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HomeMy WebLinkAbout94-00867 _ /i~~~~/;UY:;i- " .~.;,~:",-:,,-,,:~~~iSi..~ - .:_:"-<, ~~ }: ..r~':n'~~'"\-,, '-7 , i..~. ~,:.; -l ~i:,~ ~Tj;~ . . ',,~';. -','-~, -".-.,--",-',.-.. 0."" c.;L, .'-',:, ,L,. -- "",,~_'..I, . ..A;"~'" ~'..lr..."t.~;;r. "~J;~'.~a~~~ti;~:tit:ji E{.,,~ji':Iir;:ii::,~,~~\~~~"':"'; . lstalO of CllMI3E1U~ Register of Wills of ~ County, Pennsylvania PETITION FOR GRANT OF LETTERS dl-C)lf -~ 7 . \ PNffiICII\ 1\. SIIlNDLElI No. also known a8 . Deceased Soc,al Security No. ad; "l ~- v(:; 7 ",....""..,........1..,......1..,.........'_.'....11.., tt.UMPLfH "A" OR *0" DELOW:I A, PlUbale.IIl)~-GJ~Bl III LUll"'. '"'" /IV'" \11,11 PCIIIIIIIl",l.',.'a,c Ih'ilY''If~ l1arnollllllho lasl Will III Dflt:udul1l. dated "Jo/ 7/') illld cudlclllsl datud Ihe ~ ...., 'n.-.." ......,....... .v, ,.._......, ....... '.1.._..." 110.11'11 Uti lollows, Decadenl did nol "limy, was nol dl\lurcHd, twd did nul 11I1\lU d child born 0' udoplnd olltt' "kocuUun 0' Ihl! ducumunlM UIlUhl" I.., fllulMlll; WII. nollh. IfIclun 01 it kllhnu IlIId w." nUllur ndjudl';1I1ed iru:mnIJftlenl: ~ B. G,ant 01 LuIlCl!. ut Adltlll""trilllllll . to.. ....... ,. ........"..".. '''''.''. ..._..... ,~....." "....~.'.." Plr111101lUI(sl alter a plopel suarch haslhavlI ascllrlainud thai OUl;cdunl loll no Will .llld was surviv(!!t bV thl! fulhJWlllU 51111WW III .IIIV) iIlllt Illl.,s; Nllnla Ruhlhonllhlll RIHlldnllco i....nMl'Il'Tr It.ll; , fll I Ilmno . ..11" I IlUl.lIltlllIlV U"""ll,,"1 was d~lIIJcjlod.a. dpOlh JQ Cumberland fI!!-lUh'III:t~ ill 111 q OJlT\St'ed way, .....allqJ If 1"11 , PH 170 II Counlv. PUllnsylvlIIlliI. with hlS/huI last fanuly or IHlIlCI'JiI1 ".' ."- '~-'~"" ..~. "'~-"''''I' IlI:t'l:cIHlII, thun ~ vears of aou, (hud _~. 3 () 19 94 al . -' Camp Hill, PI\ 1l.~..u,1 U"".!lhllll ,II dtlillh oWllud pro,wllY with ushll1ulmJ IIlllwUl II" lollHwtl: lit dumlclled in PAl AU IltllIiIlIIlIIIH("lltlty III nul t.lul1llClled In PAl PurtuJllullllllllllfly III PUllllW..-lvdlUlI . . UI nul tJonllcUud In PAt PultlUl1l1l ,IfUIIIl,ly III Counly , . , , , . . . . . Vulult 01 uu.tl dl1l1lUIn PCllf'MylvlIlIlI1 ."...." . . . . . . . . . , . . , . . . . . . , . . TOI.I . . . . HI!.lll'.lulll IHluiJlud III 'olluw..: $ $ ""...\ $ $ ~ 5al n-v I If ()~ r(171. ~'1" (Tr7. WIII:II'lol'l, "ulIllulltlrllil IUtlllOCllully fO'luoNlhrllhu flllJllIllll fit Ihl! Im.1 Will jllltl COdlCllfMl'lfdSldnlnd wllh Ihw PUllllulI 1I1ltJ Ih" Url.llll 1,I'nllUIt4 UIlIltl .I"I'IUI"lillfl 'OIm In HUI undorNlgnud: TYl'ud or 'IImlud ntllllU lIud flt!iHhlOCtl Robert L. Sh1ndler, 1714 0 Way, RW-" f. Oath of Personal Representative Commonwoalth of Pannsylvania CUlIIlly of Dauphin IlIu l'olilionerlsl olJovu-nomod .wUil/I.) .lnd offirl1llsllllillllle slotol1lums ,n llle furogOlnu Pul'liol1 oro !rUO and "'""'''IIU IlIu hU.1 of Iho knuwlodoe and hollof of I'ollllonorlsl and Ihal. as por.onal reprosemolivol.' of Iho Docodonl. "llllllun",I.' will well end lruly "dl1lini.wr Iho u. blOW occordU1U 10 law. ~ '"'. Swoon Iu Dnd n"hl1lu~ lOud sulJscrolJod ~ ~ ~.~- --- ----- 7Th 11OBER'r L. SIIINDLElI, EXIDJ'fOll hllluro mo Ih,s .__._ day 01 _delft J.. I\.J 199<1- r~~' -- I ~1iI1u 01 IJECRLl UI' IIlaH:i I Ul PJ\TRICII\ 1\. SIIIND!.EIl Doceased Nu. ~1 - 94 - B67 alsu known as Social SocurllY No: J.J.Jz. - ';;l t" tJ6 '{'1/ Dale of Doalh: ~/9V AND NOW, OCTOBER 12, . 19~. In consideration of lhu Putition UIl Iho revorse side horeon, satisfactory proof having boon presentod before me. 'I' IS DECREED that Lellurs l~ostamonlery U of Administrallon to I.. .11. ,.., ,............. .1....... ............ ......... ....~.... ..., '" II huruby grantod to ROBERT L. SHINDLEll III IIIIl ubove estate and that the Instrurnuntlsl, if any. dated 2/27/90, COdic~l B/flJ793 dl!scribed in the Petition be admitted to probatu and filed of record as tho last Will of Docod-~~t. FEES ~(!.~^r'(J,;, ~. ()Ci ,. lullurs........................... $ 375.00 Shml Cortlficate(s).......... rllllnlll<:illliun.................. Allldllvit ( l................. EXlrll Pages ( I............ Codlcil.......................... JCP Fee........................ IllvulllOry 8. Tax Forms... Olhur............................ 24.00 $ $ $ $ $ $ $ $---..-... "i'-';," " '" -i 21.00 10.50 5.00 --',J ROBERT C. SPITZER, p.e. Attorney: 1.0. No: Address: ," TOTAL................ $ 435.50 W~~ $\5.00 ~W-7"", " 1"'0..- IC- -q, ,. 06264 .' . - 'C 701 North Second Street,P. O. Harrisburg, PA 1710B-2087 Telephone: 717/231-7600 DATE FILED: Box 120B7 Mailed letters and order to attorney on 10-12-94. , liI\ "'" Thb j, Itl floflilllh.ll IIll- il\!III"lIl,1111l1t h~,ft. ~h(,1I i.. ulln'ld~ 1 "plI',l 110111 ,lI111,i,I!IIl.d U'llIfil.l!t. 1I1,lt',111a tIUI)' filt'd wilh JIll' il!li 1.0(;a1llcgblr.&r. Till' OIigill.d fl'r1i'it.llt' "ill hl' 'orw,lhh,d hI II\(' ."l.llt. Vil.d Ht'UIIII.. ()flit,. 1llll'UIII.lllt'lll lillll.c. WARNING: Ills lIfegello dupllcale this copy by pholostal or photograph. 2612363 /J /;2' ,.-7; - , .c.?~Z"1-J /.':' ~/aA..\!d.aT-Zd'" 1,,,,,IIlI'~'''''' T Fl'c (or thh Il'lliril'.lIt'l $1.00 _._------_.._~-_._-_.._._- Nu, . QCTJ.4. j~94. 1>.11<' COMMONWEALTH OF PENNSYLVANIA' DEFARTMENT OF HEALTH' VITAL RECORDS CERTIFICATE OF DEATH '...lolocUe.l.... PAtriCUl A. Shindler .........." .... - ...," ~o.''''1 Novenber 5, ....,~..... a.t.UI'...ecu.,1 Ziona View, PA In ., Female ~Dl'OIAlH HOI"W.' _0 IWI.", NUWIIIl IOClAi.ICCURfT't'HUMMA I, 176 - 26 0687 1994 01 ___~O'I_ Yo, "'DIAl" ="0 any "ra~~.",__1 TO' 1714 Olmsted Way 'C\~l'mm:r "".0...GC1 ...,..- -, 1AedI. ..__ l.oI-.<lr Allen 'I\,p. " IU... white ''''''''''''''''''''''' 1II...gr..-.....,.,........ ,. 'RHt'UNAUflJe.,Yct.ie IUlJ J. Earl Bear "'MoUlE(l~ !Obert L. Shindler. MD "lltOO IN'OIlT a..r..m c......._D .......,...,..........0 Ql'Ier~'r. OlCltllHI'I .,,,"" "'...."'" --. ~-- L, Shindler """Mttol""~~.llfelll_edlllllit""",,,,~,,,,,,~.,,t(I \\y"'''.1fIoJ11lotI u...... 004 "1.13 __............. - ..... thl, Curoerland ........' ",,0 ::"'-.:='':::01 WOTltf:.... HAUl (I,. t.l_, 1,1_"'_1 Minnie Dittenhafer lH'OAttWfl'.1oIAll. ADON. .jSlr...~5we. ip ~l 1714 Olmsted Way, Carop HLL1, PA 17011 ION 0l'D1 IOH''''--olc-..,.Ct~ ~ 'CIy(IDwl\.IIII.. 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" , '.;, >,: "', ' ',;" " ".,', :,'.,,, ",:""" ".,: '" " ".,t'., "Te.;: " ",' ".,,, " ". .,c-,'''.Jij , ','" " ",. .,;,,/" ".: ":'{;:~ ,., " ':," , ,:,'~;>';>' " ;;; .' :' .';~," .~:",,\ ;;(.':~;~:i ~ ,:,:':;' ~... , "- " ,,":' "i '....,':;" '\.; ", ' , "" " <" ;:~; '" ,'1. " "" ""','>, ,,;; " ,': ' _ ','", ",""" , ;, .5,' :":.. " , ", ~.~; ">::J ::,,/1',' ','''>::'' ',,," ,:.>,.,," ," , '. ,; ,', ' :~ ' ,,'..:',; ':; ,. .,", " ",:; , "",i i' :",", """ ) ,,,,' " iC:: ':;:; C"" ' i,,''', i':"i "" " ',.,,' ""'" : ':",', ',s' " ',,':~: -",: , , .... :)'), ";,: ":, ;/ ' , , :.,:) ',;,,,,, , , "" """'~ i:",.; ':::';'/,.} .; -,:'~.il,~,. ", :'" " '" ",," ,:." , '''':',' ,:," :: ' , :' '.',: " ",' ,", -" , i. I '. ;I ~I - , i l ~ . , '0 ,.; ~ ~ ",. , ~ ''" ':,;' .' LAST WILL AND TESTAMENT OF PATRICIA A. SHINDLER I, PATRICIA A. SHINDLER, make this my Last Will and Testament, and I revoke any previous Will. FIRST: I direct my Executor to pay ell my last illness end funeral expenses as soon as convenient. SECOND: All of my tangible personal property (except for such property used in a trade or business), I give to my husband, ROBERT L. SHINDLER, if he survives me by thirty (30) days. If my husband, ROBERT L. SHINDLER, does not survive me by thirty (30) days, I give such of the above property to my son, DERRICK W. SHINDLER. If my son is not surviving at the time of the proposed distribution under this paragraph, then such property as is selected in the discretion of my Executor shall be distributed to my heirs and the heirs of my husband in as equal shares as is practicable. I hereby authorize my Executor to distribute any such property directly to any minor beneficiary, or to any person to hold for the minor, in the discretion of my Executor. THIRD: All the rest, residue and remainder of my estate, of whatsoever nature and wheresoever situate, including that over which I have s Power of Appointment, I give, devise and 1 .' bequeath In Trust to DERRICK W. SHINDLER and CCNB BANK, N.A., under the T~st Agreement with Q1- , -J:I3hf:u me as Settlor dated FOURTH: I direot that all estate, inheritanoe snd other taxes in the nature thereof, together with any interest and penalties thereon, beooming payable beoause of my death with respeot to the property oonstituting my gross estate for death tax purposes, whether or not such property paases under this Will, be paid from the prinoipal of the Trust desoribed in paragraph THIRD above and no person reoeiving or having a benefioial interest in any suoh property, whether under this Will or otherwise, shall at any time be required to ~ontribute to or refund any part thereof; provided, however, that this direotion shall not apply to the taxes on any property inoluded in my estate solely beoause of a power of appointment there over whioh I possess but have not exeroised or on any qualified terminable interest or to any generation-skipping transfer taxes. FIFTH: My Executor is hereby authorized and empowered, in addition to suoh powers granted exeoutors by law, all exeroisable without oourt order: (a) to sell seourities or other property, real or personal or both; (b) to borrow money from suoh persons as it may desire, including the power to borrow from itself as an individual or as a fiduoiary under any Trust Agreement for any purpose neoessary or desirable in conneotion with the payment of taxes or other matters inoidental 2 . ..-. .- -. ~,.- to the settlement or administration of my Estate, or for investment purposes, on either a seoured or unseoured basis, st suoh rate of interest as may be neoessary and to sign notes ana to pledge the assets of my Estate as seourity therefor; (0) to make non-prorata distributions in kind or partly in kind or partly in oash; (d) to retain all or any part of my property, real or personal, oonstituting my Estate for suoh time as my Exeoutor deems best or to invest or reinvest the same without being restrioted to "legal" investments; (e) to file joint inoome tax returns and to oonsent to joint gift tax returns with my husband, his exeoutors or administrators; (f) to oompromise olaims against or in favor of the Estate, with or without Court approval on suoh terms and oonditions as Executor deems appropriate, in my Executor's sole discretion; (g) if the Estate includes any interest whioh I had in a business at the time of my death, whether the same is a sole proprietorship, a partnership, or a corporation in which I owned all or a substantial portion of the stock, to continue the business, until such time as my Exeoutor deems advisable to sell, liquidate or distribute the same in kind. Exeoutor shall have all rights and powers in connection with the business as I had when living, inoluding by way of example and not limitation, the powers to operate or join in the operation thereof as a going ooncern, to form or re-form a general or limited partnership, to incorporate or re-inoorporate and to liquidate or sell the same or any part thereof, all as it deems advisable for the best 3 ~ interests of the Estate and of the bsneficiaries thereof; without any liability for loss rasulting from the operation of seid business except where such loss is the result of negligence or fraud on the part of the Executor; (h) to receive, for its services in connection with any such business, such additional compensation es may be commensurate therewith; (i) to claim, in my Executor's discretion, expenses of edministration of my Estate as deductions for federal income tax purposes, when this will result in an overall reduction of income and death taxes for my Estate (no adjustments between income and principal or in the amount of the distributions to the trusts created by separate instrument shall be required as a result of such ection); (j) in my Executor's sole discretion, to elect (or not) to treat es property passing to my husband and as eligible for the marital deduction under I.R.C. Section 2056(a) property which is "qualified terminable interest property" within the meaning of I.R.C. Section 2056(b)(7), in all regards except for such election; (k) in my Executor's sole discretion to allocate such exemptions as are available as to the generation skipping transfer tax to any property, to exclude any property from that allocation and to make all related allocations thereto. No beneficiary shall have any claim against my Executor for exercising such allocation powers as granted herein. (1) in my Executor's sole discretion to compromise taxes on future interests on such terms and conditions as Executor deems appropriate; (m) to maintain reasonable reserves for 4 .. .--.--......-.--.- .~'- depreciation, depletion, amortization and obsolescenoe. SIXTH: I nominate, constitute and appoint my husband, ROBERT L. SHINDLER, as Executor under this my Last Will and Testament. If my husband, ROBERT L. SHINDLER, is unable or unwilling to serve as Executor, then I nominate, constitute and appoint CCNB BANK, N.A., as Successor Executor, with the same duties and powers as if originally eppointed. No bond shall be required in this or any other jurisdiction of my Executor. SEVENTH: The compensation payable to my Executor shall be the compensation due, in accordance with the fee schedule of my Executor at the time such services are rendered, or if my Executor is an individual, such compenaation shall be reasonable compensation. EIGHTH: The words "child, children, or issue", as used in this Will, shall include adopted persons and persons born or adopted after the date of this Will, respectively unless expressly stated to the contrary. NINTH: I hereby authorize my Executor in addition to all powers granted by law, to make such election in connection with settlements under employee benefit plans in which I have an interest as my Executor deems most advantageous under all the circumstances. IN WITNESS WHEREOF, I, PATRICIA A. SHINDLER, the Testatrix, 5 '-',;":~>;;-'.~I,'i~ __',,' _:.:\(J! " ,-.\. - - ' '-.------_...,...;;-,~ ...-.~ . ' . sheets of paper have I"~ ~ , r969. set Testament, typewritten on seven (7) my hand and seal this ~~ day of to this my Laat Will and :tL". ~d Q,.,-t+;...;~. 4. ft~. ../Ji' (SEAL) PATRICIA A. SHINDLER Signed, her Last in the seale as sealed, published and declared by Testatrix as and Will and Testament, in our presence, at her request presence of each other have hereunto set our hands attesting witnesses. for and and 7AJiotT~ residing at residing at ~J!' PI!, l-e~ " 6 -. " COMMONWEALTH OF PENNSYLVANIA: COUNTY OF DAUPHIN: I, PATRICIA A. SHINDLER, Testatrix, whose name is signed to the attached or foregoing instrument, having been duly qualified according to lsw, do hereby acknowledge that I signed and executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. Sworn or affirmed to and scknowledged bsfore me, by PATRICIA A. SHINDLER, the testatrix, this ~ 7U day of ::I~.I-"" _A;; , ~~'I'~ . Q)"'.-/...., ;,. ~ ~, a.J..I ' ,.;,1 ~.L..J PATRICIA A. SHINDLER ss: . Public ~ IlOT!II\llIl SElll .,,, " ,."r!lullr Expires JUDY,\ I!'''~:'' l:::..:",;' H~/,I.:l 1\' w'-: ,:' " . .,. ... It'. '" My COIi\IIll:';~\.ill.~:'Il<"'~ ~"~''c.t J, tJ~'-l I --' SS: My COMMDNWEALTH OF PENNSYLVANIA: COUNTY OF DAUPHIN: C Yl. \J1/l'~ , (~ , the witnesses whose names are h foregoing instrument, being duly qualified according t do depose and say that we were present and saw Testatrix sign and execute the instrument as her Last Will and Testament; that Testatrix signed willingly and that Testatrix executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the Will as witnesses; and thst to the best of our knowledge the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. wo n r ffirmed to and a~~~C~~~ ('~e19'~ei;;/~ b: ~J'7 / ~y7 of 19~.?O. and ( Expires: Jlm./~O!:.\~IM,{~~I\\"'JI; I II,; :" I ,:~~I~~~~~;<,~:l~ :~~.~.~'~.I.~':, ~~:^~j My 7 ~.p ,d 'lJ :0 1':..., ~. (tJ t'r ~, mn i,D, ", t. ~) ,. , , t. ~ .. , -.J ,. , ( ",:,' ,-', .o:J . \,J vi ~;i .. ~l~ \.. 0 I Ul ~ ~ ~ ~ Eo< Ul ~ ~ !il H III III QI .~ g. III 111 ~ ~ N .jJ ..-1 ll. Ul Ik4 o . ,( ~ U ~ . U .jJ ~ II: " . - .. .. ~ 8 . ~ ffi 8 ~ ~ ~ I'l ~ ... ~sfft . lD i u...." u " ~ ~a::e III - III .. o = a: :z: ~". .-.. . . ,.. .. . . \ . . , CODICIL TO LAST WILL AND TESTAMENT OF PATRICIA A. SHINDLER I, PATRICIA A. SHINDLER, having mode my Last WUI and TesLoment dated February 27, 1990, do make, publlah and declare this 88 and for a CodlcU to my onId Last Will and Testament, FIRST: I hereby revoke paragraph SIXTH and eubstltute the foUowlng In Its plnce: SIXTH: I nominate, constitute and appoint my husband, ROBERT L. SHINDLER, as Executor under this my Last WUI and TesLoment. If my husband, Robert L. Shindler, Is unable or unwilling to serve as Executor, then I nomlnnte, constitute and appoint HERSHEY TRUST COMPANY, as Succe&8or Executor, with the same duties and powers 88 If originally appointed. No bond shnll be required In this or any other jurisdiction of my Executor. Except 88 hereinbefore provided, I hereby ratify and confll'm my Last WIU and Testament In all other respects. IN WITNESS WHEREOF, I, PATRICIA A. SHINDLER, to this CodlcU to my Last WIU and Tes~nt, typewritten on () sheets 1pnper, have hereunto eet my hand and seal this day of 'd,f./.11 .1993. Q~(t;;.r.",~ {/, J/(<- ".ii1u (SEAL) PATRICIA A. SHINDLER Signed, sealed, pubUshed and declared by the onId PATRICIA A. SHINDLER, 88 and for her CodlcU to her Last Will and Testament, In our presence, at her request and In the presence of each other, have hereunto set our hands and senls 88 attesting witnesses. residing at residing at . ,........, 1""'1 , . COMMONWEALTH OF PENNSYLVANIA: ss: COUNTY OF DAUPHIN: I, PATillCIA A. SHINDLER, Testatrix, whOlle name Is signed to the attached or foregoing Instrument, having been duly qUB!llled sccordlng to law, do hereby acknowledge that I signed and executed the 1IIItrwnent Il8 a Codicil to my Last Will; that I signed It wUlIngly; and that I signed It Il8 my free and voluntary act for the purpoaes therein expressed. Sworn or affirmed to and acknowledged before me, by PATillCIA A. SHINDLER, the Testatrix, thla day of . 1993. (~-I. r1 ti,,' (111. I fa 1,.....4 - .t4-If,."H., --1'(.1, PATillCIA A. SHINDLER Notary PubUc My Comm1salon Expires: COMMONWEALTH OF PENNSYLVANIA: 55: COUNTY OF DAUPHIN: We and . the witnesses whose names are signed to the attached or foregoing 1IIItrument, being duly qUB!llled according to law, do depose and ea,y that we were present and /lAW Testatrix sign and execute the 1IIItrument Il8 a CodIcil to her Last Will and Testament: that Testatrix signed wUlIngly and that Testatrix executed It Il8 her free and voluntary act for the purposes therein expressed; that each of us In the hearing and sight of the Testatrix signed the CodIcil to her WlU Il8 witnesses: and that to the best of our knowledge the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue Influence. Sworn or affirmed to and subscribed to before me by witnesses, tWs day of and . the .1993. Notary PubUc or Attorney My Commission Expires: STATE OF ADMISSION OF A'I'I'ORNEY: ......... (""I '" COMMONWEALTH OF PENNSYLVANIA: COUNTY OF DAUPHIN: SS: On this, the _ day of . 1998, before me, the undersigned officer, pel'lloruilly appeared ROBERT C. SPITZER, known to me or Il8tlsfoctorlly proven, to be a member of the bar of the highest court of said State and a subscribing w1tnellll to the within Instrument, and certified that he W8II pel'llOruilly present when PATffiCIA A. SHINDLER, whose name Is eubscrlbed to the within Instrument executed the same and that said person ocknowledged that she executed the same for the purposes therein contained, and desired the same might be recorded BlI such. IN WITNESS WHEREOF, I have hereunto set my hand and Notarial seel. Notary PubUc My Commission Expires: 21 - 94 - 867 f. r , Register of Wills of Dauphin County, Pennsylvania OATH OF NON-SUBSCRIBING WITNESS Estate 01 J?.oinL":" 0.. ~r\ \. 'J No, also known as , Deceased ]<cJ...+ C.sr.;-~n. + ~' r\.{)o..\.L.C'\ (oaeh) a .ubscribo, herelo, loach) boing dulV qualilicd oecording 10 law, dopo.ols) alld s.vlsllhal shelhollhcv was/wore familiar with tho signature of Dnt-nl ~l.'" 0 ,:;~J.~~ It '" ~ . tcstator(r1xt 01 the ~ presentod herewith. and that such subscflburlsJ believes the signature on lh~s in the handwotinu of lli~:l\I."'oQ.~:~~q.r"l vi (. o(I:,~7~ ~ e. ~ ./&, -d . Alldr7). ~ ~I ~ I gnaMe 'forMl.t~ - fJrf- /1/11 ?1-tl" t/ Sworn 10 or olfirmod and .ub.cribod bofore mo lhi. (Od~/n 7'fA day 01 ,19 qcl ' RW-12 i' ,'. '1> '0 \-.~} k~ '.'J '" [1: a:_ ":' . .' \-: -.c,-~. . 1,," ", .' ~-;.,< ,.,' ... CERTIFICATION OF NOTICE tiNDER RlII.E 5.610\ Name of Decedeot: Dale of Death: Will No.: l'ATRICIA A. SIIINDLllR SEPTEMBIlR 30, 1994 1994-00867 TO THE RnOISTIlR: I certify thai nollce of bendldallnlerest required by Rule 5.6(a) of the Orphans' <;ourt Rules was served on or malled to the following benefidarles of the above.caplloned estate on November -L., 1994: ~ Address ROBERT L. SHINDLER, 8coefidary 1714 Olmsled Way, Camp Hill, PA 17011 1714 Olmsled Way, Camp Hill, PA 17011 DERRICK W. SHINDLER, 8cnelldary and Co-Truslee HERSHEY TRUST COMPANY, Co-Tru.~lee 100 Mansion Road East P. O. Box 445 Hershey, P A 17033-0445 Nollce has now bun given to all persons enlllled therelo under Rule 5.6(a) except: NONE. Dale: '{/~/9r I 'O'(fl:; ;,.c~ ~ Slgnatu~ Robert C. So111.cr, Eseulre Name 701 North Secood Slrcel, P. O. Box 12087 Ham,bure. PA 17108-2087 Addrc.u Telephone No. 1 717 \ 231-7600 ..-~ -~ .". "1 I -, " CapadlY: Personal Representative xx Counsel for Personal Representative II 1"1 ' 0.;' . ~} uU '1' ~,...,' ' .:( ", .,!i ,-'" \,- :,t-. " l> ":.."- -". ,t' < >:' '. ., '.\ '. '", ',',-' .i ',_ . .~1tt I" ,(hz' //;? 11-I.1-y ~ ,... -} oJ( ~ llEOISTEl1 OF WILLS OF CUMBElU.ANIl COUNTY. PENNSYLVANIA INVENTOIIY Eslale uf IWI'RICIA A, SIIINIlI.EIl Nu. IW4-11N67 nlsn klmwll n.c; Dale uf Ilealh SEI'TEM BEll 311. 11)94 Deceased Persullalllepreselllallve(sj uf Ihe ahu\'e Eslale. deceased. verify Ihallhe ilellls .JlJlearllllllll Ihe fulluwhllllllvelllury Include allne Ihe persunal assets wherever Sllutlle and all ur Ihe real es1nle In Ihe ('uulInnnwcallh uf Pennsylvania uf said Dcccdcnl, that1he valuallon placed uppusilc each Jlelll uJ' said Invculnry represenls i1s fair vallie L't of Ihe dale uf lite Decedenl's death, and lball>cccdclIl nWlled nn real eSlillc mllsldc uf Ihe CnmlJ1ullwcallh of Pennsylvania exccpllhal which aJlpears III a memuralldllm allhc elld uf Ihls III\'elllury. I/Wc verify Ihallhe slalcmellls made III Ihls hlvelllmy arc lme alld cmreel. I/We IIl1derslalld Ihal false slalemcllls herelll arc made sllhJecl lu Ihe Jlellallles uf IN I'a, C,S, . c' 41)(14 rcJalllllllu mswu falslneallulIllI alllhurillcs. )Icrsnnal I{cllrcsClIlali\'c: 1l0BEIlT I.. SIIINDl.Iill Name of AlIurlley: ('. I vl~ IlClIlEIlT C. SPITZER.' ESQl IIIlE 1l0BEIlT C. SJlITZEIl. Jl.C. 1.0. Nu.: 1162M 1714 Olmsled Wa\'. Call1ullIIl. PA 17011 Address: 701 Nurth Scclllld Slrecl, 1'. n. Bux 1211K7 lIarrlshllre. I'A 17\l1K.20K7 TelcJlhulle: 717/231-761111 Daled: DeserlJlllulI Vallie "........ REAL ESTATE: E1llhl Wa.shlIlIlIUII Slreel. Meehallh..,.llllrll. I'A 7117 IIlImmel Aveline. I.ellluyne. pA $1711,6IlIl,1I11 $ 79.21111.1I11 $ lil.41111.011 I'IiIlS0NAI. PIlOPliIlTY: Jewelry Sluck. IIl1d BUilds Treadmill PNC Chcckfll~ ^ccUlIl1l. with nccrllcd Interest Opllcal Jlmllll(lIc-Sllle I'wprlclllrshl)l 64I1,2KC.,71 $ 27 ,3N5 ,1111 $5t1C.,7K 1.55 $ N511.1I11 $ 4I1,1I3C1,I(. $ r.s.234.1I11 JOINT PROPERTY: I'NC Balik. N.A.. che<klllllacclIlIlIl wllh Sllll, Derrick $ 1,12N.75 1.12K.75 TOTAl. KI2.1115.411 ~. '. I I I I ./ ! '~. I I I I I '15", ,r:': .of..... , ;.~. .... r;'J .- g ~cf ,t"( ,. ." .'~ t",; '.' -!J " ..J ;', .' ,. (j :)1 {', '..1 ilIa; a: ~ !1 ~. @ 6 ~ .,.. , J~' Jt./();t COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPARTMENT 280801 HARRISBURG, PA 17128.0801 (/ A Compromise Tax Agreement Is hereby offered this 18th day of March, 1998, by the Pennsylvania Department of Revenue, hereafter the "Department", to personal representatives, hereafter the "Representatives", of the Estate of Patricia A. Shindler, late of Cumberland County, Pennsylvania, and who died on the 30th day of September, 1994, File No, 2194-0867. TO WIT: The Department has offered to compromise the tax due on all future Interests In the above estate where the tax rate could not be established with certainty for the amount of $42,490,74, The Representatives have accepted the Compromise Tax amount of $42,490.74, and The Representatives have agreed to pay the above Compromise Tax amount, plus any applicable Interest, within sixty (60) days of the date of acceptance of this Agreement, and The Representatives hereby authorize the Department to apply to the above Compromise Tax, any and all existing Pennsylvania Inheritance and/or Estate Tax credits In excess of the Inheritance tax due In the above estate on all current Interests as well as on all future Interests where the tax rate has been established with certainty, and The Department agrees that payment of the above Compromise Tax In full, Including applicable Interest, within sixty (60) days of the date of acceptance of this Agreement, will constitute full payment of all Inheritance tax otherwise due on the transfer of the future Interests considered In this Compromise Tax Agreement and, consequently, no additional assessment will be Issued, and This offer Is made subject to the condition that acceptance thereof must be received by the Department within thirty (30) days of receipt of this Agreement by the duly authorized estate Representatives reported on the Pennsylvania Inheritance Tax Return, f h (.'" ~_\. The Representatives hereby accept the above offer and agree to the terms thereo t Is -,{, day of ,t , 199~, Accepted for the Estate: Thomas A. Frascella, ., Acting Director . Bureau of Individual Taxes I~ ~J~L {;~<,,-f.,.,- (Representatlv~) V.U\.JWh t iM /;LIL~ Shawn E. Young, Trust luatlon! peclallst (Representative) f!JJ~ 1i.. '0 U{~I!~ ".,~,"- '" , ,~~ " -';1. - ._",:..............'-,... "_,'h' .' '\ '..;~-1'.',(,~"""'-" '." .,;~.:< ' ~'}~t:l;~., ,,__.....,.~,~ '~\a ':oll_ ~....~ ."", . , \ ,':' 'l'j' '... .'. ;. ". '..;..;.-; . o . .J!l tl\r-= ~3: 0'5 t 1- W C' ~.~ ~l? a:D: ,.., ~ Co Er. 7:t~ 80; _"13 I:.: 1.'.4'0 ,r'c t :>! (...8 ,,"!: E ~d - - ~ ~ ... -,.' . -. ". . ;:~r~~,.,_<,_. REV-1607 !X AFP (12-95*, CD""DHW(ALTH OF Pt:HNm.VAHIA DEPAIIJKdHJ 01 R[y[HUE I IUREAU Of INDIVIDUAL JA)lES Dl:PT. "un HARAIS_URa. PA 17U.....01 ACN 101 INHERITANCE TAX STATEMENT OF ACCOUNT DATE 04-01-96 SHINDLER PATRICIA A FILE NO. 21 94-0867 OAT! OF DEATH 09-30-94 COUNTY CUMBERLAND HOTE. TO INSURE PIOPER CREDIT TO YOUR ACCOUNT. SUBHIT THE UPPER PORTION Of THIS fORN WITH YOUR TAN PAYHENT TO TltE ADDRESS SHOWN. HAKE CHECK PAYABLE AND REHIT PAYHENT TO, , ROBERT C SPITZER ESQ 701 N 2ND ST PO BOX 12087 HBG PA 1710B REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE. PA 17013 Aaount R..1tt.d CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR FILES ~ iiE'v:i6iij-ExU"FP--fi'2=9Symm..ii-INifiRii:i\ili:if"i'Aif-si'iiTEtiE-Ni'"bTAi:ciiiitiT--iii.m_mm_m._mu , ESTATE OF SHINDLER PATRICIA A FILE NO.21 94-0B67 ACN 101 THIS STATEHENT IS PIOVIDED TO ADVISE Of THE CURRENT STATUS Of THE STATED ACN IN THE HAHED ESTATE. SHOWN BELOW IS A SUHHARY Of THE PRINCIPAL TAN DUE, APPLICATION Of ALL PAYHENTS, THE CURRENT BALANCE. AND. If APPLICABLE. A PROJECTED INTEREST fIGURE. DATE 04-01-96 DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT. 03-25-96 PRINCIPAL TAX DUE,. 1.334.78 PAYMENTS CTAX CREDITS), PAYMENT DATE lZ-30-94 RECEIPT NUMBER AA022663 DISCDUNT C+) INTEREST C-) 66.74 AMDUNT PAID 1, 268.04 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST . If PAID AfTER THIS DATE, SEE REVERSE SIDE fOR CALCULATION Of ADDITIONAL INTEREST. C If TOTAL DUE IS LESS TNAN ll. NO PAYHENT IS REQUIREO. If TOTAL OUE IS REfLECTED AS A "CREDIT" CCRI, YOU HAY BE DUE A REfUND. SEE REVERSE SIDE Of THIS fORH fOR INSTRUCTIONS. J TOTAL DUE 1,334.78 .00 .00 .00 -&..,.... " .... g~ g. :;0' t, ) 1. : ::> . r u':i f}'II. ,0 t.' ;g!i ~ ::c -- -- :oil? ~8 -' ~ (f' 0 rom ... ~ ~lq OJ. ."0 ;~cu <no -. ~ :e c:> ~ I.toJ "'tHENT, Dd.ch the top portion 0' thh NoUn .nd .utNllt with you.. p.v.."t ... ,.Vlbl. to the n... and -'dr... prlnt.d on the r.v.r.. llde" If AESIDE"T DECEDENT .u. ch.ck or .on.v ord.r p.v.bl. tOI REGISTER OF WILLS, AGENT" If HQN-R(IIDENT D[ttO[NT .... check or .onev ord.r p'vllbl. tOI CottttONWEALTH OF PENNSYLVANIA. All p'v..,," ncelv" ..,.11 b. .pp11.d Unt to ."" Int.r..t which IIV 1M due with env r...lnd.r ..1I.d to the t... REFUND (CA)I , ,.fund of . t.. credit, which w.. not r.~.t.d on the f... R.turn, .., be ,.qus.t.d bv c~l.tl~ en -Appllc.tlon for R.fund 0' P.nn'vlv."l. Inh.rltenc. .nd E.t.t. f.a" IRCV-ISIS). Appllc.tlon. .r. .v.llabl. .t ttl. Office of the Rethter of Wllh, en, of the n R.v.nu. Dlltrlct Offlc.. or frOft the D.pert.ent". Z4-hour answ.rlnt I,rvlc. nu.ber. 'or 'or.. or."rlntl In P,""svlvenl. I-.OD-S':':a~a, out.ld. P.nnlvlvenl. end within loc.1 H.rrl.burg .r.. 17171 7.7-.D'~, TOOt 17171 771-2152 IHelrln, 1...lr~ onlyl. REPLY Tal ou..tlon. r...rdlnt .rror. cont.ln.d on thl. notlc. should b. .ddr.ssed 101 p, c.p.rl.ent of R.v~. Bur.au 0' Indlvldu.1 T..... 'TTNI Po.t ,.......nt R.vl.w unit, D.pt. '.0601, Harrl.bur" P' 171,.-0601, phone 1717 J 717-nOS', If env t.. due I. p.ld within thr.. ISI c.l.nd., .onth. .fl., Ih. decedent"' de.th, . flv. p.rcent CSXI dl.count of Ih. t.. P.ld I. .llowed. DISCOUNT I INTEREST I Inh,..1 I. eh.ra,d "tinning wllh 'Ir.1 d.v 0' dellnquenev, or nln. l'~ .onltll IWld on. II) dev 'n. the d.t. of rtt.~h. 10 the rtllt. 0' p.v_...t. "".., ,,"'Ie'" blc,.o doll.,qy.nl bofor. J.VOtJIlP~ 1. 1"'- hilt In''~'I\ .t Ihl r.l. of .1_ 16:C1 percent per W'InUI c.lcul.l.d .1 . d.11v rei. 0' ,ODOI.", 'II I.... which b.u.. dlUnquent on end ,".r Janu.r~ I, I'.! w111 b..r Int.r..1 .1 . r.l. which will w.rv f,oe c'lend.r v..r 10 e.l.nd.r v..r wllh th.t r.l. ennounc.d b" the p, Dep.,I..nl 0' A.v.nue, The IPpllcabl. Inl.r..1 ,.1.. 'or I"! through 1996 .r" V.., Int.....1 R.t. D.lh 'nl...,,1 F.clor Ve.r Int.....1 ,.t. D.lly Inhr..t F.cto, 19I! ". ,oaoS'" 1..7 .. .ODOIU I9IS ". .no"'. 1...-1991 II' ,DaUIl I.... IIX .oaasol .", .. .oanu ..15 IS' .OOOSs. 1""199ft 7X .oaoln .... .OX .aoaz711 1"5-1'" .. .lOnu ulnt"..t I. c.lcul,'.d .. follow.. INTEREST . BALANCE Dr TAX UNPAID X NunDER Dr DAYS DELINQUENT X DAILY INTEREST rACIOR . --Any Notlc. 1.lued .'I.r lhe t.M b.e..., d.llnquenl will r.fl.cl '" Inler..1 c.leu..tlon to fifteen CII) dlV' b'rORd IhI d.t. of IhI ........nl. If p.v.."t II .Id. ,ft.r lhe In"'''1 CIMIP'6I'Uon ute .hoMn on iN Holle., .dcllUOMI Int.r... "".t b. celcuhlecl. .....,"'-_..."",....."'t"',F....,,.....~"....,-.c.;c..--".., .....-.....- ---...-..... -.. . :;;.,,~:;;:_.;"~,'.,5~::.;:\"'~t~"::~'"'J"""!'-:,.., _f~' 'J.; ': J..AW OJl'FIOICH 0'" ROnIDRT O. SPI'rZICR. P.O. , " ~,' ~ I ~ ~ " l t t ,. ~ 1 ~ 1 '701 NUH'rll HletlClNU H1'HIC...... ."MIT O""II'M lk'. lUOH'7 II....HHI"..\lI"" ItKNNNVI.YANIA 1'71Ut4 fJ.It'.ICI'IIUNItI (717) sa:1'a7lMH) FAXI ('717) K:1I.7fHnI April 10. 1996 ~~ ~ :tl:tl f1~ f.! ., ~ li. . ., .LIeD , Q.~ c , .... ., ... (.') i,.'- _"" !) ~ 0"3 ~-o :::!C1J 0 liia ;gc: 1::. ::l. W . ? Reglsler of Wills of Cumberland CounlY Coun House Carlisle, P A 17013 Re: Future Imerest Tax Compromise Offer Estate or Palrlcla A. Shindler File Number 219400867 J _ Da~e or Dealh: 9/30/94 (Ka..~. Dear Sj:: . In accordance with the Depanmem of Revenue, Bureau or Individual Taxes Compromise Tax Agreemenl. Guidelines, and tho teller of Shwon E, Young. Trusl Valuollon Speclollsl dated Mareh 18, 1996, please find enclosed whh Ihls teller Ihe orlglnolly signed 'Compromise Tax Agreement' morked allhe bollom 'Register of Wills'. I oIso want 10 confirm Iholthe compromise lax has been paid In full (see 'Inheritance Tax Statemenl of Accounl' rccelved April 4, 1996 In lhls office, and a copy enclosed herewhh). RCS:Jol Enclosures: Compromise Tax Agreemenl marked 'Reglsler of Wills' Inherhance Tax Slalement of Account cc: Raben L, Shindler, M.D. '1 !j , i . , "",ilIO. 1W6C;\WI'CLlEN'NIIINPEST\MlOl5TtR,I'W1} ..~.. ""~ ',. ,~~.>> ., LAW 0"11'10108 or ROUJIlRT O. SPITZJIlR, P.O. TOl N........ tllICOONU Itnut&T I"..... 0.....0. !lOX lA087 IIAM"._.UNO. l-'ltNtI_V1.VANIA 17108 TIILIU'IIUI'f" ('71'1) ...n-7600 r.ulI (71'7) a:n-'100s \ ' ,--- -,_....~-----"._.~-_.....~..;...:..""... - --:-----'-..,..:.,~>- , -, ... " ____'~l!IiIb~~"'.'-'-""~~ -- ' - 1~"'':>URCi,.o .; - , " :.~..~'~ ,--.,.,.,,,-:::':-:-;-:- ~' PM. -v ,-' ' I ',,-;:t.;.;," "I'" i'~~'tj~ . c:1 - ~ ...;-. II -." . "f IU lPR'" 'f 1'" t~-*"..I"l - . I I , . .....,:. J- ~. ~'.- I. (.(; .....-;~~"(:F\r - -..r-;:J"_ HBG.f"lIl"o17 ....p~..;.S'11r~;~.~~ : d./- CJ q - t61 " . - - ~ ..: ..--.,..- ", '" ~::;;",::"::~~~-'-7::.:~:~,c, ' " '1',' Register of Wills of Cumberland County Coun House Carlisle, PA 17013 111I1111111/1..1111111111.1111.1, 111111111111.1111.11.1.111I,1.11 '., ,:t:i--'" \ ( J";, , . ,(: t' ;," ) " , ' ,! ~':;.~;,,' .,{ ,- - ~:'~-:.'..--~>>: _:. " _, .f, f' <I, ;)>_ ' ,,\ : ~:".\, '. " n," ,,,,,,' .1 ,.", \, "~I,' -. ",.'. '-,~'~" {,}: ',i. :: ~ ,L- - ' ,,,:! .' '':','' :'):.'-' ':j:;tJ' .,; i~( ~~:~~ . "-,~-', -. ;-;~'~ i-, ir: ~~;1.:: P,~ .' '. ,; :'ll .-- ~^t ' ..:~l f'~:-' , . _ " I "'," ',...~- -~-.. " "I" , ,.;,~' <. , . - ,- ....~ " , ~.\_~. '':0,-.' .- " ,,-: ',I, ", 'l~,i \-., ,;' t' ,-,. .;-,;-, .., " ,."- -- -' ~, -,<r ~:-; -. ~-' .-' -,-7 ,- '" " c.'" --'oj. ,'. - ~~ : ...C'-~ ~EVo1547 EX AFP (12.94) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INOIVIOUAL TAXES DEPT,280801 HARRISBURO, PA 17128-0801 ESTATE OF Patricia A. Shindler DATE OF DEATH 9/30/94 NOTE: TO INSURE PROPER CREDIT PAYMENT TO THE REGISTER 14 - ;),1/6- ~ ~~u) CI.ii/ , NOTICE OF INHER'TANCE TAX ACN 101 APPRAISEMENT, ALLOWANCE OR D'SALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX Robert C. Spitzer, Esq. 701 N. Second St. P.O. Box 12087 Harrisburg, PA 17108 DATE 3/18/96 FILE NO. 2194.0667 COUNTY Cumberland TO YOUR ACCOUNT, SUBMIT THE UPPER PORTION OF THIS FORM ~ITH YOUR TAX OF ~ILLS. MAKE CHECK PAYABLE TO REGISTER OF ~ILLS, AGENT REMIT PAYMENT TO: Register of Wills Cumberland County Courthouse Carlisle, PA 17013 Amc:MIlt Remi ttcdz CUT ALONG THIS LINE <> RETAIN LOWER PORTION FOR YOUR RECORDS <:> -REV~M7EXAFPRf.~)------NOTffiEOFrnHEmTANCETAXAPPRArnEMENT~AUOWANCEOR---------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX Patricia A. Shlndlar FILE NO. 2194.oBBT ACN 101 TAX RETURN ~AS: (~) ACCEPTED AS FILED ( Cl I CHANGED RESERVATION CONCERNING FUTURE INTEREST 0 SEE REYERSE APPRAISED VALUE OF RETURN BASEO ON: 1. Real Estate (Schedula Al 2. Stocks and Bonds (Schedule Bl 3. Closely Held Stock/Partnership Interest (Schedule Cl 4. Mortgages/Notes Receivable (Schedule D) 5. Cosh/Bank DeposIts/ Misc. Person. I Property (Schedule El 6. Jointly Owned Property (Schedule F) 7. Transfers (Schedule G) 8. Total Assets APPROVED OEDUCTlONS AND EXEMPTIONS: 9. Funer.l Expenses/Adm. Costs/Hlsc. Expenses (Schedule H) (9) 37.536.5G 10. Oebts/Mort9.9. LI.bllltles/Llens (Schedul. I) (10) 36,962.91 11. Tot.l Deductions (11) 12. Net Value of Tax Return (12) 13. Ch.rlt.ble/Gov.r.....nt.l Bequests (Schedule Jl (13) 14. Net V.lu. of Estete Subject to T.x (14) NOTE: If an ......m.nt W8I I..u.d prevlou.ly, IIn.. 14, 15 end/or lB, 17 end lB will r.f1ect f1gur.. that Include th. tolal of ill returns .......d 10 d.t., ASSESSMENT OF TAX: 15. Amount of Line 14 at Spousal rote 16. Amount on Line 14 taxable at Lineal/Closs A rote 17. Amount of Line 14 taxable at Collateral/Closs B rote 18. Principal Tax Due TAX CREOITS: PAYMENT DATE 12/30/94 06/30/95 ESTATE OF DATE 3/1 9/98 (1) (2) (3) (4) (5) (6) (7) 170,600.00 5G6,7Bl.55' .' 65,234.GO O.GO 68,297.91 l,12B.75 7,OGO.GO (B) 819,042.21 74.499.41 744,542.80 G.OO 744.542.BO (151 (161 (17) 28,235.00 B,128.75 O.GO )( 3". X 6X. X 15X . (1B) 847.0S 4B7.71 0.00 1,334.78 RECEIPT NLf1BER AA022663 AA047954 DISCOUNT (+) INTEREST (0) 66.74 AMOUNT PAID 30,000.00 12,246.57 . IF PAID AFTER DATE INDICATED. SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. TOTAL TAX CREDIT 42313.31 BALANCE OF TAX DUE 40,978.SScr INTEREST 0.00 TOTAL DUE 4G 97B.Slcr (IF TOTAL DUE IS LESS THAN SI, NO PAIMENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A CREDIT (CR), IOU MAl DE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS,I " , RESERVATION: Eltate. 01 d.ced.nll dying on or belore Decemb.r 12. 1982 -" .ny luIurelnl.re.tln the e.tat.l.tran.lermlln po.se..lon or enJoym.nllo CIa.. B (coll.teral) ben.ncl.~.. 01 the d.cedenl .n.r the elCplraUon ol.ny e.tata lor IIIe or lor yeall, the Commonwe.1th h.llby ""pre..ly re.erve.th. righlto .ppralae.nd ......tran.,.r Inh.rtlance Tax.. .1 the I.wful C,... B (coll.leral) rale on .ny .ucl1luturelntere.L PURPOSE OF NOTICE: To fulnllthe requlram.nll 01 S.ctlon 2140 01 the Inh.rit.nce .nd ElI.I. Tax Act. Act 22 01 199t. 72 P,S. Section 2140, PAYMENT: DeI.cI1 lh. top portlon olthl. NoUce.nd .ubmll with yourp.ym.nlto the Regl.t.rolWlII. p~nted on the revell. .lde. M.ke ch.ck or money cmler p.y.ble 10: REGISTER OF WILLS, AGENT, All p.ym.nll received .h.1I nlll be .pplled 10 .ny Intell.1 wh'cI1 m.y be due WIth .ny rem.lnder .pplled 10 th. I". REFUND (CR): A refund 0'. tax aedll, which w.. nol reqU..led on the T.. R.tum. m.y be requ..ted by compleUng .n 'AppllesUon lor R.fund 01 Penn.ylv.nl. Inherttance .nd Eltat. Tax (REV.1313). AppllesUon..re .v.lI.b'. .1 the Omce 01 the Regl.ler olWll1l or.ny 01 the 23 Revenue DI.trict omce.. or by calling th. .ped.124-hour .nlwe~ng lervlce numbelllor lonnl ordel1ng: In Penlllylv.nl. H10(l.382-20~0. outalde Pennlylv.nl..nd within local H.rrtlburg .re. (717) 787-11094. TOot (717) n2.22~2 (He.ring Imp.1red Only). OBJECTIONS: Any p.r1y In Intere.l nol..Ulned with th. .pprallemenl. .lIow.nce or dl..llow.nce 01 deduction.. or ...el.m.nl 01 tax (Indudlng dllcounl or Interell) .1 Ihown on thl. NoUce mU.I object within .bcly (80) d.y. 0' llcelpl olthl. NoUce by: -wrt1ten prole.llo th. PA Dep.rimenl 01 Revenu. Bo.rd 01 Appe.I.. Depl. 281021. H.rrt.burg. PA 17128-1021, OR ....Iectlon 10 h.ve the m.n.r d.lennlned .l.udll 0' the .ccounl 01 the p.llon.1 reprelenl.1Ive OR ....ppe.lto the Orph.nl' Court, YEAR 1982 1983 1994 1985 1988 INTEREST RATE 20% 18% 11% 13% 10% DAILY INTEREST FACTOR .000548 .000438 .000301 .0003~8 .000274 YEAR 1987 1988-1991 1992 1993.'994 1995-1998 INTEREST RATE 0% 11% 9% 7% 9% DAILY INTEREST FACTOR .000247 .000301 .000247 .000192 .000247 ADMINISTRATIVE CORRECTIONS: F.ctu.1 erroll dllcovered on thl. ...ellmenl.hould be .ddre..ed In w~Ung 10: PA Dep.rtm.nl 01 R.venue. Bure.u ollndMdu.1 Tax... ATTN: POll Aaae.lm.nl ReView Unll. Depl. 280801 H.n1lburg. PA 17128-0801 Phone (717) 787-11~05. See p.g. 3 01 the bookl.1 'natnJctlonllor Inherttance T.. R.lum lor. Relldent Deced.nt' (REV-1501) lor.n e"Pl.n.Uon 01 edmlnlltratively coll1lct.ble erroll. DISCOUNT: INTEREST: ".ny lax due II p.1d wtlhln three (3) calend.r monthl .ner Ihe doc:ed.nl'. de.th . live perc:enl (8%) dl.counl 0' th.tax p.1d II .1I0wed. Inlerelll. ch.rged beginning with nlll d.y 01 d.llnquency, or nine (9) month. .nd on. (1) d.y from Ih. d.le 01 d..th. 10 the d.le 01 p.ymenl, Taxe. which became d.llnquenl be'ore J.nu.ry 1. 1982 be.r Inl.re.l.lthe rata olsbc (8%) perc:enl per .nnum eslcul.led .1. d.lly rale 01 .000184. AI,t.... which b.cam. dellnquenl on .nd .ner J.nu.ry 1, 1982 will be.r Inlerell.l. rale which will v.ry from calend.r ye.r 10 cal.nd.r ye.r with th.1 rale .nnounced by the PA Dep.rtmenl 0' Revenue. The .ppllcablelnlell.l rail. lor 1982 through 1998 .re: -Interellll calcul.ted.. lollow.: INTEREST. BALANCE OF TAX UNPAID X NUMBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR -Any Nonce I..ued .n.r the I.. becomel dellnqu.nt will renoct .n Inlerell calcul.Uon 10 nneen (18) d.YI b.yond the d.le etth. ......ment. "p.ym.ntls m.d. .ner lhelnlorest comput.Uon d.le Ihown on Ihe NoUce, .ddlllon.llnlorell mUll be calcul.lod, PRoaATe IIlI JaA Cl oATe.:tI11l111 REV.IUO EX I"") '* INHERITANCE TAX EXPLANATION OF CHANGES COMMONWEALTH OF PENNSYLVANIA OEPARTMENT OF REVENUE BUREAU OF INOIVlDUAL TAXES DEPT, 280601 HARRISBU G PA 17128-0601 DEcEDENrs NAME Patricia A. Shindler FILE NUMBER ACN 2194-0887 101 SCHEDULE ITEM NO. EXPLANATION OF CHANGES The tax due on all current Interests Is reflected on the attached Inheritance Tax Assessment. The tax due on all future Interest uncertainties Is covered on the atlached compromise tax proposal. Net Estate $744,542,80 Personalty @ 3% 28,235,00 $847.05 Jointly-held Property @ 6% 1,128.75 67.73 Transfers @ 6% 7,000,00 420.00 Residue to Trust $708,179.05 Total Tax on Present Interests 1.334.78 Future Interest Compromise Tax $42,490.74 TAX EXAMINER: Shawn E. Young PAGE 1 'Ii.1,i;-s.t:'-'iU..', ~,'-;. <' 1./ REV-lIl07 EX AFP 112-951 tI CO""DHWUlllt or prHHSVl VAHIA ~' DEPAR'"[NT or REVENUE } BUR[AU or INDIVIDUAL lAMES I ' DEPt. tlO601 HARRUBURG, PA 11111'01101 . /1' .J,/O. ~ '\ V t ACN 101 INHERITANCE TAX STATEMENT OF ACCOUNT DATE 04-01-96 SHINDLER PATRICIA A FILE NO. 21 94-0861 09-30-94 COUNTY CUMBERLAND NOTE. TO INSURE PROPER CREDIT TO YOUR ACCOUNT, SUeHIT THE UPPER PORTION OF THIS FORH WITH YOUR TAM PAYHENT TO THE ADDRESS SHOWN, HAKE CHECK PAYABLE AND REHIT PAYHENT TO. , ROBERT C SPITZER ESQ 101 N 2ND ST PO BOX 12081 HBG PA 11108 REGISTER OF WIllS CUMBERLAND CD COURT HOUSE CARLISLE, PA 11013 Allount b..Ut.d CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES .... Rifv:i60-j-i)f-AFP--riz-:9Si-------MM.--iNifiRiifANCir-TAif-STiifEHE-HT-O-F-AC-COUN-f--.-iM--------------------- ISTATE OF SHINDLER PATRICIA A FILE NO. 21 94-0861 ACN 101 THIS STATE HE NT 15 PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE NAHED ESTATE. SHOWN BELOW IS A SUHHARY OF THE PRINCIPAL TAM DUE, APPLICATION OF ALL PAYHENTS, THE CURRENT BALANCE. AND, IF APPLICABLE, A PROJECTED INTEREST FIGURE. DATE 04-01-96 DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT, 03-25-96 PRINCIPAL TAX DUE, 1 ,H!..J_I!. PAYMENTS (TAX CREDITSI, PAYMENT DATE 12-30-941 RECEIPT NUHBER AA022663 DISCOUNT (+1 INTEREST (-I 66.14 1,268.04 AMOUNT PAID ~ - :<f ~!( Q <Il ;':In; .~,l:~ 0\ ,~ <::: ( ) -:j "-, !~ ,t'-.I.J ~ '. ~ " ,. ,.J C, J .:.. .~) '':; E UU TOTAL TAX CREDIT BALANCE OF TAX DUE 1,334.18 .00 .00 .00 INTEREST TOTAL DUE . IF PAID AFTER THIS DATE, SEE REVERSE SIDE FOR CALCULATION OF ADDITIONAL INTEREST. I IF TOTAL DUE IS LESS TNAN 'I, NO PAYHENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ItR), YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS. I PAYNEHf, Det.ch the top portion 01 thl. Hotlce and .ub.lt with your p.y.ent ..d. peyable to the n..e Ind addre.. printed on thl r.v.r.e .Ide, If RUIDEHT DECEDEHT ..ka ch.ck Dr .on.y order p'nble tOI REGISTER OF WILLS, AGENT. If NOH-RUIDEHT DECEDEHT ..ka check or .oney ord.r p.yeble tOI COHHOHWEALTH OF PENNSYLVANIA. All p'y.ent. rec.lved .h.11 b. .pplled Ilr.. to any Intar..t which '.y be dUe with any r.e.lnder appll.d to the taM. REfUND fCRII A r.fund of . t.~ credit, which WI' not reque.t.d on Ih. r.~ R.turn. 'IY be r.qu..t.d by cOlpl.tlng an "Application for R.fund of Penn'Vlvanla Inh.rlllftc. and E'tll. ra." CR[V-IJIJ'. Application. ar. ,vlllabla .t tha Offlc. of thl R.gl,ter of Will" any of Ih. Zl Ae~lnul OI.lrlcl Of'le.. or 'I'D. Ihl O.part.ent', "-hour lIM.w.rlng ,.rvln nu.b.... 'Of fotl, nrd.rlngl In P.nn,y'venlll 1.80D""l.'D~D. ouhlde Plnn.vlvanla and within loul Hllrrltburg Mia (1111 lU.ftOrtlo. TnO' 17171 n1411~1 IIII"rlnll T"P.lred onhl. A[PLY TO' Gu.,tlon. regarding .rror. cont.lnld on thl, notlc. .hould be .ddr....d 101 PA D.p.rt..nt 0' R,venu., Bur..u 0' Indlvldu.1 h...., ATTHI Po'l A.......nt A.vlaw Unit, O.pt. 280601. tt.rrhburg. PA 17128-0601, phone 17111 181-6505. If any tllC dUI II Plld within thtll 11>> ullndar ,.onlh, Ifhr Ih. d,c.d.nt', duth, . 11\1, p.re.nt CS:U discount of the te. paid I, '1Io...d. OISCOUHI I rHIERESf I Int.t..t I, chargld blglnnlng with flt,t dav of dlllnqulnev, or nln, (91 'onlh, and on. II) day fro. thl dlt. of dlllh, '0 Ihe dftt. 0' Ply"'.nt. Ian. which ble".e d.lInquent b.fore JIIIlUlty I, 1981 bur Intlr..t ftt thl rat. 0' ,I~ 16:U parclnl plr .nnu", ulculahd at a dally r.tl of ,00016,.. All I"'... which blc..e delinquent on Ind Iner Janulry I. 1911 will b..r Inl.r..t at a ral. which will vary 'to", cel.ndar y..t to cal.ndar y.er with Ihat rei. _nnDune.d by Ih. PA D.p.rt..nt 0' Plv.nu.. Ihl applle_bll Inl.t..t rate. 'or 1911 through 199~ .tl' Ve.r Inllr..t R.ta Dallv Inl.r.,t ractor V'lIt Int.t"l Rail D.llv Inter..t ractor 19ftZ 1U .DODS,.I 1987 .. .000141 19U I':C .000431 19aa-1991 IU .000JOl 1911t II:C .000JOI 1991 .. .0002"7 1985 U:C .000)S6 I99J-199lt '" .000191 191' lU .00011,. 1995-1996 .. .0002't7 "Inl.rut Is celcul.ted .. 'ollowlI INTEREST . BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any HDtlcl II,uad .fl.r the 11M beeD"'.. d.llnqu.nt will r.,I.ct an Int.r..t e.leuletlon to 'Ift.en C151 dlv, bevond the d.t, 0' the .....'..nl. I' Pllv..nt II .ad. a'ter Ih. Int.r..t ecaputatton dati .hown on the Halle.. addltlan.l Inl.t..t 8U.t bl clleulal.d. ~' -., ~ -~.,''''''.._. . , , ..'...... - - ~ - -- - -- - --- - - -------- -- _ __ _ _.0..- ____ _ _ ___ ___ _ _ _ _ __ DAA 02"2"6"63 COMMONWEALTH OF PENNSYLVANIA NO. DEPARTMENT Of RIVENUE OfFICIAL RECEIPT. PENNSYLVANIA INHERITANCE AND ESTATE TAX 1fV.1I621114,UI ~~rinD ~ RECEIYED FROM: i ACN ASSESSMENT P:'I CONTROL ~ NUMBER AMOUNT SPITZER ROBERT C 701 N. SECOND ST. P.O. BOX 12987 HARRISSURG PA 17108 101 '30,000.00 lOtOH,.r 'OID,mr ESTATE INFORMATION, !'I FilE NUMBER ~ 21-1994-0867 !'I NAME OF DECEDENT (lAST) ~ 9HINDLER PATRICIA II OATE OF PAYMENT EJ POSTMARK DATE COUNTY CUMBERLAND DATE OF DEATH 09/30/94 REMARKS ROBERT L. 8HINDLER C/O ROBERT C. SPITZER,ESQ. SEAL CHECK" 1003 SSN IFIRSTI A 176-26-0697 IMII REGISTER OF WILLS m TOTAL AMOUNT PAID RECEIYED ~l21: MARY C. LEW REGISTER DF WILLS t30,OOO.00 C ~----------------------------~-----------~------~- .. " . f. . , ..-.~---' "---- --,_._-:-_----._& II- "~IJ,,,~:'.'" - , ... -. -......' -, - . f r~=~:~~~';;:~~:~~~;':A~~---------1 ~~ --- I: -.., ""~ O",,'A'REC." · 'ENNsYlVANIAINNHlTAN" AN. ISTATE TAX ~ ACN 1:':1 ASSESSMENT P:'I U CONTROL ~ NUMBER , \ ~ RECEIVED FROM, AMOUNT , :; SPITZER ROBERT C 701 N. SECOND ST. P.O. BOX IE!987 HARRISBURG PA 17108 101 $1E!,246.:57 i I I , I I 'OIDJiflf1 I _'OtDHllf ESTATE INFORMATION, f:t FILE NUMBER Y E!1-1994-0867 EJ NAME OF DECEDENT IIAST) II OAtE OF PAYMENT m POSTMAR COUNTY SBN 176-26-0687 (F'RST) (M! DATE OF D A H REGISTER OF WILLS m TOTAL AMOUNT PAID .12.246 '57 RECEIVED BfJ1)~lJ- ~~ MAR V C. LEWg REGISTER OF WILLS REMARKS SEAL RODERT L SHINDLER C/O RODERT C SPITZER ESQ CHECK" 105:5 ..,..__ ____ ---'---------------; ---------------.-- ---,-T---7-:- .. . ' . . . . , : ..__A --""4"--' , --- , - '7.-~ II ~ _ ll.'.......... . " i ! " I q,~~"~t ~" -'. '_.~ ~~ -..- '.' '~ 11I,N().~(P (~ ACN 102 REV-1607 EX AFP 112-951* COHHOHVEAlTH OF PfNHSVLVAHIA DEPAr~NT OF REVENUE I eUREAU Of INDIVIDUAL fAXEI PEP'. 110601 HARRISBURG, PA 111t.~0601 INHERITANCE TAX STATEMENT OF ACCOUNT DATE 04-29-96 STA 0 SHINOLER PATRICIA A FILE NO. 21 94-0867 DATE OF DEATH 09-30-94 COUNTY CUMBERLAND NOTEI TO INSURE PROPER CREOIT TO YOUR ACCOUNT, SUBHIT THE UPPER PORTION OF THIS FORH WITH YOUR TAX PAYHENT TO THE ADDRESS SNOWN. HAXE CHECK PAYABLE ANO REHIT PAYHENT TO' " ROBERT C SPITZER ESQ 701 N 2ND ST PO 80X 12087 HBG PA 17108 REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 A.ount R..Ubd CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ..... REV:ii.iii"Ex-jiFP--nZ-:9S-,-------iiiiii-lilifERIi"Ailcif-;:iiCsTATEiiE-N;:-OF-ACCOUN'f"-jiJiir-------------------- ESTATE OF SHINDLER PATRICIA A FILE NO. 21 94-0867 ACN 102 THIS STATEHENT IS PROVIOED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE NAHED ESTATE. SHOWN BELOW IS A SUHHARY OF THE PRINCIPAL TAX DUE, APPLICATION OF ALL PAYHENTS, THE CURRENT BALANCE. AND. IF APPLICABLE, A PROJECTED INTEREST FIGURE. DATE 04-29-96 DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT, 04-26-96 42,490.74 PRINCIPAL TAX DUE I ------------------------------'---------. PAVMENTS (TAX CREDITS), ... ........_.'--,~-_...,-_.._.._...-. PAVMENT DATE 12-30-94 06-30-95 RECEIPT NUMBER AA022663 AA047954 DISCOUNT (+1 INTEREST (-I 1,512.21 .00 2B, 731. 96 12,246.57 AMOUNT PAID TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST TOTAL DUE 42,490.74 .00 .00 .00 . IF PAlO AFTER THIS DATE, SEE REVERSE SIDE FOR CALCULATION OF ADDITIONAL INTEREST. I IF TOTAL DUE IS LESS THAN .1, NO PAYHENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR IHSTRUCTIONS. I .. , If RESIDENT DECftl(H' .lake chick or .onlW order p.....ad. tal If NOH-RESIDENT DECEDENT aak, cMck or .onlW order pI.abl1 ~ I 0'1 Iubtllt with yCM.lr p'Y11lnt .,de PIYabl, to the "~).,,~ addr~ ; l) N u =" <. B REGISTER OF WILLS, AGE~.~ N to, COHHONWEALTH OF PENNSVLVANIA. ~~. cr !;. } ~ :o:Il ~g ...- qn ,i- ~\ r: " 'f- _' -r;,,', =:J \..' WO -. PlYtlENTI Dltach thl top portion 0' thl. Hotlc. and prlntad on the rlv.r.. ,Ide. AU PI)'IIenh ncalv.d .hlll Hi ,ppUad flnt to MY Inhr." which "Y b, due with any r...lnd.,. appU,d to thl talC. REfUND (CA)I A r.fund 0' . t... cradlt, which .... not r.qua.t.d on th. '.IC Return, ..y ba r.quI.tad bV coaplatlng an "Application for R,fund of PIMly1\lanla Inh.rltance Md E,tat, Tax" CREV-UU). Application. .r. Ivalhbl. .t thl Office 0' th. R,gbter of Wllh, eny of thl U hvsnua Dhtrlct Offlc.. or Ira. thl D.p.,.t..nt". Z"~hDU" anlwarlno ..rvle. ~.r. for for.' orderlnGI In P,nn.vlvanl. 1-80D-36,.,D5D, out.ld. P.nn.vlvanla and wIthin local Harrisburg .r.. (111) lal.aD'~, TDUI e717) 112-2252 (H..r1na lapelr.d on1v). DISCOUNT, Due.tlon. r.a.rdlnl .rror. cont.lnld on thl. not Ie. .houtd b, .ddr....d tOI PA D.p.rt..nt 0' R.v,nu., Bur..u of IncUvldud hltll. AfTNI Po.t A.......nt Rnllw Unit, Dlpt. lID6Dl, Harrltburl, PA l1ua-0601, phonl (711) 181-6505. If any tax dul It p.ld ..lthln thr.. (5) cal.ndar .onthl aftlr thl dlcadan,". d..th, a flva p.rcant (5:0 dhcount a' tha t.1t p.ld I. .llo...d, REPLY TOI INTEREST I Intar..t It charllld bllllMlng with first dav of dlllnqu.ncy, or nln. (,) .onth. and ana (1) day 'roe thl data 0' duth, to tha d.t. of plya.nt, TalCa. which b.c.., d.lInqulnt ba'or. Janu.ry 1, 1982 bur Int.r..t at the nta 0' .hI (6i() p.rcant par annuli calculat.d et . dallv rat. of ,000164, All talll, ..hlch bau.. d.llnqu.nt on end ,ft.r Jenuary 1, 1982 ..111 bur Intar..t .t a rat. which ..lit Vtry 'roe cat.ndar yur to cal.ndar Yllr with that nt. announc.d by the PA alpart.,nt of R.v.nuI, 'h. appllc.bl. Int.r..t rnt.. 'or 1982 throullh 1996 era, V..r Inhr..t R.h Dally Intar..t Faator Y..r Int.r..t Rat. D.lly Intar..t rector 1982 ZO. .0005U 1987 .. .00al~1 1915 ... .OOOUI 1911-199t It:( ,OOOSOI 1914 II' .000301 1992 .. ,000141 1915 U. ,000356 1995-I99~ 1X .000192 1916 10:C .000214 1995-1996 .. .00al'" --Intar..t .. calculatad .. 'ollowlI INTEREST . BALANCE OF TAX UNPAID X NUNBER DF DAYS DELINQUEHT X DAILY INTEREST FACTOR --Any Natlca "Iliad .ftn the hlC bUD'" dlllnqu.nt will raU.ct an Inter..t calculation to flft..n ClSI day. b.vond the d.t. of thl! ........nt. If p.y..nt II ..d. eft.t the Int.r..t coaputaUon data Ihown on thl Not1c., Idd1tlon.1 Int.r..t .ult bl calclll.tad. III .'.J' /() ..(. ACN 201 " (~ R!V-483 !X AFP (12-95~ COHHOHWUl Ul Of PENNSYLVANIA OEPARlHENf 0' R~Y[NUE IUAEAU Of INDIVIDUAL t.MES DEPf, l1D601 IlARRlt1UAO, PA 17lU.0601 NOTIC! OF D!TERMINATION AND ASS!SSMENT OF PENNSYLVANIA ESTAT! TAX BASED ON FEDERAL ESTATE TAX RETURN DATE 05-06-96 o SHINDLER PATRICIA A FILE NO.21 94-0867 DAT! OF D!ATH 09-30-94 COUNTY CUMBERLAND NOTE. TO INSURE PROPER CREOIT TO YOUR ACCOUNT, SUBHIT THE UPPER PORTION OF THIS FORH WITH YOUR TAX PAYHENT TO THE REGISTER OF WILLS. HAKE CHECX PAYABLE TO "REGISTER OF WILLS, AGENT". REHIT PAYMENT TOI ROBERT C SPITZER ESQ 701 N 2ND ST PO BOX 12087 HBG PA 17108 REGISTER OF WILLS CUMBERLAND CO COURT CARLISLE, PA 17013 I HOUSE AMount R..ltt.d CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ..... R-iv:4S3i-EX--AFP--Ciz:-9Sj-----.-.-NCificE--OF--DETE-RHiiiAfio-N-AiiD-AiisESS-HENT----------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN .. ESTATE OF SHINDLER PATRICIA A FILE NO.21 94-0867 ESTATE TAX DETERMINATION ACN 201 DATE 05-06-96 1. Credit Far State Death Taxa a as Varifiad 40.939.56 2. Pennsylvanis Inharitance Tax Assessad (Excluding Discount and/or Intarast) 42,246.57 3. Inharitance Tax Assassed by Other Statas or Territories of the Unitad Stataa (Excluding Discount and/or Intarest) .00 4. Total Inheritance Tax Assesssd 5. Pennsylvania Estats Tax Dua TAX CREDITS I PAVMENT DATE DISCOUNT (+) INTEREST (-) RECEIPT NUMBER AMOUNT PAID TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST .00 TOTAL DUE .00 "IF PAlO AFTER THIS DATE. SEE REVERSE SIDE (IF TOTAL DUE IS LESS THAN fl. NO PAYHENT IS REQVIRED FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY eE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.J PURPOSE OF HOTlCE, , PAYl1EHfI , ~-----""-'-- ,.....,- ~ To 'u1,111 the r.qulr..ent. 0' ..ct1an 1145 (bJ 0' the Inh.rlt~. and E.t.t. T.. Act, (71 P.I. S.ctlon 1145). ~~, ~ :n :n~' 1I>1 to., 0 ~. -.1 ~ ~;.' a (.:.; ,.... ~~ I ,. . ':, n. \ :-. , I l' ...... (i j , '" ... :, ~~ c., . "'~(. !-' .: ~,l --0 ?;! u' u N fJ>g. "'Dc. e )>~ N Act II of 1991. o.tach the top portton of thl. Notte. ~ .ub.lt ~Ith ~our p'v-ent to the R'II.t.r a' Wtll. prlnt.d on the r.v.r.. .Ide. n M.... ch.ck or .on.v ord., p.vabl. tOI REGISTER OF MILLS, AcEHT. All p.pentl r.ul",ed .hall b. appll.d flnt to any Int.r..t which .av b. due with any n'.lnd.r .ppll.d to the tn. REFUND CCRh A rafund 0' . tax credit a.v b. reque.t.d bV co..-l.tlnl an "Application 'or A.,und of Pllm.vlvanla Inherlhnc. and E.tlt. r.... CREY"ISU). Appllntlon..re avallabl. at the Offlc. of the Rqhtlr of WUh, env of the ZJ R.venu. Dhtrlct a,flc.. or fro. the D.parta..,t.. 24"hour an.warlng ..rvlc. nuab.,. 'or 'or.. ordarlnll In Pann.vlvanla l"100"S62-Z0S0, out.lde Pann.ylvenl. and wtthln 10c.1 H.rrl'burg .r.. (717) 717"1094, TOOl (717) 772"2252 (H..rlng J~.lr.d Onlv). OBJECTIONS, Anv p.rtv In Int.r..t not ..tl.,led ~Ith the ........nt of t.. .. .hown on thl. notlc. "V obJ.ct within ."tv (60) d.~. a' r.c.lpt 0' this Notlc. by, -....rltten prot..t to the PI. Dlpart..nt of R.v.nu., lo.rd of App...., D.pt. 211021, Harrhburg, PI. 17121-102', OR --".ctlng to h.v. thl ..U.,. d.hraln.d .t .udlt of the p.rson.l r.pr....t.tlv., OR ....app..1 to the Orphan.. Court. ADMIN- ISfRATlVE CORRECTIONS I INTEREST I Fectu.l .rror. dl.cov.rad on thl. ........nt ahould b. .ddr....d In writing tOI PA Dlp.rt.ant 0' A.venue, Bur.au of Indlvldu.1 T....., ATTHI po.t A.......nt R.",I.w Unit, O.pt. 210601, H.rrtaburg, PA 1712a"0601, Phone (7.7) 717"6505. S.. p.g. S of the bookJ_t "In.truetlon. for Inh.rltanc. T.x A.turn for. R..ldsnt Dlc.dent.. (REY-1501) for an ..planatlon of adalnlatr.tl\l.lv corr.ct.bl_ .rror., For dat.. of d..th on or .ft.r 10"S-91, Pann.~I\1anl. E.t.t_ T.. b...d on the F.d.r.1 E.t.t. '.x nturn b.co... d.1Jnqu.nt .t thl .xplr.Uon of nln. (09' .onth. fro. the d.t. of d..th. For d.t.. 0' d..th prior to 10"S.91, P'nna~lvanl. E.t.t. Te. b...d on the Feder.1 E.t.t. ,.. r.turn b.coa.. dlllnquent et the ..plratlon of .Ight..n (la, .onth. fro. the det. of d..th. T..... which b.c... d.llnqu.nt b.for. Januarv J, 19'2 b..r Int.r..t .t the rat. of .1. (6~J p.rc.nt p.r annu. c.lcul.t.d .t e d.ll~ r.t. 0' .000164. All ta... ~hlch blc..1 d.llnqu.nt on or eft.r J.nu.rv 1, 1982 ..111 b..r Int.r..t et e r.t. which will v.r~ fro. cal.nd.r ~'.r to cal.nd.r v..r with th.t r.t. announc.d bv the PA O.p.rt.ant 0' A.v.nu.. Th. .ppllcabl. Int.r..t rat.. 'or l'IZ through 1996 .r" ~ Jnt.,...t Rat. Dell~ Intar..t Factor V..r Inhr..t Rat. o.lly Intar..t F.ctor 191Z ZD~ .00054' 1917 .~ .0aOl47 .,a5 I&~ .0DOoa 19aa-I991 IU .ooosal 1914 11" .Ooosal 199Z .~ . aOOl47 1985 IlX .000556 1995"I994 n .000192 19a6 IO~ .000274 J995-1996 .~ .000147 ulnt.n.t .. c.lcul.t.d .. 'ol1oM" INTEREST . BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --An~ Notlea J.aued .ft.r the t.. b.co... d.llnquent Mill r.fl.ct en Int.r..t c.lcuJ.tlon to 'I't..n (15) d.v. b.Vond thl data 0' the .......ant. I' pav.ant I. ..d. e't.r the Int.r..t coaputetlon d.l. .hewn on the Nottc., .ddltlonal Int.r..t .u.t b. calcul.t.d. REV-483 EX AFP (12-95* CDHHOHWEAlTH Of PENNSYLVANIA DEPARrHENT OF REVENUE BUREAU OF INDIviDUAL TAXES PEP'. ...D601 UARRJSlUAG, PA 111Ze-06Dl ACN 201 c.. NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN DATE 05-06-96 S 0 SHINDLER PATRICIA A FILE NO.21 94-0867 DATE OF DEATH 09-30-94 COUNTY CUMBERLAND NOTE. TO INSURE PROPER CREDIT TO YOUR ACCOUNT, SUBHIT THE UPPER PORTION OF THIS FORH WITH YOUR TAK PAYHENT TO THE REGIST~R OF WILLS. HAKE CHECK PAYABLE TO "REGISTER OF WILLS, AGENT". REMIT PAYMENT TOI ROBERT C SPITZER ESQ 701 N 2ND ST PO BOX 12087 HBG PA 17108 REGISTER OF WILLS CUMBERLAND CO COURT CARLISLE, PA 17013 I HOUSE AMount R...1tt.d CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR FILES ..... Rifv:48ji-EX--AFP--{i2~-9Si-----.-.-NO-ficif-OF--CETE-RHiiiAfio-N-Aiic-AiisESiiHENif---------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN .. ESTATE OF SHINDLER PATRICIA A FILE NO.21 94-0867 ESTATE TAX DETERMINATION ACN 201 DATE 05-06-96 1. Credit For Stata Death Taxes as Varifiad 40.939.56 2. Pannsylvania Inheritance Tax Assassed (Excluding Discount and/or Interest) 42.246.57 3. Inhoritance Tax Assassad by Othar States or Tarritories of tha Unitad States (Excluding Discount and/or Intarast) .00 4. Total Inheritanca Tax Assessed 42.246.57 5. Pennsylvania Estate Tax Dua .00 TAX CREDITS I PAYMENT DATE RECEIPT NUMBER DISCOUNT (+) INTEREST (-) AMOUNT PAID TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST .00 TOTAL DUE .00 "IF PAID AFTER TIllS DATE. SEE REVERSE SIDE (IF TOTAL DUE IS LESS THAN n, NG PAYHENT IS REQUIRED FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS. I , '" ._-, --....'.....'-..... ...."..... PURPOSE OF HOTlCEI To fulfill t~ r.qulr..ent. of Slctlon 1145 (b) of th~ Inheritance and E,t,t, 's_ e71 P.I. Slot Ion '145). ~~ ~ :rJ:D ". (Il t.' no ~. ,~~ f~ f:'! ,.') ~ c; ^, " J' , I " " ) , C7'l \J'_i" - . ~. ( ) -0 :.:.ttl Act, ~Aclt tz .f llMIl, u; 0 :'tJ\. t:I ~h :t:'~ N .f will. prlnt.d on thD PAYftEHTI u,tlch thl top portion of thl, Notle. and ,ub.lt with your p'Vlent to thl R.,'I..r rlv.r.. .Id.. ._ H... chick or ""IV order plv.bll tOl REGISTER OF MILLS, AGENT. All p.y.-nt. recllved .hlll b. .ppll.d flr.t to any lnt.r..t which "V be du. with any r...lnd., applied to thl t.x. REFUND (eRh A r.fund of . t.. credit "V ba r.qu..tld by caaplatln; an "Applleltlon for R.fund 0' Plnnlvlvlnl. Inharltsnca end Elt,t. ,.." (AEV-151S). 'ppllelllon. .r. Iv.llebl, .t the OfficI of thl R.glat,r of WillS, any of the ZS R.venue Dlatrlct Offle.. or frol th. D.p.rt..nt'. 24-hour an.w.rlng ..rvle. nullb.n for for.' ord.rlngl In Ptnn.ylvanl. l-aDD-'6r-2DSD, out.ld. p.nn.vlvenl. .nd within 10c.1 H.rrl.burg .r.. (717) 711-aD'4, TOO' (111) 112-2252 IH..rlng I.p.lr.d Only). OBJECTIONS I Any party In Int.r..t not ..tl.fl.d with the .......ent of t.. .. Ihown on thl. notlcl ..y abJ.ct within II.ty (60) d'YI of r.c.lpt of thl. Notlcl bYI "-written prote.t to th. PA D.part..nt of R.V.nul, Boerd of App..", Dlpt. 211021, H.rrlsburg, PA 11121-1021, OR ".llctlng to h.v. th. ..tt.r d.t.r.ln.d .t ludlt of the p.r.onll r.pr...nt.ttv., OR -.app..I to th. Orphan.' Court. ADHIN- ISTRATlYE CORRECTIONS I Flctull .rror. dhcov.r.d on this ........nt .hould b. .ddr....d In wr lUng tOI PA D.part..nt of R'V.nul, Bur..u of Indlvldu.1 Ta.I', ATTNI po.t A.......nt R.vlllw Unit, n.pt. 2a06DI, Harr..burg, PA 111,a.0601, PhOnl (111) 111-6505. s.. plgl 1 of th. bookl.t "Jnltructlonl for Inh.rlt.nc. Ta. R.turn for I R..ld.nt D,cld.nt" (REV-1501) for .n ..plenatlon of edllnl.tr.tlv'IY corr.ct.bl. .rror.. INTEREST I fer dat.. of d..th on or .ft.r 10-1-'1, P.nn'Ylvlnle btet. T.. b...d on th. fed.r.1 htat. TIX r.turn b.co... d.llnqu.nt .t the ..plratlon of nln. 1091 .onth. 'ro. the datI 0' d..th. for d.t.. of d.ath prior to 10-'-'1, P.nn.ylvanl. E.tet. T.. b...d on th. F.d.ral E.tel. TI. r.turn b.co... d.llnqu.nt at thl ..plretlon 0' .Ight..n (II) lIonth. 'ro. the dat. of d..th. T.... which b.c... dalInqu.nt b,'or. J.nu.ry 1, 1'12 b..r Int.r..t .t th. r.t. of .Ix (6~) p.rc."t p.r .nnul c.lcul.t.d et e d.lly r.t. of .000164. All ta.... which bace.. dallnqu.nt on or eft.r J.nuary 1, 1'12 will b..r Int.r..t .t e rata which will vary fro. cal.nd.r y.ar to cal.ndar y..r wIth that r.t. announc.d by the PA Dap.rt.ant of Ravanu.. Th. IPpllcabl. Int.r..t rat., for 1'12 through 1996 .r" V.ar Intar..t R.t. O.lly Int.ra.t factor V.ar Intlr..t R.t. Dally Inter..t F.etar 1912 zU .000544 I'll .. .DDDtU 1945 16~ .DOOUI 1911-1991 lliC .DDOlDl 19a4 1l~ .DD03D1 1992 .. .0002"'7 .985 In .000356 1991-1994 7. .000.9' 1986 IO~ ,000214 1995-1996 .. .0001"7 "Int.,..t h e.lcul.tld D' follotlll INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTDR "Any Notte. luu.d 1ft" the t.. baeo... d.llnqu.nt will rlUaet In Int.,lIt ulculatlon to flft..n US) du' bayand the d.t. of th. ........nt. If pay..nt I, .ada aft., th. Int.r..t co.put.tlon datI shown on the Hotlc., addItlon.l lnt.r..t lIUlt b. c.lcul.t.d. .J'-*"-_.'_"_'" "_ I if,.- Jt/tJ ~? ESQ COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN C/* BUREAU OF INDIVIDUAL TAXES INHERITANCE TAlC DIVISION DEPT. Zlo"ar HARRISBURG, PA I7UI.a601 .1'.1"11."111'''1 ROBERT C SPITZER 701 N 2ND ST PO BOX 12087 HBG 09-01"97 SHINDLER 09-30-94 21 94-0867 CUMBERLAND 202 Allount R..Ut.d PATRICIA A PA 17108 MAKE CHECK PAYABLE AND REMIT PAYMENT TOI REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTEI To Inlur. prop.r cr.dlt to your account, lub.lt th. upp.r portion of thll for. with your taM pay..nt. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ..... REii:7iJ;-EX--AFP--Coi:-97j-----.-.-Niificif-OF--OETifRHiiiAfiiiN-Aiio-AS"SESS-HENT----------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER BB ESTATE OF SHINDLER PATRICIA A FILE NO.21 94-0867 ESTATE TAX DETERMINATION ACN 202 DATE 09-01-97 1. Credit For Stste Desth Tsxes ss Vsrified 21,219.59 2. Psnnsylvsnis Inheritsncs Tsx Asssssed (Excluding Discount snd/or Intersst) 42,246.57 3. Inheritsnce Tsx Assessed by Othsr ststss or Territories of ths Unitsd Ststes (Excluding Discount snd/or Intsrsst) .00 5. Pennsylvsnis Estste Tsx DUD 42.246.57 .00 4. Tots1.Inheritsnce Tsx Assessed 6. Amount of Pennsy1vsnis Estste Tsx Previously Assessed Bssed on Feders1 Estste Tsx Return .00 7. Additions1 Pennsylvsnis Estste Tsx Due .00 TAX CREDITS I PAYMENT DATE RECEIPT NUMBER 01 SCOUNT (+) INTEREST/PEN PAID (-) AMOUNT PAID TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 "IF PAID AFTER THIS DATE, SEE REVERSE SIDE IIF TOT.,L DUE IS LESS THAN U, HO PAYHENT IS REIlUIRED FOR CALCULATIDN DF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICR), YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.) ",( . ,,;;..,~,,,-...:-.,...,-,..,,. J :;; r-. ~ ~: ,"",( ("'I r tJ"\ ~- " tJ >!1 u: i~. I', r;\ 'J 1_ -. ~ Uu PURPOSE Of NOTICE. To 'ulflU tM nqulnaMts of SICtion U45 (b) of the Inherltenc:. Md Eltat, '1)1 Aot, Aat 21 of 1995. (72 P.'. Saation 9145). PAYlEH" o.tach the top portion of thl. Hotlcl ~ .~lt with ~our p.~.~t to the RIII,t.r of Willi printed on the rav.r.. .Idl. .... "Ilh check or .onlV ord.r panbl. tOI REGISTER OF MILLS" ADENT. REFUND C CAJ I A r.fund of . tlX cr.dlt "V be ,..qul.t.d bV coaplatlng an "Applle.'lon for A.fund of P.nn.vlvant. Jnh.rltenc:a ~ Eltet. Ta.- (AEV-ISIS). Application. ar. Ivallabl, at the O"lcI of thl Alalst.r 0' Will., any of thl 21 RI\llnul DI.trlot OffICI' or 'rOI thl D.p.r'..n'-, Z4.hour ."swerlng ..rvle. ~b.r. for for., ordlrlngl In Pannlvlv."la 1~8aD.S6Z.Za50, out,lda Pann,vlvant. and withIn 10cll Harrl.burg .r.. (717) 7'7-1094, TOOl (717) 772-2252 (H..rSna t.p.lr.d OnSy). OBJECTIONS I Anv p.rtv Sn Snt.r..t not ..tS.fl.d with the .......ent of t.. .. shown on thS. notSe. ..v obJ.ct wSthln .IMtv (60) d.va of r.e.lpt of this HoUel bVI "wrlttan prot..t to th4t PA Olp.rt.."t of R.v."",., Bo.rd of App..h, D.pt. Z11DZ1, Hnrhbura, PA 17121-1021, DR --.lacUng to h.v. the ..ttlr d.t.r.ln.d at MIdSt of tha p.rson'l rlprasentethr., DR --app..1 to the Orphan.' Court AOKIN- ISTAATlVE CORRECTIONS I f'lHItu.1 .rror. dhcoverad on thl. ........nt should b. addr...ed In wrSUng tal PA a.p.rt..nt of R.venue, Bureau of IndlvSdu.1 Ta_.., ATTNI Post A.......nt R.vl." Unit, aept. 2aD'DI. Harrl.burg, PA 17128-0611, Phon. (717) 7a7-65DS. Se. pag. 5 of the booklet "In.tructSon. for InherStanc. T.. Aeturn for. Re.Sdent Deced."t" (REY-ISOI) for an ._plan.tlon 0' .daSnl.tr.tlv.ly corr.ctabl. .rror.. PENAL TYI Th4t 15~ t.. -.n..tv non-p.rtSclpatSon pen.lty I. coaput.d on the tot.l of the t.. and Snt.r..' .I.....d. and not plld ba'ora Janu.ry II, 1996, th. fSr.t dav ,'t.r the and of tha t.. .~.tv periOd. Thl. non-p.rtSclpltSon p.n.ltv 1. app..labll In the .... sann.r and In the the .... tl.. p.rlod .. you would .pp..1 the t.. and Int.re.t th.t h.. been .......d .. Indlcat.d on thl. not Ie.. INTERES" Addltlon.1 pann.vlvanl. E.tatl Ta. .s.....d .. . r..ult 0' . chenge on the f.d.r.1 E.t.t. ra. clo.lng "Un b.co... dallnqu.nt .t the .xpSr.Ucn of on. (1) lonth frol the d.t. the flMI noUea 0' the Sncr.... Sn F.d.r.1 E.t.ta T.x I. rlcalv.d. T.... which bee... d.llnquent b,'or. Janu.ry I, 1912 ba.r lnt.r..t .t thl r.ta of .t. (6~) perclnt p.r ~ calculltad .t a dIllY r.t. of .000164. All t.x.. whJch b.c... delSnquent on Dr Ift.r Janu.rv 1, 1912 will b..r lnt.r..t .t . r.t. which will \larv frOl c.land.r y..r to c.land.r y..r with that rat. announced bv thl PA Dep.rt..nt c' RI\lInUI. Th. .ppllcabl. Int.r..t r.t.. for 19.2 through 1997 .r'l '!!.!! Intar..t A.t. O.lly Int.r..t F.etor !!!r Int.r..t ht. D.lly [nt.r..t Factor 1912 ..X .000548 1987 'X .l)aIU7 ItIS 16X .00aul 1911-1991 IIX .aaasal I... IIX .aaasal 1992 'X .oaazu 1915 UX .000SS6 1995-1994 7X .000192 1986 lOX .000274 1995-1997 'X .aanu --Int.r..t 1. c.lcul.t.d .. 'ol1ow'l INTEREST . BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any HotSel I..ued Ift.r tha t.x b.eo... delinquent wS11 r.fl.ct an Int.r..t c.lcul.tlon to fJft.an (IS) dlV' beyond the data 0' thl .......ant. If p.y.."t h .ad. .ft.r thl Intar..t CDIIPUt.t1on d.t. ahawn on thl Hotlc., IlddIUon.1 Intar..t llU.t b. nlcul.t.d. ,;(I~j(' 7,,5;',( /:~ /,'i}/ 1'I-d.:.jO,-L ." "'-'-iERITANCE TAX RETURN ~~~c~gflA~);MillR 12131191 ~ESIDENT DECEDENT POVEF-., . CREDIT IS CLAIMEDD C""MaNWEALlH OF .ENNmVAN," (TO BE FILED IN DUPLICATE FILE NUMBER DEPA"TMENT fJF REVENuE 2 I 1994 HA"n,,~~~ri,'.';~';:".","1 WITH REGISTER OF WILLS) COU~TY CODE VEAR DECEUENrs NAME (LAST, FIRST, AND MIDDLE INITIAL) DECEDENrs COMPLETE ADDRESS SHINDLER PATRICIA A. 1714 OLMSTEAD WAY DECEDENT SOCIAL SECURITY NUMBER CAMP lULL, PA 17011 176-26-0687 Caun CUMBERLIIND ~Ur5T k~'o\.~Db~~ I~:r:~~; 'jPUU'J '5 NA AMOUNT RECEIVED (SEE INSTRUCTIONS) SHINDLER ROBER!' L. 28 235.00 AEV;lSlIQ U.I'aOJ4' --. .- -- -' -.. .. . {; 0ui ..,.-. 19940867 NUMBER 1. Original RolulI1 Ilu,d.lnoldllthprlll'll1l2a!:l-UI @5, Fade,sl Est.le Tax Rolur" Roquirod HI 4a, Futuro Inlorosl Compromlso (10' dol.. el doom ollor 12-12-e2) lB 6 Docodonl Dlod T"IOIO ffi 7, Docodonl MoInlolned a Uvlng TruS! (Anoch copy 01 Will) (Mach copy 01 T,uol) ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOUl.D BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS ROBER!' C. SPITZER ESQ 701 N. SECOND ST TELEPHONE NUMBER POBOX 12087 717-231-7600 HARRISBURG PA 17108 1. Reol EsIOlo (Schedule A) (1) 170,600.00 2, Slocko end Bondo (Schedulo B) (2) 506,781.55 3, Claoely Hold Slock/Partllo,ohlp Inlorool (Sch, C) ( 3 ) 65,234.00 4, Martgogoo and Nolo. Roccivablo (Schodulo D) ( 4 ) ~. Cash, Bank Dopasils & Mlscollllneous Porsonal ( 5 ) PIOpOny (Schadulo E) e, Jolnlly Ownod Propony (Schedulo F) 7. nansloro (Schodulo G) (Schedulo L) B, Telol Gress As"IS (10101 Un.. 1-7) 9. Funeral Expanses. AdminJstralivo COSIS, Mlscoll.noous Exponsos (Schodulo H) 10, DobiS, Mortgogo Uobilili09, Uono (Schodulo I) 11, Telol Doduclleno (10101 Unos 9 & 10) 12. Not VoJuo 01 Estalo (Uno 8 minus Uno 11) 13. Chorl1able and Govornmonllll Bequasts (Schedule J) 14, Nol Valuo Sub ocllo Tsx (Uno 12 mlnuo Uno 131 15. SpOil'''! Tt.ntllF'ltnt dtlu 01 dulh "ftlF 8-30-V4). S.. In.tfllCll(ln.'nr Appl,cabl.P.runl.lg.anPagI2.llncludl v.lluu ""m Schldul. Kaf Schldull M.) 16. Amount of Uno 141axablo aIO./a rato (Includo voluos Iram Schedule K er Schodulo M,) 17, Amount or Uno 141axablo 0115% ralo (Includo yalU09 from Schadulo K or Schedulo M.) lB, Prlnclpollsx duo (Add Isx !rom Unas 15, Ie and 17.) 19. Crodlts Spnuul pnVlFty Cr.dlt Prior Paymonls Discount + 30,000.00+ 1,578.95- 20. II Uno 19 Is qroalcr than Uno 18, entor tho di"oronco on Uno 20. This Is lhe OVERPAVMENT. ~ Check here tf you are nquesUng a rofund 0' your overpayment. I 21. II Uno 10 is groalor than Uno 19, onlor Iho diNoron<.o on Uno 21. This Js tho TAX DUE. A. Entor tho Jnlelost on Iho bolanco duo on Uno 21A. B, Enlor Iho 10101 01 Uno 21 and 21A 011 Uno 21 B, This Is Iho BALANCE DUE. Make Check Pa able to: Re Ister of Willi, A ent .. .. BE SURE TO ANSWER ALL OUESTlONS ON PAGE 2 AND TO RECHECK MATH" ... ' Undor ponalUcs 01 perjury. I declare lhat I have exammod Ihls rolurn. including accompanYing schedules and stalomonls, and to the basi 01 f!lV knowledgo and boliof. it is truo, conoel and cOrTl'IOlo. I doclare Ihal all roal 0910to has boon ropor1ed a1lrue mmkel value. Ooclarollon 01 proparor olhor than Iho pOlsonal ropresentatlve Is based on alllnlormalion 01 whiCh prop.uor has any knowledgo. SIGN TURE OF PEnso R[SPllNSIRLE FOR FILINI.l RETURN ADDRESS , r See Schedule attached CHECK APPRO- PRIATE BLOCKS o 4. Umilod Eslato CORRES- PONDENT RECAPIT- ULATION TAX COMPUTA- TION 3. Romalndor Roturn ..Q... 6, Tolol Numbot 01 Solo Deposit Bo'.. 68,297.91 ( 6) (7 ) 1,128.75 7,000.00 819,042.21 ( e) (9) 37,536.50 (10) 36,962.91 74,499.41 744,542.80 (11) (12) (13) (15) (14) 28,235.00"Ql. . 744,542.80 847.05 (16) 716,307.80, ,06 . 42,978.47 (17) 0.00, .15 . 0.00 (Ie) 43,825.52 InteroSI (19) (20) 31,578.95 (21) (21A) (21B) 12,246.57 0.00 12,246.57 OfTE 1:/ i,V - '()- 1 OOt AODJlESS 701 N. SECOND ST DATE ,~ r. ---~-_..--<-#-----+" },_.., _..._-~ ..,-- <-J /S,-Y 1'-/ - dtjb--L '-'IlERITANCE TAX RETURN ~ESIDENT DECEDENT (TO BE FILED IN DUPLICATE WITH REGISTER OF WILLS) '1 -, /''l.l( 7 ,,5.'(G REV:l,,"QU'I'."'.1 COMMONWEAltH Of PENN';VLVANIA O[PARTMENTflF neV[NUE OEPr,llHlIlIl ttAnRI'lUURI1,PA II1U.IIIIIII DECEDENT DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) SHINDLER PATRICIA A. SOCIAL SECURITY NUMBER 176-26-0687 II II A l I JU WIIIN'],", uu. . NA FIRST AND MIDDLE INIUAll SHINDLER ROBERI' L. 1. Original ROIUIn ffi 40. Futuro l"tOfos1 Compromiso (lor dalos 01 doalh ane' 12-12-82) ~ 6, Oocoden1 OkJd Teslalo ffi 7. Decodonl Malnlalned a Uving rrus1 (Mach copy 01 Will) (Mach copy 01 Tru.l) ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMAnOH SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS ROBERT C. SPITZER 701 N. SECOND ST TELEPHONE NUMBER POBOX 12087 717-231-7600 HARRISBURG PA 17108 1, Real Ealale (ScOOdule A) ( 11 170,600.00 2. Slockselld Bonds (Schodule B) ( 2 ) 506,781. 55 3, Clo.oly Held SlocklPBrlnorshlp Inleresl (Sch, C) ( 3 ) 65,234.00 4, Mortgagos and Noles Roceivablo (Schodule D) ( 4 ) !S. Cash, Bank Deposits & Miscellaneous Personal ( 5) Property (Schedule E) 6, Jolnlly OWlled Property (ScOOdule F) 7, Transle,s (Schodulo G) (Schodule L) 0, Tolal Gras. Assels (Iolal Unos 1-7) D. Funoral E>cponsos, Admnislfallvo CosIS, Miscollaneous Expensos (Schodulo H) 10, DobIS, Mortgago UebiliUcs, Uons (Schodulo I) 11, TOlal Deductions (Iolal Unos 9 & 10) 12. Nol Valuo 01 Eslalo (Une 8 minus Uno 11) 13. Chantable and Govornmonlal Bequosts (Schedule J) 14. Net Value Sub oct to Tax (Une 12 minus Uno 13) 15. Spouul Tr.nUlnllot doll" ot duln 01111" 11.30-941.5" Inltruchnn. lor APP~Ubll PII"nUgI on Pol;' 2.llncludl voIlulIlrnmSclllctulII'l.OfSCII.dultM.1 18. Amount 0' Uno 14 taxablo at 6~. ralo (Includo valuos 110m Schodulc K or Schodulo M,) 17. Amounl 01 Uno 141axablo at 15% ralo (Includo values from SchedukJ K or Schodule M.) P'lnclpaJ tax duo (Add lax "om Unos 18, 10 ond 17,) Crodits SPllUulPflvlltyCrld,1 Prior Pavmenls Discount + 30,000.00+ 1,578.95- 20. It Uno 19 Is qroalor lhan Uno lB, cnlor Iho dilfOlenco on Uno 20. This Is Iho OVERPAVMENT. A. Check here tI ou are r. ueaUn a rofund of our DYe ent. 21. If Uno 18 is groator than Uno 19. onlor tho dltloronco on Uno 21, This I' the TAX DUE. A. Entor tho Inlorost on tho balanco duo on Uno 21A. B, Enler tho 101s1 01 Uno 21 and 21A 011 Uno 21 B, This ISlhe BALANCE DUE. Make Check PI able tD: Re Ister of Wills. A ant _ .. BE SURE TO ANSWER All OUEsnONS ON PAGE 2 AND TO RECHECK MATH" .. .' ',.' , ", , Undor ponallloS at perJury. I declaro Ihall havo OIcamnod this relUrn. including accompanYing schodulos and slalomonts, and 10 tho besl 01 fJ1V knowledgo and bolio'. Ills !ruo, canoel and complelo. I duc/aro thai 011 100.1 Qslalo has boon roportod at IlUo markot valuo. Doclaratlon 01 preparer other than tho personal replesonlahve Is basod on olllnlonnalion 01 whIch plcpnror has anv knowledge. SIaN YURE OF PERSO RESf'ON~IOlE FOR flllNQ RETURN ADDRESS 11 , See Schedule attached CHECK APPRO- PRIATE BLOCKS o 4. Umiled Estale CORRES- PONDENT RECAPIT- ULAnON TAX 10, COMPUTA- 19, TION ~ ;; (juJ~ FOR r '"'"'5 OF DEATH AFTER 121311111 CHEC ,RE IF A SPOUSAL POVEr.., . CREDIT IS CUUMED 0 FILE NUMBER .:l I COUNTY CODE YEAR DECEDENTS COMPLETE ADDRESS 1714 oIMSTEAD WAY CAMP HILL, PA 17011 COlin CUMBERLAND AMOUNT RECEIVED (SEE INSTRUCTIONS) 28 235.00 3. RemalndOl Rolurn 111I' d.t.. QI d..ln prill' hI U-13"UI :@:s. Federal Eatale TAX Return Roqulrod ../ 1994 19940867 NUMBER .Q... 8, Tolal Number 01 Sale Deposll Be.es 68,297.91 ( 6) ( 7) 1,128.75 7,000.00 ( 0) 819,042.21 (9 ) 37,536.50 (10) 36,962.91 (11) (12) (13) 74,499.41 744,542.80 (15) (14) 28,235.00. ,<g" . 744 542.80 847.05 (18) 716,307.80. ,06 42,978.47 . (17) 0.00. .15 0.00 . (18) 43,825.52 Intorest 31,578.95 (19) (20) (21) (21A) (21B) 12,246.57 0.00 12,246.57 OpE ) ...- {-:/...)(- <{ ~ OA'.E, r {; i. ,\ '/1- lS001 ADDR[SS 701 N. SECOND sr. HARRISBURG, PA 17102 .(/~j( 7 ,/)~.c <::1 /_'i.-Y It! - dt/O'.! '-'lERITANCE TAX RETURN ~~~J --~~fFDA~~~illR 0.213./9. J:lESIDENT DECEDENT PDVE,.... CREDIT IS CUIMED e""'''ONw''ltHIIFPENNWlV.''. (TO BE FILED IN DUPLICATE FILE NUMBER OEPAnTMENfllF !l[VfNut :/ I 1994 H.nn"~~r.~S~~';:".""", WITH REGISTER OF WILLS) COU~TY CODE YEAR DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAl) DECEDENT'S COMPLETE ADDRESS SHINDLER PATRICII\ A. 1714 01J.\STEl\D WAY DECEDENT SOCIAL SECURITY NUMBER CAMP II I LL, PA 17011 176-26-0687 09 30 94 Coun CUMBERLAND (I A 'Ll A 1L l'iU VlVlNljr, UU', ':.NA AMOUNT RECEIVED (SEE INSTRUCTIONS) FIR" AND U:.OOl[ INlflAll SIIINDLER ROBERI' L. 28 235.00 1. Original Ruturn 3. Romolndor Rutum fllIf d4tUlIl d..lh fllIlI' In n-l3-ul @S, Fodoral Eslalo Tax Rolum RoqUtrod H]411, Futuro Inl0l051 CompfOmisO (10' dOlO' 01 doalh anor 12-12-02) 8J e, Dueode"1 DkJd T051alo 8l 7. Oocodonl Malnlainod II Uvlng Trust (Anach eopy 01 Will) (Anoeh copy 01 Trunl) ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS ROBERT C. SPITZER 701 N. SEOOND ST TELEPHONE NUMBER POBOX 12087 717-231-7600 HARRISBURG PA 17108 1, Roal E"alo (Schodulo A) ( 11 170,600.00 2. Slacks and Bonds (Schodulo B) (2) 506,781. 55 3, C/o.ely Hold Slock'PannolShlp Inloro'l (Sch, C) (3) 65,234.00 4, Mongago. ond Nolos Rocooablo (Schodulo D) ( 4 ) e. Cash. Bank Deposits & Miscollaneous Porsonal ( 5 ) ProperlY (Schodulo E) 6. Jointly Ownod Propotty (Schodulo F) 7, Translors (Schodulo G) (Schodulo L) 0, Tolal Gro" As.." (Iolal Unos 1-7) 9. Funoral Expensos. Administrative Costs, Mlscollanuous Exponsos (Schodulo H) 10, DObiS, Mongogo Uabi/il/os, Uons(Sehodulo I) 11. TOlal Doducl/on. (Iolal Uno. 6 & 10) 12. Not Valuo 01 Estato (Uno 8 minus Uno 11) 13. Charitable and Govornmontal Bequests (Schodulo J) 14. Not Value Sub oct to Tax (Uno 12 minus Uno 13) 15. Spollul T,&nll"'llo' dllU 01 d."tn 011111 e-JO-V4). 5.. Inalfllthnn, tilr Appl't.libl. Pllunl.lige on P.lige 2.IIMlude V.lil".. Unl'll SClledule KOf Stlledllle M.l 16. Amounl 01 Uno 14 taxable at 6% ralo (Includo valuoslrom Schodulo K or Sehodulo M,) 17. Amounl of Uno 141alCablo 0115% rota (Includo valuo91rom SchodukJ K or Schodulo M,) 10, Pr/ne/poll.. duo (Add I.. ham Unos 15, 16 snd 17,) 19. Clodits 5pnu'.li1 PlIve,ly C"d'1 Prior Payments Discount + 30,000.00+ 1,578.95- 20. II Uno 19 Is qreater than Uno 18. onlor Ihe ditloronco on Uno 20, This Is tho OVERPAVMENT. A. Check hero If ou are r. uelltJn a r.fund of aur ove: ent. 21. II Uno 10 Is grootor Ihon Uno 19, onlor the dilloronco on Uno 21. This Is 1he TAX DUE. A. Enlor tho InlOlost on Iho balanco duo on Uno 21A. B, Enler Iho lolsl 01 L1no 21 olld 21A on L1no 21B, Thi. I. Iho BAlANCE DUE. Mike Check Payable to: Register of Wills. Agent .. .. BE SURE TO ANSWER ALL OUESTlDNS ON PAGE 2 AND TO RECHECK MATIi" .. Undor ponDluo9 at pOrjUlY. I doclllro Ihllll have olCD""nod this roturn, InCluding accornpanYlng schedulos and suuomonls. and 10 the bost at mv knowledgo and boliof. If Is true. correct and complato, I doclaro lhat 011 raol oslata has been reported allruo markol valuo. OoclaraUon 01 proparor olhor thon tho porsonal represonlatlvo IS based on all mlOlmation 01 which preparer has any knowledgo. SIGN TURE OF PEASO 'ArSrON"jIOLE fOR FILING RETURN ADDn[5S / " ,See Schedule attached REV;UflO Utf'.'j41 CHECK APPRO- PRIATE BLOCKS o 4, Umilod EtlDIO CORRES- PONDENT RECAP IT- UUTION TAX COMPUTA- TION ',\.. f. ~ ,/ () Vv' ./ 19940867 NUMBER .Q... 6, Tel.1 Numbo' 01 Salo Dope.11 Bo,os 68,297.91 ( 0) (7) 1,128.75 7,000.00 819,042.21 ( 0) ( 9) 37,536.50 (10) 36,962.91 74,499.41 744,542.80 (11) (12) (13) (15) (14) 28,235.00 x ,lg" . 744 542.80 847.05 (10) 716,307.80 x ,06 42,978.47 . (17) 0.00 x ,15 0.00 . (16) 43,825.52 Interest (19) (20) 31,578.95 (21) (21A) (21B) 12,246.57 0.00 12,246.57 Of" ) \ .--- f"/ ___,.,/ - '--( ,'S OAI.' '- / S ADellESS 701 N. SEOOND ST. HARRISBURG, PA 17102 "'-"-'~"'''~-'''','' ...,',<'.. 'I, ~"M , PA REV-1500 EX (7-94) ~ ~ Page 2 Acl ,,~ 011994 provldel lor Ihe reducllon ollhe lax ralel Impoaed on Iha nel value ollranllerl 10 or lor Ihe U.. 01 Ihe lpoule. The rllel al prelcrlbed by Ihe l'ltule will be: a 3% (.03) will be applicable lor ellal.. 01 decedenl. dying on or after 7/1/94 and belor. 1/1/96 . 2% (.02) will be applicable lor ellalel 01 decedenls dying on or after 1/1/96 and belore 1/1/97 . 1% (.01) will be applicable lor esleles 01 decedenls dying on or after 1/1/97 and belore 1/1/98 . Spoulallransler. occurring on or after 1/1/98 will be exempllrom Inherllance lax. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING A CHECK MARK (oj) IN THE APPROPRIATE BLOCKS. YES NO 1. Old docodent make 8 transfor end: e. roteln tho use or lncomo 01 tho proporty translerred....... . .., . , . . ."... , . . . ,..", , . ,...,., , " .... . . ... .. , , .. .. ., .,. X b, relaln the rlghllo doslgnalo who ahall use lhe plopol\y "anslorrod 01 lis Inceme,. , . .. , . . . . , .. .. .. . , . , . . . . . . . , . . . . . . . . . , . , . X c. retain a revorslonary Into,osl; or."..,.,.. ......,.,............."..... ,.,....... ,.,.....,.......,..,...,.,',... X d, ,ueolv.lh. PIOmi.O for 1110 olollhol paYl11Unls, bonofils el calo? , . , ,..,.,. , . . ...,.,. . ...",.,.. ,..,. . . ,. , ,., , .. ,. , , , " x 2, II doalh occurrod on er bololo Docombor 12. 1902, did docodonl wllhln two yo... procodlng doam II.nsl., plepor1y wllhoUI rocolvlng adoqualo consldoratlon? It doath occurrod altor Oocombor 12, 1982. did docedenltranslor proporty within ono yoar 01 death without rocolvlng adequate consideration? , . . . . . . , , . . , . . . . . , . . . . . . , , . . . , . . . . . . . . . . . . . , . , , . . , . . . , . . , . . , . . . , . . . . . . , . . . . . . . . X 3. Old decodont own an 'In lrust lor' bank account at his or hor death?. ..... ,.. . , ,. ".... . ...,.,.,.. , .. .. . . ,. , ..... . ... .... X IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. PA16002 NTF 01110 CopyrIght Forml SOIlWllf Only, '114 N.lcQ,lnc. N84PA002 . r\ {'I Estate of: PATRICIA A. SHINDLER -1994-19940867 'lbe follCMing persons are signing the return as representatives of the estate: ROBER!' L. SHINDLER 1714 0LMS'mD WAY CAMP HILLr PA 17011 ('"'") A "'. I herehy ""rUry Iblllbl.l. I Irnu III~ L~nr..1 .opy or lb. I.L" Will III~ 'I'""llm.1I1 or 1'.lrl.l. ^. Shlll~ler ~ale~ lIehrllArY 27, 1 !ilJ(llUl~ . lru. all~ &:tI"e.1 L'\IPy or Iho n,~lcll'lIlbo 1....1 Will .O~ 'I'es'.m.lllor 1'.lriLi. ^. Sblo~l.r d.l.d ^1I11U"19, 11)1)3 L. prnhlled wllh lb. ReW.'.r ur Will. or . (:umh.rI.o~ U,uolY, PeulI.ylvlllllolI (Moher 12, 1'194. . ,.--- A.?r. ROIJIlR'I' C, SPITZIlR, .' nRIl ^lIoruuy rur Ih. a,llle or Palrl.l. ^. Shlodl.r ,1!l!lS "'--;"- . ~ ~ ~ LAST WILL AND TESTAMENT OF PATRICIA A. SHINDLBR I, PATRICIA A. SHINDLER,. . make this my Last Will and Testament, and I revoke any previous Will. FIRST: I direct my Executor to pay all my last illness and funeral expenses as soon as convenient. SECOND: All of my tangible personal property (except for such property used in a trade or business), I give to my husband, ROBERT L. SHINDLER, if he survives me by thirty (30) days. If my husband, ROBERT L. SHINDLER, does not survive me by thirty (30) days, I give such of the above property to my son, DERRICK W. SHINDLER. If my son is not surviving at the time of the proposed distribution under this paragraph, then such property as is selected in the discretion of my Executor shall be distributed to my heirs and the heirs of my husband in as equal shares as is praoticable. I hereby authorize my Exeoutor to distribute benefioiary, or any such property direotly to any minor to any person to hold for the minor, in the discretion of my Exeoutor. THIRD: All the rest, residue and remainder of my estate, of whatsoever nature and wheresoever situate, inoluding that over which I have a Power of Appointment, I give, devise and 1 .--, ~ 'beque.th In t&"\lllt to DIUUI1C1C If. SH1HDUUl and CCNB 8AHlC, N."., under th.; Tget, ~jt wJ.th _ .e Settlor dated FOURTH: I direct that all estate, inheritance and other taxes in the nature thereof, together with any intere.t and penal tie. thereon, becoming payable because of my death with re8pect to th8 prop8rty constituting my gross estate for death tax purposes, whethsr or not such property passes under this Will, be paid from the principal of the Trust dsscribed in peragraph THIRD above and no person receiving or having a beneficial interest in any such property, whether under this Will or otherwise, shall at any time b. required to ~cntribute to or refund any part thereof; provided, however, that this direction aha11 not apply to the taxes on eny property included in my estate solely because of a power of appointment thereover which I pos8ess but have not exercised or on any qualified terminable interest or to any generation-skipping transfer taxe. . PIFTH: My Ezecutor is hereby authorizsd and empowered, in addition to auch powers granted executors by law, all exercisable without court order: (a) to sell securities or other property, resl or personal or both; (b) to borrow money from such persons as it may desire, inClUding tha power to borrow from it8Slf as an individual or a8 a fiduciary under any Trust Agreement for any purpose necessary or desirable in connaction with the payment of taxes or other ma~ter8 incidental 2 ." '- .~ ~ ~ to the settlement or administration of my Estate, or for inveatment purposea, on either a secured or unseoured baaia, at such rate of intereat aa may be neceaaary and to sign notea and to pledge the asaeta of my Estate as seourity therefor; (0) to make non-prorata diatributions in kind or partly in kind or partly in cash; (d) to retain all or any part of my property, real or personal, constituting. my Estate for such time as my . Exeoutor deems beat or to invest or reinvest the same without , being restricted to "legal" investments; (e) to file joint income tax returns and to consent to joint gift tax returna with my husband, his executors or administrators; (f) to compromise claims agsinst or in favor of the Estate, with or without Court approval on such terms and conditions as Exeoutor deems appropriate, in my Executor's sole discretion; (g) if the Estate inoludes any interest which I had in a business at the time of my death, whether the same is a sole proprietorship, a partnership, or a corporation in which I owned all or a substantiel portion of the stock, to continue the businesa, until such time as my Executor deems advisable to sell, liquidate or distribute the same in kind. Executor shall have all rights and powers in conneotion with the business as I had when living, inoluding by way of example and not limitation, the powers to operate or join in the operation thereof as a going ooncern, to form or re-form a general or limited partnership, to incorporate or re-incorporate and to liquidate or sell the same or any part thereof, all as it deems advisable for the best .;1 . ---'--- --'.... -.... ... -~- '- -' .......... ~. interests of the Estate and of the beneficiaries thereof; without any liability for loss resulting from the operation of said business except where such loss is the result of negligence or fraud on the part of the Executor; (h) to receive, for its services in connection with any such business, such additional compensotion as may be commensurate therewith; (i) to claim, in my Executor's discretion, expenses of administration of my Estate as deductions for federai income tax purposes, when this will result in an overall reduction of income and death taxes for my Estate (no adjustments between income and principal or in the amount of the distributions to the trusts created by separate instrument shall be required as a result of such action); (j) in my Executor's sole discretion, to elect (or not) to treat as property passing to my husband and as aligible for the marital deduction under I.R.C. Section 2056(a) property which is "qualified terminable interest property" within the meaning of I.R.C. Section 2056(b)(7), in all regards except for such election; (k) in my Executor's sole discretion ~ allocate such exemptions as are available as to the generation skipping transfer tax to any property, to exclude any property from that allocation and to make all ra1ated allocations thereto. No beneficiary shall have any claim against my Executor for exercising such allocation powers as granted herein. (1) in my Executor's sole discretion to compromise taxes on future interests on such terms and conditions as Executor deems appropriate; (m) to maintain reasonable reserves for 4 rofl. . 'r',""'" -- -~ "..--.., ....... depreciation, depletion, amortization and obsolescence. SIXTH: I nominate, constitute and appoint my husband, ROBERT L. SHINDLER, BS Executor under thia my Last Will and Testament. If my husband, ROBERT L. SHINDLER, i8 unable or unwilling to serve as Executor, then I nominate, constitute and appoint CCNB BANK, N.A., as Successor Executor, with the same duties and powers as if originally appointed. No bond shall be . required in this or any other jurisdiction of my Executor. SEVENTH: The compensation payable to my Executor shall be the compensation due, in accordance with the fee SChtUle of my Exeoutor at the time such services are rendere, or if my Executor is sn individual, such compensation shall be easonable oompensation. EIGHTH: The words "child, children, or issue", s used in this Will, shall include adopted persons and pers s born or adopted after the date of this Will, respectiv y unless expressly stated to the contrary. NINTH: I hereby authorize my Executor powers granted by law, to make such elsction in conneotion with settlements under employee benefit plans in which I have an interest as my Exeoutor deems most advantageous under all the oircumstances. IN WITNESS WHEREOF, I, PATRICIA A. SHINDLER, the Testatrix, . ..... ...., - n to th1. wry L..t "111 .h..t. of paper have 1"0 ~ , iM9. and Te.tuent, typevrJ.thn on ..ven (7) .et my hand and ..al th18 ;l.7'Jt../.. day of ~j_.. -, Q,.-i:n-,,; -. p, JJj~' 1 ~~. (SBAL) PATRICIA A. SHINDLBR Signed, her Last in the seals as sealsd, published and. declared by Testatrix as and Will and Testament, in ~ur presence, at her request presence of each other have hereunto set our hands attesting witnesses. ~or and and residing residing :: ~1f/;lJ- 6 '-" ~ r-.. COMMONWEALTH OP rENNSYLVANIA: COUNTY OF DAUPHIN: SS: I, PATRICIA A. SHINDLER, Testatrix, whose name i8 eigned to the attachad or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument es my Last Will; that I signed it willingly; and that I signed it as my frae and voluntary act for the purposes therein expressed. Sworn or affirmsd to and acknowledged before me, by PATRICIA A. SHINDLBR, the testatrix, this 0l7.t:/... day of ~.lL.", -~"I ' ~~~'J:'~ CD,../~, ',:~ t:i.tl,.../ ~t..J PATRICIA A. SHINDLBR - . ,..' .~ ..... My ....... " aaion Expirea NOTARIAl SEAL JUOY A.IME~o ':tltl'/ Public HGI:i.ljl(,~. :Jl:~Hl:fl C~L"',lj My Commlss~',l t:J;~;r.::; :;~~1. ~o 1m COMMONWEALTH OF PENNSYLVANIA: COUNTY OF DAUPHIN: ss: IJ ~ . , and ~ . , the witnesses whose names are the tt or foregoing instrument, being duly qualified according t law, do depose and say that we were present and saw Testatrix sign and execute the instrument as her Last Will and Testament; that Testatrix signed willingly and that Testatrix executed it as her free and voluntary act for the purposes therein expreseed; that each of us in the hearing and sight of the Testatrix signed the Will as witnesses; and that to the best of our knowledge the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. wo n r ffirmed to and subscr~el\ 1;0 (!bet;9re~me by and~ ~n o.J' LJ/ ~ , rJ?;..-- day of , 19a'1ro. My ."... ~ ,. :~ .~ Expiras: NOTARIAL SEAL JUDY ^, l/,iE ~o r.'l'::!1 ruoHe ~r, i.tl'~.!, ~J~' .;;-:. : ('...~~'( j.' My CO'nrnl:i~!JI) ~~,~:r,:~ ~~lll,..,: 1~~ 7 ;t ^' _.~~.."'-'-,, '- -' ./"""\ .......... CODICIL TO LAST WILL AND TESTAMENT OF PATRICIA A. SHINDLER . '. I, PATRICIA A. SHINDLER, having made II\Y LaIIL WW and Testament dated February 27, 1990, do make, publilh lIIId declare thIa sa and Cor a Codlcil to my said Laat WW and TestamenL FIRST: I hereby revoko JlIII'8llI'IIph SIXTH and IUbetltute the CoUowlna In lie place: SIXTH: I nominate, c:o""ULute and appoint III,Y hueband, ROBERT L. SHINDLER, aa Executor under thIa III,Y LalIt WW and TllIlamenL. It III,Y hueband, Robert L. Shindler, Is unable or unwilling to eerve sa ExecuLor, then I nomlnaLe, c:onaULuLe and appoint HERSHEY TRUST COMPANY, sa Succeaor ExecuLor, wUh tha lIIIIIle duUel and powel'1l sa If orfalnally appointed. No bond ebeII be required in this or llI\Y other Jurlsdlctlon or III,Y Executor. Except sa hereinbeCore provided, I hereby raUCy and confirm III,Y Laat WW and Testament In aU other reepeet& IN WlTNESS WHEREOF, I, PATRICIA A. SHINDLER, to thIe CodIcU to III,Y LalIt WW and Tesij?nt, typewritten OD () aheete 1paper, have hereunto eet III,Y band and aeaI thIa dq or '1tA , 1993. Q;i~c. ,.... () . J.l 'A1lJ (SEAL) PATRICIA A. SHINDLER Signed, eaIed, publilhed and declared by the said PATRICIA A. SHINDLER, u and Cor her CodIclI to her LalIt WW and Teetament, In our presence, at her request and In the presence or each other, have hereunto eet our hancIa and -w sa atteatlng wltneaaea. residing at residing at " " -,,-...---,-. .--- ..~-' . -- -' .~ .--. COMMONWEALTH OF PENNSYLVANIA: 88: COUNTY OF DAUPIUN: r. PATRICIA A. SHINDLER, Testatrix, whoee name Ie alined to the attached or foresolng lnatrwnent, havlna been dul,y qua1l/1ed according to law, do horeby acknowledp that I elgned and executed tha Instrument.. a CodIcI1 to my Leat Will; that I aIjpled It wII11ni\Yi and that I signed It .. my tree and voluntary act for the purpoeea therein ellprelllled. Sworn or aI1irmed to and acknowledged before me, by PATRICIA A. SHINDLER, the Testatrix, th1I dq of . 1993. ( "- ,) ,,' ,iu I,. . (j,,4. rt.-"..dl{{~LI PATRICIA A. SHINDLER N DI4r7 Public My Cnmml..q"ll ExpIrea: COMMONWEALTH OF PENNSYLVANIA: 88: COUNTY OF DAUPHIN: We and . the w1tneaaee whoee names are signed to the attached or foregoing lnatrwnent, being dul,y qua1l/1ed aa:ordlng to law, do depose and IIlI.Y that we were present and lIllW Teatatrix e1gn and execute the lnatnunent lIlI a CodIcU to her Laat WW and Testament. that Testatrix elgned wI1lIngI,y and that Testatrix ellecuted It lIlI her free and voluntary act for the purposea therein expreeaed. that each of 118 In the hearing and alght of tha Testatrix elgned tho CodIcil to her Will lIlI w1tneeeee. and that to the beet. of our knowledge the Testatrix WlUI at that t.imo eighteen or more;yeara of age, of lIOund mind and under no constraint or undue Influence. Sworn or aI1irmed to and eubecrlbed to before me by w1tneuee, thilI cIa;y of and . the .1993. Notary Public or AttorDe1 My Commlsalon Explrea: STATE OF ADMISSION OF ATI'ORNEY': 1""\ ,"'""" 'I " <'-" - COMMONWEALTH OF PENNSYLVANIA: COUNTY OF DAUPHIN: ss: On lh!a, the _ dq or . 1993, berore me, lbe undenIined oftIcer, penorIII1Iy appeared ROBERT C. SPITZER, known to me or aaUaf'adorl1y proven, to be a member orthe bar or lhe ItI;heel court or aaId Slate and a aubecrlblng willi_to lite wlUtIn lnatrwrtelll, and certll1ed thel he WILl pe/'llOna1J.y preeenl when PATRICIA A. SHINDLER,' whOle name III aubecrlbed to lite wllhln IIllIlrwnenl executed lite same and lhal aald pel'llOn acknowledged lhalehe executed lbe laDle ror lite purpoeetllltereln COIllalrted, and desired lite lI8IIIe mlghl be recorded u such. IN WITNF.'3S WHEREOF, I have herelll1to eel my hand and Nolarla1 eee1. Nolar7 Public My ColDD1iulon Ezplree: -. ,-... " . . 706 United States El. .10 (and Generallon-Sklpplng Tral._.er) Fonn (R.., Auqu.1 1993) Tax Return OMB No, 1!l45-0015 Eltate of. clUnn or r..ldent 0' the United SLIt.. I'" .~.rate In.tnletlon.). To be EllplfOS 12-31-05 O.....IIll.ill..lll'I."....." nled'o, docldonla dying .n., Oclobo, " lItO. Fa, PIflO/WO,k RoducUon Act '"''''''''''''''111'.'''". HoUe.. I.. Dine t 0' thelnltrucUons. 1. 0.,..,,,",",..,,1"'11I1 ,",'.....IIII.."'...II."d """..,. """"', ,..",1 1 b O"....nr. lout fI''''' 2 Deeodenl'. SSN PAl1UC[A A. S1UNDrER 176-26-0687 3a 0"""'.1" tl I,,,,,. "II d''''I'I It.II"II', InQ \1.1., ul'"II.O" ("..11"'1" 3b Ve" ;~1ll3~' ""bhl'l'dI4 :i'io';jtis 5 Dalllll dU'" PENNSYLVANIA 09130/94 t. -- Sa ~t""lI' ,.'tul"'''''I",I,,,c.I,,,,,., 6b 1."\I~lol', Udr." Inu",b" .,,,.,,,u'lnclud''''''IlIUIMIIH fI' 'lI,t, nil. "' u".1 _I ROBERT L. S1UNDrER lill'l'j e,I."10_1'1. "' pi'll' alllU; llAl.:."d ZIPUld.) 6c [..c.U"""i"t,..IUtwIlIYflWllIIb"h"lflill"thun'l 1714 O!lolSTED WAY uta, 185-28-4415 CAMP HILL. PA 17011 7a l'lI"fIII, "flIlIQU!lIU'I fll CII"" .."... WlII.....'''....'.d "' .".." ...."'''''i'''.d 17b C"'.."umb" REG[STER OF WILLS CUMBERLAND COUNI'Y Ph 1994-00867 8 II tI.nd.,,' d.... ,,,,..I., CII.d 11111 . .. 1 X 1",,11I ..!full I urlot,.1I cop.,.t "" wilL 19 II Fo,m 4''''1 ..IIUlll4. cII.e_ II.,. . .. . I J 10 lt~ell.IIII..A.I'i..tt"ch.d,ICII'UII"'".' I 1 Total g'oss 011110 (from Part 5, RecapllUlllUOn. pago 3. 110m 10) , . . , , . . . . . . . , . , , . . . . . . . . . . . . . . . 1 1.466,338.84 2 TollI .1I0Wlbl. d.ductlon.(~om Pill 5, Roc.pllul.llon, p.g. 3, nom 20) . . . . , , . . . , . . . , . , , . . , . , , , 2 699 264.09 3 TOlble esllte (lublrlCl line 2 fromNne 1), .........,..,...............,.,................ 3 767.074.75 4 AdJust.d ,...b1. g,n. (IOllIllXlblo g,n'(Wllhln lho mo.nlng olsocllon =) m.do by lho doe.denl .n", Doc, 31, 1976, Olher Ih.n gin.lhll... includlbl.ln docodonl" gro.. ostolo(.ocllon 2001(b))) '" 4 0.00 5 Add tin.. 3 .nd 4.. . .. . . .. .. .. .. .. .. . . . . .. . . .. . . . , . .. .. .. .. .. .. .. .. . .. . .. . .. .. . . .. .. 5 767.074.75 6 Tentative tax on the amounl on Hno t!i from Tablo A In tho Instrucoons, . . . , . . . . , . . . . . . . . . , , . . . . . . 6 254.959.15 78 II IIn. 5 o,coeds $10,000,000, .nlor I....' oll,n. 5 0' $21,040,000, II I I line 51. $10.000,000 0' loss. .klp Un.. 70 & 7b & .nl., -0- on IIn. 7c , 78 b5ubll'CIS10.ooo,ooo~omhn.7..........,................... I 7b I o Enlo, 5% (,05) 01 Uno 7b . . , , . . . . . . . , . , . . . . . . . . . . , . . . , . . . . . . . , , . . . , . , . . . . . . . . . , . . . . . , , 70 0.00 8 TOllllonl.by.11ll (add Unes Bond 7c)... ., , , ...... ,. . . .,.... .,...,.",.., .., ". "., , , ". 8 254,959.15 9 T.III g,n 'Ill payabl. wilh ,..poello gills m.d. by lho docedonl.no, Docombo, 31, 1076.lncludo gin tues paid by tho docedont'. spouse lor such spouse's share 01 spUt gifts (socUon 2513) only If aho decedent was tho donor 01 these giftS and thay 810 Includiblo In aho docodonrs gross ostalo (lOG Inst.). 9 0.00 10 G,o.. ..101. tlX (lUblloellln. 9 ~om 1100 8) , . , ..,.. , . , . ....' . ................ ........ . . .. 10 254 959.15 11 Maximum unlllod Ctodlt agalnstostale W ,.............",...... 11 192,800.00 -- 12 AdJU.tmon'lo u,,'food cr.dll. (Thl. .djustmonl m.y nol.,c.od $6,000. i om- Seop.g. 6 oflhoIn.l1Uctlon.,). .,.........".,..",.."..,." 12 0.00 on , 13 ADowable unlned aodll (Iubtractllne 12 tram Ilno 11) . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 192,800.00 14 Subtract line 13 from line 10 (but do noUnlor loss than 20ro) , . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . 14 62,159.15 15 Cledil for state doalh IUDS. 00 not onlor more than IIna 14. CofTl)ute tho crodit by using the amount on line 3 loss $60,000. See Tabla B In lho InslrucUons Bnd attach credit evident. (500 Instructions) .. 15 21.219.59 16 SUbtractllns1!Sfromlln814 ..... ........... .............,............ ,........ ....... 16 40.939.56 17 Credit for Fodoral gift IAltos on pro-1977 glflsluc. 2DUllolltUll CQlllpllIIo',o"l 17 0.00 18 Croditlor lorelgn doath taxos (Irom Schedule(s) P). fAnun Fo,mlillDICEI 18 0.00 ;',1 19 Cr.d,llor 'Ill on prlo, ...n.ro.. (~.m SChodul. 0) , , , , , . , , . . . , . , , . 19 0.00 I : 20 TollI (.dd I,n.. 17, 18, .nd 19)......... .. . . "". , ,. , . . "., . .." ..", , ...", .. "..... .. 20 0.00 21 Nel 0.1.1.11ll (.ubllaetllno 20 Irom tin. 16) , , . .. ... . . . . , ..... . ......... ...., , , , .. ..... , .. 21 40,939.56 22 G.nef.llon-.klpping ...n.lo, 11ll..(~om SCh.dul. R, Pa~ 2, IIn.l0). .. , .. .. , . . .. . . , , , . , , .. , , . . 22 0.00 23 Sacbon 4D60A Incr....d ..11101.. (Irom SChodul. 5, Po~ I, lino 17) (soo In'lrucUon.) . . . . , . , . . . . . . 23 0.00 24 TOlllllon.lo' 11X0.(add Un.. 21, 22, .nd 23) . . , . , .. . . . . . . . . .. . . .. i .. "I' . . .. . . . , , . , . .. , , , . 24 40.939.56 25 Prlo, poymonll. E>cploln in .n on.chod .1.lomonl . . , , . . , . . . . , . . . , , 25 0.00 26 tJniled 51.10. TrolOUry bond. f.d.....d in paymonl 01..1010 11ll. . . .. I 26 I 0.00 27 Tolal (.dd I,no. 25 and 26) .. .. .. .. .. .., . . . . .. .. .. . .. . .. .. . . .. . .. .. .. .. .. .. . .. .. .. .. .. 27 0.00 28 BllJancoduo (or ovorpavmonl) Isublfact Ilno 27 fromlmo 24) .."",'....' ,..".".....,. ,.... 28 40 939.56 Ufldlf pI"llbnrll P"lW'y,1 dlel,II.'hat I ft..... """""," '"'i,.lufn, IlIt"'d'''liI.1uump''"r1''1I i,II.dlll".lnd ""'UlInll, "'nd to III. b.lla' my llftowl.dll.."d b,,,,,.t 111,w.. eo".c" ."d CI'IIlpl.'" O.tl.l''''I"'' II' p,.p,U" 11111., Ih.." I'" ...ellln' " bUilt Hn .I111"",,m,"o" u, wlltell PllPIII' ".I,oI"y !l;flQ"l.dll', Slgnlluro{s) 01 OltOCuIOr(s) Dala &gnaruro 01 preparor other Ihan olloculor H7n l'lIrFUrI 701 N. SECOND ST. HARRISBURG, PA 17102 Add'O" (and ZIP code) Oalo ,---., -. , Forni 7061Roy, 0-931 ElI1ate,of: PATRICIA A. SHINDLER Part 3. - Elections by Ihe Executor 176-26-0687 Pteaso chock tho "'Yes" or "No" bole 'or oach U05110". V.a No 1 Do you aloel altornalo valuation? . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . X 2 00 you elOC1 spoclal usa vafuatlon? . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . X If 'Yes," u must co 1010 and anach Schodulo A-1 3 00 you oJoct1o pav Ihe laxos In Installments as doscllbGd In sochan 81667. . . . . . ... . ... , . . . . .. . .. .... . . ........... .. X II "Yes,'" u must anach tho IddltionallnlormBbon describod In tho Instructions. 4 00 rou alect 10 postpone tho pill 01 lhe laxGS anflbulablolo a rovOIslonary or remamdor IntOlosl as descnbed In secbOn 0'1l:l? . . . . . . . .. . .. .. .. . .. .. .. .. .. .. . .. . . , . .. . .. . . . .. .. . .. . . . . . . . .. . . . .. .. . . . .. . .. .. .. . .. .. .. .. , . . .. . X Part 4. - Gene,allnlo,maUon (Nolo: Pl.... Inach Ih. nocossary supplomenllll documents. Vou muallU.ch 11I0 _III cortlltcol..) t nzanan 10 recoIVe con I onlla lax In ormabon under egu auons seeuo" 601.504( }(2 I), to Bel as t 8 estales representawe ore I 8 'nt8lnll Rovenue Service, and 10 make wrlnen or oral presonfatJons on behall ollho eslalo relurn prepared by an anorney, accountanl, or enrolled a ent lor the execulor: Name of representative (print or type) Slate Address (number, street, and room or suite no., city, 81ale, and ZIP code) OOBERl' C. SPITZER PA See Schedule attached I declare thai I am the X anorneyl ac:counfMlIl enrolled agonl (you roost check Ihe applicable box) ror tho executor and prepared this return lor tho executor. I am not under sus onsian or disbarmentlrom ractlce beroro the IRS & am ualified 10 racticeln the state shown aboVD. Stgnaturo CAF number Oalo Telephone number 717-231-7600 1 Death certificate number and issuing authorny (anach a copy 01 tho dealh coniricate 10 this relUrn). 088673 cx:M-I OF PA DEPI' HEAL'IlI 2 Oocodent's busn. or occupation. II ,ellred. chock hero" 0 and slato decodenrs formor business 01 occupaUon. PROPRIE:roR OF BUSINESS 3 Marital slalUs ollho decedenl at lima 01 death: []] Masrlod D Widow or widower -- Name. SSN.and daleol death of d,ceUed .pnll.... Slngl. LogllllV s.pa,al.d Divorcod -.. Oate dll..orce GlCr.. blc.lme fln,l .. 4a SUrviving spous.'s nama 4b Social socu,itv numbo, 4c Amount ,ac.lv.d (see In'lrUcUon.) ROBERT L. SHINDLER 185-28-4415 626 764.68 5 Individuals (other than Iho survtvlng spouse), trusts. or other ostales who receive benefits from tho estalo (do notlncJude charf1able beneflcl- arios shown In Schedulo O) (see Inst. . For Privac Acl Notice ( Ucable to Individual benenclarlos on ,see the Instructions lor Form 1040. Namo 01 Individual, trusl, or ootalo rocoivl $5.000 or moro ldenti In number Rolallon5hl to decedent Amount see Inst. PATRICIA SHINDLER TRUsr UtA 2/27/90 DERRIC< W. SHINDLER 25-6480577 167-52-9783 TRUST SON 721,003.18 56,895.70 All unascertainablo bonoflclaries and thosowho rocelvo loss Ihan $5.000..,.......................,.......... .. 0.00 Tolal. .. .. .. .. .. . , , . . .. .. .. . . . . . . .. .. .. .. . .. . . . .. .. . . .. . . .. .. . .. .. . . . . . .. . . .. .. .. .. .. .. . .. .. . . .. (Conbnuod on next page) H1U NTFl111 Cap,,'19P11Falml 50th"'.1" On',. "':I N.lco,lnc. N,:srOSl 777 898.88 Plgo 2 '5~~1~~t#~~Jff~~~'t~fj~tLj~;~~j;t1~i~~-~;~;~~;;~~~:;Ii.~,,;~'~;~:~, t ~ ~ " " > '" ~ Estate of: ( , \ . I"", 1"""'\ ., PA'ltUCIA A. SHINDLER 176-26-0687 , 'Y. j ~ . ~- '! 1 'l1le follow!nq person is autbJrized to receive confidential talc information, to act as the estate's representative before the Internal Revenue service, and to make written or oral presentations on behalf of the estate: IalERl' C. SPITZER, ESQ 701 N. SECalD fIr P 0 BIlK 12087 HARRISBURG, PA 17108 ~ephone: 717-231-7600 ,~ 1"". . . . FomI 106 IRIlY 8-931 Part 4. - GunorollnlOlmahon (contlnuod) Please chuck tho ""(os- or "Nu. boll: lor oltCh Qunsuon. Ves No 6 Doos 1M gro!JD 001010 conloln any SDeUa" 2044 propOfty (quallhud IO,"\lna~o Intofosl proporty (QTlP) trom a puor gin or 8,..tO) (100 pa 0 ~ of tho I"s!ructlons 1. .. ......,......... .... . . . . . . . . . . . . . . . , . . . . . . . . . , . . . . . . . . . . . . . . . . . X 78 Havo Fodor.1J qlh flU fatur"S OVOI boon Idud? . . . . . . , . . . . . . . , . , . , . . . . . . . . . . . . . . , . . . . . . , , , . .. . . . . . . . .... . . , . . . . X U-Vos; IOil!io ol1ach cn to!! allha 'olurn~. II 8v3i1ablo, and lurnl!Jh tho lollowln I"formalln"' 7b POllodls) covolud 7c 1"IOroW Rovonuo onlco(s) who,u !Ilod tt answer -Ves- to an 0' U8sUon, 1.1., ou must attach addltlonalln'armatlon .. described In th.'natructJona, Sa Wes lho,o an in'3uranco on Iho docedonl's Iilo Ihllls nol Includod on lho rolum as lit ollhe ross estalo'l . . . . . . . . . . . . . . . bOld Iho docodonl own any Insurance on Ihelllo 01 anothor Ihalls not Includod In Iho ross ostllle? . . . . . . . . . . . . . . . . . . . . . . . 9 Old Ihe docodonl at tho limo 01 doath own a"y proporty as a 10InlI0"3"1 with rlghl 01 survivorship In which fa) ono or more ollhe other 101011001015 WIS someone Olh8f lhan lhe docedonl's spouse. and Ib) loss Ihan the IuU value 01 the propot1y Is InclUded on the fotU," as an ollho ranD oslalo? It "Yos,- u must co 1010 and anach SchodukJ E . . . . . . . . . . . . . . . . . . . . 10 Old lhe docedonl. althe tlfTlG at dO.lh, own any Inl8f05lln a parlno,shlp or unlncorporatod bUsJn05s or any stock In an Inacuve or cia held cor oral1on? . . . . . ... . . . . .. .. . . .... . ., . . . . ... . .. . . ... . . ., . .. .... . . .. . . .. . ... .. . . ......... . 11 Old lho decodent make any transfer descllbed In sochOn 203~. 2038, 2037. or 2038 (100 Ihelnslrucoons 'or Schedule G)? II "Yos; u must co 1010 and anech Schodulo G . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . W8f8 there In e)Clstenco litho I1mo 01 Iho docedenrs doath: Any trusts crolled by lhe decodenl dUllng his or hor lIteUrno? . .. .... . . .. ..... ............... ... ................. An trusls not croaled b Ihe decodent under which tho decodont ossossod an ower. bonoliclal Interest. or lrusloeshl ? . . . x X X X X , , X X X X O,d Ill. dlCllflnllvlt pO"ln, ..IfC"I. or ,,11.'1 .an., Qlnl""po",., nl"~~"'"'I'II"tf If ...,....'fOU "'1.1" co",~11I1 .nd ,IIUCIl SCIlldut. H ........ Was marital deducllOn computod undor tranSllionaJ rule 01 PubliC Law 07-34, soc. 403(e)(3)I[conol'l'c Rlcavlty Tn Act at ltlll? . . II 'Yes.- anach a separate computation of the mardaJ deduction. enler lhl) amount on !tom 18 at Ihe RecapltulaUon. and nole on hem 18 "co utation anached.- 15 Was Ihe docedonl.lnvnodiately beforo death. rocelving an annuity doscnbed In tho "Gonerar paragraph ot tho Instructkms lor Schedule I? It "Yes." au rnusl co 1010 and anach Schodulo 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X 16 Did the docedenl havo a tolal"o)Ccoss rotirement accuroolaUon" (as dollnod In section 4980A(d)} In qualified OfT1)loYDr plans and Individual rotlroment lans?1I "Yes." au roost complote and an3ch Schodule S.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X Part 5. - Rec.pltullllon lIem no. Gross oslato Allornato value Valuo .1 d.l. 01 do.lh 170 600.00 506 781.55 40 062.91 3 167.67 595 068.85 150 657.86 0.00 0.00 0.00 1 Schedul. A -- Roal Es'.'... . .. , ..... ....... .. ..... . .... .. .., .. , ........ 2 Schedulo B-- Stocks and Bonds......................................,. 3 Schedul.C-Mongages, No'.s, andC.sh.......................,.....,.. 4 Sehedul. D -- Insuranc. on Iho Decodanl'a Ulo (an.Ch Formes) 112).. .. . ...,.... 5 Schedul. E -- Jointly Ownod Properly (anaeh Form(s) 112 for hlo In.urane.)... ..,. . Sch.dulo F -- Olhor M.scollanoou. Proporty (an.eh Formes) 112 lor hl.lnsur.ne.). . 1 Schedul. G -- Tr.nslo,a During Decedonl" Ulo (an.eh Form(.) 11210' hlo Insurlneo) . SCh.duIoH--Powor.oIAppolnlmonl........................"..,....,. . Schedulo 1-- Annuillos . ... . . . . . .. .. .. .. . .. . .. .... . .. .. . . . . . .. . .., . .. .. 10 Total gross ostale (add lIoms 1 lhrough 9). Entor harD and on Iino 1 of Iho TIl)( Co ulaUon. . . . . . . . . . . . , . . . . . . , . , . . . . . . . . . . . . , . . . . . . . . . . . . . . . , . . . . . , Amounf 1 466 338.84 lI.m no. Deductions 11 Schedule J __ Funeral Expensos and Exponses Incurrod In Adminislollng Property Subjoct 10 Claims. . . . . . . . . 12 Schedulo K -- Dob'. ollho Docodon' .. .. ... .. .. ..... . ... . . . . .. .. . .. . . .. ....... . ,.. ... , .. . ..... 13 Schadulo K -- Mongago. and Uon. ... . . ...... .. .... . .. . .. . . . . . .. . ... ... .... ... . ....... .. ..... 14 TOlal 01 noms l11hrough 13..... .............................,.......................,....... 15 AIIowablo amount of deductions horn 110m 14 (500 tho Instructions 'or lIem 1~ of the RocopltulaUon) . . . . . . . . . . 11 SChadukJ L -- Not Lassos During Adn1lnlstrabon. . . . .... . . . . .. . . , . . .. . ., , .. . ..... .. . .. .... ... ..... 17 Schodulo L -- E)Cpons09 Incurrod In Admlnislerlng P,oporty Not Subject to Claims. . . . . . . . . . . . . . . . . . . . . . . . 1. SchoduJo M -- Boquests, otc., 10 Survivlng Spouso. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1. SchodukJ 0 -- Charllable. Public. and SilTllla, Glhs and BOQuonl!). . . . . . . . . . . . . . . , , . . . . . . . . . . . . . . . . . . . . 35 536.50 0.00 36 962.91 72 499.41 72 499.41 0.00 0.00 626 764.68 0.00 699 264.09 2Q Tolal oUowable doduclions add lIorm 1~ throu h 19). Enler hOlo and on Ilno 2 at tho Tall Com utahan...., . . Plgo 3 "Tn NTF 2194 Cop)'t'.,,,, Fnr"'. 5nll....all Only, ttU N,lco.ln,. NU'OI3 Form 7011 (R... I-UI ,-~ - , . 176-26-0687 him DOKrlptJon Altet"I'. Abeln.'. vlllu. Valuo II dllO No, vatu.don date 01 dOlln 1 Two UDII dwclllug bouse .""lled II Elpl WL,blullllID $ 79,200.00 SlreetlD Ibe Boroup or MecblDlc:sbu'lI. CUlDberlllld CoUDIY. PA _ See App,alul or JllbD II. Krl.~c' ,"acbcd. 2 $ 91,400.00 LoI No. lIllA. SeClIDD E. PlIO 1. u recordcd Iu [)ced Book 4J, PIIIC 4. CulDbcrllDd CoUDly rc...rds, holul\. IWO uDII dwelllDII bouse localcd II 707 1I0DlDlel Aveuue ID Ibe Borough or Lcmoyue. CumbcrllDd ('.oUDly. PA See Appraisal or JDbD II. Kricger 11I1.bcd, TolaJ ~om condnu.llon ocnedulo/s) '0' IddillonaJ .neB"s'l InllChBd 10 Ihls schBdule . , . . 0.00 TOTAL (Aba onl.. on Part 5. Roc.oltullUon, 0108 3, II 118m 1.) , . , . . . , . . . , . , , . , , , . 170 600.00 (If mol. space Is needed. anach the conUnuaUon schedule Irom Iho and of Ihls packago or addItional sho~tls of the same SIZe.) (SelIho Instrucllons on pogo 5.) Schedulo A -- Plge 4 ",n NT' un C.'moM ,.,... SOU_"'I Ol'll,. 1113 Nile., tne. H'JloSAt " FomI '7Oe (Rov. 8-11:1) ,-... --. .' '. , Estate 01: PA'lRICIA A. SHINDLER 176-26-0687 SCHEDULE C -- Mortgages, Notes. and Cash (For Jolnllv ownod properlY Ihll ""'"I be dlsdooed on Schedulo e _Ihe Inllrllc:tlonllo, Schedulo e I , 110m lleKrlptlon Ahefnlle Alllwnlte YaJUI V......I no. valuation dill d.l. 01 d..lh 1 PtC C<ING 5140233575 40,036.16 Interest on Ilbove item accrued as of 26.75 decedent's death . Tollllrom conUnullion schedul'(I) (0' .ddllionallheel(sll Inlched 10 Ihls schedule. , . 0.00 TOTAL (Also enler on Pili 5, Reclllltul.lion, alOe 3, II Item 3.1. .. . , , , , . , . , , .. .. .. 40.062.91 (II more IpICO b needod, .nsch lhe condnu.llon schedule ',om Ihe end ollhls p.cI(.ge or .ddllionalSheeb ollhe lame size.) ISee the Inslrllcllonl on page 14,) Schedulo C -- P.ge 13 "7U. Nr, II,. CoprnO"lFfUM. Soll.,r. Oflly. 1113 H.leo.lnt. NI3rOSCI , ...'-- . . . Forni 7011 fR';', 8-D:lJ ,"-"" r, Eatate 01: PA11UCIA A. SHINDLER SCHEDULE D -- Insurance on tho Decedent's Ufe Vou ,..,sl UsI In policlas on lhe ,,,. o"ho docodonl and sll..h a Form 71 alol each policy. 176-26-0687 110m D8sclIpllon Ahornllo AIt..nlle valU. ValUul no. valuoUon dolo dllO 01 """Ih 1 LIFE INSURANCE me> ""'~-PRtlDENTIAL LIFE 3,167.67 INSURANCE a:MPAN'i, POLICY 120 316 150 INSURING DECEDENl"S LIFE, SEE FORM 712 A'lTAOIED Total ',om conllnusllon schodulaCI> la' IdditJonBlshDDllsn snschod 10 Ihls schodulo. . . 0.00 TOTAl..IAIso ani.. on Part 5. Roclpitullllon. 0"03. 11 Item 4,), . . . . . . . . . , . . . . . . . . 3 167.67 (U mor8lpKB fa noedod, anach tho conlJnultlon schedulo from Iho end at lhis packago or addItional shoets 01 the llama SIZ8.) (Sea tho Instrucllons on pogo 18.) Schedul. D.- Plgo 1S "':IS NTF JUO CoPyrlll'" Fo'.... Soll.."OIlI)'. l1U N,lco,lnCo ",nOSDI Amount applied by the Insur.,ce company as a single premIum representIng the pur chile of Insllllmlnt bllnf'flls ....................,...............................,. 30 e.sls (Morulity uble and rail of Inter..t) uSld by Inlur.r In v.lulng Inll.llmlnt benefits. 31 vi'; ih; in;u~'-d-l;'- ;';uii.~I;' -b;n';,ii;i;y-;, -';;y. ;';u~y- "-O~I~I;;I-I;.~.d -by ih; ';,;";p~;yi:.-: ~ 7 ~ :,-. ~ 70'Y;.. -0 N~ - - 32 NIm.s of comp.nllS Wllh which dlced.nt carried other policies .,d Mnounl of luch pollcl.. If thl. Information II disclosed by your r.cords, '---"'. . Fo,m .' 712 Rtev ~Clo~.r 1~11l rn~r,..T-.r.}":~":.S:,':I~"\lrr :. P.rt 1 Oeeedlnt- Insured ITo be Flied with Feder.1 Estete Tu Return Form 7061 1 Oleld.nt's ..rst name & mlddl8 Inlll.1 2 O,cldent's lISt n""e 3 O.cedent's sOCl.l1 IICUrlty numblr (It known) LIFE INSURANCE STATEMENT PATRICIA A. SH IHDLER 5 Name ..,d .ddr," of Insur..,c. comp.tny The Prudentlll Insur.nc. Comp.nv of Amerlce B KInd D' policy 7 Policy number 30P S Owners name. PI.IS. .It.lch copy 0' 9 O.t. ISlu.d IIPplIC.lllon. PATRICIA A.SHINDLER 11 29/55 12 V.llue of the policy .It time 13 Amount of premium d' allgnm.nt 20 316 150 10 Alllgne.'s ".",. Ple..e att.tch copy 01 '1IlgnmenL 14 N."el 0' beneficl.III ROBERT L. SHINDLER 15 F.cl Mnounl of poliCY ............................................... 18 Indemnity b.n,fU. , . . . . . . . . . . . . . . . . . . . , . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Additional Insur.lnc. . . . . , . . . . . . . . . . . . . , . . . . . . . . . . . , , . . . . . . . . , . . . . . . , , . , . . , 1 S Other benefils . , , , . , . . . . . . . . . . . . , , . , . . , , . . . . . , . . , . . . . . . . . , . , . . . . . . . . . , . 19 PrincipII 01 .,y Indebt.dn'lI to th. camp.,y d,ductlbl. in determ.ning net proceeds 20 Interest on indebtedn,.. (item 19) accrued to d.te of deal" .,..,......,.... 21 Amounl of .ccumul.ted divid,nds ........,...".,.",.,.....,.....,...".,... 22 Amount 0' posl-morl.m dividends .......,..,...,.,......,.....,.......,..... 23 Amounl of returned premium, , . . . . . . , . . , . . . , . . . . . . . . . . . . . . . . . . , . . . . . . . , . . . . 24 Amounl of proceeds II payable In ani sum. . . . . . . . . . . . . . . . . , 25 V.llu, of proceed. .s 0' dat, of de.lth (If not P.ly.bl. In on8 lum) 26 Policy provisions concerning deferred payments or Inst.llments. Nole: If other th... lump-Ium settlement is authorized 'or surviving spouse. pl..Ise .Iltach I cOp'y 0' the Insur.,ce' policy. '" .. ------------------------------------------------------. ------------------------------------------------------. 27 ';';~i;, -1;s~lim_.~t; ~ .-.-. ~ 7 ~ .-.-. ~: ~ ~ .-,-. ~ 7 ~ .-.-. ~: ~.- .-, ~: ~ ~ .-.-. ~ 7 ~ .-.-. ~: ~ ~.-.-.:. 28 O.te of birth. .ex. and naml of ..,y person the dur.ltlon of whale life mr; me.asure Ihe number 0' p.aym.nts. ------------------------------------------------- ------------------------------------------------------. ------------------------------------------------------. 4 Dot. 01 dooth 09/30/94 1 I O.lle asSIgned S 1.500.00 S S S S S 54.66 S 1.640 .B2 S B1. 51 S S 3.167.67 S 'jl\~I'~ s ~1~~;[t~}!f~;;\~:.'~;: s --------------------------------------------------------------------- --------------------------------------------------------------------- --------------------------------------------------------------------- The underSigned officer 0' the .Ibove-Nmed Insur'nce comp,ny hereby cerll'Utl 1".1 this slltement l'tS 'orth Irue .,d corr.ct lnform.tion. '-f..y..,"6~J(J(A1-" --- Till. Secretary Instructions Paperwork Reduction Act Notlce- Thl Plp.'wo,k ".duCfion ACI 01 St.atement of 1"lure,- '1'111 ...t.ml"t mult h m.d., 0" blh.1I of 10 I.YI w. mUll 1.11 yOU w"y WI I,. colllcHnD t""I"'Olm.llon, how"". '''1 i"lur."e. comp."y ....".ch IlIuld th. pollcV, by .11 o'hc., 0' ''''. com- II UI. U, .nd wh.''''I' you h,vI 'A an,. It 10 us. WI ..k fo, 'hllnlorm.. p.n" hlv,ng ICC." to ,Pl. '.cord. 0' t". comp."ny. 'or putpo... ot uus n to CII,y oul '''I Intlrn.1 Rlvenul I.w. of 'h. Unllld S,.,.., WI nlld lI.t.mln" , l.cllmll. Ilgn.t",. m.y b. u..d In lI.u of . mlnu.' 'lon.lur. to ."'\Ir. 'I'll' you If. COmPly.n, wit" '''.n I.... .nd to .lIaw UI 101lV' .nd II und, '''111 b. blndinO II . m.nu'l .Ignltu,.. Iftd call.c, Uti ,Ig", .maun' 0 tllle. You II. '.Q\l".d to gl... u, 'hll Septr.lt. St.tltm.nts- A .."".t. lI.tlml"1 mu'l b. Wid for "Ch Ofm.tlon. poliCy. o.t, of cerUflc.tlon 'arm 712 "'..... 10..11 01/04/95 '. Form 7061Rnv '8-'1.1) --. -.. estale 01: PATRICIA A. SHINDlER 176-26-0687 SCHEDULE E ,-- Jointly Owned PropertY (II you oIocl s",;IN1n 2o:J2A valuIINln. you .....51 complol. Schedule E IndSc~1o A-I) PART 1. _ QualUled Joint Inleresls - Interesls Held by Ihe Oecedenl and His or Her Spouse as Ihe Only Joint Tenanls Secllon 204 b 2 11,", "'I. O,,"U,pl,I," Flit '.,ulIIll". ""I CU1IPllulllllw.t' '..,.....1.. ""I""..t, v.ltu.ltllmd.ll' AIIII".."........ V..",.., d&ll.r dHI" See Schedule attached Tala) from conllnuation SChedule's) (or ad(f,rIonal sheeUs) anachod 10 Ihl, schedule. . . 18 Tallis................................................................ 1b Amounls Included In ross estale (one-haifa' line 11) . ..................... .... PART 2. All Olher Jolnllnleresls 28 Stale the name and adw8$JI or each suMvlng co-tenanL If there 818 more lhan 1hrea survtvlng co-tenants, list 1he addttJonal co-lenan1S on an anached sheel. 1 185 622.70 1 185 622.70 592 811.35 N."', AddllUlnll"'b"&rId IUI't, Q'Y. IUI" &rid ZIPCOdl. DERRIa<: W. SHINDlER 1714 OIMSTED WAY CAMP HILL PA 17011 Enl" I,n.,'o, col.".n' O,.cnpll,n Ilnckldln".lt"n.'"II.lulltond.III'&rIy)Fo, ..tuntln. atll' CU$IPIIII",blt,.I .II.ltabl" p"unl.". Incllldlbl. Inckldlbl, .h,'".I,v."', Inckldlbllv.lu'.1 dati 0' d..'h 1 A PNe BANK ACCOUNT WITH DERRIa<: SHINDLER, #5140499758, INCLUDEDS ACCRUED INI'EREST OF 1.98 100.0000% 2,257.50 Total from conhnuallon schodule s (or addlllonal shoet sn anached to Ihis schedulo. . . Tolal olher taint inlo'Mls . ........, ......, , , , ... .. ..... ... . .. . ,. , . .. ... . .. Tollllncludlbl. Joint Inl.rests (Idd lines 1b Ind 2b). Also enler on Pan:5. Ree. Ilullll/('Jn. paqo:l. at i1em!ll..... . ...... .. ... . .... ... ., ... . ... ..... .. .. I more space Is noodod, anach tho conlmuatJon schedule Irom the end 0' this package or Idd.bonal sheels 0' tho same me.) lho InslrucllOns on plgo 18,) Schodul. E -- P_ 17 '13 HrFUII 0.00 2 257.50 595 068.85 "1";111 FII'''', Sail.." Onl,. tI" ".len.llle. NU'OSEt , -"'. ,r-. Paqa 2 176-26-0687 PATRICIA A. SHINDlER SOlEIXILE E, Part 1 - Qualified Joint Interests Description Altelllate Val. Date Al telllate Value Value at Date of Death Ha1E 1714 OrMSTEAD WAY, CAMP HILL, PA., 17011 SEE APPRAISAL ATI'AOfED HOUSEHOID CXXlDS, INCLUDING LIMITED EDITICIlS, SILVER, FINE ARTS, MUSICAL INSl'RlJoIENI'S, OIINA AND GLASS, AND VARIOUS IitlRNI'ItlRE AND IitlRNISIIINGS, VAIl.IED IN ACalIlDANCE WI'Ill 11lE SOIEDULE A'lTAOIED HEREI'O. 460,000.00 198,124.00 OFFICE BUIUDING Nr 1524 CEDAR CLIFF DRIVE, CAMP HILL, PA, 17011, VAWED PER APPRAISAL ATrAOIED. V1\RIOUS SECURITIES IIEID IN ACC'ClUNl' WI'Ill SRXJSE AT JANNEY, ~y scorr, PER SOIEDULE A'lTAOlED. 289,500.00 124,702.06 JOINT BANK ACCXXlNT Nr PNC FINANCIAL, $10134.29, AND ACCRlJFD INIEREST OF $8.16 JOINT BANK ACCOUNl' Nr PNC FINANCIAL, , 8667, $27,073.62 AND INIEREST ACCRUED OF $23.56 10,142.45 27,097.18 540.146 SHARES OF MARIOO MERRILL DCM, Nr $23.5 PER SHARE MERRILL LYNOI CASH MANAGENENl' ACCCllMl' IDS TAX EXEMPT BOODS 300 o JMB INO:tolE PROPERI'IES 5 UNITS AT $760 PER UNIT 12,693.43 7,069.00 15,193.34 3,800.00 1 DELPIII FIrM ASSOCIA'mS PARINERSIIIP, 1 UNIT ~ $1120 2 LANCASTER PA SO/OOL DISlRICT BOtIDS -05, 10000 UNITS AT $.95955 PER UNIT 1,120.00 9,595.50 LANCASTER PA SO/COL DISlRICT BOODS, -06 10000 UNITS AT $.97405 PER UNIT JANUS FUND, 879.647 SIlARES, ~ $19.15 PER SHARE 9,740.50 16,845.24 'lUI'AL. (Cany forwar:tl to main schedule) . . . . . . 1,185,622.70 " ~. I".':'.. Fonn 7llfJ~ev 8-93) , ElI1ate 01: PATRICIA A. SlfINDlER 176-26-0687 SCHEDULE F -- Other Miscellaneous Property Not Reportable Under Any Other Schedule (For lCunUy owned propotty thai must bo dlsckJsod on SChedulo e. 500 the ,"sl1uchon. lor SChedule E.) (II you _lsocllOn zonA valuallon, you muol complola Sclledulo F and SClladul. A-f) 1 Old the docadont at the lime 01 dea1h own any articles 01 arllsllc or collocllblo value I" OXC8SS of $3,000 or anv coUocbOns whose V.. No Ilrbsnc Dr collOCllblo value comb;nod 81 dale 01 doalh oxcoodud $10,0001 . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . , . , . . . . . . . . . . . X II ""'Yes,. submt lull dolus on this schocMo and _nDch apDUUsl1ls. 2 Has the decodont'. eslal8, SpoUIO. or any olOOr porson. rocolyod (or will locoivo) anv bonus or Iwatd II 8 rosult 01 Ihe docudonl" llf11lIovmenlor doalh? ................................................................................... X U 'Yes: lubmt full deled. on this schodule. 3 Old the decedent 01 tho hme 0' doath have, or havo accoss to. . sale dopoStI bole? . , ... ... . . . .. . . ,. ....... . ....... , , , . X II "'Yes,. slalo Iocalion, and if held In jolnl names 01 docodonland anolhor1 slale namo and rolaUOnship 01 IOlnt depoSllor, See Schedule attached If any of the conlents or Iho sato deposit box 810 omined flam lhe schedulos In Ihis rOlurn, explain fully why omined, , lI.m DeocrtpllOn Ahelnale Ahernato value Value II no. For securities, give CUSIP number, It available. valuation dale date or dealh 1 JEWELRY 27,385.00 2 'lREA!:MILL 850.00 3 OPl'ICAL BOUl'IQUE-SOrE PROPRIE'l'ORSHIP * 65,234.00 4 METROPOLITAN sr CT:Nr ACCOUNT IRA 21,728.81 5 AMERICAN EXPRESS 0> 9040 IRA 2,550.66 6 MERRILL LYNCH lRA-V1\RIOUS 32,909.39 *See attached letters from Leon R. lw~lter, CPA dated June 2, 1995 and undated letter, copies attached. Total rrom conlinulltlon schedulels) 101 addlllonol shooffs)) anoched 10 this schodule ... 0.00 TOTAL IAlso .nl., on Plrt 5. Roc.ollulltlon. osq. 3. II 110m 8,) . . . . . . . . . . . . . . . . . . . 150.657.86 (II mole spaco Is nooded. anach lhe conhnuation schedulo trom tho ond of this packago 01 addlllonoJ shoots 01 tho sarno siZo.) (500 Ih.lnstrucllOn. on page 20.) Hln NTF un Schedul. F -- Page 19 COP)'t'IDhl FOI"'I 5011.....'.Onl', IllS Nllco,lne. NUln5F1 '. ,,-..., r"\. Estate,of: PA'l1UCIA A. SHINDLER 176-26-0687 SCHEDULE F - other Miscellaneous Property Not Reportable Under Arrf OI:her Schedule Safe Deposit Boxes Location I Joint Depositor(s) ~ BANK, N. A. ROIlERl' L. SHINDLER - HUSBAND ~ BANK, N. A. DERRIC< SHINDLER - SON , -" ..ve'JOl~Nt MII"In . no , C;.......DI'UIIIK:ACCnt.UMB 1"""\ LbJN R. WALTER CERTIFIED PUBLIC ACCOUNTANT J04 Sharon Drive New CumberL1nd. Pennsylvania 17070 Telephone: (717) 938.1569 ~,..,..,...... " lVNMMnrlUt. Of CrHnFfO....1C ACCOU'ffN4rS June 2, 1995 ESTATE OF PATRICIA A. SHINDLER C/O Robert L. Shindler, Executor 1714 Olmsted Way Camp Hill, PA 17011 Dear Dr. Shindler: In accordance with your request, I have valued the proprietorship known as "Optical Boutique" owned by Patricia A. Shindler at the date of her death, September 3D, 1994, as of that date. In my opinion, based upon the information available to me, the fair market of the Optical Boutique at September 3D, 1994 was $65,234. This opinion is based upon the adjusted net asset value of the business, before discount or premium, the most reliable indicator of value under the circumstances. Supporting data reviewed for purpoees of this opinion are attached. Very truly yours, ~R~JJ:t( Leon R. Walter Certified Public Accountant . . r-. ,-..., ~...4 rlNfS'I\VAflM lNtnnlTf '" CUfIF.O....C KCO..fAHn -" , . ,N<<lol:..."'....,""' ctRmO ruNJC ACCOUHf",.n LEON R. WALTER CERTIFIED PUBUC ACCOUNTANT 304 Sharon Drive New Cumherland. Pennsylvania 17070 Telephone: (7171938.1569 To the Estate of Patricia A. Shindler The Optical Boutique. A proprietorship 1524 Cedar Cliff Drive Camp Hill, PA 17011 The valuation ora closely held business Is a difficult task in that the factors Introduced In the calculation formula arc subjective and slanlcd toward the bios of the Individual making the calculation, In addition. the business Is or such 0 nalure that compamble data and statisllcs are difficult to find. I have made every effort to make an equitable calculation for estate valuation purposed taking into considemtion the provisions of IntemBI Rcvenue Ruling 59.60, Based on my calculation the full value orThe Opllcal Boutique as of September 30, 1994 is approximately $65,234. To calculate the above valuation I considered the following factors: I. The specialized nature of the business and the history of the enterprise. 2. The economic outlook in geneml and the condilion and outlook ofthe specific industry in particular. . 3. The book value of the company and the financial condition of the business. 4. The earnings capacity ofthe company. 5. The dividend paying capacity of the company os If it were incorpomted. 6. The goodwill or inlangible value orthe company. 7. The size ofthe company to be valued. 8. The market price of compamble companies engaged In same or a similar line of business. If you have any questions or commenls regarding this valuation do not hesitate to contact me. Respectfully submitted, ~RJ~fJ;; Leon R. Wolter Certified Public Accountant A. Gin 'IX plld by II'. doco""nl DII/lO ..10" lor llII gin. mldo by the decedenl at his or her spou.. \Mlhin ::I vear, beloro lhe doCodenro """Ih (_lIOn2005(Cll........................... X X X X B. TrlM1or.lncludlblo undOl _lion 2005(1), 2OOB, 2007, or 2OOB: 0.00 _._.~ .- . ~ ("""\ . " Form 108 tRw. '8-9:1) EsI.I. of: PATRICIA A. S1UNDrER SCHEDULE G -- Transfers During Decedent's Ure (II vau oIocl_lIOn 2032A voluloon. you muot COfT1lIeI. Schadulo G Ind Schodule A-I.) 176-26-0687 ".'" 1'111. On",,11I11'I '"' ucwIIlt41. QI'. CU'iIP""""..., " .'f."~"" 1111"""" ".",....,,"'1.-" AU"",..,.".",. v...........,.." "".llft See Schedule attached TollI from continuation schedule(s (or additional sheet{! J .nached 10 this schedulo . . . 0.00 0.00 TOTAL IAlso onlo' on Pili 5. Roca ltulollon. 1.3. IllIem 7.1 , . . . . , . . . . . . . . . . . . . SCHEDULE H -- Powers or Appointment (InclUdo "5 Ind 5 lapsing' powe.. (_lion 2041(b)(211 hold by Ihe docedenL) II u eloclsectlon 2o:l2A valuation, DU muot com lele Schedule H and Schedule A-I.l ifill: .0. D..cnptJDI'I Alt.tnale "."'abondate Altlf"'.a',V.lIy, Yalu....1d.t. 01 dUth None TOlill Irom continuation schoduJe(s) or adcfihonal shea1(s)) .nachod to Ihis schedulo . . . 0.00 TOTAL (Also 8nlor on PanS. Ree' ilUlaoon. a 3. at Item 8.'. .. .... . ........... 0.00 I mor.space IS needed, anach Ihe conbnuabon schedulelrom tho end ollhlS padcage or addmonaJ shoots 01100 same siZe,) h81f"\Struclions 10 Schodules G and H 110 in tho aeparalo Instructions,) Schedul.. G and H -- Page 21 UJ HTFUU OP)'t'IIJ'" FOI..., SnU_MIOnl,.. ''':1 Nllt.., lite. H9JrOSOt < . ~ r-. tate of: . PATRICIA A. S111NDlER salEllULE 0 - Transfers During Decedent's Life page 2 176-26-0687 Description Unit Value Alternate Val. Date Alternate Value value at Date of Death 1 DECEDENl' CREATED A REVOCABLE UNroNDED TRUST DATED 2/27/90 ,AND AMENDED, WI'Ili HE1tSHEY TRusr cnlPANY AND HER SON, DERRICK SHINDlER AS CC>-'IRUSTEES. 'lllE TRUST IS FOR 'IllE BENEFIT OF DECEDENl"S HUSBAND, ROBEm' L. SHINDlER, WHO HAS RENOUNCED ANY INI'EREST IN 'lllE TRUST, AND HER SON DERRICK SHINDlER, AND HIS ISSUE, IF ANY. NO ASSE:rs IN 'IllE TRUST AT 'IllE DATE OF DECEDENl"S DEA'Ili. a:lPV ATrAOiED. o 0.00 DECEDENl' CREATED AN IRREVOCABLE TRUST WI'Ili LEON WALTER AS TRUSTEE, 00 11/17/89 , ALONG wrrn HER HUSBAND, ROBEm' L. SHINDIER, ALSO AS SE'ITlDR. DECEDENl' RESERVED NO RIGIITS AS '10 'IllE TRUST WHICH OOUID RENDER 'IllE ASSE:rs OF 'IllE TRUST TAXABLE FOR EI'IHER pENNSYLVANIA INIIERITANCE TAX PURE'OOES OR FEDERAL ESTATE TAX PURPOSES. 'lllE ONLY ASSET OF 'IllE TRUST IS A LIFE INSURANCE POLICY wrrn ME'mJPOLlTAN LIFE INSURANCE cnlPANY, INSURING 'IllE LIFE OF HER HUSBAND, WHO SURVIVED HER. NO LIFE INSURANCE ~ ARE PAYABLE 00 'IllE DEA'Ili OF DECEDENt'. COPV ATl'AOIED. o 0.00 'WI'AL. (Carry forward to main schedule) . . . . . . 0.00 Form ioe (RIN, e-OJ) ---. r-'\ Estate of: PATRICIA A. SHINDlER 176-26-0687 Nolo: QonoraUv, no .xcluslon ill IIIowod lor 111181'.181 01 docedenlO dvI"" In.. Docomber 31, 19M (BOO l..trucoon.'. A ~I you exeludlng Irom 1111 _nl'l gro.. 811.t. 1111 volu. 01 I lump-sum dtllr1bullon descnbed In _oon V.I I No 2039(Q(2)?,."" , """"""""""" . . . . . . . . , , ,. ., .., . . . ." . . ... . .. . .. . . . . . . . . ,.. . . ,. .",. . , , . ... . ., II 'Y..,. ...u ....1 Inach IlIIlnlormabOn r.""lred hu IlIIln.trucllon.. Itom lloocripllon Ahernale Ineludlbl. Includible volue no. Show till .ntlr. volu. olllllannul1y befo,e Iny .xclu.lon.. volulllan dol. ahernlto vaJue II dll. 01 dOllh None Tolollrom conllnuonon ocllldule'ol lor Iddlllonol oheell.1I Inached 10 lhl. ochodulo , . . 0.00 TOTAL IAlso .nlor on Pili 5. ROClOltullllon, 010. 3, II n.m 9.\, "....,..,.,.. ..,. 0.00 SCHEDULE I -- Annuities (II more space I. nood.d. Inach 1111 contiOOlllon acllldule from lhe .nd ollhl. packlgo 0' .ddltionol oheelO olin. .11I18 size.) Schedul. 1__ Plge 22 (The In.trucllon'lo Scllldule I III In 1111 sepllollln.trucllon..) HUJ NY' 2U4 COprr11lhl Fo,.... SoU...t. On1t. tin H.ko, '"Co H'UOSII 0.00 ..-., ,- Form T06 (Roy. 8-9:1) Estate of: PA'llUCIA A. SHINDlER 176-26-0687 SCHEDULE J - Fune,al Expenses and Expenses Incur,ecl In Admlnlste,lng Property Subject 10 Claims Note: 00 nollisl on lhls schedule O)lponses or admmsleflng property nollubjecl10 daims. For lhose o.llponsoa, sea In!fruellon! lor Schedule l. It executors' commissions, .nolney 'ees, ele., ar8 claimed and allowed as a deductIOn lor estalo lax purposes. IhoV .0 nol allowable as a deducbon In co"""utlng tho tlXabkt Incamo 01 the 8s1ale tor Fodoral ,"como 18JC purposos. They are allowabkJ as on income lax doductlon on Form 104111 a waiVOf' 13 rued 10 waive lhe deduchQn on Form 706 (see the Form 1041Instrucbons). Itom no. O.scrlphan Expense amount Talal Amounl A. Funeral expens..: see Schedule attached Talal funeral.'p.n.... . , , . , . . .. , . . . , , , . . . , . . . . . , . , .. . . , , . . . . , . . . . . , B. AdmlnlslraUon .",",ns..: 1 Executors' comrrisslons -- lImOunl_Igreed uponljJlkl. (SlIik. out Ih. words thaI do not apply.) . , . . . 13 086.00 2 Ano,ney tees --lUllOunl estImal.dIJ!llIIIGllIlI (Slrik. oullh. words Ihll do nol apply.)."......, .. . , 20 000.00 3 Accountlnllees -- lImOunl OS1imal.dJagreed upon/paid. (Slrik. aUllh. wo,ds Ihll do nal apply.) ",.,.. . , , . Expense amount MiscoIlaneous expenses: 4 APPRAISAL OF <X>>IERCIAL REAL ESTATE, LES CXlNNOR, MU 5 APPRAISAL OF RESIDEm'IAL REAL ESTATE, J. KRIEGER 6 POOBATE FEES, REIMBURSED '1'0 R. SPITZER ESQ. 1,500.00 500.00 450.50 Tolal m1sc.nanoous .'pons.. ~am continuallan schodul.(a) (a, addlllanalsheel(s)) anochedlalhisachedule......."......................."....,....,... 0.00 Tola1 rniscollanoousoxnnnses ................................................................ 2.450.50 TOTAL. rAlso ani., on Part 5. ROC8llllulallon,aan.3, aln.m 11,1....................................... 35.536.50 (II more space Is needod, an8ch tho continuabon schoduJo Irom tho ond or Ihls packago or additional shools ollho samo sizo.) (See lhe Instructions on page 24.) Schedul. J -- Plge 23 H733 HrF un CopyrIght Fo,,,,. Sou...,. 0"1,. IIn N,lco, lneo Nn70SJ1 . . .;.;0......- - . " , . '" r--., PA'IlUCIA A. SHINDLER SOfEDUIE J, Part A - Funeral Expenses Description 1 FUNERAL EXPENSES-PARJ:HI!M)RE F'lJNERAL Ha-IE Page 2 176-26-0687 AnDunt 8,358.00 2 BURIAL It:1r 4,728.00 'IOI'AL. (Carry fotward to main schedule) . . . . . . 13,086.00 .-.. ,-.. ""'?' 70e1Rov, O-QJ) Estate 01: PATRICIA A. SHINDLER 176-26-0687 SCHEDULE K - Debts 01 the Decedent, and Mortgages and Uens 110m eebls of lhe Decedent -- Creditor and nature 01 clAIm. Amount unplld to data Amounlln conl..1 Amaunl clllmed "' no. Ind a1lowlbIe de'lh I.... . deduction None Tolal ~om conUnUltlon .chodulol.) (0' addllional .hoet(')J Inachod 10 Ihl. schedula. . . , . . . , . , , , . . . . . , , , . , . . . . 0.00 TOTAL '^,oo enla, on PBI15, Recaol1ul.tion. plI<le 3. II hem 12,). . , , . . . , . . , . . . . . . . . . , , . . , . . . . . .. . .. . . .. . . 0.00 !tam Mongag.. and Uen. -- Description Amounl no, 1 PNC 34,563.04 2 INr 00 PNC Mro 273.63 3 SBA M:lRroAGE 2,124.68 4 INr 00 SBA M:lRroAGE 1.56 TOIII ~om conUnullion schadulel.) 10' Iddltlonal .hoot(.)J Inachod 10 Ihl. schodulo. . . . . . . . , . . . . . . . . . . . . . . . . . 0.00 TOTAL IAlsoenlaronPII15, ReclDhulltlon, 0100 3, alllom 13.),.......,............,............,...... 36.962.91 (II moro'PlCB 10 nee""d, Inach lha conUnualion schodula from Iha and ollhlO paclcago or addlllonal.hoel. 0' Iha .oma sllU,) (Tho Ino1ruc:1lons 10 Schadula K lIa In Ihe lI8plllle In.truction.,) Sch.dul. K __ Pig. 25 HUJ NT' 2111 CoprnDht '0'11'I' Solt...,. Oftty. lit! "_ko, 1M. N.J1oSIU .' f'. ~ , Form 7OlI1R.. 8-931 Ea'a'o 01: . PA"UCrA A. S1UNDrER 176-26-0687 SCHEDULE L __ Net Losses During Admlnlstrallon and Expenses Incurred In Administering Property Not SubJect to Claims II"," no. Nella.... dullng admolllS"uon (Hal.: 00 nol ""<kIcIIa..... claomod on I F.delaI locome 1" r.lUrn,) A/nOunl None 0.00 TOlal from conllnultion lICh8du I) 0' additionallh..I(I) Inached 10 Ihls schedule. . . . . . , . , . . , . , . . , . . , , . , . . 0.00 OTAl.(AlSO .nt8fon Plrl5,Roco ltulallon. .~.IIII.m18.)............ ..........,....,.",.......,., 110m Exp.n...lncurred In Idmlnlll.rlng prop."., nOlsubjacllO claims no. (Indlcll18 wl18tl18f .llImaled, agreed upon, or paid,) A/nOUnl None 0.00 Tolal from conhnuatlon schodu s) (or adcMonaJ sheet I)) Inached 10 1his schedule. . . . . . . . . . . . . . . . . . . , . . . . . OTAl. Also .nlor on Pill 5. Racapltulallon. .3. II 111m 17. .......................................... 0.00 I mol. IpOCO 01 needod. Inach 1110 conllnuabOn schOdul. Irom the .nd 0111101 package 0' .ddltJOnalllleell 011118 lama Ilz..) h.dul. L __ Pig. 28 (Tho Ins"ucllonllo Scllodulo L .,.In 1118 SOp.,II.ln.I,ucllons.) '31 NTF 221' npyngM Fnflftl SnU."" ()fit,. "I) N,!cn, InC. HuroSL' . " ,~ . . ,-- , Form 706 fRuy 8-1):11 Eslaie 01: PATRICIA A. S1t1tIDLER 176-26-0687 SCHEDULE M __ Bequests. etc.. to SurvIving Spouse ElecUon To Oeduct ou.uned retmln.able In'.,ut Property Under SecUon 2Q56(b)(7). -- II a lrU!i' (or olhot P'OPUfty) moot:! tho roqultomonts 01 qUilhlKld lo.mr,..blu In'Oflr.>1 plOpfJIty under 'uJCllon 20561b1f7J. olnd 8. Tho IIU51 or other ptopolly 1'1 listod on Sc:hQdulQ M. and b. Tho varuu 01 tho Uu~;t (or nth." propOfIVJ 1:1 onlorod In wholll or In part lI:J . doduChO" on C)choduln M. thon uolos:! the o.oculo, spoclhcaUy IdonlllHt'J rho frusl (all 01 o1llo1cllonal portIOn d. po,conlaqOJ or alnor proporty 10 bo IIxcluded Irom tho olacllo" tho olluculo, shill be doomod 10 hOlYO mado an olocoon 10 havo such trust fOI olher propurty) lIoalod IS quahliud lorrnnablo mlOf~1 propo,ty undu, socllon 20~G(b)(7). II less than the entire vwe 0' the trust (OJ QlhoI proporty) Ihllt tho oll'oculor has Includod In Ihe gross estlle I' entered AS · deduClIon on Schedule M. Iho exoculor shall be conSidered to havo mado an elecllon only us 10 a rr.cllon 0' Ihe trust (or Olhel propOlly). Tho numoralor 01 Ihls !rDetlon is aqua! to Iho amounl at lho uust (01 oloor proporty) doducled on Schodulo M. Tho donomnalal is equal to lhe lolill value 01 tho tru51 (01 olhel proporty). EJection To O.duct QuaUned DomesUc Trust Property Under Section 20SGA. ....II a ttust meets Ihe requiremenls 0' a qualified domostic trust undol suction 2056A{a) and this ,elu," ts hied no lalar Ihan 1 yoar ahor Iho limo prosCllbod by 13W (including ex1ensions) fOl filing Ihe rerurn, and 8. The enble value 01 a trust or trust property is Iisled on SChedule M, and b. The entire value allhe trusl or t,usl plOperty IS enlclod as a doducllon on Schodule M. thon unless tho execulor speclllealty Identifies the lrust to be oxeluded from tho olecbon. the ell8Culol shall be deemed fa have made an olechon 10 have Ihe enllle trust trealed as qualllled domestic ttust pro ertV. Ves No 1 Old any property pass to tho surviving spouse as a lesull 01 a qualified disclaimer? . . . . . . . . . . . . . . , , . . . . . . . . . . . . . . , . . . . . "'Yes,- an3ch a copy of the wrinen dlsdaimor required by seellon 2518(b), 2a In what counuy was The surviVing spouse born? b What Is the surviving spouso's dale 01 birth? C IsthesuNlving spouseaU,S.ciriZon?....,.,.............,......................,.......................... d lithe surviving spouse Is a naturalized ciazen. when dId lhe survwlng spouse acquire citIzenship? e II tho sUNiving spouse Is not a U.S. citizen. 01 whal country Is tho ,urvtvlng spouse a citizen? 3 ElecUon oul 01 OTIP T,OItmenl 0' AnnuIUe.. -- Do you .Ieel und., .ection 2056(bIl7)(C)(ii) nollo 1r..1 IS qualili.d lerminablelnlores' property any joint and survivor annuilios that 110 Included In Iho 9ross estate and would otherwise bo ueated as Quahfled termnable inleresl plopon., undol section 20S6(b)(7HC)? (see IOSlrUCllons). , . . . , . , . . . . . . . , , . . , . . , . . . . Item no. , ' 1-" :",,: ..i ..' :,!~I/, r::', Ooscr1ptJon or propOf'ly Inlerosts passlOg to surviving spouso Amount 1 Item 2 on Schedule F 850.00 2 Item 1 on Schedule F 27,385.00 3 Items 1 through 14 on Schedule E - Part 1 592,811.35 4 Item 1 on Schedule D 3,167.67 5 Item 5 on Schedule F 2,550.66 Total from conlrnualion schedulers) 101 addllional shecl(S)) anached to this schedulo. . , . . , . . . . , . . . . . . . , . . . . . 4 Total amounl 01 prop.rlY Inle,esl. ilsled on Schod"le M.. .. . . . .. .. . . .. . .. . .. . .. .. .. , .. .. . .. . .. .. 4 a Fodoral eslale to1XOS (Including sectIOn 4980A tIDlOS) paY3ble our 01 ploperty Inleresls !lslod on Schodulo M.........................,............... bOther dealh taxos payable out 01 property Intorosls listed on Schedulo M. , . , . . . . C Fedelaland slalo GST fallos payablo out of proporty lnlerests lisled on Schad"le M.. , . . .. . ....... ............. . ... .. ... ... . ... .. .. ...... . 5c d Add lIems a. b. and c .... , , , .. ......,... ....... ..,.. . . , , , ... ... , ... , . . . , " ,."...,...., Not amounl 01 property Inlorosls hsled on Schodulo M (subtract 5d "om 4), Also onlor on Par1 5, Recapilulalion, t1Qo:l, at Ilem 18 . . . , . . , , , . . . . . . , . . . . . . . , . . , , , . , , , . . . . . . , . . , , , . , . . , , . . , , , . . 6 I more spaco Is noeded, anach tho c.onllnuahon schadulo from tho and of Ihls pack ago or addlhonnJ shoots 01 tho samo SIZO,) tho Insllucllons on pago 28.) 731 NTF UII 0.00 626 764.68 Sa 5b 0.00 0.00 ,",' 0.00 5d 0.00 626 764.68 Schedule M -- Plge 27 N'1705Jo'I .' . /""'. ,..- ~ 712 LIFE INSURANCE STATEMENT PATRICIA A. SHINDLER 09/30/94 Cecedent- Insured (To be Flied with Federel Eltete Tell Return Form 7061 O.e.d,nt'. 'Irst nlm, , mlddl. 1"111.1 2 O.ced.n!'s Inl naon. 3 Olc.dlnt's SOCI,I ..C....'lly number fll known) 4 0.1. 01 d'''lh NIm' ..,d addr.ss 0' IMSU'lne. comDIn)' The Prudenllll Insurlnce Company of America 7 PoliCY numb" Kind 01 policy 30P Own.,. name. PI'''II .U.ach copy 0' applICltlOn. ATRICIA A.SHINDLER 20 316 150 9 0'1. ISlued 10 ASSignee's "am.. PI..,. .tt,ch COPr 01 uSlgnm.nL 11 0'1. ISSlgned 11 2B/55 V,'u. 01 the policy II tim, 13 Amaunt of premium 0' ASSignment 14 N""u 0' benehci..,.s ROBERT L. SHINDLER Fie. nount of polley lnd'n'\nlty ben.'ils . '" ......... ... . '0. .0'.. S 1.500.00 S S S S S 54.66 S 1.640.B2 S B1.51 S S 3,167.67 S '" .... ..... to.......... to.... to........ .... to... to Additionlil insu,...c. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Oth.r ben, fits . . . . . . . . . . . . . , , , . . . , , . , , . . . . . , . . . . , , , , , . , . . , . , . , , , . , . . , , . Principal of .,y Indebt.dness 10 Ih. comp.,y deductable in determining net proceeds . , , . . . , . r Inlerelt on Indebtedness litem 19) Iccrued 10 dal' of d.~th ."....".",.,.".,.,..,., I Amount 0' accumuE.ted diVidends ...."..,',.........,....".,...",.......,. Amount of Posl-mortem dividends ....,..,..,..,."",....,.,.....,........,. I Amounl at r.turned premium. . . , , , . , . , . . , . . . . , . . . . , , . , , , . . . , . , . , . , . , . . . . , , . Amount at proc."ds If payable In on. sum. , , . . . , , . , . . . . . . . , , . , . . . . , . . , , . . . , . . . , V~lu. at proceeds.. at dale of dlllh Cit not PlYabl. In one sum) "......"..,..... Policy proviSions conclrnlng d.terred P-vrnenls or insulIments, NOI': If other ttwl lump.sum settlemenl is IUthOtlllld for surviving spouse, pleas' Ituch a COp'y of the lnsur.,c., policy, ifi~t~,~!J'i ------------------------------------------------------. ------------------------------------------------------. A;;';u~1 of i;,ulim-er7l; ~ .-,~: 7~ .-:,~: ~ ~,-.-,: ~ ~ .-:. ~: ~ ,-:. ~: 7 ~ ,-.-.:: ~..-:, ~: 7 ~ ,-.-,:' OIl' of birth. sex. .,d NIn, of .,y person the durllion of whose lit, ""y measure the number of pt1'(m.nls. S ------------------------------------------------- {r~r:;:.:~f:;::Ji; ~/'.:~ ------------------------------------------------------. ------------------------------------------------------. Amount IJ'plled by the Insur.,c. compM1y .. . slngl. premium reprel.ntlng Ihe purch.lll of Inltlllm.nl b.npf!ls ,.,..,..".".,.."......,.",....."".".",.".." Basis CMorulity tAbl. .,d rat. of loter"O used by Insuflr In vlluing InSl.lllment b.n.'ilL S w.; th; in;u~:d-;;.- ;'~j~i;' -b;n-'iic-~v- 0; -';'y. ;';uir[ c-O~I;.~I-I;s~.d -by ih; ~~';p';..,yr,-,-. : 7 ~ ,-.-, ~ :Ov;,- -0 -N~ -- ~amll of companl.. with which dlc,d.nt c.rled other pollcl., .,d Imount of luch polleles If thil InforlNUon Is dilclos.d y your records. --------------------------------------------------------------------- --------------------------------------------------------------------- --------------------------------------------------------------------- h. undersign.d officer of Ih. .t)ov'-nlm,d Insur"e. complnY hereby eertlflls Ih.t this l"I,m,nt 1.11 torth true M1d ICt in'orm.llon. lIur. TIIII Secretary Instructions )two,k Reduction Act Notlce- TN '.p"..,OfIl ...ductlon Act 0' St.tement of Inlure,- Thl. .t.t.m,n, ",,,.t be m.d" on b,h,lf 0' \'. .., mull 1.11 \,ou wh.. .., '" eOIl,e""O 1""'"'0'''''1'0'', how... ''', '".u,."e. como."\, ..hleh IUu.d 11'1. poUe\,. b" ." olf.u, 01 I'" en",' ' II. .nd ",h'lh., "0" tI.". 'a VIlli" It ,. "a, W. .._ 10' Ih. 'n'o,,,,,. p.n" h'YI"O ,ce... '0 'h. ,.corda a' t... cornp'nn", '0' '""pa"a 0' nu. c.,,\, OUI I'" 'nl,'n,1 A.y'nu. I"" 01 ,... Unlt.d Suu., W. n"d ,,",m,nl. . "e"mll. "01'111...,. m... b. .....d ,n ...u of . m.nu.1 "Sln'lu,. a",. ,.... you If' eomPI".nr wit.. th... ',w. .nd to .110.. u, to "0' Md II u..d, .h.1I b. b.nd'"G .. . m.nu'l '10"'1...,., f:~.ltcl t'" "Ohl ''''ou,.., a I... 'Vou .. nquued to Iln u, Ihl. Sep.r.t. Stat.ment.- A "p"", ...t.m.n, mu'l b. W.d 'A' ..ch pallc,. ..f,. 6-1ct..X'-'C-1'~ ...~~ O,t. of cerllflcatlon 01/04/95 'a,m 712 mev, 10.'11 "....i--_.~ ,......., r'- Form ~ 'R".., 0-1).11 es.s.e 01: ,PA'm[C[A A. SHINDlER 176-26-0687 SCHEDULE 0 -- Charltablo. Public, and Similar Gins and Bequests v.. No 18 It the lranslOf was made by Win. hu any achan been InltJrutod to haVllntorpr...d or 10 conlllll the WII or lilY oll1s provisions afIechOC} tho Ch,v114blu doductlOn:l dMnDd In 1M schedule? . . . . . . ... . . . . ..... ..... . . .. .. . ... . ... .. . .. .. . .. ... . . "--{M." run del~1 mnl bo submned 'Mfh UNS schedulo. .. b According 10 1110 Informallon and boIIol 011110 parson or pGf..n. "~ng IhlO ,oturn,lO Iny ...ch IC1lon plannocl7 . . , . . , , , , . . , , , II "'(....,ull ",,",1. must be ...brnned WlIh Ihb schodula. 2 Did Inypropony pus 10 charny" Iho rosuh 01 lqu"lIod discll,mor1.. ,..,..,..,.......".....,...".."""..,., II "'(.... Inoch I copy 011110 ",IIIGn _ , Ired by _',on 2518 bl. lIem no. Name Ind eddr... 01 benoliclllV ChMaclar olln.UlUllon A/nOun' None .Olal from cantinuadon schedule s or Iddmonat sheer II anached 10 th~ schodule. . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 3 Tolll..................................................... ... .... .................... 4a Fldor.. ..III. 1.. (Including _lion 4D_''''') paylbl. au' 01 proplrty Inlerestl USle1 above. ...... .... ............. .................. 4a 0.00 3 0.00 'b Olhor dollh ,.... pIVlbl. oul 01 p,op<!rty Inlor..ts IIolod obovo. . , , , , , . , 4b 0.00 t,-", I :'11:'1/: .~;I:},!tl tllll'l" "j~ i! i:1 :1:.,1,1111 till""!:' , '~" II' ;1:,,1.:' ~~;':/ , o Fodor" Ind 1101. GST lox.. p"y"bl. au' 01 propony Inl....I.li.l.d .bov.. 40 0.00 d Add tterns a. b. and c.................................. ....... .......................... 4d 0.00 5 N., valu. 01 propony Inlor.". blad lbove (.ublracI4d Irom 3), Also anlo, on PIrl5, RocapllUllllon, 3. II ilom 19 .... . , .. . .. .. . .. .. .. .. .. .. .. .. . .. . . . . , .. .. . . .. " .. . . .. .. .. . .. .. . .. .. , 5 , more apace.. noedod. Inach the conllnulhon schedula Irom tho Gnd olth" plckago or addltional .hoets ollhe same size.) he Instrucbon.IO 5chadule 0 81eln lhe separate Inslrucbons.) 0.00 '" NT' JUt Sehedul. 0 -- Plge 3 I a""II'" h,.. 5all_..,. Dill,. I"J N.le" IIlC. NUIOSOI . --., - , . Form 706 (Ruy 8-lJJ) Estate QI: PATRICIA A. SIIINDLER SCHEDULE P -- Credit for Foreign Death Taxes 176-26-0687 Ust a1llorolqn cQunlllOS 10 whlch doalh loos havo boon paid and 101 which a crodlt IS c1ll1mod on Itus roM". None III crodll is claimod lot dOlllh tuos paid to moro than ana IOIOiqll counlly. COrT'f)Ulo tho crodlllo, IDOS pAId 10 ono country on lhls shoet and anach . sepal.to cop V 01 ScheduJe P for Bach ollhu other countrios The Clodlt computod on this shoot Is lor the (Name 01 death IIlJC or luos) Imposed In (NI/110 01 counlry) Credit Is computod undor tho (In..rt nil. 011/..1'( or ""Ilul.' Cifi18nshi nalionali ) 01 docodontll time 01 death (All amounts and values must be onterod In Unllod 5talos monoy) 1 Total or esfato. Inherilance, legacy. and succession laxes Imposod In tho country nlUT'lOd abovo attributable to property silUllod In Ihll country, subJecl.d 10 Ih...'...., .nd Includ.d In gross 0.1.1. (IS d.fined bV 'l'luI.). . . 2 VaIu. ollh. gro.. .SlII. (.dJuSl.d, II nec....ry, occordlng 10 Ih. I05lnJcUon. 'or 110m 2).,.....,......".. .. 3 VaIu. a' property silulled In Ihol country, subJeclod 10 doolh I....lmpo.od In Ih.1 country, .nd Includod In lhe gross estate (adjusted, 11 necessary, according 10 the Instructions lor Itom 3), , . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Till Impo.od by .ection 2001 roducod by the 10101 cr.dil. clsimod undor .ecUon. 2010. 2011, & 2012 (...1051.). . 5 Amoun' of Fod.,al 0"110 I.. .nrlbulablo 10 proporty .peclfiod .1 110m 3, (Olvldollom 3 by 110m 2 and mul1ipl'( Ihe r"ulI by 110m 4,).,.... ............, . . .. ." . . ... .. . . , .... ... .... .. .. . , .. ....... ...",... , , 6 Credit tor death loes Imposed In the country nomad abovo (lho smaller 01 item 1 or Mom 5). Also onter on Uno 18 01 Part 2. Tax Co ulaUon. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.00 SCHEDULE Q -- Credit for Tax on Prior Transfers Pari 1. -- Transferor Information Namo 01 transferor Sodal seeuril'( number IRS orrICO whoro eslale tax roturn was mod Dol. 01 doolh A None B C Chock h.'. . If .ecUon 2013(Q (.paclal valualion ollarm, .IC.. loal proporty) odJu.lmOnl. 10 1110 compulolion 01 'h. crodil wo'o modo (see Inslluctions). Pari 2. -- Computation of Credit (,,,'n.IiUcllon.) 110m A Transforor B C Tolal A. B.&C 1 'tan.,.'.... tn .ppnrt,on.d llro," "UIlI., ("""<!- "1'l"I.I,n.]~lll'uc"cnlul!lnl. 2 Translofo,'s lax (!rom oach column olworlcshoOl. hno 20)........... 3 M.llIlmum ,mnuIII b.llIlI pllunl~g. ,eqll'''''''"ll'o'..ch (0IllrM,.lIt",1II01lIlt "011I ~II'1 or 2, wPlIctl'Wtll,,,tl.lUtrl... 4 P''''"1..;. ..Uow.d IUCPl Cllkl"'"lh"III'I.1 5 C"dll..lIlw.abl'II,".J.hl.4'"'..acPlcoll 6 TOTAL U.dlt .Unw.lbl'l.1dd cplu",nl A, 0, ""dCallln.S!. [111"""'.11111011 hll' IIIl'P.,'2, TuCompul.llIln,.,.. ,., Schedule. P and a ..... P~g. 32 "Tn NTF lltO COPYflgPll Fo',", SOft....111 Olll~, !iU N.tco,llI" NU'05Pl oy, . ,. 0.00 (Tho Instrucbons to SchodukJs P and Q 810 In lho soparalo Instructions.) ,., ,,' ~_..-~ ~- ~ FOfm-7OI (Roy 8-911 , SCHEDULE R -- Generallon-Sklpplng Transrer Tax Note: To .~ld apphclhon ollhe doemed anocabon rUles. Fo,m 708 and 5chodulfl R !1hould bft IlIod 10 alkH:alu lho CST elllDf'T1JhOn 10 I,unln fhal may I,'et havo 'axable 'ormnahOns or d1~rflbuhons undo, !Jocl,,,n 2812 ovnn If 100 lorm rJ nor foqulmd 10 bu "hId 10 teporl 0:11,1110 Df GST lalit. The aST 10 IS 101X>!JOd on laXo1blo ""oslofs 0' InIO'€r.lI:J In pfOPOfIy loco1rod oul:JIOO rho UnlIod Sfalos II:) woU as plOpCfIy toe.lod inSide Iho Utl'ed Slaros. Part 1. - GST Ex.f1ll1l0n Reconcillehon (Socoon 2&:111 end Secllon ~652leJlJ) (Speclll DrlPI ElecllQn Chock boo .. II you "0 nwung .. IOCllDn 2"2(a){JJ (,pOClal onPJ olochOn (:JOG 1n:JlrucrlDn" 1 Mll<lmum IIlowlblo GST ..ef1llhon ........ ... . .. ... .. . . .. . ..... . ... ... .. . .... ... . .. . .. , .. 2 Tolal GST 8x80l)IJon IIIIocalod by lhe decodenl aglln:JI decodent's blelime 'r,n:J'ms , , , , , , , . . , . . , . , , , , 3 Total aST 8x80l)IJon IIoclted by lhe IDlUCUIO,. using Farrn 709, ag.lnst decedenl's Idollme b'anslers".,....",........"....""....".,.......".,.",.,.....,."....,.,.",.. , 4 GSTe'llITfltion aJIocol8donllne80lSchedule R, Part 2 ......................................, 5 GSTexlf1lltlonaJlocltedonHne80lSchodulo R, Part 3 .....................,................. 6 TOlal GST ex.f1llllon lIIoCllld on line 4 01 Schedule(.) R-I. , ..,. ..'.. ...,.,... "".. ., .". ." .. 7 TolII GST ex.f1llllon aJIoclled 10 InlefVivo.trln.fers Ind dlrecl .klp. (Idd lines 2-6) . . , , . . . , . , . . . . . . . 6 GST exef1ll1l0n Ivlillble 10 aJIocel.'O lI'U.1s and section 2o:J2A Inler..l. (subllac'"no 7 Irom In. 1). ."..,.......,......,........"."",....."..,.,..,..,..,...,..."...,.,..... 9 AIIocotion of GST ex!""l'lIon to lI'U.1s (IS dennod fa' GST Ill< purpo.e.): A Name olll'U'l B TN.r. EIN (it Iny) C GST e.ompllon a110- ealed on lines 2-8, abOve (see Inst o Addillonal GST exemption alJocaled see Instrucrlons) o TotaL May 001 exceed line 8. lbovo .. .. .. .. .. .. .. .. .. .. .. .. . .. . .. 90 0.00 1 S 1.000,000 2 0.00 3 0.00 4 0.00 5 0.00 6 0.00 7 0.00 8 1 000 000.00 ;,:",J ';_::.1' !;;;:.>:: , "j' ""';;L,,, ','I,:"I,'!;'j""'11 '. ",' ': I :':,~,llr, .: ",<_I.-llt',' -, E Trusl's Inclusion rado (opllonal-- .ee Instructions GST .'OITflllon IVlIiIeblo 10 a/tocalO 'A secllon 20:12A Inlorests recoived by Indivldual booolidarlo. sublraclllne 90 tram line 8). You rnJst anach s eelal usa aUacalion schedule (,OG InstruChons) . . . . . . . . , 10 . Instructions 10 Schodulo R .0 In the sopalato ,"'buchons,) Schedule R -- Page 3.:J J HTFU'I ,""", flo,,", 'nUw.at. Only, 'IU H.ko, I~c. fr41J70SRI " Form rile iR.. 6-931 ,--.., Estill. 01:. PATRICIA A. SIlINDtER Part 2. _ Ooeel SII'p. Whot.lho Prop..., Inl....1O rr.n.,..,.d BOI/ lho OST TOll on I"" O"ocl Skip' N"",,, ol.klp p....n o..CIlpllOn 01 plOpD<1y Inl..ulIlI.nsl.".d None 1 TotalestlletuvaJue,o'allproportylnlerestslisled above.... ...... ..... to I..... II .t..... .... II.. 2 E.I.I.I...., al.,. dO'lh I...., end 01""' chlrges bal.. by Ih. propOf1y Inl.r.." 1I.I.d .boY., , , . . . . , . , . . GST I.... borne by tho propony Intar..'" Iisled .boY. bullmposed on d.ocl sIllps olherlh.n Iho.. .hown on thls p~ 2. (See InstrUctions.)........................................... ................. TolII..... I.... end Olhetcharges. (Addti....2.nd 3.) ".......",......"..""....". ........ TOlal IGnt.tive maximum d1recl Iklps. (Subtr8Clline" fromlJne1.).............,................,... GSTIXOf'r1Jtlonallocalod II ..... .... .......... II....... ...... II' to to................ ...... SUbtrKI1ne8fromllnee.. .... ..... to ... II.......... ... to..'.. to .t....... ......... ....... GSTtaxdu.. (0Ivtd.lln.7by2.8t8182). ......."..,..""....... .......,...,.",...,......., Enter lhe amount from Une 8 of Schedule R. PII13...... . ...................... ....... . . ........ TolII GST..... payabl. by III. ....1.. (Add tines 8 .nd 9,) Enl.. halO .nd on U.. 22 ollh. Till Co uladon on 8(101................................................................... 'hodul. R - P.go 34 . J:I Hr, J2IM pml'" 'Dfllll ~".&I. 0.,1,.. III' N.tea.'"'' NUpoSAJ /"" 176-26-0687 Esl.1I11ll YWI 1 0.00 2 0.00 3 0.00 4 0.00 5 0.00 6 0.00 7 0.00 8 0.00 9 0.00 10 0.00 N..... 01 skip person OO$CllpllOn 01 property ,",.eslll.MSr.rld ElIII. ,.. value ~"',.. ~ ,..--.., Form 706 jRev, .-9:11 Eslale of:, PATRICIA A. S1UND[ER 176-26-0687 Part 3. _ Dlrecl SkIp. Who,e Iho Proporty Inlo,o.l. Tran.lolled Do Nol Sear Ihe aST Tu on tho Dlrecl SkIp' None Totlll estale lax vaJuos of all plOpony interests listed abovD......... ................. . ............ E.I.I.'...., .'"10 d..lh 1...., and olher chergos borne bV Ih. prope"., Inler.... U.led .bove. , . . , . . , , , , GST ,.... borne by the prop."., Inler..1l1islod above bullmpo..d on dlreel skip. other Ih.n lha.. .hawn 1 0.00 2 0.00 on lhis Part 3. (Sea Instructions.). . . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . . . . 3 0.00 4 0.00 5 0.00 6 0.00 7 0.00 Tal" bed I.... .nd olher charg.., (Add.nos 2 and 3,).,. "" .". . ,..' ""......',. ...,. "..... Total t.nt.UVOl114lllmum dlrocl skip.. (5ubvacline4'romlineq.."."....."",...,..,',.,',.., GST 8x8f1lJbon atIocal8d. . . . . . . . . . . . .. . . ... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . SUbtraclllno 8 fram lino 5 . . . . . . . . . . . .., . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . line 7 bv .~). Enler hote and on Schedulo R. Par12.lIne 9 .. ., .... . . ... . . ... ... 8 0.00 Schedul. R -- P.ge :IS . . . -- -~ , Form 701 ,RfJY a..I).1. Eslale ot: PATlUC[A A. SHINDLER SCHEDULE S - Inc'llIIsed Eslale Tn on ExcelS Rellremenl Accumulallons IUndor ..cUon '''.Ald) 0'.... Inl.m.' Rev...u. Codo) 176-26-0687 I Part I I Tex Compulsllon 1 Chock Ih15 boo " ..ochan 408OAjdll'j spou.al oIec'K1n 15 be'nq mad. ' . . , ' , . , . ' . . , ' , , . . , .. .. .. . . . . . . . . .. . .. .. . . , . . . ~ 0 You musl.nlCh the .,.lenwn' deSCIlbed in thl InsUucUons 2 Enle, the name and ttfJ11loyet ld8ntltk:.bon numbet (EIN) 01 each qUal,lted employ" plan and indIVIdual recrement account In which lhe dee.dlnt had .n jnlerest lithe lime Dr death ".me EIN Pt.n'1 Plan '2 PI.n ,:J IRA'1 IRA'2 IRA 03 A Plan.1 B Ptan '2 C Plan .3 o A/IIRA. 3 Value or decedent. Intetltst. . . . . . . . . . . . . . . . . . . . . . . . i' " ,'. "I", . ! .' ; ': '1 ~ 4 Amounrs roU.d over .fte'''''.lh..........",.".,... 5 Toll/valu. (.dd Unos3 and .)..............,.."", 6 Amounts peyeble 10 certain all.,"II. pay... (...In.lrUclion.),.. ......., ......."""..,.".. I,: ;'f!fl!:;;:; ~~: :i;i!!i;r. ;':~:!;it:., Doc.d.nr.lnvostmonlln tho con~lICl undot section 72(q . Ex~8Sa lire InsurancellT'lOunt....................... Decedents IntGrBSI as I benelk:lary. . . . . . . . . . . . . . . . . . TOlol '.ducUon. In value (edd Unos 8, 7, 8, and 0). , . . , , , N.I v.'u. 01 docedonl'.lnlorosl (.ub~lICl.no 10 ~om anee)........... 0............................. Docod.nr. 'ggrogaleInloreslIn 011 pl... and IRAs (.dd column. A-D 01 Un. 11) ."."."..".."." ~ 12 0.00 ','. P,os.nl valu. 01 hYPolh.llcal UI. .nnuity I~om Pili III, Uno .) . . . . . , , , , , . . . , 13 0.00 RemoInlng unusod gr.ndlalher "",,un' (~om Pili II, Uno.) ,... . ..,.,...., 14 0.00. En'orlh. g,.elor 01 Uno 130'Un.14.........,..,......"....".,..,.......",....,.... ...... 15 0.00 Eoco.. ,ollr.manl ocC\JlTIJlallon (.ub.aclino 15 ~omUno 12)"....,.........,.."",..",.,...,... 16 0.00 Incr....d ..101. 10 IITlJ~ply in. 18 by 15%). Enlor h... .nd on llno 23 01 lhe To ColJ1lulatlon on . , . . . . ...... . ........ .. ..... ......... .... . ..... . . . ....... . ............ .. .. ........ 17 0.00 8 ,",tlUellOns 10 Schedulo S liD In the sepAl.le ,"strueuons.) 1n NT'22U Schedul. S -- Pig. 31 . . . . Form ID8 fR.., 8-931 I PaIt III Grllndfalhe, Electlon ~ 1"""\ 1 W..IgrlndlllhorelocllonmadGon IP'lMOusly"led Fo'm5J297.,...".........................,....,.... .0 V.. DNa "-V.,* compte,. ~nos 2-" below. You rNV no' mike or ,.yok. the grlndt.the, elecUon .n... the due date (WIII1utonolon.) lor nllng Ill. doc_nt'l 1"1 Incom. we ,.lum. "-No,' onl.. -0- on Ilno 4 Ind slcip 10 PII1I11. 2 lnitfal grandfather AInOunL..... . . ,............ ............ ... .. ., .......... ... .......... . 2 3 TOlllarnountprl'YM)uJlyrDCOyerud.... to to.......... to............ .to..................... 3 4 RornIlnlng unusod g,andlllhor amoun' (subtracl Un. 3 I,om Unl 21. Enllt herl and on PllI1 1,Inl 14, on 08.................,..........,.,.........""".".,."..""".,....,.....,.. 4 IParlllll Computation of Hypothetlcal ure Annully 0.00 1 Decedents anaJned ago .. dale 01 death (In whole years. rounded down) .................... . . . . . . 1 58 2 AppUclbktannull.nnulryllT'lOunt(soelnstructlons). of... ...... .......... ........... .......... 2 3 PresentvaJuernuhlpliel'(seelnstnJctlons).... ..... of. .....0........... .0... ....... "0 to...... 3 0.0000 4 Presont valuo 01 hypolhollcaJ uro Innuity Cllllltlply Uno 2 by UOI 0). Enllll ho,. and on PllI1l, Dnl13, on page 38 .. .... .,0.. ..... It... ..... .............. ............... ........... to. II.. .,.. 4 0.00 )'f'II"".""" s.".>>.o..ty, I"' N.IcO,lnc, HU70S5I . IlY.ISOl fl. 1I1.1S) '*' COMMONWeALTH O' PENNSYlVANIA INHlllTANCe TAX IUUIN _-,..~_.,....,....__~!~!~~t1!lJg~~l~.!,~...,._-_._-,. ----_,-". _" ESTATiio.F-.".-_u. ---" ... .-- -' PA'lRICIA A. SHINDLEIl .'" "....., SCHEDULE A REAL ESTATE I I ..1.:.. fiLE NUMBER . .. _. -1994-19940867 IP,op.rty ,olnlly-own.d -;iii.- Rlghloi-5;;~i~~;;hlp mUlt b. dllclol~d onS;h.dul;FiAiT;;';i;'t;;;"'h;;;lib;,.p;,t~d ;i-fol;;"~;k~1 ~ol.. which II d.hn.d 01 lh. p,lc. 01 which prop.rty would b. ..chong.d b.tw..n 0 willing buy., ond 0 willing 1.11." ..lIh., b.lng comp.lI.d to buy or 1.11. both ..hayln. re!!!!'obl. .~!1owl.dll.!..!Lt_~~~~~I~Y_~nt fa.cl~~__.________~,__ .--- ----...--.--~- NUITMEMSER DESCRIPTION VALUE AT DATE OF DEATH __ . . ._.__..__.__ - __.____.._ - _.___ ____0,.- _._ ....._.... -------. " Two uoll dwclllog hou.c loealcd al Hlghl WL,hlngloo Slrecl Inlhe Ikllongh lIr Meehank.hurlt. Cnlllhe,land ClInnly, I'A .. See Arrral.alllr John II. Krlelter allaehcd, $ 79,200,00 2. 1II1 No. 6RA. Seelloo H. 1'110 I. .., reeo,dcd 10 Dced Ilook 4J. Page 4, Cumh.,land CounlY rCCll,d., helogl two uoll dw.lllog bou.. loc.lcd II 707 I (umm.1 A"cou. 10 lb. Borough or L.cmuyo., Cumbc,laod C.onnly. PA Se. Arr,alul or Jobo II. Krlcgcr allacbcd, $ 91,400.00 TOTAL(I<lso.,,"-I~r.2n IIn. 1._~~_~~e1'."i.<'.~~-,,1 (If mOrl .pace i. n..d.d, ;n.II' additional .he.,. 01 .om. dll.) S 170,600.00 ~i!\1 '.., '..... .. t ...., ~,.. "fI' .. .' , .l~ ~":~ ".,:~.~i'i, "".~' _ ...,m.:\ . . . , , . 0__ '.-~i ~ ;;;r:.lQ5 CUI1&Ef,L';ND COUNTY REAL E6T~TE .I,NFORMATlON DA:E" 'l.f~W/" DISTRICT MAP # FARCEL TRL/EXP ;. ,"rJ::_ dl..~';0E:' t 20 ::'0567 013 ':;~ic.lE:r:' ,j ,U,NEI SHINDLER. FATF.IC[A A. 11AILlNG: ,~!:'DF:g551 1714 E. "dLMSTEAD .I~AY CAI'IF' HILL. PA 170l! l.iJC,;- !Uhi a s W'r.SHINGTON 5TRI!gT il;,:.;-,~,t", L:;:;,';'!C~, :r:,.;:'Or:.ttr\T rUN, I_CT :~Ii:E~ ~ i\.;:,t!\..iiJl..I-'tr,';;."HF a _.-.1,"41) .teA ret,,: t..i~.\;D fAz~cr;I::'TIGN; .l j'lt.q:.'~V!lr.1t:hT Dt.!";;iCr;.!r'T ICN~ CLi.;;;3 i.:ClI:'E.F.OZ L.At-lD U5E' ::t~i_:~r: i:-F\! cr;:;o t. 57:,uOO CODE RECOF.DED,I 50 FRONT FEET BY 106 AVERAGE DEF'n fiND/OF. .12 ACRES LAND LEES THAN 1 ACRE HOUSE &UILDING SIZE, 1.576 SQUARE FEET 06/16/81 DEED 8001:. 29L PAGEl r-:5;;;!'::;i!~I'iT; L.i~Nr.. it l:QO I~IF F:CVE~Ii::~IT I '$ ;5, 950 , TOTAL: $ 4,6: I I I I i .-- Ii ~,~ I I I I I i I ;:t;E~":lwUS uw['Jc:.r\'. ~aA:;T C\3~lF'JrEF. JFDt',TE:: CARRuLL, GEORGE ~ MARGEL F. 07/15/135 Xi'lIT Ff\Q~ll~'!F.U ~1"11I11. 1\IIt::Yt::1 lJlJ . UNIF RESIDENTIAL APPRAISAL REP. T FII. No, Sill NIllr3 . P'opell~[/o.crlpllon Prop.rty Addr... R lnnl'rm ""- eil ( Stohl PII liu Cudn . Count v I,mrl J..OBI Doullnllon A.....or.. Pareol No. 7~_n~n7_n1 n In.V(l1U1QQ1Il,L1n-'(I1.710.71 8noelal Allollmelll. tN"n:nf\ Oouower C''''.1I10wn.~''~ Ip"l- Shtndll'r Oecu 10111 I lowner nflllllllllll 1- "1 Vlcnnt , Pron.rty rlnhll annrltlllld I X r e8 811tl'll8 I lI.elllehold I f1r~ctT\lno flU I) I IcnndOll1hllullI IItUDIVA onh,) 11011 IN III IMo. Nelohborhood or Prolecl Name N J l\ M80 He'efflnCfI ~M~^ 1117110 ConlUI1'IICl 01111 Galel Price .N/A 0810 01 SaiD N J ^ l)lISCrll!l(l/l ond . olllounl 01 loan cll/uuol/collconlo"l It! lIu !loid bv 101101 N J ^ lender/Cllenl fi'QI":lI'nJ ,1" ""'"""~r Adtlrell Annralur .1nhn I(r Adtlro.. ')t; ') Wi nr-1 i nn W:1\1 (';uno 1111 "II l'1n loc8tlon ~ Urban SullUlllln nurnl Pledomlnonl Slnole family houllno Pfeunlland un % Land UI. chano. f- f- U,;del'6% occupancy ''lUGE ME Ono family Qn ~NOII'hl" Dll~.I' Dulll up to! Over 76% 26.76% '10001 IVIII Ix f- 'X no 40lnw - ~n 2.4 fAmily 1n lnploUl1 Growth ralo Px "apld ~ Stahl. f- Slow ~ Ownor Prop."y valulII IlIcluollng ex Stllblo 1- OoeUnl.IU ~ lnllont 7011luh 100 Multl.fAmily Tn: I..:l. OVI'IUllpl'f V.c.nl 10-5%) I P,edomlnanll Commttlclal Oemlnd/lupply I;r Sholtnge ""'" In 1I.t.nel I- I-'l. Mlrk,Ung 11m. Und8' 3 mo., 3.0 mOl. 0....' OI1lUI. V'U'II'Ow" 6"'1 60 75 I I NOll: Rael and thl recle! compo.Ulon 01 tho nllohbo,hood are not eppral'~1 'ae;o~~;'tl' ,.1" (.'Inn ,f N.lohborhoed bounda,lol and chnraclorllllcl: ..... I ~ "('In i n ~nlll.hl.uH..". n. . . ,h"rn 1" "n nlilDr ~~. -;.,~ ~""p". . . Fletors th.t .lflet Ih, mllkll.blUlV of Ihl p,eplfUII In Ihl nllghbe'hood Iplo-.lmllv to Imple'fllllnl .nd 8rnlniliu. Itmplo'flllonl .t.lIlli1'f. "IIUIlIllo ml,ket. Ilc.l: , ~ _L' _L , 1" ~1 ,,~~ ~n ,,11 ~.lD" "nil pmo' , i" ~n"nil 1 n . Ii ~hp Wl>"~ !'lhnrp/l ^r~" M,,4nr I- : i on rn"~I''' "rn ...I""I>-hv "nrl .horo "rn nn ,1- "nr"oo~_.;;:::! ~ F"...I'nr" "FFI'...H nn ,""rk, '11 ~v Mllkll condlllon. In the lulllrtel nrtlohbOlhuod llncludlng luppOIl 101 IlIrt ,bovrt conclll.loll. 'rtlnlrtd to the tunul ol'lfoPfUIV vnlues. dellllllld/.uppl'f. 11111 '1I81k1111lO IIml . luch al dala on compollllvo pfOJlertlol 'or ule In Ihe nelghho,hood. dOlcrlptlon or tho p,ovalonce 0' Inlo. and financing concenlon.. etc,): "rp nn -',10 .'----,,, ..1.1...1. mlohl: ,;lor1l f1..."n/'lv lnFl ~"r"o~ .lnn" 1n /-1.1" "rn" 'T'hn ..."rrl'nT mnrl'n"nn ,""rkp/- " ..lilD nf -lnn,,1 --..- ..01 ~h :lI.l.. ~ 11 ..'~-~ r"l.p" . ProJlc.lnformatlon fOf PUo. IIf applicable). .1, tho dovolofler/hul1dor In conlrol ollhe ttollle Owners' Assoclallon UIOAI? Oy.. ON. Apprmtlmole 101alnumher of unltl In tho "lhjocl!llOjoCI N/^ AIIPlOltlnlillu lotal nUlllhlll 01 IInll, for solo In lhu luhJocllllOJCCt N/^ DOlcribe co",mon oloruenls and rocroatlollnllocilille.: tJ /1\ Dlmonllons c;O ~ 1 0(, IOl'OO'llphv r .evel SIte area .12 acre Corller ton VOl [][] Un GiIO Avernoe for neiohborhd Speclllc lOlling cll,ulficallon "lid descllptlon Qn 1_ ~ i nn 1 p ~i -1 V ~nn.iDP. 511ilpu ""~I-"n_"l,,r ZonIng compllllnco []] looal D lngnlllDllconlolllllnQ IO'''IlI11nllullfllllll8) D UluQnl U Uo luninu Drohlo(Jo ^nnl'"r~ flrll'''' '" I-I' _ '1lgho.t .& bell uso al Imlunvod 00 Prelent uso D Olher uso IOkl'I1I1111 View AVerilOe Utllltl.. fl\~ic Othor Of,..lle Improvomen1' Typo Puhlic P,ivalll ll11lclscnfllnQ /\'vArfln(.:ll Eleclrlclty X Stfeot .MilCildilln ~ ~ DllvowaV Surfaco Ges X CUfb(Out!nr Concrete ^IIIHuon1 [osolllon1a W8ter X Sldewnlk ConcretF! rtMA Spoclal nood lla18rd Aroa YOI "0 Sanll8rv Sower X SUoet lIghl' None r[MII 20110 C M.p D.'. 1_ 1 ,,:<in Storm Sowor X Alloy <::lr1" HMA Mall No. ;") Comments (apparenl ftdvlllSO otllenutllll, oncrolclul1enll. Il1uclBllIlSuIIlIlentl, Ilitlu aroas. UIolln! 0' Iunal nonconformIng loning u.o, elc,l: r11hAT'A are no ilPparent "dvp.r~e easC'ments, oncro"chment:L-ljnn...i"l " . _ ,1,,, "lidp 111Dn~1 n,. l~n,,1 ,r~rm'n~ ?n,,'nn ""~c GENERAL DESCRIPTION EX1rll\on DESCnUITIOU rourmA TlON IIA5[M[NI INBtllA1ION <- No. 0' Unlit ~'wn roundntlon .ill:!2I:l~ Sinh y,,~ Amn Sq, rI. noof ~ No, of Slo,lo, I ~ [xlollor Wnlls shlccoLsh C,awl Spaeu Nn % linl&hml N"..I' C"lIinU I- TypolOot.'AII.I I)o,,"_h noof Surfnc" lIenh "hnn IJa!;(lmonl Nonn r.tllling Wnlla I- DOIlgn (Stylol .canern Outtors"" DwnsplS. Alumi num...... SUlHI)f'\m111 Nn Wnlls noor I- [xllllng/Propolod RIl-i"I' Window TYIIO Db 1. hunrr 01'111111110.1\ No fto{lf tlOllll ~ Age (V".) 7~ ""t- Slolm/Hc,oons Both Sollttl'llfInl Norm notrd Oulllltlo rUlIy Uu.nn...n eX Effecllvo Ago IVrs.1 ~ Mllllulaclurutlllotl!UJ No hlftlslllllon Nn"p "vld n nOOMS Foyer living Dilling Kilchon ()1111 FBlIlilylllll, Iloc. Hrn. 11011.0011I5 . nalllS luulllhy Othor ArU8 511. rt. . , 1I...m.n, slovel1 1 1 1 2 I 1 l~l bJlovel2 1 1 1 1 (,n~ F.t - ~ Finished nrea above otllllo cOf1lnlna: 8 Hooms: 3 n"lhnOl..lsl; 211"lhlr.l: 1 75fl SlllInlO fnol of GrollS lIvln" Awn l:tHEJlIOfl MlIto,hllslCondillol1 Il[ATltm KIlCllrN rOLJI~ ^lllC AMrUlII[S CAll STallAGE: _ rloors (""ront- 1 "vl'r Typo FII^ l1olrl{Joratnr 4 NOlm r- n'."'".I.1 · ....L!L- ~ NOllo 0 I- Wall, 111/~"Dr fuel 011 ltallgn/Ovon ~ Stnlrs I- !'illln Garn(lo , of Cllfl Trim/finish "'--'l Condlllon htlAr Dil'lllollnl _ Orof) Stnir Duck Allnchoc! 88th Floor Vinvl COOLING 1)lshwnshor '2 Scuttlo 'X Porch DOlnchod 3 D81h Wainscot D1 :lIC+f\r I rlvpr Conlrnl Nonp. F IXI flllllttontl ..:= floO! I- rflllce Front: nllill.ln 00011 IInlnfi l/"vl'r Olhnr Micf()wa\JlI - IInnlml I- I'onl CI C~'IIOlI COll(lillon Wnslllll{[)'ytlf finishod 0 (J,lvew;IY "I,'" Adl1l1ional toaturol 11IJmclal tll1ftlgy nWeillfll ihllllS. olc,l: Foncpd front yarel COllltiliun nl Ih.. 11Il11I0Vll1t1l!1111l. t11!llIllI'inlillll Illll'fBil~ill, '1l'Iclhllllll. "lllt.,_lml.illl. 11'lllli,. 11I'mtlul. (jlMMv III ClIIlfillllClhlll, rlllllllllulil'U/lhlttlliuIIS. fllc.' (ill t t- PI'S npC'n "...ril[1...rl ilnd pil i nl'nd, I-nof I,; .iILu=_CQ!ll]jilillj,_UilJ:il!.J!2Jll'l'rl,; ,;criln~!Lill1fl o"in~prl "nrl nlll-I'rior 'rim n"r"l" "cr,;-;;;;-;l ""!.Ln<.LLlll.!:i.L.J\P[1roxilTlill-c CO'; 1- 1'0 nlrc rnnf "nrl "1l1"ri nr nil i n~_~r;nnn Advorso rll1vlronmonlnl 1':011111110/1$ Isuch ns, hut lIot Ilmllotl to. ha/nulll\ls wn!llns, Ill_Ie lI\lh!illllll:nR, nll:.1 plfllitllll III tho 1lllllfll\lOllllllllll, on 11m IOlln. 0' ,.. Iht! ImmedlnlD vlclnil'f ollhn suhjncl PfOlllI'ly: 'l'hpr0 ilVllilflrS l" () h.!LJJf.,--LH1Y.QD.:H.L rnv i rOllrncn La 1 r;onrllt:!onF1 In ~hn i~IIl!l.dI"I'" ,,1~inHv nf H,I' ",,1'\1"0' "."."-;-;::t:,, '~tc Of"' 10 .llJ ,,~.Io"" .....I.ll'onuuot lly UI~I.ct ~..,u."" ~."Il....,.. LOIIII'.'" WOOl tl"~lll/;>1 ,I'",",a I I....... .....IOfm 1(104 ,llJ INDICATED VALUE BY SALES COMPARISON APPROACH.. . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . , . . . . . . . . . , .$ 7<:),000 INDICATED VALUE BY INCOME APPROACH '" .",""h'" r..,...,,,1 "'...., ""'" $ 'R 1 0 "/",,,,0'"'' II.'" ,..,,'Ii,,'"'' '113," $ .,0 ~n"l Th. ...'',..". ...d.OO'''''' O'''hl''-''o ",. ,,,.,... .11"'"'''''''''''''''''''''' n' ...,,1"'0'" ""." h.,,,...O'"hl''' '0 """"1..",,, ," ,I.." ,,,,,,,,""""0'" Condlllonool Ap.'o,,,'~l'hp ~.. .., _-' ..~ t ,,~~ nf 1';'1' ,h' ~ ~~ '''~ ""';.rp ..~ 1 .,. fnr '~hp"i1~~P --- --~~d - F'n.IRoconelllo,'on,:Ti,e Milrkel' Diltil IInoroilclt rl"jflnN' l-;hCl mosl' reI ~"bICl esl' I mill'" of Milrkel- ViiI UP. , Tile Cas I' lIonronch, ClGlli'r;d.Y bill- nol- i1h/~VS, 5"~S. l-hl} !l~n"r 1.lmn of --';;1"e 'Ph" -;-, 11",;-;:;:;,,& '1 ~ iI ~ 1 ; r1 I nrt; "" I'n,' -;::;r ",;tll'" Th. ,""0" ol.h" ...'',..,,. '0 ..Ii"'''' ",. "'..... v.,,,. 0\ ".. ,.."".,,,"v .h.. ,. ,h. ."hl'" ,,' .hl. ,""0". ,....., 0" ".. .1"'" r."",m'.". ."" .,.. ..",,,..,,.,,. ..n"".'" ",,' 11m'''''. '01"lit,,,,,,. .",1 "....., v.,,,, d,,""'''''' "... ... .."m"" ",. .II.d,,,, r,.,I,h. "'.. '"'''' .'"'hr.",," "'.. r",," "..,111 "'.vl..,, I IIWEI ESTlMA'E '"Ef>i~n.[l VAlUE, AS DHlN[D. oFlIIt n[Al pnOl'[IIIY ,IlA' IS Till SUI\J[CT Or TI"S n[rOnT. AS or S"o\ l'mber .10, 1 CJ'l4 " IWH'CIl'S TilE DATE ol'NSP[ClION ANO TilE "FtCTlVE DATE or ""S nEPonll'O DE $ .-1.'L_~!lO . APPRAISER: /I~, { / SII,'",v,sonv AI'I'IIA15"'IOIll v ,r IIraUlIllOI< , I ' .. J ,.\ SlnnnttlfR " /, ,J . ". ,., I.", ~tllllllll NlIfT\o:1~hn~t~ ~';i(-..nnr -, rJlll1lll Dolo II,,,o>;At!,,,o,~ N~~~ml;;;r 1 B, 1 CJCJ4 \l.1n ""I'"'' "'U"",I S18'O co,,-,,{.,,,,,,,, "'n'" {;Inln "",,'hr.n""" , Or Slo'O llo.n..' I>,_,,,,,,on(,::; ,,,,,,,,-,>/\ ;;;;;:,;:;U;:;;~;;" · ...." ,,,m'O ,," "". ...m~" ...,..,,,,.., ,,' "..,.., "f"'"'' """....., "",,,..,, "'''"' '''''' ,,"', ".,. , Illl ESIDENTIAL APPRAISAL REPO ESTIMATED'SITE VALUE. . . . . . . . . . . . . . . . . , . . , . . , - t 1') ..illlll Es1'IMATED REPRODUClIOU COST,NEW OF IMPROVEMENTS: Dwelll"g 1.75U H>1,II.@t >\0.$ 7U,.3l!l- 6>1,II.@t . File No, Sill NIlI r .I .111\ H Krieger Cnnllll"llll lIlt Cnlll ^ .tileh 1&II1:h "'1, ,nutc:tt flf f:nl' lllllmalll, IltU vnhllL Illl"UII Innt clllr.lIlallun AIllI. tn' 11110, VA ;tIlIl Il1Ill^. tlllt IISlllllllll1ll'lIl1lilillill\llU:unnllllc: MOII'"'" 11l1l11l11'VI:~1~ CORt flUl)lJJildLl.:l.-ULlLlll I'd 1I~1u<J.J;.liU- .Mnrsllil11 & swilL mlldn linn" ml'\us.\;.UI.L l-o lQQ1!! blllld!nn Gill! I , '1'0 lhls js 1_ ,. I .::t~" 1nI:-j011 11" -"~el'ved , .Iultlon tllcdon UNIFO a.,.g.'C.,porl 930 Sq, n. @t B" 7,440 lota' hUm.led COII.NOJ' . . .. . . ','\" " . .." a' 71.760 o L." phV,'e.1 'unellon.' [.10"'" 77,760 Oop,.e'.lIon 1Q.1I110 .t lCJ,>\40 Oop,.el.'ed V.'U. ollmp'oV""."'. . . , . . ' . . , , . . . . . . . , . .. 5(J..J~ "1'0"." V.lu. 01 SlIell"p'ov''''.'''. ' . ., . . . .,' . ., ., . .., . $ ""~-, ~~~- INDICATED VALUE BY COST APPROAC'H . ,~PW1IlP<). . · ~ ITEM I SUBJECT COMPARABLE NO. T COMPARABLE NO.2 COMPARABLE NO.3 8 Washington st s 112 Wolnut st N 321 Fourth SL 19&21 'lWontioth st Add,." - pr. Mechon I csburCl. \>11 INn.. b".t \>1\ .c.unD 11111. I'll ",o.lmIlV to Subl." 1- 1 ? ,7 on t 1 ,,0.: ~ 17.' ,~II"o.: B.... ",te. 6 N J 1\ 16 ~Qi10 1t 7Q.JllLIL -n nA -u;;, "'te.'O,o..L1v.A,..$ ~I AQQIIJZiI . -",,-n1l21 t -"'1-I\(,l2I1 0818 ..dlo, By Inspect ,Mul~l-list Mill ti -11 sl Mill U -Ii st V.,lIIc..'onSou,c.' 'Do,hH~ 1Dolhlic r II~;I,"~ v..u, AllJU"....Nro D[SCnlpIION D[SCnlpIIDN' H A",""m.." IJ[SCIIII'IIlHl . H Ad;u,'",'''' 1J[8CIIIl'IION , . o tH lulju'IllIClIII S.," or Financing conc..,lon, 0"'01 6ale(Tlme locIUon lUllhold/Fee Simple ~-('\ ~ i m~P SII. - i ? --;;-~r'" V10w oulgn and Appea' . "':tn~ {"'rv1, Conv 25 ""np i1 :17:o.i Conv lOll I.. Conv 27 INn,"" 10_ ''In::-oA I"rj-.~n I..."" "I, _1~ -' 27 ncr", -,,~. . '(U~ --;;-pm1- IIvnrilll" '(,q'v,'" II\Vl'ffirte 1UI.l1lkllllll\ Unlh. l,nT'A12 ? (,nn T (,n" 8'1, ". -2,000 ~~l~i"t"h j~<.Ilillllill' ~ _(,~;~~()~l.~"'r 0:=:r;;;:;;;" Nono + T "ClCl .') fl renl ",.." ,Nn"n .:;;n;;n 1 1<1 __ ;r,=<1 II rc;~~ -,;" -:." ~ ?,,-~~rr> 11"<'1'-"1",,,1" .11 ~_.'~ 1-. 2.<' slY- .(1(' 1"7.'nd~r" I/\"e 'In" Ou",tw Df COnllluctlon 1?-"dV --;" ., ~"--;;,,~~,, -7"-P"t. vr" Age Condition Above Grade 10tal l\dlm. Oath. 10lal Ikhnl' nathl RoomCoun' 'R 1 ? R 42 Oroll Living ,,,eI 1 - '1I;R Sq. n. 1 ,;nn sq. n. titB...m.n' r. F,,,,.hod None I ~ilr~~al , '. Room' Below Orade I Nnnp I n,<< F i ......{ ....h . Functional Utilltv --;.~ o "..lIng/Cooll"g r..... . I'nnI I\onp EnlllOY EIUclen' IIl1ml I orv""\F i~;'''nr o.,.ge/C.,polI "'nr.~ h ~:>r Porch. POlio, Dock, None Deck F".pIBcel", .Ie. lu>- , ' "~ I ;;';:'n" Fence. pool. olC, rf.Jnne INnne n"llI. ? 1 'lnn -2,OllO tntal 0.111I11 n 'l T '\110 , 11'\( 6'1'''' -1,000 1'\111 . . Jrk fi "i "''' Il\cllillili\.l:.P EllnY1Qn" _(, nnn Illoaf! :>"pr .::1nn"~p -1 ,500 porch + 1 '''''' l"('n~ UB" Adl, \101.11 II "1 .rXl- $ :'r; :-711n 1 1 + I>fl- $ :qOO ,I -, 1 1)(1- $ -7,700 Adjulted SalOl f'flco 01 Co",polObl. $ .,'l ?m) $"7n. 1 00 $ n(; nnn Com"'."U 0" S.,.. comp.."." tlnelud'''. U.. ."hl'.' "ooP'''v'. eo",,,,lihih'V ,,, ,h. ".,.",,,,,h"01I. .,.Ie II 11 thre" C0ll10n ,.nbl e sn I ClS WflJ:!l 2. un!.\;' Income ot'o[lert!es, 'rite Inl:oll1e ilDvroildl will be cnlculntec1 from hisl-or1 c rnnl' ~ ~~ nl ven on till'! LiaUD<J.-Sl\('pt.-I:m:..g[\cl1 So \". 'l'llc-DJ:,?5S Hnnt ;~~;:,~, ';' "I! 1 ,he, be ,",., I,d '0 "Ie ",,,,.., pd """, n' 'he ,..b"'o' ITEM SUBJECT No sale within yr owner COMPARAUlE NO.1 No sole within yeilr COMPARAUlE No.2 I'll) sille wllhln yeilr COMPARAULE NO.3 No sillo within yeor \ 01'., p,le. Ind DIU SouIC.IOI'pno,..11l wllhlnylll OllpPII'111 no_,'" " ,n, ,~..., .....m.n. .1..... .p,,,n, " ,,,'''~ .f ". ,...,,,, ,,,.p'''' .." ""'"'''' ,... p"" ..,",.1 ,,,,,,.,,..~ ""'"..,,,.. ~,,,.n .,. ,... .1 ". .... ., ,pp""'" _. i.. nn ","-_~n" ~n ,', nf ",,11' :>.,,1 (hI' no' " '0.: nnl' t" fnr ~:>lD l " _1 nnn Dnnl ODICI Unl InSllllCll'lflllOlly main 111""" MI"lolln \1104 51a10 ." Add,... B WashIngton St S , CIIY Coun'y Cumberland Slllhl PA Z'P Cod" 17055 .' .ECT PHOTOGRAPH ADDENDU. Bo,rowlJr/Client FRONT OF SUBJECT PROPERTY REAR OF SUBJECT PROPERTY . !, ',~' ,.~~"i~'JI' . '~., '. . " ".' '~. ~. 1,1. J.~ . / .. " 1,". i, ., .. I ' '. /'1'1 I' I '1' ~J . . '---.. I. ,.... ,l "". 'TtJ" ~/i \' ~ It.:. . \ . Borrower/Client Add,... 8 Walhlngton 51 5 CII~ Mechanlclburll CoUnlY Cumbe,lond .nd., CU.nl Eltetel PatrIcia Shindle, . . StDID PA 211> Cod. 17066 ADDENDUM Appraisals of small income properties are done comparing the sales price of the comparables with their gross monthly income. The ratio determined by this comparison gives us a GROSS MONTHLY MULIPLIER. This is then applied to the gross monthly income of the subject property to estimate the appraised value by the INCOME APPROACH. It assumes where comparable properties are used that expenses are comparables. In this appraisal comparables were chosen where the heat, taxes and insurance was paid by the landlord. Where the rentals were estimated or vacant, rental figures were used from typical rents for the location, type of units and amenites. Sale Monthly Income. Sales Price GROSS MONTHLY MULTIP. Sale /I 1 $ 800 $ 79,900 99.9 Sale /I 2 $ 845 $ 79,000 93.5 Sale 1/ 3 $ 875 $ 94,500 108.0 GROSS MONTHLY MUT.TIPLIER I1S dotermined by previous sales= 98 Subject property: Mo Inc ( $ 810 X GMM ( 98 = $ 79,380 Estimated Appraised Value by INCOME APPROACH: $ 79,400 R ThtlOlm w..ltplodllud b, UI'III.d !h"t"" lollWllt COO""l"1, mool'lIlD-IInl elt Mechenlcsbur Cumberland Slnte PA Zi) Code 17055 .. . LOCATION MAP . , . Borrower/Client 8 Woshlnaton St S Add,... I Londo,/CII.nl Estate I Patricia Shindler lh,lotrn wII1'PfOClUud by UnllM S",'l.m. Sollw'" Compl/'.,. 10001 ftOlteJ:l1 , . '003 John H, Krieger. . File No. SIIINDL-3 DEFINITION OF MARKET VALUE: Tho mO'1 prnbnhlo 11I1r.ll whlr.h 0 plllporly ShflUI" 1I,Inllln 0 r.ornpotl1ivo Ol1lt nl"'" mArko! undor 011 r.ondltlons ""Iuisllo 10 0 folr solo, Iho hllym on" sailor, oor.h ""lino prudonlly, knowlodlloohly nn" assuming tho prien Is not atltJl:tod by unduo stimulus. hlll)lidt in this dnfil1Hlnn is 11m I;UIlSUIHIHi1tinn 01 n snle ns of n .~oclflod dAta on" tho posslnll 01 tlllo from .ollor 10 buyor ,,,,,Ier cnndlllons whoJf!hy: (1) buy or nnd snllo, ora Iyplr.nlly motivated; (21 hoth partlos arn woll Informed or well odvlfilld, nnd nneh m:tinu III what ho cnnsidms his own hllst Interest: t31 0 mnsnnoblo timo Is nllowod tor O)cpnsuro In tho CJIU!11 lOorknti (4) PllVll1uIl1 Is malle Itl tmllls 01 cosh In U.S. dollars or In terms 01 financial nrrangements comparablo theroln; and (6) tho prlt:u roprcsonls the normal conslderatilln for the property sold unafloclod by special or croativo !inanelng or solos concessiulls. gronted by onyone assoclnlml wllh Iho .010. . Adjustments tn Iho compnrnhlos must be mado for special or c:rcative lInanclng or sales concosslons. No adiustments oro noconory lor lhasa coslS which ora normally paid by sollars as a ro.ult 01 undllloll or law In 0 morko! aroa: Iho.o costs 0'0 roodily Idonllllablo slnco tho .ellor poys Iho.o CoslS In vlrlunlly oil solos Ironsoctions. 5poclal 0' croativo finAncing ndlustmonts con ba mAda In Iho cornpArAblo propnrlY by compn,lsons to linanclno torrns nllorod by a Ihlld parly Institutional londor Ihat Is nol alroady Invelvod In Iho properly or Iransar.tinn. Any adjuSlonont .hould nn! he calculotod on 0 mochAnlcal daliA' for dollar Cosl ollho linanclng 0' conr.osslon, bul Iho dollar omoun\ of ony odluslmonl should approxlmalo Iho mo,kol'A roaction 10 Iho flnanclno or concosslons bosod on Iho appral.or'.ludgomonl. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: Tho oppralso,'s cortlllcation thai appoars In Iho epprel.al report Is subloCllo Iho following conditions: " The appralso, will nol bo rosponslblo for moilers 01 a looalnaluro that alloct ollhor Iho propllfly baing appralsod or Iho IIUo 10 It. Tho appralso, ossumos thaI Ihn tillo Is good and onorkoloblo ond, Ihoroloro, will 1101 rondor any opinions aboullho tillo. Tl,a p,oporty Is opprolsod on IhA basis of It baing undo, rosponsiblo owno,shlp. 2. The appraiser has provided a sketch In the appraisal rcporllO show approximate dimensions of 1he irnprovemen1s alld tho .kolCh Is Includod only 10 asslsllho roador ollho report, In visualizing tho proporly and undorslandlng Ihe approisor's dolo,mlnation 01 Its sizo. 3. Tho appraiso, has oxamlnod Ihal avallablo 1I00d maps Ihal ore prcvidod by Iho Fodo,al Ernorgoncy Manngon,"n! Agoncy (cr othor dOlO sourcosl and has notod In Iho cppraisal roport wholhor Iho sublocl site is locatod In an IdonllllOlI Special Flood Hazard Area. Because the appraiser Is nol a surveyor, he or she makes no guarantees, exprossed or Impllod, regArding this dotermlnation. 4. The appraiser will not give testimony or appcar In COUl I llel:ause he or she mado nn apprnisal ot tho property In question, unless specific arrangements to do so have been mado beforehand. 6. Tho approlsor has ostimatod Iho volue of Iho 01 Iho land In lho ccSI approar.h 01 Its hlohost nnd basI use ond Iho . Improvements at their contributory value. Theso sepnrnte valuations of the land and Improvements must not be used In conjunction with any other appraisal and are invalid \I they urn so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as noeded repairs, depreciation, Ihe presence of hazardous wastes, to)(lc substances. etc.) observed during 1he Inspection 01 the suhler::t proper1y or 1hnt he or she became aware ot during the normal research Involved in performing 1ho appraisal. Unless n1herwlso stated In the appraisal report, the appraiser has no knowledge at any hllJdel1 or unapparent conditions ot tho proporty or adverse environmental conditions Ilncluding tho presence ot hazardous waS1os, to)(lc substances, ote.) thot would make tho property more or loss valuablo, and has assumod thot thore ure no such comlitiollS and makos no YUilrantocs or warranties, oxprossod or 1mI'll ad, reoordlno Ille condition of !hn IlJOporty. The npprolsor will not be responsible fa, "ny .uch conditions thaI do oxlSI or lor eny onglnoorlng or losllng Ihal mloht bo requlrod 10 dlscovo, wholhor such condllions o)(lst. Because the approlsor Is not an e)(pert In the field ot environmental hazards. tho appraisal report must not be considered as an envlronmcntal assessment at tho property. 7. The appraiser obtained tho Information, estimates, and opinions that were c)(prossed in the appraisal report from sourcos thaI ho or she consldors 10 bo rollablo and bollovos thom 10 bo IfUO "nd correcl. Tho appralsor doos nol assul110 ,osponslblllty Icr Ihe eccuracy of such Itoms thnt woro lurnlshod hy olher portios. 8. The opprolser will not disclose 1he contents 01 the apprnlsal report c)(cept ns provided for in thn Uniform Standards of Profosslonal Appraisal Practice. 9. the nppraism hns ha!\rHl his or her a(lprnisnl wpnrt ami vilhmtinn conclusion lor an opprnisal that Is subject to satisfactory completion, repairs, or alterations on tho assumption Iha1 completion of the Improvements will be performed In a workmanlike mannor. 10. The appraiser must provide his or her prior writtcn consent he fore tho lender/cliont specified in tho appraisal report can distribute tho appraisal report (including conclusions about 1110 property vnlue, the appraiser's Identity and professional designations, and references to anv professional apprnisal oroaniwliol1s or 11m firm wilh which 1he apprnisur Is associated) to anyono other than the borrowm: the lI1ortuiln(!l~ or its S1JCCOssnrs and assigns: lhe mortgage Insurer; consultants; professional appraisal organizations; any state or tedl!lally apllroved tll1~ncii111I1stilutlnn; or any dopar1men1, agency, or Instrurmmtality of the United S1atcs or nny S1010 or 11m DIstric1 01 Coltllnhin; o)(COPI that the lel1dm/clienll11ay distribute the properly descrip1ion section 01 the report only 10 data cnllection or reporting servicnls) without havino 10 obtain the appraiser's Plior written consent. The appraiser's written cnnsllnl and approval must also bn obtainod boloro tho appraisal can be convoyed by anyone to tlm publiC through ndvnrtlslno, public relntlons, news, snlcs, or other media. Froddio Mac Form 439 6,93 Pilon 1 01 2 Fannie Mall Form 1004B 6.93 n". fOlln "'" IIPID<l,,c..t low \Jt\lI.1l Syll.m. SOIl"'.'" Con,p...w 10001 non 111" . . ()ll'3- John H, K,leger. . File No. SIIINOl.r-3 APPRAISER'S CERTIFICATION: Tho Approlsor corl,lios and ogloos thai: ,. . " I hovo rosoorchod Iho subjoct markot oroo anll hovo sDloClod 0 mir,imum of throo rocont sollls 01 I.roporlios most slmllo, and pro.irnoto to tho sublllct proporty for consldorotlonln tho solos comparison analysis ond hovo modo a 1I01l0r odjultmont whon opproprloto to rolloct tho mOlkot rooctlonlo lhasa 1I00ns 01 slgnillcont vorlotlon. II a signlllcont It",nln a comporoblo property Is suporlor to, or mora lovoroblo Ihan, tho suhjucl proporty, I hovo mollu 0 nugotivu odluslment to reduce tho odjustod solos prlca of tho compo,ahlo and, II a signillconlllom In a comporoblo property Is Inlarlor to, or loss fovoroblo than tho subjocl proporty, I hove modI! 0 posltivo odjustmenl to Incrooso Ihe edjustod solos prlco 01 tho comporoble, i" 2, I hovo takon Into consldoralion tho 10Clors that havo on Impact on voluo In my dovelopment 01 tho ostimoto of morkot voluo In tho appraisal roport. I hovo nol knowingly withheld any slgnlllcont Informotlon I,om tho opproisol report ond I ballevo, to the bast 01 my knowlodge, that 011 stolomonts and Inlormation In tho appraisal 'aport ora truo and corroct. 3, I slotod, In Iho opprolsol report, only my own personal, unbiased, ond prolosslonol onolysls, opinions, ond conclusions, which Of 0 subjoct only 10 Iho conlingont and lirnlting conditions spocllled Inlhls form. 4, I hovo no present or prospectivo IntOlost In tho property thot Is Iho subject 01 Ihls roporl, ond I hovo no proselll or prospoctivo porsonollnterost 0' bias with respecl to tho particlpanls In tho transaction. f did nol baso, ollho, partially or completely, my .nalYlls ond/or tho eslimate 01 market voluo In tho .pprels.1 report on Ihe roc., color, religion, se.. h.ndlcop, familial status, 0' nstion.1 origin of eltho, tho prospacllvo ownors 0' occupants of the subjocl property 0' of tho p,esent owner. or occupenls of the properties In the vicinity 01 the subjoct property. 6, I heve no presont or conlemplatod futuro Inlerest In tho suhlect property, ond nolther my CUffent or luturo employment, no, my componsation fa, pOflormlng this appraisal, Is contingent on tho appralsod voluo of tho proporly, 6, I wes not roqulrod to ,oport a predotermlned value or dlreclion In value thaI favors tho couso of Iho cliont or any related party, the amount of tho voluo estimate, the ollolnment of 0 speclllc result, or tho occurronco 01 0 subsoquent event In order to rocolvo my componsation ond/o, employmont IOf perlormlng the appraisal, I did not base the appraisal 'eport on . ,.qu..I.d minimum v.lu.tlon, e speclllc voluollon, or Ih. need 10 opprove a specific mortgage loon. 7, I performod this opp,alsal In conlormlty wilh Ihe Uniform Slandards 01 Prolesslonal Appraisal Proctico that woro adopted and promulgated by tho Appraisal Standards Boord of Tho Approlsal Foundation and that were In ploce os of the effective data of this opprolsol, with the o.ceptlon of tho doporture provision of Ihoso Slondards, which does not apply, I acknowledge that on estlmato of a reosonoblo time for o.posuro In the open morkot Is 0 condition in tho dellnltlon 01 morkot voluo and tho ostimote I dovolopod Is conslstont with tho marketing tlmo noted In tho nolghborhood section of this ,eport, unless I havo olherwlse stotod In tho reconciliation soclion. 6. I hove porsonally Inspecled tho InlOllor ond e'lerlor aroos 01 the subloCI property and tho o.torlor 01 011 properties listed os compo,ablos In tho appraisal report. I further ccrllly Ihat I havo noted any oppOlent or known advorso conditions In the sublecl Improvoments, on tho subjoct site, or on any slto within tho Immodloto vicinity of tho subject proporty of which' om aworo and havo mode odjustmonts lor thoso advorso conditions In my analysis of tho prope,ty vo!uo to Ihe e.lent that I hod markel ovldonco to support them. I havo also commonled about tho olloct 01 tho adve,se conditions on the markotablllty 01 the subject property. 9. I porsonally proparod all conclusions and opinions about the real ostalo thai woro sot forlh In tho appraisal 'eporl. If I rellod on significant profosslonal asslstanco from any Individual or Indivlduols In tho porformance of tho opp,alsal or tho preparation of tho appraisal report. I havo nomod such Indivlduallsl and dlsclosod tho speclllc losks porfoflnod by tho III In the roconclllollon socii on ollhls oppfBlsol report. I ccrllly Ihol any Indlvlduol so named Is qualified to porlorm Iho tasks. I havo not oUlhorlzod onyono to moko 0 chango to any Itom In tho report; Ihoroloro, II an unouthorlzod chango Is modo to tho appraisal roport, I will tako no responsibility 10' It. SUPERVISORY APPRAISER'S CERTIFICATION: II 0 supervisory appraiser signed Iho appraisal reporl, ho or she cortllles and ogreos Ihat: I dlroctly suporvlso tho appraiser who propared tho appraisal reporl, hovo rovlowod Iho appraisal report, ogroo with tho slatemonts and conclusions 01 tho appraiser, agreo to bo hound by tho oppralsor's certlllcations numbored 4 through 7 obovo, and alll taking full responsibility lor Iho oppralsol a"d Iho appraisal report. ADDRESS OF PROPERTY APPRAISED: 8 Washinoton st S Mechanicsburo, PII 17055 ~~~~::~~:r'. 51010 Cort;~lon N: or Stolo L1censo N: RI.--0005116-r, State: PII e.plration Dato 01 Corlillcation or L1ce:1SO: 6/30/95 SUPERVISORY APPRAISER (only II ,equlredl: Slgnotu1o: Name: Dalu SiUllcd: Statu Cmlificnlioll II: or Statu liconso /I: Stotu: EICpimtinn DiltO 01 Cmlificillion or llcUllso: D Did 0 Did NOI 'flspecl Proporty F,oddio Mac Fo,m 439 6.93 Pago 2 of 2 Fonnlo Moo Form 1004B 6.93 'hi, 101m 1'1" rtp'oduud by lI,wl.d 5y"""' noli...... CO/nptn, 1"001 unp.II'" . (',. V'''' -, . i\Er~:: Cut1&Cf.!..,'=\ND cow :;-, "'~':;L ~il7,nE I,"F'1;..l1';7 :ON DATE 10/07. OI37~l!C r ~Ir~r It I'Ar:.Cti:L TF.L/EXF r-l',tr\:~:... ,~...J.".r:t!:. '; uviNl!::. 'n ;-'IM~IE. MHJ.i_H~G AI:IOr~i'i_:;~. "".... "-,-' --\.",.;...., , ,- .. .i...i ~dtt.,Ci..:(... FAif'r:1A {"'If ,;'lA .;'L.i1';TED \~AY ~AMp ~[L~. FA 17011 :'-OC,;T :.i:N. ~X7~A LGC~T:JN INFORMA~:Cr:: LOT SJ.;:E, I ;.,f\i!':;",L.,.,r, 1H,;F::: 1110 leI':; i'Of\ I I_tiNT> DE3CF.1i'T :01<11. : i'H~;;O\j:::>Hn.i~" . _,~E=C;:'-li rzct4. CI..A5r3 ;::::1:-[;:'.- ;;::::. - -L..(11~D . }J:5E St>lL.E2 r-r::CE,.\!:;::.r:540 ""jo _ ,~" -....t,,;WI.:.. '~l~CG~i,DLri:':, ~- ,:: hU111"L N.;r::;'iUi::: F\1'IC~\ r":i.j ";';3 ;'r,O~H ;;";:::1;1 3Y 150 AVc;RAGE PEF': ';'I.D/OF. ,1:<: ,;cru.;; ~Q' 6&-~ SRi: E fLAN L . DB 4-J FS 40 }'(wUEi! ,:,~t=-F,,'tl~~ niJl~::-lfiG --'~:': Zf:.;; ::;;. ..i!tc:.i aGUH~E ,~E~". 1 1'-.. -l,j';/'G3 ;.gED ;:'001< ~-\ ,',_ :~OL ::'~13E. ,,--,..--.~""" ,.... M.J;;t;.;.oJ_il~."!j'. ;':"~0ti:~ i ~'f. ~!o ..~,:, -~f>'ir ;(\rAl;-icl;-t'j. --,& ~,":::lO 'Tor~;L~ ;:, s.. : Pf\e::~,' : OU;3, O~~N~;; ~ ' ~:;:.- ,:c:~-.,r;-":7=:n :;r--r!~,T'!:- ...~T"":i. N;'f,'/ C:-;F.! 2:,:1.;', E7 .iL ot: /::Q-"'t~~ . ',' " '........ .... "".,.""" . ...... .John 11 K,leger ProP.lly'OUCllp,lon UNIFoA RESIDENTIAL APPRAISAL REPaA FII. No. S1I1NIJJ,-2 ProPllr1vAddreu 707 Ilummel Avenlle~ L:,1vl.CIllQYJ1C -";UAlft PA 111lCodB 17Q.13 l.o.1 Do.eliotlon Lot 6BA <::n,.l.l nil ~ 1'1 nil 1 nnnd 1\,-.-.1, ~,I P,'on ~ en"n'v (', noh.... r I :",.1 A.....o'.. Parcel No. 1?- ??__R 711._1 1 R 1,n YOIII 1 qq4 n I, 'A'"'' 1. 162.31 Ollod,,1 A.....m.nl. . Nnnn Borrowe, Cur",,,t OWflllr r.'ol.:1o",,/Pal' ~h i ndl f1r ()cc:ulllllll I IOwllor I X I 'un'l1ll IVllc.nt Pron.rt...~rlnhl. lom"l,oll I X I FilII Shullln I Ilolllohnltt I !'mlnr:l hllo I I PliO I _ Ifnllllolllinlllln lInmlVA onlyl 'lOA tNI ^ IMI), Neighborhood or ProlllC1 Nlllno MAIIIlnhllnnc8 SM:jllJ/1?Ml Crlll.lI. hllcl ell Clli S.I.. Price IN / ^ Oall 0' SlIlo N I ^ IMlerlllt/on .n,1 . 811\l1111ll nllf)fUI ctuu{JIl./r.UIlCG.,IOll. to h. Illld hv loll., N I A llnd.r/ClIe"1 r.>cl-=tol'nl pp.I'ri,..~.n ~t,inrl1nr Addle.. Ann..I... ,1..,1, I(r ^",ho.. :>r.:> WI 'If II It" WilV (';'III/) III PA 1 '101 Loc.llon X Ulben _ Subwh," _ IIulel p,.dumlnlllt Slngl. 'Imllv IlOu.lng P,....nt lend u.. 1)(, Lend u.. ching. Oulll up ! OV8r 169<. ~ :16.169<. _ Unlt" 26% ~UPI"CV ~1~, ~~~\ nile '..mil V Cl(l [][]NIlII..II, Dl'''!' Orowlh,.I. nlpld 2t Blehlll _ Slow X OWIIlII 90 (,n low "0 '-4 tamUv 1(1 DlnPlllcm Property veluu X Incrn.lng ~ SI.hl, _ Decllnll1g ..... hrllUtt gO lliuh no Multl-famllV To: Dem.nd/.upply .;,:.. 8hortaOll 2t In h.l.nel _ OVI, .tlJ1flly X V.c.uIIO 6~i>1 I ''fodolllhllml I COlllmelclal Mllk.lIno time X Und., 31no.. :)-0 mo.. Over 0 11I0'. ...... VI"nl IOWII Ii "'I no 70 C I Not'l Race and the racial compo.lllon 0' th. n.lghborhood .,. not .PPlllul laclo,.. Neighborhood boundellu and ch.ractoll,UcI: Lac;) l'p-rl in l ho norollnh of J~('moynp in il 11G i nllborhood of . ....:1. .1. . flctoll th.1 .Il.ct th. mllk.l,bUlly 01 the plopelUes In th. neighbolhood Iplo.lmllV to enlploVlIIllllt ,nd 'millimes. .mJ1loVl11ent .t.bllily. .ppulto hlllk.I, .tc.l: .~V i" n :> IInH nlnpr hnmn in nnnn ,...,nrtHinn, , hn" hnnn T~ i" "In"r> I'n nIl iUr>" nnd t,he" "rp ','''''in w"lkinn r'!icl'nn~o (. I~nrv nnn Mlrl,lln - I 'I'hnrn "rn nn :,"nnrnn~ \In' "ff.,,.~i nn 1 i ~v .~ . , Mllkel condition. In the ,ubject neighborhood llncluding ,ullpnr1 101 Ihe .Imove cOIll:lu.lcm. flll,llld 10 Ihe "lIlltl of JlIOPlllly vllulI.. dem,"d/.upply. and 11IIlk'llng lime . . luch II dal. 011 cOlllp.lillvo pro'lorllu 'or IIle In tho l1ulghhOlhootl, do.crlpllon 01 lhD ,"ovnlunco 0' 18101 and 'inanclng cOl1colllon., olc.l: There i" financin" readily availabln ami comnet'ltiv(' Illilrket condil'ion" exist. Current interest rilh~" are conducive t.o stimulalln<;1 l'he Illilrket. Hal'e" are at a fairlv attractive level. r- Fx Ff F- l- i- '-- . p,oJ.ct Inlormatlon for PUD. III appllcablol' . I, Ihe davolollotlbuildo, In conllol ot Ihe 1I0rne Owne'" Anoelallon 1I10A)1 D VOl . Approlllmete tolal number at unit, In tllIt IUhJect PloJecl Nt A ^Plllo.llllllle tot," 'lIIlllhtH tlf unlll lot ",Ie In tho .ubjuct prolecl De.crlbe common elomentl Ind ,ec,utlonnl tacUitlo.: N I ^ Dlmen,lon. 11; v 1 GoO Topoor.phy Site arn . 1 2 acre COlne, lot U YOI llU No 81/11 Specific zoning cla..lflcatlon and do.crlptlon R01- Si no 1 p. 7.nni no. Shalle Zoning compUance lXllegal D legal nonconlofllllng IOlllldlalhltlld 1I111! D 1I100al D No lonlllO Or.lnnge filghllll & bOIl UI8 al Improved 00 Prolonl u.o D Olho, uso (011 pIn In) Vlow n UIIIIII.. ~c Othllr OU..ltalmprovement. TVpe PuhUlll'rlvolo Land.coplng ^vera<Jc Electricity ..;, StlllOt Macadilm I ~ Drlvowoy Swlllco NOlle! 0.. -4- Curb/Ouller Cancreh~ X Applllonl [U0Il10111l NnnA W.IO~ ~ Sidewalk Concretp. rEM^ Special flood Italnrd A'ea D Ve. lllJ Uo S.nitarv S.w.r ./i. Stroo'lIghll Electric X HM^ ZOllO C Mop 00'0 1:>-~~7q Slorm Sewer J[ Alloy Rp;tr rEMA Man Uo. " Commenl. Capparonl adver.. 1I.lOment.. encroachmentl, .poclal .IIollmonll, .lldo 8,on., Illoonl or 10(1nl nonconforming 70nlno UIO, elc.): 'I'hprp aT'" no .,.~. ."L "or>el,,} """ It", "lirtn i110"',,1 or 10..,,,1 n.., 7nnlnn II""" OENERAl DESCRIPtiON EXTERlOn orSCRlPTlON rOllrm^TION UASfMCUt ItlSUl ATlotJ No. 01 Unit I 'l\.Jn Foundollon ~I'nn~ S101b Nn Aron Sq. fl. 1 _ n?R 11001 No. 01 SlorlOl 'lWn Exlorlor Wall. CllIwl Sp.,co Nn % flnlshod n Celllng lJnk Type (OeUAn.) noot SUllaco Mnh ~hnn lJlIllfllllonl Full COIliI'O .u.o.lsL- Wall. lJnl< Oollgn (Slylo) '- ~I'_v Oullol1 & Own'pl', l\1"m~ mlln 61111111 '\111111 Nn Wnll. ~I.nnc~ floor hl.tInO/Propo.od .Exiata...- Window Typo nh 1. hunn OIlI1lJlIIIIII No rloor C Nann Age lYre.) ~q--"- Storm/Se,olln. Bol:h SolUonumt NOlle Ilohxl Oul.ldo entry No Ul\kno,.,n Eflocllve Age (Yr.. I 1 r; Monufocluf"d 1I0u.e Nt Infollollon Nnnp n\t i rl n nOOMS Foyor Lbillg DinIng Kllchon Oon r4Hlllly I1rn. Hoc. fhn. Dodroollll fI Uolh. ONo N/A Level Averaae for neiahbal'hd RGctanl)lIlilr nnn..,,,nf'n . : O..",.nl Ellovel1 mLevel 2 1;1 I!!I F1nl.hed fHee above marin conlaln'~ I': INTERIOR M,terl.I./Condlllon . Floo.. \ir'! wn. WaUl P1 Trlm/Flnl.h W<VV1! "vnr Oath FkJor \1-1....,,1/[1 rf.\r Oalh Walnlcol oT ::u:!J.pr/r1vpr 00011 Hnlnfi 1 '"vpr laundry Olhor Aroa 011. n. 1 1 1 1 1 :> 1 1 . ~ 1 1. fl:>RI 1, fl:>R 8 Room.: 3 llmltooml." flEATlNO KITCHCN [aUI~ Typo FHA Rohlgnrlllor 4 Fuel Oi 1. ftOllluo/Ovon 1- CondItion AUf.\r Oltpolnl _ COOLING OlshwAlhnr ~ Cnnllnl Nnnp rlll1f1lood.l. 01hor MlelfoWIlVO _ Condlllon WOIlhollOryor rlnlshod Addltlon.lleatUI" (.pnclol energy efUclonl 11111'.., ole.): Recont tv nf} i nted in l" pr i or , to 2nd CondItion 01 Ih.lmplovemenl.. dnpfeclatlonlphYllc.l. tuncllan.l. 1l1ll1111tnlll/llI. IIIJlllillllltlldlld. qunlily 01 ClIllslluelloll. 11l1110dellllllllldclillon.. IIlc.:'ttho i ." ,~rp nf "'''''!ranr> "nn"~r""" I nil in nve,'nop cnllrll Hnll wi ~h nn :~~ 2.5I1oth'.,: 2 056 Mile r- ^MfNlll[S NOIlII rJroplacol'I" _ 0 Slall' I;( PI1t1o po:.:. Drop Slolr ~ Dock Scutt I" ~ F'ront rloor X IlotllUlI ~ rx POIch rnneo 1'001 RClIJare Foof 01 Oro.. lIvlnn Allla CAn STonAOE: None D 00100" Altachfld 1l On1nchod Oulll.lr, Corpo" Orlvowoy . 01 enr. fairlv new roof ilnd new . Adven8 environmental condillonl (1llIch n., hut Ilollirniln,t to, hntllldoulI wnSlos, tOlllc lubstmlcoS, "Ic.) prntlflt11ln tho hfllllllV(lIlIlIlIIS. on Ihu Iilo, or III Iho Immedlllle"lclnllyollhn.uhlnctpfOpnrty: 'rhere apncl1rs to he no adverso [1nvironmenl"ill conditions in ~ho j -'lnt'n vi"inil'v nf I'hn ""h'\n...I' nr..,nprf'" r..:ld.. M.c fDl'" 10 G'i1J "... foun WII,.plfKhlC.d b1 U."'.d !o,....". :;011"'''' Compl"1 tlllJUI Uhllllll" f'''U~ I f....... Mill 'onn 1004 to IJJ .Johll It Kncyo, Valu.tlon Secllon UNIF RESIDEN riAL APPRAISAL REI' T fil. Nu. :HII NIlI ,-2 ESllMATEOSIlE VA'UE........ .... ....' '_. __lJ.!,lJ.l)Q CUlIlIIlt'lll. Oil 1:0', '11111111 Illl.:h 11ft. hnllfl.ll III nllll OIUlIlllh', ESTIMATlD REPRODUCTION C05TNEW or IMPROV[MrtUf.: luln "'.lhlll, MllI.lllllllnt 1:lIlnd.lll"" itllll. 11If lillO, VA IIIllI 'milA. 11... UWllllino 2. 05.fi !;ll II. ~ $_1U__ ,.. __Ul,~'J(J_ 1",11I1l,111't111U1I IUIII.\! 1'llllI""li,: lilt, III 1"11'11111"'11..". _lilli. ('()~il' 1. U2.ll "" II ~ 1 U - U,1.1'1_ !l1'1'rJJilt'IU ILilL'U1.LCll-1la1u!.L1.11o . rm:oh . 2JJ)O(L .MilL:.illulL1LliW1LLuu.wo IlnCJLi.luJusled "".g./CIII'OII 510 6'1, II, ~ 1 10' _-5J.100_ .LQ...J.Q~i1Lbuill.llllu-cosl. '1'0 llJl.:i is 101.1 [01""".<1 Co.1 uow:'1 " . " . " , '1" , , , , , , " .. 9'1. Bu'L not;..! ell 1I1\Lm:prl'('1 ull on liS observed. . l... Phy.ical r uncllon,.! Illtellllll 97, B(ltt llapl.c1.t1o" 11\ r.nnl 11 7dd.1 26.121 Iltlpf.clallld ValulI 0' hIlJlfflVnlll.UlII . . . . . . . . . .. ....... "'. 71 J" 40 -A,I,- Velull 0' BlIllllllllrnVOlIUII1I, . . , . , . . . , . . . . . . . . , , ... 2 J 000 INDICATED VALUE BY COST APPROACIl "IlPlll,lllq<,J, . 1 q 1 4111 ITEM I SUBJECT COMPARABLE NO, 1 707 IlLUlunol Avonuo 320 lIullullol Avenue ..dd.... , , "^ Lemoyne, PA Pro.lml'., 10 SubJeCI A So'" f'llc. 1 N I AI. f'I~./OI." Llv, Ar.. 1 dd d'; J2I 1 ,~ ~ 01 DII..nd/oIO ",Y, , . ~~~p~~~ Mul~!I-li:'lt VlllUcatlon BOUfce. :)11h I t r rnr In lh 1 1,.., -<I VAlUE ADJUSTMENTS UCGCnlflllON I>lSCllU'I'UN t H A.till.lllI.nt COMPARABLE NO, 2 ~11 IJrillgo street I ~moVno . PA 1 ~ miln" qr; nnn . . 47.(,IIDI Multl...list p"hl'" rm",,'d COMPARABLE NO.3 214 westovor Dr ,,~,,' ,", nnrl "^ 1 ~.;"q..." 0., r.nn 1 1 r., l' [']1 Mul~i-list 11'""11" Q1,1l01l Sal.. 0' Financing Cone...lone 0,'.01 B.lefTlm" 11_ I A.:=QA Loelll.n I h-hnn IIrhnn L....h.,d/r.. Slmpl. r.nn ," ~~ 1 ~ r.n" ii i'll" 1 r> SIl. 1 7 ""r... ')A n"r;" VI.w ^v, .,,, D"'gn.ndAppe.1 ') ",~v/711nll' ? -..."....\ t Qutl.lroIConeIIl,KIIO" n_"~I~/Rttl," ~r--:.r;-r"";""'1:11 Ag. 7~ - ..."t vr" 1~ ,,~I, -;~r~ Condition nvc....nnr: Above Orade Tot'" Odlnlt nalhl flllll ndlllll Oath. RoomC.unt II 'l?r. 1 d 1 0101' Living Area "} nr;,; Sq. fI, ? 71 Q Sq. n. mD.lemenl 8. Finllhod Full Full B Itoom. Bo'ow 0'0<1. no. 1'1 nl d, n~-;: 1 n I "h ~ runetl.".1 UlIlity Mmuilte lIUCUUil):P "..lIng/Cooling 1'1'''' cj:;";~'T [nergy Efficle"t Item I --;.--. Olllllge/C.,porl 1 -nrlrilnp rorch, Patio, Dock. Porch nrllJlIIIColll. elc, Nnnn rence, Pool. otc. Nnnn other 266 orocnlllf lOti Other 253 Nnnn d_l<1_<1d . H ^dju'tllullIl OtSCIUf'f ION . H ^dJU'1I11C1lI1 EelLS ilJ1n.L\Ll 'Iii "pru . ~~~~ 267 IL10...Qd 1I""~n "n" <;1rnol" In "prp _1 . nnl) "7-;;;"u '7,,,,11- 1l~1,,\; 'nnll,,1 ..1A ur~ n:~,r~m -1011 ^vP!'ag" ') "ar ,101, Porch Nrm" N;:;;;"" _1 nnn ? "I'u, 'lllnil- '",111m ~o ""I. vr" ^V0rilnt~ lollllludllll.l lilith, -500 11_1 1 I 'l ...(, r.nn 7. nd~ SII, It. Full n'l, ri n I "h AU'2'lUalp FIlAlno::e ^vcrilCl ' -2.01111 4 p"r.'d- Porch r~OIl" NOIlO lolal nd'lll. IIAlhl -500 m 1\ 2 Inn "1 4q(j Sq, roo ~~l~lnl"h _lId<'nual" .;:;j,,, I\uo~~,,~ J. (II'" .2...J:"r - I nl'o Porch l'1illJ\' Nom; '500 ~ r.nn -1,000 Uol. Adj. Itolal) Adjulted SalOl Price .1 C.mp.'.~lo $ II~, <1nn $ qn, 1 ()() $ Commenll on SlIlftl COll1pAlilunlhu:hllling Ill" IUhjnt:lllIOllrlty'l Cflll1lllllihihlv 10 the Iln1llhhOlhootl. fllc I ^ 1 I of l- hp. COl1l0Cl ra 11 1 a rent'al lln1 ts w!re ehoson h"ealls" l'll" 1 iloolilliLis...!'iJy.in.uiQLJ h(L.LlCJ.ll~~~IJlJ" nives liS il !J'-oss mont'hlv [('111: fild'or 10 i\l)nlv to lh" Incollle Aunrollch 1:0 value of I-he sul)'leel' DroDertv. 'I'ho lillltllo[(1 llilVS for th" h"i1t' fO_L"tl]e subjecl: nropertv. 51'0 addendulll f()~1!lpf\l-1 S011 of Ill\:QUI~Ll1Il!LJ~~lillllS!.llLlor oileh of Iho comnnr;,h !Llii.ll.es and Jll!Jxlecl lJI!lI''''+ v ITEM SUBJECT COMPARABLE NO.1 o.t.,Pllc..",dQ.1t No sale No snJ.a within YCilr 5our" 101 pIIO,..III, wj thin yr ""II.n,.., ol'PPf..ul 11 , Ixl, $ - 1 0..JJllL I' IX 1- $ J- -7,100 Txl. I 1- I 5,O.Q!.l Qn.nnn COMPARABLE NO.2 No Hille ~t1lhln YOilr COMPARABLE NO.3 No sale wllhln YOilr An,t,.., Cll ""'1' (1It1,nt IlIiIlf,mlll't 01 ul.. Dillion, Of t..I"'G 01 It... '''''t''C! l"OJH"'I't' .,..1 .".1'1''''' 01 'If', ,,,,ot ..'n !II ",1,)...1 .'..1 t'''''11I..I.I.., Will." Dl>f' '1"" III II'" tI,., "r '1'1"...11I: There is no current' ilnreelllent of si1lp. ilnd t'ho Ill-overlv 1s nnt 1 iHl:ocl for s<1lo. INDICATED VALUE BY SALES COMPARISON APPROACH. . . , , , , , . ' , , . , , . . . . . . . . . . . , , , . . . . , . . . . , , , . . . , . ' , . . ,$ 91 .000 INDICATED VALUE BY INCOME APPROACH IIf ^llpllcllhl,,1 Ellimated ,"""knlllenl $ 900 IMn. , OUlulhlllt Mulrllllinl 1 n? _ $ q 1 . non The appr.lsall. nllldll(][) -.1 II- Dluhjecllo Ihe ,,,pair., 1111111.11011', 1llIllftc!lnlll, 01 c:o/llfillolll IIllflll hrtllwl.=:.J IlIhll,r:1 In Cllllllllflllu" IUIf pllllllllllll I'lftclllclltlnll' Condlllonlo'Apptallnl:'l'he llonr(lls(ll rel)nrt Ims bp-('1n nrnoflrpd willJ \"11(\ nrnilllf-Ly in II(lS isl' condil:ion. No renalrs aro nec<1"eJ ot:.....I:.Q!llllrod. r1n.lnoeo"elllollu,,:'l'ho Milrket tJill'il Annrollch d"flnes 1'110 1II0sl' n'llil~aL.Lmill;" of Mill'k"t Vallie. 1'h", Co~l' Annroneh'--!Jpnnrillly bill' nol' illwJ.YlL spl.~ llJ!L..Um'<'r 1,111I11' of . Value. 1'he Tneolllp. ^vproach is \10i<Jht"cl hOilV1 Iv In tills InpolIIP nr'on"rt'v. HI fhll pmpolll 01 thll 1111I""111111. to elll.nAI" thlllll/lllo.ct "'/111111 III thll InAI PIOPI!lly 111/\1 Illhn luhjllel nllhll l"pUlt, IIAlmtll1! tI", Aho\ln ClIllIliliunl Illlillhn cn,liIicllliull. ~ eOIlUngllnl IIlId IlmltlnQ camllliolll. IIml mA,lo:nl v/llun dnlllllUon thAI IIullIIAlr,llnlh" II!lnch",t '""Mln Mnr. 1111111 ,13911 d....I" M.1I11 (lllU IOo.1II1111l...11flll I I lWEI ESlIMATE HtE MAnKET VALUE. AS DErlNCD. OF Hit nEAl rllOptlnV fllAT IS HIt SUB.lrCf OF 1I11S n[POnf. AS or .licptp.lTlber 30. 19911 . IWllICtt IS litE DATE O'1~N~SPECTlON._A.N.O ,'IIE..~FrECllV.E DAlE or 1UIS IUPOftlJ TO DE S ~1Ult APPRAISER: J L~ fiUprl1Vl!wnv AI'I'IlAlSrn IONL v IF IlCOtllllro" Slnnnturc ,/1, .7 # I{,~t( ( ~.~ L- ~1I",'It1111 NIIRUt .1nhn H~. -Kri pnflr -/ Ualllu Dale nenoll Slnnnril Slllte CcrlillcaUMC' II 0, Stato Uconr.o II I~I ,. .nnnl;nr,,_f. '''dd,.M.c:fOfm 10 O.ill DOid DUnl Uol 11I!;lwct 1'101l"'tv lit.lln !;Ialn !'h Ualllllullflfl BiCJlIlIl1 HllItn CllItillcalilll1' Slfllu 0, matn Iknn';1l . Slnhl I,", lo.m .....'l'>llI.t.ot"lt II, 11Ioll'lt ",'1"'" .,..'1"". 1."'"11.''' 4111;0'1111.111/;'1 '1'"","1 '.'....M.l' lOll" 1004 11IIJ . . . I Borrower/Client Add.... 707 Hummel Avenue I City Lemoyne County Cumberland l.nd., CI.n Ellelal Pel,lcle Shindler 51010 PA ZIr> Codo 17043 l~ " Addendum Appraisals of small income properties are done comparing the sales price of the comparables with their gross monthly income. The ratio determined by this comparison gives us a GROSS MONTHLY MULIPLIER. This is then applied to the gross monthly income of the subject property to estimate the appraised value by the INCOME APPROACH. It assumes where comparable properties are used that expenses are comparable. In this appraisal comparables were chosen where the heat, taxes and insurance was paid by the landlord. Where the rentals were estimated or vacant, rental figures were used from typical rents for the location, type of units and amenites. Sale Monthly Income. Sales Price GROSS MM . Sale # 1 $ 940.00 $ 96,000.00 102.13 Sale # 2 $ 900.00 $ 97,500.00 108.33 Sale # 3 $ 975.00 $ 93,000.00 95.36 GROSS MONTHLY MULTIPLIER as determined by previous sales= 102. Subject Property: Mo Inc ( $ 900 ) X GMM (102. ) = $ 91,600. Estimated Appraised Value by INCOME APPROACH: $ 91,600. TNt 'Ofm "'.. "Pl'oduud b, U,-.ttd SUllms Solh'nll ComPM'l, l8oollUllI.Un1 . BUILDING SKETCH . Borrowe,fCllenl Add".. 707 Hummel Avenue , Cltv Lemoyne CounlV Cumberlend l.ndor/CU.nl Eelolel Palrlcla Shindler SI.I. PA ~, . ;! ,. , Ii'R .t. " ~ ~ I~ Ijrl ,,1 1(' r Dr" I.''', " t '1 t- ,.. IU? . ~ I"ll ~M ~ (1,'.' Pell.,'I' :'1,' :14 1'1 7c Ij'! ,Ioo, Ii,? t - I" I)" ," I 1,'.1' ,1.....1 I' '5 ,. ftolllllMm w.. ItptDducl'd b., U",t..t 8wtt.m. Boltwll' C_pln" mool '''11 "'" . Zln Cod. 17043 eJECT PHOTOGRAPH ADDENDUe . Borrower/ClIent Add,... 707 Hummel Avenue . City Lemoyne Coun'y Cumberland L.nd., CII.n, Eelele! Pel,lcla Shindle, \' StAin PA ZIP eml" 17043 FRONT OF SUBJECT PROPERTY STREET SCENE .JECT PHOTOGRAPH ADDEND. Bo"o"w.r/CUent Add".. 707 Hummel Avenue CI'~ Lemavne County Cumbe,land Eetata' Pat,lcla Shindle, 6111. PA lOll Cod. 17043 "....- Ttllll.m "'. IIp10duud by 1JA1"1"I~ &olln". Com,M'f' 11001 "n-It': . . . . LOCATION MAP Bohower/Clilnl Add".. 707 Hummel Avenue , CIIY Lemoyne CoUnlY Cumberland Lond.r/CUonl Eslalel Pal,lcla Shlndlar Slale PA Zip Cod. 17043 Thi, 'OIm wII'lptoduud by U,Mlpd SrJleml Solt....... ComP.,w moot 000 0727 ~ John H, K,lege,. .~"' No. SIUNDL-2 DEFINITION OF MARKET VALUE: The mosl probable price which e properly should ~ In a competitive and open .markel'unde, all condllionl requisite 10 alai, lalo, Iho buyor and lellor, e8ch acting prudently, knowledgeably and Illuming Iho prlco II not allacled by unduo sllmulul, Implicit In Ihls delinllionls Ihe consummalion 01 a lale as. o. I Ipecllled dale and Ihe passing o. title Irom sellar 10 buyer undor conditions whereby: (11 buyer ond selle, aro Iyplcally mOlhlllod; (2) bOlh partial aro wall Inlorrnod or wOII odvlsod, and eoch octlng Irr whal ho consldo.. hll own basI Inlaroll: 131 0 ,oasonablo limo II allowed for exposu,o In Ihe opon mD,kel: (41 payment Is made In lerml of cash In U.S. doll a.. Dr In terml 01 linanclal arrangemanll comperable Ihereto; and 161 the price represonls Iho normel conSldorollun 10' Ihe prope,ly laid unallecled by special 0' creative linanclng 0' lalel concessions' gllnled by anyone associated wllh Iho sale, . Adjullmenll 10 Ihe comparables musl be made 10' special 0' creative linanclng or soleI concessions. No adjuslmenll lie necessary lor those COlli which are normally paid by selle.. as a ,esull o. Iradllion or law In a morkel areo: Ihoso COlli ore ,eadlly Idonllllablo Ilnce Ihe sello, paYI Ihose COSII In virtually 011 solos tranSacllons, Spoclal or creotlve linlnclng IdJullmenl1 can be made to Iho comparable properly by comparisons 10 Iinonclng lerma offered by a third Plrty Inllilullonll lander thaI II nol already Involved Irr Iha property 0' Iransactlon, Any adjullmonl Ihould nol be Cllculated on I mochanlcal dollar for dolla, cosl of Ihe linancing 0' concession, bUI Ihe dalla, emounl 01 any adjuslmanl Ihould app,oKlmale Ihe markel'S roaclion 10 Ihe linanclng or concessions basod onlho approlser'sludgemenl, STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: Tho appraiser's certlllcalion Ihal appoars In Ihe upprolsal report Is lubJecllo Ihe following condllions: 1. The app,alle, will nol be responllble for mellerl of a legal no lure Ihal effecI ollhe, Ihe properlY being appraised or Iho lllie 10 iI. The appralsar assumes Ihal tho title Is good and markelabla and, Iherofore, will nol rende, any oplnlonl Iboullho lille, Tho properly Is appraised on Ihe basis 0111 bolng undor responSible ownership, 2, The oppralse, has provldod a skalch Inlhe approlsol repon 10 show approxlmole dimensions ollhe Improvemems and Ihe skelch II Included only 10 asslsllhe ,eoder of Ihe ,eport In visualizing Ihe property and underslandlng Ihe eppralser's dOle,mlnatlon ollIS sl,e, 3, Tho appraise, has oxamlned Ihal available flood maps Ihal are provided by Ihe Federal Emergoncy Managemonl Agancy (or olhar dala sources) and has nOled In Ihe appraisal repon whelher Iho subiacI slle is localed In an Idemilled Special Flood Hazard Area, Because Ihe appraiser Is nol a surveyor, he 0' sho makes no guaranlees. expressod or Implied, regarding this delermlnatlon, 4, The app,aise, will nol give lestlmony 0' eppear In courl bocauso he 0' she made an aplllalsal '"~ the properly In questloll, unless speclllc arrangemonls 10 do so have been made belorehalld. 6, The appraise, has estlmaled Ihe VAlue 01 Ihe 01 Ihn land In Iho cas I approach Al i1s hlghesl and besl usa and Ihe Improvemenls atlhel, cOlltrlbulory valuo. Those separalo valuallolls ollhe land alld Improvemollts mUSlllol be used In conjunction with ani Olho, appraisal and Aro Invalid If Ihey are so used. 6. Tha appro Iso, has nOlod In Ihe appraisal reporl any Adverse conditions lsuch as needed repairs, depreciation, the presence of hazardous wastes, 10xlc substances, ute.) ouscrvod durino tho Inspectiun 01 tho subjCl:t property or that ho or she became aware 01 during tho 1I0rmal research Involved III performing Ihe appraisal. Unless otherwise slaled III Ihe appraisal report. tho appraiser has no knowledge of any hidden or unapparent condilions 01 tho property or adverso environmental conditions !including tho presence 01 hnzardous wastos, toxic substances. otc.1 "lilt would maku tllO proporty more or less valuable, and has assumed thnt thero arc no such cUluJitiolls and makus no guarantees or warranties, expressed or Implied. regarding tho condillon of tho propClIV. Thu appraiser will nol bo responsible tor any such cOlldillons thai do exlsl 0' lor allY ellgllluurlllg or lestlng Iholmluhl be rUllulrud 10 discover whetllU' such cOlldltlons axlsl, Because Ihe appraise, Is nol an experl In the fluid 01 envirolUllenlal halards, Ihe appr.'sol reporl must nol be considered as an envlronmenlal assessmunl of Ihe properly. 7, The appraiser oblalnad Ihe Inlormallon, eSllmales, and opinions Ihal were exwessed In Ihe appraisal roporl from sources thaI he 0' she considers 10 bo rollablo and believes Ihem 10 be Iruo and correcl. The appraise, does nol assuma responslbllily 'or Iha accuracy 01 such Items thaI we'e 'urnlshed by olher parties. 8. The app,alse, will nol disclose Ihe conlenlS O. Iho appralsal,eporl except as provided lor In Iho Unllorrn Slandards 01 Prolosslonal Appral,al Practlco. 9. The appraiser has based his or hor appraisal report and valuation conclu5ion lor an npprnlsal that is subjuct to sallsfactory complcllon, ropalrs, or al1erallons on tho assumption thai complotlon of the lrnl1rovornonts will bo performed In a workmanlike manne,. 10, The app,alse, musl provide his 0' ho, prlnr wrlllen consenl bollllO Ihe lenderlcllelll specllled Inlho appraisal ,eporl can dlstrlbule Ihe appraisal ,oporl (1lIcludlng cOllclusion. aboul Ihe property valuo, Iho appraiser's Idelltily alld professional deslgnallons, and references to any profussional npprnisnl oronnl/l1tions or 11m firm with which tho upprnlser Is associated) to anyone other than tho borrower; the mortuauee or its successors nnd D5S101\s; tho martuauu insUrtHi consultantsi profeSSional appraisal c,rOilnilatiolls: any stato or federally approved tillilncial insli1uUoll; or any deparlmont, agency, or instrumentality 01 the United Status or any statu or tho District of Colul1l11iil; U)u:opt that Ihu lendor/clicnlll1ay d'sl"bute Ihe propul\y descrlplloll seclion O. Ihe ruperl ollly 10 dala colluCllolI or reportlllg servicelsl withoUI havillg 10 obtain the appraiser's prior written consonl. Thu npprnisnr's wrillull cunsunt .,nd 1I111lrUVilI musl also ho olHDlnud huloro the appraisal can bu convoyed by anyono to tho public thruugh advmtisino, publiC folilliullS. nows, salus. or othor modia. Freddie Mac Form 439 6.93 Pauo 1 of 2 Fallnle Mae Form 1004B 6.93 Thl 'DIm ",,,.lplOltIlCW b, UI.'eo:l5,1..ml hll"'''. Cl>lflP,,", IIOO,IIID "21 ~ohn H. K,leUII _ . FII. No, SHINDL-2 APPAAISER'S CERTIFICATION: Th~p..lse' certllles Ind eg,eesthaU 1. . INve ,alearched the lubject merket a,el and have solectod e minimum of th,ee recent 10'OS of p,opertles most 1101111' Ind proxlmete to the lubject property for consldoratlon In Ihe sales comparison analysis and have modo 0 dollar Idlullment whon approp,lole to ,elloctthe morket ,oactlon to those Itoms of slgnlllcant variation, II a slgnlllcant It om In a c'mperable prope,ty II luperlor to, 0' more favorable than, Ihe subjoct proporty, I have mado a nogatl,o adjuslmont to ,educe the edjustod selel price of the comparablo and, II a slgnlllcantllom In a comporablo p,oporty Is Inforlo, to, or loss favorable then the subjoct prope,ty. I have made a positive adjustmont 10 Incroase Ihe edjusled salos price of tho comparabla, 2, I heve tlken Into conslde,atlon the facto,s that have an Impact on value In my developmont 0' the estimate of market vllue In tho apprallal ,eport, I have not knowingly withheld any slgnlllcanllnlormatlon from the appraisal ,eport and I balleva, to the bost of my knowledge. that all .tatements and Information In the appral.al ,eport are trua and correct. 3. I Itlted, In the appraisal repo,t, only my own personal, unblesed, and pro'esslonal enalysls, opinions, and coooluslonl. which are subject only to the contingent and limiting conditions specllled In thll form, 4, I hIve no p,asent 0' p,ospectlve Inlerest In Iho property that Is the subjoct of this ,oport, and I hovo no presont or p,olPectlve pe,sonallnterest 0' bias with respect 10 the participants In Ihe transaction. I did not base. eltho, po,tlelly or completely, my analYlls Indlor the estimate 0' mlrket value In the appraisal ,eport on the race, cola" ,ellglon, lex, hlndlclP. flmlllol etatuI. 0' nellonal origin 0' either the p,ospectlve owners 0' occupents of Ihe lublect property or of the prelent owne.. 0' occupants of the properties In the vicinity of the subject property, 6. I heva no p,e.ent 0' contemplated future Interest In the subject property, and nelthe, my current or future employment. no' my compensation fo, pe,formlng this appraise I. Is contlngenl on Ihe appralsod value of the property. 0, I was not ,equl,ed to ,epo,t a predete,mlned value 0' direction In value thet favor. tho causo of the cllont or any ,ellted plrty, thl amount of the value e.tlmate. the anelnment of a speclllc ,esult, 0' the occurrence of a subsequont event In orde, to ,ecelve my compensation andlo, employment fo, porformlng the appraisal, 1 did not base Ihe app,alsll "POrt on 1 'Iquasted minimum vllul\lon, 1 speollla valua\lon, or tho need to approve a apeclllo morlgauo loan, 7, I perfo,med Ihls app,elsal In conformity with the Unllorm Standards 01 Profosslonel App,olsel P,actlce thet were adopted and promulgeted by the Appraisal Slandords Boerd of Tha App,alsal Foundation and that were In place as of the e"ectlve date of this appraise I, wllh Ihe exception of the doparture provision of thoso Standord., which doel not apply. I Icknowledge that an estimate 0' a rea.oneble tlmo for e.posu,e In the open morkot I. a condition In tho dollnltlon 0' mo,kot value and tho o.tlmate I developed I. consistent with tho merkotlng time nOlod In tho nOlghborhood section of thll ,epo,t, unlo.. I have otherwl.o ..aled In the ,oconclllollon .ecllon. 8, I have pe,sonolly Inspocted the Into rio, end e.lo,lo, erea. of the subjecl property end tho exterlo, 0' oil p,opo,tlos listed aa comporablos In the opp,al.el report, I further certlly that I have noted any apparent or known adverse conditions In tho subject Imp,ovements, on the subject site. or on any slto within the Immediate vlclnltv of Ihe subject p,opertv of which I am aware and have mado adjuslmonts for thoso advorso conditions In mV analvsls 01 Iho proportv valua to tho extont that I had markol evldonco to support Ihom, I havo also commenled aboul the e"ect of tho adverse condition. on the marketabllltv of tho subjoct property. 9, I pe,.onally pre porod ell conclusions and opinions about Iho ,eal osleto that wore sot forth In tho appraisal report. III relied on slgnlllcant p,ofesslonal asslstanco from any Individual 0' Individuals In tho pe,'ormance 01 tho appraisal or tho preparation of the appraisal report. I have named .uch Indivldualls) and disclosed the speclllc tasks perfo,med by thom In the ,econclllatlon section of this appraisal ,eport, I cortily that any Individual so named Is qualillod to porlorm tho tasks, I have not authorized anyone to mako e chenge to env Itom In tho ,eport; therefore, II an unauthorlzod chango Is mado to the appraisal ,oport. I will take no responsibility 'or It, SUPERVISORY APPRAISER'S CERTIFICATION: II" suporvls",v apprelse, signed Ihe apprelsel ,epo,t, he or .he certlllos and agrees that: I dlrectlv supervlso the appr~, <OJ prepared tho appraisal ,eport, havo rev lowed tho eppralsal repo,t, agree wllh Ihe stalements and conclusioll' 'ho appraise" agroo 10 be bound bV Iha apprelser's certlllcatlons numbered 4 Ih,ough 7 above, and am taking lull ,.ibIIiIV for tho appraisal and Ihe app,alsal ,eport, ADDRESS OF PROPERTY APPRAISED: 707 Hummel Avenue Lemoyne. PA '7043 SUPERVISORY APPRAISER (onlV If required): Slgnatu,e: Name: Oste Signed' State Ce,ti cation .: 0' State License .: RL-0005A6-L Slate: PA E.pl,ellon Olle of CorllflcBlIon or License: 6/30/95 Signature: Name: Dale Signed: Stale Certlllcation .: 0' State License .: Sleto: E>>cplration Oato of Cerlificalion or licenso: o Old 0 Old Not Inspect P,opertv F,eddle Mac Form 439 0-93 Page 2 of 2 Fannie Mae Form 1004B 8-93 Ttw 'OIm..... ,,,,,,oclllClod b, U,..IM I,....nt hI.".. Compen, 11001 lIto,un R(V.. llOS EX. (4.181 . . ~ ~ r"OMMONWEAL TH OF PE,.N5YLVANIA INHERITANCE TAk RETURN RESIDENT DECEDENT SCHEDULE B STOCKS AND BONDS ESTATE OF FILE NUMBER PATRICIA A. SHINDlER (All property jolnUy-owo'" with RighI 0' Survlvo'lhlp mU'1 be dl.clo.... on Sch"'ul. f,) ITEM NO. -1994-19940867 DESCRIPTION VALUE AT DATE OF DEATH 1 HErr' LIFE TAX FREE FUND A 2 HErr' LIFE CAPITAL APPREC FUND A, 2594.689 UNI'IS AT $9.68 3 OOlDNIAL FEDERAL SEe FUND, 10.04 UNI'IS AT $65.2532 4 SMUll BARNEY ACCOUNI', SEE SCHEDULE ATI'ACHED, LISTING cnIPOSITION OF ACalUNl', WI'I1I PRICES. 5 JMB INcc:ME PROPERI'IES, 5 UNI'IS, AT $760. 6 ML MEDIA PARmERS, 10 UNITS, AT $950 7 15,349.32 25,116.59 655.14 430,062.40 3,800.00 9,500.00 8,440.00 OXFORD TAX EXEMPI' FUND, 10 UNITS AT $844 8 CAPITAL REAIJI"{ INVESTORS TRUsr 10 UNI'IS, AT $50. 9 SIT MUIUAL FUND 500.00 11,038.10 2,320.00 10 MRI-2, 10 UNI'IS, AT $232 TOTAL (Also onlor on Uno 2, Rocs ltulsllon (It maio spoco Is noodod, Insort addlllonaJ shools olsamo SilO,) $ 506 781.55 PAl5031 NT' "" COPyright FOlml %11111......'. Only, tn4 N.lto.lnt. NI4PAO" """'\ r-, SOlEIXJLE B S'lOCK5 AND IlOODS ITEM to. 4 r 1 SMITH B MONEY MKT 1 22305.07 22305.07 2 AMER TEL TeL 54 100 5400 3 AMER CONSOL G 8.5 2 17 .. APPLE COMPUTE 33.89 100 3369 5 BOEING 43.25 200 8650 6 BRISTOL MYERS 57.375 100 5737.5 7 COMM SAVNGS E 15.125 300 4537.5 8 CORESTATES 26.625 ..00 10650 9 GEN ELECTRIC 48.125 200 9625 10 HARRIS SAVINGS 17 500 8500 11 HERSHEY FOOO~ 45 200 9000 12 IMMUCOR INC. 6.75 500 3375 13 JOHNSON JOHNS 51.75 100 5175 I 14 MERCK & CO 35.625 200 7125 15 MOTOROLA 52.75 400 21100 I 16 UTS MUNICIPAL 561.67 34 19103.58 I 17 PNC BANK 25.675 400 10350 18 PEPSICO 33.125 400 13250 I 19 20TH CENT INOS 12.75 500 6375 20 WALMART STORI 23.375 200 4675 21 SO LEHIGH SCH I 1.01497 20000 20299.4 22 lANC PA HIGH E[ 1.01634 25000 25408.5 23 NORTHERN LEHIC 1.02231 10000 10223.1 24 WEST SHORE PA 1.03583 10000 10358,3 25 DAUPH ClY GEN 1.00304 20000 20060.8 26 PHILA GAS WKS I 1.03893 10000 10389.3 27 BUCKS Cly AUTJo 1.06085 10000 10608.5 28 lANC CTY HOSP 1.06068 10000 10606.8 29 DAUPHIN CTY AU 1.1366 10000 11368 30 EAST PENNS SC~ 0.98666 5000 "933.3 31 CEN DAUPH SCH 0.53329 60000 31997,4 32 DAUPHIN CTY HC 1.09229 10000 10922.9 33 SWATARA lWP /l 1.00082 5000 11004.1 34 MONTG Cly ED P 1.01 15000 15050 35 DAUPHIN CTY GE 1.00303 20000 20080.6 38 PHILA LUTH 0.7 25000 17500 37 AlLEGH Cly RE\ 1.07"77 10000 107"7.7 38 PHILA GAS WKS REV 1.11162 10000 11116,2 BERKS Cly MUN AUTH 1.01797 5000 5089.85 . 1-\ ~ 01 STATE STREET RESE~GtI 4 SHAREHOLDER SERVICES January 5, 1995 METLIFE SECURITIES INC ATTN: REPRESENTATIVE MC LAUGHLIN 3913 HARTZDALE DR STE 1300 CAMP HILL PA 17011-7845 Reference: 8022686.7 METLIFE-STATE STREET FAMILY OF FUNDS STATE STREET BANK AND TRUST CO CUST FOR THE IRA OF PATRICIA A SHINDLER Dear Representative McLaughlin: I am writing, as requested, to provide the following information concerning the above referenced account as of the close of business on september 30, 1994. Account Number # of Shares Net Asset Value Dollar Value 522-5220012586 531-5310000428 514-5140004639 2,594.689 1,846.118 1,993.418 $ 9.68 $11.77 $ 7.70 $25,116.59 $21,728.81 $15,349.32 Please note that as the Net Asset Value (NAV) per share changes daily, the dollar value of the account will change daily. I hope that this information is helpful. Should you have any questions regarding any of the above information, please do not hesitate to contact our Client service Center at (800) 562-0032. . SinCQ~, J-1U ~ Granr-v' Investor Service Representative '" ".0. .OK ...0. . _aaTON. MA 0........0. "HON_ ,..oo.....oo~. ~ Merrill Lynch S!!phen 0, Brindle r:'f P,e.ldlnt Private CUent Group P.Q, Box810 214 Senate Avenue Camp HUt. Pennaylvanla17011 711875 4639 800 937 0735 reb~uary 28, 1"5 Robert c. spit.er, P.C, 701 Korth Second st~.et ..0. aox 12087 Ha~ri.burg, PA 17108 Rea Mr.. Patdcia A. Shindlor Dea~ Mr. spitle~r Per you~ tolephano convorsationB with ste.e arindle aDd my.olf, the following are tho aCCoUDt value. you reque.ted, .. of ala.e of bu.ine.., Sept.mbe~ 30, 199'. 872-31688 Mr.. patricia A. Shindler a ~B~ur!ty Dag~rlptian pUAtl~lt:.y 10 Oxfar4 ~ax I!lxelllpt: Fd L' 85 10 NL Nadia 'a~tner. LP 86 10 MaX BusinoBs Prop rd n LP 84 10 c.pital Realty IDV.trB IX LP 83 5 .nca Income prop L'tD X LP 83 65.2532 colonial Fedoral Scour Fd Cl A pdoe per ~ot.l ValuG shar. .. af gJ!o/g4 . If A 'A 950.00 . '500.00 KA 'A 'A .A 7110,OO . 3800.00 10,0' . 155.16 ~O '')';; 111.1.?t'(1 ,.t. ...-PPIS[lIJ"'; PH -. P.3/4 . . ~ Merrill Lynch r'\ / 172-:161" .. 'at~lg1. A, and Dr. Robart Sh1ndler ATBBE guallf:lit., Tot:.l Value .. of QJ~O/D' . . 9595.50 . 9760,50 .A IIA 760.00 . 3800.00 1.00 . 7069,00 10000 :Lana..ta PA 6C1h Dbt: 11.60' 11 5/0S 10000 :LaDa..tar P 6C1h Dht 11/110' 11/15 06 10 Delphi P11m As CIa IIX :LP 84 II 83 172"701011 gU.Il~lty .riClIa Per Total Value ShAr. All of 9/30 194t . . 1000 Tlgr Sad.. 18 8/15/98 7'.128 . &090.34 200 ...r. 8, II' 25.25 . 15050.00 2 r,P U . 1676.00 1164, :107 Fd IDe Cl A . 2335.95 858.178 FeS IDe Cl A . 4955.73 a6 . 365.5& 116.7253 Federal Secur FeS Cl A $ 1151.84 U8,7242 Hlth.Sciences ~r 01 A 30,36 . 9069.27 tl~emDDt Reserves Hny Mkt: FeS 1.00 $ 2226.81 --.. ...- -- .... ".- - ' - A-~"'.. 0-'-.-- .'':t=>- !......~'II.L. ,..,...,.,,1:>DI..Jt\u rM . ~~ /'"\ , _;.' ~ Merrill Lynch . , 1."'''' ,-., 812-31111 Mr.. p.triaia A. Shindler elr Darrlak W. Ibin41er UGMa/PA gU.n~l~r ..~urltv D.gnrlp~iaD pria. ..r ~h.re ~ot.l Value .. a' 1/30/., . . 1 MHI BUllness prop rd LTD III LP IS SA la Mr ao~puter 41d Dot provide values for tbose ll~ite4 p.rtnerabipa listed above wltb SA in tbe priae and value fie141, I will nee4 to aontaat tbe general partners to requost . valuatloD. If you b.ve already reo.iV.d value. for any of tho.e p.rtner.bip., pl.... let IDe know. If you bav. any que.tlon. or require additional Information, pl.... aall. sinaer.ly, cJ..N.. H~'~ Lori S. Hoffe41ta Regl.t.red Senior Admlnl.tratlve ..ai.tent -- - . - - - ---- ~.. ..... lO.'C 'Cll. llb ...._ J 'O'nitacl Statlls .Postal Servi... "".."~ve..~.........a.s v...a t:b.e ML ~dia Partners6.P. WORLD "IN^NCI^L CENTER' SOUllt TOWER' NEW YORK. NY 10080-6123 1-800-288-3694' TEI.ECOPY 212-236-7360 January 30, 1995 Mr, Robert C, Spitzer, P.C, 701 North Second Street PO Box 12087 Harrisburg, P A 171 08 RE: ML MEDIA PARTNERS. L.P. PATRICIA A SIIINDLER 1714 OLMSTED WAY CAMP HILL PA 17011 MERRILL LYNCH AIC 11872-31688 SSN 176-26-0687 TEN (10) UNITS Dear Mr, Spitzer: We are writing in response to your leller of January 6, .1995 concerning Patricia A. Shindler's investment in ML Media Partners, L.P, (the "Partnership"), The Partnership does not issue certificates; proof of ownership is held on the books and records ofthe Partnership. We wish to confirm that Patricia A, Shindler owns ten (10) units in her single name that was purchBsed on March 5, 1986. The interesls in the Partnership are not traded in an eSlablished secondary market and thus there is no current market value, In addition. while the Partnership calculates its net asset value ("NA V") every quarter, and provides it to limited partners in its Reports to Investors, the value oflhe Partnership's debt and equity investments cannot be fully realized until such investments are liquidated. This letter addresses two valuations available 10 Limited Partners: (I) the NA V per unit provided by the Partnership; and (ii) a valuation provided to Merrill Lynch by an independent valuation seIVice; this valuation is reported to Merrill Lynch clients on their account statements. NET ASSET VALUE For Ihe past two years. the Partnership's General Partner has provided an estimate of the net asset value ofthe Partnership's units. At the end ofthe third quarter of 1994, the ~&PIltnctS. LP.1s I Dcllw"", limIted plllncl1hlp orwhlch Mcdll Monq,mcnl Partncrlls the Gcncnl PII1nc" :<111 '1 f' (<J . f,' c. \. l' ,~ , f.; , . . ~ r-.. . ' Mr. Robell C. Spitzer, P.C. January 30. 1995 Page 2 Merrill Lynch statements continued to show the estimated NA V ofthe Partnership as $950 per $1.000 unit, (" Based upon the Partnership's recent agreement to sell all of the California Cable Systems and improved market conditions for the Partnership's radio and television properties, the General Partner's NA V oflhe Partnership units has been raised to $1,025 per $1,000 unit, This estimated NAVis, in large part, contingent upon the consummation of the California Cable System sale and the ultimate sales price obtained, The sales price is dependent on the operBting cash flow of the syslems for the 12-month period prior to closing and there II/'C numerous condilions to closing Ihe sale of California Cable. Therefore, there can be no assurances that the sale will be consummated on the tenns contemplated by the Asset Purchase Agreement. The valuation may also be affecled by the proceeds ultimately realized from the intended sale ofWREX-TV and KATC-TV, as well as the proceeds realized from the eventual sale oflhe Partnership's other media properties, ~ INDEPENDENT V ALVA TION Merrill Lynch, Pierce, Fenner & Smilh Inc. ("Merrill Lynch") has contracted with independent valualion services to provide estimaled values for limited partnerships reported on their clients' year-end account statements. These eSlimates of value are based on financial and other infonnation available to the services on Ihe prior August 15th. The valuation methodology employed by the independent valualion services to detennine their estimates of value considers various faclors in addilion to Ihe Partnership's NA V, The valuation process used by the services for limited partnership investments generally involves two steps: (I) eSlimating the overall value of the limited partnership entity; and then, (2) detennining the value ofindividuallimited partnership interes(s by applying a discount to the NA V or overall value computed in step (I) to reflect a variety offaclors influencing the likely value of limited partnership interesls, such as illiquidity, lack of control, anticipated liquidation time horizon, amount and frequency of cash distribulions, etc, The weight given to each of these factors in deriving valualion estimates may vary among valuation services, but is generally determined by the characteristics of the partnership. market conditions and other factors thai the valuation services may deem appropriate. Valuations of limited partnership inlerests by the independent valualion services that are used in filing federal income tax relurns musl generally comply with guidelines issued by the Internal Revenue Service (including Revenue Ruling 59-60 and 68-609), and Ihe Employee Retirement Income Security Act of 1974 ("ERISA"), where applicable. _DOOl I' . ~ (1 Mr. Robert C, Spitzer, P.C, January 30, 1995 Page 3 Please refer to Patricia Shindler's most recent Merrill Lynch account statement for the estimated value of Partnership Units, as provided to Merrill Lynch by the Independent valuation service, The estimated value reported may be subject to specific assumptions, limitations and qualifications employed by the independent valuation service and is based on infonnation and market conditions at a specific date. In addition, should you wish to receive a written valuation report for a fee, you may write to the service at Erisa Valuation Associates, 417 Los Verdes Drive, Santa Barbara, CA 93111, Att: John O'Scanlon, Please contact Steven Brindle at the Merrill Lynch HBrrisbur~ office on 717-975-4600 to transfer ownership to Patricia Shindler's estate or beneficiary. We hope this infonnation proves helpful. Should you have further questions, please contact our Inveslor Services Information Center at 1-800-288-3694, Sincerely, ~ .,'X )r;('1~'/J.' 'U Vtt.},,,.L / . , Susan M. Klngsepp Supervisor Investor Communications cc: Stephen Brindle, Merrill Lynch HN872 .....ooos ''M''i''.- \ ... .--. ---.........,.-- .......~- ";"11//'>> . "" . ~ .,,-...., o OXFORD P.O. Box 7090 Troy. MI 48007.7090 (BID) 614.4550 Inv..tor Service. January 10, 1995 (301) 961-3551 Robert C. Spitzer, P,C. 701 North Second Street P.O. Box 12087 Harrisburg, PA 17108 RE: Oxford Tax Exempt Fund LImited Partnershlp ("OTEF") Ownershlp of 10 Beneficial Assignee Certificates ("BACs") by Patricia A. Shlndler (SSN: 176-26-0687) Dear Mr. Spitzer: Thank you for your leller of January 6, 1995 In whlch you requested Infonnation about the Investment owned by your late client In Oxford Tax Exempt Fund Limited Partnershlp, The Partnership has not received official notification of Mrs. Shindler's death, nor any documents authorizing Dr, Shindler as Executor ofMrs, Shindler's will. -- Admission into Parlnenbip Our records rellect that Patricia A, Shindler individually purchased 10 BACs of OTEF for a one- time cost ofS10,OOO, and was admitted into the Partnershlp on October 30, 1985, Ms, Shlndler's ownership Interest in OTEF is .0032667%, Federally, tax-exempt distributions are paid directly Into MerriO Lynch account number 872- 31688 on the 15th ofFebnllllY, May, August, and November of each year. From February,1986 through November 1994, Mrs, Shindler received approximately $4,900 In tax-exempt cash distributions, Return of principal is dependent upon proceeds achleved at the time of sale or refinancing of the underlying properties, or liquidation of the bonds. Valuation At the present time,a valuation of this investment is not available, During 1991 and 1992, the Managing General Partner ofOTEF had estimated the net current value ofOTEFs assets to be approximately $844 per BAC based on a discounted cash lIow methodology, However. that estimale should no longer be used. As reported to OTEF BAC Holders, the Managing General Partner has detennlned that il is not presenlly in a position to provide an estimate of the value of the Beneficial Assignee Certificates due to uncertainties created by proposed changes in the federal income tax law, During calendar year 1993, OTEF distributed $44.07 per BAC, representing an aMuallzed, federally tax-exempt return of4.41% on the original cost ofSl,OOO per BAC. For 1994, OTEF distributed $ 11,25 per BAC per quarter, whlch represents an BMuallzed, federally tax-exempt return of 4,5%, , , " ~ r-, Robert C. Spitzer, P,C, Page 2 OTEF is not listed on any securities exchange and, as a result, a fair market value Is not rcadUy available, There is no active trading market for the BACs, and the prices at which BAC. arc transferred from time to time do not, in the opinion of the Managing General Partner, reflect the fair value for OTEFs assels. Accordingly, we recommend that you refer to generally accepted methods of valuation as described by the ms in Internal Revenue Ruling 59-60, or consult a tax advisor to assist you in arriving at a fair market value for the interest. Regarding an estate valuation, ms examiners also use Announcement 92-182 to detcnnlne whether a pension plan's valuation of non-traded securities such as partnership interests compiles with ERISA requirements, Secondary Market Although there Is no active trading market for the BACs, BAC Holders who have a relationship with Merrill Lynch or other secondary IInns may contact them for infonnation regarding potential buyers should the BACs not be able to be held untU maturity. Transfer or Ownership If tho Estate wishes to transfer ownership, please send a written request to our transfer agent, MMS Escrow and Transfer Agency, Inc., P,O. Box 7090, Troy, MI 48007-7090, and transfer documents will be forwarded to Ihe Estate. OTEF Annual and Quarterly Reports Enclosed Is a copy of the September 30, 1989 Quarterly Report and Infonnation Statement, which provides an excellent overview ofOTEF and the Restructuring Plan that was completed in 1989; and a copy of the 1993 Annual Report. A copy of the original data page is also enclosed, as requested, Do not hesitate to contact me if you have further questions. Sincerely, OXFORD INVESTOR SERVICES ~l~}\j C rh)/',-,,-1: , Susan E, Horst Investor Communications Representative Enclosures cc: Robert M, Cummings, Merrill Lynch, Camp Hill, PeMsylvanla (wilhout enclosures) Robert L. Shindler, M,D, . . . " .---.--..-. -"""\ "....., ~1~'11$ ~ ---.-------.- ,__,__.,.____4____~.~..~._......._.______._._~.. __c.__-.."_,__ ..- ._-_.~. Norwesl Bank Minnesota, N.A. Mulual Fund Services - Transf" Agenl 733 Marquelle Avenue Minneapolis, Mlnnesola 55479-0040 ...... ..... _Sf'DANKS ..... ...... March 16, 1995 patricia A Shindler Law Office of Robert C Spitzer, P,C. 701 North Second Street PO Bolt 12087 Harrisburg P A 171 08 Re:Acct#47010147875 Dear Mr. Spitzer: This leller is in response to your signature guaranteed letter of instructions requesting infonnation regarding the above-mentioned account registered to Patricia A Shindler. Enclosed you will find a copy of the application from Ms. Shindler as you requested. It shows that she is the only owner of this account. As for the infonnation your requested: the date of creation of this account is March 23, 1993 and the value of this account as of September 30, 1994 is $11,038,10, - ~P' If you have any further questions on this maller, please call a Shareholder Service Representative at 1(800} 626-4836, Thank you. Sincerely, '-R.n1~()- Ro;ronnll M Deaudo Mutual Funds Specialist Shareholder Services Representative AR:nnb 5 :r '1 }1lM5- ll'~ . . ~ I"... NOTICE Enclosed Is Form 1099.8 (Proceeds from Broker and I reflecting the tender of your units to DeForest Ventures. withheld, the amount will be Indicated in BolC 114 (Federal I consult with your tax advisor regarding the proper procedu these funds. In general, upon the filing of an individual it withheld may be claimed as taxes paid In 1994, if Included 01 or line S4 on Form 1040. f c1 t t-.ef) ~ :::::::- .) s c f I I r -, . ,. I", 6fF8Rf!rf'mJ1rJ'f( ay, t'"roond ZIP coda 6666 NORTHSIDE DR, NW SUITE 370 ATLANTA, GA 30326 OMS No. If>4!oo0715 Ib CUSIP No. ~@94 Proceeds Fro~ Broker and "'- Barter Exchsnge Trsnsscllons i'Y!aM'/i"2~r'aUon -, ''f''6~~6:ii6'~~'11OIl numbor H~cS":ElIlf~l~f~r.A: .~~rN'btER 1714 OLHSTED WAY CAH! HILL~ PA 17011-0000 , I 2 SIocliI, bcJl1d $ i:, 3 Bart.tlng $ 5 ~RY'P'2 I RopoI1ed} "'...- 10 IRS DOtaupnlUldt""~''''''''''''''' 4 _II Incomo tu wllllhotcl $ 10 Un1ts Copy B For Recipient Th&s..~tu lnlormabon and .. boong '""""*' 10 .... IIM"""_ SlI"rU. " you lit flqUittdlol.1 filum. . negIIgtnet -..- .- moy be ~Md an you N ... Incomo ~ $ ....'RS IhII II hUnot r io<1 Regulaled Fulu,OI Conl,acll . Prollt or (Iou) ".hzed In 7 UnrHkled PfoN or (IOU) on 1UlM I open conUIdI-121311S13 $ $ -rB'6'm!3lopt101lO') . Unt..ulId prollt Of (Iou) on . Ago,.I. PfOIlI Of' (Iou, open conUlct...I2I3InM Fonn 1099-8 $ (Keop lor you, reco,ds,) $ Department ollhl Tr.asury . Inl.rnal A~ ~ I '? f!J (( -;:; .- '2 .,,-- ~ 5-~ (AXe 28cfb 041 52Pf<ofJ-Vt9-SHEARSp ; T2- S~~ ~~ I ..1~ 0 1 ACCOUNT *, 724-02460 PC, GARY KEPHART QUANTITY J.Z.3oS . , . 100 2 100 200 100 300 400 200 500 200 !l00 100 200 400 34 400 SMITH BARNEY INC. PAGE 1 ACCOUN~ POSITIONS AS OF CJIJ{1/94 MRS.PATRICIA A.SHINDLER 1714 OLMSTEAD WAY CAMP HILL PA 17011-0458 SECURITY DESCRIPTION SMITH BARNEY MONEY FUNDS INC , . ~.__. 'W' .. , _... AT&T CORP AMERICAN CONSOLIDATED GROWTH APPLE COMPUTER INC BOEING CO BRISTOL MYERS SQUIBB CO COMMONWEALTH SAVINGS BANK CORESTATES FIN'I. CORP GENERAL ELECTRIC CO HARRIS SAVINGS BANK HERSHEY FOODS CORP IMMUCOR INC JOHNSON & JOHNSON MERCK & CO INC MOTOROLA INC DE UTS MUNICIPAL SECS TR * 34 S MULTIST PA MULTIPORT S/ANNI. P N C BANK CORP ** MORE ** SMrrH~ 01" 0, 11''''''1 '.narcIllCCl'W\JI&,1 11t..b.ttr IQL.." " H. TNtd II'Ctt 2nd r13Cr HI"'fDll".~"'OI , 17.710.1773/'00.U7-noo -.--.--.- "''''-' PRICE .., .G'-(-,oo ~, So 3.3.o~~ 1./-3.'-'::' ,f; 1 ,37...(,. I $ 1 I 2.-> 2..b' f,z,~ t..f.8. 1'2...5 /7,00 4S: e 00 b,7.5 s 11,7.5. ~3~, 6 '-" ~ ~5, 2., 7~ ~(;,1. 8'7 2,~. g75 MARKET VALUE 2.. '1...~ O~ .07 S ,lfoo .00 '7.. co ~I 3,b~. 00 <if ,bSQ, 00 '5 737 . >0 If 5.37. ~ () 16.6So.00 '1, ~~S;.oO g .s;, 00,00 . cr, DOC>, (,."l 0 3,375.DO ~ 1'75,00 7./2.S ,00 "2..1,100.00 I 91lirb. Sg / C>,3!O. 00 TH, !1'l,,~RI,\A TION 11!i'.f.IN H.\5 CfEN O;i A1N~n P\"!M 501'~CE~i VI. r';I'~Ye 10 c: i\~l.~. \!i't :~:..T t,.;10 l..l."JT ~L.',V~ I\HHF ITS ,;C~L':t\::"f c.:>:t cc.\~u~r:j.:~~~. . DEe 28 '94 04153PI1 SI1ITH BARIIEY SHEHRSO -. ACCOUNT *1 724-02450 FCI GAIl.Y KEPHART QUANTITY 400 SOD 200 20,000 25,000 10,000 10,000 SMITH BARNEY INC. ACCOUNT POSITIONS AS OF 12/27/94 MRS.PATRICIA A,SHINDLER SECURl'lY DESCRIPTION PEPSICO INC 20TH CENTURY INDS-NEW-CALIF- WAL-MART STORES INC NEW SOUTHERN LEHIGH PA SCH DIST -REG-UT MBIA BANK QUALIFIED DTD 3/15/90 PREREFUNDED 7,00 03/01/1995 P/R@ 843279CZ10RO 09/01/2009 MAT LANCASTER PA HIGHER ED AUT" COLLEGE RV FRANKLIN&MARSHALL COLLEGE PJ MBIA-REG-DT5/1S/88 7,625 04/15/1995 P/R@ 51432BBU60RO 04/15/2006 MAT NORTHERN LEHIGH PA seH DIST AMBAC BANK QUAL REGD DTD 7/15/90 PREREFUND~D 7,00 09/01/1995 P/R@ 665352DE70RO 09/01/2006 MAT WEST SHORE PA AREA AU HLTH CTa *. MORE ** ",......., PAGE 2 PRICE ...33./ Z, S /7-.7 :; )..3.37S 'J 0 (.. tiC; 7 100,00 IOI.0'.?'i 100.00 I O;J.. ?3/ 100.00 l ()3/~8~ P.2 MARKET VALUE I 3. 2-S' 0, to 1::..37S.00 'f.b7~, 00 ,~ -z..cr''f: i.f 0 I :pS.. 4 Of!, ~ 0 J 0 1~'2.> . /0 IO:S:4~libc 'tr(r; 'fi'lrO~),lit,\Yic'~ :Hi:l1'eirl; '(l^~ '~'I:;:J .'~'T"j' "\) ,I,h....\ O' ""!II~'.;" , .. ...11- ~~;~.~~.~~: ".' ~t.#:.,. ":..~'-~ ~<:Fo,J ..\'iF rl~u~vJ ~.~I ~(.,ihLIMll', ...1, t~o l'lOT G\;,,',r!.~.NHl ~~.~ t.~;"f:~:.t1:t!~'I":"'" ()r. ~r\'~':',L"=Tf'C::i~ \ 4.._.-~ __"..-_.,_.. .-~_..-.. . DEe 28 ' 94 04' 53PI1 5111TH BARNEY SHEARSO "....., .r--... P.3 SMITH HARNEY INC. PAGE 3 ACCOUNT .: 724-02460 Fe: GARY REPHART ACCOUNT POSITIONS AS OF 12/27/94 MRS,PATRICIA A,SHINDLER QUANTITY SECURI'IY DESCRIPTION PRICE MARKET VALUE W~ RV UTD METH HM AGING ~1Jt- L/C BK SCOTLD-RG D6/1/91 PREF 7,2S 06/01/1996 P/R@ 100.00 9SS815AJ40RO 06/01/2011 MAT 10,000 PHILADELPHIA PA GAS WRS REV /D3.8!/3 10 I '3& 1f',1o 0 11TH SER C AMBAC-REG- DTD 1/1/89 F/C 1/1/90 6.70 01/01/1997 10,000 BUCKS CNTY PA WTR & SWR AUTH jOb.Og;5 /9 ,.boe >' 0 REV COLLECTION SWR SYS FGIC LT REG DTD 12/1/89 PREREFUNDED 6.875 12/01/1997 P/R@ 100,00 118673TN20RO 12/01/2013 MAT 10,000 LANCASTER CO PA HOSP AUTH REV I (j b, 06'i1 .I (J .~06. fo HEALTH CTR-MASONIC HOMES PROJ AMBAC-REG-OID-D10/l/89PREREF 6.50 10/01/1999 P/R@ 100.00 S14045HF30RO 10/01/2020 MAT 10,000 DAUPHIN CNTY PA GEN AU HLTH 1I ~ ;'b~ t (4">'~~' 00 ** MORE "'* 1m. ~'\li'Oq7l':NilON, ~.:1;nl'l~ It,\ S CUN i . OAiMN,Q ~tJ"i ~iCl)~Cg 'OIE "I'W~ ~.(,\ l~ R'W.t:ULf.. (,IJ1'4'Q W;t '::1 'n).'j,h ~ (I~ ,'W'~I.IMc::l( (.l~ <:~'~i\';';Lt.T~'I':';~~' f . 8fff:,( '- . DEe 28 . 94 04154PI1 SI1ITH BARNEY SHEARSO ~ P.4 t-'\ SMITH BARNEY INC. PAGE 4 ACCOUNT II 724-02460 FC: GARY REPHART ACCOUNT POSITIONS AS OF 12/27/1)4 MRS,PATRICIA A.SHINDL~R QUANTITY SECURITY DESCRIPTION PRICE MARKET VAL\lE CTR REV TRESSLER LUTHERAN SVC PJ-A-RG-L/C YASUDA D2/1/91PREF 7.70 01/01/2001 P/R' 102.00 23825CAMOORO 01/01/2016 MAT 5,000 EAST PENNSBORO TWP PA SCH DIST '98.l:.Gb __ t..-f', 9.3 3, ~c) 5.375 01/01/2004 60,000 CENTRAL DAUPHIN PA seH DIST 5:'$ 2..~ 3'/".A'1:7.. 40 AMSAe INSD -O-CPN CiA 7.4\ -REG-UT-DTD 5/29/90 06/01/2005 10,000 DAUPHIN CO PA HOSP AU HSP REV /CC,.z.z.9 . /.0 '1~.?O REF-HARRISBURG HOSP-'aK ENTRY MSIA-DTD 11/1/87 CALLABLE 8.125 07/01/2007 5,000 SWATARA TWP AUTH PA TREATMENT /.{JO.~Og Z. .5, GOV~~I () PLT REV DTD 5/1/71 6,50 01/01/2011 5,000 MONTGOMERY CNTY PA HGHR ED&HLT /0/;00 5-./(ill}; 00 AU HSP SACRD HEART HSP NRRSTWN ** HORE .. l',;t 'r.~~<:\~lV',A..t'(~I~ )iER'i:IN HAS n~EN <::l~lM~~~t'I \,1<0";\ '~Ct:R~l:5 WE MlIW! ','() ,,t R<\I,!"~'IJ. '(llit i:'o r~o1 GU.\1\AN't'U \\'!; \l\t\.ll~";:\, N t:/-'Mrm:N~~~. DEe 28 '94 041 55PI1 S~IITH BARHEY SHEARS(J '---. P,5 , .. .. r--" SMITH BARNEY INC. PAGE 5 ACCOUNT #: 724-02460 rc: GARY KEPHART ACCOUNT POSITIONS AS OF 12/27/94 MRS,PATRICIA A.SHINDLER . ," ; QUANTITY SECURITY DESCRIPTION PRICE MARKET VALUE A-BIGI-REGD DTD 2/1/87 6,80 02/01/2013 25,000 PHILADELPHIA PA AU IDR LUTHRN ..7Cr,OC<O 17.~OO.(tD" RET HOMES REPLACMNT BD VAR RT 5%T01997-RG-A-DT 1/1/90 CBLE 5,00 01/01/2017 10,000 ALLEGHENY CO PA ARPT REV GTR 1 07. '4'77 IO,7'f?''f(J. PITTSBURGH INTL ARPT SR-D FGIC OlD AMT REG DTD7/1/aaFC/1/1/89 7.75 01/01/2019 10,000 PHILADELPHIA PA GAS WRKS REV IN" It, 2.- I/. N ,~. Z:~ 12TH SER-B-MBIA INS-REG-PRIOR . , . OPT CA-ESC TO MTY-DT6/15/90 7.00 05/15/2020 5,000 BERKS CNTY PA MUN AUTH REV SR I (J,l/;?!? .~ Of '1. ,.JS MTG PHOEBE BERKS HLTH CTR REG , DTD 4/15/91 CALLABLE 8.75 05/15/2021 ~. Q6o,g:o '''l.O. 000 'DA\JPH,',;J 7;?tJ'T"I C~IJ AlJff -I<'/fS' /00.30'1 [f, IS .J '1 %.ot(. PV'r 12. ~ <; Ii , - - . . ..:'t., ~. ;.... 2-0,000 ~~\lPJ.l/I\\ C-hv'iif"Y C,,6:(lJ AUTlI /00.30:' [r,ZO o'b l 17]'U'b ruT n/lhv . z:.o', 060.60 . VALUE DOES NOT INCLUDE U/IlPRICEO SECURITIES, THIS INFORMATlOt. IS IIEING PFlOVIOED AT YOUR REQUEST AND OOES NOT REPLACE OR SUPERSEDE YOUR SMITH BARNEY INC, CUSTOMER STATEMENT. THIS INFORMATION IS liMED UPON THE MAAKIIT VALUE OF YOUR ACCOUNT AS OF THE CLO~I! OF BUSINESS AND IB SUBJEOT TO DAILY MARKET FLUCTUATION. THE lNFOTI1.\i>,'iiON \,;;r.EIN H.\S nF.EN OUT/..tN:v r-!t()lt~ st'u,\~~~~ \\'i} PHmv~ TO ,- '['" r'" "11- r.' "")'1' ~ 11' Ii ....,A.....~. II I .'~., 1',1.. 1.,~,I,.\ito\HH~ :1':; /'.((UR \t.), Ui~ ('l.\I/~:~l~TH"i'S!i, Lf-30' ~bL~O '" - . - R[\..1I04 U'I:J-tll ~ ,,-.., SCHEDULE C CLOSELY HELD STOCK, PARTNERSHIP AND PROPRIETORSHIP .' COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF PATRICIA A. SHINDlER 8o,*,ull C-l or 0-2 mull be l\1IOhltd for _ bulln.11 In....l of lh. - ITEM NO. Plollo Prlnl 0' T 0 olh., 11110 . FlU! NUMBER -1994-19940867 rfllorehl VALUE AT DATI! OF DEATH DESCRIPTION 1 OPI'ICAL BOl1I'I(lUE-SOLE PROPRIErrORSHIP (a) See attached letters fran Leon R. Walter, CPA dated June 2, 1995 and undated lotter, oopios attached. (b) See also copy of letter dated June 13, 1995 transmitting directly to the Depart:m3nt of Revenue detailed information concerning the valuation. 65,234.00 TOTAL (AI.o onlo, on IIno 3, Roco lIulotlon) $ (II molO spaco 19 noodod,lnsort oddillonal shoots 01 BOrno slzo.) 65 234.00 PA15041 NTF 1213 CnPVlIght FUfml SoItWI'. Onlv. tlliC Nllto,lne. N94PAo"t '//'I'~ .... f"t ~ ........tf".fJ PENN!ivt.VANIA lNSflrutf. Of Cr.HnFlFO PUBlJC ACCOONrANTS . , Mtt"'-" III AMERICAN lNaTlTUTf. Of ..CERMED PUlILIC ACCOUNTANTS LEON R. WALTER CERTIFIED PUBLIC ACCOUNTANT 304 Sharon Drive New Cumberland. Pennsylvania 17070 Telephone: (717) 938.1569 ., June 2. 1995 ESTATE OF PATRICIA A. SHINDLER C/O Robert L, Shindler. Executor 1714 Olmsted Way Camp Hill, PA 17011 Dsar Dr, Shindler I In accordance with your request, I have valued the proprietorship known as "Optical Boutique" owned by Patricia A. Shindler at the date of her death. September 30. 1994. ae of that date, In my opinion. based upon the information available to me. the fair market of the Optical Boutique at September 30. 1994 was $65.234. This opinion is based upon the adjusted net asset vs1ue of the business. before discount or premium. the most reliable indicator of value under the circumstances. Supporting data reviewed for purpoees of this opinion an attached. Very truly yours. ~R~~ Leon R. Walter Certified Public Accountant . -....-- . t... ~ ~ "' -., ,.,..,.,UCAN lNSlInm: Of' cunrno AJAUC ACCOUNTANTS LEON R. WALTER CERTIFIED PUBLIC ACCOUNTANT 304 Sharon Drive New Cumberland, Pennsylvania 17070 Telephone: (717) 938.1569 """"_.1.1 ftNNSVlVANIA IrftTl111fI Of CF.HnrIFPPUBltc ACCOUNfAN'S To the Estate of Patricia A. Shindler The Optical Boutique, A Proprietorship 1524 Cedar Cliff Drive Camp Hill, PA 17011 If you hnve nny questions or comments regarding this valulItion do not hesitnte to contnct The valuation of n closely held business Is n difficult tnsk In that the factors Inlroduced in the calculation fonnula arc subjective and slanted toward the bins of the individual making the calculation, In addition. the business Is of such n na(urt thnt comparable data and slatistics nre difficult to find. I have made every effort (0 make an equitable calculation for estate valuation purposed taking Into consideration the provisions of Internal Revenue Ruling 59-60, Based on my calculation the full value of The Optical Boutique as of Seplember 30. 1994 is Bpproximately $65,234, To calculate the above valuation I considered the following faclors: I. The specialized nature of the business and the history of the enterprise. 2. The economic outlook in general and the condition and outlook of the specific industry in particular, , 3. The book value ofthe company and the financial condition of the business, 4. The earnings capacity of the company, 5, The dividend paying capacity of the company as ifit were incorporated. 6, The goodwill or intangible value of (he company. 7. The size of the company to be valued, 8, The market price of compnrable companies engaged in same or a similar line of business, me, Respectfully submiUed. 4RJiK Leon R. Walter Certified Public Accountant 1"'1 ~ LAW Ornclt8 or ROBERT O. SPITZER, P.O. 701 H..RTIt H&VUHU Itnrcwr ItueT Ornu. "ox \1108'7 .'''"'''.Klntn, PcH"'.YLVAHIA 1710" T&l..&t'IfONKf (717) 831.7'8UQ r.uu (717) a:n.7f1011 Jill'" 1.\, 1995 C..nm.lllweithh "I' Pclll"ylvunln Department ,d' Revenue BnlCuu "I' IIIdlvlUIL11 Tltx,," Departmelll 280601 HlIlli,hurg. PA 17128.0601 Re: Eslitle "I' Pittrlcla A. Shllldler DcarSinI: Thls le"er, afltl il. ellelllsures. It,e supplemelll> In Schedule C 10 Ihe luherllJ1l1ce Tax Relllm filed hy Rohen L. Shindler, ExeCUlnr III' Ihe Eslate of Patricia A, Shindler. dcL'Cu,.ed. File Nil. 2194-0867 (date of death 9/30/94). They relltte 10 Ihe vuluallon III' Decedelll's prnprlellllShlp -- "Optlcnl BOlltl41"'''. aud cOlltaln scllSillve. prlvnle alld cOllndellllal dnlJ1 relallllg III Ihe hnslll""". l1le infllnnatllln enclllsed with Ihls leller is L~If..ldcred hy the Eslale tll he cllnfidcllllltl, IIlld therefore is heing huhmlrled directly III Ihe Dep:lfrnlelllllf Reveuue wilh Ihe re1luL'S1 tlell Ihese dllcllluenrs UIII hecllme part of Ihe puhllc reLllld relatlng III lhe Eslate. (See IIl'lnletillll' III Schedule C. Fllrnl REV-ISOO), 'I'hc fllllllwlng lnfllnuatllln is suhmilled he,ewilh: I. B.,lancc Sheel. fllr years ended 12/.11190 tlllough 12/31/93, IIlld for lhe year ended nl date of r1calh 9/30194. 2. Seh,'dnle C frnm Federltl lucllme Tnx Relllm for 1994, hleludiug Depreclatillllllnd AIIl"nlzali"n. Fllnn 4562, lIlld Schedule Ihe,el". lllld for Ihe yell's 1993. 1992. 1991 IIlld 1990. 3. "Summury Rep"n", Includillg "Hl'l"rienl Ballmee Sheel". "Adjl"led BaIIlllL'C ShL'CI". "Balance SIh."Ct Perccnb~~"''. "Hiswricllllncnmc SlntCtllcm", "AdjlL'itcdlncomu Statement", "'ncome SllIlemellt PerL"nulges". "Key Rntl"s", "Adjl"led Nel Assels". "Dividend Paying Call3cily'', "Ext.~ss Earnings. Return on Net Assl~rsH, "Excess E.'U1dll~s - Return on Slllcs", HDlsl.'tllIDh:d Cn.1. FI"w". lllld "Dl.cUlulled Fnlure Enndngs". If yonl13ve IIllY 4uesli,,11S cuncllmlng Ihl. 'e'lu~st, ur Ihls v:oll.,tlnn. n, Ihe SUP(lOrtlng lIlal~rials. pl~a.e cunlllcl lhe IUldcrslg,,,,d. Very lruly yuu,s, RCS:jal Enclc"'IIlL'S as Il"ed al>lve cc: Ruhen L. Shindle,. M.D. cc: Leun R, Waller. CPA Ruhert C. Spilll'r REV-IID7 Utl'-'" ~ ~ ...~- COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE D MORTGAGES AND NOTES RECEIVABLE PIOBSO Pllnt or T 0 FILE NUMBER PATRICIA A. All . oln ITEM NO. SHINDlER -owned with th. RI hI 01 Survlvo'lhl mUlt b. dllclo..d on Sch.dul. F, -1994-19940867 DESCRIPTION VALUE AT DATE OF DEATH None TOTAL Also onlo, on Uno 4. Roc. lIulotlon $ (II moto space Is noodod, Insolt additional shoots 01 same slzo.) 0.00 PAI5071 NTF 1214 Copyright FUlm. Sllllw.t1l Only, "1114 N.lco.lnc. NII4PA071 " ,.Vc_., A~V.1'1I' Utll."1 r-'\ SCHEDULE E CASH, BANK DEPOSITS AND MISCELlANEOUS PERSONAL PROPERTY ,-., COMMCiwWEALTH OF PENNSYLVANIA ,.. INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF PATRICIA A. SHINDlER All oln -own'" wtth lit. RI 10' Survlvo,.hl mu.1 b. dl.clo.... on Schodul. F ITEM NO, Ple... Prlnl or T 8 FILE NUMBER -1994-19940867 DESCRIPTIDN VAlUE AT DATS OF DeATH 1 PNC CKING 15140223575 40,036.16 26.75 Interest on above item accrued as of decedent's death 2 JE.WELRY * 27,385.00 850.00 3 'mEAmILL *Values based on insurance replacanent values - See Aetna Policy No. 233014969 TOTAL (Also enl.. on Uno 5, Roc ilulaUon $ (Mach additional 01/2- "'" .heelsll mOlo .poco I. needed,) 68 297.91 PA15011 HTF 1215 Cop)'t'lghl Fa"". SoU...,. OnIV, 1,M H.lco, Inc:. H,4PAOI1 liNe UlIuk, N.,\. I'.! I:.! t.uh..h' 1'.\..' C .11111111111, 1',\ lillll ~ 1""'\ . .- PNClRANJl{ January 3, 1995 Robert C. spitzer, P. C. 701 North Second Street P. O. Box 12087 Harrisburg, PA 17108 RE. Patricia A. Shindler Date of Death. september 30, 1994 Dear Hr. spitzer. As per your request for information on accounts the above referenced decedent held with us, the information is as follows, ount No. 5140222185 opened 06/01/82 in the name of ler, patricia A. Shindler. Balance at date of death. Accrued interest. $ 8.16. -Checking Account No. 5140223575 opened 10/26/83 in the name of Patricia A. Shindler. Balance at date of death. $40,036.16. Acc ued interest, S 26.75. 5140228667 opened 10/05/88 in the name of Balance at date pf death. 5140499758 opened 07/23/93 in the name of Balance at date of death. If I can be of any further aBsistance, please do not heBitate to contact me at (717) 730-2321. Sincerely, c2Lcd '/a.-Vl-'...P Edith Tancil Hiscellaneous Services supervisor Bank Operations ET/mky ~ r-. . ~ DESCRIPTION JEI~ELR'f 1) LADIES 14 KT, HHITE GOLD CLUSTER RING MOUNTI/lG SET WITH 49 ROUND BRILLIANT CUT DIAMONDS. 2) LADIES 14KT 'fIG ENGRAVED, 8ANGLE ST'fLE BRACELET. J) ONE PAIR 14KT 'fIG WIDE HOOP ST'fLE EARRINGS. 4) LADIES 14KT Y/G AND BLACK JADE NECKLACE, FEATURING GRADUATED BLACK JADE BEADS SEPARATED BY SMALLER 14KT 'fIG BEADS. 5) LADIES 14KT 'fIG TINSEL ST'fLE ROPE CHAIN MEASURING THENT'f FOUR (24) INCHES IN LENGTH, CONTAINING A 14KT Y/G TUBE STYLE SAFETY CLASP. 6) ONE PAIR LADIES 14KT Y/G SWIRL DESIGN EARRINGS, CONTAINING 14KT Y/G POSTS. 7) LADIES 14KT 'fELLOH AND WHITE GOLD SHRIMP DESIGN TAPERED BANGLE BRACELET. 8) LADIES 14KT 'fIG AND BLACK JADE BANGLE BRACELET, WITH A FINE TWIST OF 14KT 'fIG WEAVING AROUND THE ENTIRE BRACELET, FASTENED HITH A 14KT Y/G CLASP AND SAFET'f CHAIN. 9) ONE PAIR OF LADIES 14KT 'fIG AND 8LACK JADE EARRINGS. BLACK JADE'STONES ARE OVAL CUT, STONES ARE BEZEL SET IN 14KT Y/G MOUNTING WITH 14KT YELLOI~ GOLD POSTS. 10) LADIES 14KT Y/G WIDE OVERLAPING DESIGN BRACELET. 11) LADIES 14KT' Y/G "V" SHAPED, IlIRROR FINISH, NECKLACE, COLLAR MEASURING SIXTEEN (16) INCHES IN LENGTH. 12) GENT'S 14KT Y/G LINK STYLE CHAIN MEASURING TWENTY (20) INCHES IN LENGTH CONTAINING A 14KT Y/G LOBSTER CLAW STYLE CLASP. 13) RING 18KT, Y/G HITH PLATINUM HEAD, DIAMOND SOLATAIRE 2.09 CT DI~IOND. J,704 I r 266 605 719 424 537 1,567 7<16 753 1,177 , I 837 i I , i 792 , 15,258 JEHELRY COVERAGE TOTAL S27-;Jil5 , REV-lllOO Io,l(. (12-88) ~ ~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIOENT DECEDENT ESTATE OF PATRICIA A. SHINDLER SCHEDULE F JOINTLY-OWNED PROPERTY FILE NUMBER -1994-19940867 JoInl"nln~.): NAME A DERRIC< W. SHINDLER ADDRESS 1714 OIMSTED WAY CAMP HILL, PA 17011 RELATIONSHIP TO DECEDENT SON JoInUy-owned Property: LETTER DATE DOUAR VALUE OF ITEM FOR MADE DESCRIPTION OF PROPERlY TOTAL VALUE DECO'S DECEDENT'S NO. JOINT OF ASSET " INT. TENANT JOINT AI INTEREST 1 A 7/93 PNC BANK ACCOONI' WI'Ili DERRIC< 2,257.50 1128.75 1,128.75 SHINDLER, #5140499758, INCUlDEDS ACCRUED INI'EREST OF 1.98 . TOTAL IAI.o ani.' on line 6. RecD;;jlul.uonl S 1.128.75 (II mora spaco Is noodod, Insor1 addilion81shoots of sarno slzo.) PA1501t NTF I2IIA COrY'lght For",. 50Hwar. Only, 1184 H.lca,'n" NI4PAOI I J d II: I''it~ n....... S..\. . r~l'!l .llll\lt-IIILlo t .111'1111111.11\ 1.'1111 .. ~ ,-., PNClBANIK. January 3, 1995 Robert C. spitzer, P. C. 701 North second Street P. O. Box 120B7 Harrisburg, PA 17108 RE. Patricia A. Shindler Date of Death. September 30, 1994 Dear Mr. spitzer. As per your request for information on accounts the above referenced decedent held with us, the information is as follows. _Chec~Account No. 5140222185 opened 06/01/82 in the name of Robert indler, Patricia A. Shindler. Balance at date of death. $10,13 . Accrued interest. $ 8.16. _Checki~ccount No. 5140223575 opened 10/26/83 in the name of Patricia Shindler. Balance at date of death. $40,036.16. Accrued nt rest. $ 26.75. _CheCking~Ount No. 5140228667 opened 10/05/88 in the name of Robert Shin er, Patricia A. Shindler. Balance at date of death. $27,073.62 ccrued interest. $ 23.56. I i I I I I I i I I I I I -Checking Account No. 5140499758 opened 07/23/93 in the name of Derrick Shindler, Patricia A. Shindler. Balance at date of death. $2,255.52. Accrued intereBt. $ 1.93. If I can be of any further assistance, please do not hesitate to contact me at (717) 730-2321. Sincerely, dC(;1:'- ):L. vl. L :.tJ Edi th Tancll Miscellaneous Services supervisor Bank Operations ET/mkY \ \ ~ f"', ,', ewEX . (2-87) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAlC RETURN RESIDENT DECEDENT ESTATe OF SCHEDULE G TRANSFERS PLEASE PRINT OR 1YPE FILE NUMBER PATRICIA A. SHINDLER -1994-19940867 THIS SCH. MUST BE COMPLETED. FILED IF THE ANSWER TO ANY OF THE QUESTIONS ON THE REVERSE SIDE OF COVER SHEET IS YES. DESCRIPTION OF PROPERTY DECO. DOLLAR VALUE ITEM Includo namo 011110 tJanslOfoo, tholr EXCLUSION TOTAL VALUE % OF DECEDENrS NO. rolB1Ionshl~'10 docodenl. datu oll,onslor. OF ASSET INT. INTEREST 1 GIFT '10 LEON WAI1l'ER, TRUSTEE, FOR 3,000.00 10,000.00 100% 7,000.00 'IlIE BENEFIT OF SOO, DERRICK SHINDLER - 1/10/94 2 DECEDENT CREATED A REVOCABLE 0.00 UNFUNDED TRUST DATED 2/27/90 ,AND AMENDED, WI'IlI HERSHEY TRUST cx:r.wANY AND HER SON, DERRIC< SHINDLER AS <D-'I'RUSTEES . 'IlIE TRUST IS FOR 'IlIE BENEFIT OF DECEDENI"S HUSBAND, ROBERI' L. SHINDlER, WHO HAS RENOUNCED ANY INl'EREST IN 'IlIE TRUST, AND HER SOO DERRIC< SHINDLER, AND HIS ISSUE, IF ANY. NC ASSETS IN 'IlIE TRUST AT '!HE DATE OF DECEDENT'S DEA'IlI. COP'{ ATI'AOIED. 3 DECEDENT CREATED AN IRREVOCABLE 0.00 TRUST WI'IlI LEON WAIIl'ER AS TRUSTEE, ON 11/17/89 , AIDNG WI'IlI HER HUSBAND, ROBERI' L. SHINDLER, ALSO AS SE:ITIDR. DECEDENI' RESERVED NO RIGIfI'S AS '10 'IlIE TRUST WHIOl \'aJU) RENDER 'IlIE ASSE:IS OF 'IlIE TRUST TAXABLE FOR EI'IlIER PENNSYLVANIA INHERITANCE TAX PURPOSES OR FEDERAl ESTATE TAX PURPOSES. 'IlIE ONLY ASSET OF '!HE TRUST IS A LIFE INSURANCE POLICY WI'IlI METROPOLITAN LIFE INSURANCE <:cMPANY, INSURING 'IlIE LIFE OF HER HUSBAND, WHO SURVIVED HER. NO LIFE INSURANCE PROCEEDS ARE PAYABLE ON 'IlIE DEA11J OF DECEDENI'. COPY ATI'ACHED. TOTAL (Also ontor on IIno 7. RocDcl1ulaUon) $ 7.000.00 (II moro spoco Is noodod, Insol1 oddilionallihoolS 01 samo SilO.) PA1510t NTF t2t7A ClIpyllght FIHms So'twAr. Only, 111\14 N,len, Inc. N94PAlOl ~ (""\, , \.' " August ~ 1993 DERRICK W. SffiNDLER 1714 Olmsted Way Camp Hill, PA 17011 CCND DANK, N.A. 4242 Carlisle Pike Camp Hill, PA 17011 Re: Trust Agreement dated Febl'UAl')' 27. 1990, as amended. between Patricia A. Shindler, as Settlor and Derrick W. Shindler and CCNB Bank, N.A. as Trustees Gentlemen: PlII'lIuant to the rights reserved to the undel1ltgned under Article V(a) of the above Trust, the undel1llgned wishes to and does hereby amend the above Trust as set forth herein. In all respects, other than those specifically set forth below, the terms and condiUolUl of the above Trust are mUlled and confIrmed, In their entirety. I hereby name HERSHEY TRUST COMPANY as Co-Trustee with Derrick W, Shindler under the Trust Agreement with me as Settlor dated February 27. 1990, Very truly YOlll'll, 9c{.ii.<-~,,- tl ..iL'Li..c!.;.t.' Patricia A. Shindler ACCEPTED thla 0. J ,-f day of ,g...,;;/L~ . 1993. CCNB B BY Executive Vice President f.!i'I'/I~I'/. fl.!. ,}{J./~({-1t Derrick W. Shindler rJ1 ~1/ -""''''".~.'' ,~.,"1';> ''''''''''';'-'. '~"";"'. V,, ..... ~ f'I COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF DAUPillN: On the /9ft day of 1993, before me, the eubecrlber, a NotAry PubUc In and for eald onwealth and County, came the above-named PATRICIA A. SffiNDLER, satisfactorily p en to me to be the person whose name Ie eubecrlbed to the within Instrument and acknowledged the above Instrument to be her/hla act and deed, and deelred the same might be recorded lIlI euch, WITNESS m,y hand and Notarial Seal, My Co NOTARIAl SEAL J\IOY A. IMES. NowY PubliC tm\SlJUlQ.llalI\lhln ColItY MY CommIssIOn EJplRS Sept. 3,1993 . ~ f"". ", FOR INFORMATION ONLY INDEX UST AGREEMENT DATED. U. I BETWEEN PATRICIA A. S NDLER, AS SETTLOR AND DERRICK W. SHINDLER AND cd B BANK, N.A., AS TRUSTEE BACKGROUND PAGE 1 ADMINISTRATIVE PART ARTICLE TITLE I II ADDITION OF PROPERTY TO TRUST 2 2 4 4 4 III RESERVATION OF RIGHTS PRINCIPAL AND INCOME DISBURSEMENT IV V VI PREMIUMS ON POLICIES AMENDMENT AND REVOCATION LITIGATION TO ENFORCE POLICIES, COLLECT CLAIMS POWERS OF TRUSTEE 4 5 VII A. Retain Assets B. Dispose of Property C. Authorize Investments D. Register Securities E. Loan Money F. Retention in Cash G. Borrow Money H. Vote Securities I. Allocate Receipts, Expenses J. Distribute Cash or Kind, Non-Prorata K. Consolidated Fund L. Compromise Claims 6 6 6 7 7 7 B B 9 9 9 9 f.?J . ~ {'\. i I' M. Engage Experts 10 i I N. Prinoipal to Minor 10 > ! o. prohibition Against Sale 10 P. Faoility of payment 11 Q. Vesting 11 R. Termination 12 S. Adopted Children Inoluded 12 T. Business Authority 12 U. Disoretionary power 13 V. powers Through Final Distribution 13 w. Allooation of Assets 13 X. Proteotion of Marital Deduotion 14 Y. Employee Benefit Eleotion 14 z. Eduoation Defined 14 AA. Oooupanoy of Residenoe 15 BB. Limitation on Trustee Power 15 cc. Consultation with Spouse 15 DD. Generation Skipping 16 EE. Reserves 16 VIII APPLICABLE LAW 16 IX RECEIPT OF POLICIES 16 X TRUSTEE'S COMPENSATION 17 XI RESIGNATION OF TRUSTEE 17 XII REMOVAL OF TRUSTEE 18 SIGNATURE PAGE 19 SCHEDULE "A" LIST OF THE LIFE INSURANCE POLICIES AND/OR PROPERTY DEPOSITED WITH TRUSTEE 22 DISPOSITIVE PART SCHEDUr.E "B" PLAN OF DISTRIBUTION OF TRUST ESTATE 23 THIS AGREEMENT \"'l, t~UJ f1 \.(1: , (h~reinafter alled made this " ,. :j 7 tJ::- day of ~ ,'-"" TRUST AGREEMENT is 9r.J 19~, by and between PATRICIA A. SHINDLER, "Settlor") and DERRICK W. SHINDLER and CCNB BANK, N.A., (hereinafter called "Trustee"). I. BACKGROUND: Settlor has caused or may cause this Trust to be funded by the transfer and assignment of certain property to Trustee, and/or by naming Trustee as beneficiary of certain life insurance policies. The Settlor may also cause other property to be deposited for the uses and purposes of this Trust. The property and/or insurance policies are listed in detail in Schedule "A" attached to this Trust, and made a part hereof. The Trust is composed of two parts, an Administrative Part and a Dispositive Part. The Trust may be amended. 1 I I I I I I" I ~ r'-. ADMINISTRATIVE PART II. AGREEMENT: Settlor creates this Trust on the following terms and conditions: Article I Addition of Property to Trust Settlor reserves the right to add to this Trust any pOlicies of insurance issued on Settlor's life; and further, the Trust may be enlarged by property and/or securities acquired by the Trustee by gift, devise, bequest or otherwise howsoever, whether such addition be made by the Settlor or rny other person. The proceeds of any such pOlicies of insurance or any additional property and/or securities so acquired shall be held on the same terms of trust and with like force and effect as if originally a part of the Trust. Article II Reservation of Rights (Insurance) Settlor reaerves to Settlor, during Settlor's life, all payments, dividends, surrender value privileges and benefits of any kind which may accrue on account of eny of the aforesaid policies of insurance, and the right at any time to assign, pledge or beneficiary use said policies, or any of them, or to change the thereof, or to borrow money thereon, without the consent, approval or joinder of the Trustee, or any beneficiary 2 \ 'F~"-~ -. ~ -;.y.+-....._..r.~----.., . ~ hereunder. The Trust shall be operative only as to the proceeds of such of the pOlicies as in terms may be due and payable to the Trustee at the time of the death of the Settlor or thereafter, after deduction of all charges against the policies by way of advances, loans, premiums or otherwise. Such proceeds shall be prinoipal. The receipt of the Trustee for such proceeds shall release the insurance companies from liability on the policies. (Other Property) As to assets added to the Trust during the lifetime of the Settlor, and by the Settlor, the Settlor reserves to Settlor, during Settlor's life, the right to withdraw principal or income, and to direct Trustee to make such investments as Settlor desires, as well as the right to approve, in advance, any investments Trustee selects. SUbject to these powers of Settlor, Trustee may pay principal or income for the SUpport or welfare of Settlor. As to assets added to the Trust by a person or entity other than Settlor, Trustee shall, during the lifetime of Settlor, in Trustee's sole discretion, pay so much of the income and/or principal as Trustee deems necessary, for the benefit of Settlor and/or the issue of Settlor and for the support, maintenance, health, and safety of Settlor, or the issue of Settlor. All accumulated or undistributed income shall be added to principal hereunder. 3 .. ..-":-....--~' . --'---'-'-.~ - -''":"--'';~,~~,-<.;,r '< \ '1 ~ 1""'\ Article III Principal and Income Disbursement Upon Settlor's death, the Trustee shall disburse the income end principal of the Trust Estate in the manner set forth in detail in Schedule "B" attached hereto. Article IV Premiums on policies Trustee is not obligated to pay any premiums or assessments on said pOlicies of insurance and shall be under no obligation in respect to the pOlicies other than for the safe-keeping thereof, except to the extent otherwise expressly agreed to herein, if the pOlicies are deposited herewith. Article V Amendment and Revocation Settlor may by instrument in writing, delivered to the Trustee, (a) amand, modify or alter this Agraement, in whole or in part, provided that the duties, powers and liability of the Trustee shall not be changed without its written consent; (b) revoke this Agreement in whole or in part; provided, however, that the rights of Settlor under (a) and (b) shall not apply to any assets added to the Trust by a person other than Settlor. Article VI Litigation to Enforce Policies, Collect Claims The Trustee may institute any proceedings at law or in equity in order to enforce the payment of such pOlicies or the collection of such property, and may do and perform any and all other acts and things which may be necessary for the purpose of 4 ~ "- collecting such property or any sums which may be due and payable under the terms of said policies. Trustee shall not, except at its option, enter into or maintain any litigation to enforce the payment of said policies, or collect such property until it shall have been indemnified to its satisfaction against all expenses and liabilities to which it may, in its judgment, be subjected by any such action on its part. The Trustee is authorized to compromise and adjust olaims arising out of the insurance pOlicies or any of them or other property, upon suoh terms and conditions as it may deem just, and the decision of the Trustee shall be binding and oonolusive upon all persons and corporations interested therein, all without neoessity for court approval. Article VII Powers of Trustee Except as otherwise specifically provided herein, and in addition to the powers granted Trustee by law, all of whioh shall be exercised by Trustee without posting bond or furnishing sureties in this or any other jurisdiotion, the Trustee shall hold and manage the fund, when so colleoted, together with such other property as may be aoquired, during the existence of this Trust, all of which said property will hereinafter be referred to as the "Trust Estate", or "Trust" said term meaning the principal and income of any trust or trusts created herein or in Schedule "B" hereof, upon the following terms and conditions and with the following powers and authorities: 5 ..--- A. Retain Assets: in the form in which advisable: To retain all or any part of the trust it was acquired as long as it daems B. Dispose of property: To sell, exchange, partition, lease, option, or otherwise dispose of any property or part thereof, real or personal, which may at any time form part of this Trust Estate at public or private sale for such purposes and upon such terms, including sales on credit with or without security, in such manner and at such prices as it may determine, including the right to lease real estate for periods in excess of five years and for a term expiring after the termination of any trust, and including the right to deal in-real estate ventures as a general or limited partner. Trustee may invest, reinvest, buy, sell or trade options, puts, calls, or any other type of financial instrument, the nature of which need not be contemplated or in existence at the time this trust is created. In the event of a sale, exchange, partition, lease or option of any of the property of this Trust Estate, there shall be no liability on the part of the purchaser or purchasers to see to the applioation of the purchase money, but the same shall be held and disposed of by such purchaser or purchasers free and clear of any of the provisions of any trust created hereby: c. Authorized Investments: To invest or reinvest the Trust 6 ~ Eststs in any property, real or personal, of any kind or naturs, including stocks, bonds, mortgages, other securities and common trust funds of the Corporats Trustee without being limited or restricted to investments as now or may hereafter be prescribed for trustees by law including the right to acquire, sell or retein stock in the Corporate Trustee: D. Register Securities: To register securities in its name as Trustee or in the name of any nominee or to take and keep the same unregistered and retain them or any part thereof in such condition that they will pass by delivery without disclosing the fact that the property is held in a fiduciary capacity: E. Loan Money: To make any loans, either secured or unsecured in such amounts, upon such terms, at such rates of interest and to such persons, firms, corporations or the executor or administrator of Settlor's Estate or the Estate of Settlor's spouse without interest and without reimbursement for the purpose of the payment of taxes, debts and administration expenses: provided, however, that any bensfits from a quslified employee benefit plan received by the Trustee shsll not be used for the payment of euch tsxes, debts or expenses, if not includible in Settlor's gross estate for federal estate tax purposes: F. Retention in Cash: To retain for reasonable periods ths 7 ~ ~ principal or corpus, or any part thereof of this Trust Estate in the form of cash; G. Borrow Money: To borrow money for any purpose on any terms in connection with the administration of or investment in assets of this Trust Estate; execute promissory notes or other obligations for the amounts so borrowed and secure the payment of any amounts so borrowed by mortgage or pledge of any real or personal property which may at any time form a part of this Trust Estate; H. Vote Securities: To vote any securities upon any proposition or election at any meeting and to grant proxies, discretionary or otherwise; to join in or become a part of any reorganization, readjustment, merger, voting trust, consolidation or exchange and to deposit any such securities with any committee, depository, trustee or otherwise and to pay out of this Trust Estate any fees, expenses and assessments, incurred in connection therewith and to charge the same to principal or income as Trustee may see fit; to exercise conversion, subscription or other rights, or to sell or abandon such rights and to receive and hold any new securities issued as a result of such reorganization, readjustment, merger, voting trust, consolidation, exchange or exercise of subscription, conversion or other rights; and generally take all action in respect to any such securities as Trustee might or could do as 8 , 1""""0, absolute owner thereof; to vote any stock in the corporate trustee; I. Allocate Receipts, Expanses: In Trustee's discretion to allocate to either prinoipal or income or between them any and all taxes (especially capital gains taxes) or receipts or expenses which Trustee may be required to pay on behalf of this Trust Estate, but in no event shall the income of any marital deduction trust created herein be reduced by the exercise of this power. J. Distribute Cash or Kind, Non-prorata: To divide or distribute, whenever it is required or permitted, this Trust Estate and to make such division or distribution in kind or in money or partly in kind and partly in money, and the jUdgment of the Trustee as to the value of the different items shall be conclusive and final upon the beneficiaries; to make non-prorata distributions of assets in kind; K. Consolidated Fund: To hold and administer the trusts created hereby in one or more consolidated funds in whole or in part in which the separate trusts or funds shall have an undivided interest; L. Compromise Claims: To compromise claims, on such terms and conditions as Trustee, in Trustee's sole and exclusive 9 ~ ~ discretion, deems appropriate without obtaining court approval thereof. M. Engage Experts: To engage attorneys, investment counsel, accountants, agents and such other persons as it may deem advisable in the administration of this Trust Estate and to make such payment therefor as it may deem reasonable and to charge the expenses thereof to income or principal as it may determine and to delegate to such persons any discretion which it may deem proper. The Trustee shall not be liable for any negligence, omission or wrongdoing of such counselor agents, providing reasonable care was exercised in their selection; N. principal to Minor: If the principal of any trust is payable to a person or persons under the age of twenty-one (21) years, the Trustee shall continue the term of said trust as to said person or persons under the age of twenty-one (21) years, until he, she or they attain twenty-one (21) years of age, paying over to said person under the age of twenty-one (21) years, or for their use and benefit, the proportionate share of the net income of said trust; o. Prohibition Against Sale: No title in any Trust Estate, or in the income accruing therefrom, or in its eccumulation shall vest in any beneficiary, and no beneficiary shall have the right or power to transfer, assign, anticipate, or encumber his 10 - -. - -.. -. .-... ..- .~ ~ or her interest in said Trust Estate, or in the income therefrom, prior to the actual distribution thereof by the Trustee to said beneficiary. Further neither the income nor the principal of any Trust Estate shall be liable in any manner, in the possession of the Trustee for th debts, contracts, or engagements of any beneficiary. P. Facility of payment: Should the principal or income or both of this or any Trust be payable to any person as to whom the Trustee has actual knowledge of a court adjudication of incompetency, or who the Trustee determines, in the discretion of Trustee, is unable to act effectively on his or her own behalf in financial matters, then Trustee shall have the right to use such principal or income to pay to such beneficiary, or for the benefit of such beneficiary, but nothing herein shall be deemed to impair the duty of Trustee to pay income to Settlor's spouse under any trust herein qualifying for the marital deduction, unless Settlor's spouse is declared legally incompetent. Q. Vesting: No trust created herein, or by exercise of a power of appointment hereunder, shall continue for more than twanty-one (21) years after the death of the last to die of Settlor and the beneficiaries in being at the date of Settlor's death. Any property still held in trust at the expiration of 11 -------_.-#-. ~.. , ~..- --...-~ 1",,,,,,, 1""'""\ ,~ that period shall immediately vest in and be distributed to the person or persons then entitled to receive or have the benefit of the income therefrom in the proportions in which they are entitled thereto, or if their interests are indefinite, then in equal shares, per stirpes. R. Termination: If at any time during the term of this Trust, Trustee determines, in its sole discretion, that the corpus of the Trust has become too small to be practicable, or uneconomical to continue, then Trustee may distribute the corpus of the Trust estate to the then income beneficiary or beneficiaries in accordance with the portions of income to which each beneficiary is entitled, or if such portions are not specifically set forth herein, then in such amounts as it deems appropriate. S. Adopted Children Included: ,The words "child, children or issue or descendants" as used in this Trust, shall include adopted children and adopted grandchildren, and children or grandchildren born or adopted after the date of this Trust, unless expressly stated to the contrary. T. Business Authority: If the Trust Estate includes any interest which the Settlor had in a business at the time of Settlor's death, whether the same is a sole proprietorship, a partnership or a corporation in which Settlor owned all or a 12 --'--"-'-. ~ ~ substantial portion of the stock, the Trustee is authorized to continue said business, without order of court, until such time as it deems it advisable to sell, liquidate or distribute the same in kind. Trustee shall have all rights and powers in conneotion with said business as the Settlor had when living, including by way of example and not limitation, the powers to operate or join in the operation thereof as a going concern, to form or re-form a general or limited partnership, to incorporate or re-incorporate and to liquidate or sell the same or any part thereof, all as it deems advisable for the best interests of the Trust Estate and of the beneficiaries thereof, without any liability for loss resulting from the operation of said business except where such loss is the result of gross negligence or fraud on the part of the Trustee. The Trustee shall be entitled to reoeive for its servioes in connection with said business, such additional compensation as may be commensurate therewith. U. Discretionary Power: In exercising discretionary powers granted to Trustee under this Trust, Trustee may give due regard to the assets and income of the beneficiary, other than assets and benefits under any trust oreated hereunder. V. Powers Through Final Distribution: All powers and authorities granted to Trustee hereunder shall be fully exercisable by Trustee through and including final distribution of assets hereunder, even though the Trust may have terminated 13 ~ o '~ earlier. w. Allocation of Asseta: Trustae may allocate assets among the beneficiaries (including any trust hereunder) without regard to the income tsx basis of any such assets. x. Protection of Marital Deduction: Notwithstanding anything to the contrary herein or in Schedule "B" hereof, no power, authority or discretion given to Trustee hereunder or in Schedule "B" hereof shall be construed in any manner which shall result in a disallowance of the marital deduction for any trust created for the benefit of my spouse, otherwise eligible for the marital deduction, if created hereunder, and any such power or authority which is construed to have such effect is void, hereby revoked, and to no effect, as if not set forth herein, in Trustee I s di,scretion. Y. Employee Benefit Election: Trustee, in addition to all powers granted by law, is hereby authorized to make such election in connection with settlements under employee benefit plans in which Settlor has an interest as Trustee deems most advantageous under all the circumstances. Further, to the extent that proceeds of such employee benefit plans are included in Settlor's estate for federal estate tax purposes, they shall be allocated to the portion hereof which does not qualify for the marital deduction and shall not be used for the payment of 14 -.-'. _.............>~>.... -""'"- ~ ,....... death taxes or administration expenses of Settlor's estate. Z. Education Defined: The word "education" as use in this Trust shall mean and include, but not be limited to primary, secondary, collegiate and/or post-graduate education in private or parochial school, college, trade school or graduate school. It is Settlor's intention in granting Trustee the power to expend funds for "education" that the word "education" be interpreted broadly by Trustee. I AA. Occupancy of Residence: To permit any beneficiary or beneficiaries to occupy rent free any residence constituting a part of the assets of a trust for such beneficiary or beneficiaries and to pay the real estate taxes thereon, expenses of maintaining said residence in suitable repair and condition and hazard insurance premiums on the residence; provided, however, the Trustee shall not exercise this power in any way which would deprive Settlor's spouse of the beneficial enjoyment of Part "B" and such spouse shall have the right to limit, restrict or terminate the Trustee's exercise of this power if it interferes with such beneficial enjoyment. BB. Limitation on Trustee Power: No person at any time acting as a Trustee hereunder shall have any power or obligation to participate in any discretionary authority Settlor has given to Trustee to pay the income or principal to such person or for 15 ,-..., his or her benefit or in relief of his or her legal obligations. CC. Consultation with Spouse: Trustee is direoted to oonsult with Settlor's spouse in conneotion with eny investment of the Trust. . DO. Generation Skipping: In my Trustee's sole disoretion to allocate such exemptions as are available as to the generation skipping transfer tax to any property, to exclude any property from that allooation and to make all related allocations thereto. No beneficiary shall have any claim against my Trustee for exercising such allocation powers as granted herein. EE. Reserves: To maintain reasonable reserves for depreoiation, depletion, amortization and obsolescence. Article VIII Applioable Law This Trust has been accepted in the State of Pennsylvania and shall in all respects be governed by the laws of that State. Artiole IX Receipt of policies Settlor, by joining in the exeoution of this instrument acknowledges (unless otherwise specified in writing) that Settlor has retained custody and possession of the insurance 16 , - "-0 __..,_. . ~. Ii ~ '. policies, if any, described on Schedule "A" attached hereto and made a part hereof. , Article X. Truatee's Compensation The compensation payable t\l Trustee shall be the compensation due, in accordence with the fee schedule of Trustee, at the time Trustee renders services hereunder, but if Trustee has no such fee schedule, then such compensation shall be reasonable. Article XI Resignation of Trustee Trustee may resign by giving written notice thereof to the Settlor, if living, or if Settlor is not living then to Settlor's spouse, or if Settlor's spouse is not living, by notice to Settlor's children, even if those children be minors, specifying a date, not less than thirty (30) days from the date of the notice, on which Trustee shall be deemed to have resigned. Upon such date, Trustee shall be deemed to have resigned, and upon delivery of the assets of the Trust to the Successor Corporate Trustee appointed as described below, shall be free of any further duty to Settlor or the beneficiaries or the Successor Corporate Trustee hereunder, except for past acts or conduct of Trustee. A Successor Corporate Trustee, a corporation, b3nk or trust company, qualified under the laws of the Commonwealth of Pennsylvania or the United States of America to act as Trustee shall be appointed as follows: 17 ..,.. -. _...,- -.. --" .>.-- ~ --- 1. By Settlor, if then alive. 2. If Settlor is not then alive, then Settlor's spouse shall select the Successor Corporate Trustee. 3. If neither Settlor nor Settlor's spouse are alive, then such selection shall be made by majority vote of the income beneficiary or beneficiaries of the trust, who are twenty-one (21) years of age or older. 4. If Settlor and Settlor's spouse are not living, and there are no income beneficiaries of the age of twenty-one (21) years or older, or if the appropriate person above fails so to select a Successor Corporate Trustee, within ten days after notice of resignation is given, then and in such events the Orphans' Court Division of the Court of Common Pleas of the County in which this Trust has its situs shall select a Successor Corporate Trustee having the qualifications listed I r above. Any Successor Corporate Trustee so selected shall serve on the same terms and conditions, and with the same powers and duties as if originally appointed. Article XII Removal of Trustee Settlor's spouse shall have the right, by written notice to Trustee, to remove the Trustee, or either of them. If Settlor's spouse so removes the Trustee, or if a Trustee is unable or unwilling so to serve, then CCNB Bank, N.A. shall be the sole Trustee. IN WITNESS WHEREOF, the Settlor, PATRICIA A. SHINDLER, and 18 r"\ r"""\ Trustee, DBRRICK W. SHINDLER and CCNB BANK, N.A., have signed this Trust the day and year first above written. Qa1:U.J. -. tJ h1 ' .t?t1". tSBAL) PATRICIA A. SHINDLER Settlor Signed, sealed and delivered in the presence of: ~i?~ 17"tJ-(lt 1/11 i'll, /;;,I1i (SBAL) Trustee CCNB BANK, N.A. ATTBST: ') J 1 ( gJr/r.:-JU (./-t'-~( . BY -- Trust~e. l' ~ Off I ' !!!_lIitll" Vico President & :il.llllor ru~. ___~~ . 19 r"""\ ,"'"'-. COMMONWEALTH OF PENNSYLVANIA: COUNTY oFA?a~L~ . . .,,,' 1& 9lJ On the ;,{_ day of , 19~, before me, the subscriber, a Notary pu lio in nd for said Commonwealth and County, came the above-named ATRICIA A. SHINDLER, satisfactorily proven to me to be the person whose name is subscribed to the within instrument, and acknowledged the above Agreement to be her act and deed, and desired the same might be recorded as such. SS: WITNESS my hand and Notarial Seal. NOTARIAL SEAL s: JUllY A. IMES. NolarY Public HarrilUt:" ",,~hl" Coul1ly My Con~ ::;' .. ~'11 3.1993 COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF : On the day of , 1989, before me, the subscriber, a Notary Public in and for said Commonwealth and County, came the above-named DERRICK W. .SHINDLER, satisfactorily proven to me to be the person whose name is subscribed to the within instrument, and acknowledged the above Agreement to be his act and deed, and desired the same might be recorded as such. WITNESS my hand and Notarial Seal. Notary Public My Commission Expires: 20 ..._,--_..._-,'''''''''''',~ --,--.-.-.-. - . ".C"'.-!; ','. , ., ':'-'_. __', - - 'L.- ~ ,,""', , COMMONWEALTH OF PENNSYLVANIA: I SS' COUNTY OFC-tltlltOl:.A!U/J'D . "I/.vi ) I ltiftl On the ..71.1 - day of ' 1/Il/L , 19897 before me, the subscriber, a Notary Publio in and for said co~wealth and County, personally appeared Inet!X. I11 LAA I~ , who acknowledged himself to be the ."~Vi~r;R,'ei-'IJl":'T",;''''/Il.flll N,.!.ut.of CCNB BANK, N.A., and that he as such offioer' being authorized to do so, executsd the foregoing instrument for the purpose therein contained by signing the name of the corporation by himself as such officer. IN WITNESS WHEREOF, I have hereunto set my hand and offioial seal. My Commission Expires: 1loIIrIal.... .... J. B/IndI, NolIryI'\lllllO I upper Allen Twp., Cum_lid County lit Collmlltlon Elplra \llRh 18, 1m .....Mr.~A_''''.n.I...- 21 o 1"1 '''''_J'; M _"'h~?~"nr,'~"""~C~";' ;,:...:.~::;~,.",,~,..:.:-:.::.j" - .:-.. . .,_~~~:;~;;~~~~~:~t~'~~;~!:J2:~i'I' . SCHEDULB "A" LIST OF THE LIFE INSURANCE POLICIES AND/OR PROPERTY DEPOSITED WITH DERRICKW. SHINDLER and CCNB BANK, N.A. UNDER REVOCABLE TRUST ^GREEMENT WITH PATRICIA A. SHINDLER "'1:- ','," 22 . . -- ._...~-..--.... .......~ ~- ..'-.. ,.."..,.."'....... ........ ,........ DISPOSITIVE PART SCHEDULE "B" PLAN OF DISTRIBUTION OF TRUST ESTATE OF PATR~IA ~. SHINDLER UNDER AGREEMENT'icJ DATED '-.e U(IA'7j_ ,Q 1 ' 1!l89" FIRST: On Settlor's death, Trustee shall hold the principal of the Trust, together with all other parts or portions thereof, and, in ths sole discretion of the Trustee, payor apply to or for the use or benefit of Settlor's spouse, ROBERT L. SHINDLER, or Settlor's son, DERRICK W. SHINDLER, or his issue, a11 or any part of the nst income and/or principal of the Trust Estate for the maintenance, support, comfort, travel, housing and education of such beneficiary or beneficiaries in all cases taking into consideration all the assets available to such beneficiaries. SECOND: On the deattl of Robert L. Shindler, this Trust shall continue, and Trustes shall pay the principal and accumulated or undistributed income absolutely to Settlor's son, Derrick, if he is thirty-five (35) years of age or older. If upon the death of Robert L. Shindler, or if Robert L. Shindler predeceases Settlor, and Derrick W. Shindler has not attained the age of thirty-five (35) years, then Trustee shall hold the principal and any accumulated or undistributed income on the following terms and conditions: A. The Trustee shall accumulate ths income from the trust and during the term of the trust. 23 . ' 1""'1 ,1""'\ B. As much of ths income, accumulated incoms and principal of this trust as Trustee, in its sole discretion may, from time to time, think advisable for the support, maintenance, comfort, travel and education (including education in college, trade school or graduate school) of Derrick W. Shindler, or his issue or during illness or emergency or any other needs of Derrick W. Shindler, or his issue shall be either paid to him or them, or any of them by Trustee or else applied directly for his or their own benefit by Trustse. C. When Derrick W. Shindler shall have reached the age of twenty-one (21) years, Trustee shall distribute to him, if he so requests in writing, one-third of the principal of the separate trust as valued when the request is received by Trustes; likewise one-half at age twenty-five (25); likewise one-half at age thirty (30). D. When Derrick W. Shindler shall have reached the age of thirty-five (35) years, or dies with issue surviving, whichever first occurs, the trust shall terminate and Trustee shall distribute the income and principal of the trust to Derrick W. Shindler, or if he is not surviving to his then living issue, subject to Article VII hereof. E. If Derrick W. Shindler does not attain thirty-five (35) years of age, or if he dies before he attains thirty-five (35) years of age, without issue, then and in such event this trust, or any trust hereof, shall terminate and the remaining principal and any accumulated or undistributed income shall be distributed 24 . , ." ~ "'"'- , in squal shares as follows: 1. Fifty per cent (50%) to be retainsd in furthsr trust hereunder by Trustee to pay the income and principal in such shares as Trustee deems appropriate, in its sole discretion, to or for the bensfit of the Father of Settlor's spouse, for and during the term of his life, for his support, maintenance, health, comfort or welfare. On his death, or if he does not survive to the time of distribution, then the principal and any accumulated income hereunder shall be paid to the then living brothers and sisters of Settlor's spouse, in equal shares, absolutely and free of trust. The issue of a deceased brother or sister shall take his or her parent's share. 2. Fifty per cent (50%) to be retained in further trust hereunder by Trustee to pay the income to or for the benefit of Settlor's Mother, in the sole discretion of Trustee, and to pay the principal in such shares as Trustee deems appropriate, in its sole discretion, to or for the benefit of Settlor's Mother, for and during the term of her life, for her support, maintenance, health, comfort or welfare. On her death, or if she does not survive to the time of distribution, then the principal and any accumulated income hereunder shall be paid to the then living brothers and sisters of Settlor, in equal shares, absolutely and free of trust. The issue of a decsased brother or sister shall take his or her parent's share. Qa::t;;;<: ~ e<- tJ 1~t. ,:.IIhJ Patricia A. Shindler 25 --... . . .' 1'"""'1 -, ...., , . i ,/':' _ 1'- - - - IRREVOCABLE AGREEMENT OF TRUST NOW, on the l7th day of November 1989 , ROBER'r , L. SIIINDLER and PATRICIA A. SHINDLER, his wife, of camp lIill, cumberland county, Pennsylvania, as Settlors, by this Agreement and desiring to establish a Trust, hereby assign to LEON R. WALTER, of flew Cumberland, York county, Pennsylvania, as Trustee, the properties described in Schedule A to be held, together with such ndditional property as may be transferred or bequeathed hereto by Settlors or any other person, upon ths following terms of trust: FIRST: DISPOSITIVE PROVISIONS DURING SETTLOR'S LIFETIME Ouring lifetime of surviving Ssttlor: 1. Settlors child, DERRICK W. SHINDLER, during such child I s lifetime, shall have the absolute right (anything to the contrary appearing in Item THIRD hereof notwithstanding) , exercisable in such child's sole discretion, to withdraw during each calendar year in which an addition or additions are made to this Trust, an aggregate amount equal to the greater of five percent (5%) of the amount of the additions to this Trust up to the dnte of such withdrnwlll or rive Thousand Dollars ($5,000) mUltiplied by the numbor of donors making additlon(s) to this Trust during such calendar year, and such right of withdrawal shall be lion-cumulative from year to year. 1 .~ '-,. / ,~ ~ .~ 2. Trustee shall notify each beneficiary of any transfer or other contribution to the Trust, and of the donor(s) thereof, as soon as is practical after the contribution or transfer has been made but not later than December 31 of the year in which ths contribution or transfer has been made. 3. All withdrawals shall be made by written demand siqned by the withdrawinq beneficiary and delivored to the Trustee not more than thirty (30) days after the date of Trustee's notification to the beneficiaries of any transfer or other contribution to the 1'rust. withdrawals shall be paid by Trustee not more than sixty (60) days after the date of such written demand. For purposes of this special riqht of withdrawal, assets oriqinally transferred to this Trust shall be deemed to bs an addition in the year in which the transfer occurs. 4. Such riqhts of withdrawal shall constitute a first charqe against the principal of this Trust and during the continuance of this Trust shall take precedence over all other distributions and all other beneficial interests hereunder. 5. In creating this power of withdrawal, it is the intention of Settlors to create an annual non-cumulative power of invasion which will qualify any transfer of property hereto as a transfer of a present interest under section 2503(b) of the Internal Revenue Code of 1986, as amended, and which will not be treated as a release of such a power as that'term is defined in Section 25l4(e) of said Code. 6. subject to the rights of withdrawal hereinbefore set 2 I. ,"""\ ......, forth, as much of the income and as much of the principal as 'rrustee, in his sole discretion, shall decide, may be used to pay premiums on life insurance policies owned by this Trust, but 'rrustee shall not be obligated at any time to pay any such premiums. 7. Trustee shall pay to or apply for the benefit of Bettlors child, DERRICK W. SHINDLER, at such times as Trustee determines, as much of the net income and, if income shall be insufficient therefor, as much of the principal, as Trusteo, in his sole discretion both as to income and principal, shall deem necessary for such child's maintenance, medical care, support and education; provided, howevsr, that before making any such paymsnts of principal to Settlors child, Trustee shall take into account other property and income available to him, and in so doing ths decision of Trustee as to the amount of principal so used and the extent to which other resources are considered shall be conclusive as to all parties in interest. Any income not expended may be accumulated and added to principal. B. If a child of Settlor, shall predecease either settlor, then such deceased child's share shall be held and administered for the benefit of such deceased child's appointees or estate, as the case may be, until the death of the surviving settlor, at which time such share shall be distributed as provided in Paragraph 4 of Article SECOND below. SECOND: DISPOSITIVE PROVISIONS UPON SETTLOR'S DEATH 1. Upon the death of the surviving Settlor, Trustee 3 . ~ shall hold the then remaining principal together with any accumulated or undistributed income, as one share for the benefit of Settlors'child, DERRICK W. SHINDLER. 2. Trustee shall hold such share in Trust for DERRICK W. SHINDLER, and during ths lifetime of such child: (a) All of the net income shall be paid to or for the benefit of such child in quarterly or other convenient installments, and (bl As much of the principal of such child's share of the Trust as Trustes, in his sole and absolute discretion, may from time to time deem proper for such child's maintenance, medical care, support and education shall be paid to such child or applied directly for his benefit. 3. such'child shall'have the right to withdraw from the Trust held for his benefit in the following manner: (a) All of the income, including accumulated or undistributed income; (b) One-third (1/3) of the then remaining principal upon attaining the age of thirty (30) years; (c) One-half (1/2) of the then remaining principal upon attaining ths age of thirty-five (35) years; (d) The entire balance remaining upon attaining the age of forty (40) years. Such rights of withdrawal shall be cumulative and may be exercised in whole or in part and from time to time after the right accrues but only in the chronological order in which they are 4 L .-""'1 herein Bet forth. 4. In the event such child dies before the surviving Settlor or in the event the child who survives Settlors dies bsfore the entire principal of his Trust has bsen withdrawn, such shars or the then remaining principal, together with any accumulated or undistributed income, of such Trust (as the case may be) shall be distributed to or for the benefit of such person or persons or corporation or corporations (including such child's estate, such child's creditors or the creditor's of such child's estate) in such amounts or proportions and in such lawful interest or estates, whether absolute or in trust, as such child may direct by his or her Last Will, provided such Last Will contains a specific reference to this general powe~ of appointment, or in default of, such appointment, or to ths extent it is not effectively exercised, then, to such child's estate. THIRD: TERMINATION OF TRUSTS 1. Notwithstanding any other provisions hereof, Trustee may, in its sole discretion, at any time after surviving settlor's death, terminate any or all of the trusts created herein if the amount thereof would make the continuing of said trust impractical. Upon such termination, Trustee shall pay the principal and any accumulated or undistributed income of any such trust share to the person or persons entitled to receive the income therefrom in the proportions to which they were then entitled to receive the income. If no such fixed proportions then exist among beneficiaries, paymsnt shall be made in equal shares, per stirpes, among the 5 ~ ......... persons to whom the income may then be paid, and upon such termination the rights of all other persons who might otherwise have interests as succeeding life tenants or remaindermen shall cease. 2. Any and all trusts created herein shall terminate in any event, and every final distribution or payment of the principal of the trust estates shall be mads, not latsr than.twenty-one (21) years after the death of the survivor of the beneficiaries named or provided for herein who are living at the date hereof, in the event that these trusts shall havs not terminated previously in accordancs with the terms hereof. In the event of the termination of these trusts as provided for in this paragraph, Trustee shall pay over and deliver the principal, together with any accumulated or undistributed income, free and discharged of any trust, to the person or persons then entitled to receive the income thereof in the proportions to Which they were then entitled to receive the income. FOURTH: MINORITY AND DISABILITY PROVISIONS Unless otherwise provided for herein, any income or principal payable to any beneficiary who may be then a minor (for all purposes of this Trust, a minor shall be deemed to be a person who has not attained twenty-ono (21) years of age or, who may then be, in ths opinion of the Trustes, msntally or physically disabled, shall bs hsld in a separate trust by Trustee during such minority or disability unless the trust shars is sooner terminated as otherwise provided herein; said net income and/or principal may be 6 ~ ,''"'''1 accumulated or expended for the maintenance, medical care, support and education of such bensCiciary, as Trustee, in his sole discretion, may determine. Trustee, in the expenditure of income and/or principal for such purposes, may, in his discretion, apply the same directly without intervention of a guardian, or pay the same to any person having care or control of said beneficiary, or with whom the beneficiary resides, without the duty on the part of Trustee to see to or inquire into the application of the funds by nllY pereon to whom any pnyment ie so made. The balence of such income and/or principal shall be paid to said beneficiary when the disability or minority ceases, or to said benefioiary's estate in the evsnt of death prior thereto. FIFTH: PROTECTIVE PROVISION All principal' and income shall, until actual distribution to a bensficiary, be free of the debts, contracts, alienations, torts and anticipations of any beneficiary, and the same shall not be liable to any levy, attachment, execution or sequestration while in the possession of Trustee. 1. INSURANCE POLICIES Trustee shall not be under any obligation to pay SIXTH: premiums on insurance policies held hereunder and shall have no responsibility to see that such policies are kept in force. 2. No life insurance company shall bs responsible to sse to the execution or performance of this Trust or to the application of insurance proceeds paid to this Trust. 3. Trustee may without incurring liability, compromise 7 ~ ""'"" and settle any questions relating to any insurance policy upon such terms as he desms wiss. Trustee need not institute litigation to collect the proceeds of any policy unless it is reasonably indemnified for costs, counsel fees and other expenses of suoh litigation. SEVENTII: POWERS OF TRUSTEE In addition to the powers hereinbefore provided and those given by law, Trustee and any additional or successor Trustse without any order of court and in its sole disoretlon may: 1. Hold and retain the property now or hereaftsr comprising a part of this trust for such length of tims as in his sole discretion he may deem wise or sell any part thereof, without liability of any kind by reason of such retention or sale and invest and reinvest, alter, vary and change investments from time to time, in such manner and in such property, real, personal or otherwise, including any common or divsrsified trust funds maintained by, or stock of, any bank or trust company or any holding company or affiliate thereof, as Settlor's fiduciary may deem prudent, without being confined to what are known as legal investments under the laws of any state or juriSdiction; 2. Repair, alter, improve or leass, for any psriod of time (even more than five (5) years) any property and give options for leases; J. Make distributiofl' hereunder sither in cash or in kind or partly in each, and cause any share to be composed of property different in kind from any other shares, without regard to the B !, ~ basis of such property; 4. purchass investments at a premium; 5. Vote in person, or by proxy, all stocks or other securities held; 6. Exercise any rights or warrants to subscribe tor stocks or bonds or other allotments received by reason of securities held, or sell them for such prices as he may deem best; 7. Deposit, surrender or exchange stocks or pay any assessments in connection with any reorganization or merger or similar procsedings as he may deem best; B. Exercise any option, right or privilege granted in any insurance policy; 9. Ssll any real or personal property at public or private sale to any person or entity, or give options therefor tor cash or credit, without liability on ths part of the purchassr to see to the application of the purchase money; provided, however, that no sale hereunder shall be made at a price less than that which Trustee acting in good faith .shall consider to represent adequate and full consideration; 10. Borrow money from any source, including any Trustee, mortgage or pledge any property and purchase assets from Settlor's estats at fair market value and loan money to any person or entity or to said estate; provided, however, that appropriate interest and collateral shall be required for such loans; 11. After the death of the surviving settlor, to merge any trust created hereunder with any other trust or trusts created 9 . ~ ~ by either Settlor under will or tru.t, if the term. of .uch trusts are then substantially similar and held for the primary benefit of the same person, 12. compromise claims, 13. Register securities in the name of a nominee in such manner that title shall pass by delivery, 14. Employ attorneys, investment counsel, accountants and agents in connection with the discharge of its duties, and determine and pay to them reasonable compensation, 15. Pool the assets of all trusts created hereunder or any of them for investmsnt purposes, allocating to each trust an undivided interest in all of the assets so held, 16. Add to the principal of any trust created hereunder any property received from any person by Deed, or Will or in any other manner, 17. In the exercise of his discretion with respect to the use of principal for any beneficiary, Trustes may take into account other property and income available to such beneficiary, in so doing, Trustee may conclusively rely on written reprssentations made to it by such beneficiary, and the judgement of Trustee as to the amount of principal so used and the extent to which other resources are considered shall be conclusive as to all parties in interest I 18. Anything herein ,to the contrary notwithstanding, no individual Trustee hereunder shall make or participate in any decision of Trustee required for the discretionary termination of 10 , ~ '----. any trust hereunder or to authorize the discretionary payment of income or principal in cases where such terminated trust or such principal or income (as the case may be) would be distributable to or for the benefit of himself, herself, or anyone such Trustee is legally obligated to supportl 19. Exercise all power, authority and disoretion given by this Trust after termination of any trust created herein until the same is fully distributed I 20. Accept property or not, in Trustee's sole discretion, by bsquest or lifetime transfer form any person, estate or trust, SUbject to the payment of, or liability for, state and/or federal gift, estate, transfer, succession, inheritance or other death taxes, including any inter-est or penalties thereon, and sign any required consent or acknowledgement of liability for such taxes and/or lien against such property I 21. Anything hereinbefore to ths contrary notwithstanding, Trustee shall not exercise any power, authority or discretion if the exercise of such power, authority or discretion would cause the assets of this trust to be included in the "gross estate" of settlor, as such term is defined in the Internal Revenue Code of 1986, as amended. EIGHTH: APPOINTMENT OF ADDITIONAL AND SUCCESSOR TRUSTEES 1. During the lifetime of Settlors, ROBERT L. SHINDLER, and PATRICIA A. SHINDLER or the survivor of them, he or she may at any time and from time to time remove the then serving Trustee I provided, however, that he or she shall immediately thereafter 11 t""\ t"""I designate a qualified individual as successor to Trustee being removed. Should LEON WALTER bs unabls or unwilling to act in this capacity, ths Settlors shall designats a Trustee to act in this capacity. ( 2. After surviving Settlor's death, such other person or persons (if any) as Settlor designates in a writing delivered to Trustee during his or her lifetime, but intended to be effective after his or her death, shall be associated with Trustee as Co- '['ruotee hereunder, upon receipt by Trustee of the written acceptance of the office by such person or persons. 3. After surviving Settlor's death, if only a single individual Trustes is then acting hereunder, such individual Trustee shall designate a qualified individual as an alternate or successor fiduciary, as the case may be, unless a corporate Trustee is also then serving. After surviving Settlor's death, the individual Trustee may at any time and from tims to tims remove ths then serving corporate Trustee, provided that the individual Trustee shall immediately thereafter designate any qualified bank or trust company as successor to the corporate Trustee being removed. 4. Designations hereunder shall be written and shall be 6ffective when accepted in a writing signed by the designee and delivered to the then serving corporate Trustse, if any, or, if none, when dslivered to any other then serving Trustee. 5. Removals hereunder shall bs effective when contained in a writing signed by LEON R. WALTER, his successor in office or 12 ~ ~, by the corporate Trustee, as the case may be, and delivered to the Trusteo being removed. 6. Any Trustee acting hereunder may resign at any tims without court approval, to become effective upon delivery to any of the other then serving TrusteeR of a written instrument signed by the resigning Trustee, or if there be no other Trustee then serving then when filed with the clerk of the court having jurisdiotion of this Trust. NINT"1 WAIVER OF BOND Settlors direct that Trustee and any alternates or successors thereto shall not be required to file a bond to secure the faithful performance of the duties of their office in any jurisdiction. TENT": IRREVOCABILITY This Trust shall be irrevocable, and Settlors hereby expressly waive all rights and powers to alter, amend, revoke or, terminate the Trust or any of its terms in whole or in part. Settlors hereby ronounce any interest, either vested or contingent, including any reversionary interest or possibility of reverter, in the income or principal of this Trust. ELEVENTH: SITUS The situs of this Trust shall be CUMBERLAND County, Pennsylvania, and questions pertaining to the validity, construction and administration of any trust hereunder shall be determined in accordance with' the laws of the Commonwealth of Pennsylvania. TWELFTH: MISCELLANEOUS 13 ..v...... r"\ " 1. Wherever tho words "child," or "children" or "issue" are used in this instrument, they shall inolude only the present child of the Set.t.lors, UERRICK W. SlIlNDLER, and the issue of said IlEIlRICK W. SHINDLER. 2. Throughout this Agreement ot Trust, nouns, pronouns and verbs shall be construed as masculine, feminine, neuter, singular or plural, whichevor shall bs applicable., 3. Trustee, and any successors, shall recsive reasonable compensation for services rendered in such capacity. 14 . ;..;,.........'~ "......, ''""'"\ IN WITNESS WHEREOF, the parties hereto have exeouted this Agreemsnt the day and year tirst above written. WITNESS: " t1.,..J2 ~: 4,~__ (SEAL) (.A~i..u.,:..~ II .J.L..,id, 'SEAL) Trustee hereby accepts: d~ J( {) Jl;:' (SEAL) 15 ,~ ~ . .h"l fu . ~ '"""" COMMONWEALTII OP' PENNSYLVANIAI : SS. COUNTY OF IJ /), J,." (;.P/'Il......... On the / -;.nf day of J1d't.....M1.t.'....- , 19 .L1-, before ms, the subscriber, a notary public in and for the Commonwealth of Pennsylvania, personally appeared the above named rK~l...,* I. ~~.~",~.,.. and in due fcrm of law acknowledged the foregoing Agreement cf Trust to be his act and deed and deeired the same to be reoorded as such. WITNESS my hand and notarial seal the day and year aforesaid. 1_--, , ,-...-ntmlmm ~ , r.~rlllllA I Miron! AIIY,lloWy rubllc "jllIl\I!tIlIl,'U~lllhl!lr:n.J11lt . i /,IV COIllmlSliulI rXI,l'6S I ~b ?1, 1991 .........-..........- .~.~,(.,r-- p.../1ICr~'~d Notary PUblio 16 . ~ -'t,., ... I --~....-....._,.._,-... .~.... ~ -..... , COMMONWEALTH OF PENNSYLVANIAI : SS. COUNTY OF I!) ,...". to..: On the /14 day of .b(,.....tl"~Q.''- ,19 f' 'i , before me, the sUbscriber, a notary public in and for the commonwealth of Pennsylvania, personally appeared the above named ~G"I I!.. .,(.",,-~~ and in dus form of law acknowledged the foregoing Agreement: of '1'rust to be his act and deed and desired the same to be recorded as such. WITNESS my hand and notarial seal the day and year aforesaid. '-'-ilm^i,iKt"sU;L r.~rM,^ f. Md:1II AllY. Nolary Public IL'lIISI~llg, UalllhlnCnulllY . M~ r.nII1l\lls~11l1l bIllIes I cb 23. 1991 ......--. ;:i~~ C /11 C.c,.,~~r- Notary public \ r"\ -......... COHMONWEALTIl OF P~NNSYLV^NIAl SS. COUNTY OF [' r...~ /..: On the / J;:t'I. day of Jllr"',....,a.,,~ , 19 ~'] ,before me, the subscriber, a notary public in and tor the Commonwealth of Pennsylvania, personally appeared the above named (j::J::...~ c" ..L..f"';.e,-e, and in dus form of law acknowledged the foregoing Agreement of Trust to be her act and deed and desired the same to be reoorded as such. WITNESS my hand and notarial seal the day and year aforesaid. .----.-.--- ftUIAIMI SIAl ~~NIIII;\ r. MI;f:nr N'Y,I~I~ry rubllc II.~II~.I"'II 1Ji1~I"llll:ot"1y 1,4., r.'111"IH":''':I'I ~',~,"'1 ,.It ;1:1, 19~1 ~~~~~ ~ hlC.~LU~ Notary publio 17 REV-lit 1 Elu I'.'" ~ SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES ~ Pl.... Prlnl or Typo FILE NUMBER "1994-19940867 AMOUNT 8,358.00 4,728.00 0.00 20,000.00 2,000.00 0.00 1,500.00 500.00 450.50 PA15111 NTF un CopyrIght Form. 5011.......,. Only, "1114 N.lco,lnc. Nt4PA111 TOTAL (Also onlor on IIno O. Roco lIulollon S (II mar. oplC' II n.odod. InlerllddlUonlllheell 01 lime 11'",) 37 536.50 , . COMMONWEAL fH OF PENN5VlVANtA INliERITANCE TAJI RETURN RESIDENT DECEDENT ESTATE OF PA'IRICIA A. SHINDIER ITUl .!lO, A. Funo..1 Exp.nll.. DESCRIPTION 1 FlJNERAL EXPENSES-PAR'IHEMlRE FllNERAL HGIE 2 BURIAL wr B. Admlnle\raUv. Colli: 1. POflOnaJ Represontative Commissions Social 50curlly Numbor a. Poroonal Roprooonlollvo: Voor Col1J11isslono paid 2, Anornsy Fooo Robert C. Spitzer, P.C. 3, FIllTiIy Exomption Clalmonl ROBERI' L. SHINDLER Rolollonshlp SPOUSE Addross 01 Clalmonl 01 dllCGdonl'o doolh SlrOOI Addroso 1714 OIMSTED WAY CIIy CAMP HILL 51010 PA Zip Codo 17011 4. Probolo Fooo C. MIICen_nlous expenses: 1 APPRAISAL OF ('(MIERCIAL REAL ESTATE, LES CONNOR, MIA 2 APPRAISAL OF RESIDENI'IAL REAL ESTATE, J. KRIEGER 3 PROBATE FEES, REIMBURSED 'IO R. SPITZER ESQ. ~ ~ ~ :~ l ~I! ~ i ,~ :,. ~b ;!~ ~ ~ , .liil~\I\~~~ j !~""MMMMMMMMMM MM J - ~ : : : : : : ~: : : : It · 'Ie i :~..: : : : ;~ : : : : Q) .~s f : : : : : : :~ ~.I Dl~.. 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I! ~ 1 ~ I \ I i ~~ I~ ~~~~ ~~ l:it:lll~v ~~f'I" ~ ~~~~ ~~~~~~~ ~~~~ ~~~c: ~hi H :: "n=fl :: : : : :: : : : :: :::: ::: I'a Ii'" "& ~J :; S I :! ; i ~ ;;; ; i ;: :; ~; :;~ B~;. i $:: e ,:::: ~ ::: : ' ': :::: ': alJ) ~~il ti ~ :thU is; i I r i 1 f i ~~ i i : : 11'- !!i"litLrg;ruijJ :~~.~ il: ~~;:::'3:,::3 ;o.;l-do ~ :ifslit ~JJJ ....1: ~~::: :~~l · "ll 0, J t-'" .. o. '. !Z J J ., :J.."'" ):. =I ' 0 WW '... ' , " , ii' I Ol: i!; i!:" : o~..:::, ~ ' ii!~le & ~ :l$i!.! [';$11 t- J; ..:liS..:: i :i5i! ~(f !~ii' ,JH.._,OI zt; 2' <;filt~- l!1ll5" 'ffi.:!' i H l'; :11!i11~ ~::i[ HU~n 'H ! g~ ~ : :~H j ~ F !1, tJ.. fO 0: 1= ~ :> '" .. ~ :> ol; '" 0: _w ii' . g '" i\' of .c!'.A' Oci.t..E l.t.. :~~~ .'$~'--3 ~ ~o",ac:i~ilZ;- ~fHU~![n!i ~ !~HI()~in'~ ~ ~~il ~~ln E! Po! _!? .... 'ii' 0: ~ W ~ :>:l :l! ~ :> :l ., ~ 5 u ~ ~ '" '" ~ >:l ~ ~!.:'i!:CD! \.......' o~ ~ ~ 0( U 2 _ I r )~OH''iYJNn'''J1Y'''''IW.l 15!-1 t:-r' lr; M l e JNI11J ,U'tJtl.mD . It ~ ...IY.lO O....J lYNt!>I\lO ~~ .. .. tilt............ ... ~ L 0: ~ . - ~ " e ~l -0 ! o.c ~:v 0 1; <<.2 '; it 2' JZ .., w u -=' ..9 0;11 ~ ,. ;I-O'-=/;' J! u '" . . . ~n'~~~r b a: a: 3C u u ... I~U'''''''l.U u.,a...L..I,\ ...-............. tSUed .Ydln~1111I (','Ink kQlld, ("IllfIIl,lI, ,._th,nle IlUlI . 111l116I.t1>>S ....... l"'l.hll, AdJ,,", r u Itoll 'I', ('amp Ihll, I'tIllU~htlllll Ifnlt...... OII.AlT,,1 MAUSOlEUt,{ \JRAlION,.n l~,.'" r1tfJ'!.''''IOIft, ~lln, tow_Innt.. Rulhll, 0'",11 ". IM'PlNt "SEW.".,..... k~'...J" /. 5~^,-,"~- ._.... -.....11I, ... .................1....,..' ...... ............. I... &hi IdJlna ... "'10,. ,blltther "PUIU."IIASU"I, .s..tw,tb, 'l'eIf .. ,ulkt., WrTNUSF.TH THAT. .. ..... Itl CUI\I....,MIII of iN """...1 ""'tMIIII hrt.lll <<'l'l.i..... \hi ptJIlCtlA.SU, ..,.. III t1u, aM" SEW'" ..,.. ell..... '"'"~... ,1Wkw IInkft MI'tIMftr. .lIWMII" tlllJ lk"ntlClll .noJl~ 1M ,Id...lu fl,hll ul bull.lln 1M '9K"" twl'ttNrtfl ,..,..,n'" - ......... .. ... ,lfMWf) .._... ....1U\lOnc.C.MtfJ, Mpt.lIIldw '""" '~(l-.l'I"1N .110I1_ "" IIh_III'1od fontlllltllt AI""". TN. A._.........,.,....~ It, UU.l.a, .... .... .a.p..I. ""-II tit btll.h"l UP" Itw .",,""WI. Inll"'. br",rlCllI"'" hr." .IWJ k.aI ",,,"""1'. of W pr.tl... ..,.. t. DlllCftIPTtDN OP IUftIAL 'UGHTt. The Ihl,.-I kllNI ""',,'" It, ,hi. A""",,III '" .rw-_ b, IhI map of... ,11tIkNbu1..... .. r.a. .. 1Ilt....1d" .EllU,..w alt ""W' pull(\lurl, _'Cllhrd ....k1w. 1-'" ,.nt.M. prir. vI lurial ."'"...... ...1_'''' 1tl&t,...u..........I......... f. ,....... ...~.. .-.1. 0...... aM .....'" In'" be purc"-4 ...,.mll,. -at:. O,..,.IPMltI _ l~m:-IMIriar --EwrW --DdYu--1-,-"'wk _ ~1..Jluubk IlIPh.p111!t II, II11!t ~1I11" _ Hlehel--!IIWtof --1a1trilJf --51"," _t\ImfIWolI& ... 0aIn J~ t..... - I.. n.&n ... n.n ;tr,,,,, p ,.......- ..,w... ~ ~_... ...- /'./'A / Sea.. / No hi /_~ /' I-nd 'Muimum...d.e1lhnw...'" an: k"llh VO"..idIh '". "i.1Il 2'", S, IUWlJATIOH 0' CHARon 'AI Bun.I ai,,,,, ell..,... .. I'uI, l ..... II' ..... I"rfCUUln.w.1iol11 DillCOUIII (=:::::J tC'1 LmCer1irICMt p.1COYllII tOI S<<UIllS ai,hI ollllltf1rlm lEI VIIIlIII) tF) '....ct'l (01 Cld.e1 n CIllUmh) tI) "hudnam L.n1lriftJ/Cr)'pI PIlle III t.kmclfbl~ MOllIlfIImI D IKIII~'''licNI Cha',. PIS E!.Irt, CaI. Fcc fut M.mouaU,",,,,,,,,,,,,'" tl) Ohu IMIs"k.T.. INI Car. of Tu,f AIOUlllI Me....iaVMOMftIlll tal l..rmlnl/ElllombmtMlIRU,....n Feet 'or W.ddl,1 tCire" OMI No. Pun....ed trJ I"rocnilnl Fit tQI TOTAL CASU PRICE IA Un .. nUlllATIOH 0' THI AMOUNT FINANCED III Toul Cldi Pnce t21 A ('a~ Cuwo PI,mrlll B Tf'IIk 10' 00 A,'ecm,,1I No C. ToW CuWI PI)""'" 01.+21) l1) U..,.w8lluaolc.tlPriccU.2CJ t41 CRdIl wr.IAMIIUClt t51 Twl UIlJUid Balara (J.., -<<<tV'" l, I"D. c:f2, IfJS"- ..5;111JOL F~ fWt.........A",..alIX \.\t'-\ 1._G..'....(G.'. --, ... PAVUlHT. nw PURctlloSER wll PI Itw SELLER I... IYfh ri hU11I Inotc!all(' ",llIIlht 10110.111 dllCtnMn 1IMc_"'. YOUR PAVMEHT acHEDULI WILL III ......... of ,.)'lNfttI AlftOUnt D' 'ermtnl. "nl ,aymtnt Due D.l. , , / . "'URAHCl:1 t..chlllf. IlIIUratIC. II fIUt lequll.,J... utlUlill (fClhl and will 1'10I bf pto_lrJW unit.. )W 11'11 and aam to pi' .... WdrlloNJ ((Ill. CredIt Ut. Olnd"Waul Pmnlum COIl 0 '01111 I I ..... ~,t: If. pI,__ 110 itl', )111I ..ill lie fM"N "OO/S" of Iht pt,mlllI. "..,.,.IlI: U)'c.l ,., on utlr. rOIl .,11 "'II N" III P" I pt'N11r and IN, bI.Nillc:d 10 I ftfynd of pllt of" rlUlltt .-urIC. Set ".... llId rmdll,,* of "'" A'lU'mlllI 1!If III, Wd"..IIIIIII"rU,nwllun .bollll .....'pt,mI.... cStl,"II. aN rcquirlld rrpI)mrnl .. full bdorc lhc IC....... .... ...t mtllt ,d",nd, tl'd MIlIft NOTICE TO TilE PURCIIASER CII 00 NOT SIGN nlls AGRFDIF.NT Bf:I'ORF. \'OU RF.AIlIT OR IF IT CONTAINS ANY BLANK SPACE. III YOU ARE 1:HF1TLF.1l TO A COMPI.f:TU,V f1l1,t:/I.IN COPY Of'TIIIS AGRF.UIf.NF. III UNIlER lllE LAW, mu IIAn: Tm: RWIITTll PA\' (If'f IN AIl\'ANn: 1m: f1JlI, AMOUNT IlUE AND UNIlER CERTAIN CONomONS TO OBTAIN A PARTIAL RUllNIl (If' TilE f'INANCf: CIIARUE. l'I/RCIIASf:R'S RIGIIT TO CANCF.L IArpw~~ ONI,V If SAI,f: SllI.ICIUIlIN l,tRCIIASF.R'S IIOMEl \'OU MA V CANCEL nlL~ AGRu:m:NT BV I'RCl\'J11ING A WRlln:N NOTlCt:11l TIIESF.LI.ER,OR BV SF.NDlNG A TFJ.EGRAM, OR BV MAIL, nlls NOTlCF. ~1l'~T INDII'An: TIIAT \'Ill/IMI NOT WANT TIIF. UOOIlS OR SF.RVICF.~ AND MU~T BE ow. VF.RfD OR 1'I)~TMARKtIl Bf:f'ORf: MJIlNlCiIIT m'l m: TIIIRD III/SINfX~ IlA V AnUI YOU SIGN nlls AGRD:.\IENT. TIlE NOTICE MU~T BE MAILED TO RIlU,ING I;RIJ:N n;r.n:n:RV A1 P,O, nox 12'. CAMP lilLi" PENNSVLVANIA nOli. IF YOU CANCEl, nlls AGREUII:HF, TilE Sf:I.LER MA \' NOT ~f:EP AI,I, OR PART m' AN\' CASIlIlOWN PA VMENT. f'OM AN EXPI.A. NATION OF TillS RIG lIT, SEE NIlTIn: Of CANn:U.ATIIlN mRM WIIIl'II mD WIU.RECEIVE ALONG wml A COPY or nlls AGRWII:HF. l'I/RCIIASf:R'S Al'~NnWI.t:IH;Em:NT ftV SIGNING BF.I.ow, PURl'IIASER Rf:I'Rf~~E"IS ANIl AI'~NnWU:IHa;~ TIIAT PUM('JIA~T.R liAS MUll ANIl UNIIER.'iTANDS nlF.n:RMSOf'nlL~ ,AGRU;r.tEN",lI1AT AU, MI,U,\'A!<I UI,AN~ SI'An;~ IIAn: IIU.~ nlMPI.f:Jlll. ANDnlAT I'IIMl1lA.'iEll liAS Rf:CEIVt:D A l1lP\' OHIIIS Al;MtHU," ANIII'RIlIR TO JIISnl'~INl; I'Mln~~, Sf:RVIl'f;~OR m:RI'IIANIlISE, A COpy Of- nlF. APPUCABl.E PRln: U~" AS RI.l)IIlRW 11\ Tm: n:m:RAI. 'I MAllf, cmIMISSJON. fllNf.llAl, PIlAITICL~ 11IAIIE UH:1'1AlIII~ RIIl.f:, 00M. 1<<1'" "" _I' J, DlaauPTION 0' IIIRCHANDIII D "'*,..... 1I.re..lIt bel. ,uu","aaI b _11...."""'.1')'. CCfttIfJ'. II&IN: A. YAULTIIII ". DncripkJII n. PnmpIioft '1, Dnc,iplM n.Dnnipliolll C. MDtOllAlJ)IONUMEHTI ,.....W No. #IItI,.;h6l1 I>n'P '//11' EmbleM o.........~ xJA- llUN. Ilia JJL X-&- TOIfIhtr Fern..: y... v' No- M..... Dew,ipt_ 15ft .ltMtwd MOlftUmt'" Onk, Form' Do CASUT(SJI '1 DntrlplkMl M....N.. nllntripd ModdNunt I.UlNlS)1 / / / / /JI'I""~ /' / I , "'odd No. ModliNG. INS(.'AIM10N -". ""-('''' . 1'"""..1/ Ii l1Js'1791 ANNUAL PERCENTAGE RATI 1\rtCOlloftoUI nedit ".JUII, n&t, flMANCE CHARDE (FCI The dllIltr IIMUN IhI ttrdn will coo )'011. . . - InlUfed'. SlgMlure - - ) AMOUNT flMANCEO tllIanaNnlDfcltchlproo ,idedlO,ouDfM,OU' bdulf. lOTAL Of PAYMENTS The tnuulll J'GU ..ill h... Plldttlt, )OlIM"""" al1pe)ftWMlulIChId",Ic:d, I I I I I .<1/'- ..n - . Tht,tlntf.'''''*''' Nt Due n MlNIIhl, ORIht: LJQvt.ItIlIJ A.. . I I ::141A' I 'J,. tlD I . I I 11IiI un . 35,00 ~'7.JR.t.D I f!.'1,R "" II"'" t.O I y,,*A tJb pi I :c . lDTAl:iAU"I-RiCE ' ""kUI"*Df~ ~_t'f"'." cludllll)Wl'.......Y' .-ofS ~.". &0 , "9~JI to 0.1.0111"" ...-... -'-------'--- PNCBANK I'Nf' thuk.'" A. Soulhnn,ul'A ().40 . ~ ....., No, 1026 PAV., ~ lU 'ltf " L . ORDIR Of., ,~,t- , /'LVII iJ . __ 'T11" /J':>~. ~ h~.;J,-- l~ l ... .' ,.... 1!l:ll!l114 -11:IaLc:1:L ,-..10 c'~_ alJ , J $.;7....00 - : - -L'-..::' ,-....._.~LLARS fOR, f "",i..t" .. ~..~ ,..,., ESTATE Of PATRICIA A SHINDLER ROIII:RT L SHINDW~EC, 17. fb~-'J~ -~ N'OO ~O 2r,n' 1:0 3 ~ 3 ~ 2? 381: 50801, ~qr,? ~n' /-- PNCJaANK PNC' Uant. N,"" South..nt", PA 040 No, 1001 PAY ~~ 10'HE , ORDER Of: _ ..,~ _ ".G~.... I~~~-.#-k<.-Il.., '" "'\... lilt> oJ j-i-llI.fL ~114 I $; ..s....oo~,;." --.. ......e:::oOLLARS FOR....-t16\1m' J~ ,", rI '......F-I-p "-' -----.'1v..,..~ .' ~..,; ..u-.tf:;... ... .-- --...-. .-.--. EOTATE OF PATRICIA A, SHINDLER RDaERr L, S~~ER, E~;; .. ---~~~ .. ._____a_ u_ .'00 ~OO h' 1:0 3 ~ 3 ~ 2? 381: 50801, ~qr,? ~N' --......._._.__._._.~ "'0000050000,,' ....-.--.-.. PNCJaANK PNl' 8.nl. N,A, Soulh..n".' PA 040 No, 1002 'AY :Of/lf I/:"" JADER 0' . cs: L.' 0 ......... ....."". OV1J.:.~'tL~I,I1'lo....J?, 's,;., OR_.1}~'_"'_I<' '/ .....pt>' " ".1: Ml /J ~.... , Jh. .~.$L - --,_, 10f\L ~::'JI14 $, ~~c::.O _""0.. j --L --- ~OLLARS .. '...-..-..---... 0.1 .'1Jt'O'-' 1" '.,,'. ',t,I(JEST....TE O~ P;HRICIA 4 SIUNDlER - -'" ..',~,,' .", ROdER. 1:'&HI'leLER},ElfCO 0........ If' __II1....;~=.~.. ~'1 __""__ y--::-=.l.1 - '.--.----.... .'00 ~OO 2.' 1:0 3 ~ 3 ~ 2? 381: soaos. ~qb? ~". _...._---------_._...:~ ."0000 ~ 50000,1' v, REV~'U: U.t(III31 ... COMMONWEAl. TH OF PENNSVLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF PATRICIA A. SHINDLER ITEM NO, 1 mc INT ON PNC Mro 2 3 SBA OOR!GAGE 4 INT ON BBA KlRroAGE PA15121 NTF2no COPVflght Fcum. SlIltWlf. Only. ,,,,. N.'co, Inc:. NII4PA121 ~ SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES AND LIENS DESCRIPTION TOTAL Also onlor on IIno 10, Roco lIulollon (II moro spoco Is noodod. Insorl oddlllonolohools 01 oorno Bizo,) r'\ Pi.... Print or FILE NUMBER -1994-19940867 s AMOUNT 34,563.04 273.63 2,124.68 1.56 36,962.91 ,..&lING OPER, ... TEL:717-730-24B4 ~ Feb 16 ~ 95 10159 No,004 P,02 ,/ .' " . -,," , ,... " .. ~' ;. Beeld."f, " dot' Df d.nh, 0"", UI the fOLlowl", ,.tlOunU I lUll' 110, ",, 0' AtCOUNT COoOlILlmOAI' 'AIH~I'AL AttAUI' ueuRlTY "IT IHTEAI., "...........-."tt... .'3 "'~\"'3.0~. -j,_n~"'''''I'l\~ \\\I'~""'''''~\J''' L' =_ ii..\.J s.:: ~\.~~ ~~,kt t&~ """ t>>.~. e.\., ~!t, ~~ ~\~ ~I. \..rt\. ~~ f ,~ ~3\.\"o"...().:.l . \.. '1.... ",vld. ..".. .f ,~~ Ntt... Leon Agr..llnt., O~I'lnf"l. I..u,lty ~reeo.nfl. .~ ,.~.t.. ".u..n'l. .Ht IAH(. N.R, 8~ .t.',t . I. ".. -v- " 'J) C ~:t:.ll ( ( ,(..'K..~,t. , ':'f~ II ....:1 J. I (Il! ';'r r~:~;l F;i-l ff~~ .t~:,:~ i,l\ii ..'( I ~~';'~ f~l v;i' Iii :,Ii t V), ~~~11 , . "j \ t":j !,,, .,- ~~l Z~Yl -a iJ ~, j ~j !ij ~ $~ 31 :r: ~ :;,] ~ j/l ;/17 I \.~I'~\I' ~P' . ~ ,. ~'Ii ......... ..' ., ~ ~t;,\, IY ) ~<\' , "T~ ~ " U. S. GOVERNMENT SMALL BUSINESS ADMINISTRATION DISASTER OFFICE 20 I VARICK STREET ROOM US NEW YORK, NEW YORK 10014 po '1 (1'.(9 K DATE I March 8, 1995 DHUI ~)).d/~~)1 . iL". U.' c., ;~.- k-:'J./t Robert c. sDitzer 701 North 2nd street PO Box 120S7 Harri:Sb:u:ra:. PA 17:108 REI __!__~er~ Robe_t L. Dear Sir: , " . Patri.i. p... ~:._,,_.,) to)/.olJl: requsst, please be advised of the following iptereS~hat wa~Jdu~ on th~-caPt!Oned loan on O~~_,,'__ ~ ~ ---- principal: $2.124.68 In response balanoe and the date of Aoorued Interest: 1.56 TOTAL DUEl $2.126.24 Per Diem Rate of Interest: $0.39 * Last payment received and credited 02/21/95 * Please note that as of this date 03/08/95 the total balanoe needed to Pay-Off this loan, is Sl.757.60 Dlus interest at $0.32 Der-dav. For faster service in processing your Satisfaction of Mortgage Documents, Please send certified check or money order to the letter head address wh:h instructions whethtlr to mail OrigInals to your office or to Borrower's home address to be recorded with proper County Clerk's Office. any questions, or if I may be of further assistance to contact D. Rioketts at 1-800-488-5037 TOLL FREE. ~ -- ,.,. REV-lI':tEKtll-111 SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER NAME AND ADDRESS OF BENEFICIARY RELATIONSHIP -1994-19940867 AMOUNT OR SHARE OF ESTATE PATRICIA A. ITEM NO. SHINDLER A, Taxable Bequest.: 1 ROBERI' L. SHINDLER 1714 OIMSTED WAY CAMP HILL, PA 17011 2 PA'ffiICIA SHINDLER TRUST UtA 2/27/90 HERSHEY 'ffiUST ro. & DERRICK W. SHINDLER, TR. 100 MANSION ROAD EAST POBOX 445 HERSHEY, PA 17033 3 DERRICK W. SHINDLER 1714 OIMSTED WAY CAMP HILL, PA 17011 SutViving spouse 28,235.00 'ffiUST 715,179.05 SON 1,128.75 ITEM NO. NAME AND ADDRESS OF BENEFICIARY AMOUNT OR SHARE OF ESTATE B. Charitable and Govornmental BoquDsts: None TOTAL CHARITABLE AND GOVERNMENTAL BEOUESTS Also onlor on IIno 13, Roco lIulollon (If mare spice Is n..ded,lnsllrt addlUonal sheets 0' same 8lze) $ 0.00 PA16131 NTF U20A CoPVt'ight FDrma SOItWol'1 Only, 1884 Nlleo,/nc, Ni4PA131 .../ ~ ~, INHERITANCE TAX SCHEDULE M FUTURE INTEREST COMPROMISE FIlE NUMBER 1994-008/;7 'h '.,.... Ill.,.. , ~~ {i2,~~ .'lFi..,. COMMONW!AlfH 0' 'fNN$YlYANIA INHIIUANCE fA,. UfU_N UIIDI,NI DlClDINr - - .' ... .. -.. I I. E,'al, of Shindler, patri9_i~.I\:.. Ilo\t N.....I . ---(;;';tNo",.i- ...-- --. ~;';-t:"holl .--..--.... ..----.. .. --..- ,..--' --- This "h,dul, Is apprap,lal' anI V fa, E,'al,. of dlC,d,n" dVlnD all" D,..mber 12. 19B2. This "hodul, Is 10 b, ulld 'a, all 'ulure ;nl..,1II wh.., Ih. ,aI, 01 lao which will b. applicabl, when Ih, luiuro I inl.r..' '11'.111 In pontillo" and ,njoym.nt cannot b. IItabU.h.d with c.rtainl)'. II,/B,n'flela,'.. r--- NAME SEX I I Of RELATIONSHIP (MI Mal, 'BENEfICIARV (f fo~al" 11. DeEick~Shind er I1ND 1,.t1"lsl,,' Tr~..rCo. U.r/,t:.e.S r:..IAL!L!lbJ.L9-IL -'---'-"-- 4. ___ 5. DATE OF BIRTH AGE ON DATE Of DECEDENT'S DEATH III. I Explanation a' Campramlll Oil,,, The re,ddu.ry CUlurelalOr..,giCI uader Decedeal'~ Will (10 a Tru.'1 wilb broad powers 10 Invade Cor and ~OOD 10 pay 10 ber ~on) Is I..uhle wbally allbe rale oC .Ix per CCDI (6\i,) b.caus. oC Ibe ov.rwbelmlng prnbablllly oC lb. r...ldu. p..~.IDg only 10 lb. Senlor/Decedeal's soa. Dea:d.al was ~urvlv.d by b.r b,uband. Rob.ll. and ~on, D.rrick . born 10115{70. D.a:dCDI'~ Will giv... h.r langibl., pcr.;oDa! propeny 10 h.r hush.nd. IC he survlve~ Cllr IblllY (30) days. H.r husband, Dr. Roberl L. Shiadl.r. so ~urvlv.d Cor Iblrly (30) daY". aad receives Ibo.e bau...bold good.. Th...e u.." arc laxable allbre. p.r ceDI (3\'(,). Th. r.sldu. oC Senior'. Exl.le pm... ID ,ccold:wee wllb h.r Will 10 Ibe Tru'i.es oC a Trol she cr.al.d d.led F.bruary 27, 1990 (.e. Schedule "0 Ibet..C, a copy oC wblch 15 an.cb.d her.lo). wllh Hersh.y Tru'l Campaay and Derrick SblDdler .... Trol..s. Seb.dul. "0' provld... Ib.l. OD Senior'. d..lb. Ih. priaclp.1 is appll.d ID Ihe Trusl..... sol. dlscr.ilaD Cor Scnlar's spou... aDd SOa. Selllor'. spau~e. bowev.r, has ecr.cllv.ly aDd Ilmely dlscl.lm.d any 101.res11D or 10 lb. Tru~1 Exlal. (See Dlsclaim.r and R.auadOlloD d.led D.c.mber 29, 1994 anached her.la). Uad.r lb. ..caad p.ragraph oC lb. TnlSl. Scbedul. '0, Senior provid.s Ibat Tru~I." are 10 hold Ibe principal and lncom. Cor h.r '00 unlll h. .n.;as .g. Ibllly.fiv. (35). Meanwhil., lacoale and priaclpal are 10 be used In Ibe Trol.... discrelion Cor h.r son's support, mainlcolDce, comfort, Iravel :ant! educ:alioD or during illness or emergency or otber Deeds oC her SOD. or hls fS.llUC. ID addlllaa. b.r .00 c.n wllhdraw oae-Ihl,d of Ibe princlpal ou Ih. dal. Ibe Truslls Cuad.d (because be Is ov.r Iw.nly-oae (21)); oDe.balf of lb. rem.lulag h.l.aee wben be .n.la~ .g. Iw.aly-five (25). 00 Odober 15, 1995; IIk.wl~. oae-halC Wh.D he anains age Iblrly (311), lad lb. Tru'll.rmin'lu .ud is payahl. ab.olu'.ly 10 Ibe ~oa whea he reaches age Ihllly.five (35) Y.lrs. Sellior'~ 'OD. Derrick W. Sbladl.r. I. lu exc.lleDI be.llb, 'Dd ills CXIal.mplal.d Ibal Ibe ass.ts DC Ibe Tru'l will be paid oul 10 blm, 10 accord.ue. wllb bl~ ae.d~, hUI .ub)e"lo Ih. lerm. oC Ihe Tru~l. IC Ib.re I~ a balaace r.malalag ID lb. Trol Wb.D h. allal.. .ge Iblrly-fiv. (35). Ib., bal.aee will be Ib.u p.ld .b~ohllcly 10 him. Th. Exe,,"or I.ke. lb. f'O~lIIon lballhl. CUlule IlIlc,e.' I~ '0 cerlalD 10 v'.1 a"'olul.ly 10 Senior's ~ao Iballh. whol. r.sldu. .bould he I.xed '1lbe rale Cor llu..I~, .ix p.r eeul (6~1). IC Ctorlh.r IDCorm.lioa or docum.alOlloa oC Ibl~ cooclu,dao Is d.~I,.d, plca.'c COlllacl U~. IV. ISummarv a' Campramlll Off,.. II. Volu. a' fulUro Inl....I:, , , '... , , . , , , , . . . , . , , , . . _ , , . . . . , , . . . . ... . , . . S_,_~!.!..!''1: p5 -..--'- '2. Amount of line 1 E....mpl from To... ........,.......................... S 0 l laha ,ni., an IIn, 13(, Rocapilulalian) . 71!; ('7~ oS I 3, Amounl allln. I T 000 I. al 6% Ral. , , , , , . , . . , . . . . . . . . . . . . . . . , . . . . . . .5 ,. I 101.0 .nl., an line 15. Tao Campulalianl 0 4, Amounl ollin. I Taoabl. 01 15% Ral. . , , , , , , . . , , . , , . . . . . , , . . . . ... , , , ,5.... -.- ,-"." .. ,- ,.. ___1-. _~~ho enlrr ~". ~i:.~,I~, _!~. CDmpu.lol:~~).._. ..._...... _. u__. ___._ ..___ (If more 'poce i, needed, olloet- additional BY, .. 11. ,heell) . . ~ ~ " . . .- DISPOSITIVE PART SCHEDULE "B" PLAN OF DISTRIBUTION OF TRUST ESTATE OF PATRICIA A. SHINDLER UNDER AGREEMENT DATED , 1989 " FIRST: On Ssttlor's death, Trustee shall hold ths principal of the Trust, together with all other parts or portions thereof, and, in the sole discretion of the Trustee, payor apply to or for the use or benefit of Settlor's spouse, ROBERT L. SHINDLER, or Settlor's son, DERRICK W. SHINDLER, or his issue, all or any part of the net income and/or principal of the Trust Estate for the maintenance, support, comfort, travel, housing and education of such beneficiary or beneficiaries in a1l cases taking into consideration all ths assets available to such beneficiaries. SECOND: On the death of Robert L. Shindler, this Trust shall continue, and Trustee shall pay the principal and accumulated or undistributed income absolutely to Settlor's son, Derrick, if he is thirty-five (35) years of age or older. If upon the death of Robert L. Shindler, or if Robert L. Shindler predeceases Settlor, and Derrick W. Shindler has not attained the age of thirty-five (35) years, then Trustee shall hold the principal and any accumulated or undistributed income on the following terms and conditions: A. The Trustee shall accumulate the income from the trust and during the term of the trust. 1 . . ~ ~ B. As much of ths income, accumulated income and principal of this trust as Trustee, in its sole discretion may, from time to time, think advisable for the support, maintenance, comfort, travel and sducation (including education in college, trade school or graduate school) of Derrick W. Shindler, or his issue or during illness or emergency or any other needs of Derrick W. Shindler, or his issue shall be either paid to him or them, or any of them by Trustee or else applied directly for his or their own benefit by Trustee. C. When Derrick W. Shindler shall have reached the age of twenty-one (21) years, Trustee shall distribute to him, if he so requests in writing, one-third of the principal of the separate trust as valued when the request is received by Trustee; likewise one-half at age twenty-five (25); likewise one-half at age thirty (30). D. When Derrick W. Shindler shall have reached the age of thirty-five (35) years, or dies with issue surviving, whichever first occurs, the trust shall terminate and Trustee shall distribute the income and principal of the trust to Derrick W. Shindler, or if he is not surviving to his then living issue, subject to Article VII hereof. E. If Derrick W. Shindler does not attain thirty-five (35) years of age, or if he dies before he attains thirty-five (35) years of age, without issue, then and in such event this trust, or any trust hereof, shall terminate and the remaining principal and any accumulated or undistributed income shall be distributed 2 . ''-' '. ~ ~ ~ in equal shares as follows: 1. Fifty per cent (50%) to be retained in further trust hersunder by Trustee to pay the income to or for the benefit of Settlor's Mother, in the sole discretion of Trustee, and to pay the principal in such shares as Trustes deems appropriate, in its sole discretion, to or for ths benefit of Settlor's Mothsr, for and during the term of her life, for her support, maintenance, health, comfort or welfare. On her death, or if she does not survive to the time of distribution, then the principal and any accumulated income hereunder shall bs paid to the then living brothers and sisters of Settlor, in equal shares, absolutely and free of trust. The issue of a deceased brother or sister shall take his or her parent's share. 2. Fifty psr cent (50%) to be paid absolutely and free of trust to the then living brothers and sisters of Settlor's spouse, in equal shares, but the issue of any deceased brother or sister of Settlor's spouse shall take his or her parent's share. r ~~ 4 ~,.'.L~~~) Patrioia A. Shindler " , ' ,a' . ~. ~ , ~ COIIRT OF COMMON pLIiAS CUMIlHlU.ANI> COUNTY, I'ENNSYI.VANIA OIU'IIANS' COURT J>IVISION NO. ESTATE OF I'ATIUCIA A, SllINl>l.IiR DISCI.AIMER AND RENUNCIATION I, ROUliRT I.. SJIINDI.lilt. herehy exerebe Ihe rll:hlS gronled 10 llIe III Chapler 62 nf Ibe Probale, 115lales and Fldudarles Code, 20 Pa. C,S.A. Seellou, 6201.6207. and I bereby dl.c1alm alld rellounce all righI, Iille and loleresl of mine In and 10 reeelpl or dl,'rlbulinn of IlIenme ,"d/or prlnclpalllllder Ihal Tru'l Agreemenl daled February 27, 1990, as amended, wilh Palrlda A. Shindler .., Senior alld Derrick W, Sblndler and CCND Bank, N.A., as original Truslees, lIershey TruS! Company bavlllg,"ceecded 10 Ihe Co.Tru'leesblp of CCND Bank, N.A. I repre.eol .., follows: 1. Thall am nol now and w.., nollnsolvelllallbe dale of dealh of Palrlda A. Sblndler, or Illbe dale Ihe above TruS! was erealed or amended, 2. I bave made no volunlary Iran.fer or ....IJ;Ilmenl or "Ie, excbaoge or olber dlspo.llion of my Inleresllo and 10 Ibe Trusl described above. 3. 1 have nol waived my rlghllO dl,clalm and renolluee Ibe rlghlS Idenllried above. 4. I bave nol accepled any properlY or any Inlere,111I any properly, or any benerils In or 10 Ibal Trust Idenllfied above, IN WITNIiSS WHEREOF, and Intendiug 10 be leg.lly bound bereby, and Inlendlng Iballbls Disclaimer and Renundalloo sball he med of record In Ibe om.e of Ihe Clerk of Ibe Orpb,"" Courl Division of Ibe Courl of Common Pleas of Cumberland CounlY, PA,'" proDd III 20 Pa. C,S.A. Seelloll 6204(a). I bave hereunlo sel my baod and seal Ihls ~ 'l~ day of ".,.._1.., /"'" ,1994. ~ 1..,. J<..-.e~;- RODERT L, SIlINDLER - The nnderslgned, belog Ibe TrnSlee. of Ibal TrnSl Agreemenl daled February 27, 1990 wllb Palrlda A. Sbludler.., Selllor and Derrick W, Sblodler and CCNB Bauk, N,A.. ... orlgioal Tru'lee., Ilersbey Tru.. Company havlng.ucceeded 10 Ibe Co.TruSle..,blp of CCNB Bank, N.A.,..' amended by An~nl daled April 23, 1991 ber y acknowledge receipl of Ihe foregoing "DI.clalmer alld Itcnlllldallon" Ibl, ,. c:;tfj day of - ,199~ Tru'l crealed by Palrlcla A. Sblndler daled Febrllarv 27, 19l)() Dy .lJuuJ..1!IJ.Jfd;;;;;;fp , ' " . ~ Wru'.ll'e f1.e $.et '~~'T ) :;...e"H"" iR.....re '" By 't. ,~T.,), Trll,'ce dld-,I( .__.~- .'.. PlEASE FILE 11115 R~:roR'I' Wl'I1l1N 'IW YFARS OF DATE OF DEAnJ R&WU>LESS OF 1HE STAlUS OF 1HE ESJ'A'I'F.. U' ~:''i'I'A'I''; IS oor cntl'lJ<;I1'D, mE A 6.12 FORM YFARLY lJNI'IL <nIPlE1'ION. q- fl'!'~1'!!B .J!I;I'IJ/l'LUIWIW HULE 6,12 Nama o( lJuc:odlllltl__f(}1_L~.l!l_ fJ,)A; t'\ J Lt!",y Onto 0 f Unlit h ',_7/9p_/9_'!... ,. _h___' Will Un, __q1:....J>...!f7___.._..____ Adm J II. Ill). !'lIt'nllllllt to UII 111 Ii, 12 of the Supt"eme COUt"t Ot'phalls' Court Ull100, I 1'l1l'lll'\. thll flllll1wlllg with respect to !;ompletlon of lha IIdmllllnlrnLll)II of lh'l IIlmvn-<:lll'llollOd uatatel 1, UllIl.o wholh"r lIdmlnislt'lIlioll of the estate is completel Y()II__~ No__._._ 2. I ( \.ho nllnWlIl' J n No, sl."I.,. wllFln tho [>orsnnal roprenolltnLlvo rrJ/lHollnbly holioves that the admInistration wIll be completel J. If tho lI11swor to No.1 is Yes, slate the followingl a, Oid t.ho psrsollal representative file a final aCCoullt with Lho Court? Yos No b, Tho IlOpe'l'lI to Ot'phall/l' C'.'UL.t No. (i f any) for the porsollal t'oprosolltnLi vo' s account is I c, !Jid I,ho pOt'sollal represolltative state all nCcollllt informally 1.0 the parLles III interest? Yea No d, Copios of receiptll, releases, joinders and approvalB of formal or illfot'mal accounts may be flied with the Cot'k of Lho Ot'phallB I COllrt IJlld may be attached to Lhls report. oaLo'-u.Jdr;~ Slgn~('~ -1 0 6CA"~_C._?_& (~Z-er Name (1' lease type or pr lnt) . /, t!. __ I( t) 7- 1'1. F r"n.- 1" St. H j 'r, Address ilJ.,6. ~7!-7(MJ 'rel. No, In " ;"1 , " IL' .: :'.1 (.)(..) Personal Represelltative V Coullsel for personal represelltatlve Cdl'acity: (MAli I rml/AMJ) RW-27 .f;, " e' t. v' V STATUS REPORT UNDER RULE 6.12 Nome of Dee eden I: PATRICIA A, SHINDLER Dote ofDeoth: SEPTEMBER 30, 1994 Will No, Admin, No. 1994-00867 Pursuonllo Rule 6,12 of the Supreme Court Orphons' Court Rules, 1 report the following with respecllo complellon oCthe odmlnlstrotlon oCthe obove-coPlloned estote: I. Slote whether odmlnlslrotlon of the eslate Is complete: Yes_ No..lL. 2. ICthe answer Is No, stole when the personal representative reosonobly believes thollhe odmlnlslratlon will be complete: Process ofTermlnotlon 3, If the onswer to No, I Is Yes, state the following: 0, Did the personal representative file 0 final accounl with the Court? Yes _ No b, The seporote Orphans' Court No, (If ony) for Ihe personal representallve's occounlls: BY ROBERT C, SPITZER, P,C. P/ -{{~.~ ROBERTC, I ER 70 I North Second Street P. 0, Box 12087 Harrisburg, PA 17108-2087 7171231.7600 Yes No c. Did the personal representative slale on occountlnformally to Ihe parties In Interest: d. Copies of recelpls, releoses, Joinders ond opprovols of formal or Infomlal occounls may be flied with the Clerk oCthe Orphans' Court and may be ouached 10 Ihls report, Dale: f! :hI 1'7 Capacity: Personal Reprcs'i!l!atlve .1l Counsel for I@~al R"J1r.eSenlotl~ffi' ::3 ,', -J (0, r, j :' 1#1 ~~ ~ 5:.; 0..: ..'.J i r I ~,-"....-- .......~,".-..;?,_....-" ... ",r'-' '1f". 't ,::, .,...-f'!!:""....,.,..,..-!~.,-,',', ',," . ,.' ,,"; - .', ,.~~;' ,,'\ ;;.--"",.",..,c'" , ..... 1, o "'" ,~' ~'; ;--:.' ',,J Vi C) ~, . " "\;:' )>~1. ~ ~