HomeMy WebLinkAbout97-02937
)"
~
. ),.-
\,'
~
"'I
~
~
~
~
,:
()
.t{
~
~ I
'-
'''"-
"'"
,
,
;
I
,/
/
~
")
0-
ti
~
~
.
~
,
/
I
..~ . .
"':- . .'
~
..:l d
Q., .
z .~ ~
N
0 ",0 ~ ~ .....
~ )~ III
o ~S !2
o . . . , B~ .,~ ~
~~ "" U gj 1II
"" <oJ
.~ Cl c E(f)S~II~.
+J !5 ",
0 . C 'C o z~8 ~
E-<U< 0 ,~ III C j rii I
II: ... N ", S QI
QQ~ ... ~ [:)!5 "" ,
Q II< ::: III ~
8~~ =:IE-< U Q
~ ~i 'C ... ...
r.:I >< C r.:I ~
I:: III lU
;~~ I:: <
. E-< ~
1II iSi 0 0 ...
0 :- II: U
r~
\\-~
~ ~
J....J C
OQ
'-
Ii"
f'
~...., ,"")
-J -'fi
~ ""
,'.'
-t vI ~ r:
~ ~ ~ ;'/'
~ ~,'(3 I
" ~(
~ h'
~ t'
r.,..
, :
",1
0'11
,G;
;~(~~
'.:j
.1'::_,
,1"11
"~1
.-,) '.J.)
,........ -<
;-... ~
I
I'
.
..
demandas en su contra,
Se Ie avisa que si no se deliende el caso puede proceder sin usted y la Corte puede
decidir en su contra sin mas aviso 0 notificacion por cuaiquier dincro reclamado en la demanda 0 por
cualquier otra queja 0 compensacion reclamados por el Demandante. USTED PUEDE PERDER
DINERO 0 PROPIEDADES U OTROS DERECHOS IMPORTANTES PARA USTED,
LLEVE EST A DEMANDA A UN ABOGADO INMEDlA T AMENTE, SI USTED
NO TIENE 0 NO CONOCE UN ABOGADO VA Y A 0 LLAME A LA OFICINA EN LA
DIRECCION ESCRITA ABAJO PARA AVERIGUAR DONDE PUEDE OBTENER
ASISTENCIA LEGAL.
Cumberland County Court Administrator
Lawyer Referral Service
4th Floor., Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
Group, was the agent of Defcndant Eichclberger,
7. The purehase pricc for said propcrty was eighty three thousand ($83,000.00)
dollars,
8, Plaintiff, in accordance with the tcrms of the Agreement, paid a deposit in the
amount of four thousand ($4,000,00) dollars to be held in escrow by Dcfcndant Thomas HolTmaster,
tla Homemastcr Rcalty Group.
9. The Agreemcnt was conditioned upon PlaintilT obtaining financing for the
rcmaindcr of the purehase price.
10, PlaintilT applied for a mortgagc on or about July 22, 1996, with the
Pcnnsylvania State Employccs Crcdit Union,
11. On or about August 19, 1996, PlaintilTwas informcd that his application for
a mortgage was dcnied. Three reasons wcre givcn for the denial: insufficient income; excessive
obligations; and inability to verify asscts for closing.
12, PlaintilTdid not know at thc time he applicd for thc mortgage that his namc
was still Iistcd on anothcr mortgagc for a propcrty located at 26 Charisma Drivc, Camp Hill,
Pennsylvania. This property was the marital home of Plain tilT and Aurora Dizo.
13. PlaintilTand Aurora Dizo were grantcd an annulment in Junc 1996 and as part
of the property scttlcmcnt, Aurora Dizo rcccived the real estate locatcd at 26 Charisma Drive, Camp
Hill, Pennsylvania and assumcd responsibility for payment ofthc mortgage, together with all taxes,
costs, maintenance and expenscs associated with the real estate, Aurora Dizo also agreed to
indcmnify and hold PlaintilT harmless for paymcnt of such obligations, A copy of the Property
2
'.
H.JQ :' '9;. 10 :5:, P. (('/O~
...'-#u................... __1\ ~.I"" ....n~LI ,.".....6. v.\'-',In;ja. vr fiCoi'lL 1;'..,11\11:.
. Th:' form n:c.(lmnlcmJed .1I1lJ i1r'1l'mvctJ (CJr. bJI nul rc.,lr:ClrtJ 10.
IJIC b)" meln~rs Clllhc Ure:lt~r HOlrrisbur~ A~.'lJI.:IQIIOII (II fUlAL TORS"
-AGENT FOR SELLER] [SUB AGENT FOil SELLEll-- AG1:NT FOil BUYEIl
I f-\o~ L~ ] Ec..t G,~",--, ]
~PA. LICENSED DROKfiR PA. LICENSED DROKER I'A. LICEN~-:::ER
Thi, ....lleemenl'n:lO. lh.. 2- day nl J.~ 19~.
I. PRINCIP....LS B.II.....,
(,,,Idins al
hrrttnal'rr ..U.d S.llrr, and
tmid"" al
hrrlinal,., ..lIrd Buyer.
Z. PROPERTY: S.lIer he,.by Il1eeslo ..Ulnd conv.y to Buyer. who her.by 01'''' 10 pu,eh..e: ....LL TH....t.CERTAIN LoI 0' pl.e.
oll,ound wllh bIIi1danl' and imp,o....,.nll ther.o r clcd, il an)', kno..n as: -:U''7 I 1"" , ,~,. 5 L
~ ,'1 '
J, ZONINC: Zonlnl CII..lfi<alion .
FaUure 01 Ihls ....It....rnlln contain Ih. ronlnl e1a..ilicalion uccplln CI... wh.te 'h. properlY (or each parcclth"col, il ,ubdividabl.)
Is Wn~ .olely or primarily to permit slu8le.lamily dwdl,nl' ,hlU rend.r thIS A,mment vo,dable allllc up lion 01 Ih. Buya and ir voldrd
d.pallu leudeted hy Ihe Buy.r .hall r.lurned to th. Buyer wilhoul "qui,omon: 01 co rl aelion.
4, TDlMlll (a) Purchase Price .# ..1 Q {
r
"
~
10 be plld b)' lh.~cr as IOUOWl:
(b) D!P03IT CMd. . en" O. Nol! 0 It Ihr Ii,nln. oLtl:b1 1'\.L.......
........... ''''I or W'"' " .".."............ ,.u.O. t::?~r.(I"""".,.....
U Nalt., In.... ,tdtMltd "" N' hdNl'IN d.) of
(,) ADDITIONAL DEPOSIT .~r Ort Of belOft UM
II., of
(d. IIAUNa 0' I'UlCUA,' .'110 .. \ttll_tfll
fc:uh.rntUllddllC"'"d/orlnof~''''' I).. ..... ...... ... . ...... '. S -,q,lJOo
fJ J TOTAL ............. S .f3.lXlO
I'~ \\If.ltn'p;IfV'a10':kUaIOtJO~O'krO~1' c :...::.......D.l cll,ol 2.'4 L\I,I'~..c..
10 ~Ikmcnl to ... mH, on (If belo... 1M J __ d.r or ~~_ . It...:&t...
t,) Tbf fo!lOWlft' dwl N If'POI:llontd pro-,'ta 101 lid 11 'Unc of ulllcmtllt: TUII It I,..;:; ald.Unstd ftlU. hUtlr1o\ on mol'lptc 'u~ml'luOfl.. :cndOMlaI,,. leu
a,,1I h1'lnnt.fttl' ...,g.lk/ft ,...11 '''Y. "al.t .,.J/........., "rd, if ....,. lolfthcr with ..., 04htr 111",)1, WI,,w,,paI N~I~". All Ru,11, Trarulu rnn ""'II br 1f.,HI'"
'ltll, .am ClIhcnriac prcni4cd herd.
S. ,aO,ra'fY lIIt.nI.PMrJrfT fXHlffIJ'lllt'it.Nr.,,: Thll 'I'""'"' h IlIhjra 10 Ih. WlI,,"-' at Ru)',,', flfnrwert)' wSled at No I'\..t..
(S
"'~("-"{\
~? ,<<:'0'
4-, (;JOe)
,1'__
'''-''
.., S
,,"or bclOfC
.. nNANClNC CONnNc;EHC', Tbil .,rru\Cnl !I ...bje,.110 lhe (11l."~iDI u (ellOWl'
,.) PRINCIPAL AlolOUNT I '73. oDcl TVPC C "'" n NtNtlolUlol feRlol 3~ ~,cJS".9 _
MAXllolUlolINITIAL", . "2
INTERSST.....TE t.'5'" I iIIt"" ""',\XIMUN TOTAL POINTS. INCLUDIPjO LnAN al'CINA.-:-fOS FE6. T BY THE 'UYe""~._ ".
nIMINA1.. nAT1'l rll' OtlfllnJ". P'i1\fl",,'lA' CGtlIlNUMllI S_.p+ l-.-s=: \ lIfl(.. ~ __.__ /'
IIch, ".,.d.,iu lu)'Uor powblc .~",tc. or ntCIIl.... run... trul nll.al 'Aumc '"lJOnubiLI., (Ot obtai "I.. a",ef', ma P.' It nicS~" CI~")1 be O",irJ'
II Mtm J'lforidcd. lhi. A,rnrntltl ....lJ k NULL AND YOlO ud aU d,pcuillMl'lle, '''all bt rrtlunllt 10 Ih 811m on Ot o.fol' dale of .nllcmcrll "''jfondcd h"!I'
.ubjttl Mwtwtr to ttlt prO\hllOft. ~ ""If'phl 6(') and I(t). -""')
(tI1 BII'tC:f 1It,II ra.b I c:anpklrd ,flClIIulion 10 . raPONiblt k:n4la, ilu:i1ution rOf Ibe NI:S 101.,. witH" I and., diU from It" Sell..,', ,""ov.1 htttOl
SlIou141N au,.,. rill to nub Ivch rompltltd Ippllatlon IIr!lt.ln the Iptdntd ..,.11 ,lull b. .11.. option oIlb, SIIkr. _ilhin five (Sf ~ndar d.,. therr.lltr 10
OJ DetI.r'lhl, Af,mnmt NULL AND VOID. II .1Lt~ 11mO.'U monica p.ld on .<<eural_iU .. forfellld 10 Selin I.liquid'led dlm'lf" IIIbject 10 I~ .,,1.. '''0
Itr,u:'liu1'II 0 IItt tfttllll,hlllOl leal tll.lc CODIt"bdo., O!'
(III '" .b&cnct of .rlltm ftOI)<< It' 1M lu," b, 1M Sclltt drderlr.,lhil Apc:mall NULL AND VOID, 1M toMiflcn .ad cOlllinlUt, rtfl..ldtd fot In Ihi, ''''II'pJ.,
101rllll" _it.. any OIltl'l"'Tl"Mi", tOl'l4j""'ClU'kallf\l)'" ht"in I)' .lW!.otttd hlrdO, ,b.ll no loo,u ptn..,.... llul AIuclft,n'lh,l1t 'MIJ. rNun", IttOfdlr..'
10 II, 'ttm. In lilt lime m.nnt'! ..if tht tondnion Iftd conlin l,re)' lltU MIl . flIrl hru:of
(rl StileT O!' AlmIRlY.! rrc.j~. .,iUmcOf'Imllmllll ,".I~ ..llIth. It..of .e,U"llfnt. lor ,It. IlId lou, Of! or totfo'tlk.lt""irt.1 :I&t... If'I'C,lirJ. I(Ot,"ldc...,.,,,,,,,
II nOI fllll'llwd ..,Ul th. ItUIU" .ptrifitd hnrin, Of ." clbr leur:. ICC'tflItd il Willi". b)' thr B\l1tr. on o. brro., Ih. IPt:ifl". dal.. :tIlu .hla "'Y, W optiot..
.t lMt dllf. Of III' ot"" lim,lhl:rnrlfr. dllrUlllht lmn of 1"1 A.rrtmCN, until. but nCI bf)'ord lilt dalt or rcmr, of ,.. commiUltl.t h Ille ScUrr. 01 Apftl, (t
d_d.,. tN, AltfltMlU PIIUt.t. AND 'fOlD. by .till'" ~i<< II) th. 811"" of 'ilI"", llteMo" 10 CII1C.:. .'..ftlclrl t.I"" al .ItPOtil malll" ~id (Ill acto"ellhaIJ N rtlllUhiJ
10 I'" a\I)'tT, Ivbjca to Ibt 1lI7f1tnl ralu.ud,lf "7. ptOYidrd f" 1r. P"'II'pliI U(b': (I), (it),.nd (Iii)
ldl Sinn ",my 'pea 10 ocnnillr..pcctlonl by .alhotimS .ppr'lwn, Ifl:l,tt,bR ClCltlrieU andJDl' 1I111U''' m., bIr uoqVlrf'd b) tll' 'endlltl ;.l1lIIUliol 01 IIl1un", .,.,.c.,..
(t) RtUcr h,rdl7 "rm In fIIylddili.....1 mort"tt di4cMnl pnitllltll4/M loan Ni,i"ihu. rte .... ull4f. hurn uN.ifl'r., fll\.rklll, "011I N1tnll"ulIlluon .tIII' . .
U,1 on, or 111 or ,rornaJd lcu. P'O'ldi"llh' 10111 01 IIl4 fltl don nOl .Itt,d or th, IlIlou.t oIlhe lnon",t.
t. ITATU8 or WATt.1 Al"flJ ~w~M: $elltI ",rrant' fill' I~I plOPltl~ i, ,m1cc4 b)" _ !"'="_____ ..wr '.d ('''-
k1rtf, Pw"u, Stltr .."...'U Ih.t thCM IYtlllm lit IIilU, DIid 101 .nd,.. f)f Ihl d.le cf Ihil emttnt ale i" IM;""IOl) Optrlll'" collll~lon. II Clt.1:' I lI,".id ""tlt.
i. "Ii..... Srl\tr "lrrlN, tl\al .,'lIIe .. no Ichef from tile ..lllUtpalil' or fram In''ntc.p&Jallthcalllln 11I11 p.bllC wlln .q/o, ,",f1' "ill ~urutd Of IU4&UC.
.. NUNIClPAL IMraOYr.M'.Hn: ScUtt ta"O no.fen 01 m\Aalclpall"ptOW"''''''U (l&Kh., a1d...alh. tl.llt1. 'It) "crllt ~~~ -. .".. ,"~
AtmI to I ptabllt TOld m., lfQui,.. lUUanrt cr . Hilhlr occuP'IlC)l ptmll froll': lhr t>ctllllmtl'll or 111 lport.lio..
\ . l\l"'tror...
.c.'
t.
t:>
""-'
rf};
10. ATTACHED 4DDll'iDA arr mid. a PUt of thi_ A,rmDmt: Intnlllion ' .40n Ui~dOlI.r 0 "JII.11 W'Ie'/Olh~;I.. ~_"f CFHA'YA
C 0\1.1111'1(' CorMnI Xt'Jiomt IrllptCli(lll ~kr(d:
II. PU!ONALTYI All "illln, pl.mblnz, hurll', alfofond'llOflin, .lId "'"inl Inl I (I"dudi.. ell "dill". nd ,-....hn. 1","11 .... I,"""'" 'rrt.ll1tJl"" dwmo .... (o""I~1
I,..n l"'.atr, .,d nIIht, (lClm",tnl ril.l"".....1 ..",lIn.1I 'IJllh, IIWIIJ"'t" IWi!1. T.". ""l.rm.n, ""11' .n" 'IIlnI' "'III"""lo,.,Iw,..'. ...111" ",.U c.rpotirt" wr"'l. "1'""
sash .n4Jor dooll. '''adc1. '''Nn,.. 'I'.n'Ii'~ blind., cO.Db.. rDr .ulQtT\ltle -..he'n .1M.Ii;h"u, tit. rad~tol C'C'rcu, tOfn'~I. .1'" 1"'lm,n. "ch," ""'''''I, ""Ptn,
rod. dlll*J rod ...d.u.. autun rod,. Null" rod hatdwu.. all Utn. .hubhtl)'. rl&Nitl.. "c... fll Of on Jlcptft)'. Iltll' do:tr It'ptMn, .htd_; if 1ft" u*u _rusrlClll)
.~ hi. ,... A..ft'lI'I"U ',,, inrlll'rd I" I.. Ill, Ind PlIRMM pOw, Non' or u', .be91 ",mal",," 11."".....11 '" ,........ wbll.hlud bw lit. WI.. (rotn PfftNMI a""
rIMr oflhi.Aarnmcllt. All;' IIm.lni", Matinlllld/CI tOM,", hI,l, MOled Ollttl, "''''Ita 1\ ume cf IC:lmenlllc .holncludc. .r:dcr Itlll 4".ml"l. Selin her.no _,nan
lltel heliN ..111 d,It'l't' ,ood Ihlt 10 III oIUw ,nllla dnal"'" I" 11'.. PoIfllflph. .mlu, othrT nU1U1I 0' lIe"" III PIIIOnllt, Ipn.lr'ull, f':k.J"ltd III ..... ll\dtadMllllh
laic. $alHt ..,n'II.II,.u"'tl~,. ""111_" '1" III:UIIII,. rwdilftlC,lllnd .Icunull)'llnna IIlf fqlllpmml tn.J IrflblM" 10 be In plO"" orkl', ClIO" II Uti 'cf Itlllrl'l.n
nil_ t,ltoca.oIlunl\ctlonna. . t._ ~'.':1"" " oe..
c.. '"" \:2i ~ 4
Exhibit
A
't'\Lt..............e-.\.
.,
~g ~ I.~ 1(':~~....... ...f'...~;g:(~~..,...._..
Ih, ::",,:"':~"I"",,',"'" '''',''''., ""It. '''~II"" IfI' ".... ..... ,004:1 .1I11....,h1.b1ror ,ue."' lI.lIt t.. ""'UN D,. 'rputlbl.llll, .1\<11"1.( ~'''''IIIt,~ I' lh, "IuI" "",'
..... -,,,.. pH 0' I., IoU"..",.,
~) TN pt""'lIm fUI lilt( Illh.,.tI~'.' I1'Ir;I,...~, tI," Irnl,/"""" UdJI'f 1111, In...,.. f'r rrc rOl ""crlmo" ot .."'c. !t ...~
ell Th run","" 'IU flc...J 'flll'"..... '11I.1:0' 'h. ,,,,.,.t;ft .,,,,, Ul'IItJc4 ,.",,,,..t.lll'~,,"tt ~1~II.r ,hu," ot ......." "'ft', 'ff, I' .'"
nil) A"rw~..1 fn' lad c~",u. D.,.I1f1 .JUII" It' ~..'". ,r ."t. .
1"1 th.",. IIl1lm,l MUI''''1ft1 (011I ,nJ ''flu,1I .,".... el~.."l. 11I1'u IlflclI1
lei All, rv"" 0' IU'W~U "'Il:t ."'r"be "ijloll.'d ~r Ihe Tn'" '"\Ilt.nt(' <,l)'~",". Intlil, ~"I""" "' "".",,,., I.. ....,....,...".., .... ........... :"..14IMf1P'illlll "",.1.
f"'tm .Il/H Ill' ~o, I(IICI"".'''..I,,, '/'1111 Do: Ir("'c~1 ullptiJ lo.l., ill. ~II" H~"."rr. .n, ''''U)' Uf '1""'"" IoIUII. 'It :h~ "urr Uf "..'",.... 'r N. Mor'"," "'"
k ,""It'd .nd pt,d 10' b, Ih, h..",.
,4' In.h ';"~l't \(IIt' It ".Ibl, 10 'I~r . Ilwl ~n'" rnu'cubll ",It Ctt '11('1 II "..II '14/ l/alooltd, '1 I Ur'I:&I.lI. 1111, Niflplfl,. ,..h,t.1 " .fNUIW. 1I.."t ,hll hn, tht
opllon 0 I II.', .""h !lilt II IN '-ltc, Ull'ln .,.,1I11ow1 ,baffmrnl :)f twll, 01 '" flrlnlll......I.. ,II ",~1IC't r. d '"' .... ~,,, .u .11, Slllrr .n 11'0"'" 0' ,''' ~n",,,
1Wt(t lAat .Il, 'Wlttl _,II ~1'"bun.III.lIlf'., In' ...)' rOIlIIlIU'"t/J tlr Iht PUtf, 11)1 II..." II~CI'I 'ptt:htd In I.u....ph 1:111111'''111), Itl). fllt) .ndUI .........tlfl IlIC)'
Mil In Me '''LII 'lOt'!llhle .1lI11 h, 1" lunll" Ii.brl.y Of u;lIlcalo" on tilll" .,llh, 11111111 11....0 lInJ Hili "I'..'ftl ,".11 Nt...", Nt.III. ...NU VOID, .
1) 'AYWl~T 0' bUUnll U.~IlII. IUIf<Jlm of lh. rlllm or PI)rnU'IIIfoI,tI. Ptlwn ..ti.~.,,, 'I f't)(". JIl..I., ,..>4.. Aun. f:), IIW Sfll......., ",.:I.nll" 1'-" III
U U.TU~ .ttOtMIl fIl'llII "'IlU..IIlIlIllJ' Of Irfl,"nlllon of 'h" ~VrcmC'AI't, cn,\'Qur.il, '11I11" III ,ppl,,,th:.I.., .a~ Ir,":'II"". A,'''I 'Of 1M ~c1lt, nI'" "_II 0' hef 131c
"Mol",", t.oI4 ,n, "I\(IIII,II,,~,d ...lktfll.a. '''POIh. ptAd., Ill. I(UC'l1ftC'C or I"" o'l,r, .
I' '.hm It .,II.,\llt bn*Cfll Lb, ntl~n ...lIlh, ScUu ~ft -k' II.ntUI,d 10 ''', &!'POIII, .....nl _III "01 bt .tlpnubltlQ "to)~. Ill", ""11\II' .n' .111 '''' bt .1b"10 fllll.,
Bun If Ikc Stiff 'DlI""IInI, 10 "t,... III. (klW'\il wlll'IOIl .. IWflI\I.tr "n~lIn "I'ntl'/ll bflwnn lJutt. Ind S,II,. or . ..1141 \GlllI 01'" ~w," '"01 "'tltl 'I'" Ifllt.
U11h,. nomt 1I'It ",nu 1111'''. nb....1 t1',ll1lllnftlllllllllahOtll., II" flUfn uf "rt'Ol:' mott.n th, A,'III', "UU\I' SUHt.'"I'. ,,,,,,,,.."1. UIUlfltJ"1 1m l.eI ~h .11
N HI' h Il'If ,"1, to,nl"'I~" A'IN 01 ~\I)'I'1lI
14. POUUUOt4 AND Tr.."'fDtltl
(I' "'ounuOll '110 bt (I,It'III'N br :Itfd. kt)'1 1"lllh1llrll pnIK1'OI'lIO , 'Iol;'''~ b",ildln. fII.,,)') at d., ''''',im, tI' MlllmClll. flf' by dHd 1111 1I:r;:"'ml of IIlIlInl
kurfl1lf lilt 1111I' or ktlttll'ml II prrmn., ..1_I'lInl nt.C'I~ II lilt' l'I"hl' orl"it "'''''''cn'. unit.. 4.lChc,...w.,..Ir.", I'IUtl1, Hilt" .III''',MI.I ,'.....lfIllc....{l1
h lolll.ltr, hid :"wttJ II 111'1I101 'l,r.n,OI Un A,u_nl of Self IIltlllr. <<rollNN ,
Ib) Sella .UI.OI tnlff IntVIIlI n..lulft'J, .'lllt. tal~ol nhlln. IIIW<'),If '''r, ot '\!~UiONII"N\" "If''''' "''''''x. .nhoUl up'ft,,,'llltrlc,,n..., 0'"'' '11''',
1\. rorlrl&lltnd" e' III .."",ttI d"d I"" p,t'thlf....., h lMul', "'....-J. .
(d) "ttT t...,,," lh, lI,hllO ft'..... 1 1"""11"""" '"'l*1fOf'l 0' Ih, .lItIjOlI flle""IU, "nJ will n'~II" 'r,..opl,l. '','n''III111011 Gr Iud, '"lPHllDn
IS 'UIIL 0' LOUI
.1' SlIIH tMJl ,,,,Intlln Iht p'llpu:rtlnrl",dtn, .11 ilt'r\1 mtllf~Nd In PlI.....p'" III htr.illl'.~ on, rrr,.,u, ffOpmr .1Wt"f4:.1I, wlll'dlll.4 1I""n hi '"l1ru,nl COft'II~n.
"onnal Wilt IfW 1ft' ul'tj't,ll.
(llJ :ftlltl "'III bin' tilk or 1011 f,om ntt Of ~h" 111\NIlrr Ua!l' uml ", MII'-"''''' '" I'" ntnl 01 de""" 10 Iftt j'II'G,."., "" n.. c, UIII" eUI&III" .",,, Ihll ft.n 1ft,
Option n' ""';lndj"llh" "rnmlnl 'Ild 1(~'ft"1I11 tit'"' .on.,. "lid 011 't'a.lIHlI nf Clf .tc.r.illll'" pfl'lllfrl, In ." ,llll' 'IN'Idlllon "I'll Ih. "'0.."" uI .n, IUllfll1rr
ItfOYC')' ODllln.lll. b)' !ii,n". N.,.., It "nth, Itulllild lbat h, hll)' I"",.. hia 1'llIlI."I, hllaut In 11th propcllr II u' .h 11m, 0' .,,, n\'tfllII,., tlf .Illt 'lfftll\ffW,
Ie, IU~'.UIHT"T'OIlf~: "II \u'4n.lood Ihl nd)'rf hi tnlPftlN th rttOl'll'II,. nl htrtbr lIl'IiUa lilt fllllIl" 110 '1(1..101 _1'" MI.,rrftllo 1'iI'"'''''' It II' fnlllt of 1\,IC1l
imllf(llDI .nd nut bet.". 01 o. .n "lion~. UI\ICUI "1, 1tr'fIKMIlIOIl 'liCk b. .h, $tIltf IIf .n) OIlier 0 rlrtl, Nlllld fU m,..o..... 01 Sta", Clf' h~ .h. ,,,"1 or ItI, SellCf or
lilY 01' IN I..,,,', "IUflCl'''r.. lid cmplor'u, 0' h, I \1",,,,Ulln, >>''''''If ..n" 0' n) of h'I/h., "lnPllton' MIl ~1.lId .1'1,. './tllt ... II'"'' 10 PU,\Il... it
In tn rr-Cltf\l (O"fl~1') v.lm 011l".1I. ,~.II"d he,rill >>w "'..lift 'tOkllO*lN,.., I"lollh~ .~Ol'cmr.'lIJnoJ l'"U" arc IIDl qUlllfWd.o unll".. Ofllllon on.rn6lf\1fflun,
rnll'tllMIq. 0' r",U\'I"".II'''' m.lter, '"' UI., 11'1\ btlrr hu....... III"MII I~ IIt/th, n..~ II.....I( 01 .1'" 10 .".lbt.....1I)(I Dr ClPtr.,ln 1'I01f r.,lidl. II i. r.llhIr ""...."."""
.Pwil,ltil A.,","", conl.in.lnt _t.olr.,"""I:1 tN..a_."'!"''' .nd .rtt.nJ 'hr,r IIr nOOlltCf If'n". ahll...loreI, 1.0""".". fffltfWIU.IIOfU.llllft'lf"lt ", (ord,.Io.~,
,,,.1 (II 0111:1",1( of an, ..." .kt.1Ot.1I'Ir ~r'NtI"'t1. ."It U. I'u,UltIIftVtC. .h.. Ar....lIluOI ,hIli r.uI I'lt ah"N. .1IIInIkd. ''''1'1'' Of f11C111,r~1I uUrll1I .'.IIn, nuult"
D7 Ih, "'... ",ulu.
11. 'tICO.UI~G: 1., """"-"11 ,"II "'1 tic ":nl~t't III 1'1' nlln ,,,, .11, Aeuvtltrl or Ondl Of III ,", 0111... J.r........ ""un' "uhlir. UCNd, .n.llr BJ,rl ,1'1.11 r"'tlld 111,.
'I,"m.nt 0' C.'lt 01 pelml' II'It I"" Iv hi '''''.lJIIIlJ. ~Clltt ""t. II '1I1htr OpllUll, .I..t '0 Uti! IllCh iKl .. . bfnell 0111111 ,,"''''''.1
'1. 1\'l'lIl'tHM"NTI Tll:. A,r,,,,,,n. ,".11 bt tI.:'''''_II",,", Itlt ~,., hlllt '''~JIO''. .1I'If\IIlIIIN",I"''f'fnotc UM. 1O.1Ie ,.lInI "'11"''''' Mill. .tt1tr.t or nil "'I.n
n".o. II brtfll "rMntly U.\JtUlUUlJ, 1l0....":t'. III'" lilt It""" .1'1.11'11'I11,.",1" (Of ."'1. lh" A.'"'."11 ""'llmull" wri.lttI (oOK,..f Ih, ScU.t bri., r.nl Dbl.htlld.
I". NO"",U"'ILm nt' Af.L""f: 1:.,~CfII It nl.t .., ,,'OWIII,d b, I Itl\"'" "'U",'II' C'Ir 1,,11.",,"1:\ 'f) 1.11 A,n~llrnl. ^.rnllll gl !l\l!....'Il."lhJ. if M"..II '1otItIW.I.n. Stilt'
""I1M Itllp',
II II ..~..I, Il.lkulood .n4 ",It" bttwnll .tI, ".tle. bcrC'lO I"" Ihe h".11\ I\'md -1.1ll. kil'"'' ...lnfICuon,.NS tIftIlklutl ClI' III, nll'iu' ... "tfln" 01' .tn' Ill\!
'nl' eoopnll:l\, )l~'"" ,,'" h".h... tllClf"IllUlI. 1:\lIlmfll!JVf'C' In4 .t'l nr,,,",:, II' 1\1II'''1'' 0 IU COOpnllll1alltoI1l;. Ill> IKtiq.. _,.". unit in t'Ul".C'"t: Bw," Inll ~n"
lOIft.....r, ud 11m In flO tilt Wt,111OCWCf tit 1lt1d h,blc ",'mU,aI lett" ly.o all,,, I'I"Y ro' I', rtrlr:,m,,,"of ,", ',mot ,,,"Crt.II' o(lhic Alftnl'lM 01 for d.m.," I",
Il'Ie nonptfrOtIll....'.t'r1I"ll. .
20 nUo\VLT - TIM'II~ OF TH," UUNCI;: Th'I.'\! lime Iflit' 1l1l1,mCI'lI"d ,II othn It'lIll fcfmtd 1<) r." lh ptrfOtNlM' hr '1\)' '" IhI 1I.1it:1l101l' nr lhi, ^,rrcma\l
." Ilu,by ..,.... In N", Illr nun" olllll' """"""'1. !I_~d IlIe nurell
ill t'llIlO mah Iftr Utd'113UI pot)III"'" .. 'rca'(,fJ ill ....."ph 4,
(bl FllIfIllh I.be C;I IntOl'lIplll. 1.1~lion 10 Ihc Scll~'.lhc StUnl, alf"., nr.he fftrtfll'lC k"det, C'OlK'ftDI., Ur '\IYt,'. .....1 Of I'inllel,l ."111, or '11110 roo;Ml'llt
In 1M ptOCnalll. ollhr mefl,.1t to.Il Ipphnlfun, ......t. Mil ..aWd Inull In 1111 '"ih., III nbl,;'1 II. "pllI'",.I"t 4 ml,l"",t loan tI",mlll'I'M, 'iii
te, V.OltftOr 'aU 10 ralnU .nJ ""IUtIll ,ft" ollh.ltrm, 0' C'Ondlllon. 0' 'h'l A,'"'"'nt.lhm in ...(h "'... d dflkltll rllntlMt ..101 OIhtt 1401", "aid tI, lht HU,t! 0" .ccount
olUl, PV,dllK ruice. .htthc, ffQ"'lrcd bv ,h:, A,'","CDI or Ill". 'n'" be' rtlliw' ~
N b)' Uw 5"," on .,w.m olllle 1Ml"II.\t rll<<. tbottIlI 1\1 ",lilt dllN.d Ih. full"lffM11 f111('f Of
(II) at "'''IU I" t.c ."w"", 10 I" ~Il'r'. ~.lTIIln, ...
liiil .1 Sio\lldllrd d.:n'I" fnr lu~1l bual..
II'" 51'11., "'." tllCl. .~ Illlhr mm till' III. Sc I" clwJ to 'fl"" lilt "t""...t II h'l~ill,"N dlm..tlln a:tfltdlt.tt ..i1h r"tl.llph ~ott)(l.lJ. lhe !!Mllff .hll tY. rrlrawd
(,1mI ,II "'hilil)' 01 oblllllil'lft II 11Iil AI'....tl'l ,...11 tit' NULL AND YOlO.
21. 1l1CO"DV FUNI~ lit n.1 lint' ftcomy flln~ UI., 10 'Il_butlt .n, ('lttll'lll' who tlu l,'uint:l I 1i!!11 cuoil judplmr ",ID" . Plnnl'~IN' n.1 '"'" litl"," 0.....
10 ".111:, """""",".UOI. Ot drca' 11\' ftll....II."Ni,1Nn aMI..~u II.. berr. ""Ib:' 10 :r-lItd Iht Jud'CIl'ICnI .f:" "na~II',,"' .11 Wa,I'lId IQ1IU.bIt IIl1td1... I'DI' C3I1h...,....
plnl ...aill.bnllll. '.IId. fill 01111U...U4 . _
JZ, RtAL UTATt; PI"PUTr. R~Sfll.unON !lt~M: Ary d:JfIIItI or ll.illl Ifillll, 0111 01 or nhhn, 10 II:i, ^llctmrlll,lht twrach IIr Uti, A,'ttm,m Of l'It wnL:r fII0\ld\J
In "Llliofl '0 ,"i. A,re"","1 ,1'1.11 hr l",hlll.lItd.o 'fIrdillldn i~ N1lfdltltrwtlh Ihe RIllS 1..101 11'l'lCl'Ollt" 0,,11.11,,1 t::tlll, Dn.-.llllnohllulfl ~rllt.., O"~ln nlUIUIUde
IfI)rtcClllioDt ma.1c h11hc h.~,. If'la,," ,n) hffl\;ff, _II'N,IUhI,",I. 01 tNhn ",Hun \It mill,. In COlUltCuon 1Irllh I"'" uk, P"'I"tlne, rll..I\"'1tt,, :a.W,IIIOIl', '" 0I1ou .If'Oo\1 .'
or lhl rupe") hi .1Ik:. 11'1.1 A,lftlllrnl Mfl.,", l"'IUllt'I" WlI\wIIi",II"li~, .1J'llliou, nl ~OIItnlr.lcnl. l'f1I,ttptt.nl.hon. f1t.li.(n~ and/OI ,,.,,,d.
1~. proritioll~ of 11\i, Nr'JI'f1h "llIin, IU mcJi.lIun ,..11.,.", ItIIltmtllt on It! ..bttt:t rrorwn" Ut ...hn ..""I.MQn .,f l"'t A"ft"II'nt. .
n"')'t1IIl4ICIIC':' adno*lcd,cthlllllcv lllu fl."a.iwrJ. U:I", II~ ....ltl.."lill ,I,rll,l.,1I ~nuu'l>Cm'nl brnduU'lnJ r\ll_ ,ad IIIU1,;uln,n (II, r', Kltl tall" Oil,,"t' R"tI~,
lion c;,".rG.
U. n!SCIUPTlvt UEAOINC'"I'h dnClipli., hrlldln" ulCJ Mtift 1ft lal cnunitnc'l rn:y lid Ihcy.1t 1l0011ll1'n.1td 1ft ill'IUI..n of lilt "\llIn,,, .11f ItttIM, _hie" rO"I""
.".m. A.ccarClll.l,. Ulry ,h.11 M" no ,llltl ..tlll'''''''' In dr-mallIl., .nl nthlt Of .bllllflonl 01 .h, p'fUfI.
U ACanMllltiTt THIS AQIIlt:E~eNTCONTAINS TII!. WlIOL! A:iFlCf:"ftNT D~TWt![!N'Tlle ~[!LLt:R ANn BUyel. THtRCARI! NOOTHrA TERMS. OILIlJA'
. TIONS. CO\'ENANTS. MI!t'MI::!I!NTATlOhlf. 5TATP~I~NTS Olll.O"'Olll()N~, O'AL nR 01HF.ItWI\l:. Of AflIV l:1~u WII4T\OflvH l'ONCUN.NU I'U'.
SALI!, BXCI" A'l AiTAC:Hl':n Tn THI' nWT....f.,'T.
100 :"iol Write In This Spacel
-
Thilil Ie . ,,,allY hindJ"CI tonlr."..,: If "ft. IInd""lnn". t'nn.nl' "1\"' .ltnrn""
. ,
. .
PROPERTY SETTLEMENT AGREEMENT
AND/OR AGREEMENT AND RELEASE OF CLAIMS
This PROPERTY SETTLEMENT AGREEMENT AND/OR AGREEMENT AND RELEASE OF
CLAIMS is made and entered into this ~?-I/l day of March, 1996, by and between Aurora
Dizo and Orlando E. Dizo,
WHEREAS, Aurora Dizo, 'an adult individual residing in the Cumberland County, Commonwealth
of Pennsylvania; and Orlando E. Dizo, an adult individual residing in Cumberland County,
Commonwealth of Pennsylvania. were married on October 5, 1986 in Philadelphia, Philadelphia
County, Pennsylvania; and
WHEREAS, on the date of the parties marriage, Aurora Dizo was unaware that Orlando E. Dizo had.
on November 3, 1980, married one Nehmia V. Ramos in the City or Municipality of Ramon, in the
Province ofIsabela, in the Republic of the Philippines, and that the marriage of Orlando E. Dizo and
Nehmia V. Ramos had not been dissolved by divorce or annulment; and
WHEREAS, when Aurora Dizo learned that the marriage of Orlando E. Dizo and Nehrnia V. Ramos
existed and had not been dissolved, Aurora Dizo filed a Complaint in Annulment in the Court of
Common Pleas, Cumberland County, Pennsylvania, Docket No. 96-203; and
WHEREAS, Orlando E. Dizo has agreed to the entry of a Decree of Annulment of the marriage
between the panies to this Agreement; and
WHEREAS, Aurora Dizo and Orlando E. Dizo desire to settle and detennine their rights and
obligations;
NOW THEREFORE, in consideration of the mutual promises, covenants, and undertakings
contained herein, it is agreed by and between the parties hereto that:
1. Separadon -It shall be lawful for each party at all times hereafter to live separate and apal1
from each other at such place as he or she from time to time shall choose or deem lit.
1. Interferences - Each party shall be free from interference, authority and control by the other.
as fully as if he or she were single and unmarried, except as may be necessary to carry out the
pro\ isions of this Agreement. Neither party shall molest or attempt to endeavor to molest the other.
or in any way harass or malign the other, nor in any other way interfere with the peaceful existence.
separate and apan from the other.
J. DMsion of Real Properly - The panies agree that Aurora Dizo advanced significant monies
toward the purchase of the real property mentioned herein and contributed signilicant monies toward
the upkeep and maintenance of said property Accordingly, the panies agree that Aurora Dizo shall
receive the real estate located at :!6 Charisma Drive, Camp Hill, Cumberland County, Pennsylvania.
now titled in the name of Aurora Dizo and Orlando E, Dizo, subject to the mOl1gage thereon. Aurora
Dizo shall be responsible for payment of this obligation. together with all taxes. costs, maintenance.
and expenses associated with the real estate. FUl1her, she agrees to indemnitY and hold Orlando E,
Exhibit
-
B
. .
. .
Dizo harmless for payment of such obligations.
4. Di,'ision of Personal Property - The panies have divided, to their mutual satisfaction, all
personal property owned by them during the marriage including, but not limited to, household goods
and furnishings, personal effects and other property used by them in common and neither party will
make any claim to any of the personal property presently in the possession ofthe other. The parties
agree that should it become necessary at any time for either party to execute any titles, deeds, or
similar documents to give effect to this paragraph, it shall be done immediately upon the request of
the other party. .
5. Pension Plans _ Aurora Dizo agrees to relinquish all rights, title, and interest she may have
in any and all of Orlando E. Dizo's pension plan(s). Orlando E. Dizo agrees to relinquish all rights,
title, and interest he may have in any and all of Aurora Dizo's pension plans.
6. Alimony _ Each party hereby agrees not to claim or demand any support for himself or
herself, alimony pendente lite, pennanent alimony, counsel fees or expenses from the other party,
except as specifically provided in this agreement. The parties agree that the earning capacity of
Orlando E. Dizo significantly exceeds the earning capacity of Aurora Dizo. The parties agree that
Aurora Dizo contn'buted significant monies, consisting of her pre-marital savings and assets, toward
the purchase of and maintenance of assets acquired by the panies and toward the maintenance and
support of Orlando E. Dizo in the belief that her marriage was valid and would continue. The panies
agree that if Aurora Dizo had not contributed said monies in reliance on the validity of her marriage,
these monies would have been available for and used toward her continued maintenance and support.
The parties agree that because Aurora Dizo did expend her pre-marital savings and assets upon the
items mentioned herein, additional monies are necessary for the maintenance and support of Aurora
Dizo. Accordingly, the parties agree that Orlando E. Dizo shall pay to Aurora Dizo, commencing
upon the date of entry of the Decree of Annulment, with each subsequent payment due on the tenth
day of each month thereafter for a period of fifteen (IS) years, the sum of two hundred dollars
($200.00) per month. The panies agree that the monies paid to Aurora Dizo under this section of
this Agreement shall be considered alimony and that, to the extent permitted under the Internal
Revenue Code and Regulations thereunder, such amounts may be considered as alimony includable
in the income of Aurora Dizo, and deductible by Orlando E, Dizo.
7. Breach _ If either party breaches any provision of this Agreement, the other pany shall have
the right, at his or her election. to sue for damages for breach, The party breaching this Agreement
shall be responsible for the payment oflegal fees and costs incurred by the other in enforcing his or
her rights under this Agreement, or seeking such other remedy or relief as may be available to him
or her. The parties agree that they may enforce this Agreement in accordance with the provisions as
set forth in the Divorce Code of 1980, as amended,
8. FiliI Disdosure _ Orlando E. Dizo and Aurora Dizo each represent and warrant to the other
that he or she has made a full and complete disclosure to the other of all of their assets and income
to the other. Although values for assets fluctUate and appraisals of the value of real estate and other
assets are subject to differences of opinion, each acknowledges that they have clearly and completely
disclosed to each other their assets and their liabilities
-
-:!-
. ,
. ,
9. Additional Instnlments - Each of the parties to this Agreement shall on demand execute and
deliver to t~e other any deeds, bills of sale, assignment, consents to change of beneficiary on
insurance policies, tax returns and other documents and do or cause to be done any other act or thing
that may be necessary or desirable to the provisions of this Agreement. If either party fails on demand
to comply with this provision, that party shall pay to the other all attorneys' fees, costs and other
expenses reasonably incurred as a result of such failure.
10. Wail'er of Claims Against Estates - Except as otherwise provided herein, each party may
dispose of his or her properly in any way, and each party hereby waives and relinquishes any and all
rights he or she may now have or hereafter acquire, under the present or future laws of any
jurisdiction, to share in the property or the estate of the other as a result of their relationship,
including, without limitation, dower, curtesy, statutory allowance, widow's allowance, right to take
in intestacy, right to take against the Will of the other, and right to act as administrator or executor
of the other's estate, and each will, to the request of the other, execute, acknowledge and deliver any
and all instruments which may be necessary or advisable to carry into effect this mutual waiver and
relinquishment of all such interests, rights and claims,
II. Death During Period of Separation - In the event the parties are residing separate and apart
at the time of either party's death, it shall be deemed that the parties marriage has been annulled. In
this event, the surviving party shall receive only that property described in this Agreement.
12. Effective Agreement - This Agreement shall bind the parties, their heirs, executors,
administrators and assigns.
13. Voluntary Execution - The provisions of this Agreement are fully understood by both parties
and each party acknowledges that this Agreement is fair and equitable, that it is being entered into
voluntarily and that it is not the result of any duress or undue influence.
14. Entire Agreement - This Agreement contains the entire understanding of the parties and there
are no representations. warranties, covenants or undertakings other than those expressly set forth
herein,
15. Prior Agreement - It is understood and agreed that any and all property settlement
agreements which mayor have been executed prior to the date and time of this Agreement are null
and void and of no effect.
16. Modification and Wail'er - Any modification or waiver of any provision of this Agreement
shall be effective only if made in writing and executed with the same fonna1ity as this Agreement.
The failure of either party to insist upon strict performance of any of the provisions of this Agreement
shall not be construed as a waiver of any subsequent default of the same or similar nature,
17. GOI,t!T7ling Lall' - This Agreement shall be governed by and shall be construed in accordance
with the laws of the Commonwealth of Pennsylvania.
lB. Independent Separate COI'enants - It is specifically understood and agreed by and between
the panies hereto that each paragraph hereof shall be deemed to be a separate and independent
covenant and agreement.
-
.
-..'-
19. Void Clauses - If any term, condition, clause or provision of this Agreement shall be
determinedilr declared to be void or invalid in law or otherwise, then only that term, condition, clause
or provision shall be stricken from this Agreement and in all other respects this Agreement shall be
valid and continue in full force, effect and operation.
20. Entry as Part of Decree -It is the intention of the parties that this Agreement shall survive
any action for annulment or divorce which has been or may be instituted or prosecuted by either party
and no order, judgment or decree of annulment or divorce, temporary, final or permanent, shall affect
or modify the financial teims of this Agreement. This Agreement shall be incorporated, but not
merged, into any final Decree in Annulment or Divorce.
21. Waiver of Rights Under Pennsylvania Dil'orr:e Code - The parties hereto acknowledge and
understand that the Divorce Code of Pennsylvania, as amended, secures certain rights, benefits and
obUgations to domestic Utigants by resort to a Court of Law in Pennsylvania, such rights, benefits and
obligations, including but not limited to alimony, alimony pendente lite, equitable distribution of
marital property, injunctive relie~ maintenance ofinsurance policies, right to live in the family home,
and payment of counsel fees, costs and expenses. The parties hereto have been advised and
acknowledge that each understands that the Divorce Code of Pennsylvania, 23 Pa. C.SA ~3101, et
seq., as amended, specifically exempts from the definition of marital property that property excluded
by valid agreement ofthe parties, and the parties hereto intend that this Agreement be such a "valid
agreement" to exclude such property, and that the statutory law shall therefore govern. The parties
hereto further acknowledge that upon execution and acceptance ofthe within Agreement, they are
irrevocably waiving all of the rights, benefits and obligations provided in the Divorce Code of
Pennsylvania, the Civil Procedural Support Law of Pennsylvania, or other applicable law.
22. Waiver of Rights Under Divorce Code of Other Jurisdictions - In the event that any action
for annulment, divorce, dissolution of marriage, separate maintenance, support or similar actions shall
be instituted by either of the parties in ajurisdiction other than Pennsylvania, the parties further agree
that each of them does hereby waive any and all rights that the laws of that jurisdiction shall grant to
them, whether such jurisdiction is a state which permits equitable distribution of marital property or
not, whether such state recognizes the concept of community property, or whether or not the laws
of any such state are similar or dissimilar to the laws of the Commonwealth of Pennsylvania. In the
event that the law of such other jurisdiction holds invalid any waiver of spousal support, then that
party obtaining spousal support agrees to indemnify and hold harmless the other party dollar for dollar
for any amount that must be paid as spousal support, alimony pendente lite, permanent alimony or
the like.
23. Parties' Intent - The parties intend that, pursuant to the Pennsylvania Divorce Code. this
Agreement constitute a Property Settlement Agreement within the meaning of the Code, with all the
rights and remedies available thereunder. If, for any reason this Agreement cannot be considered a
Property Settlement Agreement within the meaning of the Code, then this Agreement shall be
considered a Settlement Agreement and Release of Claims in which, for the consideration stated in
this Agreement, and for and under the promises. terms and conditions contained therein, the parties
agree to release any and all claims they each may have against the other arising out of the claims
-
-4-
. .
contained in the Complaint in Annulment filed by Aurora Dizo and mentioned above.
24. Rq,1Y!Sentation By Legal Counsel- The provisions of this agreement and their legal effect
have been fully explained to Aurora Dizo by Ira H. Weinstock, Esquire, counsel for Aurora Dizo.
Orlando E. Dizo acknowledges that he has been advised that he has the right to obtain legal counsel
to represent him and has been urged to obtain legal counsel. Orlando E. Dizo has intelligently,
knowingly, and voluntarily waived his right to be represented by legal counsel.
IN WITNESS WHEREOF, the panies hereto, intending to be legally bound hereby, have
hereunto set their hands and seals the day and year first written above.
WITNESS:
~ ,1 n(c..... l U~ 0 n.t ,U
.....
-111Nu)AA. JI'f
AURORA DIZO
?(L'{\r.( t<v ['<)L6.nJ.! ,J
'~~
ORLA'ND . DIZO
~
-5-
~, ):......
,
(
. .
... ......
*,.' '..
Ul
..; . I . .
~ .... ~ .j.J .j.J 0
...:! . .... :;: f:: r::: c;
P<": ',-i g III III
Z .j.J 'tl 'tl N
- - ~ "
z::: e f:: f:: r::: ~ - III
O'ill-< .,-i ra Q) Q) o ~:S !e
~c..~ III '.. .... ....
..... .j.J , Q) Q) :J o ~ ~
O' ~ P< P< 0 . 0
U><.......:: ll:O ll: u ""~~~
;: I~ .
Eo!.,-i...:! ~O ~ . CI) :z~
",Z> Eo!ll: t:J ril 0 ~5~~
oo.,-i I Ult:J 'tl ll: P< ~
OU . III ~>< f:: ~ H (.IJV1~U "'
Eo!U Z 0 > III ~ U z
~ Z.., 0
ll: r--O "" "'Eo! ...:! ~ gill ~
OOMH H r.....:! ~ " "';1
oZO>Eo! 0 0":: -
U";NU =~ U :z: ~ ~
...; I":: 0 ll: H J:
~ll:r-- 0 tIl ril <
:I:~O>...:! Z ~~ c::
Eo!~ H ~ :I:
:;: .:> Oril Eo! ...
ZOOH :I: Eo! 0
HUZU 0 Eo!Ul ll:
()
"
\.0
....l
,"")
, ')
~..-1
o
-"
,I
-q.
t;<,:.
,'; ~,
(.:l
'.J'
,-"
.>~
~-I
-:~- )
.' ,ioi
:.) .~!
....~ _o{.~
-~ !
".-.