HomeMy WebLinkAbout97-03612
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PI.inliO'
IN I III, ("OllllT m ('OMMON PI.I:AS m
C"lJMIIEKI.ANO ("OliN I Y. I'ENNSYI.VANIA
v
nV11. A("1I0N. I.AW
NANCY L I\II'E
Defend an!
NO 'IK.-lCljK C"lVII.TI:IIM
("OlJNTEK. AFFIDAVIT UNDER SErflON .l.llll(d) 01' nil, IJIVOl\n. ("OJII:
(a) I oppose Ihe enlry of divorce decree heeau,e
(i) Ih. partie< oflhi5ftelill" have nllllived "'parate a"d apart lill a 1",,""1 111'01 Ie." Iwu Y'o"
(ii) The marriage i, nol irretrrevahly hrll~e"
(h) I Wish tn claim economic relic!' \\.llIch may IIldudl' aIUllllll~', dl\HUII1 of plopcr1y. Iil\\')'cr'!i Ices lIf
expenses or other important riJ.thts
I vent}' that the stillcllH.'nl.\i Illillk 111 thiS roulltt'lilllida\11 nll'lllll' ilnd \'lIlll'd lunders.tand thaI
false statements herein arc made suhjcclln penalties of I K 1':1 ('S If. 'li)IH fl'l,IIUlU In 1.t1SWmn ral~ilic:uion to
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Christopher C. Houston
AHorney al IA'w
52 \Vest Pomfrrl Street
Carli,lr, I'fllmylvallia 17013
717-2'11-5970 Facsimilr: 7 I 7-211-6970
February 9, 1998
E. Robert Elicker, II, Esquire
Divorce Master
Office of the Divorce Master
Cumberland County Court of
Common Pleas
9 North Hanover Street
Carlisle, PA 17013
RE: Rife v Rife/No. 97-3612 Civil
Dear Bob:
Enclosed please find a copy of my Praeeipe entering my appearance
in the above matter. In addition, in response to your inquiry,
grounds for divorce are not at issue.
Christopher C. Houston
kb
Enclosure
cc: Samuel L. Andes, Esquire
Howard S. Rife
Christopher C. Houston
Anorney al Law
52 \Vrst Pnmfrrt Strrrt
Carli,lc. PCllll'l'I"'tnia 17013
7 I 7-2-11-597ll Fac,imile: 7 I 7-2-11-6970
March 4, 1998
E. Robert Elicker, II, Esquire
Office of the Divorce Master
Cumberland County Court of
Common Pleas
9 N0rth Hanover Street
Carlisle, PA 17013
REI Rife v Rife/97-3612
Dear Bob:
Enclosed please find Defendant's Pre-Trial Statement being filed in
the above matter.
Christophe C. Houston
kb
Enclosure
cc: Samuel L. Andes, Esquire
Howard S. Rife
Nancy L. Rife,
Plaintiff
vs.
)
)
)
)
)
)
)
)
)
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND COUNTY.
PENNSYLVANIA
CIVIL ACTION - LAW
Howard S. Rife.
Defendant
NO. 97- y.j;) CIVIL TERM
IN DIVORCE
NOTICE TO DEFEND AND CLAIM RIGHTS
You have been sued in court. If you wish to defend against the claims set forth in the foregoing
pages, you must take prompt action. You are warned that if you fail to do so. the case may proceed without
you and a decree in divorce or annulment may be entered against you by the court. A judgment may also be
entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose
money or property or other rights important to you, including custody or visitation of your children.
When the ground for the divorce is indignities or irretrievable breakdown of the marriage, you may
request marriage counseling. A list ofmaniage counselors is available in the Office of the Prothonotary at:
Office of the Prothonotary
Cumberland County Court House
I Courthouse Square
Carlisle. Pennsylvania 17013
IF YOU DO NOT FILE A CLAIM FOR ALIMONY. DIVISION OF PROPERTY, LAWYER'S
FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE
THE RIGHT TO CLAIM ANY OF THEM.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator. Fourth Floor
Cumberland County Court House
1 Courthouse Square
Carlisle, Pennsylvania 17013
Telephone: (717) 240-6200
Nancy L. Rife. ) IN THE COURT OF COMMON
Plaintiff ) PLEAS OF CUMBERLAND COUNTY,
) PENNSYLVANIA
)
vs. ) CIVIL ACTION - LAW
)
) NO. 97- 3 (.)~ CIVIL TERM
Howard S. Rife, )
Defendant ) IN DIVORCE
NOTICE OF A V AILABlLlTY OF COUNSELING
TO THE WITHIN-NAMED DEFENDANT:
You have been named as the Defendant in a Complaint in a divorce proceeding filed in the Court of
Common Pleas of Cumberland County. This notice is to advise you that in accordance with Section 3302(d)
of the Divorce Code, you may request that the court require you and your spouse to attend marriage
counseling prior to a divorce being handed down by the court. A list of professional marriage counselors is
available at the Domestic Relations Office, 13 North Hanover Street, Carlisle, Pennsylvania. You are advised
that this list is kept as a convenience to you and you are not bound to choose a ( uunselor from this list. All
necessary arrangements and the cost of counseling sessions are to be borne by you and your spouse.
If you desire to pursue counseling, you must make your request for counseling within twenty days of
the date on which you receive this notice. Failure to do so will constitute a waiver of your right to request
counseling.
2
Nancy L. Rife, ) IN THE COURT OF COMMON
Plaintiff ) PLEAS OF CUMBERLAND COUNTY,
) PENNSYLVANIA
)
vs. ) CIVIL ACTION - LAW
)
) NO. 97- Ji...I;L CIVIL TERM
Howard S. Rife, )
Defendant ) IN DIVORCE
COMPLAINT IN DIVORCE
AND NOW comes the above-named Plaintiff, Nancy L. Rife. by her attorney, Samuel L. Andes, and
makes the following Complaint in Di~orce:
I. The Plaintiff is Nancy L. Rife. an adult individual who currently resides at 105 South Ridge Road.
Boiling Springs, Cumberland County. Pennsylvania.
2. The Defendant is Howard S. Rife. an adult individual who currently resides at 107 Virginia
Avenue. Carlisle, Cumberland County, Pennsylvania.
3. Both the Plaintiff and Defendant have been bona fide residents of the Commonwealth of
Pennsylvania for at least six months immediately previous to the filing of this Complaint.
4. The Plaintiff and Defendant were married on March 23, 1974.
5. Therc havc becn no prior actions of divorce or annulment bctwecn the parties.
6. This marriage is irretrievably broken.
7. Plaintiff has been advised of the availability of marriage counseling and the Plaintiff may have the
right to rcquest that the Court require the parties to participate in counseling.
3
COUNT I-IRRETRIEVABLE BREAKDOWN
8. The Plaintiff requests this Court to enter a Decree of Divorce.
WHEREFORE, Plaintifl'requests this Court to enter a decree in divorce pursuant to the Divorce
Code of Pennsylvania.,
I verifY that the statements made in this Complaint are true and correct. I understand that any false
statements in this Complaint are subject to the penalties orI8 PA. C.S. 4904 (unsworn falsification to
authorities).
DATE: 10 . /:2- C) )
9{
'Nancy L. Rifi
~~L1
Samue L. Ande
Auorney for Plaintiff
Supreme Court ID 17225
525 North 12th Street
Lemoyne. PAl 7043
(717) 761-5361
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VI.
1I0001ilrd S. Rife,
97-3612 Civil Term
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l)tl"I\,I.,,1
Motion for Appointment of Master
Nancy L. Rife
IX )j'laillli!Ll l.UC!Cndal!l.mllves Ihe CIlllrllo appoinl a maslel wilh lesl'ecllo Ihe
lollowinr. claims
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NANCY L. RIFE,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
97-3612 CIVIL TERM
Plaintiff
v.
HOWARD S. RIFE,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
RE: Pre-Hearing Conference Memorandum
DATE: Friday, June 5, 1998
Present for the Plaintiff, Nancy L. Rife, is
Attorney Samuel L. Andes, and present for the Defendant
Howard S. Rife, is Christopher C. Houston.
A divorce complaint was filed on July 2,
1997, ralslng grounds for divorce of irretrievable breakdown
of the marriage. Counsel have advised that the parties will
sign and file affidavits of consent and waivers of notice of
intention to request entry of divorce decree prior to the
hearing to be scheduled so that the divorce can be concluded
under section 3301(c) of the Domestic Relations Code. No
economic claims were raised in the complaint.
On January 30, 1998, wife filed a petition
raising economic claims of equitable distribution, alimony,
alimony pendente lite, and counsel fees and expenses. With
respect to the factor of marital misconduct as it may relate
to wife's alimony claim, counsel have indicated they do not
intend to offer any testimony on that issue.
The parties were married on March 23, 1974,
and separated December 15, 1996. They are the natural
parents of two children, Mark a student at Shippensburg
University, and Andrew, who will be a Junior at Penn State
University. Apparently Andrew lives with wife and Mark
lives with husband.
Wife is 44 years of age, resides at 105
South Ridge Road, Boiling Springs, Pennsylvania. She is a
high school graduate with two years of college courses. She
currently is a customer service representative at Sprint,
and the pre-trial statement/income and expense statement
reports her gross biweekly income at 1,164.00. Counsel have
indicated they are in the process of verifying income based
on some data that was inconsistent with what was filed at
~
the last support conference June 2, 1998. Wife has not
raised any health issues. Wife has medical insurance
benefits through her employment.
Husband is 45 years of age and resides at 170
Virginia Avenue, Carlisle, Pennsylvania. There is some
question about whether or not husband currently has a female
friend residing with him at the residence. Husband is a
high school graduate and has two years of college. He is a
salesman for TAM Systems, Inc. He reported his net weekly
income at the recent support conference at $648.62. He has
not raised any health issues. Currently husband is paying
spousal support of $130.00 per week, but has asked for a
review of the support order with the expectation that it may
be reduced based on wife's current income status. Husband
has medical insurance.
The parties own real property located at 105
South Ridge Road, Boiling Springs, Pennsylvania, where wife
is currently residing. Wife has been attempting to sell the
house on her own; however, husband would like to have the
house listed for sale as soon as possible with a realtor.
Counsel are going to talk to their clients about whether or
not wife has any current prospects for the purchase of the
house, and if not, hopefully the house can be listed very
quiekly with a realtor to get the house on the market.
The house is valued at around $125,000.00 by
both parties. The listing price that counsel have indicated
may be around $129,000.00. The property is subject to a
first mortgage in favor of CU~A Mortgage Corporation with an
approximate payoff of $65,000.00. The monthly payment is
$962.84, which includes taxes and insurance. There is a
home equity lien against the house in favor of Cornerstone
FCU. The payoff on that loan is around $7,000.00. The
monthly payment is $60.00.
Husband has a 1994 Buick Regal which he has
valued at around $i2,000.00 less a lien of around $8,8'12.00.
The payment on that vehicle is $487.00 a month. Wife has a
1991 Saturn which husband has valued at $3,900.00. That
vehicle may have to be appraised. Wife has not suggested
any value for either of the vehicles in her pre-trial
statement.
Wife has a 401(k) and an IRA with the
pioneer Fund. Husband has a 401(k). The accounts will be
valued by looking at the date of separation statements,
determining if any contributions have been made since
separation, and then looking at the recent statement to
determine if counsel can agree on an interest factor for the
growth from the date of separation. Obviously if no
contributions have been made since separation, we can use
the current statement balance as the value.
The household tangible personal property has
not been appraised and counsel are going to suggest that
their clients try to agree to a distribution as to the items
and as to value. There is a list of items attached to
husband's pre-trial statement which he claims were items
from his mother. There is a question as to whether or not
they are to be characterized as non-marital and if so, we
are looking at an increase in value issue. If the property
cannot be distributed between the parties and an agreement
made on value, then counsel will most likely have to have
the property appraised.
wife has a Longaberger basket collection and
husband has valued the collection at $15,000.00. Counsel
are going to attempt to find someone in the ~ommunity who
can give us an opinion as to the value of that collection.
Aside from the car loan and the mortgage and
home equity loan, there are three other loans. The Master
Card and Visa are apparently being paid by husband, and we
need to know the date of separation balances on those
accounts, and whether or not husband has used those accounts
since separation.
A computation will have to be done to
determine what credit husband may be entitled to for payment
of marital debt since separation.
Husband is also paying a Parent-Plus student
loan for Mark in the amount of $58.00 per month. The issue
with respect to that loan is whether it is marital and
should be shared by wife. Counsel will have to determine
with their clients as to how they view the characterization
of that loan. Mr. Houston indicated that he believes that
wife and husband are co-guarantors on the student loan.
\
A hearing is scheduled for Friday, September
25, 1998, at 9:00 a.m. Notices will be sent to counsel and
the parties.
E. Robert Elicker, II
Divorce Master
Samuel L. Andes
Attorney for Plaintiff
Christopher C. Houston
Attorney for Defendant
NANCY L. RIFE,
Plaintiff
VS.
IN TilE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97 - 3612 CIVIL
HOWARD S. RIFE,
Defendan t
CIVIL ACTION - LAW
IN DIVORCE
ORDER AND NOTICE SETTING HEARING
TO: Nancy L. Rife . Plaintiff
Samuel L. Andes Counsel for Plaintiff
Howard S. Rife . Defendant
Christopher C. Houston Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issues in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover Strcet, Carlisle, Pennsylvania on the 25th day
"f ~!l.tember ,l998, at 9:00 a.m., at which
place and time you will be givcn the opportunity to present
witnesses and exhibits in support of your case.
ei~~rt,
, I' I
rge E. lIoff r, Prcsidcnt Judge
Date of Ordcr and
Notice: _JilI0/98
By:
Divorce Master
IF YOU DO NOT IIAVE ^ LA\~YEIl Oil CANNOT AFFORD ONE, GO TO Oil
TELEPHONE TilE OFFICE SET FORTII BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL IIELP.
CUMI3EIlI.^NII COllNTY BAR ASSIH'IATJON
.' I.JBEIlTY AVENlIE
(',\Fl.J~;I.I:. I'^ J701.1
TFITI'I!IINF (ni) ,1'1'1-111>1>
.
'.
RiCe PreTrial Stmt/2.20.98/2.24,98/J.3.98
NANCY L. RIFE,
Plaint if f
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY PENNSYLVANIA
v
NO. 97-3612 CIVIL TERM
HOWARD S. RIFE,
Defendant
CIVIL ACTION - DIVORCE
DEFENDANT'S PRE-TRIAL STATEMENT
AND NOW, comes the Defendant, Howard S. Rife, who submits the Pre-
Trial Statement in accordance with Pa.R.C.P. 1920.33(b), as
follows:
I. LIST OF ASSETS
(1) (i) MARITAL ASSETS
NON-MARITAL LIENS OR
DATE OF PORTION OF ENCUM-
.ITEM VALUE VALUATION VALUE BRANCES
1. Real Property 125,400 7/97 N/A lit Mtg
located at 105 Approx.
S. Ridge Rd., $65,194;
BOiling Springs, 2nd Mtg
PA Approx.
$7,053
2. Wife's 1991 Approx. 2/98 N/A N/A
Saturn 3,900
3. Husband's 1994 Approx. 2/98 N/A Approx.
Buick Regal 12,000 $8,872
4. Wife's 401 (k) 22,721 12/96 N/A N/A
Plan
(1) (i) MARITAL ASSETS (cont'd. )
NON-MARITAL LIENS OR
DATE OF PORTION OF ENCUM-
ll.EM VALUE VALUATION VALUE BRANCES
5. Misc. Household Unknown N/A N/A N/A
Furnishings
6. Longaberger Approx. 2/98 N/A N/A
Basket 15,000
Collection
7. Husband's 1,619.86 12/96 N/A N/A
401 (k)
(1) (ii) NON-MARITAL ASSETS
N/A
(2) EXPERT WITNESSES
None contemplated at this point in time; however, Defendant
reserves the right to call any experts that may be deemed necessary
concerning appraisals of marital assets, if it appears at the Pre-
Trial Conference that there is a dispute as to any valuations of
marital assets.
(3) TESTIMONY OF OTHER PERSONS
None contemplated at this time, other than Defendant. Defendant
reserves the right to call others that may be identified as being
necessary at the Pre-Trial Conference.
(4) LIST OF EXHIBITS
A. Husband's TAM Systems, Inc. 40l(k) Statement.
B. Wife's Sprint Retirement Plan Statement.
C. VISA Statements.
D. MasterCard Statements.
E. Parent Plus Loan statement for son Mark.
F. Loan Commitment received by Husband in July 1997.
G. Cornerstone Federal Credit Union Statements for car loan and
home equity loan.
H. Proof of payment of spousal support.
I. l8t mortgage statement
Defendant deserves the right to supplement the list of exhibits
that may be deemed necessary and which may be more particularly
identified at the pre-trial conference.
(5) and (6) INCOME AND EXPENSE STATEMENT
Attached hereto is the Defendant's most-recent Income and Expense
Statement.
(7) PENSION VALUATION
None contemplated at this point in time.
(8) COUNSEL FEES
Defendant denies any liability for Wife's claim for counsel fees.
(9) DISPUTED VALUATIONS OF
TANGIBLE PERSONAL PROPERTY
The parties may need to obtain an appraisal of the household
furnishings and, in particular, the Longaberger basket collection.
Wife disputes the value of that collection, which Husband submits
is approximately $15,000.
ITEM
1. MasterCard
2. VISA Credit Card
3. Mark Rife Parent
Plus Student Loan
4 . Cornerstone FCU
Home Equity Loan
5. 1 Bt Mortgage on Real
Property
6. Cornerstone FCU Car
Loan
(10) MARITAL DEBTS
INITIAL DATE
AMOUNT DEBT INCURRED
AMOUNT OF
DEBT/SEP-
ARATION
44.31 Revolving Credit
during marriage
1,680.42
3,347.50 Revolving Credit
during marriage
4,356.34
2,629.60 Unknown
3,124.50
7,053 7/2/96
7,997
65,194 1988
69,278
8,871 3/96
14,477
AMOUNTS/DATES EVIDENCE IN
OF PAYMENTS SUPPORT OF
PURPOSE SINCE SEPARATION CLAIM
1. Credit Purchases Regular monthly payments See attached
2. Credit Purchases Regular monthly payments See attached
promptly, listed with a realtor for sale.
The net
settlement proceeds would be distributed 60% to Wife and
40% to Husband.
2. 401(k) Plans - A QDRO would be used to transfer 40% of
the marital value of Wife's 40l(k) to Husband.
Wife
would waive any interest in Husband's 401(k).
3. Motor Vehicles - Each party would retain the respective
vehicles in their possession. Husband would be solely
responsible f0r the loan on his vehicle.
4. Debts - Husband would assume sole responsibility for the
MasterCard and the Parent Plus Loan for their son Mark.
With respect to the Cornerstone VISA, the date of
separation balance was $4,356.34.
The parties would
split equally the responsibility for this obligation.
5. Personal Property - Husband wishes to have the following
items returned to him or distributed, as indicted herein:
(a)
His
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
Mother's Items:
Pressing Irons
Dresser
Rocking Chair with blue
Upright Piano and Piano
Umbrella Stand
2 Braided blue rugs
Child's Straight Chair
Antique Dishes
cover
Stool
TAM SYSTEMS INC
IIOWARD S RIFF.
10S S RIDGE RD
BOIU:oo/G SPR(;S PA 17007-9712
1,1.111",111",11".1",11,1,.1",1",11.,1,111.",1.1,".111
401K RETIREMENT PLAN
Retirement Plan Account Statement
Year-to-Date Summ
Source
of Iloney
Contribution"
Distributions
&lPLOYEF
0.00
0.00
Totals
0.00
0.00
Statement Period Summarv
EMPLOYEE I
I D_' .
uttHlllDJDg
Fund NNae Allocation Value
GRaml.B
SIIClP Ell- 8
709.88
711.12
5O'J
5O'J
Tot B
I 421.
OKK94- 0000R972t - 0000335397
.1f KEMPER FUNDS
JACK II GRIM
JANNEY MONTGOMERY SCOTI INC
RETIREMENT PLAN SERVlCH
49 E MARKET ST
YORK PA 17401
01/01/1996 through 12131/1996 SSN.205-36-7705
Di videods
Previ.ous Year
EDdiol \'alue
5/3//94 Ba/ance
Plu. Net
Contribution"
CurreDt ralue
278.44
1,421.00
/.6/9.86
278.44
$I .421. 00
$1,619.86
$1./60.00
Exchange. Current
ContributioDS Distributions Divideods In/Out Value
0.00 0.00 209.50 0.00 817.40
0.00 0.00 68.94 0.00 802 .40
O. 28.44 0.00 I 6/ .86
!IS -
ba o.n 01/011I197
Pqc 101 1
"Il
.'
.,
Il<cionin: Ilolane:<
Macdlaa 5princ 360 COMIDCIaicati.os:
5lock 5lock FIIII4I
SIJ,S36.59 S6.JI9.70 SI,089.JB
S41e.OO S201.52 se.DO
S110.23 S40.51 SO. DO
SO.e6 so. 00 SO. DO
SI.lO. 50.00 50.00
Sll3J.se SI 56. 71 Sl6.30.
.::.j 'I"':,~:'r;;:l:'~..j:;..~;\":, <'>":.'.'.
'J!"lil.',4;': ~':":-4'1"'.: :-'.'.~' "
..~ .."..... ...-......" ."
". . 4;,..;,:.;':;;':1 !;j~;':.':.7:,"-:'A '';'''Yl'"'' .rnn"';;DiO'g..... '~!~(..:;);r~' ~.;<:i';~.''".::t:.,~ :'",..'
~ ~~:;.:.;..'.~~r. .tr......;.r~\~.<:l~':!~ .. .':~:~I"i!~~~~....v f".~ ~~' ,'.~J.r.:~.!'~::'..._1,,,"",..,. ~\!:!!-~\f 'Io/;?]4.~':~'.'
,'. TOTAL
,':::51\);945.67'
Contributions
Inieml/loY.Oam
Realized Gam!l.ols
-Feci
- InYeS1mcnt (jain/Loss
. ',. ". 16S2. 52
:..,: .:~,:.::>:-,\'$JSO. 7.
... . ,':...:....,"SO.OCl
.......$I.S\!-.
'.'.'.'S97J.92 .
~.: ," .;::;','
T.... "crt. 1\oIaQce
SI4.928.1l8
S6.719.49
51.073.08
ii~Ji~1i1:4S
~ ~s.1~'~F.~~J!ill~95&TA~__~.::tj
Based on lhe performance of Sprint stock compared to our competitors. the C.ompany matching contribution for the 1sl
Quarter is 670/. and lhe 2nd Quarter is 50%. ". .
----aa~ on O.e closing price of S39.S75 per share. your accounl conlaincd 16S.5139 shares in III. Sprinl Slock Fund and
0.000 shares in lhe TRASOP Sprint SlDCk Fund. Based Ollth. dosins price of S23.125 per share, your accounl conlained
46.4035 shares In tile 360 Slock Fund. Shares in the 360 TRASOI' Stock Fund were. required to bo sold and the proceeds
rcivesled in the TRASOP Sprint Stock Fund pursuanllo tax law rcquiremenl5.
Con~ct the Sprint Line at 1-&00.877-401 K to learn ahout two 'new inVC!llm~lIl runds.
.... -
;.
."
~
Fund Performance
Fund Namel Cumulative Tolal Relums % + Aver::re Annual Total Hclum % +
Commencement nate Perind Endin~ l>ecemhcr 31. 1996 Perin Endin~ D<:<'Cmhcr n 1990
life of I.ife of
3 Mnnths I Year S Years III Years Fund Lfur SYem III Years ...Elm!!
1~1l~ Income 8.57 21.02 122.46 255.88 6108.76 21. 02 17.54 15.47 14.42
0/1 /66 _ )
~' 6.85 (_~_11.69 100.16 3't9.85 81578.79 11.69 14.89 16.25 22.02
Inlucst Income 1.78 6.47 40.75 HA 78.59 6.47 7.07 KA 7.75
03/31/89
S8m1 Stock 2.49 22.75 HA HA 1".06 22.75 HA HA 20.65
)/31/92
Ovcncas 4.61 13.10 54.90 155.45 652. b3 13.10 9.15 8.94 17.91
121114t84
OTe artfulio 6.14 23.74 107.25 379.16 800.15 25.74 15.69 16.96 20.07
12/31/84
PI moo '1'01 Rclm Insl 5.73 4.69 49.32 HA 148.05 4.69 8.55 HA 9.87
OS/II/R7
- 360 Communlcatlons -1.50 KA HA HA O.bI KA HA HA KA
- 0'y~96
U . :ilJ Index 1'001 8.38 23.11 105.01 HA 105.01 25.11 15.21 KA 15.20
12/31/ 1 ' i27.15
Uividend Growth Fund' 10.24 50.14 KA HA 50.14 KA HA 24.9~
(14/27/93
IndiC1:s. .
S&P SUO 8.3'1 22.96 105.09 '314.99 KA 22.96 15.22 15.27 HJ
~ EAFE Index 1.59 6.05 47.98 124.46 KA 6.05 8.15 8.42 HJ
LU 1-3 Gov/Corp 1.90 5.14 51.60 101. 60 502.15 5.14 5.66 7.26 H.
L8 Inl Go> /Corp 2.45 4.05 37.21 114.06 692.50 4.05 6.55 7.91 HI
+ Put performance IS no RuafanlCe of future results. Total returns are hlstonul and mclude the change in share value and rCIn\'cltment of
dividends and capital Rain distributions, ,f any. Cumulative returns afr reponed u of lhe periods shown. We of fund figures arc frum
commencement date to the period shown. Due 10 regulatory requlrcmcnu the aWTagc annual tou.1 relurn~ are reponed as of the mosl rf:i.Xnl
calendar quarter for the periods shown and arc calculated uSing a standard formula. The figures do not Include the crrccl of salcs charges, If any.
as these duarges are W31't'\.-d for contributions made through your compan)", cmplo)'~ bcnerlt pl:in, If ules charges were mcJU'dcd, returns would
have been lower. l~ch fund', share pm% (except money market funds), Yield, and return will vary, and you may hive. gam or loss when )'ou sell
your marel. ~ooey muket fundi arc. not insured or guanntecd by the US, GoTcrnmenl and no anurancc can be made that a $1.00 share price
wiU be mainlltMd. ... .
. The Lehman Drothers Gov'ltCorp Intermediate Oond Index (1.0 lot GovrCorp) is an unmanaged total return Index comprifed of certain pubhc
obligations of (he lJS. Treasury, US. iovcrn~nt abencit'.I, quul.fl."dcrall.:orrorutlons. corp',rate debt obligations guaranlt'td by lhe U,S.
governmenl and public rand-rate, non-convcrub)c 1nYe1t.ment.grade domesuc corporate debt. hsucI mcluded in thiS Index have remamlng
matwl~s of betW'eCn one and ten )'Un.
. Figures for Ihe StandJ.rd 11 Poor's 500 Index (S &. P 500, a registered trademark of Sund.ard &. Poor'!,). an unmanaged index of common stud
prkles, includes reinvesuncnt of dmdends.
. Figures for the Morgan Sunlcy Capll.allnlcnutional Europt', Australia, Far Eastlndclr: (EAFE), an unmanaged index of ('ver 1,000 foreign
common Slocks, include the rein~nt of dlVtdends,
The actual performance of the Spnnl .common stock may Vlry slightly from the Sprint Stock fund II the Fund holds a small percentage of its
useU in cuh for purpORt: or IiquMjity.
The Ftdchty U.s. EqUlly Index Commingk'd 1'001 II not a mutull fund and IS managed by Fidelity Managemenl Trust Company.
. The l.oChman Brothers 1-] year Government Corporate Uond Indell. is an unmanaged total return indc:x compmed of investment grade bonds
including obligations of lhe US. Treasury, U.S. government agrl\C1Cl, quasI, federal corporations, corporJ.te debt obhp,allOns guarantt.'Cd by lhe
US. Government and public fixed-rue, non<anverub1e,mveslmcnt-grade domc::stlC'corporate.dcbL IsSllCS mUll haw all(ut one year, wuh up to
but not including, three yur mnunum malunlY.
Returns for noo.-hdehty mutual funds are provtdcd by Mormn~ltar, Allhough the data IS gathered from rehlhlc iourccs, a"urJ.9 and
completeness cannot be guaranteed,
Nol authorlud for dlSlrIbuuon unless preceded or locoml"amcd by a curren I fund prospectus.
--
................
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10,69:( :. 9Oa~ " ~!f4IlGliS
. 9Oa~ . 'l. 151. 12 --...:::,_
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a.0811"''''''' II CAAO~ II
02l02/9B 4457' 4900 0001 3212
cnrorr
UMII
4400
II A~~I
o
SEND IUOUIRJES TO:
CORNERSTONE FCU
PO BOX 60070
IIARR15BURG PA 17106
lBOol.433 0505 NATl BOD
1717l 249 B7l1 CARD COORD
AErnDCEtul&R
[)[WlPl1OIl
AllOUIIl
...............--..----
-----....--...--
..---................................
.
7445741805000IKlIll07DD DODD 1!1 1 50 rA EHT - THAHl( YOU
...........................................................................
. RETAIH THllSTlTEHEHT FOR TAX MPOSES. THE TOTAL flNANCE CIURGE rAID ·
. DH YOUR ACCD\.IfT WRIHg THE rAST YEAR liAS.... 454.57 ·
................................111.........................................
II II . · II
TO RErORT A LOST DR STDLEH CARD PLEASE CALL I
100-"lo4,n LOST IAFTER HRI
717-24'-8711 CR CRD COORDINATOR
110.00-
~VEAAGE DM.'t &lrLNa
6UBJECT TO P1tWtCl QWlGE'
RC SES 944.76
4 0 DB
f1IWICl! ANlI\JAI. ACCOUHT
....... PE.RaHTAGE RAT! ........".,
.66 o 90 """"""" IlAWlCE
13.0B J.ltWlNPAYMENl' _Ell
0.00 CASH
0 0 PASTOl.E cmllTS
PAVlolEIIlO
OVEltJWT OOffE.S P<lIJWlCf
0lllEJl C>1ARGG
Tor.... MftPAYMEN'T F1IWIC" ClIARQE
""" BAlANCE
CASH ADVANCE,
AS
.SEE REVERSE SlOE FOAEXPWlATIOK
............. IE' _I ~I\IC 1 v&R1ARlF RATE ACCOUHTTHE PERtOOIC RATE AND ANNUALPERCOOAGE RATE (APR) MAY VAAY.
""""","",
52.600.00 12.seS.69 01/23/98
~ANWIY 1881 STATDIOO'
Ile.OO
a..ooo
02/18/98
~p,
'AYMDITS AMI CR[DITS
"/22 3eeo Me PAYMENT - THANK YOU
TOTAL fOR B1LLlNIl CYCl.[ fROlt 12/22/1887 THROlJ(JI 0f/22/11"
10.00
48.00 C~
141.00 C.
~
~ ~'o
JJ~ ~
/~J\;ooJJ
19""-
IMPORTANT
NEWS
IlIl1l1NrY 01' I'IIAHIACT7Ofjt
-- (j':::.~
TOrAL.....'..., DW
l+)~
tt,=-._ ~~~c::.. ~~awr:. ,-J=.....
"0.15 '''.00
'0.00
'0.00
u.u
'0.00
f4..J1
!l.-DIa,...,._ '0.00
""'"'"__ fI'.OO
T"'__
Out '15.00
18.90%
18.90%
18.90%
$0,00
50.00
$98,22
FOR YOUR SATlSFNmON, EVEHYHOUR. EVERYDAY
.Fm"....__-.____
~...4Io..._.........___m..
__.....f'If___......._
c.a1~"5:.'id
.T......kl_dCllc:.r:.........I~ . A..
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1111is-&o1..
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....b1o....boo*, ........""""'.......
URNA JdIRW"..l pn MV t'il'Dl!l. .... UN1TnN rF tllliQUl1M
383S OfT 4ce 0906 0200 00
e329 0015 1846 B383 PAGE I OF I
"HNlCI ellAllOllCHUHIll
c.og.., ......-
Cllh Advanco.
A, BALANCE TRAKSFERS. CHECKS,O.O!il7BO% DLY
8. ATN. BANK................ .0,051780% DLY
C, PURCHASES..........,....... .0.051780% DLY
c...__.400
-
""'--
......
-..
-lJIooo
I~a~~ I
__1tA1" lB.BO%
--.....-...-.......,
PlfASE 8EE RfVER9E BIDE FOR IMPORTANT INFORMATION.
Student Loan Statement
Send any correspondence 10:
UNIPAC Sillvlco Corporation
POBox 1649
Donver, Colorado 80201-1649
Morday Ihrough Friday
6:00 a.m. - 5:30 p,m. MST
(303)696.3600
(800)4564757
Dear Howards S Rife
Page 1 01 1
According to our records, your account Is current. Thank youl
ST
n ' q)\~ \~ ~U
'<-~~ \\~'\Ll>
U' - ~ (\~6'
~~ \~Cj~ ~
Pay electronically! KwikPay offers convenience. savings, and security.
call (888) 483-3248 or (402) 434-7140 for information,
j.~';~tt::-_~~~~~~~1o;.'~.~~~~~~. ;,~(~,::~,;~~::~:..
Loan Numbor/Type o 1 PLUS
Lender RISLA
Loan Slalua REPAYMENT
Principal Balance $ 3 . 1 24 . 50._ $.00 $.00
P8ymenl Due Dale -12 r2ff) 96
Daya Paal Due 0 0 0
Amounl Paal Duo ,00 ,00 .00
Inalallmonl AmI Due 58,00 ,00 .00
Lele Paymenl Fee ,00 .00 ,00
Tolal Amounl Due 5 8 -:00 -:00 -:00
Your paymenl
is due on Ihe
28TH day 01
lhe month
,00
58,00
,00
5 8 -:00
;',,~'~ ;: ~':~;;'l ;.'~~~ ~:~: 7~~:-
..".
~~ri~~~~:'::?~;"'~'~:~~ ,:,<,,~;:': ~;.~,;.:..~;?:;",.\ ~-...:~: :;4,~:~\':'.,~ t: .
. ~:- '!'j. .:' '. ;..
'. ;~':-.. .__..:,';.1.;'-:~:;.l;: ." '-.:J:'::}
Accounl Number
205367705-0001
Slalomonl Dalel'
l' I 0:11 QIi 1
Laal Paymenl Rcvd
Laal Payment AmI
~~.~.:.' R' -,- 't' _',,~ ,
f;~~~~::::.'~'-',".'. ,",
11 In? lOA
en ""
-
~
~
Ii5iii
-
~
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=
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-
Student Loan Statement
Send any c!,rrespon<!enee 10:
UNIPAC. Service Corporallon
POBox 1649
Denver, Colorado 80201.1649
Monday through Friday
6:00 a,m, . 5:30 p.m. MST
(303)696-3600
(000)456-4757
Dear Howards S Rite
Page 1 of 1
According to our records. your account is current. Thank you!
ST
Pay electronically! KwikPay offers convenience. savings. and security.
cal (888) 483-3248 or (402) 434-7140 for information.
Lo8I1 DetansM ~bIiak.Cif_~~f~iiir&ii~~Md~~
. . . -.. .1._ ~ 0.. . '" _. ""'. . _'.' """ .~. '. . _. .". ~ _ ',' . _ _
'Sb.llNIlInt Tcila~ '.
Loan NumberfType 01 PLUS
Lendor RISLA Your paymenl
Locn Slalua REPAYMENT i s due on I he
Principal Balance 52,629.60 5.00 5.00 28TH day o ,
Payrnonl Due Date 02/28/98 the man I h
Daya Peat Dua 0 0 0
Amounl Paal Dua ,00 .00 .00 .00
Inalallmenl AmI Dua 58,00 .00 .00 58.00
Lata Paymont Fee .00 ,00 ,00 ~
Tala' Amounl Due 5 8 -:00 -:00 -:00 58,00
~ ~~ry ,", ; . ; ':;~'.':.- ~.' ~.. ~.
.., '-. ,
Account Number Slalemenl Dale" Laot Paymont Rcvd LaalPaymenlAmI TOIlII Amount 0lHl
205367705-0001 02/03/98 1 01/29/98 58.00 C!lR.nn
-
=
~
-
-
=
==
SEND INQUIRIES TO:
STATEMENT OF ACCOUNT
~
GEE REVERSE SIDE FOR IUPORTAlf
INFORUA noN REGARDING YOUR
RIGHTS TO OISPUTC BIWNO ERROR
~ ~2~~~~:9~~
..... Member founded - Servta based,
P,O, BOX l1al
CARUSLE. rA 17013
71].249.1661
--~\'\'\\'~\-'-\'" ,-<>
, '--\'..
~
SEE REVERSE SlOE FOR IUPORTAN
INFORI.lATlON IN CASE OF [ROOM C
QUESTIONS ASOVT YOUR ELECTRO'"
TRANSFERS IDENnRED WiTH lETTERS'
'.
'--4 \ .~-
, .
HOWARD S RIFE
170 VIRGINIA AVE.
CARLISLE PA 17013
PAGE 2
FOR YOUR COHVEHIEHCE. A FORI
BAlAHClHO A SHARE DRAFT ACC
IS PRINTED C!l THE REVERSE
lIlllllIEA HUl<BDI '
, BTATWENT PElllOO
3024 09/01/97 THRU 09/30/97
OWNERSHIP OF SHARE. DEPOSIT ANDCEnTIFICATE ACCOUNTS SItOWN ON TH9 STATEMENT IS NOT lRAHSFERABL.E EXCEPT ON THE BOOKS OF THE CREDIT UNION.
'~l ~ ~. t ==NSfTL ~ .L~~ BAUNC1i
09-30 DRAFT # 1947 0000049813 -110.10 t/ 652.6:
09-30 DRAFT # 1948 0000400652 -125.00~ 527.6:
> A DIVIDEND OF 4.96 WILL BE POSTED TO THIS ACCOUNT ON OCT 01 <
09-30 NEW BALANCE 527.6:
>> YEAR-TO-DATE DIVIDENDS THIS ACCOUNT 10.71 <<
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
09-01
09-04
09-18
09-30
LOAN 04*. . LOAN ACCOUNT TYPE: OPEN-END
**** ANNUAL PERCENTAGE RATE **** 9.1St PERIODIC RATE OF .0250584%
THIS LOAN IS A V~~B 'RATE' .LOAN, ~THE"P_ERI~~C' RATE MAY VARY.
PREVIOUS BALANCE ','; , , , ' , , ..... ,
TRANSFER IN ,,"', 60'. cio,
TRANSFER IN 6Q~00
NEW BALANCE
>> YEAR-TO-DATE FINANCE CHARGES THIS LOAN
7433.5:
7399.6:
7365.51
7365.51
33.91
34.03
26.09
25.97
- - - - - - - - - - - - - - - - - - - -
507.92 <<
09-01
09-05
09-26
09-30
09-01
09-19
09-30
LOAN 05*..LOAN ACCOUNT TYPE: LlNE-OF-CREDIT
**** ANNUAL PERCENTAGE RATE **** 12.50% PERIODIC RATE OF .0342465%
THIS LOAN IS A VARIABLE RATB LOAN. THE PERIODIC RATE MAY VARY.
PREVIOUS BALANCE
PAYMENT
ADVANCE/ADDON ,,'-
MORTGAGE PROCESSINa,-i"BE9'~'
NEW BALANCE"
>> YEAR-TO-DATE FINANCE CHARGES THIS
":':-"".'
110.00
',:" -371.00
100.35
-37~-;{JO
9.65
.00
783.1:
682.71
1053.71
1053.71
- - - - - - - -,,-.- - - - -
LOAN . :,,',P;~;SO <<
- - _. '7 ....'~...- - - - - - - - - - - -
TYPEI.'CI;osED-END
8.50\ PERIOD!C'RATE OF .0232876\
10925.2'
10519.61
10519.61
LOAN 06... LOAN ACCOUNT .
**** ANNUAL PERCENTAGE RATE ****
PREVIOUS BALANCE
PAYMENT
NEW BALANCE
>> YEAR-TO-DATE FINANCE CHARGES THIS LOAN
405.59
81. 41
487.00
815.01 <<
- - - - - - - - - - - - - - - - - - - - - - - - - - - - -
TOTAL DIVIDENDS EARNED THIS YEAR
TOTAL FINANCE CHARGES PAID THIS YEAR
*** CONTINUED NEXT
$
$
PAGE
12.81
1436.<:'3
***
r: ~~~~~~;c2~~
~ Mmlmlounded-Servlcebased.
P,O, BOX 1181
CARLISLE. PA 17013
717.249-1661
HOWARD S RIFE
105 S RIDG~ ROAD
BOILH'IG SF-RINGS. PA 17007-9712
SEND INQUIRIES TO:
STAT<MEHT OF ACCOUHT
~
GEE REVERS! SlOe FOR D.IPORT ANT
INFO~I').nON REOA~01Na youn
P~:"tiTB fCl DISPUTE BlWNa [AROns
-- \.'\ ....:....
~
SEE REVERSE slOe FOR It.&PORT ANT
INFORMA noN IN CASE OF ERRORS OJ
QUEsnONS ABOUT YOUR ELECTRON/I
TRANSFERS IDENT1F1ED Willi LEmAS-':
,- .-~.
_ . ~.\,_' . _'..1. ._,,_...., _ ....:\ .
,
\.- <- '
- -
_~"'_ -. ':'l\\\:::"
- ~~
PAGE
--'
ITATBlENTPERDD
3024
12/01/96 THAU 12/31/9
OWNERSHIP OF SHARE, DEPOSIT AND CERTIFICATE ACCOUNTS SHOWN ON THIS STATEMENT IS NOT TRANSFERADlE EXCEPT ON THE BOOKS OF mE CREDIT UNION.
~ . EfRCIM!',
lIA'll!, .- P<t.TI
:C ::::0 DEC ::0
:C 23 DEC 20
:C 26 DEC 26
:C 27 DEC 27
:C 30 DEC 30
:C 30 DEC 30
:C 30 DEC 30
:C 30 DEC 30
:C 30 DEC 30
01'.,11 lEND OF
:C 31
YEA, '-TO-DA
,"'''' A,INUAL P
:C 01
:C 31
, YEA '-TO-DA
'IIWI8O<lIlOIl TlUrlIINmOH . _...~. F1NANCl! IAl.AHCe
h '~I,,* -.- CKAmii!
DEPIJ5 IT 200.00 V 1134.
DRAFT 11 1782 tI 0000355754 -695.00 439.
[;F~AFT It 1 783 ~ 0000081248 -15.00 424.
DRAFT It 1790 0000019427 -25.00 399.
DEF'OS IT 17841 500.00/ 899.
DRAFT It 0000376029 -3.1.89 864.
DRAFT 11 1787..1' 0000044542 -75.00 789.
DRi~FT II 178Bv' 0000311060 -100.00 689.
DRAFT II 1786 ,j 0000411755 -128.00 561-
4e45 ~JILL BE POSTED TO THIS AC OUNT ON J N 01.
NEW BALANCE
E DI',,'mENDS THIS ACCOUNT 8
.. -.,_., ..----------.,-------------- ----------
LOAIJ 02.. .LOAN ACCOUNT
RrDHAGE RATE +u'" 6.001. PERI DIC RATE
PI'E'J I CUS BALANCE
NEt;J BALANCE
E F rt,IA.,ICE CHARGES THIS LOAN 13.96 < <
561.
14 < <
--------- ----------------
TYPE: CLO ED-END
F .016438 I.
----- --- ----, -..----------.-----------------,- --- .------- --------- ----------------
-END
I.
LOAN <).1". . LOAN ACCOUNT TYF-E: OPE
~ + '" A NUAL P RCEtHN3E RATE lf41tc*1tl: 9.001. PERI DIC RATE F .024657
-ilS L AN IS '..,.'AR I AEiLE RATE LOAN. THE PERIO IIC RATE M Y VARY.
::C 01 PREVIOUS BALANC~
::C 12 DEe I':: '''"''"''" '" . ~ . 60.00 29.20
::C 26 DEC =6 TRANSFER IN ~ 60.00 31.36
::C 31 NEW BALHNCE
l YEA -TO-DA E FIN~NCE CHARGES TH SLOAN 7-:27.76 ( (
H'" A INUAL P
-US L AN IS
::C 01
::C 31
) YEA -TO-DA
.'" '" A JNUAL F'
::C 01
30.81.
28.M
8058.
8029.
7997.
7997.
LrJ~t~ (i5.1~.. LOt~N ACCOUNT
RCENTAGE RA1E +~+'" 12.251. PERI DIe RATE
liAR I ABLE RATE LOAN. THE PER 10 I I C HATE M
PREVIOUS BALANCE
I,JEW BAU~NCE
E FH1N!CE CHARGES THIS LOAN 6.75 < <
TYPE: LIN
F .033561
Y VARY.
----------------
-OF-CREr IT
I.
l~OO.
1500.
uv;,J "6... LOAN ACCOUNT
F-:G:NrnlJ[ RATE .~+~ 8.50:.: PERI DIC RATE
PRE\.' r OUS 8{;Lt'~NCE C,o..A.. /-vt'1.. h
--------- --------~-------
TYI-E: CLO ED-Elm
F .0:23287 I.
14476.
., .OJ;
. ' ",INCOUET'ulHI'ORIU.1KlU ..
I' -.r1lMlllMlle L "'TAl I'1HANCa
RliCEMOT\llIiYWl._. CIWi~ '~....nft"""
....r"nI\lTTNlII'Tl
....
'__7'1',
.. IIAllIEll
SEND INQUIRIES TO:
STATEMENT OF ACCOUNT
~
see REVERSE SlOE FOR IMPORTANT
INFORM" noN REGARDING YOUR
RIGHTS TO DISPUTE BllUHG ERRORS.
r: ~2~~~~T9~o~
~ Mtmlbor founded - Serv/a btued,
P,O, BOX 1181
CARU5LE. PA 17013
717.24g.1661
/I
~
SEE REVERSE SIDE ron ''''PORT ANT
IHFonUATION IN CASE OF ERRORS Of!
QUESTIONS ABOUT YOUR ELECTRONIC
mANSFERSIOENT1FlEO WITH LETTERS "E
-
,'.' .
, '" ,
FOR YOUR COHVEHIEHCE. A FORM
BALANCING A OKARE DRAFT ACCO
IS PRIKTED OK TliE REVERSE.
HOWARD S RIFE
170 VIRGINIA AVE.
CARLISLE PA 17013
I -. "I
'''pAGE 2
:__~~..~,.;.~...1.
. . BTAlBlEllTPERIOO
3024 01/01/98 THRU 01/31/98
aNN~SHIP OF SHARi. DEPOSIT ANO CERTIFICATE ACCOUNTS SHOWN ON THIS ST" TEUENT 19 NOT TRANSfERABlE EXCEPT ON THE BOOKB OF THE CREDIT UNION.
. ~~.,'i;~~-.i.~'i:\l-":;~~h'~.i").'~'.~''''.),:~':;.4:>;'' ..,:.:"...::.l..~.. ~.I.~, ",.,'~".-MIOl,'&rllC*" _,.~:.::~.. ',,~. . .
'.~:''l:.'' t)H!""~':i.:g.:t~ri.t1. :.""~'-~~~~~ ,~:,-':~':".::j;. - .
1JA!.oYICE. .'
486.7'
01-31 NEW BALANCE
>> YEAR-TO-DATE DIVIDENDS THIS ACCOUNT
DRAFT# AMOUNT DRAFT# AMOUNT DRAFT# AMOUNT DRAFT#
1991 58.00 1996. 355.00 1999 120.00 2002
1993. 25.65 1997 141.19 2000 13.50 2003
1994 27.00 1998 70.00 2001 195.00 2004
- - - - - - - - - - .~.~~<"""':'.,~;' :.':7:.~:. ~'.~-.:.7."':-, -::'~.'-. -.- - - - - -
LOAN 01... LOAN A~.'I;,;,.;'i",~,;~!.),~:",;..'t~'''J.,:!tYPE:'.CLOSED-END
.... ANNUAL PERC~~!~~~if':*"':".~;;;<,9':;'5P:~'_:~lSR~IC RATE OF .0260273%
PREVIOUS BALANCE ".\ ',! 'l':;'~:"'''''; "';"'c"':':'"';'.,;.I~:2L"" 4690.0
NEW n~T ~uCE ';'-",' ..." ;,,~,.-;':':....~'<' ,",~'"",::".:.~,'-I~.:.' 4690 0
~~ '.~!.., ._':: L'-:'-"-':." ,"::_ ':",_'''~' 6
>> YEAR-TO-DATE ~mANCE :C!iAR~g.,:;.nttSLOAN .00 <<
_ _ _ _ _ _ _ _ _ _ _ _ :~~_~ _,_:,..: ~;'./~ ~i.:'~.;?;~': =~~-~.- - - - - - - - - - - - - - - - -
LOAN 04.. .LOAN AccouNir~''. ,_.,' TYPE: OPEN-END
.... ANNUAL PERcMAG13 RATE ......':'..9.00% PERIODIC RATE OF .0246575%
THIS LOAN IS A vwAimEMTE _~. THE PERIODIC RATE MAY VARY.
PREVIOUS BALANCE i:~,: ;;:,", ;~:-::- " ,
:;.~::; i;~,:: .s" ."'.;,:'
=~~~~ i: ' i~ .~. "71;. ?\~, \,,-"
NEW BALANCE '''''';. .."", .'" J 'N', .."
.,?:~,):~ :":":::_'; ,"J"., ',:..~'~...... ."-;',
>> YEAR-TO-DATE ~~Esqnus LOAN .'51.04<<
- - - -L~~ ~5~.~L~~ ~~~~~~,~~- - -"~ ~wa~=O;~~~~T- - - - - -
.... ANNUAL PERC.....,......~j)J.~:12.50%.P@tQ,..~,..._:":., ~RATE OF .0342465%
THIS LOAN IS A V, . m~Q'AW. THE;.::~l9.P~TE MAY VARY.
PREVIOUS BALANCE :..%.~J;;?""';;;U"'''''''''_.., ~~;::, ...',:!/'!,or.;;.'i..:o";t.:n? 792.1
NEW BALANCE 'W;. 792.1
>> YEAR-TO-DATE FINANCE CHARGES THIS LOAN
01-01
01-31
01-01
01-08
01-22
01-31
01-01
01-31
3.18 <<
AMOUNT
695.00
48.00
59.73
60.00
60.00
33.43
35.53
26.57
24.47
7122.1
7088.7
7053.2
7053.2
.00 <<
- - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - -
01-01
01-23
01-31
TYPE: CLOSED-END
8.50% PERIODIC RATE OF .0232876%
9278.1
8871.4
8871.4
LOAN 06. . . LOAN ACCOUNT
.... ANNUAL PERCENTAGE RATE ....
PREVIOUS BALANCE
PAYMENT
NEW BALANCE
>> YEAR-TO-DATE FINANCE CHARGES THIS LOAN
482.30
406.68
75.62
75.62 <<
- - - - - - - - - - - - - - - - - - - - - -
TOTAL DIVIDENDS EARNED THIS YEAR
TOTAL FINANCE CHARGES PAID THIS YEAR
*** CONTINUED NEXT
$
$
PAGE
3.40
126.66
...
SPOUSAL SUPPORT PAYMENTS
DATE CHECK NUMBER AMOUNT
JANUARY-
1/1/97 #1793 $133.88
1/9/97 #1799 $133.88
1/18/97 #1803 $200.00
1/23/97 #1808 $131.88
FEBRUARY-
2/6/97 #1815 $131.88
2/14/97 #1819 $131.88
2/20/97 #1821 $131.88
2/27/97 #1830 $131.88
MARCH-
3/8/97 #1833 $ 81.88
3/13/97 #1835 $131.88
3/20/97 #1836 $131.88
3/27/97 #1842 $131.88
APRIL-
4/3/97 #1848 $131.88
4/14/97 #1850 $131.88
4/17/97 #1853 $131.88
4/24/97 #1859 $131.88
MAY-
5/6/97 #1864 $ 95.57
5/16/97 #1869 $131.88
5/22/97 #1873 $131.88
5/31/97 #1887 $131.88
JUNE-
6/2/97 #1890 $130.00
6/7/97 #1885 S130.00
6/15/97 #1887 S130.00
6/19/97 #1889 S130.00
6/30/97 #1892 $130.00
, .
JULY-
7/4/97 #1900 $130.00
7/9/97 #1903 $130.00
7/19/97 #1905 $130.00
7/27/97 #1910 $130.00
AUGUST-
8/2/97 #1917 $130.00
8/8/97 #1919 $130.00
8/14/97 #1925 $130.00
8/28/97 #1931 $130.00
SEPTEMBER-
9/4/97 #1933 $130.00
9/17/97 #1941 $130.00
9/26/97 #1946 $130.00
OCTOBER-
10/3/97 #1953 $130.00
10/17/97 #1960 $130.00
10/24/97 #1962 $100.00
NOVEMBER-
11/2/97 #1966 $100.00
11/6/97 #1969 $100.00
11/15/97 #1972 $100.00
11/19/97 #1974 $100.00
11/29/97 #1980 $100.00
DECEMBER-
12/7/97 #1985 $100.00
12/17/97 #1989 $171.00 (INCLUDED
COURT COSTS)
GARNISHMENTS FROM MY PAYCHECK STARTED:
DECEMBER-
12/24/97- 12/31/97 #29510 (FROM PAYROLL) $260.00
JANUARY-
1/7/98. 1/15/98 #0024690 (FROM PAYROLL) $260.00
1/21/98 - 1/28/98 #0024849 (FROM PAYROLL) $260.00
FEBRUARY-
2/5/98 -2/12/98 #0024975(FROM PAYROLL) $260.00
,
I
i ~
,
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13
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00
14
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^O^MS COUNTV N^,ION^l "^Nl(
YCJRI< srRlNGS {I"^Nl:11
11'0 ~g 5 LOll' 1:0'1 L '10qql, 51:
LqS"' 'IS!;'" 'Ill'
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TAM SYSTEMS INC.
UUL4li~JU
Imol
1l1\l1l;:~'1'I1' riEI.A'I'IIIII:: ::1;;1:')'11111
,JiHl 1\ ')(1
p.1''lllce
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. . -- . - - . - .~ - - . - -.. - - - . -.. . - - - - - . --
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~YSTEMS INC.
tNll.uaJNTAlNRD.DI.l.S8I.RJ.I'A 1701'
(711)432418
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DAn:
AMOUNT
----.
. ~ mE
ORDER
OF
Jan 15 98
$21;U.00
DOMESTiC RELATIONS
P 0 BUX 320
CARI.ISLE I'A
8F.Cl'ION
1'1013
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In lhe ClIlI..1 IIf Clllllllllln Pleas of
CIIMIlEIlL,\NIl
Cllnllty., Pcnnsylvania
Phollr: (717) 240-6225
IImn~~TJ(' 1U-:I,.\TIIl~S SITTION
".n.Jlnx JIll. CAIlI.ISI.E. 1'.\. 17111.1
Fax: (717) 240-6248
OCTOBER 17. 1997
PlailllilT Name: NI\tICY L, RIFE
Defendanl Name: HOWARD S, RIFE
Docker Numher: 00959 S 1997
PACSES Case Number: 132100007
Olhcr Slale ID Number: b R J.. 7<"0 </
."('Wit'UUll': All fllrn~IHllllh1In'lIn"f llll'llldl' till' J'Al'SES l'u,~c ~'lIl11hl'r.
Incolllc and EXDense Slnlcmenl
TIllS FORM MUST IlE FILLED OllT
(If Y"U are self-emplllyeu IIr if Y"U are salarieu hy a husilles~ III' which Y"U are IIWller ill whllle or pari. yuu IIIUSt
alsll filll1ullhe Supplemelllallllcllme Slaleulelll which appears 1111 Ihe lasl page "flhis iUCIlme allu expeuse
slalelllelll.)
INCOME STATEMENT OF
\-\al~nll,", S. \l;,\~
I verify Ihallhe slatemelll,s maue inlhis IlIcllme alld Expellse Sl'lIemelll arc Ime :mu cllrrec!. IUlluerslalld 1":11
I:,lse slalemems hereill are suhjeclllllhe crilllillal peuallies 111'18 Pa, C.S, ~ 4904. relalillg IIIUllswllrn
lalsi'k:uillllll) :llllhllrifi~s.
~
Oale
INCOI\IE:
E.llplllyer
A,,-,~ s. e,t
Plailllil'" nr Oetellualll
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It\\\\ "')lS~'" I~
I
\ d.'1\\ 5.l;\\clll\\",l.\ ~
1101<\
Type III' \Vlllk
\) 11\~'N.\I1~ (1/1.
Payrull Nil,
Gruss Pay per Pay Perillu $ ~ \ l/, ,00 Pay Perilld (wkly.. hi-wkly.. elc.) ~
Ilemi,eu PaYIIIII Delluclinll"
Feueral Wilhhnluiug
$113(J) SlIcial SecurilY
$ ~5,70 Reliremelll (40\ K
$ 5{, ,q Llleal W"ge Tax
$% ()O Savillgs Ilnllus
$ /leallh Insurallce
$
$G.I~
$
Stale Inl'III1IC T:u
Credit llnillll
$ Life III~iIIram:t:
Olhe. DeulI'linlls (spedfy)
\\\eo \ c.CcQ.e..
$13.31
$
NCI Pal' pc. Pal' Pel illll .$
~59.
.t;;t',\'ill'TYPt' "'"
FllrlIIIN.OOR
W",ker 10 21701
(
IlIelllll~ alld Exp~II'e Slalellle.1I
PACSES Ca,e NUlllher 132100007
OTHER (rill ill Appropriale CIIIUlIlII)
INCOME
WEEI\ MONTH mAil
Interest $ $ $
Divid~lId,
Pensillll
Allllllily
SIIC;;11 S~eurilY
Relll'
Rllyaltics
Exp~n'~ AeCllUlII
Gin,
UII~lIIpll'Ylllelll
ClIlIIpClIsalioll
Wnrklll~II"
CtUlIpenS:ltillll
IRS Rdulld
Olher
Olher
TOTAL $ $ $
TOTAL INCOME $
(Fill ill AI'I""I"iale Colulllu)
EXPENSES
WEEK
MONTH
YEAIl
HOllie
Mllrlgag Rem
$
$ <00.5 . 00
$
M..iIHC:llalll.:c
Ulililics
EI~clrk
1000
GiI'~
Oil
Telepholle
J49,OO
Pagl' 1 01 h
FlIIIIIIN,110H
WOlker III 21'101
SL'I\'il'l' T~pl' t.1
IIIClIllIe nlld Expellse SWlelllel1l
PArSES C:l~e NUlllher 132100007
"*'
(rill ill Al'p"'I',iale CIIIIIIIIII)
EXPENSES
Icollllllllr,l) \\'EEI{ MONTII YEAR
Wale' \. ...^~ ~oO $ $ 1.1J . q3 (;)~itl,J $
Sewer I Q~~~ ,
EIlI(llo)lllrnl
Puhlk Trall~p"rlalillu $ $ $
Luuch 10/0. ()()
Tnxrs -()c.r:.uo~ "\1>.< q.q(\
Real Estale $ $ $
Per~lIual Prllperly
Im:1l11le
iL ~-'- ,-- ;;)1~.30
(115l1ranCr
IflJl1I~IIWllers $ $ $
AUltllIIllhilc
Life
Accidelll
Ikahh
Oll"r
AlIIOlllllhllc ~\,l\t.\\
Pa}'IIICIII'i $ $ 4~1.OO $
Fud '7l(),CD
Rel'ail' ~()().()O
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,
MrrJlcnl
D'~lur $ $ $
DCluht 15() 00
Olllllldtlllli'l
POIJ!L' 1..1 (,
Fllrlll IN.fKJR
WllrkrrllJ 21701
St:I\iu: T~pl' t.,
IUCllllle aud E'pel"e Slalclllelll
PACSES Case NUlllher 132100007
EXPENSES (Pill ill Apprllpliale C"IIIIIIU)
(coutluued) II'EEI, MONTH YE/\l1
IIllspilal
Mediciue
Specialueeds (glasses.
hra.ces. tlrtltllpetJk
devices)
EdllCOtloll
PriV:He Sehll,,1 $ $ $
Parnchial Schlllll
Cllllege (,s<::N ') 5800 ?I\~~\: t>\-l:.
ReligitlUs
Persollal
Clulhiug $ $ $ lDso. CO
Plllld .3oo.aC! ~.~~ \ ~~l"I.J
Barherlllai rdresser \5,01\
Credil PaYlIlenrs: \)I:i \\ (;>0\\'1\ ) \\3.00
Credit Card ~\'()\c.'2. C-fW..t> <"~'\'I\) \ 50 .DO
Charge ACCllll1ll
Menrherships
Lonll~
CredillJuillll $ $ \IO.M $
Miscellnlleolls
IIllusehllld IIdp $ $ $
Child Care
Paper,s! [l.".~ s! ~ 1 aga,i lie
Elltcllailllllclll Id5.0T\
Pay TV as. 1.5
Vill.:alillll
rapL' .llIff,
Forlll IN-ODS
\Vllr~er If) 21701
Sl'lykl' r~l'l' r.1
(J..}-.}-ice - r{)?,~- 7/2 7
home - ~.!58'-3~ 7~
LEASE AGREEMENT
r 7~ U
, I ? ''- .~
II .' I
L,,,(,,(, . e
THIS LEASE AGREEMENT made thl~1 ~~y of N QU. of 1996 by and between
Suzanne Diehl of 322 S, Hanover SI.. Carlisle. PA 17013, os Landlord. and +t 0 w a. rc\ f(. i f e...
os Tenonl.
Landlord hereby leases to tenant a 3 badroom lownhouse located ot170 Virginia
Ave.. Carlisle, PA 17013 upon the following terms ond conditions. to wit:
I, REN:tL TERM: The lerm~,f this lease shall be one year beginning the/!) '/~y of "'Dee e rn ~
19~ and ending Ihe I~ /, uny of December 1997.
2, MONTHLY RENTAL AND LATE PAYMENT PENALTY: Renlnl shall be paid
In the amount of elghlthousand three huadred forty and ._____..____.__.______..__001100
($8,340,00) Dollars per lerm. payable in ndvonce of Ihe monthly anniversary dale In equal
monlhly installments of six hund,ed ninety live dollars ($695,QQ), All such renin I paymenls
shall be due without demand therelor. Each tenant shall be-jolntiy and severally liable for
all paymenls due hereunder, In Ihe evenl any lenanl(s) shall vacole the premises, the
remaining tenant(s) sholl remain fully Iioble for oil amounts due hereunder and no reduction
thereol shall occur. Tenant will pay to Landlord prior 10 occupancy of Ihe premises, lhe
monlhly rental due In advance six hundred -nlnely live dollars.
Any renlals paid by check to t~e Landord and returned by Ihe banking inslllution lor insuf-
ficient funds or for any reason whatsoever shall be choroed an amounl of forty dollars ($4000)
for each and every occurrence agalnstlhelr securily deposit, A late charge of Twenty-live
dollars ($25,00) shall be due and payable for each rental paymenl which Is received by Ihe
Landlord more Ihan four (4) d,lYS aner Ihe due dale Ihereof.
3, USE OF DEMISED PREMISES: Tenant leases Ihe demised premises for
residential purposes for 4 persons and lor no olher purpose, Nothing shall be done upon
said premises contrary 10 the conditions of Ihe policies of Insurance upon Ihe building where-
by Ihe hazard may be increased or the Insurance Invalidaled, no lawful business shall at any
time be carried on upon said premises,
4. CONDUCT OF TEN/,NT: Tenant agrees nollo do or 10 permit any ael which
shall cause damage to the demised premises or shall Interfere with or disturb the peaceful
enjoyment of the premises by Ihe olher lenants and 10 comply with all obligations Imposed
upon tenants by stale. counly or tocal codes, regulations. ordinances or slatules, Tenanls
shall keep leased premises in 0 ~ood state of repair and malnlenance os at presenl and at
the expiration of Ihls lease shall surrender Ihe premises In like repair and condition. normal
wear and lear alone excepled, The premises are 10 be kept in a clean and sanllary condi-
tion and all trash or olher garbage which may accumulate thereon during Ihe lerm are 10 be
removed promptiy, aad in case of failore 10 remove the same, Ihe landlord may have the same
removed and collect as renl due and In arrears double such cost of removal. CARPET AND
VINYL CLEANING. Upon explralion or termination olthe lease. all carpeting and vinyl is to
be cleaned commercially at tanants' expense.
5. SECURITY DEPOSIT: Tenanl shall deposit with landlord at the lime of execution
of Ihis anreemenl a secllrity deposit in Ihe amounl of six hundred ninely five ($695,00) Dollar.;
10 be held by landlord to secure the faithful compliance of lenanl wilh all terms and condillons
of Ihls agreernenlln accordarce with Ihe provisions 01 the Pennsylvania Landlord and Ten ani
Act of 1951, as amended,
6. UTILITIES: UlIlity cl,mges arc 10 be paid and services provided as lollows:
------ --
Student Loan Statement
Send ony eOlleoppnd"nee 10:
UNIPAC Servlco Corporation
POBox 1649
Donver, Colorado 80201.1649
Mondoy Ihrough Fridoy
6:00 a,m. . 5:30 p,m. MST
(303)696.3600
(800)456.4757
;;;;
~
~
=
-
~
;;;;
=
Dear Howards S Rife
-
..
Page 1 of 1
According to our records. your account is current. Thank you!
ST
-
-
=
10/
7/3
* \C,\;~' _,
~- ()\;
tV S 6 .
-
~
;;;
~
Pay electronically! KwikPay offers convenience. savings. and security.
cal (888) 483.3248 or (402) 434-7140 for information.
Loan Detail See lhe back of lhls slalemenl for Important/nformatlon and repaymenl options.
SIDlement TOlol.
loen NumberfType 01 PLUS
lender RISLA Your payment
loen Stelue REPAYMI::NT is due on Ihe
Prine/pel Belenee $2,775.31 $,00 $,00 28TH day o ,
Peymenl Due Dete 10/28/97 I he monlh
Deye Peel Duo 0 0 0
Amount Peet Duo .00 .00 .00 ,00
Inelellment Ami Duo 58,00 .00 .00 58,00
lale Peyment Feo ~ ~ ~ ,00
Totel Amount Duo 58,00 ,00 .00 5 8 -:-00
Loan Summary
Accounl Numbor Stelome,,' Delo/' laol peymont Rcvd laBt Poyment Amt Totel Amount ue
205367705.0001 10/04/97 1 09/22/97 58.00 $59.00
KEEP THIS PORTION FOR YOUR RECORDS. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
c
- ,
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~;~,rre:ml~m DUB ~otlc~: ',,~~:,:~:.'. ~ ~c'~ -:;..,'Y;),~ i '-<:, --~~,>:~:-:' ~:-cO.TE::
08/28/97
PRIMERICA
Lirt~ 11I~III'aIlC'1' CUIIIIIlIII)'
:ll:!() Iln'ddmidgl' 1l1l1l11'1'anl
Dlllllth. (;l'lIrgia :llll!I!HlIllll
-' PRODUCT DESCRIPTION
LI FE INSURANCE
. PERIOO, COVEREO
08/28/97-11/28/97
AMOUNT OUE
SI69.~1
-.----
r- '
- ' ,
. , . \ --,' '
-~. - '-- '--'". " \'-'.
O~ 11708002
TOTAL AMOUNTDUE
S169.~1
HOWARO SRI FE
170 VIRGINIA AVE
CARLISLE PA 17013-1067
POLICY NUMBER: 0~11708002
Client Servin-s
1.800.257-<1725.
Monday through Friuay.
!J;OO am to (i;OO pm (EST).
Hearing Impain-d
1.800.821.1715
With a monthly electronic bank draft to pay your
insurance premium, there are no bi I Is, no checks,
no bother I The automatic payment helps you reduce
your risk of missing a bi 11. You can specify an
additional withdrawal for your annuity or mutual
fund. See how automatic savings can build your
tax-deferred IRAs so you can retire in the style
,I ~~~) ~::o:::::~e'ANY PREMIUM 31 DAYS PAST DUE WILL
}i:: Yo{ f~ CAUSE YOUR POL I CY TO LAPSE.
Ii' ' /?oZJl '
/(,? Y'/
Espaiio\
1.800.338.68li6.
Keep This Portion For Your Recur
I I. f' I
._ 1. Indicate your choir,.. (or filfllrrpaymrnt
ml'thod. in one 1I1lhe bOKe. below.
II I 1'1
, ~, II you nrE' choo'in~ monthly h.nk limIt: -
. Endo.e a v"idrd check lroll1l1tc ncclIlInllo be drall.,!.
. huliralt' Ihe d:.y fir thE' monlh to dmft Ihis alTounl.
I I' I
;i. C.flmlllt'l~ lhe ~iJ<Tlalur(" .
for chanR'inR'fidult p:lYII
moU\{x!.
"
1'\'" 'IIJ1lI1
"^'F I'~~r'~':." "1
.. SCIIOOL .. AUGUST 1 1, .
.l..l -~- 300 46Bl
! PAYMEnT 1I0URS: ~UE 10-4 TIIUR 10-6
LAST SAT IN APR Jun SEP NOV 10-12
'C/lLL /lDDL'IIRS LAST WEEK DISC &FACE
1997-9B PERSON/lL TAX nOTICF
....C/lRLISLE /lREA SCIlOOL-oI-S'l,
ROBIn K SOLLENBERGER
5 IIILL DRIVE
C/lRLISLE, PA 17013
PIIONE 717-249-0747
18''; "; : :i! 18", ";: gi 18\, Ill:! r-;, -:'l ;;i;"~' -; ~~:~~i;':"T-;;' 3~;~ggO
5.501 5'=\_h._~~?_~~~__.._______J~~~L:~,_____F~~~ 11/30 c 27B.3..9
1.0\ INTEREST PER MonTII WILL BE CIIARGED ON TilE F/lCE AMOUNT & PENALTIES
FOR FAILURE TO PAY BY NOV 30, 1997.
~~--::-.-:-:::-:r~.", ,.." ,ii"'.I,IH~ ]~I,"I"iU~;l,1'J):;t
DEADLINE TO CORRECT OR APPEAL JOB
CALL 240-6365 OR 697-0371 EXT 6365
TITLE IS 90
OR 532-72B6
IF UNPAID BY 05/15/9B TAXES
WILL BE TURNED OVER TO
DELINQUENT COLLECTOR.
ACCT n 029-0007623
ssn 205-36-7705
JOB TITLE: LABORER(SEMI-SKILL
DAYS FROM DATE OF BILL
EXT 6365.
RIFE, HOWARD S.
170 VIRGINIA AVE
CARLISLE PA 17013
,,,.. \r-"
"^'[
SCHOOL .. AUGUST 1 1997
I\~r;ro:~,.r '1
,'11' .,.
1997-98 PERSONAL TAX NOTICE ..
.....CARLISLE AREA SCHOOL DISTRICT
ROBIN K SOLLENBERGER
5 IIILL DRIVE
CARLISLE, PA 17013
PHONE 717-249-0747
SCH P /C i SCH RES . SCII acc -- _'I ,-
10 " ", 1 0 " .. lOr 810.0" '.r
4.90, 5.00 243.00
5.001 5.00 243.00
5.501 5.501 267.30
- ... I...
1.0\ INTEREST PER MONTH WILL BE CIIARGED
FOR FAILURE TO PAY BY NOV 30, 1997.
rn PAYMEnT HOURS: TUE 10-4 TIIUR 10-6
H LAST SAT IN APR JUN SEP NOV 10-12
'CALL ADDL HRS LAST WEEK DISC &FACE
300
4681
~ ______
M -,r
, ,~~~:~:T_
ON TilE FACE
n:..:~4A.!.o1-!..:tI.,.\"'S..~::-~-:'--~
~~ ~1~'~r~I~';;nrnn "., II; 5'~~"~'O
OCT-NOV 253.00
~FTER 11/301 27B.30
AMOUNT & PENALTIES
RIFE, HOWARD S.
170 VIRGINIA AVE
CARLISLE PA 17013
IF UNPAID BY 05/15/98 TAXES
WILL 8E TURNED OVER TO
DELINQUENT COLLECTOR.
ACCT n 029-0007623
ssn 205-36-7705
JOB TITLE: LABORER{SEMI-SKILL
DAYS FROM DATE OF BILL
EXT 6365.
~. .,'1'.';'":' ,,~~I':"'II'. H~I..l',~'IiJ.!.'l.l.u.,;::~1.I.i:~Url1
DEADLINE TO CORRECT OR APPEAL JOB TITLE IS 90
CALL 240-6365 OR 697-0371 EXT 6365 OR 532-7286
.'.1'111 ~
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I I I ~: I 'to'!;, ! I, ,3a.(
: ' "~i 90s' ' , '1.30..
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TAM SYSTEMS INC.
. -. ------ -- - - --------.------- --
00209
Check Number: 20902
Employee Number: RIFE,H Rate: 400.00
Employees' Name: HOWARD S RIFE
------- EAR N I N G S ------- --------- T A XES
Description Hours Current Type Current
------------
------------
======= ==========
------- ---------
------- ---------
Regular Pay
COMMISSIONS
0.00
0.00
400.00 Soc See
750.00 Medicare
Federal
PAUC
State
Local
71.30
16.68
178.56
32.20
11.50
Period Ending: Sep 06 97
Soc See Number: 205-36-770
-------- ---- DEDUCTIONS --
Y-T-D Deduction Curren
----------
----------
---------- -------
---------- -------
2442.95 401(K)
571. 34
5844.18
0.27
1103.24
393.99
40.0
Totals:
Year-to-Date:
============ ======= ========== ======= ========= ========== ========== =======
40.0
TAM SYSTEMS INC.
CheGk Number: 20950
Employee Number: RIFE,H
Employees' Name: HOWARD
------- EAR N I N G S
Description Hours
------------ -------
------------ -------
Regular Pay
COMMISSIONS
0.00
0.00
============ ======~
Totals:
Year-to-Date:
1150.00
39402.43
Rate:
S RIFE
400.00
310.24
------- --------- T A XES
Current Type Current
10355.97
NET PAY
799.7
00209
Period Ending: Sep 13 97
Soc See Number: 205-36-770!
-------- ---- DEDUCTIONS --,
Y-T-D Deduction Curren'
----------
----------
-------.
-------.
----------
----------
------- --------- ----------
------- --------- ----------
40.01
400.00 Soc See
762.72 Medicare
Federal
PAUC
State
Local
----------
-----_._---
-------
-- -----
1162.72
40565.15
72.09
16.85
182.13
32.55
11. 62
---------
-------_.-
315.24
2515.04 401(K)
588.19
6026.31
0.27
1135.79
405.61
----------
----------
----------
------_._-_.
-------.
-.-.--- ---
10671.21
40.01
NET PAY
807.41
---------.
----------
TAM SYSTEMS INC.
Check Number: 20804
Employee Number: RIFE,H Rate: 400.00
Employees' Name: HOWARD S RIFE
------- EAR N I N G S ------- --------- T A XES
Description Hours Current Type Current
Period Ending: Aug 23 97
Soc See Number: 205-36-770~
-------- ---- DEDUCTIONS ---
Y-T-D Deduction Current
------------ ------- ---------- ------- --------- ---------- ----------
------------ ------- ---------- ------- --------- ---------- ----------
Regular Pay
COMMISSIONS
0.00
0.00
400.00 Soc See
750.00 Medicare
Federal
PAUC
State
Local
71. 30
16.68
178.56
32.20
11.50
Totals:
Year-to-Date:
1150.00
37102.43
============ ======= ========== ======= =========
310.24
TAM SYSTEMS INC.
------- - -"-- - -----
--- -------
Check Number: 20853
Employee Number: RIFE,H
Employees' Name: HOWARD
_______ EAR N I N G S
Description Hours
Rate:
S RIFE
400.00
2300.35 401(K)
537.99
5487.06
0.27
1038.84
370.99
---------- ----------
---------- ----------
9735.50
NE'1' PAY
....-.--------
Period Ending: Au9 30 97
Soc See Number: 205-36-770
________ ____ DEDUCTIONS --
Y-T-D Deduction Curren
-------
_________ T A XES
Current
==========
-------
-------
Current Type
======= =========
============
-------
-------
==========
Regular Pay
COMMISSIONS
0.00
0.00
400.00
750.00
Soc See
Medicare
Federal
PAUC
State
Local
============
-------
-------
==========
-------
-------
Totals:
Year-to-Date:
1150.00
38252.43
71.30
16.67
178.56
32.20
11.50
=========
310.23
==========
40.0
2371.65 401(K)
554.66
5665.62
0.27
1071. 04
382.49
==========
==========
-------
-------
10045.73
40.0
NET PAY
799.7
=========
TAM SYSTEMS INC.
Check Number: 20612
Employee Number: RIFE,H
Employees' Name: HOWARD
------- EAR N I N G S
Description Hours
Rate:
S RIFE
400.00
------- --------- T A XES
Current Type Current
============
-------
-------
==========
======= =========
Regular Pay
COMMISSIONS
0.00
0.00
400.00
749.30
Soc See
Medicare
Federal
PAUC
State
Local
============ =======
==========
======= =========
309.97
Totals:
Year-to-Date:
1149.30
32474.38
- - - -- - - - - - - -
TAM SYSTEMS INC.
71. 26
16.67
178.37
32.18
11. 49
Check Number: 20660
Employee Number: RIFE,H Rate: 400.00
Employees' Name: HOWARD S RIFE
_______ EAR N I N G S ------- --------- T A XES
Description Hours Current Type current
002061
Period Ending: Jul 26 97
Soc See Number: 205-36-7705
-------- ---- DEDUCTIONS ---
Y-T-D Deduction Current
==========
==========
========
2013.41
470.88
4764.96
0.27
909.26
324.71
401{K)
==========
==========
========
8483.49
NET PAY
==========
----------..-. -
Period Ending: AU9 02 97
Soc See Number: 205-36-7705
________ ____ DEDUCTIONS ---
Y-T-D Deduction Current
Regular Pay
COMMISSIONS
0.00
0.00
------------ ------- ---------- ------- --------- ---------- ---------- --------
------------ ------- ---------- ------- --------- ---------- ---------- --------
400.00 Soc See
778.05 Medicare
Federal
PAUC
State
Local
73.04
17.08
186.42
32.98
11.78
2086.45 401{K)
487.96
4951.38
0.27
942.24
336.49
Totals:
Year-to-Date:
1178.05
33652.43
------------ ------- ---------- ------- --------- ---------- ---------- --------
------------ ------- ---------- ------- --------- ---------- ---------- --------
8804.79
40. OC I
816.7~!
321. 30
NET PAY
----------
----------
TAMSYmMSIN~
Check Number: 20323
Employee Number: RIFE,II Rate: 400.00
Employees' Name: 1I0WARD S RIFE
_____n EAR N I N G S _____n _n____n T A XES
Description lIours Current Type Current
____________ ___00__- 00_________
------------ ------- ----------
Regular Pay
COMMISSIONS
Per iod Ending: Jun 14 97
Soc See Number: 205-36-77C
________ ---- DEDUCTIONS --
Y -T-D Deduction Currer
------- --------- ---------- ----------
------- --------- ---------- ----------
0.00 400.00 Soc Sec 74 .05
0.00 794.36 Medicare 17.32
Federal 190.99
PAUC
State 33.44
Local 11.94
============ ======= ==========
Totals:
Year-to-Date:
1194.36
25560.14
TAM SYSTtMS IN~.
Check Number: 20373
Employee Number: RIFE,II Rate:
Employees' Name: HOWARD S RIFE
_______ EAR N I N G S -------
Description Hours Current
============ ======= ==========
1584.73 401(K)
370.62
3689.60
0.27
715.67
255.58
327.74
------- --------- ---------- ----------
------- --------- ---------- ----------
6616.47
40.
NET PAY 826.
-- - -----------------~--------_...__.
400.00
_________ T A XES
Type Current
======= =========
Regular Pay 0.00 400.00 Soc See 71. 30
COMMISSIONS 0,00 750.00 Medicare 16.68
Federal 178.56
PAUC
State 32.20
Local 11.50
============ ======= ==========
Totals:
Year-to-Date:
1150.00
26710.14
Period Ending: Jun 21 97
See See Number: 205-36-77C
________ ---- DEDUCTIONS --
Y-T-D Deduction Currer
----------
----------
----------
----------
-------
-------
1656.03 401(K)
387.30
3868.16
0.27
747.87
267.08
----------
----------
310.24
========= ==========
6926.71
40. '
799.
-------
-------
NET PAY
TAM SYSTEM~ INC.
- --------
:heck Number: 20063
Employee Number: RIFE." Rate: 400.00
Employees' Name: "OWARD S RIFE
_______ E ^ R N I N G S ------- --------- T ^ XES
Description "ours Current Type Current
------------ -------
------------ -------
---------- ------- ---------
---------- ------- ---------
Regular Pay
COMMISSIONS
0.00
0.00
400.00 Soc Sec
750.00 Medicare
federal
PAUC
State
Local
71.30
16.68
178.56
32.20
11.50
002006
Period Ending: May 10 97
Soc Sec Number: 205-36-7705
________ ---- DEDUCTIONS ---
Y-T-D Deduction Current
----------
----------
----------
----------
--------
--------
1223.79 401(K)
286.21
2776.73
0.27
552.67
197.37
40.00
Totals:
Year-to-Date:
1150.00
19738.51
============ ======= ========== ======= ========= ========== ========== ========
5031 . 04
40.00
310.24
TAM SYSTEMS INC.
----
Check Numher: 20108
Employee NUlllher: RIFE,II
Employees' Nnme: "OWARD
_______ EAR N I N G S
Description Hours
-IOll.Oll
Rn tc:
S RifE
_______ _________ T ^ XES
Current Type Current
============
-------
-------
----------
----------
======= =========
Regular Pay
COMMISSIONS
0.00
0.00
400.00
750.00
Soc Sec
Medicare
federal
PAUC
State
Local
71.30
16.67
178.56
32.20
11.50
============ =======
========== ======= =========
310.23
Totals:
Year-to-Date:
1150.00
20888.51
NET PAY
799.76
----------
----------
-- ---- - - -..
00201C
Period I';ndill~: May 17 lJ7
Soc Sec Number: 205-J6-77ll~
________ ____ DEDUCTIONS ---
Y-T-D Deduction Current
----------
----------
----------
----------
_______w
--------
1295.09
302.88
2955.29
0.27
584.87
208.87
401 (K)
40. or
----------
----------
----------
----------
5347.27
NET PAY
---------.
---------
:heck Number: 19783
:mployce Number: RIFE,II Rate:
:mployees' Name: IIOWARD S'RIFE
.------ EAR N I N G S ------- --------- T A XES
~scrlption lIours Current Type Current
:=========== ======= ========== ======= =----------------
==========
:egular Pay
:OMMISSIONS
--- - -----"_..-"---
TAM SYSTEMS INC.
400.00
0.00
0.00
400.00
500.00
Soc Sec
Medicare
Federal
PAUC
State
Local
:=========== =======
-------
-------
==========
ro t al s :
~ear- to-Da t e:
900.00
12838.51
- - ----- -------------.-
TAM SYSTEMS INC.
55.80
13.05
110.39
25.20
9.00
=========
213.44
'heck Number: 19829
:mployee Number: RIFE,H Rate: 400.00
:mployees' Name: HOWARD S RIFE
.______ EAR N I N G S ------- --------- T A XES
lescription Hours Current Type Current
001978:
Period Ending: Mar 29 97
Soc Sec'Number: 205-36-7705
-------- ---- DEDUCTIONS ---
Y-T-D Deduction Current
==========
========
795.99
186.16
1705.37
0.27
359.47
128.37
401 (K)
40.00
==========
==========
========
3175.63
40.00
646.56
NET PAY
==========
001982~
Period Ending: Apr OS 97
Soc Sec Number: 205-36-7705
________ ---- DEDUCTIONS ---
Y-T-D Deduction Current
tegular Pay
~OMM I SS IONS
0.00
0.00
.----------- ------- ---------- ------- --------- ---------- ---------- --------
.----------- ------- ---------- ------- --------- ---------- ---------- --------
40.00
400.00 Soc Sec
750.00 Medicare
Federal
PAUC
State
Local
============ =======
----------
----------
-------
-------
ro t al s :
Year-to-Date:
1150.00
13988.51
71.30
16.67
178.56
32.20
11.50
---------
---------
310.23
867.29 401(K)
202.83
1883.93
0.27
391.67
139.87
----------
----------
----------
----------
--------
--------
3485.86
40.00
NET PAY
799.77
----------
----------
TAM SVST1:MS INC.
:heck Number: 19691
Employee Number: RIFE,H
Employees' Name: HOWARD
------- EAR N I NOS
Description Hours
R'a t e :
S RIFE
400.00
------- --------- T A XES
Current Type Current
============
=======
-------
-------
==========
Regular Pay
COMMISSIONS
400.00
612.57
Soc Sec
Medicare
Federal
PAUC
State
Local
0.00
0.00
============ =======
==========
=======
Totals:
Year-to-Date:
1012.57
11038.51
--------
TAM SYSTEMS INC.
=========
62.78
14.68
140.08
28.35
10.12
=========
256.01
Check Number: 19736
Employee Number: RIFE,H Rate: 400.00
Employees' Name: HOWARD S RIFE
_______ EAR N I NOS ------- --------- T A XES
Description Hours Current Type Current
001969
Period Ending: Mar IS 97
Soc Sec Number: 205-36-7705
-------- ---- DEDUCTIONS ---
Y-T-D Deduction Current
==========
==========
========
684.39401(K)
160.06
1484.59
0.27
309.07
110.37
40.00
==========
==========
========
2748.75
40.00
716.56
NET PAY
==========
--------.
001973
Period Ending: Mar 22 97
Soc Sec Number: 205-36-7705
________ ____ DEDUCTIONS ---
Y-T-D Deduction Current
Regular Pay
COMMISSIONS
0.00
0.00
------------ ------- ---------- ------- --------- ---------- ---------- --------
------------ ------- ---------- ------- --------- ---------- ---------- --------
40.00
400.00 Soc Sec
500.00 Medicare
Federal
PAUC
State
Local
============ =======
----------
----------
-------
-------
Totals:
Year-to-Date:
900.00
11938.51
55.80
13.05
110.39
25.20
9.00
---------
---------
213.44
740.19 40l(K)
173.11
1594.98
0.27
334.27
119.37
----------
----------
---------- --------
---------- --------
2962.19
NET PAY
----------
----------
I'
,
II
I'
Ii
I'
Ii NANCY L. RIFE,
II
II Plaintiff
Ii
Ii
:i vs.
Ii
II
,I HOWARD S. RIFE,
I! Defendant
II
I
:i
'!
!,
)
)
)
)
)
)
)
)
)
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 97-3612 CIVIL TERM
IN DIVORCE
PLAINTIFF'S PRE-TRIAL STATEMENT
i
Plaintiff, by her attorney, Samuel L. Andes, files this Pre-Trial Statement in
accordance with Pa. R.C.P. 1920.33(b):
'i 1. ASSETS. Attached hereto and marked as Schedule A is a list of the marital
I
j:
I'
I assets known to the Plaintiff and, marked as Schedule B, a list of the non-marital assets
as known by the Plaintiff.
2. EXPERT WITNESSES. Plaintiff anticipates that the parties will be able to agree
upon the value of all of the marital assets. If they are not able to agree, she reserves the
right to call, as an expert witness, an appraiser to establish the value of the real estate and
a personal property appraiser or appraisers to establish the value of the tangible personal
property.
3. FACT WITNESSES. Plaintiff expects the parties will be able to agree upon the
identity and value of most of the mafital assets and that the only testimony required at the
hearing will be on the factors listed in the Divorce Code. Accofdingly. she anticipates at
this time at least, only calling hefself as a fact witness in the case,
4. EXHIBITS. The exhibits Plaintiff will offer into testimony at the hearing will be
documents listing the balances in various accounts which constitutes the mafital property
of the parties, documents showing the current balance on the marital debts, and the like.
" Because the documents will have to be for a period closer in time to the hearing, they are
not available to attach to this Pre-Trial Statement at this time.
5. INCOME STATEMENT. Attached hereto and marked as Schedule C is an
income and expense statement previously filed in this matter by the Plaintiff. Attached to
that is a paycheck stub showing her earnings at the time of the conference on her request
for Alimony Pendente Lite. At the time of the hearing Plaintiff will provide a current listing
of her income and expenses,
6. EXPENSE STATEMENT, Please see Schedule C which is attached hereto and
the explanation above.
7. PENSION INFORMATION. The pension assets owned by the parties are all in
the form of 401 (k) Plans. They can be valued by determining the balance in the accounts
at the time of separation and the earnings on those balances after separation. Plaintiff
does not believe an expert will be necessary to value those assets and proposes to value
them by a review of the documents relating to those benefits.
8. COUNSEL FEES. Plaintiff has engaged Samuel L. Andes and has agreed to
pay him $150.00 per hour for his fees. At the hearing she will provide an itemized listing
of the work he has done and the fees he has charged her for that work.
9, PERSONAL PROPERTY, There are disputes about the personal property of the
parties, Each of the parties claim some of the tangible household goods to be non-marital
L
I:
I'
I'
,I
'I
II
II
II
I'
I'
Ii
SCHEDULE A. MARITAL PROPERTY
DATE OF MARITAL
ASSET VALUE VALUATION PORTION LIENS
Residence at $125,000,00 December 1997 100% $75.000.00 (est'd) First
105 South Ridge Road, (est'd) mortgage and home
Boiling Springs, PA equity loan against
property.
Husband's 401 (k) Plan $1.600.00 December 1996 100% No liens known
with Tam Systems. Inc. (approx.)
Wife's Sprint Retirement $22,721.45 December 1996 100% No liens known
Savings Plan
Wife's IRA with Pioneer $1,694.31 December 1996 100% No liens known
Investments
Wife's 1991 Saturn Unknown December 1996 100% No liens known
Automobile
Husband's 1992 Buick Unknown December 1996 100% $11.000.00 (approx,)
Regal Automobile Auto loan owed to
Cornerstone Credit
Union.
Miscellaneous items of Unknown December 1996 100% No liens known
tangible personal
property (including a
basket collection)
II
I
!I
I'
j:
I:
'I
I
:i
Schedule C - Income and Expense Statement
I
I
I
I
II
II
II
,I
Ii
Ii
II
il
:1
II
:1
II
II
!
,!
;:
1111.'(11I1(: iUI(II~:C:pCII'C SlalcIIIL'II1
I'M'SES Case NUlllher 132100007
----- -----
OTIIEIl IFill ill 1\1'1""1'';'''' ('1111111I11)
INCOME --
II'EEI\ MONTI! YE,\I(
~
IlIll'n:.'1 $ .~ ~ $
- - ~
Ilivi~ellds
.--.
Pt'usillll -
~,-
AlIllllily -
. -.--
SlIdal Securily -
,- ----
nellrs ~
nllyahies -
E:c:pclIsc ^t:I.'t1Ulll -
-
Gills -
llllClllp!clynlclll ~
CillllpClIsatinn
\Vl1Ikllll'U'S -
Cil1l1pCIIS:Uitlll
I RS n<full~ -
OIlier -
Olher -
TOTAL $ - $ $
TOTAL INCOME $ ~
(!'ill ill '\11PIllI"i"le (',,11111I11)
EXPENSES
II'EEI{
MONTI!
YEAR
110m. f. u' to"~
;2 .00
f\.lllrlgagc/Rcl1l
$
,U';./';
t{t.f.sq_ _
J.3.l
----- -.---- . --
oIl.J~__~. ___
~
IAo.OO
Lhd.
.3. ,n....
J If. 'If)
Q),,09
IYVO.OO
$ II ,55t./.d
.;,,9. II
/1J. f 0
J .00
f\..1:Iirllcllalll.'C
Ulililb / (<Ai H
Electric
(j:l";
....
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I
- (fO,'7!L==.L =~(V,I~
lorf 1/
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FllI111IN,{X1S
WlIlker III 21701
SCI\'ice Type 1,1
InUlllle :1I1t1 hpe,,,e Slalellle'"
I'M'SES Case NUlllher 132100007
(Fill ill App'''p,;al.' (',,11111I11)
EXI'ENSES -_.
(l'ollllllllr,l) WEEI\ MONTII YEAlt
--~ ---
Wale' $ ~ $
~:el .{u 7- --7f.3 '1----.- ..31. !J' t./ 7 J.,,)o
.--,.
-..----
ElllploJlllrll1 -.-.----.-- ----
PuhliL: Tr:lllSllllrlalillll $ ~ ~ - $ ./
-
Llllleh :.;.5.0;; /01. (70 /3()i3. 00
--
Tn\<:i
Real blale $ - $ $ -
PC1SlIllill ProJ1l'rly - ~ /11 0 r-f-rArc- -
Im'clIIlc ' t/ -"
-
Insurance
Illllllf:llWl1l'rs $ $ //1 rue/' t..,,,"f!.. $ -
~
AlIlllllltlhilc /0./ J..- 4 3.tf~(.J ~/o (,. tJO
Uk f.fD 33,7<{ Yo.f. at
Acci<lelll
- '-/9 tf. l/.)-. ,,>' '133.1Y/
II call II 1/ Y. /0
OIlier
AlIlolllohilr
-
- $ -
Paynu:nlS $ - $
Flld oW.Oo X7 01) /0 'f0 00
- :;. !5i . ()I)
.- .., (. f)[)
Rl'f1ails 1 .59
v
--------- ------
Mrclknl
-- .~ __.12,71 !!5. v9'
DlIL.:hll $ 17 In.- ___ $
Dl'lIlist - -
_.
----- '"
-- -'
Orllltlll1l11lisl
~-- ----- ---.-----
I'a!-'l' 1 III (,
1',,11I, IN -lXlS
Wmkcr III 21701
SC'I"h.:c Type M
IlIellllle alld Expen,e Slalelllelll
PAI'SES Case NII1I1her 132100007
EXPENSES ! Fill ill App"'pdalC 1'(11111111)
l('ollllllllcll) WEE I{ MONTH YEAR
~.. _.
IIl1spilal - -
--
"--.-
~h:t1it:jllt: - -, ~
. .
SI1L'cialllL'L'ds (glasses. ..-
hl:u,:c:s. '1IIIulpcdit.: .,- .-
t!l'Vi!:l'SI
----~
Eclurnlloll
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Plivalt: Sdllllll $ - $ - $
-
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Panll.:hial Sdll1t11 - - --'
'1ft 05' I d. () /. f't./ p(lf;M ID
("ollege
Rl'ligitHI"i
-
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~o.11 -
CIOlhillg $ $ 17&. 7q $ ,<.1..)/. Va
Pood l?/". h'b ;J7!/. ~() tlc;~D. (lO
lIarherlllairdresser 4. V). I Cj, I{ 02 30 .J-I
CIl.:dir PaYIlIt:IIIS:
I'redit Caro
('lunge Accounl
MClllhcrships YJIl(1t /J.Jlf 5t/;. tJD ll/C/. r)O
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I\lis('{'llnIU'OWi
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----
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-
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