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Home My WebLink About97-02838 ~ : - , . :> '- ~ ~ i? UJ~l We; Qf.~.. of.' ~.:- ff:~J ~ lI. e ~ M ?- j:; '3 ,.~ ...j;:.. '~):~ '~'. ;:; ,,>- :.O(n ~lZ ii-jm :::JCl.. ,~ ;:l u - Ci: co N >- "~ :J: , r- (jl . , ...'" , f'. "- ~~ ~'" ~~ lAW OFFICES RICHARD C. RUBEN 113 LOCUST STREET HARRISIIURC. PA 17101 (717) 232-2227 · FAX (717) 232-2707 .'. .. . .. , . , ' 4, A copy of thc Mortgage Note is attached hercto and incorporatcd herein as Exhibit "B", 5, Plaintiff, in consideration of the said Mortgage and Note advanced to R, Michael and Deborah I. Bice the sum of Seventeen Thousand Six Hundred Dollars ($17,600,00), 6. The premises subject to said mortgage is more specifically set forth in Exhibit "A", 7, R, Michael Bice and Deborah I. Bice are the sole owners of the said premises securing said mortgage, 8, Said Mortgage has not been assigned in whole or in part by the Plaintiff herein. 9, That said Mortgage is in default because Defendants herein have failed to pay a partial payment of $405,88 for July, 1995, monthly payments of $431.00 for August through December 1995; $417,35 for January through December 1996; and payments of $337,20 for January, February, March, April and May, 1997. 10, The Plaintiff has given to the Defendants written notice of intention to foreclose on said Mortgage as required by law under Act 6, dated March 19, 1997, a copy of which is attached hereto and incorporated herein as Exhibit "C", II. The Plaintiff has given written notice of default as required by the Homeowner's Emergency Assistance Act of 1983, dated March 19, 1997, a copy of which is attached hereto and incorporated herein as Exhibit "0", 12. That due to Defendants' default and the fact the Mortgage matured on April 10, 1997 the entire principal amount of Seventeen Thousand Six Hundred Dollars ($17,600.00) has become due and payable, together with escrow due, intcrest at the current rate of 8,5% per annum, reasonable legal fecs for collection of said sum in accordance with the terms of said mortgage less such sums as have been paid on account of principal of the said Mortgage and costs, '. '. 13, The PlaintilTbelieves and therefore avers that reasonable attorney's fees for collection of the debt is $1,000,00 and that it will incur such amounts, 14, The Defendants are liable to the PlaintilT for interest at the rate of 8,5,00% per annum, late charges, property taxes and expenses as provided in the Mortgage documents that will accrue until distribution by the Sheriff of Cumberland County, Peansylvania, to be computed at the time of judgment in these proceedings, in addition to the current balance, 15, The Defendants are liable to the Plaintiff for the following on said Mortgage loan: a, Principal $6,718,63 b, Interest to 5/31/97 1,094,58 c, Escrow due 4,906,68 d, Payment Credit (25.12) e, Attorney's fees 1.200,00 TOTAL AMOUNT: ~ 13.894.77 16, The PlaintilT believes and avers that the Defendants are not members of the armed forces nor are they in the military service of the United States of America. WHEREFORE, Plaintiff, Harris Savings Bank demands Judgment in its favor and against Defendants R. Michael Bice and Deborah I. Bice in the amount of $13,894,77 plus interest at the rate of 8,5% from May 31, 1997 until paid, additional late charges and costs of preserving the collateral and costs of suit. Respectfully submitted I Date: 0;h7 f . By ~C ~ Richard C, Ruben, Esquire Attorney for PlaintilT 113 Locust Street Harrisburg, PA 17101 (717) 232-2227 !.D, #27767 .; '. . I '. MORTGAGE I '1' III SI' M~)IH'I'OA(JIo: iRS III11MCIII'CHlhis 29th .Iu~' of APRIL "I 1!l7.7 ",1\1't!I'1I tie" ol'lA'uA'OI'" AEL lIND DEBORAH. I, BlCE, His. \>iij;e." '(heroin II BIII'I'lI\l'I'I' "), ulIlltlw ~lorlguA'cc, THE HARRIS SAVINGS ASSOCIATION I II cOI'JlorIlIiOIl orA'ullizt!lln!1l11,xiHtillA' unlh,r tlil' InwH of Pennsylvania I WhOHl' mldl't!HH iH ...205 Pme.Str.ellt.,l:larri,sburg, ,I'ennsylvanla . (herdll .. I.cllder"), Wm:nt:AH, BOI'I'IIWI!I' iH illlh.hh'cl tll I.clldc'r ill till' Jlrilll'iJlnl SUIIl of. SEVENTEEN,THOUS~.D, SIXHUNDRED.,,& NO/IOO" ($17, 6 Qll.l III rs. whi"', illll,'hll'dll"SH is l'I'ilh'IIl'!'d hI' BOI'I'lIwt!r'H 1I0h' 01: I'Vl'lI dule herewith (~lOrl'ill" Nolt!':), flro\'illinA' ffll'IIIoll1hly illstlllllllOlIlH of III'ir;l'iJlulund irlh'I'eRt, wllh the huluucl' of the IIllh'hh'chwHS, If uol SOOIlI'I' Jlnid, Ihw 11I111 Jlllyohh'lIu.April,lO, 1997 ,; '1'0 SWlIlIF.lo Lcudl'I' (n) th(. rCJln~'uwllt of 1111' iud!'htt!clu!'ICH c\'idc'Il"1'11 h~'tlw Nott!, with iut!'I'cHI tlll'rCOII, thc 11Il~'IIII!1\t of nil oth('I' SUIIIIC, wilh iul!'I'I'Ht thl'I't!OIl, nll\'lIl1l'l'cl in nccol'lluncc hcrewith to Jlrllh'cl 1I1l' ICecuril~' of t hiH ~I ortA'uA'c'l 111111 till' fll,,'fol'1II11111'(' of t hI' covl'uunlR 11I111 ugl'I'I'mcutH of 1l0l'I'owl'I'Iwreiu conlniued, mill (h) till' rl'IIII~'ull'nt of nu~' fulorl' ndvmlceN, with iutt!I'I'Ht tlwrl'ou, mndc 10 Ilorl'owel' hy Leudt!l, JlUl'NUnlll 10 ]lnl'u/{I'u]lh 21 Ill'rt!ol' (Iwreiu ,,[.'ulllrc AdvUIICt!R"), Bol'. 1'1111'1'1' .loeH herehy 1II0I'!gUg~_gl'ullt nllll C'III1\'I'~' to LI'IIlII'I' lhl' follllwinA' deHcrihed JlroJlI'I'1I' IlIcnted ill the Couuty of.., CUMBI:iRLAND ,Stute of Pl'IIIIHylvouio: ' ALL THAT CERTAIN land in the Borough of Camp Hill, Cumberland County, Pennsylvania, more particularly bounded and described as fol~ows, to wit: BEGINNING at a point on the West side of 15th Street, formerly Princess Street, 120 feet North of Second street at line of Lot No. 771 thence Westwardly along said line 150 feet to a 20 feet wide alleY1 thence North- wardly along said alley forty (40) feet to the Southern line of Lot No. 751 thence Eastwarldly along said line 150 feet to 15th Street1 thence Southwardly along 15th Street, 40 fee t to the place of BEGINNING, BEING Lot No, 76 on Plan of "Greater Harrisburg" as recorded in the Cumberland Co, Recorder's Office in Plan BOok 1, Page 20, HAVING THEREON ERECTED a dwelling numbered 124 South 15th Street, BEING THE SAME PREMISES WHICH Caroline Balmer, widow by Deed dated April 2 'It/l, '1977 and about to be recorded herewith in the aforesaid Recorder's Office, granted and conveyed unto R, Michael and Deborah I, Bice, his wife, the Mortgagors herein, 3. ". -< :. n::a~ C"'O -vXn:n mmo,=, 7. ''':UIII :r;Qr:u., t'\~:-~~ :o, ....- ., I :.~ '."1 .., ~ ,. ~ f'.'.- I'; :';\;::;, =it:.., """u,... .. ,. '" N .t: <.oJ -.; ='~ w -J -J TOOETIlEIl with 011 the improvementR now 01' hercafter crccted on thc properly, and 01\ case. IIwnts, righls, lIppUl'ICnllnCcs, rentN, roynltil's, lIIilll'l'Ill, oil ollll gn~ r1/{hts nnd profilH, water, wotcr ri/{hts, oud water stock, and olllixtures nol\' 01' herellftel' IIttoched to the property, nil of which, in- ,'lulliug replncementH o\lllndclitions thereto, sholl hc deemed tll hc nnd remain n port of the property covcred b~' this MortA'lI/{c; and nl\ of the forl'going, togethel' with said pl'opcrt). (or the leoHehold l'stOtl' in the evcllt this MOl,tguge iN on 0 leoHchohl) III'C herein referl'ed to os the "Pl'opel't)''', BOITO\l'el' CO\'CnnntH lhnt BOITOWl'1' is Inll'fllll~' sl'isCll of till' eslote hereby conve)'ed and hON thl' right 10 mOI'I/{nA'I', gl'lInl IInd COIII'C)' the PI'OJlert)', that the Pl'opcrty is uncncumhercd, onll that BOl'rowcr will wUI'I'nnt mill llel'mlll A'l'nel'nll~' thl' lith. 10 the Properly uglliu~lllll claims onll delllllnds, snhjecl to IIny coselllents IInd restrictions IiRte.l inn sehl'dnlc of exceptions to co\'erngl' in on)' title insul'Once policy insnring Lcnder'N inlcrest in the Property, UN"'on~r COVF.NANTS, HOI'I'ower IInll Lendel' rovennnl nUll agree os follows: , 1. Payment 01 Principal and Interest, lIorrower ,hnll promptly pny when due the principal 01 and interest on the indchtedness evideuced hy the Notc, prepnymcnt nnlllnte char~e' os provided in thc Nole, nnd the princi. pal 01 and interest on any Future Advances secured by this )Iorl~age, 2, Fund. lor Taxe. and Insurance, Suhject 10 I.ender's option lindeI' pnragrnphs 4 and:; hereol, Borrower shnll pay to Lcndcr Oil the day monthly inslnlhncnts or Ill'incipnl anel intercst arc payable uodcr the Notc. until the Note is paid in lilli, n slim (herch, "Fllnds") eqnnlto one-twelfth 01 thc yea,ly taxes and nssessmenls which mny attnin )lriority over Ihis Mort~nge, nllll ~rollllflrents unlhe Properly, il nny. )II us une.lwelllh or yearly pre- mium i"slnllmenls lor haonnl insllrnnce, )lllIs o"e-twelllh 01 yearly )lremium inslalhnenls lor morl~nge insurnnce. il nny, nil n, rensonnbly e,limnl,'d initinlly nnd lrom tinll' tnliml' hy I.,'nelrl' on Ihl' ha,i, 01 n..e","ents nnd bills PENNSVLVANIA-- FIILMC. 3/74-1104 .',..lIv EXHIBIT 1l0OK G2lJ rAG~ M2 I Ii J IIl1dl"'lIHlllllhle cNlilllllle.lhcl'eol. TIll' 1'11",1. .hlllllll' IlI'lrl ill 1111 ill.lillllillll IIIl' ''''I'".il. 01' IIrrmllll. or which nre illsure,1 OI'I\III1I'nllleClI hy II Federnl 01' .IIII<'III\C'"')' lilld.llliul\ 1."II,h'" H 1."11,1,,1' i, .lIrh 1111 illstillltioll!. I,endcr .hnll nppl)' Ihe Fllllds 10 I'n)' .ni,llnxe., lI",e.HIIl'III., ill'III'III11'" PIl'llIill'"' 1I11111\1'C11I11,II'l'III., I.ell.lcr .hnllmnke no rhnrKe lor so "ol,liug 1I111111pplyillg IIIl' 1'111111. CII' "l'I'il~'io~ 1111I1 "lIl11l'ili111\ ,"hlll""""I1'II, 1111,1 hill., lIorl'ower nllll I.,'oder IIIl1Y IIgl'ce ill wl'itilll\ III the time 01 ,'xc"lItioll 01 Ihi. ~lllI'll\lIgl' 111lI1 illll'rr.1 011 Ihc Flllld. .hnllllll I'nidlo JlOrrtlll'Cl', 1II11111111e.. 811rh ogl'eemellt i. IIl1ule, l,elldl'l' .111I11 uol he l'eqllil'l',1 to pill' lIorrow"r nllY illler"stoll the FII,"ls, I.elllle.' .hnlll\h'c to 1I0''I'oll'e.', lI'i1hool 1'11111'1\",1111 1I0mll,III""Olllltilll\ or Ih,' 1'1111,1. .hOll'illl( rre,lil. nlld clehits 10 the FIIIIII.llll1llhe pllrl'ose 101' II'hil'" "lll'h ,h,l,illo Ihe 1'1111,1. wn. mncle, The 1""1/1. III'e pleclge.1 n. n.ldi- tiollnlseeurity 10l'Ihe 8UlllS secured hy this ~Iorll\ng," 1I1he IImollllt 01 thc Flllld. helrl hy I.ell/lel', 10Aelhe.' wilh Ihe h.tme IIInlllhl)' illsllllhllellls 01 Fllllds IllIyoble prior to Ihe due clntes or Inxes, ossessmellt., illslll'nllce premilllll' 11I1/1 Arolllld I'ellls, shnll excee,llhe nmoullt re- 'luircd 10 pol' snilllnxes, nsse5lmenls, iusumuce pl'el11illl11S IIl1dIlI'OIllI/II'elll. n. they Inll,lue, such excess shnll be, ot Uorroll'er's OpIiOIl, eilhe.' proml'lIv repnid 10 Uo,'rOlI'e.' 01' "I'e,liled to lIorrOlI'I'" 011 mOlllhl)' illKtnlhnen18 01 FUllds, 1I1ho nmoullt 01 Ihe FUllcls held hy Lelldel' shnllllol. he .umr.i"1I1 to pn)' Inxes, nS8essmelll., illsurnnce pre- miullls OI1111lrOUlld I'ellls ns the)' Inllllue, lIorrower ..hnllllllY 10 I.ellder nllY nmoulltllecessnry to mnke up the deficielley wilhillthirt)' dnys nller notice Irol11 I.elldel' In lIorrowel' I'equc"ting I'llymenl thereol, UPOII pOYl11ent ill lull 01 nil silins .ecm'ed hy thi, ~"lI'lllnllc, I.ell/lel' .hnll prnmplly I'elund to norrower nny Funds held hy I.elldel'. Ir lindeI' IllIrollrnph 18 hel'eol Ihe Property is snld 01' the Prollerty is otherwise ocquired by Lender, !.ender .hnll npply, 110 Inter IIl11n illllllcllinlely priOl' 10 Ihe 8111e 01 the Property 01' it. nr.'lul.ilioll h)' I.ellder, nny Funds held hy I.ellder lit the til11e 01 npplicntioll n. n rrc,lil nllnill.t 1111' >11111' .erurell hy this Mortllnlle, 3, Appllcallon of Paymenla. Ullle,," nlllllienhh' Inll' "rol'hle. olhenvise, nil "nymen" received hy Lender IIlIder the Note nnd "nl'ollrn"hs I 111I.12 he.'eol .hllll he "1'1'Iie,1 h)' l.ell,le.' fil,,1 in "aymellt 01 nmounl. paynble to !.ender hy Borrowel' ullder "nmgrn"h 2 hel'eol,II"," 10 lutere,1 ,,"ynhle 011 Ihe Note nml on Future A,lvonces, il IIny,alllllhell to the "l'illri"nl 01 the Note 111\1110 Ihe III'inri"nl 01 Flllure A,I\'I\lIeeo, il nllY, 4, Charge.: Llena, norrower .halll'ny nlltnxes, II",C.Slllenls nn,l olhel' chnrlles, filles nlld impositiolls nllrih- utnble to the Prollerty which IIIny nllnill n priority ovel' this ~Iorlllnge, nnd Ilroulld reu18, il nny, at Lender's optioll in Ihe lIIaUuel' (lrovided lIuder (larngrnph 2 hcreol 01' hy Borrower mnklnllpnyment, when due, directly to the pnyee thereol, Borrowe\' shnllpromptly lurnish to !.ender nil uolicc" of nmoullts due under this pnragraph, nnd in the event Borrower shnlllllake pnymeut directly, Borroll'er shnll promplly furnish to !.ender receipts evi- denciug sllch (lnymenls, norrowe.' shall promptly disc!lIIrge nuy lieu which has priority over this i\lortgnge; pro- vided, Ihnt Borrower shall not he required 10 disehnrge nil)' FilCh lien so long as Borrower shall agree in writing to the pnymcnt 01 the ohligation secured hy such lien in II mounel' neceptnblc to l.ender, or shnll ill good laith contest such lieu hy, or delend enloreement 01 such lieu in, legnlproeecdhllls which operate to prevent the enlorcement 01 the Iiell or lorleiture 01 the Property 01' any part thereof, 5, Hazard Insurance, Bo,rower shnll keep the impro"elllen18 now existing or herenlter erected on the Prop- erty insm'ed againstloB8 by fire, haz.rds included within the term "extended coverage", and such other hnzards 88 !.ender mny requit'c.nnd ill such nmounts nnd lor such periods n. l.ender may require; provided, thnt Lender shall 1I0t require thntthe amount oC such coverage exceed lhnt nmouut. 01 covernge required to POl' the SUIIIS secured by Ihi. Alorl..nl'c, The iusurallee cnrrier providillg the iusmnllee shall he rhosell hy Borrower subject to approval by Lender; provided,that such a(lproval shall not be unrensonably withheld. All premiums on insurance policies shall be paid nt l.ender's o"tion iu the lIIanne\' provide,1 lIuder paragrnph 2 hereol or hy Borrower makinll psymellt, when due, directly to the insurance csrriel', All insurallce policies nlld rellewnl. the.'eol .hull he in 10rl11 ncr.eptnhle to l.ellder ond shall include a slandard mortgnge clnllse iu Invo\' 01 nnd in lorm ncr.eplnhle to Lende.'. I.elldel' shall have the right to hold the (lolicies and renewols thereol, olld Borrower shnll promptly lurnish to Lemler all rcnewaJnotices and nil receipts of paid pre- miullls. I~ the el'ent 01 loss, Borrowe.' shnllgive prom"tnotice to the insursuce csrl'ier and Lender, and Lender mol' lIIake Ilrool of loss il notlllade Ilromlllly hy Borrowe.', Unless Lellder olld Borrower otherwise ngree in writing, insurance "roceeds shall be npplied to restorstion or re"nir 01 Ihe Property dnmnged, pro,'ided such \'e.tomtion or repnir is economically Ceasihle nnd the security of this Mortgage is notlhereby impaired, II such I'estomtion or l'Cpair is not eeollomicnlly lensible or if the security 01 this i\lortgage would he illlpaired, the insurance proceeds shall he applied to Ihe sums secured hy this Mortgsge, with the excess, il any, paid to Borrowe.'. II the Property isahandoned hy norrowe\' or il Borrower Inils to respond 10 !.ellder within 30 dnys oller 1I0tice hy !.elldel' to Borrower lhntthe insurallce carrie\' olTers to settle a clsim lor illsurnnee benefits, Lelllle.' is authorized to collect and npply the insurnnce proceeds nt Lender's option either to l'Cstoration or repair 01 thc Property or to the snms secured hy this ~fortgnge. Unless Lender ond Borrowcr othel'wise agree in writing, nllY such oppliention oC proceeds to principal shall not extend or "ostpone the due dnte 01 the monthly instalhllenls referred to in pnragrnphs I nnd 2 hereol or change the amount of such illstallmellts, If under "arngrnph 18 hereol the Property is nC'luired hy I.ender, nil right, title nlld interest 01 norrower in nllllto nny iusurnnee I,olicies 1\1111 in nll,lto the I'I'Or.ee,l. Ihel'Cor (to the extellt 01 the omu. oecurcd hy this Mort- gnge imme,lintely "riOl' to such snle III' nC'luioilion) re.lll1iug lrom ,Inmage 10 the I'ro"erty prior to the 8ale or lIcquisition 8holl pnss to Lellder. 6, Proservallon and Mainlenance 01 Properly: Lea.ehold.: Condominiums, 1I0rrower 8hnll keep the Prop- erty illllnod.'e"nir 11I\11 shnllnot "ermit 01' commit wnste, im"ninnent, or dderiorntion 01 the Property nlld shall cOlllply with Ihe I,rol'isions 01 nny lense, il this ~lo\'lg'lle i. on n leasehold, If this Mortgage i. on n condominium ullit, lIorrower shnllperlorm nil of 1I0rrowel'" nhligalion. nllder the declaration 01 eondomininlll or mnster deed, the hy-Inws nnd reglllations 01 Ihe cOllllollliniulllprojcct nnd constituent docllments, 7, Protection of Lender'. Security, II Borrower Inils 10 Ilerlorlll the eovennllls and ngreemenls contnined in Ihis Morlgnlle, or il nn)' nction or pl'oceedill~ is r.oIl1l11On"e,1 whir.h IIInterinlly nlTec18 !.ender'8 inlerest ill the 1'1'01'- crty, inrhnlill~, hnl, nol limited to, elllilll'II1 dnlllllill, ill_nll"'lIry, "nd" elllol'''''lIlcnl" or Imlll1llrlll.'lIt. or proceed- ings illvolvin~ n hnllkrul'tlll' deccdellt, then Lender nt I.ender's optioll, IIpon 1I0liee to Borrower, \IIny mnk. 811Ch 'ppenrnllees, Ili,hnrse .lIeh SIlIllS nlldtnke sllr.h nelion ns is necessnry to prolect Lender'8 inlel'Cst, illrlll'!inll, hut, n.tlimiled In, ,lishlll'.emcllt 01 I'en.onnlole nlloruey', Ice. nml enlt')' 1111011 Ihe I'rollerty to m.ke rep'II'8, AllY n\llollnls Ilishllrseol hy Lemler 111I11\111\111 to Ihis lI.mgml'h 7, with illleresl Ihel'eoll, shnll hecome nddilionnl illdebt- eolness nl 1I01'l'01l'er .ecul'e.1 hI' this :\lo.llllIge, Ullless 110\'1'011''''' nn,l l.ellllel' ,g.'ee to other terlllO 01 IInyment, sllrh nlllOllllls oh.llloe IInynhle II1'0n noliee 11'0111 1."III1el' In lIol'l'IIl1'el' leqncstinllll'Ylllent thereol, nllllshnll henr Inter- est 11'011I the .Inte 01 .Iishlll',clllent nt Ihe \'lilt, slnl,',1 illlhe :-Inl" nllle.. III1)'mcnlnl illlel'Cst ntsnch rnte would he contrnry 10 npplicnhle Inw, ill which ",'cnl .lIrh :lIl11l11nts ,hl\lIl,~nl' illtel'".1 n~ the highest rate pennlssible hy npplicnhle IlIw. NothinA cOlllnille,1 in Ihi. IInl'lIlll'llllh 7 .hnll I''''lnll''' 1.,'n,lel' In lIlelll' nllY expense or do .ny nct hereunder, nOOK G20 rAC[ 1;13 O. InIpuctlon. I.clutel' 'IIn~' IIIUI\l' HI' .'1\11'-1' In 1:1' HI:III.. n'u"llunhh' ('ntl'iI'I' upon nUll illllJ1coliollM dt Ihe Prop- (!rlYJ 1II'Iwitlcd IlIul ),(ll1fh'" ",hull ~i\"l' 1111I'1'0\\,"1' 11II1i"1' prim' III nllr Z"lll'h in"'I'I'I'linn P;l'rrir~'illJt I'rnflollnhlC' rRUBC I here lor ,elatellto I.en,lel'" inlell'.1 in till' I'I'llJl"I'I~'. 9. CondomnaUon. The III'OI'Cl'.I", or UIIY 11\\'1\1'11 01' ,'Inim rOl' flllIltR~r.~. llircrl or COl1l1c'lucnlin.l. in conncction with !IllY l'OIulmunnliolllll' utlll'l' 11Ikill~!lf IIU' Pl'Ul'l'l'ly, III' plll'l IIWI'I'Ur. 01' rill' l'UII\'I'YlIllI'I' in 1il'lI of rmulruUln- tion, arc herehy 1I..II:nell IInll.hllll hr JIll III In I.ellllel', In the event ul II lulol toldlll: 01 till' Pl'Opel'l~', till' l'I'O,','e,l. .hlllll", oppli..1 to the .om. .erlll'ell h~' thi. ~Iort- 1:0gl', with till' exec,", il IIny, Jloi'l to 1101'1'011'\'1', In till' "I'l'nt 01 n Jlol'tinllokinl: ul Ihe I'I'0JlI'l't)', IInleEs Borrowel' 1I11111.etnlel' olherll'ise "1:rec in \\'I'itinl:, Ihrl'l' .holll,,' oJlJlIiI'd to the .Iml, ",'('lIre.1 h~' thi. ~Iol'tgnge Ench (11'0(101'- tion ul Ihe proccells n. is eqllnllo Ihnl (l1'O(lol'tion II'hhoh th(' nmollllt 01 Ihe Rlllno oeclII'e,l h)' Ihis ~(ortgnge imme- .linlely (lriUl'lo the lInlc 01 Inking hcol" lolhe loil' nllll'kl'l \'Ilhll' 01 Ihe I'I'OJlcl'ty inlll\l'.lintel\' 111'101' to Ihe dnle 01 Inking, with the hnlanee 01 Ihe (lroeeello pni.1 to 1I00'I'OIl'el', ' lithe Prollel'ty is nhanlloned hy Borl'oll'el' 01' il nllel' noliee hy f.ender 10 Ilorrowor that the eondemoor ofTers to mako nnnwol'd 01' belt Ie 0 claim 101' .Iomnge>, 1I00Towel' InHs 10 l'e6(1on.lto I.ellllel' within 30 lIays 01 the dato 01 bnch nolicc, 1.C1l1lel' i. nlllhorizelllo colleel 1lI11Inl'pl~' Ihe 1'l'ol'I'c,l, 01 l,en,lel". oplion eilhel' 10 I'estorotion or I'o(loir 01 the l'rollerty or to tho slims secnl'e,l hy Ihlo ~lol'lI:nl:e, \Jnless I.enller nnd Borrower othel'lvise agree in writing, any Buch application 01 proceeds to (lrineipal shall not extend 01' post(lone Ihe dlle dole 01 Iho monthly.inbtollmcn!> rderrc,l to in (lol'Ogra(lhs J and 2 hereol or ehonge the omollnt 01 BIICh inslollmenls, 10, Borrower Not Released, Extension 01 the limo 101' Iloyment or modification 01 omortintion 01 the slims secured hy Ihls Morlgoge gmuled hy I.endel' 10 OilY .lIreessol' in iutel'esl of Borrower sholluot operale 10 release, in III1Y IIIl1l1nel', the Iiahilily 01 the ol'iglnol Ilol'l'owel' IInd 1l01'1'0\\"I'I". successors in interest. I.ellller shall not be I'eqllired to commence pl'oceediugs ogaiustsueh successor 01' I'elnse to extend time lor 11IIyment 01' otherwise modily omortizotioll 01 the SUIIIS secured hy Ihi. ~Iorll:oge hy l'ellSOIl 01 IIny deman,1 malic hy Iho oriKinol Borrower allll Borrower's sllecessors ill interest. 11, Forbearanco by Lender Not a Waiver. Any lorhearauce hy 1.cndel' ill exercising any right or remedy hereunder, or otherwise IIfTorded hy opplieahle law, .holl nol he 0 waiver 01 or l,reelude the exercise 01 any right or rellledy hereuuder, The proeurelllellt 01 insurance or I he )laymeut 01 toxe. or other lien. or charges by Lender shall not he 0 wllivel' 01 Lender'. right to accelerote tha maturity of Ihe indebtedness secured by this Mortgage, 12, Romedles Cumulallve, All rellledies providcd intl,is ~Iortgaga ora distlllet Rlld cumulative to IIny ather right 01' I'emedy IIl1del'this ~lol'lgoge 01' IIfTOl'lc,1 hy loll' 01' eqllily, 011I1 mar hr oxercised eonclIl'I'ently, illllepend- enlly 01' suecessi\'ely, 13, SucceB80rs and Assigns Bound: loint and Several Liabilily: Captions, The CO\'enRnts and agreements hereiu eontaiued sholl hilld,lInd the l'ighls hereunder ~holl inlll'e to, the respective successor. olld assigns 01 Lender IIl1d Borl'O\\'el', slIhjeet to the pro\'isiolls 01 pomgl'll)lh 17 hrl'eol. All ro\'enonls and agreements 01 Borrowel' shall be jointllnd se\'el'Ol. The coptlolls oud headings 01 Ihe pomgmph. of this ~lol'll:oge ore 101' rOIl\'enien~e only allll ore 1I0t to be used to inlCl'(ll'et 01' define the pl'Ovisions hel'col, 14, Nollce, Any nollre 10 BOI'I'O\\'el' 1"'O\'icl,'d 101' ill Ihio ~IOI'll:nge .holl he gh'en hy 1II0ilillg "lIeh notice hy eerlified 1II0illlddl'essed to 1I00'I'o\\'el' III Ih,' 1'1'011\'1'ty AII,h'"" slllle,l helo\\', exeepl lor IInr notice required ullder IlllI'lIgmph 18 hcreol to he I\h'cu 10 UOITOII'el' in tll\' 1II0nnel' III'e.el'ihed hy IIpplicohle IIIII': Auy notire )lrovi,le,1 111I' iu this ~Iorlgoge >101111 lor deellle,l to hon' heenllh'en 10 BOI'I'oll'el' \\'hell gh'eu in Iho 1II0nnel' desiglloted herein, ' 15, Unllorm Mortgage: Governing Law: Severability, This 10l'm 01 mortgage eOlllhines IInilorm covenants lor uatiollol use olld 1I011-lIl1ifol'm eovenollts with Iimitell ,'ol'iotions hy jurisdietloll to constitute a unilorm Beeu- rity instrlllllellt roverillg real property, This ~lol'tgoge sholl he governed h)' the IlI"i,' .01 th"jurisdiction ill which the Property is loeoled, III Ihe e\'ollt tholllllY III'ovision or ell\lIse 01 this Mortgage 01' Ihe Note conflicts with applicable low, such eouflict shall not ofTecl olhel' pro\'isiollo 01 this ~Iortgage 01' the Note which can be givell efTeet withoutlhe cOllflictillg pro\'isioll, oud 10 Ihi. end the )lI'OI'isioll' 01 the ~Iortgaga oud the Nota arc deelared to be severablc, 16, Borrower's Copy. Borrower shall he IlIl'Ili.hed 0 cOlllormcd copy 01 this Mortgage stthe time 01 execu- tion or oller recordotioll hereof, 17, TrallBler 01 the Property: Assumption, If 011 01' OilY port of the Property or an interest therein iB sold or translencd hy 1l01'1'o\\'el' without 1.ellder'. pl'iOI' writtell consellt, excludillg (a) the creatioll 01 a lien or eneum- brollce suhordillote to this ~Iol'tgllge, (hi the rl'eolloll 01 II )lul'chosc money security inlel'est lor household appli- ouees, (c) n tl'llnslel' hy devise, descellt 01' hy ollomtioll of law UpOIl the dcoth of.o joillt, tenant or (d) the grsnt 01 IIny leoseholel illlel'esl 01 three years 01' less uot rontainillg 011 opllon to purchase, l.eodcl'may, lit Lender's option, declare olllhe SUIII. secured hy this Morlgoge to he imme,lilllely due nnd payable, 1.ender shall have wnived such optiolllo lIeeelerolc iI, pl'iOl'lo the sole 01' tl'OlIsfel', I.ellder lllllllhe pel'Son 10 whom the PI'operty is to he sold or translerred reach ogl'eelllellt in wl'iting that the credit 01 slIeh persou is sotisloctol'Y 10 I.elldel' and Ihatthe inlerest pllyohle 011 the SInus secured hy Ihis ~IOI'lgoge shall he at slIrh mte as I.endel'shall request. If Lender has waived the optioll to IIrrclel'llle provided inlhis pOl'Bgl'llph 17 IIn,l il 1l0I'I'OWCI"s slIceeSSOl' ill intel'est has executcd 0 writ- lell ossllln)lliollngreemelll, IIceepted illWI'i1illg h)' I.endel', I.l'1Il1cl' sholl release BOI'I'owel' Irom 011 ohliglltlons nnder Ihis Mortgoge IIl1d the Nole, If Lender exercises sllch o)ltioll to lIecelerale, 1.endel' shollmaiJ Oorrowel' notice 01 acceleration in accordance \\'i1h IIIII'II1:I'lIl'h 14 hen'llr. I'll\'h nlllh-c oholllll'O\'i,le IIpel'ioll 01 1101 less Ihou 30 dllYs ll'Olll Ihe dllle the 1I0tiee is ulllHed lI'itloin \\'hirh 1111I'1'0\\'1'1' IIII1Y \IllY Ihe Slllll> declared dlle, II 1I00'I'01l'el' IIIHo to pay sllch >lImo prior 10 Ihe ,'xJlil'lltiun of ~1U~h pt'riod, J.cntlrl' IIIny. without fUl'ther nolire 01' drmnlul on BOITO\\'Cr, invokc any 1"clI1cdics pcr- IIlllled hy porugl'llph 18 hereo!. NllN.\lNI~'IlIlM CllVf:NANTS, 1l11I'I'ClWOI' IIIld Londcl' fUI,thel' covcnunt 1I11l1llgl'CC us follows: 18, Acceleration: Remedie., Except os pro\'ided ill porngrnph 17 hereol, upon Borrower'. hreach 01 any I'o\'enant or IIgreelllenlol Borrower in this ~Iortgage, including Ihe covenanls 10 pay when due Rny slims secured hy this ~(ol'lgnge, I.ellllel' prior 10 oeeelel'Otion EholllllllHnoliee to Borrower as provided in purugruph 14 hereof Epeeilylllg: (I) the hrelll'h; (2) Ihe nelion required to cure slleh breach; (3) at dale,notle.s thnn thirty dny. Irom lhe dllle Ihe 1I0lire is 1Il1l111,.1 to Borrower, hy which such hreaeh IIlIlSt be cured; and (4) Ihnt IIIHure 10 rure slloh hr"lLl'h 011111' hefore the dllte >pel'ifie,1 in Ihe nolice lIlay result in aeeeleration 01 the SIlIllS secllre,l hy Ihis Mort- gllge IIIltI sllle 01 the Properly, lithe hrellrh is not ell red on or hefore the dllle specified in the notice, I.ellder nt !.ender'.llplillIlIllIlY deelllre IlI1 01 the SUIIIS .erured hy Ihis ~Iorlgnge to he illllllediately due and puyohle wilhout lurther 1I"llullllllln.IIIIlIY Illre\'lose Ihi. ~Iorlgllge hy judiellll proceeding, !.ender shall he entilled to collect ill such proceedlllg nil expenses 01 loreelosure, illcluding, hut 1I0t Iimiled to, reasonable attorneY'B lees, nnd cosls of doeulllenlnry evidenre, nhslrurt. IInd tille reporl8, 19, Borrower's Right 10 ReillBtale, :\oIWlllo.lllllllinl\ )."llIh'I". nre\'lel'lltioll 01 the SUIIIS scelll'ed hy this ~Iort- gllge, BOl'I'oll"'l'shllll ho\'!' Ihc l'ight III ho\'(' IIny pl'or('l',ling' hl'gllll hy I.endel' 10 I'nlol're thi. ~Iorlgage di8colI- nOOK n20 I'AGE k t ,1 Ilnuccl'ul uny'lilllc I,rim 10 nll<<'UI'llllUl' huur 'lriur to III{~ l'mlllllc'nrt'lIwnl of hiddillR nt n IIlll'rUT's Rnie or othrr ..nh' pllnmnnl to (hiN lI1urt~nKI~ if: (n) UurrU\\'l'r lla)'K L"lulcr nil fi.tl11IM whir.1I \\'Ollltl he thcn clue under thiA ~lurl~II~", till! Noh. 1I11,IIIUI,," ."rllrill~ Flllllrl' ""\'UIII'I'., illlllY, 111111 110 lIereleralioll oeeurrell; (h) 1I0rrower cllres 1111 hreoeho. OIIlIlY olhrr 00\'01111111. or o~re\'lllelll. 01 Burrower eOlllllined ill Ihis Morll\lI~e; (c) 1I0rrower 1"IY8 1111 rell601lllhle eX(lell8es illcure'( hy I.el\ller ill ellloroilll\ the eo\'el\llllls IInd IIl\reelllenls olllorrower eOlllllilled illlhis MortRIIKe 111111 ill elllorehlll Lellder's rellledie8 II" Ilro\'ielrel ill (llIrnl\rn(lh 18 hereol, ille(\IIIiIlK, hlllllollilllited 10, rell80llllhle lI11orney's lee8; 1111,1 (d) 1I0rrower tllkes sllrh lie lion liS Lellder IIII1Y rellsollllhly reqllire 10 118811re thlltthe liell 01 this :llurIIlIlRe, Lelleler's illlerest illlhe Pru(lI'rly IIl1d lIorruwer'8 ohlilllltiollto )IllY Ihe 8UIIIS 8eellred hy Ihi. MortRlllle shllll rOlltilll'" IIl1illl(lllire,1. U)lUII slleh )l1I)'lIIrllllllld ellre hy 1I0rrower, Ihi8 MorlRlllle IIl1d the ohlill'llilllls seellred hl'rehy .hllll relllllill ill 1IIIIIoree IIl1d efTel!l1l8 il no lIeeelernlioll hllel occurred. 20, A..lgnmenl 01 Renta: Appointment of Recaivor: Landor in Po..o..ion, A. lI,hliliolllll securil)' her"lIl1' Iler,lIorrow,'r hel'elly 1I.,illll' lu I.elllle,' till' n'lIl. of till' 1'1'1I)11'1'1)'. III'o,'irh',1 tllIll 1I0rruwer .111111, IlI'io,' 10 lIecelern. lioll\lllder IlIlrllRCU)lh 18 hereollll'lIl11l1l1lollllll'lIl III till' 1'1'01'1"'1)', 1IIlI'I' 1111' rillhl 10 coiled IIl1d ,,'llIill sllrh rrlll. liS Ihey heeome dlle 1I11e1 (l1I)'lIhl<', Upollllrrelerlllioll IIIl1le,' (llIcugl'll)lh 18 hen'1I1 0" IIhlllldollllll'lIl ollhe Pro)lerly, Lellder, in (le1'801l, hy II11000t, or hy j\lllieilllly 1I(1I'Oillh,,1 r,'r\'i,""', .hlllllll' 1'lIlilll'ellu 1'lIt,'r "1'0", IlIk,' (I'Ne..ioll of IIl1d 1II111111ge the Pro(lerty 1I11e110 eollertlhe relll. of till' Pml'erly ill<'l\lllilll\ IhoH[' )1,,,1 '\1Il', .\11 rell(,' I'ull,'eled hy Lender or Ihe receiver .hllll he o(lplil'd fil'llt tu IIllYIIII'1I1 uf IIII' co.l. of 1IIIIIIIII\"lIlelll 01 till' Pn'llI'rl)' 1111I1 rollectioll of rell18, inehllli,% hulllotlillliled to, reeell'e"'. fce., (lrellliulll' 011 1'\'1'1'1....1". hOllll. 1I11l1 n'II.Ollllhle 1I1101'l,"Y'. Ices, IIl1d Ihell 10 Ihe SUIIIS .eeured hy this ~Iurlguge, 1."1111,'" 1II111 IIII' ''\'1'1'11'"" .111111 hi' linhle' to nrrollnIOIlI)' 101' those rellls nel\llllly received, 21. Fulure Advancea, Ul,ulI 1'1''1111,.1 or IIIII'I'OW"I', 1.1'1111,"', III J,elUl,',,', oplioll, prior to I'eletlse ollhis !\Iort- gnge, IIIny IIInke FIIltm' A,lvllllr,'. 10 1I00Tll\\'e,', ~llI'h Flit lire :\,I<'tllle,'., wille illlel'e81 thereoll, oholl he 8eelll'eel hy Ihis MOl'tgnRc whell e,'illellrrell,}' pl'llllliHl'OI')' lIult." .11I1i1l~ thlll ."illlllll," III'r .eeul'eel herehy, At 110 lillle ohnll Ihe prineipnllllllollllt or the inelehtelllle.. .el!lll'eel hy tlei. ~loI'IgII~I', 1I0t illelllelilll\ '"11I. 1Ie1\'nlleeel ill lIeeonlnllce herewith 10 protectlhc .eeul'ily or this ~llIl'lgIIge, ,'xcI'e.lthe o,'il\illlllllllloulIl 01 the Nole, 22, Release, UIIOII pllYlllellt 011111 .IIl1ls .eelll'e,1 hy this ~IOI'll\lIge, l.el1llel' .hnll llischorge thi. ~Iortglllle, wilhout ehnrge 10 Borrower, Borrowel' .hllll Pll)' 1111 cu.t. oll'erol'llntioll, il nllY. 23. Purchase Money Mortgage, 1C 1111 or IIIII'I or 1111' "llIls serlll'ed hy this ~Iorlllllge nl'e lelltlo Borrower 10 Require tille 10 Ihe Pl'ollerty, this ~lol'lglIg" is hel'ehy ,lerllll'e,lto he II Plll'rhn.,' lIIolley 1II0rtgnge, IN WITNF.8S WHEREOF, Borrower hilS executcd this Mortgage. Witllesses: ~. /7/S/f:-7 ~ ?1~~JL R, MICHAEL BlCE '-J;vrrowor ~O?nfl-;, f). -R, (l 0 E ORAH I BlCE ...... ,.. . -Borrower /S~: I ~~ftl;, ~~ffi(,. lbe. \he \11"'" ." ,..l(\r"~ Iff ;<.l~ .. 2IIll'\ao ~t IltrII~Utll, PA 171011 . ~, ~"~A'-'~"A' -.... .. >>6. III , 124 South 15th Street ~Cl,!,P ,.~i.1.~-,. .P._E!!l~.~.~ ,17.0~~ (',opr'ly Add.... COMMIIN\\'f.AI.THIIt' Pt::O:SR\'Io\'ANI^. CUMBERLAND County ss: 011 this, the ... 2.9th......da)' of APRIL '... ...".., 19..7.7" befol'e lIIe, A NO'l'AR:t'...l'.UBLIG.... .... .,.. . ... .......I.the undersigned officer, ;;~l'sol;~l1y IIppea red,J,t" MICHl\EL.~D..DEB.C?RAl!,:r.' .!3Ic::.~,. .~.i.!!~..J~................ ................. kllOWII to lIIe (01' satisfIlCIOI'i1)' )lI'OVCII) to he the Pel'SOIS whose IInllles ' are... ,.. , suhscl'ihl'd to the withill instrulIlellt 1111I1 !lcknowledged that. :,::th~'y' ."::':" ...' . .e~~cnted tll\' SUIII" for lhe' Jlnl'poses hel'l,in contnined._ IN WITNF.8S WHRaEOt', I hel'enllto set 1II~'llIlIId IInd official senl. ,/ M)' COlllmissioll Expire~.,':lu~e 3, 1977 , .....'" ...C'l"", "~'Ol /" , "::t.., .'c' " "'. ". d/'.: :"r . ',I, fllf! 1f.'IIH .-.. ~ I.lI1dr, 11".., .. Ul'Ok -Ol;f1I~. I'~ , -. t.6'-,,, 11t1f!U ,"Lo h . ~. Par- '/4 r_ # .llll iJud ~ .....',,\1...., Pa 'his ~ SP.' uf lit I iCtt -~ doy 01 . ~ ,Of --. X /P7/ " m Z Z en G'l 0( c:: ... ~ < ~ i> >< I tll , :2 ~ l'" 3: n I t< w '::J ~ .. I ~ 0 :<l ~ , .. ... 0 . ~ a I,l c '< :<l , ~ tll ~ H ~ Q l:" ~ tll ~ ::r H t'. (;J tIl ~ I; ... t'. tl HI lD t>:l 8 ~ H .' , c: '8 " tl " ~ ... .... N ~ CIl :I: 0 .. s:: 3, ~ .. ... c .... cEJ U1 il' g. CIl .... iii lD .... .~ () , o.l o ~ ...t:r' l') 1m1 3. UI ... '-.J . '" :0 '0 ., '0 '0 !l, ~ UI UI b !:1. a. S' ::::: . nOOK (;20 rAGE ~15 '. .. US $........,~.?.!.~ ~~.:.~.~......................... NOTE LEMOYNE , ........................,....................,.,.....,..,................ Pennsylvama CilV ......~.~~~.~...~?.!....,................................ 19.22.. FOR VALUE RECEIVED, the undersigned promise to pay..T.I:!,~,HA~.B.!~.!?~y.J.~.g.!l.A~Q~.IArION, 9.tHmi.$bJ.)I9.,D.<I.I,lp.hln...CQ!JJ1Il1...l?e.nl1$yJ.v!mJ.~...~J'.eJ:l.nsyJyanJJI..Cor~or.allo~ or order, the principal sum of ....~.~.~!'!.');'g,~~...n~g.~;;.N.U?..p.!.~..,!!.~~!?.~.P....~.,.!:l:g!..~Q.Q...,.t~.~.?.(....9.Q.~.Q.Q.LDollars, witt l~~rest on the unpaid principal balance from the dote of this Note. uutil paid, at tbe rate of.....................~..... perccnt per annum, The principal and interest sball be payable at ....20.5..P./n.e.S.tr.ee1.............................. "......Hl!r!.!$,b.\!rg..P..~!)f.l$'{)){l!!1jL.................., or such otber place os tbe holder hereof may designate in writing. in consecutive monthly installments of.,QNE...I1J.!!,!.Q.@.D...!;:;01:'l:X...TIiQ...N.lP....7..7L:J,Q.9........ Dollars (US $,...J~.7..,.1J................), on tbe..........J~mh.............,...............,day of each month beginning .........................Mr...............................,. 19..7.7." until the entire indebtedness evidenced hereby is fully paidi~~ept that any remaininfuim~tedp~~s., if not sooner paid, sholl be due and payable on the .......... ..............................day of................................................., .........., If any montbly installment under tbis Note is not paid when due and remains nnpaid after a date specified by a notice sent by certified lIIail to the undersigned at the address stated below. which dote shall be not less than thirty days from the dote such notice is mailed. the eutire principal amouut outstanding hereunder aud accrued interest thereon shall at once hecome due aud payable at the option of the holder hereof, Failure to exercise such option shall not constitute a waiver of the right to exercise such option if the undersigned is in default hereunder. In the event of any default ia the pa~'ment of this Note and if suit is brought hereon, the holder hereof shall be entitled to collect in such proceeding all reasonable costs and expenses of suit, including, but not limited to, reasonable attorney's fees, The undersigned shall pay to the holder hereof a late charge of.... ...1... ..............percent of any monthly installment not received by the holder hereof within .15...... days after the installment is due, The undersigned shall have the right to prepay the principal amount outstanding in whole or in part. provided that the holder hereof may require that any partial prepayments shsll be made on the date monthly installments are due and shall be in the amount of that part of one or more install- ments wbich would be applicable to principal. Any partial prepayment sholl be applied against the principal amount outstanding and shall not extend or postpone the due date of any subsequent monthly installments or change the amount of such installments, unless the holder hereof shall otherwise agree in writing, Presentment, notice of dishonor, and protest are hereby waived by all makers. sureties, guarau- tors and endorsers hereof, This Note shall he the joint and several obligation of all makers, sureties. guarantors and endorsers, and shall he binding upon them and tbeir beirs, personal representatives, successors and assigns, The indebtedness evidenced by tbis Note is secured hy a Mortgage, dated of even date herewith, and reference is made thereto for rigbts as to acceleration of the indebtedness evidenced by this Note, WITNESS: / ...,. - 1'5' O<<,j... ----;r ;0/1-/7'/1- ,/ / .....12.4..Sauth..1S.th..Stre.e.t.............,........ .....camp...Hi.ll~...1?e.D.I).q,...17..9.1l,...,............. Pr.p.rty Addr... PENNSYLVANIA-FHLMC-),,4-' to' Family ...R.,..12l!<~~).$.~~..... ......~~ch.~.5?...13/..Cl?.............. DEBORAH I. BICE .........n..... ........._.............u.....................u...............,. (Execute Original Only) EXHIBIT I I I.) We may also sue you personally for /he unpaid principal balance and all Olher swns due under /he mongage. If you have no/ cured the default wi/hin /he /hiny day period andforeclosure proceedings !un'/! begun, you still have /he rigJu to cure the default and prevellJ the sale al any time up to one hour before the sheriffs foreclosure sale, You may do so by paying the to/al amoUlll of the unpaid mon/h/y paymen/S plus any lale or Olher charges /hen due, as the reasonable anomey's fees and costs connected with the foreclosure sale (and peifonn any Olher requiremen/s under the mongage). It is estinuued tluu the earliest dale tluu such a sheriffs sale could be held would be approximaJe/y Seplember 3, 1997. A notice of the dale of/he sherijJ's sale will be sen/ to you before the sale, Of , course, the amoUlll needed /0 cure /he default will increase the longer you wail, You may.find OUl OJ any time exactly whaJ the required paymellJ will be by calling us OJ /he following number: 232- 6661 e;a, 6240 or I-8()()'554-4572 ext, 6240. This paymen/ must be in CASH, CASHIER'S OfECK, CERTIFIED OfECK OR MONEY ORDER and made payable to lIS OJ /he address staled above, You should realize tluu a sheriffs sale will end your ownership of the mongaged propeny and your rigJu to remain in it, If you conJinue /0 live in the propeny after the sheriffs sale, a lawsuit could be s/aned /0 evict you. You hove additional rights to help proJect your in/eres/ in /he propeny. YOU HA VE THE RlGlIT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF mE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INS1TIVTION TO PAY OFF THIS DEBT. (YOU MAYHAVETHE RIGlITTO SELL OR TRANSFER THE PROPERTY SUBlECfTO mE MORTGAGE TO A BUYER OR TRANSFEREE WHO WIlL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS. CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE. AND THAT THE 011fER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED), CONJ'ACf US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGlIT MIGlIT EXIST. YOU HA VE THE RlGlIT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACflNG ON YOUR BEHALF, If you cure /he defauk, the mongage will be restored to the same position as if no default had occurred, However, you are !Wt entitled to /his right to cure your defaul/ more than three times in any calendar year, Sincerely yours, Lisa Marsh Collection Supervisor lM/vw We may also sue you personally for the Wlpaid principal balance and all other sums due under /he mOl1gage, if you have not cured the default wi/hin /he /hirry day period and foreclosure proceedings have begun, you still have the right to cure /he default and prevent the sale ar any time up to one hour before the sheriffs foreclosure sale, You may do so by paying the total amount of /he Wlpaid molUhly paymel/JS plus any lare or other charges then due, as the reasonable aJlomey's fees and costs connected with the foreclosure sale (arul peifonn any other requirements under /he morrgage), It is estimored that /he earliest dale that such a sheriffs sale could be held would be approximorely September 3, 1997. A notice of the dale of the sheriffs sale will be sent /0 you before /he sale, Of , course, the amoUJiJ needed /0 cure the default will increase /he longer you wolt, You may find our ar any lime exactly what the required payment will be by calling us ar /he following number: 232- 6661 ext, 6240 or 1-8()()'554-4572 ext, 6240, This payment must be In CASH, CASHIER'S CHECK, CER17FIED CHECK OR MONEY ORDER and made payable to us ar the arldress stared above, You slzould realize that a sheriffs sale will end your ownership of /he morrgaged properry and your rigJu to remain in It. if you continue to Iii'/! In the pro perry after the sheriff's sale, a lawsuit could be starred to evict you. You have arldltional righ/s to help protect your illlerest In the pro perry, YOU HA VE mE RiGErr TO SELL mE PROPERTY TO OBTAiN MONEY TO PAY OFF mE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTlTUTlON TO PAY OFF mls DEBT. (YOU AMY HA VE mE RiGErr TO SELL OR TRANSFER mE PROPERTY SUBJECf TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME mE MORTGAGE DEBT, PROVIDED THAT AlL mE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRiOR TO OR AT mE SALE, AND THAT mE OTHER REQUIREMENTS UNDER mE MORTGAGE ARE SA17SFIED), COl'{fACf US TO DETERMINE UNDER WHAT CIRCUMSTANCES mls RlGErr MIGErr EXIST. YOU HAVE mE RiGErr TO HAVE mlS DEFAULT CURED BY ANY mlRD PARTY ACflNG ON YOUR BEHALF. if you cure /he default, the morrgage will be res/Ored to the same position as if no default had occurred. However, you are not entitled /0 this right /0 cure your default more /han /hree times in any calendar year, Sincerely yours, Lisa Marsh Collection Supervisor LMlvw ." UNITEt to UNITED PS Fonn 3800, April 1995 I HHII J IT; !Jilil l..d~wJ i' J 8'~!;'O'f liljUi' ~~~UO~ ~ IS tl ~ ~ 8'~! tit [JJ H i!.~::;: ~ . ~!~& ~z;~aif -.j !:! roil = O;::l ii ~ u ~ .-'l <Q IT'I iii ~al ~~ -a. i& (,)I! I~~ s:E-1 !lCD u a. CD- ~a:~ :r a- <Q ..a <Q .-'l c.. t" , :3: . I II II I . Mall Fee. PeId ~ CIl ~ U - '.-I .... - . . l:Q CIl 0 ~ CIl " ..-i I-l - . ~ CIl .... ~ 1tI Ul .0: , I .<: a~ tit tit o-:l U .<: III '.-I .... JI ~ III o...-i .! n l - ~..-i .! f! . a-; I .. ~ ~ l>: !ui I ~ j~ .! U II f a 2 s ...qo f I I J ~ I 8 J J~ ~~ H H G.10 S6611~1Iy '008& WJO~ Sd 1...111...1...1111....1.1....111...1.1111...11...11...11.1..11 . Mall Fee. Paid tit G.1D i "D - .,.. Do a- Do ..a .z: ILl Do C ", 1,..111...1...1111....1.1....111.111...11...11...11...11.1..11 You may b, tUgibl, for flnancUlJ assistance /lUll will prevent foreclosure on your mongage if you comply w{tJ, Ill, provisions of III, 1I0meownen' Emergency Mongage Assistance Act of 1983 (Ihe HAct"), You nulY b, ellgibl'for emergency lemporary assistance ifyourdefaullllas been caused by circumstDnces beyond YOllr control, you have a reasonable prospecl of resuming your. mongag, payments, and 1/ you meel other e/igibilily requirements estnh/ished by the P,nnsylvanla 1I0unng Frnance ,\gency. . Please read all oflhis Notice. It contains an uplaruzlion of your rights Under IIIe Act, you are en/ltled /0 a temporary stay offoree/osure on your mortgage for tll/rty (30) days.frr?m Ihe dale of this Notice, During /Iuu rime you must arrange and anend a jtu:e- Io-ftu:e. mee/lng IVIIII a rtpreseluaJive of tllis lender, or IVith a desiglUJJed consumer credit cOWlSellng agelU:Y, 771e purpose of /IIis meering is 10 anemptto work out a repaymelU plan, or to otllems, sellle your dellnqutncy, This meeting //lust occur in the next (30) days. l/ you aJtend a face-to-ftu:e meering lVi/h /his lender, or lVi/h a consumer credit cOWlSeling agency Identified In /IIls notice, no fimller proceeding in mortgage foree/osure may Jake pltu:e for thirty (30) days tlfler Ihe dtlle of /his meering, The name, address and telephone number qf our rtpmen/aJl\'e Is: Lisa Marsh, Collection Supervisor IIams Savl/lgs Bonk, Second and Pine S/ree/s, P,O, Box 1711, Harrisburg, PA 17105 (717)-232-6661 ext, 6240 or 1-800-554-4572, Extension 6240, 7711! /lallles and addresses of designated consumer credit cOUllSeling agencies are shown on tIle aluu:llI!e/ sheel, II is only necessary to schedule one face-/o-face meering, You should advise this lender lnunet/lately of your imelu/ons, Your //Iongage Is In default because you have failed /0 pay promp/Iy insta/imenlS of prine/pltltUld IIUertst, as required, for a period of aI least sLtry (60) days, The total amount of the dellnqutnL'Y Is $8,580,68, 77Ull sutn includes the foi/owing: a partial paymen/ of $405. 88 for July, 1995,' and paymen/s of $431,{){) for August /hrough December, 1995; paymenlS of $417.35 for January, 1996 through December, /996,' and paymen/s of $337,20 for /he man/lis of January, Febmary and Marr:h, /997,' plus Iale charges and Olher charges JOtaling $O,{){). Your //longage is also in default for thefoi/olVing reasons: None l/ you have lried and are unable to resolve this problem at or after your face./o-ftu:e meellng, you have the riglu /0 apply for financial assistance from /he Homeowner's Emergency Mongage Assistance Fund, In order to do this, you must fill out, sign and file a completed Homeo"""r's Emergency Assistance Application IVith one of /he desiglUJJed consumer credit cOWlSellng agencies listed on the anachmen/. An application for assistance may only be obtained from a consumer credit cOWlSeling agency. The consumer cree/it cOUllSeling agency 1Vi1l assist you In jiillng out your application and 1Vi1l submit your completed application /0 /he Pennsylvania Housing Finance Agency, Your application must be filed or postmarked, lVithin thirty (30) days of your face-to-face meering, , lUHARRIS'~' o SAVINGS BANK ~ 235 Nllrth Secllnd Street P,O, Bllx 1 ill HarrisburR, Penns>,"'ania 1 i1 05.1 ill i1 i/236.4041 March 19, 1997 1he subscriber below of the U, S, Post Office located at the Federal Building, 228 Walnut Street, Harrisburg, PA, does hereby certify tJuu an envelope was mailed with postage repaid by First Class Mail from the Harris Savings Bank, addressed to R, Michael Bice, 124 South 15th Street, Camp Hill, PA 17011 properly deposited in rhe U, S, Mail for delivery this 19th day of March, 1997 U, S, Post Office By: Federal Building Harrisburg, PA You mDY be eUgible for financial assistance that wUl prevent foreclosure on your mortgage if you comply wiJh the provisions of the Homeownen' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eUgible for emergency temporruy assistance if your defaullltas been caused by circumstances beyond your control, you have a reaso1UJble prospect of resuming your. mortgage paymenlS, and if you meet other eUgibiJiJy requirements established by the Pennsylvania Housing Finance Agency. . Please read all of this Notice, /t contains an explanation of your rights Under tile Act, you are enti/led to a temporary stay of foreclosure on your mortgage for /hirty (30) days.fro.m /1Ie dale of/his Notice, During ///(u time you must arrange and anend a "face- to/ace. meeting With a represen/alive of /his lender, or lVith a desiglU1Jed consumer credit counseling agency, '/he purpose of this meeting is to anempt /0 IVO'* our a repaymen/ plan, or to otllerwise senle your delinquency, This meering fTIust occur in Ihe ne.rl (30) days, If you altend aface-/a-face meeting wi/h /his lender, or wi/h a consumer credit counseling agency identified in this notice, nofimller proceeding in mortgageforeclosure may take place for thirty (30) days after the dale of this meeting, The name, address and telephone number of our represen/arive is: Lisa Marsh, Collection Supervisor Harris Savings Bank, Second and Pine Stree/s, P.O, Bar 171 I. Harrisburg, PA 17105 (117)-232-6661 ext, 6240 or 1-8()()'554-4572, Ex/ension 6240, '/he names and addresses of designaJed consumer credi/ counseling agencies are SIwIV1l on tile anached sheet, It is only necessary to schedule one face-la-face meeting. You should advise this lender inunedialely of your in/entions, Your mortgage is in default because you have failed /0 pay promp/ly installments of principal and in/erest, as required, for a period of alleast sixry (60) days, The total amol/llt of tile delinquency is $8,580,68, 77uu sum includes /he following: a partial paymen/ of $405,88 for July, 1995,' and paymen/s of $431,00 for August through December, 1995,' paymen/s of $417.35 for January, 1996 through December, 1996,' and paymen/s of $337.20 for the mOn/hs of January. February and March, 1997,' plus Iale charges and Olher charges to/aling $O.()(), Your mortgage is also in default for the following reasons: None If you have tried and are unable /0 resolve /his problem aI or after your face-la-face meeting, you have /he right /0 apply for financial assistance from the Homeowner's Emergency Mortgage Assis/ance FwuJ, In order to do /his. you mus/ fill our, sign and jile a completed Homeowner's Emergency Assistance Application wi/h one of /he designaled consumer credit counseling agencies listed on the anachmen/, An application for assistance may only be obtained from a consumer credit counseling agency, 77le consumer credi/ counseling agency will assist you in filling our your application and will submit your completed application to /he Pennsylvania Housing Finance Agency, Your application mu!j/ be filed or pllsnnarked. wi/hin /hirry (30) days of your face-ta-face meeting, z <( 0 ..J ~~ t1l ~ t1l U en ..... - U ~ en> 0- CQ ~ i:5>l 0- ...: 0 - U ..Jen ~ ~ t1l ~ffi t1. ~ en 0 i:l 0 f-o Oi:l. CQ ~~!ii~ ~~ ..J :l t1l ~ - 0 > ~ - "Cl c.:: ffiCQ~!:: u CQ ~ 0 t1.o i en t1l t1. Ou 0 U t1l gJ[3~~ ~~ ~ 2:: - i:l. CQ - c.::~i:l.d'_ ~ u 0- 00 ..J ~ U<(]!5~!O 8i:2 .... ~ 0 00 en ~en CQ:z..... ~ ~t1l Z en i:l. en~en~~ 0- ~ U f-o - u~8~~~ 2::~ ~ 0 ::E ::2 iii ~ i:il t1l -0 Z en ....., ;. '-'- t r.: C"I .,.. -0 ., C'~ {-: 0- Q'''0 c~ '!:.' , . 8 (',.- , V1 rd' .,. "r '"'!, ~..- r. ~I ; ~ LUU' I .., LC ~~. 1'. -.'.: i:: L.... ~i ;'~~ 1f1) (.,., Il. ..-: U r- ::> 0' u t i ~ it i ~ ~ """R.. 1.. "R""R. ],. J j ;x 8 0 g ttj , l'() '7( 0- a- ()O (b l;'j .' ~ i cJ ~ 8 ~ ?) - :- ~ 1r. ("'I -- C'o.' E-- " "'", .'- I- N ~.? a:'!" 1I1~? '-~... 0...'-, .t-' <..J ~~.~ f-j:i~ c,:: :-:!~~ ~~. . .. ~r; <,. C::l ..Ii. . I -.!~:~ ll.lf.1 -' 0- u:~;- .;qj L,,~ C""'" r' (f, ..~ It.. I""" :s 0 0' 0 f.';= (0) -- '. N f.,; 0,.' ,-. ~ ' N .~'>~ lllC' ~)i. . .' . l"o (.- {~I-::j 1'-1 ' (('- '"';.. Cl'.1 " ." (.Jl I 'i:'-: Ufo. ...., -'t', C'- I'l'-~ Co- " :"lJ -- LLJ ::l~ ,. I VI 1.\. r- 'J 0 C" U ~ <ll r.= t" .' .,- 5 .. ::1:< \.u_. ..:1 Qo, ug ::c u~ Ci:. 0.. ~. tJ_ '- r:l~ ~8 <::'I >:uj :\~ ~~. ::. '.Z n:~r ,:~Uj c.:, ~~:..l.. r-= :x: u. r- :'5 0 C1' U RICHARD C, RUBEN GENERAL COUNSEL 10 HARRIS' o SAVINGS BANK 234 North Second Slreel ' Harrisburg, PA 17101 (717) 2.11.7535, exl, 2916' FAX (717) 231-6186 . . .- . ' -Harris Savings Bank vs R, Michael Biee and Deborah I. Bice In the Court of Common Pleas of Cumberland CountYI Pennsylvania Writ No, 97-2838 Civil Tenn Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, says on October I, 1997 at 6:50 o'clock P,M" E,D,S,T" he posted the properly ofR, Michael Bice and Deborah I ,Bice at 124 S, 15th Street, Camp Hill, Cumberland County, Pennsylvania with copies of Real Estate Writ, Notice, Poster and Description according to law, R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed one of the within named defendants, to wit: R, Michael Bice a notice of the pendency of the action by certified mail marked DELIVERY ONL Y TO ADDRESSEE. at his last known address of 420 Slocum Heights, Syracuse NY 13120, This letter was mailed under the date of September 29, 1997 and was received on October 7,1997 with return receipt card signed by R, Michael Bice, Return receipt card is hereto attached. R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed one of the within named defendants, to wit: R, Michael Bice a notice of the pendency of the action by regular mail to his last known address of 420 Slocum Heights. Syracuse NY 13120. This letter was mailed under the date of October 10, 1997 and was never returned to the Sheriffs Office, R. Thomas Kline, Sheriff, who being duly sworn according to law, says that he served Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed one of the within named defendant, to wit: Deborah I. Bice a notice of the pendency of the action by certified mail marked DELIVERY ONLY TO ADDRESSEE, at her last known address of 420 Slocum Heights Syracuse NY 13120, This letter was mailed under the date of September 29, 1997 and was received on October 7,1997 with return receipt card signed by R, Michael Bice for Deborah. Bice, Return receipt is hereto attached, R, Thomas Kline, Sheriff, who being duly sworn according to law, says that he served Real Estate Writ Notice, Poster and description in the following manner: The Sheriff mailed one of the within named defendant, to wit: Deborah I Bice a notice of the pendency of the action by regular mail at her last known address of 420 Slocum Heights Syracuse NY 13120, This letter was mailed under the date October 10, 1997 and was never returned to the Sheriff s Office, R. Thomas Kline. S~eriff. who be~n9 duly sworn according to law. says that after,due and ~egal notlce had been glven according to law. exposed the within descrlbed premlses at public venue or outcry at Court House Carlisle Cumberland County. Pennsylvania on December 10. 1997 at 10:00 O'CloCk'A.M. E,S,T.. and sold the same for the sum of $ 43.000.00 to William Fearen 426 Dee:field Road~ Camp Hill. Cumberland County. Pennsylvania. his su~cessors a~d ~sslgns. It ?elng the highest bid and best price quoted for the same. W~lllam Fearen h~s su~cessor and assigns at 426 Deerfield Road. Camp Hlll. Pennsylvanla pald th R. Thomas Kline the sum of $ 43.000,00 Sheriff's Costs listed below Sheriff's Costs: Docketing Poundage POsting Bills 30,00 860.00 15.00 , , TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECf TO THE FOLLOWING ITEMS. WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACfORY EVIDENCE PERMI1TING THEIR REMOVAL IS PRODUCED, SHERIFF SALE NO. 24 Held Wednesday, December 10, 1997 Dole: December II. 1997 TAXES: Receipts for all taxes for the years 1994 to 1996 inclusive, Taxes for the current year 1997, MORTGAGES: Listed Under Other Exceptions Below, JUDGMENTS: Listed Under Other Exceptions Below, INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated . 1998. and recorded , 1998, in Cumberland County Deed Book , Page RECITAL: Being the same premises which Caroline Balmer, widow, by deed dated Apri129, 1977 and recorded May 2, 1977 in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle, Pennsylvania. in Deed Book "D", Volume 27, Page 437. granted and conveyed to R. Michael Bice and Deborah I. Bice. husband and wife, OTHER EXCEPTIONS: 1, The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company, 2, Rights or claims of parties in possession, if any. other than the owner, 3, Unrecorded casements. discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4, Payment of State and local Real Estate Transfer Tuxes, if required, 5, Public and private rights in the roadbeds of 15th Street, which was fonnerly known as Princess Street. and an unnamed 20 feet wide alley, 6, Conditions and restrictions as shown on Plan of Greater Harrisburg recorded in Plan Book 1. Page 20. 7, Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriffs Sale, 8, Mortgage given by R. Michael Bice and Deborah I. Bice. husband and wife, to The Harris Savings Association, dated April 29, 1977 and recorded May 2. 1977 in Mortgage Book 620. Page 812. in the amount of $ 17 ,600,00, Complaint in Mortgage Foreclosure by Harris Savings Bank against R, Michael Bice and Deborah I. Bice filed on May 28.1997, with default judgment entered on July 10. 1997. in the amount of$14,251.43, pursuant to which subject Sheriffs Sale was held, 9, Judgment in favor of Bice Cabinet Company, R. Michael Bice and Deborah I. Bice. filed on November 19, 1990 to No, 4120 Civil 1990, in the amount of $ 126,072,04. which judgment was revived by Writ of Revival filed to No, 1997-6776, It is to be noted that on August 12, 1997 an Order of the Bankruptcy Court rescinded a Bankruptcy Order of November 2, 1993 and enforeed Fulton Bank's lien against real property and against R, Michael Bice and Deborah I. Bice. as set forth in those proceedings as filcd. 10. Judgment in favor of Kimberly Brokenshire and James Brokenshire against Michael Bice, trading and doing busincss as Bice Cabinet Company, filed on July 24. 1991 to No, 2546 Civil 1991. in the amount of $2,489,00, II. Municipal lien filed October 7, 1997 to No, 1997-05495 in favor of Camp Hill Borough against Michael Bise and Deborah Bise, in the amount of $258,00, 12, Renl estnte taxes nccruing on nnd after January I. 1998, not yet due and paynble, J~f1't\.(- Jq , "1-.~ Frey & Tiley. Agent NOle: This Tille Report shall nol be valid or binding uotil countersigned by an authorized slgnalory, REAL E8TAT& IIAL& NO, 24 Wrtt No, 97.2838 Civil HllI111 savlngl &nk VI, R. Michael Blce and Deborah I, Blee Ally,: Rlehanl C, Ruben LEGAL DESCRJP1l0N OF 124s0U11i 15111 STIlEET, CAMP HILL CUMDERU\ND COUNlY, PENNSYLVANIA ALL '\lIOsE CERTAIN land In the Dorough of Camp Hili, Cumberland Counly, Pennlylvanla, ma... pnrtJcu. luly bounded and described al fol. 10wI, \0 wit BEGINNING at a palnl on the Well Ilde of 15th Street, fonne,ly Prtncell Street, 120 feel North of Second Street alllne of Lot No, 77: Ihence Weltwanlly along .ald line 150 fed Iv a 20 feel wide alley: thence Northwanlly alvng .ald nlley forty 140) feet 10 the Southe," line of LoI No, 75: thence Ealtwanlly alvng IOId line 150 feel 10 15th slreel: Ihence Soulhwanlly along 151h Street, 40 feet 10 Ihe place of BEGINNING. BEING LoI No, 76 vn Plan of .G...aler HllI11sburg. al ,econled In the Cumberland Co, Rcconle"1 Office In Plan Dook I, Page 20, HAVING '\lIEREON ERECTED a dwelling numbered 124 South 15th Street. BEING '\liE SAME PREMISES WHICH Caroline Dahner, widow by DeeddaledAprt129,1977andrcconl. ed In the Office of Ule Rcconler of Deedlln and forCumbe,lancl Counly In Deed Uook27D, Page 437, g,anled and conveyed unlv R. Michael and Deborah I. Blce, hll wife. SEIZED IN EXECl'TION as the propcrty of R. Michael Dice and Dc. bo,ah I, Blce vn Juclgment No. 97- 2tla8, TAX PARCEL NO, 01.22.0826. 032, . , NOV. OCT. OCT, 1 I 'NeMI:5 "i. Kl:liIIO,'pl. the ~atriot "hune 2\\."211(, I D"dl,.1 I '''Clil.lJ~ AHlJUnllnK (XPI. l\\,"ll7 '_N , ; , '[he ~\lening RflllB I Z : ' , I I :Sunday :@atriot.RelllB 3; , I I I I 1111 110' ':::I,i II 'JtJtl~III,lll;.I',\. 17111i IIIlO'~: 1~1~1 :'!.ij.;lIljllJ .; "Ji : ! Complutu CI)\'Ura~u of Punnsylvania 's Third Largest I , I ! I and ~lost ProO table ~Iarkel I I 61 I I CUMB020 OCT E. NOV 1997. _ ! 7: , I L-' CUMBERLAND CO SHERIFFS OFFICE I sl I I COURT HOUSE I 91 I CARLISLE, PA 17013 110 I I ;"1 I I'z I I /r;.3i, 10 CAlLY "ATE /79 ,:)3 !'3 I I INelo411 , R " ~l"'frfGH . NOTARY LESS FPO CAlLY 1 00 il.si ! > ; I' I I NET CAll.Y /'jCj 0.3 i 1,6 I ~ ~'Clil.U" "... n: INCHes, "'''lHCH, 17 , , 'S' , S~ ...ne If'otCI'ICS' flCA'PoeM '9 I i i LESS FPC su,..c.., 'ZO I , I > NET ,..... : 2. I 1(.11 , I NO ,:t--If [zz i I , SALE I I Z3 i I I METRO "EST ,2oS : : I -. I i 4. I DUPLICATE .:6 i i 1 TOTAl. CUE > '27 ' , i , I zs: 5~ , I I ! 291 ! I I , 130 I ! I ! 3' ! ! I . I I I , ~ /(,,'2- i , I . , , , ; I :\I..ke chl"Ck p.lyablt' to Thle P:urIIJ{.St'..u Co. All .Id\,crtising recei<'ed 5ubjectto appro,'al by Publi5her. ., rHE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No 587, ADllIoved Mov 18 1929 Commonwlalth of Plnn.ylvanta, County of Dauphin} II FrankJ. Epler being duly sworn occording to law, deposes and says: That ha Is the Controller of THE PATRIOT.NEWS CO" a corporation organized and axlstlng under the laws 01 the Commonwealth of Pennsylvania, with Its principal office and place 01 buslnass at 812 to 818 Market Street, In the City 01 HarrIsburg, County of Dauphin, Slale of Pennsylvania, ownar end publisher of THE PATRIOT.NEWS end THE SUNDAY PATRIOT.NEWS newspapars of genaral clrculaUon, prlntad end published at 812 to 818 Markat Streat, In the City, County end Slate aforesaid; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously publiShed ever since; That the printed notice or publication whIch Is securely attached herelo Is exactly aa printed and published In their regular dally and/or Sunday and Metro edlllonsllssues which appeared on the 21at and 28th day(a) of October and the 4th day of Novembar 1997, That neither he nor said Company Is Interested In the subject matter of said printed notice or advartlslng, and that all of the allegations of this slatemant as to the Ume, place and charactar of publication ara true; and That he has personal knowladge of tha facls aforesaid and Is duly authorized and empowered to verify this slatement on behall of The Palrlot-News Co, aforesaid by virtue and pursuant to a resolution unanimously pass ad and adopted saver ally by the stockholders and board of directors 01 the said Company and subsequently duly recorded In the office for tha Recording of Deeds In end for said County of DauphIn In Mlscellanaous Book "M', Volume 14, Page 317, ___ - z-"-- /P?-~ PUBLICATION COPY SALE #24 C 'S~orn to REJM1J~~~ /fanfI~';' Bonk R'I~Blcid ~~ hIt:' 124 , ..- ~~, IYLV ~~~~~i1Iha~f .~;,~~~\vty;o ~ Ih I '~ ~ Iha B5I SIde of I ! ~e ~ S~otS::1;, l~ faatloo f~~~= ~9for)gSOidOIla~ '('"" f o 1108 of lOI ,~ sold Ii1e I 'faal to I Ih . . I:.l(H~~ih isher's Rece1pt for Advert1sing Cost THE PATRIOT.NEWS CO" publisher of THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS, newspapers of general clrculeUon, hareby acknowledge receipt of the aforeseld notice and publication cosls and certifies that the same have been duly paid, THE PATRIOT.NEWS CO, 1998 CUMBERLAND COONTY SHERIFFS OFACE roJRTI-OUSE CARLISLE, PA. 17013 Statement or Advertising Costs To THE PATRIOT.NEWS CO" Dr, For publishing Ihe noUce or publlcaUon attachad hereto on the above stated dates $ Probetlng same (1) Nolary Fee(s) $ Total $ 179.03 1,00 180,03 By..............,...........,..........,.,.................,.......... . or REAL ESTATE SALE NO 24 $1,000,00 Advance Costs Paid 9-10-97 Atty,Richard C, Ruben Assessed Valuation $ 8,410,00 Writ No.. 97-2838Civil Harris Savings Bank , Vs R. Michael Bice and Deborah I. Bice 124 S, 15th Street Camp Hill, Pa. REAL DEBT 14,251.43 INTEREST ATTY'S FEES WIT COSTS A TTY ~Additional Atty. Costs ~E Costs to remove trash etal SHERIFF'S COSTS Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library County Mileage Cert Mail Levy Postpone Sale Surcharge Legal Search ADVERTISING: Law Journal Patriot Share of Bills Distribution of Proceeds Sheriff s Deeds STAMPS Pa, Transfer Tax Twp or Bora Transfer Tax TAXES 1997 School Tax 109,30 53.50 I 2.163.11 30.00 860.00 15,00 15,00 30,00 10.00 ,50 1.00 9.30 12.48 15.00 6.00 150,00 215.00 180.03 26,97 25.00 25.50 , 1,470.91 , HARRIS SAVINGS BANK, Plaintiff v. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97- 2838 R. MICHAEL BICE and DEBORAH I. DICE, CIVIL ACTION - LAW Defendants IN MORTGAGE FORECLOSURE 55 COUNTY OF DAUPHIN I, Richard C, Ruben, Esquire, being duly sworn according to law, depose and say that a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on: Harris Savings Bank P,O, Box 1711 Harrisburg, PA 17105 124 15111 Street Camp Hill, P A 17011 124 15111 Street Cwnp Hill, PA 17011 R, Michael Bice Deborah I. Bice by mailing the swne to them by V,S, First Class Mail, Certificate of Mailing on r:6'ud. .5. 1997, Date: ttf,/97 Respectfully submitted, By J14Y Richard C, Ruben, General Counsel Harris Savings Bank Second and Pine Streets Harrisburg, P A 1710 I (717) 236-4041 \.D, # 27767 Sworn and subscribed to before me this ~ day of ~<)<pf, ,19 !i7 lfhll'(b'n.j/ Lj(('~ Notary Public J' NOlarial Saal Sharon R. Kyle, Notary Public Ha'r1sbu'g, Dauphin County My Commission e'pi'es Jan, 22, 2000 Member, Pennsylvania Association of tlnl~""" ~ co (;; N " N :5..r wQ ():.~: ~f.) :<:: ' ,.':.. .....~ ::t: 0.. ~)~ 1'- 0 CC> 013 t~ ":.iz ~1.I. r.::..,.. a.. :UUJ 0:: l!! W tUu.. ~- ,- en ::;: 't.. r- :::> 0 ~ u. " "- 0-. ~ ~ l'-' t ....J u ~ ~ !~ '" G ~ ~ ~ .-.J - t-I r2 .. <^- Jlj - ;01..-; (j:!. E ' . , ,. ~ ~ r.;!."' -- ' . '-rL, .'- 1.-1;._ ....;.;.: " ~l- ;}:~;~ a ~ .~ i" C:l "c" ~ ~- , , 0 .,.:.; ~ u: I" -J t.!~""D - -. ::;; . ~ 1- -, ~~.~:L ~. L1. t- ,,",'! CJ :J en U LAW OFFICES RICHARD C, RUBEN 113 LOCUST STREET HARRISBURG. PA 17101 (717) 232.2227. FAX (717) 232.2707 - . . - . CERTIFICATE OF SERVICE I, Sharon R, Kyle, hereby certify that on this ~~ay of June, 1997, I served a copy of the foregoing 10 Day Notice by first class United States mail, postage prepaid, addressed as follows: R. MICHAEL DICE 124 S. 15'b STREET CAMP HILL, PA 17011 DEBORAH I. BICE 124 S. 15'b STREET CAMP HILL, PA 17011 Respectfully submitted, Date: ~/.Q11 (If By \ -{I'll21th>? /? + Sharon R, Kyle Paralegal 113 Loeust Street Harrisburg, PA 17101 (717) 232-2227 .,. \0 ~ b; N ">.. J'_ ,- .. :::J UJR .:J )~ '",- z ~r,:", ::;:: .'.f.. ft;t n.. ()~ ~e ... .... Cl ':."~/') . .l;i: L1.lu. ,-.._-.. .1.....- -- 1," ~. i!~W u::. S : ~) u.. ;'-= """ -. -<. u. r- ::> 0 en U