonibla. . ' , E. \.oc;.etION ThIS policy Ct)vers all 0,1 your Workplaces listed In Items 1 01' 4 of th!lln/()g)'latJon page: and It covers: .; all OCher Workpl~~l\8(l1-;3.A...~~esllnle,ss you' , ",:' haw OCheI:'ln8u1an<:8 or are self-Insured lor liUch 'o". wor1qllaces.' ~ .' . 1"' ~ CounoI on Co~t.o" I~.. PART ONE WORKERS COMi>ENSAnON INSUAAHce, I A. How Thl. lnaurenct AppU.. f This workers compensation Insurance appj'es to I bodily Injury by accident or bodily Injury by dll-: ' ease. Bodily Injury Includes resulUng death. '" i 1. Bodily Injury by accident must occur during the , policy period. 2. Bodily Injury by disease must be caused or aggravated by the condiUons of YOUf emplcy. mant. The employee's last day 01 last exposure 10 Ihe conditions causing or aggravatJng sUCh bodily Injury by disease must occur during the policy period. B. We WI~P.y We w I y promPtly when due the benefits re- quired f you by the workers compensalfon law. ,-' C. We WIll Delend ' , __ We have the right and duty 10 defend at our ex. ' pense any claim, prOCeeding Of suit against you lor ' benefits payable by this Insurance. We have the righl 10 Investigate and settle these claims. pro- ceedings or suits. We liave no dutY to delend .8 clalm,proceedlng Of' ,Slllt that Is not covered, by this Insurance. . "', . ..... 'I. . ": " . . b. W. Will Also~y' ,'." . ' ,.\-' . We wlll also pay these CO$1.S. In, addiUon'to otrler <Il11OUnts JlBYiIbI8Under; this I~ as part 01 any claim; ~lng or.SlJ/t WI' defend:' ,. i.' rOa:$ooable ellj)enses.focU';'ed at our reques!.' but not loss 01 earnlngsl'" " 2. pram/ums lor bonds to relGase alIachriliints and lor awe<!I bOl]ds'lri bond ~nts up to ' the Bll1OI!nt payable ur\derth~'In:sutance( , 3. lIt1ga1loo C08tS'~eda~i~: .,:. ",: 4.lnt9test on a jUdgn1eril:ili'req'bli8li by law unlfl , " .:, 'We oIIerlhe8J1)OUntt1ue Ilnderlt1ls Insurance; __ and'~';.."."":,::"', ...... ;:~':-1~~~:;~... ....-; ". 5. expenses welni:ur. ,': ':;' , .~" E. Olher lilauta/1ce We will nOt p.;ay more man our s,hare 01 ben8tlts and costS covered by'thls IriSl.itiU:oce and other 1016 ,. ( WOAKEh.. COMPENSATION AND EMPLOYERS l!ABlUTY INSURANc;E pouey , . we 00 00 00 A Standard Eftoctlvo April 1, 1992 Insurance or sell~nsurance. Subject to any limits 01 liability that may apply, all shar83 will be equal until Ihe loss Is paid. II any Insurance 0( sell-lnsurance Is exhausted. the shares 01 all remaining Insurance will be equal until the loss Is paid. F. Paymenll You Must Maka You are responsible 10( any payments In excess 01 the benefits regUlarly provided by the workers c0m- pensation law Including those required because: 1. of your serious and willful misconduct: 2. you knowingly employ an employee In violation 01 law: 3. you laJllo comply wkh a health or salety law 0( regulation: 0( .c. you discharge, coerce 0( otherwise discrimI- nate agalnsl any employoo In violation 01 the workers compensallon law. II we make any payments In excess 01 the bene!its regularly provided by the workers compensation law on your bohall, you will relmburse us promptly. I i G.. Reco....ry From Others' , 'i,.' '," - ,y ~ 'e have your rights, and the rights 01 persons entitled 10 the benefits of this Insurance, 10 recover out payments from anyone liable for the InJury. You will do everythIng necessary 10 protect those rights fO( us and 10 help us enlO(ce them. Statutory Provisions These statements lIjJply where they are required by , I .. . 1 . I aw. , 1. As between 811 InJured wO(ker and us. we have notice of the InJury'~e,? you liave nOllce. .' 2. Your dGtault orihe bankrUptcy 0(' Insolvency 01 you 0( your 1lS\llte, villi nOl ,ralJeve ~s 01 our dutles under this Insurance lIIIer an InJUry occurs. 3. We are directly and primarily liable to any person enlltled 10 the benefila payable by this Insurancs. Those 'persons may enfO(ce our dutles: so may an agency authorized by law. ." II\Eftf<<cemOl11 may be against us 0( against you : and us.o , . , A,,~lJt\sdlctlon over you Is jurlsdlcilon OVll( us fO( , ~purposes 01 the WOl'k0f8,compensatlon law. Wo , ,!atl~ !lound by decisions against you under that ',k\W, subJect to tho provisiOns of this policy Ihat , ~e .I]ot In' connlcl wkh that law. " . ,...)iThrs:rnsurance conlonns 10 tho partS of the ,", ........ Ce4.w\eI HI ~ IMUI'MIM. 1 st Reprfnt (~, workers compensation law that apply 10: a. benefila payable by this Insurance; b. special taxes, payments Inlo security 0( other specIal .funds, and wessmems payable by us under that law. 6. Tenns 01 this Insurance that coonlct with the workers compensallon law are changlld by this . . stument 10 conlonn 10 that law. Nothing In these paragraphs relieves you 01 your dutles WIder this policy. PART TWO EW'l.OYERS UABIUTY INSURANce A. How ThIs Insurance Appllea This ~Ioyers liability Insurance applies 10 bodily InJUry by accident 0( bodily InJury by disease. -!lOdlly Injury Includes resultJng death. 1. The bodily InJury must arise out of and In the ", cOlne of the Injured employee's employmenl '_,r':~, by)OO. '.~: ,~... ....;:.::n;."n. rt' . I . .. " . j '.~'V I....".. 2. The employmeot must be necessary 0( I ' dflOOlllo your wOl'k In a stale orterrftory IlSI;;;r' In Item 3.A. of the Informatlon Page. 3. BoliIy InJury by accident must occur durtng the poley period. 4. Bodily InJUry by disease must be caused or aQlJavated by 11111 j:onQltlona of your employ. med. The employee's last day.of [esllllcposure 10 Ihe condltJons causing 0( aggravating such bodiy Injury by disease must occur during the poGcy period. . . s. II you 'are sued, the original sUlt and any relSled legal llC\lons 10( damages for bodily InlllY by accJdent 0( by, disease must be brought;ln the Unked States' Of Arnerlca, Its lerrtorfes 0( poasesslona, 0( Canada. t, I, B. W. W1DPsy . We wiI pay all sums you legallY must payes damages because of bod!IY. inJury 10 your &rl1jiIoy. 1108, praylded the bodily IriJury Is CC'l'Ofod by this Employura Uablllty Insurance. . . ',' The dlrnages we will pay, where recovery Is permitted by law, Include d~:, - , ,'. ,': . 1. fO( which ' you are liable 10 a third party by reaaan of a claim 0( tuIt JgaInst Y9U, by Ihl" . third party to rllCQV'llr 1M dam,,~ Clalllll 2016 ,'. . ,'d ,I,.,. 'lr.. lr I. ',I " ''''. " , :. , , I 'I, I I ,I ....i ;.i , I ,....-... 1'--' I , I I j', ~, :1 ,'.;J , ,', :.;~ 'I " . ~., I J. ihl ..7' ...::.... ~. I. I "'..- !~ I ,: .-..., II ,J ~ I ~ I', . ( ( . WORKERS COMPENSATION AND EMPLOYERS UABIUTY INSURANCE POUCY we 00 00 00 A Standlfd ~ Reprtnt Elfecllve April 1, 1992 ~ against such third pany as a resull 01 Injury 10 nental Shell Lands Act (043 use Secllons your employee; 1331-1356), the Delense Base Act (42 use 2. 10( care and loss QI servlce.s; and SectJons 1651-1654), the Fed<<a1 Coal Mine H8aIth and Safely Act of 1969 (30 USC Sec. 3, 10( consequenllal bodily Injury 10 a spouse, Ilona 901-1142), any other lederal workere 0( child, parent, brothsr 0( slstor or the InJurOO workmen's compensaIlon law 0( other fOOer" employee: occupallonal disease law, 0( any amendments provldOO that these damagos are the direct conso- to these laws. ' - quence of bodily Injury that arises out 01 and In the 9. bodily Injury to any person In work subject to course 01 the InJuroo employee's employment by the Federal Employers' Uabl~ Act (45 use ~. you; and SectJons 51-60), any other I erallaws oblJ. 4. because 01 bodily Injury to your employee that gallng an employer to pay damages to an em- arises 0Ilt 01 and In the course 01 employment. ployee due to bodily Injury arising out of 0( In claimed against you In a capacity other than as the course of employment, 0( any amendments employer. to those laws. e. Exclualona 10. bodily Injury to a master or member 01 Ihe This Insurance does not cover: crew 01 any vessel. 1. liability assumed undQr a contract. This exclu- 11. fines 0( penallles Imposed 10( violation 01 slon does not apply to a warranty that your ; lederal 0( stale law. work will be done In a workmanlike manner; 12. damages payable und<<lhe Migrant and 2. punltlve 0( exemplary damages because or Seasonal Agrlcultural Work<< Protection Act bodily Injury to an employee employOO In (29 use Se..."tlons 1801-(872) and und<< any v1olallon 01 law; other lederal law awarding damages fO( viola- lion of those laws 0( rogula1lona Issued thero- 3. bodily Injury to an employee while employed In under, and any amendments to those laws. vlolallon 01 law with your actual knowledge or D. We WIll Defend the actual knowledge 01 any 01 your executive We have the rtght and duty to defend, at our Officers; 4. any obllgallon Imposed by a workers compen- expense, any claim, prOCeeding 0( suit against you 10( damages payable by this Insurance. We have satlon, occupational dlseaso, unemploymenT the right 10 Invesllgate and settle these claims, compensation, O(dlsabllltybenefits law, 0( any proceedings and suits. similar law: We have no duty to delend a claim, proceeding or 5. bodily Injury Inlenllonally caused or aggravated suit thatls not CO'IOI'OO by this Insurance. We have by you; no duty 10 deland or conllnue defending after we 6. bodily Injury occurrtng outside Ihe United have paid our applicable Iimi\ 01 liability under this States 01 America. Its torritorles or posses. Insurance. ' slons, and Canada. This exclusion does not E. We WIll Also PlY apply to bodily Injury to a cltlzen or resident 01 We will also pay these costs, In addltlon to other the United Slates 01 America or Canada who Is temporarily outside these countries; amounts payable under this Insurance. as part 01 any claim, proceeding, or suit we defend: 7. damages arising out 01 coercion, crlllclsm. 1. reasonable expenses IncurrOC: at our request, domotJon, evaluation. reassignment, discipline. but not loss of eamln{)S;' " delamatlon, harassment, humiliation, dlscrlmi- , nallon against 0( termlna1lon 01 any employee, 2. premiums lor bonds to rel~e attachments 0( any personnel practlces, policies, acts or and lor appe;IJ bonds In bond amounts up to omissions. the limit 01 our liability under this Insurance; a. bodily Injury to any person In work subjact 10 3. Iltlgallon COSts taxed against you; .,: . I, the Longshore and HaIbO( Workers' Com pen. 4. Intoreslon a judgment as requlrOO by law urnll ,~",),". satlon Act (33 USC SectJons 901-950), Ihe we offer the amourn due under this Insurance: ."'. . Nonappropriated Fund InstrumenlaJitlos Act and ~. (5 USC SoctIons 8171-8173), the Outer ContI- 5. oxpenses we Inc'Jr, 3016 . .-. "'"____. .....-.. -. _. --.. .-... - .--..--. ( WORKERS COMPENSATION AND EMPLOYERS UABlUTY INSURANt:E POUCY .... WCOOOOOOA , ,dard EffoctJve ApOll. 1992 lit Reprint Cj, Other InaurlnC41 We will not pay more than our share 01 damages and costs covered by this Insurance and other Insurance or aell-lnsurance. Subject to any limits 01 liability that apply. all shares will be equal until the loss Is paid. II any Insurance or sell-lnsurance Is exhausted. the shares 01 all remaining Insurance and sell-lnsurance will be equal until the loss Is paid. Umlt.l of Ulblllty OUr liability to pay for damages Is IImlted. Our IImlts 01 liability are shown In Item 3.8. 01 the Inlormallon Page. They apply as explained below. 1. Bodily Injury by Accident. The IImlt shown lor "bodily Injury by aceldent~ accldent' Is the most we wUl pay for all damages covered by this Insurance because 01 bodily InjUry to one or more employees In anyone ace dent. A disease Is not bodily Injury by accident unless it results dlroctJy Irom bodily Injury by accldent. , ' - ,- . .. - 2.;. Bodlly,lnJury by Disease. The IImlt shown lor 'bodily Injury by dlsease-pollcy IImlt' Is the , most we will pay for all damages covered by this Insurance and arising out 01 bodily Injury by disease. regardless 01 The number 01 em- ployees who sustain bodily Injury by disease. The limit shov.n lor 'bodily Injury by disease- each employee' Is the most we will pay for all damages bocause of bodily Injury by disease to anyone employee. Bodily Injury by disease does not Incl'Jde disease that results directly from a bodily Injury by accident. 3. We will not pay any claims for damages after we have paid the applicable limit 01 our liability under this Insurance. H. Rtcovery From Othel'l We have your rights to recover our payment from anyone liable for an Injury covered by this Insur. ance. Y,9U wUl do everything necessary to protect thOSe rfghts lor us and to help us enforce them. I. Actlona Agllnat UI There will be no rfgtit 01 actlon against us under this Insurance unless: . j:lt. You have complied with B1ITho terms '01 this - policy; and . '"1 twionaI CounoM eoft ~ \neunnM. 2. The amount you owe has been decermlnlld with our consont or by actual trial and final judgment. this Insurance does not give anyone the right to add us as a defendant In an action against you to determine your liability. The bankruptcy or Insol- vency of you or your estate will not relieve us of our obllgatlons undet this Part. PART THREE OTHER STATES INSURANCE A. How This lnaul'lnce Applin 1. this oth8f' stales Insurance applies only II one or more Btales are shown In Item 3.C. 01 the Inlormatlon Page. 2. II you begin work In anyone of those Stales aftet the effective date of this polley and are ; not Insured ot ate not self-Insured for such work, all provisions of the policy will apply as Though that Stale were lIs1ed In Item 3.A. of the '.',..Io"lnlom1atlon Page. .,'" folUJU .';'1 I? n?lIslolY ' 3, We will relrrburse you lor the benefits requ~ , -, ,- by the workers compensation law or that 8Ib' .. If we are not pormltted to - pay the benelits directly to persons entitled to them. 4. II you have work on the effectlve date 01 this policy In any Stale not listed In Item 3.A. 01 the Information Page. coverage will not be af(orded lor That Stale unless we are notlfted within thirty days. B. NotlC41 Tell us at once If you begln work In any state listed In Item 3.0. of the Informatlon Page. PART FOUR YOUR DUTIes IF INJURY OCCURS Tell us at once If Injury occurs that may be covered by this policy. Your othet duties are listed here. 1. Provide for Immedl81e medical and other seMces required by the workers compensation law. 2. Give us or our agent the names and addresses 01 The Injured peraons and of witnesses, and othet Informatlon we may need. 3. Prompdy give us all nodces, demands ~. , 4016 ;1 . .. , ,''-- . !.?- "'0' c ", . . .~ . " & " . . '." , ,I 1 :1, :1 " :1. " '- 'r I I ~i :'1':' ., ;1' " '" or. :. . ; i, ",-.. ,r-~ r, ' ",1 :1 .. . . " " 'l'l~ ....:; . '::. ;i ~ 1,1 I " ! " 1\ ' 1'1 I, ! WO 00 00 00 A '1 Slandard i , , , . ( WOR:<ERS COMPENSATION J.. "MPLOYERS UABIUTY INSURANce POUCY tat Reprint EHoctive April 1. 1992 legal papers related 10 lI1e Injury, claim, pro- Ceeding or suit. 4. Cooperate with us and assist us. as we may requesl, In the Investlgallon, settlemenr or d&o lense 01 any clafm, prOCeeding or suit. 5. 00 nothing alter an injury occurs that would Interfere with our right to recover Irom others. 6. 00 not voluntarily make paymenls, assumo obligations or Incur expenses, except at your own COSL PART FIVE-PREMIUM A. Our Manuala All premium for this policy will be determined by our manuals of rules. rates, rating plans and classlflcatJons. We may change our manuals and apply the changes to 1I11s policy II authorized by law or a governmental agency regulating 1I11s Insurance. 8. Classifications lIem 4 of the Informatlon Page shows the rate and premium basis for certain business or work classlfl. cations. These classl1lcallons were assigned based on an est/mate 01, ths exposures you would have during the polley period. if your actual exposures are not properly described by those classificatIons, we will assign proper classlllcatlons, rales and premium basis by endorsement to this policy. C. Remuneration Premium lor each work classillcatlon Is determined by multiplying a rate 1I11le'1 a premium basis. Remuneration Is the most common premium basis. this premium basis Includes payroll and all other remuneration pafd or payable during the policy period for lI1e services ot 1. all your olrlCers and employees engaged in work covered by this policy; and 2. all other persons engaged In work thai could make us liable under Part One (Workers Com- peIlSatjon Insurance) of II1Is policy. II you do not>have payroll records lor these persons, the contract price lor their SllIVices and materials may be used as the premium basis. this para- graph 2 will not !lPPly if you give us prool 1I1a1 the employers of these persons lawfully secured their worl<ers compensatlon obligations. I ../ . ,.11 N.uon.al ~ CIIn Co~n-.t1o" l"~. , O. Premium paymenta You will pay all premlum when due. You will pay! I the premium even if part or all 01 a Wor1<ers com.: ' pensalJon law Is not valid. E. Anal Premium The premium shown on lI1e Infcnnatlon Page, I schedules, and eodOfSemenrs Is an estimate, The I final premium will be d81enn/ned after this policy j ends by USIng lhe actual, not lhe estfmated, pram- t lum basis and lhe proper cfassltlcatlons and tates thai lawfully apply to the business and worl< cov. ered by 1I11s policy. II the final pram/um Is more than the pram/um you paid to us, you must pay us , the balance. lilt Is less, we will refund lI1e balance I ., to you. The final premium will not be less than the highest minimum premium for the classiflcatlons . COV'llfed by this policy. If II1Is policy Is canceled, final premium will be I determined In the following way unlass our manu- I als provide 0ltl8lWlse: I 1. It we cancel, nnal premium will be Calculated ! pro rata basad on lI1e limo this policy was In ' ' ::~ ~e;~~ ':~I~~~~u~~ the ! 2. It you cancet, final premum will be more than rro rata; it will be based on tI1e llme lhls policy was In force, and Increased by our shortofate cancelation table and procedure. Anal premum 'Nill na be less than the mlnlrNJm premium. F. Records You will keep records ot Information needed to cOl11jl(Jle premium. You will prOvide us with copies of lI10se records when we ask for lhem. G. Audit You wllllet us examine and audit all your records lI1at relate to this policy. These'records Include ledgers, journals, raglstEVS, vouchers, contracts, lax reportS, payroll and dlsbursemeot records, and programs for storing and retr1eVing data. We may conduct lhe audits during regular business hours during the policy period and within II1ree year3 alter lI1e policy period ends.lnlormatlon developed by audit will be used to detenn/ne flnal premlum. Insorance rale sarvics organlzatlons have the same rights we have under this provision. 5016 " . ., ( ( WORKERS COMPENSATION ANO EMPLOYERS UABlUTY INSURANaa POUCY we 00 00 00 A ~t.nd.rd Effoctlve April 1. 1992 lit Reprint PART SlX-CONomONS A. lnepeetlon We have the right. but are not obliged to Inspect your workplaces at any time. Our Inspections are not salety Inspections. They relate only to the Insurablllty of the wOftqllaces and the premlums to be charged. We may give you repotts on the condltJona we find. We may also r~ changes. WhUethey may help reduce losses, we do not undenake to perform the duty of any person to provtde for the health 0( safety of your employ. ees or the public. We do not warrant that your worIcplaces are sale 0( healthful 0( that they comply wlU1laws. regulations, codes 0( 81andards. Insurance rate service O(ganlzatlons have the same rights we have under this provision. B. Long Tsnn Policy If the policy period Is longer than one year and slx1een daYll, all provlslons'of this policy will apply as l110ugh a new policy were Issued on each annual annlvecsary that this policy Is In force. ' ~. Tranafer ot'YOUf R1ghta and Duties : Your rfg/rts or dutles under this policy may not, be transfecred without our written consent. ,.,' o ,),,\ >:;cJ .1"' ~ eo..... ~ c.........~~. .... II you die and we recelve nOllc8 within thirty days alter your dea1l1. we will cover your legal represeo- . tatlve as Insured. O. Clncelstlon 1. You may canc&llIlls polley. You must mall 0( deliver Idvance wrftten nOllc8 to us ltallng when the cancelation Is to take 8tfect. ' . 2. We may cancel th1l policy. We must mall 0( deliver to you not less than tan days lIdvanc8 wrftten nodee staling when the cancelallon Is to take effoct. Milling lIlat notice to you at your mailing address Ihewn In Item 1 of thelnfor. madon Page will be suftlclent to prove notice. 3. The policy period will end on the day and hour stated In the cancelation notice. 4. Arly 01 these provisions that confilc1 with a law that controls the cancelation of the Insurance In this polley Is changed by this statement to compl}i with the law. E. Soil Reprllllnlltlw The Insured first named In Item 1 of the Informa- L , ,don Page will lICt on behalf of all Insureds to change this policy, receive retumpremlum. I give 0( receive notlce 01 cancelaIIon. Sof6 , I I : 1 I : I . i I, ! I, . . .: , ,I ~ II . ! !I , 'I ,Ii , I' II I i " 'I I , !' , i ,I , I, I. .' , II , . , I ; il " i: , Ii j; '; I I' ,I " , (' ;", . . I WORKERS COMPENSATION AND t;..PLOYERS UABIUTY INSURANCE POUCY , -, Ortgln./ Printing EffoctJve Aprll 1, 1992 we 00 03 11 ' SlIndltd ;;1" ':: :: General Secllon C. Workera Compenutlon Law Is replaced by the IoIlowIng: C. Workera Compenullon Law Workers Compensallon Law means the workers or workmeo's Compensation law IIld occupational disease law of each state or territory named In Item 3,A. 01 the InlormatJon Page. It Includes any IIIl1endmeots to that law Which are In effect during the policy period. It does nO/Include any lederal workers or worl<men'. compensallon law. any ledElfal occupational disease law or the prOVIsions 01 any law that provide nonoccupational dlsabllllybeneftls. The Insurance afforded by Part Two (Employers Uablllly Insurance) Is subject to the follOWing additional provisions: e. exclusions This Insurance does not cover: 7. I. Actions Against Us Is subject to the lollowlng addillonal provision: The bankruptcy or Insolvency 01 you or your eslale will nOl relieve us 01 our obllgallons under this Part. Part Three (Other States Insurance) Is changed as follows: A. How Thl. Insurance AppUe. 2. " you begin work In anyone 01 those Slales aller the effective date 01 this policy and are nO/Insured or are not Self~nsured lor such work, all provisions 01 the policy will apply as Ihough that sllUe were listed In lIem 3.A. 01 the Informallon Page. 4. " you have work on the effoctJve date 01 lhls policy In any 6tate nOl listed In hem 3.A. of the Inlormatlon Page, l;9verage will not be afforded lor that state unless we are notitIed wilhln thirty days. "A ;.;;,1 AMENOATORYENOORSEMENT :I~ I 8. damages arising out 01 coercion, crlllclsm, demotion. evaJUallon, reassIgnment, discIplIne, detamalJon, '" i harassmenl, humillallon, discrimination agalnst or terminatJon 01 any employee, or any personnel practices, policies, aCls or omissions. bodily Injury 10 any person In work subject 10 the Longshoce and Hartlor Workers' Compensallon Act (33 use ' SoctJons 901-950), the Nonapproprfated Fund Instrumentalitles Act (5 use Sectlons 8171-8173), the Outer ; Conlin ental Shelf lands Act (43 use SectJons 1331-1356), the Delense Base Act, (42 use SectIons 1651-1654). the Federal Coal Mine Health and Salety Act 01 1969 (30 use SecUons 901-942), any other lederal workers or workmen's compensatJon law or other federal occupational disease law, or any amendments to these laws. bodily Injury 10 any person In work subject 10 the Federal Employers' Uablllty Act (45 use Sectlons 51-60). any other lederal laws obllgallng an employer to pay damages 10 an employee due 10 bodily Injury arisIng out 01 or In Ihe course of employment, or any amendments to those laws. bodily Injury to a masler or member 01 the crew 01 any vessel. lines or penalties Imposed lor vlolallon 01 lederal or slale law. damages payable under the Migranl and Seasonal AgricuhuraJ Worker ProtectIon Act (29 use Sections 1801-1872) and under any olher lederal law awarding damages lor violallon 01 those laws or regulallons Issued Ihereunoer. and any amendments 10 Ihose laws. ..' ! 9. 10. 11. 12. , l .' I J . ji I I I ' . '"' H.don..I Co.... on eon.p.l\.MUQ" In.-.nno.. 1012 we 00 03 1. Slandard '~ ( ( .-: -:'['I)j , ., " -I: . WORKERSCOLlPENSATlON AND EMPLOYERS UABlUTY INSURANCE POucy . D , ~ . OrfglnaJ PrlnU~ I r; [) :~ I' !-' ,Efloctlvo April 1. 1992 ; . . ',' ..... " . Schedule This endorsemeo1 applies In the ataIes Ilsled below: ... ~:. ., " . , " t.., .1 .,. ftt' ," ,,', '. . fJ r,l . . . ,'. roO' -.'.: !911.t:t .~.,. . ~'.' ,'" ';' .' t, .;..... "., f ". ',,~ '\ '," ............' . . ~flt.'t; ..~ .., " ,....~.,!t. '.-.. . ..-~ i' "'or;! ",t. ," C' I, I II' , , ~I':'::: ,< ", !i,: ., ")' , , ',' ( '- , \' ~i, 2of2 . 1M1 HItiotW Coc.w.I on ~r r . 1 ~ . ~ o :"J I ~ '- ;', @ i i i I , I I 6 ! I I ! I , I I I i 11~~~11.c4 084) 49 o N.w: IX! R.n.wel: 0 R....'t. 01; IV'" ,fIlIVIOUS 'Ol.ICY HO. '~OC C39820055 8 I ( ATLANTIC EMPLOYERS INSUJANCE COMPANY NCCI CAARIEA COllE: ~ ,18 WORKERS COMPENSATION An) EMPLOYERS LIABILITY INSUf\AHCE POLICY - ."IINI ..IS HO ItAII ,\,AH 1.0.0. ",.'1,"'.co ","IOO A G rATLANTIC FREIGHT 403 DULTYS LANE BURL! NGTON IIIC.ACCT. vIS HO X SYSTEMS SAlin C"ou vU NO X INC .IS TAltGC' ,US<< NO NUN"" X COMMISSION 'AI CLAU '.It CINT AMOUNT AR 3 Inllf/lnll'nut. kS4ntl'ic.tlon No.: NJ 08016 PIIC CODE. 42129 DIRECT BILLED o 1"4l,,i....1 0 ,,,lft.,..U, IXl c.......,.. 0 " Mailing Addr... L EmplOY.,'. Identlfic.tlon No.: Olll., workploc.. nol .hown obo,': S TAT E 0 F NEW J E R S E Y n.m 2. PoliCY p.rood from 04-21-94 10 04- 2 7-9 5 12:0 I A.M. surWd III"" II IN "',....d', milling oddr.... , II.m 3. A.Work... Comp.nullon In....snc.: P.-I On. 01 "'. policy ",pll" to ,he Work'" Camp.nulIO" Low of th. .W" Ii.ted hero: NEW JERSEY ,1 B. Employ.rs liability InsutW\C<< Pwt Two of the policy appli.s to work In IlCh ItIt. lilted in hem 3.A The IIm,t, 01 0'" liob.1I1Y und" p.-I Two .-0: Bod,ly Injury by Accidonl' 100.000 .."h occident Bod,ly Injury by Oi..... . 500.000 policy limit Bod,ly Injury by Oi...... 100.000 .och .mpIOY" C. Other Sutes I"~uunc.: Pitt Ttv,. of the polley IPPhU to the sutes, II Mly. Iist.d here: II.m 4. Th. prem'um fa' \II" policy w,i1 b. d.,.,m,n.d bv au' Monu>l 01 Aul". Clas.."u''''''. !\il.. .., A.t,ng PI",.. All 'nlOtll\lllOn- reqlltred below IS lubjfct to ",en'icahon and chM\ge by IUdl~ Classl'icJlIOnS Cod. No. Pram"..." EUsI' ES1ItN1ed Toul AMuaI fhlCTM.(l4rrtlon RJt. .-- h11mfted Atlnuil P'emi",m Per SIOO .f RemlJ{ltf.lIon TRUCKING NOC & D 1219 24000. .31 20000. 12.32 89. 2464. CLERICAL OFFICE EMPLOYEES NOe 8810 ESTIMATED STANDARD POLICY PREMIUM (INCLUDED IN POLICY PREMIUM OF EXPENSE CONSTANT TOTAL ESTIMATED PREMIUM ANt lED"" S29 ate 10-5/ 140. 2693. 0935 SECOND INJUKY FUND SURCHARGE 0936 UNINSURED EMPLOYERS FUND SUR 244. O. Minimum PremIum S 850. II Indlcaled here. inlerim M1just- ments of premium will be mlde: 0 Seml-AnnuJlly This policy Includes lhese endorsemenls .,d IChedules: o a_lo,ly WC 290301 Tout E,tim,"d """...1 Promium . 2937 (PAGE 1 LAST PAG o Monthly O'POSlt Premil.ln $ AGENCV NO, 964029 ZZ-2338489 CIARRA INS AGENCY INC o BOX 98 UDUBON NJ 08106 NJS Countersigned By U,lIlhOI'U. ...,.ntl O<..E-42GE.l Pld In uS.A. MARKETING OfFIC~ NAT NA we. COD,"~'>l .,8' 11I..0"" Co...neol on Com04"llllon 1"1\10'&"(' PICS RPTD RE POOL 9~165 DOC 6176A WC~ COMPANY copy WC 00 00 , E io'iP , ., '" ~ \ @ i . e , , " I ~ " 1 I . (' ( COMPENSATION RATING AND INSPECTION BUREAU ST A TI:1 OF NEW JERSEY DEPARTMENT OF INSURANCE 60 Park Place, Newark, NJ 07102 ~ looepb S. Di MartiAo ~...UliYO DiroclDr (WI) 622-6014 David W. H&IIlIum Spoolal DepulY Commlllloncr Bureau Pile: 017212 Seplember 9. 1994 '. RECEIVED , Atlantic Employers Insurance Company Ann: Ms. Janet J. Pritchett P.O. Box 9010 Macon, Georgia 31213 SEP 121994 J. l'.1UTCHETT RE: Atlantic Prelght Systems Inc Policy # C40843498 Eff. 4n7/94 - 95 Dear Ms. Pritchett: Your letter dated August II, 1994 to our Mr. Swan was given to me for review and response. In reviewing the information contained in the binder Included with your letter, as well as the Information contained in our Bureau filr.s, we find no relationship between the Atlantic Freight Systems In~ located in Burlington, NJ and the Atlantic Freight Systems lnc located In Brookfield, CT. In order to independently verify your information, I visited the employers Cumberland, NJ location on September 7, 1994. The prime occupant of this location is an entity named Sun Land Distrll)ution CompUlY. In walking through the office area of the terminal building I found a door with an Atlantic Freight Systems Inc sign on it. When I opened the door I found a room approximately 6 x 10' which contained a water heater and a sink. I questioned employees of another tenant In the building about the operations of Atlantic Freight Systems Inc and was informed that I would have to speak to the receptionist. I went to the reception area, which was empty. I then drove around the entire terminal building in an effort to locate any Atlantic Freight Systems vehicles. There were none. Nor was there any sign of the 1980 Mack tractor cited in your package. Based on the information submitted and that \',hich I developed, other than the fact that the risk In caption apparently is a New Jersey corporation, we agree there does not appear to be any ongoing business activity by this employer within the State of New Jersey. Further, it does not appear that the employer has any vehicles registered in the State of New Jersey, nor do they dispatch any vehicles from the State of New Jersey. From all indications, all activities of lhis risk emanate from New Cumberland, Pennsylvania, ... " . . ~, fI" ( ( Bureau File I: 017212 (2) September 9, 1994 In our view, the formation of a New Jersey colllOralion and the lease or rental of a mailing address does not consilUte a business enterprise subject to the New Jersey Workers Compensation , Law (RSNJ 34: 15). While we caMot agree to a mid-term cancelation of a plan polley, unless the employer can provide compelling contrary information to that developed by your office and confirmed by ours, we agree to the non-renewal of the captioned policy effective 4127/95. '- " Very truly yours, Ron Brazda, Supervisor Classi ficalion/lnspection Ex!. /I 250 .' RB/vr/2: DNT CC: Sciarra Insurance Agency Inc P.O. Box 98 Audubon, NI 08106 ~ , ~~ \r~ \;J ~~ ,... ~ ~ ,- ,... ,d .. ...... 1'\ .'- :,. ': ( " .' f ~ . ~ . - .:.J C' .. ~ ' , ( \'.. ; L 0 L L', . ~ ,J L, - . " (,. l ~ ~; ,;.. ~ (-) ..-( I'- '-Slri4....:::r- ~ ~ , .; '''' ~~~ " it n ;!I\-: .\N(:i.: .,.-.,--,.----. ., r.~; !..!.:iU.._ ~l_~il.it ...__1_.~1_._._ I ,', ." l- I il'.-4 lo,' " " , )'/ , h d " he.' 'n;J.j..-, '~: j 1'_' I iff. io' h b~: lLg '.!u 1 '/ _'.~ W'J1 II ....-' r::i(); '~'J .11 l')'c.'Ot ..:....;~rcll .::.ir;J lnq1,ll.f ~ t':'f thf.:' Wir-.fiiL :. I , . . . ~ . . r, int tr. f/1~.: _.6_IL..:..\n r _. ;"r~I<I~..ii.L...;..:...:...;.-1:' ;,! : [: h 1::; ;"11, 1 I '<,/1 ,,~. . ! (<" t tl :. r ~f f n r ",' r (, 1,11 1 :)._: 'I' ',11, 'In,-,~:.!'' t <:' 1 '.":~.:lt..~ , I;' 1\ ~ ~ i f" ,I I' ~ j I ~ , t ~. ': . :1,;' t, ! h.'lil ~ h 1 l\ i', ili! U:;:; f NI' i ~! i r '5'1; ,;( i'['!,', j tl1" ',.'. lJF " ii" l..";' , . .. lfl'.. .(. ",' t! 1 ,',(1 t I" -ll Ii J'- - , /AJ- q,\ " 'Th."j 1'4.\",} 1'/' ':',/} i")~l I_:'c":- 4,;'."'--~T h;. t. 'L "'-J""'tU- Q. n.~(':, " ~c:y I ~,,' ;.,-),:; >,j ;j.~.1 " lpj,j; ii, !-'ji-:;\. I' ! j: ~ lll.:Jlj '??r;;(~~?< ./ ~,1~~-1 Ll~_~';'=_-t Lt.: 1\' ;" ','""l" hIl11 -'llt __'t;.,,",,_. \.J! Hi, , , ;. SHERIFF'S RETURN - REGULAR CASE NO, 1997-02166 P CO""ONWEALTH OF PENNSYLVANIA' COUNTY OF CU"BERLAND ATLANTIC E"PLOYERS INSURANCE VS. ATLANTIC FREIGHT SYSTE"S INC KATHY .1. CARPER -J Sheriff or Deputy Sheriff of CU"BERLAND County, Pennsylvania, who being duly swprn aocording to law, says, the within CO"PLAINT was served upon ~TLANTIC FREIGHT SYSTE"S INC the defendant, et --2~.lit!l1l HOURS, on the ~ day of "ay 19~ at CIO HARRY GROSS"AN 27~ HILLSIDE DRIVE ~W CU"BERLANO" PA 17070 JCU"BERLANO County, Pennsylvania, by handing to SUSIE GROSS"AN. WIFE OF HARRY GROSS"AN a true and attested copy of the CO"PLAINT and at the sa.e tiMe directing fuL~ attention to the contents thereof. , , , Sheriff's Costs, Docketing Service Affidevit Surcherge 18.00 10.~4 .00 2.00 So enewers, a/ ~ .-?'~-r.<...;:~ ~~ R. ThOMe. ~11ne, 5her1%% 5;;'rD.:)4 l:iAUL EWING 0~/16/1997 by RE"ICK & SAUL 1~~-J'5h(~~ Sworn end subscribed to before .e this /1. ~ dey of ,.,~( I 19 q 1 A. D. , /' '#A'o...- U . nu..l~ up-Z;, , Prothonotllry' .. (). ATLANTIC EMPLOYERS INSURANCE ) COMPANY ) ) PlaintilT ) ) ~ ) ) ATLANTIC FREIGHT SYSTEMS, INC. ) ) Defendant. ) IN TIlE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION NO. 97-2166 PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT TO THE PROTHONOTARY: Please enler judgment in the above-caplioned case in the form attached hereto, pursuant 10 Pa. R, Civ. P. 1037 for defendant's failure to tile a pleading to the Complaint. which conlaincd a notice to defend, in the amount of $80.274,00, plus interest C'nthe amount of $33,850,00 from April 27, 1993, and on Ihe amount 01'$46,424.00 from April 27, 1994, plus cosls in the amount 01'$76.04 ($45.50 Complaint tiling fee; $30,54 Sherifrs Service fee). The undersigncd hereby certities that a wrilten NOlice oflntcntion to Take Default Judgmcnt was served pursuant to Pa. R. Civ. P. 237.lmorc than ten days prior 10 Ihe tiling of this Praecipe. A true and correct copy of the Notice of Intention to Takc Default Judgment is altached hereto as Exhibit A. v;:L,i, c[?':;~t) Patricia A. Trujillo . Attorney ID No. 66562 Saul, Ewing, Remick & Suul LLP Penn Nutionullnsuruncc Towcr 2 N. Second Street, 7th Floor Harrisburg, I' A 17101 (717) 238-7675 Outed: December 7. 1998 Altorneys for PlaintitT blNUllli7f1J1 CERTIFICATE OF SERVICE I. Patricia A. Trujillo, atlorncy for I'laintilT Atlantic Employers Insurance Company. do hereby certify that 011 this 7th day of December, 1998. I served a true and correct copy of the foregoing Amended Praecipe for Entry of Default Judgment by U.S. First Class Mail, postage prepaid, addressed as follows: AtlanTic Freight Systems. Inc. c/o Harry Grossman, President 275 Hillside Drive New Cumberland, P A 17070 '-iJ~'L-~~ Patricia A. Trujillo l1O'll9llV71V1 -2- .1 .' ',' ATLANTIC EMPLOYERS INSURANCE ) COMPANY ) ) Plaintiff ) ) ~ ) ) ATLANTIC FREIGHT SYSTEMS,INC. ) ) Defendant. ) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION NO. 97-2166 NOTICE OF INTENTION TO TAKE DEFAULT JlIDGMENT YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITIEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR Cumberland County Courthouse Fourth Floor Carlisle, PA 17013 (717) 240-6200 / ., ~"~I'A ~iuliJ Patricia A. Trujillo Attorney ID No. 66562 Saul, Ewing, Remick & Saul 240 N. Third Street, Suite 700 Harrisburg, PA 17101 (117) 238-7675 Dated: August 7, 1997 Attorneys for Plaintiff JOl9uanm ,I CERTIFICATE OF SERVICE I, Patricia A. Trujillo, attorney for Plaintiff Atlantic Employers Insurance Company, do hereby certify that on this 7th day of August, 1997, I served a true and correct copy of the foregoing Notice of Intention to Take Default Judgment by U.S. First Class Mail, postage prepaid, addressed as follows: Atlantic Freight Systems, Inc. c/o Harry Grossman, President 275 Hl11side Drive New Cumberland, PA 17070 a.o:"-o:;)'!~ . ( PatriCia A. Trujl110 i / ..' SOIU.lanm -2- ATLANTIC EMPLOYERS INSURANCE ) COMPANY ) ) Plaintifi. ) ) v. ) ) ATLANTIC FREIGHT SYSTEMS, INC. ) ) DefendanT. ) IN TIlE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION NO. 97-2166 NOTICE OF ENTRY OF JUDGMENT NOTICE IS HEREBY GIVEN in accordance with Pa. R. Civ. 1'.236 that a Judgment in the above-caplioned mailer has been entered against you in the amount of $80.274.00, plus interest on the amount of$33,850.00 from April 27, 1993, and on the amount of $46,424.00 from April 27, 1994, plus costs in the amount of $76,04 ($45.50 Complaint filing fee; $30.54 Sheriffs Service fee). If you have any questions regllr . olice, please contact: Patricia A. Trujillo, Esquire Saul, Ewing, Remick & Saul LLP Penn National Insurance Tower 2 N. Second Street, 7th Floor Harrisburg, PA 17101 (717) 238-7675 NOlice Sent To: Atlantic Freight Systems. Inc. clo Harry Grossman, President 275 Hillside Drive New Cumberland. I' A 17070 fol,I'I''J Ill')itll Patricia A. Trujillo Saul, Ewing, Remick & Saul LLP Penn National Insurance Tower 2 N. Second Street, 7th Floor Harrisburg, I' A 1710 I ~ ( Vo \ '-\ ...... ~ . , -- .~ "- ~~ ~ r- ~., -> ~~ "\i. ':\ ",,", r<) '-' --- ' ::.J ',:) L., , : I. :' I , I , ,~ I I t_ 1 ~.' ,...) JUN 2 2 2OO~ SAUL, EWING. REMICK & SAUL, LLP Paige Macdonald,Mallhes, Esquire Supreme Court ID No, 66266 Penn National Insurance Tower 2 North Second Slreel, 7th Floor Harrisburg. PA 17101 (717) 257.7500 Auomeys for Allanlic Employers Insurance Company Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL V AN~A ATLANTIC EMPLOYERS INSURANCE COMPANY, DOCKET NO.: !J7-2166 v. ATLANTIC FREIGHT SYSTEMS, INC., Defendant. CIVIL ACTION - LAW RULE AND NOW, this 2-~,lday of \! .....nc- , 2000, upon consideration of the Plaimiff's Motion 10 Compel Discovery and for Leave of Court to Contact Defendant Directly and Independem of its Corporate Designee, a copy of which is auached hereto, a Rule is issued upon Defendant Atlantic Freight Systems, Inc., and its corporate designees, Ira H. Weinstock, Esquire, and Excel Corporate Services (a/kla Blumberg Excelsior Corporate Services) to show cause, if any they have, why Plaintiff's Motion should not be granted Rule returnable l. .. days from Ihe date of service. BY THE COURT: " ~, " 7)116 I 6r211OJ - ~ ,~ l_ , , -, 4. In an allemplto enforce its judgment against the Defendant, prepared Interrogatories in Aid of Execution directed to Defendant. Atlanlic Freight Systems, Inc. on or about April 25, 2000. 5. Upon Plaintiff's review of a Dun and Bradstreet (D&B) report, it was revealed that the corporate designee of the Defendant, Allamic Freight Systems, Inc" is Ihe Law Office of Ira H. Weinstock in Harrisburg, Pennsylvania. 6. On or about April 25, 2000, Plaintiff's counsel contacled Ira H. Weinstock, Esquire, to confirm that Mr. Weinstock still continued to represent Atlantic Freight Systems, Inc. During this telephone communication, Mr. Weinstock indicated to Plaintiff's counsel, that the corporate designee was not Ira H. Weinstock, but rather was Excel Corporale Services (a/kla Blumberg Excelsior Corporale Services). Mr. Weinstock further indicaled that his firm was retained by Excel Corporate Services for Ihe sole purpose of filing the Articles of Incorporation. 7. On or about April 25, 2000, Plaintiff's counsel contacted Mark Moel at Excel Corporate Services 10 inquire whether Excel was still the corporate designee of AIlantic Freight Systems, Inc. During Ihis telephone conversation, Mark Moel referred Plaintiff's counsel back to Ira H. Weinstock. 8. Upon receipt of conflicting information, on April 25,2000, Plaintiff's counsel forwarded Plainliff's Interrogatories in Aid of Execulion directed to Defendant, Atlantic Freight Systems, Inc.. 10 both Ira H. WeinslSock, Esquire and Mark Moel at Excel Corporate Services. 1)11616111100 -2- 9. As of the date of this MOlion, responses 10 Plaintiff's Interrogatories in Aid of Execution directed to Defendant, Atlantic Freight Systems, Inc., have not been forlhcoming from either the offices oflra II. Weinstock, or Excel Corporate Service3. 10. On or about June 6, 2000, PlainTiff's counsel forwarded correspondence 10 bolh Excel Corporate Services and to Ira H. Weinslock inquiring when Plaintiff's cOlmsel could expect to receive Defendant's responses to Plainliff's First Set of Interrogatories in Aid of Execution, A true and correct copy of Plaintiff's counsel's leTter is aTtached herelo and is marked as Exhibit "B". I I. Ira H. Weinstock has informed Plaintiff's counsel that he forwarded the discover requests to Excel. Excel has informed counsel that the discovery requests had been forwarded to Defendant and that was the end of Excel's duTies and responsibiliTies to Defendant as far as they were concerned. 12. Plaintiff has been prejudiced as a direct and proximate result of Defendant's (as well as its corporale designees'), failure to comply with the Pennsylvania Rules of Civil Procedure concerning the timely completion of discovery. 13. Plaintiff has been further prejudiced by the fact that neither Ira H. WeinsTOck, nor Excel Corporate Services will confirm whether or not the Defendant actually received the Plaintiff's Interrogatories in Aid of Execution which allegedly have been forwarded to the Defendant by Ihe corporate designee. 14. Without having Ihe information requested in the Plainliff's Interrogatories in Aid of Execution. Plaintiff is unable to discover any property or assets of the Defendant that may be used to salisfy PlainTiff's judgment in this matter. 1)71610.11/00 -3- 15. As a direct and proximate result of Defendant's refusal to comply with Plaintiffs discovery requests, Plaintiff has had to incur addilional counsel fees in the preparation and filing of this motion. WHEREFORE. Plaintiff, Allantic Employers Insurance Company respectfully requesls that this Honorable Court grant its Motion to Compel Discovery and direct Defendant's corporale designees Excel Corporate Services and Ira H. Weinstock, Esquire, to provide Plaintiff wilh answers to their Interrogatories in Aid of Execution forthwith; award Plaintiff counsel fees and costs incurred in filing of this Motion in the sum of $525.00; and further award Plaintiff all such other relief as is proper and JUST. COUNT II MOTION FOR LEAVE OF COURT TO SERVE DEFENDANT ATLANTIC FREIGHT SYSTEMS, INC. INDEPENDENT OF ITS CORPORATE DESIGNEE 16. The averments set forth in paragraphs I through 15 are incorporated herein by reference as if more fully set forth at length, 17. Since the date that default judgment was entered against the Defendant Atlantic Freight Systems, Inc., December 8, 1999, Plaintiffs have been unable to determine who is currently acting as the corporate designee for the named DefendanT. 18. Plaintiff's counsel has had to spend an inordinale amount of time in order to confirm whether Ira H. Weinslock. Esquire, or Excel Corporate Services (alkla Blumberg Excelsior Corporation) is in fact acting as Defendanl's corporate designee. 19. Neither Ira H. Weinslock, Esquire, nor Excel Corporate Services will confirm to Plaintiff's counsel that Defendant has actually received the discovery allegedly forwarded by their offices to Defendant. 1311616111,00 -4- 20. PlainTiff believes and Iherefore avers thai AtlanTic Freight Syslcms, Inc, is currenTly unrepresented by counsel, hased on the representation of Ira H, Weinstock, Esquire. However, Plaintiff does not know for sure whether DefendanT has retained alTernate counse I. 2 I. Plaintiff believes and Iherefore avers that Ihe process of obtaining discovery from the DefendanT will be expedited if this Honorable Court will permit Plainliff's counsel to attempt to serve and contact Defendant directly with Ihe InTerrogatories in Aid of Execution, and with a Notice of Deposition. 22. Plainliff has and will continue to be prejudiced unless this Honorable Court permits them to COnTact Defendant directly. 23. Plainliff believes and therefore avers that the Defendant will not be prejudiced in any way by this Honorable Court granting Plaintiff's request for leave to contact Defendant direclly. and independent of their corporate designee. WHEREFORE, PlainTiff, Atlantic Employers Insurance Company respectfully requests that this Honorable Court grant its Motion for Leave of Court to COnTact Defendant Atlantic Freight Systems, Inc. directly and independent of its corporale designee(s), award 1l716.160'1I,u, -5- Plaintiff's counsel in the sum of $525.00 for the preparation and filing of this Motion and further award Plaintiff all such other relief as proper and just. Respectfully submitted, SAUL, EWING, REMICK & SAUL LLP ~~t. ~....\......n').~ Paige Macdonald-Matthes Attorney 10 No. 66266 Saul, Ewing, Remick & Saul LLP Penn National Insurance Tower 2 North Second Streel, 7th Floor Harrisburg, PA 17101 (717) 238-7675 Date: June _, 2000 Attorney for Atlantic Employers Insurance Company 1111616111100 -6- CERTIFICATE OF SERVICE I hereby certify that a copy of Ihe foregoing Malian To Compel And For Leave Of Court To Issue Subpoena Direclly To Defendant In Lieu Of Corporate Designee, was served on Defendant by firsl class mail on June ~, 2000, at the following address: Atlantic Freight Systems. Inc. cIa Mark Moel Blumberg Excelsior Corporate Services 62 While Street New York, New York 10013 (corporate designee for Atlantic Freight Systems, Inc.) - and - Ira H. Weinstock, Esquire 800 North Second Street Harrisburg, PA 17102 (corporate designee for AIlantic Freight Systems, Inc.) ~:';~'-"~~.\\""~ Paige acdonald-Mallhes lHI6I6.01lim -8- i i > "1 @ " i ! I I " I ; I I I ~ I I " I I I i I I " ~ . I i lD .'" II i I ! , I I' I q " ~ r i I ~. , , ~ 1\ I ! I I I , i i I I I I 1 ! i @ a , n j ~ ~ I VILe LAW OFFICES OF SAUL, EWING, REMICK & SAUL LLP 'HI\.ADI\.'HIA. '1NNI'I'I,VAHIA, tAL TlWO"', ".UHAND 'U'WYH, ,.,.,..anV""I" PENN NATIONAL INSURANCE TOWER 2 NORTN SECONO STREn. 7In HOOR HARRISBURG, PA U101 HIW YO"lC, HIW VQIlII( "UHeITON, HIW JI'...., WILMINQTON, DII.AWUI (1171211.7100 'Alai MACQONALD.W"fTH" QU,.. Dill' 17"1 nl.'''' 01'''' ,... Ir17lllr.ru~ INUIIINU ...AIL '"1ft: '..III.ltl"...."I.CO... r 01'.01: .........leI."'.lI.......vl..o'" ~; r h.: 17 t'J lu.un W.,I, Will, W..: flllp."........"I...m June 6, 2000 Atlantic Freight Systems, Inc. c/o Mark Moel Excel Corp. Services 62 White Street New York, NY 10013 Re: Atlantic Employers Insurance Co. v. Atlantic Freight Systems, Inc. Dear Mr. Moel: As you will recall, on April 25, 2000 I forwarded to your attention Plaintiff's First Set of Interrogatories in Aid of Execution Directed to Atlantic Freight Systems, Inc. I also serveci a copy of these requests on Ira Weinstock, Esquire who directed that I should forward these discovery requests to your attention. More than thirty (30) days have elapsed and I still do not have a response from either your company or Ira Weinstock, Esquire. Kindly contact me at the number referenced hereinabove to inform me of when I can expect to receive your client's responses to these discovery requests. In the event that I do not hear from you within five (5) business days of this correspondence, I will proceed to file a motion to compel with the Court. Awaiting your prompt reply, I remain. Very truly yours, . ~~e~~""'VW:t'\..v,l Paige Macdonald-Matthes. LAW OFFICES OF SAUL, EWING, REMICK & SAUL UP 'Hh,ADIL'HIA. ,INNIVl.V...NI... ....1. TI"'Oln. "'...Rn...ND IIRWYN. 'INN..,I."'...HI'" PENN NATIONAL INSURANce TowER 2 NORTH seCONO STREET. 7tn FLOOR HARRISBURG. PA 17101 N.W 'l'o.ue, Klw YORK ,RINCITOH, H.W JUII'" WII.WINQTON, OIl....W...R. (7UIII7.1I00 IHTlRHIT ....AII. ,u_: .."i....,....wl.COm 01f..1: ,m"'UII,.",allll.. e"ul,com ,...10. W"'CDON"'LD.WATTH" DlfnIOI.I; ("') n""" Duecl'lI: (717) U7.UU ,": 1'1'1 n,.41u Worl' WI', WID: AIIP:II......ul.com June 2, 2000 VIA TELECOPIER AND REGULAR MAIL- (717) 238-6691 Ira H. Weinstock, Esquire 800 North Sccond Strect Harrisburg, PA 17101 Re: Atlantic Employers Insurance Co. v. Atlantic Freight Systems,lnc. Dcar Mr. Weinstock: As you may recall, I forwarded to your attention on April 25, 2000 Plaintiffs' Interrogatorics in Aid of Execution directed to Atlantic Freight Systems, Inc. I also provided a copy of these interrogatories to Excel Corp. Services in New York, at your direction. By my calculations, and allowing time for mail delivery, I should have had your client's responscs no later than Friday, May 26, 2000. Please advise when I can expect to receive the answers to the interrogatories I have served on you as registered agent for the corporation at your earliest convenience. Awaiting your timely reply, I remain. Very truly yours, ~~~~. Paigc Macdonald-Matthcs cc: Joyce Bernstein, ACE INA .~' AUG 1 1 ?Onr-. I~ ""'1 SAUL, EWING. REMICK & SAUL, LLP Paige Macdonald-Matthes. Esquire Supreme Court lD No. 66266 PelUl N.tiol1llltnsurance Tower 2 North Second Streel, 7lh Floor Harrisburg. PA 17101 (717) 257.7500 Attorneys for AII.ntic Employers Insurance Company Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL VANIA ATLANTIC EMPLOYERS lNSURANCE COMPANY, DOCKET NO.: 97-2166 v. ATLANTIC FREIGHT SYSTEMS,INC., Defendant. CIVIL ACTION - LAW ORDER AND NOW, this day of August 2000, upon consideration of the Plaintifrs Motion For Rule Absolute, and upon the Court's having determined that the Defendant and its corporate designees have failed to respond to the previously-issued Rule of Court dated June 23, 2000, IT IS HEREBY ORDERED that Plaintifrs Motion for Rule Absolute is GRANTED. Defendant Atlantic Freight Systems, Inc., by and through its corporate designees shall provide Plaintifrs counsel with its Answers to Interrogatories in Aid of Execution forthwith, and Plaintiffs counsel is hereby granted leave of court to contact Defendant Atlantic Freight Systems, Inc. by and through its President, Harry L. Grossman, directly in order to schedule a deposition in aid of execution. 14.11 1 Ii9IOO . IT IS FURTHER ORDERED that Defendant Atlantic Freight Systems, Inc., shall pay Plaintiff, Atlantic Employers Insurance Company the sum of $1,109.64, representing counsel fees and costs incurred in the filing of its Motions; BY THE COURT: J. it 141n,..'MlO 4. In an aUemptto enforce its judgment against the Defendant, prepared Intcrrogatories in Aid of Execution directed to Defendant, Atlantic Freight Systems, Inc. on or about April 25, 2000. 5. On or about April 25, 2000, Plaintiffs counsel contacted Ira H. Wcinstock, Esquire, to conlinn that Mr. Weinstock still continued to represent Atlantic Freight Systems, Inc. During this telephone communication, Mr. Weinstock indicated to Plaintiffs counsel, that the corporate designee was not Ira H. Weinstock, but rather was Excel Corporate Services (aIkIa Blumberg Excelsior Corporate Services). Mr. Weinstock further indicated that his finn was retained by Excel Corporate Services for the sole purpose of filing the Articles of Incorporation in Pennsylvania. 6. On or about April 25, 2000, Plaintiffs counscl contacted Mark Moel at Excel COl"porate Services to inquire whether Excel was still the corporate designee of Atlantic Freight Systems, Inc. During this telephone conversation, Mark Moel referred Plaintiffs counsel back to Ira H. Weinstock, Esquire. 7. Upon receipt of conflicting infonnation, on April 25, 2000, Plaintiffs counsel forwarded Plaintiffs Interrogatories in Aid of Execution directed to Defendant, Atlantic Freight Systems, Inc., to both Ira H. Weinstsock, Esquire and Mark Moel at Excel Corporate Services. 8. On June 22, 2000, Plaintiffs counsel filed a Motion to Compel and for Leave of Court to Issue Subpoena directly to Defendant in lieu of Corporate Designee when it appeared that no responses to the Interrogatories in Aid of Execution would be forthcoming from either Ira Weinstock, Esquire or Excel Corporate Service. 9. On June 23 2000, this Honorable Court issued a Rule to Show Cause upon Defendant Atlantic Freight Systems, Inc. and its corporate designees, Ira H. Weinstock, Esquirc "4111110'9.000 -2- and Excel Corporate Services (aIkIa Blumberg Excelsior Corporate Services) to show cause, if any they had, why Plaintifrs MOlion should not be granted. A true and correct copy of this Honorable Coun's Rule dated Junc 23, 2000 is attached hereto and marked as Exhibit "A". 10. On Junc 29, 2000, PlaintitTs counsel provided Defendant Atlantic Freight Systems, Inc. and its corporate designees with a copy of this Honorable Court's Rule to Show Cause via ccrtificd mail. 11. On June 29, 2000, Plaintifrs counsel also providcd notice of this Honorable Court's Rule to Show Cause to Joseph Milizio, Esquire, of Lake Success, New York, who had contacted PlaintiITs counsel in the interim, to notify Plaintifrs counsel of his possible reprcsentation of Defendant. I 12. As of the date of this Motion, no response has been filed to PlaintiITs Motion, and Plaintifrs counsel has not received the responses to its Interrogatories in Aid of Execution from either Defendant, Defendant's counsel, or its corporate designee(s). 13. Plaintiff has been and will continue to be prejudiced as a direct and proximate result of Defendant's (as well as its corporate designces') failure to comply with the Pennsylvania Rules of Civil Procedure concerning the timely completion of discovery. 14. Plaintiff has been further prejudiced by the fact that neither Ira H. Weinstock, Esquire, Excel Corporate Services will definitively confinn whether or not Defcndant actually received Plaintifrs Interrogatories in Aid of Execution which allegedly have been forwarded to the Defendant by thc corporate designees. Attorney Milizio has since conrmncd via letter dated August 4, 2000 that he doc. not represent thE Derendant corporation in que.tion. 1.&1111"''''00 -3. IS. Without having the information rcqucstcd in Plaintifrs Interrogatories in Aid of Execution, Plaintiff is unable to discover any property or assets of the Defcndant that may be used to satisfy the Plaintifrs Judgment in this mailer. 16. As a direct and proximate result of Defendant's refusal to comply with Plaintifrs discovery requests, as well as the two (2) motions that Plaintifrs has counsel has filed in order to obtain said discovcry, Plaintiff has had to incur additional counsel fees in the preparation and filing ofthc two (2) motions. Specifically, Plaintiff has incurred counsel fees and costs incurred in the filing of this Motion as well as the prcvious Motion in the sum of 51,109.64. WHEREFORE, Plaintiff, Atlantic Employers Insurance Company respcctfully requests that this Honorable Court grant its Motion For Rule Absolute and direct Dcfendant and Defendant's corporate designees Excel Corporate Services, and Ira H. Weinstock, Esquire to provide Plaintiff with Defcndant's Answers to their Interrogatories in Aid of Execution forthwith; award Plaintiff counscl fees and costs incurred in the filing of this Motion as well as the previous Motion in the sum of $1, 109.64 and furthcr award Plaintiff all such othcr relief as is proper and just. ..\ '.'1711/9.'00 .4. Rcspcctfully sllbmilled, SAUL, EWING, REMICK & SAUL LLP ~L~ LV,^N;l..'~Ci~,\..o:tlt.~ Paigc Macdonald.Mallhes Attorney ID No. 66266 Penn National Insurance Tower 2 North Second Strect, 7th Floor Harrisburg, PA 17101 (717) 238-7675 Date: August 9, 2000 Attorney for Atlantic Employcrs Insurance Company ""11~ -6- CERTIFICATE OF SERVICE I hereby certify that a copy of the foregoing Motion To Compel And For Leave Of Court To Issue Subpoena Directly To Defendant In Lieu Of Corporate Designee, was served on Defendant's Corporate Designees by first class mail on August 9il1, 2000, at the following addresses: Atlantic Freight Systems, Inc. c/o Mark Moel Blumberg Excelsior Corporate Services 62 White Street New York, New York 10013 (corporate designee for Atlantic Freight Systems, Inc.) - and - ,\ Ira H. Weinstock, Esquire 800 North Second Street Harrisburg, PA 17102 (corporate designee for Atlantic Freight Systems, Inc.) - and - (with courtesy copy to) Joseph Milizio, Esquire 3000 Marcus A venue Suite lE9 Lake Success, NY 10042 ~~ Jo'<'n"~",,,,~...t-N\+I1..,~ Paige Macdonald-Matthes nll1.11/9IOO Paige Macdonald-Mallhcs, Esq. Pcnn Nationallnsursncc Tower 2 North Sccond Street, 7lh Floor Harrisburg, P A 1710 1 AlIomey for Plaintiff Ira H. Weinstock, Esq. 800 North Second Street Harrisburg, P A 17102 (corporate designec f(1r Atlantic Frcight Systcms, Inc.) Atlantic Freight Systcms, Inc. Sixth and Water Streets New Cumberland, PA 17070 Exccl Corporatc Services aIkIa Blumberg Excelsior Corporate Services c/o Mark Moel 62 White Street New York, NY 10013 ;rc " AUG ] 1 lOon ''J 'v) SAUL, EWING, REMICK & SAUL, LLP Paige Macdollllld.Matthes. Esquire Supreme Court ID No. 66266 PeM National !lUurance Tower 2 North Second Sire. I, 71h Floor Harrisburg. PA 17101 (717) 257- 7500 Attorney. ror Atlantic Employers In.urance Company Plaintiff, IN TilE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ATLANTIC EMPLOYERS INSURANCE COMPANY, DOCKET NO.: 97.2166 v. ATLANTIC FREIGHT SYSTEMS, INC., Defendant. CIVIL ACTION - LAW MOTION FOR RULE ADSOLUTE AND NOW, COMES thc Plaintiff. Atlantic Employcrs Insurance Company by and through its counscl, Saul. Ewing, Rcmick & Saul, LLP. ami filcs its Motion For Rule Absolute for Lcave of Court to Scrvc Subpocna upon Dcfcndant dircctly in lieu of Corporate Designee, and for counsel fecs, un in support thcreof avcrs as follows: 1. On April 25, 1997, the Plaintiff filcd its Complaint against the Defendant at the above-refcrenccd docket number. 2. On Dccembcr 8, 1998. a Praccipc for Entry of Default Judgment was filcd against the Defendant atthc above-refcrenced docket number. 3, On Dcccmber 8. 1998, ajudgmcnt by dcfault was entered against the Defendant in thc amount of$80,274.00 plus intcrest on thc amount of$33,850.00 from April 27, 1993, and on thc amount of $46,424.00 from April 27. 1994. plus costs in the amount of $76.04. A true and correct copy of the Order of Judgment is attached hcrcto and marked as Exhibit "A". '''111''900 4. In an atlemptto enforce its judgment against the Defendant, prepared Interrogatories in Aid of Execution directed to Defendant, Atlantic Freight Systems, Inc. on or about April 25, 2000. 5. On or about April 25, 2000, Plaintil1's counsel contacted Ira H. Weinstock, Esquire, to confirm that Mr. Weinstock still continued to represent Atlantic Freight Systems, Inc. During this telephone communication, Mr. Weinstock indicated to Plaintifrs counsel, that the corporate designee was not Ira H. Weinstock, but rather was Excel Corporate Services (alk/a Blumberg Excelsior Corporate Services). Mr. Weinstock further indicated that his firm was retained by Excel Corporate Services for the sole purpose of filing the Articles of Incorporation in P:nnsylvania. 6. On or about April 25, 2000, Plaintifrs counsel contacted Mark Moel at Excel Corporate Services to inquire whether Excel was stillthc corporate designee of Atlantic Freight Systems, Inc. During this telephone conversation, Mark Moel referred Plaintil1's counsel back to Ira H. Weinstock, Esquire. 7. Upon receipt of conflicting information, on April 25, 2000, Plaintil1's counsel forwarded Plaintiffs Interrogatories in Aid of Execution directed to Defendant, Atlantic Freight Systems, Inc., to both Ira H. Weinstsock, Esquire and Mark Moel at Excel Corporate Services. 8. On June 22, 2000, Plaintifrs counselliled a Motion to Compel and for Leave of Court to Issue Subpoena directly to Defendant in lieu of Corporate Designee when it appeared that no responses to the Interrogatories in Aid of Execution would be forthcoming from either Ira Weinstock. Esquire or Excel Corporate Service. 9. On June 23 2000, this Honorable Court issued a Rule to Show Cause upon Defendant Atlantic Freight Systems, Inc. and its corporate designees, Ira H. Weinstock, Esquire 7UIlIJ.'1lllJ -2- 15. Without having the infomlation requested in Plainti rrs Interrogatories in Aid of Execution, Plaintiff is unable to discover any property or assets of the Defendant that may be used to satisfy the Plaintifrs Judgment in this mailer. 16. As a direct and proximate result of Defendant's refusal to comply with Plaintitfs discovery requests, as well as the two (2) motions that PJaintifrs has counsel has filed in order to obtain said discovery, Plaintiff has had to incur additional counsd fees in the preparation and filing of the two (2) motions. Spccifically, Plaintiff has incurred counsel fees and costs incurred in the filing of this Motion as well as the previous Motion in the sum of $1,109.64. WHEREFORE, Plaintiff, Atlantic Employers Insurance Company respectfully requests that this Honorable Court grant its Motion For Rule Absolute and direct Defendant and Defendant's corporate designees Excel Corporate Services, and Ira H. Weinstock, Esquire to provide Plaintiff with Defendant's Answers to their Interrogatories in Aid of Execution forthwith; award Plaintiff counsel fees and costs incurred in thc filing of this Motion as well as the prcvious Motion in thc sum of $1, 109.64 and further award Plaintiff all such other relief as is proper and jus!. 741nl"~OO .4- COIINT II MOTION FOR RULE OF ABSOLUTE FOR LF.A VE OF COURT TO SERVE DEFENDANT ATLANTIC FRF.IGIIT SYSTEMS. INC. INDEPENDENT OF ITS CORPORATE DESIGNEES 17. The avennents sct forth in paragraphs I through 16 are incorporated herein by reference as ifmore fully set forth at length. 18. Since the date that defaultjudgmcnt was entered against the Defendant Atlantic Freight Systems, Inc. (Deccmber S, 1999), Plaintiffs have been unable to detennine who is currently acting as the corporate designee for the namcd Dcfendanl. 19. Plaintifrs counsel has had to spend an inordinate amount of time in order to confinn whether Ira H. Weinstock, Esquirc, Excel Corporate Services (aIkIa Blumberg Excelsior Corporation), or Joseph Milizio, Esquire are in fact acting as Defendant's corporate designee(s). 20. Plaintiff believes and therefore avers that the process of obtaining discovery from the Defendant will bc expedited if this Honorable Court will pennit Plaintiff's counsel to attempt and contact Defendant directly with the aid of execution and with a Notice of Deposition. 21. Plaintiff has been and will continue to be prejudiced unless this Honorable Court grant Plaintifrs Motion for Rule Absolute. WHEREFORE, Plaintiff, Atlantic Employers Insurance Company respectfully requests that this Honorable Court grant its Motion for Rule Absolute and enter an Order pennitting Plaintiff's counsel to contact Defendant Atlantic Freight Systems, Inc. directly, by and through its President, Harry L. Grossman, and independent of its corporate designee(s), and further award Plaintiff all such othcr relief as proper and just. ,.." I L~1Xl .5. CERTIFICATE OF SERVICE I hereby certify that a copy of the foregoing Motion To Compel And For Leave Of Court To Issue Subpoena Directly To Defendant In Lieu Of Corporate Designee, was served on Defendant's Corporate Designees by first class mail on August 9'\ 2000, at the following addresses: Atlantic Freight Systems, Inc. c/o Mark Moe\ Blumbcrg Excelsior Corporate Services 62 White Street New York, New York 10013 (corporate designec for Atlantic Freight Systems, Inc.) - and - Ira H. Weinstock, Esquirc 800 North Second Street Harrisburg, PA 17102 (corporate designee for Atlantic Freight Systems, Inc.) - and - (with courtesy copy to) Joseph Milizio, Esquire 3000 Marcus A venue Suite lE9 Lake Success, NY 10042 .---., \:"';t.cU.clQ .."'<'",...,':)'\,V"t.(J:.J'l...-.......ll~:\ ...~ Paige Macdonald-Matthes 74111.1"",{I) Wo/Z~g 9/~ $:&7' ATTORNEYS AT LAW 3000 M.t.IIcus AVENUE. SUlTII IE9. LAu SUCCl!S8. NEW YOIlll 11042 TllLI516.437.4385 P... 1516. 437.439~ HOWARD CAPELL BERNARD VISHNICK ALAN RooD POLLACK BIlBNABD F. McGovERN JOSEPH G. MILlZIO PHILIP J. CAPIU.L CHRISTOPHER J.L. DEZIEL MoRRIS s..BBAOH GRIlOORY L. MATALON ERIK ORTMANN CHRISTOPHER D. HcDoNALD ROSANNA MJST1CONI CARL C FIORIl GENIlVA M.JOHNSON EoWABD M. DWECE 118.8.18811 0' COUNSeL RoBUT S. BABllllTJ' RoBERT S. FADER STUART H. ScUOENI'IlLD August 29, 2000 VIA FEDERAL EXPRESS Mr. Mark Moe! Blumberg/Excelsior 62 White Street, 2nd Floor New York. NY 10013 Re: Atlantic Freight Systems, Inc. Dear Mark: As we advised you, IlIumberg is not agent for service of process for Atlantic Freight Systems, Inc.. the judgment debtor, nor do we represent this entity. You were the agent for, and we did represent Atlantic Freight Services, Inc. , a Pennsylvania corporation. 1 am enclosing the original correspondence which we received from your office regarding an action against Atlantic Freight Systems, Inc. Please do not forward any correspondence regarding this entity to our oflice and instruct your personnel not to accept any further correspondence for this Pennsylvania entity. Very truly yours, JGM:mp Enclosure , " , \.... . \', .~----.... ~ri"~