HomeMy WebLinkAbout97-03722
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLV ANIA
CIVIL DIVISION
NORWEST MORTGAGE, INC.,
NO.: 97-J'I)'~ (!,ui l ka./~1
Plaintiff,
vs.
TYPE OF PLEADING
SCOTT A. METZGER and
NATASHA J. METZGER,
CIVIL ACTION - COMPLAINT
IN MORTGAGE FORECLOSURE
Defendants.
FILED ON BEHALF OF:
Norwest Mortgage, Inc.
Plaintiff,
TO nHr.:-iO"~T
rOll ARE IIERUlY :-.;onflrnlO I'LEAD lOTlIE
!:~CI.()S[() CO\IPI.AIST WIlIUS n\Tl'.'TY (20) nAYS
I-RO\f SERVICE IIERl'or OR ^ IlHAl1lT JI 'n(i\f1:~"-
COUNSEL OF RECORD FOR THIS
PARTY:
Scott A. Dietterick, Esquire
\l:\Y B1,tl\:
:RFJl A(iAI!\:ST '!'(lIl.
i ctl#r;
I'a. LD. #55650
,.
,\
1 IIERUIY O:RIIFY l11A1 Till: AonRrss
OF TilE I'LAl:-''TIFF IS
4ns S\\' 5lhSt~cl
Ilcs\1ninn.IASO.l!K
O'KEEFE, GRENEN & BIRSIC, P.c.
r\:-.:n Till: 11I:I'E~I)AST:
4076 Market Street
Suite 210
Camp Hill, PA 17011
:\11()R~IY lOR I'I.AI''-II'I'
(717) 975.3379
<TRTIII['ATI' OF I (l['ATION
IIIFRl:ny CERTIFY TII:\T TIll; UK'" liON ()I
f!lF RFAL ISfATI: MTITlIl> UY 11llS III'S IS
.150 W..IIsr,Slr<<I, ~oUln~~prln~,.I'^ 17007
,&;{dfl'
Ill' /1.. -- ,/
plus interest on the principal sum ($99,412.50) rrom April 30, 1997, at the rate or$21.06 per
diem, plus additional late eharges, and costs (including addilional escrow advances), additional
attorneys' rees and costs and ror roreclosure and sale orthe mortgaged premises.
WHEREFORE, Plaintirr demands judgment in mortgage roreclosure ror the amount
due or$107,507.7I, with interest thereon at the rate or$21.06 per diem rrom April 30, 1997, plus
additionallatc charges, and costs (including additional escrow advances), additional attorneys'
rces and costs and ror roreclosure and sale orthe mortgaged premises
GRENEN & IRSIC, P.C.
,
BY:
S ott 'A. Dietterick, Esquire
Attorneys ror Plaintiff
PA J.D. # 55650
4076 Market Street
Suite 210
Camp Hill, PA 17011
(717) 975-3379
WILL BE USED FOR THAT PURPOSE..
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
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EXHIBIT "An
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S"""I PrtllISYlVMIIA
LlI l/,/t')'h'/
ADJUSTABLE RATE NOTE
TillS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE
DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT,
MARCil 24, 1995
IIlI"1
3S0 W. fiRST STREET, BOILIIIG SPRINGS, PA 17007
lI'",.~lIy ^ddr~ul
I. l'AIlTII-~~
"non()wer~ means (;Ich persun signing at tile lime of lhi$ NOle, am) lhe person's $ucce.ssors and :1.nigns. .Lender.
me.1J1S BROAOVIEW MORTGAGE COMPMIY, 95 E. WILSOIl BRIDGE ROAD, WORTlllllGTDtl, 011 43085
2. I\OIlROWJ.:Il'S "ltclMISJ.: TO 1',\ Y; INTEllJoXr
In relnm for a luan received from LCI1I!t'r, non ower promises 10 p.:Jy the principal sum of ONE tlUNORED T110USAND
S IX HUNDRED rn flETY-F IVE AND NO/IOO..........,........................................
l>nl1:us(lJ.S.S 100,695.00 ), pIllS inlcrcsl,lll tlle clftlcr of Lemler. Interest will be charged on
uIljl.Jitll1rincipal, flllm the dale of dishurswlwl of the Inan pmcceds lIy 1..clulC'r. ill OJ rale of E IGI1T AND ONE.11ALf....
....................................................................................
percent ( 8.500 %) per )'c.1I' until the full :unolllll of Ilrincil1al has been paill. TIll: inttresl rale RIa)' ch3.nce in
O!Cl'or~ance with raragr;lph 5(C) nf Ihis Note.
J. rnOMISE TO I'A Y SECUREIl
norrowcr's promise 10 pJy is secured by a mOllcage, (ked of trust or simil.lr sccUfily instrument Ihat is dJ[oo !he same
dJle i1S this Nn[c an~ cilUed!.he "Securi[y Imtlulllent.~ 11lill Securily Instrument 'l!Olecl~ l.he Lender horn losses which might
result if Borrower defJults under !.his Nole.
4. MANNEn OF I'A YMENT
(A) Timr
Uunowrr shall make a [laymenl of principal ;lnll inlercsl 10 Lender on l.he: [jrsl lIJY of e:lch momh heginning on
HAY I, 1995 . Any principal amI intcresl remaining on the first day or APRI L
2025 , will be due on !hJt d:lle:, which is c;ll1cd lhe: ~MJIUriIY DJte.M
(II) ria"
r,ymenlsh,lIbcm,<Ieat BROAOVIEW MORTGAGE COMPAIIY, 95 E. WilSON BRIDGE ROAD,
WORTlllIlGTOII, 011 43065
anti ils successors:mtl ani~M.
or al sllrh "llll'r IlLire;t~ l.elllter ma)' IIesignJle in writing hy lIotirc 10 IInflowe(.
(C) Amnlllll
IniliJlly, CJCII monthly 11aymenl ofprincjp:l1 ami interesl will he: in tJle amollnt (If S 774,26
11lis 3ITluunt will be pall of 3. l.lrger mOlltlily pJ)'mCl1l requir('d hy Ihe S('curily Insllumenl tholl shall he Jpplied 10 principal,
in[eresl .and olhe:r ileITIS in the: order descrihed in lhe Securily Instrument. l11is :mloUIlI may ch:1nge: in ac:cortbncc with
~agraph 5(E) of this Nole.
5. INTEItK<;T RATE ANn MONTIII.Y rAYMENT CIIANGES
(A) Chanl:r lJalr
The interest rJle: may ch:m&e nn lhe: firsl day of Ju 1 y I, 1996 , :mtl on lhal dJY or e.xh succeedinG
)'e.1r. Thange DaleM me:ms e:lch dale: on whith lllC: intercsllJle CQulll ch:Ulgc.
(n) Thr tndel
lkginning with the rirst Change Dale, the inlcrc-~t ule will he bJ.~eJ. on :m Indel. ~hlllelM mc.ans !he .....edly 3YCrJt;e:
yielJ on United S1.11es TrrJ..~llr)' Securilies ntljll~lclllll a c{\n~l.1nl nlatufil)' or one: )'('.ll, 1l.S Il1Jdc availahle by lhe r-e,dcnl
Reserve: OOJIII. Meunent Indrl~ me~~ the nl(l_~1 reC('1I1 InJ~1 11!:ule: ayailablc 30 ~JYs befmc lhe: Change DJIe:. II the Indel
(as dcrincJ. ahuyc) is no longer ayailahle, Lendcr ,",'ill me a.'1 a new Imll-l any illitel f\lesClillC,1 hy !he Dcp:U"lmelll of
Vclcr:1ns Affairs Lemler .....ill give lJ{lno....'cr noLiu~ or llle lIew "'llcl
(C) Calculatilln or Inlrrrst nalr Chanr:rs
Bcfmc C.1lh ChJIl&e: Dale,lentlcr will cakutJle a ne..... inlefcst r:uc h)' adJlng 3. lnalgin or TWO".' ....., ,......
.......................................,......,....,................,.....,......,..
perccnL1gc pninls ( 2.000%) 10 UIC Cunenl lutleA and roundmg tJlC sum 10 the nC'..1l"esl onc-cighUI or one llercrnl.1ge:
poinl (O_125'l,). Suh}CCl 10 Ule limil~ ~t:ltcd in 1':\131:';1\111 _~(n) Ilf lhi, Note, Ul1~ fOunded :1111011111 will he the nc:w intClesl rale
unlil Ule lIl'll Clla.nge Dale.
OJ) l.imiu on IlIltrrsl lbtl' ChJllf:t'\
111e: inl('fl'sll:llC will ne\'Cr imre.'l,>e ur Iknl',1.\c h)' more lh:Ullllle perCCIl1.1gc )lIllOI (1.0%) nn any single Change Dale.
TIle: inlcresl rJle ""ill ncycr he llIlHC lhJO 1l\'C' pl'rrCll[,1~C' I'oinl~ (~{)'{.) hii:her Of 10W(,1 th:lll rnc inillal inlerest rale: St.1lrd in
l';\t:lf:r:lph 2 or Ihis NUle.
(F1 C3li:ulatiun nf r:lllllrnl (hanr:r
If the intetc.~1 (Jle chJngn nn a Cklllgc 1),lll', I ('ud", Will rakul;\[r Ule :lJllOllllt nf monlhly rJ)'ment of principal :md
ill[ere\lll.hkh ,",ould ~ ne,('~~Jl'y [(l U'I'Jy tll(~ IIl\p.11\1 f1I11K1PJ.1 habnce lU rull at Ule malurlty dJIC OIl the nc\lo intrresl rale
throu.:h ~lIh~1.1I1ti.1I1y tqu;l1 fl;l).t1Ienl'l. In m;lling slId\ cl1ud.llion, Lender '"' In II\(' the lloJlai\1 rrilll';pJI habnrc Whl(h wnuld
he tl'oloell nil the Ch:U1I;c IlJIC' if Ulrr!' h;l,1 hl,'('n flll ,1cLlUli 1ll pJyrnl'nl on the NIlle. (('llun'll hy Ihe :Ul\\lunl of ilny prepJYlllrOl'l
In 11ril1lipal '111C fl'mll C1f U1I'I r,lk"ulJlH)I\ ,",-dll...~ 1)1(' JflHlllll1 (,Ittlc tlCW monthly (laYllIenl or l1/ll\("ip;II Jill! Interest
\'^ Mnl l\T-\n: "11J\',"'-Anu: R,\-l~: MHF
11I1l1!IILII"""
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101\,,.,(.. I IXl 1'111111(11..'11/11 "II
,\CCII 651589
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(F) NI'III'r ur Challl:rli
I.('wk, will Cive Ilulirc lu IhllTUW(" lit ally thanee ill die illlC'fCll rale l1l11.ll1IUlldlly Ilaymclll all1l1unt. l11e Ilulice lIlu)1
bc l:IVCIl .11 leobt 25 days hdufC die new IllUlllhl)' 1'.I)'lllCIII ;ullmllll ill!ue, MIld lIIUJI )el runh (I) Ihe dale ur the IlUlke, (i1) tile
(hlllge D.iIC', (Iii) 1111: nlll intefnl (.llc, (IV) llle new inll'IC\lf;llt" (v) Ihe llew lliumMy 1'.l)'lI1elll wnuul1l, (VI) die Current (fldCI;
Jlullhe elale il wa111t1hlhhed, (vii) lIlc lIlcthtl\lul t;:llculalill& Ihe: dlOul.:e in IllUlllhly paymcnt Imounl, anl! (viii) WI)' OLhu
Illrlltluatiun whidllll:lY Ix: rC{llIiu:d hy I.lw lllllllllllu: llllllllC.
((i) Io:Hrtlivr U:llr uf Ch:llla:n
^ Ilew illlcrC')1 r;lle ,:ali.:ulalcd III aLtllhl.ll1tC wIlh ",II01':I..plls S(C) and 5(0) ur Ihis NUle: will b<<:ullle: elfCl:liye: on Ihe:
('!l;uI.:e Datc. Iltlrlllwcf )h01lllllale a pJYlllClll ifllhe flew 1lI01llhly Olllluunl bc:Cillllilll: un the fiul1l3Y/llelll d.lte: whil:h occurs
011 k.l\1 25 day) Ollter l.cllllcr h;u l:ivell IIUIIOWI" die Ilulire 01 L!l:lllees rC4luill:d by 1'.uaC'.Illh ~(F) ul dli$ NUle. Uonuwer
)11.111 have !lU nhll&;lliulllil pay allY illl."lrOl)C llllhe lIlulIlhly IMYllle,l1 OIllluunl cali.:ulalcd illlll:t.:urdanre: wilh l'.uaClallh S(li) IIf
dlis Notc rur all)' j1aYllu:lIl dale o,xUllillf: Ie~s 111.111 25 days allrr L.ender h;u i:lvell Lhe lequilCtlllull(e. II IIIC lIIuuthly
Ilaymen! OllnoUlll t.:akuIJl('d ill ilCWlIlJlILC .....IlII.Jla.:r.lllh SeE) (If lhis Nute d<<,e.ued, butumler r:tiled 10 ~Ive Limely nuti,c
of lhe IkcrCOlSC nlld Untluwer made :lll)' IIIlllllhly paymcnt OlllltlUllLS exee:C4ling the I'JYlllcnl amounl whidl :.;llUUltl hilve ban
st.lIell ill Ol Lilllel)' IIUO'C, lIlCIl 1I0lluwCf h.lS 1111': uptltllllU either (I) demand lilt retllrn to Uonowcf uf any e:xrcss pJ)'mefll,
wilh illlCICst lhereulI illlhe: Nute laic (J laic c{llIallU Ille illlclesl ule which !lhouhl havc been swted in iI luuely lIoticc), or (ii)
retluesl dial an)' uceu pJ)'lIlenl, willi illlclnl dlCItUll ;\1 Ihe NOle ralc, be applied ll1 payment of Illimil,al. under's
ohllgatiun 10 letum an)' excess paymenl willI mtelcsl un llemallll is !lul iusignable rven if dlis NOle is olhefwisc a.nigntd
bdure dIe dema.luJ rur relurn is matlc.
6. JlOJlJlOWElt'S JlIlOllT TO I'JlEI'A \'
Uurrowu has die: right 10 Iltepay :11 any limc, wilhnulllrcllIiulIl or ree, dlc e:ntill: debl rviL.lellced by dllS Note:. or au)' Ilarl
dlereo( IIUt less dlaflllle :llllUUnlllf one imwllmclll, or $I(XHX). .....hidlever is less. AllY IlfCpJ)'ffielll in full of die debt shall be
crcJilcll on lhe: date rcce:ivcA, wHI no intcre!il Ulay be rhaq;ellllflcr ~la( lIate:. Any partial ptellaymenllllade 011 WIY day other
lhan :Ill irulallment due dale need not be ucditcd until the: IleAl folluwing inslJ,lImelll due date or 30 days afler Ole tlale: of die
IlartiJl prcl13YIIICIII, whichever isc:arlicr.
7. DOIH<OWEIl'S PAILunE '1'0 I'A Y
(A) I.alr Charer for Overdue l'a)'lIItllb
Ir Lemler has nul fC(civtd Ole fullllllllldlly I'aymenl fCIluirctl by lI11: Scclllil)' Insuul1Ienl. as deswbcll ill l':uagf:lllta
4(C) 01 dlis Nute, by Ole end of liltWl rakllll.u ,I01)'s ..rler Ihe p.tYlllelll is due, lc:nder lIIi1Y coll<<:1 a late t.:!large ill !l,e
afllOUnt 01" FOUR....... ................. ............, ,." .... .... .................. ...........
... .... u ..... ......... ... u....... ...........pcm:lll ( 4,00 'l.) ur Ole overdue amoulll uf cadi flaymell!.
(II) Ud.IU!I
IC !JuHower dcfJuhs by rJilinC Iu P;lY ill (ull :lIlY lllontllly pa)'lIlcnl, tJlell Lellller may, cu:el11 as limited by regulatiulls
of tlle Department uf VelerOllls AlfJiu in tllC raloe of paymenl tld:lUlt.:>, requile illlllletliOlte: pJYllIcnt in full ur ~le Ilrincillal
balallt.:e remaining tlue and all nccruCtI inlero!. Lcmler lIlay chtXI.'>c nol to cXClci.'>C dlis optiun withuut waiving ilS righLS in
tllt e:VCIlI ur allY )ubscquent tlef::ult. TIlis Note tloes !lUI au!llori/e arrcleratiun when 1I0t pCllnincA by Dcparunenl of
Velcrans ArfairsleGu!atiuns.
(C) l'a)'lIIrlll uC Cmts Jnd Ellaml.'s
If Lender has lC'quiu:d immediate II.lYll1e1l1 in f..11. as t1eswbcd ahuve:, Lemkr Illay wlui.e Durw.....er tu I'ay cusLS and
elllCnses indullilll: lCOl'iOllab1e autl t.:lIslolllJry altumeys' rccs rur CllrUIl:ill': tllis Nulc. Sudl fa:s anti LUSts )hall bear inltlC$1
hum die tlale: of dllhurSClllcnl:l1 dIe s:\l1Ie r;llc a.. tllC principal ut d,i.. Nole.
8. WAIVt:nS
BtlIluwe:r alld allY other per sun .....hu hJS ubhbatluns ullJa lIlis Note w:tivc dlC rights or ple)eIlUnell( arlllnoot:C ur
lIilhullor. "1',cscIIUllcnl" IlIC011IS UIC lieht 10 Icquirc lellL.lt.:r 10 dCII\MIl11':lYIllCIII of amounLS due:. ~NoOL.e uf di:ohollOf" means
dlc right to require lender 10 give l1otit.c lu other persons lhal aJllounls duc have 1101 been paill.
9, CiI\'IN(i OF NOTICES
Uukn uppllL"ahle law ,c.quire:t a lIillclent IlIcdLUtJ, ally Ilulirc that mu)! be gi...en LU Bunu',liCf Ulltler Ihis Nule will be
given by delivcflllg it ur by malhlll: it by lir)1 dass milllltl Borm.....er Ol! Ule: I'roperly atldreS! above or at a MfcrclIl adwess if
BUllowc, has givcn Lemler a noUre uf Uonuwer'Ji dllferenl address.
All)' lIouce Ul;IIIilUSI be given IU lendt.:r under ulis Note willlx: givrn by fiul (lass mail 10 lentler :11 Ule aJL.lICU stated
inl'ar;JbIJph 4(1\) Of al a dlffercnt uL.lLlless if Borrower is liivcn a llOtice or dial difrercnt lll.!dress.
IU. OIlI.IllATlONS OF rEllSONS UNUEIl TillS NOTE
If llIUle: Ulall line: IlCUOl\ si~ns dlis Note, carh lK:t)Oll is full)' Ollld Ilcrwnally ubllgated lO keep all of Ule: 11Hlltlises an~e
inlllis NUle, incluLling thc prolllise In pay Ihe full arnnUlltuwCll. Any persoll who is a gUaJOlllttll, SlllCly Of cnL.lursu of ulis
Note il alsu uhligatel1 lu do dle~ Lhillb~_ 1\IlY pemll1 \10 hu Liles over tlll::OC: uhlicatiollS, indUl!in.: dlc uhlications of il
!:uarOllllor, )uret)' ur cl,dllrlCr or tllis NUle, is alsu ulilig.ilt.:d lu keep all ur die Ilronmes made In dlis Nole. lc:llder may
clllmL"c it.'> rights 1Il1ller tld.'> NoLC uGaifl)1 e,ldlllCllun illlhvidll:lll)' ur aGaiU)1 all signatmics IOgetller. Any UIlC pawn si~nillg
dlis NUlc lIlay hc fCljuilt:tI IU Ilay all of 011: allltlUnl.s U....ctlllllLkl tllis Nule.
1.lIl,.
1IY SIGNIN(i 111-1 OW, Ihmn....'.f ,Kul'h .L1111 "I:I~('\ Illlhc 1(,11IIlt--:ii~ lUVl.:llall!.S conLuncd III !1.Jl:C's I allll 2 uf dus
N.." j~t'/!t/! !!~~ .L_l
~~Oll A. METZGER
(~,fl~I~;'i1lIl~~-~ I ~ ~- u~~:~~
WITHOUT nrCOU'SE
PAT TO THE ORDen OF
(S",I)
,I 1("'."'11 '>t., 1.IY l" Th,. ('I d. I
11""'''.(1
NORWEST MORTGAGE. IN(;
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NQRWJ;ST MQRTGAGE,INC. (S..I)
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EXHIBIT "B"
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,n ] 0/;271
"
MOIrI'GAGE
TillS lOAN KNOT ASSUMABLEwmlOUT THE ArPROVAL OF THE
DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT.
TillS INI>EN'nJRE.m,de"oe TWENTY -fOURTI,
yr..u IIr nllr l.ntd IIl1e Ihuu~11 nine Illllllhrtl mill
day IIf
NINETY-f IVE
MARCil
illaJu:
.IIElWI'EN
lieolt ^ HlIlllER ..nd tiATMIV\ J HlTl(,(~. IlJ~BN(} ANlJ Wlff
P,JlOA!lvll W IUHCJ(,f ([H'Atty. % [ WIl SOtl lIRJrr.f. R<WI, M\YHltltli!ON, 4.10R5
a Ctlrlll.lf;lIinn urganil_cd 6lnd cJ.isling unlk, the la.....s Ilf au I 0
il.llfiurip"llIrrit'e anll pust.ollice atlllrc.\s ill WORTUINGTON, 01110
(hcrcllIaltl.'I l'allrd Mnr1ilaglll) allll
,ami having
(hw:inaltcI called MnrlilJi:ce):
WITNr:SSElll: 111allllc ~1{lfll:il~lIr III SC4:utc llle {l:I)'mcnt llf ONE IIUNOR[O 1110USAND SIX
IIUNDR[O N ItlElY-F IVE AND NO/lOa'" AU ..uuu.. ,........ ............,........... .......
Dull.us(S 100695.00 ),WilhiIlIClcxlllllllldalc,OlllhcJ;IlCol EIGHT Mm OU[.IlAU....'...
,.."",.,."""",..,...,...."...,.,."..".""",".".,.....,.......,...,.,.
,.,.., ...,. ,.,.....,."" ...,.... .., .."." .,...,.,. ,....,., .,. ...... ........ (1\:1 (l'l1tUIII
( 8,500 %) per allnum on the llllpJ.iJ halame uHul poUlt, ;l\ Illll...il.bl ill a Note III 1.'\'('11 JaIl.' hCIC\l.lth,
fUlm the MlIllgagor tn OIC Mortgagee, in monthly imlalllllclll~ of SEVEN HUNDRED SEVEN I Y -FOUR AND
26/100.................,........,....................,......,.,................,..
Dollar!' (S 77 4,26 ), fOllllllenl;lIl!: Oil the liHlllay (I! HAY. 1995 ,and
cOlltinuing thcfC<lltcr 011 thc first dolY ul e.adl llIollth UIIIII slllh Ikht is fully paill, c:H['II( Ihal, II lIot
SIKllIcr paill,lhc final paymcllt Olclcof shall he tlllc alld payah1culllhc Iml tby Ilf APRIL. 2025
and aIm to SCl.:llfC Ole rcllnnmuKc III all t:Il\'('l1anL~, <l~le(,llIl'lIl~ ami l,:nl1tlitiol\S helein cnnt.:.llllell, Ilnc.~ hy UICSC
prc.~ClIl.. giant, halgain, !>CII, a~~iCII, rdc.,,\c, [lllwey ilntl nllllulll Itt UIC MllrlgaCtt, ALl. thc hllluwing
described Je.ill property !iiilualc in the CITY ot BOiliNG SPRINGS
County 01 CUMBERLAND ant! Cnmmnnweal!Jl u! I'Cllllsyl...ania,tll wit
<D
Ul
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nXiETllER with all allll sin(:ul:u U1C hlliIJin(:~, impru\Tll1l'lll\, anJ '"lmc!' IIU ~~UlIIJlCIl\i~t'$, ,t~ ,,(llob all ;ullllllims
nr illljllll\'emcnlS now 01 hl'fC'..1fIC'1 1l1;ll!c tn saitlllrcmise$, ~Ucd", ;llIt')'S,lla.\s;.lgcs, ways, .....aIeJs, watcr nmrsC's, tights, hhcllie5,
I1lh'llegcs, hCledllalIlC~l\, and aPrultc~arli':cs "hal'il"IC\'Cl th~'rcullt(l bthll1~Ulg, tIt ill, any .J.'isc al'llCltJ.IIIlIlC, 3n\llhC' re...eUlu.lls
llml remalndcrs, renL'i:, ISSllC!', am tllohts !,hereof, awl III ;lllll,tlllu theleln lllC followmg Ik\l:llhri hllU..chllltl ;lllphan(c.~, I.J.hldl
arc, allll shall he dcemed 10 he, !uhncs allll a pilltl1lthc h',llly, iIllll arc ;lllilrtUlll III the Sl"t.:UTlly fur Ih!' Illlkhlnlu!'ss hl'lelO
UlCIllilllll'tl, namely,
PROPERTY ADDRESS: 350 W. fIRST S1REE! BOILING SPRINGS, PA 17001
11Ul\.ukll. hm\l'wt, ,1';ltlhe M\IIl~,I!:Cll ~11;\1I1lf.' \'ulllktl hI lllll"'l ;lHd ,,'I,ullll,,' \,II.lu'lIl\, 1\\111'\, all.1 pl\lllt.~ UIIIII dd,.lU1t
1!'lelllhkr
.1 t IlIA VF ,\~I) II) IIf Ill) \-lId PUII'.:II), hl'ldlY fl,lIllrd, ....llh 1111' dl'I'IIIIl'Il.IIII\'\, \lnlu \,1101 ~1\\I'I:.lrl'(' IllIL\ tllololl U\l'
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'11m Ilhlt'nllllC.\ 1ll.11It', hU'4l'vrI, \uhtt...lln thl'lllllUWlll': Imrll.ll1h, (1I1UIIIlIII1\, .1~'t'('lllrlll\ .11111 'llpul.'1Ulll'i. ;mtlthr
~11111.:.II:IIIIII\('lhlIlL\.lIl1l ;1':1('('.\
I lh.lllhe Mllll':"~lll IItlllllllllllplJ) p.l)' the )lllIlUp.11 ullllhlmlrlnl (lIllh,' lililt-llll',lnc.\\ n"l.'l\u'd hy tIle ....1111 Null',
.Illhe hllll'S and IIItlll= 1ll,U1II(', 1IIl'Irill Plll'o'l.lnl. '41111 11I1\1I".:c I('\("n-II hI JlH'pay OIl illl)' I.llle, '4ltluIUII\Il"llIllIllI ullc~'. lilt'
t'lIllh'llltlrl,lr..I11('.u (lr any Il,UII111'I('llr Illllln, Lhanllu: ;lllllllllllllltll1l" m\Wllml'lll. III till" hUllllh',ltlllll,\f\ <\IOClIKII. \lollllh.
l"\'1'I "k.n l'u'p.lymf'lIll1l rullll1l31111(' fl('lhh~ll ulltlle ,latc II'n"WI!. 1',UI1;lII1'CIl;J)'IIlI'IlI,1I11Il" ,1"uI 1111 ,III lll\l.lllmcnllhl!.'
11.111.",11('('" !lilt he Uc.'IIIICtluntlllhe IIr'llollm'l"ll1~ lll\Llllml'llllluc 1I,Ill' 01 Ullll~ 11,1)" allrr slldlllll.ll.I~'IllCIII..... hll hc\'l'l I~
l';ullr,
~ TUIllIIII.' lully Illtlln:llhc U\:tUlly III tlu~ Mllrl~J~e.lhc MlIlIl:Jrtlll ~hall p.ay tlllhl.' MOII~il/o:C(, iI\ 1I11\kC huukr Ihc
Il'lllU Ilf Ilu~ 1I11\I;L~ he.clnafler Jilalt'd)III allllllwllltl ,11111 nllll.ullclllly Willi. ('al:1I 1lIH1Ilhly llIJiLlllml'lll Ilf I"lmlpal alhlllller.
('\11111111 s.lulNlllc= IslulIyllJhl.tllcftlllu.....lllR!olum
(al A ~llrn ('lillalln Ihe KllIlllllllrnl\. II ;J1l)'.l1nlllur:, 1111l~ the l"l'llIllllll~ thJI "'llIlll'll hn 1111I(' II Ill' illlllll.l)',lhll'
1I1l1~lhllU Ilf IIIC ;\1111 lillie, h.tl.ulllll\lll;ll1(r, IllllS Luc='. a."C~Mllf'lll~, ;uul '-f......r' anti WOlll" 1I'lll\.lIolllur lllllhc IIII.'
1I11\r.\ ltl\'clrll hy Ihi, Mllll/o:a/o:c (all ,1\ ('_\lUlI"lt'll hy tllC MUlI':;I/o:l'c. ;uHl III ",Illlh the MmlKJhlll n 1l1l111ll'll) leu ,II !ounu
ilhr.1I.ly I';wl tllrldlll divided hy lill' Ilumhellllllllll\lhs hi r1.11l\C hdlllc une lllulIlJllnilllllllhr Ilale ....hcl\ ~u(h glUullll
Irlll~.IIrCllIlllllU. t.nr.s, OLHe.\\llll'nl\. .nul ~l.''''rl ;ulll W;I!l'1 ICnL\. wllllll'nullC tlue. ~tllh MlllU lu he I.chl hy Mllrl~;I~rc ill
lru'illu pay ~1hl glllllnll frill'. plrnHUIlI'i. Lur\, ;!\\l"_\\llIl'nl.' allll ~wr' alltl w;ltl'r Irlll'
(Il) .l1le ai:grrgale lIt tile JlIllllltll\ pa)';11t1c Illll\U,ulllll subp,ua~Iaph fa) Jlltllhll\e 1I,IY,IIl1r un 1111\ tkhlllh,11I he
p;lilllll a ~lIlhle 11aYlllc=nl r.lI II UlIl/lth. III he 1I11pllrd In tllC ,1l1I1l.....inh IlrllU mlhe null', ~t.llt'd
(I) gltllllltl fl.'lIl~. t.11C.\, a\\c\\lIIt'lIb. \r..H'1 ;\lul wall'l It'lll'', hrr allllnthu haralll illsllraJlu' pll'milllm:
(II) inlr,c,llln tllistlchl; ;Jllll
(Ill) allllllli,..l!iullnllhe prlllllJlal 1111111\ tklll
AllY llclldrlll')' in tllC atlllllllllf ally lI11lh ;lla:Il'.:alc Illolllhly Il.l)'llll'lll ,11;111 Ulll\tJlull' ,111 nrnllll tld;lu1l Ilt'll'lllull'l allll
\lIllie, saill NOlI', 1I111c_\~ lllallr ~lItlll l1y Mlltli:JI:t11I\Il11f Itllhr llu\' Ilalr ullJle IIl'''l U1dll\.I).nll'1I1 Al MUIlPl:c~'!Ii UJlIIOll.
Mnll!:Jl:l1l Will ray.. ~1.11e lIl,1,!:r" nul r\,'(,(,IIII11: Olll pl'f ,,'11\11111 t4'l) III ;111)' IlI\Llllmrll1 ",hl'IlI'Jltllllll,r thall hlt('('(,1I
(I~) tb,s alia Ihe dill.' dale tlll'ft'tll III nlV('f thl' C\II.1 C\llt'lI\e IllVlllvrlllllll;lIullill~ tkl11llll'nlll.l)'IIIClll\, hul ~m II ~lalC
l.h;Ul:l~' \h;\1111111 he payahlc oul Illlhl' pWI"f(,.h of ;\IlY ~.11c malic hI !..ltl\ly Ihe Illdrhlrtlnl'\\ 'I'HUrtl ht"It'lI)". ullleu 1udl
IIllk:rt'lls III auy so.le made III ~1Ii\I)' Ihe ill,ld'II'IInr" ,rl:llll'J hl"lrhy. Ullk',\ sudl (1111\.1'1'1" ;lit' 'II Un jelll hI Ih....h.lI~e tile
I'ullll' IIldrhlnlm'\~ allll all 1'10(1('1 Ul\l\ alld Cll'l.>II\1" .\t'lwl'll tlu.It'h)'
\ II tll.~ hltllllllhe paYIlIClIl~ 11l;llk hy ~tllll~.I~III. IUllkl (a) 11111.U;lp.II,ll 2 Ilfl'lrlllll~, ~h.ll1 ("'It'l'llllIl' ,UlIIUIIII 'llI1Ol)"
IIltllt\ OI.ltully 1Il.1de hy M'llll:a/o:l'.t a.~ UlI\h'C 1\11 pLllltlllll'llI.\, t.Ut'S. a\......\\l1l.'nL.;. ..I.....C( m ....311.( Irlll~, III IlL\Uf,UI,e Illl'lllllllll.;.
a.~ Iht'la.\t'may hC'. !.Ulh I'.urss ~h;.11 he unlill',1 nil \llh\l'lllIl'lll pa)llll'lll.\ III hI' lllJ;k hy MIIIIP/.:1Il Ill! \11\lIltflllJ.llf. itl MIlII
gap'c'., tll\lIl111. il\ UlJ.\ll'C. ~hall be ft'ltlllllnllu MOlll:a~or II, hOIl.l'\n. MldlltUlntlll)' JloI)'lJlCl1l\ 1Ilialllltll h..' \lllhllClIlltl pay
SIKh Hems ....lIrll tile SJllIe \hall hcwlIIr 11111' ami p,l)'ahle, tht'1l ~10l1.~"hOl \hall (lOl)' tll Mncl~a}:l'c 3\ U\I\ll'C all). allluunIIlC(.
c;o,~,uY In male u(1 till' Ildilicnry ....ilhllllhut)' (111) 11.1)\ ,llln ""lIl1rn llntlle hllm MUIlgal:re 1I1J11ll~ tilt" ;1I11I1\llIlul tllC Ildt.
(il'lllY, ....Imh Iwtlle ilia)' he !:1VI:n h)' 1Il,1I1 If al ;LIlY 111m: MIUI':;Il:"l ~hOlIII(,lldt'l hI MOIlhJt:t'c, III ;\llllIll;Ullt' "'lIh L1le Illlt
...i\lLlIl\ hell'lll, Ihe 1\111 P,I)'lllCIIlll! the t'lllllt" lIhkhh'lllll'_\\ Iq\lI'~l'Il1l'lllll'II'''Y, ~!Iltl~~'bl't:. aJ U\I\trC'. \halllllllllllIUlllllt: Ihe
;um'llnllll ...Ill II ilhkblr.lrll'...'i, urdll hI th,' .lllllllllll,1 Mllll~,I':111 ;lIly 1 h'llll ha1.ullc Irlllallllng Ullt!.-' tlll' rllll l~lllllS III (01) III
II;U;li-:,aJlh 2 If tlll'lC ~hall he a t1r1Jull Wllk, JIl)" III till' rlllVI~Ulll\ of tile NlllC alhllJll~ MortKoIgc ~l.. UIIl1IC thc UlIIC=. ",hirh
fc\ullS III a Iluhllt: ..ale of the plrllll~e" (ml'lfll thru'hy. III II tllle III tht" Pllllll'lIy 1\ olhrlwl\C arllllurJ.1 hy 1I1r Mull~ahl'(: ilflrl
Ihc drfauh, thr Mlllll:a~t"('. a.~ UU'ill'e. \hall allllly,;l1 the Illlll' III the rtlIlHlll'lll'l'IIU'ul uf lIUdIIJrll(('('{lllIgS nr 011 tllC tllllC tile 11/1111
('lIy 1\ tllhrr....l~r arqllllrll hy till:' MlllI~"hl'r, t Ie h.l1.\II~e thrn IClUalllLn/o: 10 Iht' {fr,llt IIf MUlt~J~or unllel (al 01 pJlaKlaph 2.
.L\ a.. f('1111 tHl tilt" illlt'I('~1 ;h.llurll alllllllll,.llll, anllllll' h;I!;lllll.' 1111 Illl' plllll.III,llllll'U tl'm;llIIini: Ullll,litl un thc Nlllc.
4, MlIII):agllf ..klllllay III MPIIg;l}.!rc ;111 i-:Illlllld frllt~. L;\l('.... ;IS\l'wm'I\\'\, \r"'l'l allll ....alcr 'ClIl~. ;uhl alluUlcf rh;ul;cs
allll ,l.1illl~ a,'i\I'.\\l'llm 11'\1('11 ;11 ,Illy Will' hy ;U\) 1,III.rul alll/Ulllly "1)0.111 11,1" IllClUl\l'.\ Ul\ctcJ hy LlII\ Munga.:c "'Imh. h)" any
1'll',\Clllll' (uIUIt" tlw III IOl\\,"\. ..hall h,I\C l'IUlIIly IIIIlt'llllr Il;l)lllrntlll till' lkhl Il'11Ir.\WICd hy !>alii Nlllr :Iud J.1'~ull'd hy tillS
MllIl~,I.:r, ;\JlIlllIU...i'iillll lor lhe 11oI~'1lll.'1l1Ilf ....111\ II l\ lln!llIhl.I...."C llI,ldl' Ill'll'IIl. \lKh pa)'IIlCl1I tn he 1II,llk h~ MllI'~a~tlI wilhin
tllirl)' (10) IIJ)" alt.:. tll'llIallLl hy Mllllt:~I'~':,'. \Llllllt: llle ;IllIlHllll
'i llll'llllll<, 11,.llllhkhll.t1llr.\s 11"Il'lI) 1'\ I. kill l'11 ,lIltl ~n IIll'll rqll"\I'lll\ 11h\Ill')' Jllll,llly lI\l'lllllllllC dllllU,llllllllllllI 11"
illlpron'llll'lll\ tn Ihr PICllllW,\ \n Wi'll hy \,11,1 ~ltlll~~,lrl'
II MllIlt:~lhor "'llll11lltlllll.llly lll,lIlll.11I1 h,lf.lhlll1'lII.JHl l'. III "Ill II I) Pl' llll) 1'1.''; atlll anulutll' J.~ lhe ~111tt.:.I':l'l..' uuy frllm
timr In tlllle U'lllllll'. 1111 the IU'lllll\Clllrlll\ Illl.... m Iw".,III<" 1\11 \Jhlllll'UlI\n, .\lBI nll'pl wllt"n 11;1)1ll1'1l1 1111 JIl ~m:h JlIl'lll111l1lS
lI;h 1111'lelll1OlC 1l('l..'/Ill1adc ulllln (,I) III \I,II'lrl,ll'h lla'lnll, ....11111.1). I\lUllIplly \.111m duc ;lll~ 111l'1I1I11I11I tlll'ldOl AlIlll\UI.UI(('
...11.111111.' tallled in IOmp.llm', apl'III\1'1I I) Mllltt:.lp'l' ;Ind tI'l' poll"ll'~ ;IJl<l ICII('II.,II\ 1111"11'111.. lallllt. hel,II,)" Mtlll~Jbl'l' ,uld
haw alla(!ll'i! ~Il'tcllllo\\ j1;l);lhll' d,1l1\t'.\ 11ll.1\11/1l1 ,11\.1 ill hUl1I aurl1l.lhk III MI1/lp~r(' In CH'IlII,'lll\\, MIlII':J":"1 "HII
~i\e illlllll'lll;llt" lIolilt~ tl)" Illall hi Mllll~;lbl'I'. ,11111 MllrlPhn' Illay llI.Ill' j1lllof ,,11m\; IIllot 1Il.1dr !Jllll1lptly hy Mort!:;,':",
Eadl Hl'iUI.UllC 11ItlIll;lt1y llllln'lIInll\ hcu'hy JlIlhll/l/~.11 ,1I1111111l'~ll',lllIlH;lll'II.I)llll'lIllor Mil h 111\\ t1llnll).lll MOII/o:.Igre ill.
Sh';ld ulto MI\Jlt:;l~1lI alld M,'rt':JI:Cl.." }lllflllr 111(' 1ll\llI.llI,t" pllln',',k III ally (1.ullh"ll'~11. lllolY II\: ,lpplll"\ 11)' MlIll~J~I'e Jlll'i
llllllLllI citllrr 10 LIlt" Irlllll. Wlllllf tllC Illlkbw.lnr\_\ III 10 lhl' Il'\lmalllI!1111 IqlJlf III llLr \'1011\.'11)' IIOlJ1\,'g~'11 III UK.. ~1I1c JIIlI ;dhtl.
lUll' llIWII'luIIlOI Mort~olgf('.lIl ('oent lllltlh'dmult. III thc Mo,I.:a/.:I' PI U,Uhh't oIIHI' hllhe 1Ilollj:Olgrd p/llpl.'II~" In (1.utl.ll III
101.11 1'111ll~IIl\hllll'1l1 uf tllC Nllle hl'H'hy <,t'lllll'd, alllJt:ht.lIlk, .11111 illll'll'\lll! ~lllll.:aj:lllll' allllltl all)' lII\lll.III1C 11I111'll'S L1IC=U
ill hlllr ,h.llI pJ.\~ III till.' IHlI..h.l\rl III ~lat\Il.t' or ,h.,1I bl.' l.ull.dnl alhllllt" ,;ultdlalllllllllllll.'r~h, II .ul), IrLIllll.',1 Ity MllIIl:.Ij.;rt'
Full PIIWClIS 11l'lrb)' ~1\'t"III11 MOrlI:Ol~t.'l. to \l'lllr III uUnplllllll\1' allll.lll1l\ ulldrr \Ill h IlIlhLlr.\ Jlhllll IkJlhllul. Il'lel\'r allll
n'lrlplluf allllllllll')S tWl"IllIlllli: (l;J)'ahll' llll'rl'lllllkr
1 MIllII'a!:llr Sh.lllllllt n......llll. milk III H..urlldll~" IH\tJlllll.'1I1 II.ILIlh iUlpo..n a H'.\lrl.holllJl'..llllhl' \,11.- 1l111\.l..llll,Ull:Y
!lIthe Pltlllt'lly ht"lrlll llr\l.Ilht.'.1 Oil lllr h.I\!\ UI13ll'. I. UI,II "' I (l'nl
X ~tlll':"t:lll II.l!lllul \ulh'1 arl). 111'11 \lIl'clior hI Ul~' brllt"'"I....1 h) 11m ~Inllt:;l.:e III .aILl.h to III 11111\.' l'lIll1/n'll .l}.!am...l
Ihl' Pll'llll\1'\ tll\l'll'll hy IJm MIIlI):"p: Mmlg.lglll \h.lllllllt l,Ullllll1 '" 1'1'111111 "';I\lr, aml.\hJlImalllt.11II tlll'l'llllll.'JlY Ill;l.\ gnud
llln.llllllll ,l~ ,II plnt"IlI.Il..l'illllahlc "'t.:.\f dll.lll'.u rhl'pll'lI I Jplln ;Ill)' 1.lIlul<.' \11 hllll,ulllalll. M"lI~,It=I'I'. ;Jlll\ opium. 11I.1)' tau\{'
1I.."\~IIl.,hlr 1Il,1l1l1l'll;\llrr "'tllk In hr 1)('110/1111'11 at Ihe Iml oj ML1lI~a,:o'
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IJ. MlllI~;I~('t ...h;11l h.we the ri~hllo p.l)' .1Il)' !if(lllIIlIIClIl~, LJ.\l'.~. J.\\('.\Sllll'lll\. M'',l,('I 0\/111 \0\0,111" h'lll.'. ,1l1l1.,lIlll!lrr
dlat~r.~ iU!lI dJim~ .....llIdl MIlIlj;J}:OI h;l~ ;'Ii,ccd to pJy lJIlllrrlhc lrllm Ill'IWI,llIOI,lv;ulrc and pay ,illY ...urm nll1l11ury
th;lllllllt JUil':IIlrIlIIliJY he IlCl-e.\U1Y III I"Il:rh'd III pU'SCI\'C the III Ie of IIII.' 111('1111\('.\ fllVl'lCd hy lJu\ MOII!:J!i(', UI IOf III
~llIallrC (1(rlllilll1l~ III lor all)' aulhllll/l'i1I1l,lllllrll;lHlt' ....mk Any ;lllluunl w alllount\...u pai,1 II' ;}llv,llIu'lI...hall he adllnl
In the JlIIlll'lpal drhl, .1011;1111)('.11 inll'II.'_\1 ;lIthe lale IlllI"'hlnllur mlllc Illlllopaluulchlcdne.\.'i hllllllhr dale lit IlaymC'nlm
;lllviUKC, .llltl.\h;\lI be sC(\lIcil h)' Ihi... MOII':;j~(' ';llahl)' willi :';lhlllIHldp.t1llchl antlllllw'st ~Iru'(l/\ Mllll':;l/o:re, at it'i
Illllioll, ..1\11 Sh;lll hI,' cllulled III he ~uhlO;:all'<Illl ally 1,1:11. d.lllll.lIf Ilrl1l.ulllll.lhl hy II. or ,ll~fh;u':~ll WIUIll1l,lIlry advanccd
hy il allll scnllcd by lhis MnllgJgc, 111e f1Jymrllls a/ul adval1l"cs!in lIIa,le ~hall he Ilayahle in app/luilllJldy CIIU;)I /lIl11lthly
JI:IYll1rIlL~ eJ.lelldllli: uver SIKh l.crukl\ a.~ may he rtg/c('I,IUPUll hy Ihe Mmlgagor anti Mnngagct'. hUIIIlll hcyullIllhe Iltle
,laIc Ilf Ule !i1l.!1 ill:\l.ll1l1lenluf tJIC IllitlfijlJll,leht. III Cvrl1l ullaillllc lu aglee llllllalc ul Ulalurily. Illl: \l.hllll" IIllhe SUIllIll
.SlIIIlS so palll m a<halll"ed shall he I,lue il.1Il111;ly..h1c lhilly (10) tlays IIftel l!c:lII:Uhl by MllIlgagc('.
10, 11le li{'/l tlf Lhis Mllllgagec .dMlllelll;tHl in 1ll1llmfc :uIII elrel:1 dlllin.: pmllll.lIIrlllCIIlur cllrn\lIIn ullhe 111I11. III
IlaYlllelll nl Lhe itlLlrhlrlllleu.1I1 :ulY IWI \hl'lrllf. \l.hidl il MTtlH'..~.
II. 1/(\IlI1 tJle rCilurslll1 MllIIg.Igec. Mml}:;,gnt ~h;llI eJ.eulll: a/Ulllch...cr a Slll'llklllcllt;lI Nule m NOll's lur Ule MUll
111 ~lllns adv:lIlrel,lm IJaIlI hy MlIlIgagl'c lor tlle alll'I<llIOII. lIlollc,lll/.lllllll III 111llllllVClIICI\I uf lhe 1ll1llIgaJ:n1Illtllll'IIY malic
:\1 MlIIlgai:Ill's lellllC,\I; anll fill lllaillll'll,llIle nf salll PIlII'I'lly. 1lI gllJlllld !l'll!.\, 1;I.1.cs. a~~(.\SlIICl1l.., sewcr arlll walCI 'cllb.
:11\\1 :tlllllhcr dl,U':I'-~ 31111 c1allllS iL~\C\.\l'd or Ievlel,l il~;llll~l salll pwpclly hy any 1"...../111 OlUUllIlIly. IIr lur :U1)' tllllCll'tIIl'me
rlse....hcle alllllori/.I:,1 he'(,ll/llkr. Saill Noh' m Noll'S ~halllll' "l'l"Il1l'i1 hy UIIS MUflg,l~e UII a pJlilY wilh arHI a... fully <I'i If
Ihe amUUlll'i ~l;IlC.d III smh Nnle III Nole... .....l'tC pallur thaI S.I:lICIIIII Ihc Nnlc Ill'lelly M'nllrd. Saul ,:\UPI11rIllclIWI NolC ell
Noles :;hall hCM illl(tcsl <lIthe "lie 11IUvilkil101 IIIlhc IlllllUIl;Jllllllchte~lll(,s~ iU1l1 sllall he IlaY:lhlc III :I\lllloJ.imalcly equJI
IIIl1luhly II:lYIIICIlL\ 1m Sill'll period as lIlay he a~r('ell U[lllll hy Mnrl~:lbur ,uul Murlgagrc. In ('venl uf 311mI,' In :l1:'CC UIl
date uf malurily, Ule wJwle lIf Ule sum or stlms Sll atlvarll"l"ll nr 11aill Sh:lll he tJuc a011 IlJyahlc lhirly (30) tlays aftrr t1em:mtl
hy Mmlg:lgcc; bul ill nn evclll shall ally sudlll1alllllly or Ilut' Ible nll"lIll hrY"1ll1 Ule tlue daleuf Ilu'. rlllallllswllmclIlllf
the prilldpal deh!.
12. If Ihe indchlcllnr.ss !i('.l"uIClI hClehy he &1I;Uanl"l'-II nr insurcd under TItle lR. Uniled SWk"..s Cndr. such Title allll
Rcgulaliom issucd ulerellllllcr and in effC{( Oil the d;ltc. hl'll'tlf shall tovcrn the righL... dulie.... and hahillllcS uf the parlil\'i
hCfrlll. and any .I1ul\'isiulIS of Ulis Uf oUlcr inslluJl1rnL~ e.1.l.'l'lIIClI in r.:unnCl.:liO. n wilh saill indrhtallle..~s whirlt are illl"llll!iis-
ICIlI wiUI said TItle amI Mt'glllatinns ;lie heleby amendcd 10 nmfllllll U,crcln
I.l If. al :IllY lime. a Wril uf E1Cl"lllion (Mulley lUllhll1cl1l) III OlllCf exc<l:ulinn is PIllPctly issued upon a jullglllclIl
oht;lincd upon sail! NUle. ot ir all Aclillll of Murlgagc FnrcdoslllC lit ally olher ajll1l11l1riJle ar.:tioll or I'IIK"wling 10 fure-
dose311101lga~e is instiluled UIll.lr\ or undcr this Mmlgage. an anumey's c:tlllllnissillllllr TEN'* u.*"..*u******
****.*******.*******..******..*l.****.**.**.**********************..******.*..*.*
.......uu.....**.*****........* pcr ("Cilium ( 10.000 %) of said prilldllal dehl shall be
p3yahle. and rcc(l\'crcd in atldition III all principal and inlcre..\1 anti all oUler recuvcrable sums thCll due. Il1gclher willi
costs or suit.
14. If any tlelicicm:y in Ihc allloulIl or any ag~Icg;llc Il1tllllhly P;IYllll:lillllelltillllcU ill (h) of parJ!:rallh 2 .shJII nnl he
m:lllc gnod hy Mongaj;llI prior In tJlC duc 11,11.: Ilf tllC Ilc~l SIKh paymenl, or if default he lI1ade at any timc in any uf Ule
cnvellanl~ anti agfccments herein. or inth-= Nute senned, Ulcn alld in evely sur.:h case. the whole prlllopal debl shall. al
the oplion ur Mmlgagcc. bccome due :uIl1Ila)'ablc inulIcdi:ucly. PJ)'llIenl UlefC{lf and all jn\CIc.~( aet:llIrll Ulelcun. willi an
auorncy's cull1lllissioll as hereinhefore ll\clllitlllCll. may he cnfufl"ed ,Ult! fc,:twcrClI al (Jurc. anytllin~ hrll"lII ClIllwined III
Ihr cUIIllary lIotwitJlSl.lnlling.
In lhc cvcnlllf any hrr-adl of any w\.cnall(. t:nrlllitlllll, m Jgrc('ll1cnl of SOIil1 Nolt'. m of thi.. Mnrt~a~e, it shall he
IJll.ful fur Mnrl~agcc In enlrr U[lon :111 ami smgubr lhe I.lflll. hlllhlll1g~, allll nlllcr fl!:hl.\. Cmll(lfr-Oll alld lIll'lll1"lIr~II. i:r;lll\r~t
hy lhis fo,"'lIIl:age, and lu tale pmscs~illn nr tile SJme, O\mlll! Ille fl\IIllCS allll cljuipmClll 1I11:ICIII, alhl 10110l\'e. !lohl, rnauagc.
1c:\.sc In allY pnsnn nr l.crStllls.11se alld upcrale Ihe same in SIKh 11.I1l"c1s allll till Mldllnllls all\llllI sudl prrilll.ls of time as
Mlltl~agcc may I.lccrn pmper ill its solc disnclioll. Ml1Ilh.lgtlr 4lgrccinj: th;11 he ..hall 3I1llllt'ill, ....llclleVer trllllC..lcl! by MlIn-
gagee SlI In do. a.S.~lglI. tramlcl, antlllchv.cr unln MOrlgJgl"-e an)' lca...c or suhka.sc; alHllll cullttl alll,l,c.(.'cn.e alllcnts, is-
sues, allIl (lIOnl'i of said IllOflgage-i.l prcrmsl'.'i anll ever)' pJlIlhclCllf; for :III of .....h"h s:lId Noll.' shall hc a suUluenl warranl
whether or nol SIKh lca.~e or suhlc3.\e ha.~ lx'l'lI a.SSlgIlClI; alllllll make from 11l1lC 11IIHnc allll".a\lInahk' alll'I;Jlmns. Icnll-
valium. rl'llail.s. ami rcplacemcnts tllClelo. Aha dcdulling Ule (ost III sudl alll:fatll1l1S, tcllm.atiollS, H'jlairs. Icp1.ll:elllelll~,
and tJle CJ.pCIl5C.~ incillent to takmg aJullel.1illll1g pm~C,\..illn of the /1lOllgagClI pwpclly, Ihc managcmenl :Intllljl('lalioll
IIlrrcIlf, anlllu kccping Ule sallie fllllJll'lly irl~ulcd, hl apply allY rcslllllC III Mllh Irlll", hsut'.... wltll'rnfll\ III l.hr \JOlYfllCIII
nl (a) all glOull(lleIlL~. tales, r.:h;uges. dJl1I1S. as\Cs.\lIICI1LS, sno,cl :lllll wall:l '1:IIl~. Wid allY uthrr IICIlS Ih,11 may )(' 1111\11
in lien or paymcnl to the dehl secured by Ulis MOII~age. .....illl inletest Illcrclln. (b) premiulIIs Cor said insurance, \l.ith in-
IClesl Ulrrenn, (e) UIC illtct('sl and plim:illal due and secured by Ulis MnllgJge \l.'ILh all rosLS and attorney's fees; in such
urtlcr or primity il~ Mortg:lgcc may Ilclelllune. an)' swlu!c.I,I...... CU\tolll, or use tn tlle wnuary nLllwitJ,\ta!lllm/.i.
111C talin~ of fII1Sscssion of UIC ll1(1fth:ltcd pfclJlisC-.~ hy MOrlgag~-c. a~ herclII provillcil. ~hall nol fclil'\'c any l!cfallll
hy MlIrlcagor. or plev('nt Ille enftllu,"lIlcflt 01 any of II Ie rcnll'~l1cs Ilrmulrd h)' salll NlllC 1lI tJllS MIUlg;l~C
111e femcdlrs pmvided hy saill Nolr and Ulis ~hlllg:Jgl" Of any ollu.'1 illlkhlCllncs~ ther('in I1rmide-ll or !>C<l:llIC-d by tllis
MlIIlga}:c. and Cor tJIC pClfmll1anr.:e of Ule t:mcnanL~.l"(llHhlillta, and a~r(,(,lllcnts nf salll NOle lIr litis Mllll~age ate cumula,
live and eOIKurrcnl, alllllllay he plllSlIClI sUlgl)'. or sUl'lTs.m'c1)., or 111gcIlK'f. ;)Ilhe sule tlIsuctllln (II Mmlgagct:, and llIay
he c.1.("u:isrtl as often a.~ IKca.~it1n tJlrleflll .\!J;llltI(Tlll
PROVIDED, tllat ill ca.'ie defaull sh<iH he made 1II1lle paymcnt of any in\ullmtlllllf prllldpal allJ mIClt'"I. 01 any
nther pa).tllCtlt hcrtinahove or in the rotHI1UllllS {If !i;li.lll'nlrl! Note [lHlndl.t1 1m, nr In Ule l.r-cplllg and l1l'frl1flllJlIl:e hy
UIC Mnrlj;agor (1f :lny nlVena/l1 or agrl~I'l1lcnl Cflll[;lIIl1',llhcfrlll or III 11m Mnrlg:lgc In he by.sald MmlgagOl krpl and per.
fmm~~l.lIllhe rnannct all,l al tile timc sllrllrird 1m lhe p,"rlmll1anre lhrn'nf, Slh:h Ikl:ml; WIll rlllltJc Mllrlg;lgl"C fllllh.....11l1
In hring allll.~uc out an Adinn nr Mml.:a~l" Fmrdosllll. t1p\1l1lhisllllkI11UfC of MOIll-:a~c. or I,) in~hlulC any tither apl1(o-
JllialC a"linn or IlIOl.'CCl,Jll1g III IUll"dO\c a mllrtl:;'!:", .11111 Itl 1'11'U'l,.1 Ihl"ll'llll hi JIHI~1I11'111 ,IIHI ('l(',UIIOIl. flll rr-
fm'l'ly of s.lid Ilrlllr.:ipal Ikill IIf sums ;1Iul .111 IIlll.fr~I.lllClellll ;J1I11 ..11 ulhn MilliS hrll.'hy SCllHI:J, Illgl'llll:f Willi
an ~lImllry's nllllIllIS,\IOn for r.:nllcrtlOn. :l.~ afurrs;Jul. and IllSl~ ,11\11 expensc... of sudl PHKI'C'dlllg. alld
III 1111J\UC ally anlt all (llllel :Ippropnate ki:al III equilahle rClllrdlc,~ In ~tJlh l'a.'('.~ pruvidnl
, )
1/ /
1(/( In' \,<\
ACCOUNT I: 651589
~1111' I :~:)r, flL! 1:1-;
Ill"." '.\,i.'''')
,!.".,t '41"'"
"'...,.......'".......,,. ". .
t.".....I.' 'I'..',....., '"l'.'''''''
~2j')
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rr9DJ>7
']0/ d 7 I ,f- ".r'
~cnrll' t IIEGI rK
RECORU[l1 or OE[O~
I;UIlBERLAlIO COUNTY - PA
ASSIGNMENT OF MORTGAGE
'SII JUlilE .UU"
KNOW AU MEN BY THESE PRESENTS, that Droodvlow Mortgago Company, I
CorporaUon organized and oolsUng undor tho laws 01 tho SlAlo 01 Ohio, horeby arlnls, baraolpo
"UI, 1lllgn., .rlnsCars and 'Ils over unto thl: lllll ....st Mrlr lfJ.lfJl', Ill(". 7\ "ll.1 rUll'!iot.f ((~( 1101.\1 I nil
located It Bnn Hi\l qUl-! t (' AVC'r1 11(' !>mllll
Mlnm-,.lpoIIB, Htl, , 'l'j401 .
Itl Successor-. and/or Assigns, a t;.e11aln Mortgage Deed, made, executed and delivered
by: Scott ^. HC'lzql'r .. tl"t,,~h.l .J. HC't7.Q('I. husb.,nc1 .1ml W,((.
tlltJO,' 9S~
TO: BROADVIEW MORTGAGE COMPANY
Ih8~dayof M.lrch 1995 and recorded In Volume Number 1..1:;'/P
Page Number I ~ S of the rec~rds or' Cumber 1.1nll County. P.l. and
together with the Note secured thereby and referred to therelnj and all lums due and to become
due thereon.
IN WITNESS WHEREOF, said Broadvlew Mortgage Company has caused Its name to be
signed to these presents by Its Executive Vice President, Stephen L Schenck, at Columbus, Ohio
thls.l.!!...!1 day of M<HC'h A.D., 199~.
By:
S phen L Schonck
Executive Vice President
~-:>,' -'
,( ,
STATE OF OHIO
COUNTY OF FRANKLIN
I, Martha Barnhart, a Notary Public In and for said county In the state aforesaid. hereby
certify that Stephen L Schenck, personally known to me to be the Executive Vice President of
Broadvlew Mortgage Company. a corporation organized and existing under the laws of the Slate
of Ohio, and personally known to me to be the same person whose name Is subscribed to the
foregoing Instrument. appeared before me this day In person and did aCknowledge that as such
Execullve Vice President, he signed and delivered the said Instrument as Executive Vice
President of said corporation. pursuant to authority given by the Board of Directors of laid
corporation. II his free and VOluntary act. and the tree and voluntary act and deed of said
corporation. for the uses and purposes therein set forth.
IN WITNESS THEREOF, I have hereunto signed my namo and affixed my affiCI~)"I, this
~ day of M.u ell , 199~. , "
,/',' , .J, /'-r
I 1/. 1,<'(.tL.; C rl! 'vl~~-,
Martha Barnhart
NOTARY PUBLIC
My Commission Expires 06/23/97
THIS DOCUMENT PREPARED BY:
Broadvlew Mortgage Company
95 Ell' Wilson Brtdgo Road
Worthington, Ohio 43085
f,',;'lfl'I
ACCOUNT'
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)J)( J "
\
111\
COMMITMENT' f V' 1 ,'( """
fJUJ .~(\ I )J I'll
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if,
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EXHIBIT "D"
,
, .
(
~~!l~~
IIIlI MOnTGAGE
.."'..,.
Norwes/ Morlgage, Inc.
Home Campus
Des Moines, IA 50328
515122/.7300
January 27, 1997
Scott Metzger
350 W rirst St.
Boiling Springs, PA 17007
ACT 91 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE
The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage
Assistance Program may be ab.le to help you. Read the following notice
to find out how the program ~orks.
If you need more information call the Pennsylvania Housing Finance Agency
at (800) 342-2397.
La notificacion en adjunto es de suma importancia, pues afecta su derecho
a continuar viviendo en su casa. Si no comprende el contenido de esta
notificacion obtenga una traduccion immediatamente llamanda esta agencia
(Pennsylvania Housing Finance Agency) sin cargos al numero mencionado
arriba. puedes se elegible para un prestamo por el programa llamado
"Homeowner's Emergency Mortgage Assistance Pro~ram" el cual puede
salvar su casa de la perdida del derecho a red1mir su hipoteca.
ACT 91 NOTI CE
IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY ~10RTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME
FROM FORECLOSURE .AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
Date: January 27, 1997
RE: Loan Number: 3012718
Property Address: 350 W First St
. Boiling Springs PA 17007
Mortgagors: Scott A Metzger
Natasha J Metzger
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if YOll comply with the provisions of the
Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You
may be eligible for emergency temporary assistance if your default has
been caused by circumstances he yond your control, you have a reasonable
pros~ect of resuming your mortgage payments, and if you meet other
eliglbility requirements estahlisllcd.hy the Pennsylvania Housing ~inance
Agency. Please reao all o( th,S notIce. :t contalns an explanatlon of
yom" rights.
,...\Irl 'i1.'1,~11I1 <1,,//;
..,...
/lIMA
..... MonrGAGE
..~....
Norwos/ Mor1gago. Inc.
Homo Campus
Dos Moinos. IA 50328
515122/.7300
Pg: 2
RE: Loan Number: 3012718
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice. During
that time you must arrange and attend a "face-to-face" meeting with a
representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. This meeting
must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a consumer
credit counseling agency identified in this notice, no further proceeding
in mortgage foreclosure may take place for thirty (30) days after the
date of this meeting. The name, address and telephone number of our
representative is:
Attn: Paul Sanders
Norwest Mortgage, Inc.
MS 122502 Home Campus
Des Moines, IA 50328
Telephone Number, Toll Free (800) 288-3212
The names and addresses of designated consumer credit counseling agencies
are shown on the attached sheet. It is only necessary to schedule one
face-to-face meeting. You should advise this lender 1mmediately of
your intentions.
Your mortgage is in default because you have failed to pay promptly
installments of principal and interest, as required, for a period of
at least sixty (60) days. The total amount of the delinquency is
$ 2,567.26. That sum includes the following: Payments, late charges.
other charges and escrow advance balance.
If you have tried and are unable to resolve this problem at or after
your face-to-face meeting, you have the right to apply for financial
assistance from the Homeowners' Emergency Mortgage Assistance Fund.
In order to do this. you must fill out, sign and file a completed
Homeowners' Emergency Assistance Application with one of the designated
consumer credit counseling agencies listed on the attachment. An
application for assistance may only be obtained from a consumer credit
CL076
~
NMrt '()ll.'(Jlf'Jqr.
,,'I
.. .
','
......
lI1H MORTGAGE
.."'....
Norwesl Mar/gage, fnc.
Home Campus
Des Moines. fA 50320
5151221.7300
Pg: 3
RE: Loan Number: 3012718
counseling agency. The consbmer credit counselin9 agency will assist
you in filling out your application and will submlt your completed
application to the Pennsylvania Housing Finance Agency. Your
application must be filed or postmarked within thlrty (30) days of
your face-to-face meeting.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF
YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER, FORECLOSURE MUST PROCEED AGAINST YOUR HOME
IMMEDIATELY.
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It is extremely important that your application is accurate and complete
in every respect. The Pennsylvania Housing Finance Agency has sixty (60)
days to make a decision after it receives your application. During that
additional time, no foreclosure proceedings will be pursued a9ainst you
if you have met the time requirements set forth above. You WIll be
notified directly by that agency of its decision on your application.
The Pennsylvania Housing Finance Agency is located at 2101 North Front
Street, Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone
number (717) 780-3800 or (800) 342-2397 (toll free number). Persons with
impaired hearing can call (800) 342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you now
have under Pennsylvania law. However, if you choose to exercise your
rights described in this notice, you cannot be foreclosed upon while you
are receiving that assistance.
If you have any questions, please contact our Collection Department toll
free at 1800) 766-0987, Monday through Friday, from 9 a.m. to 5 p.m.
Central Time.
CL077
Note: The Fair Debt collection Practices Act r~quires us to notify
you that in the event your loan is in default, Norwest Mortgage will
attempt to collect the debt and any information obtained will be used
[or that purpose.
N\frL IOll.'OII ~19(i
"
I
.
......
!!IN MORTGAGE
..,....
NOlWasl Mortgaga, Inc.
Horns Campus
Des Molnss, IA 50328
5' 5/22 I .7300
January 27, 1997
Natasha Metzger
350 W First St.
Boliling Springs, PA 17007
ACT 91 NOTI CE
TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE
The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage
Assistance Program may be able to help you. Read the following notice
to find out how the program works.
If you need more information call the Pennsylvania Housing Finance Agency
at (BOO) 342-2397.
La notificacion en adjunto es de suma importancia, pues afecta su derecho
a continuar viviendo en su casa. si no comprende el contenido de esta
notificacion obtenga una traduce ion immediatamente llamanda esta agencia
(Pennsylvania Housing Finance Agency) sin cargos al numero mencionado
arriba. Puedes se elegible para un prestamo por el programa llamado
"Homeowner's Emergency Mortgage Assistance Pro~ram" el cual puede
salvar su casa de la perdida del derecho a red1mir su hipoteca.
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM
~
PLEASE READ THIS NOTICE
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME
FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
Date: January 27, 1997
RE: Loan Number: 301271B
Property Address: 350 W First St
Boiling Springs PA 17007
Mortgagors: Scott A Metzger
Natasha J Metzger
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with t.,he provisions of the
Homeowners' Emergency Mortgage Assistance Act of 19B3 (the "Act"). You
may be eligible for emergency temporary assistance if your default has
been caused by circumstances beyond your control, you have a reasonable
pros~ect of resuming your mortgage payments, and if yo~ meet other.
elig1bility requirements established by the Pennsylvan1a Houswg F1nance
Agency. Please read all of this notice. It contains an explanation of
your rights.
,,-\,((,"(l.'I'II'1'1,;
(
..~.
MOnTGAGE
... .
..~....
NolWos' Morlg.g.. IlIc.
Horn. C.mpus
Dos MoIn.s. IA 50328
5'5122/.7300
Pg: 2
RE: Loan Number: 3012718
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice. During
that time you must arrange and attend a "face-to-face" meeting with a
representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. This meeting
must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a consumer
credit counseling agency identified in this notice, no further proceeding
in mortgage foreclosure may take place for thirty (30) days after the
date of this meeting. The name, address and telephone number of our
representative is:
Attn: Paul Sanders
Norwest Mortgage, Inc.
MS 122502 Home Campus
Des Moines, IA 50328
January 27, 199/
Natasha Metzger
350 W First St.
80liling Springs, PA 17007
ACT 91 NOTI CE
TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE
The Commonwealth of Pennsylvania's Homeowner's Emergency Mortgage
Assistance Program may be able to help you. Read the following notice
to find out how the program works.
If you need more information call the Pennsylvania Housing Finance Agency
at (800) 342-2397.
La notificacion en adjunto es de suma importancia, pues afecta su derecho
a continuar viviendo en su casa. si no comprende el contenido de esta
notificacion obten9a una traduccion immediatamente llamanda esta agencia
(Pennsylvania HOUSing Finance Agency) sin cargos al numero mencionado
arriba. puedes se elegible para un prestamo por el programa llamado
"Homeowner;' s Em,.,rgenr.y Mo~tg,'ge Assistanc,., Pro';lt""m" ,.,1 c::ual puede
salvar su cas.' d,., la perdld" <I"d d"r,.,c!1o a t"",11m, r r.1I 11Ipoteca.
"'''In .1'flS'IIQ'l,fi
,(
....
.. .. MORTGAGE
.."..,.
Norwest Mortgage. Inc.
Home Cempus
Des Moines. IA 50328
5151221.7300
Pg: 2
RE: Loan Number: 3012718
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date o( this Notice. During
that time you must arrange and attend a "(ace-to-face" meeting with a
representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan. or to otherwise settle your delinquency. This meeting
must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a consumer
credit counseling agency identified in this notice, no further proceeding
in mortgage foreclosure may take place for thirty (30) days after the
date of this meeting. The name, address and telephone number of our
representat~ve is:
Attn: Paul Sanders
Norwest Mortgage. Inc.
MS 122502 Home Campus
Des Moines, IA 50328
Telephone Number, Toll Free (800) 288-3212
The names and addresses of designated consumer credit counseling agencies
are shown on the attached sheet. It is only necessary to schedule one
face-to-face meeting. You should advise this lender immediately of
your intentions.
Your mortgage is in default because you have failed to pay promptly
installments of principal and interest, as required, for a period of
at least sixty (60) days. The total amount of the delinquency is
$ 2,567.26. That sum 1ncludes the following: Payments, late charges,
other charges and escrow advance balance.
If you have tried and are unable to resolve this problem at or after
your face-to-face meeting. you have the right to apply for financial
assistance from the Homeowners' Emergency Mortgage Assistance Fund.
In order to do this, you must fill out, sign and file a completed
Homeowners' Emergency Assistance Application with one of the designated
consumer credit counseling agencies listed on the attachment. An
application for assistance may only be obtained from a consumer credit
CL076
~
,"'~4rl 'r'''.YlII'Mlti
'oj
'.-.
......
t:MM
..... MOnTGAGE
.."....
Narwosl Mar/gaga, Inc.
Hams Campus
Dos Mainss, fA 50328
5151221.7300
Pg: 3
RE: Loan Number: 3012718
counseling agency. The consumer credit counGelin~ agency will assist
you in filling out your application and will submlt your completed
application to the Pennsylvania Housing Finance A~cncy. Your
application must be filed or postmarked within thtrty (30) days of
your face-to-face meeting.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF
YOU DO NOT DO SO, OR IF YOU rJO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER, FORECLOSURE MUST PROCEED AGAINST YOUR HOME
IMMEDIATELY.
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It is extremely important that your application is accurate and complete
in every respect. The Pennsylvania Housing Finance Agency has sixty (60)
days to make a decision after it receives your application. During that
additional time, no foreclosure proceedings will be pursued a$ainst you
if you have met the time requirements set forth above. You wlll be
notified directly by that agency of its decision on your application.
The Pennsylvania Housing Finance Agency is located at 2101 North Front
Street, Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone
number (717) 780-3800 or (800) 342-2397 (toll free number). Persons with
impaired hearing can call (800) 342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you now
have under Pennsylvania law. However, if you choose to exercise your
rights described in this notice, you cannot be foreclosed upon while you
are receiving that assistance.
If you have any questions, please contact our Collection Department toll
free at (800) 766-0987, Monday through Friday, from 9 a.m. to 5 p.m.
Central Time.
CLon
Note: The Fair Debt Collection Practices Act requires us to notify
you that in the event your loan is in default, Norwest Mortgage will
attempt to collect the debt and any information obtained will be used
for that purpose.
.....\ff{ "'II.'tN.l'lI;
......
mM
..... MOR/GAGE
...,..~
Norwost Mortgago, Inc.
Home Campus
Dos Moinos, IA 50328
5151221.7300
January 27, 1997
Scott Metzger
350 W First St.
Boiling Springs , PA 17001
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
RE: Mortgage Loan Number 301271-0
The Mortgage held by Gnma Ii U827641ar (hereinafter we, us or ours)
on your property located at 350 W First St, Boiling Springs PA 17007
IS IN SERIOUS DEFAULT (because you have not made the monthly payments
of $ 812.16 for the months of November, December, and January.
Late charges (and other charges) have also accrued to this date in the
amount of $ 130.78. The total amount now required to cure this
default, or in other words, get caught up in your payments, as of the
date of this letter, is $ 2,567.26.
YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS
LETTER, BY PAYING TO US THE ABOVE AMOUNT OF $ 2,567.26 PLUS ANY
ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING
THIS PERIOD. Such payment must be made either by cash, cashier's
check, certified check or money order, and made at: Norwest Mortgage,
Inc., Attn: Collections, MS 122502, Home Campus, Des Moines. IA 50328.
If you do not cure the default within THIRTY (30) DAYS, WE INTEND TO
EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. This means that
whatever is owing on the original amount borrowed will be considered due
immediately and you may lose the chance to payoff the original mortgage
in monthly installments. If full payment of the amount of default is not
made withIn THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO
START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS
FORECLOSED YOUR MORTGAGED PROPERTY IHLL BE SOLD BY THE SHERIFF TO PAY OFF
THE ~'ORTGAGE DEBT. If we refer your case to our at torneys, but you cure
the default before they begfn legal proceedings against you, you will
still have to pay the reasonable attorney's fees, actually incurred, up
to $50.00. However, if legal proceeding are started against you, you
will have to pay the reasonable attorney's fees even if they are over
$50.00. Any attorney's fees will be added to whatever you owe us, which
also include our reasonable costs. IF YOU CURE THE DEFAULT WITHIN THE
TllIRTY (30) DAY PERIOD, YOU WIl,L NOT BE REQUIRED TO PAY ATTORNEY'S FEES.
We may also sue you personally for the unpaid principal balance and all
other sums due under the mortgage.
I\,.r, '1l/1;'/1II'lTlfi
~
....
. ... MOnTGAGf
......'"
Narwost Mar/gogn, Inc.
Hamo Campus
Dos Malnos. fA 50328
515122/.7300
Pg: 2
RE: Loan Number 3012718
If you have not cured the default within the thirty day period and
foreclosure proceedings have begun, YOU STILL HAVE THE RIGHT TO CURE THE
DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE TilE
SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF
THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE CHARGES OR OTHER CHARGES THEN
DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH
THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE
MORTGAGE). It is estimated that the earliest date that such a Sheriff's
sale could be held would be ap~roximately February 27, 1997. A notice of
the date of the Sheriff sale wlll be sent to you before the sale. Of
course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment
will be by calling us at the following number (800) 288-3212. This
payment must be in cash, cashier's check, certified check or money order
and made payable to us at the address stated above.
You should realize that a Sheriff's sale will end your ownership of the
mortgaged property and your right to remain in it. If you continue to
live in the property after the Sheriff's sale, a lawsuit could be started
to evict you.
You have additional rights to help protect your interest in the property.
YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY
OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY
TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT
ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE
PAID PRIOR TO OR AT THE SALE, (AND THAT THE OTHER REQUIREMENTS UNDER THE
MORTGAGE ARE SATISFIEDI' CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES
THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED
BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME
POSITION AS IF NO DEFAULT OCCURRED. However, you are not entitled to
this right to cure your default more than three (3) times in any
calendar year.
If you have any questions, please concact our Default Loan Counseling
Department toll free at (800) 766-0987, Monday through Friday, from
9 a.m. to 5 p.m. Central Time.
CL079
Note: The Fai r Debt Collect ion Pl-"ct ices J\ct r<'qu i ree; ue; to not i fy
you that in the event your loan is in default, Norwest Mortgage will
attempt to collect the debt and allY in[or:ll"ti"n obt"ineci will be used
for that purpose.
.\,11 [ 'lllf"'(1J1 1)'1;'
(
......
ISH MORTGAGE
..~.",.
Norwesl Mortgage, Inc.
Home Campus
Des Moines, IA 50328
515122/.7300
January 27, 1997
~
Natasha Metzger
350 W First St.
Boiling Springs, PA 17007
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
RE: Mortgage Loan Number 301271-8
The Mortgage held by Gnma Ii #827641ar (hereinafter we, us or ours)
on your property located at 350 W First St, Boiling Springs PA 17007
IS IN SERIOUS DEFAULT (because you have not made the monthly payments
of $ 812.16 for the months of November, December, and January.
Late charges (and other charges) have also accrued to this date in the
amount of $ 130.78. The total amount now required to cure this
default, or in other words, get caught up in your payments, as of the
date of this letter, is $ 2,567.26.
YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS
LETTER, BY PAYING TO US THE ABOVE AMOUNT OF $ 2,567.26 PLUS ANY
ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING
THIS PERIOD. Such payment must be made either by cash, cashier's
check, certified check or money order, and made at: Norwest Mortgage,
Inc., Attn: Collections, MS 122502, Home Campus, Des Moines, IA 50328.
If you do not cure the default within THIRTY (30) DAYS, WE INTEND TO
EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. This means that
whatever is owing on the original amount borrowed will be considered due
immediately and you may lose the chance to payoff the original mortgage
in monthly installments. If full payment of the amount of default is not
made within THIRTY (30) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO
START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS
FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF
THE MORTGAGE DEBT. If we refer your case to our attorneys, but you cure
the default before they begin legal proceedings against you, you will
still have to pay the reasonable attorney's fees, actually incurred, up
to $50.00. However, if legal proceeding are started against you, you
will have to pay the reasonable attorney's fees even if they are over
$50.00. Any attorney's fees will be added to whatever you owe us, which
also include our reasonable costs. IF YOU CURE THE DEFAULT WITHIN THE
THIRTY (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY'S fEES.
We may also sue YOll personillly for the lInpi,id pl-incipal balancp and all
other sums due under the mortgage.
'\i\!/i ,,'/1.','11".)',
"
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......
mM MonrOAGE
.....
"........
Norwosl MOr1gBgO, Inc.
Homo CBmpus
Dos Moinos, IA 50328
5151221.7300
Pg: 2
RE: Loan Number 3012718
IE you have not cur~d the default: within th~ thirty day period and
foreclosure proceedings have begull, YOU STILI, IIAVE TilE RIGHT TO CURE '1'111<
DEFAULT AND PREVENT TilE SALE AT ANY TIME UP TO ONE HOUR BEFORE TilE
SIlERIFF'S FORECLOSURE SALE. YOU MAY DO SO DY PAYING TilE TOTAL AMOUNT 01.'
THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE CIIARGES OR OTIIER CHARGES THEN
DUE, AS WELL AS THE REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITIl
THE FORECLOSURE SALE (AND PERFORM /\NY OTHER REQUIREMENTS UNDER TilE
MORTGAGE). It is estimated that the earliest date that such a Sheriff's
sale could be held would be ap~roximately February 27, 1997. A notice of
the date of the Sheriff sale w1l1 be sent to you before the sale. Of
course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment
will be by calling us at the following number (800) 288-3212. This
payment must be in cash, cashier's check, certified check or money order
and made payable to us at the address stated above.
You should realize that a Sheriff's sale will end your ownership of the
mortgaged property and your right to remain in it. If you continue to
live in the property after the Sheriff's sale, a lawsuit could be started
to evict you.
You have additional rights to help protect your interest in the property.
YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY
OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TR/\NSFER THE PROPERTY
TO A BUYER OR TRANSFEREE WIlO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT
ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE
PAID PRIOR TO OR AT THE SALE, {/\NO THAT THE OTHER REQUIREMENTS UNDER THE
MORTGAGE ARE SATISFIEDI. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES
THIS RIGHT MIGHT EXIST!. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED
BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
IF YOU CURE THE DEFAULT, THE. MORTGAGE WILL BE RESTORED TO THE SAME
POSITION AS IF NO DEFAULT OCtuRRED. However, you are not entitled to
this right to cure your default more than three (3) times in any
calendar year.
If you have any questions, please concact Ollr Default Loan Counseling
Department toll free at (800) 766-0987, Monday through Friday, from
9 a.m. to 5 p.m. Central Time.
CL079
Note: The Fair Debt Collection Prilctic,'s Act requires \IS to notify
you that in the event your loan is in rlefault, Norwest Mortgage will
attempt to collect the debt "nd any infonnalion ohlained will be used
for that purpose.
",'f1(,,'/I.'ll/I'l'//t
VERIFICATION
The undersigncd, a duly authorized representative of Plaintiff, deposes and says, subject
to the penalties of 18 Pa. C.S.A. 4904 relating to unsworn falsification to authorities, that the
facts set forth inlhe foregoing Complaint are true and correct to the best of his/her information
and belief.
GrIg GmIh,
Secl8laIy
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IN TIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
NOR WEST MORTGAGE. INC.
CIVIL DIVISION
No.: 97-3722 Civil Teml
Plaintiff.
ISSUE NUMBER:
TYPE OF PLEADING:
vs.
SCOTT A. METZGER and
NATASHA J. METZGER.
PRAECIPE FOR DEFAULT JUDGMENT
(Mortgage Foreclosure)
Defendants.
FilED ON BEHALF OF:
Norwesl Mortgage. Inc.
Plaintiff
I Hereby eenify thatlhe last known address
of Defendant(s) is!are:
350 West 1st Street
Bollln~ Sprln~s. PA 17007
COUNSEL OF RECORD FOR THIS
PARTY:
Seolt A. Dielteriek. Esquire
Pa. I.D. #55650
,
Se It ielteriek. Esquire
Altom y for Plaintiff
GRENEN & IlIRSIC, P.l.
4076 Market Street
Suite 210
{'amp Hill. PA 17011
(412) 2HI-51lJ7
AFFIDAVIT OF NON-MILITARY SERVICE
AND CERTIFICATE OF MAILING OF NOTICE OF
INTENT TO TAKE DEFAULT JUDGMENT
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF DAUPHIN
Before me, the undersigned authority, a Notary Puhlic in and for said County and
Commonwealth, personally appe.lred Scott A. Dietterick, Esquire, attorney for and authorized
represcntative of Plaintiff who, being duly sworn according to law, deposes and says that the
Defendants are not in the military service of the United States of America to the best of his
knowledge, infomlation and belief and certifies that the Notices of Intent to take Default
Judgment were mailed in accordance with Pa. R.C'.P. 237.1, as evidenced hy the attached copies.
ietterick, Esquire
Sworn to and subscribed before mc
this f,-,' day of' - (I '." ,'.
- "
,1997.
l ~ I) /. j' f.) (I~ ~, . /.1.., t
Notary Public
My Commission Expires:
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NOR WEST MORTGAGE. INC.,
CIVIL DIVISION
Plaintiff,
NO.: 97-3722 Civil Teml
vs.
SCOTT A. METZGER and
NA T ASHA 1. METZGER,
Defendants.
NOTICE OF ORDER. DECREE OR JUDGMENT
TO: Natasha J. Metzger
( ) Plaintiff
(XXX) Defendant
( ) Additional Defendant
You are hereby noti lied that an Order. Decree or
Judgment was entered in the above captioned proceeding
on
) A copy of the Order or Decree is enclosed,
or
(XXX) The judgment is as follows: S 110,120.24
with interest on the Principal sum at a S21.06 per diem rate from August 15, 1997. plus
additional late charges, costs (including additional escrow advances), additional allomey's fees
and for foreclosure and sale of thc mortgagcd prcmiscs.
Dcputy
(
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
NORWEST MORTGAGE, INC.,
CIVIL DMSION
Plaintiff,
NO.: 97.3722 Civil Tenn
VB.
SCOTI A. METZGER and
NATASHA J. METZGER,
Defendants.
AVlSO IMPORTANTE
A. Natasha 1. Metzger
FECHA DEL A VIsa: August 5, 1997
.
.
USTED ESTA EN REBELDIA PORQUE HA FALLADO DEIOMAR LA ACCION
REQUERlDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS
PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE A VlSO, SE PUEDE DICfAR UN FALLO EN
CONfRA SUY A SIN LLEV ARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU
PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE
DOCUMENfO INMEDIATAMENI'E A SU ABOGADO. SI USTED NO TIENfE UN ABOGADO 0
NO PUEDE PAGAR UNO, VA Y A 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE
INFORMEN DONDE PUEDE CONSEQUIR A YUDA LEGAL.
LAWYER REFERRAL SERVICE
Court Administrator
4th Fl., Cumherland County Courthouse
Carlisle, PA 17013
Phone (717) 240-6200
DATE:~
BY:
FIRST CLASS U.S. MAIL, POSTAGE PREPAID
Sc A. Dielterick, Esquire
PA .0. #55650
Attorneys for Plaintiff
4076 Market Street, Suite 210
CampHiII,PA 17011
(412) 281-5197
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
NOR WEST MORTGAGE, INC.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Term
vs.
SCOTT A. METZGER and
NATASHAJ. METZGER,
Defendants.
LONG FORM DESCRIPTION
ALL that certain lot of ground situated in South Middleton Township, Cumberland
County, Pennsylvania, bounded and described as follows:
BEGINNING at a point in the center of Pennsylvania Legislative Route No. 21009, being
the road leading from Boiling Springs to Craighead, which point is 813 feet measured
northwestwardly along the center line of said road from the common corner of lands now or
formerly of Norman W. Woods and Fay S. Woods, husband and wife, and Earl L.
Brenneman; thence from said beginning point by lands now or formerly of Lawrence E. Hoak
South 27 degrees 30 minutes West 150 feet to a stake; thence by lands now or formerly of
Norman W. Woods and Fay S. Woods North 59 degrees 40 minutes West 100 feet to a stake;
thence by the same North 27 degrees 30 minutes East 150 feet to a point in the center of said
road; thence by the center line of said road South 59 degrees 40 minutes East 100 feet to the
Place of BEGINNING.
SUBJECT, however, to the following restrictions, set forth in Deed Book B, Volume 19,
page 505, to the extent applicable to grantees, their heirs andlor assigns.
UNDER AND SUBJECT NEVERTHELESS, to all rights of way, easements, restrictions
andlor conditions of record.
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DEFENDANT(S) scon A. METZGER and
*****....,........**
NATASHA r. METZGER
WRIT NO. 97-3722 Civil Term
"''''''''''.....*
DEBT $ 125.484.65
..It"''''
NAME OF A nORNEY(S): GRENEN & BIRSIC. P.C.. One Gateway Center. Nine
*******************
West. Pittsburgh. PA 1<;222
SHORT DESCRIPTION:
*****************
ALL THE RIGHT. TITLE. INTEREST AND CLAIM OF SCOTT A. METZGER
AND NA T ASH A J. METZGER OF. IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SOUTH MIDDLETON. COUNTY OF CUMBERLAND. AND STATE
OF PENNSYLVANIA. HAVING ERECTED THEREON. A DWELLING BEING
KNOWN AND NUMBERED AS 3<;0 WEST FIRST STREET. BOILING SPRING.
PENNSYLVANIA 17007. DEED BOOK VOLUME 120. PAGE 72. AND PARCEL
NUMBER 40-11-0284.00<;.
ATTENTION NEWSPAPERS: DO NOT PRINT ANYTHING APPEARING BELOW
DOUBLE LINE OR UNDERSCORED WITH ASTERISKS (.....).
TIllS COMPLETED fORM MUST BE fiLED IN TRIPUCA TE ALONG WITH ONE
COpy Of LONG DESCRIPTION AND WRIT. l.ONG DESCRIPTION MUST BE
SIGNED AND CONTAIN l.OT AND BLOCK DESIGNATION WHERE
APPLICABLE.
(Ust' .lddilioll.ll ,h",'I' for ,horl d"'<'I"il'lioll ",lwlll'\"('r 1ll'Cl'SS.lrY)
,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYL VANIA
NOR WEST MORTGAGE, lNG.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Term
vs.
SCOTT A. METZGER and
NATASHA]. METZGER,
Defendants,
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: Scott A. Metzger
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court
of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland
County, directed, there will be exposed to Public Sale in the
Commissioners Hearing Office
One Courthouse Square, 2nd Floor
Carlisle, Pennsylvania 17013
on March 3, 1999, at 10:00 A.M., the following described real estate, of which Scott A.
Metzger and Natasha]. Metzger, are the owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF SCOTT A. METZGER AND
NA T ASHA J. METZGER OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SOUTH MIDDLETON, COUNTY OF CUMBERLAND, AND STATE
OF PENNSYLVANIA. HAVING ERECTED THEREON, A DWELLING BEING
KNOWN AND NUMBERED AS 350 WEST FIRST STREET, BOILING SPRING,
PENNSYLVANIA 17007. DEED BOOK VOLUME 120, PAGE 72, AND PARCEL
NUMBER 40-11-0284-005.
The said W rjt of EXCCUlion has bccn issued on a judgmcnt in thc mortgagc forcclosu rc
action of
Norwest Mortgage, Inc.
Plaintiff,
vs.
Scott A. Metzger and
NatashaJ. Metzger,
Defendants
at Execution Number 97-3722 Civil Term in the amount of $125,484.65.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty
(30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the
Office of the Sheriff no later than ten (10) days from the date when Schcdule of Distribution is
filed in the Office of the Sheriff.
This paper is a noticc of the time and place of sale. It has been issued because there is a
judgment against you. It may cause your property to be held or taken to pay the judgment.
You lllay have legal rights to prevent your propcrty from being taken. A lawyer can advise
you more specifically of these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO
YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LA WYER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Courthouse
4th Floor
Carlisle, Pennsylvania 17013
(717) 240.6200
You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In
order to exercise those rights, prompt action on your part is nccessary,
You may have the right to prevcnt or delay the Sheriff's Sale by filing, before the sale
occurs, a petition to open or strike the judgment or a petition to stay thc execution.
If the judgment was entered bccause you did not file with the Court any defense or
objection, you might have within twenty (20) days after scrvice of the Complaint fur
Mortgage Foreclosurc and Notice to Dcfend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on timc. If the judgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid
claim to foreclose the mortgage or judgment.
You may also have the right to have the judgmcnt stricken if the Sheriff has not made a
valid return of service of the Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events. To exercise this right you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and
the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate
any other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND
BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE
SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS
FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.c.
i'
/.(
Bv: /, / ~~//'!
. D;niel]. Birsic, Esq~
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
NORWEST MORTGAGE, INC.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Tcrm
vs.
SCOTT A. METZGER and
NATASHAJ. METZGER,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: Natasha J. Metzger
TAKE NOTICE that by virtue of Ihe abovc Writ of Execution issued out of the Court
of Common Pleas of Cumberland County, Pcnnsylvania, and to the Shcriff of Cumberland
County, directed, there will be exposed 10 Public Salc ill the
Commissioners Hearing Office
One Courthouse Square, 2nd Floor
Carlisle, Pennsylvania 17013
on March 3, 1999, at 10:00 A.M., the following describcd rcal CSlate, of which Scott A.
Metzgcr and Natasha J. Metzgcr, are Ihc owncrs or rcputcd owncrs:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF SCOTT A. METZGER AND
NA T ASHA J. METZGER OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SOUTH MIDDLETON, COUNTY Of CU~IBERLAND, AND STATE
OF PENNSYLVANIA. HAVING ERECTED THEREON, A DWELLING BEING
KNOWN AND NUMBERED AS 350 WEST FIRST STREET, BOILING SPRING,
PENNSYLVANIA 17007. DEED BOOK VOLU~IE 120, PAGE 72, AND PARCEL
NUMBER 40-11-0284-005.
The said Writ of Exccution has becn issucd on a judgment in thc mortgagc forcclosure
action of
Norwest Mortgagc, Inc.
Plaintiff,
vs.
Scott A. Metzger and
Natasha J. Metzger,
Defendants
at Execution Number 97-3722 Civil Term in the amount of $125,484.65.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Officc of the Sheriff before distribution.
Schedule of Distribution will be filed with the Officc of the Sheriff no later than thirty
(30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the
Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is
filed in the Office of the Sheriff.
This paper is a notice of the time and place of sale. It has been issucd because there is a
judgment against you. It may cause your property to be held or taken to pay the judgment.
You may have legal rights to prevent your property from being taken. A lawyer can advise
you more specifically of these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO
YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LA \X'YER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Courthouse
4th Floor
Carlisle, Pennsylvania 17013
(717) 240.6200
You may have Icgal rights to prevent the Sheriff's Sale and thc loss of your property. In
order to exercise those rights, prompt action on your part is nccessary.
You may have thc right to prevent or delay the Shcriff's Salc by filing, bcfore the sale
occurs, a pctition to open or strike the judgmcnt or a petition to stay the cxecution.
If the judgment was cntercd bccausc you did not file with thc Court any dcfense or
objection, you might have within twenty (20) days after service of the Complaint fur
Mortgage Foreclosure and Notice to Dcfend, you may have thc right to have the judgment
opened if you promptly file a petition with the Court alleging a valid defense and a reasonable
excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid
claim to foreclose thc mortgage or judgment.
You may also have thc right to have the judgmcnt strickcn if the Sheriff has not made a
valid return of service of the Complaint and Notice to Defcnd or if the judgment was entered
before twenty (20) days after service or in ccrtain other events. To cxercise this right you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and
the Sheriff's Sale if you can show a defect in the Writ of Execution of service or dcmonstrate
any other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND
BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE
SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS
FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.C.
By: d:~( f>' L
D;niel J. Birsic, 'Esquire
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
,
PENNSYLVANIA
NORWEST MORTGAGE, INC.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Term
vs.
SCOTT A. METZGER and
NATASHAJ. METZGER,
Defendants.
AFFIDA VIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYLVANIA)
) SS:
COUNTY OF ALLEGHENY )
Norwest Mortgage, Inc., Plaintiff in the above action, sets forth as of the date the
Praecipe for the W rjt of Execution was filcd the following information concerning the real
property of Scott A. Metzger and Natasha J. Metzger, located at 350 West First Street, Boiling
Spring, Pennsylvania, 17007, and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF SCOTT A. METZGER AND
NA T ASHA J. METZGER OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SOUTH MIDDLETON, COUNTY OF CUMBERLAND, AND STATE
OF PENNSYLVANIA. HAVING ERECTED THEREON, A DWELLING BEING
KNOWN AND NUMBERED AS 350 WEST FIRST STREET, BOILING SPRING,
PENNSYLVANIA 17007. DEED BOOK VOLUME 120, PAGE 72, AND PARCEL
NUMBER 40-11-0284-005.
1. The namc and address of the owncrs or rcputed owners:
Scott A. Metzgcr
350 West First Street
Boiling Spring, PA 17007
Natasha J. Mctzger
104 East Willow Strect
Carlisle, P A 17013
2. The name and addrcss of the defcndants in thc judgment:
Scott A. Metzger
350 West First Strect
Boiling Spring, PA 17007
NatashaJ. Metzger
104 East Willow Strcct
Carlisle, PA 17013
3. The name and last known address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Norwest Mortgage, Inc.
PLAINTIFF
4. The name and address of the last record holder of every mortgage of record:
Norwest Mortgage, Inc.
PLAINTIFF
5. The name and address of cvery other person who has any record lien on the property:
Cumberland Domestic
Relations Section
P.O. Box 320
Carlisle, PA 17013
6. The name and address of every other person who has any record interest in the property
and whose interest may be affected by the sale:
None
7. The name and address of every other person whom the plaintiff has knowledge who has
any interest in the property which may be affected by the sale:
None
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
NOR WEST MORTGAGE, INC.,
Plaintiff,
vs.
SCOTT A. METZGER and
NA T ASHA J. METZGER,
Defendants.
) CIVIL DIVISION
)
) No.:97.3722 Civil Tcrm
)
)
)
) ISSUE NUMBER:
)
)
) TYPE OF PLEADING:
)
) MOTION FOR SERVICE OF NOTICE
) OF SHERIFF SALE PURSUANT TO
) SPECIAL ORDER OF COURT AND
) ORDER OF COURT
) NATASHAJ. METZGER ONLY
)
)
) CODE-
)
) FILED ON BEHALF OF:
)
) Norwest Mortgage, Inc.
)
)
) COUNSEL OF RECORD FOR THIS
) PARTY:
)
) Daniel J. Birsic, Esquire
) Pa. J.D. # 48450
)
) GRENEN & BIRSIC, P.c.
) One Gateway Ccntcr, Ninc Wcst
) Pittsburgh, P A 15222
) Firm #02j
) (412) 281-7650
)
)
)
)
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
NOR WEST MORTGAGE, INC.,
Plaintiff,
vs.
SCOTT A. METZGER and
NATASHAJ. METZGER,
Defendants.
) CIVIL DIVISION
)
) No.: 97-3722 Civil Term
)
)
)
)
)
)
)
)
)
)
)
)
MOTION FOR SERVICE OF NOTICE OF SHERIFF SALE
PURSUANT TO SPECIAL ORDER OF COURT
AND NOW, comes the Plaintiff, Norwest Mortgage, Inc., by and through its attorneys,
GRENEN & BIRSIC, P.C., and files thc within Motioll for Service of Notice of Sheriff's Sale
Pursuant to Special Order of Court under Pcnnsylvania Rule of Civil Procedure 430 as follows:
1. On or about July 10, 1997, Plaintiff filed a Civil Action - Complaint in Mortgage
Foreclosure against the Defendants, Scott A. Metzger and Natasha J. Metzger, at the
above-captioncd number and tcrm.
2. On or about July 10, 1997, Plaintiff delivcrcd to the Sheriff of Cumberland
County a copy of the Civil Action - Compl.lint in Mortg.lge Forcclosurc filcd by Pl.lintiff at the
above-captioncd number ,lI1d term along with dircction cards requesling that the Dcfclldants be
servcd a copy of thc Compl.tint ,11 their l.tst known ,Iddrcsscs bcing 350 WeSI First Strcct, Boilillg
Springs, Pennsylvania 17007. Truc alld corrCCI copics of thc Dircclions to Shcriff arc markcd
Exhibit" A", attachcd hcrcto .md n1.1dc .1 p.lrt hcrcof.
3. On or about July 11, 1997, Defcndant, SCOll A. Mctzgcr was scrvcd with a copy
of Plaintiff's Civil Action - Complaint in Mortgagc forcclosure at 350 Wcst First Strcet, Boiling
Springs, Pcnllsylvania 17007. A truc and corrcct copy of thc Shcriff's Rcturn is markcd Exhibit
"B", attach cd hercto and madc ,I part hcrcof.
4. On or about July 11, 1997, Dcfclldam, Natash,IJ. Mctzgcr was scrvcd with a copy
of Plaintiff's Civil Actioll - Complaint in Mortgagc Forcclosurc at 104 East Willow Strcet,
Carlisle, Pellnsylvania 17013. A truc and corrcct copy of thc Sheriff's Rcturn is markcd Exhibit
"C", attached hereto and made a part hereof.
5. On or about Septembcr 3, 1997, Pl.lintiff cntcrcd Default Judgmcnt against
Defelldants, Scott A. Metzgcr and NatashaJ. Mctzgcr in this at'tioll ill lhc .Imount of SilO, 120.24
and for foreclosure and salc of the mortgaged prcmiscs.
6. On or about Deccmber 16, 1998, Pl.timiff filcd wilh the Prothonotary a Praccipe
for Writ of Exccution on the judgmcnt in this ,Ictioll.
7. In accordance with P.l. Rulc of Civil Proccdurt' 3129, Pl.timiff mailed the
Defendant, Scott A. Metzger ,I truc .md corrt'ct copy of Pl.tintiff's Notict' of Shcriff Sale, by
certified mail, return rcccipt rcquestcd at his last kllown ,Iddrcss bcillg 350 W cst First Strcct,
Boilillg Spring, Pennsyl\'.mia 17007,111.1 by dirccting tht' Shcriff of Cumbcrlalld COllnty to post
thc property .11 350 Wcst First SlrccI. Boilillg Spring, PCllllsyh-.1I1ia 17007.
8. On or 'lbOUl Dcccmbcr 30, 1998, Plaintiff rcccivcd thc rcturn rcccipt card
cvidcncing scrvicc of thc pl.1intiff's Noticc of Shcriff's Salc on Dcfendant, Scott A. Mctzger at his
last known address bcing 350 Wcst First Strcct, Boiling Springs, Pcnnsylvania 17007. A truc alld
correct copy of thc rcturn rcccipt card is markcd Exhibit "D", attachcd hercto and made a part
hereof.
9. In accord.lOcc with Pa. Rulc of Civil Proccdurc 3129, Plaintiff mailcd the
Defendant, Natasha J. Metzger a truc and correct copy of Plaintiff's Notice of Sheriff Sale, by
certified mail, return rcceipt requcstcd at her 1m known addrcss being 104 East Willow Street,
Carlisle, PCllnsylvania 17013 and by directing the Sheriff of Cumbcrland County to post the
property at 350 West First Street, Boiling Sprillgs, Pennsylvania 17007.
10. As of January 4,1999, the certified mail regarding Defendant, NatashaJ. Metzger
has been returncd to Plaintiff indicating that thc Defendallt moved and left no forwarding address.
A true ;1nd correct copy of the returncd ccrtificd mail envelope is markcd Exhibit "E", attached
hereto and m'ldc a p;1rt hereof.
11. An Affid,IVit of thc Plaintiff stating the n.llure ;1nd cxtent of thc invcstigation
which has bcen made to dctcrmine Ihc where;1bouts of the Defendant, NatashaJ. Metzger and the
reasons why scrvice of the Notice of Sheriff's S,lle cannot bc made, is marked Exhibit "F",
;1tt;1chcd hcreto .lOd m,lde ;1 pari hercof.
WHEREfORE, Pl.1intiff rcspectfully rcqucsts th;1t Ihis Honorable Court 10 permit thc
Plaintiff to scrvc Dcfcnd.ml, N.lt.\sh.lJ. MClzgcr by m;1iling a truc .10.1 corrcct copy of the Noticc
SHERIFF"S INSTRUCTION
TO:
Sheriff of Cumberland County. Pennsvlvania
PLAINTIFF:
Norwest Mortgage, Inc.
DEFENDANT(S):
Scott A. Metzger and Natasha 1. Metzger
TYPE OF WRIT
OR COMPLAJNf:
COMPLAJNf IN MORTGAGE FORECLOSURE
SERVE AT:
350 West Isl Street
Boiling Springs, P A 17007
Sir: Please serve the Defeodaot, Scott A. Metzger, OR ao adult mtmber of the family with
whom sbe resides, OR ao adult 10dlvldua110 charge ofthe resldeoce with a true aod correct
relostated copy of the Civil Actloo-Complalot 10 Mortgage Foreclosure.
Date of Service:
Time:
Served Upon (If someone
olher than Defendant):
Address (if different
than as staled above):
Cumberland County Sheriffs Office:
Name:
Title:
Date:
PLEASE RETURN SERVICE TO THE FOLLOWING ADDRESS IN THE ENCLOSED SELF-
ADDRESSED, STAMPED ENVELOPE TO:
Grenen & Birsic, P .C.
ATfN: Michelle
4076 Market Street. Suite 210
Camp Hill, P A 170 \I
DATED:
7 It{ /1;
I '
G
BY:
A. DIETIERICK, ESQUIRE
Atto eys for Plaintiff
4076 Market Street, Suite 210
Camp Hill, PA 170\1
(412) 281-5197
SHSRIF~'S RETURN - REGULAR
CAS~ NO: t9?7-0J7:: F
CUMl1IJNW.:AUH LlF F.:rHISYLYANIA:
COIJNTY I.W CUMS.::lLANC'
NUHW~ST MU2n;AG~ rNC
Y":'
M~T~G~R SCOrT A ET AL
!\ATHY J C A:\t'.:H
. Sh~riif ~r 0eputy Sher~i~ ~~
CUMEC}H.A~t[l Cctlnty, Fennsyl'/?D1.3. .....h,' t'?:.n.; 01;1, ::....':'rr. .:;cccrdin.;
to 1:;.." :=~ys.
the within COrl~I.Ar~'r - MC~I' ~~R~
....3.~
---..-...
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lJr't:lrl M~;T<13:::E ~1,\T.\:.;;.lA J
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~-::~'/ at
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c:\:~r.!~~L~:. f'A T. /tlI1:
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C.1lJnty, r'enn:=:/1.'J5:1i.s. t-y h~rld'i_i1~ 't:. HATASHA l'!-'r.~G;.~~
a true and '3ttesto:d copy o=: th;;> CUMPLAfHT - M'Ji\T ;.".':;::
anli at the sa~e time directing H~~ 3tt~nt1on tc the =~ntent:= th'?re~=.
:=her:.fi';: Ccst,;-:
!)ock-::-t in~
Ser'Ji,=Sl -
Af:f!.::3~}i~
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3. Article Addressed to:
I also wish to receIVe the
followIng servIces (lor an
extra fee):
1. 0 Addressee's Address
2..P(Bestncted Delivery
Consult postmaster for fee.
4a. Article Number
L\1cB 5-\ \
4b. Service Type
o Regislered ,'2(Certlfied
o Express Mall 0 Insured
elum ReceIpt lor Merchandise 0 COD
7. Dale at Delivery
/0< 30 .qro
8. Addressee's Address (Only It requested
and tee IS paid)
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SENDER:
. Complete Items 1 and/or 2 tor aOdltlOnal sel'VlCes.
. Compkue Ilems 3, 4a. and 4b
. Pnnt your name and address on the reverse of this form so thai wg can .etum It'lIS
cardIa you
. A"ach thiS form 10 the lronl otltle mallpece. or on Ihe back It space does nol
permit
. Wrrle oRB/um RBCfJIpt Requestfld" on the maJtpl8Ce below the artICle number
. The Aetum A&Cetpt Will shOw to whom the artICle was oohvered d.ncIlhtt date
delivered.
~A.~~"
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}b\i~ ~~i~\ PA
I
10259>'''.,0229 Domestic Relurn Receipt
Postmaster Date~
('("\("\,...,\f::> Qf.\ \-=\O\~
C' I
rty, State, lip Code
Requcsl for Changc of Address or Doxholder
Information Needed for Scrvice or Legal Process
Please furnish tlle new address or Ihe name and strect address(ifboxholder) for the following:
, Name: \.. 'Y::A-r'\~, \" ~:\-~c-
! Address: \()l..\ !-(\~ Ill. \ b I '\ ~-\-~
NOTE: The name and the last known address are required for change of address information. The name, ifknown, and Post
Office Box address are required for Boxholder informalion.
The following infonnalion is provided in accordance wilh 39 CFR 265.6(d)(8)(h). There is no fee for providing boxholder
information. The fee for providing change of address information is waived in accordance wilh 265.6(d)(I) and (2) and
corresponding Administrative Support Manual 352.44a and b.
I. Capacity of requester: (e.g. process server. allorney, party representing himself.)
~,r"""',~ '\:"y\"io \ " -~";,<'":"-.iC'
2. Statute or regula' n thai empowers me to serve process (not required when requester is an allomey or a party aCling pro
se= except corporation acting pro se musl cite:
3. The names of all known parties 10 the litigalion: ,\ ~\..-,... _ .......~\
Is 'N-\ ,~..\- \-\t'\~l 'Is., ~C":\-\- f:>.... \-lA\-~\~ \.b..~ L.L ~. \ ~~\
4. The court in which the ca ha een or will be heard:
('01 '0+ cP ('n('\'\~ \)'A-\co., r~ C' ,...,\'<','('\Cl"\r\r-cl. Col.:>~
5. The docket or other identifying number if one is issued: ~4. - ~~ Qr0\ \ \e."rt
6. The capacity in which Ihis individual is 10 be served:(e,g. defendant or witness.)
~~r&
W AR.."iING
The submission of false information to obtain and use change of address information or boxholder
, information for any purpose other than the service or legal process in connection with actual or prospective liligalion
could result in penalties including a fine up to $ 10,000.00 or imprisonment or (2) To avoid payment of the fee for
change of address information of not mote than (Titlel8 V.S.C. Section IDOl.
I I certify that the above information is true and that the change of address information is needed
! and will be used solely for service of legal process in conneclion with actual or prospective litigation.
:~ -c- ,C"\ ~ ,,,~..-d
i Signature
,
Grenen & Birsic. P..C.
Address One Galeway Center, Nine West
City, Slate, Zip Code Pittsburvh. PA 15222
FOR POSTOFFICE ONL Y
_ Not kno\m at address give,
_ Moved. left no forwarding address.
_ No such address.
_ No Change of address order on file.
Name and Slreet address
A IT ACHMENT "D'
Pas 1m aster [)ate~
r t"\ r- \ \ '" \r-, I 0A \ "':\a\~
Cily, Slatc, Zip Codc
I{equest for Changc of Addrcss or Doxholder
Informalion Nceded for Scrvice or Legall'rocess
Plcas.e furnish the ne\~ address or the namc and Slrcel addrcss(ifboxholder) for Ihe :ollowin,f)
Name: l 'Y:*f\.~1 \' ~:\-~\" \r^~~
Addrcss: \C)l-\ I-(\~ II), \ hi', ~-\-~
NOTE: TIle namc and Ihe last ~nown address arc rcquired for changc of address informalion . TIle name, if known, and Posl
Officc Dox address are required for Doxholder information.
The following information is provided in aecordancc wilh 39 CFR 265.bld)(8)(h). There is no fce lor providing boxholder
information. The fee for providing change of address information is waived in accordance wilh 265.6(d)( I) and (2) and
corrcsponding Administralive Support Manual 352A4a and b.
I. Capacity ofrcquester: (e.g. process server. altomey, party rcpresenting himself.)
Mt--,r-0C->'~ \'--c--,"io \ \' ~\~iC
2. Statule or rcgula . n thai empowers me to serve process (not rcquircd when requester is an attorney or a party acting pro
se= excepl corporation acting pro se musl cilc:
3. TIle names of all known parties to Ihe liligalion: """ _ \--t_ \
Is T-C"\ ,~\...-0.~<<) 'IS-. y~ r.:>... \-\::rr~\~ lli-\cB w.. ~. , ~~\
4. TIle court in which Ihe ca ha een or will be heard:
('r-..'~ ~ C'n0"ll"YY'-r\ \J'Ar.<>s r~ (' "\~~("\(\f'c:i c.o.u~
5. TIle docket or other identifying numbcr ifone is issued: C\":\. - ~~ Q,~\\ \e.('~
6. The capacily in which Ihis individual is 10 be served:(e.g. defendant or witness.)
~~rn-
WARNING
The submission of false information to obtain and use change of address information or boxholder
information for any pwpose other than the service or legal process in connection with actual or prospeclive litigation
'could resiiTf 10 penaliies li1C1iJollig a ime up to)' IV;U'UU~uv or'unpi"ulllncrh VI'\.:/'~V'd\-Urt.puj-ni\.'lt.v.'h;.""'-,':'\1.
change of address information of no I mote than (Title18 U.S.C. Section 1001.
I certify Ihalthe abovc information is true and that the change of address information is needed
and will be used solely for service of legal process in conncction wilh actual or prospective litigalion.
~-E'\C'\~""~
Signature
,
Grcnen & sirsie. P..C.
Addrcss One Gateway Cenler, Nine Wesl
City, Stale, Zip Code Piltsbur~h. P A 15222
FOR POSTOFFICE ONL Y
Not kno\\TI al address give.
~ Movcd. left no forwarding addres,s.
_ No such address. ,
No Change of address order on file.
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IN THE COURT Of COMMON PLEAS Of CUMBERLAND COUNTY,
PENNSYL VANIA
Plaintiff,
) CIVIL DIVISION
)
) NO.: 97-3722 Civil Tcrm
)
)
)
)
)
)
)
)
NORWEST MORTGAGE, INC.,
vs
SCOTT A. METZGER and
NATASHAJ. METZGER,
Dcfcndants.
Pa. R.C.P. RULE '\129.2(~)(2)
LIENHOLDER AFFIDA VIT Of SERVICE
I, Brian B. Dutton, Attorney for Plaintiff, Norwest Mortgage, Inc., being duly sworn
according to law, deposes and makes the following Affidavit regarding service of the notice of the
sale of real propcrty on all persons Ilamed in Paragraphs 3 through 7 of Plaintiff's Affidavit
Pursuant to Rule 3129.1 as follows:
1. By letters dated December 16, 1998, ulldersigllcd counsel served all persons
(other than thc PlaintifQ named in Paragraphs 3 through 7 of Plaintiff's Affidavit Pursuant to
Rule 3129.1 with a notice of the salc of rcal propcrty by ordinary mail at the respective addresses
set forth in the Affidavit Pursuant to Rulc 3129.1. True and correct copics of said Affidavit
Pursuant to Rule3129.1 and Certificatc of Mailing, arc marked Exhibit" A", attached hereto, and
nude a part hercof.
EXHIBIT "A"
(
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
NORWEST MORTGAGE, INC.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Term
vs.
SCOTT A. METZGER and
NA T ASHA J. METZGER,
Defendants.
AFFIDAVIT PURSUANT TO RULE 3129.1
COMMONWEALTH OF PENNSYL VANIA )
) SS:
COUNTY OF ALLEGHENY )
Norwest Mortgage, Inc., Plaintiff in the above action, sets forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property of Scott A. Metzger and NatashaJ. Metzger, located at 350 West First Street, Boiling
Spring, Pennsylvania, 17007, and is more fully described as follows:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF SCOTT A. METZGER AND
NA T ASHA J. METZGER OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SOUTH MIDDLETON, COUNTY OF CUMBERLAND, AND STATE
OF PENNSYLVANIA. HAVING ERECTED THEREON, A DWELLING BEING
KNOWN AND NUMBERED AS 350 WEST FIRST STREET, BOILING SPRING,
PENNSYLVANIA 17007. DEED BOOK VOLUME 120, PAGE 72, AND PARCEL
NUMBER 40-11-0284-005.
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Norwcst Mortgagc. Inc.
-V5-
Scott A. Mctzgcr and Natasha J.
Mctzger
In thc Court of Common Pleas of
Cumbcrland County. Pcnnsylvania
NO. 97-3722 Civil Term
Michacl E. Barrick. Deputy Shcriff. who bcing duly sworn according to law, says on January
6,1999 at 1:36 o'clock P.M. E.S.T.. he postcd a copy of Rcal Estalc Writ Notice Poster and
Description on thc propcrty of Scott Metzgcr and Nalasha Metzger localcd at 350 West First
Strcct, Boiling Springs, Cumberland County, Pennsylvania according 10 law.
Michael E. Barrick. Dcputy Shcriff, who bcing duly sworn according to law, says on January
14.1999 at 8:38 o'clock P.M.E.S.T.. he scrved a lruc copy of Rcal eslatc Writ Noticc Poster and
Dcscription, in the above entitled action upon onc ofthc within namcd dcfendants 10 wit: Scott
Mctzger by making known unto Bccky Magaro, Roommate al 350 Wcst Firsl Strcet. Boiling
Springs, Cumberland Counly. Pcnnsylvania. its contents and althe same timc handing to hcr
personally thc said true and attested copies of the samc.
R. Thomas Kline. Sheriff. who being duly sworn accordillg to law. says he served Ihe above
Rcal Estatc Writ Notice Posler and Dcscriplion in the following manner: The Sheriff mailcd a
notice ofthc pcndcllcy oflhc action by Ccrtificd Mail RclUrn Rcceipt Requeslcd. Rcstricled
Dclivery Delivcr to Addrcssce Only to one of the wilhin namcd dcfcndants 10 wit: Natasha
Mctzger to her last known address J 04 Easl Willow Strcet, Carlisle, Pennsylvania.. This letter
was mailcd under the dale of January 2 I, 1999 and rcturned to Ihe Sheriffs Officc on January 25.
1999 with rcason checked Movcd and Lcft No Addrcss.
R. Thomas Kline. Shcriff. who being duly sworn according to law. says he scrved the abovc
Real Estatc Writ Noticc Poslcr and Dcscriplion. in Ihe abovc cntillcd aclion in Ihc following
manner: The Sheriff mailed a nolicc of the pClldcncy ofthc action 10 one oflhc wilhin namcd
defcndants 10 wit: Scott A. Mctzger by rcgular mail. lllis letter was mailed undcr thc date of
January 21, 1999 and never returncd to the Sheriff s Office.
R. Thomas Kline. Sheriff. who bcing duly sworn according to law. says he served the above
Rcal Eslate Wril NOlice Poster and Dcscriplion in Ihe following Mallncr: Thc Sheriff mailed a
nolice of the pendency of the action by regular 10 onc of the within namcd defcndants 10 wit:
Nalasha Metzger 10 her last known addrcss 104 East Willow Streel. Carlisle. Pennsylvania. This
letter was mailed undcr the date of January 25. 1999 and rclurncd to Ihe Sheriffs Office.
On Jalluary 27. 1999 with reason chccked Mo\'Cd and Left No forwarding Address.
So ans?:_~./
~ -t: ~~
R. Thomas Kline. Sheriff '1' -e;,;.
By -r~iH",,-Ji..1t
Real Estale Depuly
I
1. The name and address of the owncrs or rcputed owners:
Scott A. Metzger
350 West First Street
Boiling Spring, PA 17007
NatashaJ. Metzger
104 East Willow Strm
Carlisle, PA 17013
2. The name and addrcss of the defendants in the judgment:
Scott A. Metzger
350 West First Street
Boiling Spring, PA 17007
Natasha J. Metzger
104 East Willow Street
Carlisle, P A 17013
3. The name and last known address of every judgment creditor whose judgment is a record
lien on the real property to be sold:
Norwest Mortgage, Inc.
PLAINTIFF
4. The name and address of the last record holdcr of cvery mortgage of record:
Norwest Mortgage, Inc.
PLAINTIFF
5. The name and addrcss of every other pcrson who has any record lien on the property:
Cumberland Domestic
Relations Section
P.O. Box 320
Carlisle, P A 17013
6. The name and address of cvery other person who has any record intercst in the property
an<l whcse interest may be affected by the sale:
None
7. The name and address of every other person whom the plaintiff has knowledge who has
any interest in the property which may be affected by the sale:
None
I
I verify that the statements madc in thc Affidavit arc truc and corrcct to thc best of my
personal knowledge, information and bclief. I understand that falsc statements hcrein are
made subject to the pcnalties of 18 Pa. C.S.A. $4904 relating to unsworn falsification to
authorities.
Dated: I J. / I ~' / 7 f
I ,
. ,/: c-// / i
Danicl J. Birsic, Esquirc
Attorney for Plaintiff
SWORN to and subscribed before
me this
Notary Public
Nolana' Seal
Aileen ....lal1lo, Notary Public
Pittsburgh. Allegheny County
"'y Commlsslon Expires Nov. 16,2002
Member. Pen:lsytvanla ASSQC1ahon ~ Notanes
IN THE COURT Of COMMON PLEAS Of CUMBERLAND COUNTY,
PENNSYLVANIA
NORWEST MORTGAGE, INC.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Term
vs.
SCOTT A. METZGER and
NATASHAJ. METZGER,
Defendants.
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
TO: Scott A. Metzger
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court
of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland
County, directed, there will be exposed to Public Sale in the
Commissioners Hearing Office
One Courthouse Square, 2nd Floor
Carlisle, Pennsylvania 17013
on March 3,1999, at 10:00 A.M., the following described real estate, of which Scott A.
Metzger and Natasha J. Metzger, are the owners or reputcd owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF SCOTT A. METZGER AND
NATASHAJ. METZGER OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY:
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF SOUTH MIDDLETON, COUNTY OF CUMBERLAND, AND ST ATE
OF PENNSYL VANIA. HAVING ERECTED THEREON, A DWELLING BEING
KNOWN AND NUMBERED AS 350 WEST FIRST STREET, BOILING SPRING,
PENNSYLVANIA 17007. DEED BOOK VOLUME 120, PAGE 72, AND PARCEL
NUMBER 40-11-0284-005.
Y oUlllay h.lVe Icg,ll rights to prcvclllthc Shcriff's Salc and thc loss of your property. 111
ordcr to cxcrcisc thosc rights, prompt action on your p.lrt is ncccss.lry.
You may have thc right to prcvcnt or delay the Shcriff's Salc by filing, beforc the sale
occurs, a pctition to opcn or strikc thc judgment or a pctition to St.1y thc cxccution.
If thc judgmcnt was cntcred because you did not filc with thc Court any defcnse or
objection, you might havc within twenty (20) days after scrvicc of thc Complaint fur
Mongagc Forcclosurc and Notice to Dcfend, you may havc tbc right to havc thc judgmcnt
opened if you promptly file a pctition with the Court allegir.g a valid dcfcnsc and a reasonable
excuse for failing to file thc defcllse on time. If thc judgment is opened the Sheriff's Salc
would ordinarily be delayed pellding a trial of the issue of whcther thc plaintiff has a valid
claim to forcclose the mortgagc or judgment.
You may also havc thc right to have the judgment strickcn if the Shcriff has not madc a
valid rcturn of service of the Complaint and Notice to Defcnd or if the judgment was entered
before twenty (20) days after service or in certain other events. To excrcise this right you
would have to file a petition to strike the judgment.
You may also have the right to petition thc Court to stay or dclay the execution and
the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate
any other legal or equitable right.
YOU MAY ALSO HA VE THE RIGHT TO HA VE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND
BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE
SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS
FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFfiCE OF THE SHERIFF.
GRENEN & BIRSIC, P.c.
/ /' /> /
By: l'll/,--~ /
. D;niel J. Birsic, Esquire
Attorney for Plaintiff
The said Writ of Execution has becn issucd on a judgmcnt in Ihc mortgagc forcclosure
action of
Norwest Mortgagc, Inc.
Plaintiff,
vs,
Scott A. Metzger and
Natasha J. Metzger,
Dcfendants
at Execution Number 97-3722 Civil Term in the amount of $125,484.65.
Claims against the property must be filed with the Sheriff before the above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty
(30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the
Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is
filed in the Office of the Sheriff.
This paper is a notice of the time and place of sale. It has been issued because there is a
judgment against you. It may cause your property to be held or taken to pay the judgment.
You may have legal rights to prevent your property from being taken. A lawyer can advise
you more specifically of these rights. If you wish to exercise your rights, you must act
promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO
YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Courthouse
4th Floor
Carlisle, Pennsylvania 17013
(717) 240-6200
You may havc legal rights to prcvcnt thc Shcriff's Salc .1lld thc loss of your propcrty. In
ordcr to cxcrcise those rights, prompt action on your part is ncccss.lry.
You may havc thc right to prcvcnt or dclay thc Shcriff's S.llc by filin!;, beforc thc salc
occurs, a pctition to opcn or strikc thc judgmcnt or .1 pctitiolllO stay thc cxccution.
If the judgmcnt W,IS cntcrcd bt'c.lusc you did not filc with thc Court any dcfensc or
objection, you might havc within twcnty (20) days aftcr scrvicc of thc Complaint fur
Mortgagc Foreclosurc alld Noticc to Dcfcnd, you may havc thc right to have the judgment
opencd if you promptly filc a pctition with thc Court allcging a valid defensc and a rcasonable
excuse for failing to filc thc dcfcnse on timc. If thc judgmcnt is opcncd the Sheriff's Sale
would ordinarily be delayed pcnding a trial of thc issuc of whethcr thc plaintiff has a valid
claim to forcclosc the mortgagc or judgmcnt.
You may also havc the right to h.lYc thc judgmcnt strickcn if thc Shcriff has not made a
valid return of service of thc Compl,lint and Notice to Defcnd or if the judgment was entered
before twenty (20) days after scrvice or in certain other cvents. To cxercise this right you
would have to file a petition to strike the judgment.
You may also have the right to petition the Court to stay or delay the execution and
the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate
any other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF
THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT,
YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND
BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE
SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS
FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF
DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.c.
"
By: //;~( J'~/L
D;niel J. Birsi~, 'Esquirc
Attorney for Plaintiff
;
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYL VANIA
NORWEST MORTGAGE, INC.,
CIVIL DIVISION
Plaintiff,
NO.:97-3722 Civil Term
vs.
SCOTT A. METZGER and
NATASHAJ. METZGER,
Defendants.
LONG FORM DESCRIPTION
ALL that certain lot of ground situated in South Middleton Township, Cumberland
County, Pennsylvania, bounded and described as follows:
BEGINNING at a point in the center of Pennsylvania Legislative Route No. 21009, being
the road leading from Boiling Springs to Craighead, which point is 813 feet measured
northwestwardly along the center line of said road from the common corner of lands now or
formerly of Norman W. Woods and Fay S. Woods, husband and wife, and Earl L.
Brenneman; thence from said beginning point by lands now or formerly of Lawrence E. Hoak
South 27 degrees 30 minutes West 150 feet to a stake; thence by lands now or formerly of
Norman W. Woods and Fay S. Woods North 59 degrees 40 minutes West 100 feet to a stake;
thence by the same North 27 degrees 30 minutes East 150 feet to a point in the center of said
road; thence by the center line of said road South 59 degrces 40 minutes East 100 feet to the
Place of BEGINNING.
SUBJECT, however, to the following restrictions, set forth in Deed Book B, Volume 19,
page 505, to the extent applicable to grantees, their heirs andlor assigns.
UNDER AND SUBJECT NEVERTHELESS, to all rights of way, eascments, restrictions
andlor conditions of record.