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DENNIS KNAUB d/b/a : IN THE COURT OF COMMON PLEAS OF
CARLISLE RENT A WRECK : CUMBERLAND COUNTY, PENNSYLVANIA
V.
: 97-2734 CIVIL TERM
BETH A. EPPLEY and
ROBERT EPPLEY, JR.
ORDER OF COURT
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IN RE: ARBITRATION PANEL
AND NOW. June 17, 2002, the Court having been informed that Jason
Kutulakis, Esquire, is unavailable for the above-captioned arbitration hearing,
Ronald Johnson, Esquire, is appointed in his stead.
By the Court,
Geo
P.J.
Anthony DeLuca, Esquire
Chairman
Court Administrator
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6, In connection therewith, Plaintiff and Beth Eppley entered into a contract for the
rental of a silver Cavalier automobile, with Beth Eppley identified as the renter, A true and
correct copy of the rental agreement number 0790-05185 ("rental agreement") is appended hereto
as Exhibit "A" and is incorporated.
7, The rental agreement provided for the designation of "additional renter" as would
be authorized by Beth Eppley, Defendant, Beth Eppley, informed representatives of Plaintiff that
her son, Robert Eppley, Jr. would be an authorized renter,
8. The rental agreement defines "Vehicle" to include the vehicle described in the
agreement as well as any replacement vehicle. Further, the rental agreement provides that the
renter and any additional renter are jointly and severally liable under the tenns of the rental
agreement.
9, On or about October 31, 1996, Defendant, Robert Eppley, Jr, came to Plaintiff's
business and requested that a replacement vehicle be provided for the Cavalier previously rented
to Beth Eppley. Defendant, Robert Eppley, Jr. executed a Vehicle Replacement Fonn which
amended the rental agreement. A true and correct copy of the Vehicle Replacement Fonn is
appended hereto as Exhibit "B" and is incorporated,
10. Plaintiff released a 1991 Dodge Spirit, ("vehicle"), to Robert Eppley, Jr. in reliance
upon the amendment to the prior rental agreement and the rental agreement.
II, Plaintiff reasonably relied upon the representations of Beth Eppley to believe that
Robert Eppley, Jr., her son, was authorized to enter into the Vehicle Replacement Fonn on behalf
of Beth Eppley.
3
original agreement nor did she inform Plaintiff that Defendant Robert Eppley, Jr, could be an
authorized renter,
8, Denied, The Agreement speaks for itself as to the terms and conditions contained
therein, The allegations as to joint and several liability are irrelevant to any issue of liability in
that there was no "additional renter" under the original agreement or authorized later.
9. Admitted.
10, Denied, Plaintifl's reliance could not have been based upon the original rental
agreement, because no additional renters were authorized under same. Furthennore, to the best
of Defendant Robert Eppley, Jr.'s knowledge and belief there was no alteration or amendment to
said original agreement to which Defendant Beth Eppley consented,
11. Denied. Defendant Robert Eppley, Jr, merely went to Plaintifl's place of business
and requested a different vehicle, He never stated that he had Defendant Beth Eppley's consent,
nor did Plaintiff inquire about any such consent.
12, Denied in part and admitted in part. Defendant Robert Eppley, Jr. denies that he was
traveling at an excessive rate of speed. Rather, he was not familiar with the road in question.
13. Denied. Defendant Robert Eppley, Jr. did not operate the vehicle in a negligent,
grossly negligent, wanton and/or willful manner.
14, Denied. Defendant Robert Eppley, Jr. disputes the losses for the following reasons:
(a) In detennining the fair market value of a vehicle, clearly one must give weight
to the fact that this was a rental vehicle with 104,568 miles on it Thus, Defendant denies
that the value at the time of accident was $5995,00; rather, the value was no greater than
$4405.00, the amount that Plaintiff demanded following the accident
(b) Plaintiff had a duty to mitigate damages following the accident. Defendant
denies that damages for loss of use in excess of ISO days can be recovered by Plaintiff,
Therefore, Defendant denies that Plaintiff is entitled to damages for loss of use for a
period greaterthan 10 to 14 days.
(c) Defendant does not understand how Plaintiff is demanding storage costs for
this vehicle. If the vehicle was rendered a total loss, it should have been delivered to the
salvage yard immediately, Defendant denies that Plaintiff is entitled to any damages for
storage, in that the vehicle could have been stored on Plaintifl's property prior to being
sent to the junkyard,
15, Admitted. Defendant Beth Eppley purchased collision insurance at the time of the
rental of the Cavalier, and thus both Defendants feel that together they are liable only for the
first $500,00 of damages to any damaged vehicle.
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9. Admitted in part and denied in part. It is admitted that Defendant Robert Eppley, Jr.
requested a replacement vehicle for the Cavalier. Inasmuch as Defendant Beth Eppley was not
with her son at the time, she is without sufficient knowledge or information to fonn a belief as to
whether EKhibit B is a copy of any document that her son eKecuted and she demands proof
then:of at trial.
10, Denied, Plaintill's reliance was not based upon the original rental agreement,
because Defendant Beth Eppley did not authorize additional renters under same, Accordingly,
Plaintill's release of the 1991 Dodge Spirit had to have been predicated upon some agreement
between PlaintilTand Defendant Robert Eppley, Jr,
II. Denied, Defendant Beth Eppley never made any representation or statement that
reasonably could have construed as authorizing her son as an additional renter, There was no
reason for her son to have a more valuable vehicle for the few days that his own automobile was
in the repair shop, and thus she did not authorize, and would not have authorized, the transaction
in question,
12, Admitted in part and denied in part, Defendant Beth Eppley has no firsthand
knowledge concerning the accident in question, and she has not visited the accident site,
Accordingly, she admits that her son was in an accident in which the Dodge Spirit was damaged,
but as to the particulars she is without knowledge or infonnation sufficient to fonn a belief as to
the truth thereof, with proof demanded at trial.
13, Denied, Defendant Beth Eppley is not aware of any circumstances to support the
allegation that her son drove the vehicle in a grossly negligent, willful or wanton manner,
Defendant Beth Eppley is without knowledge or infonnation sufficient to fonn a belief as to the
truth of the allegation that the vehicle was rendered a total loss, and proof thereof is demanded at
trial.
14, Denied. Defendant Beth Eppley disputes the losses for the following reasons:
(a) In detennining the fair market value of a vehicle, clearly one must give weight
to the fact that this was a rental vehicle with 104,568 miles on it. Thus, Defendant denies
that the value at the time of accident was $5995.00; rather, the value was no greater than
$4405,00, the amount that PlaintilT demanded following the accident.
(b) PlaintilThad a duty to mitigate damages following the accident. Defendant
Beth Eppley denies that damages for loss of use in eKcess of 150 days can be recovered
by PlaintilT, Therefore, Defendant Beth Eppley denies that PlaintilT is entitled to
damages for loss of use for a period greater than 10 to 14 days.
(c) Defendant Beth Eppley does not understand how PlaintilTis demanding
storage costs for this vehicle. If the vehicle was rendered a total loss, it should have been
delivered to the salvage yard immediately, Defendant Beth Eppley denies that PlaintilT is
COUNT.ll
23. The allegations contained in Defendant Beth Eppley's responses to paragraphs I
through 22, inclusive, are incorporated herein and made a pan hercof as if more fully set forth,
24. Admitted,
25. Denied, The rental agreement could not be modified without the consent of
Defendant Beth Eppley, and Defendant Beth Eppley did not consent to its modification, The
original rental agreement provided for no additional renter, and that provision remained in full
force and effect as between Plaintiff and Defendant Beth Eppley,
26, Denied. Defendant Beth Eppley did not witness the accident and did not visit the
accident scene thereafter, Therefore, she is without knowledge or information sufficient to form
a belief as to the truth of these averments, and proof thereof is demanded at trial.
Moreover, Defendant Beth Eppley did not inspect or drive the Dodge Spirit that Plaintiff
released to Defendant Roben Eppley, Jr., and thus Defendant Beth Eppley does not know if said
vehicle was in a safe condition, Le., that it handled and braked in a proper manner. In any event,
from what information Defendant Beth Eppley does possess concerning the accident, she knows
of no circumstances which could constitute wilful, wanton or reckless conduct on the pan of the
driver.
27, Denied, There damages should have been paid under the collision coverage
purchased under the rental agreement. Defendant Beth Eppley has no liability for any of these
damages except possibly the $500.00 deductible under the collision coverage,
WHEREFORE, Defendant Beth Eppley demands that judgment be entered in her favor
and against Plaintiff,
COUNT III
28. The allegations contained in Defendant Beth Eppley's responses to paragraphs I
through 27, inclusive, are incorporated herein and made a pan hereof as if more fully set forth,
29. Denied, Defendant Beth Eppley had no reason to believe that Defendant Robert
Eppley, Jr, would operate the vehicle in a negligent fashion, Her son was involved in an
accident several years prior to the signing of the rental agreement, but evidently he had driven
vehicles in a safe and proper manner in the three or four year period preceding this rental.
30, Admitted in pan and denied in pan, Plaintiff knew that Defendant Roben Eppley,
Jr., an adult, would be operating the vehicle. Accordingly, the only time Defendant Beth Eppley
could "protect and safeguard" the vehicle was at those times when it was on her premises.
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PlaintilT or without the knowledge of Defendant, Beth Eppley, this averment is denied,
38. Denied. To the contrary, this modification was made with the consent of am! in the
presence of Defendant, Beth Eppley.
39. Denied. To the extent this averment constitutes conclusions offact or law, no
response is required. To the extent a response may be required it is specifically denied that the
modification released Defendant, Beth Eppley from liability for the damages incurred by Plaintiff.
40. Denied. To the extenlthis averment constitutes conclusions of fact or law, no
response is required. To the extent a response may be required it is specifically denied that the
rental agreement absolved Defendant, Beth Eppley from the damages sustained by Plaintiff.
WHEREFORE, PlaintilTdemandsjudgment in his favor and against Defendant as set forth
in the complaint together with costs and expenses.
ANSWER TO COUNTERCLAIM
41. Denied. To the extent this averment constitutes conclusions of fact or law, no
response is required. Strict proof thereof is demanded.
42. Denied. To the extent this averment constitutes conclusions of fact or law, no
response is required. To the extent a response may be required, PlaintilT answers that the rental
agreement was understood by Defendant, Beth Eppley. Further, Defendant, Beth Eppley did
request that Plaintiff enter into the agreement so as to permit rental of a vehicle to her son, Robert
Eppley, Jr., the rental agreement meets the requirements of the Plain Language Consumer
Contract Act ("Act"), the PlaintilTmade a good faith elTort to comply with the Act and the parties
finished what was required under the contract i.e., PlaintilTprovided a rental vehicle to Defendant,
Beth Eppley, and Defendant made payment for the daily rental amount. The obligation of
Defendant, Beth Eppley, while provided for and established through the rental agreement is not
part of the performance of the rental agreement absent negligence and/or wilful and wanton
destruction of the vehicle rented.
43. Denied. Defendant, Beth Eppley, was provided with the rcntal agreement prior to
executing said agreement and had an opportunity to review the rental agreement and the
exclusions for collision coverage arc set forth clearly therein.
44. Denied. It is denicd that PlaintilTviolated the Act. Further, it is dcnicd that
Defendant, Beth Eppley, has sulTered damage. Moreover, it is denied that the Act is applicable.
WHEREFORE, PlaintilTdemandsjudgment in his favor and against the Defendant as set
forth in Plaintilrs complaint together with costs and expenses.
NEW MATTER TO COUNTERCLAIM
45. The counterclaim fails to state a claim against Plaintiff.
46. PlaintilTis estopped from asserting a claim against PlaintilTbecause PlaintilTrelicd
upon Defendant's actions to enter into the rental agreement.
47. Defendant's actions were intended to procure a vehicle from PlaintilTfor the primary
use of Defendant's son and not for herself, therefore, the Act is not applicable.
48. The rental agreement is exempt from the provisions of the Act.
49. The rental agreement complies with the provisions of the Act.
50. The Act does not void a contract or otherwise alTect its validity.
51. No liability will stand under the Act if the parties have completed what was required
under the contract. PlaintilT rented a vehicle to Defendant and her agent, Robert Eppley, Jr., and
Defendant paid the rental rate as required by the rental agreement. Defendant has failed and
DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaintiff,
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 97-2734 CIVIL TERM
: CIVIL ACTION-LAW
V.
BETH A. EPPLEY and
ROBERT A. EPPLEY, JR.,
Defendants.
CERTIFICATE OF SERVICE
I hereby certifY that on August I, 1997, I, David A. Baric, Esquire, of O'Brien, Baric &
Scherer, did serve a copy of the Answer and New Matter To Counterclaim and Reply To New
Matter, by first class U.S. mail, postage prepaid, to the party listed below, as follows:
Stephen B. Lipson, Esquire
169 West High Street
Suite 4
Carlisle, Pennsylvania 17013
~P~Ii-,
David A. Baric, Esquire
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DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaintiff,
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants.
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· NO. qT'-o/75ff- d_-Z
· CIVIL ACTION-LAW
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this complaint and notice
are served, by entering a written appearance personally or by an attorney and filing in writing with
the court, your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you and a judgment may be entered against you
by the court without further notice for any money claimed in the complaint or for any other claim
or relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE· IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE
THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
Cumberland County Courthouse
Carlisle, Pennsylvania 17013
Telephone Number (717) 240-6200
DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaintiff,
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants.
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
'NO. 4?7- o~ 73
· CIVIL ACTION-LAW
COMPLAINT
AND NOW, comes Plaimiff, Dennis A. Knaub, d/b/a Carlisle Rent A Wreck, by and
through his attorneys, O'BRIEN, BARIC AND SCHERER, and files this complaint and in
support thereof sets forth the following:
1. Plaintiff, Dennis A. Knaub, is an adult individual d/b/a Carlisle Rent A Wreck with
a place of business at 519 South Hanover Street, Carlisle, Cumberland County, Pennsylvania.
2. Defendant, Beth A. Eppley, is an adult individual with a residence at 1131 Pine
Road, Carlisle, Cumberland County, Pennsylvania.
3. Defendant, Robert Eppley, Jr. is an adult individual with a residence at 1131 Pine
Road, Carlisle, Cumberland County, Pennsylvania and is the son of Defendant, Beth Eppley.
4. Plaintiffis in the business of renting vehicles to individuals and businesses·
5. On or about October 29, 1996, Beth Eppley came to Plaintiff's place of business
and requested a rental vehicle. Beth Eppley informed Plaintiff's representatives that the vehicle
was being rented by her for the use of her son, Robert Eppley, Jr. Beth Eppley was aware that
Plaintiff would not directly rent a vehicle to her son, Robert Eppley, Jr.
6. In connection therewith, Plaintiff and Beth Eppley entered into a contract for the
rental of a silver Cavalier automobile, with Beth Eppley identified as the renter. A true and
correct copy of the rental agreement number 0790-05185 ("rental agreement") is appended hereto
as Exhibit "A" and is incorporated.
7. The rental agreement provided for the designation of "additional renter" as would
be authorized by Beth Eppley. Defendant, Beth Eppley, informed representatives of Plaintiffthat
her son, Robert Eppley, Jr. would be an authorized renter.
8. The rental agreement defines "Vehicle" to include the vehicle described in the
agreement as well as any replacement vehicle. Further, the rental agreement provides that the
renter and any additional renter are jointly and severally liable under the terms of the rental
agreement.
9. On or about October 31, 1996, Defendant, Robert Eppley, Jr. came to Plaintiff's
business and requested that a replacement vehicle be provided for the Cavalier previously rented
to Beth Eppley. Defendant, Robert Eppley, Jr. executed a Vehicle Replacement Form which
amended the rental agreement. A true and correct copy of the Vehicle Replacement Form is
appended hereto as Exhibit "B" and is incorporated.
10. Plaintiff`released a 1991 Dodge Spirit, ("vehicle"), to Robert Eppley, Jr. in reliance
upon the amendment to the prior rental agreement and the rental agreement.
11. Plaintiff`reasonably relied upon the representations of Beth Eppley to believe that
Robert Eppley, Jr., her son, was authorized to enter into the Vehicle Replacement Form on behalf
of Beth Eppley.
12. On October 31, 1996, Robert Eppley, Jr., while driving the vehicle of Plaintiff at
an excessive speed, did cause severe damage to the vehicle when he caused the vehicle to skid
through a stop intersection on Pine Hill Road in North Middleton Township, Cumberland County,
Pennsylvania, striking a fence and several posts before coming to a stop in a field.
13. As a consequence of the neglect, gross neglect, wanton and wilful operation of the
vehicle by Robert Eppley, Jr., the vehicle was rendered a total loss.
14. The value of the vehicle at the time of loss was $5,995.00. Additionally, Plaintiff
has incurred the following losses to March 31, 1996: loss of use of $3,012.45 (per diem amount
of $19.95); storage costs of $1,510.00 (per diem amount of $10.00); and towing charges of
$60.00.
15. Plaintiffhas made demand upon Defendants Beth Eppley and Robert Eppley, Jr. to
compensate Plaintiff for his loss and the Defendants have failed and refused to compensate
Plaintiff.
CO[JNT I-BREACtt OF CONTRACT
BETIt EPPLEY ANI) ROBERT EPPLEY~ ~
16. Plaintiff.incorporates by reference paragraphs one through fiiteen as though set
forth at length.
17. Defendant, Beth Eppley, held out her son, Robert Eppley, Jr., as having authority
to drive the vehicle rented to her by Plaintiff. and, further, Beth Eppley lead Plaintiff's
representatives to believe that Robert Eppley, Jr. was authorized to enter into modifications to the
rental agreement on her behalf. Beth Eppley informed representatives of Plaintiffthat her son,
Robert Eppley, Jr. was authorized as an "additional renter" under the rental agreement.
18. Plaintiff did reasonably rely upon these representations of Beth Eppley in agreeing
to the modification of the original rental agreement through the Vehicle Replacement Form.
19. The rental agreement requires Beth Eppley and Robert Eppley, Jr. to pay Plaintiff
for all damage to the vehicle, loss of use of the vehicle, all administrative and recovery costs,
towing costs, storage fees and all attorney fees incurred by Plaintiff in seeking to recover the
foregoing damages.
20. Defendants have breached the rental agreement by failing and refusing to pay
Plaintiff the amounts due and owing as a consequence of the destruction of the vehicle.
21. Plaintiff has performed all conditions precedent to recovery under the rental
agreement.
22.
Plaintiff has made demand upon the Defendants for the damages incurred and
Defendants have failed and refused to compensate Plainti~..
WHEREFORE, Plaintiff demands judgment against Beth Eppley and Robert Eppley, Jr. as
follows:
a) $5,995.00 as the value of the vehicle;
b) $3,012.45 as loss of use of the vehicle to March 31, 1997 ( per diem of
$19.95);
c) $1,510.00 storage costs to March 31, 1997 (per diem of $10.00);
d) administrative fee of $250.00;
e) towing charges of $60.00; and
f) attorney fees, costs of this action and interest.
COUNT H- NEGLIGENCE
ROBERT EPPLEY, JR.
23. Plaintiff incorporates by reference paragraphs one through twenty-two as though
set forth at length.
24. Defendant, Robert Eppley, Jr. had a duty to operate the vehicle ofPlaintiffin a
reasonable manner.
25. Robert Eppley, Jr. was designated as an additional renter under the rental
agreement as modified.
26. Defendant, Robert Eppley, Jr. breached the duty of care he owed to Plaintiff by
operating the vehicle in a negligent, careless and/or reckless manner including, but not limited to
the following:
a) failing to operate the vehicle at reasonable speed;
b) failing to keep the vehicle within his control;
c) falling to keep the vehicle on the roadway;
d) failing to obey traffic control devices;
e) operating the vehicle in violation of the Motor Vehicle Code; more particularly
by violating § 75 Pa. C.S.A.§§ 3323 and 3714;
f) causing the vehicle to run into fence and posts offofthe roadway; and
g) otherwise operating the vehicle in a careless fashion.
27. As a direct and proximate result of the carelessness of Defendant, Robert Eppley,
Jr., Plaintiffhas sustained the following damages: loss of the vehicle, storage costs, loss of use,
towing charges, administrative fees all as more fully set forth hereinabove.
WHEREFORE, Plaintiff demands judgment against Robert Eppley, Jr. as follows:
a) $5,995.00 as the value of the vehicle;
b) $3,012.45 as loss of use of the vehicle to March 3 l, 1997
(per diem of $19.95);
c) $1,510.00 storage costs to March 3 l, 1997 (per diem of $10.00);
d) administrative fee of $250.00 and
e) towing charges of $60.00.
COUNT Ill- NEGLIGENCE
BETH EPPLEY
28. Plaintiff incorporates by reference paragraphs one through twenty-six as though
set forth at length.
29. Defendant, Beth Eppley, knew or through the exercise of reasonable care should
have known that it was foreseeable that her son, Robert Eppley, Jr. would operate the vehicle in a
negligent fashion.
30. Defendant, Beth Eppley, had a duty to Plaintiffto protect and safeguard the
vehicle rented and otherwise use the vehicle in a responsible fashion.
31. Defendant, Beth Eppley's breached this duty of care and was negligem, which
negligence included, but was not limited to, the following:
a) designating Robert Eppley, Jr. as an additional renter under the rental agreement
when she knew or through the exercise of reasonable care should have known
that it was foreseeable that he would operate the vehicle in a negligent fashion;
b) failing to exercise the proper degree of comrol over the vehicle rented;
c) failing to limit the authority of Robert Eppley, Jr. to act on her behalf;
d) leading the Plaintiffto believe that Robert Eppley, Jr. was a competent
driver of the vehicle and would operate the vehicle in an appropriate
manner; and
e) inducing Plalntiffto rent a vehicle which would be operated be Robert
Eppley, Jr. when she knew or should have known by the exercise of
reasonable care that it was foreseeable that Robert Eppley, Jr. would
operate the vehicle in a negligent fashion;
WHEREFORE, Plaintiff demands judgment against Beth Eppley as follows:
a) $5,995.00 as the value of the vehicle;
b) $3,012.45 as loss of use of the vehicle to March 31, 1997
(per diem of $19.95);
c) $1,510.00 storage costs to March 31, 1997 (per diem of $10.00);
d) administrative fee of $250.00 and
e) towing charges of $60.00.
COUNT IV- NEGLIGENT ENTRUSTMENT
BETH EPPLEY
32. Plaintiffincorporates by reference paragraphs one through thirty as though set
forth at length.
33. Defendant, Beth Eppley, had a duty to Plaintiffto see that the vehicle rented by
Plaintiff to her and her son would be operated in a careful manner and would not be damaged.
34. Defendant, Beth Eppley, breached her duty of care to Plaintiff by negligently
entrusting the vehicle to Robert Eppley, Jr. which negligence included, but was not limited to, the
following:
a) authorizing Robert Eppley, Jr. as an additional renter under the rental
agreement and permitting Robert Eppley, Jr. to operate the vehicle when she
knew or through the exercise of reasonable care should have known that it was
foreseeable that Robert Eppley, Jr. would operate the vehicle in a negligent
manner;
b) falling to exercise the proper degree of control over Defendant, Robert
Eppley, Jr. to prevent him from operating the vehicle in a negligent
manner when she had the ability to control said activities and knew, or
should have known, of the necessity for exercising such control;
c) entrusting the vehicle to Robert Eppley, Jr. when she knew, or in the
exercise of reasonable care should have known that Robert Eppley, Jr.
was not mature and was incapable of safely operating the vehicle; and
d) being otherwise negligent as may be revealed by discovery.
WHEREFORE, Plaintiff demands judgment against Beth Eppley as follows:
a) $5,995.00 as the value of the vehicle;
b) $3,012.45 as loss of use of the vehicle to March 31, 1997
(per diem of $19.95);
c) $1,510.00 storage costs to March 31, 1997 (per diem of $10.00);
d) administrative fee of $250.00 and
e) towing charges of $60.00.
Respectfully Submitted,
O'BRIEN, BARIC & SCHERER
BY: '
David A. Baric, Esquire
I.D. #44853
17 West South Street
Carlisle, Pennsylvania 17013
717-249-6873
Attorney for Plaintiff
VERIFICATION
I verify that the statements made in the foregoing Complaint are true and correct.
I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. § 4904,
relating to unsworn falsification to authorities.
//
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
· CIVIL ACTION - LAW
ENTRY OF APPEARANCE
AN-l} ACCEPTANCE OF SERVICE
Please enter my appearance on behalf of Defendant Beth A. Eppley. I accept service of
the Complaint on behalf of Defendant Beth A. Eppley and certify that I am authorized to do so.
Dated: June SL-, 1997
Stephen B. Lipson
Attorney for Defendant, Beth A. Eppley
169 W. High Street, STE. 4
Carlisle, PA 17013
(717) 249-3929
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
CIVIL ACTION - LAW
DEFENDANT BETH A. EPPI,EY'S
ANSWER WITH NEW MATTER
AND COUNTERCLAIM
1. - 2. Admitted.
3. Denied. Defendant Robert Eppley, Jr. has not resided at 1131 Pine Road, Carlisle
since March of 1997, when he entered the Armed Forces of the United States. Whether
Defendant Robert Eppley, Jr. considers 1131 Pine Road to be his "domicile" is a question that
only he can answer.
4. Admitted.
5. Admitted in part and denied in part. Defendant Robert Eppley, Jr. had requested a
rental vehicle but Plaintiff required that the renter be an individual with a credit card.
Accordingly, Defendant Beth Eppley went to Plaintiffs place of business to assist her son, who
needed a vehicle while his vehicle was in the repair shop. Defendant Beth Eppley knew of no
reason why Plaintiff would not rent directly to her son other than her son's lack of a credit card.
6. Admitted in part and denied in part. It is admitted that Defendant Beth Eppley
executed an agreement for rental of a high-mileage Cavalier automobile to be driven by her son.
It is denied that Exhibit A is a tree and correct copy of said agreement. Evidently Plaintiff made
an unauthorized, material attention of said agreement by striking out the typed word "NONE"
and printing "As Authorized by Beth Eppley" at the line captioned Additional Renter.
7. Denied. At the time that Defendant Beth Eppley executed the agreement, under
"Additional Renter" it stated "None". Defendant Beth Eppley never authorized the alteration of
said Agreement, nor did she tell Plaintiff or his representatives that Robert Eppley, Jr. could be
an authorized renter.
8. Denied. The Agreement speaks for itself as to the temis and conditions contained
therein. However, because Defendant Beth Eppley never authorized her son as an additional
renter, she is not jointly or severally liable for damage to the car that Plaintiff leased to him.
9. Admitted in part and denied in part. It is admitted that Defendant Robert Eppley, Jr.
requested a replacement vehicle for the Cavalier. Inasmuch as Defendant Beth Eppley was not
with her son at the time, she is without sufficient knowledge or information to form a belief as to
whether Exhibit B is a copy of any document that her son executed and she demands proof
thereof at trial.
10. Denied. Plaintiff's reliance was not based upon the original rental agreement,
because Defendant Beth Eppley did not authorize additional renters under same. Accordingly,
Plaintiffs release of the 1991 Dodge Spirit had to have been predicated upon some agreement
between Plaintiff and Defendant Robert Eppley, Jr.
11. Denied. Defendant Beth Eppley never made any representation or statement that
reasonably could have construed as authorizing her son as an additional renter. There was no
reason for her son to have a more valuable vehicle for the few days that his own automobile was
in the repair shop, and thus she did not authorize, and would not have authorized, the transaction
in question.
12. Admitted in part and denied in part. Defendant Beth Eppley has no firsthand
knowledge concerning the accident in question, and she has not visited the accident site.
Accordingly, she admits that her son was in an accident in which the Dodge Spirit was damaged,
but as to the particulars she is without knowledge or information sufficient to form a belief as to
the troth thereof, with proof demanded at trial.
13. Denied. Defendant Beth Eppley is not aware of any circumstances to support the
allegation that her son drove the vehicle in a grossly negligent, willful or wanton manner.
Defendant Beth Eppley is without knowledge or infommtion sufficient to form a belief as to the
troth of the allegation that the vehicle was rendered a total loss, and proof thereof is demanded at
trial.
14. Denied. Defendant Beth Eppley disputes the losses for the following reasons:
(a) In determining the fair market value of a vehicle, clearly one must give weight
to the fact that this was a rental vehicle with 104,568 miles on it. Thus, Defendant denies
that the value at the time of accident was $5995.00; rather, the value was no greater than
$4405.00, the amount that Plaintiff demanded following the accident.
(b) Plaintiff had a duty to mitigate damages following the accident. Defendant
Beth Eppley denies that damages for loss of use in excess of 150 days can be recovered
by Plaintiff. Therefore, Defendant Beth Eppley denies that Plaintiff is entitled to
damages for loss of use for a period greater than 10 to 14 days.
(c) Defendant Beth Eppley does not understand how Plaintiff is demanding
storage costs for this vehicle. If the vehicle was rendered a total loss, it should have been
delivered to the salvage yard immediately. Defendant Beth Eppley denies that Plaintiff is
entitled to any damages for storage, in that the vehicle could have stored on Plaintiff's
property prior to being sent to the junkyard.
15. Admitted. Defendant Beth Eppley purchased collision insurance at the time of the
rental of the Cavalier, and thus she is liable for only the first $500.00 of damages to that vehicle.
For this reason, as well as because of the facts contained in her responses to Plaintiffs
allegations, Defendant Beth Eppley cannot be liable to Plaintiff for an amount greater than
$500.00.
16. The allegations contained in Defendant Beth Eppley's responses to paragraph 1
through 15, inclusive, are incorporated herein and made a part hereof as if more fully set forth.
17. Admitted. in part and denied in part. Both Plaintiff and Defendant Beth Eppley knew
that Defendant Robert Eppley, Jr. would be operating the Cavalier that was rented initially -
Defendant Robert Eppley, Jr. was the individual in need for that vehicle, and Defendant Beth
Eppley signed a rental agreement only because she possessed a credit card.
The remaining averments of this paragraph are denied. As stated earlier, Defendant Beth
Eppley never authorized her son as an "additional renter" nor did she in any way lead Plaintiff to
believe that her son could modify the original agreement.
18. Denied. Defendant Beth Eppley never made the alleged representations, and thus any
attempted modification of the original agreement by Plaintiff was of no legal effect.
19. Denied. The rental agreement speaks for itself as to its terms and conditions.
However, for the reason stated in Defendant Beth Eppley's responses in the preceding
paragraphs, her liability under the original contract was limited to the $500.00 deductible on
collision coverage.
20. Denied, for the reasons stated in preceding paragraphs.
21. Denied. This is a conclusion of law to which no responsive pleading is required.
22. Admitted, for the reasons expressed in Defendant Beth Eppley's responses in this
Answer and New Matter.
WHEREFORE, Defendant Beth Eppley demands that judgment be entered in her favor
and against Plaintiff.
23. The allegations contained in Defendant Beth Eppley's responses to paragraphs 1
through 22, inclusive, are incorporated herein and made a part hereof as if more fully set forth.
24. Admitted.
25. Denied. The rental agreement could not be modified without the consent of
Defendant Beth Eppley, and Defendant Beth Eppley did not consent to its modification. The
original rental agreement provided for no additional renter, and that provision remained in full
force and effect as between Plaintiff and Defendant Beth Eppley.
26. Denied. Defendant Beth Eppley did not witness the accident and did not visit the
accident scene thereafter. Therefore, she is without knowledge or information sufficient to form
a belief as to the troth of these averments, and proof thereof is demanded at trial.
Moreover, Defendant Beth Eppley did not inspect or drive the Dodge Spirit that Plaintiff
released to Defendant Robert Eppley, Jr., and thus Defendant Beth Eppley does not know if said
vehicle was in a safe condition, i.e., that it handled and braked in a proper manner. In any event,
from what information Defendant Beth Eppley does possess concerning the accident, she knows
of no circumstances which could constitute wilful, wanton or reckless conduct on the part of the
driver.
27. Denied. There damages should have been paid under the collision coverage
purchased under the rental agreement. Defendant Beth Eppley has no liability for any of these
damages except possibly the $500.00 deductible under the collision coverage.
WHEREFORE, Defendant Beth Eppley demands that judgment be entered in her favor
and against Plaintiff.
COIINT
28. The allegations contained in Defendant Beth Eppley's responses to paragraphs 1
through 27, inclusive, are incorporated herein and made a part hereof as if more fully set forth.
29. Denied. Defendant Beth Eppley had no reason to believe that Defendant Robert
Eppley, Jr. would operate the vehicle in a negligent fashion. Her son was involved in an
accident several years prior to the signing of the rental agreement, but evidently he had driven
vehicles in a safe and proper manner in the three or four year period preceding this rental.
30. Admitted in part and denied in part. Plaintiff knew that Defendant Robert Eppley,
Jr., an adult, would be operating the vehicle. Accordingly, the only time Defendant Beth Eppley
could "protect and safeguard" the vehicle was at those times when it was on her premises.
31. Denied. Defendant Beth Eppley breached no standard of care owed to Plaintiff and
specifically:
(a) Defendant Beth Eppley did not designate Robert Eppley, Jr. as an "additional
renter", and she had no reason to believe that he would not operate the vehicle in a safe
and proper manner;
(b) Defendant Beth Eppley exercised proper control over the vehicle to the
limited degree that she was able to do so;
(c) Robert Eppley, Jr. had no authority to act on behalf of Defendant Beth
Eppley, and Defendant Beth Eppley is not aware of any occasion that he did so with
regard to the instant transaction;
(d) Defendant Beth Eppley made no statements to Plaintiff with regard to the
driving ability of her son. If Plaintiff had any concerns in this regard, it should have
inquired about same. However, Plaintiff did not inquire of Defendant Beth Eppley as to
her sons driving ability or record.
(e) Defendant Beth Eppley did not induce Plaintiff to rent a vehicle to her son.
To the contrary, Plaintiff was ready and willing to rent a vehicle to Defendant Robert
Eppley, Ir. if he had a credit card. Furthemlore, Defendant Beth Eppley had no reason to
believe that her son would drive in a negligent fashion.
WHEREFORE, Defendant Beth Eppley demands that judgment be entered in her favor
and against Plaintiff.
COUNT
32. The allegations contained in Defendant Beth Eppley's responses to paragraphs 1
through 31, inclusive, are incorporated herein and made a part hereof as if more fully set forth.
33. Admitted in part and denied in part. Defendant Beth Eppley had a duty to safeguard
the vehicle at those times that it was on her property. However, Plaintiff knew that Defendant
Robert Eppley, Jr. would be operating the vehicle, and to the best of Defendant Beth Eppley's
knowledge Plaintiff never ever asked Defendant Robert Eppley, Jr. about his driving record.
Defendant Beth Eppley did all within her limited authority to protect the vehicle but she had no
duty to Plaintiff under the theory of negligent entmstment - the vehicle was entrusted to
Defendant Robert Eppley, Jr. by Plaintiff !
34. Denied, for the reasons cited in Paragraph 33, supra, as well as:
(a) Denied for the reasons stated in Defendant Beth Eppley's responses to
Paragraph 31 (a), supra.
(b) Denied, Defendant Robert Eppley, Ir. was a competent adult to whom
Plaintiff entrusted the vehicle. Defendant Beth Eppley knew of no reason why control
over her son's activities was necessary, nor did she owe to Plaintiff any duty of control.
(c) Denied. Defendant Beth Eppley did not entrust the vehicle to her son -
Plaintiff did. Moreover, Defendant Beth Eppley thought that her son was mature and
capable of safe operation of the vehicle.
(d) Denied.
WHEREFORE, Defendant Beth Eppley demands that judgment be entered in her favor
and against Plaintiff.
35. Because Defendant Beth Eppley signed no contract authorizing her son to be an
"additional renter", any purported theory of liability against her for breach of contract as to the
replacement vehicle is barred by the Statute of Frauds.
36. There was a lack of consideration with regard to Plaintiffs attempted oral
modification of the original rental agreement, and thus said alleged modification, by which
Plaintiff asserts that Defendant Robert Eppley, Jr., was made an "additional renter" is not
enforceable as to Defendant Beth Eppley.
37. Plaintiff altered the terms of the written agreement between it and Defendant Beth
Eppley by striking out the typed word "NONE" and printing in its stead "As Authorized by Beth
Eppley" under the category "Additional Renter".
38. This alteration occurred after the contract was fully executed, and the alteration was
without the authorization or consent of Defendant Beth Eppley.
39. This alteration was material, and thus this unauthorized alteration released Defendant
Beth Eppley from any liability whatsoever on either the rental agreement that she signed or the
vehicle replacement fomi that Plaintiff alleges was signed by Defendant Robert Eppley, Jr.
40 The release of liability of Defendant Beth Eppley under the rental agreement further
relieved her of any and all alleged responsibility for "protecting and safeguarding" the
replacement vehicle. Accordingly, Defendant Beth Eppley has no liability whatsoever under
theories of negligence or negligent entrustment.
WHEREFORE, Defendant Beth Eppley demands that judgment be entered in her favor
and against Plaintiff.
COUNTER CLAIM
41. The rental agreement between Plaintiff and Defendant Beth Eppley was subject to the
Plain Language Consumer Contract Act, 73 P.S. § 2201, et. seq. The fact that the agreement
contained some purported collision limitations did not render the agreement an insurance
contract or insurance policy, and thus the rental agreement did not fall within any of the
exceptions to said Act.
42. The rental agreement, especially as it related to the collision coverage and exceptions,
violated the terms of the act. The contract did not contain short sentences and paragraphs, it had
sentences that contained more than one condition, it utilized technical legal te~ms (e.g., "damage
waiver", "void", "breaches", "reckless, willful and wanton manner"), and it contained cross-
references. As such, the agreement, and specifically the "damage waiver", was not drafted in a
manner that any layperson could understand.
43. Defendant Beth Eppley did not understand the provisions of the damage waiver; to
the contrary, she thought that she was purchasing collision insurance consistent with that
provided by ordinary automobile insurance policies.
44. Plaintiffs wilful violation of the terms and conditions of the Plain Language Act
caused Defendant Beth Eppley to suffer damages, and consistent with § 2207 of said Act she is
entitled to the following from Plaintiff:
(a) statutory damages of $100.00;
(b) her court costs, if any; and
(c) reasonable attorney's fees.
WHEREFORE, Defendant Beth Eppley demands judgment against Plaintiff for:
(a) $100.00
(b) all court costs that she may incur; and
(c) reasonable attorney's fees that she has incurred, and will incur in defending
this action.
Respectfully submitted,
Stephen B. Lipson
Counsel for Defendant Beth A.
Eppley
169 W. High Street, Ste. 4
Carlisle, PA 17013
(717) 249-3929
VERII~ICATION
I verify that the statements made in this Answer with New Matter and Counter Claim are
tree and correct to my personal knowledge. I understand that any false statements herein are
made subject to the penalties of 18 Pennsylvania C.S. §4904, relating to unsworn falsification to
authorities.
Dated:9~,j~ /C~/ /q~,7
Beth -&.'Epp~y
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· NO. 97-2734 CIVIL TERM
· CIVIL ACTION - LAW
pROOF OF SERVICE
Stephen B. Lipson, counsel for Defendant Beth A. Eppley, hereby certifies that he has,
this~.[~day of June, 1997 served a lxue and correct copy of Defendant Beth A. Eppley's
Answer with New Matter and Counterclaim upon Plaimiff by mailing it by first class mail,
postage prepaid to Plaintiffs counsel of record, David A. Baric, Esq., at the following address:
O'Brien, Baric & Scherer
17 W. South Street
Carlisle, PA 17013
Dated: June ~:ff, 1997
Stephen B. Lipson ~J
Counsel for Defendant, Beth A. Eppley
169 W. High Street, STE. 4
Carlisle, PA 17013
(717) 249-3929
DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaintiff,
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants.
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· NO. 97-2734 CIVIL TERM
· CIVIL ACTION-LAW
NOTICE TO PLEAD
TO:
Stephen B. Lipson, Esquire
169 West High Street
Suite 4
Carlisle, Pennsylvania 17013
You are hereby notified that you have twenty (20) days in which to plead to the enclosed
Answer And New Matter To Counterclaim and Reply To New Matter or a Default Judgment may
be entered against you.
Date:
O'BRIEN, BARIC & SCHERER
David A. Baric, Esquire
I.D. ~44853
17 West South Street
Carlisle, Pennsylvania 17013
(717) 249-6873
DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaintiff,
BETH A. EPPLEY and
ROBERT A. EPPLEY, JR.,
Defendants.
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 97-2734 CIVIL TERM
: CIVIL ACTION-LAW
ANSWER AND NEW MATTER TO COUNTERCLAIM AN~
REPLY TO NEW MATTER
AND NOW, comes Plaintiff, Dennis A. Knaub, d/b/a Carlisle Rent A Wreck, by and
through his attorneys, O'BR1F. N, BARIC AND SCHERER, and files this Answer and New
Matter to Counterclaim of Defendant Beth Eppley and Reply to New Matter and in support
thereof sets forth the following:
REPLY TO NEW MATTER
35. Denied. To the contra_nd, the modification to the rental agreement was made in the
presence of and with the knowledge of Defendant, Beth Eppley.
36. Denied. To the extent this averment constitutes a conclusion of fact or law, no
response is required. To the extent a response may be required, Plaintiff answers that the
modification to the rental agreement was made in the presence of and with the knowledge of
Defendant, Beth Eppley.
37. Admitted in part and denied in part. It is admitted that the rental agreement was
modified by striking out the word "none" and adding the language "As authorized by Beth
Eppley". To the extent this averment implies that this amendment was made unilaterally by the
Plaintiff or without the knowledge of Defendant, Beth Eppley, this averment is denied.
38. Denied. To the contrary, this modification was made with the consent of and in the
presence of Defendant, Beth Eppley.
39. Denied. To the extent this avefi~ient constitutes conclusions of fact or law, no
response is required. To the extent a response may be required it is specifically denied that the
modification released Defendant, Beth Eppley from liability for the damages incurred by Plaintiff.
40. Denied. To the extent this averment constitutes conclusions of fact or law, no
response is required. To the extent a response may be required it is specifically denied that the
rental agreement absolved Defendant, Beth Eppley from the damages sustained by Plaintiff.
WHEREFORE, Plaintiff demands judgment in his favor and against Defendant as set forth
in the complaint together with costs and expenses.
ANSWER TO COUNTERCLAIM
41. Deniedl To the extent this averment constitutes conclusions of fact or law, no
response is required. Strict proof thereof is demanded.
42. Denied. To the extent this averment constitutes conclusions of fact or law, no
response is required. To the extent a response may be required, Plaintiff answers that the rental
agreement was understood by Defendant, Beth Eppley. Further, Defendant, Beth Eppley did
request that Plaintiff enter into the agreement so as to permit rental of a vehicle to her son, Robert
Eppley, Jr., the rental agreement meets the requirements of the Plain Language Consumer
Contract Act ("Act"), the Plaintiffmade a good faith effort to comply with the Act and the parties
finished what was required under the contract i.e., Plaintiffprovided a rental vehicle to Defendant,
Beth Eppley, and Defendant made payment for the daily rental amount. The obligation of
Defendant, Beth Eppley, while provided for and established through the rental agreement is not
part of the performance of the rental agreement absent negligence and/or wilful and wanton
destruction of the vehicle rented.
43. Denied. Defendant, Beth Eppley, was provided with the rental agreement prior to
executing said agreement and had an opportunity to review the rental agreement and the
exclusions for collision coverage are set forth clearly therein.
44. Denied. It is denied that Plaintiffviolated the Act. Further, it is denied that
Defendant, Beth Eppley, has suffered damage. Moreover, it is denied that the Act is applicable.
WHEREFORE, Plaintiff demands judgment in his favor and against the Defendant as set
forth in Plaintiff's complaint together with costs and expenses.
NEW MATTER TO COUNTERCLAEM
45. The counterclaim fails to state a claim against Plaintiff
46. Plalntiffis estopped from asserting a claim against Plaintiffbecause Plaintiff relied
upon Defendant's actions to enter into the rental agreement.
47. Defendant's actions were intended to procure a vehicle from Plaintiff for the primary
use of Defendant's son and not for herself, therefore, the Act is not applicable.
48. The rental agreement is exempt from the provisions of the Act.
49. The rental agreement complies with the provisions of the Act.
50. The Act does not void a contract or otherwise affect its validity.
51. No liability will stand under the Act if the parties have completed what was required
under the contract. Plaintiff rented a vehicle to Defendant and her agent, Robert Eppley, Jr., and
Defendant paid the rental rate as required by the rental agreement. Defendant has failed and
refused to pay for damages accruing to Plaintiff as a result of the destruction of the vehicle which
claim was not at the essence of the rental agreement and should not, absent the negligence of
Defendant and Robert Eppley, Jr., have occurred.
52. The handwritten amendment to the rental agreement was placed on the agreement in
the presence of and with the knowledge of Defendant, Beth Eppley.
53. The actions which would constitute a breach of the rental agreement are set forth in
enlarged type on the agreement and were readable and understandable in all respects. A breach of
the rental agreement would occur for specifically defined actions which actions included, but were
not limited to, using the vehicle in a manner which violated the law. Defendant's contention that
she believed she had insurance for the vehicle which insurance would include damages accruing
from operation of the vehicle in a manner which violated the law is not supportable.
WHEREFORE, Plaintiffdemands judgment in his favor and against Defendant, Beth
Eppley.
Respectfully submitted,
O'BRIF~N, BARIC AND SCHERER
David A. Baric, Esquire
ID//44853
17 West South Street
Carlisle, PA 17013
(717) 249-6873
Attorney for Plaintiff
dab.dir/litigation/rent/rent~ans
VERIFICATION
I verify that the statements made in the foregoing Answer and New Matter To
Counterclaim and Reply To New Matter are true and correct. I understand that false
statemems herein are made subject to the penalties of 18 Pa. C.S. § 4904, relating to unswom
falsification to authorities. . ~
DENNIS KNAUB
DATED:
DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaimiff,
BETH A. EPPLEY and
ROBERT A. EPPLEY, JR.,
Defendants.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
CIVIL ACTION-LAW
CERTIFICATE OF SERVICE
I hereby certify that on August 1, 1997, I, David A. Baric, Esquire, of O'Brien, Baric &
Scherer, did serve a copy of the Answer and New Matter To Counterclaim and Reply To New
Matter, by first class U.S. mail, postage prepaid, to the party listed below, as follows:
Stephen B. Lipson, Esquire
169 West High Street
Suite 4
Carlisle, Pennsylvania 17013
David A. Baric, Esquire
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
:
: NO. 97-2734 CIVIL TERM
:
: CIVIL ACTION - LAW
ENTRY OF APPEARANCE
AND ACCEPTANCE OF SERVICE
Please enter my appearance on behalf of Defendant Robert Eppley, Jr. I accept service
of the Complaint on behalf of Defendant Robert Eppley, Jr. and certify that I am authorized to
do so.
Dated: August JT' , 1997
Stephen B. Lipson
Attorney for Defendant, Robert Eppley, Jr.
169 W. High Street, STE. 4
Carlisle, PA 17013
(717) 249-3929
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
CIVIL ACTION - LAW
COUNTER-REPLY OF DEFENDANT BETH A. EPPLEY
TO PLAINTIFF'S NEW MATTER
TO COUNTERCLAIM
45. Denied. This is a conclusion of law to which no respOnsive pleading is required.
46. Denied. This is a conclusion of law to which no responsive pleading is required.
Defendant Beth Eppley does not know to what "actions" Plaintiff is referring, but Plaintiff
drafted its language in the standard form rental agreement without relying upon representations
of any individual, much less Defendant.
47-50. Denied. These allegations are conclusions of law and/or fact to which no
responsive pleading is required.
51. Denied. The allegations as to the applicability of the Act is a conclusion of law to
which no responsive pleading is required. Defendant Beth Eppley denies that the issue of
insurance coverage does not go to the essence of the rental agreement; to the contrary, it is the
most important provision in said agreement, as evidenced by the dollar amount that Plaintiff is
attempting to recover in this litigation!
52. Denied. The handwritten alteration of the rental agreement was done while
Defendant Beth Eppley was not present. In addition, it occurred without her consent and after
the original agreement was fully executed.
53. Denied. To the extent that these allegations contain conclusions of law and/or fact,
no responsive pleading is required. Defendant Beth Eppley denies that she understood these
alleged conditions on the second page of the agreement. Moreover, collision coverage in
automobile insurance policies does provide coverage for damages that result from "violations of
law", e.g., reckless driving, proceeding through a red light, etc.
Defendant Beth Eppley thought that she was purchasing said standard coverage from Plaintiff,
and had Plaintiff complied with the Plain Language Act Defendant Beth Eppley would not have
entered into the Agreement due to the potential liability from an ordinary automobile accident.
Respectfully submitted,
S~ephen B. Lipson
Counsel for Defendant, Beth Eppley
169 W. High Street, STE. 4
Carlisle, PA 17013
(717) 249-3929
I verify that the statements made in this Counter-Reply are tree and correct to my
personal knowledge. I understand that any false statements herein are made subject to the
penalties of 18 Pennsylvania C.S. §4904, relating to unswom falsification to authorities.
~Defendan{, }~eth ./[i Ep~ley
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· NO. 97-2734 CIVIL TERM
CIVIL ACTION - LAW
PROOF OF SERVICE
Stephen B. Lipson, counsel for Defendant Beth A. Eppley, hereby certifies that he has,
this,2-~Y~-day of August, 1997 served a true and correct copy of Defendant Beth A. Eppley's
Coumer-Reply upon Plaintiff by mailing it by first class mail, postage prepaid to Plaintiffs
counsel of record, David A. Baric, Esq., at the following address:
O'Brien, Baric & Scherer
17 W. South Street
Carlisle, PA 17013
Dated: August.¢~, 1997
S~ephen B. Lipson
Counsel for Defendant, Beth A. Eppley
169 W. High Street, STE. 4
Carlisle, PA 17013
(717) 249-3929
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 97-2734 CIVIL TERM
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
: CIVIL ACTION - LAW
DEFENDANT ROBERT EPPLEY...IR'S
ANSWER WITH NEW MATTER
AND COUNTERCLAIM
1. - 2. Admitted.
3. Admitted in part and denied in part. Defendant Robert Eppley, Jr. currently is in the
Armed Forces at N.A.S. Pensacola, Florida. However, he does consider the 1131 Pine Road
address to be his domicile.
4. Admitted.
5. Admitted in part and denied in part. Defendant Robert Eppley, Jr. initially went to
Plaintiff's place of business and requested a rental vehicle. Defendant Robert Eppley, Jr. does
not recall the exact conversation that he had with Plaintiff's representative, but he is fairly certain
that he could not be a renter because he did not have a credit card. Therefore, he later went to
Plaintiff's place of business with Defendant Beth Eppley, who signed the form to enable
Defendant to have a rental vehicle while his vehicle was being repaired.
6. Admitted in part and denied in part. It is admitted that Defendant Beth Eppley
executed an agreement with Plaintiff for the rental of a high mileage Cavalier to be driven by
Defendant Robert Eppley, Jr. However, Defendant Robert Eppley, Jr. is without knowledge
sufficient to form a belief as to whether Exhibit "A" is a tree and correct copy of the agreement.
Although he was present at the time that Defendant Beth Eppley signed the agreement, he did
not see the entire agreement and thus cannot say if Exhibit "A" is what his mother signed. In
addition, he does not know whether Exhibit "A" is a copy of the agreement as it looked at the
time that his mother signed it or whether there were subsequent changes made to it.
7. Denied. Defendant Robert Eppley, Jr. was an additional driver, not an additional
renter, under the original agreement. Moreover, Defendant Robert Eppley, Jr. believes and
therefore avers that Defendant Beth Eppley subsequently did not authorize any alteration of said
original agreement nor did she inform Plaintiff that Defendant Robert Eppley, Jr. could be an
authorized renter.
8. Denied. The Agreement speaks for itself as to the terms and conditions contained
therein. The allegations as to joint and several liability are irrelevant to any issue of liability in
that there was no "additional renter" under the original agreement or authorized later.
9. Admitted.
10. Denied. Plaintiffs reliance could not have been based upon the original rental
agreement, because no additional renters were authorized under same. Furthermore, to the best
of Defendant Robert Eppley, Jr.'s knowledge and belief there was no alteration or amendment to
said original agreement to which Defendant Beth Eppley consented.
11. Denied. Defendant Robert Eppley, Jr. merely went to Plaintiffs place of business
and requested a different vehicle. He never stated that he had Defendant Beth Eppley's consent,
nor did Plaintiff inquire about any such consent.
12. Denied in part and admitted in part. Defendant Robert Eppley, Jr. denies that he was
traveling at an excessive rate of speed. Rather, he was not familiar with the road in question.
13. Denied. Defendant Robert Eppley, Jr. did not operate the vehicle in a negligent,
grossly negligent, wanton and/or willful manner.
14. Denied. Defendant Robert Eppley, Jr. disputes the losses for the following reasons:
(a) In determining the fair market value of a vehicle, clearly one must give weight
to the fact that this was a rental vehicle with 104,568 miles on it. Thus, Defendant denies
that the value at the time of accident was $5995.00; rather, the value was no greater than
$4405.00, the amount that Plaintiff demanded following the accident.
(b) Plaintiff had a duty to mitigate damages following the accident. Defendant
denies that damages for loss of use in excess of 150 days can be recovered by Plaintiff.
Therefore, Defendant denies that Plaintiff is entitled to damages for loss of use for a
period greater than 10 to 14 days.
(c) Defendant does not understand how Plaintiff is demanding storage costs for
this vehicle. If the vehicle was rendered a total loss, it should have been delivered to the
salvage yard immediately. Defendant denies that Plaintiff is entitled to any damages for
storage, in that the vehicle could have been stored on Plaintiffs property prior to being
sent to the junkyard.
15. Admitted. Defendant Beth Eppley purchased collision insurance at the time of the
rental of the Cavalier, and thus both Defendants feel that together they are liable only for the
first $500.00 of damages to any damaged vehicle.
16. The allegations contained in Defendant Robert Eppley, Jr.'s responses to paragraph 1
through 15, inclusive, are incorporated herein and made a part hereof as if more fully set forth.
17. Denied. Defendant Robert Eppley, Jr. was designated as an additional driver under
the original rental agreement. To the best of Defendant Robert Eppley, Jr.'s knowledge,
information and belief, Defendant Beth Eppley never authorized him as an additional renter or
entered into any agreement to modify the original rental agreement.
18. Denied. Plaintiff could not rely upon representations that, to the best of Defendant
Robert Eppley, Jr.'s knowledge, were not made by Defendant Beth Eppley.
19. Denied. The rental agreement speaks for itself as to its temis and conditions.
However, Defendants' liability is limited to the $500.00 deductible on collision coverage that
was purchased.
20. Denied, for the reasons stated in preceding paragraphs.
21. Denied. This is a conclusion of law to which no responsive pleading is required.
22. Admitted, for the reasons expressed in Defendant Robert Eppley, Jr.'s responses in
this Answer.
WHEREFORE, Defendant Robert Eppley, Jr. demands that judgment be entered in his
favor and against Plaintiff.
23. The allegations contained in Defendant Robert Eppley, Jr.'s responses to paragraphs 1
through 22, inclusive, are incorporated herein and made a part hereof as if more fully set forth.
24. Admitted.
25. Denied. The rental agreement could not be modified without the consent of
Defendant Beth Eppley, and to the best of Defendant Robert Eppley, Jr.'s knowledge Defendant
Beth Eppley did not consent to any modification. The original rental agreement provided for no
additional renter.
26. Denied generally pursuant to Pa. R. C.P. No. 1029 (e).
27. Denied. These damages should have been paid under the collision coverage
purchased under the rental agreement. Defendant Robert Eppley, Jr. has no liability for any of
these damages except possibly the $500.00 deductible under the collision coverage.
WHEREFORE, Defendant Robert Eppley, Jr. demands that judgment be entered in his
favor and against Plaintiff.
COUNTS IH AND IV
28. - 34. These allegations are directed against Defendant Beth Eppley alone. However,
to the degree that Defendant Robert Eppley, Jr. is under any obligation to respond to same, he
hereby incorporates Paragraphs 28 through 34 of Defendant Beth Eppley's Answer as his own
responses to these averments. See Pa. R.C.P. 1019 (g).
COUNTER CLAIM
35. The rental agreement between Plaintiff and Defendant Robert Eppley, Jr. was subject
to the Plain Language Consumer Contract Act, 73 P.S. § 2201, et. seq. The fact that the
agreement contained some purported collision limitations did not render the agreement an
insurance contract or insurance policy, and thus the rental agreement did not fall within any of
the exceptions to said Act.
36. The rental agreement, especially as it related to the collision coverage and exceptions,
violated the terms of the act. The contract did not contain short sentences and paragraphs, it had
sentences that contained more than one condition, it utilized technical legal terms (e.g., "damage
waiver", "void", "breaches", "reckless, willful and wanton manner"), and it contained cross-
references. As such, the agreement, and specifically the "damage waiver", was not drafted in a
manner that any layperson could understand.
37. Defendant Robert Eppley, Jr. did not understand the provisions of the damage
waiver; to the contrary, he thought that he was purchasing collision insurance consistent with
that provided by ordinary automobile insurance policies.
38. Plaintiffs wilful violation of the terms and conditions of the Plain Language Act
caused Defendant Robert Eppley, Jr. to suffer damages, and consistent with § 2207 of said Act
he is entitled to the following from Plaintiff:
(a) statutory damages of $100.00;
(b) his court costs, if any; and
(c) reasonable attorney's fees.
WHEREFORE, Defendant Robert Eppley, Jr. demands judgment against Plaintiff for:
(a) $100.00
(b) all court costs that he may incur; and
(c) reasonable attorney's fees that he has incurred, and will incur in defending this
action.
Respectfully submitted,
Stephen B. Lipson
Counsel for Defendant Robert
Eppley, Jr.
169 W. High Strp,~t, Ste. 4
Carlisle, PA 17013
(717) 249-3929
I verify that the statements made in this Answer with New Matter and Counter Claim are
tree and correct to my personal knowledge. I understand that any false statements herein are
made subject to the penalties of 18 Pennsylvania C.S. §4904, relating to unsworn falsification to
authorities.
Dated:
DENNIS A KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
· CIVIL ACTION - LAW
PROOF OF SERVICE
Stephen B. Lipson, counsel for Defendant Robert Eppley, Jr. hereby certifies that he has,
thisY--~day of December, 1997 served a true and correct copy of Defendant Robert Eppley,
Jr.'s Answer with New Matter and Counterclaim upon Plainfiffby mailing it by first class mail,
postage prepaid to Plaintiff's counsel of record, David A. Baric, Esq., at the following address:
O'Brien, Baric & Scherer
17 W. South Street
Carlisle, PA 17013
Dated: December ~, 1997
Stephen B. Lipson
Counsel for Defendant, Beth A. Eppley
169 W. High Street, STE. 4
Carlisle, PA 17013
(717) 249-3929
DENNIS A. KNAUB,
d/b/a CARLISLE RENT A VVRECK
Vo
BETH A. EPPLEY and
ROBERT T. EPPLEY, JR.
· IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
IN RE: APPOINTMENT OF ARBITRATORS
ORDER OF COURT
AND NOW, September 27, 1999, the Court having been infot~-~ed that the
above-case cannot be heard until the defendant, who is in the military, becomes
available, the panel of arbitrators previously appointed is vacated, and the
Chairman, Robert R. Black, Esquire, Esquire, shall receive the sum of $50.00.
By the Court, /
~'~-~) Geo~ E. Hoffer,
Robert R. Black, Esquire _ c~ ~ ~/~"/~.~.
P'J.
:ssg
DENNIS A. KNAUB,
d/b/a CARLISLE RENT
A WRECK,
Plaintiff,
Vo
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97-2734 CIVIL TERM
CIVIL ACTION-LAW
PRAECIPE FOR ENTRY OF APPEARANCE
To the Prothonotary:
Please enter the appearance of Douglas B. Marcello and Michele J. Thorp and Thomas,
Thomas & Haler, LLP as counsel for Defendants in the above matter.
POB 999
Harrisburg, PA 17108-0999
Date:
PRAECIPE FOR WITHDRAWAL OF APPEARANCE
To the Prothonotary:
Please withdraw the appearance of Stephen B. Lipson, Esquire as counsel for Defendants
in the above matter.
Date: 1~,
:119897.1
StepHen B. Lipson, Esquire
169 W. High Street
Suite 4
Carlisle, PA 17013
CERTIFICATE OF SERVICE
I. Michele J. Thorp, Esquire for the law firm Thomas, Thomas & Hafer, LLP, hereby state
that a tree and correct copy of the foregoing documents was served upon ail counsel of record by
first class United States mail, postage prepaid, addressed as follows, on the date set forth below:
By First Class U.S. Mail:
David A. Baric, Esquire
O'Brien, Baric & Scherer
17 W. South Street
Carlisle, PA 17013
Dated:
THOMAS, THOMAS & HAFER, LLP
ROBERT R. BLACK
LAW OFFICES
LANDIS lB BLACK
36 SOUTH HANOVER STREET
CARLISLE, PENNSYLVANIA 17015
TELEPHONE (717) 243-3727
FAX (717') 243,-82'59
September 14, 1999
J. BOYD LANDIS
JOSEPH J. McINTOSH
The Honorable George E. Hoffer, P.].
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
Arbitration Hearing
Rent-A-Wreck v. Eppley
No. 97-2734 Civil Term
Dear Judge Hoffer:
I am advised that the defendant in captioned matter is in the military and unavailable for an
arbitration hearing. Accordingly, it is requested that my commission be vacated and the plaintiff
can make application for a hearing at a later date, when the defendant is in the area.
Thank you very much for your attention to this matter.
Very truly yours,
Robert R. Black
RRB:skg
cc: David A. Baric, Esq.
Stephen B. Lipson, Esq.
STEPHEN B. LIPSON
Attorney at Law
169 W. High Street, Suite 4
Carlisle, PA 17013
(717) 249-3929
Fax (717) 249-6277
May 19, 1999
Robert R. Black, Esq.
36 South Hanover Street
Carlisle, PA 17013
Re: Arbitration hearing -
Rent -A-Wreck v. Eppley
Dear Bob:
I spoke with Defendant Beth Eppley today concerning the availability of her son,
Defendant Robert Eppley, to attend an arbitration hearing. Mr. Eppley is a member of the Armed
Forces and presently is at Camp Pendleton in California. He has no leave coming in the near
future; in fact, soon he will be having knee surgery, with any recupemtion/rehab'flitation occurring
in California.
The only suggestion that I can offer is to delay the seheduling of the hearing until Beth
Eppley learns that her son will be receiving leave time. She hopes that he will be able to return to
this area for the Christmas holiday period, but there are no guarantees of same. A copy of this
letter is being sent to Dave Baric, Esq., so that he may apprise you of his position.
Thank you for your understanding in this matter.
Sincerely,
Stephen B. Lipson, Esquire
SBL:psw
ddJoLI3S ,~ )~3ell~
6661 ~ ,LVH
ROBERT R. BLACK
LAW OFFICES
LANDIS lB BLACK
36 SOUTH HANOVER STREET
CARLISLE, PENNSYLVANIA 17013
TELEPHONE ( 717 ) 245 -$T27
F~O( (717~ 24-~-8239
September 14, 1999
J. BOYD LANDIS
JOSEPH J. McINTOSH
t1940 - 19T2~
The Honorable George E. Hoffer, P.J.
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
Arbitration Hearing
Rent-A-Wreck v. Eppley
No. 97-2734 Civil Term
Dear Judge Hoffer:
I am advised that the defendant in captioned matter is in the military and unavailable for an
arbitration hearing. Accordingly, it is requested that my commission be vacated and the plaintiff
can make application for a hearing at a later date, when the defendant is in the area.
Thank you very much for your attention to this matter.
Very truly yours,
Robert R. Black
RRB:skg
cc: David A. Baric, Esq.
Stephen B. Lipson, Esq.
DENNIS A. KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff,
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants.
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, pENNSYLVANIA
:
: NO. 97-2734 CIVIL TERM
;
: CIVIL ACTION-LAW
:
ORDER OF COURT
AND Now,
and
action as prayed for.
,2002, in consideration of the foregoing petition,
, Esq., , Esq.
, Esq. are appointed arbitrators in the above-captioned
BY THE COURT,
DENNIS A. KNAUB,
d/b/a CARLISLE RENT A WRECK,
Plaintiff,
Vo
BETH A. EPPLEY and
ROBERT EPPLEY, JR.,
Defendants.
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
:
: NO. 97-2734 CIVIL TERM
.
: CIVIL ACTION-LAW
:
:
PETITION FOR APPOINTMENT OF ARBITRATORS
TO THE HONORABLE, JUDGES OF SAID COURT:
David A. Baric, Esquire, counsel for the Plaintiff in the above-captioned action,
respectfully represents that:
1. The above-captioned action is at issue.
2. The claim of the plaintiff in the action is $10,827.45.
The following attorneys are interested in the case as counsel or are otherwise disqualified
to sit as arbitrators: David A. Baric, Esquire and Michele J. Thorp, Esquire.
WHEREFORE, your petitioner prays your Honorable Court to appoint three (3)
arbitrators to whom the case shall be submitted.
Respectfully submiJ~,
David A. Baric, Esquire
O'Brien, Baric & Scherer
17 West South Street
Carlisle, Pennsylvania 17013
(717) 249-6873
CERTIFICATE OF SERVICE
I hereby certify that on March 12, 2002, I, David A. Baric, Esquire of O'Brien, Baric &
Scherer, did serve a copy of the Petition For Appointment Of Arbitrators, by first class U.S. mail,
postage prepaid, to the party listed below, as follows:
Michele J. Thorp, Esquire
Thomas, Thomas & Hafer, LLP
305 North Front Street
Sixth Floor
P.O. Box 999
Pennsylvania 17108
David A. Baric, Esquire