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HomeMy WebLinkAbout97-03376 " }- o ~ l1 ~ d ~ . ~ tJ . .. :::.. \. U VJ ~ ~ '" -+-. "- ~ ~ .~ ~ ~ '1 ~ \~\ ..- ( ~ -. . . ~ - u I ! ~ I " I ~I too, ~! i 1 ~I . - certain indenture of mortgage made, executed and delivered by the mortgagors, Thomas J. DeAngelo and Marjorie J. DeAngelo, to The First pennsylvania Banking and Trust Company on April 5, 1974, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 576 page 358, secured on premises 813 Carol Circle, New Cumberland, PA 17070, a true and correct description of which is attached hereto as Exhibit I. 5. On September 15, 1976, title to said mortgage was transferred to Myles H. Shoop from Thomas J. DeAngelo and Marjorie J. DeAngelo, by virtue of Deed which has been recorded in the Office of the Recorder of Deeds of Cumberland County in Deed Book No. U-26 page 388. 6. CoreStates Bank, N.A., Successor by Merger to The First Pennsylvania Banking & Trust Company, assigned the said mortgage to Eastern Mortgage Services Inc., the plaintiff herein. 7. Plaintiff alleges each and every term, condition and covenant in the aforesaid mortgage, and hereby incorporates them herein by reference thereto. 8. The aforesaid mortgage is in default in that the defendants, mortgagors and real owners have failed to make payment of the monthly installments of principal and interest in accordance with the terms of the mortgage, for the month of March, 1996 and each month thereafter, up to and including the present time. 9. The following is an itemized statement of the amount due plaintiff under the terms of the aforesaid mortgage: principal Interest from 02/01/96 to $ 9,009.52 . . 06/01/97 at $2.15 per diem $ 1,047.05 Accrued lato charges from 03/15/97 to 05/15/97 $ 159.90 Accrued escrow deficit (taxes , insurance) from 03/01/96 to 06/01/97 $ 915.66 Attorney's fee $ 800.00 Title information certificate $ 328.00 Photostats and postage $ 35.00 Notarizations $ 10.00 Total $ 12,305.13 The defendant United States of America is the holder of 10. a federal tax lien against the defendant Myles H. Shoop, as follows: Federal Tax Lien #6608 FTL 92 (income tax 19B5, 1986 and 1987), in the amount of $48,306.70, lodged with the Prothonotary of the Court of Common Pleas of Cumberland County on October 11, 1992. 11. The above lien, lodged by the District Director of the Internal Revenue Service at Philadelphia, Pennsylvania, are against Myles H. Shoop, defendant and real owner herein. 12. A judicial sale of the premises is intended. 13. Plaintiff sent to defendant real owner a Notice of Warning of Intention to Foreclose dated April 14, 1997 by certified mail and also by regular mail (copies attached hereto as Exhibit II). To date, defendant has not made payment as required. 14. Plaintiff sent to defendant Notice of Homeowners' Emergency Assistance Act of 1983 advising him of his rights under the statue (copies attached as Exhibit III). To date the defendant has neither made payment nor indicated that he has taken any steps to avail himself of the financial assistance made through this legislation within the time established by this Our File #1670000412, Our File #5741AB AFFIDAVIT STATE OF FLORIDA SS COUNTY OF PALM BEACH DON RICKARD of full age, being duly sworn according to law deposes and says that he is the Vice President of Eastern Mortgage Services Inc., ~laintiff herein; that he is duly authorized to take this affidavit in behalf of the plaintiff; that he is fully familiar with the facts in this matter; that he has read the foregoing Complaint in Mortgage Foreclosure, and that the facts contained therein are true and correct to the best of his knowledge, info ~ DON RI ~, ~ce President Eastern Mortgage Services Inc. Sworn to and SUbs~~bed Before me this W day Of :J'VN( , 1997 -~~~ Notar Public If' ~ Jean Mane Elm :~.MyC()l!'l1'OnIonCCllm88 "'~l ElpireaMay 19. 2001 , EASTlRN CAPITAL MARKlTS I A DIVISION 01' EASTlIlH MORTGAGI SlIMCES, 1Ne. 2701 WttIUII LaM. Selle UIO MaIdaad, n. J2751 Myles H. ShooP, Jr. 813 Carol Circle New Cumberland, PA 17070 Dale: April 14, 1997 A=un1 No, 1670000412 MonpaedPl :...., 813 Carol Circle New Cumberland, 17070 NOTICI OF INTENTION TO FORI.CLOSE MORTGAGE EAStERN CAPITAL MARKETS, A DIVISION OF EASTERN MORTGAGE SERVICES. INC... is !be bolder or !be ~ 011 your prnpeny cIescnlxId above, or IS the mortPIC terYice IXlIIIJXIOr for IlICII balder, The mortgaae is in SERJOUS DEF AUL T bcc:ause you have DCt made \be IIlOOIhIy JlIYIIICIllI for March 1. 1996 throu&h ADril 14. 1997 al S408.85 ger JIlOIIlh. laic cJwscs have aIIo KaIIClIto lhiJ dale 10 the IllIII amounl of OIher char&CS have xauccl In \be 1OW1/lIOUI11 oC $ 0 . 00 The IllIIIIIIlOUIlI now ftIll1litP.! to CUIC lhe ddaull, or In otbcr words. SCI CIU&/U up In your poyIIlCIlll U of tllcclaleofthi. _.., ~7. 478.14 , $138_58 NSF cha:k and You maycurctbc dcClIsIIt within 1HIRTY.QNE (3 I) DAYS of !be cIolc ofUu11cacr by saJillllOlII \be above IIIIDWIlPLUS uy additiooa1l1llXl1b1y ra"....4i and We char&es wbidI may fall dneclllriq IIlis pcrioc1 Such pIYIIICIlIlI1IISI te in \be Comt 0 a cashi.... cbcck. certified chcck. or IIIOIIq' order wbich call be 1C1II1D: EASTERN CAP\T AL MARKETS, 2700 WE51llALL LANE. surrn 1240, MArI1.AND. FL, 32m, I'I}~ II11IIl be rca:md ill 0\11 o!ficc by lhc lime 'P""RM by IIlis IlOlia: If you do lIOI cure Ibc ddIall W1I1un llilRTY ~ (3 I ) DAYS. Ml iJIlCIlCIlO cxcn:iJc DIlt ti&/lIlO aa:elcntc !be lllorlP&C JlIYIIICIllI ThlIIIlCIlII tlw wbalcYtt .. owi1I& 011 \be ori&J,IIII- bono..ocl WIll be CXlIlIIdcruIllIc l~-Iy. and you may I_!be cIwlcc to plY oO'!be on&iJW lIIClItPP in lDOIlIhly "..,.11_ If full pIyIIlCIlI oCtile IIDllWIl oC ddaulllIlIOI made W1lhi1lllilRTY'()NE (31) DAYS, .... aUo inund to,1ISI1ttCt 0'" a/IOmf')<r to 3lat1 a ItlWSJIft ta fot'Ic/D#)'OW _'fI<WCd ptoflBly, J/ 1M ,.",.tg~ Is/ortelostd.)'O'" mortgogtd ptOPUty WlI/ bt sold by tAt SJrm/Jto pay offtht mortgagt dtbt, If we ref.. )1l1I cae to oar JlIOIJIO)'I, till you am: !be ddIu1t before \bey bc&iD 1epl ~~p I&JlIMt you, you will SIilI have to plY the reuooable attOl'llCl"1 Cea aaualIy incurred, up 10 S5O,OO, Howau. If Iqa1 ~~p an: IUnOCI apinst you. )'011 ...n ba..e 10 pi)' -oN.ll1OrDe)'" lea na Iflhcyc:Jl.-l550,OO, Any II1OrDe)"S lea will be addld 1O.-.a)'Oll '"'" III. wbicIl IDlY alia Illchxlc OW' ~ COlItI, IF YOU CURE TIm DEPAUL T WITHIN TIlE nnll1Y.oN!! (l I) DAY PERIOD, YOU WD..L NC7I' BE REQUIRI!D TO PAY ATI'CmlEY'S FfES, Wemoy abo 1lIC)'OlI pcBlXlOlIy loc the IlllpIld pn~ bIJalallll4 aIIlll1lcr SIlIIlI Qlc UIIlkr the /IIllI1pF. 1l)'Oll ba.e.at ClIl'cdlbe defml1 withiD the nnll1Y.<JNE (31) clay period aDd b....JoQ.ft ~~I" ba..e lqwI. )'OlI SItU ba..e the ri&hl10 CUR the dd'aIlIl and prncat the sali: at aay DIIlC up 10 0IlC bout before the Sbenlrs londomn: saIc. Y OIlmoy do 10 by l'IY"'I tIl.llllCal - of the UIlIIIid DDIIly pI)'IlICIIII phas aD)' Iale or lllIlcr charp thcII We. .. wdI. the MIO"-IDllrDOJ's rea IIl4 alIlS ~--' with the b..closln sali:1Il4 perform ID)'lllIlcr rcquiraDcIlIS adcr!be morf&IIL II is c:su1llllCd lhII !be car\icsl dale !IlIl Sll<h. Sbenlf's ale allIkl be bcId WllIlici be ill ~ I SO dayL A DOllCIC of the cIIlI: of the Sbenlf's ale will be SClllIO)'OU before the sale. or c:oanc. the IDIOIlIIl accdod 10 CUR the ddaWI will illCRUC the IolllU )'011 wIil. Y 01111II)' fiDd 0lIl 0II111J lIJIle cxac:dy wllaI the mqaiRd pIZ)1IlCIlI WlU be by allinl us at the IUIIIlber: (Ull) '99-9911. This poylDCIll- be ill the form or casb. . c:ubicr's cbodc. CCIlIIitJd thcct or lI10lICY orcIcr IlII1 be made ~ to EAS1ERN CAPITAL MARKIITS 011 the ~ IIIUd IllI the lroDl ofthos NolIcc, You should rcala:c lhaIa Sbcrilrs sale will cnd your Cl'\VDOI1IlI1l of the llIOllpFd propcny aDd your riJbl to l'CINlJIllIl!. J()'IIU CXlIlIIIIllC 10 bvc ill the propcny a&r the Sbenlf's aIc. a lawswl ~ be IIItUId to evict )'IIU, Yau ha\'C Iddllillllal ricba 10 bdp pnJlCd your UIICml ill the propcny, YOU HAVE TIlE RIGHT TO SELL TIlE PROPERTY TO OBT A1N MONEY TO PAYOfF TIlE MORTGAGE DEBT, OR TO BORROW MONEY FROM AN01lII!R LENDING INsnnmoN TO PAY OfF TInS DEBT YOU MAY HAVE TIlE RIGHT TO SELL OR 'ffiANSfER TIlE PROPERlY, SUBJECT to TIlE 1ElMS OF mE MORTGAGE. TO A BUYER OR lllANSFEREE WHO WD..L ASSUME TIlE MORTGAGE DEBT, PROVIDED 1lIAT ALL Of TIlE OUTSTANDING PAYMI!NTS. CHAIlGl!S. AND AITORNEY'S FEES ARE PAID PRIOR to OR AT TIlE SALE AND 1lIAT TIlE cmmR REQUIIlEMENTS UNDER TIlE MORTGAGE ARE SATISfIED, CONTACT US TO DETERMINI! UNDER WHAT CIRCUMSTANCES TInS RIGHT MAY EXIST, YOU HAVE TIlE RIGHT to HAVE nus DEPAUL T aJRED BY ANY llURD PAR1Y ACTTNG ON YOUR BEHALF ' YOU HAVE TIlE RIGHT TO ASSERT IN ANY FORECL05URE PROCEEDING OR ANY cmmR LAwsurr INSTI11J'IB> lJlolDER TIlE MORTGAGE DOCUMENI'S, TIlE N<>NI!XlS1ENCE OF A DEPAUL T OR ANY 0TllEll DEFENSE YOU MAY HAVE TO ANY SUCH ACTION, 1l)'IIU cure: the clr:!m1~ the IIIOI\pIC will be reszorcclto the ...... posiDOII U If no ddaldl bad QCCUITCId. 1Jowaocr.)'IIU an: DQtCllllllcd to tlllI nsln to = your admIllllOrc thu tbRc (l) tiIIIeS ia Ill}' calcDdar year, PLEASE READ THIS NOTIn YOU MAY BE EUGWU: FOR FINANCIAL ASSISTANCE WHICB CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU mKE FUTURE MORTGAGE PAYMENTS Dale April 14, 1997 RE, 1670000412 813 Carol Circle New Cumberland, PA 17070 TO, Myles H. Shoop, Jr. FR, Eastern Capital Markets 2700 Wcstba11 Lane, Suile #240 Maitland. FL 3'n 5\ (888) 225-991\ You may be digillc for fuwIcial asIislance tha1 W1I1 prevent fora:losurc on your mongage if you comply with the provisioll3 of the HOIIICOWIIt:B' E,.....ll...,c;y Mortgase Assistance Aa of \933 (the "Act"), You may be eligible for ......~ IcnporIlY ...;ohnN' if your de&uIt has been caused by cirCWJI9ana!.'l beyond your COlllIOI, you hIYe. reuonabIe prospect of resuming your mortgage payments. and if you rned other cIigibiIity requiranentS cstIbIiWd by the PcmuyIvania Housing FiIwx:e N!P"CJ, Please read all of this Notice, II comains an explanation of your rights. Under the Act, you arc entitled 10 . lempora1Y suy of forcclosurc on your mongage for thirty (30) d&)'1 from the date oflhi, Nolice During thal time you roost aT'fIIl8C and &llC!Id · "faoe-to-face" mcctina with a rcprescrU1ive of this lender, or with a designated consumer credit counscIing agm:y, The purpose of thi3 mccIing is to anempt 10 work out I RpI)1TlCIlt plan, or to otherwise settle your ddinqucDcy, This mccsing IIIIISt occur in the nctI (30) days. If you ancnd a fJco.to-facc meeting with this leader, or with a <XlIlSWIlel' credit counscIin8 agency i<knlified in this noCia, no further P' Qvrro 1~'8 in rnongage foreclosure may take pIIce fortllny (30) days after the dnc of this n~18, The name. address and Iclcpbonc runbcr of our represcntaliYe is: Robert C, Zu1cosIcy, A.ccounl ~ Easrcrn Capital Markets, 2700 Wcsthall Lane. SuiIc 11240, Mait\and, FL 3'n5 \ - Tclcphooe (888) 225.99\\, The names and addruscs of deoirtM COfISIJIIICI" credit co"~ agencies are sbowD on the anaclIcd sheet II is only necessary 10 schedu1c one fal:c.to-W:e meeting. You should advise this lender immedialeIy of your intcntioos Your mortgage is in default bcclwsc you have WIcd 10 pay prompt1y inslaIlmmU of princ:ipaI and inlC1"CSl, as required. for a period ofllleast sixty (60) clays. The loW amount of the dclinqucncy is $ 7 4 7 8. 1 4 If you have tried and arc unable to resolve this probIcm at or Ifter your fice..to-face meeting, you have the righllO apply for financial ~ from the Homeowncn' EnElIl"ICY Mongage t'm",rp: FutXi In order to do this, you lt1IISl fil out, sign and file I completed Homcowncn' E.1""~1tY Assistance applicarioo with one of the ~8""'M consumer credit counsding agencies lUted 011 the anacluncr1t An application for assistance may only be obtained from I consumer acdit counseling~, The cormuncr credit cwnsdin8 agmcy 2 ~ ~ i3, 'I -g cV; 'J" .... :r ... i ~ Jv-7,-) C;. '1C, 7 (l ~\.'Kfl~LtJ' _ i!.o/~I'-C~..L Y/J...d- fJ-/ fiL{.' - ~ / ~ .... , "l , '<1 .,.. . ~~ >, :-- '-;. . .. , ,~ ~:; <.' -, . 0 ~ eXl '- c- ,-' - r.. ,r , . It (",] . ,. , ; - f:' . . (~.':. . ~ ( , - u r, , - . [Ll , .- : .. .J . - u. >, r'- :~i u c' U ~ '- ~> ~~ l": \" ,';": ," ('-; ," ( )', -' , n:' I c;j L~,l G' 1; . I u:~, .- ~ , ~ " -', , ,~ r- I ( . 0' ;) ~ r... ..!l " , , ' "- C' \~ \,' \";' \.~... \ I.~_'\' 'Ql ~~ '. t..... ~ . \.".', , (>-, \' ,I. e.:, ,~ . ," \ , ) '. :':"J ~ .~.J PLAINTIFFISI Eil~.l:prn MIll '1 qillH? ~JP' V1Ct!I" llle Lit d1 DEFENDANTISI Tll(~ llllltp{j !.ltdtL'~:, of ftl'IPI.lea SERVE AT CASE NO, <1'7--3376 CJv:il Court of CartMOn Pleas of CUMberland Count rhlb.l('lr1uol ^'....U.llll'n"f 1'(,,/('0""11.11 rf,...t"~t\t" B&R 235 SOUTH 13TH STREET PHILADELPHIA, PA 19107 PHONE: 12151 546,7400 FAX: 215,985,0169 Bentee. tor Pror.,..lonal. Inc. AFFIDAVIT OF SERVICE 1'" ,) 1997 6J:.. CIJl'stnut PlJila. , St. PA 191\li. Civil Action COMp/Forl'c COMPANY CONTROL NO, CS0<n.0:j2A REFERENCE NO, :.,/41 Serve By: July 29, 1997 Served8ndmadeknownl0rl,(~ Unit:l~d St'atpl.:; of AI\IPr'icd Accepted By: SHERR I BARFIELD :17 day of July ,19 97 ,.t 09:30 o'clock. AM" .t 61.5 CHESTNUT ST. f'HIl APHF'HIA PA Commonwealth of Pennsylvania, in the manner described below: o Oerendantls) personallv served. o Adult family member with whom said Defendant{s) reside(s). Relationship is D Adult in charge of Defendant's residence who refused to give name or relationship. ~ Manager/Clerk of placing of lodging in which Defendantl51 reside(51. AUTHOR'IZED AGE'IT Agent or person in charge of Defendant's office or usual place of business. " o Posted o Other Dp'.:icr Iption: Othe," : flqe Hlo'll)ht Weiqht Race Sex ... 1::)-f(i~L -\1'/ c. l vi \-\cikl: I . /; ! ' - NAME OF SERVER El<;ie VleL"'-'d C"le'l'<I.'';lIUff being duly sworn accordmg 10 law. deposc-s and says that he~she 15 process sorl/er hOl8111 nam~s. 8nt -... HDTARIAl SEAL lhlt tha fscls herem sfltlorth abol/o IHO Irue and toffect to the bps , FREDERIC A. BLUft, NotifY Pub tIC th8lrknowledge.mlormattonsndbclml City of Phlhdftphu, Phlh. COUlty ~y [0001"10' Elpllr, frb. 11, 2111 Process Server I ~ " Competent Adult... __ Sworn to & subscribed before me Ihis _._;!3.......d.yof'J!'!.~ 19 97 :Jct:;-- -- awFirm ~'I,ll thll L~ Vun r\U,.r~\\,:._'li(\ I ~ _[1:,\1.. ttorney's Nanw ddross ~; U 1 t (} :1 :'1 n ~_) I ~; ~ 1 :.) I II :-) l I (, ( , I 1-' II Jj ,\ {I f' .1111\ 1 ,\ I' .....1 ~ '.,! 1 I.) elephone" ~j6(; t n: I:~ 1ll9O l'h,I~,t~II\II'1> A~~", "I /""r,."""",<I',,,, ,." ~;,.",,,~ It... 1 .._~----'~! ATIEST, Fa< F'J,llllflff PRO PROTHY , Idl'ntilu-,ltIlH'" , .'" ',1 ,It\UP :.),\ 1997 _ L__ _ DATE .!) c .- ," >- r!': -- >c.' III ~,; 0- -:"1 1.'__ U-r ~L c..~ -', (1: .L f.: w_ o u.. it; I c: :.:J "- r- G' , " ~i'!:C "j U