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FHA MORTGAGE
filA CASe NO.
COM~ION\VEALTH OF PENNSYLVANIA
4414425231
203
_ ThisMcrllllc("Sccurltylnstrument")islivenon
The MOrl,OI.orls LISA D. HITCHELL . SOLE
APRIL 9TH, 1992
O~NER
whose address Is
15 LILAC ORIVE. HECHANICSBURG, PENNSYLVANIA 11055
("SarroYlIC'''). ThjIS~urit)' Inslrument is,ivcnlo
UNITEO SAVINGS ASSN OF TEXAS FSB
wh1chlsofllanlzcdandcdSlinJundcrlhelawso( UNITED STA'CES ,andwholc
add",. b 3200 SOUTH~EST FREE~AY, '2000, HOUSTON. TEXAS 71021
("lender"). Dorro~'cr owes Lender the: principal sUMlor
SIXTY FIVE THOUSAND THREE HUNDRED NINETY FOUR AND 00/100
DolI:us(U.S.S *1\1\'65 394.00 ).
,TIlis debt is evidenced by Borrower's nole daled Ilu: S3mc d:ltc as Ihis Security Inurument ("Notc"), which pro\lides (or
monthly pa)'mcnlS. with the (ulldcbt. irnal pOlidc:ulicr, due and pa~'ablcon HAY \,5T 2022 .
This Securily Inmument secures to Lender: (a) the repayment of the debt evidenced '1lhe ~ole. wilh interesl, OInd OIn
renewl1ls, ell lens ions and modiriealiolls; (b) the p3'1menl of all other sums. with intercst, advanced under par31rl1ph (j 10
IHoleel the s~urit'10flhis Securil'1lnstrumenl; and (c) the per(ormanceof Dorrower's covenants and larcemcnts under
thisSecuril'1lnSUumenl.llnd the NOlt. For Ihis purpose, Dorrower docs hereby mOrlsa,c. ,ranI and convey 10 Lender Ihe
followinadescribed propeHyloc31ed in cut! BEll. LAN 0 CounlY. Pennsylvania:
"SEE ATTACHED LEGAl. DESCRIPTIOIl"
THE ~ITHIN HORTCAGE IS A FIRST PURCIIASE HOllEY HORTCAGE, THE
CONSIOERATION FOR YHICH CONSTITUTES A PART OF THE PURCHASE PRICE OF
TRE ABOVE DESGRIBED PROPERTY,
BEINC THE SAHE PREHISES CONVEY EO TO THE HORTGAGORS BY DEEO FROH ELLA
AUSTIN OF EVEII DATE, TO BE RECORDED SIHULTAIIEOUSLY HEREYITH,
which h.,s Ihel1ddreuof
15 LILAC DRIVE
ISUfrll
HECRArc!,~SBORC
renns)'lv.:&ni3
("rropcrtyAddrcss"l;
11 05 5
IZI/l~'ootl
TOGETlIUR WITH alllhe improvelllents now or hcrcaher erecled oulhe rHopeny. and:'lll e;ucl1lcn!S. riahls.
aprurlenOlnees. renls, roy:!llics. miner:!!. oill1nd 13' rights anti rrol'ils, W3ler lighU and uoek and all ri.\lurcs now or
hereafter i1 p;ut of Ihe properly. All repbeemenu 3ntll1dditions shalll1ho be covCled by Ihis SecurilY Inurumenl. All of
the forecoina is referred 10 in Ihis Sceuril'1lnSlrUmcnllU the "ProperlY,"
OORltOWER COVENANTS tlL11 OUrTllwer i~ 1.1\~fully SCilerJllrthc est.lle hercby conve)'w 3~ hJ\ the ri~htlo lnoneJ,e.
,rOlnl ;ll1u 1,:II11VCy the rrnpcny:moJ ltutlhc rrnpcny j\ ulIcncurnbcr('\!, e\('cpl fur cl'lcumbr;'lnc(', flf r((m\! l1urrolllcr IlIJrr;'llll'
,llId ,,-ill JdemJ ~('nct;tlly Ihe Wle hI the I'rClrCrlY J&~ln'l :111 (lJu!l\ :anJ d('m:lmh, \ubjCClln :any encumhr:ance\ of IccolJ
rufl I"lN"'HI.\'A,Nlfl ~1U1C1G,\G[ 10'\1
Illu.toIl"Oll
~"(f t fl{l,...,u/
'....1.................1.""" ~. ,'.,
,.......t,.ooIl.."\..".,,(1.".I.'.,.."
I. 1',')1111'111 "II'lilHil",I, (Illnt'l ;11I111,:11\' ("11;111,:(', 11""m~cr _11.1111'.1)' ,\II\'111111\: lh~'I'IIl"'1'11 IIf, ,11',1 "'....11,:'1 "II.
ll'r del'l c:...ukll.c.1 h)'lIn: NUle ;lIlJ IJIC: dlJl~C:' due: ulI,lt'r tile: NtJl~
2. MUlIlhl" pa'lIlrnh uf l.un. ImLltanu: ;l1le! Olll,'r Cl':ltI:C', nvnu\\u shJlIlIlchhk 11\ c:.1\:11 11101111.1)' rJ~lIlcl1l.
11I,I:IIII:r Ilo'ilh llle: j'HlncirJ1 :ulLlll1tClt'l ;a \C:l forth In lhe: NOlr: :uuJ all) 1;lIe dlJlGe,. ~Il IIl\t.IIIIHCIlI nl ;1rl) 1;III.HC\ ,1I1l1
'f1cdaIIIHC\IIl1Cnlllc...iCtl tIt 10 be: (c'lcd ar..lllUllhc: t'fOpcny. (bllc:l\ehohJ pJ)lIlc:m. or ,rounJ lI:nl\ olllhe: l'rnptny. .wd
(c)rrc:miulmft1rin1uranlcn"llli,ttlb)'J'Jf"p;lphJ.
t!;Il:h 1lI111ll1i1) iu\I.llImcnl for "WII lOll. (ll) illlt! (c:) 111.,11 CII":\1 (ll1c.lI\clllh flf 1I1e: ;1111111,,1 0I11l11l1l11l. ,I. fe.Hol,.II,ly
(\lil1l:,lel! by Lender. plu1 ;m :lnlount !.llfrkiclll 10 lIl:!iltl:lin :III ;\I,JJIliIIllJI b.ll.lI\~e of nul I1llltt Ih.1ll lllle.\iuh ul Ihe
c\lilll.lh:J lI111Utllll\. 1 he f\lll ~1l11l1.11 ,lIlltl\llll tnt .,:.,cll ilem sh.,1I be :'Cl:lllll\ll.ll~'d hy Lelldcr ....ilhin ;1 1'Cllod 1.'1111.111: UIIC
munlh befole lln ilem ,""lIulLl bteome delinclUCIlI. I.ender ,hZltl hollt lilt :'IIlIoUIIII r.:oUecled ill Inallo p.l)' ilelln (.1), 1111 0111I1
(e) bCrlllC IIley 11t:~'llllle t1c11111lucnl,
If 1lllUlY lilllc Ihe 1111,,1 nf Ihe JM)lIlCHll IlelJ by Lendcr tut ilCIlI\ (:II. (h) aud (c). Ill~clher \\ilh II..: fulurc llllltllhly
p:lymelll' tor !.uch ilelll' r:lY:lhle 10 LCllder prim 10 tile due d.llC!. of ,uch ilCIlI1. c\cecds h)' ll10re Ih.1I1 uuC.\i'll, Ihc
eslirnalcJ :\IllOunt ul pOlymena rcquiret.llo pa)' luch items when due, :lnJ it pJ)'I1IClllS on Ihc NUle arc currclIl. tllenlellder
5h,dl ehller ,dunJ Ihe ucen a~er onc.shth of Ihe ulil\l:lled 1':l)'IIIt'IlI' or erct.lllthe e"e,s met (l1'c.,j!.lh lit tIlt' hlilllalCIJ
p:aYlllcnlllu ~tlb'Cllllelll p;lymcnh by Dorro\\er. :lIlhe npliulI or Durrowcr. It Ihc IUI.1I of tllc p,I)'lIlelll' 1lI..t1e by tJuno\\cr
ror hem (:Il. (bl. or lc) i, irl1l1tridenllu p.lY lite item when due. then Dotto....er ,11;111 P:lY Iu lender lItl)' 1llllOUlllllcccuary III
l1I:ake up Ihe Ilel'iciclley on at bdure the t1:l1e Ihe ilem becomcs due.
A, u,et.l in Ihi, Security !lnHumclll, MSeCtct;1r)'~ mC:lns Ihe Secrel,uy ot llousinc :Iud UtbJn Ue\'c1ul'lIIelll or his or hcr
dc_!.ijl:nec. In IIn)' ye:tt In which the lender muS! p:aY:I mOrl&:1l!c insut:\nce premiulO 10 Ihe Scerel~ry. c:lch lllonlhly p"yment
.hall ..be lllclude eilhcr: (I)::In InUalllllcllt of Ihe 11IInu01l Illotl~u&e imur:lllee premium lu be paid hy Lender Iu Ihe
Seerelary, or (il):I monthly chJlle inue01u ot . menG..&e insurilnce premium if lhis Securit)' '"'!rumenl h held by the
Seerolllty. (!Il,h 1ll00uhly Inu:tlll1lenl of the mOlI~:lGe inSUr:111Ce Pll:mlulll Sh;lll be In An IIlIltlUlll sufn,iellllo lIeCUmu!:lle Ihe
rull unnulIl 1l101I"~1~ IIUUflUll:\l Plemium ""'ith LeniJer onc lIIol11h prlQr to the tlltle the full unnulIl 1IIUflGll(:C ill,ulll/lce
premium b duc to the Secrel:uy: or If Ihls Security Illslru,"enl Is hehJ by Ihe Seeret.:ny. cllch lnonthly ch;"Ge sh>lll be ill 1111
nmount c4u::l1lo one'lwelrth or olH~.halt pereelll of Ihe outSl,,"Jing ptinCIP:l1 b31ilOce due on 11 Ie Nule,
If BorrCl""'cr lender., 10 lemler ~he full p3}M\enl of :\11 ~UlllS securet.l b)' Ihil Security InUlUl1lelll. Ourruwers accounl
shall lie cteditetl wilh the b"l:1nce rem:lininc tot :Ill inSlalh"en" for ilems (.:I), (b) :lIId (c) :md :lilY lfltlrl&:lGe ilnurallee
Immiulll Inslal1menllhlll LenJer h.:lS not become ohliC:lledl0 p3y 10 Ihe Secrel3ry, llod lender sh:lll promplly rdund :lny
e"cess rund$. 10 Darrower. lmllledi:llcly prior 10 Q roreclosurc uk or Ihe Properl)' Ot it!. neqlli,ilioll tly Lemlcr, lIo"ower\
lleellllllt ~hlllll1c cretlilcd wilh an)' b:ll:lncc rC11l3illillG ror../I inil:llImenls ror ilem\ (a), (bl ;'InJ (l,').
J. ^rpllcatiun ur I'D)nlenls. All p:lymenlS under I':Ha~r3phs IUIlt.l2 Sh3tl Uc ;'Ipplictl b)' Lender a, rolluw,:
r:.J.llSI. to the moni~&e Insurllnce premium 10 be p:litl b)' Lender to the Secrcl:lrY or 10 lhe lllonlhly eh:H~e by Ihc
Sccrel;lty in~t~:1J of the mOlllhly IllOrl&:Ige insur;mcc premium;
~. h' :lny lines. 'ped.,1 a!.\eHmenls. le3'ehohl flilymerl\'; or trouod renls. :lnd fire. not,u .1IIt1 oilier h:l1.OIrt.l
i!l\ur:lIU:c plemiurns.il,required;
IlllB.Q.to inlt:reu due under thc Note:
Eill1ll.W.IO ;lI11ortiulion of IIle IlrilleipJI of Ihe NOle;
UEW. to I:uc: chnr.!:cs dlle unJer Ihe NUle.
4. Fire, Floud Dntl Olher IID1:1rdlnsllr:lllu. norrower shall illsme all illlpro~emenlslll1lhe l'lopen)', Whclher IIUW
In c~hlellec or sub\etluellll)' erccled. :lj;ail1'1 ~n)' h3Z:uds. c3suahies. nntl cOlllirlcencies. illcluJin~ fire. rllr which Lender
rel(llile' ln~urunce. This in\lIr:tllee sll;IlI be nl;lilltain~d illlhe ;!.lIloullls nnd for Ihe periotl, Ih;lllellller re({uirc!.. norruwer
~1I:lllllho irnUle ;ll1llllpru~clllell" IIl1lhe Pftiperly. whether IIUW in elti'lell~'e or ~ul"c({uelltly cre~'ICII, "t:;lit1\l1",\ hy nIHllh
10 Illc eltlenl relluiretl by Ihe Secrelllry. All inlur;lnce slt.,1! be e:lrric:c1 wilh eOllll'alliel :\PI'IO\'cll(1)' lemler. '1 lie ill\UrallCC
policies nml My renewnls sh31J be heir.! b)' lender ;llId shall illcluJe Iou p;l)'able dilllSe.~ ill ra\'or or, amf ill :l rorlll
;lecepl:lble 10. leruler.
III Ihe c\'enl or Iou. Dorrower )h;11I &i\'c lender irllllledi:llC nOlkc b)' mail. lelltlcr lIlay 1II;lle prnnt or Im~ if nol
made prolllplly hy nt1HOlVer. [:lch ilnur:ll;~c etllHp,lrlY COI,ce:med i~ hereby Olulhurilcd .mll direcled Itl llI:llc P;'YllIClll fur
stich 1m, directly 10 Lentler, imleaJ uflo Uurtl1\\'er ;IllU 10 Lender joinlly, All ur ;lny p,lrl ntlhe ill~m.lI1cc pUleeell\ 1lI:1Y hc
'.:'pplieLl b)' lemler, :II ilS tlPlioll. either (al 10 the rCllut:liulIll( lh~ indcblcltl\e~\ under the NOle itlllllhi~ SC~'lIrily Ill\lrulIIclIl,
lint Iu :1lly dclilll~uelll :\mounls 3rplied in lhe ortler ill 1':lrilgrJph 3. :Iud Ihen III prep:l)'l1lenl .1r pliueil1"l. or (b) Iu Ihe
fe~lor:tlion ur repair ot Ihe tI;lm;,ceJ prOllClly. Any ;Ipplic;llion of Ihe prl)(eeJ, lu lh!: princip;,1 ~h;lllllUr c!.lcllu or pO~lplllle
Ihe tlue dale uf thc IlUllllhl)' P;l) IlIClll~ \\lli..:h :lre rdclleu lu in ral:l~I:lJlh 2. ur (!i,lllGe tll': ,lI'ltllrlll ur ~lIdl p;IYlIlcnl\. 1\IlY
e"CC~1 inmr;nlCe procced, met:m nmoulll rClluircllln P;IY :.11 OUISI:1ndillg indchledllcu under Ihe NOlC ant.llhh Se(urily
Illsllllmcnt ~hall be p:lid Iu Ihc enlily leGally elllilletllllerclo.
In lhe c\'elll or rorcclu~lIfe or IIlis Sccuril)' 11\'lllllllent or olher 1t:U1\rCf III' lillt III the PWrCrly 111,11 c'linGui,hc\ Ihc
inucblellllC!.\.,,1I ri~hl.lille :IIlJ IIIICre\1 of Uotfower ill aut.llo il\\UrallCe ft01icie5 in rmee ~h;lJ1 j1J'\ Inlhe pUI('II;I.\er.
S. OeeuI':\llc.", I'rcsenOlUun, l\Iainlcn:lllcc :lud Ilroleelillll uf lh~ l'ruJlcrl.~; lIurru\\rr's In:1II ^I'pliealiull;
I.e:a~ehulth. UOrTuwer ~h,lll occupy. e~l:ahli~h. .md mc lhc Propcrly Z1~ DOlfO\\CI's prill~'iJ1.11 re~iJell(e wilhin ,iXl)' Ib)'"
..rler IIIC execulion of Ihi.. Securily hl\lrullleUl :lno sh:lll cUlllinue 10 oeeupy Ihe Pln!,erl)' .1\ Ollrro\\'cr's prinl:il':I1 re\idellcc
tor llllta~l one )e:1I "fler the d3tc ot occupancy. unltS11he Secrcl:ltj' dclenllines Ihi, requiremcnl will C:lll'C lIrlllllC h:ml\hip
fnt Uurro.....cr, or 1l11lcn e!.lellualinG circllnhrallccs ('!.isl which :lrc be)'und Uorrowcr\ t:nllllol Ihlllllwer ~h;11I 1I\11ily
Lel1t1er~ of ally t:\lcnllalill& eileUll1Slanccs. Do"ower 111:JIIIIOI commit W:1\le nr tle~lrO)'. tIJlll:l~C ur ~uh\t:llllially c11:lIllie
lhe PlUllCrI)' or illltlW Ihc Properly 10 d"lerinr:lte. rC;I'ul\:lble We:lr and le:!r exceplCtI. lcndcr may ;11~II\.'CllIIC l'II'pcrty ir tllC
!'wreny i~ \'aC:mtllt :1!J;uullll1cd IIr Ihe Ill;,ll i~ ill default. lcnder may ta~c lC;l\llll;lhlc allillnlll r",r~~1 ;11I11 I'rc\cr\'e ~llch
\'ae:ml nr "balld,'n!:J !'rOrelly. norrower ~h:lll nho be ill Ildauh if BllIro,""ef. duriul: Ihe Ill,lIl "rplic;llillll 1'1l11:C~\, S:I\'C
malerially fa"e ur iruccur;lle infulln:lliUI1 or ~1;llenlelll~ to 1.cmler (m failcd III pto\'itle LCIlUCI wilh :Ill)' 11I;I,crial
illrnrlll;lliun) ill ~'tlllrlCClirlll wilh Ihc IlIall c\'illclt!':ell hy tI,e Norc. includinc. hul nlll limiled Ill. reprC\1.'lll.llil1rl\ cl1n~ellliHb
Oorruwer\ (lccup.me)' IIllhe PW(lCrly:n" rrillcip;llle~illellcC. If \l,i\ Sccuril)' lu,rrul1lcnl i\ 1111 ;llc,I,c1Illr.1. IInllU\o,'cr \h;llJ
eumply willi Ihc rro\'i\ioll\ ur the IC;l\c. H nurru\\'el :lcquires fee litle 10 Illc PIIlPCrl)'. IIlc le;l\c1lold ,Hill fee litle \l1allllnt
he Il,erlied 1I111c\\ lender ilcrecs lu the mer{:el in ....riling.
fl. t:h:lfJ;t~ lullurrll\\rr Illldl'rlltcr.:liull or trndcr'.. ltiJ;hh In Ihc f'IUpt'rI)'. IJIlHlI\\~'r ~h"IlI',I)' ;11Il,:U\1.'lIl11,elll;11
!If lllullidp:lll.:har~e\. lines :lml illlpmilioll" 111:11 .IIC nol int:llldctl in f'al;,sraflll 2. lJillloll.er \hall 1'.1)' lh1."c obrib:lrillll~ on
lilllc directly In Ihe cnllly \\llich i, O\\elllhe p,')lllrlll, It Llilure 10 P:')' \\'011111 Z1lhef\el)' ;,tf"el L1.'ndcr" inlcre\1 ill Ihc
1'IIIIICII)'. Ill'tlul.clIllcr', retluc,1 nnrlll\\er ~h,ll1 I'ltUlll'll)' fWlli"111l temler frceil''' C~iII..:HI.:II'~ 111l:'c 1',')'"I!,:1I1\
II lllUllI\~Cr j."h 10 m.:lle lhc~c fl.IYlHCIU\ or Ihc 1':l)IIIClll\ "quiled h)' 1'.II,'~I,'ph 2.1'1 1.1;" It, l'elfwllI ;IIlY 1o,l.er
t:ll~CII;II1I\ :lllll "GICCllICIII\ t:lllll.lIn~tl illlln\ SeclUlI)' IUSlrUI1lCIlI. or IhclC 1\ ;1 leg"I Pfll\Ccdllll= Ikllll",:>, \I~llIli~.ltlllr ;lrfc~1
lelld1.'r'~ liGllr~ inlhe I'lllflelly ('ucll a':1 proceedinG ill h;U1\.;rllplC). f\l~ Ctlllt!clllll.llillll 01 III cntlll~'cl"w\ nr 11'~UI.I1ll1l1\).
lh1.'lI Lcnder 11I:1)'1111 illlu 1"')' \\II.LIC\CII) Ilc(c\\ar).tll proleclllle \ 31u1.' urllte P1UI'1.'Il) .11111 l.ellu,,'\ rl~hh IlIthc l'rupcl1Y.
illdutllll& 1''')'lIlcnlllf 1:"es.II:":lrt.llll~lIr:lt1et: arllllllh", ilel1l~ menrllllled III P.H.I~I.tl'h 2,
AllY .UIIOlml.. dl~""I'cd by ll'nd.:r undCI Ihi, 1'.1I.1pal'h ~h311 hC('tllllc ;l!l .ali.hli'lrI.11 debl ur IItlrltl.\cr ;l1ld he \1.'cUlcd
hy lhi, SeeurilY 1r,\l!ulllelll, 111e\e 3l1lflllnl\ ,11;111 hear IllleteSl hOllllhc IlalC or liI\hllr~Cll1elll. :uII,c NUlc I.\IC. .lIltl :lllhe
Ol'lioll uf I.cllder, shall be illlrlletli;llcf)' duc .IIIU pJ).lb!c.
7. Luntlclllll:lliulI. Tile rro~eed\ \Ir :lilY ""Jrd Ilr c1.lim tnr Jall1;'l:c\. dll,,~1 ur ('umcqllcllli.ll. 11' t:tllll'C!,:llllll \~ilh ;111)'
GlIltlCIllIl;,lil1l\ ur ulher I,,~illb I,f :IllY p.lrl of Ihe rrClpell)'. or tor eOIl\'C)OlU(C III I'lal:C of CI1I1Jrtlln;llltlll. :lIC Itcl1.'hy ""I~IIC'd
:lllt.l \h.11l be: p;,id tnLcrulct 10 IIle r\lelll IIf lhc filiI at111IUlll or Ill" iltlkhlednc" Ih,11 rCIII;,ill\ 1IIlI',I;tlllll.!el Illc NolC ,lIId Ihi,
SCCUtll) III'IIIIIIICIII Le"d~'r ~tl.lI1 ;'l'l'ly )udll'ruH'cd\ tlllhe rCUlIChtlll ollhe ilukhlctlllC\\ uudcr ,1".' NlIle ;1I1t1lhi~ Se~lIrily
In'lnllller,t, fir\l I.. ;lIIY tlcllllllUCrLl alllUlIlIl\ ;Irpll"d ill the (lrder I'Il1\'idcJ III I'.I,.I~LII'II J. .lIl\t II'cl1 In rrq,.I~llIcIII lIf
ptillcip.l1 All)' :'tJ'pltC:llioll nl IlIe procecII\ III Itl" prlllclp,ll )l1.11I 1101 C_II:"J or 1'1]\11'0111.' Ihe d",.. d.lte of Ih.... lIltllllhly
fl\1r~! ,./ J /','e"!
1'.1)1111:111\, \\llt.11 ;11"; 'Cklh',] hI ill 1'.Ir.'~"'1'11 ~. III ~1l.1Il1,;": the ,ll1'lIlIlll III 'lI\.lIl1.l~lth':lll\ .\11)" \'\H'" l'IJI\.cnl\ O\CI.1l1
;1II111UlIlll:tIIlIlClIIU p.I)'.Il1 UUI~LHlJIIIS uHkhlc:Jnc:u Utu.!ct Ill!: NOle ilI111lhu Steu',ly lrl\lrUll1tn\ ,11,111 be raid IlIlhe Crlllly
leL:;llh clIlIllcLllhcrc:IO
K. rt:t\, Lellller IlIJ)' Ctltlc~l r~e' .wll chonG":' ;'Iulhoritcll hy Ihe Secrcl:lry.
9. liruUllth fur ,\rctlcraliulI ur Uelll.
I..' IId:llllt. Lender Il1Jy. C'tc:pl on lilllilct.I by lq:ul:llioIlS j\\ucll h)' the: SccrC:l:u)' illlhc c.,~c of pJ)'\lcnl ucfJulu.
IClluih: iml1lediate (1;1)'1111:11\ in lull of :lllllllll\ \cell/cd II) Ihi, SCI.'Uril) 111~lfUlllCrlllr'
Ii) nllffU~cr ..1.,:(Jull, 1I) (;llhuj; lu pol)' inlult ;lIly llIOlllh!)' p.I)'IlICnl rCtluill:J 1.1)' Ihii SCCUtlly Ill\lrUIlICnl prior
10 nr on IIle clue dJle or Ihe nC\ll\lOlIlhly "")'melll, or
(iil nouower dcf;llllu b)' r:lilinC. ror:\ period or Ihiny d~y., 10 perrorm:\Oy olher oblir.;uion, tOlll;tillet! in Ihi.
S~t:llIiry 1"'!tulIlelll. .
Ihl SlIh: \\'111\11\11 CrC:llit '\Pllr"":1I. Lemlcr ~hall, H rcnn1uc:t1 by arr1ic;lble law :llld wilh IIlc Illlor aprruv:l1 or Ihe
Sc:crct.try. re4uirc immediflle ('!a)'ltlenl in rull or "lIlhe sU1l1sseeured by Ihi\ SocurilY hl\ltUIllC111 ir:
tIl ^II or (lor" or Ihe Properly, or.. benefici:11 inlernl ill a IIU\I uwning 0111 or p;m or Ihe Pro{lCny. i\ 10ld or
olhcrwise Ir:lrl~rcrrct1 (olher dl:1IlIJ)' dc, ise ur t1c~ccnl) b~ Ihe UOfluwer. :lIUJ
(ii) ll1e IlroflCny 11 not occupied by Ihe purchaser or ,rJIIICe as his ur her princip:l1 residence. or Ihe I'urcha'er
or tr:lnlee docs so occupy Ihe Properly but his or her credit hOls nOI been :'ipprovell in :reco,ll;1ncc
willi Ihe re4uirclllenl~ or Ihe SeelClnry.
(el Nu Wuhrr. rr circumst:lnces occur Ih:lt wOulll pcrmic Lendcr 10 rClluirc im01ediorle porylllcnt in rull, bUI LcnJcr
docs nOI re4uirc such p:1Ylllems. Lender does nol w:livc iu riShlS wilh respect 10 subsequcm cvcnl1.
hll HeJ:ulallons or IIUU Secretary. In O1:U1y circUlml:anecs rC&\lI..lion, iuued by the Sccrclorry willlirni1 Lcnder'"
riChu, in Ihe c:ue or pOlYlllcnl t1erJulls. lu relluirc immediate pOlymcnl ill rull lind roreclose ir 1101 paid. 11lis
Securily Imlnllnenl docs notlllllhorile neeeler:lIIOn or torce/osure ir not permillcd by lecul:lIiOIl'l or lhe SeCrel:lry.
(c) Mllrll:Ol~e Nollnsllfcd. Borrower ~grceslh:H shoult1lhis Seeurity IlIslrumenland the nOle sccllrcdlhereby 110t
tJe eli;iblc ror inluflulce under lhe N:1lion:l1 HousinG Acl willlin 8 HONTIIS rrurn Ihe
llate hcrcnr. Lender mOlY, al ill oplion :1ncJ 110twilhsl;llldinG :lOy1hinS ill r;lf;JtrOlph 9, require irulllecJi;l.Ie p;tymcnt in
rull or all 'llna seeurell by this Securily lnslrumen!. A wrillellslatell1enl or ~II)' llulhoriled :'iGenl IIr Ihc Seerel:Lry
tl:tled ~ubse4uentlo 8 HO Nrll S rrom lhe date hereor. dcclil1ini: to in'ure thil Seeuriry
Imlrull1elll nnlllhe nllle seeurelllhereby, shall be deemed conclusive proof or such incli&ibility. NOlwilh\t;anding
Ihe roreguil1&. Ihit uPlion OI:ly nol be exercised by Lender whcn thc un3vall:1bilily or insurance is solely due 10
LCllller'~ f"i!urc 10 rclllh n 1l10n~llge il1su"lInce premium to Ihe Secrelllry.
10. Hclrl\lalemenl. [lorruwcr h:l) il ri~hl 10 be reinSlaled ir Lender lI;!s relluirell il11ltledi;!le P~Yl11tlll ill rull bcclIu,e
ur nunuw!:r' failure 10 ray PII amount due umler Ihe .Nolc or this Securily 11I$If1JlIlenl. 1llis ri;hl uJ'j1lies e'tcn lifter
rllfcc:loiilfO proeC'edlnll Ale InllllUltd. lb rehlmle Ihe Security (n(!fumenl. Dorrower shill! lendcr in a lunll" IIln! lill
litnuul11srequlret110 brln, Borrower.. accounl ('unelll Including, 10 the ellenl they arc obll[!ulion~ or Dorrower ul1der thi.
Securily In'!lUmelll, roreclosure costs lIl1J rC:lsonable and cuslomary lIllorneys'fees :llld elpen~es properly ilnoeialed wilh
lhe foreclosure prtlecellin~. Upoll rcillst:1lemel11 by nurrower. this Sceurily InSUUltle1l1 lIlld the obliC;lliulls Ih:ll il seeurcs
shall rell1:Lin in drect :11 if Lender h:ld nOI re~uired illlllledi:lle p:ayment in rull. Howellcr. Lender is tml re1luired 10 perlllit
reimlatemcnl ir: (I) Lemler ha.\ :leccplell reLO~larell1elll llflcr Ihe commencemenl ur rllreelolllfC prlll,;ec,IIIl&~ willlin lwo
ye:La illlllletli;llcly precedinG Ihe eOl\lllleHcelllCll1 llf :! currcnt furcdu~llrc pruccedil1S. tii) reiml;ller1lenl will Ilreelml~
furcclo~ure 011 dill'erenl crounds in Ihe rUlUre. or (Hi) reillllalemcllll,l.ill adversely atrecllhe priorily or Ihe liell ere.ned by
thi~ Securily hl.lfUllIenl.
I J. lIurrcmer Nol Itele:\std; fnrl1carance II)" lcndrr Nol a \\'~i\"Cr. EAtensiun of Ihe lime or payment or
lImtliriC;lliulI ur :ll1lllrlit:uiull or the \UI1l' ~ceurcd by Ihis Securily h"lrUIllCI1I cr;lIlted by Lelldcr 10 an)' 'llel'e~'\If in il11elc't
or Burrower sh:lllnOI opcrOlle 10 relcase the li>lbilily of lhe orisinal Dorrower or Dorrowers suceehur in illlere~l. Lel1der
shall nOI be rC4uired to commence proceedinGS OIg:liml :my successor io inlerel1 or refuse 10 elleml lillle rm pa)"l1lCnl IIr
olherwi'e fTlllJiry :llIlOrlilalion ur lhe SUfm secured by this Securily Insuumelll by re~~Oll ur :lilY 1!c11l;1l1l1 I1I;U!c b)' the
\'ril;:in;ll nOlfUWer IIr Uorrower's succes~ors ill inleresl. AllY rorbcarllnee by Lender ill ucrchillS .1I1y li!;hl lit lel1leJy .~h.lll
IHlt be:l w:1iver or Of preduJe Ihc excrr,:i,c or an)' riGhl orremcdy.
12. Succe~snrs nnd ,\!isil:n~ Hound: JuiUI IUld Sncrdll.iabilily; Cu.Si1:ner~. Till: tll\'en;lOh ,lIlrJ ;1~reCII\CI1" ur
Ihi, Sccurity 'lI~trUlnel\t sl1;lll bimJ :'Int! bendlllhe suceeuon :\lIrJ assisn.. of Lcnuer :lnt! Ourrower. suhJccllu Ihc ptuvi,iulIs
ur I'ara{:fllph 9.b. Dorrower's COVen:1l1h olld :IGrcclllents shall be joint .mt! scveral. ,\ny Borro\\'er who co.siGll' Ihi~
Seeurily Instrument hul docs nOI cxeeule the NOlc: (Ol) is co..~icninc this Securily 11l~lrlll1lCllt unl)' 10 lHorl~a~c, p:lI11 ;,uHI
cUllvey thai Dorrowcri illlcre~t illlhe Propclly under Ihc tcrms of this SccurilY In,trulllcnl; (bJ is 1101 per~OIl;tlly ohliC;lled In
pay the SUl11~ ,eeured by this Sceurity IIl1UUIllCll!; :llId (c) lIsrcclth:a1 Lcnder Ollld all)' olhcr nOHOwCr m~y upce lu exlent!.
mUlliry. rorhe;!r or lII:'1ke :lOy :\ceolllOlodaliOIlS wilh re~;lrtllo Ihc terms of this Securily InWUl1lC111 or the Nule wilhnulth"l
Dnrruwcrs con~Cl1l.
13. Nolices. Any nOlitc In nurrower provilled ror in this SecurilY II1~IrulOelll Sh;lll he lii~ell by deli veri I!!; il or hy
llIailil1~ ic by first c1:ls' m:\il ullless :\l'plicatJle 1:11\' requirc.. U'ie or :1IIolher l1lelhUlI. 111e Ilutiee lh;lll he dircclerJ IlIllle
Pll1pcny Addrcu or :\IIY olher ;lJdress n(1f1owcr de,iS":ne.\ uy nOllCC to Lemlcr. Any oOlice 10 LCllllcr ,hall hc gh'ell hy
finl cJ;!,~ 111;lil lu Lellller.s alldrc\S slaled hcrcin III lIny atldrr:s~ Lel1l1cr desiClI;ltc, by 1I00ier: to Ul1lfO\\'cr. ^ny Illllice
pruvided fm in thh Sccurity 11ISlOltllcnl sh.,1I he IlecmerJ 10 h;\Vc becn Given 10 flllftowcr ur Lender ....hell civen~' provilh:rJ
llllhh f1M;I~r;lrh.
1.1. (;mcruil1G; L:m; Srnr:1hilil)'. 11lis Security (n,trullIcllt Shilll be &uvell1ed by Ftder:11 !;lW ;mll Ihe bw or Ihe
juri,dicliun ill which lhe Property is luc;llcd. III tile c\'elll Ihal nllY provi,ioll or ellluse or thil Secmily In'lrumclll orlhe
Nole eUllnit:11 wilh "rplic:lb1c law, such eonniel sh:llll101 :lrrCel olhcr ptovisinn, or thi, Seclltily In,IfUllIent or Ille Nule
which t;1II he Ci\ ell C(fccI wilh,llIl Ihc ellnniClill& plllvi,iorl. To thi. cnd Ihc provi,iom or Ihi, Sceurily In'lrlllllelll :md the
Nule :lrc llcc:l:lret! hi be M.'~Cr:l!lte,
J S. lIurrll\l'cr's COli". Unrru....cr lhall be given nilc CIlllrt1rl11ed copy ur Ihi, Sccurily In'lrumCll!.
J{i. .\"II:IlIllClllnr Hent... nnrrnwcr IIl1cOlllliril.ll1;llIy a"igl1\ all\ltr;lll,rCI' tu Lcmler ;llllhc rClIls :1IIt! rCllCllllC' urlhc
I'wpcn)'. Ilurruwcr :LuIllOril.cs Lender t1r Lcmler'" ;'~Clll~ 10 ellllecltllC relll' >ll1t!ICVCrlIlC' ;Illd hefChy dilech e;r..:h ICIMnl ur
thc I'Il1/,Cr1)" hI p;l)' the rCl1t~ In Lcrulcr or LClUlcr\ ;ICellh. 1111.....e'er. prim tn Lcmle,'" llfllicc 10 1I1111Il\i'cr 1'1' Ilorrower\
bre;lI.h ural1Y cn\'CU;UIl 01 apeclllenl illlhc SCCuril)' Iml/ulIlclll. []urflllVer.,h;11I (,ullecl ;ulll rCt:cil/c ;111 rCI11' ami rcvelluc' IIr
thc t'rupclt)':\s Inulee ror Ihe bcJleril of Lemler nlld narro.....cr. lhi~ ossiSlIIllel:1 ur rcm, eUI1~lilUle~:'ill ah'olule n,..i~mHclll
;IIlJ flul all :t~~i~llIllellt rllt :l\hliliull..1 seelllily \Ul'Y.
Ir Lender ~i~'cs nOlicc of lllcadt III n(llro\\er: (a) all rCI'" reecived b)' OOH\I\\'er ~h;11I he held t.)' lI11rfllWer:l' Ilu,tcc
rur hClldit I1r Lemler only. III be "pl1llcd 10 thc '1111I' 'cl'urc,l by Ih~ SCl,rrily 11l,IIUlllClll; Ill) Lcmler ,!L.rll he clllille,llu
cullect allll rCI"cillC allllr lhe rcl1t~ of tIle I'mpctly; :lud te) c;lch ten:Jnl ur Ille I'ropelly ,11;11111;1)' "lIlerll' tlue ami unp;li,ltll
LCllllcr Ilr Lemler', ;l~eull'll Lcmler.s wrillCll llel11illnlIII Ihe tClI;l1l1.
Illlftllwcr h,I' 1I1l1 c\eculcd :lilY prior OI~.,i~lIl1lelll of Ihc rClll. ,lilt! has 1101 "lid .....ill/llIl pelrUllll ;LrIY :Iel 111;11 \\'ould
prcllelll Lerllkr htllll c\erci,il1& ils rij;hl'i \U1dcr Ihi~ ParOlsr...ph I fl,
LClldcr sh;,lIuul IJc rcquired 10 cnler UllOlI. lake eOI1lrul or or l1I:lilll;lin Ihc Pwpelt)' "..:rllre lit ;Irlcl ~ivill~ nuli(e of
hrC>lt:h III Uorrower. lIowcllcr. Lender or ;1 judicially arpOil11CrJ lI:eciver 1lI.IY dn so ;1\ ally time lllc/c j, ;1 !lre.ld!. AllY
:'ipplil";lrinll llr ICU'" ,11;,11 nut cure Ilr ....;li\'c ;1IIY tlcf,ltIllm ill~';llill.HC ;ulY ruher rif:lltIII IClHcdy ..I Lerlllcf Thi, ;l"if:nrlloll
111 rCllt, III LllI.: l'It'p..:I\)' ,li;rl!lcllllin.ltc \\!lClIllrc lid 11 ~l'nrrcd h)' the Sn:uril). In,tllllllClll i, (I.,ill inlul1
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ADJUSTAllLJE RATE NOTE
APRIL 9
.1992
15 LILAC ORIH, IlLCl1A1HC5BURG, PENNSYLVANIA 17055
fl'1t'f'(t1,,\dJI(IlJ
I. 1',\HTIE..<i
"Borrower" rne4lns e3th penOIl sisnin~ 31 Ihe time of Ihis :-':ole, :lOJ Ihe renoll's 'uccenors ;IOJ ;nsigns, "Lender"
l1Ieans UNITED SAVINCS ASSOCIAtIOt: OF TEXAS Fsn
and ils sueceuon 3nd :tHigns.
2, IIURIt()WER'S I'ROMISE TO I'AY; ISTEItEST
In relum for II 103n received from Lender. Borrower rromi,es 10 p3y the principal sum of SIXTY FIVE
THOUSAND TNREE RUNOREO NINETY FOUR AND 00/100
Doll3n (U.S, S 65,394.00 I, plus illlerell. 11.) the l'rJer of Lender, Intere'l will be charged on
unpaiJ princip:&t, from Ihe dale: of disb~rsemenl of Ihe 103n proceeds by lender. ..Ill ute of SIX AND 00/100
pereenl ( 6.00 %) per lear. The interesl nle m3y eh:ll1ge in aceonJ3nce ",ilh P3r::lgraph 5tC) of Ihis NOle.
J. PROMISE TO PAY SECURED
Borrower's promise 10 r::lY is secured b)' ::I mong3se. deed of lru'l or simil3r ,eeurity imlrumenllhal is d3led the s..me
dale 31 thls Nole and called lhe "Securil)' Instrument." TII31 SeeurilY Inslrument prolecn Ihe lentler from loues which
lIIiShl rcsult if Dorro"er def3ults under lhis NOle.
4, MANNER Of PAY,\IENT
fA) TIllie
Dorrower shall 1Il3}.C <II p.1~ mcnl of princij'31 ':1IIl! inleresl 10 l('ndcr ('II Ihe rim lby uf eJch month be~inllLn& 011
JUNE: 1992 . All)' rrincir31 3nd inlerc:sl rem3inll1~ on lhe fir~1 day of HAY
2022 ,,,'i11 be due OIlII1:U d3le, which is c31led lhe m31urily dale.
((I) "l:Jce
P3)-mCnl sh311 be made OIl 3200 SOUTHwEST fREEwAY, 12000, HOUSTON. TEXAS 77027
or;ll ,'UI;/1 othcr pl3ee :1.5 lender m3y dcsiGnJle in "riling by nOlice 10 Borrower.
leI AmOllnl
Initially. c;Jeh mOIl1I1I)' p3}menl of rrincip3131ld intereSI will be in lhe ;Imounl of S 392.07
This amount will be p.ut of a 13rger mmuhl}' p3}"tllcnl required b)" the Secunl)' Instrumenllh31 Sh311 be applied 10 princir31.
i/llcrC~1 :\lid olhcr hem' in lhc order described in Ille Sccurily Instrument. Ttti, :lIIIOUI1I molY ch3nge in :Iccurr.bnce with
l'I;u:iSfJph S(E> orlhi, N('lle.
S. INTEREST RATE AND ~10~TlILY "A\'ME~T CIIANGES
(M Change Vale
Thc inlerC~1 r31C lllol)' ct1:lngc on the fir'l d3Y of JUL'i 199) . ':IlU.l UIl lhal day of each succeeding
ye:1r. "Ch3nsc Date" mC30S e:lch d3le on which Ihe mltrCSI rale could ch3nge.
IH) The Inde,,,
ne:ginlling "ilh the firsl Ch3nbe D3'c.lhe inlertsl r.1lc "ill be b3~ed on;l.n lode\, "Inlle.," Ille:!n' Ihe wedly 3vcra"
yield on United 513lcs Treasury Securilic' ;ldju5leJ 10.:1 COHSIOlnl malUril)' of one )ear. OIS mOlde a\'ail3ble by Ihe Feder:!1
Rescr"e BU3rd. "Currenllndcx" me311S lhe mml recenllllJex figurc ;l\'::Iir:!ble)O d:l)~ t-dore lhe Ch3n~c DOlle. rr lhe Index
(3' dcfincd above) is no lonser :1\'3iI3blc.lender wilt u\e a':l new Index OIny intle" prescribed by Ihe Secrclary (3' tldined
in P3r3gr3ph 7(8)), Lender will gi\'e Borro..er nOlice of the ncw Intlel..
(e) C3lcul:llion or Interest R::ltr Chan~tS
Defore e:lch Change O:lle, Lender will C:1lculale 41I1CW illlercs' r3lc by .:adding a m3r~in of no'O AND 00/100
perccnl:lgc points ( 2.00 %)10 Ihe CutTent Inde, 3nll roundin~ llle 'um 10 the ne3re~1 one.ci~hlh of one f'Cl'(enl:lSC
"oilll (U.1:!5%). SuhJCCllO Ihe limilS slaled in l'ar3~raph 5(1)) of Ihis NOle. Ihis rounded ":!luunl will be lhe new intere51
talc unlillhc flext Ch:lllse Dale.
(lJJ llmit~ IIn Inlcrest R:Jle Chanl:U .
Thc illlercsl rale will nc\ cr inctea'e or deCreOl\C by more Ih;\II one pcrcenlage puin! (I,ll'l-) {'III 3ny siliCic Chan~e Oalc.
Tile iUlere" rale "ill ne\lcr be l110re Ih3n (j....e pcrcenla~e point' (5 0%) higher or lo"er Ih;lIllhc illllial intCte~1 ralc ~Ialcd in
P"rJ(!.raph :! of Ihi~ Note.
IE) Calcu!:llioll or 1';I)l1Icnl Ch:lIlJ:c
If Ihe inleresl rale changes 011 a C1hlll~e O;l!c. Lender will c.llculJle the .Inlounl of monthl)' p;l)lllenl of principal :illd
inlere" "hieh "n,.I.., 5\;\1)' 10 repa)' Ihe unpJiJ princip;ll bJlam:c in full .lllhe m:i1urily d,ltC ;ltlhe ne.... interrSl tOIle
IJylllenl'. III IlIJ...ing such ealculJlloll. Lendcr "Ill u'c lhc unp3iJ principal h3IJnce which
ge Dolle if Ihere h3d bren no default in p,l)lIlcnl UI1 Ihe Note, reducc!1 b)' Ihe amounl of 3ny
he re\ult or 1111\ n!cu[JIIOn will be Ihe 31110unt of Ihe ne.. monlhly rU)"menl or principal 3nd
IJ ,.
1.....I."...a..._'_'oc.
I"'_l." IfIcIl\'<lI).lU'U".1f11111
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Ii'", ''...:lItin'ufCh;lIlcr,
lrmkr \0111 ~l~\' /lUllet' W Ihllll1>\Cr III ,Ill) c11.lllfC' In III~ IIltcrC\IIJle ,H\lllUlJll1hl) p.l)lt1Cllt al1l0UIII .1111: IWIII.C' mu\t
t>t ci~en M IrJ\1 2~ dJ)\ l-cfutc Ihe new 1l11111lhl) p.l)tllCllt 0I1l1llUIlt I' Illl~. alhl 11111\1 \el rUl1h fillhC' (tile uf the Iltllu:e, Ilil
Ihc Ch.lI1i=c Ible.lilil IIIC' old iIlICIC\1 rJl\', 11\ lthe 111.'14 mlelC\1 r.11e, (\, Ille IIC.... lIIolllhly I"'}ment amoulIl, I~I' Ihe Cuncnl
Ind,'\ ;1I1\llhc d,lfe 11 \\a' put'll\hed, {\llllhC' /IIelhmluf l'.llclllatll1g IIIC dl""~C HI lllOllIhl} pJ}lllent :UlIuunt, Jfld (\ilil 0111)-
ulher inllJlln.llillll "hidll11.lY I't rC'quHed b} I,IW fwm \line III lime
Ilil Effnthe lJ;lh' uf Chafl~n
,\ new inh:I\"1 Ulc calculOlted In accmd.11lce \lotlll I'Jta~fJph\ ~(C) Jlhl 51UI uf thi\ NUle \loill become etrecli\e on the
ChJI1,e Uale. (1ono\Ooer ,hall mJle J p;l}llIenl in the new mOlllhly amoun! t>t~illning un lhe finl pJ}lllenl date "lli,h
Ot.:cun allen\1 H tin)', ;Iller t.ellder hJ' gi\en llorw\Ooer Ihe nullct nf chJI1~e' le4ui1eu IIY ",lfai'.lph '(F) uf thi, Nute.
nllrruwcr .h;11I h.....1: IIU uhlltllllipn to f';I}. :lIIY illtlc;;\C in tire Illtlnlhly p.l}lIlCIIl lI;llClUIlI C;Ili.:UIOlII.'\1 ill :I\'cord.llIC'c \\ith
."Ilt:l'tiIph 'tEl oflhh Nole (orlln)' p:l)llIeot t1:1le occurring leu Ihan 2~ dJ)\ IIflCr Leuder has il...en the re4uirell nOlice. If
Ihe: 1I111ll11l!)' p3ymenl3mounl ell1cuI31e:d in aceordJnee wilh l'ar.lcr3ph 'lEI of Ihi, NOle decre.l,ell, bul Lender railed 10 ,i\'e
limely lIulh,:e of lhe decrcl'e DIItI Borro.....er milde :lny monlhl)' pn)'hlenl _mUU/ll' ticeellinc the pa)'menl lImount 14hh:h
,hould h.....e been .talctlln Illllld)' nOlice. thcn Oorro~er has the opliou 10 cithcr (I) t1em:md Ihe return to Oorru~er of :In)'
neeu pa)'menl, ~lth internt thcreon :u Ihe Nole ule (a IlIle equllIllo Ihe inler"l f:lte which should 11:1...e tlcen ~t:lted in II
limely notice). or (Ii) rC4uesl IhJI an~' C\eeu pJymelH. ....ith inleresl Ihereon 'It the NOle rale, be 3pplied ;n p;J)'lllenl of
prillt:ipOlI. Lemler', obliC3tion to retum :lny ueeu pa)'lllelU vdth inlerest un t1emJlltl is nul :luicnable c...en if thi, Note is
olherwhe lIui.:ned before Ihe (kmand for relurn h m3de.
6. UOHHOII'EH'S HIGIITTO l'IlEI''\Y
Borrower h3s (he ri&hllO P:I)' Iht debt evidellced by Ihis NOIe. in 14l1ole or in pJrl, wilhoul ch.lrt:e or penally, on the
fiUl d;y or any monlh.
7. UOHRO\I'ER'S F,IILUIlETO PAl'
(A) Lart Ch:1rgc fur O\'udut l'a)'menu
If Lender h.ls not reeei...ed Ihe (ull monlhl)' p3ymenl required by the Securily Inmumenl. 1.\ described in PJr3srOlph
4{C) of Ihi, Note, by Ihe end or fifleen c:llendar d:l)s ..fler the pJ)'menl is due, Lender may collecl :1 13le ch.lr{!e in Ihe
;!mOUnlo( FOUR AND 00/100
percenl ( 4,00 %) of the o...trdue .3mount of e3ch p.l)'Illen!.
(UJ OeraulI
If Dorrower dct:lull, by rallillf 10 pJy in full :loy monthly pJymenl.lheo Lender 01;1)'. e\Cepl:\\ limiled b)' rc{:ulalion~
of Iht' Secrelnr)' illlhe C.3~e of J'lJ}'lnelll cJcf3ulls, IC41lire Imlllediilte p;r)n1cnt In full of Ihe f'tincip;ll billOlnce remaining due
Dud ..II 3ccrued illleles!' l.rllller may choo,e 1101 10 t.\ercise this oPlion \loilhoUI 143iving ill ri{:hu in Ihe e...elll of :1Oy
~llb'('~Il~'hl def;lull. Thi, ~111~' ,Ioe, nol :llltlmri,c nccelcr:\liulI whcn nOI pcnnitlct1 11)' lIun reiulalilul', A' ll'tLJ in Ihi.
Nutt'. MSecrclnr)'M mClm, the SeCrelory uf tlou51111 nnd Urban De...elopmelll or his or her de\lJ;nee.
Ie) 1':1)'lI1elll or Costs :1nd ['penns
If Lender h:l~ requiled immedi.lle p:JYlllenl in full,.3s de1cribed .3OO\'e, Lenttcr may rC4uirc [)orru~er 10 p:l}' CO\I\ :lI1d
("pense, indudint: reason.lble and custom.lry .lllome)'s' (tes for en(orcint: this NOle. Such fee' .lnd com 1h311 bear inlerest
(rom the dJle of di,bursemenl 3tlhe 13me r;!le .3S the prineip.ll of Ihis NOle.
8. WAIVERS
norro....er Jill.! :In)' olher penon ....110 ha~ ohlig:llioll\ under Ihi\ NOle wai...e the riJ;hl\ of pre\Cnlmcnl and flolice of
dishonor. ~r(e_\Cllll11enl" mean' Ihe riGhl to require Lemler 10 denl.Jnd payment of ;Ullounl\ duc. "Notice of di\hono,.
llIeam lhe ,iChllo require lender 10 t;i\e notice 10 other persons thill :Il1lounls dill.' ha...e 1l1l1 been p.lid.
I}, (;I\'I~(i OF NOTICES
UnleH "prli~'>lhl(' I.lW require\ >l differeflll1lelhutJ, 0111)' notice th:tt mU~1 be {:h'en It) nnrru....cr under Illi\ Nule ....ill t.c
gi...en by de1i...erill{: il or by mailing it b)' fir\t cla\\ Illail to narrower ;lllhe Proltert)' addrcn 3bo...e or nl a different addrcs\
if Uurruwer h;l~ ~i"'cn Lender;t Iloli(e of Dllrro\\ct'~ differenl .lddre\\.
All}' nolice th;11 musl be {:h'en (0 Lendcr under lhi~ NUle will be {:i~en by rim clOl\\ 11I:lil 10 Lender al the ;rddre~'
Slated in PJt;lf:raph 4(0) or .l( a dirferen( lIdd(c\~ if norro~er i, gi~en.:li nOlice or lh.ll differelll ;uJdrcS\.
10, OI1Lll,oITlONS OF I'ERSONS UNUER TillS NOTE
If 1'I10te 1I1;1n Ollt penon signs Ihi\ Note, e.3ch person is fully .lnd penon;lH}' obliS>lled llllcep all of lhe prClllli\cs OI.1de
in thi, Nme, includillS Ihe proll1i\e 10 pay Ihe full :a!l1ount owed. Any penon who is a ~U3(antur. surel)' or endor\er of Ihi,
Note is :11'0 ollli{::Jled 10 tlo lhc~e lhing\, Any per\un 14 110 t:lles o~er lhC\e ohliCOlliun\, includinc Ihe ublipliull\ llf .l
guarantor. \utel}' ur cnllor\er uf Ihis Nnle. i, :lho ohlj~OIled 10 leer :\11 uf Ihe pTtlllli'e~ made in this Nole. lelluer nu)'
enforce il~ righn under Ihis Note .:lC.lin\! e:\ch (lCr\UfI individually or a[:>linq :tll \isn3Iurie, logelher. An)' (Jne pcr\on
signing Ihis Nule 111:1)' be rcquired 10 p.lY all oflhe :llllounts o.....ed under thi\ Note.
II)' SIGNING IJELOW, DlIrro~er ;tn'ef'l~ ;tlld :lgreC\ 10 Ihe lem" 31ld Cll\Ctlalll\ Ctllll,lillCJ ill p;lge.. I alld 2 uf Ihi\
Nute,
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SHHHI~~'S RETURN - REGULAR
CASE NO: 199,-0J25~ P
CIlMMIlNW~:^I.TH Il~ r~:NNSYLVANIA:
CIlIlNTY IlF CUMH~:RLAND
~ [lIST NAT WNW [D~: MllflTIj^I;~:
VS.
M [TCHELI. 1.lS^ D
HHlAN H^RRICK . Sherift or Deputy Sheriff of
ClIMIIEHt.ANIl County, Pennsylvania, "ho being duly s"orn according
to la", says, the "ithin ,;IIMPI.A [NT - MURT ~UI~~: "as served
upon M lTCm:l.I. 1.lSA 0
the
defendant, at
~2~:~0 HOURS, on the 2Jrd day of June
19Y, at
15 I.lLAC DRIV~:
MI::CIlANICSBURG. PA 17055-3189 ,CUMBERLAND
County, Pennsylvania, by h~nd\ng to CHUCK MITCHI::LL. PERSON IN
CH^flG~: ~Ufl D~;~T,
a true and attested copy of the CiJMI'LAINT - MURT FUR~:
and at the same time directing His attention to the contents t.hereof.
Shl?ri.ff's Costs:
Docketing
SC'rvice
Affidavit
Surcharge
1fl.00
:j.58
.00
2.00
:;1) ans"ers: /';./ //
.r./~~f~
H. I homas Kl~ne, ShE'r~11
$/~.~B
g:m~::~'""1~1i.' ~S
Deputy Sher~11
:5wnrn ~nd SUb31~ri.hC:A to l)C'fore me
'4 .
this .l'f d~y ot-. ,'-"--
IY 17 A.D.
C -} t<-- ~'I:- . ~c,
'--("7 Protho~ry