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FINANCIAL TRIIS'I' CO~WANV, I IN TI~E COIlR... OF COMMON "LEAS .
~11l,,'llff I 01" C;1I~lJr.RLANll COIlf'JTV,
I IIENNSVIN ANIA
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.1 qVIL ACTION. J.,A W
I IN MORTGAGE FORECJ.,OSIIRE
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I ClVIJ.,TERM . ),)~7- ?:847
v.
JER~Y C. KERN, ."d
pqNNA J." ~ERN,
Defend.I.I,
NOTICJi: ,
YOU HA VE ~EEN SUED IN COURT. IF YOU WIS~I TO DEJlI'!NP
.AGAlNST THE CLAIMS SET FORTH IN THE FOLj.,OWlNq PAGES, YOU ~sr
I TAKE ACTION WITHIN TWI'!NTY (20) DAYS,AFTI'!R THE COMPLAINT ANP
NOT.ICE ARE SERVE.D, FILING IN WRITING WITH 'HIE COURT 'YOUR .'
DEFENSES OROBJEC'l'lONS TO THI'! CLAIMS SI'!TFORTH AGAINST YOU.
YOU ARE W t\RNEP THi\'f ,F YOU fAl~ TO DO SO, '/'HI'! CMI'! MAY pROCI'!EP
WI'l'HOUT yqu AND A JUDqMENT MAY "E ENTER/.'lD AGAINST YOU BY THE
cqURT WITHOUT FURr/;ll'!R NOTICI'! FOR ANY MqNEY CLA.IMI'lD IN THE .
I COMP/"AINT OR FOR ANY OTHER CL~IMOR RELIEF REQlJESTEP BY THE
,PLAINTIFf, YOU MAY LOSE ~ONI'!Y OR pROPERTY OR OTijER IUGHTS
. lMPOR,/,AN'l' TO YOU.
YOU SHOULD TAKE TillS PAPER TO YOUR LAWYER A'l' ONCE. IF
YOU DO NOT "AVE A LAWYER OR CANNOT AFFORP ONE, GO TO OR .
fELEPJlONE Tm: OFFICE SET FORTH BELOW TO FIND OUT,W,.ERE YOU
CAN GET LEGAL IIELP., .
Court Administrator, Fourth FIQor
C4mberland County Courthouse
Carlisle, VA 17013 l'
Telephone: (717) 240.~2QO
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~J:AAY C. Ki:RN, and
DONNA L. KF.RN,
tlere~danl.
. ,
FINANCIAL TRUST COMrANY, 1 ,N Tm: COURT OF COMMON Pl,F,AS
PlaJ~lI"' 1 OF CUMPi:RLAND COUNTY,
. 1 ri:NNSYLVANlt\ .
v, 'I
, CIVIL ACTION - a..A W
I IN MORTGAGi: FOR~Ca..OSURE
, .
.
. ,
I CIYIL Ti:RM 1991- 3'1'11 (]Wi-i r;......
l'
COMPLAINT
AND NOW, comes Financial Trust Company, through Its attorney, William A.
Duncan, Esquire, and l11es thlG Complaint in Mortgage Forqclosure, of which the
following Is a stlltement:
J. Plai/ltllf Is Financial Trust Company, a eorporatlol) orsal,lzed and e"lstll1~
. under the laws of the Commonwealth of Penn BY Iv ani a :-r1th Its main office and principal
,
place of business located at 1 West High Street, Cllrlisle/ Cumberland County,
Pennsylvania 17013. '
2. Defendant, lerry C. Kern, an adult individual, and Defe,ndant, D0l111a C. Kem,
an adult Indl~ldual, are husband and wife, and reside at 575 Center Road, NewvlUe,
I
. Cumberland County, Pennsylvania
3. On or about luly6, 1990, Defendants made, e"ecuted and delivered to Plaintiff
a note and a real estate mOrlgage financing Fifteen Thousand and 00/100 Dollars
. '
($15,000.00), a copy of said note and said real estate mortgase being attached hereto as
E"hibits "A" and "B", r,espectlvely, and llre Incorporated ~ereln .by reference as IhouSh
. ,
fully set forth.
. 4. Said note and said real estate mOrlSBge have not been assigned.
~. Jerry c. l<em and Donna l,. l<em /Ire lho sole record QW/lon i~ fee sll)lpJeQf .
I .
said prel)lisea aubJecl tQ said mQrtl:!al:!e, by virtue Qt'lI DOlld dated apd recorded Jllthe
Cum~erJal1d County RecQrder's QnJc,e In Deed J)OQk "l,", YQlume 3',
paso 395" more specll1cally set forth In J;l"hlbJt "C'I, attaclled herelQ a/ld made a part
I
hereQf hy reference.
\). Said note and said real estate mortl:!age arc in default because Defendants
, ~ereln have faJled to pay the paymo/lts that were due and owlnl:! for the months of April
1997, May 1997 and JU/le 1997.
I' ,I
7. The p'.aintiffhas give/lto the DofO/lda/lls wrJ.tton notice oflntontlon to foreclQse
Qn said mortgage as required by Jaw under t\c.! 6, dated May 15, 1997, a copy QfWhlch .is
,
m~r~ed J3,,~ibits "Dil and "g", ~nd attached hereto and made a Pllrt hereQfby reference. ,
8. The Plaintill' has given written ~otice Qf dofault as required by the Homeowner's
, . ,
Emergency AssistsnceAct Qf 1983, d,sted May 15, 1997, a coPy of which is marked
g"hlb/ts "'F'I and "0", and attached her,eto and made a part hereof by reference.
, 9. By reasl/n ofthe aforesaid default, the entire principal balance Qf Seven
Tho~sand g'ght Hundred Sillty-seven and 23/100 ($7,867.23) Dollars, with interest
thereon at the rate Qf 13.25 % per anntjm cQmputed from AprlllO, 1997, and attorney'a
fees In the amount of Three Hundred Ninety-three and 36/100 DoUars($393.36) /ll'e n~w
due and pllyable, " .
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1, Lym, S. Qaker, ~ereby verilY that I all) a l!1(ecutive Vice ~resldent Qffl/la/lelaJ
Trust ~QmpllllY, that I O)~ke this verillcatiQ/l be;nl:l authorl~ed tc/ .do SQ, and the racts set
forth' II) t~e ftlregQl/lg CQmp,al/l1 are troa and eC/rreeHQ the best Qf my knowledge. I
, '
understand that false stateme/lts herein are made subJect to the penalties of 18 Pa, C./),
,
Sectiol) 4904 re'atJ/l8 to UnSWQm falslllcatiQ/l to au
I~
. II S. Baker
. e tive Vice /i'reslde/lt
fi"a/lclal TlIlst CQmpal)y
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Stl y~ul qonl"ql dllC:um'nb Iqr Iny Iddlll'"II'nlYlmIIlOIJ ,belul Mllp.ym'nl, dlllUII, 'ny ftqylftd "p'ymlnlln lul! belo" Ih, "h'dul,d
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pOllO,,'olI.1 'ni lilli" 1",ludln. d.pu,1t ",uu"U. ThI'IlI"n,lh", II iOU d,'.ull,
WI mOi mId,. uUr /llhI 01 Itl'ull 104 'ppli Ini ul YOUI p/op.,ly Inqol
pIlIIO"lon,ln.ludlna d'pu'lI "COUIII', IU Ih"u'1" iOU uw' un ,hi, NIIII.
,
UI, ".cu/I'i IlIlerlll In,luI\" parll, ,,11.d ".",,,Iun'," add.d 10 Ih' P"loll"
/upe/l1'1'"~ 111" 11m',
,1111.Mort....uPO~L~7t) Oenter RQnd,t16wl.l1e, Pn.
" ,Ih, proptf\Y whl, IICU,lIlhl, Noul' nll,d I I "COII"'[II." Ou, ,lahl;l,;'J
qUi ~"p,n.lbJlltlll "",dlll' .ny ptl,"II" prup'rli COIIII"o "" provld,d '" ,hi.
"u,II1 II.,..m.nl, lI,hl'h ,"nll"UlI"" Ihl rtv'I""d'. OUr ,I.h" !II .IIY 11II
.,.Opt/IY Coll'''/'' .ft 'onlllnld In Ih. MOlla',I. "I yuU' UP'"I1, iUU will
110"'/11' .ndJuln w't.h u.ln ,I,nln,.nd nll.II' d",urn'll1'"d III IIklll' ony ",hI/
i,p. ~h1'b WI d"m n'''''"li \0 pI/'"I, mllnl,!n p",I",'un uf, .lId ..II,li uur PI.Ol)OINRUMNC~ IINO VlIOP~RTY lNSUR"NC~ Mi\ Y ~~O"TAlNEP'
'Ullly 10.1""1 III Ih, COIIIII,I. ' , HIRI)UOIl i\NV IIOENT, JlI\l)K~R OR OT'IER l'nllSQN Of YOUR
I' NO R~"~ OR rnllSo)'lll~ ~ROV~Rrv IS mnNTlplEO "BOVn, nllS CIlI)JCE. S"I"'UIIII" III pII""Ph ~,4 O/lhl SIIullly ",",m'"1 un Ihl In",.
QrJ! IS UN~~cIlRnP.,. ,Idl.
".mr ,NSIIRr4NC',S Nor R'QU,R'f); ~Ubj"lln "('PI III" bi I~' In,urel 1I01ll'~ below mdl, illlu"n"I'lv.II'bl, 'h,uu,h u. lor lh, "'Ill ul Ihl,I'jIlI,"lhl
011('/ ~bown below. Sln,l. tredll LII. .lId Sinai' Credll "(eld'nt.l Jl..Ir~ In'u"o(, .re ,v,lI,blllu .ny",1t Ourlow" UI CII.SI,"" ","1", lor 11110, In" below. Jolnl
,'4) UI,III'u/.n"I'lv.lllblllo 'ny Iwu oIioU ,I,"ln.'or,u,h 10Iu,o"" beluw, Numdillo'UIIII(' will be provld,d UIIICIIlh"PPluprlll"'II'IlI.nl(o)I"I,,,'d bi Ihl
pI/,onl') lobe In'u/'d .nd Ihl '"',II'~UWn below Ire In,)od,d In"hl IIIlIOUII' Pln.II"d. IR..th, NOlICJ! Of PR()PQSJ!P CREDIT ,NsURANCEon Ihl /lvl,II.,d..)
lIy ,1.'0.10.', you w.,,' Sin." Clldl.1 L1I,III,uI,n", Bi ,I.nln" iOu W."l Sln,l. Cre411 ""ld'nl.lllllllh Bi ,I,nlll', you bOlh w.nl Julnl C"dll UI,ln,Il,.nq"
whlcb '0'" S ' Inlu,.n.., whl'h ,"II, S_ 'whl,h COil'S 'Wh,II"
iour ....1
_VIl"
f'1.orm'N,~II"r4NCE,' ,I,h"kcd q .11I'u,"o,.I, rcqu!IId .~.III" nuo4 d.IlI',"
IU IllIplov.d ,..1 P,UPl/IY 01 'Publll homl CoIII"I.I.
,."IIP,,,rl' 'N.~IIR,jNClillllhl, NoIII,mU/.d bi ColIl"I.1 which I, 001111 ou,
pOIICllIo)n, In,u,ln" laOIIl" phY"'.1 dom""lo Ih. Cull'I,"I!, reqUired 101 Ihl
101l"1m ollhl NOll. '
Wholl. you, ...1
,
W I 2. SI,nl'u/" ul bolh "",on,lu be I'\IU~ Y"~'
Vu" hll 'iuur '1.1 v.'" rur Jlllnl Crldll LII. III'UII""
1IlMMQIio1UIllfIl'Wvlln"1I~~ ConSUJ1'ers Life Ins, Co. C~ Hill, Pl\
THE IIOOI'f/ONIIL TIl.~~S MID S~CURrrv AllREEMENT ON 'fliP-liE VERSE SmE liRE P"lIT OF 1''''5 NOTE.
BY SIUNIN() BE~OW. YOl1lNrENO TO BE LEO^L~Y JlOUNO BY i\l.l..QF TilE TER~S OF TillS NQTE.
VOU IIUO "CKNOWLEPOE RECEIVINll "CO~P~ETED COpy OP THIS NOTE,
, , .
~__.__ .._!?72 Canter ..!l.2e.<;\.....H.ml'l1lle.~a-l'l2ll-:
I\ddrnl
t.
,
SI,"l1u/, lllpe"on 10 bo IIIIUrcd lor SIIIIII Credl' LII.
IIIIU/lII"
,
, III'Urt"
orrqwor\ S ,n.lurl Add,...
, . NOTI<:ETOCO.SI(JNER l~08'" 0 7 - 77
YIlUIII b.ln, ..k.d tll lu.r.nt.. thl. d'bl, Think clldulll bdor"ou do. II the Borrow.r dll"n' p., the d.bt,lllU
. I. ,ullloU c.n .ftord to p"lr loU hu. to, .nd th.1 10U w.llt to ICC.pt thl, mponalbllUl. . '
Yllll ma, h." to Pll up to Ih. rulllmount oUh. d.bl Irlh. Borrower dotN 1101 P'l' You mll.lso hu. to P"llt. rill or coll.ctlon
,coat" whl.h Iner..," thl, .mount. ' , ' .
Th. Creditor call coli... thl. d.bt 'rom 10U wllhout nflt 1"lnl to cl.llect rrom Ih. Borrow".l.lt. (:redUllr cln ua. the "p" cllll...lon
m.thod. ..allllt 10U Ih.t can b. u..d ...In.t Ih. 8orrowtr, .uch ...uln.,ou, .Ic.llthll d.bt I. "" III dd.lIU, th.1 'act m., bt.om.. .
p.rt of YOIII .redlt rICord. . '.'
Co..WGNfiR'S ,~URErl' A GREf:/./^'NT, Vou.lh. irion "' "".n, ,I "CII.~IIII"" ~"ow. p,"mlo'I;1 pny ", U. or 10 o\\r 1I"lor I~' "",ounl Plnlll"d. plu,
1.1.'...."d Olhor'~lrl'" II p,ovldld I"lhl, No ., ~y IlIlhllorlll,"lt~l. 1'1111., "po,,"ly ,,,d 10.lIhor, wllh I~. Bonowll. Vo.."
mlk,",lhl, proml,,'" Induc. u.,'o mlk.lh,l.. I 1 IXH'lrr proclld, will ho'UICd only lor Ih. BllrrOWIl\,H".m. VIIU 1,'"t~1I WI mli Il,k
1",~.dl'I' "lylll,,,1 ho", iOU wllhouI mlkln. ," 71 ' " Ih. Bllrrllwor. VIIU .I,n I(knowl.dl' ,...I~I", . ,"",ptll.d 'oPi IIllhl. NIIII.
C..SI,IIf'\ SI.nllu" t:t. Add.... 1Tii,
I
COIYIIYIONWEALTH 01' PENNSYLVANIA--
--SS
COUNTY 01' Cumb.!lX).J1nd
, , .
On Ihl ._~-~)----- ,,_ day "' ---:!!!.!L_, 1f1"...!Q , bti'"" ml, p"'"nelly eppe.,ed Ih.
e,bov..nem.d ~rry C. ,~.![I--,--".....__._, and._!1,Q.I!l1!l..k...K'!!!L. ::m' '~"("h I
" .1"lL,j .. "'lL.'
Ind In' due rllrm "' Ilw Icknllwlldgad Ihe obovo INDENTURE OF MORTOAOE III be Ihil, ;..9IDL "..Ind Voltl~i*'V'fIll,~All~.~.~, ,
~ .t:.r'jTJ ",;"Jt ". '.
deed, Ind d"l,ed Ihllll be ,eell,dld IIluch. ' Il;/<":;"';~ .~:'\, \, "
' , , ) ',!t,'~";:\"~J
WITNESS my hand and 1801 Ihl day and Yla, a'",esold. _ ,t :' . ;." .~,
Notlr~PI IIc . ,.\,1; """,.t. ..,I-..
' ~ ~", ." It. .!"l..
, ,.J>. ..' _,,' II'; I
Thuddr"l 0' Ihe wllhln'lIorned Mllrtgogoe II ........ "-"-'~!:;" ,.:....,.,'.,,<:,..
No~t!'. :.~ " .'lhIP" ,~-'J.,\,'
DoI...A.It.'I'~',rl.llry"""'- .,' ~ IS'I~..""
c:.rtl"...",C~lIIblfllndCtIltllr '''.".. ,,,.
..,C.mllll~on '.!trill A~,. lfl.!!!!._. "
I ,l. . (,!II;' ""',-
,
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1;)1"-"';' f)(,' 1'1 1-"1_1 \~ \/ ~.~ .,.",_-1
, '1 1 r . "dl
I.r,.t;l,' .'/ ',J':t:',':.
REAL ESTAH MQ/lTOAll~ijl.flHil\l,~" ":lIIII'(-,,^,
'90 JUk 11 PPl 1 ~l
~tl) July 1~9() ,
INPENTII"~, 11I0do '/III -..-...,..-.. 'IllY .)J... . - .-. . ''---. . "y oml ~O'WOOII
-1 Qr17_.C!....~'!r.~J~I~.'I..~':!~~~..I!.'._~~rJ',. Jl~~\.!i~r...:.. _. _._... ._~ _ ',n .. ,_. ..__..__.. (MQ/l111AllO"II)
a~lJ F1\"MERS T/lUST COMPANY, 0 "olllllylv""la C'Jrpo'otio" I,MQ/lTQAOE~I,
-~.oJlIl..JJllllt...l/1t:b..,,___.. "".-.."'- -_.. -....._ 51'0.1, ,.... Jl./!I:.lLl!.~'~,,__._~_...___ ,Pannly/vanlo,
'. MQ/lTllAllORII, '11" this dol!" hov> oxocIllo,1 0'1010 hy Ih~ 10'1111 d which MQ/lT<lA<lO/l1l /lovo ~ocII'fMnlJOllled 10
M(mnlAllEE In tho 10111 01 !Ii~1..lla..().o_~. Pllllors '0 ho pol<l. Inolll<llno ~1I~~:ltIJlIPocJlj~<ltho'oln, within .~ ,
monthl "om tho dOI8.ho,aol)n ---.1~O_ 11I0nth)y /,,,lollll1onll o".~;mI".w.__.-PIIII.oJ:.""}1d Ihe ".'11 1.'lIloll/JIont 10 '
~ pll<l OIl..lUl!\lIlt..l.O." 'JQ9Q., ond tho Illcooodlno )nllolll1lolll1 10 '10 1101.' q,' 1/1. ......JY!#.L_ <joy ql OIoh /JIbnl/)
thortl'l81 unllllho enlllo 111111 00 /1 paid In '011.' ,
Thll Mo,lf/Iloe on<l thllllll tho,olll .holl ,,, 10coI". y '0' thlluohl on</ Ill' OilY 011<1 all IIIOnlthol l)1ay I/O.I/Ia<le lIy MO/l101\0Il!E
10 MO/lrO~OO/lS al a. ny /Utol8 Ilmol plovldod, hllWOVII, Ihol 01 nil 1/1)10 Ihal/lbl !WI! ~~~o onpald lloI.nclI III Ihlp'"ln,1 dlbt
ond 1/1101)10<\011I1 IIIOnlel<qee<lll1l/)eIQOI8Qolo a" onpold loco omllol11 "' S -2:~.Ilu. . .
" MO/l1QP.<lQRII ooVononl and wo',onllhol MO/lTllAOQRII hove loll ,,,; Ilmple tlllelll Ihl mOllljllUtd Plom/... hlle/l1a'II'
dll"'I~d/ thaI /VIqRTOAQORS wiJI "oy Iha obove l)1ant/one<l dahl al roqol,ed IlY thlllld nllle, onu onY /Olo,e 10lnl II ,0qo/,,<l1
Ihll.lh.o polldll1ll1 on Iho P181)111011110llpe kepl/nlu'e" oool/1ltlllllllY lire 10' Iho bOlloll1 0' MORTllAllEE, /Il co",penl.. Ol1d amoon'.1
1I111'ooIO'Y 10 /VIORTIl1\OU, with 0 lIond",u 11111'101000 cloulol ond MQ"TllAllO/l1l1y1l! poy ony tax, allellmlnl or IIthl,
V9VI. mmentll cho'Oo, Il1clo<llnQ 1'1010' olld 101'111 ,on IS,. DnOSIO<I ooolnll II' ImpolOd opon mo I8ld prem)III, en<l 1'1111 do )va, 10
1Yl0RTOAQU 180e/pll thlle'", Immodlotoly opo,' dOlllo"d. ,
1,I.p on nllnpoymonl hy ,MqRTllAllO/lS 0' ony Instollnlol,l. on tho dolo whon '.uc/) //1110Ilmel1llholl '011 dUo, Ihilnllle .bllenc~
0' thl o'",",ol.<I.debl Iholl blco'11e due on<l pOYlblo, 01 Ihe opl 011 0' MO/l111"'OE~, 01 p/ovldl<l J/J Ih~ notl.
In Ihe 1V0nl Ihol MORTaAOEE rotelnl 01) ottoflloy '" //1l1lluto 011 oCllo,' on tho lold nole 'Dr 10 'OrIC)Ole ol1lhl, /VIo,t"8I,
Ihln MQ/lTOP.OQ/'IS Iholl PliY. ' In o,ldh/on 10 tho bOlen". e <luo lit' tho 1.01<1 nlllo, hlclodl/)g In.I~I8Il, If onYI 'In ettomIV'loollocl.lon
,.. "' 16 percellt "' Ihololl amounl IhOI1 <lue ond collI 0' 10111 ond 1111110 evenl I/l01l'1\O/lTllAQl!E IIbllll1l e udVml/ll OUa1n11 MO/'lT'
<lAOO/'l1l II) l/1elo/1 011 '/10 lal<l "1110 II, on thll /VIo,lIveOI, on<llherto/ler 11"101 ~ w,II "' eXlcol/O/1 "' other ~pp,op,'ell 1'1,11 0/1
'ho IIld )u<lO/)1'I1I, Ihen f,lORT<lAQOR!I perohy \yo/ve a" ,Iohte nnl' ho/)o"" ijl1~erlny olld olliei'll 0' rO)1I of Cllo,1 now 0' ""0'
e'll, /11 e,'eclUrtn,JI1V 0' pO'mlttl/1V ony o~Omplllll) 0' 1I0y 0' exoc.uuIIII OOOllll.1 the 1110'10.oon<l. PI8n1)."1 0, eny olhll p'ope,ly
WheUllove" on<l ony luch jlldUmenllholl ,boo, IlIIe,ell al thn oppllceblo ,a'o o}1111 the 'ull emllU!)1 dije MO/lTOAOE~ IllclOaJ)y
pold, ~y Ihe Sher'" "' olho!wll8,., I ,
NQW THE/lE/iClRE, "'.ORTllAQQRS, In cII/1llde'ollon 01 tho I'old <lohl, ond 10 lecu,o poymo/11 thl,eo', hortllY Vllnl/
bl'IjlIII1IM lei I III ",O/lTqACllili . ,
' ALL T.I1AT CEJlTAI"Ilraol 0, porcel ollo,'d ,Ituolo III Iho Counly 0' '.Olunbol'lnn<i
C. o.mmo. nweellh "' Ponnlylvol1lo, mllro parllculu,ly dOlc,I,bed In tho Doed !PEWded In Ihe !lmC~~'"~lthe'~~'<1rdll1v~1 ,
deedl)n Deed allok Nil '- 3J poge -~"and ot)lo'wllO known 01" ...5l.:WJnntll~ ~tOlJrll ~\T~ ,,~~~~;n.
,~ r.owlll'-.l4Um~()\l.o ni g _. ____
, 'TOllETHE/l \'Iilh Ihe bulldlnos,Imp,ove,nellls, rlghtl, p,/vl/ogei, ho'odir~menll el1d eppo,tenonclI1 Ind thl ,everllonl,
,emalnders, 'enll, !lIulllnd P'II"" Ihollll', , '
TO HAVE MID TO .HOL.D Ihe 101<1 p'omlsel 011111 MORTOAQEE lo,uvor.,
, PRQVIDEP, nlve,lhololl, Ihot " MORTllAllQRS Iholl poy III MO/lTllAOEE Ihl olll/,e debl 01 hurllnbe'",e sel ,",th, thIn
Ihe IIlel' herlby granted Ihol/ ceol8! delermlne ond bec.ome Vllld. ' ,
IN WITNESS WHEREOf the ISOJd MO/lTllAQO/lS hove h8leu/llII 181 ho.ndl end l8all Ihe doy an<l yee, 'I,ll abllVI
w,Itten, ' .
Signed, l8alld ond del/vo,ed
In Ihe p,"ence "'1
_ ,ISEAL~
ISl!AL~
,I
---.-....- ----___. ________1_
011 blth.lfo' MORTOAOII
PAlMllUlI TRUST COMPANY
1 W. HItII SII..1 p, O. Boll 220
,Cerlltl.,'A 17013 '
. bijc~' 983 t'ALf 9r.n
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tltbiJJ)eeb,
.,.tPIl'l'IfR ,114 r/4IHI flIl~UQt ,,, 1M ,..,
qf qU, Plr4Q11' I/lqUlAn" "i,.. /lu1I4,," "i~hty.tiv" (1985/
I1Il7'WIlIlN . RIC"AIlO ~. /llITTfl IIl1d "ARGAR.l\,!, II. lIlI'l'Te, 'N~l:IlIlId IIl1d Wih,
0' ~ow,,~ Mifflin Townllhip, Cuml:l"~llInd CoUllty, POllllllylVallll1,
ho~"inattor
"
.
OM
GfII"'Q1' Q ,
~~RRY C. .~RN IInd P2NNA L. .~RN, Hus~alld IIl1d Wi,o, 0'
York sprin~s, York County, Pellllllylvllllill, horoinll'tor
, 0""",.. Sl
~~![~~~~~!~~!~!!=:~~'~~~~~~~~=~~;~~~~05r~~~~~~~~~~-~~~~~~::~U;~--
'" /14/14 ""U, ''', m.I"IIII/I."qf II /lf1./w 1U~lfdq."1 If.. fOU q",,~s dq /I,"&V Qra;;
OM _VfV Iq //1, '414 Qranllfs, thei~ heirs ancl ..s1~ns,
ALL THAT C~RTAI~ pie,,", parelll or tra"t of land situllto ill Lowor
MHUi/! 'TownQhip, Cum.bll~'l.)nd County, PllnnQylvanJ.a, boundlld IIl1d doll-
.or1bl/d as fOllows, to witl
BEGINNING at a poirt 111 thll South ri~ht ot way lillo of pOlln-'
aylvallill TU~IlPikll, Whiot) point is North 02.41' WIISt 63.3 hilt morll
or loss, '~om II fllroe post, markin~ a p~opllrty oorn,,~ 001010011 to lalldll
0' POllnllylvallia TU~npikll Commiul.o/l, (forinllrly Frark R. J/llmmir9Ilr/
RUllllel Lllhman, IIl1d landll hllrllin dllllo~ibed, thenoll by,thll South ri9ht
of wi10y l~lIe of PenllsylvarJ.a Tu~npiko and on a 11nll parallol to alld
100 feet distant trom ponnsylvaria TUrnpikll oenter lillo North 77.
43' Eallt 2103.9' feet, mo~o or loss, to a point in lillo Ot landll ot
Goo~~e ~. B~own, eaid point l:II/ill9 OOmmon to lardo Ot GII~r911 ~. aroWII,
PllnnQylvanla Turllpiko Commission and lands ho~ein desoribodl thence
by lille of lands of GOOJ9" a. B~own South 07. 03' 30" Eallt 863.3 teot
moro or 111118, to a polot markill9 a property oo~ollr 00101000 to laOd8 of
Go6rge Dr Brown, O.~. Minnich aod laod8 hllrein dllllo~ibod,tholloe ~y
1100 of lands of O.K, Minnich South 73. 39' W08t,306,0 feot, morll o~
lOSIl, to a postl thonoo still by sam" South 05. 45' Wost 347.1 filet,
more or loss, to a postl thenoo still be'samo North 60. 11' Wllst
387..0 teot, mo~e o~ loss, to a walnut tre", tnolloll ,still by lIame
No~th 60. 49' WI/8t 405,5 f"ot, more or loss, to a poiot marki09 a .
prope~ty Clorno~ cOmmon .to laods of O;K. Millnich, RusII1l1 Lllhmar, IIl1d .
landll horoln. deso~ibodl thonco by '11ne of laods of Rus801 LOhman' II
No~th 70. 06' Wost 606.2 foot, moro o~ lOSIl, to a POQtl th~noll still:
by samo South 70. i9' Wost 61.i foot, moro o~ lon, tll a ,fllOOO poat, ".11'
formorly stonlll ma~kin9 a p~opo~ty coroo~ ooml1)on to laodll of RIj881l1 "",1:.
Lohman, pennsy I vania Tu~npike Commie8ion, (fo~mody' F~aOk R. llommin9'~I, ,/:I!
and lands ~o~oln "onvoyed, thone,o by Uno of lands 'of Ponnllylllania "".' ,:,!!
tU~nplko'Commiesioll No~th 02041' WOllt 63.3 teot, mo~o or Ion, to 1" ""1,
a, point at tho placo of. llo9.lnninq, con,taininq 26. 60 acrea, mo~o or 'i',;:j.ll
l(1ss. . "'.'11'\
. . '~;,V"it.
,BEINO tho samo pl'omisos which Mahala lloldono~ alkla Ml!h~lll C. ",'Ji!fa
DOldonor, sinqlt'l woman, by ho~ Oood datod the 30tn day of January 1 '.y,!}Z
1970, and ~lHlo~dod in tho cumbo~ land County, lIooordo~ of Ollllde OU101;,I,,'ijW
qrantvd and conveyed unto Rlcha~d L. Butts and ~Ia~qaret H. Butts,. ., "','1,'
his wHo, Grantors h"roln. (3; S ' . ~.~j.i~~.'
~ ! ~. ~, ,....", ., iA'I\n'''''"llf~t\i
School Dill. Comb, Co" Po, Comb. C.., ,., ,,'!"
" "95 ~ R.., ht.l. 1,.,..,., ,.. -4.~ Ih.1 hW, ,,.,,It., ,~' .
b" 31 i/', <>. l,; c;.. .~... Y 7(-' II!! ~..> .Y)- IL '
),1, ..9,:t.ff,t A'l\t. ,to"nll' D.t. q..,,,::,, . AM..ll~.. "
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TOG~TH~R ~itn thQ r19ht to UIQ thQ prQIQnt IlnQ QHtri~dln9 from
IQ9i11lt1VQ routQ 310)6 north~'rd to tne lend nQrein QOnVQ~Qdwlth
III r19htl Ot 1n9rQ"1 Ind Q9rQII. ThQ oOlt of mli~tQnanqQ, rQpairl
Ind ijP~QQP to ~Q at thQQXpQnlQ of thQ 9r~ntQQII tnQlr heirl and
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COMMONWEALTH 0 PENNSYLVANIA:.:
DePARTMeNT Q, RIV III .S
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: '~~NI"RA~OU'II ~ ~~'.~.~I~ '
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TO: ~~611~O~t~~"~ouCJ ._-_.~-___~~ O~I~ of ~ollc~ 6-1 r,-~?________._
-rlOwvf11oPi'i lf~'11 10043777
~ LO~ll No, ..H__.......___n.......__
,
Farmorst Trust Co. 1 Host HI~h st. CarlIsle PA 17013
(hof~I~~~~~~,~~ ~/1~!,I~:r~~-y.Ql;;il;~porly';;Q-Qt~~QI...5 7rC~:ii:ijlij(B.qao;::.c.n~ I 'M J 7:2111
. is-iN6'ER'IQ0.s.oiF~Y.~i ~qf80;.y~~;/~~;-r~~;';'i~'r.t~{~~ fy~tl'IV par;"arm a'r,~-;1~~; 1 U
f'lr tM II/antl/s pf ---..----.,---.--..-- ,--'--.------..-------'-, anq ---..
anqlar 11IICIJI/sII -__________.___
~
NPTl.c~qf !NTmnoN. rq fQfJftC/..Q!1ff.,MClf1JgIYJf.
-.---
, "If 'lOti cur'! tho defmlit,
vou ore not entitled to this
Lete chargas ancJ ottw chargos hove also accruacJ to this dote In the amount of Nt/l . Tnll tots!'
amoLJnt now'f1IQ'b16ecJ to Cllre this cJulalllt. or In other words, Qet callQht up In YOllr payments, as of the date of *Is
letter, Is $ II ...1-':________ . ,
, '
YtIl/ lIIav iff/6",,{/ls (11I/"lllt wlt!lfll THIRTY ISOI PA YS af tl/" "ata af tills ItltW,lW paylnq ta lis tl/tI nbaVllama/lnt
af $ . ~ ' , p!IIS allY I/ddltlalllll monthlv PI/VII/lints aM/attl charqll whMh 1mI'( filII qllO elurlnq WI
ptlrlod'f~~fiM~fftl~~V~~s.t ba mode a,lther by aash, cashier's chack, c.ertlfled check or money order, and madll at
._-j_.~._-_.,-_.........---~ ,
If yo~ do not cur~ the default within THIRTY (30) DAYS, Wt/ Intonel ta oxtlrclso Ollf right to aIW'!flr.tfl thtl
martqflgtl paV/l1t1"'S, T~ls means that w~atever .Is owlnQ oil the orl~lnal. amount borr()wad will lIa consldllred ~~II
Immediately and YOll may lose the chance to pay off th~ orlQlnal mortQaQe In monthly J.nstalhi1~nts. If fLJII paYmllnt of
the amount of default Is not made Within THIRTY (30) DAYS, wo Dlso !ntonq ta Instrllet qUf attamtlYI taltart II
IIIWIII/t ta farlle!ostl Yollf martq//ged proper,.", If th.tI mortqaf/fl!s fartlc;/oseq yallr martqagoel prapor/'( will Polafcl ~V
'he Shorfff ta paV off the lIIorrqaqe eloPt, ,Ir 'lie rllfar your casa to our allarryllYs, but you ~lIre tha default before thllY
beQln leQal proceedlnQs aQalnst yo~, YOLJ 'II II stili hava .to pay the reasonable allomey's fees, actLJally 'Murrad, up to
$50.00, Howevar, If leQal procaedlnQs arll startad aQalnst you, you Will have to pay the reasonapla attomllY's fellsaVal)
If they erll oVer $!jO.OQ. Any attorney's fees will be added to whateVer YOLJowe II,S, which may also In~Iudll Qllr
rflBSonable costs, If vall ewe thtl dllfalllt w!tllfn tho thlr/'( elav porlael, yael will not btl reqlllrtlel ta peyattpmoy's ftlOI,
W/l may also sue yo~ personally for tha ~npald principal balance and ~II other sums due Under the morlQaQe,
" you hava not cllred tha default within the thirty day period and forllclosure proceaejlnQs havfI begun, vall Itlll
havo tho r!ght to curti the qofall!t fI!leI pro ven t the saltl at flnv tli/le lip ta ano hC/llr bl/fartl tM Shorlff'1 fortlc!alllrtl 11I1f!,
Yo,u mav qa so by paying thtl taM/ail/Oil'" af thtl IInpaM monthly plt'(monrs p!lIlarlY l"te or athor eharqtll thfln qllo,
al Wt/II el the ren"anablollttqrneV'S fOilS IInel eastl eonnectoel wi", thtl fartlll!all"tI seloanQ ptlrfarm e/lV othtlr rqqll!ro"
mlfnlS llne/tlf the lrJaftjJag,e, It 15 estimated that the earllast ,data t~at such a Sheriff's sala could be hllld WoUld be
approxlmattlly ~lY.2L_, A notice of the date of the Sh'erlff sale will be sent to you .befora the sattl, 0' cour,,; .
t.he amount naeded to cure t~e defslllt wllllncreasa thll 10nQer YOll.WJI~4Y,0IJ.m9~ find out at any tlmll exactly w~.t "
thll reqlllred paymant will be by call1nQ us at the followlnQ nllmbefll1 L- -II~.. This payment must ~a In lJa~, ",
cashla.r's check, certl~le'd check qr money order and mada peyable to us at thll flddress stated above", !',
You ShOllld realize that a She.rlff's sala will end your ownership of the mortQaQed property and your right to 'IIm.in,
In It, If you continue to.llve In; the property after the Sheriff's sale, a lawsuit could btl stQrtad ta evict YQU, .',
You have additional rrQhls to hfllp protect your I.nterest In the property, YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAQE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS OEBT. YOU MAY fjAVE THE RIGHT TO.SELL .01'
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILl.,
. ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES ANP
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND.THAT THE OTHER REQU'l'IE~
MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM.
STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY' ,,;!i
THIFjD PARTY ACTING ON YOUR BEHAl.F. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURI,r1:.
PROCEEDINGS THE NON.EXIS E DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TQ' ;t,'1
ACCELERATION OR FO" . . . . ., ,; ",:\'
PHIBIT .
:,1)""'"
I
'~Ir IH~. J !IIIM I~U~",
ared ta the samEt position as ifl/.o default hed occurred. HOWever/"..":.'
t mora than 'threa times I any oalendar year, \ . . 11
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. l<i mllf'l'l" t\~"!, ,'<: 11 '"~'~I"i' :1
/'jPTl.C.E 9f /!'I.TffN,Tlo!,/.T.P fq.R.g.cb.qtlg1!19fi.[q~gg
T I' ~err~CI(Qrn H6w97
o !i7[j ll[1tllr. ROo!) Oqlq lIt NOllcq ---.- ..-.~_~__
-i'/llV/V TOI"7\'7241 10043777
ILl/on No. --.__........_.____
T1w MOATClAqe hqlc,l by _E~)"~~r.5 Tr'~?_t_~~~J.\i~7s6t~D!~ St~a~!J!.1!!J.lJ'.-l?013
IhqrqlnoflQf Wq, us or ours) on your prop?rty lOcolod at rrewVf~~~-~~,,-i72l1r
IS-IN SE R 'olisp.ET:Iiii~~-lrw~;;111J~?;;lla~~;;;t~~PV~-'q~:';9'if&~VPilvmll"'S of~~y ~~~r~~ I
for tllll mamhN af -~----..-.------..-.-. --.____.._...,__._, 'wl _.
ilnd/ar f!IIC/lIIsO ---__.~__...__.__.
Loto'cl)arQos allc,l othor charQos hovo also OCCrllOd tl/ this c,lato In tho amount of 'n/a . , .' Tl)o total'
omo~1)l now 71l,ulred to oure this defolllt, or In othor words, Qet cO~Qht up In your payments, os of the dote of ,this
latter, Is $ _~ .2.ll . '
YOI! milfl iJY611 ,leis (1lIfillllt wltllll/ THIRTY (:]Q) QA YS af thll qote af this lottllr, PfI pilving to .IIS thll ilboVlIl/mOlll/t 1
of $ . ".-.----, pIllS '1IIV or/rlltlol/I/I mpnt!llv pl/vmll",s 1I11r1 1m Chilrl/II whIch ml/V fll// r!1I(1 rllIrlnu this
PIlf.!fll(iJQ~~c~M~rmt, must be mode either by cesh, cashlor,'ri cl)eck, certified chock or mopey ordllr, and modll at
.--_._-~.-____......w__ ,
" It you do not cure the default Within THIRTY (30) DAYS, W/lll/t~l/eI ta I/xllrclsll at!( rlqht to 1/r;ct1IBrBtll th,
.mortqlll/II pilVml/nt$, Tl)ls means that what.ever Is oWlnQ Oil the orlQlnal emount ~lmowed w!II be consl~ere~ dUll '
Immediately end you may lose tho chence .to pay' off the orlglnel mortQaQe In monthly Instollmente, If filII Peyment of
the emount of default Is not mede within THIRTY (:)0) OAYS, Wll illso Intllnr! to Instrllct ow Bfforn'YI tQ'sfl/rt iI
10w$lIlt ta fa(lIclo$lI, YaW martql/l/lle1 property, If t~,lIlnprtql/qll Is forllc/os~eI Vollr monql/qllel prQperrv wl!1 plllolel bV
thll Shl/rlff to pl/Y off thll martqoqll r!1I(.Jt. If we refer your case to ollr attorneys, ~ut you cure the qefault beforo they
beQln leQal procee~lnQs agelnst you, you will stili nevo to pay the reasoneblo attorney's fees, actually Incurrad,lIp to
.$6 0,00, ~iowever} )f leQel pr.oceedlnQs~re slQrtec,l aQa.lnst you, you will have to pay the rl/ aSQnebl e attor~ey's fee, even
If they are over $60.00. Any attorney', fees will be edded to whatever you qwe us, which may e SQ Include our
reasoneble coste, If votl Cllrll thll elllfl/lllt wlthlll thll thlrw ell/fI pllrioel, VOII wit( not bll rllqlllrllel to pI/V iI tornl/fI's f'(ls.
We may also suo yoiJ personellY for the ~npaid principal balence and all other sums due under tn.e mortgage,
. .
If you have not cured 'the defeult within the thirty day period end, foreclosure procee~lnll& I)eve beQUn, flolI stIlI'
hI/VII thll rluht fo CII(II thll elllfOlllt I/nel prll~lI!/f thll $0111 lit ilriy timllllp to o(lllhollr Pl1fa(l/ thll Shllrlff', forllclasurll 'I/fll,
YOII milvelQ $0 PfI pl/Vlng the totl/lllmollnt of thlll/IIPilleI manthly pilflmllnts plll$ aI/V Mil or ot~l/r cho'f/lIs .thl/n el411,
os \Wit os thll mosonl/ble I/ttarnllV's fllll$l/l/eI costs connllctlld wlf/l thll forec/oSllrll Sl/IIII/nel pllrform I/nfl othllr (l/qlli(I/'
monts llne/llr th~J(Jaffj."e,. It Is estimated that the earliest dete th~t such a Shariff's sale could be held WQuld bll
opprqxlmatllly' . , A notice ,of the date of the Sheriff sale will be se.nt to you before t.he ,so'e, Of COUrlll,
t.heamoum needed to cure tl)e default will Increase tne 10/lQer ylJll.V<<IIt.4'Y.,oll.m,,y find out at at\y time IIxoctly Whet .'
the reqUired payment will be by celllnQ us et the follOWing n~mberll1l.'t. w II~ ,Tnls payment must bllln cash,
cesnler's check, certified check or money ordllr and made payable to us at the addross stated above, '
You snould realize that a Sheriff's sele, will end your ownership of the mortQaQed property and your right to rem.'~"
In,It, If you continue to live In the property after the Sheriff's sale, a lewault could be started to evict you,
, '. I"
. You have additional rrQhtSto help protect your Interest in the property, YOU HAVEJHE RIGHT TO SELL. nlE ! 1'/,
PROPERTY TO OBTAIN MONEY TO PAY OFF THfl MORTGAGE DEBT, OR TO BORROW MONEY P"OM.').~
ANOTHIiR LENplNG INSTITUTION TO RAY OFF THIS DEBT, YOU MAY HAVE THE RIClHT TO SELLO",;{)
TRANSFER THE PROPERTY SUBJECT TO THe MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL',:i!
ASSUME THE MORTGAGE DEBT PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGE$'AND!;
ATTORNEY'S FEE,S AND COSTS ARE PAID PRIOR TO OR AT THE SAI-E, AND THAT THE OTHeR REQUIRE.,,','!:
MENTEl UNDER THE MORTClAGE ARE SATISFIED, CONTACT US TO DETERMINE UNDER WHAT CIRCUM,. ;'i/.
STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE RIClHT TO HAVE THIS DEFAULT CURED BY ANY.,)!:
THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOllUfI.','.\ilt
PROCEEDINClS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE ybU MAY HAVE To'it'/ll
ACCELERATION OR FO . '!ll!>:
If Vall cllre thll deflllllt, i:. ,MH~"""" !.,' ored to the same posltlol/lIS If I/O defalllt hod o2t:l/rred. H~wev.r.'.''''
you lire rIOt entitled to this," . E"'"'" t mora than ~trae ~I~;~"y calond~~(i8r."","-~\'" ,
, 1 '. ._...,.. I'H~\ I . .'-~~r"'.' tT"'r.yV
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II Y"" "..~'mo" 'll10""aIl0l1,~.lIlhl P./''''yl,onla/IIIU''''g ""an~IAgln'y AI 11600/ ~4H~g7,
LQ rlQlllhHIQIQIl "" DdM'lq.. iJo IlJmn I/IIPOflllllCIII, PUatt af.elB IlIl,hlllU:M II 1:0"11I11,11" 'ilvlIJ1lh) fin IV C8U. tJIIIQ cQmprendlt., COlllllnlqQ IN .111I11QIIIICUeIQll ubl.nOllJnd
1fllIJIJcCIQn Imm'WlIl/unOIl'., ltl)fIIUmJII "'hIIlQ"ncIG IPlJlln'~lvDlljlf !lQlllln!) 'tIIBIICItAQOllc;:r~ Iln C"'OI)I al nLJlnfJfO monClQnlldo 0"1""' PuIUn..'" lOIbl, p'''lm pr"l,mQ
p., II pI.Olall1al aml'l. "HlJInlll"'I."'IiI""Igll1~y /oI."O.g~ AIII.,p"" P,~gllm" II ~UP PUUIII III'PI ,ij 0000 ~r III pl'~I~. iJI iJ./I,hll II I,liJllnl/ lij h~POI,""' .
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. 17oIPII"rAHT/ /llIrlOI 0' H07ol1Il\'lHIIII' 17oI1,,01/lOY 70111"'0.01 .III.,.HOI PIIIIOIIA"'.
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I I 791111 HII7ot1 '''11'' '1I"10~1I111"1 ~NO HIL, YIl1l7ot~"1 ,IITII"I 7ot0llTO~01 ~A~MIHTI
/'l1i:.".ijRlHq,' (1)/ ~7 Ii-' . . Oil.: 110y 1 I 19~7
TO: P,onnll L 1:""';1 :l~/3 GVII~\i/' 111J'JlJ f/r.:vivillc P^ 17~41
,/10/01, I;.:irmal'5 Iru~t CO.
YOij mlY b. .,lglblelOI "~'~IIII ,,11.lln,"IIII, WlIlP,IYlnl'.,I"OIij/l on YOijl m.,lglge" Vlij lomply wlllllno p,ovl,'on. 0' 11I'IfJm"own""" Im,,!,nOY
/!Io"JI\~Tfo. r.~:l:G:v::::mn'l*b.lr:;l.:~li ~1~.~:s,~~ ~~t~~J~:~:p\~~ln'.~l~Jfa:~~~I:":lt~,~YI~\~r,\~~l::'~'~:~1:~~f::,~~:~t~~~:",~I::,~rl:':]:
~"U'lng "nln.e ~g'no~. """ ,..0." 0' IhI' Hello., IIllnll'~' In "'pl'nllll~ 0' ~.cr"/lgllle.. . . .
IIniJ., III' Acl, ~.ij .'1 'nlllllo I. .lImpOla,y II., 01 100.~'0'ij'. ." VOU, mo,'oaOI IOIlhllly (30) oay, 110m Ihe Oal. 0' 11111 N.II'.. Ou,'no m.lllm, ,oij mOIlI"lnoo .no
.lIanl' e 'I.~"I '1.'.. melllno Willi. ,.p'.lInl"". 0 11I1I1.nde" .,wltn I OllrOn.lliJ ~O"'","" ".0" <ouna.llnO .o.n~" Tn. PU,pOIIO/IIIII m'.lIno III. III.mpllo WOlk
O~I I I'p.ym.n pl.~. 0' 10 om.'WIII a.,II. you, o.lInqu,n.y. Thl. m..llno mij.1 .'OU, In Ih. n..1 Ihllly 1301 0.", .
"yoij .1I.no . I.oe-Io'/". m..llno wllh mlal,.no.,. 0' Willi a oon'"1n" ".iJlI 'Oijll..llng .gan~y 'd,nllllliJ 10'1111. n.II,., no Iu,"'., P,."lolno In mOllg.g. IOI..I.,ij,. m.y
I.... pl.ol 10' lhilly (301 iJ'y. Ollar III. 00'. 0 Ihl. ma.llno" . ,
'lie n'':r.1~1~I-r f?flt.R~og~~rmb.r 01 ollr ,lp,".enl~IIYe la:
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III. only noo....ry 10 "h.oul. on. '.0.10./." milling. You 'hOUI~ a,MIIlhl.'lnda, Imm.OI.,.,y 01 your In'.nllln., . '
Yo~, mOllo.oellln o.Iaijl JlIft'u~~ou h." lall.d 10 pa, Plomptly In.lll1m,nll 01 p,m"p.,.niJ ,nl.,.II, ../.qul,.O, 101. p.rtod,Ol., ,,"I.,.ly 160) d.y', TII,'ollI.mounl
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Iml'O,,,,y Morlgeoe AIIIII."" Fund. In 0/01'10 ~o Ihll. ,Oij mull 1111 Oul. ,Ign .nd "I. a "mp,.,.d Hom..wn",' Emllo.n,y .11111111'" APlliIOlllln witt! one Q/ ''''
d..lonlllO ~on.um"c..dll"ijn"lIng IOln"IIIIII'~ In Ih. .1I.'hmlnl,M .ppllolllon fOr "'"I.n,. m.y onl, ". oblalnao I,om. <on,"mll "'011 ,0ijnll"nO 'Ollley. Thi' ,
"n.llml/ o'ldll collnllllno lo.n~y 1'1111011111 '.ij In IIIlIno Oul '01" appll'.lIon .nd Will ,"bmll your compl.,.d appll~all.n 10 Ih. P....,I,anll HOij.,no Flnl"..Ag.ncy. \'oij, 'I
.ppllC.'lOn mij., be 11I10 0/ p.llm"k'd, wllllln Inln, I~Ol o.Y' ., ,OUI I.",IO.IacI m..llng. " . " . " "
,,," e""m.ly Imporllnt In., you III. you, .pplrCl/lOn ptompl!y. /I you ria nOl 00 '0. 0/ II ,.. 00 nOl fOllOW In. OIhI, 11111. p",rxI. ,., 'orin In W' ,,,,.,. 1.,.oIOlUII m'y ~ I
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"" .,,,"m.l, Imporlanllhal you, appl/c.lion ". .c,u,al. .nd ,omplll.ln .,." 'lIp..I, Th. P....,I,.nl. HOUOlng Flnln~.AOln', h...I.,y (601 d.y.'o m..... elIslelon '.
eller II "Cllvel ~our appllcallon. Outing mel Oddllll)l'lBlllmt. no foreclOlure proceeding_ Will be PUf$Uld 8Q81nl' you Ir you havI mlllh'llm. requirementl ... 'Qrtn 1bOV.. YOU "
Will bl nollll.iJ iJllo<;lI, II, Ihll Ao.n., 01 II. d..lllOn 0" you, .ppl/~."on, . , , ;
The p,...yl'.m. HOII"no FI".n...o.n~,,, 10'.' I Nonh 'IOnl ~IIO'I. POll Olli.. S.. 6020. Ha,,"blJ'O. PIM.ylvonll 17101. TellpMne NO. i717l 114.~IOO p, . ",,,,.
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''''PO"T~NTI NOTlOI OF HQ,..IOWNIRI' 1,..I"DINaY ,.ORTO~D' AIO"T~/jOI PROOR~"'.
P~I~I' RI~O THII /lOTIOI.
. YOV "~Y IIILIOIILI FOR FI/I~NoI~~ ~""T~/lOI WHIOH O~/I I~Y,
70~R HO,., ,~O" FQRIO~OIV"1 ~/lO /lILP yoy ,.~K' FVTV"' "'O~TQ~D' P~Y~I/lTI
REI ~~'..m N.: 10043 n " OOID: I'lay 1 I 1 ~97
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0.'00 .1'.0', yo~ n.v.. '....n.b . P,o,p'OI 0' /numlng Y.u, mo,lg.g. p.vm'nll, .nd ou m"l olhOl .1I91blllly ,.qu,rem.nll nllbl .h'd by In. p.nn.ylv.nl.
. o~.lng "n.l1o. ~g'~ly, ".... /"d.1I 0' Ihl. /1011...11 I.n..'n"n ..pl.~.II.n 01 y. , "ghl.. . . . " I '
Vn.., Ih. ~C1, YOU .re ,nllll.. ,. .',mp.,.,y lI.y 01 '.re"..ur, .n y.., m.lla.a. I., I/1I"y I~QI..Y' I,.m 1/1. .". 0' Ihl' N.",.. OUllna Ih.III",. Y.. mull ."ono. and
.".n<l. '1.0,.1..1...' ",nllno Wllh' rep"..nl.II'O.' Ihl,'.n..,. .r wllh 0 ...ran.,.. o.n,"",., "'011 '..n""no n.,n,y. Th. p.'po".' Ihll 111..lIng 1". 'lI,mpllo wOl~
0~1 . rep.ym.nl pl'n, ., 10 OIn./WI'. .DI", y.., .,"nn..noy. Thl. ",.."nQ m.".co., In Ih. n." Ihlrly I~Ol ..y,. .'
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The n6m"ftJt"f~""I"', and phon' ";mbe,. 01 18) d81ugnalelj con~l,Imer "Belli covn,eU'lg agency(loI) II lore,:
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Vo., ",MoaO,I,ln <1.,.." ?. ., YO. ha" lall.o I.p.y p,.mplly In.'."m.nll.' p,lnOlp.'ano In",,",., "q.I,80, I.r. p."cd 01 al ".11 ",Iy (00) o'Y" Tnll.'" .mo.nl
Ollhld'''1fI'JmlI1, I. .1,.> . '..,,',' ~'11'I;\'tl'l~I'l~'8'f'~tI/'fIM\, Arwll .1nd l'lay 1~9i nimus il '.
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Im"o.n'y M.~o.O' ~"I".nc. F.nd. In .'0.' I. .. IhlO. Y.. ",.BI "" c.l. algn .nd III. a od"'plol.. fI.",..wn.II' f",.,oon,y ~"'''.n.. AppUca".n w,,~ on. ., Ih.
d.llgnaled CO"lu",or credit cou""lIng aQencleelhSled In Ih. aU.chment,AII8ppllcallon lor aallllllonce may only b, obtained from 8 qonsume, crldll coun""1'10 ag.ncy. Th.
o conlurn., cr.dll coun..Ung aoencv WIII...I" yo~ In f,lIIng oul your appllcallon und wllllubmlt your compleled oppUcallon 10 the Pennaylvanla Houllng ,lnanc'''g,noy. Your
app"oo".n ",.BI b.lII.o.' p."m"~.d. Wllhl" IIIllIy 130) ._,a.' y.u, '.'..1..1.,. ",..unO. .
/I" '~".m"y Impo".nr Ih.r Y.. Ilia you, .pPlled".n promplly. II you d. net d. a.. or,' you dO rJn/ I./I.w tn. .tno, ""'A p.llcd. aol lortn m Ihll'OIlO'. 'ore%.." m.y proc.Id'
.g.mal yO.' hOmDlmm.dl.,.,y. . .
Available fundi for emergency morlgage 01l1118n(8 are very IImlled, They will be dllburud by the Agency unde, the 'UQlblllly crllttle "labUshed by the Act,. '
1111 8~lrlfm.ly ImporlOnlltlBl your appllcallon be accurate and,complele I" every respecl, The Pennsylvania Housing ItlnanceAgenty hBlSlhlty (60) deYIIQ make I d.cl.lon
alld, U "C. Iv.. your applicahon, During IhOt Uddlllonolllme, no loreclolSure proceoc:Mgl will ba punudd againlt you if you hBve mellhe ume ,.qut,emente "' lorth abov'. You
will be nohhed directly by the, Agency 01 II, duclSlon on your appllclltlon, '
. Th. P.nnayl,anla Houllno Fln.n,. ~O,",y 111.'.100 " 2'0) N.,lh F,.'" SI,..,. P..I Olli,. S., 8020. H.m.b.,O, Ponn.,I..nl. 171 Q8. Tel'ph.n. N., 1717) 780.38.0 or
1.000.a4202a07 (1.11 I'" ".I"b"', pOllona wllh '",p.II.~ hUlln ,.11 . . 4202307,
l~ addlllon you may receive anolh,' nollce from .. ", nollC.1I eaU.d the "Nollce oltntenllon 10 Foreclotu,e". You muil ,ead both nOlle.., line.
Ih'~ bQth I.plaln ,Ighla that you now haya und ;,. , " .IXH~ . ChoOIe to ,.orcl.. you, rlOhts dllcrlb.d In Ihlt nQuc.. you cannol b. lortelo.1d upon
whl · y.ou .rt ,.e,eIYlng thai aatl"a"ce. . C;Z" _' ',. """
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