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Home My WebLink About97-03071 , ~ .. ..... Cl ~ ~ "'( .0-.. .. I ~ , I , I '<:t I ~ I I ~. , I ~ I ~ \ ~ ~ " ~ ~ ( \,. ~ ':' .. .:) .. ~ , ~ o :; ~ ~I Martha E. Von Rosenstiel 21 South 12th Street suite 720 Philadelphia, PA 19107 (215) 569-1058 Attorney I.D.' 52634 Attorney for Plaintiff MELLON BANK, N.A., AS SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, GMAC MORTGAGE CORPORATION, SERVICER 3451 HAMMOND AVENUE WATERLOO, IA 50704 v. JOSEPH C. LIGHTFOOT and MARGARET S. LIGHTFOOT, a/k/a MARGARET B. LIGHTFOOT, h/w 53 BRIAN DRIVE SOUTH MIDDLETOWN TWP., PA 17013 . . COURT OF COMMON PLEAS OF CUMBERLAND COUNTY . . NO. 97- 3D? I (!.;;.I"~ . . . . . . CIVIL ACTION - MORTGAGE FORECLOSURE 1. Plaintiff is Mellon Bank, N.A., as Successor Trustee for the Pennsylvania Housing Finance Agency, GMAC Mortgage Corporation as servicer, a national banking association organized and existing under the laws of the United States of America, with corporate offices at Mellon Independence Center, 701 Market Street, Philadelphia, PA 19106. 2. Defendants, Joseph C. Lightfoot and Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot are the mortgagors and real owners of premises 53 Brian Drive, S. Middleton Twp., PA 17013, hereinafter described, whose last known address is in the caption. 3. Plaintiff brings this action in mortgage foreclosure against defendants, mortgagors and real owners, to foreclose a certain indenture of mortgage made, executed and delivered by the above named defendants, mortgagors and real owners to GMAC Mortgage corporation of PA on July 22, 1992 which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1079 page 592, secured on premises 53 Brian Drive, S. Middleton Twp., PA 17013, a true and correct description of which is attached hereto as Exhibit I. 4. On July 22, 1992, GMAC Mortgage Corporation of PA assigned the said mortgage to CoreStates Bank, N.A., as Trustee for The Pennsylvania Housing Finance Agency, by written assignment which is recorded in the Office of the Records of Deeds of Cumberland County in Miscellaneous Book No. 423 page 736. 5. This is an action in foreclosure of that mortgage of the Defendant given to GMAC Mortgage Corporation of PA dated July 22, 1992, in the original principal amount of $84,050.00. Recorded in Mortgage Book No. 1079, page 592, which mortgage was last assigned to CoreStates Bank, N.A., as Trustee for the Pennsylvania Housing Finance Agency, pursuant to an Indenture of Trust dated April 1, 1982. Mellon Bank, N.A. is the Successor Trustee to CoreStates Bank, N.A. and consequently has the power and authority to bring this action in mortgage foreclosure. 6. Plaintiff alleges each and every term, condition and covenant in the aforesaid mortgage, and hereby incorporates them herein by reference thereto. 7. The aforesaid mortgage is in default in that the defendants, mortgagors and real owners have failed to make payment of the monthly installments of principal and interest in accordance with the terms of the mortgage, for the month of January, 1997 and each month thereafter, up to and including the present time, 8. Under the terms of the aforesaid mortgage, upon default of payments set forth in the mortgage documents, the entire principal balance and all interest due thereon are collectible forthwith. 9. The following is an itemized statement of the amount due plaintiff under the terms of the aforesaid mortgage: prinoipal Interest from 12/01/96 to 06/06/97 at $ 16.97 p/d Aoorued late oharges from 09/15/92 to 05/15/97 Esorow balanoe Monthly inspeotion oharges from 01/01/97 to 06/01/97 at $7.25 Reasonable attorney's fee Title information certifioate Photostats and postage Notarizations Total $ 78,921.31 $ 3,190.36 $ 178.20 $ (428.37) $ 43.50 $ 4,000.00 $ 335.00 $ 35.00 $ 10.00 $ 86,285.00 10. The original principal balance of the mortgage involved in this action was $84,050.00; therefore this action does not come within the purview of Act 6 of 1974. 11. Plaintiff sent to defendants Notices of Homeowners' Emergency Mortgage Assistance Act of 1983 advising them of their rights under the statute (copies attached as Exhibit II). To date defendants have neither made payment nor indicated that they have taken any steps to avail themselves of the financial assistance made available through this legislation within the time established by this statute. WHEREFORE, plaintiff demands judgment for $86,285.00, plus . SotEI:Ul.E "A" ALL THAT CERTAIN tract of land situate in South Middleton Township, CUmberland County, PennsYlvania, bounded and described according to a certain Plan showing the redivision of lot numbers 35, 36, 37, 40 and 41 of Jonathan Park prepared by Stephen G. Fisher, P.L.S., dated March 29, 1989 and recorded in Cumberland County Plan Book 58, Page la, as follows, to wit: BEGINNING at a point on the dedicated right of way of Brian Drive at the northern corner of Lot No. 38 as set forth in Cumberland County Plan BOOK 56, Page 115; thence along said Lot No. 38, South 85 degrees 50 minutes 55 seconds West 78.00 feet to an iron pin set; thence along Lot No. 69 as set forth in Cumberland County Plan Book 56, Page 115, North 04 degrees 09 minutes 05 seconds West 35,00 feet to an iron pin set; thence along Lot No. 375 as set forth in Cumberland county Plan Book 58, Page la, North 85 degrees 50 minutes 55 seconds East 78.00 feet to an iron pin set; thence along said Brian Drive, South 04 degrees 09 minutes 05 seconds East 35.00 feet to an iron pin ~et, the point and place.of BEGINNING BEING Lot No. 37A'on the redivision of lot numbers 35, 30, 37, 40 and 41 of Jonathan Park. BEING KNO\lll AS 53 BRAIN DRIVE. BEING THE SAKE PREMISES which Donald E. Diehl and Raymond E. Diehl, by Indenture bearing date the day of A.D. 1992 and intended to , be forthwith recorded in and for the County of Montgomery and State of' pennsylvania, granted and conveyed unto said Mortgagors, in fee. UNDER AND SUBJECT TO certain Restrictions now of record. I hereby certify Ihatlhe within Is a true and correct copy of the original document .. ..;:~~~-, Z,"\ . . .-...,.......... "'", .. .f'--.~~~~...... .' <,9.,,;:.;:,:o..''''3~\' .. .(J' ';;/',r..,."1 .,......-. . '. /. .~...~...~:...:.. ,. ,,:,';i: 'f .~. t....' .~ ,. .. :: ,4," ."'_... '~".~ ~'~ ~ ,~,., '\.."'-", ~~~., ~. : ,:/:' ~:;;; ~'i2.t~! I iJi ~i . '......:... 'iI''<':,~ .': . Q"I" . ,_4. .~"..lo' ,.'.. "/::.. , (.;J",. ~.'."?l.,l '. ..."!t.._ " 'C:'\', ~..<;..~ .' . :~;;~: , ." c:;. , '_~ .,"... , ''':.;J~' .;~. .. ... 6....,,_......1'.. I'~ ...'.. "'_..A." _II. . '\ - ~ ' --',"-~. 0':",- \. ,'It' 1 1'l'\,,(J . ~ "'.,.. ',\ '.:J :;~...... " ,.",,, ". .,: t'~ ?c:lnsylvania } 55 0, ..;:~t'l af Cumberland , ':)'::l~d in the office for the recording of Deeds ^"~~ci fOft7!3/:'rland County~ ~ '/l':'.lf:;Pool(~ 01. "':::"Page-X2 , "..,,~,~ my h:lnd a 5 al of ottlce 0 U{ Q9l. r: rli,itl, I'A this" day of 19~ , bOOK 1079 PACt 598 G~/.AC Mortgage Corcoratlon 3'51 Hammond Avenue Pest Office Box 7BO 'N..."oo. low. 50704-07BO Tel. 319-236-5400 ACT 91 NOTICE GMAC Mortgage TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylllanl"s Homeowners's Emergency Mortg.ge Assistance Program mly be able '0 help you. Read the following notice to rind out how the program works. If vou need more informltlon. call the Pennsvlv,ni. Housing Finance Agency at 1-600-342-2397. L, notiflcacion en ad junto es de suma Impcrt.anCIJ. PUIS .fecta su derecho a conllnuar vivlendo en su cas.. Si no comprende 81 contenido de Ista notificaclon obtlng, una traduccion Immedlltamente lIamandJ estl ,glncil (Pennsylvlnla Housmg Finance Agency) sin cargos al numero menClonldo arrib.. Puedes ser eleglble para un prestamo por el crogram, lIamado "Homeowner's Emergency Mortgage ASSistance Program- el cual puede salvar su CUI de I' perdida del derecho , realmtr SU hlpoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS DATE: APRIL 09,1997 RE: ACCOUNT NUMBER 22-035054-0 53 BRIAN DR CARLISLE PA 17013-0000 TO: H~r.~RF.T S LIGHTFOOT 53 BRIAN DR CARLISLE PA 17013-0000 FROM: GMAC MORTGAGE CORPORATION You m.y be eligible lor IIn.ncl.1 .sslst.nce th.t will prevent loreclosure on your mortg.ge If you comply with the provisions 01 the Homeowners' Emergency Mortg.ge Asslst.nce Act 01 1983 !the "Act"'. You m.y be eligible lor emergency temporary .sslst.nce If your deT.ult hn been Clus.d by circumst.nces beyond your control, you hive I relson.ble prospect of resuming your mortg.ge p.yments, .nd If you meet other eligibility requirements est.blished by the Pennsylv.nl. Housing Flnsnce Agency. Ple.se read .Ii 01 this notice, It cont.lns .n uplsnsllon 01 your rights. PAGE 2 22-035054-0 ;'PRIL 09,1997 \.;naer the Act. you Ire entitled to I temeor.ry stlV of foreclosure on your mcnglge for thirty (30) dlVI '.om the dltl of this NOllce. DUrlng that time you must .rrlnge .no attend I ~hCI-to-flc'" m"'lng NIU, I represlntltlve of this lender. or w,th . deSIgnated consumer credit counseling .gency. The ::JrCose of thiS me'tlng is to attempt to work out .. replyment pl.n. or to otn,rWIII setUe your :e"nquency. Thll muting mUlt occur In the noxt thirty 1301 deYI. H YOU attend I f.ca-Io-'.CI melllng wltn thIS lend.r, or with I consymer creOl1 counseling agency ioenhfied in thiS notice. no further proceeDings In mottg'9' foreclosure may tak, pllCI for thirty (30) cays .fter the dlte of thiS meeting, T~I name. address. and tel,phone number of our representative IS: GMAC MORTGAGE CORPORATION 3451 HAMMOND AVENUE POST OFFICE BOX 780 WATERLOO, IOWA 50704-0780 1-800-850-4622 EXTENSION 7400 PAMELA STINE The nlmes and Iddresses of des Ignited consumer credit counseling agencies Ire shown on the Ittached sheet. It is only necessary to schedule one flce-to-face meeting, You Should adVise this lender immediltely of your Intentions, Your mortg.ge Is in dehult because you have fliled to pay promptly instillments of principal and Interest, IS reqUired. for I period of at least sixty (601 dlYs, The toUI amount of the delinquency IS $3,138.72 That sum includes the follOWing: JAN01,1997 THRU APR08,1997 @ $ 755.33 $ 3,021.32 LATE CHARGES @ $ 30.40 $ 91. 20 THRU @ $ 0.00 $ 0.00 LATE CHARGES @ $ 0.00 $ 0.00 THRU @ $ 0.00 $ 0.00 LATE CHARGES @ $ 0.00 $ 0.00 THRU @ $ 0.00 $ 0.00 LATE CHARGES @ $ 0.00 $ 0.00 ADVANCES $ 0.00 ACCRUED LATE CHARGES $ 26.20 NSF FEES $ 0.00 LESS SUSPENSE $ 0.00 TOTAL $ 3,138.72 , Martha E. Van Rosenstiel 21 South 12th Street Suite 720 Philadelphia, PA 19107 (215) 569-1058 Attorney 1.0. '52634 MELLON BANK, N.A., AS SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, GHAC MORTGAGE CORPORATION, SERVICER v. JOSEPH C. LIGHTFOOT and MARGARET S. LIGHTFOOT, a/k/a MARGARET B. LIGHTFOOT, h/w Attorney for Plaintiff . . COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO. 97-3071 CIVIL TERM . , . . . . PRABCIPB TO THE PROTHONOTARY: Enter judgment in the sum of $87,673.24 in favor of the above named plaintiff and against the above named defendants for failure to file an answer in the above action in Mortgage Foreclosure within twenty (20) days from date of service of the civil Action, and assess damages. I hereby certify that the correct address s of plaintiff and defendants are as follows: Plaintiff: Mellon Independence Cen er Philadelphia, PA 19106 Defendants: ve Twp., PA 7013 artha E. Van Rosenst el Attorney for Plaintiff . .\...._- i I I i i ! i , I >- ..n r;. or. C': t;:: .~ .. 3:~) wQ .- o.~ or '':l~t a:~'i": :c: ~~~ :::0 )0- ''"' ,f) P "'1-:;- wD.... ...'.e.- f'CZ -.'ltl ('D ldill l.J-:c :'",) ;<jo.. .... oo:l. :;;:: ll.. r- :::l 0 0:.." U , . Martha E. Von Rosenstiel 21 South 12th Street suite 720 Philadelphia, PA 19107 (215) 569-1058 Attorney I.O. '52634 MELLON BANK, N. A., AS SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, GMAC MORTGAGE CORPORATION, SERVICER v. JOSEPH C. LIGHTFOOT and MARGARET S. LIGHTFOOT, a/k/a MARGARET B. LIGHTFOOT, h/w ASSESSMENT or DAMAGIS Attorney for Plaintiff COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO. 97-3071 CIVIL TERM TO THE PROTHONOTARY: Kindly assess damages against the above per civil Action in Mortgage Foreclosure, as Total per complaint Additional interest on unpaid balances from 06/07/97 up to and including 08/06/97 at $16.97 per diem Additional late charges from 06/15/97 up to and including 07/15/97 at $30.40 per month Additional escrow deposit from 07/01/97 up to and including 08/01/97 at $147.37 per month Additional monthly inspection charges from 07/01/97 up to and including 08/01/97 at $7.25 per month Total assessment * escrow is calculated named defendants as follows, $ 86,285.00 $ 1,018.20 $ 60.80 $ 294.74 * $ 14.50 $ ,673.24 of each month. Ma tha E. Von Rosenst el A orney for Plaintiff AND NOW, to wit, this day of damages are assessed as above. ro Pro thy , 1997, I r I I i I I I I i , . -- ,ll .,... 0': (0: \,~ ..... .<- t-- .. -, .' ,~ - ;~~~,~. UJ,;.; - 0" .- r' ~-l .- ~~, Q\' r' - (~.!: ,"'1 ;~.~ U-,L. - ".'... _J ~~ -L u:'.1. 0;\~ f'" ;j ,::, II, l'"" .:l U 0'" U I .. , PRAECIPE FOR WRIT OF EXECUTION-{MORTGAGE FORECLOSURE) P.R.C.P. 3180.3183 & 3256 Mellon Bank, N.A., as Successor Truste for The Pennsylvania Housing Finance Agency, GMAC Mortgage Corpora tion, ... 5?,-,'i ~Qr IN THE COURT OF COMMON PLEAS OF cmIDERLAND COUNTY, PENNSYLVANIA Civil Accion - ~~ecueion No Q7-1071 r.i"i 1 TpMn v. Joseph C. LiKhtfoot and Margar~.:- ludgt. No_ LiKhtfoot, f}/k/a Margaret B. Li..&biWt, h/w PRACEll'E FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) To the ~t!:.ODOUo.ry: blue writ ol e:e=tioD in the above matter. Amount Due eB7.673 74 Interest from 08/07/97 , _ aDd Cos . --- .!~ 101' tM Pl4intiff (.) Martha E. Von Rosenstiel 21 South 12th Street Philadelphai, PA 19107 (215) 569-1058 Attorney 1.0. #52634 :-rote: Please rurnish description oll'roperty. f . SOiEIX1LE 1',\" ALL THAT CERTAIN t~act of land situaee in South Middleton Townshi~, CUmberland County, ?ennsylvania, bounded and described according to : a certain Plan showing the redivision of lot numbers J5, j6, j7, 40 and 41 of Jonathan ?ark prepared by Stephen G. Fisher, P.L.S" caeed March 29, 1969 and ~ecorded in Cumberland ccunty Plan Book 58, Page 16, as follows, to ~it: BEGINNING at a poi~~ on the dedicated right of way of Brian Drive at the northern corne~ of Lot No. 35 as set ~oreh in cumbe~land couney Plan Book 56, page :15; thence along said Lot 110. 38, South 85 degrees 50 minutes 55 seconds West 78.00 feet to an iron pin set; thence along Lot No. 69 as set forth in Cumberland County plan Book 56, Page 115, North 04 degrees 09 minutes 05 seconds West J5,OO feet to an iron pln set; thence along Lot No. 37B as set forth in cumberland county plan Book 58, Page 16, llorth 85 degrees 50 minutes 55 seconds East 78.00 feet to an iron pin set; thence along said Brian Drive, South 04 degrees 09 minutes 05 seconds East 35.00 feee to an iron pin set, the point and place.of BEGINNI~G BEING Lot No, j7A on the redivision of lot numbers 35, 36, J7, 40 and 41 of Jonathan Park. BEING KNOIiN AS 53 BRAIN DRIVE. BEING THE SAKE PREMISES which Donald E. Diehl and Raymond E. Diehl, by Indenture bearing date the day of A.D. 1992 and intended to, be forthwith recorded in and for the county of Montqomery and State of' pennsylvania. granted and conveyed unto said Mortqaqors, in fee. UNDER AND SUBJECT TO certain Restrictions now of record. I hereby certify lhallhe within Is a true and correct copy ollhe original dccumenl B\ \:n~ . ..-~...-.\:.. .' ...;. ;.,.,.... .\\.. , ~I'~;_,~i~''''', . C".,"':~'''':!l~\' .. .c:. .~::.;... r. '......, '. : .l(l.':'~:. ,.'.:' ., ..,r.-.. ~...:'~~" .~~.. .. 14" \' , "' . ""'.,'; \:;, . 1.e.." 'oor .,. ~...:.......fII!'.' .. '" .. \',:,"_,': ,.!~r:;!,;' -'f.'.! , ~.', :\f"....&~tJ-.: j;. . ~ ~\Il , ". ,~"_ .1, 'ooIt "I' . '-'.1' ''\. ;".:..- .. .~. "IJ" . ..... ':,~\":""'. ... '/;_:. , l.:r......~ ~ ~,,- ,.". ,. 'e.::, "orrt.':.;~. ' . :~;..~~: " ..':~. ~ .'-~: ')' .. J '..' ,'~. '" .. -., _. l,t- I ...,... '"'-t~::;.,..',?! 0.: ~.: , ~ ,., . ,. .. l" .--rt."', '1i''''V '...... '. '...,'.,J,.,.... ..~,.,'\,..,... ~OG~ lOia PACt 5G8 . ~~ -16~~" .~ ~~ 'VI' ..;:i. ~ c.o......; ~ 'ol') () '- . r' '- -- , '~ CO'. '--,:: ~ C.' t:'": ., ~-' .f ~\, U,O. - , .. 0"', / . ~ e" ....::: ~ I... ,; ~ ".oJ \ ,-' r ~ ("'\.. t'( . ~,t ' '-, ~ 6" - ~; ~ GJ,'. - t"~ f,. ttl_~: . .,_J ~j 'n~:.. .' .. :~ . -- ,- ~ ~, ll.- I""" D U (1' , \ ~ . Martha E. Von Rosenstiel 21 South 12th Street Suite 720 Philadelphia, PA 19107 (215) 569-1058 Attorney I.D. '52634 MELLON BANK, N.A., AS SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, GMAC MORTGAGE CORPORATION, SERVICER v. JOSEPH C. LIGHTFOOT and MARGARET S. LIGHTFOOT, a/k/a MARGARET B. LIGHTFOOT, h/w Attorney for Plaintiff . . COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO. 97-3071 CIVIL TERM : : . . . . AFFIDAVIT OF NOTICB PURSUANT TO RULB 3129,1 COMMONWEALTH OF PENNSYLVANIA: : 58 COUNTY OF PHILADELPHIA MARTHA E. VON ROSENSTIEL, attorney for the plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed the following information concerning the real property located at 53 Brian Drive, S. Middleton Twp., PA 17013 : 1. Name and address of owners(s) or reputed owner(s): Joseph C. Lightfoot 53 Brian Drive S. Middleton Twp., PA 17013 Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot 53 Brian Drive S. Middleton Twp., PA 17013 2. Name and address of defendant(s) in the judgment: Joseph c. Lightfoot 53 Brian Drive S. Middleton Twp., PA 17013 Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot 53 Brian Drive S. Middleton Twp., PA 17013 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: None r~ 1""" ~ -l c-: 1- -, - lUP ,'-.... ,~-)-, ~~!t': -,- ' ... ....~ ---":..'. 114__. -. y, ~~.., ('-1 -~,;:~ (,- U.l(.- ,-_.... -' c..~- ~)rlj u:t1' ')U.. -f' .'- .... ,. u. r- ::J t.~~S .. L> 0" U :. >- ro. f;; <1; c-; J~ l1..IQ - :J~w" <..:>'" - (.)..:: c ;.;;:' fE- ' ~ .~ ::~ ' , gf' N .'U) - . ".. ~ Ll.f'H - ., ~.'. ft~.'J Co") ;/-jh5 f" ::J ;~ j.:t.. .- -.:.: -. LL ,... :::1 Ll c.." U ,; MARTHA E. VON ROSENSTIEL, ESQ. Attorney at Law 21 South 12th Street, Suite 720 Philadelphia, PA 19107 (215) 569-1058 08/04/97 TO: Joseph C. Lightfoot and Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot 53 Brian Drive S. Middleton Twp., PA 17013 RE: NOTICE OF SALE OF REAL PROPERTY: 53 Brian Drive, S. Middleton Twp., PA 17013 Amount of Judgment: $ 87,673.24 Date of JUdgment: August 6, 1997 Court Term and Number: Court of Common Pleas of CUmberland County, File No.: 97-3071 civil Term Plaintiff: Mellon Bank N.A., as Successor Trustee for The Pennsylvania Housing Finance Agency, GMAC Mortgage Corporation, Servicer Defendants: Joseph C. Lightfoot and Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot Dear Joseph C. Lightfoot and Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot: Please be advised that the property and improvements, if any, located at and known as 53 Brian Drive, S. Middleton Twp. PA 17013 will be sold by the Sheriff of CUmberland County on December 3, 1997, at 10:00 a.m. in the New Courthouse of Cumberland county, 2nd Floor, carlisle, PA 17013. This property and improvements are being sold pursuant to a judgment entered as indicated above in favor of the above named plaintiff, and against the above named defendants. The name of the owners, real owners, and reputed owners of the aforementioned property are Joseph C. Lightfoot and Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot. A schedule of distribution will be filed by. the Sheriff on a date specified by the Sheriff no later than 30 days after said sale, and distribution will be made in accordanae with the schedule unless exceptions are filed thereto wi hin ten (10) days after the date of the filing of said schedule. You should check with the Sheriff's Office by calling (717) 240 6390 to determine the actual date of the filing of jPj schedule. Since ely yours, M rtha E. Von Ro enstiel MEVR:amb .~ Martha E. Von Rosenstiel Attorney for Plaintiff 21 South 12th Street suite 720 Philadelphia, PA 19107 (215) 569-1058 Attorney 1.0. '52634 MELLON BANK, N.A., AS COURT OF COMMON PLEAS OF SUCCESSOR TRUSTEE FOR THE CUMBERLAND COUNTY PENNSYLVANIA HOUSING FINANCE AGENCY, GHAC MORTGAGE NO. 97-3071 CIVIL TERM CORPORATION, SERVICER v. JOSEPH C. LIGHTFOOT and MARGARET S. LIGHTFOOT, a/k/a MARGARET B. LIGHTFOOT, h/w NOTICE OF SHERIFF I S SALE OF REAL PROPERTY TO: Joseph C. Lightfoot and Margaret S. Lightfoot, a/k/a Margaret B. Lightfoot 53 Brian Drive S. Middleton Twp., PA 17013 Your house and/or real estate at 53 Brian Drive, S. Middleton Twp., PA 17013 is scheduled to be sold at Sheriff's Sale on December 3, 1997 at 10:00 a.m. to enforce the court judgment of $87,673.24 obtained by Mellon Bank N.A., as Successor Trustee for The Pennsylvania Housing Finance Agency, GHAC Mortgage corporation, Servicer against you. NOTICE OF OWNERS RIGHTS YOU HAY BE ABLE TO PREVENT THIS SHERIFF I S SALE To prevent this Sheriff's Sale you must take IKHEDIATE action: 1. The sale will be cancelled if you pay to Mellon Bank N.A., as Successor Trustee for The Pennsylvania Housing Finance Agency, GHAC Mortgage Corporation, Servicer the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call (215) 569-1058. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may contact an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping A the sale. (See notice on page two on how to obtain an attorney). YOU KAY STILL BE ABLE TO SAVB YOUR PROPBRTY AND YOU HAVE OTHBR RIGHTS EVEN IF THE SBERIFF' S SALE DOBS TAU PLACB. 1. If the Sheriff's Sale be sold to the highest bidder. calling (215) 569-1058. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of the property. is not stopped, your property will You may find out the bid price by 3. The sale will go through only if Sheriff the full amount due in the sale. happened you may call (215) 569-1058. the buyer pays the To find out if this has 4. If the amount due from the buyer Sheriff, you will remain the owner of the never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. is not paid to the property as if the sale 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on a date to be announced by the Sheriff. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the Schedule of Distribution is posted. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAU THIS PAPER TO YOUR LAWYER AT ONCB. IP YOU DO NOT HAVB A LAWYER OR CANNOT AFPORD ONE, GO TO OR TBLEPHONE THE OFPICE LISTED BELOW TO PIND OOT WHERE YOO CAN GET LEGAL HELP. COURT ADMINISTRATOR 4th Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 """ ('''} F. r:::; ~>!- 6~ ;':.t; . -.,1..,. '.J:_.. ".....' :-;::-.:3 .-;- c") -",.') C'-J 'l-~ :'.:~.: cn . )~fJ '-'-: ~:=~ Lo- ;5 .. r;-, ,-' C.l U L1NDENWOOD, INC:. Owner IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. KINSLEY CONSTRUCTION, INC. Contraetor NO. q7- ,?o74 STIPUI.ATION AGAINST !.lENS WHEREAS, L1NDENWOOD, INC., of 619 South Market Street, Meehaniesburg, Cumberland County, Pennsylvania 17055, (the "Owner") the Owner of the hereinafter described tract of land, has exeeuted or is about to execute contemporaneously herewith a contract with KINSLEY CONSTRUCTION,INC. of2700 Water Street, York, York County, Pennsylvania 17403, (The "Contractor") for improvements to the premises located at Upper Allen Township, Cumberland County, Pennsylvania, more particularly described on "Exhibit C" attached hereto and made a part hereof (the "Premises"), NOW, ~ ] 997, before any authority has been given by said Owner to the said Contractor to commence work on said Premises or to otherwise construct any improvements thereto, or . to purchase materials for the same, or to enter into any contracts with any subcontractors, or materialmen, or to authorize any purchases by or through any subcontractors or materialmen, in consideration of the making of said contract with the Owner and the further consideration of One Dollar (SI.00), to Contractor paid by said Owner, and with the intent of all parties to be legally bound hereby, it is agreed that no lien shall be filed against the building or Premises or any part thereof, by the Contractor or any subcontractor, or by any of the materialmen or workmen or any other person for any labor, or materials purchased, or extra labor or materials purchased, for the building and improvements to the Premises (including hereafter changes made thereto), the right to file liens being expressly waived. BlChibit C ALL tna~ oertain piece. pII~C.l and loe of lanel aieu.~e in ~ 'J:CNI'IMip of upper Allen. County of co,..ka'dand. cClmIIIon_lt:h of tt.llIIaylvania, bel.n9 110" fully baWld and dUl:dbed as fo11_, to viti BlQIIQfINQ at. a point on the IllUt edge of South l!ork ser..t et.a :21076) at a c:o~a~ of lands nor or forurly Donald L. BaI\9~1 thence Korth 17 cle9r... 59 lllinu~.. 51 a.conda W.st . c:U.tarlce Of 144.22 f..t to II point On the ..atern right-ot-way line of Soutb YoZ'll: Sueet at lanl1a now o~ fOnlerly De_trio. and Pby1U.a ca. Karqiannhf tJ1IIncoll by said landa Iforth 78 dllCJre.. 54 .inu.t.. 21 aecon4a Ea.~ II d18tanc. of 535.92 faet to a pin; ~ence by tha .... !forth 25 daC):'ae. 52 .inute. 27 .ecenda W..t II dist:anae of 224.50 feet. to a pin at land8 now or fOrlln1y w1111... L. lUllS ..tty P. lI\Inday; thance by aaid lands iUKl beyond by landa now or fOrDarly Joanne M. Schell North 77 degr... 42 .inut.e. 34 .econds Baa1: . cll1stance of 594.01 reet to a rebar; th.nce by said lands of SChall Il~ 111 cWqrees 42 ainut.. 16 sec:oncls West a c:U.t:ance of 215.31 feet to a pin at land8 now Dr fonerly Frank 11. and Reqine K. Kaq.l; thenclI by IIIli-d land. North 71 degr.e. 48 ldnu~.s 39 seconds Bast a distance of 44Z.65 f.et to a pin at lands now 01' fOJ:lUlrly DarrY A. c:upp; thence by said lando North 69 cSe4rs.. 51 minutes 34 ..conde East a dis~ce of 231.66 feet to a pIn; thence by the SAlU 1I0rth 12 c1aqr... 3~ ainut.a8 30 s.conds W..t. a c:Uatanl:. of 186.32 feet to a pin at. lands nov or farlUlrly JOM t. and 07...i. Gilson; th.nce by said lands and ottlGS south .9 d~'" 2!l minut.. 48 lloconl1s Eas1: . d1sta1'lc:e of 76!l.94 fee~ to II po1n~ in the l:enterline ot South lCark.t: street (Rt. 114); thence J:Iy .aid cantGUn. by a c:u.rve to th.' riqht bavinq a radius of 1910.08 teet and an arC distanc. of 530.36 feet, the chord of ..id Clurve bainq South 04 deqrees 27 lI:1.nutaS 49 seconds pst · di.taJ\ce of 5Z8.66 t..t to a point in the centerline intGsection of .,dd south Market street IInd cray Driva ('1'-n2): thance J:Iy Aid cantGlin. of Gray Drive the follovin'1 eight courses and 41stances: 1. South 22 d89r... 40 minut.s 12 secOndS Bast a distanl:e of 72.42 reet to a spi~e. By . curv. to the rigbt having a radius of 313.95 feet and an GC distance of 139.89 faet., the chord of said curve being South 09 c!eC):'..s " ainut.. 26 secends Bast a distanca of 138.74 feet to a sptke. South 02 dsqrees 48 lIinlltes 40 lIel:Onds W.st a c:Uctance of 251.73 f..t to a ~iko. South 03 dIF." 48 .inut.. DO .econde ....t . c:Ustance of 173.49 feet to . point. . By a curve to th. riqht bavinq a radius of 782.71 feet aDd an erc di.tance of 99.86 fe.t, the c:b0Z'd of .aid GurV. bell\9 SOUth 07 c!e9re.s 27 minu.tes 19 Hl:Onda We.t . diatance ot 99.80 feet ~o . point. South 11 degr... 06 mtRut.. 37 ..l:Onds Wes~ a distanc. of 495.50 faat ~o a point. 2. 3. 4. 5. 6. " 11 . au:rv. t.o tha dQht b&"~ . rBlU,U ot 541.70 tMt and an ua cUa1:llnC41 of 2'0.48 f_e, th. chord at ..1d CNZ'V. bein9 SOUth 24 c!ecFae. n !linut.. a5 second. west: II d:l..t:lUIa. of a48.26 fe.t CO a paint. SOIlth 37 4~_ 36 .!nue.. 14 MCt'ood- West . cSlstanG' ot 4...47 tMe, =-ainq Scmtb llarket seraee ~o . po~ on the western riCJht:-ot-VIIY line of .ald SOII1:h llarke~ Stnat at laneS. now or tarmu-ly lleCban1cDII=9 Area ~ool J)ist~igt., thUC41 by Aiel r1CJht-ot-way lin. by a curv. to the dCJht havin9 a raCSiu.s of 1388.45 feat and an arl: distance ot 315.S' ,..e, ~ chord of ..ld CNZ'V. be1nq No~ 10 ~.e. 4' lIIinute. 02 pe:onda East II d:l..t:anc:e ot 215.44 teet 1:0 a copper vald rod, theMe by th. .... Borth 15 d~.. l' aimlt.eB DO second. last II 121stance of 271.30 feet to a pipe; thence by .aid lanc!s of Nllchanic:llbUrq Ar.a SchOOl Dl.tdl:t 1Cort:h 74 d';%'" U minut.. 00 .econchl West. II distancl. ot 3'5." te.t to II pipa; 1:hanl:. by the s__ North 45 d89J:tl.' 02 a1nu1:lls 10 Bac:Onda Wut II distance of 430.51 t.at to a pipeJ thanc. by th. ... South 44 c!ac;rU5 54 minute. 15 Beoond8 W.at . distanCB of 704.77 t.et: to a concrete lIIOtNII8I\t; thence by the 11IIIII and !)IYOM by lands now 01' f01'llU'1y Donald L. Ban'lert "o~ 44 dllC):'ee. 49 lIinute. 4a aec:ond. We.t II distance of 100..30 feet to a point. the plal:e of DEGnlIfING. c:atl'rAIJlDlG 69.490 AcreB. .,. a. Olma IIncI INbjact to all eas_enta, r1ght-of-ways. and ;:"b:lc:tlona of ncorlS. 'fit