HomeMy WebLinkAbout97-02840
~
....
, ..
:)
, .
u
a..
It
~
\.
Q
~ "'\
d \
~ i
~ /
-..Q
~
. a I ,/
{:\...J i
~
(
~
~
c::J
<)
>-
0..
C"'(
I
t....
~
r\
>- ..v ~:
~ (',; ~~j .~-
~':: 9
u,rJ ':). ,
c...... ,
: ~~) , - " "
8 -.- .:-:: ,. .
l?~ .r~
~ '] ,;"..
-:'\'- - ,
[LP.~ I
, .
~!l . (.' 'J
LL.. .::- ll_: !:~
,-- c.:: .-,
lL r- ::)
'-' CT\ U
~
~'.' .
rUi H ,
~66...6B ~
~~Fh .
~~aHlI 15
~g~~~e I
~I~~P I
ij~i~!
~=~.!;i& ~
h~HI
!!lill
jlhJ~1
~f~;iJ~
1~!!iU
hJ~h
ihiU~ ~
~nl~if ~
litis! ~
h.:1~H .:
s
.:
j
~
II
J!
Co
E
8
11
;;
"
1Ii
~
of
t
"- .
~ ~
~ ~
t~
~
.. r.
9 cnit
. ~
IU '" cr:: at:
iAA '0 U)l.L
3bE $I
~~ ~ a:1l
o~ r T! 0:"-
L1f ~!
r~~ l! 0 "-U - .. ""
llh ~ 8 / ,<",r.!:", ~
~U ~ ~= ~ EP t. .
~_...~
I"
S I~ ?~l
i ~ ~ - \ - ,". . "-
.. .. ~ 0-
_ . c ~~
I! '" ~ = !:j
IHi!i~
"" 2 f"
~1il ~ ~ :g
ti loo 6
,...-r.-ynuolll
Jjll ~
~j~~l i
aD CD
~E~ i
~h8~
-OTIJ ~ if.
~ ,%
g-t- 0
.- ~ % ~ ~
<~ : c ~
~~~ ~ .= ~ 4
~~~ I t 0,--
l/)!t~2' ~ ,.......... c: [,.
~~~ ~ -r 9j ,~
!toll:> ~ S 0 ~
oocs( >. /7'
~L5'l'( '17 6-. '-.
'13;~~ ~ \ \j.'
r
j;
~~ Q
AIl...)iiOo-'
~:~ ~
.. Ii c ::2
hell .
l-C'O .5 ... C\I M 'If 1.0 to f'. co m ~ ~ ~ ~ :!
I
J
Ijj
/':~
/ ~
/ ~
/ !
/ &
lii
/ u;
. ~
/ ~
/
/
/
/
II
,
,
,
\
\
"
jg
o~
f:o
~I
~o:
~
ii
z/;
-i
U1 ~'0
~ ..~
lIeW 9rqeIUnO:l:l\f JO:l
.
~
~
~
~
.,
~
,- ~
III
'8
u.
VI
0.
, - .
- ~.. "
Spear & Hoffman, P,A,
BY: Martin S, Weisberg, Esquire
Attorney I.D, No, 51520
1034 Laurel Oak Road, Suite I
Voorhees, New Jersey 08043
(609) 784-8220
Attorney for Plaintiff
NATIONSBANC MORTGAGE
CORPORATION
205 PARK CLUB LANE
P,O. BOX 9000
BUFFALO, NY 14231-9000
PLAINTIFF,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO, 97-2840
vs,
TIMOTHY W, MOTES, KNOWN
HEIR OF ANDREA L, MOTES
78 QUEEN A VENUE
ENOLA, PA 17025
DEFENDANTS
PRAECIPE FOR JUDGMENT FOR FAILURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment lli REM in the amount of $49,963.99 in favor of the Plaintiff and against the
defendant(s), jointly and severally, for failure to tile an answer to Plaintiffs Complaint in Mortgage
Foreclosure within 20 days from service thereof and <Issess Plaintiffs damages as follows <Ind
calculated as st<lted in the Complaint:
Principal of mortgage debt due and unpaid
Interest at 10,00% from SEPTEMBER I, 1996
to AUGUST 29, 1997
(363 days @ $11.82 per diem)
Late charges (for certain months prior
to default <Ind every month after
at a rate of $16.67 per month)
Escrow Advance (As stated in Compl<lint)
Attorneys Fees (As stated in Complaint)
$43,146,32
$4,290,66
TOTAL AMOUNT DUE
$200,04
$169,65
$2,157,32
$49,963,99
"
>- ..:r ~'" ::r-
r:r; ?;: 0-
~ c: tr.>
wQ N >~ ~ ~
: )~r 0
o. O"~
fJ:l' -,. ~ ~
~i!: ii': ~. J ;~..
.:" ~
, ~~;. '~~! ~J 8
<') ." .'.
Liill I . .(1' ~
Ef:! ~!" o. :~,!;3
r:: l>J IdlU .g: ~I
", ~.~!U. ~
I L. r- -< nL
u =,
0' u
" ..
[;; ~. r-:
-
~ c ?.:
UJr? c~ ;:~~.~
(.) .......~ ..'J~:'
fEe 0.:
" -.;
1_ _,..: ......-.
0'.- '0,:::
I (J (') -~ &..,
63" " '.;'~
11.1. I -,-::;;
n:t\, Cl.. :t)I"U
r.= w ~;!C-
v;
u. r- ::...,
() 0". U
~ In >-
C 1~;0
0 N
UJ ~..'
U'., ():.~
r;:~. c... r1~:'
~.l' "'-
[: (rJ ~.:::~~
uti...:: I ~--
,:::%
--'ll n.. ""JJ
r;:., ' I.... F-~~
I~ v;
I.. F- ~.:>
0 0" (J
fr. lr) >-
C te-;
.<; ""-
!-- ..~ ~.? :.t"
.uq -..' . .~
0."" -. :-' :;:
G:C' 2l.: '.'::i
~{ ...;.....
I. M ~- ',", C(J
I: I .."J.>:
- l.i ,,~
rr: ~~I Cl.. i:JIU
f" W !;.l(L.
-. V; :."':
LL r- '::1
Q C1' U
>- IJ"' 0
~ 0
.~
1- (..j -:') ....
,0 ~':;i;E
('5<. ....
. (, 0:
It::, !'1:J
0"" ....-
6(: c') ~;j ~~;
!i
!::ill I
a.. '.I..JC_
[Cu,; !,WlU
'1: Lu :.~o_
r- (I)
I.:.. r- :::>
0 O'l U
-- If) >-
t~ c: t-:;
~~ (-..;
I" N
(")
UJ. .
(')-" . ".
(t~., ". .:'}::j
tlor;; .. ':,>.
~:": M "101
v.11.' 1 .- -.,.
:-d l' Co. U"liO
lL.:j. w ~'~u.
I- v, ..,:
I-I.. r- a
0 C"
k'
Cti
~ t
~ VI '-'
s::t.~ \J ~ .':?-
...Jj
~ , J!~ w v,
:-. If, ", ~ 0
!.r: ~ € ..J
,-.:> C 1:) <
IUr:. '. '-/. .....
N .- ~
(- )., ' l _ 0 Q \3...:;. .ti
t:;.:C .. ,.. 0 ()~ r/
.,- ," . 1 .-'~
g':' . -
u.. () V, () ~
" ,.-,.:.:~ ~()..~ )0;) 8 ~ 1'l
(- ~'''-) .;~ ki<h ~
IJ.jl. 0.: c-: 0. ,l..... ~
-' I ..);:'"1 QL
Q:" , 0.. .; .fj;;'~ ~~ -...9 "I 0' ~ I::.)
.r LlJ ~ ....
,- '.;'lIU
I.. V) .:,0-
0 r- S
0'1 (j
,
>- IJ"' ;..-
c;: c /.
~ i~ ")-
IUQ r')~:;
~ ., ..~.
0'" ..~. ...-
-. ( J
H:~ C:... Ch-~
~h -0; r;:
(') .in
f;: I .,~: :::::
IIJ. (:::.~-=
_II" c.. IUI:.J
G:_' Ld :::'.10.:.:
r- V; ::'i
u_ r-
() en U
.,... ..
"
i~ ;-
j.' -" l-:
c' (.~ 1 .'
l1..1. , '--~ :~
u.
fE~ \~ "
0' '~::J
, .. (.1' '-
@r 'ff)
1 '10 ~.
l"i!; . ..:;::--;
::'.~ )ii..l
i'. . ~_.! u..
".
u. r- -..)
Q c:r ()
.
WHEREFORE, Plaintiff respectfully requests this Court to enter judgment IN REM in favor of
Plaintiff and against Defendants in the amount set forth in paragraph 9. together with interest, allomey's
fees, and ollter expenses, costs and charges collectible under lite Mortgage and Note and for lite foreclosure
and sale of the mortgaged premises.
SPEAR & HOFFMAN, P.A.
DATE: .sIa, I=n
4
I' . '., ,: ,. ~_ l...' ..' . .,. .
. '." ", .. ,. . ~."\ r":"..... .
~~( I~ndct rcq'lIh.'fJ.~, . tJ: in;'lUl3neC :u a-cnntlll,!," rl ~~Inllhr: In~n 51.'\:UO:u II)' Ihis' S(tiuhy {nllrUmc",.' "...
Il.um-.rr ~hAlI fIa)" Iht f1rc:n"ums rc:~uucd Il) -rn.:ainll:lln It" IRIoUIiU1CC in .:1Ta:1 ulUlI ~uch limt u the 1'\:-qulicl1u..nt (ur Ihe
il\"LUtUlt~ ',"1I111i110. ill :ar..'\:OnJ~I1\."C wllh Outrowcr"13nd Lmdcr'~ "'riuen :lIfiXmtnl or :Irplic:lhlc l;tw.. . 0,
j 10 InqlUIIGn.; Lender ~r ii, :llenl milT m.1kc r~lC'lt'iablc: C'lluic:s uJ"lOn IUld hura:ilonl of lhe ProJlCtl)'. Lender' . .~. "
.h;lII~\~'J"~rn.I..ttlk'~1CC:3t -,he II"lOnfDrpriot 10 An 1"~f1""CIi~u apcC'if,'in,rc:a..\nrtlblcC'iuu fur Ih~llllo~C'llon.' .;
It. : ~an~mI1I1IUIl'l.. . ~h~ (lrO(:e..-d, N~n)'..w:ud or d.Jlm (at dJrn;a,~. dlrccl arcon(,(q\lCnllo",ln 1;001l('(I"'n -.ilh ".
:. . 3Il~' l'lllIJrmn:aUIlII or 1~Ihc:r I;,Lm~ os: OIn1 r~tI of the ",oJ'C'r1)', or rilt CC1lVe)":Ifttc in lieu nr condemnalion. orc' hereby .' '.
=-"I~IIC'lI..nd~h:.lIINl'''IlJhlJ.","lrr.'. '. " .
'11111", cWlllll(.. Illltlll:&lin, II( "It: JI.lllrl:t1y, IlIe f'UIll.'CI.'l.Il 1011.111 h: arJ'lljL'lI tllthl! lIUftll k.'L'u'rl'LI h)' ,lib S~'Curil)' ,
JII'lrllll~nl, _lItlllt:r l!llllllll"'" dua:..wllh oaR)' C)L'~ lI.1fd hl DllrrO\h't. '"lh.: CV1,:1I1 u(~ J'l.lllillllilllll' nt Ihe l'rl'P'rtl ..
UIlI..'\.\ .1I~llnl"'C(ul1d L:nd...,. Ulhl:lwbc: ;l1I1~ In wrilin",lIw: .""11 ICCUltcJ L) IlIb Stturll)' 'nllltllmenllhall ~ rcdu&:aJ t,f . ,,'
.ha: :lJllIll1!1f.II( IIle J1nl(.."~..m~lljplied Jly Ihe-falh1.'ina ('o1cllon: (01) lhl! lOull amOUnl of Ih~ lum, ,~ut..od htlmtdl1ltly
",r,.n:!I,.r.klo$, dl"I~,'Il.hr lhlll,. r,11 n"'Io:1 ..Iu.or."" l'rop'1\1 imnlClIl.I,lr ber.", 110. uUn" ^ny h.l,n,'C..hidl "" ,.
~ldluJlnrIlM\:I, ...' ,. I" '. t. . . ..'..; .
:I( Ill( l'rl1p:;ly'llrI ~indC'lllnJ by llotfllwer. or Ir. .net nOdL'l: by L.clula:r 10 Borrower 111.111hl: \.'Ondemnltt 1I(1'~rJli 10
.~ke An ~.lI~IS,lIr "liul~ a cI~lR! ror &!.:mUl"~. Ullrnl~'cr ralll iu r;OJ!'lRtJ 10 Lc.'lid~r ...J! hin JO da)'ll :lflcr Ihll; d"lc Ihe aDl ice' i1
'n'L11, tflkkr J.. aUlhnmJ.."LIllurulrl'\.'1 and PI'r1y Ihe prf'l.\.'CtJ'..lI1 iI'I'J1I~ln. other 10 C"OlotAllon ur rCll:.ir urlh~ l'ro('d'IY or
Illlbc..~~tI.lQ,'llrl.'lJ h1Ihi~S..(~rll)' IU'lru~,ci!l. w'11l...hcrornullhcn due. '. . ..' .
Utll~ ('<lId,; ."d U."""" olllcrwbc .&ri:l: 111 "rllln~ .1IY IIp~Ii..Ii.n .rprn:'"h 111 ~lnrlp,1 ,h.III111I"I""~ or
Jl"bllp.lht Illt'du~;lf:lh:llrllll~ Inlllllhly ~)'n1Cnl."rc(~rrw I~ Cn r:lr~sl"Arh.. ,I and 2.'ort:ll.ng~ Ilu: .,riltlU~llllr.u~h flr.l1IR(1lI';'
. '10. I~"nlw" ,N.I.R"....di Joorkl,on(eUy.J.cndrr NoII.".I..., E''''IlII.,. of I"" 11Ionor (liIym,o' 01'..
lIuiJlfic.&11111I ur amort.,.;!I""1 ur Ihe sums !l:ccurrd hy lhls So:urily Inllrurncnl Jr.lnIL'd h, LCnd~r III IIny lUCc~\(]r In
jnl~Iolllrlldrnl'l;"crKhaU 11111 "J'fruh: In rdL"JJc the Jiahllh,'Orlh"orialll:aJ Dnfrawcror nnrfoW(r'.~ln..c:t""ln in inll:fl.'\I.
.Lcl1llrr;.h;aU nlll ~'rl.oquin..'(j I,n cntnmcnclf rro.:caJinJs'atalnst &iny succ~\Or In IDI~rol or'rcrU\\: 10 Clh:nd,lIme (er
f'Aynlr:~1 nrcuh~nvj!IC ~C'diry "fll~nllallon orlhe lums~curcd by Ihi, SccurilY 'rlUNma:nl'by'rnl.,on o(an)"dCfllAnd ","dc' . .
b)'lhl: "rlallla! UllrtCU4'ctllC Unrtl1\lrct'. 'U\."tC'l~rsln Intue~I.An)' rorb~.lI'..nc:e by l.endt'rin CAoh:ldll' MII1 rillil or tancd1 i
shalllltll he; ,,':alvl:J:pCor[1n"l.iudc 1!ICCI(tcilc:ofan)' rishe C1rrcnttdy. .
. · I. SIIC'Ctuo",.nd AuI~nllloundt Job,'.nd Sc,cnll.flblUl)1 CHINIIC". The cot.:nanlS .O~ llEr<<mcnu Or.
Ih~SC\ilrlly JI1IIlUIIlCnllf}.,1I bind :and bl:n~nt Ihc)\It('CJMln lllcJ n.UI&RSofLc:mJcrEUld OI),mwcr,Mlhj..'(1 flllhl: rr'WU~l"'
, np:.rJ,rarh 17. Ihlmlwa'~rovcll:&I1IS Bnd 3cn:cml:nlfahilll bejoinl andscvc,:&I. Any IJorru1ll'crwho loou",l'f1'lhbStc:uriIY
'. Jl1muni"'I1I bUf dlltlii l\l.ll CAl:cule Ihe: Nolc; Ca) f. Co-:NlnlnC Ihis S,curil)' [nslrul11(nl only 10 mOfl,,,,,c, Ulnl.lld canve)'
Ib.lllnrn,wer'. i"le'<<1 in IhePlor,Tly und"lbclenn.oI'lhl. S""urily In.lru"'..I: !bIb 001 """",nolly obUe,":d 10 I"f
Ihe .un"'....'U'..fhy Ihl< S"urily InSlrum,nlrond (e) 11&= Ih.. J,tndcr.nd ""y 01"'" Oo"o""I1I'y 'i'ce In'"""d". , .
nu..lir)',:fhrb..t1rur nlllkt dny :1CL"'ll1l1\lId:ltiun, willi rq;ud In Itl~ Icmul,rlllb St.-.:urilyln).uuni('nlur Ihi: Nml: whhll~1 ." '. ::.'
. Ih:llllilrn'''''r'u'on~nt. '.
IZ" La.. C.1lo,IlO" IIlh..lu.o ...,,"red by IhI. S<<:u,ilY 1o11lun"oll, ,ubj"'llou I.w which sell in..lmum.l..o '
th:u't:a! lnlllh:al I:lt.\' '" Iiuilly inhR'1'teIL-d '0 ,hol Ihe lnlcr~1 or olhcr '\Jan ~hiUSCi culletlccJ Clt 10 bt tC'llICclcd In
'n"'.....,II,., _'hh II", '10.11 .,<<ed ihe pernlllled Jiml'" IMn. (0) 'Of ..,h I",. ch'n:. .hall be rc~"'ed bf the ."",unl
ne''''''''!r In (aJu.', Ihe'barF'; 10 Ihcl"'lmill.d limll:.oo (b) ""y ..m. .Ireldy w1lc<1<<1 (r.ni n."ro..". whlchcAC1'Cdcd
I'fnUlllN Iil1llb ,,'i11 N rt(~n~,,'I.Ila Jlllrrll....cr. l..tl1d~t 1I1~1 chut'I': 10 make Ihi. ....rulld hy I\'\JUI,.'ill1t Ibe rrtnclral ow..\I
UII~"TIIt.e NINe urhy nmkill~ p di~Clllo'lymcnlln DarrOWl:r. irA n:rund r.."LJUn1 rtil1t.:I(l~I.lht: t~uC:liUlI ,,'i11 ~ IteUlcd :ua
rani.,1 prtroa)'nleUI withl1UI :lIlY J1n:r")'n~nl ch;r;e I.Indcr fhc:NOIc:. .
'3. 1-C1d'4hlliu'I AlTttllna l.cnder's: RiAhtt. rr an:l"1nunl Of c:'-rlm1il'" 111" .DfI('Iil:;ahlc laWi hJ' alie elTl:CI. at.
rCIlLltnnllW1Y (1tIwlsil'ln grille NL1h:f.It Ihi~ St.'Curilylm'lnrntcnl Ul1tllfDft:c,:,bL:aeco'dine In ilillcrnu. Lcndcr.'lu,il,J'Dl1liari,
nw)' raiuin: ImnIL'\Jlillc'(lllymcnllll full P(;all SUtlU SCl:I1n:d by Ihla Se~ril)' InJIfUmt'lll ;1nc.l m;11In"'Qk~'an)' rcmcdie\
fltmlillw by (\ll';I~r.tpb 19. IrLcndtrelrrr:I'C5lhil of'lliall, Lcndcr,h3J1 uku IhrS1c('S II"'''Clri<<lln Ihc !lcct'l1d rolr.st.l('h I'r ;.
'pJr.l~rJ~h17. .,' ' . ... , '., ':. '"., ,', ' "'"
.4. NlIllcra. All)' !Inlit.:~ III DOI:r''''''''T [1rn'fkJ~ rnr III thL' Sr,,:ulil)' In.\Irumcnl ilh311 tic ~1\'l.'1I hy ddlvennt: It ur hy '.
m:tilinA i1 11)' nOoI dilSS I1l,llil unl&:u lJ(1(11i"':lhlt! l.1w rl'fJlli~ ,,.c ufDnnlhct' Itl101hurJ. "h.: nlllh:c Jlihllll he t1in:&:lcd 10 Ihe
. .' ". Ilrllpt'tlt ^lldn..'Ui 111' any nlhrr :1L1drc'-lI nUrr"",".:r dC5iil,lllll:' hy IICX!.:': h1 LI.'ldcr. Any nOlke 10 L.:nl1cr Jih:all be j:i'l.'n hy
. ..... G'Dld~ mail III Lc.'ll1cr'~:1l..hJn."1.\SILlI.." h4:,.:illor all'y alhcraddrclS Lcnd~(cJt>>gn:aIIo" bYlltHic4: hIILurntt.'cr. AI'Y nOIh:c
. f: .' . rnl\"k.ln!.r"f in .hl" Sl.".urily l.lUlrUntc.,,, ~all tit d"'l'n1n11~ haye ~tn a(YL,t III D.ofTo....llf' ~r LcnLlctwhen an.tlt .a."J1rowidtd
"':'.:':.',~. Inlhl'l"f;1g"'rh, ...' ..,. . '.
..' .'. 15. C:anmln~ .....1 SC,rnabllh)'. TJlt\~,urhy InslrA~'(11I Jih:1I1 ~ ~11\'''TlI4.:d hy rcda!t~l L,\~und .h~law orlhe . .~.~.
H/ .< .' . jlirCwklKlIlIn ,..h~b IIlc PriiwrlY Is klt"-lc'tI. In Ih~ evcllllhJl '1I)'.rrnvhioli atc:l;lu.\l: (I(lhl" St..'U(il)'llIjlrum.:n1 ~r.lhc:
. . Nlltc c.'l1IiOi~ll .'llb orr1i6:lhll: ~ltI:. .uch cllnni..1 ~hall not afi'a:1 ulhcr rr(l~i.\fall'i ".t Ihb S,:'C'ulitj' 1~~lnrrnl:"' or th~ NOle'._ '.:" .
'A'hil:h (~, ~.Fi,,:n (JI'..~I ~'ilhlJUllIl\: cUllnic.,iJl(:'rrcwL\lon. To Ihl!C end the (lro~i~hl\f, or IllIs ~curuy hnll'\lm~'nl and lite' .... '. . t
NpltUfe;tkrlan.'\J 1l\~"\'Crolhlc. . ... ,~. : '. . . . ..' '. ;'. roo' , ".':". Ii
16: ILlrrlll"". C."upt; . Dllrfl;Wtr' Shill! h.: ith'(1I (II1CC'illlrl,mll.'tI "'(lfl)'C1(lb~ Nllle ;md ({tllb Sa:urilY Jn~tlUnu~nl. '~/i'
. 17. Tru""lrt nllhe 11,,,prel)' ur a ncncRclallnlcr(JI'" nnrrQMcr. Ir nil It' 0111)' rart llr lIiC JI~(Ir<rIY It( ~llY .
inl'.,.....1 iil il h ",Ill ,"'lnllI,r,:rr..,1 (i1r i( nl11.'IlCnd.ll flllL'rlo"Sl inl"-Irflu,wr j, '1\I,tllr Ir;1l1\r~'rfl'l.l :l.IIlllltutll"'~' L\ IIlII ... nalll'.t( .
11\,....1111 ~.illlilllll.(lIIl\or'li rril~ \\till&:1I \."111"'('111, 1.&:IIII"r 11I11)', al its "!,titlll, rCI~uirc hlllllc~liatr'r;1)'II1'-'I!1 h~ full nr.iI!1 Io'IIIU
!ool.'~'ufnl ~)' lilt, :-;"'1:Ulil)' In,,'ru"lClll., Ih,\l,'I.:''I..,.lhls 1'(lllt1n ~11;1111II11 he tlen'l\cd h~' 1.l'llllL'I Ir\:l"I:I\C IJ.pwIIlIHll'LI.hy
(Clkr:lllliw 11\ Itrlh,,'d;< llrlhl\S~\'ll,il,\' (1l!>lrullIi'1l1.
. Ir,I...'tlih:r "'),l,'n{':s Illis IlPliltil. 1.':lIl!l'r~h:ill ~i\-.: Ilurnl".tr nllliL'L' .If :u'wkmlitln, T!I~ IIIllk.: ,!lotll rrU','itll:lll},,',illl.l
I,rlll\II.::t.\ 111;11I.10 d..)~((tlm Ihl:'iJ:uclhc n\lllL'c L1 deli\1.;fL-d llr nuil&:d "illlll, "'hu;h Ullfw....cr n\u!ol (1) ..!Ilium, IL\:Un.'\I b)"
Ihl, S","'\lril)'.hbll'tllncin.lr 1I\lfrlt~l:f r:lil. 10 r:.l)' 1J1l:~C ~Um'i Plior In I"~ ~,.,..iflllillllllr Ihi,. r-:rilkl. Lrmkf nl1)' in1'1ls.:t: un)'
. h:nl..'tII,'~p:rll1ith'~ t1~'lhi,S(\'urily Ilhlrunl",lI ..dllhlUI rutlhl:rnnli'~I'rllCIlUlldl1.l1 nlM'Rt\\W. .
~. II. 'l1urn",'c,'lIRi,:ht' In Rein'lllt. . ar PIli H1,",cr ",cell cctl;lin....unllilll\n!\., IIl1rt1l\n:oh:11l h.ll.'e 111(' flt:hllU hu\'1o':
. ..:':~~ ~11r.tr'l.'I"'III'llnhh S"'\:\lrh}' Jn~If\l",~nl t1iSL'.llIIliuu,d"l 0I1IY linu ,..,illr In Ih~ c~rJ.i~'rl,r; Iill S da)'. (Ilr \uch Oll~q'l.,,:ia'll ~"
. .~' '. llrrli~'ahk'.I"\\'.nIJ>' )f'.'\'ir). (,Ir .rcil"I;lll1n,-,nl) h(rM~~al~ ,,( Ihl,'I'rtlrdl)' ru,.;.u:&nl hi :11I)' (1I'l\'e~ '.lr!-':Ilt Clll1llJln,,\l tn lhl~
~ . I' ~,:ufil)' Ill"lrilnt~lIl: I'r (hi ~'IIU)' ur" j\td$rl1l'nl L'lrl\n:iIlF lhill ~,urily hl!oltumrlll. TllC\\r: ""lHhlll1n'j :on: Ih.1I IIllrro~...t: . '.~
. :.'~' ~.: (:11 (\=1\'1 I.\'lld.:r :tU"u,n\!I "hkh Ill"" ",,'uld bc'dl.l~ und"r Ihi:\ Sa:uril)' l.n~ullm...t1I ~nd Ih~ ;Noll.: hll~ ~n U'\'t!tr..ltl~n .~
.~ . \ ""l'Ur;I,,j; th) ':1.11..,\ ~:llli' \!l,of:m!lllr :sill' .luhc:r l.'o"cnJlIl:\ l)r Ill=n'l;m.:nh; (~) ril)" 1111 'al"'l1~~", if'ij.'lurr~ Ul c:nrUfC1n~ Ihls ;'.
" s..',u'il~' IIl"'nan'~'III, ,j",,'1\lllinp...tnll IIllt linlih.-cJ h'.rc"""nllhlt: tl1h\fIlI:)"" rt..,; ;Itl~ (1.1) IIll..... \u\h 1h.'lInn I' Lcndtr mil)' " .',
""iI~tll:,t1r)' Il:llU!r.: h' U\lloUrC Ih:lllh~ Iicl\ l1r Ihi~ S,-,~urit)' In!lHUml:111. unLh,,," rl~b1" ill tlla: l'fIlrl.'tl)' ultd IIllffll\l,W',
iflliE:llilul In flil~' lht .''''IlI~ )'C\'UI..'\I'h)' I~i~ &.'1.:UriI1 In\1tUn~nl ,hall ('nnlillu~ unch:utlh'lL U~1lI rcllul~l('nll:lll b)'
1I1Jtrln\'l'I: alIi" S",,'urit)'lIllt.lruntt:nl':lnd Ih~ "hliliati~n~",(:(ureLl ht:r\:b)' .110111 ullI..in Cull,. ,If..,..th, il\ 1(IlIlIlCa:k'31Ion hod
c..:"lrr..-'d. HO\ft'h'r.1hil righllo rcins1Ited1311 n(ll a;p[lly in the '~lo(' orun:clc:r:lliCln Undl"l' p:r.JJ:nllh, 13 or 17.
: "
:,;f;';~:,: .
. . ".
.... ;.
. . . , -
.. ,
"
U.,
.'
: :~!""
" .
.....
::Yk/;.~: :~ ; (
'. '.~:~.:.:.;.":'" :'.
';'. ~r. ,'. ~ . .
. :~~~~.:. ;t:. .: .
';'
'.;
....
. .'. ,
,~.. ~
....\.. ':'
:"~,:~ ':., ':. /'.
.... \.....
,.'
. .
: . ~ :
('. ". .".
',.
....
.....
<)'
'. ~
;.;..j....::.
'.
. " .
I. .'
~. ; ;
'.
..J ':
. '.
'. ~. .
. ~ .'
','
3,"1 835 Pl;l 3D9
,.
.' '.:
.'
;.
, ,
."
,;
i
'.
i ,
f'(Uh.U....IK.l1U4CIIVL"'''..'.. Dl lfuI1Lcn~tf"nt"'''''',^' ."JMlln "',,",...:-
... "'..1....1'-1 A....... ,",,,,,,, ..... II.. wilt I. III"'." ...., ,. .",&I."a.. ..!.a n...,..""
~rru~ II.., n..",.t W .'f......11a I~I. 5u..II' 1.lInllI'lIl ".1 N",I"'I .<<11''''1..,1'1I",.,,,,,,,,, U M' 11
..'ra 'nIlCl,t.I.. ,rul'lI "'''.'HI.l.ctI''f thlll "lit) u",,..., d. ...... olllf, 11lII.~ IllltIc ",..111'" tu
...... ,...uN" nil Ill, ''''''11 eel "'",UI ."..11 ""I" Cll,t4; I" WI'" ,.Iw. III ,It, ,.. Mlldl ft 'kfllk4
.., "..UI. <<,dcr.tr. .,.., .... '"1'1''' IlI,Set",II, I""..".." "'ft,.."",., ""!c'" .,.,..nIl...'..."..,
. .Ilt....,,,,,,. (.c'I'lh,.hll Ill't,,,I.',",, a.,,..,. ,flhl "&hI hI ,.1Il1~1f .'utlmltulli......IN,..II. "",'Ia".
,.....c..." ",,,",4l,.'h IUll~I..I".. vt...r..h., ..,.t", .tf,M' "llowN... I. UftIirnt~'N roar",,,.,,. It
IN ",~.b II MI hltf'lA IJtriII... Lr.", 'tl.u,d.. .",,,wfll"."hl' ","'''11. hU uI.I..-ImI'C'f lri 11111
1''''''11, IflllnM,aI ..In,..1 'Inher ."..", II' .." 1.,,!.It, Ikll ~,tl, h.UlIfllrll., Jdlrtil ,,",,~I'lL ttl""
'1111 M ,.lIllri II ,t1lnl.a ........I_t".41.'.....I.."'. I..MIn ,",,14.. &I 'III '''IIrt'' ....."...1... ~.I "'"
U_II,.1&, IlIor.'flt'"t '''''hllI.flll''"lh_" "'Iken'''' ",nll~ .,."lltdIlfl...
10. ........ h11'liu,,"III,.llf'1Il1t\,kl.I~" VlI"n fal""''''' 1'4 IIf ........1,"'''',.'' I" nit l'II'[lIT1I, I 'l..lfr 1111
rer"'", II, "";'1 ~ to, j....I'ull'.A-*IlN '''''..1'''1.\,,11.... ,'.1.11.-1 '"~ IMWf "",'''.I~\, P_"- III II/IJ 'UlIII'.lh,
rll'f\:II'.... "II,IIIn:lllot ",...Jlk rll'I"'fl71.~ 1hIi1' Ih..... ru,1 610.,. 1111)""''' t1~hlhi 'J 1....sr'I" Ikrrmlt'
.~all hr '(If'l<ol ("" III ""rlllC1lllll'k nil" I' n~..atnltllll' 110< t'1I1f'l'11) .1101 n.u.'111'" l.r'ml" ....1IUl''" htl tall
I,,"iltii i... ,~',h,," r~'Io:" rnu'''lnl.... 'I'll",,,', lo.....&. ."01''''''11.1, 1110""'1" ,_,..". ,"'" I.. !lilt ,.." ..,..,,\1 ",
H.il5(t'tril,IIl.tn.."'IlI.
31. Ihl,..... U"'.. fCll~ml "I .IIIUJT'D IU\llnl tor Iktt Snuli', 1"'111/111'111, 1"..1" '''11111''''\1',. n.. "':nofilr
IIlI'NlIlrtI,*illll"l"h,r,. Itlllr.wl'U'Wf.III1""''' .hlll"r I", r",'lt",I~'" ,,"I..
n. ',IIII.U.tllll'rfl", l).lff,ll,(llilIIc l' ,nltlM, ,'DtIJ.iJ III I'I,.&,.~ 1111111 ululll l.~'" IHI' "n.Il I"
IUCltlll"k-n"'"tIIllJ.Jinlll.,Itcna'IMIc ",el"" Mlll'wnlU~lllll.i, k.lIl, III"NIlNII.
U. rttrl.,),luu, MttlIlK..lhll)'uI'lbc Iktll &a...I\"lI', Ihl.S<<vril) 1",,,>>,,WIt"'1I1 '" lIu",,,I,, """f"';"
lill. "'I" '1l'I"n7.lhlIS<<vril, IMlrlllIfN 1NI1 be. ","'law! """,,1"0111'1'.
1f'llllCrmI KaI.,.rlCt h.p.l1. Do"...." 'IMI,..II"'lIIkr'" flU ...,d11r afl,taJIldJlll..111 ft"tft\lNlhr
Wal.i orin .n~tlon~'IM'I"'I'I.roredot"lIlbllbc lit tltcpa>>aolcrnxnllrlo.llIlIl1W IIU", ItIt Nee..
: "JL Rl4'1t&e tWlStc:lUh, r..r..nLIrOll' IfmMriJrn IN .la..I..It, O'"......a .......,....." .ilk
1ltlllcnrll1l'lIl\1dWl1l, Itwrt'llWIIU ItlclJlllmCJII' Il'adll\,llh rI4tr IhallbclllC'Olt"8falal 1111 llil wi lll\lnd an4
..rrlcnlmllhr Q,lWtlll'" and 'JI'I'fIlallI ot,1hI1 $ennl1 h.1\IIM11 II V'.llt. r1.trtlJ .",.,.n II Ihll...IlI,
11.,,,,,,,,,,, 10.. ""lkCltlllu(nll
. '0 A4mltlt Rate PJdt,
o a'~"d "INN RI4t,
OOt~r(,)i'PCIl"l
. ,
" . ; I'. slCiNlHO DuCIW. Dorrootu ICUJU 1M ..,. la'IM 1mII. ..4 coWUWl ...a1u4 ill !hll Stnri',
: ~ ~.. IAtI~I.~~.ltJ'ridIl(IJ~..ItO)':llIdl~~.\lbk.
~. '''II"}'' '7' -'I' /7 ' U I.....~ ,J..
, . ~. ,U-....5> ,} ,l",_~__. ~".t,'4/....;7. ,I'~ ''''h
~ . '. . . . 1/' ANOltA L. MOTU . -hr....,
""'\ ,r.
. I .
,
\
O.,..,..,.......R1dor
. 0 ,bnnd VIIl. Dntlcpnall Aid<<
01" ,...,. llln
,.
t.
,
"
,
i
!
~1IIorPuDlnLVAJlta., 'or). ((l\U\ty
'0a1Jllt.u.. ,..., .l,.r ""'.,,"'.... .ltu.-.-t.eranlM,"IW1~r.1M
IIftlhn!lntd.mc...,.,..atD'.',...... .-.... -...
knon Ie IIU lor 1.u.r'dU\1r pmllll"', u.. PltMn(ll_hoH .1".h)I"In)llIblnt~1e Ib.".jlhlft Inllnml'"
and "bow!td(ld that tal (I),d 11IC\1W~. tame r.,0I1 't'JIM" blrttn CIIftWntd.
i
h' WflNaI WlIUr.tlf', t hlmlnlo Nt Ill)' hllll4 .". Imd.I."L
, L..
NlIon""lIll'llupln.: Jllnt !I. 1981 V ''''~..,
(Sun r ( '. ;.!:
MOUIYPUSlJ(,r.mILWlD.tMtU _ .... I -:.'. .....' ,.
rllMwl'll.,...c...A flOury Pill Ie' ..o!', .' ./~ .;
1'.C.Nl&WIbpt&J,tlItU&I GhrliRChlt u"~rnbrr'. ~bbrft. ~"I '~~-;.~."
,.' ".' ..'
n. ..lId,n.e. .n. pal .mer .U".. at ~. .~. r..,rr...t ~MII It: :D6 mil "'''f''tI. l'iidWr.h,
rtn"''''.nl~ 16212. . #~ 4'..~A,...rl~
. ,......~
-J.~
(.J'
I
,
I
~ .! ~ f J
~ ..:j Ig ~
j I ;. j 1.
I ~"l~'
. .1 .. " -oo;~ ,".\
. :r !1 · '; 1 ::""9~ {::~I),
~! ~ ;\l'fP~-~ c III 1 'l1"'l.. "~I'" \,
. ! e . l"~'~'\ ......:j ,1.1.:
. , .H 11'lal I!. 0 l' ~/;''';'
llj,. ,Ii 1 \ ~ ... ,.
.. .0/
~ 1 it:-; ':'.,
I ~ ~Io , I n .. ,".
I I I
I:C:I 8~5'''' ,100 " 'I ~ :~ H
~ i .. >
_..4__.....
:'I 1.1 1/'.
'13 SV'lIl'))
OC'tot,il'r ". ""'" 1'I...IJ(l... ..ljl:.....r;wr,Lu.J41ILJ,...... ...L.i'flJi....,J.II..'n......"
le,ol,l 1\111"
78 QUf'fln AVflnul". CnoJa, 111.ntU''1lvlIflltl
....,.......'....... ."'''.iP;;;~;...o~;~';ii'....' ,". .................., ......"........",,,.. .......,,,...............,.
1, UORRO\\'[R'S 1'/lOMISE TO PAY
In rtlurn fur .,Ioln thai J hnc rcccivtd.1 promiu'Jo Ill)' U.S S..~.?J..~,~g.:,QQ""........"'..". Uhis amount I' tilled
"p,in.jp.'''), pl.. ,,,,,,.11, 'e.ln~l\\..'\!ko~'k~ "J8~"An~I~~'1 J~'''''''''' ...,.......................,.............,............,.....,..,..,.....
,.............................., ....................."..........................................................................................,..........."."....... I undcn'lnd
lhlllhc L(ndcr nlll) IlIn'fer Ihb NOlf. The Lender or '"tUlle ""ho l'~n Ihi. Nolr byltlnsrcr .nd who II .nlilled :,;,
,eceive p.lymcnll UIHJCt Ihl. NOle bcalled Ihe "Nole Ilolder."
I, I"TERI:ST
Inltte'l ,,"',II he charlCd on unpaid principal unlillhe lullamounl orprincipal hu been paid, I will pay Inlertllala
yurlYlllr nr...~.~OO ",,,,,..,,,,,,"..
The jnle~e\1 IOIlc rtljuircll bYlhi, Seclion 2 II Ihe rale I "'III "i)' bolh belore and aller an)' derault ducribtd in
Seclion NII,oflhu, ""Ole.
3, PAVMENTS
(A' Time alld Illace or Ilaymelll'
I will ply "rlllcip.llnd inlrrnl by mlldnl f1lymenn c\'cry monlh
I ~i11 m.ke my monlhly pa)'menll on Ihe ...~.~.~.,...... d.1)' of each monlh b~llinninl on ...P.~~!:,I!!~~.~....L............... .
Iq..~~.". 1 ~i11 m...l..e Ihue paymenls every monlh unlill hne piid all or Ihe principal and Inlelelland any olher challu
dncribed below Ihal I may owe under Ihis NOle. My monlhly PJymenll will be .pplied 10 inlelnl berole pflnclpal. Jr, fin
.................H.Q.y.~ml;:!r..r...l....".. ...~DU..,lllill Owe amounn under Ihi. NOle, I will P'Y Iholr amounl' in (ull on Ihll d3le,
which if C'alled Ihe "m.lurily dalC'."
I Yo'11I mlkC' my monlhly paymenlSal ..U.~...r..\.f.r.h...f\l<!~.IJ~~.,...P..i.t.1.,;I.bU.':.Qh..",P.A.....1.S22.2".............................
,........................"'...",..""........................................ olala dlfferenl plOlce if required by Ihe NOle 1I0lder.
. IUI Amounlt,fMonlhlyPaymenl'
. My mOnlhl) f'4ymenl will be In lheamounl of U.s. s.~.1.6...e.s......."........................
4, DORROWER'S /lIGHT TO P/lEPA Y
J have Ihe ri&;hlto mlkr f1lymmt. of rrincipll al any lime before Ihe)' ale due. A paymenl of principal only i.
known 1\ a "prepa)'ment" Whrn J mike I plepayment, J will lell Ihe NOlc Holder in wrilin. thai lam doinl'O,
I may ma~r oa full prcp.1)'ment or pallial prepayment. withoul payinc any prepaymenl chlrst. The NOle Holder
will Ult "II or m}' f1reraymenl. 10 redUce lhe amount of prinCipal Ih31 I owe under Ihl. NOle. Jr I make I p&nill
rrep.1ymenl. Ihere ""III be no challl" in the due dale or in Ihe amounl ofm)' monthly pa)'ment unleu lhr NOle Holder
al'en in y,ritinllo Ihou chanlu.
l, LOAN CHARC;CS
Ir ..law. whh:h appliClIU Ihi.loan and which leIS muimum 100ln charges. i. finally inlrrprrlcd 10 Ihallhe InlefUl
nr olhrr Illiln C'h.1r;n collecled or 10 be collected in conneclion wilh Ihillo3n cAceed Ihe penniued Iimil', lhen: (I) .n)
.uch 1000n chaIse .hall be reduC'ed hy the amounl necessary 10 reduce lhe charle 10 Ihe pennilled Iimil: and (ii) any .um.
already Clllltcled frum me which CAC'ceded pcrmiucd limit. will be refunded 10 me. The Note Holder mlY choolr 10 maLe
Ihi. refund by reducinllhe prinC'ipall OWe under Ihi. NOle or by l1}akinC a direct paymenllo me. Jr I refund reducCi
principal. Ihe leducliun will be maled u a panial prep&ymenl.
6, DORROIVE/l'S fAILURE TO PAY AS REQUIRED
(AI Lale Oatse lor Qycrdue PtymenU ,
Irlhe NOle I.llldel has nOI receivtd the fuUamounl or any monthly palment by lhe end of ......"!J......,,..... cllendar
days arler Ihedalr ill. due. I will pa)' alalechlrle 10 Ihe NOle Holder. The amount oflhecharge will be ....L.......9'" ofm)'
overdue p.1ymenl of principal and intelesl. J will pay this late charge promplly bUI only ante on each laic payment.
CD) Def.ult.
1(1 donol ra}~ Ihe (ull amount of each monlhly payment on the date il is due. I will bein de(ault.
1C1 NOllet or Odaull
I( lam in ddlult.lhe NOle Holder may send mea wriuen nOlice lelling me Ihal in do not pa)' Ihe overdue amounl
by. cerllin dale.lhe Note Holder may requlle me 10 pay immedialely Ihe (ull.mounl orprincipal which h.. nOI been paid
Ind alllhc inleresl Ihat I owe on Ihat amount That dale must be .lleall 30 dl)'s .fler the date on which Ihe nOlice i.
delivered or mailed 11.1 m~.
COI No Waher Dy Nole Holdcr
Even If. ala lime when lam in def.utl.lhe Note Holder docs nOI require me 10 pay immedialely in (ull as describea
above,lhc NOle Holder willslill have lhe rilhllodolO In am in defaullalalalerlimt.
tEJ Paym~nl or NOle Holder', Co,U and Expen.es
If Ihe Nole Holder has Irquired me 10 pay Immedialcly in full IS dcscribrd above, Ihe NOlr Holder will hue Ihe
rilhllO be plid blck by me for.1I or ill coslland uptnlClln enforcing lhi. NOle 10 Ihr e_Ienl nol prohibiled by applicable
law. thOle e.pensa includc. for eumplc. realOnable anomey.' (ees.
7, GIVING OF NOTICES
Unlcs..ppllcable law ICQuirella ditrerenl melhod. an) nolice thlt mUll be liven 10 me under lhi. NOle will be Jlven
by deliverinl II or hy mailinl it by firsl cl.u man 10 me althe Propeny Address .bove or al. ditrerenl addrm if I live Ihe
NOlc Holdel' nOII~'~ Ilr my difl'erent Iddres.. .
Any nOlice lhal mU'1 be Jiven 10 Ihe Note Holder und.:r Ihi, NOlt will be Jiven by mailinl it by finl c1w mania Ihe
NOle Holder 'llhr <.Iddrns 11.1led in Seclion J(A) above 0111 a dirrcrrnt .ddle" if 1 am liven. nolice oflh~l dilrercnl
addrl:\'
t.1U!.Il:d (Ill t i'<lLJ itA I [ rWI l-S'UJ:I' h.n'l, IIII.M/lllUAC U,mURl.t INS1Il:UIoIUH
.,n..... ,..10" \
for," HOO U/IJ
~;ltlonliUanc MOr1G;nge COrl)OraJloll
:,W!i !'.Ilk crull I..alll~
1'.0. Bu.\ BUtJO .
11111I.tI" \Y 1.1:!:il-!ll11.IiJ
,..""
. .J
':j
Nations8ank'
November 26, 1996
Estate Of Andrea L Motes
78 Queen Ave
Enola PA 17025-
RE: LOAN NO. 1001470366
MORTGAGED PREMISES: 78 Queen Ave
Enola PA 17025
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
The MORTGAGE serviced by NationsBanc Mortgage Corporation herein-
after we, us or ours) in your property located at 78 Queen Ave
IS IN SERIOUS DEFAULT because yOU have not made the monthly.
paYments of $ 529.15 for the months of 10-01-96 throuqh the
first of this month. Late charges (and other charges) have also
accrued to this date in the amount of $ 56.57. The total amount
now required to cure this default, or in other words, get caught up
in Your payments, as of the date of this letter is $1,136.37.
You may cure this default within THIRTY (30) DAYS of the date of this
letter, by paYinq to us the above amount, plus any additional monthly
payments and late charqes which may fall due durinq this period.
Such payment must be made either by cashier's check, certified check
or money order, and made payable to NationsBanc Mortgage Corporation.
If you do not cure the default within THIRTY (30) DAYS, we intend to
exercise our riqht to accelerate the mortqaqe paYments. This means that
whatever is owing on the original amount borrowed will be considered
due immediately and you may lose the chance to payoff the original
mortgage in monthlY installments. If full payment of the amount of
default is not made within THIRTY (30) DAYS, we also intend to instruct
our attorneys to start a lawsuit to foreclose your mortqaqed property.
If the mortqaqe is foreclosed your mortqaqed property will be sold by
the sheriff to pay off the mortqaqe debt. If we refer your case to our
attorneys, but you cure the default before they begin legal proceedings
against you, you will still have to pay the reasonable attorney's fees,
actually incurred, up to $50.00. However, if legal proceedings are
started against you, you will have to pay the reasonable attorney's
fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonable costs.
If you cure the default within the THIRTY (30) day period, you will not
be required to pay attorney's fees.
xc135
.\ -.1111'1.11.11\ ul ~.llltlll!'oILlI1k Cll1lk)WlIlllI
~",lluu!tIl.lIlc MUllJ:"J:c <':OIIIOlllllun
~'o:II'.III.<< '1,,11 I .1111'..... '
pC), IIn\ ~IOOO
lIull.d.._ \y II~':II !tOC)l'
.!
PAGE 2
NationsBank
WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND
ALL OTHER SUMS DUE UNDER 'I'HE MORTGAGE. IF YOU IIAVE NOT CURED THE
DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS
HAVE BEGUN, YOU STILL HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE
SALE AT ANY TIME UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE.
YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY
PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE
REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE
SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE. IT IS
ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE
HELD WOULD BE APPROXIMATELY SIX MONTHS FROM THE DATE OF THIS LETTER.
A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
THE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL
INCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
WHAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT (716) 635-0055
OR TOLL FREE AT 1-800-846-2222. THIS PAYMENT MUST BE IN A CASHIER'S
CHECK, CERTIFIED CHECK OR MONEY ORDER AND MADE PAYABLE TO US AT THE
ADDRESS LISTED ON YOUR COUPON.
YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF
THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE
TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE
STARTED TO EVICT YOU.
YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE
PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO
PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY, SUBJECT TO THE MORTGAGE, TO A BUYER OR
TRANSFEREE WHO WILL, ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID
PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE
MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUM-
STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS
DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME
POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED
TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY
CALENDAR YEAR.
SINCERELY,
LORI LANGER
(716)635-0055 OR 1-800-846-2222
NOTE: PURSUANT TO TilE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE
ADVISED THAT TillS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
;\ ..,,11..,..11.11\ ul ;\;.llllIlI"U..IlI. (1111'111'.1110111
NuUon"Uanc MortA:ugc Corpora""..
20!j !'.uk Clllh I.mll~~
P,O, lSuxtJ(K)() \.J
111I11,tln. NY 1.1:l:II.uiKIO
-
" .
,
. I
NationsBank'
PAGE 2
LOAN NO. 1001470366
UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON
YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING
THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A
REPRESENTATIVE OF THIS LENDER OR WITH A DESIGNATED CONSUMER CREDIT
COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT
A REPAYMENT PLAN OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING
MUST OOCUR IN THE NEXT (30) DAYS.
If you attend a face-to-face meeting with this lender or with a
consumer counseling agency identified in this notice no further
proceeding in mortgage foreclosure may take place for thirty (30) days
after the date of this meeting. The name, address, and telephone number
of our representative is:
Nations Banc Mortgage Corporation
205 Park Club Lane
Buffalo, New York 14231-9000
Telephone Number: 1-800-846~2222 or (716) 635-0055
The names and addresses of designated Consumer Credit Counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly
installments of principal and interest as required for a period of at
least sixty (60) days. The total amount of the delinquency is $1,675.40.
That sum includes your monthly mortgage payments that have become due as
well as outstanding fees assessed to your mortgage loan.
Your mortgage is also in default for the following reasons:
UNEMPLOYED
If you have tried and are unable to resolve this problem at or after
your face-to-face meeting, you have the right to apply for financial
assistance from the Homeowners' Emergency Mortgage Assistance Fund. In
order to do this you must fill out, sign, and file a completed
Homeowners' Emergency Assistance Application with one of the designated
Consumer Credit Counseling Agencies listed on the attachment. An
application for assistance may only be obtained from a Consumer Credit
Counseling Agency. The Consumer Credit Counseling Agency will assist you
in filling out your application and will submit your completed application
to the pennsylvania Housing Finance Agency. Your application must be filed
or postmaked wi thin thirty (30) days of your face-to..face meeting.
XC138
1\ '1I11-'IIII,IIY III :\;lllIlIlSB;lIIk l.'uq)tl(';Ulnlt
t-l t
~ . ~ ~
\ ~ q
~ ~ ~
>:: C"l - ~ ~ ~
~. l,{",
..::.: .
1J1c"1 0' '.-1':
, .-;~
~~~ i~' a ~ ~
p: . ......: : "..J
~q' ~n ~ "=l l.t)
Vj E.':\ r;r\ I.Q
c, .- ~ ::;f-
:
[;:' ._r, '.J ~ 'll::
" -. :;':J..
I- .
- .
Lt_ ,- I
(,) cr. u
.
. "
Nationsbanc Mortgagc Corporation
vs
Timothy W, Motes known hcir of
Andrca L. Motcs
In the Court of Common Pleas of
Cumberland County, Pcnnsylvania
Writ No, 97-2840 Civil Term
Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, says on October I,
1997 at 5:19 P.M" E,D,S,T" he posted the property ofTimothy W, Motes known heirof Andrea
L. Motes at 78 Queen Avenue, Enola, Cumberland County, Pennsylvania with a copy of Real
Estate Writ Notice, Poster and Description according to law.
Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, says on October I,
1997 at 5:17 o'clock P,M" E.D.S.T" he served true copies of Real Estate Writ, Notice, Poster
and Description in the above entitled action upon one of the within named defendants, to wit:
Timothy W, Motes known heir of Andrea L. Motes by making known unto Timothy W. Motes at
78 Queen Avenue, Shippensburg, Cumberland County, Pennsylvania its contents and at the same
time handing to him personally the said true and allested copies oCthe same.
R, Thomas Kline, Sheriff who being duly sworn according tll law, says that he served the
above Real Estate Writ, Notice Poster and Description in the following manner: The Sheriff
mailed one of the within named defendant, to wit: Timothy W. Motes known heir of Andrea L.
Motes a notice of the pendency of the action by regular mail to his last known address at 78
Queen Avenue, Shippensburg, Pennsylvania 17257, This leller was mailed under the date of
October 2, 1997 and was never returned to the SheriIT's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and ~
legal notice had been given according to law, exposed the within described premises at public ~'/;' 7
venue or outcry at the Court House, Carlisle Cumberland County, Pennsylvania at 10:00 A. M.
E,S.T. and sold the same for the sum of$ 1.00 to AlIorney James Flower for Federal National
Mortgage Association, its successors and assigns at % Nationsbanc Mortgage Corporation, 205
Park Club Lane, Buffalo, NY 14231.9000, It being the highest bid and best price quoted for the
same. Federal National Mortgage Association, its successor and assigns being the buyer in this
execution paid to Sheriff R. Thomas Kline $ 2288.40, it being poundage etc. SheriIT's Costs
Listed below.
SheriIT's Costs:
Docketing
Poundage
Posting Bills
A vertising
Acknowledging deed
Auctioneer
Law Library
County
Cert Mail
Levy
Surcharge
Law Journal
Patriot News
30,00
44,84
15,00
15,00
30,00
10.00
.50
1.00
,50
15.00
10.00
207,50
204.44
"
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
:t'B;
MviiitL
ALL THAT.CSl~AJN Of pace! of lend
lItuote In the TOIWl!h 0/ E6st Pennsbolo
County 01 ClII1 and Common:
WeoIfh of fa. I1lOIll P<lrtlculorty
bounded and r!bed os fol1o~ to
Wit: -.
BEGINNING at 0 poInl on the IOUthem
, side of Queen Avenue (50 feel wide) at
, the ~ comer of Lot No, 11 on
the herelnoftllf mentfoned PIon of lols;
thence by Queen Avenue Nortfl 68
deg,OOI 30 minutes Eost 35,00 feet 10 0
pornt at Lot No, 24. Block 8 on the PIon of
. '. . Pubiisher's Receipt for Advertising Cost
THE PATRIOT-NEWS CO" publisher of THE PATRIOT-NEWS end THE SUNDAY PATRIOT-NEWS, newspapers of general
circulation, hareby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid, THE PATRIOT-NEWS 00.
Und9/ Act No 587, Anoroved "'BV 16 1929
Commonwealth 01 P.nn.ylv.nll, County 01 Oluphln} II
FrankJ. Epler being duly sworn according to low, deposes and says:
That he Is the Controller of THE PATRIOT-NEWS CO., a corporetlon organized end eXisting under the lawa of the
Commonwealth of Pennsylvania, with Its principal office end place of business at 812 to 818 Market Street, In the
City of Harrisburg, County of Deuphln, State of Pennsylvania, owner and publisher of THE PATRIOT-NEWS and THE
SUNDAY PATRIOT.NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street, In
the City, County end State aforesaid; that THE PATRIOT,NEWS and THE SUNDAY PATRIOT-NEWS were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously publlahed ever since;
That the printed notice or publication which Is securely etlached hereto Is exactly ea printed and publish ad In
their regular delly endlor Sunday and Metro editions/Issues which appeared on the 21 st and 28th day(s) of October
and the 4th day of November 1997. That nelthar he nor said Company is Interested In the subject mailer of said
prlntad notice or advertising, end thet all of the allegations of this statement as to the time, piace and charactar 01
publication are true; and
That he has personal knOWledge of the facts aforasald and Is duly authorized and empowered to verify this
statement on behall of The Petrlot.News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted saverally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office lor the Recording of Deeds In and lor said County of Dauphin In Miscellaneous Book "M",
Volume 14, Page 317, --::-7-- ~
,;~~~:::::~ ~.y .l'Nr;9J"ber 1997 -A.D.
Not"".1 se.1I / /f:
T.rry L, Russell, No'. / , 1/ /t."I
Hflm"urg,D.~ .-6 l~:llI-I ARY PUBLIC
N,Commo.-. E'p'II.~~ ,
on expires June 6, 1998
...-,"".~
PUBLICATION
COPY
SALE #17
CUMBERLAND COUNTY SHERIFFS OFACE
COURTI-OUSE
CARLISLE, PA, 17013
Statement or Advertising Costl
To THE PATRIOT-NEWS CO" Dr,
For publishing the notice or publication atlached hereto
on the above statad dates $
Probating same (1) Notary Fee(s) $
Total $
203.44
1.00
204,44
By......................,..,..,...............,......................,
. ,
.
REAL ESTATE SALE NO 17
$1,000.00 Advance Costs Paid 9-04-97 Atty.Martin S. Weisberg
Assessed Valuation $ 6,130.00
WRIT NO, 97,-2840Civil
Nationsbanc Mortgage Corporation
Vs
Timothy W. Motes known heri of Andrea L. Motes
78 Queen Avenue
Enola, Pa,
REAL DEBT 49,963,99
INTEREST 837.42
A TTY'S FEES
WRIT COSTS A TTY 101.92
ESCROW
LATE CHARGE
SHERIFF'S COSTS
Docketing 30.00
Poundage 44.87
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30,00
Auctioneer 10.00
Law Library .50
County \.00
Mileage 9.30
Cert Mail .50
Levy 15.00
Postpone Sale
Surcharge 10.00
Legal Search
ADVERTISING:
Law Journal 207.50
Patriot 204.44
Share of Bills 26,97
Distribution of Proceeds 25.00
Sheriffs Deeds 24.50
STAMPS
Pa. Transfer Tax
Twp or Boro Transfer Tax
TAXES
1997 Ta.xes School 977.74
Sewer& Refuse 641.11 I\dvance costs
2288.43 Balance