The URL can be used to link to this page

Home My WebLink About97-03483 ~ < ~ ...... j l1.. i i - I . i ~ - - I 1 l I ! I t- ~. j .j <:)\ ~1 , I I I ,i. <". .....:-' .....' '. '. ,~ '" ~.\ ,. "./,./ ~J ~ \r\ \ I - '-:, <") "I ~ ~ "'- "J- .J e--, "" "oJ ...... ,,\, "I, v-" .t .. '\; .,.. I'" ,~ ~ '-' ..,..., ,. 0 ~ l\."';'- .. ,-) ."'- -< - '--) 0 Ul ,.. z , .. ~ a: 9 ~ w .. w z <l: < <( << <( . .. W 0 ..J Vl > ~ . I- ..J . .. ,. 0 <( z Ul ~ u Ul 0 Z J ,. . z .J . . , '" '" .J 0 Z I a. >- W . It << ci ~ . 0 0 - It 0 - I- z 0 l- n :J .J . <( m <l: . ~ Ul U < M It It <( J: tI . . .. . . . . . Township, Mechanicsburg, Pennsylvania. A true and correct copy of said Guaranty executed by Melvin G. Austin, Jr., and Helen E. Austin, is attached hereto, marked Exhibit "A: and made a part hereof by reference thereto. A true and correct copy of the Mortgage Accompanying Guaranty executed by same is attached hereto, marked Exhibit "B" and made a part hereof by reference thereto. It is noted that said Mortgage Accompanying Guaranty was recorded in the Office of Recorder of Deeds of Cumberland County on April 19, 1991, in Mortgage Book 1009, Page 172. 4. The Guaranty did obligate the said Melvin G. Austin, Jr. and Helen E. Austin to pay to Fulton Bank any and all sums, liabilities which the principal debtor, Austin's Pet Shop, Inc., did not payor perform in a timely manner. 5. The hereinbefore identified Note of Austin's Pet Shop, Inc., of March 8, 1991, a true and correct copy of which is attached hereto, marked Exhibit "C" and made a part hereof by reference thereto did provide for ninety-six (96) successive monthly installments commencing April 15. 1991, in the amount of $1,506.72, at a variable rate of 1.75% above the annual rate of interest regularly and from time to time charged by Fulton Bank as its prime rate, until said obligation would be paid in full with all accrued interest. 6. Said March 8,1991 Note of Austin's Pet Shop, Inc., with Fulton Bank, was modified by Supplement dated April 15, 1996, which did restructure the remaining obligation to provide for seventy-one consecutive monthly installments thereafter in the amount of $667.32 each commencing April 15, 1996. and continuing thereafter until paid in full, which would occur on or about March 15. 2002. A true and correct copy of said 2 Supplement Promissory Note is attached hereto, marked Exhibit "0" and made a part hereof by reference thereto. 7. The said Austin's Pet Shop, Inc., did file for relief under Chapter 7 of the Bankruptcy Act on or about June 27, 1996, said case docketed to No. 96-01734 RJW-1 (7). 8. The said Austin's Pet Shop, Inc., and Melvin G. Austin, Jr. and Helen E. Austin, have failed to pay the monthly payments on said Note, as supplemented, from June 15,1996, through June 1,1997. The obligation, therefore, became in default on June 16, 1996. 9. As provided in the Note and the Guaranty Agreement, due to the said default, all the debt is now due and payable as demanded by Plaintiff, Fulton Bank. 10. Defendants, Melvin G. Austin, Jr. and Helen E. Austin, are therefore in default, and said obligation of Fulton Bank in the principal amount of Thirty-Four Thousand Eight Hundred and Two Dollars and 48/100, ($34,802.48); accrued interest through June 23,1997, ofThree Thousand Nine Hundred Twenty-nine and 26/100 ($3.929.26); and late charges of Ninety-Three Dollars and 28/100 ($93.28); for a total, through June 23, 1997 of Thirty-Eight Thousand Eight Hundred Twenty-Five Dollars and 12/100 ($38,825.12). 11. Payments have not been made to Fulton Bank since the commencement of the Bankruptcy Petition and no payments have been made since June 3, 1996, as aforestated. 3 12. Pursuant to Motion filed by Fulton Bank for Relief from Automatic Stay, hereunder, Robert J. Woodside, United State Bankruptcy Judge did sign the Order February 7, 1997, permitting Fulton Bank to exercise its right under the identified Note and Mortgage against the subject real estate of 148 Lancaster Boulevard, Lower Allen Township, Mechanicsburg, Cumberland County, Pennsylvania, 17055. A true and correct copy of said Order is attached hereto marked Exhibit "E" and made a part hereof by reference thereto. 13. As provided in the loan documents, a reasonable attorney's fee for collection of $3,000.00 is also demanded. 14. Plaintiff, Fulton Bank, did provide the said Defendants notice of their rights under the Pennsylvania Homeowners Emergency Assistance Program by notice of February 26, 1997. The said Defendants did apply for assistance under said Act and denial of the application was issued by the Pennsylvania Housing Finance Agency on or about June 18, 1997. A true and correct copy of the Notice and denial is collectively attached hereto marked Exhibit "F" and made a part hereof by reference thereto. WHEREFORE, Plaintiff Fulton Bank, demands judgment against DebtorslDefendants Melvin G. Austin, Jr. and Helen E. Austin in the amount of 4 Exhibit A GUARANTY I. llEr-INITlONS -As u"d hmlu Ihe followlug leuus shall hove Ihe me.ulugs ludlcaled: "lJmlcrsigncd" means the penon Including :1I1Y form of legal entity, III If IIIl11e lh:m nne, all of the r.clsnm hy whom nr un whuse behalf, this GU:U31lIy is signed. 'lI.uk" lIIe",.l'ollou lI.uk'R Pe'~'\Ylvinl. ~ri!'o'aM\'t "('ducil'al Dehtur" means.. "...~.~..) .~...~ ,,,. .....~...... '" .~.P..f...J T! C;; .~......... .......................................... "Princlpal Uchlllf'S Liahilities In Ibllk" means all existing and future liabilities, whelher ahsulute or cOlltlngenl, or lhe Principal Dehtor In the Balik Clf:1I1Y nalllle whatsuever and nul nfwhalcver lrans- aclilllu iulslnl1. 2, ('ONlINUINt: C;IJA HANTY .11re IJlldmiglled Ire.elry ulleolldillllll,lIy gll...lIly, III Ihe nallk Ihe due performance, Indud. hill. hul nol hclllr, 1I1'littel 10 (he: tHumpl (l"Ylllcnl when due, of the Principal DehlCH's l.Iahllillcs In nank. This c..;uaranly IS:J (llnlllllllng nne ;11111 5h,,11 he crr~dlvc ;lIItl hhlllillJ~ llll the thulcniRllccI rcg:Hdlcss of how long hdnrc III ;'ifler lhe dale hcrcnf any of Ihe Principal I>chllll" U;lhi1llic~ Itl n,II1k WCIC' OJ ;lIe illrlllfCd; provided, however, Ihill ;IIIY IIlle of Ihe Undersigned who glve\ wllllen nollee In (bnk III tlul crrct:1 ,11,111'101 he liahll' 11I~lclllltlcr fClf 'tu:h of the Principal Dchlnr's l.iahilllics In Balik as arc IlIclllleo afler the rcecllll hy the Ual1k of '11th wllllen flnth:c, llfllc$\ Ihe same arc renewals, cxlcmllllls III Illlulirkalinns (If liahlllllc5 Ihcrclnfcuc cxllillnl~ en ul1l:'~ Ihe Ilallk \s hllllll!1 hy "~H'(,1I1cnl clIlcrctllnlu hdlllc Ihe rcnipl or slIrh nulla 10 pellllil the ~all1e III he Incllrred. J. ^MOUNT OF 1.I^1l11.IlY- Tile .llIo,o""f Ihe lInderslgned's II.llillly he,ennde. sll.1I be....UtH,lMI,TED......................... IImert "unllmlled" or UIlI1lIIC'd 10 L......"........ ") Ir Illl imerlitm has been nlildc illlhc flrccctlilll; slHlce. the amounl or Ihe lJllllcnlgllctl's Iiahllity hereunder shall he unlimited, Ir the alllount uf Ihe lJrltlclsiRmd's liahillly IIl::rc\llUlcr ill hcrein Ihuilcd. thc UIllJersigncll agrces th:ltlhe amount or Ihe Principal Debtor's Liahililles to 1Ii1llk llIay rrom lime 10 timc exc.:eell the c:aitllimil or thc Undcrsigned's liahilily helcundcr withlllllln :lIIY way arrecling Ihc liability or lhe Undcrsigned hClclllulcr, ,11111 Ihc nallk may apply any paymcnt with respeclln Principall>chlnr's Liahilitics 10 Rank 10 or un accounl uf mch or Prindpal Dehtor's l.i:1hilities In lI;mk ,JIId in slIch mdcr as the Balik may ciccI. 4, lJNCONDITIONA t. 1I AIlILlTY - The liability "f Ihe lInderslgned he,ennder Is absoh,le .nd uncondllinnal .011 sll,1I not be "rrecled in any way hy rcaS<l11 or (a) any failure In relain or pfcserve. 01 Ihc lack or prior enfurcemenl or. any lighlS against any person o. persons (including Ihe p.lnclp31 Dehlor .nd .ny of Ihe Undersignedlor in any p,nperty, (h) Ihe Invalldlly of any sncll rlghls which m.y he allempled 10 be obl,lned. (c) .ny delay in enforcing", fallu,e lu enforce .ny such ,Igllts even If such rights ..e Ihe.eby Inst, or (eI ).ny delay In Illaklug elem,nd on Ihe Undersigned for perform,nce or p.ymenl of Ihe Undersigned's obligations hereunder. S. WAIVERS.-The Undersigned herehy w:rlve, .11 onlices of :rny char.cler whalsnrver wllh respeel I" Ihls Guaraoly .ndllle Principal Dehtur's Liahilities In Dank, including bul nnt heillg limited to nnlke: nr Ihe acceptance hereof and reliance herenn, or the prcsenl cxistcnce or rlllllre inclluing IIf any of Ihc rrinclpal Oeblnr's Liahililies 10 Ikmk, (If Ihe amounl, lerms and condilions thereof, ilUU nf any tlcr.ltIlu theleon. The Undersigncd herehy consenls to Ihe taking of, or failure In take from lime 10 time wlthoul nolice to the Undcrsigned, ~I1Y aclion or :IIlY nature whalsoevcl wilh respect In thc Principal Deblor's Liabilities 10 Dank and with respecllo any rights ag~in~1 any person (If persons (including lhe Principal Oehtor and :lny or the Undersigncd) or in any properly,lncluding bUI not hcing lil11iled In, any Icncwals, cxlensi(Jn~, mo(lificalions, pnSlplll\CmCnlS, compwllIises,lndulgcnces, waivers, surrenders, exchanges, and Iclea~cs, and the Undersigllcll will rcmain rully liahlc hereon notwilhslanding :my of Ihe forcgoillg~ provided, huwever, thallhe granllng or a rclea~e or Ihe li;"hilily hereunder elr less Ihan all or thc Undersigncd shall he cHective wilh respecl to the liability hereunder oflhe \lilt.' or I110fC whll arc specirically ~II rclcased bUI shall in 1111 W;IY arrcct Ihe Iiahilily hereundcr or :IIlY nnt 51) rcleased, The death or inca. p~cily of allY of Ihe Ul1dcrsi~J\cd shall innu WilY afrcclthc Iiahilily hcreundcr or ,Ill>' olhcr or Ihe Undersigned. The Undersigned herehy waives Ihe he IIcfi I ur all laws now or hereafler ill crrccl in any way limiling III rcsllit.:ting Ihc liahilily of the Undersigned hereunder in- dUlling \,,'ilholll lil1lil;llioll (:1) ;Ill derellSe~ whalsoc\'cr In Ihc Undcrsigncd's liahility hcreunder exccpl the defense of paymenls made on ;Inolllllllf Ihe PJincip;11 llchllll'S 1.i;lhililil's III nank ;\llll the Undcrsigncd's liahilily hcrcundcr :tntl (h) all tlghl to stay of execulion and eXflllplinn (If propert)' in ;my aclillll 10 cnrorcc Ihc liahilily of Ihc tllltler~igned hcreunder. (" PAYMENT OF ('OS.IS III .ddl,11I1I '" al1l1lhe,li.hility IIf Ihe Undersiglled he.ennde, .nd nOlwilhslanding Ihe limit, If any, sel rorlh in p;uagraph .1, hercof, Ihe Undcrsigned also agrces to pay the (};Ink Oil dcmand all cusls and expenses (Including reasonable ;\I10rl1cys' rccs and legal expellSC\) which may hc incunctl in thc cnrorccmcnt ur the Principal Dchlor's Liabilities to Rank or the liability (lIthe UllllcrsiAI1CU hercundcr. 7. ^CCEl.ERATION OF L1^D1L1TIES-.(( any of Ihe I'lincipallJebllll's LIabilities In nank Is 001 duly perlormed, Including Ihe prompt p'ymeol whcn doe of any all1O\'ol p.yahle Ihe,eon, all Ihe P,lncipallJeblul's L1ahililies 10 nank sh,1I al the nank's nption be dcel11ctllo be rnrthwilh due :UHJ p:tyahle ror Ihe pu'poses or Ihis Gualanly and the liahillly (If thc Undersigned hereunder, R. NO SUOROr.A TION Sn Inng as Ihe Principal Debl"'" U,hllllles III nank h,ve nol been paid In rull, no payment 01 Ibe Undersigned pu rSU3J1 I In the pl(1vi~iunlj hercof sh:llI cnlille the Unllersigned, hy sllhrogalinll In the righls or the nank or ollu~rwlse. 10 any pa)'IIICIlI hy the Principalllchlnr or 0111 of the )lJOpcrly or llle Principal Debtor. fl, 0111EIl GUAlUN.III,S - A sob,e,!lIenl glla'anly by Ihe Undersigned", .ny olher gnar.nlo, 01 Ihe p.lnclpal Deblo,'s Liahililil"s In BalIk shall not he deemed It! hc illliCII or or In supersedc III ICllllinalC lhis guaranty hilt shall be cnnslrued as an addllional or !'tllpplcII1Clllal}' gtl;IlJl1ty 1I11IC~5 nlhcrwi\c exp'cs~ly providcd Ihercin; alld ill the event Ihe Undersigned or any other guarantor has !~i\'l'1l III Ihe Ihnk a previous ~ll3rallty or gUilranli.:s. Ihi\ guaranty shall he c.;Oll\1I IlctlIn he :In addition:!1 or ljupplementary guaranty, and 110\ 10 he illlit'lI tln'fI.'of 111 In ll'fnlinalc lI11lh prcviollS guaranty I1J gu;"anlics unlcss expressly sn provided herein, 10 MISnJ.I,I\NFOIIS I( Illc Ulldcrsigl\ctll'tlllsi\ls or morc thal1 tJllC pcntJn. 5uch person'i shall he jointly and severally liable 11l:'1l'llll\1L-r '1 hili (;UillJtlly shall il1U1c 10 the hcnefil of Ihl! nall~, ils Sllrcec;sors, as\igns, cndorsers and any person or persons, including all)' h;1l1\..:ing il1'illlIII iOll III 1II'ilillllilll1S, III whom Ihe nall~ Illay granl :H1Y in ICiest in the Pdndpal Ilchtnr's Uahililies 10 nank or any or 1111.'111, ;111(1 ~h;ll1 he hintllll~ u(lon the lJndel\lgl1l'd and lhe llndcrsignctl's hcirs, e1(ccutors, adll1ini~1r3IorS. ~uccessors, anigns, and other k'!,.ll fl'pll'~ellla livc\.lhc llndrrs;glll'd IlIlt'lIds Ihi\ It I hc a IIcalctl ill~lrumcnl and to he le~ally tllHlnd hereby, All hsnes arising hereunder 'i\1;d! hI.' r,llvcIlled 11)' 1I11.'LH\' of Pl'I1ll'i)'lvanLl II. rONF l:SSION 01. J 1I1)(;M EN I Ille ulHlcfslgncd helehy irrcvOt.::Jble atlliHHi/cs ilnd ClllpOWCfS any altmney uf any cmlll uf rccolll to appear ror alld conress judgment thercin againsl Ihc Undersiglled or any or Ihem in ravur of Ihe bank, ror the amouol rot \vllith lilt 1Illdclsi~l1Cd Illay he nr heCtll11e Iiahle tn Bank undcr this (iu:u:lI1ty as evidenced by a complaint or an arridavlt signed hy an OffH'l'I IIr lhe n;lIlK selling rmllt tile amount lhcn tlue. plus I ~% thereof, hut nlllcsi than S5OO, as an altnrney's commission, with (.'osls of 'illl!, Irl(,;I~e of {'rrnr~, anti ""ilhullt ri~hl or ;Ippl"al If it l'OPy ht'fcor. v('liliell hy all :,frada....il. shall have hecn n1ellln said proceeding. il ~"Jll h;Ive h(,,(,11 filetl ill said p'o(l"tdil1~.it !lih;allllol he necessafY toJile the original:ls 01 warrant uf :lOurncy. Thc Underslgnctl waives Ihe IlRIII In any stay (If ClH"ftIlinn aflll Ihe tU~llcfit of all ell.Clllplioll laws now 01 hCrtilrlcr In erfcct. No single exerche or the rorl.'going '....HUIlI antllHlw~r In ('on(('!i'i jllltg11\C'nl shall he dccmed lu <,xhallS! lhe 11OWl"r, whelhcr (If not any such exerche shall he held hy any (01111 10 he invalid, 'midahlc. ur vllid, hUI the power shilll conlinue UlHlilllitlished anllll1ay he ,:,xelclsed hum time In lime as onen.u Ihe Bank :'ihall elecr ,ulIliI all \ll1115 pa~'ahle hy Ihe t Indclc;lgn('tl hereunder have hecn paid in rull "<<,",'<llh;1 Oth d..yor Marcil. ,,1<)91. 12, SEE Rf:VF.RSF; SIDE J'.NllIVI9t l)Jt SI<;N BilOW) ~~".- '! (lIft6 Ck / fH"" ~1elvin G" J\l)~~tll" .Jl~'!/ (l'OHI'OH,\ liONS 011 1'^llTNI:nSIIII'S SIr.N naow) (Seal) """,(S"I) UIIIlI IIf CnlllOlatloll 01 Ilarlnu,hlll l.~r,1) By . ""..(Se.1) r .~" '. ) u.",. ,nc1l1l11 ,f . ,; ,..- ( t , . -.~" .1" ' , , ((......~" , / ISt'.lll 11\ ,..,....(Se.l) f Exhibit B ...."..'..1'.......-"....".-'...''',., @ ,,(.;...,.;, o ~ f ;..., Commonwealth of Pennsylvania , or ~ 55: . ij 1,1 County of Lancaster . On this the day of March ,1991 ,before me 8th IheundcrslgnedoCOcer.pcrsonallyappeared Melvin G. Austin, Jr. and Helen E. Austin satisfactorily proven to be lhe person whose nallle s subscrlbcd 10 thc wilhlnlllorlg.gc, und acknowledged that hc execuled thc same for thc purposcs Ihercin contalncd. IN WITNESS WHEREOF, I hercunto scl my hand and official seal. .' ~ll'.II~.i.; i:;;.. :,." ,....... .; \:;.1 ,....., .:;., .~.".....,..(.. j'.t' \f'\,\\1:'iY"," co ,... ...... :,' # _..{.~ ~:: 1 . :j." ~,r, : ,; ~ ;:.~ r !..l"ol"" . . ...~ i~ .\..1::. ,\ 0..:. ". .,.'" ;' (\. : "l . t"I ~.".., \., I ....... ,\ \.. .., ,. -.;: ,.( :"'::H..~ '\j') ,/': .. 1._ ..../.;..1." .,.: ~ ."~", . 1....,..1... . I '. ~ ",; I "f, ..' :' .'." ,,' /n ,", / ." .1 '.I",:i !' '.:' .'. F /. rdll/.a~'",,, IOfl0u:. ~J~;JSoJl lltma M. \'I,'l:cm. ~ Pl.tIa H.1msbJlg. Q"'o,1;n Coonty My C",w,.;ro, EJ<pJ.. July 18. 1994 The address of Ihc Illortgagee Is Pcnn Sqnure, Lancastcr, Pennsylvunia. I ::E::E ~ 0\ ..(~ - <1) ~ ~ ;0 0 Z !-< 0 0 ::;E ~ "" ~ J! ~ c .. t1l c ~ ... :a ~ 0 .. u 0 ;;l ~ il .. Cl Cl 0: Commonwe~lth of pennSYlVania} Gt..~-<QlL 55: County of -Can caster ...'. ...'." ..., 1) "'."i . ", ~ -- \,...~...~. )':',';' '. RECORDED I~T~[~CE FOR RECORDING 9t;~~~j,~1;~~'~.:I.ir~.~n~ ror the County or {.ancaHer, Pennsylvania, ~' . .".,;.:".\ .::,.<'.';. '. ': on (l(~, I q .193. in Mortgage Do;k (i?,~;'r\;:;~,~. . ...,., ;1', _1ft: .. : 'I:'. Il.~ ",. .. , . .'",:~.. " ' Wilflt'ss my hand and seal of Ofrice ,~ rooK t 009 I'A~l 1 ~1 ~~r ~ (i.:.t.\.....\ "UP 11001 " '10' , ~" .. ~. \ '" "". . . , .. \.... \...\ (:'H,1 .~ #.- " o. . '." .... .:... ..f .... . TOGETIII,R wilh nlllhe morlgngor's righi, III Ie, ~nd Inleresl now owned or herebHer'ncqulrcd In: (I) all presenl and fulure h\lilding~1 illlprovc:mcnls, ways, walen, rights, liherlics, privileges, hereditaments Dnd oppurlenances Ihereunlo hclnnging; (2) all fixlurc". Appliances, lIlachincry, rurnilurc, cqllipmcnl and nrticles of personnl properly now or al any lime helenfler IIlII.lled in, allachelllo or silualed lu or upoulhe ahove lIeserlbed re.1 eslale or any buildings and Improvemenl. now or hcreaflcr ereclcd Iherenn aullnow or hereafter uml or IUlended 10 he used In any manufaclurlng, InlluSlrlal, business or commercial opera lion nnw or here.fter conducled onlhe above menlioned real eslale or for which 'he above menlloned real esl.lc Is or hecomes p.rlicnlarly filled, whelher or nol Ihe personal properly is or sh.1I he affixed 'herelo; and (3) 'he reversions, remainders, fcols, issues ami plan Is therdrom. All of Ihe .hove menlioned re.1 eslale, bnildlngs, Improvemenls, ways, waler rlghl', Iiberlles, privileges, hcrellilamenls, .ppurlcnances, machinery, equlpmenl, .pplianees, fixlllles and personal properly arc hereinafter collc<:llvely rcfcrred 10 herein as Ihe morlgaged premises. TO IIAVE AND TO 1I0LD Ihe s.me unlo Ihe morlg.gee, lIS successors and assigns, forever. PROVIDED, IIOWEVER, 'hal if Ihe mOrlgagor shall p,y and perform Ihe obllgallons of Ihe morlgagor hereunder and under Ihe lerms of Ihe Ou.ran'y hereby Incorporaled In lI,is marl gage by reference Iherelo, and shall keep and perform each of Ihe olher covenanls and .greemenls herclnaflcr .nd inlhe Ouamnly sel fOrlh, Ihen Ihls mortgage and the eslate hereby granled .nd conveyed sh.1I become void. The morlgagor COVClHlIWi and agrees Ihal: (I) The Ouaranly sh.1I evidence and Ihls morlgage shall be securilY for Ihe obllgalion of Ihe morlgagor 10 pay when due (whelher hy aceeler.lion or otherwise), all sums for which Ihe morlgagor is or becomes obligaled under the Ouaranly, Including fUlure .dvances .s well as .dv.nees alre.dy made 10 Ihe p,lndpal deblor by 'he morlgagee, any sums paid by Ihe morlg.gee plllsu.nllo Ihe lerms of Ihls mOrlgage, .1I.lIorney fees Incurred by Ihe mOrlgagee In collecling sums payable under Ihe Gu.,anly .nd In enforcing this morlgage, aull iUlere,S! on.1I of Ihe foregoing, all of which 'ogelher is herelnafler called Ihe "debt", (2) The morlg.gor, al Ihe morlg.gor's expense, shall keep Ihe mOrlgaged premises insured againsl fire and such (lIher risks .nd c.su.llies anll in such .mounls .nd by such camp. nics as arc salisf.clory 10 Ihe morlgagee wilh loss payable 10 the mortgagee. (3) The mOrlg.gor sh.1I pay punclually, .nd promplly submil 10 Ihe morlg.gee evidence or Ihe paymenl of: all laxes, a"essmenls, sewer and waler renls, .nd all olher charges and e1aims assessed or levied on the morlgagcd premises from lime 10 lime by .ny l.wful..'lhorIIY; all ground reulS; .lIl11eeh.nlcs' lieus; all deblS, liens or charges which mighl have prlorily or p.rity in lien or p.ymenllo Ihe dehl secllred hereby; allY docllmenlary sl.mps or olher lax, including Inleresl and pen.llies the,eon, now or here.fler becoming pay.ble on any dllcllmenl evidendng or securing Ihe debl of Ihe mortgagor 10 Ihe morlgagee; and premillms alld ch.rges 011 sllch policies of fire, lra,ard anti Ii.billly insurance wllh respeello 'he morlgaged premises as lhe mortgagee rC:lsonably may require from lime 10 lime. (4) The mortg.gor sh.1I perform .11 of ii' obllg.llons ullder Ihe Ouaranly and sh.1I mainlaln Ihe morlgaged premises i111(11hc improvements thereon in good repair and unaltered txCcpllO the eXlenllhallhe mortgagee gives its written consenl fa aller.liolls. The morrg.gee sh.1I have Ihe rlghllo enler olllhe mOrlgaged premises .1 any reasonable hour for Ihe purpose of impccling the condilion and repair of the premises .1Ild the improvements. (5) If Ihe morlgagor f.lls 10 make Ihe p.ymellls reqllired al (3) .bove or fails 10 mainlain Ihe morlg.ged premises alld Improve men IS in good rep.ir, Ihe mOrlg.gee may do so and .dd Ihe cosl 10 Ihe debl sc<:ured by Ihis morlgage. (6) The morlg.gor sh.1I nollrallsfer leg.1 or eqllil.ble IllIe 10 Ihe morlg.ged premises or any p.rllhereor wilhoullhe prior wrillcn consenl of the mortgagee. (7) AI any lime afler a defaull ill allY paymeol, when due, ullder Ihe Guaranly or in Ihe fulfillmenl of any oblig.llon undcr thili lIHlrlgilgl' or under lhe Guaranty. or in case Ihere oeems a default or event of ddauh by the principal debtor under allY ohlig.'ioll gllar.llleed by Ihe morlgagor under Ihe Guarallly, Ihell (III .ddillon 10 all olher rlghl5 and remedies Ihe IllOrlgagee m.y have) all of Ihe debl shall hecome due and p.yahle .llhe opllol1 of Ihe morlgagee and wilhoull1Ollce""n~ rorcl'lnsurc proceedings mOlY he brought fnnh\'lilh on this morlgage and prosecuted to judgment. execution and 30le for'lhe collL'(1 ion of the same, logelher whh eosls of suit and a reasonable altornC'y's commission for collection added. The morlgap:br l1erehy (orncr waives and releases all errors in said proceedings, waives stay of execution and extension of limr of paym.:nl, and \\..aivcs all exemplions from levy and sale of any properly Ihal now is or hereafler may be exempted by law. 1 he covenants and .gree",enlS conlained in Ihls morlgage sh.1I hind, and Ihe benefils Ihereof shail inure 10 Ihe 1Il0l1~agor and Ihe I1HHlgag('c and Iheir respl'cth'c heirs, executors, administrnlors, successors and assigns, and if lhis mortgage i\ cxeetrled hy more Ihan one person or leg. I enlily, Ihe nnderlaklogs and liabilily of each shall be joint and several. IN Wit NESS WIIFREOF, Ihis mOllg.ge is execnled noder seallhe day .nd year firsl above wrillen. Signed, se.led and delivered in the presence of: ']]44,."2l!7; ~t~~~;P cr. (SEAL) (SEAl) /;l. ;> ~7 ./~ (\'t'/(." ( (/,;i.,..). _-"'J...._{(,, _ ..& ~:...__._._ .___ _ (S"'''l 111111\11 E. ^1I:\l i" ~illl~ 11IfI~) 1\ I 1";1 6<l ,..".\1...... _,,, .'f Ill" ootCOClltl (!) Exhibit C .'J 95,100,00 Fulton~l.'.L'lE J, 19 Cfl fl.wl.. For val~e rcceived Ihe Undersigned (said lenn as used herein meaning the person, including any fonn of legal entity, or, if more than one, all of the persons by whom, or on whose behalf, this nOle is signed) promises. to pay \0 the order of FULTON BANK, Lancaster, Pa, (hereinafter called the "Bank"}.t any of its banking offices without defalcation, Ihe principal swn of Ninety-fi ve Thousand One Hund",,,d "nd 00/100--------------------- DOLLARS, with interest from date, at the rate specified below, as follows: a ICchcckedhert,in_suC'Ccs.sivemonthJyirutallmenucommc:ncin& .19_.lhenm lhcrcor each loconsin or a payment or prinepal in the amount aeS IOlahcr with interesl on the unpaJd principal sum, and the last installment to be ia the amount or the then rcmairuna balance of the principal sum IJ1d intcrest,fJcl( checked here. in Q ~ succc:ssive monthly InsWlmc:nu commcndna April 1~ .19.:ll.lhefinl QC; lhcrcorlobeinlhelll1ounlorSl c;n,; 7' cachandappUcdllmlO interest on the unpl.ld pnnapa! sum. Uld Lhe balance to be applied 10 the prinapa! sum, and the last insullment to be in the amount aClhe then ranaininl balance of me principal sum and interest. Ir the second block abo~ is checked. the bank may from time to time. in iu disaction. dcaease or increas.e the monthly imtalI. meat of principal and interest required to be pa.id by the maker under this notc to an amount estiml1ed by the bank IS lurndent to pay the arnoune of prindpal then rcm.a.ininl unpaid upon lhe nOle, wic.h interest al the appUcable rale hereunder. by lUC'CC.Uive monlhly Insullmenu within the then mnaJninI ponion afme term or this note. The bank may not commencedeaea.sed or inac:ucd monthly paymcnu until notification in writinl has been ml1led to the Undenicncd It lean 30 days prior 10 the dale oC such chanae. 1 7~e interest rale applioble hereunder shall be: 0 rr checked here. the fixed rale oC-_'" per annum.:OOC checked here. the annual variable rIleoC .=....-.-.,. ",bove the annual rate of inter cst regularly and Crom time 10 lime established by the bank as Its pnme rate and so designated, whether or not the Bank shall at limes lend at lower rata 10 specific borrowen. 0 rr checked here, the annu.aJ variable r3te oC _ ". abo'le the iUUlUal rilteofinterc:st rqululyand Crom lime to time established by the Bank:u its ilgriculturaJ rate. and so desigmued. whether or not the B.tnk shall at times lend at lower rates to specific borrowers. The appliable rate shall cha.nge efCectlve upon the efCectl'le date oC any chanae In such applic:lble rile. All interest shall be computed for the actuaJ number oC days dapsed on the bamofthe yearconmung oC J60days.ln addition. the Undenlgned. promises to pay to the Bank. on demand, a lillechule oC t.,. oC each payment oC prinopal and interest which is more than I' days latt, but no more than $'0.00 per late payment nor less than $'.00 per late payment. 'f ~ IC iruliaJed here. the Undersigned reprc:scnts and wmum that the prOCC'C'dJ or thU loan WlII be used ror busines.s purposes. It 11m nOlC l~ tcpl,lble In Inl1lllmenu. prepl)menll ml, M made. In _l\Illt Of In pan _lInoul penlll" onh uo( tn InlllUmenl pI~mcnldlle.lnd UCllelUCIle plC'llnmmlll'llllC'Qua! Ine &mounl 01 PrlntlPl1 il\(luded In one 01 mote 01 ll'lt nUl con\.t'CUll.t Inlllllmenll Mumlnl due. An, IUCII Ou'tll,mml llUll bt Ipplln1 on Iccounl olllle unplld "nnclpll. Ind ll'le numtlc'l of inlllllmcnll plllblc l'leHunOCf \l'laJl bt cormponl1mll, rCOllecd bul no lueh rllcpUmt'I\1 Il'IlIllrtlllce 1M: ImOunl1 of Inc KI'IC'OulCO 'nlllllmcnll nor 'ehe~r Il'Ie Undt't111Md Hom IJoIJlnl1 Kllnlllln11nlllllmnu Iln nth ,nlllllmcnl pnmml dalc, lInlll llle IInplld p"n"pll _uhlnlnnll'llJbotcnplllllnlllIL COLLATERAL PLl[)(jE- Thc CnTn "CoUllnll" u I.lIoC'd I'lernn metnl all PfOOf'" or III'/' nllurc _nIUOC"Fn of lilt' UndCTlllnt\1. or In, olll'\(m. no_ or I'IcrUlltf In lllc fIO\1otU10n oror U1tlnn1 or lI,pothl"Cllt'd 10 1M Ban~ lor In" pulpo1t, 'ncludll\I_UhOul lim'lallon In, propm, hued Iln Il'Ie rC'\<Cf1t \lde IItrnll Inl.lln, !llllllce IIr ~I'Ilte. OtlOnlml'o IlIe UndmllnC'd or III' OlllltTTl, OlIn, dt~UU, IImer or olhn ...--counll _,ll'Ilhc Ban~ IlId an, OIlier ltnounll_nlch ml, tI( o_,nllrem l,me 10 'Imc b, IIIC Bank 10 lhC Undmllnt'd OlIn) of Il'Icm. Thc UndenllJ'oea IIttn 1I'IIIIhe 8.&nl 11'1L11 hl~t I hen llpOn ana W'Cllnt'l ,nlrrnlln Ihe CotlllCT'li. Ind III nlllllln cennC'CllOn _nile lhc <':,)UlccrrJ. 10 \.t'Cllr~ lllC pl,mml of IIIlI nOle ana an, rmC"O'lh, nlm\lOnl and modlfiClIlOnl lhtU.ol Ind &II Ollltr ull11nl II\\! flllllrc hlb,llun. ",l'Inl'ltf Itnolult or conllnlcnl. of lllee Undtf1llnea,,)r tn, ollllcm. 10 lhc Blnk of III'/' nllure ..1I11~n and 0,,1 01 _1I11C'\<n IrlllUCIIOtlllluml. wa nOlc and an) rmc_aJl. uu'nilonllnd moo:hfiClllonllllnnlf Ind wd OII'lU hlbllmn M1nlllnnnllln (Ollrell_cl, u(nrea 10 1.1 llle .'Llllllhlln'. II tn, Olhn ulblhlln IU In CUllenec "'lIcn Ihll nOIC 'I plld. lhm. nOI..,IIIUalIdlnllhC IIIncndu elll'lll nelt. ,hc Bank ml, rnlln ll'le<':ollllerll Ind Ihlll "'~e _uh rnP<<llhnno III II~tllnd rnnnlln I.&.lllblc'o u.mclualnllholoC' hCfnn IrlnlN orrcfnrl"l110. Ina Ill'llt COtU of Ihll nOlt II'IIlI Mluffieltnl prooi OlllltnllllllranlN IICfnn S4td htntnd I<<unu ,nl"nlll'lall Mln(lC~"'l(l(nl Olin) "1111 011(1..111..11"11 IlIc IUn. ""I) I'Ilte. Thc Undcrlllnn1 UJumn f"ll rntlQnllblhly lllf plnt"'llIonOI Il'IeCOIlIIt'l'II.lnetudlnl llklnlan,llCtllnrenll"lopl~r--eln'''lhllollheUndcr''ln('(l.orlll.,ollIIt'l'T1.orlhC 6atll In 1I11"nll tlnor plllln. H In. PIOptT1, lncll.lacd In lllc CoUllCrl1 or lllc _Ilvc Il'In~ol llIallll 111, lime tlocl:emc "nlllullelor~ 10 lilt Bank,lhe UndCTlllnCU \1'1111 ""lh'" 1_0 110"" IflCTd.nnand In" Uthe ~nl mn dlff'C'l. Jell.CT, ullln or h)tlOlllC'tllClOlllc BIllI &I ;lltl 01 lhtCollllnlllddllIO"llllIOOt'l'l)_I'I"I'!IIU.I"Ia.clOI'tolllc~n' RlCltTS Of B4~k-ln 1001llon to all OIIlCT rtllllllrlnlN hnnnololhC'\"O'.\C t"1I~1tIJ try II. IlIc B.an~ \1I11l1l1'c Ihe tollo_lnl "Irlll. uel'! of ",lIlell mil bc t\C"I~ II In., l,mc _'lhOIlI pnornol"eI00rCenInlI01In,olll'lel..ndcl1llnl"l1:1l110plnl,tOrlrltlltnlllllnOlC Indln,rcnC_'II,C\lcn\",lnllndmU<Jlf'Cll,onllhCIC'QI,lu'lnlnIll'lcrC"<tulllh~ 6In_'I"11I11 ,n lhe Collllnll 011"' !)Oil ,on IlIcrnlt. an, I", IlKI'I tllNI~ or lfln"Cf~ Il'IllllIl'C Illlllc "lhllOr IlIc ~nkllcre\,lndCf _1111 'nt>C'Cl to 11111 nOlCln.:!ln, rcnc",.II. ntcnl.onllnd mod,fi(lllonlllltrnlf Ind In~ Ilf IhC C"lIllnal \0 Ul'lnN lllnc_OlII. and tllC Blnk 11'1111 be II'lC'l'CllIn fCIIC~N Irom 11I1'1!l'1l1. ..till rnl'C'Cll0 In, of IlIc CoJll'ltflllO 11I'lnN, t"110 Ira.nllntlle",lIoICOrlll)CI/l,lllhc\.'lllllltrll,nIOlllenamtol,11C11or"lnO""ln~.ln"lO nOllry llle ptnonl U!lltl"td oJn 1M ')llnc (1l1I11~fllI0 mlkc pl)mtnl 10 IlIc Bun ullnt amollnUd"c Of 10 l:\orl.;ome Ollt IntrNn; 1t_IIOIIH,onuol ot In, prnn1:<Hllllllc(ullllClIl; 1_110 Icln\c Of C.,lIlnIC In_ ut tllc (JIIIICfll II In, time !\cto.tor Illn mll>llll. n~frul. .lnd l.,111l ll.ldlllon IQ III OIlier rt&llll Iflnl N hnt"ln or OlhCf"'IK t!Q,It'IK'd b., 'I, IlIc Jl.a.nllnalllllU lI"ell'lcr'llll,Upon.lelalolllbytlleL;ndmllncohcfe\lndCT.",nlChJe1a"lllcmllnlllneurt'd _Ilhln I' dIn I!lCT nOln;c '1 mlM.g 10 llle l.'nllefl'IIlC'd. 10 _OIC In, Cllllllnu ,onllll,nl III eQrl)<)rltCllod P'4","'tE~T OJ' <':lhTS-tn 1d0lllon 10 ll'lt pnncpa! Uid Inlnnl p.""ntllllJClC'lficd 1tx).C. IlIe lindtn1lnN Ihlll pn 10 Bank or Iny olhn 1I0ldn I'In'C'Ol, upondtmand. III COIlS Ind tltlCn1tt l,n,llIo'"l auonltllc 11IornClI. ren and Iqll npe-nlt1l_hJd\ ma., belnaltTtd. bylJlnkol,,,,1I1101dtf.nlllecloIlllXl_.prntr--lllon.lat.(1)C1'I1l0n.PlTtllaUOnfats.akorlllt oJllheCIlUlltfllorlhccnforctltlenlut'Ondell"U ef 11111 note. DU.4Ul 15- The UndCrlllnn!lhlll bf In dellull I'ItfNndCT "tlOnllltoctUfTmceofu, ..lIthe lello_lnl "cnn: llllhe none....mcnl "'lint dutof lII' &mount pIlJlltleOtl an., 01 rile Lllbll.un. Of lllc tlllurc of Ill' Oblllor 10 olntne or pttform Ill" Ilrrnnml of Ill" IUlun: _h.l~tI' ..1I1111'lC B.ank. Ill'lt: term "Oblllor" U \IIocd I\t:ITIn bc'lnllTlCMt 10 irKtuc1e II\.c Undcnllnl"l1. Ind III penonl It'Condanl, hl!llt on lhll !IOIt 01 Ill, r<<lcwalJ. Ul<<luon. or mOo.lln"uon IlInrut, I"elln tndOI'on1 ur 1"1111I101'11; lbllf In, ObhlOI b<<omclIlsol.cnl 01 mnn In IU'lnmml rer lne tl<tT!Cfll 01 Crnlllon. at II any pcUllon II fikU b1 at IpllUllll., Obblor undcr In, prO~lllon of 1M II'" Of IlllUIC Llkpnl Itllllucf\ ObhlOl II ulsol.ml or unlblt 10 p.... ocbll U lllcy mln'~: ICIII'Ic <<Ill")' 01 &fl., ludllfKllllpltul an, ObhlOt 01' Il'It ,uu'"l of I", IllKl'lmml 01 ,~mnl'!mml IllIml an, PfOptT1, 01 any ObIllor ot tilt \)O,:Cuncncc 01 In, chlnlCltl llle l"lnlAC'\alcondmonO(LfI,ObiiIOl'_1I1C1'I In Il'IelOltludll1"enl ollhe Bank II mllmaJl, I..h~; lollhc41uoluuon. mnln. conwlu1a.llonor rtorllnl.UIIOn 01 In, Obhlor _1'111.:1'1111 corpetlllon or pannenlllp; lei lilt dealn of III., Oblllor ",no III nlllllll penon; In an, .nformltlon I'Ictn010lt ot I'Intllltf !lImn,ned 10 11M: 8.&nk b" an., ObhlOI In (Qnnf'C'llon .....111 Ihe lotn C"o',dcncn! hntOy ot lilt CUII'ltIl,/, on ll'le rC"O'C'nC Ilde hnecf Il'Io"ld M mIl mill, hJ\<C; an41111l'le h.dulC of In, Dblilor 10 lumuJ'Iluctl finanC1al Ina Ollln Inlo/mlllon II tllC B.ank mn rClwnltll, rtql.lnl. ACCELER4 T10~ 4,' U E.' rORCE."IiE....T RIGHTS _ Whtl'lC'\<t1' tl'le Undm'I"nllllall be In <lcfl"U 1I11u/nlld. 111 unlnlll'lc !Jlnk elm I otht1"*llt. lllC mUrc unPlld &mounl QI \",11 of lilt LII!llhlln &I IIC nOI IlIcn duc ana Plrablc III all bn:omt Immcdllld, dllc IlId DIUlllc ..unUlll nOlll:t 10 (lr <.l~mlno on I"' Oblllor; Ind lUlnc Bank ml, u III oOllon unnK rfom IImc tl) lImt 111) or III nVIlI Ino rnnnhn 1"IIL..blc 10 II unllcr 11M: UnIform Cummel: ,aJ C..J<le or OIIlC'f'OO'1oC' I'&.lilblc 10 II. In'ludlnllllc nlllllo dllt!QKOf II'lC CollllCfall1 pllbhc or PII'IIC 11lC'l1l or Olnn pIOCl'n1lnll. and lhe Unotnll"ed lI1ec111l111l'le Banl Or III ~om'"tt ml' b<<omcllle ourel'l"," Illny ,,,'II IIIC'lU_ Tl'lt UndctlJlnn1"I.I~n III nthllo Ill, ,JI ureull\Jn In4 unnplIon 01 tlfOpom, In an, aa,on 10 mlorce an, of IlIc LlltllhCld. ,,'PLJC.HIO" or COllA T[RAL- The tlfOl:ccW of an, COHllttalltcCl~n1 by llle Bank II In, IImt tl<Ctorc IIr Ill" dUlloIll. "'1I~,h" from wt of CoU,lC'1'l.l or olllt1"*lle. mly M IpphnlloorQnlC,QunIIlIIIlCPI.-mcnlollu~lIofllleLllblhllnandlnlucl'IordnulhcB.ank m.... ttC"l:1. EI~n ot lllc \Jnl.lef1I'rlt'd IOlnCUlCnl,II1lllc 111.1 In, n&JII. Ullcor InlCTtU In Ill., 01 lllc CulllltUl. "'.,," Ind IC1C'UC1ln. nllll to ftQlIlft lnc 6.an~ 10 C'OllCCltn,of rl'lc LII!lIIUln HOmln., OlllCfOtIIlC(,JlI,ltfll "n<J~rln'll'ItQ/'OI mlllha..hnIOIIUC'll.orOIIlCTW1It, anl.l 1Pt'(lr'eaJl, iUt!'lontC\IMC IUni to Icpl"n,ollllcCoHllcfllln _IIKh IICIIUlnll'll.IHlcot ,ntCTnl II&Jnl! In) .lltlle Llltl,ltlln ,n In, mlnMf 'hllll mn dC1nmIM. \41~llL":"ol()l'~_ -\n' IlIhlfCOt IlIe Bln~ to uneuc In) nthl hnt\lndn IlIaJlnOI M 'Onlll'llnllll "'11_" allllt f\IMI10 flCftl1(' IlIc lime or In, Oll'ln "11Il1l1UH olllcf IImc. I1Ic 1".I'"0nl\ p.a"I'Onl..r ln~, on IrlC'f"otr'IClldCMCfnllllel'lnt!l) ma.dt I pllt IIt'l'CQf Iflllc \Jnllm""~~On"ll1ul mOfCIMln onCl"!'non. Iu,1I pttlonl~lIl.Jl be lo.nll'IMI K'Onall, hlblt IInt1Jnllcr fl'lc LMcrll,nt"l1 ."'C~OII~IlIIO II<:' I ICllrd lnlHumtnl and 10 be 1t'l1l1~ oouno !'InC!l. -\1I,nynlfl\,n,nelt"n<:rf,nlllbeCoHlnn:l!l,llIell"'llfPtllnlft-lnll SEE REVERSE SIDE FOR ADDITIONAL C,);f,~.t1~"I"'JCl)(;"E," The UnOtr\linc4 IItreb, ;r.\llhonlM UlO tmpo"'ttl anv ptOlnOnOlJ.f" or eltrk or .11" Inorne:'f of ~,'ourl 01 rC"Conl. t,) ;r.;ptJ,r lor Inll to ,onfn.s (If cnler jUOlJ1'ltnt ~~u Ih!' Undcf\linC'lJ. or In_ of tllem. Illny one: or more: llmn. utlon or prior to 1M' Jtl'ull. .110110., 1~lm. ~,lr III ,uml Jue: tJf 10 I't'I.'omc Juc undtr IhlS nlllt. 10,clhn "'1111 I'", IhutOI lOOt'll t(lr 1IltHnC~\' ~Ollt\;l'on 1<<1. 111<.l "'llh COlli (II lUll. re:(t;UC 01 III crr.1U, "'ll_cr or Ip~IU. J.n<J ....Ihuul \ll~ ,ll ~\CC"~I,,)n. l~C l.nJcnlll.ntll IIcrch'l "'1.l~1Il' I.,~ ~~It':uU:" III relit! horn In\ 1nJ III J.pprJ.llcmcnl. I!.'" ~H t\cmpllOn II_~ no.. III t..lICC ,It IIcre-Jllcr tna(!ed $u(h '0\1I1nJ J.llornt'\' :~ IhlJl t'c \C'C\HC'I1lw 'he- C(lll.uCr1J In ""tneH "'t1Cre""Jt, thiS m\lrumCnl l~ dulY t\I:'\:UIC:J \InJcr Ihe lI.ln<.llnll \tJI 'lltht t;nJt'\I~n~'1 :~e In .tnl.l .Ut '-lr\1 .Ibo~t "'nll~n ISE..\LJ Name \....L.\l J ~.un(' -\~Jr~.'. ~11 ~ f" 1 n ::)>:1'- __ ~,-,....., T.., ~ ,.... lme 01 Cur~H.1U'Jn "r P\flnmnt" ~ "1 /,<' 2/J(,:/./~") _.....t;l;~ ,1:;.J filJr .\ ;J.:i:: : :1, ?::- :~3 :::'-:::1 ': Oy Joy.' / / / J I'il-:t " , ill 'l:;:~ I:': : ,',"" ISEAL) ,SEAL; l'lL-\L) '\jl".~P' GUARANTY 1. UNCONOmONAL GUARANTY- The Undtnilnc4 haid lnm I.llUCd h(fnn mcaninl lh4I penon, i.nciudlnl any form of IqaJ UlUly, Of, I( more than onr.lll otitic penon. by w!\om. Of OQ whOM behalf. Ihu OuuanlY is Sllnrd) hutOy W\alndJliona!ly J\WaneC'CS the promp' ~)'mC11 when dllC of the pronuuory nOle on Ihe f"aU' side hn~r and any rm(Ww. cu.aWoM Illd modil'kallonl IhnC'Of which do not lnCrtlH the unplLid pnnopal amount tbcroor. wtUc:b rmnwall. utmJioru and modlOadooJ may be made wilhout nouce (0 or the COOIC1II of the Undcni&Md. Said promiuort nole and wd fm"",". mcruionl and modltkWon.lllt haanaIlct (Gadher wlcd Ole "O..wantC'td NOI'," The UablUIY 01 Ihe Uodmi&Md hmundct lJ IbsQlule and uncondhlon&l and mall nOI ~ aflmtd In &ny wly by rcuon of (a. any f&i11Ut to fnain or prntt'tc. or the lack of pnor mfolUmcnl 01. any ri&!lU q:alnsI any penon Of pcnonI (lndudinl tbe m.u.Cf and any 01 tbe UndtniJncd) or In ltly propeny, (b) the InY&lldllY 01 any lU~ n&.lm whkh may be attempted 10 be oblaintd. leI any dday I.lIo cnfomnl or fuhuI 10 enlotce any '\.leh nihil, enn ir IIKh n&hu ue Ihen:by lose, or (d) an,. dellY In makin, dnnand on the Undmlann:l for plymmt of Ihe Undenicnn:l'. obUpllolU hcnunder. 1. WAlV[RS- The UrtdcnllPln:l hereby ..&.in~' III nOllces of any dluaaer .hluoen1 with mpcct 10 thb O\W'l4lY and the QlW'IlUttd Note, Indudinl bUI not bcinlllmiln:l10, DOtkc: of the tlXtpu.ncc hCROf and rdlan<< hereon. or Ihe coIUJd(f1.t!on for Ihe GUUllUccd Note, and of an,. defluJu thenon. The UndmJlfu:d hmby conscnlllo Ihe lulnl of. or flllunlo laU. (tom lime to lime W;lhout notkc 10 Ibe Undml&nftt. any IIC110n o( any n&lu~ wtwJotvtt W1lh fespcc110 Ihe Quanlllccd Note and W1lh rcspt'Ct 10 any ri&hu a,amll any penon or pcr10lU tincludinl Ihe maker and any of Ihe Undmi&ned) or In any propn1y, tnd~nl bu1 not bani limned 10, any poseponnnmu. compromlSd, induJ,Ct'lccs. wllvm. lW'TC11de:n. cu:hanlCl and rdeases, and Ihe Undersllll(d Will rtmlJn (ully liable hereon nOtwithseanC1lnl any oflhe forqOlftl; PCOv1dcd. hOWC'YCf, Ihll Ihe vantlnl of a rdeucof the U&btl!lY hcmJoder or Its.I than aU of the Underllancd shIJI be eUttllVe with rcspt'Cllo Ihe U&bililY hereunder of the one or more who arc spcanc.1lly so releued but shaJl in no way arrttl tho UabilllY htmlnder of any nOI so rduK'd. The duth or incapacuy of any of Ihe Undcnilned thaJlln no wly .rrca the IiabllilY hercunder of any olhcr of the Undtnllned. The Undcnillled hereby waives Ihe bcncnt of aUla*, now or hereafter In effta in any.ay !imitinl 'If' rellnainllhe liability of Ihe Undmilned hereunder, lftcludinl w;lhoullimilal\on lal all Jcfcnscs whaUOC'o'er 10 Ihe Undmiancd'lliablli!y hercunder clce;lllhe dcfen~ of payments tl.~ on aa:ounl orllle GuuantC'cd NOle and the Undenianed 'sliabllilY hereunder, and (b) III n&ht to stay of UC'CUllon and ucmpllon of propcny In &tIy &Ctlon 10 enforce Ihe liabllilY of Ihe Undcnia.cC'd hereunder. 3. PA YMEN'T OF COSTS-In addition 10 tll olher liabllilY of Ihe Undmilftcd bercundcr Ihc UndmlJtlcd Wo a~ 10 PlY 10 Ihe holder hereof on demand all COIU and upc111CS (includinl rcuonlble .1.1tomm' fen and 1cIU upcnln) whIch may be incurred by the holder hereof in the enforcement of the liabIlity of thc undenllncd hereunder. .... MISCELLANEOUS-The liabililY of Ihe Underlla.ned h<<eunder ,hall be ~forceable by any hold<< of the Guaranleed NOle. trlhe Undmllned conum of more than onc penon, luc.h personlshall be jOlnliyand severally liable hercundC1. The Undmlaned InlendS IhlllO be a sea.lcd instrument and 10 be lC1ally bound hercby. ^11 iuues .1.1Ulnl hereundC1 ,h.tll be Jovcmed by Ihe law of PmnsylvaniL .s. CONrESSlON OF JtJDCMENT - The Undenlancd hcreby aUlhon1CSand cmpowtrl any prothonotary or clerk or &ny attorney of anycoun ot record 10 appctt for and 10 confroor cater ludJUlt:nt .puut Ihe Undmlcncd. or any or than. .1.1 anyone or more urnes, upon or poor to &ny defauU. u of any lerm. for all sums due or 10 become due under Ihe auannlC'Cd noce. to,cther WIth U.. Iherof added for auomm' collection fres. and WIth COlli of 'uil. rdc:a.se orall elTOn, waivcrof appcs.1l. and wilhoUI nay of uC'CUtlon.lhe Undmilned hereby wa.ivlOl and relwin,.aU rctid from any and lllappunemenl, Slay or exemption lawI now in force or hernher en.1.CT.ed. Such cosu and anorncys' fm ,hall be secured by the Collatcr.tl. ADDITIONAL TERMS /JiM )( INTEREST- Any sums due hereunder / after the stated or accelerated maturity date shall continue to bear interest at the rate specified here- in until such sums are paid in full. \SEALI Name ISF...\ll ""'" _1'IE.\1l :-ilme PAYMENTS DATE PO,TO INT. PO paiN, PO, BALANCE PARTIAL LIST OF COLLATERAL equipment. maChinery. accounts receiv- able. lnventory, general intangibles. contract rights: mortgage against '148 Lancaster Blvd,. Mechanicsburg. PA,; joint personal guarantee of Melvin G. Austin and Helen E. Austin. '''~'''I''Jr.'' '''"J'~'' ",,' .."""" (9 Exhibit 0 .., ,'I't .t-.., . ...... ... -.'.j ...."'... .. " 'n.~' ." '.,,, .,.._~. Exhibit E 11:'" ~,' ''''I .( '.... '1 ..,. ,.,....' f"v< '.. I",.. . ~..."...' '.... .....~ ,. ,.-. ll," Exhibit F Fulton Bank People dedicated to your success." P.O. BOX 4BB7 . LANCASTER, PA 17604 (717) 291-2685 , , t: I i Notice of Availability of Homeownership Counseling Services February 26, 1997 Melvin G, Austin, Jr, Helen E, Austin 148 Lancaster Boulevard Mechanicsburg, PA 17055-3550 RE: Mortgage Loan - Account #6000145850-1 Dear Mr, and Mrs, Austin: According to our records, the above-referenced obligation is in default because payments in the amount of $667,32 each, due for the months of June, July, August, September, October, November, and December 1996 AND January, and February 1997, including late fees of $66,70, totalling $6,072,58, have not been received, In addition, the Bank has incurred expenses in the sum of $24,00 as well as legal fees/costs in the sum of $261,00. This obligation is secured by a mortgage against your principal residence, Default on the obligation may result in certain actions by the Bank, including acceleration of payment of the obligation and legal action to collect the debt, Fulton Bank is required to notify you that the Department of Housing and Urban Development (HUD) has established a toll-free number you can call for a listing of HUD-approved homeownership counseling agencies in your area, You are encouraged to take advantage of assistance these agencies provide, The number is 800- 569-4287, If you have any questions regarding this notice, please call 291-2685. S;1i?~//; ~e1i J. Brennan Loan Workout Officer NJB:ca,r cc: James R. Clippinger. Esquire '-- . , ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works. If you need more information call the Pennsylvania Housing Finance Agency at 1(800)342-2397 LANOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIA T AMENTE LLAMANDO EST A AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CAS A DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. \ F\dtoD. Bank People dedicated to your success.. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ TillS NOTICE. YOU MAY BE ELIGmLE FOR FINANCIAL ASSISTANCE WIllCH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. Date: February 26, 1997 RE: Account No.: 6000145850.1 - Austin's Pel Shop, Inc. TO: Melvin G. Auslin, Jr. Helen E. Austin 148 Lancasler Boulevard Mechanicsburg, P A 17055-3550 FROM: Fulton Bank 29 Easl King Slreel Lancasler, PA 17602 You may be eligible for fmancial assistance that will prevent forcclosurc on your mortgage if you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet other eligibility requirements established by the Pennsylvania Housing Fmance Agency. Please read all of this Notice. It contains an explanation of your rights. Under the ACI, you arc entitled 10 a lemporary stay of Ihe foreclosure on your mo"gage for lhi"y (30) days from the dale of this NOlice. During Ih.1 lime you musl arrange and .Ilend a 'face.to.face' meeling with a represenlalive of this lender. or wilh a designaled consumer credil counseling agency. The purpose of Ihis meeting is 10 allempt 10 work oul a repayment plan, or 10 olherwise sellle your delinquency. This mccling must occur in the next (30) days. If you .Ilend a face.lo.face meeting wilh Ihls lender, or with a consumer credil counseling agency identified in Ihis nOlice, no fu"her proceeding in mo"g.ge foreclosure m.y lake place for Ihi"y (30) days after the dale of Ihis meeling. The name, address .nd lelephone number of our represelll.live is: Neil J. Brennan FULTON BANK P.O. Box 4887 Lancasler, PA 17604 Telephone No: 71712~1-2685 The names Jnd address of designated consumer credit counseling agencies arc shown on the JUJchcd sheet. It is only necessary 10 schl'dulc one f~l.:c.to.facc meeting. You should ad....ise this lender immediately of your inlcnliol1s. lhe PClln,,~l\';lIl1a lilJtl'illl~ hn.l!ll:c r\~Clh;Y can hl' n:;llhl'liIOLL FREE J! lP'iUtHJ-l!..!3lJ7. . Fulton Bank People dedicated to your success.- . . ACT 91 NOTICE FEBRUARY 26, 1997 PAGE 4 THE FOLLOWING LIST CONSISTS OF THOSE COUNSELING AGENCIES WITHIN YOUR AREA, PLEASE CONTACT THEM FOR ASSISTANCE, CUMBERLAND COUNTY Consumer Credit Counseling Service of Western PA, Inc. 200 1 North Front Street Harrisburg, PA 17102 Telephone No,: 717/541-1757 Financial Services Unlimited 117 West Third Street Waynesboro, PA 17101 Telephone No: 717/762-3285 Urban League of Melropolilan Harrisburg 25 North Front Street Harrisburg, PA 17101 Telephone No: 717/234-5925 Fax No: 717/232-4985 YMCA OF CARLISLE 30 I G Street Carlisle, PA 17013 Telephone No: 717/243-3818 Fax No: 717/243-3948 The I'elln'y!\'ani. \louSIng Fin.nce Agency c.n he ,eachell TOLL FREE al IfHtXl)342.2397, ,- "J 11; . - ". " tt::: .~ <.;:'" ( _... II.. ,. Yl- , (~~-: "- (., :.}, tL ;~ I-C " r-- ) (.) '-~ t._.J ';:J ..... ~ \......... '~ ^'\ ~ ..) "- , ' --' '-' ....J \.1" j -, - 8~~ ~ '..., "-' f-J -.J ~ ....... ..;., -.l I s:;--.. t'" r- '"" ~ i:::"- reI 0.:( "" '<) " , -, ".... I, . -::r .~ C:) ~) Ul , Z 0 a: ; ~ <( : ~ w ~ l- ~ ~ <C( <<luU) ~ >- .J ; w ..J 0 Z W Ji a:: :> ^ 0 >::' t- 00'" ..J' <{ <( : u o r::: 0- <{ w _ w Z tt <{ 0- > '" .J 0- >- Z U) o z Ill" Z : t.. w i 1: 0. 0- . tt " o II: Z :J ;; III '" Ul n it II: <{ 1: FULTON BANK, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 97-3483 CIVIL MELVIN G. AUSTIN, JR., a/k1a MEL G. AUSTIN, JR., and HELEN E. AUSTIN, Debtors/Defendants CIVIL ACTION - LAW , MORTGAGE FORECLOSURE STIPULATION OF COUNSEL D AND NOW, this d~"'day of July, 1997, the parties hereto, by their respective counsel as below indicated, do stipulate and agree that the Plaintiff, Fulton Bank, shall be entitled, upon filing this Stipulation, to enter judgment against Defendants, Melvin G. Austin, Jr., a/kla Mel G. Austin, Jr., and Helen E. Austin, in Mortgage Foreclosure in the amount of prayer in the Plaintiffs Complaint, for $41,825.12 plus accrued interest from . June 3,~, con'n ing collection costs, continuing escrow agreements and costs of suit. ./ l Respectfully submitted, By: a ~ sh an quire 76 Path Valley Road P.O. Box 51 Spring Run, PA 17262-0051 Attorney for Defendants, Melvin G. Austin and Helen E. Austin squire Dated: 1.>} -'/1 90001-1 20530 ..,. ~~: t.-: (. \ 11 :- ~ ( ). ,""t. ~, I ~ ~ i V" l, el,.. ':t~ '" u." .. -" 1-- lr: .. ,.: " u .. I l-"'" .,- c. ~ ,. ::'j , r- u 0' Ul z Z 0 a: ; ~ < : ~ w 0 ~ ~ t- O <( ~~~ ..J ~ w ..I 0 z W ~ 0: ". " 0 >::' I- 00 ... ..I " '" <( ~ U ", ~ o t:: ~ ~ '" z . '" " > ~ ..J " >- z Ul o z · z . W to. " " . " o ll: z :> ii m '" III n it ll: <( J: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FULTON BANK CIVIL DIVISION - LAW Plaintiff NO, 97-3483 CIVIL vs, MORTGAGE FORECLOSURE MELVIN G, AUSTIN, JR. a/k/a MEL G, AUSTIN, JR, and HELEN E, AUSTIN Defendants PRAECIPE TO THE PROTHONOTARY: please enter my appearance behalf of Melvin G, Austin, Jr. Helen E, Austin, Defendants, July 16, 1997 in the above captioned matter on " a/k/a Mel G, At/still) Jr, and ./ ;' /' . / I '.-./ I/. / I//!' ~ich~rd~, Bushman, Esquire ! ~(767 Path Valley Road I P .0. Box 1 ~ Spring Run PA 17262-0051 ID II 36406 TEL: [717] 349-7657 FAX: [717] 349-2982 (a) Fulton Bank, One Penn Square, Lancaster, Pennsylvania 17602, Name. Address Docket No, Fulton Bank One Lancaster Square Lancaster, PA 17602 97-3483 Civil Term 5, The name and address of the last recorded holder of a mortgage of record on the real estate to be sold is as follows: Name. Address Record Book Fulton Bank One Lancaster Square Mortgage Book Lancaster, PA 17602 1009, Page 172 Mellon Bank, 10 S. Market Square Mortgage Book N,A. Harrisburg, PA 17101 1218, Page 352 Mellon Bank 10 S, Market Square Mortgage Book N.A, Harrisburg, PA 17101 1218, Page 357 6, The names and addresses of every other person who has any recorded interest in or recorded lien on the property and whose interest may be affected by the sale of the real estate are as follows: Name. Address Interest Cumberland County Tax Claim Bureau Courthouse One Courthouse Square Carlisle, PA 17013 Delinquent School, County & Township Real Estate Taxes 7, The names and addresses of every other person of whom the Plaintiff has knowledge who has an interest in the property which may be affected by the sale of the real estate are as follows: None, ~. r'" ". 1;\' I ~ , l; I' I. I. ., I l) C I ( ~~~ -,' It"OTHON - JI PRAECIPE FOR WRIT OF EXECUTION. (MONEY JUDGMENTS) P.R.C.P. 3101 to 3149 FULTON BANK, IN THE COURT OF CONNON PLEAS OF ~WNm COUNTY, PENNSYLVANIA CUHBEHLAND ~Ik ~~~ Plaintiff No. 97-3483 97 TI~ 19--- . 41,82';.12 S 3, 10';,12 .. A_ounl dul HELVIN G. AUSTIN, JR., a/k/a ~lEL G. AUSTIN, JR. and IIELEN f.' ^11~rpTtl.l. Intere.t _ AlIY'1 Co,.m. . . Defendants Ind Colli TO THE PROTHONOTARY OF SAID COURT: ISSUE WRIT OF EXECUTION IN THE ABOVE "ATTER, (I) Direeled 10 <he Shlliff 01 Cumberland County, penn.yIY.nil; (2) 1,Iinll Hel vin G. Austin, Jr. a/k/a/ Hel G. Austin, Jr., and lIelen E, ~u3in. ?()n t":r('nnHinl.1 nY;Ur.'l,-r:;.r1ic:::1Q. P:'l 1701) Drlendanl(.)i (3) Ind ","inll Olmiohee{I); (4) ond ind.. <hi. wril (I) ...inll Hclvin G, Austin, Jr., a/k/a Mel G, Austin, "nn 1101pn r. ^llstin. 200 Greenview llrive, Carlisle, PA 1701] Defendlnr(.) Ind ~J r. , (b) ","inll Olmhhle{.), II I Ii. pendon. ,,"inll <ho r..l propo"y 01 <hI defendlnl(l) in <ho name 01 Ihl O.miohle{l) II lollow.. (Spocilic.Uy d..eribe propllly ond nOle ony Iplcific djreclion 10 Shoriff) Fumi.h 4 copil' lor lul ....II Iny) 'l\ See attached Exhibit. U) E""plion h.. (nol) b..n wlhod. ~ S('pt(lndh\1 ,} -, I {I1)7 Oiled __ \ L\ --I 'Jg_"I'I'I'I,~I~,I'I' ^nomty 10f PI.inIHH" '(~)tOlt 'I'" ""5 .....P II "PUN", I" .....P.. pIA pa.)I>>1 II ""I'IanlIJO Iwn ..11II,cuedo.ld II" JI "1\10 ,....cfuHu tel ptDOIft (q)(")1(dlJl",. '(ea) H)lt.lI NS '.cn,OUOlpo.acl'lQ,cq ,c...01I'qllll ",no~Jo" ,.....bu II '",ltPUI ,cluno) _.'ou, 01 An.. ".1M '''1 u''IM .(.)toIE.... 'qP<'floql"._~'''''''''JOolJ'_,," .........." ""J"...._" 'luO P<1>!'llUO' oq PI""", (I) (.1 qduto,,~ 'JI.IM ''11 UI pep"I)Uf " o. " ""PI'wd ,.artu I If ,cilia ,.....daIQ) tq PIM", ..wq.) (() qdul.".. .,."'" ..~ UJ ,c,uno) 'Ip JO JJ~'" "II o. ,cavo P'IXIfP III ,c.", 1.llll1pnf pe..wJIVU' I aD pe"", If.IM I ())(Ol( 'I"V "pun . 'P"UIPU' ICl 'lAG" .lalno) e411 '(q}(OIC ....11 A:q ptqao.,., .. ,claM) '''flOW JO U"'" flU 01 P'I)Ufp II If.IM .111...... (I) 'Idul".d "pun iI.lON I I 0\ 0\ .. .. z I! I! 0 i= ~ ~ u ~ ... ~. :J - U - III C >< ';j III ii: en I>: > 0 ~ '" .E III ... u 0.. e 0 s III ~ :l < ,; 0.. Z w ,; 'C . z ,';:;; ,... "l ., "I :J :.J ? ., '..; , " J ~ ~ Claims against the property must be filed with the Office of the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution, Notice is further given to all parties in interest of said claim that a schedule of proposed distribution will be filed by the Sheriff of Cumberland County on or about January 2, 199B, Distribution will be made in accordance with the said schedule unless exceptions are filed thereto within ten (10) days thereafter, Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against Defendants, Melvin G. Austin, Jr" a/k/a Mel G. Austin, Jr" and Helen E, Austin, It will cause the property above identified to be held or taken to pay the judgment, Defendants Melvin G, Austin, Jr., a/k/a Mel G. Austin, Jr" and Helen E. Austin, may have legal rights to prevent the property from being taken, A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. THOMAS E, CHEFFINS, COURT ADMINISTRATOR ONE COURTHOUSE SQUARE, 4TH FLOOR CARLISLE, PA 17013 (717) 240-6200 You may have legal rights to prevent the Sheriff's Sale and the loss of your property, In order to exercise those rights prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution, If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time, If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the mortgage, You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend,or if the judgment was entered before twenty (20) days after service or in certain other events, To exercise this right you would have to file a petition to strike the judgment, You may also have the right to petition the Court or stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right, You may also have the right to have the Sheriff's Sale set aside if the property is sold for a grossly inadequate price or if there are defects in the Sheriff's Sale, To exercise this right, you should file a petition with the Court after the sale and before the Sheriff has delivered his deed to the property, The Sheriff will deliver the deed if no petition to set aside the sale is filed within ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff, Dated: qJJ ci7 re CALDWELL & KEARNS 3631 North Front Street Harrisburg, PA 17110 (717) 232-7661 "t 92320-1 2053L '''-' """"',., .r',.,.,.. :r l> II II w .n iii III , :l> m !: l> . r c ... ~ 0 II Z ... " 0 0 ~ ::E . " II ~ f11 1) ~ Z I ~ r '" '" z , i -< . r " , r Z 0 I IJl nl?' IJl Z -< l> 0 r- -< ... ~ ^ < In r- o f11 l> -< Z " l> ~ :l> _ M ~ " :u l> M -< ~ Z -.j l/I - 0 -, . 1 " -, ., .. I! ,. p- .-,..,.'1 :. \.. {,', (oO CALDWELL & KEARNS '" PROrCS510N...L cO"J'On"TION RICHARD L. K[ARN5 CARL O. WA99 .JAMCS R. Cl.IPPINGCR CIiARLtS ,J. DIM""T. III ,JAMes O. CAMPOeLL. oJR JAMCS l. GOLDSMITH TIMOTHY I MARK MICHACL StDOR DeBORAH A. CAVAelHI KeVIN O. CLLIOfT STANLtY oJ. A, LASKOWSKI ATTORNEYS AT LAW or COUNSCL THO"'AO O. CALDWCLl., JR 3631 NORTH rRONT STR[[T HARRISBURG. PENNSYLVANIA 17110-1533 1l7.Z3Z.7ael r,u 1I7.23Z-27150 September 17,1997 Melvin G. Austin, Jr. Helen E. Austin 200 Greenview Drive Carlisle, PA 17013 RE: Fulton Bank v. Melvin G, Austin, Jr. and Helen E, Austin 97-3483 (Cumberland) Sale of Improved Real Estate at 148 Lancaster Boulevard, Lower Allen Township, Curnberland County. Date of Sale 12/10/97 Dear Mr. & Mrs. Austin: Pursuant to Pennsylvania Rule of Civil Procedure 3129, please find enclosed a copy of all documents filed with the Prothonotary and Sheriff of Cumberland County to expose the improved real estate at 148 Lancaster Boulevard, Lower Allen Township, Cumberland County, Pennsylvania to the judicial sale held by the Sheriff of Cumberland County on December 10, 1997. Please note a copy of this correspondence and the copy of the documents are being sent to your counsel, Richard Bushman, Esquire. If you have any questions, I recommend that you contact attorney Bushman immediately. Very truly yours, James R. Clippinger CALDWELL & KEARNS JRC/mmr Enclosures cc: Richard Bushman, Esquire Neil Brennan, Loan Workout Officer 2053L 92761-1 U.l.I'OITAL "AVIet CERnFlCATE OF MAILING ~'f'Om: Caldwell & Kearns 3631 North Front Street Harriswrg, PA 17110 0.... of....,..., 1ftI6I....... to: Melvin G. & Helen E. Aus 200 Greenview Drive Carlisle, PA 17013 MAY I. "'.0 'OR 00IIDT1C AM) INTlRNATIONAL MAIL. 'OR I'-URANCI - fiIOITIlMITIII :'y~ 1111 'I) u.s. GOY'Ifnment Prl" U.l.I'OITAL "AYlCI CERTIFICATE OF MAILING /E':f~;i~;if(tr= " . rtt; I' i.H! U C' :. --- \ ..,_::::."~ RIGIwd'rom; Caldwell & Kearns 3631 North Front Stree Harrisburg, PA 17110 O"'.....of~"..........to: " Richard L. Bushman, Es 16767 Path Valley Road, Sprinq Run, PA 17262-0051 MAY .. UIID I&Ofl DC*Iunc AM) INTlMAT10HAL MAIL. DOlI NOT MOVlOI 'OfllINaJAANCI - fIIOI11IMII'ftlll :.:;:: 1117 'I) u.s. Government Prlnting Office: ~ "..OTH\)H_ZI PRAECIPE FOR WRIT OF EXECUTION . (MONEY JUDGMENTS) P .R.C.'. 3101 to 3149 FULTON BANK, IN THE COURT OF COllllON PLEAS OF ~tJt1Nm COUNTY, PENNSYLV^Nt^ CmlBERLAND .,i, No. T.na 19 Plaintif f .. No. 97-3483 T.na 19 97 Amount due . 41,825.12 S 3,105,12 [nttrut_ Any'. Corum. . and Co.n . MELVIN G, AUSTIN, JR., a/k/a MEL G, AUSTIN, JR. and HELEN P AJlc;'1'Hl. Defendants TO THE PROTHONOTARY OF S^ID COURT: ISSUE IRIT OF EXECUTION IN THE ^BOVE llATTER, (I) Di,.ct.d '0 me SlI.,iff of Cumberland Counry, Pennsyluniaj (2) 1&linl' Melvin G, Austin. Jr. a/k/a/ ~lel G, Austin, Jr., and Helen E, Aus.tin. ?OQ r.\"QQn~.ic.1,' nri.rr.l,_r"r1ic1....... p" 1701) Delendlnt(.)i 0) Ind "&"in.. Glmi.h.o{l); (4) and indu mi. w,i, (I) "&"In"' Melvin G, Austin, Jr" a!k/a Mel G. Austin, rtl"'ln Hplpn r-: Allc:;tin 200 Greenview Drive, Carlisle, PA 17013 Der.ndlnl{l) Ind Jr, , (b) "&"in.. Glmiah.o{l), a. . Iii pendenl I..inlt the leal properry of me dcfcndlnt(l) in tht name of the G.miahtc{.) a. --Iollow.: (Sp.cifiellly de.crib. p'operty Ind no'. any Ip.cifie dir.cuon '0 Sh..iff) fumi.h 4 copi.. for ...1 ",",. I..,.) See ~tt~ched Exhibit, t -.} ~ :' -.J .., I UJ .") -" -, -., , ,,11 C, (1) Eurupuon hll (noc) ~('n .Iind, ff. :;, 'r "> 'I::i '.'! ,} -', 1 'l 'J 7 Oacrd __.__ .___.______._+.... _ ._ __.____._ -___._.___ . . , c\"'\- .. .-:; \\ .-, . '-1 L._ ~... .:;:c; .rfl>"; '. ('llP(J\...;~~"'r,~.~I'>;q. ----.--.-.----- -,.---.. ---- Att\)mtv fo, PI.inlifk',\ / Claims against the property must be filed with the Office of the Sheriff before the above sale date, Claims to proceeds must be made with the Office of the Sheriff before distribution, Notice is further given to all parties in interest of said claim that a schedule of proposed distribution will be filed by the Sheriff of Cumberland County on or about January 2, 1998, Distribution will be made in accordance with the said schedule unless exceptions are filed thereto within ten (10) days thereafter. Attached hereto is a copy of the Writ of Execution, It has been issued because there is a judgment against Defendants, Melvin G. Austin, Jr" a/k/a Mel G. Austin, Jr" and Helen E, Austin. It will cause the property above identified to be held or taken to pay the judgment, Defendants Melvin G. Austin, Jr., a/k/a Mel G, Austin, Jr., and Helen E, Austin, may have legal rights to prevent the property from being taken, A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. THOMAS E. CHEFFINS, COURT ADMINISTRATOR ONE COURTHOUSE SQUARE, 4TH FLOOR CARLISLE, PA 17013 (717) 240-6200 You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights prompt action on your part is necessary, A lawyer may be able to help you. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution, If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the mortgage. (al Fulton Bank, One Penn Square, Lancaster, Pennsylvania 17602, Name Addr~ss Docket No. Fulton Bank One Lancaster Square Lancaster, PA 17602 97-3483 Civil Term 5, The name and address of the last recorded holder of a mortgage of record on the real estate to be sold is as follows: Name Address Record Book Fulton Bank One Lancaster Square Mortgage Book Lancaster, PA 17602 1009, Page 172 Mellon Bank, 10 S. Market Square Mortgage Book N,A, Harrisburg, PA 17101 1218, Page 352 Mellon Bank 10 S, Market Square Mortgage Book N,A. Harrisburg, PA 17101 1218, Page 357 6, The names and addresses of every other person who has any recorded interest in or recorded lien on the property and whose interest may be affected by the sale of the real estate are as follows: Name Addr~ss Int~r~st Cumberland County Tax Claim Bureau Courthouse One Courthouse Square Carlisle, PA 17013 Delinquent School, County & Township Real Estate Taxes 7, The names and addresses of every other person of whom the Plaintiff has knowledge who has an interest in the property which may be affected by the sale of the real estate are as follows: None, personal knowledge, information and belief, I understand that I verify, as Attorney for Fulton Bank, that the statements made in this Affidavit are true and correct to the best of my false statements herein are made subject to the penalties of 18 Pa,C,S, ~4904 relating to unsworn falsification to authorities, CALDWELL & KEARNS: By James R, Clippinger, Esquire Attorneys for Plaintiff, Fulton Bank. Dated: September ____, 1997 Sworn to and subscribed before me this ____ day of September, 1997. Notary Public 92327-1 .~ , '.f-~ '" ,j , ~ . " , ,- , ~ . . , Fulton Bank vs Melvin G. Austin Jr. a/k/a McI G. Austin Jr and Ilelcn E. Austin In thc Court of Common Picas of Cumhcrland County, Pcnnsylvania Writ No. '17-3483 Civil Tcrm Timothy Rcitz, Dcputy Shcrin: who hcing duly sworn according to law, says on Octohcr 13, : 997 at 2:36 P.M., E.D.S:r.. hc postcd thc propcrty of Mclvin G. Austin Jr, a/k/a Mcl G. Austin Jr. and Ilelcn E. Austin at 148 Lancaslcr Blvd.. Mcchanicsburg, Cumhcrland County, Pennsylvania with copics ofl~cal Estatc Writ, Noticc Postcr and Dcscription according to law. Audrcy G. Adams, Dcputy Sheriff, who hcing duly sworn according to law, says on Octobcr 27, 1997 at 8:55 o'clock AM., E.D.S:r.,shc scrvcd true copics of Rcal Estatc Writ, Noticc Postcr and Description in thc abovc cntitlcd action upon onc ofthc within namcd dcfcndants, to wit: Mclvin G. Austin Jr.. a/k/a Mcl G. Austin Jr. hy making known unto Melvin G. Austin Jr. at thc Cumbcrland County Shcritrs Officc, Courthousc, Carlislc, Cumbcrland County, Pcnnsylvania, its contcnts and at thc samc time handing to him pcrsonally thc said truc and attcsted copics of the samc. Timothy Rcitz, Dcputy Shcrin: who bcing duly sworn according to law, says on Octobcr 20, 1997 at 12:20 o'clock P.M.. E.D.S.T.. hc served truc copics of Real Estatc Writ. Notice, Postcr and Dcscription in thc abovc cntitlcd action upon onc ofthc withinnamcd dcfcndants, to wit: Hclcn E. Austin by making known unto Helcn Austin at hcr placc of cmploymcnt Eagle Managcment Windsor Park Shopping Ccnter, Simpson Fcrry Road, Mcchanicshurg, Cumbcrland County. Pennsylvania, its contcnts and atthc samc timc handing to hcr pcrsonally thc said truc and attcsted copies of the same. R. Thomas Kline, Shcriff. who bcing duly sworn according to law. says that he scrved Rcal Estate Writ. Noticc Poster and Description inthc following manncr: Thc Shcriff mailed onc of the within named defcndants, to wit: Mclvin G. Austin Jr. a/lJa Mcl G Austin Jr. a noticc ofthc pcndeney ofthc action by rcgular mail to his last known addrcss at 200 Grccnvicw Drive, Carlisle. Pennsylvania 17013. This lctter was mailcd undcr thc datc ofOctohcr 21, 1997. R. Thomas Kline, Shcriff, who being duly sworn according to law, says that hc served Rcal Estate Writ. Noticc, Poster and Description in the following manncr: Thc Shcriff mailed onc of thc within namcd defcndants to wit: Helcn E. Austin a noticc ofthc pendcncy of the action by rcgular mail to her last known address at 200 Grccnview Drive, Carlislc, Pcnnsylvania 170 I 3. This lcttcr was mailed undcr thc datc of Octobcr 21, 1'197. R . Thomas Klinc, Shcriff. who bcing duly sworn according to law, says aficr due and legal noticc had bccn givcn according to law, cxposcd thc within dcscrihcd prcmiscs at public vcnue or outcry on Deccmbcr 10. 1997 at 10:000 'e1ock A.M. E. S. 1'.. and sold the samc forthc sum of $ 77\i:10.00 to Attorncy Craig Staudcnmcicr for Mellon Bank. N.A.. Two Mcllon Bank Ccntcr, Pittshurgh. Pcnnsylvania 15259-000 I.. its succcssors and assigns. It bcing thc highcst bid and bcst pricc quotcd I,)r thc samc. Mellon Bank N. A.lts succcssor and assigns at Two Mcllon Bank Ccntcr. Room 1152-AB50. Pittshurgh, Pcnnsylvania paid to Shcriff R. Thomas Klinc thc sum of 77,000.00. it hcings poundagc clc. Shcritrs ('osts listcd hclow. Shcriffs ('osts: Dockcting Poundagc 30.00 1540.00 . , AMENDED SCHEDULE OF DISTRIBUTION RE Sale 33 Date Filed January 22, 1998 Writ No 3483 Civil Fulton Bank -vs- Melvin G. Austin Jr A/K/A. Mel G. Austin Jr and Helen E. Austin Date of Sale Bid Price Buyer Mellon Attorney for December 10, 1997 $ 77000.00 Bank N.A. Buyer Craig Staudenmeier Real Debt Intrest Attorney Writ Costs Total 41,825.12 3,105.12 100.00 45,030.24 Total amount collected Sheriff's Costs Legal Search 1997 Co, Twp, School Taxes 1996 Yax Claim Bureau Refund to Attorney James Clippinger 49,947.44 2,211.04 150.00 2,058.38 2,153.911 43,374.12 77,000.00 43.374.12 33,625.80 ~OOO. 00 1,000.00 Distribution Paid to Writ No. 1997-3483 Civil Term Fulton Bank Credit Mellon Bank So Answ,!'!r~ p~ ~f?~-<. .-r'Y?-v? R. Thomas Kline, Sheriff By ~~ dJlJf Deputy Sheriff , TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO TIlE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITflNG THEIR REMOV AL IS PRODUCED. SHERIFF SALE NO, 33 Held Wednesday, December 10, t997 Dille: December II, 1997 TAXES: Receipts for all taxes for the years 1994 to 1996 inclusive. Taxes for the current year 1997. MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumherhll1d County Sheriff to dated , 1998, and recorded . 1998, in Cumberland County Deed Book ,Page RECITAL: Being all of the property which Freddie Sprig and Son, Inc., by deed dated February 26, 1971 and recorded March 3, 1971, in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle, Pennsylvania, in Deed Book "Z", Volume 23, Page 358, granted and conveyed to Melvin G. Austin, Jr. and Helen E. Austin, husband and wife. OTHER EXCEPTIONS: I. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded casements, discrepancies or connicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of Lancaster Boulevard. 6. Conditions and restrictions as shown on Plan No. 10 of Orchard Crest Manor recorded in Plan Book 16, Page 76. 7. Building and use restrictions as recorded in Miscellaneous Record Book 155, Page 103. 8. Building and use restrictions recorded in Miscellaneous Record Book 162, Page 947. 9. Building and use restrictions recorded in Miscellaneous Record Book 166, Page 207. 10. Rights granted to The Bell Telephone Company of Pennsylvania by instrument recorded in Miscellaneous Record Book 146, Page 527. 11. Rights grallled to Pennsylvania Power and Light Company by instrument recorded in Miscellaneous Record Book 147. Page )96. 12. Rights granted to Pennsylvania Power and Light Company by instrument recorded in Miscellaneous Record Book 165, Page I. 13. Smisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to he divested by subject Sheriffs Sale. 14. Oclinquent rea) estate taxes for the year 1996 relUmed to the Cumberland County Tax Claim Bureau in the amount of$2.167.66. 15. Mortgage given by Melvin G. Austin. Jr. and Helen E. Austin. husband and wife, to Fulion Bank. dated March 8.1991 and recorded Arril19. 1991 in ~1Q!!gage Book 1009. Page 172, in the amount ofS ~ ."- CL.,~< '~_A- <<.J:::_(._..... Complailll in Mortgage ForecllNll'e filed to No. )<)')7-0.148.1 on June .10.1997 by Fulion Bank against ~1cilin Ci. Austin, Jr., also known ;h Mel G. AUslin. Jr.. and Helen E" Auslin, his wife. pursuantlo which a Writ of Execulion was isslll'd and subject Sheriffs Sale was held. .. :l 'If. 71, PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LA W JOURNAL (Under Act No. 5H7. approved Muy 16, IlJ2Y), p, L.17H4 STATEOFPENNSYLVANIA : SS. COUNTY OF CUMBERLAND : Roger M, Morgenthlll, ESlluire, Editor of the Cumberland Law Journal, of the County and State aforesaid. being duly SWOI11. according to law, deposes and says that the Cumberland T .AIW Tnurnal. a lecallleriodical published in the Borough of Carlisle in the County and State er y erne of Lower Allen Township; 2 . b _ . Thence by the westerly Ilne of Lower ary ,I Y52. and deSIgnated y the local courl~ as the ofhcllll Allen To\\nshlp north 44 deg"",s 38 ion of all legal notices, and has, since January 2, 1 Y52, been minutes west 75 f~t to a point at the . '" . dlvtdlnglloebetw<cnLolsNos.4and :lIId County, and that the pnnted notice or publication attached 5. Block N of the plan: Thence by said lS plinted in the regular editions and issues of the said dlvtdlng line north 45 des"",s 22. . mloules e.sl 110 feet 10 a poInt on e followmg dates, the westerly side of Lancaster D1vd.. the place of BEGINNING. BEING all of Lot No, 4. Block N. : I () . 17.24. 1997 Plan 10 Orchard Crest Manor whIch plan Is recorded in the Cumberland County Recorder's omce In Plan Book 16. Page 76. SAID property also known.s 148 Lancaster Boulevard. S.ld property bearing Cumberland County Tax Parcel No. 13.24-0793.156. BEING Ute same premises which FreddIe Sgrtg and Son. Inc. by deed dated February 26. 1971. and record. ed Mareh 3. 1971. In and for the Office of Recorder of Deeds of Cum- berland Counly. In Deed Book 23. Vol. Z. Page 358. granted and con. v~ed unto Melvin G. AusUn. Jr. and Helen E. Austin. Ddendants ht"rt"ln that he is authOlized to verify this statement by the Cumberland . of l:eneral circulation, and that he is nOl interested in the subject II' adveltisement, and that all allegations in the foregoing j character of publication are true. 'fY)/l/t/L- Roger M. Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this 24 day of OCTOBER. 1997 /C 4u ~.:u ,~ '7~ ~~'1RI"" Sf"! 10l~ E SNl'OE.. ""Ia'l' ""bloc <..e...... &oro. Cl.lmb.riand Co,,",ty. PA "'. t CUt:1tTllUtOl"l fapf'" '-'0 h' 200 _ K~. I , . THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication _Under Acl No 587. Anoro.ad Ma. 16 1929 Commonwealth 01 Pennaylvanl., County 01 Dauphin} aa Frank J, Eplor being duly sworn according to low, deposes and says: That he Is the Controller of THE PATRIOT.NEWS CO., e corpora lion organized and existing under tha lawa of the Commonwealth 01 Pennsylvania, with its principal ollica and placa of business at 612 to 616 Market Street, In the City of Harrisburg, County of Dauphin, State 01 Pennsylvania, owner and publisher 01 THE PATRIOT-NEWS and THE SUNDAY PATRIOT.NEWS newspapars of general clrculalion, printad and published at 612 to 616 Market Street, In the City, County and State aforesaid; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS were established March 4th, 1654, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed nolice or publication which Is securely allached hereto Is exactly as printed and published In their regular dalty and/or Sunday and Metro editions/Issues which appeared on the 21st and 28th day(s) of October and the 4th day 01 November 1997. That neither he nor said Company Is Interasted In the subject mattar of said prlntad notice or advartlslng, and that all of the allagations 01 Ihis stalemant as to the time, place and character of publication are true; and That he has personal knowledge of Ihe lacts aloreseld and Is duly authorized and empowered to verify this statement on behall of The Patrlot.News Co. aloresald by virtue and pursuant to a resolullon unanimously passed and adopted severally by the stockholders and board of direclors 01 the said Company and subsequenliy duly recorded In the ollice lor the Recording of Deeds In and for said County 01 Dauphin In Miscellaneous Book oM", Voiume 14, Pege 317. ./' .0 c:._c? ~_:~---_:=~~?&~~=---------------- ~lvorn t od subscrib belore me this 2 Ih day 01 NovGI1)Pe.r 1997 A.D. REAUSTAll~ No. 33 Wr1l No. 034&3 CMI ,on r..non lank VI MaIm T. AuIltn Jr. oMo Mal a. AuIltn Jr. and Helen E. AUIltn Ally. James ii. ClJppInger All THAI CERIAIN lot of land situate In Lower Alan lownsNp.o;umber1and Coun- ty. Pennsylvonl(): more particularly bounded and des(:nbed '" fOllOws. to IV1t. BtGINNING at 0 polnt on lt1e westel1v Side of loncostor Blvd. wt1ich point IS 3' 7 00 feet SOU1fl of lt1e SOU1flwelteny comer ot OxIord Drive and loncol1er Blvd 01 lt1e , drvrd1nQ Iv1e bellveen lots No, 4 and 5 j' lllldlc N on the he<e<naNer ment~ Piatt Thence by lt1e Wel1er1y Side oIlal- I m. lO\Jfh 4-l dealoo, 38 "*'utes .c 75 feet to 0 point of the d1V1 IIle , . LDts:J,Ond4Bl<~~~.sher's Receipt for Advertising Cost T ~ 22 rnNtes ~~o feet to thI 01 THE PATRIOT-NEWS and THE SUNDAY PATRiOT-NEWS, newspepers of general ( ~:bV'l.e ~~..... "";to:z;~ :eipt 01 Ihe aloresaid notice and publication costs and certllies that the samo have t T9""ship noIlt1 4-l dllQ'ooS 38 mlnu'es "'est 75 toot to 0 pam! Of the dl'VId,nQ I:....e be""'oon tots Nvs J Of)() S. BlOCk N 6t 1f'+1 plan. TIX.nco tly said d\,o(1:1"1Q 111....0. nor1h 45 OQQroos n IT1lnu'OS enst IlQ Ipel 10 a ~f on the .....e~.e'l' SIde Of laXOSler vd. me Place 01 Bt GINN:NG BEING all of lOf No 4 ~oc, N Plan 10 Orchard Crest ""toner whlcn' plan 1$ pocorded In lho.Cumberlarld County 7gcOfder ~ OffICe 1'" Plan Book 10. Page ~ f)1Of..-"'ert). mQ ~r)Q,^,n m lJ8loncmff~r I OVO'd &11d proper\ beonnQ (umbef. ,O]Od .Counly ru~ POICOI ,,"0 .2J0~v'3-I~ B[i~G tr10 S;lm\l pl(lr'""\tl$ '^'t1I"h F'Pf>d'O ~"q ()~~ S:!n, jn( l', th'''J O,~I''''l ff't'1",/. ~"~() ''rll(:'''',(11(''''''JI''I~.tl',113 l;n o O~d I,)f'~ ~H 0"',"" 01 [,'",-',"'I(;1",-j \,1 'Uf~.~\ c! \.,,~! ~.'T,)~. J (, ",d. ,n [.....j BJi.lk 43 "n' .. ,l'lJ"VJ\ ~rJ'.""J <Jr',l Cl.~WI(><.l un!') ~.l'''.'~l (. ^,.,~.,rl Y 0",1 HO't:11 A,,~'r, C'i"l"\l'J"" ~ "",.,", PUBLICATION COPY SALE #33 TenyL.~uO~~J~.I~~;~ Pu __ ,,1 /,4' I, E//~"/ " HlI!rhSbll9. Dau:)l1in . . IIy Comm.....n E"P'" Juno 6. lGjB OTARV PUBLIC _.~ . . sian expires June 6, -( 1998 CUMBERLAND COUNTY SHERIFFS OFRCE roJRT I-OUSE CARLISLE, PA. 17013 Statement or AdvertisIng Costs To THE PATRIOT.NEWS CO.. Dr. For publishing the notice or publica lion allached herato on Iha above stated dates $ Probatiog same (1) Notary Fee(s) $ Tolal $ 203.44 1.00 204.44 THE PATRIOT-NEWS CO. By.........................................................,.......... .. FULTON BANK, Plaintiff IN THE COURT OF COMMON PLEAS I CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-3483 CIVIL TERM CIVIL ACTION - LAW v. MELVIN G. AUSTIN, JR., a/k/a MEL G. AUSTIN, JR., and HELEN E. AUSTIN, Defendants MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: Melvin G, Austin, Jr., a/k/a Mel G, Austin, Jr., and Helen E. Austin 200 Greenview Drive Carlisle, PA 17013 Lien Creditors of Record as Identified on the Accompanying Affidavit Pursuant to Rule 3129 PLEASE BE ADVISED that the sale of the parcel of real estate with the improvements erected thereon known as 148 Lancaster Boulevard, Mechanicsburg, Cumberland County, Pennsylvania 17055, which improved parcel of real estate was conveyed to Defendants Melvin G. Austin, Jr, a/k/a/ Mel G. Austin and Helen E, Austin, by deed dated March 8, 1991, and recorded April 19, 1991, at the Office of the Recorder of Deeds, Cumberland County, Pennsylvania, in Book 1009, Page 172, will be held on December 10, 1997, under the auspices of the Sheriff of Cumberland County, Cumberland COllntv~ Courthouse, One Courthouse Square, Carlisle, Pennsylvania, Q~ ~u:uu a,m, A complete copy of the further legal description of said real estate is attached hereto as Exhibit "A", The aforesaid sale is being held on the judgment of Fulton Bank, indexed to No. 97-3483 civil Term, in the Court of Common Pleas of Cumberland County, said judgment being in the principal amount of $41,825.12, together with interest in the amount of $3,105.12, with additional accrued interest thereafter at a per diem figure of $6.46 per day. The aforesaid tract of land, with improvements erected thereon, is reputedly owned by the said Melvin G, Austin, Jr., a/k/a Mel G. Austin, Jr., and Helen E, Austin, solely, Claims against the property must be filed with the Office of the Sheriff before the above sale date, Claims to proceeds must be made with the Office of the Sheriff before distribution. Notice is further given to all parties in interest of said claim that a schedule of proposed distribution will be filed by the Sheriff of Cumberland County on or about January ~, 199B, Distribution will be made in accordance with the said schedule unless exceptions are filed thereto within ten (10) days thereafter. Attached hereto is a copy of the Writ of Execution. It has been issued because there is a judgment against Defendants, Melvin G. Austin, Jr" a/k/a Mel G. Austin, Jr" and Helen E. Austin. It will cause the property above identified to be held or taken to pay the judgment. Defendants Melvin G. Austin, Jr., a/k/a Mel G. Austin, Jr" and Helen E. Austin, may have legal rights to prevent the property from being taken, A lawyer can advise you more specifically of these rights, If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE, THOMAS E, CHEFFINS, COURT ADMINISTRATOR ONE COURTHOUSE SQUARE, 4TH FLOOR CARLISLE, PA 17013 (717) 240-6200 You may have legal rights to prevent the Sheriff's Sale and the loss of your property, In order to exercise those rights prompt action on your part is necessary, A lawyer may be able to help you. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened if you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened, the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the mortgage, You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend,or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right you would have to file a petition to strike the judgment, You may also have the right to petition the Court or stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. You may also have the right to have the Sheriff's Sale set aside if the property is sold for a grossly inadequate price or if there are defects in the Sheriff's Sale. To exercise this right, you should file a petition with the Court after the sale and before the Sheriff has delivered his deed to the property. The Sheriff will deliver the deed if no petition to set aside the sale is filed within ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff, Dated: q.q.t.f7 re CALDWELL & KEARNS 3631 North Front Street Harrisburg, PA 17110 (717) 232-7661 92320-1 2053L .. FULTON BANK, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-3483 CIVIL TERM CIVIL ACTION - LAW v. MELVIN G. AUSTIN, JR., a/k/a MEL G. AUSTIN, JR., and HELEN E. AUSTIN, Defendants MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA) SS COUNTY OF DAUPHIN Fulton Bank, Plaintiff in the above mortgage foreclosure action, sets forth as of the date of the Praecipe for the Writ of Execution was filed the following information concerning one parcel of improved real estate located at 148 Lancaster Boulevard, Mechanicsburg, Cumberland County, Pennsylvania 17055. 1, The real estate as above identified to be sold at Sheriff's Sale is described in Exhibit "A" attached hereto, 2. The names of the owners or reputed owners are Melvin G, Austin, Jr" and Helen E. Austin, whose last known address is 200 Greenview Drive, Carlisle, Pennsylvania 17013. 3, The said owners Melvin G, Austin, Jr" and Helen E. Austin, are also the named Defendants in this judgment, 4, The names and addresses of every judgment creditor whose judgment is a record lien on the real estate to be sold are as follows: . .. (a) Fulton Bank, One Penn Square, Lancaster, Pennsylvania 17602, llilllle Address Docket No. Fulton Bank One Lancaster Square Lancaster, PA 17602 97-3483 Civil Term 5. The name and address of the last recorded holder of a mortgage of record on the real estate to be sold is as follows: llilllle Address Record Book Fulton Bank One Lancaster Square Mortgage Book Lancaster, PA 17602 1009, Page 172 Mellon Bank, 10 S, Market Square Mortgage Book N,A. Harrisburg, PA 17101 1218, Page 352 Mellon Bank 10 S, Market square Mortgage Book N.A. Harrisburg, PA 17101 1218, Page 357 6. The names and addresses of every other person who has any recorded interest in or recorded lien on the property and whose interest may be affected by the sale of the real estate are as follows: I::Iame. Address Interest Cumberland County Tax Claim Bureau Courthouse One Courthouse Square Carlisle, PA 17013 Delinquent School, County & Township Real Estate Taxes 7. The names and addresses of every other person of whom the plaintiff has knowledge who has an interest in the property which may be affected by the sale of the real estate are as follows: None,