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PHILIP 1.. BERGSTRESSER.
Plaintiff
: IN TIlE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY. PENNSYLVANIA
v.
: CIVil. ACTION - LAW
RUTH N. BERGSTRESSER.
Defendant
: NO. 97-2501 CIVIL TERM
: IN DIVORCE
PRAECIPE TO TRANSMIT RECORD
TO THE PROTHONOTARY:
Transmit the record. together with the following infonnation to the court for entry of a
divorce decree:
I. Ground for divorce:
Irretrievable breakdown under *3301(c)
33(11(8)(1) BftAe Div8rse C88e.
(Strike out inapplicable section).
2. Date and manner of service of the Complaint: by Sheriff Service on Defendant on May
13.1997
3. Complete either paragraph (a) or (b).
(a) Date of execution of the Affidavit of Consent required by *3301 (c) of the Divorce
Code: by Plaintiff: May 13. 2002 by Defendant: May 13. 2002
(b) (I) Date of execution of the affidavit required by *3301 (d) of the Divorce Code:
(2) Date of filing and service of the plaintitT's affidavit upon the respondent:
4. Related claims pending: none
5. Complete either (a) or (b).
(a) Date and manner of service of the notice of intention to file Praecipe to Transmit
record. a copy of which is attached:
(b) Date of plaintitT's Waiver of Notice in *3301 (cl Divorce was filed with the
Prothonotary: May 14.2002
Date defendant's Waiver of Notice in *3301 (cl Divorce was filed with the
Prothonotary: May 14. 2002
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA .
v.
)
)
)
)
)
)
)
No. ql- ,:Yr::o/
Philip Lane Bergstresser,
Plaintiff
Ruth Naomi Bergstresser,
Defendant
CIVIL ACTION - DIVORCE
COMPLAINT IN DIVORCE
I. Plaintiff is Philip Lane Bergstresser. who currently resides at 5151 Irene Drive, Harrisburg.
Dauphin. County. Pennsylvania. since March 1997 .
2. Defendant is Ruth Naomi Bergstresser, who currently resides at 121 East Dauphin Street,
Enola . Cumberland County. Pennsylvania, since November 1979 .
3. Both parties are ,mijlITis and both parties have been bona fide residents of the Commonwealth
of Pennsylvania for at least six (6) months immediately preceding the filing of this Complaint.
4. Plaintiff and Defendant were married on the 8th day of March, 1977 at Harrisburg. Dauphin
County. Pennsylvania
5. There have been no prior actions of divorce or for annulment between the parties.
6. Neither party is in the military or naval service of the United States or its allies within the
provisions oflhe Soldier's and Sailor's Civil Relief Act of 1940. and its amendments.
COUNT I
REQUEST FOR FAULT DIVORCE UNDER ~3301(a)(6) OF THE DIVORCE CODE
7. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full
8. Defendant has offered such indignities to Plaintiff, who is the innocent and injured spouse. so
as to render Plaintiffs condition intolerable and life burdensome
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9. Plaintiff has been advised that counscling is available pursuant to 93302 of the Divorce Code
and that Plaintiff may have the right to rcquest that the court require the parties to participate
in counseling.
WHEREFORE, Plaintiff respectfully requests that the Court enter a decree of divorce
pursuant to 93301(a)(6) of the Divorce Code.
COUNT II
REQUEST FOR A NO-FAULT DIVORCE UNDER
99330I(c) or 330l(d) OF THE DIVORCE CODE
10. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full.
11. The marriage is irretrievably broken
12. The parties have lived separate and apart since the 5th day of March . 1997.
WHEREFORE, upon timely filing of the appropriate affidavit, Plaintiff respectfully
requests that the Court enter a decree of divorce under 993301(c) or 3301(d) of the Divorce
Code.
COUNT III
REQUEST FOR EQUITABLE DISTRIBUTION OF MARITAL PROPERTY
UNDER 93502 AND APPROVAL AND INCORPORATION OF ANY
PROPERTY SETTLEMENT AGREEMENT INTO THE DIVORCE DECREE
AND ENFORCEMENT THEREOF UNDER 9931 04(a) AND 31 05(a)
OF THE DIVORCE CODE
13. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full
14. During the course of this marriage. Plaintiff and Defendant have acquired marital property
which is subject to equitable distribution pursuant to 93502(a) of the Divorce Code.
15. As of the date of the filing of this Complaint. Plaintifl' and Defendant have been unable to
agree as to the equitable distribution of the aforesaid marital property
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16 In the event that a written settlement agreement is entered with respect to one or more of the
aforementioned matters prior to final disposition of this action, PlaintilT desires that such
written settlement agreement be approved and incorporated into the Divorce Decree by the
Court and enforced by the Court pursuant to ~3105(a) of the Divorce Code.
WHEREFORE, PlaintilT respectfully requests that the Court enter an Order of
equitable distribution of marital property pursuant to ~3502(a) of the Divorce Code. Further.
if a written settlement agreement is entered with respect to one or more of the aforementioned
matters prior to final disposition of this action. PlaintilT res~~ctfully requests that pursuant to
~31OS(a) of the Divorce Code, the Court approve and incorporate such written property
settlement agreement into the Divorce Decree and enforce such written property settlement
agreement and grant such additional relief or remedy as equity and/or justice require.
COUNT IV
REQUEST FOR SHARED LEGAL AND PARTIAL PHYSICAL CUSTODY.
OF MINOR CHILDREN UNDER ~530 I el self. OF THE CUSTODY ACT
17. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full
18. PlaintilTseeks shared legal and partial physical custody of the following children:
Name
Michele Lynn Bergstresser
Amanda Lea Bergstresser
Megan Nicole Bergstresser
Present Residence
121 E Dauphin St. Enola. PA
121 E Dauphin St, Enola, PA
121 E Dauphin St. Enola, PA
Age
15
15
9.
The children were not born out of wedlock The children are presently in the custody of
Defendant, Ruth !\aomi Bergstresser , who resides at 121 E Dauphin Street, Enola .
Cumberland County, Pennsylvania
19 During the past five (5) years. the children have resided with the following persons and at the
following addresses
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
PHILIP L. BERGSTRESSER,
Plaintiff
)
)
)
)
)
)
)
Civil Action - Divorce
v,
No. 97-250 I
RUTH N. BERGSTRESSER.
Defendant
WAIVER OF NOTICE OF INTENTION TO REQUEST
ENTRY OF DIVORCE DECREE UNDER ~3301(c)
I, I consent to the entry ofa final decree in divorce without notice.
2. I understand that I may lose rights concerning alimony. division of property, lawyer's
fees or expenses if I do not claim them before a divorce is granted,
3, I understand that I will not be divorced until a divorce decree is entered by the Court and
that a copy of the decree will be sent to me immediately after it is filed with the
Prothonotary.
VERIFICATION
I verify that the statements made in this affidavit are true and correct. I understand that
false statements herein are made subject to the penalties of 18 Pa.C.S.A. *4904, relating to
unsworn falsification to authorities,
.I.
Dated: ) 'j} ,/(,c1".:
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Danie , Myshin. Esq,
Anomey for Plaintiff
Pa.S.Ct. No. 40366
4800 Lingleslown Road. Suite 305
lIarrisburg. P A 17112-9507
Telephone: 717.541.5451
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
.
PENNSYLVANIA
Philip Lane Bergstresser.
Plaintiff
v.
No. 97-250 I
Ruth Naomi Bergstresser.
Defendant
CIVIL ACTION - DIVORCE
AFFIDA VIT OF SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF ~
)
)
)
ss:
Personally appeared before me. a Notary Public. in and for said Commonwealth and
County, Attorney Daniel M. Myshin, who. being duly sworn according to law. deposes and says
that on the 13th day of May, 1997 a true and correct copy of the above captioned Complaint in
Divorce, Order of Court. and Petition for Accounting, Non-Dissipation of Marital Assets and
Request for Injunctive Relief was served upon Defendant. Ruth Naomi Bergstresser. by the
Cumberland County Sheriff as evidenced by the attached Proof of Service.
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Daniel M Myshin, Es .
NOTARIAL SEAL
PAM E WffiEl.llolary Public
Harllsburg. Dauphin County
lAy Commission Expires DIM:. 15.1997
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deslruction of signilicant marilal assels in the limn of the marital home lilllowing
separation or the parties in March 1(1)7. il is notjuslthat derendant henefit rrom equitahle
division of marital propcrty. 23 l'a.C.S.A. *3502(a)(7).
WHEREFORE. I'laintilT requcsls Ihis I!onorahle Court to enter an ordcr denying
defendant's petition for equilahle distrihution. wilh prejudice,
Res 'ctliIlly suhmilled,
~M;"] ~ 1:,{ ~~o1tw-
Allorncy lilr Plaintiff
l'a.S.Ct. No. 40366
4800 l.inglestOlIl1 Road. Suite 305
I!arrishurg. I' ^ 17112.9507
Telephone: 717.541.5451
CERTIFICATE OF SEHVICE
I. Daniel M, Myshin. Esq.. certiry that on the ~'tlay or Novcmher. 20011 served a true
and correct copy or the ahove document hy United States Mail. lirst elass postage prepaid and
addressed to the following:
Marylou Malas. Esq.
GRIFFIE & ASSOCIATES
200 North Ilanover Streel
Carlisk, I'A 17013
RespectliIlly suhmilled.
])i2~~\ll,~~
I'a. Supreme Court II 40366
4800 I.inglestown Road. Suite 305
Harrishurg, P ^ 17112.9507
Tdephone: 717.541.5451
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
PHILIP L. BERGSTRESSER.
Plaintill'
v.
RUTH N. BERGSTRESSER.
Defendant
No
97-2501
CIVIL ACTION - DIVORCE
NOTICE OF INTENTION TO REQlJEST ENTRY OF *JJOI(d) DECREE
TO RUlli N BERGSTRESSER, defendant pro se
325 Wyoming Avenue
Enola, I' A 17025
You have been sued in an action for divorce You have tailed to answer the complaint or
file a counter-aflidavit to the 3301(d) aflidavit Therefore, on or after the3l~ day of
t1aql''1t.-, 200 I the other party can request the Court to enter a final decree in divorce
If you do not filc with the Prothonotary of the Court an Answer with your signature
notarized or verified or a counter-aflidavil by the above date, the COllrt can enter a final decree in
divorce A counter-aflidavit which you may tile with the Prothonotary of the Court is attached to
this notice
Unless you havc already filed with thc COllrt a written claim for economic rclief, you must
do so by thc abovc date or the Court may grant the divorcc and you will lose forcvcr the rigbtto
ask for economic reli.:f Thc filing of the form counter-aflidavit alonc docs not protect YOllr
economic claims
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT IIAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTII BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
OFFICE OF TilE COURT AD\1INISTRATOR
COURTHOUSE, FOURTH FLOOR
CARLISLE, PA 17013
717-2..0-6200
D~,1~;;'1~'^""
Attorney fi.lr Plainti~'
Pa S Ct :\0 ..036b
..SOO Linglestown Road, Suite .105
Ilarrisburg. P:\ 17112-9507
Telephone 717 5..1 q51
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The Master has been advised that the parties
have reached a settlement with respect to all of the
outstanding economic claims in this case. An agreement is
going to be placed on the record in the presence of the
parties. The agreement as placed on the record will be
considered the substantive agreement of the parties not
subject to any changes or modifications except for
correction of typographical errors which may be made during
the transcription. The agreement is going to be
transcribed and then counsel and the parties will be able
to review the agreement for typographical errors, make any
correction of typographical errors as necessary, and then
affix their signatures affirming the terms of settlement as
stated on the record. It is, however, noted that even if
the agreement is not signed by the parties affirming the
terms of settlement, they are bound by the terms of the
agreement when they leave the hearing room today.
The parties were married on March 8, 1977,
and separated March 7, 1997. The parties have four
daughters, three of whom are emancipated and one of whom is
a minor residing with wife.
Upon receipt by the Master of a completed
agreement the Master shall prepare an order vacating his
appointment and counsel can then file a praecipe
transmitting the record to the Court requesting a final
2
decree in divorce. Ms. Matas.
MS. MATAS:
1. Wife and husband represent and warrant to each other
that they will not contract or incur any debts or
liabilities for which the other party or their estate might
be responsible and shall indemnify and save harmless the
other party from any and all claims or demands made against
them by reason of debts or obligations incurred by the
other party.
2. Husband is a participant of the civil Service
Retirement System. Husband and wife acknowledge and agree
that during their marriage, husband acquired certain
entitlements under that pension plan. Wife shall have
prepared a QDRO which shall provide for wife to receive
$250.00 per month at such time as said pension goes into
pay status.
(/\ discussion was held off the record.)
3. Husband will maintain his current life insurance
policy through his Federal Civil Service employment at
twice his current level income effective immediately,
naming Megan Nicole Bergstresser as the beneficiary until
she reaches the age of 21. In addition, husband shall
cooperate with and sign any documents necessary so that
wife can purchase a private life insurance policy on
husband's life at her expense. It is understood between
the parties that to the extent husband chooses to obtain
additional life insurance above the prescribed limit for
the benefit of his daughter Megan, husband is free to do so
and can name any additional or alternative beneficiaries to
the extent not inconsistent with this paragraph. Husband
is further permitted to remove wife as a named beneficiary
from the policy.
4. Husband shall as of June 1, 2002, and for a three year
period thereafter terminating fully, finally, and forever
and without recourse on May 31, 2005, pay to wife the sum
of $420.00 per month. This $420.00 per month represents
alimony, shall be designated as such and shall be
nonmodifiable under any circumstances. The parties further
acknowledge and agree that in the event husband defaults
with respect to the obligations incurred by reason of this
paragraph, wife shall have the right to seek payment and
enforcement through the Cumberland County Domestic
Relations Office or in the alternative by way of
3
enforcement of this agreement. The parties agree that this
obligation will terminate only upon the death of either
party and will not terminate upon wife's cohabitation or
marriage.
5. Neither party has incurred any debt or financial
obligation which creates an obligation on the other party's
part. In the event any such debt exists, the party
contracting for such debt shall be solely and exclusively
responsible for the payment of such debt and shall
indemnify and hold harmless the other party from any
demands for payment or collection activity of any nature
relative to any such debt.
6. The parties have agreed to a division of their
personal property to their mutual satisfaction including
their personal effects, household furniture, furnishings,
appliances, and all other articles of personal property,
including automobiles, which have heretofore been used in
common and neither will make any claim to any such items
which are in the possession of or under the control of the
other party.
7. Husband shall agree to pay health insurance benefits
for the benefit of his minor daughter Megan through
December 31 of the year Megan reaches 21, 2008. Husband
shall provide verification to wife's counsel that he has
signed the necessary documents naming Megan as the
beneficiary of the policy through his employment as
provided consistent with the terms of this agreement.
8. The parties agree that neither party shall make any
claim of any nature whatsoever concerning any insurance
benefits, retirement benefits, profit sharing accounts, or
other similar accounts or benefits that are available to or
are accruing to either party except as otherwise herein
provided.
9. Wife will agree to sign all documents necessary to
provide husband the income tax exemption for the minor
daughter Megan from the tax year 2002 through tax year 2009
inclusive.
10. This agreement is intended to satisfy and settle all
claims made by either party in these proceedings or
otherwise.
11. Except as herein otherwise provided, each party may
dispose of his or her property in any way and each party
hereby waives and relinquishes any and all rights he or she
4
MR. BERGSTRESSER: Yes.
MR. MYSHIN: Do you understand everything
that has transpired here today?
MR. BERGSTRESSER: Yes.
MR. MYSHIN: Do you understand all of the
rights that you are waiving?
MR. BERGSTRESSER: Yes.
MR. MYSHIN: Do you understand all of the
benefits that you are receiving?
MR. BERGSTRESSER: Yes.
MR. MYSHIN: Do you have any questions
regarding any of the terms or any of the topics that we
have reached here today?
MR. BERGSTRESSER: No.
MR. MYSIN: Are you satisfied that this
agreement fully and fairly covers all of the issues
regarding the division of property rights with regard to
your interest and Ruth's interest?
MR. BERGSTRESSER: Yes.
I acknowledge that I have read the above
stipulation and agreement, that I understand the terms of
settlement as set forth herein, and that by signing below I
ratify and affirm the agreement previously made and intend
to bind myself to the settlement as a contract obligating
myself to the terms of settlement and subjecting myself to
the methods and procedures of enforcement which may be
6
PJIlLIP LANE BERGS'rRESSER,
P] aintif f
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Vs.
NO. 97 - 2501 CIVIL
HU'I'II NAOMI BERGSTRESSER,
Defendant
IN DIVORCE
RE:
Pre-Hearing Conference Memorandum
DA1'E:
Thursday, February 14, 2002
Present for the Plaintiff, Philip Lane
Bergstresser, is attorney Daniel M. Myshin, and present for
the Defendant, Ruth Naomi Bergstresser, is attorney Marylou
Matas.
This action was commenceu by the filing of a
divorce complaint on May 12, 1997, raising grounds for divorce
of indignities and irretrievable breakdown of the marriage.
The parties will sign affidavits of consent and waivers of
notice of intention to request entry of divorce decree so that
the divorce can be concluded under Section 330l(c) of the
Domestic Relations Code. The complaint also raised the
economic claim of equitable distribution.
On October 24, 2001, the Defendant filed a
claim for equitable distribution on her own behalf. However,
although there has been some discussion regarding a claim for
alimony, no petition or amended complaint or counterclaim has
been filed raising that issue. If alimony is to be asserted
by the Defendant she should file an appropriate pleading
raising that claim within thirty (30) days of today's date.
Husband is 44 years of age and resides at 25
Walnut Street, Carlisle, Pennsylvania, where he lives with a
female friend. He is employed as a programmer with the
Department of Defense and Mr. Myshin has indicated his annual
gross income is $46,500.00. Mr. Myshin will provide us with a
statement of income showing husband's net monthly income at
the conference. Husband has not raised any health issues.
Husband is currently paying an unallocated order for child
support for one child and for wife in the amount of $1,030.00
per month. The parties have four daughters but only one is a
minor receiving support.
wife is 44 years of age and resides at 215
Wyoming Avenue, Enola, Pennsylvania, where she lives with her
daughter Megan. Wife is unemployed and has raised certain
health issues in this case which she claims impair her ability
to obtain gainful employment. She specifically alleges that
she has rheumatoid arthritis. There also appears to be some
impairment with regard to her ability to conduct herself in a
working environment. In order to determine wife's mental and
physical condition, the Master is directing that she provide
at the conference to be held medical information and the
results of a psychiatric evaluation. It is understood that
Mr. Bergstresser has medical insurance coverage for wife so
that the evaluations should be covered for the most part by
the medical insurance coverage. Wife is specifically to seek
the services for evaluation of a rheumatologist and also to be
evaluated by a psychiatrist. If wife does not cooperate in
obtaining the evaluations as directed, the Master will not
consider any complaints or allegations by wife that she is
unable to work and the Master will attribute an earning
capacity to wife without consideration of any mental or
physical conditions. Depending on the way the evaluations are
presented, husband still may be able to assert that wife has
some earning capacity and is not totally disabled. If, in
fact, wife is determined to be disabled for the purpose of
being able to obtain any gainful employment, then her attorney
is going to suggest that she consider filing a claim for
disability. Wife is covered under husband's medical insurance
plan, as note; however, upon divorce wife will have no medical
insurance benefits except those provided through the COBRA
plan through husband's employment. Husband is directed to
determine the costs of those COBRA benefits so that when the
parties are divorced we will know what wife's monthly
obligation will be for health coverage.
With respect to the equitable distribution
claim, we have two assets of specific value that need to be
addressed and distributed, husband's thrift savings plan and
husband's pension with the federal civil service. We have
discussed perhaps using a Qualified Domestic Relations Order
to distribute the pension; perhaps we can do a rollover of
some amount of money from the thrift savings plan to wife. If
wife wants to withdraw monies from the thrift savings plan she
can do so at her own discretion. Perhaps because of her
condition physically and emotionally, she would not be
penalized with a withdrawal before a normal retirement age.
There are certain marital debts which husband
has had discharged through bankruptcy but he is making
arrangements for payment through a Chapter l3 plan. Wife may
be obligated on the debts as a result of her not joining in
the bankruptcy but essentially wife is judgment proof so that
the creditors would not have any prospect of collecting any of
the funds from wife.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYL VANIA '
Philip Lane Bergstresser, ) ~ ...,
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Plaintiff ) I
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Ruth Naomi Bergstresser, ) ,111
Defendant ) CIVIL ACTION - DIVORCE .,;
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COMPLAINT IN DIVORCE
1. Plaintiff is Philip Lane Bergstresser, who currently resides at 5151 Irene Drive, Harrisburg,
Dauphin. County, Pennsylvania. since March 1997
2. Defendant is Ruth Naomi Bergstresser, who currently resides at 121 East Dauphin Street.
Enola , Cumberland County, Pennsylvania, since November 1979 .
3. Both parties are sui j1/ris and both panies have been bona fide residents of the Commonwealth
of Pennsylvania for at least six (6) months immediately preceding the filing of this Complaint.
4. Plaintiff and Defendant were married on the 8th day of March, 1977 at Harrisburg, Dauphin
County, Pennsylvania.
5. There have been no prior actions of divorce or for annulment between the panies.
6. Neither party is in the military or naval service of the United States or its allies within the
provisions of the Soldier's and Sailor's Civil Relief Act of 1940, and its amendments.
COUNT!
REQUEST FOR FALL T DIVORCE UNDER ~330 l(a)(6) OF THE DIVORCE CODE
7. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full
8 Defendant has olTered such indignities to Plaintiff, who is the innocent and injured spouse, so
as to render Plaintiffs condition intolerable and life burdensome
lkfg.'tr~"'cr DI\,lr..:e C,m'pIJLnI
~I.I\ t), I'J'F
-1
9. Plaintiff has been advised that counscling is availablc pursuant to ~3302 of the Divorce Code
and that PlaintilT may have the right to request that the court require the parties to panicipate
in counseling.
WHEREFORE, Plaintiff respectfully requests that the Court enter a decree of divorce
pursuant to s3301(a)(6) of the Divorce Code.
COUNT II
REQUEST FOR A KO-F AUL T DIVORCE UNDER
SS3301(c) or 3301(d) OF THE DIVORCE CODE
10. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full.
II. The marriage is irretrievably broken.
12. The parties have lived separate and apart since the 5th day of March ,1997.
WHEREFORE, upon timely filing of the appropriate affidavit, Plaintiff respectfully
requests that the Court enter a decree of divorce under ss3301(c) or DOI(d) of the Divorce
Code.
COUNT 1II
REQUEST FOR EQUITABLE DISTRIBUTION OF MARlT AL PROPERTY
UNDER 93502 AND APPROVAL AND INCORPORATION OF ANY
PROPERTY SETTLEMENT AGREEMENT INTO THE DIVORCE DECREE
AND ENFORCEMENT THEREOF UNDER Ss3104(a) AND 3105(a)
OF THE DIVORCE CODE
13. The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full
14 During the course of this marriage, Plaintiff and Defendant have acquired marital property
which is subject to equitable distribution pursuant to s3502(a) of the Divorce Code
15. As of the date of the filing of this Complaint, Plaintiff and Defendant have been unable to
agree as to the equitable distribution of the aforesaid marital property
B"'fg~1h.""''T nl' 'Ir~-..: ("lnrl.ulIl
\IJ\ ') 199;
5
v,
1..~).{)i::V -
: IN TilE COURT OF COMMON PLEAS OF L 'V
: CUMBERLAND COUNTY. PENNSYLVANIA
: CIVIL ACTION - LAW
PHILIP L. BERGSTRESSER,
Plaintiff
RUTH N, BERGSTRESSER,
Defendant
: NO, 97-2501 CIVIL TERM
: IN DIVORCE
INVENTORY AND AI'PRAISI\1ENT
OF DEFENDANT. RUT" N. BERGSTlH:SSER
Ruth N, Bergstresser, Defcndanl, filcs this inventory of all propcrty owned or possessed
by either party at the time this action was commenccd and all propcrty transferrcd within the
preceding three years,
Ruth N, Bergstresser, Defendant, vcrifies that thc statemcnts madc in this inventory are
truc and corrcct. Defendant further undcrstands that false statements herein are made subject to
the penalties of 18 Pa.C.S, Section 4904 relating to unsworn falsification to authorities,
, /}
ASSETS OF PARTIES
Ruth N, Bergstresser, Defendant, marks on the list bclow those ilems applieable to the
case at bar and itemizes the asscts on the following pages.
(X) I.
(X) 2,
( ) 3,
( ) 4,
( ) 5,
( ) 6,
( ) 7,
( ) 8,
( ) 9,
( ) 10,
( ) II.
( ) 12,
( ) 13,
( ) 14,
( ) 15,
16.
Real property
Motor vehicles
Stocks, bond, sccurities and options
Certificates of deposit
Checking accounts, ca,h
Savings accounts, money market and savings certificates
Contents of safe deposit boxes
Trusts
Life insurancc policies (indicate face value, cash surrendcr value and
current bcncficiarics)
Annuitics
Gifts
Inheritanccs
Patents, copyrights, invcntion, royaltics
Pcrsonal propcrty outside thc home
Business (list all Oll'ncrs, including pcrccntagc of ownership, and
offker/dircctor positions held by a party with company)
Employment tcrmination hcnctils-scYCrancc P,IY, workcr's compcnsation
c1aim.1aw,lrd
MARITAL PROPERTY
Item Description of Property Name of all Value
No. Owners
I. 121 East Dauphin Street Joint Foreclosed
Enola, PA 17025
2a. Chevy Impala Joint $ 300,00
2b, Chrysler LaBaron Joint $ -
2e, Chevy Suburban Joint $ 12,600,00
2d, Corsair Camper Joint $ 8,995.00
19a, Thrift Savings Plan Husband $ 33,750,63
19b, Civil Service Retirement Pension Husband unknown
25a. Sofa, Loveseat, Armchair Joint $ 500,00
25b, TV Joint S 200,00
25c, computer Joint $ 200,00
25d, encyclopedias Joint S 500,00
25e, Great Books Joint $ 500,00
25f. refrigerator Joint S 300,00
25g, washer/dryer Joint S 100,00
25h, end tables Joint S 100,00
25j, wall unit Joint S 100,00
25k. TV/VCR Joint S -
251. Lawn mower Joint $ 100,00
25m, tools Joint S 100.00
MARITAL DEBTS
Item # Item Owner Value
I. Mortgage with Blue Ball National Bank Joint $
Sa, Providian Web card Joint $ 4,884.79
5b, Members I st Federal Credit Union Joint S 5,249,00
Account # 21361-20
5c, Members 1st Federal Credit Union Joint $ 2,350,21
Account # 21361-21
5d, MBNA Joint S 4,161.00
5e, Corestates Bank Joint S 2,099,55
VII. PENSIONS
As reflcctcd in the attached Exhibits. Husband had, at the time of separation a Thrift
Savings Plan and participated in a defined benefit pcnsion plan, Wife does not contribute to or
participate in any pension or rctircment plans, As it would appcar the cash sum duc from
Husband to Wife for her intcrcst in equitable distribution would be of such an amount that it will
be impossible for Husband to provide an immediate offsct relativc to his pension, a Qualified
Domestic Relations Order will nced to be implemcnted relative to Wife receiving her share of
the Civil Service Rctiremcnt Systcm pension plan,
VIII. COUNSEL FEES
Both parties have rctained counsel throughout these proceedings, Wifc does not havc
sufficient incomc to pay counscl fees and her attorncy has accepted this case on a pro bono basis,
IX. PERSONAL PROPERTY
Wife's position is that each party will retain whatever personal property they have in
their possession. Husband and Wife separated thcir property at the time of separation. There
has been no request that any items of pcrsonal property be returned,
X. MARITAL DEBT
Husband filed for bankruptcy during the timc of the parties' separation and all marital
debt has been discharged to Wifc's knowledge, Furthennore, thc marital residcnce and the dcbt
related thereto has becn disposcd of through foreclosurc proccedings,
XI. PROPOSED RESOLUTION OF ECO:'llOi\lIC ISSUES
Wifc's income at this timc is hased solcly on the child support and spousal support she
receives. Wife's medical condition, which she has suffered from her cntirc lifc prcvcnts hcr from
m.lintaining cmploymcnt. Wifc has allcmptco a wide array of jobs, but because of her mcdical
condition and particularly her cmotional instability, she has bcen unable to maintain these
various jobs, Her income has bcen scverely limited and shc has principally becn living off of
borrowcd funds and limitcd support she rcceives, Wifc has not sought medical serviccs since the
timc of separation, but now that Husband has reinstated his insurance coverage of her through
his employment, Wife intends to seek mcdical trcatment and an opinion of hcr employment
capabilities, Wife also is considering sceking social sccurity disability benefits,
On the other hand, Husband has bccn able to continue in his prcsentlifestyle and will be
ablc to maintain his employment. His income will likely increase continuously and hc will be
ablc to realizc additional financial gain. Wife's future, on thc other hand, is limitcd to the
Under the circumstanccs, it is clear that Wife should be awarded lifetime alimony and
bcnefit she rcceives from spousal and child support,
receive equitablc distribution in the form of a Qualified Domestic Relations Order (QDRO)
rclative to Husband's Civil Service retirement pension and possibly his thrift savings plan,
Respectfully submitted,
.
II t. r,,, )
Maryl M tas, Esquire
Attorney/or Defelldalll
GRIFFIE & ASSOCIATES
200 North Hanover Street
Carlisle, P A 17013
(717) 243-5551
(800) 347.5552
_d
.: _:~~ ~,
Conrad \1 Slef~l, F S,:),
Hm~ \1 LClltt:r.lt. FS.'"
Bna.nS Smn,FSA
Clyde E Gin~nch. F S A
E.ul L ~Iunvnert. \1\..\\
Rohen J Dol~ "S "
DJ~td F Surhn~. 0\ S.-\
Rob:11 J \1"_ZlL. F 5 ...
()Jlldll KlILc\...FS-\
Jdfre\ 5 \l)ers. FS-\
ThOlTU.S L ZHnmCrm.ul. F SA
GICM'\ Hafer,FSA.
l\evlO A. Erb. F.S.A
Fr.:mk S. Rhodes. F S.A. ,\CA,S
HOII~ A. Ron. F.5..-\
Charles B Fnedlandcr. F S..-\.
lohn W, Jcffre). A.SA
Deni~ M. Patin. F.S.A
Thom.u W Rene. A.S.A
hnel ~l uymeincr. CESS
\larL A Bonsall. AS.A.
lon~th3n 0 Cr.1mcr. .-\.$..\
John D \:ug'o.-\S....
Conrad NL Siegel, Inc,
Actuaries/Benefit Consultants
;01 Corporate Circle. PO 80\ ;000. HJfTlshurg. PA 17110,QClOO
Puo'\c(717) 65~.56~3. F\\ .iPI ~"'O.9106. ww\\' cms.lleneli!~ com
January 8, 2001
Daniel M, Myshin, Esquire
4800 Linglestown Road, Suite 305
Harrisburg, PA 1i112-9507
Re: Philip L. Bergstresser
Dear Mr, Myshin:
You provided me with the following information concerning Philip L, Bergstresser:
1. Date of birth - June 18, 195i,
2. Date married - March 8, 19ii,
3, Date hired - January 5, 1979.
4, Date separated - March 5, 1997,
5. High three,year average pay as of March 5, 199i - $42,364 per year.
6, Data regarding ~ir, Bergstresser's status under the Thrift Savings Plan
(TSPl as follows:
a, Account Balance @ February 28, 199. $12,59l
b, Account Balance @ November 1, 19903 $10,030
c. Transactions l,4i2
d, Earnings 1,562
e. Account Balance@ApriI 30, 199i 13,064
f. Transactions -9,58i
" Earnings l,9i9
O'
h. Account Balance @ OctobE'r 31. 199. 5,456
I. Transactions 1,100
J. Earnings 1,311
k. Account Balance @ April 30, 1998 7,867
l. Transactions 1,540
m. Earmngs 14
n. Account Balance @ October 31, 199E 9,421
o. Transactions l,430
p. Earnings 2,200
'1. Account BalancE' @ Aprtl :30. 19~J9 13,051
EXIIIlIlT ",\"
,-""j Conrad ~l. Siegel. ll1e.
Daniel !II, l\lyshin, Esquire
January 8, 2001
Page 2
r, Transactions 1,430
s, Earnings 394
t. Account Balance@ October 31. 1999 1-1,875
u. Transactions 1,430
v, Earnings 1,089
w. Account Balance @ April 30, 2000 17,394
x. Transactions 2,302
y, Earnings -216
z. Account Balance @ October 31, 2000 19,480
Currently, Philip L, Bergstresser is 44 years of age (age nearest birthday),
Ci\i! Service Retirement System
The Civil Service Retirement System (CSRS) is a defined benefit pension plan, The figure that
is marital property for divorce purposes with respect to the defined benefit pension plan is the
present value of the pension earned during the marriage.
The pension benefit provided by the Civil Service Retirement System is based upon the high
three-year average earnings and the years of service, An employee may retire after attaining
age 55 and completing 30 years of service. Philip 1. Bergstresser was 21 years of age on the
date of hire and therefore, he "ill be eligible to retire at age 55. If his employment is
terminated before age 55, his pension would start at age 62,
Based upon the data pre\ious1y described, 1 determined that Philip 1. Bergstresser had
accrued a monthly pension as of the date of separation of Sl,150, Since this entire benefit was
earned during the marriage, there is no need to multiply by a "coverture fraction.'
While Philip 1. Bergstresser is covered under the Civil Service Retirement System, he is not
covered for Social Security benefits. In accordance with the Cornbleth vs, Cornbleth decision,
it is necessary to calculate what his Social Security benefit woula have been if he had been
covered for this benefit. On the basis of the earnings information pre\iously indicated and
assuming the previous earnings increased in accordance with the increase in the e.s. average
salaries and taking into account an appropriate coverture fraction. the estimated Social
Security benefit attributable to the marriage to start at age 62 is $659 per month for
retirement at age 55. and S527 per month for retirement at age 62. For retirement at age 65.
the estimated Social Secunty benefit attnbutable to the marriage is S610.
The following table shows the present \'a!ue of the pension earned during the marriage:
-,-,,",j Conrad ~I. Siegel. Inc,
Daniel :'II. l\lyshin. Esquire
January 8. 2001
Page 3
Retirement
Ae:e
CSRS
Present Value of Benefits
Earned Durine: Marriaee
Social
Security
55
62
65
$106,501
53,874
39,095
$30,872
24,688
20.737
Net.
875,629
29,186
18.358
If Philip L. Bergstresser continues to work, he will be eligible to retire at age 55, Ifhis
employment is terminated before age 55, his pension would start at age 62. Therefore, I
calculated the present value for retirement at ages 55, 62 and 65,
The Social Security benefit and the pension benefit provided by the Civil Service Retirement
System are indexed. What this means is that each year the benefit increases in accordance
with the Consumer Price Index. The above figures are based on the assumption that the
Consumer Price Index would increase at the rate of 3,25% per year, The Consumer Price
Index increased on the average at the rate of 5.17% per year over the last 30 years, 4,24% per
year over the last 20 years and 3.00% per year over the last 10 years,
The present value computations have been based upon the assumptions promulgated by the
Pension Benefit Guaranty Corporation for annuity valuations, The interest rate is 6,7% per
year for 20 years followed by 6.25'k- per year. The mortality is in accordance with the 1983
Group _-\nnuity Mortality Table for males.
In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Corporation are
appropriate for the purpose of determining the present values,
Thrift Savine:s Plan ITSPI
The Thrift Sa\ings Plan is a defined contribution pension plan, The figure that this marital
properly for divorce purposes With respect to a defined contribution pension plan is the
account balance on the date of separatIOn accumulated with investment earnings only from the
date of separation unttl the current date,
I asmmed that the account balance on the date of separation amounted to 812,591. Actually.
this is the account balance as of a date eight days earlier. or as of February 28, 1997.
Based upon the data prevIOusly deSCribed, I determined the rate of investment return for each
SIX month period from i\'O\'('mber 1. 1996, until October 31. 2000. Then, I accumulated the
figure of S 12.591 With these In\'l'stnwnt rates only. This provides for an accumulated amount
as ot October 31. 2000, of 826,:l58.
maintcnancc and allowcd thc homc to hc dcl:lccd signilicantly dccrcasing
thc homc's valuc, Wifc also 1:liled to pay thc mortgagc, rcal estatc taxcs
and utilities allowing thc loan to lapse into dcrault whcrcupon thc bank
forcclosed, Fair markct val::c or thc rcal cstate is as follows:
a) Valuc as of thc datc of scparation 566,000,00.
b) Valuc as or thc dotc wirc surrendcrcd posscssion duc to damagc
caused by her 543.500.00.
c) Valuc as ofthc mastcr's hearing 545,000.00.
ii) Chcvrolet Impala rormcrly in posscssion of wire, valucd at 5300.00 at
scparation, \\'irc 1:lilcd to maintain \'chiclc, allowing it to rust and
deteriorate to a valuc or 51 00.00 when sold ror junk in 1998. Nct procccds
to husband,
iii) Chrysler LcBaron formcrly in posscssion of wirc, valucd at 5900.00 at
separation. Wifc railed to maintain \'chiclc, allowing it to rust and
deterioratc to no \'aluc \\hcn thc \'chiclc \\'as junkcd for 535.00 in 1997.
iv) Chc\'rolcl Suburban formcrly in posscssion of 11l1sband, valucd at
$12,600,00 at separation, Husband sold vehiclc to ,cducc dcbts in 1997
for $7.500.00.
Rcmaininl! balance duc discharged by husband's
bankntptcy,
v) Corsair campcr formerly in posscssion or husband, valued at 58,995,00 at
scparation. Thc campa \\as rcposscssed in 1998, Remaining balance due
dischargcd by husband's bankruptcy.
...~ Ikf~'ilIC~'CI I'rc-trI,11 ~I;llcrncnl
l;mu.lf\" :Q01:
,
.
a) ~Iorlgag~ tollluc Ball Nalional Bank as morc tillly s~tltlrth in answ~r to4(cl:
b) Mcmbcrs Firsl TSI' loan as mor~ lillly s~1 forth in answ~r 10 4(c):
c) ...kmh~rs first FeU installmcmloan as mor~ fully s~t forth in answ~r to 4(c):
dj \\'chcard VISA :J4~2lJ-~~(JU.(JII')-371(J d~bt as 11l0r~ fully s~lltJrth in answ~r 10
4(c):
c) MBNA Am~ric;l #431 ~-(J246.')4(JlJ-283(J d~hl as mor~ fully s~t Itlrlh in answcr to
4(c):
t) Wachovia VISA #4118-1601-5122-805(, d~hl as nlllrc lillly s~t torth in ansllcr In
4(c):
g) K~mpcr #syp-~ llJ-41 S auto and IlLlm~ insural1l:~ d~hl as mor~ fully s~t forth in
answ~r III 4( c l:
h) Bankruptcy paym~nts as mor~ tillly s~l forth in answ~r t041dl.
II. Plaintiff submits the followin~ proposed resolution of economic issues:
a) To plaintiff:
Husband rcquests that any award of tcmporary or pcrman~nt alimony III wife bc r~duccd
by the $22,500.00 loss of value in thc marital home proximately causcd hy wifc's
ddib~rate and intentionalwast~ of a marital asset, namely, the marital home. Husband
also requests that he receive a lilrlher credit of $ 1,500.00 rcpresenting improl'ements to
the marital home made by husband during his p~ri"d of posscssion h~tllccn ...larch 13,
2000 and ...Iay lJ, ~OOO. Husband furth~r rcquests that any award of temporary or
pcrmancnt alimony to wife be rcduccd hy SI~.OOO.OO duc to wifc's failurc to pay lhc
mortgage while sh~ maintaincd ~xclusil'~ poss~ssion of th~ marital h(lm~ from \ larch
19lJ7 to \larch ~ooo. llusb'lOd tilrth~r r,'qucsts that any allard llftcmp,'rary or p~rman~1ll
'l~ Ih:rl' )lrl'~,,'r I'r~-tr 1.11 ,[.11,11\,'1\1
:.11111.11\ ~ :II\'~
h
~~
MARK HECKlvlAN REAL ESTATi.: API'liA!St:i1S
..__.._---~----~-~-_._--------------
t 309 BRIDGE STREET. NEW CUMBERLANO, PENNSYLVANIA 17070
,717,774'7202
June 12, ;~OOO
Mr, Daniel M. Myshin, Esq.
4800 Linglestown Road, Suite 305
Harrisburg, PA 17112-9507
RE: 121 E. Dauphin street, Enola, PA
Your Client: Mr, Philip Bergstresser
Dear Mr. Myshin:
Enclosed are two appraisal reports for the above-captioned
I?roperty owned by Mr. Phi lip Bergstresser. The Ii l'st report
lS dated March 5, 1997, and has an estimated market value of
$66,000. This value was arrived at after careful review of
comparable sales in the market area Which had sold at that
time, and I believe my value is well supported. I assumed
that the condition of the property at that time was somewhat
better than average due to the recently installed vinyl
sidin9 and roof. Appropriate adjustments have been made for
any dlfferences between the subject and the comparable sales.
The second report has an effective date of May 0, 2000, and
an estimated market value of $45,000. This valae is based on
my review of the best comparable sales I could tind which
were in a similar fair-to-poor condition as the subject at
the time of my inspection.
You also requested that I provide you with a value for the
property at the time Mr. Bergstresser resumed possession
which was March 13, 2000. At that time the property was in
even worse condition than when I did my inspection on May 9,
2000 since Mr. Bergstresser has been performing some repairs
and cleanup since the March 13 date. I ~ould estimate that
the value as of March 13, 2000, is $43,500. Mr. Bergstresser
improvements resulted in an increase of $1,500.
Finally you requested that I provide a value as of November
22, 1999. It is my opinion that the value as of that date
would also be $43,500 since the property would not have
increased or decreased in value due to its poor state of
repair.
It is interesting to note that I have used the same property
on both appraisal reports. 10 Adams Street had sold on
September 11, 199fl for $64,500. It sold again 011 December
17, 1999 for $51,500.
.
~h~r\f, ~t.r':I<MMj REAL E3T,\~E ..i=or..'\::,(~:J
':.!j'l,ltlllpt1n1"
I
APPRAISAL OF
;"jG'..:: ;;':'I,I;~1 :.:cc;..c;;'l.
LOCATED AT:
~21 :: :al.:~"n 5::ee~
E~\CI] =:. ';"0::
FOR:
Sanlel 'I. ,'..lys~'l;t~, =~~
BORROWER:
at!~;~:re~~er, PhiLp L
ASOF:
'Jar:"l:. '997'
BY:
\1arl<,'N Hecll.rran
'3A.CCC€€6-L
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STATEMENT OF LIMITI~~G CONDITIONZ AND APPRAISER':; CERilFICAilON
CONTINGENT ANO LIMITING CONDITIONS:
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IN~'C~TE: V'\:"l;E 8V S~:..~S CO"'''~RI~C'' APP"'::~Crl
. IN:;,CA'rE:: V~:..:";E Blli',CO'-lE APPi:;::AC"" .;:''--;.. ;;'_: ~.l'*,~ VJ"f' =.." 1
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ADOENDUM
eaIl(M~f' !!crJltrcl-'_"'~~':_~'P__
P~c~~rt'fACI1~IlU 1.:_'_~ ::3~E'2'!,_!:~!~l'l
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Condition of Improvements
r;o ur.uSU.ll o!l:~rnallnacequilc,(>'5 .....o,~ ob~e"'ed ,lIlCfilg+;, ~ua.II,,.lfamo nol,.;'5~ .-.r,.cn t".J.\ t1a\J l:UI ~il.~I(J"Jnce .1nc:l rl!tl.us
~eeded as folio......, ,;ommorJa lea...!l, no t'i!JI ,n c<):~rocm 'H~'JlHnl r.ci~s.n ....<loIs Wl:r:::-,en ,;~C'": ,OJ ~~.:;m.l~~'J ~"Vltl : :"IferJ,
('llt',er carpellnQ or fJr.lsnlng of 'f.OOll noc~'S ;ulte', and 1::0.....,'00'.115 r,eed 10::1!' 'l!P.)ce~ trt Ie ';:lof,cr Jr"J ~)(ten;:r tlOed
tn:n '1fteOS j:ld,nlIOQ, se',elal ph.mlb,n~ leallS, 1:':~llcr ','.(111, ar.c Ct I r'9' need palnll(1()
Final Reconciliation
i~,s acp.a:sOJI :1~$~mes a :easorJ,cle :T1l1rkl!:;rg I::OHlod ICI :he ~utl~':t CI:".:Cl!rly 0: !:l;f monlt":s 7~f: 3.l,tlS CJ'np.lrIs:::n
),r::Il'iS,S 'el1l!C~$ '&cer:1 JC~i'Jlt'llr. :~.e mJt~et :1.']::&:1r:.s ;il\lf'n ~t1a :l;C$1 ...P.:;r.t 7hl! I'1COMo; i10crcacn ,'j ,r,aocrOOlale
Cl!:3li$f: fl!'N slr~le famllv hCt.ses .lfe ~~r.t<!d In ~,-I!\ ,.",)....O!l :n Vl~W cf l:1e a~e 0: lr:esernprOIt'~I!I1:S tne :::1'$: a::::103Cn
canrol te ccnSldell!d an JCClifote :n::::IC;:).:::~ r.1'I,NH~
~ "~"'r.." "'..:. .
;..'1; '::;.:O;jI<O
DEFINITION OF MARKET VALUE: T~'l :.-:;~! .,~ollatte plr.u"hLC:\ J pI:.,er~! ~~,t;l;o.l :",~J In d !;CHll;l1!1~,..1l a~,o.l c.,en :"'",Jr~QI
\.o~rJer illl :::rdl:lcr;~ 'eQu,~;I:tl te lr.;,r"jl'! :r.l! tu,'H In:1 ~t!liel, ':Dcn olC:If1g ::Tl~'lI1!:1 ~r':"'I~'JI~.)r.'1 .j'l:! ')ll'J~lnJ :hll pllce 11 f1cl
a,'ecled O'f unJult .llmt;LU~ ~pll.;.ln :~11'. iJ~~'rlll:n t~ H~lt c::n:;J!'1mJ:IIJIl:! a 'iJL'l J\ ':! J :::~C.ti~J ":Jr~ 3nj:M f::J::;,~) 'J! !:lle I~:lm
sailH 10 ::U~!I IonO:::er c:/nc:llon1 "'~'!'~':;! ~ 1, Ou,H Jr'lJ :;'Ide' ,i'e If::IC.1Il, <nO~iI1''IJ, :;\ eolr f:u'!,fl.l'd 1l11: ,rl~erTM':: or ....1111 :JJI'~t':
Jnd lt3::n a:l:nJ In tth:ll:,:e c~~..'uer: '11:; 0'1<'" :;1l:;1 :r,t!!.,:l, :J; J 'e,lscr.abie ~;me <S ,lilCl/ed I~r e.pCl..~e ,n :hll ;ten r."i1f~ll:, (J) p,JJll"er~r
'. maQe:~ lelm~ oj :<I:111n U S ~o;lJrs :'n terrl\ c' ',nJ"IC',ll :,rrJ:"'j'1mllr:. ::::"'";:::ir 1C'11 'r,eret::, :.rl~ (5, :~,e P'ICIl reOfllSolr11:; Ihe ~,crln..l
c0;1~I;;:ef31Icn '.;:r l~e ;:rop<!r~, ..:.;10 ...:1J1!d~I~l\J ':,/ ;~I!;:J, ar a'n:I,\1 ';n'l:'1Cf1g <;~ ;.;;tl~ .~';~C<!~'iLl;r'I'i' i';;~'e<J t) Jr'lIUM i,,~:;,clolle~ ....Mllf111
53:0
'~dJu:;lr.ilnl..l:) :r,ll c:;:mCJr::l~I~,; 'nu:l ~'l ,~J::e !:r ;CIC:JI:r ::rIl3:',. 'm:inc;l'1:~ ~r hle'l ;:.;r;'H:i :r.. t.c J~I.,;~mp'~,I~ ::.11 'llce:;:;.'f lei
l"':J~l! C:JS:S ",1""Ch 3re 'lC~rT'3,'~ :JJ \l :';f ~elf:''i j~ J ~~'iJI' cllr:.;j,licn 0' JW l~ 1 ~,.Ir'tl' Jr<!J. 'M:;.J ::;~:: jrlj r'!J: If <c~r,lj';::i:;:,i .I~,CS l'li!
1t'lII.H ;13):1 :heslJ ::.;-:;:: in ,'II..JI:, j,; :.l!'J~ !nr.:;,lC::n1 ::Cl!CIJ':r :'~J:'~! l'r,ln~,n] _\:;;:',':.;.,....O;l':.1 '..,n :'l -, l~a ':'; t~,~ ::~::JI1':,le cr:e~n i
:', :::;:mpllliSCM I:;; lin.lnC,nQ t-!~..... ;!!t!.o;:j:!" j T~lr"j :;:~'t'I,..,:rt.!'Cr'lJI ~~~er :":11.. 'c: JI'IJ'.1/ ,r.'/::I..e:;: r>lr:i! cr;C.n'I;'!rJ~,;J~:'.~n "'II
.1C.iJ.!~enl ,r.'::U.j :'1:;:: Cot '::J,;~,j;'JI'J:: ,n J mo;J~eJr:~.l jJil.;r !;! .1:I'Jr :0:;:-:;1;' :~~' "l,~';,: r',;:r ::'1:~::;" :~: '~e :~d::i~ ::imO>lrl .':' ",',
J'::I\.~:ll1l!r,1 ~rolJ;d "P~O~i'rl,111J tf',1J M:.r~ ',11 r~J:!':r1 :~ 'r,ll !:rw.,:,~"j :.;r ~:r;:j"~i'::~~ :J:-:': : 1 .~'! ':'~F.l ~",' ~'~':T~,\j"~
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: ~r.<:! J:~'31:'" 1 ~~r:,:I:J'.:~ !~,1' it:o!;~~ 1~ . ',il l:~' -1 ~)I ~~:;.;rl ;I.C't!ct ': ~R.;
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.,~., '\t:;',l~~' .'I'I! ~':';: ~'l ',> '_."';~' '" '':;' '.)'~:~I: ;t j'l;:':;; "Jt~f~ ''')1 \!'.!;' 'l:.~. 'c" ~.~:~~'i ;:':r~'4 :~'~:;I~<::':;r .~<:! :,!'el':l;! ~'..,
;;::trJ5e~ J$';ur;,t!'i l~J: "a.. 'I e;,:; ',;::';l,I~'J ".I'''.'':l'Yi l~ 1 :"N~'c:\l ",;1 1';:: .~r':~r 1:11 ::;r'::-:: :.:.::~' '~,o) ',tie ~-!! :l'::~;ll'~ 3:PV-,<l:':
on :l"e cas... d ,I ~elr'1 wlltHI 1;,';t:C'~;:::1: '::"'1o)~:;~:;
~ irtllp:;'al~l!' ra. :;r:I,r::~':.J ','tl'~'l ,," '~cJ I::~(J ,J. rtCc':'~ ::-:;;"11 Jt~'J~,;'1J,~ :,I'!'~'1....en.. :I':"<:l ,'i,:'C,.oTerl'l ~r.'1:~,<:l -",..1;.,.:;
In:~~Jeu ::l!',:J J::'i;:;: :'"<:: ;tl,,'.:<:!r c:~ :~,.. ~q,"ft ''1 ',::;.:..::': ~'j ~~,.. ~'C:::''''r':~ J- J .n':cl;:,j~: ~; 't1~ ~~:rLl,::~': ':-:'CI-:1~':r' ~t I~ ':,;:1
J T.":e JP::l~JSC' "J:; ~(,,~,:"e: ~rH: ,..-, .1~ 'ti I:::) r-,:;~'i !:";1: J.~ :,:;';1:1.'': :'Il~e FJ'.i~'J' :"'arJerc'I'.1Jn<11enl~~~~':";~:"C'1 ior ;;ll1e..1ilU
1::utCE!:;, ,lnJ r,Jl :1;;f,!'-Jn :re ':~p(j,:J, ~"l~crf ,~~.;lr,e. :r,,, ~u::l:..:l ';lito) I~;CCJ.':'J 11 In ~.;'":.:t!:: ::r;;:;;:~, FccJ ~ci:,j!J ":~J EecJ~~l: I~e
at;:rai,;et 'S f'<Jt ;].;...r/e~cr :;12 Ct :1e r:~J.~:: rc :}' ;...~ }R:e:c:. ~.r.r"o;: ;f!":;1 ':.: .egdf:,.; ::-,,. ;~!c'm'r.]1:;:~
.: 7re r)p;r::;;:;e',~!11 ":';: j.t' '~:i.,~:-. ~r J:;tJI 'Il ;~c~: :;o!CJ~:1 r,~:1 ".,,:; -.J~~:'rl 1;;:;r,l :J, '.;1 ':"~ :,_:;~(., n ;~t:;'I';~ ~I ,~:;.. ;:.~':!,;
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€ '~6 J::~rJi;e~ r<ls n~t~J In ~~"l ;;.c;:r:3I':;31 reC::'1 Jr,/ .l:v'!f,.! <;::;",:;1':''::1'1, L:!", .1; 1ell.1e'1 t...cars. .1 ":';(':.':;<1t (;f; 'r.. ef-=~enCd~' f1J;J1J:,;:;
...a~:es I:ALC ~:.Jll..tJ:-:C&S r!t: :.;;::a'\r!~ ;:v;~,.,; !~I.J 'rbCe::.:';1 d :...e ;:i::::e:: ~'~O.;'I/ :r l~::i:~..:~ ~~e t"':J~e JI;.)'.; :1 C~1i1~ t~,e ~:.;r~~jl
'l!:;uJr:r. Ir.,'~lye1 f1 ;;e~l;;r~.r; :":e ::i;:rj.:;ll c."T'l t!,: j:r..r"::;1 ;rJtl'lJ :f1lril l:::!il,~~1 tr!:l~rl .~.. .1:trJl~ar ~J:; r~ ~'~C,'''3~(je ;1 JT! :",,<.l~'.l,1
::r 'Jr;J::~JrH.t c::lr,::I:lon:;:J1 tt'e :;:f-::;..,fti:r ~'LF.r;~ ':.'n,,'r;r'rll!.,:a, ;cf'c!:~'.~, r::"~,JI"'; :"'11 :Jr':.'~'1~c!: :l'~;:J~ir.l.l...; "'Js:e:: t::li:
s..03Iar.ces. dIe 'i IhJI NO..:.: f':'lj~,; :~d t::.;:::rt,' '~cr':l :: ,,..;; ..JIJJ:;,1'l J"'': !"::''i J::;...rr..,j :~,JI :ri:"~ 3r~ <'.c :;.:~ ~c~:j,~ C1e,:; ::;r: F.:J~es '''~
;:.J,,~::Inl~tlS 'Jr lIJr',Jn['e$ (nt'o;~;:1 ;;"::~''''J '':l'prll"'':} l~e ,:::rClI''C'" :.;1 :~.. :;I<;::;c"\" ,~" Jt:;"J.:e' ,~.II '1:;1~" ...~tC'1:';,t,e ':;1 Jny ;~,;-,
:;:Jno:!,:ns :f1a::c H::;::r ':r ,Hh o!~,gwe~!;n;:' '..!'i:'~] '~..1~ 'rlhj~~:a ~e:l'~'.~-::~:: j S::;,,.., ...-,!'~,... ,_<.::l ;:,rJII'.;IiS .:~I:: et'CJll~..I~t:i
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::';1Side'; ,0 ce 'e'IJ~:e ara ttl!:':l',es :re~:~ co! :':..ie J":J :eftll:t ~"a 3c;)rJISe' .:;as ,:';1 ~::..I~l! .t!SCOrl~,o,::'\, lar :ril ,)::VJ:;~ 01 ;w~e
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re:iWS, Cf ~.l~r a:;cns en :t'l! ..i:~~rn::tl:e, .,~.;l ~:rn:.,:!~ ;n ;' 1~t! ,""'::.r:',~"';'e~!.. "'II ::e tt!rt:I~.!J r .1.'.;I.rr j'\;;... "~uo:e,,:
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J~:r,)I~(j1 rfcnl (,r~l..a,r J C:nrll;', ; ~ S ,: C~~ 'f"" :' :n:,..I:-, -,ii:Ji! 'Rll .lc.;r J,~er :i ,:ed 1'1 d"lJ ~r :';',:LS.:'; 'JI ~,g:.;.,J, O~,5, J'1,J 'e'e.'F~e~ I)
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APPRAI~ER~ CERTIFICA TIOtl: : i'll '''.V1,:l!~ c'.:I.r~~ _1M .1?,O!U rr;.1
1 : nill'. r'$Il~'cn"iJ IrO) ~1..1'l'l~: :'rl..n.el <if1J ..I'\: "':,11') ;lj.a,~:oj;1 "1I'\,rl'~rTl c! trill'! '<!C~.",: :,l'~; }' ~I..(.o:i: ~~ fT"J-': l,rr"i~r ~1"J :f,~',",Jril
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SUPERVISORY APPRAISER'S CERTIFICATION:
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APPRAISER:
SUPERVISORY APPRAISER (only if requirtld)
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John D. V Jt1=n. A S.\,
ConracllVI. Siegel, Inc.
Actuaries/Benefit Consultants
501 ('orp.,lr;lll' ClTd~. P n. 1I11.\ 5900. IlaTT1\hurg. 11..\ 17110.l)lJOO
PW1'-\: 17171 (15~.56~~ . F\x 1717, 5.t()")10b. W'\W,l'II1~~nl'fIl"iC(l1l1
January 8, 2001
Dnniel M. Myshin, Esquire
,1800 Linglestown Road, Suite 305
Hnrrisburg, PA 17112-9507
Re: Philip L, Bergstresser
Denr l\Ir, l\Iyshin:
You provided me with the following informntion concerning Philip L. Bergstresser:
1. Dnte of birth - June 18, 1957,
2. Dnte married -March 8,1977,
3, Date hired - Janunry 5, 1979,
4, Dnte sepnrnted - Mnrch 5,1997,
5. High three-year nverage pny as of March 5, 1997 - $42,364 per year,
6, Dnta regarding !IIr, Bergstresser's status under the Thrift Snvings Plnn
(TSPl as follows:
a, Account Balnnce @ February 28, 1997 $l2,591
b, Account Ba1nnce @ November I, 1996 $10,030
c, Trnnsactions 1,4 72
d, Enrnings 1,562
e, Account Balance @Apri1 30, 1997 13,064
f, Trnnsnctions -9,587
g, Enrnings 1,979
h. Account Balnnce@ October 31,1997 5,456
1. Trnnsactions 1,100
j, Earnings 1,311
k. Account Balance @ April 30, 1998 7,867
I. Trnnsactions 1.540
m, Enrnings 14
n, Account Balance @ October 31, 1998 9,421
0, Trnnsnctions l,430
p. Enrnings 2,200
q. Account Balance @ April :10. 1999 1:3,051
_~~j COl1rad ~l. Sieg('l, Il1c,
Daniel M. Myshin, Esquire
,January 8, 2001
Page 2
r. Transactions
s, Earnings
t. Account Bnlnnce@ October 31, 1999
u. Transactions
v, Earnings
w, Account Balance @ April 30, 2000
x, Transactions
y, Earnings
z. Account Balance@October31, 2000
1,430
39.1
14,875
1,,130
1,089
17,39-1
2,302
,216
19,480
Currently, Philip 1. Bergstresser is 44 years of age (age nearest birthday).
Civil Service Retirement Svstem
The Ci\'il Service Retirement System (CSRSl is a defined benefit pension plan, The figure that
is marital property for divorce purposes with respect to the defined benefit pension plan is the
present value of the pension earned during the marriage,
The pension benefit provided by the Civil Service Retirement System is based upon the high
three-year average earnings and the years of service. An employee may retire after attaining
age 55 and completing 30 years of service. Philip L. 13ergstresser was 21 years of age on the
date of hire and therefore, he will be eligible to retire at age 55. If his employment is
terminated before age 55, his pension would start at age 62.
Based upon the data previously described, I determined that Philip L. Bergstresser had
accrued a monthly pension as of the date of separation of$I,150. Since this entire benefit was
earned during the marriage, there is no need to multiply by a "coverture fraction,"
While Philip 1. Bergstresser is covered under the Civil Service Retirement System, he is not
covered for Socinl Security benefits. In aceordance with the Cornbleth vs. Cornbleth decision,
it is necessary to calculate what his Social Security benefit would have been if he had been
covered for this benefit. On the basis of the earnings information previously indicated and
assuming the previous earnings increased in accordance with the increase in the U.S. average
salaries and taking into account an appropriate cO\'erture fraction, the estimated Social
Security benefit attributable to the marriage to start at age 62 is $659 per month for
retirement at age 55, and $527 per month for retirement at age 62. For retirement at age 65,
the estimated Social Security benefit attributable to the marriage is $610.
The following table shows the present value of the pension earned during the marriage:
,=:,~ Conrad :-'1. Siegel, Inc.
Daniel!'.!. l\Iyshin, Esquire
,January 8, 2001
Page 3
55
62
65
CSRS
$106,501
53,87,\
39,095
Present Vnlue of Benefits
Earned Durin!! Marrin!!e
Social
Securitv
Net
Retirement
A!!e
$:lO,872
2.1,688
20,737
$75,629
29,186
18,358
If Philip L. Bergstresser continues to work, he will be eligible to retire at age 55, If his
employment is terminated before age 55, his pension would start at age 62. Therefore, I
calculated the present value for retirement at ages 55, 62 and 65,
The Social Security benefit and the pension benefit provided by the Civil Service Retirement
System are indexed, What this means is that each year the benefit increases in accordance
with the Consumer Price Index, The above figures are based on the assumption that the
Consumer Price Index would increase at the rate of 3.25% per year. The Consumer Price
Index increased on the average at the rate of 5,17% per year over the last 30 years, 4,24'70 per
year over the last 20 years and 3,00'70 per year over the last 10 years.
The present value computations have been based upon the assumptions promulgated by the
Pension Benefit Guaranty Corporation for annuity valuations, The interest rate is 6,7'70 per
year for 20 years followed by 6,25~~ per year, The mortality is in accordance with the 1983
Group Annuity Mortality Table for males.
In my opinion, the assumptions promulgated by the Pension Benefit Guaranty Corporation are
appropriate for the purpose of determining the present values.
Thrift Savin!!s Plan ITSP\
The Thrift Savings Plan is a defined contribution pension plan, The figure that this marital
property for divorce purposes with respect to a defined contribution pension plan is the
account balance on the date of separation accumulated with investment earnings only from the
date of separation until the current date,
I assumed that the account balance on the date of separation amounted to $12.591. Actunlly,
this is the account balance as of a date eight days earlier, or as of February 28, 1997.
Based upon the data previously described, I determined the rate of investment return for each
six month period from November 1, 1990. until October :ll, 2000. Then. I accumulated the
figure of S12,591 with these investment rates only. 111is provides for an accumulnted nmount
ns of October :J 1, 2000, of S2G,:J5H.
Joint Marital Debt
Members1st Credit Union #21361-20
joint marital debt 8.218.54 as of 01mar97
Totat payments S (5.249.34)
un aid Balance D S 2.969.20 as of 01a r99
new total
statement dated charges principal inlerest payment
31-Mar-97 S 170.89 S 67.11 S 238.00
30-Apr-97 S 172.29 S 65.71 S 238.00
31-May-97 S 261.10 S 95.90 S 357.00
30-Jun-97 S 175.86 S 62.14 S 238.00
31-Jul-97 S 177.31 S 60.69 S 238.00
31-Aug-97 S 178.77 S 59.23 S 238.00
30,Sep-97 S 180.23 S 57.77 S 238.00
31-0ct-97 S 273.14 S 83.86 S 357.00
30-Nov-97 S 183.96 S 54.04 S 238.00
31-Dec-97 S 185.48 S 52.52 S 238.00
31,Jan-98 S 187.00 S 51.00 S 238.00
28,Feb-98 S 188.54 S 49.46 S 238.00
31-Mar-98 S 190.09 S 47.91 S 238.00
30-Apr-98 S 191.65 S 46.35 S 238.00
31-May-98 S 290.44 S 66.56 S 357.00
30,Jun-98 S 195.62 S 42.38 S 238.00
31-Jul-98 S 197.23 S 40.77 S 238.00
31,Aug-98 S 198.85 S 39.15 S 238.00
30-Sep-98 S 200.49 S 37.51 S 238.00
31-0ct-98 S 303.83 S 53.17 S 357.00
30-Nov-98 S 204.64 S 33.36 S 238.00
31-Dec-98 S 207.44 S 30.56 S 238.00
31-Jan-99 S 206.93 S 31.07 S 238.00
28-Feb-99 S 209.73 S 28.27 S 238.00
31-Mar-99 S 211.45 S 26.55 S 238.00
30-Apr-99 S 106.38 S 12.62 S 119.00
S 5.249.34 S 6.545.00
Joint Marital Debt
Members1st Credit Union #21361-21
Joint marital debt 9,338.62 as of 01 mar97
total payments $(2,350.21)
un aid Balance D $ 6.988.41 as of 09 Se 97
new total
statement dated charaes principal interest pavment
31-Mar-97 $ 307.15 $ 56.85 $ 364.00
30-Apr,97 $ 309.05 S 54.95 $ 364.00
31-May-97 $ 467.13 $ 78.87 S 546.00
30-Jun,97 $ 313.82 S 50,18 $ 364.00
31-Jul,97 $ 315.74 S 48.26 S 364.00
31-Aug-97 $ 317,69 S 46.31 $ 364.00
30-Sep-97 $ 319.63 S 48.97 S 368.60
$ 2,350.21 S 2,734.60
Joint Marital Debt
Providan-WEBCARD #4229330001193710
S 7,566.36 as of 01 mar97
new charges S 2,587.47
interest S 2,715.60
Total payments S (4,884.79)
Un aid Balance Du S 7.984.64 as of 01a r99
total
statement dated new charges principal interest payments
31-Mar.97 S 335.00 S S 115.63 S 720.00
30.Apr-97 S 154.50 S S 86.95 S
31-May,97 S S S 111.73 S 371.44
30-Jun-97 S 208.77 S S 94.53 S 158.56
31-Jul-97 S 98.11 S S 94.98 S 200.00
31-Aug-97 S 60,05 S S 92.03 S 300.00
30-Sep-97 S 238.29 S S 95.98 S 100.00
31-0ct-97 S S S 96.88 S
30.Nov-97 S S S 110.96 S 503.79
31-Dec-97 S 206.12 S S 93.58 S 195,00
31-Jan-98 S 714.05 S S 88.18 S 1,000.00
28.Feb-98 S 388.12 S S 96.97 S
31-Mar.98 S S S 96.82 S 304.00
30-Apr-98 S 40.76 S S 86.32 S 130.00
31-May,98 S 107.70 S S 98.93 S
30-Jun-98 S 18.00 S S 111.79 S
31-Jul.98 S S 140.10 S
31-Aug.98 S S S 136.16 S 200.00
30,Sep-98 S S S 140.10 S
31,Oct-98 S S S 140.10 S 175.50
30-Nov.98 S S S 118.16 S 175.50
31.Dec-98 S S S 122.10 S 175.50
31-Jan.99 S S S 120.26 S 175.50
28-Feb-99 S S S 135.37 S
31-Mar-99 S 18.00 S S 90.99 S
2,587.47 S S 2.715.60 S 4.884.79
Joint Marital Debt
MBNA-AMERICA # 4313024694092830
s 10,113.28 as of 01 mar97
new charges S 1,671.86
interest S 4,880.69
Total payments S (4,161.00)
Un aid Balance Du S 12.504.83 as of 01 apr99
total
statement dated new charges principal interest payments
31-Mar,97 S 135.00 S S 116.39 S 250.00 0
30-Apr-97 S 248.00 S S 149.31 S 400.00
31-May-97 S 27.00 S S 152.24 S 202.00
30-Jun,97 S 55.50 S S 157.29 S 201.00
31.Jul,97 S 100.00 S S 154.19 S 202.00
31-Aug-97 S S S 156.48 S 300.00
30-Sep-97 S 94.77 S S 158.80 S
31-0ct-97 S S S 173.51 S 200.00
30-Nov-97 S S S 155.32 S 409.00
31-Dec,97 S S S 156.59 S 199.00
31-Jan-98 S S S 146.91 S 1.000.00
28-Feb-98 S 904.57 S S 176.04 S
31-Mar-98 S S S 153.71 S 384.00
30-Apr-98 S 107.02 S S 151.38 S
31-May-98 S S S 160.Qt S
30-Jun-98 S S S 169.20 S
31-Jul-98 S S S 169.20 S
31-Aug,98 S S S 367.30 S 200.00
30-Sep-98 S S S 170.00 S
31-0ct-98 S S S 57.00 S 107.00
30-Nov-98 S S S 55.68 S 107.00
31-Dec-98 S S S 78.92 S
31-Jan-99 S S S 214.40 S
28-Feb-99 S S S 198.53 S
31-Mar-99 S S S 201.55 S
30-Apr-99 S S S 222.93 S
30-May-99 S S S 207.99 S
30-Jun-98 S S S 223.82 S
30-Jul-98 S S S 226.00 S
1,671.86 S S 4.161.00
Joint Marital Debt
Corestates Bank # 2000730669 970425
S 8,393.99 as of 01 mar97
new charges S
addU fees S
interest S 1.804.97
Total paymenls S (2,999.55)
un aid Balance Due S 7.19941 as of 01 sep99
lotal
statement dated principal interest payments net balance
OHl.ay-96 S 9.643,00
01-Jun-96 S 127.73 S (72.24) S 199.97 S 9,515.27
01,Jul-96 S 128.69 S (71.28) S 199.97 S 9,386.58
01.Aug,96 S 129.65 S (7032) S 199.97 S 9.256.93
01-Sep-96 S 130.62 S (69.35) S 199.97 S 9.126.31
o 1-0ct.96 S 131.60 S (68.37) S 199.97 S 8.994.71
01-Nov-96 S 132.59 S (67.38) S 199.97 S 8.862.12
01-Dec-96 S 133.58 S (66.39) S 199.97 S 8.728.54
01-Jan-97 S 134.58 S (65.39) S 199.97 S 8.593.96
01-Feb-97 S 135.59 S (64.38) S 199.97 S 8.393.99
31-Mar-97 S 137.09 S (62.88) S 199.97 S 8.256.90
30-Apr-97 $ 138.11 S (61.86) $ 199.97 $8.118.79
31.May-97 $ 139.15 $ (60.82) $ 199.97 S 7.979.64
30-Jun-97 $ 140.19 $ (59.78) $ 199.97 $ 7,83945
31-Jul-97 $ 141.24 $ (58.73) $ 199.97 $ 7,69821
31-Aug-97 S 142.30 $ (57.67) S 199.97 S 7.555.91
30-Sep-97 $ 143.36 S (56.61) S 199.97 S 7.412.55
31-0ct-97 $ 144.44 S (55.53) S 199.97 S 7,268.11
30-Nov-97 S 145.52 S (54.45) $ 199.97 S 7,122.59
31-Dec-97 S 146.61 S (53.36) $ 199.97 $ 6.975.98
31-Jan-98 S 147.71 S (52.26) S 19997 $ 6.828.27
28,Feb-98 $ 148.82 $ (51. t5) $ 199.97 S 6.679.45
31-Mar-98 S 149.93 $ (50.04) S 199.97 $ 6.529.52
30-Apr-98 S 151.05 S (48.92) S 199.97 S 6.378.47
31-May-98 $ 152.19 $ (47.78) S 199.97 S 6,226.28
S (365.82) S 6.592.10
04,Aug-98 S (607.31)
S 2,16771 S (1,804.97) S 2,999.55
.
Joint Marital Debt
Total Debt
total marital debt as of March 1 st,1997
total payments
total new charges
total interest
65.33622
S (31.467.49)
S 5,46712
S 14,910.84
Net tolal marital debt before chap 13 bnkrpty
S 54.246.69
Net Total Marital Debt turned over to Bankruptcy'
S 93.914.87
paid on chap 13 plan
Balance of plan
S
S
5.610.00
6,181.44
. includes House mortgage and 2nd Mortgage
.
i~a
.
BLUE BALL
MORTGAGE ACCOUNT STATEMENT
MAKE CHECKS PAYABLE TO:
Blue Ball National Bank
PO Box 128
Blue Ball P A 17506
Notlono' Bon.
Philip L Bargstresser
Ruth N Bergstresser
121 E Dauphin SI
PO Box 282
Enola P A 17025
LOAN INFORMATION:
Stalement Date 03/1712000
Account Number: 5052220
Current Princi al Balance:. 38 196.47
Current Escrow Balance: 323.46
Interest Rate: 7.875%
Interest Paid Year-to-Date: 253,16
DETAILS OF AMOUNT DUE:
.Thls Is your principal balance only, not the amount required
to pay your loan In full,
Payment Due Date:
Principal Due:
Interest Due:
Escrow Due:
Lata Charge Due:
Past Due Amounts:
T otaJ Amount Due
08101/1999
403.41
230.10
95.49
81,48
6119.53
6930.01
TRANSACTIONS SINCE LAST STATEMENT
Date Descri lion Princi aI Intorll5t Escrow Late Char e Total Paid
02/22/2000 Payment 380,35 253.16 95.49 337,3 1,093,50
02/22/2000 Lower payment 0.00 0.00 0,00 0, 27,17
02/22/2000 Interes1 Rev 0.00 253.16 0.00 O. 253,16
02/22/2000 Late Chg Rev 0.00 0.00 0.00 337.3 337.33
0212212000 Principallnc 380.35 0.00 0,00 0, 380.35
02/2212000 Escrow Remit 0.00 0.00 95.49 O. 95.49
02/22/2000 Payment 380.35 253.16 95.49 O. 729.00
(,2/22/2000 Payment 0,00 0.00 0.00 0.0 364.50
Any activity alter 3117/00 will appear on the neX1 mortgage statament Any questions about your stalement, please call our
Taleservice Department at (717) 354-8100 or (800) 567-2262.
Please Keep the Top Portion lor Your Records
REGULAR LOAN PAYMENT REMnTANCE PORTION
II More Than The Total Due 10 Encloll8d, Please Tell Us How To Apply It.
Cuetomer
Name
Philip L Bergstresser
Due
Date
Total Amount
Due
Additional
Princi aI
Additional
Escrow
08101/1999
6,930.01
.....-...Instruction for Bank Personnel Only.......-.
Plgase Complele the Proper Transaction Form to ColTllCtly Post the Amounts Shown Above.
1",111",1,1,1,11""11,,,"111
I:lLUE BALL NATIONAL BANK
MAIL TELLER
PO BOX 128
BLUE BALL PA 17506
Total Amount Due
6,930.01
Loan Number
5052220
TmnCoda
65
.
:J
BLUE BALL
MORTGAGE ACCOUNT STATEMENT
MAKE CHECKS PAYABLE TO:
Blue Ball National Bank
PO Box 128
Blue Ball PA 17506
:'\I .\ t i (I n ,I I 11.1 11 k
Philip L Bergstresser
Ruth N Bergstresser
Po Box 282
121 E Dauphin St
Enola PA 17025-2408
LOAN INFORMATION:
Statement Date t 0/17/2000
Account Number: 5052220
Current Principal Balance:' 37,428.26
Current Escrow Balance: 213,07-
Interest Rate: 7,875%
Interest Paid Year-to-Date: 751.97
DETAILS OF AMOUNT DUE:
'This is your principal balance only, not the amount required
to pay your loan in full,
Payment Due Date:
Principal Due:
IntfHp.st DlJf~:
Escrow Due:
Late Charge Due:
Pest Due Amounts:
Total Amount Due
10/01/1999
422,31
211.20
95.49
31.68
1 0.036.09
1 0.796.77
TRANSACTIONS SINCE LAST STATEMENT
Date
Description
NO ACTIVITY
Principal
Interest
Escr('w
Late Charge
Total Paid
Any activity after 10/17/00 will appear on the next mortgage statement. Anv questions about your statement, please
call our Teleservice Department at1717) 354-8100 or 1800) 567,2262.
Please Keep the Top Portion for Your Records
REGULAR LOAN PAYMENT REMITTANCE PORTION
11 More Than The Total Due Is Enclosed. Please Tell Us How To Apply It,
Customer
Name
Due
Date
Total Amount
Due
Additional
Principal
Additional
Escrow
Late
Charges
Philip L Bergstresser
10/01/1999
10.796,77
......... .Instruction for Bank Personnel Only..........
Please Complete the Proper Transaction Form to Correctly Post the Amounts Shown Above.
1",111",1,1,1,11,,,,11,,,,,111
BLUE BALL NATIONAL BANK
MAIL TELLER
PO BOX 128
BLUE BALL PA 17506
Total Amount Due
10,796.77
Loan Number
5052220
Trur1 Code
65
PleiJse Return This Portion With Your Check
.
C7'ITED ST,-\ TES BA><hRCPTCY COL'RT R:- - _. , - ~,
FOR THE 7\IIDDLE DISTRICT OF PE:-;><S'r'LVA}II.~Ar, , :
. .
1>< RE PHILIP BERGSTRESSER
'-'''- -
CASE :-;0: 1-99-049~1 ~'::"I -::." ,,;;'''0.'''. 'it; :
.J. !.I..l."l.I_"-".vI 71\.:: .~H.',~~,l
CHAPTER 13 I
OBJECTIO;--j TO PL.-\''\l\' U1R .'_ 92000 i
CO;-;FIR.\IATIO;--j I'\f\ ",.. i
STIPULA TIOt' ,<::'": :,'-.";~~.\.";';:' ':"-"
Debwr(s)
'..
:,~\J.:v~erx
A:-;D :-lOW this day ofFebmary, 2000. the Dcbtor(s) and Charlcs 1. DcHart III. t ding
Chapter 13 Tmstce, do hereby stipulatc that the Debtor(sl elect the following optlon(s) in satlstaction of the
Tmstee's Objection to Plan Confirmation tiled in the abo\'e-reierenced .:as.:: (all options CIrcled apply).
A. Immediatc conversion to Chapter 7 upon the filing of this Stipulation. DEBTOR(S) :\ICST
SIGN nlls STlPliLA TIO:\' TO EFFECTL'A TE THE CO:\\ "ERSIOi'i A:-iD PAY 515,00 FEE
,-\ T CLERK'S OFFICE.
B. Immediate voluntary dismissal of the Chapter 13 .:ase upon filing of this Stipulation.
DEBTOR(S) MUST SIGi'i THIS STIPULA TlO:\' TO EFFECTL',-\ TE THE VOLUNTARY
D1S;\IlSS.-\L.
C. :\lodit)' the Chapter 13 plan and tile said amended plan \\1th the 1.'.5. Bankrupt.:y Coun Clerk
\\ithin days. Said :unend.:d plan must address the Trustee's Objection to Contirmation.
,I[)JDebtor agrces w pay to the Tmstee 532754 per month for a period oi 36 months, fonotal plan
pay~ of511,791.44
IT IS FURTHER STIPULATED THAT 1:\ THE E\'E:\T THE DEBTOR(S) DOES :\OT
PERFOR:\I ACCORDI;';G TO THIS STlPl'LA TIO;';. THE CASE :\1.-\ Y BE DISMISSED t:PON
CERTlFIC.-\ TlON OF THE TRl'STEE. W!THOn FURTHER ;'IiOTlCE TO P,-\RTIES OR
Fl'RTHER HEARI;'IiG,
.1
___'~ :( ~_ ff
/ l~ . J-
Debtor
>~
3/)/("[1
67te
i ~::~-.,,\ -. ,
I' '.. , . ,...':,.:.. ". ?'
~ '-' --"r: ~-"'".,"\
I -- '=--'1"'/
,-\PPRO\'ED BY THE COl'RT' .,.
'. <"",' , 'V'lQ~1/f' MAH'~ 92000 , i
. I
Chid Bankruptcy Judge c.,., :'. '
t,"_
Jomt D.:bwr
--'='---~.
..--U ,'.
.
Joint Marital Debt
Chap13 Bankruptcy Case #19904964
S 11.79t .44 as of 01 FEBOO
new charges S
S
interest S
Total Payments S (5.610.00)
Unpaid Balance Du S 6.181.44
total
statement dated new charges addU fees principal interest payments
04-Mar,OO S S S S 330.00
04-Apr'OO S S S S 330.00
04-May-00 S S S S 330.00
04-Jun'OO S S S S 330.00
04-Jul,OO S S S S 330.00
04-Aug'OO S S S S 330.00
04-Sep-00 S S S S 330.00
04-0ct-00 S S S S 330.00
04-Nov-00 S S S S 330.00
04-Dec-00 S S S S 330.00
04-Jan-01 S S S S 330.00
04-Feb-01 S S S S 330.00
04-Mar-01 S S S S 330.00
04-Apr-01 S S S S 330.00
04,May,Ol S S S S 330.00
04-Jun-01 S S S S 330.00
04-Jul-0 1 S S S S 330.00
S 5.610.00
~"
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"
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~ / . ~
. ~ ... . . - . . - ..
, ' . ~
. .
. '
PHILIP L. BERGSTRESSER,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
vs.
RUTH N, BERGSTRESSER,
Defendant,
CIVIL ACTION - LAW
NO. 97-2501
IN DIVORCE
COUNTER-AFFIDA VIT UNDER
SECTION 330I(dl OF THE DIVORCE CODE
1. Check either (a) or (b):
L (a) I do not oppose the entry ofa divorce decree.
_ (b) I oppose the entry of a divorce decree because
(Check (i) (ii) or both):
_ (i) The parties to this action have not lived separate and apart
for a period of at least two years,
_ (ii) The marriage is not irretrievably broken.
2, Check either (a) or (b):
_ (a) I do not wish to make any claims for economic relief. I understand
that I may lose rights concerning alimony, division of property, lawyer's
fees or expenses if I do not claim them before a divorce is granted,
L (b) I wish to claim economic relief which may include alimony,
division of property, lawyer's fees or expenses or other important rights.
I understand that in addition to checking (b) above, I must also file all of my
economic claims with the Prothonotary in writing and serve them on the other party. If I
fail to do so before the date set forth in the Notice of Intention to Request Divorce
Decree, the Divorce Decree may be entered without further delay.
I verifY that the statements made in this counter-affidavit are true and correct. I
understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relative to unsworn falsification to authorities.
,I I . -'
'~u~~~. ~E~s~~~~~i'~:f~nd~t
DATE: \>\'~i .... .,
NOTICE: IF YOU DO NOT WISH TO OPPOSE THE ENTRY OF A DIVORCE
DECREE AND YOU DO NOT WISH TO MAKE ANY CLAIM FOR ECONOMIC
RELIEF, YOU NEED NOT FILE THIS COUNTER-AFFIDAVIT.
d\
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complet.e: ana ifldic.J.tc '.;h.:lt .J.ctiOfl 10 being ta]tcn
to ~QmplQtg di~cgvory.
),j~ I -Vool
DATE
COUNSEL FOR
COUNSEL FOR
~
INTIFF ()C
ENDANT (
NOTE:
PRETRIAL DIRECTIVES WILL NOT BE ISSUED FOR THE
FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE
CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE
AT THE MASTER'S DISCRETION.
AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL
OR A PARTY TO THE ACTION, IF NOT REPRESENTED BY
COUNSEL, INDICATING THAT DISCOVERY IS NOT
COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL
STATEMENTS WILL BE ISSUED AT THE MASTER'S
DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A
PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY
IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL
STATEMENTS WILL BE ISSUED IMMEDIATELY.
THE CERTIFICATION DOCUMENT SHOULD BE RETURNED
TO THE MASTER'S OFFICE WITHIN TWO (2) WEEKS OF
THE DATE SHOWN ON THE DOCUMENT.
WHEREFORE, Pctitioner requests your Honorable Court to enter an Ordcr requiring
Respondcnlto provide for paymcnt of appropriate alimony or Petitioner.
Respcctfully submittcd,
. r/~J!...f2al 711c.L.-(~o
Maryloo'Ma as, Esquire
AI/orney Jor PlailltijJlPetitioller
GRIFFIE & ASSOCIATES
200 North Hanover Street
Carlisle, PA 17013
(717) 243-5551
(800) 347-5552
C'-i THE COL'RT OF CO~{'\'(ON PLEAS OF CL~!BERLASD COL;-.iY,
PE~-:-;SYL V,-\,'I,1A
Philip Lane Bergstresser,
PI aintiff'
)
)
)
)
)
)
)
CIVIl. ACTIO~ - CrSTOD'l
v
~o 97- ~::C.'I . .,.,
,'-......~ I-i..V,..,
Ruth ~aomi Bergstresser.
Defendant
ORDER OF COL'RT
,.1...'m :-lOW. this J:i day of ';--1~ 1997, upon consideration of the anached complaint, it
is hereby directed that the parties and their respective counsel appear before Hirm('" I L. ~~.
Esq., the coociliator, at.D:l~, \~~, Ci1Tf-tlill. Pennsylvania 00 the ~ day of Jvl\t. .
1997 at ~ o'clock, ...e. .M, for a Pre-Hearing Custody Conference. At such conference, an
effon will be made to resolve the issues in dispute; or if this caDDot be accomplished, to define
and narrow the issues to be heard by the court, and to enter into a temporary order. Either pany
may bring the child who is the subject of this custody action to the conference. but the children's
anendance is not mandatory Failure to appear at the conference may pro~;de grounds for entry
of a temporary or permanent order.
FOR THE COL'RT
D'. "';. " - C . J ;q,..." (;f, ,;'--.t,-
-""""-.I\..._ ~ . ., -.
Custody C"nference Officer ~-.:: 'J -
YOL' SHOL1.D TAKE THIS PAPER TO 'lOL'R LAWYER :\T O:-;CE IF YOr DO
~OT HAVE A LA\\'YER OR C,-\,'--:-;OT AFFORD m;E, GO TO OR TELEPHOSE THE
OFFICE SET FORTH BELOW TO FL'ol) OL'T \\11ERE 'lOr CA..~ GET LEGAL HELP
OFFICE OF THE COL'RT ,\D:-'IT.\1STRATOR
COL'RTHOL'SE, FOLUH FLOOR
CARLISLE, P..l. !7013
717 -:40-6:CO
8crpunsa' O\..ortc C.xr:.,I.a.w
\tov 9. 1997
EXIII bl~ "N'
Funher, due in part 10 Defendant', disability, and as Ihe natural father, Plaintiff aas beeD
closely involved in the daily care, support. supel'oision and ~duca[ion of [he minor children
since their birth.
:!3 Each pareDt whose parenlal righls 10 the children have not been terminaled and thaI person
who has physical custody oflhe children ha\e been named as parries to :his action.
\VHEREFORE. pursuant to the Custody :\ct.:3 PaCSA ~5301. ~I seq.. Plaint:f~equests
the CoUrt to grant Plaintiff shared legal and partial physical custody Clf :he children
VERIFICA nON
I verify that the statements made herein are true and correct. I understand that false
statements herein are made subject 10 the penalties of 18 PaCS 94904 relating 10 unsworn
falsification 10 authorities.
Daled ~//t9 7
/
?.~ I J{
-
Daniel :.1. ~Iyshin. E
Attorney for Plainnif
Pa Supreme Court ID #40366
~800 Linglestown Road, Suite 305
Harrisburg, PA 1711:-9507
717-541-;451 717-541-5457 fax
s
IN THE COURT OF COMMON PLEAS OF CL~mERLAND COUNTY
. PENNSYL V Ai'M '
Philip Lane Bergstresser,
Plaintiff
v
)
)
)
)
)
)
)
No. q1":Y~1
Ruth Naomi Bergstresser,
Defendant
CIVIL ACTION - DIVORCE
COMPLAINT IN DIVORCE
I. Plaintiff is Philip Lane Bergstresser, who currently resides at 5151 Irene Drive, Harrisburg,
Dauphin, County, Pennsylvania. since ~Iarch 1997
2. Defendant is Ruth Naomi Bergstresser, who currently resides at 121 East Dauphin Street,
Enola, Cumberland County, Pennsylvania. since November 1979 .
3. Both parties are sui juris and both parties have been bona fide residents of the Commonwealth
of Pennsylvania for at least six (6) months immediately preceding the filing of this Complaint.
4. Plaintiff and Defendant were married on the 8th day of ~Iarch, 1977 at Harrisburg, Dauphin
County, Pennsylvania
5. There have been no prior actions of divorce or for annulment between the parties.
6 Neither party is in the military or naval service of the United States or its allies within the
provisions of the Soldier's and Sailor's Ci\il Relief Act of 1940, and its amendments
COL~ll
REQL'EST FOR FALU DIVORCE L~'DER ~3301(a)(6) OF THE DIVORCE CODE
7 The prior paragraphs of this Complaint are incorporated herein by reference as though set
forth in full
8. Defendant has offered ,uch indignities to Plaintiff, who is the innocent and injured spouse, so
as to render Plaintiff s condition intol~rable and life burdensome
Btrptreucr Dl\Ol'tt Compl.ltnt
\by 9. 1997
4
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLV ANIA
PHILIP 1.. BERGSTRESSER,
PlaintirflRespondent
)
)
)
)
)
)
)
CIVIL ACTION - DIVORCE
v.
No. 97-2501
RUTH N. BERGSTRESSER,
Defendant/Petitioner
REPLY TO PETITION FOR AI.II\IONY
AND NOW comes Respolllknt, PHILIP 1.. BERGSTRESSER, hy and through counsel,
Daniel M. Myshin, Esq.. who files a Reply to Petition Illr Alimony of which the following is a
statement:
I) Admitted.
2) Denied. Respondent currently resides ,It 467 North Pitt Street. Carlisle, Cumberland County,
Pennsylvania.
3) Admitted.
4) Admitted.
5) Denied. On the contrary, petitioner has sufficient eamings and eaming capacity and is
otherwise able to support herself through appropriate employment Further to the contrary,
petitioner retains the overwhelming majoritv of joint marital property, all of which is
sufficient to provide for petitioner's care and support Further to the contrary. alimony is not
necessary. 23 Pa,C.S.A. ~3701(a), and petitioner is not entitled to alimony for the following
reasons grounds:
a) The parties estahlished a modest standard of lil'ing during the marriage which petitioner
is well ,Iblc to maintain with existing ,Issets, eamings and eaming C<lpaeily. 23 Pa.C.S.A.
~370I(h)(S);
'I~ IIrT~'\Il',,\'r Hq1h h> I'd,':,':\ It'! \11111,,1\\
'pill \, .'1111.'
b) PClitioncr rcccivcd surlicicnt propcrty pursuant to Clmptcr 35 to providc for pctitioncr's
rcasonablc nccds, 23 Pa.eS.A. *3701 (b)( 16), and is capablc of sclf-support through
appropriatc cmploymcnt. :!3 Pa.eS.A. *3701 (b)( 17);
c) Pctitioncr's marital misconduct during thc marriagc, as cvidcnccd by hcr obstrcpcrous
,md dilatory conduct throughout thcsc procccdings as wcll as pctitioncr's willful allll
dclibcratc wastc of joint marital asscts, prccludcs thc award of alimony to pClitioncr. 23
Pa.eS.A. *3701(b)(14);
d) Rcspondcnt's court-ordcrcd financial obligations including child support and paymcnts
lowards joint marital dcbt pursuant to thc bankruplcy ordcr, outwcigh pctitioncr's rclativc
nccd for alimony in light of hcr total lack of contribution towards rcpaymcnt of joint
marital dcbt. 23 Pa.eS.A. *3701(b)(13);
c) Rcspondcnt's rcpaymcnt of joint marital dcbts and subscqucnt bankruptcy, Icavcs
rcspondcnt with no ability to pay alimony and pctitioncr with no liabilitics on joint
marital dcbt justifying thc award of alimony to pctitioncr. 23 Pa.C.S.A. *3701(b)(IO);
and,
I) Pctitioncr brought no asscts of valuc into thc marriagc. 23 Pa.eS.A. *3701(b)( II), and
madc minimal contributi(\I1S 10 thc marriagc ,IS a homcmakcr by virtuc of hcr rcfusalto
participatc in homcmaking ami child.rcaring dutics rcquiring contact with third partics
outsidc thc homc, prccludc Ihc award of alimony to pClitioncr. 23 Pa.C.S.A.
*3701(b)(12).
6) Dcnicd in part m1(1 ,Hlmittcd in part. It is admitted lhat rcspondent is cmploycd. It is
specifically denied that rcspondcnt is rccciving substantial incomc and benefits and is ablc to
pay for ,llimony for the petitioner. To Ihe conlrary, fllr the reasons prel'iously sel forth ami
'J' IlrtV~lJ\'''\1 l~q'lI r" I\'IIII"'} t,'l \ I '1110'11\
\1" II I. .'I~I.'
,
IN TilE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLV ANIA
PIIILlP I.. BERGSTRESSER,
Plaintiff/Respondent
)
)
)
)
)
)
)
v.
No. 97,2501
RUTH N. BERGSTRESSER,
DefendanllPeti tioncr
CIVIL ACTION - DIVORCE
REPLY TO PETITION FOR ALIMONY
A,,"D NOW comes Respondent, PHILIP L. BERGSTRESSER, by and through cOL:nsd,
Daniel M. Myshin, Esq., who files a Reply to Petition for Alimony of whieh the following is a
statement:
1) Admittcd.
2) Denied. Respondent eurrcntly rcsidcs at 467 North Pitt Strcet, Carlisle, Cumberland County,
Pcnnsylvania.
3) Admiued.
4) Admitted.
5) Denied. On the contrary, petitioncr has suflieicnt camings and caming capacity and is
otherwise ablc to support hcrself through appropriate cmployment. Further to the contrary,
petitioner retains thc ovcrwhelming majority of joint marital propcrty. all of which is
suflicient to providc for pctitioncr's care and support. Further to thc contrary, alimony is not
nceessary, 23 Pa.C.S.A. *3701(a), and petitioner is not cntitlcd to alimony for the following
reasons grounds:
a) Thc parties estahlished a modest stal1lhml of living during the marriage which petitioner
is well able to maintain with existing assets, earnings and caming capacity. 23 Pa.es.!\.
*3701(h)(S);
\)'IIr'l!~l1\'"rr !{'Th 1\' 1\'I'U,\11 loll :\~lIll"l\\
'\1'1 II .\. ~I~J~
CERTIFICATE OF SERVICE
I, Danicl M. Myshin. Esq., ccrtify that on thc I~a)' of April, 2002 I scrved a tmc ami
correct cop)' of thc abovc document by United Statcs Mail, first class postagc prcpaid and
addressed to thc following:
Marylou Matas, Esq.
Attorney for Pctitioncr
GRIFFIE & ASSOCIATES
200 North Hanovcr Strcct
Carlisle, P A 17013
Dame M. Myshin, Es .
Pa. Suprcmc Court ID 0366
4800 Linglestown Road, Suite 305
Harrisburg, P A 17112.9507
Tclcphonc: 717.541.5451
'j" 1I"'~\:'fI'C! Rql\\ h' 1'\,\.1:,\11 h" \!'T1\,\!1\
\]'1; 11,;' ;I~
4
Daniel M. Myshin, Esq.
Attorney at Law
4800 L1nglestown Road, Suite 305
Harrisburg, Pennsylvania 17112.9507
717.541.5451 717.541.5457 fax
April II. 2002
Prothonotary
I Courthouse Square
Carlisle, P A 17013-3387
RE: lll'rg.l"lr<'.I".H'r I'. lI<'1"g.l"lr<,.I".I"<'I"
97-2501
Dear Prothonotary:
Enclosed for liling in the abol'c captioned case, please lind an original of plaintiffs
Reply to Pelition for Alimony. Please forward time-stamped copies to counsel in the enclosed,
self-addressed envelopes.
Thank you for your prompt attention 10 this matter.
Respectfully,
Daniel M. Myshin, Esq.
CC: Marylou Matas, Esq.
Robert E. Elickcr, II, Esq.
Philip L. Bcrgstrcsser
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Hon Kevin A l'less
June 3, 1998
Page 2
Paragraph 5, The parties shall alternate the major holidays, those major holidays
being defined as Easter, Memorial Day, Fourth of July, Labor Day and Thanksgiving,
These periods of partial custody shall be from 900 a,m. until 8:00 p,m. This alternating
schedule shall commence with MOlher-ha...ing-EasleF-in-+99& Father having both Labor
Day ~nd ThanksgivinJ.: illllJ98 and the schedule shall alternate thereafter,
The Court should be aware that we propose the aforementioned changes to paragraph 5 to
accommodate Mr. Bergstresser's loss of visitation rights over the Memorial Day holiday.
Further, following last Monday's hearing. the parties agreed to the above weekend visitation
schedule to accommodate Mrs. Bergstresser's election to take a vacation period with their
daughters during the last week of June and continuing through the July 4th holiday,
By this letter, 1 am advising Mrs Bergstresser and hcr counscl that Mr. Bergstresser elects
to take a onc (I) week vacation with thcir childrcn from August 17 - 24, 1998, Mr Bergstresser
will provide notice of his second wcek as soon as he is able to obtain a new schedule from his
employer. In light of Mrs Bergstresscr's unrcasonablc rcfusal to allow my client visitation with
his daughters during thc last five (5) months, my client rcquests a degree of latitude from the
Court with respcct to his failure to strictly comply with the notice provisions of paragraph 7,
Thank you for your attention to this matter
CC: Jeffrey N. Yoffe, Esq.
Mr. Philip Bergstresser
Bradley 1.. Griffie. Esquire
Marylou MalAl, Elqulre
GRIFFIE & ASSOCIATES
Attorneys and Counselors At Law
Rtp/)' "', CartWt
January 10, 2002
lOO N,rtIIllaoov,,_
c....., PA nOIl
(117) 14J-S55I
1(800~7.sm
31 N,rtII Malo Blmt
a....wnq PA mOl
(117) 167.IJSO
Fu(7ll)l4J.S063
RDbln J, Gosborn
ulal Aultlant
E. Robert Elicker, II, Esquire
Office of the Divorce Master
9 North Hanover Street
Carlisle, PA 17013
RE: Bergstresser vs, Bergstresser
No. 97-2501
Dear Mr. Elicker:
I think it would be beneficial for the parties to the above captioned divorce action
to be present at a Pre-trial Conference. I would appreciate, therefore, if you would
include in your Order scheduling the Pre-trial Conference a statement directing the parties
to be present at that time. It is my understanding that Attorney Myshin concurs with this
request.
Your consideration and attention are appreciated.
Very truly yours,
J I II ,. !,' I/Il! I,
I ,
Marylou Matas
MM1~g
cc: Ruth N. Bergstresser
Daniel M. Myshin, Esquire
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UfC 191991
PHILIP L. BERGSTRESSER,
PlaintifT
IN TilE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYL VANIA
)
)
)
)
)
)
)
)
VS.
NO. 97-2501 CIVIL TERM
RUTII NAOMI BERGSTRESSER,
Dcfcndant
CIVIL ACTION - LA W
CUSTODY
ORDER
AND NOW, this >>n ({ day of _1} (' /1)/ 1<.,' ...) . 1997, upon rcccipt ofthc
Conciliator's Rcport, it appcaring that thc partics havc agrccd to thc tcrms and provisions of an
interim Ordcr which was dictatcd in thcir prcscncc and approvcd by thcm and thcir counscl. it is
hcrcby ordcrcd and dircctcd as follows:
1. A hcaring is schcdulcd for thc J.,d day of 0 ,0 " ; /f ~
I
1998, at 1: 30 o'c1ock -LL.M.. in Court Room Numbcr l ofthc
Cumbcrland County Court Housc, Carlislc, Pcnnsylvania. Both partics. through
counsel, will providc cach othcr and thc court with a list of witncsscs tcn (10)
days prior to thc datc of thc hcaring along with a statcmcnt as to thcir cxpcctcd
tcstimony. Additionally. both partics will submitthcir proposal for a rcsolution of
thc mallcr. Pcnding said hcaring. thc partics agrcc to thc following intcrim Ordcr:
2. Thc partics shall sharc Icgal custody of thcir minor childrcn. Michcllc
Lynn. d.o.b. Junc 5.1981; Amanda Lca. d.o.b. April 20. 1982; and Mcgan Nicolc.
d.o.b. Junc 28, 1987.
J. Mothcr shall have primary physical custody oflhc minor childrcn
subjcctto pcriods of partial custody and \'isitation \Iith Fathcr as Illllows:
A. On Friday. Dcccmbcr 12,1997, at 5:00 p.m. until Saturday,
Dcccmbcr 13, 1997, at 8:00 p.m.
B. On cvcry Tucsday cvcning from 5:00 p.m. until9:00 p.m.
C. Evcry othcr Thursday cvcning Irom 5:00 p.m. until 9:00 p.m.
This altcrnating schcdulc shall coincidc with thc Thursday following
Fathcr's wcckcnd visitation.
D. Evcry othcr wcckcnd from Friday at 5:00 p.m. until Sunday at
8:00 p.m. This altcrnating schcdulc shall bcgin January 9. 1998. and
shall altcrnate thereatier.
lfIess than allthrce of the childrcn shall participate in ovcrnight
visitation with Fathcr, it shall be by mutual agreement of the partics.
4. Father shall bc cntitled to thc following pcriod for Christmas. 1997:
Dcccmbcr 26th at 8:00 a.m. until Dcccmbcr 28th at 10:00 a.m.
5. Thc partics shall altcrnate the major holidays. thosc major holidays
being delined as Easter. Mcmorial Day. Fourth of July, labor Day and
Thanksgiving. Thcsc pcriods of partial custody shall bc from 9:00 a.m. until 8:00
p.m. This altcrnating schcdulc shall commencc with Mothcr having Easter in
1998 and thc schcdulc shall altcrnatc therealier.
6. Thc partics sharc thc Christmas holiday in 1998 and all ycars thcrcaticr
in accordanec with thc lilllowing: Scgmcnt A shall bc Irom Dcecmhcr 24th at
I ::!:OO noon until Dcccmhcr 25th at 12:00 noon: Scgmcnt B shall hc Irom
5. Thc PlaintilTs position on custody is as follows: Plaintiff is to participatc in an
cvaluation with Guidancc Associatcs. Hc bclicvcs thcrc is no rcason why hc should not havc
rcgular visitation with his childrcn. Ilc stcadfastly dcnics thc allcgation ofthc oldcst child who is
now an adult that hc cvcr had any impropcr physical contact with hcr. Ifthc mattcr continucs
through a hcaring. hc will rcqucst primary physical custody ofthc childrcn.
6. Thc Defcndant's position on custody is as follows: Mothcr indicatcd thatthc oldcst
child. Melissa, who is not subjcct to this Ordcr was impropcrly touchcd by hcr Fathcr whcn shc
was youngcr. Thcrcforc. shc is conccrncd about thc youngcst daughtcrs cvcn though thcrc has
bccn no allcgations of any impropcr physical contact with thcm. Shc participatcd in thc custody
cvaluation but wantcd to havc it complctcd and a rccommcndation rcndcrcd by Dr. Schncidcr
bcfore forcgoing hcr right to havc a full hcaring on thc casc.
7. Nccd for scparatc counsclto rcprcscnt child(rcn): Ncithcr party rcqucstcd.
8. Nccd for indcpcndcnt psychological cvaluation or counseling: Thc partics are
continuing with Guidanr.e Associates.
9. A hearing in this mattcr willtakc onc,half day.
10. Othcr mattcrs or commcnts: Thc parties participatcd in a custody cvaluation.
Prcliminarily, Dr. Schncidcr indicatcd thcrc should bc no reason why thc Fathcr should not havc
ovcrnight visitation with thc childrcn. During thc last conciliation. Mothcr raiscd thc issuc of
impropcr scxual contact by Fathcr with thcir oldcst daughtcr who is now 19 ycars old.
Apparcntly thc daughtcr. Melissa. did not spcak with Dr. Schncidcr and the t\IOlhcr was steadlilst
that that int'omlation be rclated 10 Dr. Schncider.
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12. Admitted.
13. Admitted,
14. Admitted,
IS. Admitted.
16. Admitted,
17, DENIED. After reasonable inquiry, the information known or readily obtainable by
Respondent is insufficient to enable him to admit or deny the allegations of this paragraph.
Strict proof is demanded at trial.
18. DENIED. It is specifically DENIED that Respondent can afford to pay $100.00 per month in
the form of Petitioner's Interim Counsel Fees. To the contrary, Respondent's net monthly
income, upon which the current order of support is based, is the result of a minimum of
20 hours of overtime per week, Further to the contrary, since separation in March, 1997
Respondent has paid and is currently paying all of the parties' excessive joint marital debts in
excess of $905,00 per month, during which time, Petitioner has refused to contribute her
share Respondent is therefore no longer able to continue to meet all of his current
obligations, FUlther to the contrary, in addition to Petitioner's unreported income from
providing day-care services, Petitioner is already receiving wage-attached spousal and child
support
19, Admitted
Bcrr.\lr...\.\..-r\n"h't 101 Rul.:
\U~ll,l', !l)'l}(
,
"
WHEREFORE, Respondent respectfully requests that the Rule to Show Cause be
stricken with prejudice, and judgment entered in Respondent' s favor against Petitioner together
with reasonable costs,
Respectfully submitted, .
{l{(d~
Danie M. Myshin, E q,
Attorney for Petitio ' r
Pa Supreme Court ID #40366
4800 Linglestown Road, Suite 305
Harrisburg, PA 17112-9507
717-541-5451 717-541-5457 fa:<
VERIFICATION
I verifY that the statements made herein are true and correct. 1 understand that false
statements made herein are made subject to the penalties of 18 Pa,CSA 94904, relating to
unsworn falsification to authorities
715,.1 -~
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Date
Ikrptr......."'"' . \n'''...r hi Nul...
.\ugu(t ,1.1'J'nI
4
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
,
PENNSYLVANIA
PHILIP L. BERGSTRESSER,
Plaintiff
v.
)
)
)
)
)
)
)
No. 97-250 I
RUTH N. BERGSTRESSER,
Defendant
CIVIL ACTION - DIVORCE
CERTIFICATE OF SERVICE BY MAIL
I, Daniel M, Myshin, Esq., certify that on the 61h day of August, 1998 I served a true and
correct copy of the above captioned Ans....er to Rule to Show Cause by United States Mail, first
class postage prepaid and addressed to the following:
Jeffrey N. Yoffe, Esq,
YOFFE & YOFFE
2 I 4 Senate Avenue,
Camp Hill, PA 17011.
&{t
A-\../"'\...
Daniel M, Myshin, Esq,
Attorney for Plaintiff
Pa Supreme Court ID #40366
4800 Linglestown Road, Suite 305
Harrisburg, P A 17112-9507
717-541-5451 717-541-5457 fax
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5. Since the parties' sepanltion in March 1997, and to the present, Wife has maintained and
continues to maintain exclusive possession of the marital home. Since March 1997, Wifc
has al all times, and for all reasons, unreasonably refuscd Husband physical aeccss to thc
marital homc.
6. Prior to Decembcr 1999, Wife and thc minor children resided in the marital homc.
7. Without notice to Husband, on or aboul the weck of Deccmber \3, 1999 Wife and thc
minor childrcn surrcptitiously abandoncd thc marital homc and movcd to thcir currcnt
Wyoming Strcct addrcss.
8. Husband bclicvcs and thcrefore avcrs that Wifc has abandoncd thc marital homc.
9. Husband bclicvcs and thcrefore avcrs that prior to Wifc abandoning thc marital homc,
and cxclusivcly due to Wifc's wanton and willful ncglcct, the furnacc nuc c10ggcd with
tar and soot to thc cxtent that thc furnacc will no longcr providc heat to the structurc.
Husband bclicves and thcrcfore avcrs that duc to thc lack of hcat, thc structure is
presently unfit for human habitation.
10. Husband is fearful that due to Wifc's wanton and willful failure to maintain minimum
heat in the structure, the water and scwcr pipes have become frozen and ruptured. With
thc subsequent arrival of warnl weather. the ruplurcd watcr and scwer pipes will most
certainly result in additional water damagc to the structure.
11. Husband believes and therefore avers that prior to abandoning thc marital home. and
exclusi\"Cly due to Wife's wanton and willfiil neglect. Wife has caused. illlcr alia,
additional waler and smoke damage to the interior of the home making the structure unfit
for human habitation.
Ikl~,'rl.'''(,1 1\'1111\111 hll '1'1.'(1.11 Rdtl.'f
h:l'iru.lr\ It ~(\PO
3
12. Ilusbmlll belicvcs and thcrcforc avcrs that Wifc hils wantonly und willfully ncglcctcd
I'llulinc mainlcnancc and has lililcd to propcrly maintain lhc marilal homc. Ill' hcr wanton
and willful ncglcct. Wifc has gcncrally pcrmittcd thc condition of thc marital homc to
dctcrioralc and dcprcciatc in valuc.
13. Pursuant to thc July 20, 1998 child and spousal support ordcr Iilcd at RII/h N.
Ber!(stresser \', Philip L. lJergHrcs.H'r. 459 S 1997,PACSES 1178000027, a copy of which
is attachcd hcrcto, Wifc is rcsponsiblc for paymcnt ofthc mortgagc.
14. Husband bclcivcs and thcrcrorc avcrs lhat sincc Junc 1999, Wifc willfully and
intcntionally rcfuscd to makc monthly mortgagc paymcnts of $729.00. By Novcmbcr
1999 Wifc was $4,676.47 in arrcars on thc partics' mortgagc.
15. Through thc datc of filing thc instant pctition. Wifc has failed to pay monthly mortgagc
paymcnts.
16. Husband has bccn scrvcd with an Action in Mortgagc Forcclosurc captioncd as Federal
Natio/1al Morl!(a!(e Associal;o/1 \'. Philip L. Ikr!(slrcssCl'. et al.. as Iilcd on Scptcmber 3,
1999 with thc Cumbcrland County Prothonotary at No. 99-5430.
17. Prior to Wifc's wrongful conduct. thc partics havc accrucd approximately $35.000.00 in
fair markct valuc cquity in thc joint marital homc rcprcscnting a significant portion ofthc
parties' joint marital asscts.
18. Husband belicvcs and thcrcforc avcrs that cquity in thc marilal homc is a joint marital
assct suhjcct to cquitablc distrihution and protcction by this Court.
19. Ill' and through thcir rcspcctivc counsel. Hushand has madc sc\'cral rcqucsts of Wifc to
rclinquish physical posscssion of thc marital homc and to allow Hushand to makc
ncccssary rcpairs ,1IId scllthc homc to a disintcrestcd third party.
lh'rt:,Ir,..'~r l'dllh'll "'1 \I'~.~\.ll Hdld
Idru,lI\ I( ~IH'!I
-I
20. To datc, Wifc pctulantly and unrcasonably rcfuscs to rcspond to hcr counscl and willfully
and wantonly rcfuscs 10 rclinquish physical posscssion of thc marital homc. Wifc also
rcfuscs to discuss rcasonablc altcrnatives to forcclosurc. Wifc has in thc past, and
continucs to unrcasonably rcfusc to ncgotiatc rcpair. maintcnancc and cquitablc
distribution and rclinancing issucs 111 good Illith. Wifc's unrcasonablc rcfusal will
ccrtainly rcsult in forcclosurc on thc mortgagc, and loss of cquity in thc marital homc, all
of which is a wastc and dissipation of a marital assct.
21. In ordcr that thc cquity in thc marital homc not be subjcctcd to waste duc to Wifc's
unrcasonablc rcfusal to ncgotiatc, and pursuant to authority granted this Honorablc Court
by l'a.R.Civ.l'. 1920.43, 23 l'a.CSA *3505(a) and 3323(1), Laczkowski v. Laczkowski,
344 "a.Supcr. 154. 496 A.::!d 56 ( 1985). MaY/llIe I'. MaY/llIe. 336 "a.Super. 188. 485 A.2d
494 (1984). Husband rcspcctfully rcquests this Honorablc Court to cntcr an Ordcr
appointing Husband as trustcc for thc purposc of rcpairing. appraising, listing, and selling
the marital homc to a disinterested third party at fair market value.
22. Ilusband furthcr rcqucsts thatnct procccds of thc salc bc held in cscrow on behalf of thc
parties. pcnding further Ordcr of Court rcgarding cquitable distribution.
23. Husband believes and thcrefore avcrs that if he is not grant cd physical access to the
marital home. and thc home not inlIllcdiately sold and thc foreclosure process halted,
Husband IV ill sulTcr immediatc and irrcparablc harm as mcasured by the loss of equity in
the marital home as wcll as damage to Husband's otherwisc good credit rating and
reputation. all of IV hich cannot bc compcnsatcd by moncy damagcs.
24. Husband belie\'cs and thcrclllfc avcrs that grcatcr injury would rcsult from rcfusing to
grant this rcqucst than from granting it. Without cntry of such an Order, Wifc will
Ikr~,Irl:"'~1 1\'llIhl1\ hIt ....r~.~I,11 Hdld
l..:htu.H\ H. ~(lllll
5
continuc to willfully, wantonly and unrcasonably dissipatc marital asscts thcrcby
prccluding Husband from obtaining his cquitable sharc of thosc asscts whcn an Ordcr
rcgarding cquitablc distribution is finally cntcrcd.
25. Husband bclicvcs and thcrcforc avcrs that granting thc rclicf rcqucstcd would properly
rcstorc thc partics to thc status which cxistcd immcdiatcly prior to Wifc's wrongful
conduct. Thc rclicf sought by Husband is ncccssary to protcct his intcrcsts in thc marital
propcrty and to cffcctuatc thc purposcs of thc Divorcc Codc and is rcquircd by equity and
justicc.
26. Husband bclicvcs and thcrcforc avcrs that Wife's wrongful activity is actionablc and that
granting thc rclicf rcqucstcd is rcasonably suitcd to abatc Wifc's wrongful conduct.
Husband has no adcquatc rcmcdy at law.
27. Husband bclicvcs and thcrcfore avers that his right to rclicf on thc merits is clcar and that
pursuant to Pa.C.S.A. ~3104(a), thc relicf sought can bc fairly and cxpcditiously
dctermincd and disposcd of.
28. On January 2Slh and 261h and on February 81h, 2000 counscl for both partics spokc by
telephonc rcgarding an amicable rcsolution to thc instant mallcr. Wifc's counscl rcportcd
that Wife refuses to respond to counscl's requcstto discuss this situation. Wifc's counsel
has been adviscd of Husband's intention to lilc the instant motion.
29. Previous motions have becn heard and dccidcd by the Honorable Kcvin A. Iless.
WHEREFORE, Petitioner/Husband respectfully requcsts this Ilonorable Court to entcr an
Ordcr as follows:
(a) Granting Petitioner/Husband exclusive possession of the marital homc at 121 East
Dauphin Strcet, Enola. Cumberland County. Pennsylvilllia:
11~'r~'lr~'",:r 1\:11111111 h', 'P\'~'I.lllh:lld
I c:t'illl;\f\ K :000
h
(b) Appointing pctitioncr as trustcc to rcpair, appraisc, list und scll thc marital homc to a
disintcrcstcd third purty ut fuir murkct vuluc: und,
(c) Dirccting tlmt uftcr s.llisfuction of thc mortgugc und puymcnt of rcpuir und sulcs rclutcd
cxpcnscs, nct procccds from thc salc of thc murital homc bc held, in cscrow, on bchulf of thc
partics, by Pctitioncr's counscl pcnding furthcr (~C!.QtMrcg;l~c distribution.
Danicl M. Myshin, 'sq.
Attorncy for Pctitio cr
Pa Suprcmc Court ID #40366
4800 Unglcstown Road, Suitc 305
Harrisburg. I' A 17112-9507
717-541-5451 717-541-5457 fax
VERIFICATION
( vcrify that thc statcmcnts madc hcrcin urc truc and corrcct. I undcrstand that fulsc
statemcnts madc hcrcin arc madc subjcct to thc penalties of 18 Pa.C.S.A. 94904, rclating to
unsworn falsificution to uuthoritics.
2 /I - OV
Datc
f~.1. 4/(
pctition'
CERTIFICATE OF SERVICE 8Y MAIL
I. Daniel M. Myshin, Esq.. ccrtilY thut on thc ~ay of Fcbruary. 2000 I scrvcd a truc
and corrcct copy of thc abovc captioncd pctition by Unitcd Statcs Mail, first class postage
prcpaid und addrcsscd to thc following: Jcffrcy N. Yoffc, Esq., YOFFE & YOFFE, pc., 214
Scnatc Avcnuc. Camp Hill. pA 17011.
LU{ 6(.~
Danicl M. Myshin, :sq.
Attorncy Ii.lf Pctitio lcr
Pa Suprcmc Court ID #40366
4800 Linglcstown Road. Suitc 305
Harrishurg.!'A 171I::!-l)507
717-541-5451 717-541-5457 fax
Ikrg\lrc\\l:r PCII!ltllllilr Sl'l'~lill Rdld
Itt'lru;1r\ K.1000
7
--
--
'.-
DR 26,513
RUTH N. BERGSTRESSER,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
DOMESTIC RELATIONS SECTION
CIVIL ACTION - SUPPORTS
NO. 459 SUPPORT 1997
v
PHILIP L. BERGSTRESSER,
Defendant
IN RE: AGREEMENT
ORDER OF COURT
AND NOW, this 20th day of July, 1998, after
hearing, it appearing that Mrs. Bergstresser has agreed to make
the mortgage payments directly to the bank, and it further
appearing that counsel have agreed with regard to the arrearage
calculation, as announced in open court and in the presence of
the parties, and further agreeing that Mrs. Bergstresser is
withdrawing her claim for the failure to make the late charges
for the mortgage payments during the months of April and May of
1998, the appeal of the defendant is deemed withdrawn,
By the Court,
Domestic Relations Office
Jeffrey N, Yaffe, Esquire
For the Plaintiff
Daniel Myshin, Esquire
For the Defendant
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IN TilE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
PHILIP LANE BERGSTRESSER,
Pctitioncr
v.
)
)
)
)
)
)
)
No. 97-2501
Rum NAOMI BERGSTRESSER,
Rcspondcnt
CIVIL ACTION - DIVORCE
ORDER FOR RULE ABSOLUTE
AND NOW, this /Jr day of March 2000. upon considcration of thc within PETITION
FOR RULE ABSOLUTE and Wifc's failurc to timely rcspond to thc Court's Rulc, it is
ORDERED and DECREED as follows:
I. Petitioncr. PHILIP L. BERGSTRESSER. is grant cd cxclusive posscssion of thc partics'
marital home locatcd at 121 East Dauphin Strcct. Enola. Cumbcrland County, Pcnnsylvania.
2. Pctitioncr. PHILIP L. BERGSTRESSER. is appointcd trustcc for thc partics to rcpair.
appraisc, list and scllthc marital homc to a disintcrcstcd third party at fair market valuc;
3. Aftcr satisfaction of thc mortgagc and paymcnt of salcs and rcpair relatcd cxpcnscs, nct
procceds from thc salc of thc marital homc arc to bc hcld. in cscrow, on bchalf of the partics,
by Pctitioncr's counsel pcnding furthcr Ordcr of Court rcgarding cquitable distribution.
BY THE COURT:
A TrEST:
,J
~_/~'OO
R~3
Ikrg.\lrC"~.l 1\:11111111 lilt Ruk .-\~\,\lllh:
Milll:h .l. ~(lUO
. -,
----
-"""
IN TIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FES 1 7 20~
PHILIP LANE BERGSTRESSER,
Petitioner
)
)
)
)
)
)
)
CIVIL ACTION - DIVORCE
v.
No, 97.2501
RUTII NAOMI BERGSTRESSER,
Respondent
I. ORDER OF COURT
AND NOW, this .JI!iJay of February, 2000 upon consideration of the within PETITION
FOR SPECIAL RELffiF TO PREVENT WASTE AND DISSIPATION OF MARITAL ASSETS,
the following ORDER is hereby entered:
A RULE is hereby entered upon Respondent, RUTII NAOMI BERGSTRESSER, to
show cause whey, if any there may be, the relief requested in the attached Petition should not be
granted,
Rule returnable. ten (10) daYS~ ~.
BY TIlE COURT:
ISt4J1ffJ i. -iLlJ~)
],
AITEST:
Ilcrptrm<rll'<tilion ror SpemJ Relier
".~ .. ........
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,
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JUl 2 5 2~~l
PHILIP L. BERGSTRESSER,
Plaintiff
IN TilE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 97-2501
RUTH N. BERGSTRESSER,
Defendant
DIVORCE
ORDER
AND NOW, this _ day of
2000, it is hereby
Ordered that the appearance of Yoffe & Yoffe, P.C. by Jeffrey N.
Yoffe, Esquire for Ruth N. Bergstresser in the above captioned action
is hereby withdrawn.
BY THE COURT
J.
r:TR 07 ;JiI~
PHII,IP L. BERGSTRESSER,
Plaintiff
IN THE COURT OF C()~lIION PLEAS OF
Cur~BERI,AND COUNTY. 'ENNSYLVANIA
VS.
NO. 97-2501
RUTH N, BERGSTRESSER,
Defendant
DIVORCE
ORDER
AND NOW, this 1~ day of
f'~7
, 2001, the rule entered
by this Court on August 8. 2000 is made absolute.
It is hereby
Ordered that the appearance of Yaffe & Yaffe, P.C. by Jeffrey N,
Yaffe, Esquire for Ruth N. Bergstresser in the above captioned action
is hereby withdrawn.
BY THE COURT
lL
J,
~Y{
PHILIP L. BERGSTRESSER,
Plaint i ff
IN TilE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 97 -2501
RUTH N. BERGSTRESSER,
Defendant
DIVORCE
CERTIFICATE OF SERVICE
The undersigned eet.tifies that all the date indicated below he
served a copy of the foregoing motion on Daniel M. Myshin, Esquire and
Ruth N. Bergstresser. Service was accu:lIplished by depositing the same
in the United States mail, First Class, postage prepaid and addressed
as follows:
Daniel M. ~Iyshin, E"qui n:
4800 Linglestown Road, Suite ]05
Harrisburg, PA 17112-9507
Ruth N. Bergstresser
325 Wyoming Avenue
Enola, PA 17025
YaFFE & YOFFE, P.C.
Date: 1/29/01
Bv /'(1/
...L~
uJeffrey N. Yo fe, Esquire
214 Senate Avenue, Suite 203
Camp Hill, PA 17011
(717) 975-1838
Attorney ID No. 52933
bergatresser\motion
IN TilE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
PHILlI'L BERGSTRESSER,
Plaintill'
v
No
')7-250 I
RUTII N BERGSTRESSER,
Defendant
)
CIVIL ACTION - DIVORCE
INVENTORY ,\NI) AI'I'J{AISEI\IENT
OF I'I.:\INTIFF, 1'1IIL11' I.. IWI{GSTIU:SSEI{
I'IIILlI'1. BElHiSTRESSER. I'laintill'liles the fillhl\\ing inventor)' of all property owned
or possessed hy either part~. at the time Ihis a~tion \\as colllmen~ed and all property Iransfelled
within the pre~eding three (.1 l ~'ears
Plaintifl' verities that the statements made in this inventory arc true and cOllect Plaintill'
understands that false statements herein arc made suhject to the penalties of 18 Pa C S A ~4904
relating to unsworn falsification to authorities
,'//. '~I'~
-~ '---'-- -
{'Iainti '
ASSETS OF PARTIES
Plaintill' marks on the list below those items applicahle to the case at bar and itemizes the
assets on the following pages
(Xl
(Xl ~
( ) .1
( ) 4
(X) 'i
( ) h
( ) 7
Real Pro pert)'
\lotor Vehicles
Stocks. honds. securities. and options
Certificates of Deposit
Checking accounts. cash
Sayings accounts, IlHlI1C\ market and s;1\-ings certificates
('ontents of saf~ dl'J1,,,it hOSl'S
'1'Ilkll'_ll,"d 111\,"111,'1\ .111.1 \1'1'1.11,.11I'1\'
\1I1'1I" ~ ':llld
( )
( )
( )
( )
( )
( )
( )
( )
( )
8
9
Trusts
Life insurance policies (indi~ate nice value, cash surrender value and ~urrent
beneliciaries)
Annuities
10
II
Gins
12
Inheritan~es
Patents. copyrights, inventions, royalties
I'ersonal property outside the home
Business (Iisl all owners. including per~enlage of ownership. and ollicer/direclllr
positions held hy a party with company)
Employment termination benclits - severance pay, worker's compensation claim!
award
11
14
15
16
Profit sharing plains
Pension plans (indicate employee contrihution and date plan vests)
Retirement plans. Individual Retircment Accounts
Disability payments
Litigation claims (matured and unmaturcd)
Military/V A henefits
Education henefits
Debts due, including loans mortgages held
Household furnishings and personalty (include as a total category and allach
itemized list if distribution of such assets is in dispute)
(X) 26 Other
( ) 17
( ) 18
(X) 19
( ) 20
( ) 21
( ) 22.
( ) ~,
_J
(X) 24
(X) 2"
M.\RIT:\L PROPERTY
Plaintifl' lists all marital propcrty in which either or both spouses have a legal or cquitable
interest individually or with any other pcrson as of the date this action was commcnced
Item Ik'illlpthlll
~J!ml_"1 l~r1'!111':II}
I 1 acre & house 121 E
~ Chcnolet Impala
.1 Chrvsler leBaron
4 Chcnolet Suhurhan
Dauphin Slr~d. Inola
(S100 (0)
(SI)OO (0)
(SI2hOO (0)
Names "filII
IllllJ~~lll~~JJ~\.H~t,
Plaintill' & Delendant
Plaintill' & Defendanl
Plaintill' & Defendant
Plaintilr & Dclend,lIlt
-"111.11',11.".1 IIlI,nt,'I\ .11,,1 \1'1'11I...II'.t11
\lIl'll" ~ :til.l
,
1'lUlI'ERTY TRANSFERRED
IlcllI I k'~llll'llllll
NlIllIl""1 4111'11.IJ~'ll}
I'll) I ('he\Tolel Suhlll han
~ 1'11)0 Cor sair ~iIInper
J
I ),lh..' nl
Ilull,kr
10/'17
7/1)1)
rllll~ltl.
l'(ilH1!H
traded
repossessed
I'l.:r~llllllWhlll1l
l.1!!II..ICII~.!
Faulkner
corestates hank
I.IABILlTIES
1h.'1ll Ik""llplltlll
NUI1~""1 ~{I'!~ll,,-"rl~
S'i2.'iOO 00 home equity loan (lI'iO'i2220)
7. $ 7,56636 consumer deht
8 S .1,'iOO 2"" Mortgage
WEBC ARD
PHFA
Names Ill' Nmncs of
~IL('ll'lhlllls t.\1I1h.-hlllls
llIue Ball National Bank
Plaintitl' & Defendant
Corcstates Bank
Plaintill' & Defendant
\Iembers 1" Federal Credit union
Plaintill' & Defendant
MBNA America Plaintiff & Defendant
Members 1" Federal Credit Union
Plaintiff & Defendant
Members I" Federal Credit Union
Plaintill' & Defendant
Plaintiff & Defendant
Plaintifl' & Defendant
~
S9,6.14 00 camper loan
.1. S12,<)00 00 auto loan (Suburban)
4. S 12,442
5 $ 8,218
consumer deht
consumer debt
6. $<),914
consumer debt
'I-' 11.'11,,11,"""1111\.111,'1\ ,mil \1'1"1I"'rlklll
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Philip Lane Bergstresser,
Petitioner
v.
)
)
)
)
)
)
)
No Q'l- d50 I C-:......;J.,. T~r(\l
1'Y)4;
, 1997 at ~ o'clock, ~M before 1-/0'" ~fjll/'" .... l/trf
at
Ruth Naomi Bergstresser,
Respondent
CIVIL ACTION - LAW
ORDER OF COURT
AND NOW, this ~ day of May, 1997, upon consideration of the within Petition, the
following order is hereby entered:
A hearing on the merits of the within Petition is scheduled for the '30' day of
Ccu....;"'"'lIlD-
IJ., '1 Cou,; 1-/0.1< (Q,~(,}-6.
, J
P"
Pending disposition of this matter, Respondent, Ruth Naomi Bergstresser, is directed to
refrain from selling, transferring, burning destroying or disposing of the parties' assets (whether
they be marital or non-marital) Further, Respondent, Ruth Naomi Bergstresser is directed to
~'4t4,( cMls +1. -k.....
refrain from 1111 eaRta"' whatsoever in pprc?~, iR \', riting Br lly telephone, ~ Petitioner, Philip
aM c..........A..(.Ao-" &u..~ ^
Lane Bergstresser, as well aSffetitioner's co-workers, supervisors and place of employment
BY THE COURT
ATTEST
,/I
J
Ikll~\II~''',,' l'dlll'lIl11lf h-."lll1lln~~
\IJ\"-I''''''
[N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
,
PENNSYLVAN[A
Philip Lane Bergstresser,
Petitioner
)
)
)
)
)
)
)
CIV[L ACT[ON - LAW
v.
No. q1- d'.:.0l
Ruth Naomi Bergstresser,
Respondent
ORDER OF COURT
AND NOW, this _ day of _, [997, upon consideration of the within Petition, the
following order is hereby entered:
A Rule is hereby entered upon Respondent, Ruth Naomi Bergstresser, to show cause
whey, if any there may be, the relief requested in the allached Petition filed on the date of this
Order should not be granted.
Pending disposition of this maller, Respondent, Ruth Naomi Bergstresser, is directed to
refrain from selling, transferring, burning destroying or disposing of the parties' assets (whether
they be marital or non-marital) Further, Respondent, Ruth Naomi Bergstresser is directed to
refrain from all contact whatsoever, in person, in writing or by telephone, with Petitioner, Philip
Lane Bergstresser, as well as Petitioner's co-workers, supervisors and place of employment.
Rule returnable in twenty (20) days.
BY THE COURT
1.
ATTEST
Jkrg\lh."~'f 1'..1itilm lilf .\.....'mnllllg
\101\ I), )1)'J7
(b) Prohibiting Respondent from selling, transferring, burning, destroying or disposing
of any ofthc parties' assets, whatsocver (whether thcy be marital or non-marital).
COUNT II
14. The prior paragraphs of this Petition are incorporated herein by rcference as though set forth
in full.
15. Petitioner is a profoundly deaf individual. To communicate with othcr persons while at home,
Petitioner rcquires unimpeded access to a separate TTY device and telephone modem.
16. Petitioner is employcd by the Department of Defense as a computer specialist (GS-334-12,
step 3) To communicate with co-workcrs and supervisors, in the course of Petitioner's
employment with the Department of Defense, Petitioner requires unimpeded access to a
separate TTY dcvice and telephone modem.
17. In a deliberate and malicious allempt to interfere with Petitioner's employment, Respondent
has made repeated telephone calls to Petitioner's home and place of work without intent of
legitimate communication and for the purpose of interfering with Petitioner's employment
Respondent has also made repeated communications to Petitioner's work and home telephone
anonymously or at cxtremely inconvcnient hours, or in offensively coarse language also for the
purpose of interfering with Petitioner's ability to communicate with others
18. Respondent has repeatedly told Pctitioner that she will continue to make harassing telephone
calls in an effort to harass and cmbarrass Petitioner
19. Respondent has threatened to call Petitioner's supervisor at work in an effort to harass and
embarrass Pctitioner
20. On at least one occasion, Respondent has callcd Petitioner's supervisor in an effort to harass
and embarrass Petitioner
lkq~'lr.:"...r 1'..:1111011 lill \~'~'llunlllll~
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4
HC:J:loge
Mt~n~afle
MI~~j!l/l(Je
Meoon-ge
WullJd 1101\11; wl~ll1. IIV JIlIW. ~OU .'1.1: .lll did, I. yuu tl"l
you will lO!JC cver:YI.h1nol You know you will !Hell.
you alu!.adV hLlv(l 1Que'oVQt')'t.hinq. I will toll you
thing Inlleh, go .1tltl,lf..i if you wanl. to p.IY UVCIl mor;o
Ilupport monoy th."1l1 you o'l1 rll'Hiy hQ.v~\ and aru. J havu
"'punt lhQ cOluh you a1 ruauy gavu mu, on lhy t.hUltJu I
UUHJ thuy WU1'\) for.
5/4/9'1 9::n AM Yuu hl1vC rt:.:ceivetl 0 me:l:.lnqel
Wt= qo Wht:1C WI: havc lo nut! to My Pl1n~nl:s auu hOUle
I:Ind t.hal t:s it. We uon' t net:u to ['"un lo tlH~ hl:lnll. ill'l
well I We don't need that extra worry about qlltt1ng
th(~re lInd having the car break down on us there.
1'lus, J Bign nothIng you want me to !Jlgn. Your Wld'3
ordcrn. I do nothlnq you want me to do ( Al:JO, your
Dnd'n ordeenl Your Dad alno lold m4~ that if you did
qo to th~ conrts, You don I t hnvt~ a I cq to ntand on.
You would never get the girls
~/2L.~7 4: 13 PM YOII have rec"ivcd a messag"!
!.. will' .tart. burnincr:in't.the' wood' stove,' ;the
BrltannicQ'.Grentl.rBooJdj'.-i f 'I; don't 'nec'cnnh by "todoy !
'Then !w11.1;'lsta"c:.-on".U.of your stuff you have,in
the atticl"",<'uu.t."lll~, me!
,4/2/97 3: 14 PH You have n~ceived 11 mC:::H1Qe!
L( 1 don.' L.lu1V~.cA.Uh by. Loni9hL. L.. u~.u:t. bUI.:n..i.ng
fyour booka ~'f'roidt'1iQ".at:tiC:~-,', And a.ll. oC,:ov.orYthinq
~QloQ thAt 10 'lUp thQr~.& 111 J,l:.~"..o'{ou,don"'J.Ai'!W~':", how
sick you bav~;~do~mol11
Poqe 1
all. t~t
4/2/97 3,42 PM You. have r::eceived a meaaaqel
The qi rl:t have ju:st :seen wllul you ='6iu. You arc out::
:sicJo. lJa:slard. 'fhey :soy thl!lukt' of lelLing the :slave
thi:J week.
Chat ~)/'J/91 8:00 AM You have accepted a chat reque!1t.
The followlng reoson [or R chat request wa9 qJven:
MI~:;!:aqe
M"I:I:,I'll!
H'":I:II"J'~
4/2/9'1 12:27 PM You h<1Vt~ r('cclved a me';,')(l(~!
my ..hild[i~n! I can't. hel j(~v(' 1 f'ver loved you. If
Y(lll W,lTll. t.Ill~ qi [I~ to qo hlllll.1ry t.hl":!' next. 1....1<)
w(~t~k:;.? Tlwn qo ahead brinq .1 cheek! 1 will ripe ii,
lip t.Oll. It I don't. get cash, 1 will call John S.
at work on Monday and Lell him evcrythina .
Evr'ryl hllHl yr'll ~tlid .1hcdJl him 100. You ,1tP the nlH'
1,1 ,'v j fll] 'J"lnll"~:. 1 j IlHI \oo',Ult I. hi' I'llsh :10 1 C,1n C)(\
f\lpd ::I,"I"I'II1IJ . oet thl' lJirl~ the st1lff t.ht"Y nf~p.d
l)t!t p"f.';':llplions tilh.-d .wd QIlt en wlt.h qutLinq
4/:2/Y) l~':!)l I'M Y"II iL,II,"~ fl""1Ivnd ."llll"I:I:,"l'll'(
1 '{'H,'\ \.:1'0'.' oll),ylhll'l:J 1'1:.1> lu d". I ,:.--,n't. '40 l,),H:!
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PHILIP L. BERGSTRESSER,
Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYLVANIA
vs.
NO. 97-2501 CIVIL TERM
RUTH NAOMI BERGSTRESSER,
Defendant
CIVIL ACTION - LAW
CUSTODY
JUDGE PREVIOUSLY ASSIGNED: None
CUSTODY CONCILIATION CONFERENCE SUMMARY REPORT
IN ACCORDANCE WITH CUMBERLAND COUNTY RULE OF CIVIL
PROCEDURE 191 5.3-8(bl. the undersigned Custody Conciliator submits the
following report:
1, The pertinent information concerning the child(ren) who is{are) the
subject of this litigation is as follows:
NAME
BIRTHDA TE
CURRENTLY IN
CUSTODY OF
Michele Lynn Bergstresser
Amanda Lea Bergstresser
Megan Nicole Bergstresser
June 5, 1981
April 20, 1982
June 28, 1987
Defendant
Defendant
Defendant
2, A Conciliation Conference was held on August 14,1997, and the
following individuals were present: the Plaintiff and his attorney, Daniel M, Myshin,
Esquire; the Defendant appeared with her attorney, Jeffrey N. Yoffee, Esquire.
3, Items resolved by agreement: See attached Order.
4, Issues yet to be resolved: See attached Order,
.
, .
.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYL VANIA '
PHILIP LANE BERGSTRESSER,
Petitioner
v.
)
)
)
)
)
)
)
No. 97-250 I
RUTH NAOMI BERGSTRESSER,
Respondent
CIVIL ACTION - DIVORCE
ORDER OF COURT
AND NOW, this J'Itli day of v) I/o. ~.p. 1998, upon consideration of the within Petition
for Special Relief to Prevent Waste and Dissipation of Marital Assets, it is ORDERED and
DECREED as follows.
1';.11"- eQ(J",tl''QA hearing on the merils of the within petition is scheduled for the JA t day of
F 1998, at?; v~ o'clock, A. M befefe Ul e/!:tI (./ ,
.at ,~
BY THE COURT
Ad-
J
ATTEST
Ikr.~'tr~.....",...I"':IIII\Jn Itlf Sp..'~'I.11 ~dld
~I.l' 11. liNN
~
distribution and refinancing the marital home so as to avoid personal bankruptcy and to
preserve the parties' joint marital assets
16 To date, Respondent refuses to negotiate equitable distribution issues in good faith
Respondent also refuses to discuss reasonable alternatives to bankruptcy and foreclosure
Respondent's refusal to negotiate equitable distribution and refinancing issues in good
faith will result in bankruptcy and/or foreclosure on the mortgage, loss of equity in the
marital home, all of which is a waste and dissipation of a marital asset.
17. Neither party is in a financial position to buyout the interests of the other party in the
marital home. Under the circumstances, the only reasonable means of satisfYing the
parties' joint marital debt and to avoid the further loss of equity in the marital home, is to
sell the marital home and use the proceeds to repay the parties' creditors Respondent
refuses to discuss this option
18. In order that the equity in the marital home not be subjected to waste due to Respondent's
refusal to negotiate, and pursuant to authority granted this Honorable Court by
PaRCivP 192043, 23 Pa CSA ~3505(a) and 3323(0, Laczko\l'.I'ki I'. Laczkoll'.I'ki, 344
Pa.Super 154,496 A2d 56 (1985), May/we \'. May/we, 336 PaSuper 188,485 A2d
494 (1984), Petitioner respectfully requests this Honorable Court to enter an Order
appointing a trustee for the purpose of appraising, listing, and selling the marital home to a
disinterested third party at fair market valuc
III Petitioncr further requests that net proceeds of the sale be used to satisfy the mortgage
and other joint marital obligations as set forth above Pctitioner further requests that
rcmaining funds, if any, be held in escrow on behalf of the parties, pending further Order
of Court regarding equitable distribution
Ikrr~lr':"''''~'f 1'..:1111"11 l~'r Sp.:d.ll Rdid
\1.1\ I~. I'NS
'i
.
20 Pctitioner believes and Ihcrefore avers that if the marital home is not immediately sold and
the foreclosurc process halted, Petitioner will sutTer immediatc and irreparablc harm as
measured by the loss of equity in the marital home as well as damage to Pctitioner's
otherwise good credit rating and reputation, all of which cannot be compensatcd by
money damagcs
21 Petitioner believcs and therefore avers that greater injury would result from refusing to
grant this request than from granting il Without entry of such an Order, Respondent will
continue to dissipate marital assets thcreby precluding Petitioner from obtaining his
equitable share of those assets when an Order regarding equitable distribution is finally
entered.
22 Petitioner believes and therefore avers that granting the relief requested would properly
restore the parties to the status which existed immediately prior to Respondent's wrongful
conduct The rclief sought by Petitioner is necessal)' to protect his interests in the marital
property and to etTectuate the purposes of the Divorce Code and is required by equity and
justice.
~"
.,'
Petitioner believes and therefore avers that Respondent's activity is actionable and that
granting the relief requested is rcasonably suited to abate Respondent's wrongful conduct
Pctitioner has no adequate remedy at law
24 Petitioner believes and thcreforc avers that his right to relief on the merits is clear and that
pursuant to Pa C S A ~J I04(a), the relief sought can be fairly and expeditiously
dctermincd and disposed of
Ik~r'tr.'''.:t 1\'1111<'11 t", SI"'\I.11 ~,'lid
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.
BIUl" B;,II ~athU1;a1 K;lIIk
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April 20, 1998 Loan Number 5052220
Next Due 3/01/98
Philip L Bergstresser
Ruth N Bergstresser Amount Due $ 1,467.34
5306D Manayunk Rd
Harrisburg PA 17109 Balance $ 44,335.92
Dear Mortgagor(s)
You have fallen behind on your mortgage payments and we would
like to find a way to help. In an effort to assist you in finding
a solution to your situation, please contact me at 1-800-346'3437
&xt. 3568. Based on the information you provide, we may be able
to work with you in respect to the following relief options in an
effort to help you save your home.
FORBEARANCE RELIEF: We may be able to arrange a payment plan
which will bring your loan current in a short period of time.
PRE-FORECLOSURE SALE: You may choose to sell your home before
foreclosure can occur. If successful, you may avoid foreclosure
and it's effect on your credit history.
LOAlI MODIFICATION: We may be able to modify your loan to a lower
monthly payment, if your financial condition allows for continued
payments at a reduced amount. Reasons could include medical
expenses, death of one of the mortgagors, involuntary job loss
or ~ut in pay.
HARDSHIP ASSUMPTION: Permits a qualified buyer to assume title
to your property and the mortgage obligation as well.
DEED-IN-LIEU: As a last resort, you may be able to "give back"
your property, There cannot be any second mortgages or liens on
the property, and it must be vacant.
Whil" not all of the options are available to everyone, by
calling me at the above number, we can assess the situation.
PO H\l\ C;~1I . WhO M.lln Slh'd . BIUl" B..lI. P,\ l7<lIh . 717. ,c;.t...~.tl . ",\whhnh.:nOl
--.--
..... LOAN BILLING AND INFORMATION SUMMARY"'"
No'rICE D!\TE: 4/16/98
PAYMENT DUE DATE: 5/01/98
........ LOAN INFORMATION .*.**...
CURREN~ BALANCE 44,335.92
ESCROW BALANCE 144.90
JNTERE5T RATE 7.8750%
IN'rEHE~,T PD THIS YR 588.60
ACCOUN~' NUMBER: !>052220
.****** PAYMENT
PRINCIPAL DUE
INTEREST DUE
ESCROW/LATE CHG
PAST DUE AMOUNTS
TOTAL DUE
DETAILS .....**
347.07
286.44
68.49
1,467.34
2,169.34
1,..111.,.1,..1111,..1,1.",1.11
Philip L Bcrgstresser
Ruth N Bergstresser
5306D Manayunk Rd
Harrisburg PA 17109
MAKE CHECKS PAYABLE TO:
Blue Ball National Bank
PO Box 580
Blue Ball PA 17506
800'!>67-2262
717 - 354, 8100
PLEASE KEEP TlIIS "INF'ORMATION SUMMARY" FOR YOUR RECORDS
... _.....- ---.. .-_. -.-........ ..-.-.. .-.---.-.. ....---..-- ....--
..... ADDITIONAL AMOUNTS PORTION .....
Ph i lip L BergsLresser
ACCOUNT NUMBER: 5052220
ADDITIONAL PRINCIPAL
(32)
(40)
(35)
ADDITIONAL ESCROW
LATE CHARGES
PLEASE USE THIS CENTER PORTION TO DESCRIBE ADDITIONAL AMOUNTS YOU WISH TO PAY
ON YOUR LOAN. PLEASE DETACH THIS PORTION FRO~l THE "INFORMATION SUMMARY" ABOVE
AND RB!'URN IT WITH THE "REMITTANCE PORTION" SHOWN BELOW.
**_....****...*.*.. INSTRUCTION POR BANK PERSONNEL ONLY ......*.*......**...*
Please Complete thc proper transaction form to correctly post the amountR Rhown
above. DO NOT USE THIS SECTION AS A CREDIT TRANSACTION.
..... REGULAR LOAN PAYMENT REMITTANCE PORTION .....
Philip L Bergstresser
DUE DATE:
5/01/98
ACCOUNT NUMBER
5052220
Ileturn Address
BILLED PAYfoIENT
2,169.34
BWE BALL NATIONAL BANK
l-lA I L ';'tH,LER
PO BOX 580
BLUE HALL PA 17506
TRAN CODE
65
PI,RASE RRTURN TIllS "REMITTANCE PORTION" WITH YOUR CHECK
21361
17~-4,8-4750
04-01-98 04-30-98
1
THINKING OF BUYING A NEW OR USEO
VEHICLE? FINANCE YOUR NEW OR
USED CAR WITH US 8ETWEEN MAY I
AND JUNE 30. 1998 AND YOU CAN
DEFER YOUR FIRST PAYMENT UNTIL
SEPTEMBER 1.1998, WE HAVE SOME
OF THE BEST RATES IN TOWN, SO
SEE US BEFORE YOU ROLL OFF THE
LOT. APPLY BY USING DIAL-A-LOAN
AT 1-800-723-4352 OR 795-6053.
OR STOP BY ANY OF OUR CONVENIENT
BRANCHES,
PHILIP BERGSTRESSER
5306 D MANAYUNK RD
HARRISBURG PA 17109-6307
1.,.111.,.1.11111111.1.111.11...,11.11...1...1111111111111.111
040398DAO-CL CHARLESTO
0403980AO-CL CHARLESTO
040398SHARE WITHORAWAL
041398SHARE WITHDRAWAL
041798DAO-CL CHARLESTO
041798DAO-CL CHARLESTO
042098SHARE WITHORAWAL
043098DIVIDEND
JOINT OWNERS: RUTH N BERGSTRESSER
REPORTING SSN:175-48-4750 Y-T-D DIVIDENDS: 1.02
TRUTH IN SAVINGS INFORMATION
AN~UAL PERCENTAGE YIELD I 3.25~
ANNUAL PERCENTAGE YtELD EARNED I 3,25~
485,00
-223,00
-250.00
-10,00
485.00
-223,00
-266.07
.15
----------------------------------------------------------------------------------
"ANNUAL PERCENTAGE RATE"
10,7000~ DAILY PERIODIC RATE ,D293151~
PREVIOUS LOAN BALANCE
"FINANCE CHARGE" PRINCIPAL
21361-00 23,37 95,63 119,00
21361-00 22,98 96,02 119,00
040398PAYROLL ALLOCATION FROM
04t798PAYROLL ALLOCATION FROM
YTD FINANCE CHARGE PAID:
194,72
NEW LOAN 8ALANCE
,00 'FINANCE CHARGE': 46.35
FERIOD TOTALS-PAYMENTS & CREDITS: 191,65 DEBITS:
-----------------------------------------------------------------------------
512,07
289.07
39.07
29.07
514,07
291. 0 7
25,00
25,15
5693,88
5598,25
5502,23
5502,23
"PERtODIC RATE MAY VARY ON THIS LOAN"
"ANNUAL PERCENTAGE RATE" 13,0000% OAILY PERIODIC RATE ,0356164~
PREVIOUS LOAN BALANCE 9994,22
"FINANCE CHARGE" PRINCIPAL
040398PAYROLL ALLOCATION FROM 21361-00 49,56 54.44 104,00 9939,78
041798PAYROLL ALLOCATION FROM 21361-00 49,56 54.44 104,00 9885.34
LOAN LIMIT: 10000,00 AVAILABLE FUNDS 114.66
YTD FINANCE CHARGE PAID: 382,71 NEW LOAN BALANCE 9885,34
CURRENT PAYMENT: 104,00 PAST DUE: .00 TOTAL: 104,00 DUE:06-28-98
PERIOD TOTALS-PAYMENTS & CREDtTS:
108,88 DEBITS:
,00 'FtNAN:E CHARGE': 99,12
-------------------------------------------------------------------------------
<\oil"'. ... 0" *'1
2
THE W'ICARD
PO lOX 270.
COlUMIUS GA 31902
VISA"
"
HAY 05. 199B
1...111...1,..1111...1,1...11....11.11...1.,,11I....11.,11...1
PHILIP l BERGSTRESSER
5306 0 HANAYUNK RD
HARRISBURG PA 17109-6307
ACCT. NO. 4229-3300-0tI9-3711
CURRENT BALANCE
PAST DUE
TOTAL DUE
H.6t3.51
U70.00
$375.00
Dear PHILIP L BERGSTRESSER :
This is a rv.inder that your WebCard Visa account is currently past due.
Pl'Bse aail your pay.ent of $375.00 today to pay your account current.
Thank you in advance for your pro~pt attention to this matter.
Sincorely,
R.H. JONES
Bankcard Collections
Webcard Visa
BOO-249-5143
-
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7 ~;595~5 ~ - _ r- ~~u~~r.~_~ ! r:~~~~o,:lo.(O I
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PO ROX 1:.'0
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THE WEBCARD
POBOX 27-955
KANSAS CITV, HO 64100-0955
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PHILIP L BERGSTRESSER
5306 D HANAVUNK RO
HARRISBURG PA 17109-6307
"'tm":
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4229330001193711 0047051 0759551
tI Of: U.CH.d RE A~O RllURN wn~ Rf.~lTT~f_
'<)IDG' DESCRIPnON
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U.UI _FINANCE CHARGE- CASH ADVANCE fEE
03-Z'. tDRE3TATES BAN/IOIS EAST HARRISIURC PA
03-S0 CIAKY 100' HARRISBURC PA
VDUR ACtIUlT IS PAST DUE
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, 0302S'24U0441O'4!l3!Onu.u U4t:-'- --11:':' i
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: 03-2' 243011210IUOS.,nnU1, S4U. 3$,20
111,00, THE PAST huE AMOuNT IS INCLUDED IN THE HINI~ PAYMENT.
PLEASE REHlr IHHEDIATELY. '
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OA..,~'WCt
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Jllmlns'on, DE 19850,5019
ACCOUNT NUMBER
---4:1113-024694092838
PHILLIP L BERGSTRESSER
5:106 D MANAYUNK RD
IIARRISBURG PA 17109-630706
~LANCE -- --1
$10,173,33 ____,
Serd your payment toda, alnnR with the- tol" rnrtinn nf th." If'U~r
Apri I 28, 1998
Dear Phillip L Bergstresser,
At MBNA, we specialize in helpIng people. We uoderstand that situations may
affect your abi I i ty to meet your financial obi iKations,
If your paytlent of $401.()() is in the mail. thank you. If you are not able to
make a payment by y"ur due date. call us so we call assist you,
Committed to serving you,
Rik .;I~
Ri ta 11011 ingsworth
Vice President
('"c::fn!!l.(Ir t\~c: 1 C't!l"f''1- .
Pittsburgh Steelers
AlINt..
1 ~..-r-A.
\ (co""-:';:; ~2;~ 94~9 -2~3Bj I
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P.O. BOX 15137
',j!I.HINGTON, OF. 19886-5137
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PHILLIP L BERGSTRESSER
530b D MANAYUNK RD
HARRISBURG PA 17109-b3070b
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43'3024694092B3B i $'O,OOO.ooJ $0.00] 20 -r 04/'B106
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01"__ _.1-~_ __ IPolultlb., _. ~YP' ',--' --- . .-.---------
T<*IM.~'"'.~~ "~~OA.DM_
I $40t .00 l 0!i/'S/9;--
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I C/llrgn Credt.1CRl
PURCHASES AND ADJUSTMENTS
03.'2803/.!G 0072 VS C TEXACO INC '.16'1;22001' ENOL.A Ph
03/31 03/28 717.1 VS C MOBIL OlL 071018061 CTR so PA
03/3' (,3/31 1232 V5 C RETURN CHECK H[ M'5BBS16 'BO.OO
0.1/C1 (,3/30 0174 vS C EXXON USA 7527686849 HhRRISBURG Ph
CJ/09 C.J/J7 6660 VS C MOBIL OIL 09655531 [NOLA PA
0.1/1.1 C4/12 9510 VS C SUNOeC 00037 HARRISBURG PA
OJ/17 (4/1.J 8947 vS C SUNOCC C3634 HARRISBURG PA
OJ! 18 (4/18 0000 vS C lAT[ CHARGE FOR PMT OUF 04/15
TOTAL FOR BILLING CYCLE FROM 03/21/1898 THROUGH 04/1B/1998
11. SO
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11. St
" 00
1100
9 00
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$107.02
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- --..-----
IIMPORTA'IT
NEV,S
YOU ARE A VALUED CUSTOMER wE WA~T TO MAKE SuRE YOU ARE AWARE THAT WE HAVE NOT
"t.~i.:;'w.t::. U"'O: ~..,;';ci~'i Pi-EASt: SEI..u ThE I4M::',jI,,- D~E TeG':', 1; i:7 n':':; cHi...
MAILED. THANK ~OU
00 yOU KNOW WHAT l~ O~ yOUR CREDI~ REPOR. AND WHO PUT IT THERE?
CALL '.888-830-5291 AND ASK PRIVACY GuARD FOR I.S FULL TERMS AND CONDJTIONS.
SAVE 20% AT MORE THAN 7.000 PARTICIPATING RESTAURANTS CAll t-8oo-422-5090
TO REOUEST TH[ NO ANNUAL FEE TRANSMEDIA CARD PLEASE REFE~ENCE CODE "MBS2"
TOTAL ,,'NIMUM ,.WfNT OUI
SUMAI.tR'r' 0' TRANSACnOHS
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"'" $401.00
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PLEASE SEt REVERSE SIDE FOR IMPORTANT INFORMATION
J,,;.ur.....">O<I:lC IW#eII'lll' r..~ r.. ,.,..._ C"/Q'N I
-----
WACIIOVIA
"21629 6
CbrG 0.. Cartf N....otfl~
I 4118 1601 5122 8056
0~09r8
M.~, ~h,dl. ply_bl, to W.chovla.
: -, Ch~ck 00. aIle" ana IfldIC310 flew addlnu
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PHILIP L BERGSTRESSER
. 0
5306 MANAVUNK RO
HARRISBURG PA 17109
POST OFFICE BOX 15515
WILHIHGTOH DE 19886-5515
41181601512280565 070030440UOU110031
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CIosi1g 0118 Card Nlfl1tll~t~l Credl1limit Rate Opl,on Payment Dal'
4118 1601 5122 8056 *PERIDDIC
104:09198 300 RATE HAV VARY I 05p8~8
"""""""-
;:::t' ~ DescriptIOn
"" ...
Amount
-------------.------ PAY NTS,
74118168070000070061001 3 II
074327008082745082224325 3 23
*
SPRING INTO HO IHP
WARDROBE, IT'S EASV
CALL OUR CUSTO R SE
ORDER A SET OF ERSO
*
THIS SPRING, TR AT V UR F
VACATION WITH UR lOW RA
SMART WAY TO GE WHrE VO
NEE D! IT'S SAF R TH N CA
IS A HANOV RECEIPT EN V
I
THEHTS AHO OTHERS ----------------------
OVERLlHIT FEE
PAVMENT RECEIVED, THAHK YOU
* *
OVEHNTS. VACATIONS. OR EVEN A NEW
WHEN YOU USE A WACHOVIA CHECK, JUST
VICE DEPARTHENT AT 1-800-811-5821 TO
ALlZ 0 CIIECKS,
* *
MILV AND YOURSELF TO A GREAT
E WACHOVIA CREDIT CARD - THE
'RE GOING ANO BUV WHAT YOU
RVING CASH. AND YOUR STATEHENT
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25 00
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3 11
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Summary R.lI.lN" AChl'''~'' l'eollUC,C (."nn."oJv C'la'~"!o Bal.nce
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CASH ADVANCES I pO 1. 515% . 18. ~O% PO ".........~'" P:ry"'e<>I 0... 11UO
I I I AIolNUAL PlAClNTAGI: RAn 14.38
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I I
W\CIIO\ 1\
P('a~(' See RC>N~~ F:"o. 1'TllCortar,t 1r,!QfI'l".J!'O"l
l~enipeR,
NOTICE OF PAYMENT DUE
Kl'('p Ihi~ pot110n a~ your record.
'(our ranrrllrd lhl'c.k 1\ your rc(clpt.
r,o, BOX 4729
SYRACUSE NY 13221
11,1:t IIWp.I:!.,l 02-10-98
PAYER
P-0210007560
PHILIP LANE BERGSTRESSER
RUTH NAOMI BERGSTRESSER
121 DAUPHIN ST
ENOLA PA 17025
7.565
AGEtlT 29-3109
FEINERMAN INS AGENCY
PO BOX 2679
HARRISBURG PA 17110
PHONE' (717) 234-6108
.\1111.1111111'
',,; II \ 1:\1 \,( I
MINIMUM our
SYP 319 418
KEMPER INSURANCE PACKAGE
EFFECTIVE 03-10-98
RENBIAL PREMIUM
OOHNPAYMENT $225,00
RENEllAL OOWNPAYMENT NOTICE - SEE REVERSE
SIDE FOR IMPORTANT INFORMATION
RQ 054 150 !
I
$1.498,00 :
225,00
1.498,00
1,498.00
225,00
www NOTICE TO PAYERS WWW
THERE IS MORE THAN ONE PAYER ON THIS POLICY, THE PREMIUM AMOUNT
SHOWN INCLUOES ONLY THE AMOUNT WHICH YOU OWE, THE REMAINING I
PREMIUM HAS BEEN BILLED TO THE OTHER PAYER, FAILURE TO PAY THE i
REQUIRED RENEWAL OR CONTINUATION PREMIUM BY EITHER PAYER WHEN :
DUE SHALL MEAN THAT OUR RENEWAL OFFER HAS NOT BEEN ACCEPTED BY ,
THE INSURED AND THE ENTIRE POLICY HILL AUTOMATICALLY TERMINATE
AT THE END OF THE CURRENT PERIOD
'\";' 11'\ l'r~I' ... II., It n 1l.r1ht" ('\pl,III,llIu"...
I DUE DATE
03-10-9B
MINIMUM nUl
" 225,00
, "
. ... ,
9 mntia/(}tJ~PARTMEN7:,) AND TOIJINlIOMES
4913 Wynncwood Road
Phonc (717) 652.4900
Harrisburg, Pa 17109
Fax (717) 671-0839
URGENT NOTICE
MAY 0 6 1998
DATE: /)
TO: ;;idv-i' ~,.~
LPv7 II I~
c,~:::CI-/) ;Z Il':(a~i'r}</,'I"--
ACCOUNT# b c: C;
YOUR RENT IS LATE AND YOU HAVE NOT CONTACTED THIS OFFICE,
THERE WILL BE A 10% LATE FEE ASSESSED TO YOUR ACCOUNT YOUR
RENT AND LATE FEE MUST BE PAID IMMEDlA TEL Y TO A VOID LEGAL
ACTION AND LEGAL FEES. IF YOUR CHECK AND/OR MONEY ORDER IS NOT
RECEIVED IN THIS OFFICE BY THE 15TH DAY OF THIS MONTH, A
COMPLAINT WILL BE FILED WITH THE DISTRICT JUSTICE WHICH WILL
INCUR LEGAL FEES THAT WILL BE ADDED TO YOUR ACCOUNT, AND THIS
PROCEIJURE COULD THEN LEAD TO EVICTION
RENT $ ~1(', c (:;
LATE FEE _"5~. C:c'
TOTAL IJUE $ /? .11. V V
JAGER MANAGEMENT
ACCOUNTING DEPT.
JM/nr
RUTH N, BERGSTRESSER,
Petitioner
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 97-2501
PHILIP L. BERGSTRESSER,
Respondent
DIVORCE
PETITIONER'S RESPONSE TO RESPONDENT'S PETITION FOR SPECIAL RELIEF
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted.
5. After reasonable investigation, Ruth Naomi Bersgresser
(Respondent) is without knowledge or information sufficient to form a
belief as to the truth of Philip Lane Bergstresser's (Petitioner)
Paragraph 5. The same is therefore denied and proof is demanded.
6.
Denied.
There is no water damage to the interior of the
home.
7, Admitted.
8. Admitted.
9. After reasonable investigation, Respondent is without
knowledge or information sufficient to form a belief as to the truth
of Paragraph 9.
The same is therefore denied and proof is demanded
with the exception that Respondent admits that Petitioner made the
mortgage payments on the marital home up through and including March
1998.
lO, It is denied that Petitioner is current in his child and
spousal support payments. Pursuant to an Order of Court dated August
15, 1997 attached hereto as Exhibit "A", Fetitioner was required to
pay the mortgage on the marital home independcntly of Domestic
Relations and directly to Blue Ball National Bank. Petitioner failed
to make the mortgage payment for the month of April 1998, After
reasonable investigation, Respondent is without knowledge or
information sufficient to form a belief as to what other expenses
Petitioner is incurring,
11, Denied. Respondent believes Petitioner is able to maintain
regular payments on all of his debts.
12. After reasonable investigation, Respondent is without
knowledge or information sufficient to form a belief as to the truth
of petitioner's Paragraph 12. The same is therefore denied,
Petitioner has a monthly net income of $4,001. 00 as determined by
Cumberland County Domestic Relations in April of this year and he
should be able to pay all of his expenses.
13. After reasonable investigation, Respondent is without
knowledge or information sufficient to form a belief as to what the
bank advised Petitioner. Thc same is therefore denied. It is denied
that the bank is approximately 60 days from foreclosing on the parties
mortgage. Respondent has made one payment on the mortgage and has
worked out an agreement with the bank not to foreclose as long as
regular monthly payments are made.
14. Admitted,
15, Admitted. Petitioner through counsel made several requests
regarding engaging in equitable distribution. It is denied that there
was any discussions specifically regarding refinancing the marital
home with the exception of one telephone conversation a day or two
before the Petition for Special Relief was filed. It is admitted that
Respondent does not want to engage in equitable distribution
negotiations at this time. It is denied that Respondent has a good
faith obligation to do so in that the parties have not yet been
separated for a two year period. It is denied that Respondent's
refusal to negotiate equitable distribution will result in foreclosure
on the mortgage and loss of equity in the marital home.
After
reasonable investigation, Respondent does not know if Petitioner will
file bankruptcy, however, Respondent believes that the $4,000.00 a
month net income which Petitioner earns is sufficient to pay his debts
if he could competently manage his money.
16. Denied. Petitioner has the financial ability to buyout
Respondent.
17. Denied.
Respondent asserts that she has sufficient assets
through spousal and child support to make the payments on the marital
home,
18, No response required in that no factual allegations are
made. By way of further response, Respondent requests that the Court
deny Petitioner's request for Special Relief and more specifically
Petitioner's request for the appointment of a Trustee.
19, Respondent's response to Paragraph 18 is incorporated herein
by reference.
20. After reasonable investigation, Respondent is without
knowledge or information sufficient to form a belief as to the truth
of Petitioner's Paragraph 20. The same is therefore denied. It is
denied that Respondent is dissipating marital assets. By way of
further response, the issues raised by Petitioner's Petition for
Special Relief are not yet ripe for disposition. The appropriate time
would be after the case is listed for an Equitable Distribution
hearing before a divorce master or the Court,
21. Denied. Paragraph 20 is incorporated herein by reference.
22, It is denied that Respondent is engaging in any wrongful
conduct. She is acting completely in accordance with her rights
provided to her by the Divorce Code.
23. It is denied that Respondent is engaging in any wrongful
conduct, Accordingly, it is denied that Petitioner is entitled to any
relief.
24. It is denied that Petitioner is entitled to any relief on
his Petition,
WHEREFORE, Respondent requests that the Petition for Special
Relief filed by Petitioner be denied.
YOFFE & YOFFE, P.C,
203
bergstresser\response
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7. The above captioned parties are also involved in custody
proceedings and child and spousal support proceedings for which the
undersigned has been retained to represent Petitioner.
8. Although the undersigned received an initial retainer, for
several months now, the undersigned has been providing legal services
to Petitioner essentially without being paid.
9. Petitioner has retained Jeffrey N. Yoffe of the law firm Yoffe
& Yoffe, P.C. as her attorney in the Divorce Case as well as the
custody and support cases.
10. Petitioner has agreed to pay the undersigned at the rate of
$100.00 per hour.
11. To date, the undersigned has spent 1.4 hours in the
preparation of a response to the Petition for Special Relief filed by
Respondent.
12. On or around this same date, Petitioner will be filing a
written response to the aforesaid petition for Special Relief.
13. If Respondent chooses to proceed further with arguing his
Petition for Special Relief Petitioner will incur additional attorney
fees.
14. If Respondent contests this Petition for attorney fees,
Petitioner will incur additional attorney fees in arguing in support
of the same.
15. In addition to the representation which the undersigned will
provide in relation to the aforesaid petition for Special Relief and
in consideration of the parties already being separated for 15 months,
the undersigned in approximately 6 months expects to be forced as a
practical matter to begin either preparing
Distribution Hearing or begin negotiating a
Equitable Distribution issues,
16, Even at present, Respondent is forcing the undersigned to
spend time on the Divorce/Equitable Distribution Issues in the form of
responding to a Petition for Special Relief and the undersigned
expects that in the next 6 months additional attorney time will be
spent on the Divorce and Equitable Distribution matters in that it
for an Equitable
settlement of the
appears as though Respondent is very eager to resolve all those issues
at present.
17, The undersigned expects to spend a minimum of 7-11 hours on
Divorce and Equitable Distribution matters in the future in this case
assuming a settlement can be negotiated.
If matters are contested,
the undersigned would expect to spend at least 15 hours on this case
in the future.
18. Respondent can afford to pay $100.00 per month in the form
of Interim Counsel Fees.
19. Although representing petitioner in custody, spousal support
and child support matters in addition to Divorce and Equitable
Distribution matters, the undersigned is only requesting Counsel Fees
and Interim Counsel Fees for time spent working on the Divorce and
Equitable Distribution matters.
WHEREFORE, Petitioner requests that a rule be entered upon Philip
L. Bergstresser to show cause:
A. Why he should not be required to pay within 30 days the sum of
$140.00 in Counsel Fees to Yoffe & Yoffe, P.C. for work already
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I'IIILlP L. BERGSTRESSER.
Plnintitr
IN TilE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY. PENNSYL VANIA
vs,
97-2501 CIVIL
RUTH NAOMI BERGSTRESSER.
Defcndanl
CIVIL ACTION - LAW
IN RE: PETITION FOR SPECIAL RELIEF AND PETITION FOR INTERIM COUNSEL FEES
ORDER
AND NOW. this
'Zo'
day of August. 1998. action on the within pctitions is
DEFERRED following conference in chambcrs in which the court underscored the importance of
an attempt to rcach an amicablc settlemcnt of this ~asc,
BY THE COURT.
/~t-- /J 1
Kcvin A, Hess. J.
Daniel M, Myshin. Esquire
For the Plaintiff
l'o>-f<<'; jl'''''(''{' 1!/~o/?r.
j.j .ll.
Jcffrey N, Yoffee. Esquire
I' or the Defcndant
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYL VANIA
Philip Lane Bergstrcsser ,
Plaintiff "
v.
)
)
)
)
)
)
)
No. 97-250 I
Ruth Naomi Bcrgstresser ,
Dcfendant
CIVIL ACTION - CUSTODY
ORDER OF COURT
AND NOW, this 2(.' day of.laRttar)', 1998 upon consideration of the attachcd Motion to
Fa,......,
Amcnd thc Complaint in Divorcc, and with the conscnt of Dcfendant and her counsel, Plaintiffs
Motion to Amend Paragraph 18 and the Prayer for Relief in Count IV of the Complaint in
Divorce is hereby GRANTED.
BY THE COURT
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
,
PENNSYLVANIA
PHILIP L. BERGSTRESSER,
PlaintilT
)
)
)
)
)
)
)
CIVIL ACTION - CUSTODY
v.
No. 97-2501
RUllI N BERGSTRESSER,
Defendant
ORDER OF COURT
AND NOW, thisL ') , day of March, 1998, with the consent of the parties and their
respective counsel, the custody hcaring prcviously scheduled for April 2, 1998 is continued until
April 20, 1998 a1 10:00 o'clock, A.I\1, in Courtroom Number 4 of the Cumberland County
Courthousc, Carlislc, Pcnnsylvania
BY THE COURT
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v,
: IN THE COURT OF COMMON PLEAS OF
; CUMBERLAND COUNTY, PENNSYLVANIA
; CIVIL ACTION . LAW
PHILIP LANE BERGSTRESSER,
Plainliff
RUTH NAOMI BERGSTRESSER,
Defendant
NO, 97-2501 CIVIL
QUALIFIED DOMESTIC RELATIONS ORDER
WHEREAS, PHILIP LANE BERGSTRESSER, (hereinaftcr referrcd to as
"Participant") and RUTH NAOMI BERGSTRESSER, (hereinaftcr referrcd to as "Alternate
Payee") havc agrecd to a division of marital property, which Agrecment includes provision for a
distribution from the Participant's account in thc Civil Service Retircment System (hereinafter
referred to as thc "Plan"); and
WHEREAS, this Qualified Domestic Relations Order (hereinafter referred to as the
"Order") provides for the division and disposition of the marital components of the Participant's
a~count in the Plan, which is a benefit sponsored by the Participant's prior employment with the
United States of America, Department of Defensc; and
WHEREAS, Social Sccurity Number of the Participant, Philip Lanc Bergstrcsser, is 175-
48-4750, whose datc of birth is Junc 18. 1957, and whose initial date of hire was January 5,
1979; and
WHEREAS, Participant, Philip Lanc Bergstrcsser, intends to grant the Alternatc Payee,
Ruth Naomi Bergstresser, rights to such benefits in such amounts on the tcnns and eonditions
prescribed hereinaftcr as provided for inlhe Plan; and
WHEREAS, this Order is intcndcd to be a Qualilicd Domestic Rclalions Order
(hercinafter "QDRO"), as that tcrm is dclincd in Section 414(p) of the Internal Rcvenuc Code
and Section 206(d) (3) of ERISA,
NOW THEREFORE, IT IS ORDERED AND DECREED AS FOLLOWS:
I, The partics intend for this Order to constitule a "Qualilicd Domcstie Relations Order"
as de lined in Scction 414(p) of the Internal Revenuc Codc of 1986, as amendcd,
2. This Order applies to thc following qualilied retirement plan: Civil Servicc
Rctirement System Plan (hereinaftcr rcferrcd to as the "Plan").
3, The Court has considercd thc requirements and standard ternlinology providcd in part
838 of Titlc 5 of Code of Fedcral Regulations, The terminology uscd in the
provisions of this Order that concern benelits under the Civil Service Retircment
System are governed by the standard convention established in that part,
4, Philip Lane Bcrgstresser, soeial security number 175-48-4750, (hereinafter referred to
as "Participant") is a participant in the Plan,
5, Ruth Naomi Bergstrcsser, soeial security number 175-54-2251 (hcreinaftcr referred to
as "Alternate Payce") is the Participant's former spouse, being married on March 8,
1977 and divorced on May 29, 2002,
6, Participant's date of birth is Junc 18, 1957, and his last known mailing address is 467
North Pitt Street, Carlisle, Cumberland County, Pennsylvania,
7, Alternatc Payce's datc of birth is February 3, 1958, and hcr last known mailing
address is 215 Wyoming A vcnuc, Enola, Cumbcrland County, Pennsylvania 17025,
8, Thc partics werc rnar:icd on March 8, 1977, in Harrisburg, Dauphin County,
Pennsylvani(l, A Decree in [)ivorcc was entered on May 21), 2002 in the Cumberland
County Court of Common Picas,
9, A portion of the Participant's account in the Plan is marit(ll propcrty subject to
distribulion by the Court of Common PIcas of Cumberland County, Pennsylvania, the
Court of jurisdiction ovcr thc partics' divorce procccdings, Alternate Payce is
Particip(lnt's fornler spouse,
10. Participant will be eligible for retircmcnt benefits under the Civil Service Rctirement
System bas cd on cmployment with the United Stated Govcrnmcnt. Altcrnatc Payce
waivcs any cntitlemcnt she may have to a Survivor Benefit providcd for from the
Plan.
11, Participant will be eligible for retirement bencfits undcr the Civil Service Retirement
System based on employmcnt with the United States Govcrnmcnt. Pursuant to the
agrecment of thc partics, the United States Office of Personnel Managcment is
directed to pay Alternatc Payee the sum of TWO HUNDRED FIFTY and 00/100
($250.00) DOLLARS per month as Alternate Payee's portion of Participant's
monlhly gross rctircment benefit. This portion of Participant's monthly benefit is duc
and owing to the Alternate p(lyee and sh.tll be so paid directly from thc Unitcd States
Officc of Personnel r..lanagemenl or its designated pay ccntcr or appropriate federal
personncl om~e to Altcrnate Payce,
12, Payments of monthly benefits to the Altcrnate Payee shall coincide with paymcnls of
benefits to the Participant and shall continue as long as Participant is alive, Any
taxes required to be withheld by the Federal Government from the disbursement shall
be withheld from the gross amount of the Alternate Payee's monthly benefit.
13. Participant is eligible for retirement benefits under the Civil Service Retirement
System based upon employment with the United States Government. Alternate Payee
is entitled to TWO HUNDRED FIFTY and 00/100 ($250.00) DOLLARS per
month from the Partieipant's Civil Service Retirement Benefits as set forth above.
When the COLAs are applied to the Participant's retirement benefits, the same
COLA, shall be applied to Alternate Payee's share. The United States Office of
Personnel Management is directed to pay Alternate Payee's share directly to
Alternate Payee.
14. In the event of death of the Alternate Payee, the payments or distribution to be made
hereinabove to Alternate Payee shall be paid to the named benefieiary, Megan Nieole
Bergstresser, or to the estate of the Alternate Payee in the event of the named
beneficiary's death, for the remainder of the period of distribution of retirement
proceeds, or as long as otherwise pernlilled by law.
15. Participant shall have no right or authority to modify the distribution provided for
herein to the Alternate Payee.
16. The remarriage of the Alternate Payee shall not affect her receipt of benefits,
payments or distributions as herein described.
17. This Order shall not require the Plan to approve any type or fornl of benefit, or
portion not otherwise provided under the Plan; or require the payment of any benefit
for the Alternate Payee which are required to be paid to another Alternate Payee
under another Order previously determined to be a Qualified Domestic Relations
Order; or require the Plan to provide increased benefits which result from future
contributions to the Plan. Any provision of this Order which appcars to bc othcrwisc
shall be null and void and have no effect.
18. In no event shall the Alternate Payee have a greater right than those which are
available to the Participant.
19. Except as otherwise stated herein, any reasonablc eost ineurrcd by the United Statcs
Office of Personnel Management to effectuatc the tenns and provisions of this Order
may be assessed against that party rcquiring the servitudes of that Office of Personnel
Management, otherwise. such expenses shall be divided equally between them.
20. The parties shall promptly submit this Order to the United States Office of Personnel
Management for approval as a Qualified Domestic Relations Order.
21. A copy of this Order shall be mailed promptly, return receipt requested, to the United
States Offiee of Personnel Management. If this Order has been predetermined by
United States Office of Personncl Management to constitutc a Qualified Domestie
Relations Order, that Office shall properly carry out the provisions. If this Order has
not been predetermined by the United States Office of Personnel Management as a
Qualified Domestic Relations Order, thcn that Officc shall, within a reasonable time
after the receipt of this Order, deternline whether this Order is a Qualified Domestic
Relations Order and notify both the Participant and Alternate Payec of such a
detcrnlination. Until such time as a detcrnlination has been made, the United States
Office of Pcrsonnel Managcment shall comply with all requiremcnts imposcd upon
him by Section 404(p)(7) of the Codc and Section 206(d)(3)(h) of ERISA. If thc
United Statcs Officc of Pcrsonnel Management dctennines that this Ordcr is not a
Qualified Domestie Relations order, then it shall notify the Participant and Altemate
Payee of such a detennination and reason there lore.
22. In the event that any prOl'ision of this Order prevents this Order from qualifying
under the requirements of the Plan for the division in transfer of the retirement
annuity of Participant pursuant to federal law, the parties shall cooperate to have this
Order modified to meet the requircments of the Plan consistently with the intent of
this Order said modifications, if any, to bc entered nun pro tune. The Court of
Common Pleas of Cumbcrland County, Pennsylvania, hereby expressly reserves
jurisdiction ovcr the parties and the subject mailer of this Order for the limited
purposes of amending this Order for compliance with the requirements of the Plan
and for the purposes of supervision and cnforcemcnt.
23. A certified copy of this Order shall be forthwith served upon the United States of
America, Office of Personnel Management, Office of Retirement Programs. Said
Order shall take effect immediately and shall remain in effect until further Order of
the Court.
24. The parties rcquestthe Court to retain jurisdiction over this Domestic Relations Order
to amcnd, as necessary, and to establish or maintain its qualification as a Qualified
Domestie Relations Order under ERISA and Part 838 of Titlc 5, of Federal
Regulations.
IT IS INTENDED TIIAT THIS ORDER SHALL QUALIFY AS A QUALIFIED
DOMESTIC RELATIONS ORDER AS SUCII AS DEFINED UNDER SECTION 414(p)
INTERNAL REVENUE CODE OF 1986, AS AMENDED. The court retains jurisdiction to
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF
d\'d ~ ~
On this ~ - ayof "1~ \llU..,.~ ' 200-" before me, the undersigned
officer, personally appeared PHILIP LANE BERGSTRESSER, known to me (or satisfactory
proven) to be the person whose name is subscribed to the within Agreement and aeknowledgcd
that he executed the same for the purpose therein contained.
IN WITNESS WHEREOF, I hcrcunto set illY hand and official seal.
'~t~e~.(~41l1/ltl\W",-
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NM.:lrial Sr~1 I
Nicole M. ,!o:1,~ders,'\rt. NC1lary f'u!-,Iic I
H'",pdc" r"n" C","~"ln"d (""My I
My ComsrJukm n:.pir':~ Ot.t 2. 200;'1
Mcrr.t'or, Penns~ani<1Assy.Jall(lnct. NClilIi\.!$
COMMONWEALTH OF PENNSYLVANIA
COUNTYOF rll~\\\:n iCmd
On this 2 D day of .J r: II 1,1 (If' \
'''''c '
L"l',)
,~, bcforc mc, the undersigned
\
ollicer, personally appearcd RUTH NAOMI BERGSTRESSER, known to me (or satisfactory
proven) to bc the person whose name is subscribed to the within Agreemcnt and aeknowlcdgcd
that she executcd the same for thc purpose therein contained.
IN WITNESS WHEREOF, I hcreunto set my hand and official seal.
I.
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NOlan,ll Seal
Kansa J lohman, Notary Pubhc I
CAitlsle Borf"l, Cumberland County I
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