HomeMy WebLinkAbout97-02440
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CLYDE W. FOX, JR. AND
NANCY J. FOX, his wife
Civil Action
PLAINTIFFS
V.
;ifQo
1997- civil Term
JOHN K. REIGHTER AND
CAROL H. REIGHTER, his wife
DEFENDANTS
COMPLAINT
NOW come the plaintiffs and for cause of action against the
defendants say:
1 .
Plaintiffs are Clyde W. Fox, Jr. and Nancy J. Fox, his wife,
sui iuris adults, who live and reside in Greene Township, Franklin
County, Pennsylvania, their post office address being 3326
Carnoustie Drive, in said Township.
2 .
Defendants are John K. Reighter and Carol H. Reighter, his
wife, sui iuris adults, who live and reside in the Borough of
Mechanicsburg, Cumberland County, Pennsylvania, their post office
address being 903 Charles Street, in said Borough.
3 .
On or about March 2, 1993, defendants executed and made a
certain mortgage note, dated March 2/ 1993, in the original
principal amount of $34/857.74, repayable on or before March 5/
1994/ with monthly payments of principal and interest in the amount
of $354.99 each, and payment in full being due on March 5/ 1994.
"
A true and correct copy of said mortgage note is attached hereto,
made a part hereof and marked as exhibit "A".
4 .
Said mortgage note was delivered to plaintiffs,
the mortgagees therein.
5.
Since March 2, 1993, plaintiffs have made principal payments
totaling of $8,818.21 and interest payments totaling $5,681.79 as
follows, viz:
DATE
PRINCIPAL PAYMENT
September 1994
November 1994
September 1995
October 1995
$ 624.24
$2,432.48
$5.761.49
$8,818.21
6.
INTEREST PAYMENT
$2,000.00
$ 875.76
$2,567.52
$ 238.51
$5,681. 79
Total:
Defendants have made no payments since October, 1995.
7.
Despite demand for payment, defendants have not paid
the balance due.
8.
The amount due is as follows:
Principal Balance
Interest from October 5, 1995
Late Charges
Collection Fee of 5%
$26,039.52
$ 3,928.92
$ 1,562.37
S 1. 301. 9l!
$32,832.79
Total:
9.
Plaintiffs have demanded of defendants payment, but
,
'.
I.O^N NUMBER
!mortgage 1'1olr
$ 14.B57.74
HechanicsburR
Harch 2
Pennsylvania
. 19.22..
1'0' V.JM' Rtcti.,d. JOliN K. REIGIITER and CAROL II. REIGIITER, his wife, of 903 Charles.
~Iechanicsburg, Pennsylvania 17055 --------------_____________________________________
(hcrcln.h... whr,her unr IIr morro called "Obligor") promi... 10 pay 10 Ih. ordrr 01 CLYDE W. FOX. JR. and
NANCY J. FOX. his wHe, of 3326 Carnoustie Drive, Chambersburg. pennsylvanin 17201
------------------------------------------------------ (hrrrinal(cr. whelher onC' or morc, caUC'd
..Obllg....). i,. '"CCO$SOU 0' misn., in I.wlul monry of ,h. Uni,ed S,.... of Am.rica. ,h. sum of thirty-four
thousand eight hundred fifty-seven dollars and seventy-four cents __________________
Doll... U 34 ,B57. 74 ------------ ) and any .ddiliorul monry.loolled or advwced by any hold.r h.rrola. h.r..
,n.h.r provided. .. lollows;
Due and payable on the fifth day of each month commencing on Harclt 5, 1993.
and on April 5, 1993; thereafter, the outstanding principal balance shall
be due and payable in [ull one (1) year from the date of the executinn of
the within mortgage note with consecutive monthly payments of principal
and interest in the amount o[ $354.99 each, commencing on Hay 5, 1993,
and continuing thereafter until the due date of the within mortgage note,
.nd any bolonc. 01 principal or in'....' r.....ining unpoid on Harch 5, 1994
.lull bream. duo and poy.bl. on ..id d...; .nd in .ddilion ,h.r.,o. in ,h. ...n' any poym.n, provided 10' h.rrin shall
breom. ovrrdu.. rho Obligor .gr... '0 p.y a 10,. ch..g. in an amount nor ..cceding .ix per c.nt (65'0) 01 any such ov.,.
duo p.ym.1ll a. compen..,ion lor ,hr additiorul ..rvic. rosuhing from Ih. dol,ult; &11 poymrnu '0 be nud. "
Chambersburg . P.nnsylvania or d..wh.r. IS shall be direc,ed by any hold.r h.rrof.
This Nme shall c:vidence, and (he Monsagc given '0 St'Cure ilS payment, shall cover and be 5C'CUriry (or any
fu,u,. lo.n. or .dvanc.. ,hat m.y bo m.d. ro or on boh.1I of ,hc Obligor by any hold.r h.rrol ., .ny ,ime or timos
her..lr.r .nd inr.nded by ,h. Obligor .nd ,h. ,h.n hold.r to bc so .vid.nced .nd srcured, as w.1I .. .ny .um. p.id
by any hold.r h.rrol pursuant ro ,h. ,.rm. 01 ..id M01l8ag.. .nd .ny .uch loan.. adnnc.. or p.ym.nu .haU bo
.dded '0 and .hall bror inr.rost " tho ..m. rat. as tho princip.1 drb"
In case dolaul, bo nude lor ,h. 'pac. 01 thirty (30) d.y. in ,h. faym.nr 01 any installmen, of princip&l. or in..r..t.
or in tho perfo,manc. by ,h. Obligor of .ny of ,h. o,h.r obLgarions 0 this No,. or ..id Morrg.g.. ,h. .neir. unpoid bol.
.nc. of ,h. p,incipal dobt. .dditionallo,". or advanc.. and .11 orh.. .ums p.id by any hold.r h.rrof '0 Or on behalf of
rho Obligor pursuanr '0 ,h. ,.rm. of rhi. Not. or said Morrg:>g.. roge,h.r wi,h unpoid im",..t ,h.rron. ....11 ar ,h. opdoo
of ,h. hold.r .nd wi,hou, notic. breom. immediard)' duo ,nd ?ayabl.. and on. or more o;<rcutions may forrhwith iw. on
any judgem.m. obtained by virtu. h.rrof; and no failur. on ,h. pm of any hold.r h...rof to .xerci.. any of ,h. righu
h...eund.r shall bo dremed . waiv.r of .ny .u<h rights N ef 'ny d.faul, h.reund....
Th. Obligur h.r.by .mpow.rs any .uorary of any cuurr of record wi,hin Th. Uni,c:J s",.. of Am.rica or 01...
where '0 'ppe,u for rh. Obligor and. wirh or wi,hou, complain, filed, conf... judgmen" or a ..ri.. of judgm.nts,
'g,in" ,he Obligor in favor of any hold.r h.rrof. os of 'ny '.rm. for ,h. unpaid bolanc. uf ,h. ptincipal d.b,. .ddi.
rion.1 lo.n. or .d..nc.. .nd all o,h.r .um. paid by ,h. hold.r h.rrof lOOt on bohalf of ,h. Obligor pursuan, 10
the terms uf this Note or SJid Mongag!', togcther with unpaid interNf rherton, cosu of suit and an auorney's com.
mi..ion for collection of five per cent 0'1.) of tho toral indob'edn.... or '500,00. wbid1...r i. gr..'.r. on
which juugmcO[ or judgment!. une Or more C'xt'Cudons may iuue (orrhwirh upon lailure (0 comply with any of the
',rm. .1nd cundi,ion. of ,hi. Not. or uid Mougag.. Th. Obligor h.r.by for...r waiv.. &II righ' ro roquos, judg.
llIent be ",ickcn ur openrd as wdl ,. ,h. nec....ty of filing .ny affidavi, of non.mili,ory ..rvic.. In addition. ,h. Ob.
1:80r w.iv.. .11 noric. of I.,y " w.1I .. .ny righr to roqu." a rdr,.. from I.vy from .ny and .U ,..I .nd personal
prnperry Irvird "pon nr .mchcd. Th. Obligor waiv.. all drl.", or irr.gularity in any writ of .x.cu,ion. levy. for.,
dosure or scrvice JS well JS ~II IC'Ral and C'quitable grounds (or stay or scuing I\ide of txC(urion or (or<<losurC'. In
.ddi,iun, ,h. Obli/(or w.iv., all noric. uf sal. and .11 rights to pe,i,ion to .., ..id. any Sh.riff'. or ..ecu,ing officrr'.
".1. .nd w"iv.. .11 rights III m.k. exc.ption. '0 .ny Shrriff'. or .xecu,ing offic.r'. di",iLu,ion. Th. Obligor fuuh.r
waiv.. rh. bonrli, of .11 app..i..menr. ...y and ..empllon I.w. and .11 b.nkruptcy or insolv.ncy law. now in fore.
or hereinahcr PU~, :my law, usage or custom 10 ;he contrary norwithstanding.
This oblig3lion shJII binJ che Obligor and the Obligor's heirs, u<<ucors, ,1dminisrurors. succC's.wrs an~i :usi~ns.
.nd rhe brnefiu h.rrof .h.1I inure '0 ,hr Obligc. h.rrof and iu .uce...uts and ...isn., If ,hi. No,. i. r.ecu,ed by
more Ihan one person, the undertakings ilnd IiJbililY of C'ach sh.tlllx- joint ~n,J srvrnl
This Note IS sC'currd by a MorrgJge of even JolI" herewith upon re,lI estate dC'SCflbed therein.
11"111"'11 ,h. duo ..ecurion h.r.of rh. d.y and yoor fine ahove wrill.n,
Wi,n.ssrd b)':
,,'J/ J, )~~.I{ --
Jo)ln ';/. Reightc.l,jl
C'!-f,.J. ;(1- 1-'M;I/!.-7, /'
Carol II. Reightcr ./
(SEAL)
(SEA!.)
(SEAL)
(SEAL)
,
SHERIFF'S RETURN - REGULAR
CASE NOI 1997-02440 P
COMMONWEALTH OF PENNSYLVANIA 1
COUNTY OF CUMBERLAND
mx CI.YDE W JR ET ilL
VS.
REIGHTER JOHN K ET.AL
KATHY J. CARPER
CUMBERLAND County, Pennsylvania, who
to law, says, the within COMPLAINT
, Sheriff or Deputy Sheriff of
being duly sworn according
was served
upon REIGHTER JOHN K
defendant, at 1825100 HOURS, on the 20th day of May
1997 at 903 CHARLES ST.
MECHANICSBURG., PA 17055 . CUMBERLAND
County, Pennsylvania, by handing to JOHN REIGHTER
a true and attested copy of the COMPLAINT
the
.
.
together with NOTICE .
and at the same time directing His attention to the contents thereof.
Sheriff's COStSI
Oocketing
Service
Affidavit
Surcharge
18.00
6.82
.00
2.00
626.62
So answ::~ ;..,~' ~//.d
~~ (.~~~ ~
"I //4--- ..
R~homas Kline, Sheriff
BLACK & DAVISON
OS/21/1997 A~ ~
by ---1;D~':fJe~1f~
Sworn and subscribed to before me
this .H..r day 0:ff'Vl."-J
19 CJ7 A.D.
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~I ~rotfiOno~arYI "
SHERIFF'S RETURN - REGULAR
CASE NOI 1997-02440 P
CO""ONWEALTII OF PENNSYI.VANIAI
COUNTY OF CU"BERLAND
FOK CLYOE W JR ET AL
VS.
REIGIITER JOHN K ET AL
KATHY J. CARPER
CU"BERLAND CDunty, Pennsylvania, whD
tD law, says, the within CO"PLAINT
upDn RF.Tr.HTF.R CARn!. H
. Sheriff Dr Deputy Sheriff Df
being duly SWDrn accDrding
was slPrved
the
defendant, at 1825:00 HOURS, Dn the 20th day Df Mav
19~ at 903 CHARLES ST.
"ECHANICSBURG,. PA 17055
CDunty, Pennsylvania, by handing tD JOliN
, CU"BERLANL
REIGHTER. PERSON IN
--'
CHARGE
a true and attested CDPY Df the
tDgether with NOTICE
CO"PLAINT
.
"
and at the same time directing His attentiDn tD the cDntents thereDf.
Sheriff's CDstS:
DDcketing
Service
Affidavit
Surcharge
6.00
.00
.00
2.00
So answe~/,y.7' ~.
-;... (~~:",,"..-< ~~
'1 /~ -
R. ThDmas Kline, Sheriff
ee.00 BLACK & DAVISON
OS/21/1997
by
~~JrC~
eputy.
Sworn and subscribed tD befDre me
this :;I,~. day Df )k47
19 ? 7 A. D.
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