HomeMy WebLinkAbout97-03773
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THE LAW FIRM OF;;. .
KILLIAN Be GEPHART
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218 PINE BTHEET
CERTIFIED COPY
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ft. 0 BOll. Be.
HARRISEILiR-ci. PENNSYLVANIA 17108.0886
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JOANN M. GULA.
PlaintilT
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY.
PENNSYL VANIA
v.
NO. 97-3773 CIVIL
WILLIAM P. GULA.
Defendant
CIVIL ACTION - LAW
IN DIVORCE
PRAECIPE TO TRANSMIT RECORD
TO THE PROTHONOTARY:
Transmit the record. together with the following information, to the Court for entry
ofa divorce decree:
I. Ground for divorce: Irretrievable breakdown under Section 3301(c) of the
Divorce Code.
2. Date and manner of service of the Complaint: Upon Samuel L. Andes,
Esquire, attorney for Defendant, as evidenced by the attached Affidavit of
Acceptance of Service.
3. Date of execution ofthe affidavit of consent required by section 330 I (c) ofthe
Divorce Code: by PlaintilT, on February 22. 2000; by Defendant, on February
22, 2000 which are being filed contemporaneously herewith.
4. Related claims pending: None.
5. Date of execution of Waiver of Notice ofIntent by PlaintilT on February 22,
2000; by Defendant on February 22, 2000 which are being filed
contemporaneously herewith.
J Paul Helvy, Esqui
iIIian & Gepha
218 Pine Street, P.O. Box 886
Harrisburg, P A 17108-0886
(717) 232-1851
Attorney ID #53148
Dated: February 29, 2000
Attorneys for Plaintifi'
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i,1 JOANN M, GULA,
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, WILLIAM p, GULA,
Ii Defendant
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) IN THE COURT OF COMMON
) PLEAS OF CUMBERLAND COUNTY,
) PENNSYLVANIA
)
) CIVIL ACTION - LAW
)
) NO, 97-3773 CIVIL TERM
)
) IN DIVORCE
AFFIDAVIT OF CONSENT
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:' 1. A Complaint in Divorce under Section 3301 (c) of the Divorce Code was filed on
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illl July 1997 and was served upon the Defendant on or about August 8, 1997,
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i' 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90)
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idays have elapsed from the date of filing of the complaint and the date of service of the
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i'complaint on the Defendant.
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i: 3, I consent to the entry of a final decree in divorce either after service of a Notice of
"Intention to Request Entry of the Decree or upon filing of my Waiver of the Notice of
Intention to Request Entry of the Decree,
:1 4, I have been advised of the availability of marriage counseling and understand that
the Court maintains a list of marriage counselors and that I may request the Court to require
"
,my spouse and I to participate in counseling and, being so advised, do not request that the
':Court require that my spouse and I participate in counseling prior to the divorce becoming
;final.
I verify that the statements made in this Affidavit are true and correct and I
'understand that false statements herein are made subject to the penalties of 18 Pa, C,S.
Section 4904 relating to unsworn falsification to authorities.
Februarv 22 , 2000
DATE
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JOANN M, GULA, ) IN THE COURT OF COMMON
Plaintiff ) PLEAS OF CUMBERLAND COUNTY,
) PENNSYLVANIA
)
vs. ) CIVIL ACTION - LAW
)
) NO. 97-3773 CIVIL TERM
WILLIAM P. GULA. )
Defendant ) IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY
OF A DIVORCE DECREE UNDER SECTION 33011c) OF THE DIVORCE CODE
1. I consent to the entry of a final decree in divorce without notice,
2. I understand that I may lose rights concerning alimony, division of property,
lawyer's fees, or expenses if I do not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce decree is entered by the
court and that a copy of the decree will be sent to me immediately after it is filed with the
Prothonotary.
I verify that the statements made in this Affidavit are true and correct, I understand
that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904
relating to unsworn falsification to authorities.
Fphm"ry 22, 2000
Dated:
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JOANN M. GULA,
Plointiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
vs,
CIVIL ACTION - LAW
NO, 97-3773 CIVIL TERM
WILLIAM p, GULA,
Defendont
IN DIVORCE
AFFIDAVIT OF CONSENT
1. A Comploint in Divorce under Section 3301 (c) of the Divorce Code was filed on
11 July 1997 ond wos served upon the Defendant on or about August 8, 1997 .
2. The morrioge of Plointiff ond Defendant is irretrievably broken and ninety (90)
days have elopsed from the dote of filing of the complaint and the date of service of the
complaint on the Defendont.
3. I consent to the entry of a final decree in divorce either after service of a Notice of
Intention to Request Entry of the Decree or upon filing of my Waiver of the Notice of
Intention to Request Entry of the Decree.
4. I hove been odvised of the availability of marriage counseling and understand that
the Court mointoins 0 list of marriage counselors and that I may request the Court to require
my spouse and I to porticipote in counseling and, being so advised, do not request that the
Court require that my spouse and I participate in counseling prior to the divorce becoming
finol.
I verify that the statements made in this Affidavit are true and correct and I
understand that folse statements herein are made subject to the penalties of 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities. 1 1
ifJ, J i
_.!::-~bruary 22, 2000
DATE
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JOANN M, GULA,
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
vs.
CIVIL ACTION - LAW
WILLIAM P. GULA,
Defendant
NO. 97-3773 CIVIL
IN DIVORCE
MOTION FOR PHYSICAL EXAMINATION AND
EVALUATION OF EARNING CAPACITY OF PLAINTIFF
AND NOW comes the above-named Defendant. by his allorney, Samuel L. Andes,
and moves the Court. pursuant to Pa R.C.P. 4010 and Pa R.C.P. 4010.1. for a physical
examination and a evaluation of earning capacity of Plaintiff, based upon the following:
1, The Petitioner herein is the Defendant, William P. Gula,
2. The Respondent herein is the Plaintiff, Joann M. Gula,
3. This mailer is currently pending before the Master for hearings scheduled in
early 2000.
4. One of the significant issues in the case revolves around Plaintiff's claim for
alimony and her alleged physical limitations and limited earning capacity. Important
facts relating to these claims are as follows:
A. Plaintiff has contended before the Master that her employment is
limited by "health issues", but has failed to describe or define those health
issues or provide any information about them.
5. Plaintiff holds a bachelor's degree and held employment during the early years
of the marriage from which she earned more than $30,000.00 per year.
6. Plaintiff and Defendant share physical custody of their children on a equal
basis and, as a result, Plaintiff is as is Defendant.
7. Plaintiff has held no employment since the separation of the parties more than
two years ago and has made no effort to hold employment during that time.
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II 8. Plaintiff has requested this court grant her an award of alimony in an amount
II sufficient that she would not have to hold employment. but could live on the alimony
'lalone,
!i 9. In order for the Defendant to produce the evidence required by the Master and
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II this court to properly hear and decide the economic claims in this case. Defendant
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flrequires the following:
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'i A. A physical medical examination of Plaintiff by a qualified
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! examiner. to determine whether Plaintiff has any physical or medical
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:i problems which limit her ability to hold gainful employment: and
Ii B. An evaluation by a qualified employment or vocational expert to
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, develop evidence about Plaintiff's earning capacity,
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:: 10. Defendant has requested that Plaintiff submit voluntarily to a physical
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I' examination and an evaluation of her earning capacity and Plaintiff has declined to do
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liso. Defendant believes, therefore. that an order compelling such examination and
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:[evaluation will be necessary.
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, WHEREFORE, Defendant moves this Court to order Plaintiff to submit to a physical
examination by an examiner selected by Defendant. in accordance with Pa R.C.P. 4010
and to submit to and cooperate with an evaluation of Plaintiff's earning capacity in
accordance with Pa R.C,P. 4010.1.
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Samuel L. Andes
Attorney for Defendant
Supreme Court ID # 17225
525 North 12th Street
Lernoyne. PA 17043
(717) 761-5361
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JOANN M. GULA,
Plaintiff
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
vs,
CIVIL ACTION - LAW
NO, 97-3773
CIVIL TERM
WILLIAM p, GULA,
Defendant
IN DIVORCE
MOJION_TO_MAKE.RULE,ABS,OLUTE
AND NOW comes the above-named Defendant, William p, Gula, by his attorney,
Samuel L. Andes, and moves the Court to make absolute the Rule issued in this case on 11
November 1999, based upon the following:
1. The moving party herein is the Defendant, The respondent herein is the
Plaintiff ,
2. On 11 November 1999, in response to the Defendant's Petition, this Court
entered a Rule upon the Plaintiff, to show cause why she should not be ordered to submit to
and cooperate with a physical examination and an evaluation of her earning capacity, The
Rule was to be served upon Plaintiff's counsel of record and was to be returnable twenty
days from the date of service, Attached hereto and marked as Exhibit A is a copy of that
Rule,
3, Defendant's attorney served a copy of said Rule upon Plaintiff's attorney on 18
November 1999, Attached hereto and marked as Exhibit B is a copy of an Affidavit of
Service which Defendant's counsel has now filed,
4. To date, Plaintiff and her attorney have made no response to the said Rule and
the Petition by Defendant on which said Rule was issued.
5. To date, Plaintiff and her attorney have made no response whatsoever to said
Rule, made no objection to it, and have not asked for any additional time to respond.
JOANN M. GULA,
Plaintilf
vs.
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IN THE COURT OF COMMON
PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
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CIVIL ACTION - LAW
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WILLIAM P. GULA,
Defendant
MOTION FOR PHYSICAL EXAMINATION AND_
EVALUATION OF EARNING CAPACITY OF PLAINTIFF
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NO. 97-3773
IN DIVORCE
CIVIL
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AND NOW comes the above-named Defendant. by his attorney, Samuel L. Andes,
and moves fhe Court. pursuant 10 Pa R.C.P. 4010 and Pa R,C.P. 4010.1. for a physical
examination and a evaluation of earning capacily of Plaintiff. based upon fhe following:
1. The Pefilioner herein is the Defendant. William P. Gula.
2. The Respondent herein is the Plainliff, Joann M. Gula.
3. This mailer is currently pending before the Master for hearings scheduled in
early 2000.
4. One of the significant issues in Ihe case revolves around Plaintiff's claim for
alimony and her alleged physicallimilalions and limited earning capacity. Important
,
" faels relating to these claims are as follows:
A. Plaintiff has con fended before the Master that her employment is
Iimiled by "health issues", bul has failed to describe or define Ihose health
issues or provide any information about them.
5. Plaintiff holds a bachelor's degree and held employment during the early years
of the marriage from which sh~ earned more than $30.000.00 per year.
6. Plaintiff and Defendant share physical custody of their children on a equal
basis and. as a result. Plainliff is as is Defendant.
7. Plaintiff has held no employment since the separalion of Ihe parties more than
:two years ago and has made no elloll to hold employment during Ihallime.
8. Plainliff has requesteu Ihis COUlt gIant her an aWOld of alimony in an amount
suflicient Ihat she would nol hove 10 hold employment. but could live on Ihe alimony
alone.
9. In order for Ihe Defendanllo produce Ihe evidence required by Ihe Masler and
this court to properly hear and decide the economic claims in this case. Defendant
requires Ihe following:
A. A physical medical examinalion of Plainliff by a qualified
examiner. to determine whether Plainliff has any physical or medical
problems which limit her abilily to hold gainful employmenl; and
B. An evalualion by a qualified employment or vocational expert to
develop evidence aboul Plainliff's earning capacily.
10. Defendanl has requested thai Plainliff submit volunlarily 10 a physical
examinalion and an evalualioll of her earning capacity and Plaintiff has declined to do
so. Defendan' believes. Iherefore. thai an order compelling such examinalion and
evaluation will be necessary,
WHEREFORE. Defendant moves this Courl to order Plaintiff to submit fo a physical
examinalion by an examiner selecled by Defendant. in accordance with Po R.C.P. 4010
and to submit to and cooperate wilh all evalualion of Plainlilf's earning capacity in
accordance with Pa R.C.P. 4010.1.
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Samuel L. Andes
Attorney for Defendant
Supreme Court ID 1/ 17225
525 North 12'" Slreel
Lemoyne, PA 17043
(7171761-5361
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Ii WILLIAM p, GULA,
" Defendant
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II AND NOW comes Samuel L. Andes who, being sworn according to law, deposes and says as
, follows:
I 1, He is an attorney admitted to practice before the various courts of the Commonwealth of
,i Pennsylvania, has been so admitted for a period in excess of twenty-five (25) and maintains an
Ii office for the private practice of law at 525 North 12'. Street in Lemoyne,
II 2. He represents the Defendant in the above matter,
Ii 3. That on 18 November 1999 he did serve upon the Plaintiff's attorney, Paul J, Helvy,
Ii Esquire, a copy of the Defendant's Motion for Physical Examination and Evaluation of Earning
II Capacity of Plaintiff and a certified copy of this Court's Order entered on that Motion on 11
h November 1999, by mailing a copy of those documents to Mr. Helvy, first class postage pre-paid, to
II
Ii the following address:
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Ii Paul J. Helvy, Esquire
II 218 Pine Street
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Ii Harrisburg, PA 17101
1\ 4, That, prior to that date, he did serve a copy of the Defendant's Motion for Physical
II
II Examination and Evaluation of Earning Capacity of Plaintiff upon Mr, Helvy by mailing it to him at the
II same address, postage prepaid, on 3 November 1999,
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Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUM8ERLAND COUNTY.
PENNSYLVANIA
1f
" JOANN M. GULA,
vs.
CIVIL ACTION - LAW
NO. 97-3773 CIVIL TERM
IN DIVORCE
AF.F.IDAVILOF.SERVICE
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" Sworn to and subscribed
'i befurl\ me this , 101 Ii
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NotaFY Public.
day
,2000,
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Nrfll ROSau. NoIlJy Paioc
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, THE LAW FuiMOF
'KILLIAN 8: GEPHART
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HARRISBURG. PENNSYLVANIA 17108..0ee6
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3, The Petitioner has received no response to her second
Request for Production of Documents or Interrogatories,
4, The Petitioner has retained the services of seligman,
Friedman & Company, p, C, in order to value the Respondent's
businesses namely Health Med, Inc, and Health Med One, Inc.,
5. A divorce master has been appointed in this case and a
pre-hearing conference is scheduled before Master Elicker on
Friday, June 18, 1999.
WHEREFORE, the Petitioner respectfully requests this Honorable
Court to enter an order (a) requiring the Respondent to allow
Seligman, Friedman & Company, P,C, to enter the premises housing
Health Med, Inc, and Health Med One, Inc, for the purposes of
inspecting the property as well as the original financial
information housed at the location regarding these two
corporations; (b) requiring the Respondent to respond to
Petitioner's second Request for production of Documents; and (c)
requiring the Respondent to respond to Petitioner's second set of
Interrogatories,
17108
Dated: April 27, 1999
Attorneys for Petitioner
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JOANN M. GULA,
Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYLVANIA
v.
NO. 97-3773 CIVIL
WILLIAM P. GULA,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
PLAINTIFF'S SECOND REQUEST FOR PRODUCTION OF DOCUMENTS
AND THINGS DIRECTED TO DEFENDANT
TO: WILLIAM p, GULA and
Samuel L, Andes, Esquire, his attorney
I. Definitions
The following terms have the designated meanings when used
herein:
A, The term "identify" shall have the following meanings:
1, When referring to a person or persons, the term
shall mean a statement of the current name, address of residence,
business address, telephone number, present or last known employer,
officer titles held, job description and nature of affiliation with
any part to this litigation with respect to each person about whom
information is sought,
2, When used with respect to an action (including any
omission, communication, occurrence, statement or conduct, all of
which shall be collectively referred to in this paragraph as the
"action"), the term refers to a description of the substance of the
events constituting the action, a statement of the date on which
the action occurred, an identification of each and every person
participating in the action, an identification of all other persons
present when the action occurred, a statement as to whether
minutes, notes, memoranda or other records exist with respect to
the action, and identification of the person or persons presently
having possession, custody or control of such documents.
3, When used with respect to a document, the term
refers to the provision of the following information:
(al The date of the document;
(bl The title of the document;
(c) Any identifying number on the document;
(d) Any identifying designation for the document;
(e) A description of the document;
(f) The subject matter of the document;
(g) The name, title, address and telephone number
of each person who wrote, signed, prepared,
dictated, participated in preparation of,
created, initialed or otherwise had any
function respecting preparation of the
document or review of the document;
(hi The name, title, address and telephone number
of each addressee on the document as well as
the same for each person receiving a copy of
the document;
(i) The present location of the document and the
name and address of the custodian of the
document;
(j)
If a document is not
location, name and address
the original; and
an original, the
of the custodian of
(k) Any other designation necessary to identify
the document for purposes of obtaining a copy
thereof,
B, The term "documents" when used herein shall mean all
written, typed, printed, recorded or graphic matter of every type
and description, however and by whomever prepared, produced, repro-
duced, disseminated or made, in any form, now or formerly in the
possession, custody, or control of the party to whom this Request
is addressed, its officers, agents, employees and attorneys, or any
of them, including, but not limited to letters, correspondence,
telegrams, memoranda, records, minutes of all types of meetings,
contracts, subcontracts, agreements, intra and interoffice communi-
cations, purchase orders, requisitions, plans, studies, summaries,
analyses, results of investigations, reviews, bulletins, proposals,
estimates, appraisals, recommendations, critiques, trip reports,
engineering calculations, bills of materials, drawings, sketches,
blueprints, charts, indices, notices, diaries, books, desk
calendars, appointment books, messages, instructions, work assign-
ments, notes, notebooks, tape recordings, partial or complete
reports of telephone conversations, photographs, slides, public
statements, newspaper or other media releases, public and
governmental filings, opinions, and any other writings, drawings or
recordings, If any document was, but is no longer, in the
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possession of the party to whom this Request is addressed or
subject to such party's control, identify the document,
C, When used herein, the term "person" shall mean any indi-
vidual, partnership, joint venture, firm, association, corporation
or business or any governmental or legal entity,
D. When used herein, the term "communication" shall mean any
and all transmissions of information, the information transmitted,
the process by which the information is transmitted and the term
shall expressly be inclusive of all written and oral
communications.
E, When used herein, the terms "relate to", "relating to" or
"in relation to" shall mean constituting, reflecting, repre-
senting, supporting, contradicting, referring to, stating,
describing, recording, noting, embodying, containing, mentioning,
studying, analyzing, discussing, evaluating, or relevant to. As
indicated, the term necessarily includes information which is in
opposition to as well as in support of the position(s) and claim(s)
of the party to whom the Request is addressed,
F, When used herein, the term "reflect" shall mean embody,
contain, record, note, refer to, relate to, describe, be relevant
to, state or mention,
G, When used herein, the term "Plaintiff" shall refer to
JOANN M, GULA, Plaintiff herein,
H, When used herein, the term "Defendant" shall refer to the
Defendant named herein, WILLIAM p, GULA, his agents and assigns,
II. General Instructions
A, Whenever a request for documents is framed in the
conjunctive, it shall also be taken in the disjunctive and vice
versa,
B, Whenever a request for documents is framed in the
singular, it shall be taken in the plural, and vice versa,
C, The use of any tense of any verb shall be considered also
to include within its meaning all other tenses of the verb so used,
D, All documents produced shall be segregated and identified
by the paragraphs to which they are primarily responsive, Where
required by a particular paragraph of this Request, documents
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produced shall be further segregated and identified as indicated in
that paragraph, For any documents which are stored or maintained in
files in the normal course of business, such documents shall be
produced in such files, or in such a manner as to preserve and
identify the file from which such documents were taken.
E, If you object to the production of any document on the
grounds that the attorney-client, attorney work-product or any
other privilege is applicable thereto, you shall, with respect to
that document:
(1) State its date;
(2) Identify its author;
(3) Identify each person who prepared or participated
in the preparation of the document;
(4) Identify each person who received it;
(5) Identify each person from whom the document was
received;
(6) State the present location of the document and all
copies thereof;
(7) Identify each person who has ever had possession,
custody or control of it or a copy thereof; and
(8) Provide sufficient information concerning the docu-
ment and the circumstances thereof to explain the
claim of privilege and to permit the adjudication
of the propriety of that claim.
F, All documents produced in response to this Request shall
be produced in toto notwithstanding the fact that portions thereof
may contain information not requested, shall include interim as
well as final editions of a document, and shall include all
editions or copies of a document which are not identical to
(whether due to handwritten notations, or revisions, or otherwise)
the original or other produced copy of a document,
G, This Request shall be deemed to be continuing so as to
require a supplemental answer by the person to whom this Request is
directed, or such person's agents, employees, representatives or
attorneys obtain such information between the time of response
hereto and trial of this case,
- 4 -
. .
4
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EXHIBIT "A"
present when the action occurred, a statement as to whether
minutes, notes, memoranda or other records exist with respect to
the action, and identification of the person or persons presently
having possession, custody or control of such documents,
3. When used with respect to a document, the term
refers to the provision of the following information:
(a) The date of the document;
(b) The title of the document;
(c) Any identifying number on the document;
(d) Any identifying designation for the document;
(e) A description of the document;
(f) The subject matter of the document;
(g) The name, title, address and telephone number
of each person who wrote, signed, prepared,
dictated, participated in preparation of,
created, initialed or otherwise had any
function respecting preparation of the
document or review of the document;
(h) The name, title, address and telephone number
of each addressee on the document as well as
the same for each person receiving a copy of
the document;
(i) The present location of the document and the
name and address of the custodian of the
document;
(j)
If a document is not
location, name and address
the original; and
an original, the
of the custodian of
(k) Any other designation necessary to identify
the document for purposes of obtaining a copy
thereof,
- 2 -
B, The term "documents" when used herein shall mean all
written, typed, printed, recorded or graphic matter of every type
and description, however and by whomever prepared, produced, repro-
duced, disseminated or made, in any form, now or formerly in the
possession, custody, or control of the party to whom this Request
is addressed, its officers, agents, employees and attorneys, or any
of them, including, but not limited to letters, correspondence,
telegrams, memoranda, records, minutes of all types of meetings,
contracts, subcontracts, agreements, intra and interoffice communi-
cations, purchase orders, requisitions, plans, studies, summaries,
analyses, results of investigations, reviews, bulletins, proposals,
estimates, appraisals, recommendations, critiques, trip reports,
engineering calculations, bills of materials, drawings, sketches,
blueprints, charts, indices, notices, diaries, books, desk
calendars, appointment books, messages, instructions, work assign-
ments, notes, notebooks, tape recordings, partial or complete
reports of telephone conversations, photographs, slides, public
statements, newspaper or other media releases, public and
governmental filings, opinions, and any other writings, drawings or
recordings. If any document was, but is no longer, in the
possession of the party to whom this Request is addressed or
subject to such party's control, identify the document,
- 3 -
C. When used herein, the term "person" shall mean any indi-
vidual, partnership, joint venture, firm, association, corporation
or business or any governmental or legal entity,
D. When used herein, the term "communication" shall mean any
and all transmissions of information, the information transmitted,
the process by which the information is transmitted and the term
shall expressly be inclusive of all written and oral
communications,
E, When used herein, the terms "relate to", "relating to" or
"in relation to" shall mean constituting, reflecting, repre-
senting, supporting, contradicting, referring to, stating,
describing, recording, noting, embodying, containing, mentioning,
studying, analyzing, discussing, evaluating, or relevant to, As
indicated, the term necessarily includes information which is in
opposition to as well as in support of the position(s) and claim(sl
of the party to whom the Request is addressed,
F, When used herein, the term "reflect" shall mean embod}',
contain, record, note, refer to, relate to, describe, be relevant
to, state or mention,
G, When used herein, the term "Plaintiff" shall refer to
JOANN M. GULA, Plaintiff herein,
H, When used herein, the term "Defendant" shall refer to the
Defendant named herein, WILLIAM p, GULA, his agents and assigns,
- 4 -
II. General Instructions
A, Whenever a request for documents is framed in the
conjunctive, it shall also be taken in the disjunctive and vice
versa,
B. Whenever a request for documents is framed in the
singular, it shall be taken in the plural, and vice versa,
C, The use of any tense of any verb shall be considered also
to include within its meaning all other tenses of the verb so used,
D, All documents produced shall be segregated and identified
by the paragraphs to which they are primarily responsive, Where
required by a particular paragraph of this Request, documents
produced shall be further segregated and identified as indicated in
that paragraph, For any documents which are stored or maintained in
files in the normal course of business, such documents shall be
produced in such files, or in such a manner as to preserve and
identify the file from which such documents were taken,
E, If you object to the production of any document on the
grounds that the attorney-client, attorney work-product or any
other privilege is applicable thereto, you shall, with respect to
that document:
(1) State its date;
(2) Identify its author;
(3) Identify each person who prepared or participated
in the preparation of the document;
- 5 -
(4) Identify each person who received it;
(5) Identify each person from whom the document was
received;
(6) State the present location of the document and all
copies thereof;
(7) Identify each person who has ever had possession,
custody or control of it or a copy thereof; and
(8) Provide sufficient information concerning the docu-
ment and the circumstances thereof to explain the
claim of privilege and to permit the adjudication
of the propriety of that claim,
F, All documents produced in response to this Request shall
be produced in toto notwithstanding the fact that portions thereof
may contain information not requested, shall include interim as
well as final editions of a document, and shall include all
editions or copies of a document which are not identical to
(whether due to handwritten notations, or revisions, or otherwise)
the original or other produced copy of a document,
G, This Request shall be deemed to be continuing so as to
require a supplemental answer by the person to whom this Request is
directed, or such person's agents, employees, representatives or
attorneys obtain such information between the time of response
hereto and trial of this case,
- 6 -
III. Documents the Production of
Which in Reauested Herebv
Pursuant to Pa,R,C,P, 4009, the Plaintiff requests you to
provide the following:
1, You have previously provided us with 1996 Federal income
tax returns for Health Med, Inc., and Health Med One,
Inc. Please provide Federal income tax returns for each
corporation or business entity in which you have an
ownership interest for the years 1994 to present,
2. Please provide a copy' of each and every franchise
agreement to which you are party,
3, Please provide any and all statements showing the balance
of each bank account or financial account as of the date
of marriage, date of separation and present date, held:
a, by you personally; or
b, by any business entity in which you have an
ownership interest,
4, Please provide any and all statements or documents
relating to or evidencing any debts, either personal or
business.
5, For each business entity in which you hold an ownership
interest, please provide any and all financial statements
from the date of inception of the business until the
present,
6, For each business entity in which you hold an ownership
interest, please provide any and all Fixed Asset
Depreciation Schedules from the date of inception of the
business until the present,
7. If any business entity in which you hold an ownership
interest has been audited by an independent certified
public accountant, please provide a copy of this audit.
8, If any business entity has applied for a loan during its
existence, please provide a copy of the loan application
and any and all documents provided with said loan
application,
- 7 -
t_ \..._.
, A.
E, Robert Elicker, II
Office of the Divorce Master
Cumberland County Court of Common Picas
9 North Hanover Street
Carlisle, P A 17013
THE LAW I'IRM or
KILLIAN & GEPHART, LLP
210 PINE STREET r\.
P. O. BOX OOG (\"'j\ .
HARRISBURG. PENNSYLVANIA 1710e'08B6~ ,~'i:J
11:t.l:PHONf: 1717) 23;!'lfJ5,
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'JUAOl!:Y ^ 5C'.Ul.J!:'~
CHAOWICK 0 DOGA.n
RE: Gula V, Gula
No, 97-3773; In Divorce
Our File No.: 12295-01
Dear Master Elicker:
'This letter will confirm my understanding of the decisions which were made during
our conference call of Thursday, January 6, 2000. There are as follows:
I. The partics are to exchangc expert reports regarding the value of Mr. Gula's
businesses on Monday, Fcbruary 7, 2000.
2, On Tuesday, February 22, :!OOO at 9:00 a.m. the parties will be prepared to
present expert testimony regarding the value ofMr. Gula's businesses.
3. Although not specifically discusscd, it is my understanding from our
conversation that thc hearing datcs of April 25 and April 26, 2000 will be held
opcn fiJr the testimony of thc parties regarding marital misconduct and any
other outstanding issucs.
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.
JOANN M. GULA,
Plain tiff
.
.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
:
.
.
: NO. 97 - 3773
vs.
: CIVIL ACTION - LAW
WILLIAM P. GULA,
Defendant IN DIVORCE
ORDER AND NOTICE SETTING HEARING
TO: Joann M. Gula , Plaintiff
J. Paul Helvy , Counsel for Plaintiff
William P. Gula , Defendant
Samuel L. Andes , Counsel for Defendant
You are directed to appear for a hearing to take
*
testimony on the outstanding issues in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover Street, Carlisle, Pennsylvania on the 6th day
of January , 2000, at 9:00 a.m., at which
place and time you will be given the opportunity to present
witnesses and exhibits in support of your case.
"fr-
. rge E. I)r.
President Judge
Date of Order and
Notice: 6/18/99
By:
Divorce Master
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBEIlLAND COUNTY OA Il ASSOC I AT ION
2 1.IOEIlTY AVENUE
CAIlLISLE. PA 1701]
TELEPIIONE (717) 24"J - jIbe,
TESTIMONY WILl. BE I,IMITED TO THE EXPERT'S TESTIMONY ONLY.
*
.
JOANN M. GULA,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 97 - 3773
vs.
: CIVIL ACTION - LAW
WILLIAM P. GULA,
Defendant IN DIVORCE
ORDER AND NOTICE SETTING BEARING
TO: Joann M. Gula , Plaintiff
J. Paul Helvy , Counsel for Plaintiff
William P. Gula , Defendant
Samuel L. Andes , Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issues in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover Street, Carlisle, Pennsylvania on the 22nd & 23rd days
of FebruAry . 2000. at 9:00 a.m., at which
place and time you will be given the opportunity to present
witnesses and exhibits in support of your case.
B~ ' tyt
, rge E. ,Jr.
President Judge
Date of Order and
Notice: 6/18/99
By:
Divorce Master
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFOIlD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAl, HELP.
CUMIlElll.AND COUNTY BAil AS:;OCI AT ION
2 LIBEIlTY AVENUE
CAHl.ISLE, PA nOLI
TELEPIIONE ('/17) .'4'). \}(,(,
-'" - -"7-'_<,'_~,__, -~._:~___..
JOANN M. GULA,
Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
NO. 97 - 3773 CIVIL
WILLIAM P. GULA,
Defendant
IN DIVORCE
RE:
Pre-Hearing Conference Memorandum
DATE: Friday, June lB, 1999
Present for the Plaintiff, Joann M. GUla, is
attorney J. Paul Helvy, and present for the Defendant, William
J. GUla, is attorney Samuel L. Andes.
A divorce complaint was filed on July 11, 1997,
raising grounds for divorce of irretrievable breakdown of the
marriage and adultery. Counsel have indicated that the parties
will sign and file affidavits of consent and waivers of notice
of intention to request entry of divorce decree so that the
divorce can be concluded under section 330l(c) of the Domestic
Relations Code.
The complaint also raised the economic claims of
equitable distribution, alimony, alimony pendente lite, and
counsel fees and expenses. with respect to the factor of
marital misconduct as that factor relates to wife's alimony
claim, Mr. Helvy is going to prepare a stipulation for review by
Mr. Andes which will contain certain allegations that husband
engaged in an extra marital affair during the time the parties
were married and living together. If Mr. Andes and his client
can agree to the statement that is prepared by Mr. Helvy, the
stipulation can be entered of record and we will not need to
take testimony on the marital misconduct factor. If the
stipulation is not agreed to, counsel should advise the Master
and we will schedule a separate hearing on that issue. In any
event, the stipulation should be presented to Mr. Andes within
90 days of today's date so he can determine whether or not he
can agree to the stipulation and we will then have sufficient
time to deal with the marital misconduct issue if we need to
have a hearing.
The parties were married on May 23, 19B1, and
separated April 30, 1997. They are the natural parents of three
children, ZaChery, born January 21, 1990; Emily, born March 1B,
1993; and Riley, born January 3, 1995. The parents alternate
weeks with the children.
Wife is 3B years of age and resides in the marital
residence at 332 Equus Drive, Camp Hill, Pennsylvania. The
children reside with her during the alternating week schedule.
She has a Bachelors degree but is not currently employed. She
last worked prior to the birth of the parties' first child and
was earning around $30,000.00 per year in advertising. Mr.
Helvy is going to talk to his client to see if she will agree to
stipulate that she has an earning capacity of at least
$30,000.00 per year. Wife receives $B,600.00 per month
designated as spousal support for tax purposes. She also
receives $1,000.00 a month on account of arrearages. Upon the
entry of a divorce decree wife will not be covered under
husband's medical insurance plan with his company; therefore, we
will need to know the costs of medical insurance for wife. Mr.
Helvy indicated that she has health issues but he was not
certain what they were and will advise Mr. Andes regarding those
health issues at the same time that he presents the stipulation
to Mr. Andes for review.
Husband is 41 years of age and resides at 34 Emlyn
Lane, Mechanicsburg, Pennsylvania, where he resides with the
children during the alternating schedule. Husband has a
Bachelors degree and is the president/owner of Health Med, Inc.,
and Health Med One, Inc. One of the companies supplies nurses
and technicians for homebound patients; the other company
provides equipment. Health Force which is also mentioned in the
pretrial statement is a fictitious name that is used by both
corporations. Husband's most recent income information is the
1997 income tax return showing a total gross income of
$537,725.00. The net monthly is $26,515.50. Husband should
provide, prior to the hearing, a copy of his 1998 federal income
tax return to Mr. Helvy so Mr. Helvy can review the most recent
reported income prior to the hearing. Mr. Helvy has also
requested a 199B corporate tax return. Husband does not have
any health issues.
The real estate where wife is residing at 332 Equus
Drive, Camp Hill, has been appraised by Terry Freeman on March
5, 1998, and he has stated a market value of $365,000.00. The
parties and counsel will stipulate to that value for purposes of
equitable distribution. Wife is currently paying the mortgage
payment of $997.00 per month which includes taxes and insurance.
The mortgage against the house has a payoff of around
$148,000.00. Wife has indicated that she wants to retain the
house as part of the equitable distribution.
The two businesses which husband owns are going to
be appraised. Wife is going to use James Smeltzer and husband
is going to use Bruce Brown. Counsel have suggested that once
the appraisals are finished we can use the first day of hearing
to take the testimony of the expert witnesses.
The parties own a 1992 Mercedes which they both
have agreed has a value of $20,000.00; a 1989 Volvo which wife
values at $5,000.00 and husband has valued at $3,000.00. There
also is a jet ski which husband has valued at $500.00.
with respect to the investment accounts which have
been listed on the pretrial statements, counsel are going to
attempt, close to the hearing date, to get recent account
statements and see if they can agree as to the value of those
accounts for purposes of equitable distribution and enter the
stipulation as an exhibit with respect to those accounts that
are agreed to. Mr. Helvy is going to place on the record a
statement regarding information that he needs Mr. Andes to
provide regarding certain investment accounts.
Counsel have indicated that the household tangible
personal property will have to be appraised and that should be
accomplished within the next 90 days.
The parties have reported that the only marital
debt is the mortgage on the property at Equus Drive, Camp Hill,
Pennsylvania.
Mr. Helvy, and Mr. Andes if he chooses, are going
to state on the record any information that they need to have
opposing counsel provide by way of discovery to help move the
case forward. Mr. Helvy.
MR. HELVV: I'm going to reference the asset
numbers as they are found in the inventory and appraisment filed
by the Plaintiff. Item No. 4 whic~ is husband's MFS 401(k) and
Item Nos. 5 and 6 which are Putnam investments appear to be
somehow unrelated in that Mr. Andes indicates that funds were
transferred from the Putnam investment account to the 401(k).
Mr. Andes has agreed to provide me with documentation from both
of these accounts indicating the dates of withdrawal from the
Putnam investment accounts and dates of deposit into the MFS
401(k) so that we can trace the transfer of these funds.
Similarly there appears to be a connection between
Item No. 7 which is the Royal Alliance account and Item No. 9
which is the Lebanon Valley/FUlton Bank account. Mr. Andes has
also agreed to provide me with withdrawal/deposit statements
indicating the manner in which funds were transferred from the
Lebanon Valley/FUlton account to the Royal Alliance accounts.
We have also discussed the possibility of taking
the deposition of Mr. Gula approximately a month or two prior to
a hearing on this in the event that there continues to be
confusion regarding the matter in which funds are stored and
transferred from his business accounts to his personal accounts.
Finally, I have asked Mr. Andes to provide me with
statements supporting the figures which he has set forth in his
Exhibit A to the inventory filed by the Defendant.
The parties have also agreed that Mr. Gula will
provide the statements close to the date of hearing for each of
his financial accounts so that a determination can be made
regarding Mr. Gula's overall economic circumstances.
MR. ANDES: I have suggested to Mr. Helvy that
rather than exchange a lot of documents now that will be stale
or will contain information that will be stale by the time we
get to a hearing, that he and I meet shortly prior to the
hearing -- within a month prior to the hearing and exchange
those documents and then try to come up with, A, a stipulation
as to the identity and value of any assets upon which we can
agree or, B, a spreadsheet that we can present to the Master
showing what each of us contend those assets are worth and who
we propose they go to, and at that point, yes, I will provide
copies of documents to Mr. Helvy.
THE MASTER: A hearing is scheduled to take
testimony of the experts who are going to testify as to the
value of husband's corporations on Thursday, January 6, 2000, at
9:00 a.m.
The testimony of the parties and other witnesses on
the assets and valuations, and factors is scheduled for Tuesday,
February 22 and Wednesday, February 23, 2000, the hearings to be
begin at 9:00 a.m. Notices will be sent to counsel and the
parties.
E. Robert Elicker, II
Divorce Master
cc: J. Paul Helvy, Attorney for Plaintiff
Samuel L. Andes, Attorney for Defendant
JOANN M. GULA,
plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
.
.
.
.
.
.
: NO. 97 - 3773
vs.
: CIVIL ACTION - LAW
WILLIAM P. GULA,
Defendant
IN DIVORCE
ORDER AND NOnCE SETTING HEARING
TO: Joann M. Gula . plaintiff
J. Paul Hclvy , Counsel for Plaintiff
william P. Gula , Dcfendant
Samuel L. Andes . Counsel for Defendant
You are directed to appear for a hearing to take
testimony on the outstanding issucs in the above captioned
divorce proceedings at the Office of the Divorce Master, 9 North
Hanover street, Carlisle, pennsylvania on the 25th & 26th days
of April 2000, at 9:00 a.m., at which
place and time you will oe given the opportunity to present
witnesses and exhibits in support of your case.
"fr
rge E~ I)r.
President Judge
Date of Order and
Notice:' 8/10/99
By:
Divorce Master
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBEIlLANIl COUNTY 1\A II A:;SllC! AT ION
2 1.1 IlEIlTY AVENUI:
CAIlLISLE. I'A 1'1011
TEl.EPllONE ('/11) ,'4'1. II hh
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.
JOANN M. GULA,
Plaintiff
)
)
)
)
)
)
)
)
)
In Divorce
IN THE COURT OF COMMON
PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
vs.
CIVIL ACTION - LAW
NO. 97-3773 Civil
WILLIAM P. GULA,
I'
!: Defendant
i:
,
"
i' Defendant, by his attorney, Samuel L. Andes, files this Pre-Trial Statement In
i, accordance with Pa. R.C.P. 1920.33(b):
l!
il 1. ASSETS. Attached hereto and marked as Schedule A is a list of the
r:
;i marital assets as known to the Defendant. Attached hereto and marked as
I
Ii Schedule B Is a list of the non-marital assets as known to Defendant.
!:
!i 2. EXPERT WITNESSES. Defendant anticipates calling the following expert
ii witnesses:
"
I;
ii
!;
ii
II
I!
!i
ii
"
I
I
i:
"
ii
Ii
Ii
I'
Ii
Ii
Ii
"
I,
ii
Ii
!'
DEFENDANT'S PRE-TRIAL STATEMENT
A. A real estate appraiser, if necessary, to establish the value of
the marital residence.
B. A business appraiser who will testify as to the value of
Husband's two corporations, Health Med, Inc. and Health Med One, Inc.
Please note that there is no corporation in which Defendant owns any
Interest known as HealthForce. "Health Force" is a fictitious name used
by Husband's corporations on some occasions.
C. An appraiser to establish the value of the household
furnishings and appliances at the marital residence.
3. FACT WITNESSES. At the present time Defendant intends to call only
" himself as a fact witness. He reserves the right, of course, to call such fact
witnesses as may be necessary to respond to Plaintiff's case in chief.
,
,
I'
i:
,
,
4. EXHIBITS. Defendant Intends to provide the following types of exhibits
at the hearing:
A. Copies of tax returns for the parties and for Husband's two
corporations for all years necessary to establish the value of the
business at the time of separation; and
B. Copies of statements from the retirement, Investment, bank
and other accounts held by the parties at the time of separation and at
the time of the hearing; and
C. Copies of other documents as may be necessary to establish
the transfer or change in form of various marital accounts after the date
of separation; and
D. Copies of appraisals to the extent the parties can agree upon
the use of written reports rather than live testimony.
"
[, The Defendant reserves the right, of course, to Introduce such additional exhibits as
:1 are necessary to respond to the Plaintiff's case in chief.
"
i 5. INCOME STATEMENT. Attached hereto is a copy of the Defendant's
,
[: Income and expense statement as of December 1998.
I'
II 6. EXPENSE STATEMENT. Attached hereto is a copy of the Defendant's
Ii Income and expense statement as of December 1998.
ii 7. PENSION INFORMATION. The only pensions or pension rights owned
Ii by either of the parties are held In the form of 401 (K) Plan deposits or IRA deposits
!,
:: and can be easily valued by a review of current statements. Defendant does not
::
I,
Ii anticipate the need to call expert witnesses or offer other testimony as to the value
i'
i of those benefits.
,
,
, 8. COUNSEL FEES. Although Defendant has not raised a claim for counsel
fees, he will produce evidence as to the counsel fees and expense he has Incurred in
this matter In defense of Plaintiff's claim for counsel fees.
,
Ii
I'
Ii
i'
I:
I
9. PERSONAL PROPERTY. The parties own an extensive assortment of
valuable furnishings and tangible personal property virtually all of which remained
at the marital residence following their separation. Defendant expects these Items
"
will have to be appraised but he hopes that the parties can agree upon a value and
i
distribution of those Items once that appraisal has been completed. I
i
10. MARITAL DEBTS. There are no significant marital debts other than the i
i: mortgage on the marital residence. I
,
I
; 11. PROPOSED RESOLUTION OF ECONOMIC ISSUES. Defendant I
!
I, believes that the appraised value of the corporation he owns will exceed the value I
,
i: i
j of all other assets. If Defendant Is compelled to purchase Plaintiff's marital share of Ii
1: all of the assets by making cash payments to Plaintiff, he will be unable to pay I
! alimony, particularly since the funds he withdraws from the corporations to make i
I' those payments will be subjected to Income taxation. As an alternative, if he is not I
I, compelled to make substantial payments to Plaintiff as a result of the equitable I
I: I
I'
!i distribution of marital property, Defendant will be able to pay reasonable alimony to I
I: Plaintiff for a reasonable length of time. I
I
I
I
I
I
s;8~~
Attorney for Defendant
Supreme Court ID 17225
525 North 12th Street
Lemoyne, PA 17043
(717) 761-5361
"
I:
I:
i'
!'
Ii
t:
ii
I
I:
j:
j'
1:
EXHIBIT A - MARITAL PROPERTY
Ii
DATE OF MARITAL AMOUNT OF
ASSET VALUE VALUATION PORTION LIENS LIEN
Residence at 332 Equus $365,000,00 3/9B 100% Nat'l City $148,000.00
Drive, Falrvlew Township, Mortgage (as of
York County Co, 12/31/97)
Husband's 100% $BB,293,OO 12/31/96 100% of None N/A
ownership of Health Med, value of
Inc. date of
separation
100% Interest In Health ($I11,474,OO) 12/31/96 100% of None N/A
Med One, Inc. value as of
date of
separation
Account with Lebanon $401,733.43 4/30/97 {date of see note None N/A
Valley National Bank (now separation) below
Fulton Bank)
NOTE: This account Is held In Husband's name alone but I~ part of his Interest In the two business
corporations, as he uses this account to accumulate funds to pay business obligations and taxes,
Husband's Interest In $6,817,15 6/30/97 100% None N/A
Health Med, Inc. 401 (K)
Plan
Husband's IRAs with $70,775,78 6/30/97 100% None N/A
Putnam Investments
Husband's Amerltas $13,B76.54 3/11/97 100% None N/A
Variable life Insurance
Policy
Household Furnishings at $50,000,00 4/30/97 100% None N/A
332 Equus Drive (est'd)
Wlfe's IRA with MFS $7,27B,OB 12/31/97 100% None N/A
Funds
1992 Mercedes Benz $20,000,00 4/30/97 100% None N/A
3000 Automobile
1989 Volvo 740 $3,000,00 4/30/97 100% None N/A
Automobile
1996 Mercury Villager Van $12,000,00 4/30/97 100% None N/A
let Sky, Trailer, and $500,00 4/30/97 100% None N/A
Accessories
t
I
l..
.
.
EXHIBIT B - NON-MARITAL PROPERTY
DATE OF REASON FOR AMOUNT OF
ASSET VALUE VALUATlO EXCLUSION LIENS LIEN
N
Residence at 34 $429,000.00 12/31!9B Purchased by Mortgage to $300,000,00
Emlyn Lane In Husband after Columbia National
Mechanlcsburg date or separation Mortgage Company
with post-
separation
earnings,
Post separation Unknown at 1/99 Earned and None N/A
contributions to this time contributed after
Husband's 401 date or separation
(K) Plan with
Health Med One
Husband's IRA $17,000.00 1/99 Created after date None N/A
with Royal (Approx,) or separation with
Alliance post- separation
Investments earnings
Husband's $496,550.59 12/1/9B Created by None N/A
Investment Husband after
account with date or separation
Royal Alliance with post-
Investments separation
earnings
Furnishings and $15,000.00 1/99 Purchased by None N/A
appliances at 34 Husband after
Emlyn Lane, date or separation
Mechanlcsburg with post-
separation
earnings
Husband's $2,443,93 ll/B/9B Created and None N/A
checking account runded with post-
with Fulton Bank separation
earnings
.'
,
EXPENSE STATEMENT
WORKSHEET
Please complete this document as best you can using the monthly expense column.
The columns headed .week" and .year" should only be used to calculate the average monthly
expenses. Please list the average monthly expense for each item.
EXPENSE WEEK MONTH (ENTIRE HOUSEHOLD) MONTH (CHILDREN
ONLY)
HOME
Mortgage/Rent $ $2.461.86 $1,846.00
Maintenance $ $ $
Utilities $ $85.00 $64.00
Electric $ $80.00 $60.00
Gas $ $84.00 $63.00
Oil $ $ $
Telephone $ $80.00 $60.00
Trash $ $ $
Water $ $47.00 $36.00
Sewer $ $30.00 $22.00
Other $ $ $
EMPLOYMENT
Public Transportation $ $ $
Lunch $ $ $
TAXES
Real Estate $ $891.00 $668.00
Personal Property $ $ $
Income $ $ $
Personal Tax $ $ $
EXPENSE WEEK MONTH (ENTIRE HOUSEHOLD) MONTH (CHILDREN
ONLY)
INSURANCE
Homeowners $ $62.00 $46.00
Automobile $ $65.00 $49.00
Life $ $ $
Accident $ $ $
Health $ $450.00 $250.00
Other $ $ $
AUTOMOBILE
Payments $ $800.00 $
Fuel $ $200.00 $150.00
Repairs/Maintenance $ $200.00 $
MEDICAL
Doctor $ $ $
Dentist $ $ $
Orthodontist $ $ $
Hospital $ $ $
Medicine $ $ $
Special needs (glasses, $ $ $
braces. orthopedic
devices)
EDUCATION
Private School $ $ $500.00
Parochial School $ $ $
College $ $ $
Religious $ $ $
PERSONAL
EXPENSE WEEK MONTH (ENTIRE HOUSEHOLD) MONTH (CHILDREN
ONLY)
Clothing $ $350.00 $100.00
Food $ $500.00 $300.00
Barber/Hairdresser $ $30.00 $
Credit Payments: $ $500.00 $
Charge Card
Charge Accounts
Memberships $ $ $
, lOANS
Credit Union $ $ $
MISCELLANEOUS
Household Help $ $ $
Child Care $ $ $
Papers/Books/Magazin $ $100.00 $60.00
es
Entertainment $ $300.00 $180.00
Pay TV $ $70.00 $40.00
Vacation $ $300.00 $200.00
Gifts $ $200.00 $200.00
legal Fees $ $ $
Charitable $ $100.00 $
Contributions
Other: Child support $ $ $
Alimony Payments $ $ $
OTHER
$ $ $
$ $ $
TOTAL EXPENSES $7,985.86 $4894.00
o.pA'lm'OI 01111' rllllUIY - Lot,ual Hn.ou. SIr~I('
Form 1 040 u.s. lridlvlduallncome Tax Return
Forlh. .arJan 1.0.c31, 1997, orolh.rla, earb. IOn,
YOW' fltst Nam. '-41 Lilt Nam,
21
22 Add ih;; ;;.m,;;nls Tn-th~ fa, Ii ht colu;;';; iO'-ii;;.. '7.-21,";';-';- oUr toiaii;';;-';. -: - -;: 22
23 IRA d.ducI,on (se. mstructions) ............................ 23
Adjusted 24 M.d,cal savmgs account deduclion, Attach Form 8853 , " ' , ,. 24
Gross 25 MOVing .'penses, Att.ch Form 3903 or 3903,F "...""..,'. 25
Income 26 On.,h.lf 01 s.If,employmentt." Att.ch Schedul. SE ,."", 26
II line 32 is 27 Self'employed he.lth insurance deduclion (see mslrucllons). 27
under $29,290 28 KlO<Jh.nd ..I(,employed SEP .nd SIMPLE pi... ."",.""..'",'.'.. 28
(under $9,770 if 29 Penalty on early withdrawal of savings. . , , . , . . . . , , , , , , . . , , .. 29
a ch,ld did not
live with you), 30a AI"non, paid. b Recipient's SSN .. ~ 30.
see EIC 10 tho 31 Add lines 23, 30a .............,...............,.. ..,..,.......... ..,...... ..... ....,.. 31
instructions, 32 Subtr.ct lin. 31 from line 22, This is our ad u.ted rosslncome """".""""." ~ 32
BAA For Privacy Acland Pap.rwork R.ducllon Act Nolle., soeln.trucllon..
FDLAOII2 12110191
label
(SHInSllUCflon.,)
Use the
IRS lab.l.
Olherwisa,
pl.... prinl
or Iype.
Pre.ldenll.1
EI.cllon
C.mp.lgn
(S.M instructiOn..)
Filing Status
Check only
one box.
Exemptions
If more than
six dependents.
see instructions.
Income
Allach
copy B 01
your Fonnl
W.2, W.2G, &
1099-R here.
,......If you did not
. get. W.2, s..
I onsltucUons,
\
Enclose, but do
natattach, any
p.ymenl, Also,
please use Fonn
1040oV.
'.!':~.
1997
99 IHS '''I on
, 1997, endln
- 00 nol....ul. Oi' Sl'P"1n INI Ip<<'.
19 ~,.
Yow Socia' Security No.
161-52-5152
Spo".,', Socia' JKwlty No.
209-46-0763
For help nndlng IIn.
InltrucUonl, '"
Inltrucllonlln th. bookleL
Willi am
". JoIoI R,two, Spouse'. flnl Nlm.
MI
Gula
LaslrWM
Joann
Gula
Hom. Add"" (nl#flb.f and SI'"I). "You Hh. . P.o. 00., St, 1n,I'UCIIQnS.
~pA'lm.nt No.
6200 Stanford Court
oty, rown Of Po,t OffIC'." You Ha.1 I FOfllgn Ad4,".. St. 1n'ltUCllon,.
51"1 ZiP Codl
Mechanlcsbur PA 17055
~ Do you w.nl $310 go to thIS fund7 .......... ,.. ........ ........,.................. ......,
If a oinl r.lurn, does OUIS ous. want $3 10 010 this fund? ......,..,..................,
1 Single
2 X Married filing Joint return (.ven if only one had income)
3 M.rrled filing sep."le r.lurn, Enler spouse's SSN above & full name her. ., ~
4 H.ad of household (wilh qu.lifylng person), (S.. Instructions,) If Ihe qualifying person IS a child but not your
dependent, enter this child's name here.. ~
Quali in wi ower with de ndent child ear souse died ~ 19 ee instructions.
Yourself. If your p.rent (0' someone els.) c.n cl.,m you as . dependent on hIS 0' } No..' bout C1l
her t., return, do not check box 6. ....,..,....,................,....,....,......,.. !.........d... 2
_I b.....
b X S aus. ................................, .....,..,........,...,.................... Ho.o'your
C D.pend.nt.. (2)Oependenl's (3) Dependent's (4) No. 01 ~~".::~.. c=lI
. social security relationshIp monlhs lived . Ilvtel 3
number to you In )'Our horn. .....lh YO" . . . . . ,
1 First nama last name In 1991 . didnollfv,
with you"" 10
Zachar Gu a 032-72-1699 Son 12 "'............ c=J
E i 1 G 1 181 74 44 Dau hter ''''..('.'
m u a . - 44 12 In.........)..
Rile Gula 164-76-5869 Son 12 0.........
ollllneCe c=J
nol.n"~
, I above .......
.' AddnYmbtra
d Total number of exem lions claimed.....................................,................... ~~...,:= .
7 Wages, s.la,i.s, tips, etc, Atlach Form(s) W,2 .......................,..,..,.... ,......, 7
Sa Taxablelnleresl, Allach Schedule B if reqUl'ed................,............,............ Sa
b Tax.exempll"lerest. Do not Include on lin. 8a,.",...."." 8b
9 OlvidendS, Attach Schedul. 8 if required.......... .............. ,....,........ ,..,...... 9
10 Taxabl. refunds, credits, or offsets of slate and local income la,es (see Instruclions) ."., 10
11 Alimony received ........ ....,.., ..,....,.. ,.. ,..'....,...................... ....,..'.. 11
12 Business income or Ooss), Allach Schedule C or C.EZ ....................,........,.... 12
13 Capll.1 gain or Ooss), AIl.ch Schedule 0 ..,....,......,............,....,........,..,.. 13
14 Other g.ins or Oosses), Allach Form 4797 .. ,...... ........ ,...... ,...................., 14
150 Total IRA distribul,ons .... ,~ I b Ta,able amount (se. inslrs) " 15b
16a Tol.1 pensions.nd .nnUllies .", ,00 .. b Ta,able amount (see inslts) ,. 16b
17 Rental rul est.te, rayolll... p.rtnenhlps, S cOlJlOralion~ InJlls, et~ AII.ch Schedula E "".".".""""" 17
18 Farm Income or Qoss), Attach Sch.dul. F.... ,..,....,..........,....,....,..,.......... 18
19 Un.mployment compensalion ...,..., ....".,..".....,....,..".,.,.."...,',."....., 19
20aSocl.l_rtlybellaflls...... ~ I b T.,.bl..mount (see Inslrs) .. 20b
21 Other incom., list type end amounl- see instruclions
VII No
X
X
Ho":ChtcU1o
'Y......nofc1l.anQlt
yout tAM 01 ttd.let
)'O\6'Itund.
5
6.
3B7 215,
559 338.
Fonn 1040 (1997) ,
.; ',,'
~ ...~'
It .~
.,
~ ,\ 'Ij'~~'~
'f, '.
Form 10411 n9971 ' WilU am & Joann Gula . 161-52-5152 PIltle2
Tax 33 Amounllrom line 32 (adJusled gross Income) ...........,.................,.,........... 33 559 338.
Computallon 34a Ch.d"l: 0 You .....6S/aldll, 0 Bhnd; 0 SPOUIt wlI6S/aldll, 0 Bhnd .L
Add the r,umbe, 01 boxes checked above and enler the lolal he,e , , , , , , . . , , ".. 34.
b If you Dro mDwed fIIin~ seplltDlely and tour spouse Itemizes deductions 34bo
or you wero a dual.sla us alien. see inS lur.llons and chock here.. ... . . . . .. .. ...
"... ~..'''. ..'~M.~ .....,., "M n. ~ }
:~~ger Slandard deduction shown below 'or your fili~ slalus, Bul
01 see Ihe inslluchons if you checked any box on ine 34a or 34b
JOUr. or someone can claim you as a deperidenl.
. Single - $4,150 · Ma",ed filing Jointly or Qualifying widow(er) - $6,900 35 7 983.
. Head 01 household - $6.050 · Married filing separalely - $3,450
36 Subllacllina 35 from line 33 ........................................................... 36 551 355.
II you want 37 II lint 33 Is $90.900 or IIS~ mulliply $2.650 by Ih.lal.1 number of uempllons tI.imed on Iin. 6d, It Iin. 33
tha IRS 10 Is 0'/11 $90,900. ...Ih. wortllheet on Ih. inllrutllOns for Ih. .""",nllo IllIII '.', , . " , , '.'", ".".." ." , 37 O.
figure your 38 Taxable Income. Subllaclline 37 ~'n line 36. IlIi~af[ is more than lina 36, enlar ,0. '.. 38 551. 355.
tax. see
instructions. 39 Tax. S.. inslrs. Chltk if... III trom a Forn-{s)88t4 b Form .972 .. .... .. .. , .. ... .. .. .. .. 39 192 647.
Credits 4ll Credll 'or thlld .nd dependenl ure I1pInllS, Aneth Form 214\ .""."". 40
41 C,ed,l for tha elderly 0' the disabled, Allach Sch R """",. 41
42 Adoplion c,edi!. AIIach Form 8839... ",.'"."".,."""" 42
43 Foreign lax cledil, Allach Form 1116 ..'.......... ,I........ 43
44 Othe" Check il tram.... a B Form 3800 b 0 Fo,m 8396
c 0 Form 8801 d Form (speCify) 44
45 Add lines 40 th,ough 44 ,,'. .""""",."." """,'.'"",.""" "",., ""'" ",.., 45
46 Subllacllina 45 tram line 39, II Jlne 45 IS more th.n line 39 enle' ,0. , , , ' . , , , . " . , . , ,. .. 46 192,647.
Other 47 Sell,employmanllax, Allach Schedule SE .... ,.... ........ ,..,.... ........ '............ 47
Taxes 48 Allernalive minimum lax, AIIach Form 6251 ..,..,....",..........."...."....." ,:.." 48 O.
49 5S.nd Mediu,. ,,, on lip Incom. nol rll/Orted 10 amplo"" An.th Form.137 ,'.,.""""""",.,.,,'. 49
50 Tu on qu.llfied retiremenl pl.ns (includllllJ IRAI).nd MSAs, An.th Form 5329 It required .".""""'.,,,. 50
51 Advance earned income credil paymenls from Form(s) W,2 ,.,.,.',.,.""."""" "",. 51
52 Household employmenl laxes, Allach Schedule H ....,........,......,..,............... 52
53 Add Ins 16 . S2, This is Wlur 101.11." ,. ............. ..."........ ............,............ .. 53 192 647,
Payments 54 Federal Income lax wllhheld from Forms W,2 and 1099 .'.,.. 54 29 418,
55 1997 eslimaled lax paymenls and amounlapplled
from 1996 relurn..,..,...............,..............,.. ,.., 55 1 727,
56 a E.m.d Incom. "edil. Altath Sthedul. EJe It you h.". qu.lltying
thild. b Nanllllbl. ..med Intome: .""",nl , ..
Attach Forms .nd Ijpt .. , .. 56a
W,2, W,2G, ----------------------
and 1099,R 57 Amounl paid with Form 4868 (requesl for exlension) "".,., 57
10 pao. 1. 58 E,cess social securily and RRTA I.. withheld (see inslls) ,.. 58 4 055.
59 Othe, paymenls, Check" from"." a 0 Form 2439
b 0 Form 4136 ....,..,......,..,....,....'......,........ 59
60 Add,'~.';.sn 54,55, 56a, 57, 58, and 59, These are your ~~ ,nn
10101 . menls .. ............. . . ..... .......... ..... . . . . . . . . . . . . . . ..........., .. 60
Refund 61 II lint 60 is more lh.1n line 53, subl"" hn. Sllram IIn.60, ThIS islh. .""",nl you Overp.ld " . . , . , , , , ,. , . . , 61
Hav. il di,eclly 62aAmounlolllne61 youwanlRefundedloYou ,...................,..,..............".. 62.
deposiledl See .. b Rouling number " cType: o Checking o Savilllls
inslluclions and
fill in 62b, 62c, .. d Account number, , , I I
and 62d, 63 Amount ollin. 61 jOU Wlnl Applied 10 Your 199& E!lIm.l.d Tn .,.,.,.. 63
Amount 64 It line 53 is more than line 60, subllaclline 60 from line 53, This is the Amount You
You Owe Owe. For delails on how 10 poy, seelnslluc"ons .... ............ T...... ,...... ":':' .. 64 157 447.
65 Estimaled 'ax cenallv, Also include on line 64 ..............1 65 ;'klr~WNXBtmrnt1tfWfihJ
Sign
Here
Keep a copy
of thiS return
fot your records.
Paid
Preparer's
Use Only
l,hdtt plflalll" 01 P"Jury, I decl...lh.llha.... .rlmlMd Ihls '.l~n and accomllanyll'lQ ImtcM" and ,1.I.mantt. and 10 lilt besl of ~ ~.1tId
bellll, ,hey.,. I,u., COUKl. and compl'lt, Ded&r.hon 01 pr.p.." (OIIl"llIan IIIP'Y") I' bUN on II II\IOfmlhOn ol..n.ch p"p..., MIII'f ~..
Your SoQl\JltUf' Oat. Your Oceupa,1on
~
~
pCUM" IQnllu,.. II, Joint HIlum, uorl1 Must n
Executive
01"
poose', cup.liOn
Homemaker
Oa'. P"p...." SodaI Stcutlly No.
Prep..,,', ~ 06/25/98 .".... X 167-40-1614
S' "_luI. u" . ..
firm', NaIM Dean Dum
CO/lOUIS II ~ 2929 Gett sbur Road 5uite 1 Er< 23-2512593
,..mployed)
and Addle" eam Hill PA lP"",", 17011
FDlAOI12 1 21lO191 Form 1040 (1997)
ScI1.du'e A & B onn 1040 1997 """ No ''''' 00,.
NwMb) Shown on fOfm 10&0. 00 Not Enle' fUme and Socw S.c"'11y t.\unbe, II SIIO'oIol'1 on SchNu6e A
William & Joann Gula
~'~ ~lK~~
111 At any time duri"ll1997hdld you have an interest inor a signature or other authority over a financiat account . tt'A1
In a foreign country. sue as a bank account, secuflhes account, or other financial account? See instructions ( "",t-;.>>=
for ucephons and 1,Iing requIrements for Form TO F 90,22,1 ..,.....................:,..,............,...., X
b If 'yes,' enter the name of the foreign country, ... i~~t: 41(,10
12 During 1997, did you receive a dlstrlbullon from, o~:e~ ~~ ~h~ ~r~n~~ o~, :r-lr~n~f:r;r~o~ :,~(~g: ~-:~? ~1: fuii\~
If' es,' ou ma have to fIle Form 3520 or 926. See instruction!...............,.......... ................... X
For Paperwork Reduction Act Notice, see Fonn 1040 Instructions, FOIA04O' ")12119' Schedule B (Form 1040) 1997
Part I
Interest
Income
(See
inslluctions.)
-.....
teeMed. 'Ofm
1099.NT, 'Ofm
109900. Of
IUbIhM.,I.I-..n1
'rom. bfOk"~
holslINfIrm',
MInt at the PI1W
lI'ldenltllMtotal
r-Ief." Ihowfn on
....-.
Part II
Dividend
Income
(See
inslluctions,)
..........
,ec_td. Fonn
l099.DlV,or
IUbIbtut, sllt""",t
ltotnabrokltlOl
twm, ht 1M linTl's
.......n....-
and enl... tM" tol"
-_on
.......m.
Part III
Foreign
Accounts
and
Trusts
(See
Inslluctions,)
BAA
P. .2
YOut Ioclalltcurltt Humber
161-52-5152
Schedule B - Interest and Dividend Income
08
Note: 11 u had over S4DD in ,...ble m/.,es' income u mus' also com lele P." 11/,
1 lisl name 01 paye" II any interesl is f,om a selle"financed mortgage and the buye, used
the property as a polSonal residence, see Ihe insltuctions and lisl this interesl firsl. Also,
show that buye,'s social security number and address.... .... ,...... ...... ...... .. ...., ~
!~~EQ~Y~D~Y~~!~E~L~~~~__________________~__
Health Ned Inc.
--------~----------------------------------
Amount
21 163.
450.
--.-----------------------------------------
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--------------------------------------~----
1
-------------------------------------------
-------------------------------------------
-------------------------------------------
.
I
-------------------------------------------
-------------------------------------------
.
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-------------------------------------------
2 Add the amounts on hne 1 ......,......,... '.............. ,.... ............ .............. 2
21 613,
3 Excludable interesl on se"es EE U,S, sav'"lIs bonds ISsued afler 1989 f,om Fo,m 8815,
line 14. Vou must attach Form 8815 to Form 1040 .... ,..........,.......... ,........,.... 3
4 Subtract t,ne 3 from hne 2, Ente, the ,esull here and on Form 1040, line 8a ............. ~ 4 21 613.
Nate: If u had over $400 In ross dividends and/or other distributions on stock u must also com lete Part m.
Amount
5 list name of payer, Include gross dividends andlo, othe, disltibutions on stock here, Any
capital gain distributions and nontaxable dlsttlbulions will be deducted on lines 7 and B ....
-------------------------------------------
",
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-------------------------------------------
-------------------------------------------
5
-------------------------------------------
-------------------------------------------
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-------------------------------------------
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-------------------------------------------
-------------------------------------------
6 A~d the amounts on line 5 ............................... ,........'.. '" ........,.. '..... 6
7 Capital gain dlSltlbutions, Enter here and on Schedule 0 ,."" 7
8 Nontmbl. d'ltnbut,oll1. (S.. the ;nlllucllonl 107 Fonn 10l0, lin.9,) .""." 8
9 Add tines 7 and 8.. ..'.... ............,..,. ..... ....... .......... ..........,..,.......... 9
10 Subltactline 9 from line 6, Enter the result he,e and on Form 1040. line 9 '...,.",.,." ~ 10
Vou musl complete this pa,I,! you (a) had over $400 of interest or dividends; (b) had a foreign account; 0'
(c) received a distribution from, or were a grantor of, or a transferor to, a foreign (rust.
VII No
Schedule E orm'I040 1997
NatnI(I) Shown on Rtlurn. Do tGt Enle, Nam. and So"..1 Security Numbel It Sl'OwO on PIl;1' I.
13
Po e2
YOW' Socl'l S"urlt)' HlMI\IMr
William & Joann Gula 161-52C5152
Noll: If you report amounts (rom farming or fishing on Schedule E, you must enter your 9roSS income 'rom thost! activities on line 41 below.
Real estale plOfdSsiona/s must complete line 42 below.
(Part If ,,-llncomo or Loss from Partnerships and S Corporations
Nolo: fll'Ou ,oport a loss I,om on al,risk aCllvily, you must check olfhor column (e) 0' (I) on line 2710 descnbel'Our invostmenl in /he octivity,
Sed instructions If you check column m. you must ;Jtlach Form 6198.
(b)EnlerP'OI (c) Chock" (d) Emplo)'ll In",lmtnl.1 R,lkl
27 (a)H.me p.~nerlh'p; lO'&lon idenlil,ulion (0) (I)
5 '01 5 Corpollllon p.~nerlhip number AOb s.m. b
.,.tIk nol.lrl1lt
A Heal th Med Inc, 5 23-2752412 X
BHealth Med One Inc, 5 25-1752752 X
c
0
E
Passive Income and Loss Nonpa..lve Income and LOll
(9tPlIllve 101l.lIowed ~) Passive income ~) Honp...ive 1011 0) Socllon 119 (1<) Ho:n"ive
(.11" ferm am., 'equ"ed) rom Sth.dule K'I rom Sthedule K.I expense deduchon IlItOIIlf rom
lrom form 4\62 Sthedule K.l
A ! IB 000. 466 271.
B .. 61 056.
c .
0
E
280 TOlals"""..,.."" Ji',; :'. "",: '..':;",' :: -:~,;';;'("::' ',,>,',\,","'2 466,271.
bTolals"","""',. ..I "." 61 056, 18 000. :.",'.'.,
29 Add columns (h) and (k) olllOe 28a .................,..................................................... 29 466 271.
30 Add columns (g), (I), and 0) 01 hne 28b ................."....,.."..,..,..........,......,....."..,:;,.., 30 -79 056,
31 Tolal partnership and 5 corrora"on income 0' Qoss), Combine hnes 29 and 30, Enter the resull ...
here and include in the loto on hne 40 below.. .. , .. .. .. . .. .. .. .. .. .. .., .. , .. .. .. .. .. .. , .. .. .. . .......-..... 31 387 215.
lPart 11I)21 Income or Loss from Estates and Trusts
32 lal Name Ibl Emolove, 10 no,
AI
BI
Passive Income and Loss NonDlsslve Income and Lass
(c) Pm,ve deduction or lolS allowed (d) PasSIve Intome (e) Oed",lion or 1m (I) Other income
(.II"h form 811l,' requ"ed) lroln Schedule K'I 'rom Sth.dule K.l lrom Sthedule K'l
AI
BI ~tj'Me,'iHTI;ii#fiH;'it
31. Tolals """"".."""""".""""".. ,1'-"" .. , ", ,,'
{',,".
bTolals ..,................ d....,....,...... ,I '.,i'.... ..".
34 Add columns (d) ond (I) 01 line 33a ..,............,..,......,.............,..,....,..,..................,.. 34
35 Add columns (c) and (e) 01 hne 33b ....................................................................... 35
36 Tolal eslale and trust income or Qoss), Combine hnes 34 and 35, Ente,
the result here and include in the lotal on line 40 below .................................................... 36
IParUViCH Income or Loss from Real Estate Mortoaoe Investment Conduits (REMICs\ - Residual Holder
37 (a)N.me (b) Employer ~C)ucessinclusion (dl rauble Intome (e) Income lrom
Idenhfltallon number rom Sthedules Q, nellOlla lrom Schedules Q, line lb
line 2e'(... InIINtIIOnl) Sth.dules ,hne I b
38 Combine columns Id) and (e) onlv, Enle'lhe result here and IOclude in Ihe tolal on line 40 below" .. ........138
IpartV'iiiI Summarv ,
39 Net 'arm renlal income or Qoss) Irom Fonn 4835, Also, complele I,ne 41 below ............................. 39
40 Tolal income or Qoss), Combine hnes 26, 31, 36, 38, and 39, Enler the result here and on Form
1040, hne 17 ...... .......... ....,...."......",.........,......,......,...,..,.... .........., ...... ~ 40 387,215,
41 ReconclllaUon 01 farming and fishIng Income: Enle, you, ~ross L~,"~"
'armin~ and fishin~ income reporled on Form 4835, hne 7; chedule K,l ....
(form 065), hne 5b; Schedule K,I (Form 11205), hne 23; and Schedule
K, f!Form 10411: hne l<i'i,ee Inslrucllons)' ..... , ., ..... .. .. ............ ... 41
42 Reconciliation for Real Estatl Professionals. If you were a real e51ale
profeSSional (see Inslrucllons), enter the net Income or (loss) you ~~~l~\f!~l~~j~~r;;1
reported anywhere on Form 1040 from all rental real estate actlVltles 42
in which you maletlally particIpated under the passive actl'lJIly loss rules . .....
FOl12302 10123191
.., WILSON JONfS
2
3
.
I
q
10
\I
12
13
II
15
.5
11
11
11 I
20 I
a
12
n
2'
25
za
21
21
n
30
3 1
32
33
:',l
35
31
" 1
-
31
:It
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- ~&r~~4 Z;;;;--
~ch f:c;{ C _"C....u_ 'd~ <i~_~J ~~d..
,M-A //-A M,:.~J~,.t'r..0c.. (-6- y I 0,....J--
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! 3
I "1 !~l. a.~I='
Pr1Pued &1
Apptovod D'f I
"
i I I I _ ' III
/ or-*!.- .::Z::'u.,.u /. It,: 'Z. -J1~ ~ , .. _ _ ~ ~ _
L"""c /~ /99L . I/""' Jb,Jt-r<> ; , .. ut-
~c. -To R__" ilL 1 ,';n,,'1,., .J,..;.!- I:
/' - ...c.:, ~ cL 1"-7', I if 17- ' C? T J !J.IL
/.;-~ ./~1L~~' p~-4~:: :':,.. . d~; :-~-_
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Ii I'll l:lV 1:1
7._. A/".:r A&./...clA ~:...'4-tI~, :; i,! III !' ! iLk,
-/7 /. "~~ !=P.i.1i21~_,J-!.f-.. _ _ ! I /Vo"ff,~...iti
!_..:'_U__-,-~_ ,-rt--::- - - - tltf-" 1- I-'~.WI
A/~ / ,~- /1~ d:Uj.i--i-~9W: '''~1)j I' b7~iJ-'!:
1
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ini'" j-: -:1 t t ; ..'- !' TIt : !j --::
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.Ek.'..L L,'.~+-,;"; iJ(:1,.L,P;.~1'J;;.,~/l)'! !J, ~~i/ "!.-. I ; ,I "
Ii: ,I :' ,IT I , !:;"
f-l---,:.s- ,~.stA~.l.L ~~"1 I -,< < II II
a<-<-h.?<...-.L,;...-n i Ll..",~_L~~~-d T :l~t,- i. liT __c",_ -ill,1
,'-h ..j...4.J..~~-1 }c4,J..1L1I'u ~A~'~ II' Iz:!r.i' ~ , : "
I I! ! I I! Tl r. III I II
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=
0812.5101 HEALTHO
SCHEDULE K-1
(Form 1120S)
Court
PA 17055
Shareholder's Share of Income, Credits, Deductions, etc.
... S,. sepull.lnslrucllons.
For cal.ndar y.ar 1997 or tn year
1997 and endln 12 31 1997
Co o,.Uon'.ldenU In numb.... 25-1752752
o,rpora~Qn's nama, address, and ZIP code
Health Med One, Inc.
4811 Jonestown Road
Harrisburg PA 17109
OMB No. 1!l4~-O'30
C.P&t1I1l'nI at 1ft. Tlu.v'.,
lIu.m.1 A.Vlnu. s.t'VIc. be Innln 01 01
Sha'ahold.~.ld.nU In number" 161-52-5152
Sh...hold.~. nome. .ddr.... .nd ZIP cod.
William Gula
6200 Stanford
Mechanicsburg
1997
A Sh...hold.~. porconlago 01 .Iock ownorshlp lor lax yoar ('00 In'UUcUon. 10' Schedulo K-l) . , , . . . , . . . . ... .. . .. . .. .. .. 100. 0000%
B Inlemal R.vonuo ServIc. Conlerwhoro corporaUon mod Its rOlUrn" Philadelphia
C Tax eholl.r ,ogl.Uadon numbor (.ee In.trucUon. lor Schodulo K-l)........,..",............... ....... ..
In
(La
D Check aoollc.blo bo...: /1\ n Anal K-l 12\ n Amendod K-l
(a) Pro rala .h..ollOms (b) Amounl (c) Fonn 1040 NOlI onlOl
tho amount In col, (b) on:
1 Ordln8IY Income (10") Irom lIado or bu.lnoss aellviUe. . . , . . . , . . , . . 1 43.940 } See page. 4 .nd ~
2 Net Income pass) lram r'llnlal roal oolalo aCllvldoo, , . . . . . . . . . , (,,' . , . 2 01 tho Sh..eholdBl'.
In.truc1lono 'or Schodule
3 N.tlncome po..) Iromolherronlal aCllvld..,....,......",.,.." 3 K-l (Fonn 11205).
4 Pomollo Income (loss): . kD
D Inle'e.t..".,.."......"...........",..,....."....." 4a Sch. B, Part I, Une 1
b Dividend.........,...."................................ 4b Sch. B, Part II, Dno ~
C Royalda.".,.",......."..."",.,."."."......"".. 4c Sch, Eo Part I, Dne 4
com. d N.lShon-l.nn capilal gain pass) .. .. .. . , . , , , . , . , . . , . . . . , . , . . . 4d Sch, D. Uno ~, col, (Q
51) e N.llong-I.nn capital gain pas.): ",}
(1) 28% ,alo gain (loss). . .. . . , , , , . , , . , , . , . . . . , . . . . .. . .. , , . . e 1 Sch, D, Uno 12, col, (g)
(2) TOlal loryoar.""."..."".......,.".,......"."" e2 SCh, D, IIn. 12, col, (Q
, Olher portfolio Incomo (loss) (anach sch.dule), . . . . . , . . , , . , . , . , , , 4' ~Enl" an applicabl.
Il.or.,Oy".tum.1
5 N.I secdon 1231 gain (loss) (Olhor Ihan duo 10 casually or Iheh): .. .", } Seo Shar.hold....
,.;.;
a 28% ralo gain (loss) .".,...,..,....""".",..""..".., Sa In.uucdon.'o, Sch.dule
b TOlal 10' year, ..".,.,...,..",."...,.",.,..",.."",., 5b K-l (Fonn 11205),
6 Olher Income lIoss) (anach schodule), '" , " " " " , ,,'" "" " , 6 LEn'"on llllllica:.\'
".or Qui"hl'''_
7 Charllabl. conll1buUons (an.ch schedul.) ,."'.,.""..'.,.",, 7 Sch, A,lIn.,~ or 18
duc- S Secdon 179 o.pon.. d.ducUon , .. . , . . , . . , , . .. . , . .. .. . . . , . . , , B } S.e p.ge 8 olth.
n. 9 Doducdon. r.I.I.d 10 pomollo Incom. po..) (.n.ch sch.dul.), , , . . . . 9 .. Shar.hold.~.
lno~;dono lor ~~.dUI.
10 Olh.r d.duellon. I.n.ch schedule) ..,."" , , , , , , . . , , , .. , , , , , . , 10 K-l Fonn 11205,
vast- 11a Inl.r.....p.ns.onlnv.stm.nld.blS".....,..,........",.,.. 11a Fonn 49~2, Un. 1
.n\ b (1) Inv..lmonllncome Included on IIn.. 4., 4b. 4c, .nd 41 above '.. bl1 .. } So. Shar.hold.(.
t.rl.t 12i Inv.slmonl..il.ns..lnclud.d on IIn. 9 .bov., , . . , , , . , , , , , , , bl2 Insr\'fuon.,o, Sch.dul.
K-l Fonn 11205),
128 CI.dlllor alcohol us.d as fuel,..........",......,.,.. .'..., , 12a Fenn 6478, IIn.,0
b low-Income housing cr.dlt lOb: ,,-
(1) F,om soctlon 42(JJ(~) pann.rshlps lor prop.ny plac.d In s.rvlc. -I 1-
before 1990, ..,',...,...,.........",.,.."..."..." bl1
(2) Olh.r Ih.n on IIn.'2b(l) 'or p,op.ny pl.c.d In s.rvlc. b.lor. bl2
1990 , , .. . . , , , , . . . , . . . . . . , . , , . , . , . . , . . , , . , . . , .. , . . , .
(3) From .ecdon 42Ul(~) pann.rships for prop.ny plac.d In s.rvlc. ~ Fonn 8S98, Un. ~
an.n989 ',.."..,..",.......,.....,.,.."..",.." bl3
Is (4) OIh.,lh.n on IIn. 12b(3) '0' prop.ny pl.c.d In s.rvlco .n.r
1999......"",.."............................... . bl4'
C Oualln.d r.h.bllll.Uon ..pondltures r.I.lod 10 r.nlal r.a1o".I.
aclivlll.s ...... .. , .. , .. , , . , .. .. .. .. .. , .. .. .. , , .. .. . .. .. .. , 12c
d Cr.dlls (olh.r Ihan c'.dlts shown on lines 12b and 12C) relll.d to } -......~,
rentaJreaJestaI8Ictlvilles.................................. . 12d 01 tho Shar.hold....
e CI.d/ts ,.I.I.d to olh.r renlal acllvllles , .. , .. .. , , .. , .. .. , .. .. , .. 120 InolrUCllono lor Schodul.
13 Olh.'cr.dlls..,.,..""",.....,.."",.,."..,.".,.." . 13 K-l (Fonn 11205).
Schadula K-l (Fonn 11205) 1197
D.
ao
In
m
In
Credl
For Paporwork RoducUon Act Nolle., ..eth.lnstrucUon. lor Fonn 11205.
CM 7 120SK1I2 NTFllII' GLD 287&
Cop)'rlghl ,.,"'. SoHw." Ollly. "'7 N.Ie.
Copyrlllhl AccounlwlIl. 'nc., OndMaIt. 0"10 1117
01125/1I1
HI!ALlliO
25-1752752 Hoallh Mid Onl, Inc.
AdJ...t
mints
and T..
P,III"
nlm.
s.:hedule K-l /Folm 112051 /19971 . Pia' 2
(I) P,o ,ala .hll' lI.ms (b) Amount (c) Fonn lG40 ilia.. anla' Iha
lmOuntln column (b) on:
148 DapreclaUon adlu.tmenl on p'opany placed In ..",Ie. all., 1088 ..... 148 See page 7 ollhe
- b AdJu'led goln 0' 10.. . . . . .. . , . . . . . . . . . . . . . . . .. . . . . . , .. . . . . .. 14b 5hlleholdel'e
C Depledon(olhotlhenoU endg..)................,...,......... 14c Inolnlc1lon.lo,
. Schedulo K-l (Fonn
nee d (I) Gro.. Income tram on, go., or goolhonnal p,opor1Jo, . . . . . . . . . . . dl1 11205) and
(2) Deduedon. allocabloto 011, g.., or gaolhonnal p,opor1Jo, . . . . . . . . dl2 In'lnlc1lons lor
8 Olh., edlustmanl. and IIll o,e'.,.nco 1I0ms 'anach schodulol, , , , . , , , 148 Fonn 82S1
158 Type ollncoma ~ ~~~Jl Fann 1118, Chock boxoa
b Nome ollorolgn country 0' U,S. po....slon ~ }Fann 1118: Pill I
C Tal.. g,oaalncoma tram sou",e. outsldo Ihe Unit.d Stat.a (anach .r~
~ ,.~>
ec:hedule).........o............o............... .......... 15c
d TOlalappUeable d.duc1lons and 10.... (anach schedule) ........... 15d
8 Totallor.lgn tlll.a (check one): .. ~ 0 Pald 0 Accru.d .... . . . 158 Fannll18,PIIlII
f Redue1lon In till.. available lor credll (onoch ach.dule), . . . . . . , . . , . . 151 Fann 1118, Pill III
o Olher lorelon Illllnlonnallon tanoch sch.dule' ,'.",.,..",'.,... 150 See In.L lor Fann 11 I 8
16 Soc1lon SO(.)(2) .xpondllur..: 8 Type ~ ~.v.~J. See Shll.hold.(a
~~~$.;i
b Amount.. .. .. . .. .. . , . : . . .. . . .. .. . . . , . .. . . .. .. .. .. . . ..1. .. . 1Gb Inalnlc1lons 10' Schedula
'. K-l (Fann 11205).
17 TIll-exemptlnl.r.atlncome.......,......,..,...,."..,..... . 17 - Fonn 1 G40, Une 8b
16 Olher1lll-ex.mptlncoma......,......"...",.............. . 1B
19 Nondeducdbleexpen.oa ......,.......,...,'................ 19 43 See pogo 7 01 tho
20 Prop.ny dlall1budon. Oncludlng ca.h) olher than dlvldond .'~,:j t',{ 5hlleholdOl'.
~;.;.1.s."t , Inslnlc1lonalor Schedule
dlsll1budons roponed 10 you on Fonn 1099-DIV......,..,..,.,.... 20 K-l (Fann 112OS),
21 Amount 01 loan ,.payments lor "Loan. From Shll.hold.rs", . . . . . . . . . 21 1-
22 Recaplure ollow-Incoma hou.lng cr.dit hit
8 From .ecdon 42(jJ(S) pallnornhlp. , .. . .. , .. , .. .. . .. , .. .. .. .. .. . 228 } Fonn 8811, Une 8
b Olher1han on line 220 , , . , , . , , . , , . , . , , . , , , . . , , , . , , , , , . , . . , , , 22b
23 5upplemenlallnlormaUon ,.qulrod to be reponod 'opllaloly 10 each ah"oholdor (anach addldonal schedule. If mo,e .pacels
n..dod):
-
'.
.
--,
...
.Uon
.
William Gula
161-52-5152
OM 7 120SK112 NTFI22U GLO 2876
Fo..lgn
T....
OtI1er
Suppl
menial
Inlorm
01125I91 HEAL TliM
SCHEDULE K-1
(Form 1120S)
Court
PA 17055
Shareholder's Share of Income', Credits, Deductions, etc.
~ S.. "parale Instructlons.
For calendar Y." 1997 or tax VII'
19971ndendln 12 31 1997
Co oratlon'lldentl In number ~ 23 - 2 7 524 12
CorporaLlon's name, addloss. and ZIP code
Health Med, Inc.
4811 Jonestown Road
Harrisburg PA 17109
OMB No. ,545-0,30
O'Pat1l1'lllllofttl.r,...uty be Innln 01 01
h.1.'nIIR.....nu.S.Mc.
Shareholde".ldentl In number ~ 161-52-5152
Shlllholder'. name, address. and ZIP coda
William Gula
6200 Stanford
Mechanicsburg
1997
A Sharoholdor'. porcOnllgo 01 .Iock own.rshlp fa".. vear (.ee In.trucdon. fOI Schedule K-l) . . . . . . . . . . .. . . . . .. . . . .. ~ 100. 0000'1.
a Inlernal Revonu. SeNlce C.nle,wher. corpol.don med 118 r.turn ~ Philadelphia
C Tax sh.ltel I09I.Olllon numb., (.eeln.wedon. 101 Schedule K-l).,....,..,.".........., .. .......... ~
In
(La
D Cheek eoolleubl. bo'e.: (1) n Anal K-l (2) n Amended K-l .
(I) PIO rele .hareltema (b) Amounl (c) Form 10<40 mers enle,
the amounlln col, (b) on:
1 Ordinary Income (10") 110m olde 01 bu.lne.. lettvid.. . . . . . . . . . . . . 1 466 271 } See pog.. 4 and 5
2 N.llncome (10..) from I'8nlal r.aI osllle eedvld... . . . . . . . . . . . :" . . . 2 01 the Sharoholder's
In.truedon. for Sch.dule
3 Nellncome 00..) from olh.rrenlallcllvlde..............,....,.. 3 K-l (Form 11205).
4 Portfolio Income (10"): . lE& .
a Inler..,.....,.."............ ........................... 4a 450 Sch, B, Part I, Une 1
b Dlvld.nd.,.......".....,........,..,..,................ 4b Sch, B, Part II, line 5
C ROValde...,."...,....",."........,..,.,.....,..".... 4c Sch, Eo Part I. Un. 4
com. d Net .hort-Ierm cepltal gain (loss) , .. .. .. , .. .. , . .. , .. .. .. , .. .. , 4d SCh, D,lIne S, eol. (Q
as) 8 Nellong-IOITTl elpltal gain (10'.): I'~i~ <.
(1) 28% rele gsln 00'.). .. ., .......... .,'..,.' ..,'....,.,. . Seh, D, IIn. 12, col, (g)
(2) TOlalIOIVe..",....,.......,...,..",."...",..,.., , 0(2 SCh, D, Uno 12, col, (Q
f Olh., portfolio Incomo (10..) (enaeh schedule). . . . . . . . , . . , . . . . . , , 41 LEn,,, on &pplulIl,
n,o'you,,"urn.J
5 NOI.eellon 1231 goln (10..) (olher Ih.n due 10 casualty 01 thell): ~, :;,'>~;. } See Shareholder'.
a 28'1. lele gain (10.') ,......,...........,..,................ Sa In'Wellon. fOI Seh.dule
b TOlalloIV...,....,......".",..,.,.,..."."".".."... Sb K-l (Form 112OS),
6 Olhe,lneome 00..) (onaeh .chedule),..".,."""",."""" 6 lEn", ~=~P!.~~~\'
'n.or utt tn,
7 Charll.ble conlr1bullon. (en.ch schedule) ,."".,.".""".", 7 Sch, A. Dne IS or 18
due- B SocIIon 179 e'pen.e deducllon ",,'.,,'....,.,., , . . , , , . , , . . , 8 18.000 } Se. p.ge 80lthe
n. 9 Deducdon. lel.ted to portfolio Income Oos.) (.n.ch .chedule), , . . , , . 9 Shareholder'.
In.trucdons for Schedule
10 Othol deducdon. (In.ch .chedul.) ...", . , , , , , , , , . , , , , , , , , , , , 10 K-l (Form 112051.
Vllt- 11a Inlere.'..pen.. On Inveatmanl d.bl...,..,.".",..",..".,.. 11a Form 49S2, Dne 1
enl b (1) Inve.lmonllncome Included on line. 4e, 4b, 4C, end 410bove.., b(1 450 } 5.. Shareholdor'o
In.~puons 101 l1~edule
t.reat i2) Investment expen.lSlneluded on line 9 ebove, . , , , . , , , , , , . , , b(2 K-l Form 11205,
128 Cred~ 101 alcohol used as fuel. . . . , .. .. , . . .. .. , . . , . , , . . . .. , . . . 12a Form 8478, line 10
blow-Income houslng credit Uti,
(1) From .eedon 42(1)(S) partnerships 101 property ploced In service 1-
belore 1990.......,..,..,.......,...,....,..,...,..,. bl1
(2) Olher Ihen On line 12b(l) for property placed In aervlce belore b(2 .
1990,....,.."...,...", ....".............,.......
(3) From seellon 420)(S) partnerships 'or property pieced In sorvlce ; .. Form 8S88, Dne S
..
IIdlls oftel1989 ..., , , . . , . , . . . .. . , . , , . . .. . . . . . . , . . . . , . , . , .. bl3
(4) Olher then on line 12b(3) 101 property ploced In .ervlce ollel ....
1989.,..,.".....".."...........,...,....,...... . bl4
C Ouallned I8hobllllollon expendllures rel.lod 10 renlal real estl" ;
ectivllle. ..' .. , , .. , . .. .. .. .. .. .. .. , .. .. .. .. .. .. .. .. .. .. .. 12c
d Credits (olher Ihen credlls shown on lines 12b end 12c) reloled 10 - } ,".... "..,
lenlal real..I"e ectlvillea......,..........................,. 12d 01 the Shareholdoll'o
8 eredlls relaled 10 olhe"ental ecllville. , .. . . , . .. , . . , . . .. . .. . .. , . 128 Instruc1lons lor Schedule
K-l (Form 11205),
13 Olhel credlls .. , , .. , .. , .. , , .. . .. .. .. , , .. .. .. , .. .. , .. , , .. , , 13
For Plp.rwOtt< RoducUon Act Notice, .00theln.lruetlon.lol Fonn 11205,
eM 7 120SK112 NTF "',. GLe 2878
Seh.dulo K-l (Fonn 1120S) 1897
Do
Uo
In
m
In
C
CapyrighIFo,II'l' Sotlw.,. Only, 1117 N,lco
CopynQtl, Accoun'''''"lnc., Clndnll.t1, Ohio '"'
0II25IV.
HEAL lllM
2:1-2752412 H..llh MId, Inc.
AdJult
mlntl
and TOll
Profl"
IIlml
Schldull K-tlForm 1120S1 11997) PIOI
(a) Pro rala Iharolloms (b) Amounl (c) Form 1040 NIII Inllt Ihl
omounlln column (b) on:
148 Oopreclldon ad/u.lmonl on proporty placod In ,01';1co ahor 19BB ...,. 140 Sot page 70llhe
. b AdJullod goln or 10.. ..... ... ."............",............. 14b Sharoholdotl
C Ooplodon (OlhorlhonoU ondg..),.....,...........,........... 14c Ins!rUc1lo", lor
SChedul. K-I (Farm
nCI d (I) Gro..lncamo kom 011, gas, or goolhormol propOl1l81 .... . . . . . . . d/1 11205) and
/2) Ooducdon. aIIocoblolo aU. go., or gOolh.rmol proponio. . . . . . . . . d/2 lnorrucllo", 'or
. Olhor odlu.lmOnl. ond lox oroloronc.lloms ronlch ""h.dul.l. , , . , , , , 140 Form O~I
150 Type 01 Incomo. ~:~~,; Form 1110, Chode bo...
b Name 01 lor.lgn counlly or U,S. po.....lon . .tlP.
\,,I,, } Form 111~, Pili I
C TOlol gro..lncomo 'rom sourcoo oul.ld.lh. Unll.d Sill.. (anach >.'~.....:
~*+:~
sch.dulo).........,.........................,.....,..... . 15c
d Tal" oppncablo doducdon. ond 10.... (onoch sch.dulo) .......... . 15d
o Tal" lorolgn lox.. (chock on.): .. . 0 Paid 0 Accru.d '...... 150 . Form 1110, Pili II
,
1 Roducdon In lox.. ovallobl. for CI.diI (onach ""hodul.), . . . . . . , . . . . . 151 Form 1110, Pili III
g Olh., lorolon lox In'ormollon (anach ""hedule) "..,. . , . , , , , . , , , , . 15a SOl InlL for Form 1110
16 Secdon ~9(.)(2) ..pend'!"roo: a Typ. . ;1il\~ .. SOl Sharohold"'l
b Amount. . , . , . . . . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . :'1 . . , 16b 1",!rUcdons lor Schodul.
K-I (Form 11205).
17 T.......lf11lllnIOle.1 Incomo..............,.;...........,..... 17 Form 1040,lno ob
1B Olhortox-exompllncomo..,..........,.................,... . 18
19 Nond.ductlbl. ..p.n... . . . . .. . . . . . , . . , .. . . , , , . .. .. . .. .. , .. . 19 315 SOl pig. 701lh.
20 Prop.rty dl.ll1budon. Oncludlng ca.h) olh.,lhan dlvld.nd ittU. .. Sharaholdot.
In'lIUedona lor Sch.dul.
dl.ll1budon. r.pon.d 10 you on Form 1099-0IV,..,."...".,..,. , 20 448 406 K-I (Form 11205),
21 Amounl of loin '.payments for "1.00", From Shar.hold.rs.,.,....., , 21
22 Roclptur. 01 Iow-Incamo housing CI.dlt t:;;r } Form 0011, Dn. 0
a F'omloctlon42(J)(~) partn.rshlp."..,.,.,...."".. '.....,... 220
b Olhal1han on line 22a ..,..", , , . , , , , , .. , , , .. , , , , , .. , . , , , , , , 22b
23 Suppl.monlal Information r.qulr.d 10 b. r.poned ..paral.ly 10 .ach sharehold.r (anaeh addldonal ""h.dul..1I mar. .paee b
n..ded):
..
...
0-
I
Idon ...
William Gula
161-5>!-5152
2
Fo../gn
TOll..
Other
Suppl
m_
Inform
CM 7 120SK112 NTF 12m GLa 2B76
C.pyrtght Fa,,.,, SoU.." Of'llV, 111I1 N,lcO
'orm 4562
'.
Depreciation lInd Amortization
(Including Information on Listed Property)
~ See Instructions.
=rr::~he~.WY (99) .. A"ach thIs form 10 your rllum.
Namt('J StlOM'I 0I'l RtNrn Ou.inen Of AcI"11y 10 Which fbis FCMm R,"les
Wtlliam & Joann Gula Section 179 Summar
Part I~;P Election to Expense Certain Tangible Property (Section 179)
(Nol.: If you h.va .ny 'listed prope,ty, 'complele Pa,' V be/o,a you comptefa Part I.)
1 Maximum dollar Iimltalion. It an .nl.rpris. zone bus,ness, 5.. ins~uctions , . , , ." " , , " " , , '" " ,...,. ,,'" , 1
2 Tolal cost at s.ction 179 properly placed in s.rvic., S.a instructions ..................,......,........:,.., 2
3 Thr.shold cost 01 saction 179 p,operly b.'ora r.ducI,on ,n limltalion ....,..............................,.... 3
4 R.ducUon in IimilaUon. Sublracllina 3 from Iin. 2.11 z.ro or 1.55, .nl.r ,0. ".,.,.."""" ""," ",,'."., 4
5 Dollar lim,t.tion lor tax y..r, Sublract lin. 4 from Iin. 1, U z.ro or 1.55, .nt.r ,0,. II m.m.d filing .
se aratel see Instructions.,........... .............,....... ................................... ..... .....
a Oesc,ipllon of cuop. Co'l (buSlnlu UM )
1997
01
OM Nt. .... 0112
I."""" "_
161-52-51S2
Sl8 000.
5200 000.
O.
6
from Schedule K-1
7 Lisl.d properly. Ent.r amounl from line 27 """"',.,"'""""""""",.""", 7
8 Tol.1 .r.ct.d cost of s.clion 179 'property, Add amounls in column (c), 110.5 6 and 7 "',.""""""""", 8
9 T.ntativ. d.duclion, Enl.,th. small.r of lin. 5 or Iin. 8".,."..", "',.,",."".,.""""."" ",' ",'" 9
10 Carryov.r 0' dis.llow.d d.duction 'rom 1996. S.. ins~u~llons..,......,......,..,......,............,...... 10
11 Business incom. limil.lion, Ent.,th. sm.lI.r of busin.ss ,ncom. (nol I.ss than z.ro) 0' line 5 (5.. inslts) ." 11 18 000.
12 S.CtionI79.xpem.d.duclion,Addlin.s9andl0,buldonol.nlermor.thanlin.ll ,....,........,..,... 12 18000,
13 Car ov.r of disaUow.d d.duction to 1998, Add lin.s 9 .nd 10, l.ss lin. 12 ......,.. 13 O. Xg,fHt<'l2{~}MF'''.'
Not.: Do nol us. Pall /I or Part 11/ below for lisled property (automobiles, ce,tain olher vehicle., cellular lelephone., ce"ain compulers, or
property used for entertainment, recreation, or amusement). Instead, use Part V for listed property.
IPart IF<'ti MACRS Depreciation for Assets Placed In Service Only During Your 1997 Tax Year
(Do Notlnclucle LI.ted Property)
18 000,
18 000.
Section A - Gen.ral Asset Account Election
14 "you .r. making th. .I.ction und.r s.clion 168(1)(4) 10 group any as.els plac.d in s.rvic. during Ih. tax y.a, inlo one
or more eneral assel accounts, check this box. See instructIons ............... ..................... .... ............ ...... .... ~
Section B G.n.'.1 De r.clatlon S st.m GDS .. inslruclion.
(.) (b) ....,. and (c) 0... ,,, ."'K~I;on (d) (.) (I) (g) 00.._
C1uslfoe.allon 0' prOClfrty )'.at plKtd (bvsintsslinvtSlmtnl us. Recovery ptriod ConvfnllOn Mtl!'lod deduction
an W,y". ~ - Sff II\slruchons)
15.3, .ar
bS, ..r
c7-earro
d 10, .ar
e15, ..,
f 20. .ar
25, .a, 0
h R.sid.nli., r.ntal '."",.
property.............,..,
I Nonr.Sid.nti.1 r.al " . . , , ,
properly ....,....,......,
MM
MM
MM
MM
S.ctlon C - AII.m.tlve De ..cl.tlon S .t.m ADS S.. instructions
25 rs
27,5 rs
27,5 rs
39 rs
S/l
SIl
S/l
S/l
S/l
16. Class lif. ...... '" '...... S/l
b12, .ar..,....,.......... rs SIl
c40, ..,..,....,..,....... rs MM S/l
Partlll,K? Other De reclation Do Not Includ. Llst.d p,o . S.. ,nsl,uct,ons
17 GDS and AOS d.duchons for ass.ts plac.d in '.rv,c. in I.x y.ars b.ginning b.'o,. 1997 ",."..,..",.,. 17
18 P,operty subj.ctlo s.ction 168(1)(1) .I.chon......,..........,......,.........................,.. '......, 18
19 ACRS.nd oth.r d. r.ci.hon ',............,..,......,....,'",............,......,...............,..... 19
Part IVY;, Summa .. inst,uct,on.
20 Li.t.d property. Enl.r amount from I,". 26 ,......................,......,....,..,.....,.............,.... 20
21 Tol.1. Add d.ductions on line 12,lin.. 15 and 16 in column (g), and Iin.s 17 through 20, Enl., h.r.
and on the appropriate hnes of your return. Partnerships and S corporations _ see Instructions ............ 21
22 For assets shown above and placed in service dUring the current year, enter
th. orhon 0' th. ba.,s allr,bulabl. to s.chon 263A cosls ,..,"',.",.""..,.,
BAA For P.perworl< Reduction Act Notice, ..ethe ..parale Instruction..
,
.. 22
FO~08ll '012001
0 FY 0
0 RS R
1 FS J
, 21160
lC 160000 .00
4 4911l53.00
6 .00'
9 673466.00
12 11l1l57 .00
-'
PA 40 "-1.997 970011101-7
Pennsylvania Income Tax Return
Commonwealth 01 Pennsylvania PA Departmenl of Revenue
Fi.cal Vea, begiMin and .nd"19
'.
161-52-5152
GU
209-46-0763
WILLIAM
JOANN
A
8
AC
GULA
6200 STANFORD COURT
MECHANICS8URG PA 17055
PN
SC
LA
2
5
7
10
160000.00
21613.00
.00
.00
.00
18
3
5A
Il
'11
.00
.00
.00
.00
673466.00
L
----------________L_________________~---____________________________
Pl.... fold pag. along this line
II this is an amended
r.tum, mark this 'pace.
OpUon lor a 1998 BookleL If you do not want a
1998 la. booklet ne.t ye.r, check here, If you paid
a preparer, ask if he or she is using this option.
O.ytime Phone
Number:
Fiscal year filers, mark this space.
161-52-5152
GU
209-46-0763
GULA
WILLIAM
JOANN
6200 STANFORD COURT
MECHANICS BURG PA 17055
RlSidoncy Slltut
Clleek onll Dna bo~
R X Resid.nt
NR Norve.ident
P Part'year resident
from:
to:
Locallnl.n",lI.n. Enler ""OIl jDl/ lived liar December 31, 1991.
Counly: Cumberland
Municipalily: Hampden Twp
Type Filer. Check only one bo., School Oi.ltict: Cumbe rl and Va 11 y
5 Slngl. F Final
M Mlrried Filing J X Married Fili~ Joinlly School DlstrlclCode: 21160
Separately . '"
o Deceased Date 01 De.th:
SSN, N,m. Dr Add,au ChanD.. If Any 01 Ih.lbovt inlormation jDl/ entered is differ..t lrom jDl/r 1996 Pennsylvanll
I.. return Dr th.llbtl, Ind If jDl/ did not filii 1996 Penns~VlniltlS return, check Ihls bo~
1. Gross PeMSylv.nla ta..ble compensation from W.2 forms and other wage st.tements .""".. 1.
1 b Urveimbursed employee business e.penses from PA Schedule UE ",..".""".""",."", 1 b
1 c Net PeMsylvenia ta.able compensation, Subltact line Ib from 1a ............,................ 1 c
2 PeMSylvania ta.able interest, Compl.te .nd all.ch PA Schedule A If ov.r $1,000 ,'."..,.,.., 2
3 PeMsylvanla ta.able divid.nds, Complel. and .lIach PA Sch.dule B if ov.r $1,000 ."".,.,., 3
4 Net income Dr Qoss) from operation of business, prof.ssion Dr farm."""""",."""".", 4
5 Net g.in Dr Qoss) Irom the s.le, ..change Dr disposition of plop.rty """"..".""".,...,., 5
50 Amount ofg.in e.cluded (Irom PA Sch.dule PA.19) ......,......,.........,....,............. 5.
& Net income or Qoss) from renls, royalties, p.tents .nd copyrights "',..."",."""""""" &
7 Estate and trust income """"',.".,"',.,',."."."""",."""",.."",.",."""" 7
8 Gambling and lottery wiMings ,'..,'.', '" '.. ." ..,."",., ,.", '.'" ",." "'" ,,' "', .""., 8
9 TolIl CIa" P.nnlylv,nl.lll1bl.lncom., Add th.lncom. .mounls from linlll~ 2,3, " S. 6.1 and 8,
Do Hal Sublr.cIAny(Lo....) Reported on Llnel 4. 5 or& ",., ,.""'.',, """",.. ",."", 9
19 ContrlbuUonlloyour Medlc.1 Savln91 Accounl (I,,'nllrllcllonl) .......,..,.....,........,.. 10 I,
11 HelPennlylvanl. Taxable Income. Subtr.ct line 10 from line 9 ....,..,......,..........,...., 11 ~
12 TolIl Pennlll"nl.II. Ii.blllt,. Multlpl, linen bl 2.8'/' (0,028), Enl" "ur III due h"e .nd on line 11. PI.' 2 ' " 12
i;.
L
X
160,000.00
.00
160,000.00
21,613.00
.00
491,853.00
.00
.00
.00
.00
.00
673,466,00
.00
673,466.00
18,857.00
PAIA0412 12J05J97
'I
. 9700111017
--I
9700111017
-'
PA'40' -'1997
. ,
9700211015
"
GULA
L
13 18857 .00
16 .00
19 .00
20C .00
23 .00
26 4480.00
29 .00
32 .00
35 .00
WILLIAM 161-52-5152
14 4480.00 15 .00
17 .00 18 .00
20A 208 .00
21 .00 22 .00
24 .00 25 .00
27 14377 .00 28 .00
30 .00 31 .00
33 .00 34 .00.
13 ~~~~~~~~fl~v3~~afr~~li~b~I\~: p.ge 1 '" .", ..,.., ",.,.".", ",.,., ""'.,, ,.""" ",'"
14 Tolal PeMsylv.ni.l.. withheld liom W,2 'orms ...................... ,',.....,..,..............
15 C,edil from your 1996 Pennsylv.ni. Income T.x Return ..........,............................
16 1997 estim.ted inst.llment p.yments .,.........,.... ,~,..,.. ....... ......,....,....., ,.. ,..,
17 P.yment mad. with your request for an extension 01 time 10 file your 1997 PA,4D ""'.""",,
Un.181, lor nonruld.nl p.rln..., sharehold... and m.mbers only
18 T.x withheld as reported on your PA ScheduleCs) NRK.l ........................,..,..........
19 I~~li~~ ~J"~~~~'g~arr~~~~.~~~,~~d.I~~."""",..."""""",.""".".""""",."",
Un., 200, band c are 10 1I'llnlonnallon from PA Schedul. SP
200 Dependents, Part B, line 2"...,.....,...,..,..."..,.... '...., ..'..,.........,....,,'....,..
2ObTolaleligibilily income, Part C, line 11'.. ....,............. ,.. ................ ......,........'
20c T.x lorgiveness credil from Pa,l O,line 16 ....".....,........, ....,..,........,...",.......
21 Tot.1 c,edit lor t.xes p.id to other states or counllies,
Altach your PA ScheduleCs) G or PA ScheduleCs) RK'I ..,...., ..,... ......,....,.....,.."...
22 PeMsylvania employment incentive payment credit.
Allach PA Schedule(s) W or PA ScheduleCs) RK,l or NRK,I ..,..,..,.........."........,....
23 PeMSylvania lob cre.tion tax credil.' Attach your certificate 01 credit from the Pennsylvania
Department 01 Community and Economic Development or PA ScheduleCs) RK.l or NRK.l ,'.'.,
13 18,857.00
14 4,480.00
15 .00
16 .00
17 .00
18 .00
19 .00
20a
20b .00
20c ,00
21 .00
22 .00
23 .00
24 PeMSylvanla waste tire recycling investment lax credil. Attach your certificate of credit from the
Pennsytvania Department of Envllonmental Protection or PA ScheduleCs) RK.l or NRK.l ",.", 24
25 Pennsylv.ni.,esearch and development t.x credil""."."".,.."",."..""."""""", 25
26 Tot.1 p.ymenls .nd credils. 'Add lines 14, 19 and 2Dc through 25 ",...". """" ."'."",,.. 26
27 Tax Ou.. II line 13 is more than line 26, Enter the difle,enc. here.. .. ........ , .. , .. .. .. , .. .... 27
28 Ov.rpaym.nt. If line 26 is moreth.n line 13, Enter the dlllerence here."""",."...""",. 28
29 R.fund - Amount of line 28 you want as a ch.ck mailed back 10 you ........,.........,...... 29
30 Credll- Amount of lin. 28 you want as a cr.dll to your 1998 Estlm.ted T.x Account.""..,., 30
31 Oonallon - Amount of line 28 you w.nt to glv. to the Wild Resourc. Cons.rv.llon Fund" . , " 31
32 Oo..lIon - Amount of lin. 28100 want to glv.I' the II,S, Olympic C,mmlllee, PenMyl.anl. OI.lslon """,.", 32
33 Oonallon - Amount 01 line 28 you want to glv. to the Org.n Donor Awaren... Tru'l Fund, '" 33
34 Oonallon - Amount 01 line 28 you want 10 glv. 10 the KoreaM.tnam M.monal,lnc ,,"""'" 34
35 Oonallon - Amount 01 line 28 you want 10 glv. 10 Brea.l.nd C.rvlc.1 Canc.r R....rch ""', 35
Th.lolal of finIS 291hlOugh 35 muslequ.llln. 28,
Sklnlhn(.). Undt, Olflallin ot p'~ury, I dtdalllhalI hi.... ..amlMd Itvs "Iurn. including aU 'tcompany~ schtdul" and sllt'mlnls. and to lilt besl 01 my (our) btlit11tltr ...Irue.
C'OffKI and campll".
YOUf Stgnllul. Ual' YCUI UCcupahon
~s~lQnaIUl"
U&ll
Ip.,., 01 c;ornp name. 0 ., In 'IPII ., ,. e, on e In OIme oon 0 IIC I I. p'.p.,.. ,
I.p.,.,<< q e'.pnn.
Dean Dum
2929 Gettysburg Road, Suite 1
eam Hill
.
..
06/25/98
!leu" op
L
9700211015
,
PAIAO&12 1:00&91
.00
.00
4,480.00
14,377.00
.00
.00
.00
.00
.00
.00
.00
.00
~I.' UCcupellon
Executive
Homemaker
. .
717 731-071 5
9700211015
--I
"--. "--.-.--.
NImI(I) &. Sllo.n on YrNI PtM1w"'anaa Ta. Ralutn: I ~OUI SocaI Secwlty~:
Gula Willi am & J oann 161-52-5152
PA Schedule A - Taxable Interest PA Schedule B - Taxable Dividends
II tou, PA taxable inlerest. ,"come is ove' $1,000, complele thiS II rou, PA ta.able dIvIdend income is Ove, $1 \,000, complele this
St cdule. See the ins~uctlons '" xou, PA 10. bookie I fo, whal sc ledule, See the ins~uctions in you, PA la. ooklel fo, what
inloreslls taxable 0' e.empl. lIa dlllonal spate IS needed, a\lach dividends musl be ,epo,ted as ta.able. lIaddilional spate Is
sopa,ale sheets. needed, a\lath sepa'ate sheels,
Nam. of the PIVI' Amount Nlm. of tho PIV.' Amount
Lebanon Vallev Nat10na 21. 163.
Health Hed Inc. 450,
.
. ~.
, ,
.
Totll PA Taxabl.'nt..... Incom. ','."..' 21,613, Tolal PA Taxabl. Dlvldlnd Incom. ,.,..,
--I
PA Schedule A/S
PAMlI099nOFRf ..~
PA OEP.A.RTMtHT VE.--.
,
L
'1701?11014
...-----. .
'1701211014
1997
L
Altach additional schedules If needed,
PAIAI501 12105191
--I
'1701211014
.._, '--.---..- '. - -
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THE'L.AW FIRM OF
KILLIAN Be GEPHART
'''.:-- .;"-
,
218 !"tHE STREET
ORIGINAL
~ ~ .
CERTIFIED COI'Y
P. O. BOll. 118G
HARRISBURG. PENNSYLVANIA 17108.0886
.~ ..
r'
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.
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C'.,) --;;
Plaintiff
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY,
PENNSYLVANIA
JOANN M. GULA,
v.
NO. 97-3773 CIVIL
WILLIAM P. GULA,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
SUBMITTED BY:
JOANN M. GULA, Plaintiff
DATE OF MARRIAGE:
5/23/Bl
DATE OF SEPARATION: 4/30/97
INVENTORY AND APPRAISEMENT
MARITAL ASSETISI.
Jl
ASSET
~
DATE OF PORTION
VALUATION NON-MARITAL
LIENS OR
ENCUMBRANCES
MARITAL RESIDENCE
1.
332 Equus Drive
Camp Hill, PA
$365,000 03/03/98
(See Exh.l)
None
National City Mortgage
(See Exh.12)
BUSINESSES
Health Med, Inc.
VALUE TO BE PROVIDED
UPON COMPLETION OF EXPERT APPRAISAL
VALUE TO BE PROVIDED
UPON COMPLETION OF EXPERT APPRAISAL
VALUE TO BE PROVIDED
UPON COMPLETION OF EXPERT APPRAISAL
2.
Health Force
Health Med
One, Inc.
INVESTMENTS
5.
MFS I.R,A. $7,278,08 12/31/97 None
Acct #08183024327
(Joann Gula) (See Exh.21
MFS 401 (K) $72.933.44 09/30/98 None
Acct #
(William Gulal (See Exh.3)
Putnam Invstmts. $19,783.93 03/31/98 None
Acts. #A54-3-161-52-5152-BBBR
#A75-3-161-52-5152-BBCW
(William Gula) (See Exh.4)
None
3.
4.
None
None
MARITAL ASSET(S) (cont.).
Jl
ASSET
~
DATE OF
VALUATION
PORTION
NON-MARITAL
LIENS OR
ENCUMBRANCES
6. Putnam Invstmts.
"Acts. #A71-1-161-52-5152-BBBM
#A96-3-161-52-5152-BBBZ
#A52-3-161-52-5152-BBBM
(William Gula) (See Exh.4A)
" These three accounts were rolled-over into
Mr. Gula's MFS 401(K) in 1996 (No.4 above)
7. Royal Alliance Acts.
Act, #036-220997 $16,222.75 09/25/99 None None
(William Gula) (See Exh.5)
Act. #039-150131 $496,550.59 11/27/99 None None
(William Gula) (See Exh.6)
INSURANCE
9. Ameritas Variable $22,960.33 06/30/99 None None
Life Insurance (See Exh.7)
(William Gula)
BANK ACCOUNTS
9. Lebanon Valley Bank (merged w/ Fulton Bank)
(William Gula)
Act. Hl3099112 (Health Force Act.)
Date of Sep: $404,994.09 05/07/97 None unknown
CUrrent: $134,933.97 11/08/99
(See Exh.9)
Act. Hl3095689 (Health Med, Inc.)
Date of Sep: $27,930.31 04/30/97 None unknown
Current: $1,706.40 10/31/99
(See Exh.9A)
Act. Hl3097445 (Health Med One, Inc. )
Date of Sep: $100,743.93 04/30/97 None unknown
CUrrent: $171,299.43 10/31/98
(See Exh.9B)
10. PNC Bank Unknown None Ullknown
Act. #50-9019-5924
(Joint)
MARITAL ASSBT(S) (cont.),
Jl Mm
.
.
l!A!ml
DATE OF
VALUATION
LIENS OR
ENCUMBRANCES
PORTION
NON-MARITAL
11.
1992 Mercedes
Benz 3000
(William Gula)
1989 Volvo 740
(William Gula)
AUTOMOBILES
$20,000 Est.
None
Ilnl<nown
12.
$5,000 Est.
None
None
13.
1996 Mercury
Villager
(Joann Gula)
Leased
None
Ilnl<nown
MISCELLANEOUS
14.
Jet Ski &.
accessories
(William Gula)
Unknown
None
Unknown
NON-MARITAL ASSBT(S),
DATE OF
VALUATION
LIENS OR
ENCUMBRANCES
Jl
ASSET
l!A!ml
1.
REAL PROPERTY
Residence: $428,900 Purchased 10/01/98
35 Emlyn Lane
Mechanicsburg, PA
(Down payment of $132,000)
(William Gula) (See Exh.91
Mortgage through:
Columbia National, Inc.
AUTOMOBILES
2.
Mercedes Co. Lease ($768)
Benz ML 320
(William Gula) (See Exh.10)
Sun Motor Cars
3.
BANK ACCOUNTS
Fulton Bank $2,443.93 11/08/98
Act. #0130-90753
(William Gula) (See Exh.ll)
Unknown
MARITAL DBBT(S),
AMOUllT DATE OF INITIAL AMT PURPOSB OF AMT & DATES OF
DEBT OF DBBT VALUATION OF DEBT DEBT PYMTS SINCB DOS
1, National City $148,076.50 12/31/97 $150,000 Mortgage Monthly
Mortgage (See Exh.121 332 EquU8 Dr.
PLAINTIFF RllSBRVBS THE RIGHT TO SUPPLIlMBNT THE INVIlNTORY
AND APPRAISIlMBNT AS ADDITIONAL INFORMATION BBCOMES AVAILABLE.
IU:lIiOIl S.ctinn U.UFOnM nE::5IDENTIAL ^ppnAISAL BEPOnr rile flo.
1 ----
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f;:111l1UilJ 1. Ph
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. """"hllgICC/,JI,,1t,l t' lU:.ml.tral_I-C:EllAIJ:.e I 'I:' 1lt.L:1t _0_ klfl1AL,. ~
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., FUll.:C Pool ~'c Wl": -0- _()_
NroIAdlUOllll 'S ;( nnn .'t I) ~(In .'S 77 :;00
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; I .' Confl):u;lt.~! $ ',0.2...9 . $ 9...5D!l 'oS 51. JOO
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, h.1.ue-Al1.-.3dJ-u<:!tn,1 f!"'\l" pd.~L$349,500 to $407.910. ^r1fJc:1isec aelects it 'Ialue or
, $]65,000.
.,
:'~l1c..u~ld!'; !':nl~ l"-DllcL.tlJall_t~l1ic.:llly de:ii.rnblf' "om' "lU't':1lc;pr I~ 'lttli:-{n., It n<:;
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:: "lt~t1 . 5UH.JE:Cl CQI.lIWIIIBI.E'K) , COMPM~AULE t~O 2 r.oI.'pI\P"BLE ItO J
H/-A- ntA_ ~U" !l/~
"ml~'US uf at"\' C:lCrlt.It,,,~,rt"htlll of ';l~.W"".OI r.1tt.."u11l1l! ~J)I!."IIl'\II)O!l11' 3rllJ;v!,.l,',;Q,u!;I"y()lov ulu-.cf ~IOIfIIll,.(jlTC),)l..\.Ibw)II"\ur~' J'!lf olllll4Jl.oI ;l;u.~.'Il
~'I \
~OICATEO\'ALue8V St.lESCo".r.lRlsC'rul'PMACH.,...... .....'.0'........".'.",., 0'.. 0."..'...... $lf~
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.: Tl\Is ;tl",,<s.at,s m.'\de ',IS IS' SlIh,c\.11o lheICll;ltl5.;l'1t'f"'t.on:, w\'..{~loOl~ lJl cUf'(.~I'lICS 1i5:~!3~'1(1'" LJ t.oot.~o:lloc...r~'OI1Qf11"'f:t,1nS311J "Il'CLh('~II.}!1;
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, n~cJa,1
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fl::;.ou:.l.:..:>1" ,1:'\1"" ,.,Pil..,.,.....h
;1
. p.;lDC:e olltlls O:!l1;ll',11$JIlS lil ~:hrr,1ICl u~ 1Y'.::llkfl w~ of Ihe '1'311)l~~"f'r 1!~1I ., L..... $.t':l-'\7.t o! lid le~'JII.l:;lSed Of' II'" 3l't'\1! '\."vl"~I$.mJ II...: CllThhl...llotA c:.;n:uitd
jll.l brn.twV; COlwl1!ioIl5. ~'n lTW~e1 _v..'f iJt!rf1IlO1 Ul"ll alc ~lllloJf1l1oe "'llXl'ill ~1t.'tJr.J,~ 1J..x; FQCm "J9!FJ:~flC t.\.1t Fur'!. tOOol!ljlli,....l1l"J __l
i IIWEI ESTIMATE TIiE ..tAMET \"ALL'E, .\SOUttlED. cr lllf neAl MCJl~nTY nUT IS TIlE Sl11lJECT OF nus REPcnT, AS Of 1!a.::clt....J (J: a
, I ,WHICH IS "'~. 0: Q~il .tlO mE mEcm, OAT' OF HilS IIEPCHTI'Q ur $ ...Ju.l.QOIl _
';1 APPRAISER; "-;-=;...... - SUPW'o'ISOflV API'Ilt.15Elt ,ONLY IF fltaulllE.OI;
: ~;"lI",rv"O_ ~~lt.".. 'O(ld DO;J~...I
. 'l.~,"" ----'rttr.f-lolo-&...-li:.r-;:l~lijn_ II."..... ____ 1I':;r:m:1 rlt[l("II'~
'..!JU!tiJ~!llW~~_.s...~:l f,;!!.. fl"tt:!.!.5'.:..i.'."_:.1
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Std!" .
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'.;l.J'i:____CI~~'~:r,:!:',;,~ .!-
,"..,~ ",r.,
EXHIBIT
J Inventory and
Appraisement
Exh. l/p.lof4
r'1.w".['
.
,
i.
111:1:INI-IION or !l.1'\'tf\I:T VI\I.IJ!:l 'Ih..: 1Il'l\1 pUI1".hlc Ilrkc \..llk" a I'flllll'rl)- ~hllllld IIrifll: in ,I CI'l1Il'l'lilhe OIlhl
1'I'ell III.IIl..:1 IlfIlkr 1111 c,l/tl'ilin", rCllllj~ilc In il fillr l(.lle:. Ih..: hll)Cr ;lllll \cller, c,u;h .1l:lilll~ ptllllcllIly, llll1l..kllte:,lhl)'
amJ ;1'i\lllllilll: Illl: prl1:c i~ MI IlfrcCII:d II)' u/1Iluc sliIllUI\l~, Illlplieil in IIli\ t1dillltil1n 1\ Ihe: l:1l11\llllllllallllll Ilf ;1 ~;lk
il\ Ill' iI \1'l.:\,:Hicll L1;lIc :lilt! Ihc 11olUilll: uf lille r,mll $clle:r In !lll).cr uull\.'1 ,,,"tlililllh \\'l1clcl1)': (II hlli'(1 ;11111 \clla
.1IC 1)'l'icOIlly 1IIIIIi\',III:'II; (~l hUlh pallies lire wcll il\f\'rlllcll IIr \\,:11 ;ul\l\cll. llllll ";:11:11 ,lI.:linL= in wh,ll lu~ \:IIII\lllcl\ hh
111\11 he\l illlerc\l: (JI a 'C,I\Ullahle lime ill Ull11wCtl fllr ('\pUSIln; ill Ihe I'PCII III;11Lcl; HI 1',IYlIIl.'1ll i.. lIud..: in lcrlll\
Ill' C:I\1l m U. S. tllllI;us or in term, or rin;llldnl :ur.Jll,eIllClIlS et1111p.."IIoII: t111:ICM: :11I(( l.~) the flllce rq""'\Cllfol lit,'
Ih'tIll;llwM;,!cralil1n (ur Ihe pWj'Crly ~,;utll 1I1l;1r(CC1Cd hy sredalur Cfl,'.llivc Iill:llldll~ IIr ~Iks (IIIII'C\\IIIII". i~I;llllell
II.' lIll)'lInl;' ,1\_,nCi;II':11 with Ihe s,lle.
.
.'\II}Il\lllh:llh 1'1 Ihe Clllllr.1rahln 1I11l~1 he lII,hlt: (,'r 511~('i.lllIr ClC:llh'c lill,lIldll~ Ilr \,II.:S l'lllll'~'\\I,lll" Nil ;hIJIl\llIIl:lIl..
MC IICCC\~oIfY lilr IIIII\C '"l1ls which un: llllllllillly ""ill lIy sell,'I" :1.. :1 ICMIII Ilr ll;lIhli'llI llr 1.1\\1 III il 1lI,1l~cl Uf~"I;
IIll.'\c 1.'11\1'\ lIle ,c;!lltly itlclIlifiahh: \ill;:e Ihc ~cllcr II;I)'~ Ihc\!: "I\b ill \iltllillly .111 ...111.'.. 11,11l\;1~.lilll\\ SI'cdal Ilr
1,:1l.'.lli~c IiI1;UIl.'illl: :uljmtlllelll.. C:III hl;' III:II!,; In lhe Clllllll.lIi1hlr tllllpCrl) II)' l'Omp,lIl..llIh hi li'l.llll.'llll: 1...1111\' Illfl.'IC.1
by .. !lli,,1 1';IIIy ill\lillllillllill klltlcl Ih;lI i\ 11111 ilhe;uly ill\l.hl.'ll III II,... I"llpelly 1" 1l11Il\,ll'llIllI All)' ;UIJlhIIllClll
"!"'ultl 1111' he cah:lllilh:.1 nil ;1 lIICCh,1I1k;11 thlll:lr lilr IIIIIIM ell\1 II( Ihl' lil1.Ulcilltt llr ,'lIl1n,..\i,llI !tul IIll: IllllI.lr
ill\lIll1lll 1'( ;IlIY :hlj\l)llllelll ~hnlllll lll'jlhl\iltlillc Ihc Illil1LCI'" 11,';Il.:lillll hi Ihc lillillll'illl.: 4Ir l.IIIlI:C~\illll\ I"I\CIIIIII Illl:
ill'pr"i'':I'" juclflll~'III.
!i1,\'II:Mr:NT OF I.IMIIINli (,1l;';IlIll11NS ,INIl "I'I'IL\I~;l.Ir~ I I 1:11: II ,\I"J~I
c-ON'IIN(j[NT I\NO llMlTlNCi CONDITIONS: Thc :I[lpr.lim's ccnilir,llil'lI IIMI :1(1[1":;11'1 ill III": ilf1ll",i~11 '1.'I"'rl
. i~ ~uhjcCI 10 Ihc rullmvinC cnndilioll'l;
l. Th,,; ,Illprai\cr will 11111 he rc"plll1~ihlc (ur IIIi111cr~ u( ;1 kj;alll:IIIlI'" IlIal ,I"'~'~'I "'lllll" 11ll" 1'101111'11... beill!: OI(1(1I;1i\CII
I,r Ihc lillt: hI it. 'J he al'IIr.li~cr UliSllIlICS Ihill Ihe lill~ is t:ll11tJ ;HlIl lIl;IlLclilhtc allll, 111":IClllh." Inll 11111 "'I1,kl iUl)'
1'f1iuitltl'l ahl'uI Iht: lilh:, The ('IntPCrl)' is :llIflr.li'lctl 011 Ille ba'li\ Ill' il hdub !lllller IC\III1Il..ill!c 11\\1"'1..1111',
1. Thc uj'lprai\cr hil~ Illlwillcr.! i' 'I1clch ill Ihe lIppr.liSOllle:lhlrl hi 'Illll\\' ;llll'lII\illl.llt.' II1lIlI'I\',1l'1l\ III" '/11: illlprlh'l:'IIICllh
;lJlIllhc ~lclch is inchllll::d 11111)' In ;!"iSl 1111: rcatlcr ur Ihe 1I:l'lIrl in \-i-.ll,lli/ill1j III~. 1'11'1.,'11:- ;1I11lllthlcr>I.Ulllilll: Ihe
i1l'llraht:r's llelcllllillalillll ll( II' SilC,
J. The lIj'1flr.li~er hilS e:t;ullinctl Ihe uvaililhle I"hllld maps th;1I iHe 11Ill\.illcIIIIY 1111: '"cdel;,1 J:t1h:ril'u",y f..l;llM,CIIII,'f1I
Agcllt:y (11f ulller dala sutlu.:es) .1Il'" Jill: nlllccJ in Ihe i1111'r;li"ll ICJ'llltl whl.'lIu:r the \IIII/el:l 'lilt: i.. III('alcL1 ill an
itlenlilicJ Sped,11 Fltlllll JI;ll;ud A,ea, 'kc;lu)c Ihe ;II'Pf,li\Cf i.. 11111 il 'Itlf\'C}W. he lIr ~lll: malc'li nil &llafaIllCes.
c.\f're)" or illll,liC:I'. ICgitrdill: Ihis dclerll1inalinn,
.1. 'rlle Olpj'lr:ti~c:, willlltll t:j~c h:slilllnllY ur apJ1ear in t:I1\1rl hl'l.::lIl~C: he Ilr she. Ill;h!c all ;11'1'1,11'-'11111 Ihe. fl1I111CII)' ill
IlllC,lillll. 1I11Ie\\ ~rcl.'ilic lllrill'gcn\cnl~ II' Iln '" h.lve hccn 1II,II1e hcrlllcli:uul,
5, The UI11'lili..cr h.l~ c~ljlllillctl Ihe value. uf Ihe lantl ill Ihc l:ml ilpprc\;l~'h Oil 11\ hii'hc"l :11111 ",'~I II,C 011111 1111:
ill1/1II1\....111elll\ :It lhclt ClIlllrihlllOIY bIlle, The\c liclMflllc \';1111;11;1)11" III' Ihe 1,11111 illl\l iIllPIlI\CIlI\.'lIt'li 111t1~1 11111 Iii:
Il!oI.'J ill cnujUIll,;liuII wilh UIIY Illlter a(ll'ri1i\i11 iIIld IlIC il\villid if 111I:Y llI~' 'I" 11....:11.
(I, Thc al'praiser h;l) nuh:t.1 in Ihc nJ'pr;&i:.aJ rCll11rtnny Ihl...ehc "'1'l1llilillll'l hUf.'h 11\. 1l1.'...,h:11 1~'l'ail\, t1.:prc...i.lIillll, IllC
IUC\CIll,:t;' 1,1' hal:u,III"\ Wa)lc~, IIIl;ic ~tlhstlll1l.:e.., elc.) t1hlicrvcd ,hui'l}; Ihe. ilhl'~'Clil1ll Ilf Ih\.' "II/1jCI.:I I'/IlI'~'rlY Ilf Ihal
he IIr 'Ihe l1ccamc IIW;HC nf thllillC the Illlfllllll rc~e:trch il\l'uhc,l ill p\:lfll1l1lill~ Ihc "l'lllili..;!!. l.lnlc~" ulhcl\\i\e ~talcll
ill IIIe allpr.Jisal re.j1orl. Ihe Oll'pr..iser h,a flU "nnwledee: u( :1lI}' hid,!clI Ilr 1l1lilrllillClII ClIllllilil111'i Ill' thc 11Il1llcrly .If
illhcrsc cllVirUllIlIl:ltlal conL1iliulIS (im:lmliu& Iln: prcscnee ll( hillalllml\ n,l\lcs, hl\it !\lIlhlaIICl:\, cle,) Ih,lI would
Illa}.e Ihe P1l111';U)' mure tlf less \'lIll1ahlc, illlll has il~~lllllcJ 111;11 III...,C' all: Ill) ~lIch ('lll1lliliIIU' I1lhl 1Il;1~0,;~ nil
~1I;Halllcl:s IIr warrolnlics, Cxpless IIr illlJ1licIJ. rC&iIItJilll: 1111: ,'('II1l!ilillfl III lite I'flIPl'll).. '1111': ;IPIlI:li.....r will 1\,11 hC'
fC'IjlllIhlhlc (IIr :IIlY MlCh c:ulltliliulI"I Ihal tin ..."i:tl III fllr ;lIIY ClIl:iIlCl.'rill~ IIr 1t.:..lillJ; 111;11 mil'lll h~ 'I.''l"il..:.l III Ili\~'I\\.\'r
'\hclhcr )UI.:h ClIlll,lilinll!ii e:.isl. IIcc;lIl\~ lhc uPJ1rJher i~ 11111 1II1 e'I'Crl III Ih~ field III" c1I\ill'IIII1":IIIi11 !I,ll:IU". Ille
. i1l'pr;lis.J1 rcpnrl lIIu)1 lIl1l he comidc~d i1~ llll CIIVirtlllmcUI;11 :1)'liC'I)1I11:1I1 lIr lltc rrftl'crl)'.
7. '1111': ilprr;Ji~cr nhl.tillctl 1111: illrorlllillhlll, c~lill1;lh:~, illlllupiniulIs Ihilt \\crc c.'l1lo,;"'1:1I ill Ihc ;IPI"ai)ill ''''111111 110111I
\lI'HCCS Illill he nr ~he cunsiJcrs II' he rcliahle lInd \Jclie~c5 thelll III he Irlle ami cllrrC~I, I he i1lll'liIi..cc ,101.''1 IIllI
il\~llIlIe r"')rmll\lhilil}' rllr Ihe. lIc,ur.tc:y nf !inch ilcms Ihill wcre fUfni\hell 11)' ,'lhcr (1iHlil'!O.
X. The "l'praiscr will not tlisc!u)c Ihe Conle1l1, ur Ihe ;l1'P"II'Ii;II ICI'Iltl C\ce;lI ;IS Ilhl\ hkll lI'r ill Ihe UI\ili.lflll
Starlll,utl.. II( IllU(c\~i,'nal 1\j'll'l'ilisal 11r;lclice.
I,. Tilc :1i'(Ir;li~cr ha.. hasctl hi~ or her arll"li"al relll1rt nllJ \'i1lualinn cIlIldmillll Ii" :III ill'rl;IIS;11 Ihat i\ 'U";CI.'I hi
!tJI1'1r.ll.:hllY CUlIll'lcltnu. repain. ur allcralillll'l UIl Ihe ;1'i'llllllj\li.lfI Ih.1I ~"1I1l1'11.1l0\1I ur Il.c illli'rll\l'flh':!lh will hc
pcrforlllClI in :I ","'nrL.l1Iilllhle 1II:11111cr,
10, The ilprrai~t:f mmt provide his or her prillr wrillen ('unsell I hdllrl: Ill..: lentl~r/diclll "PI.7":II~(',1 ill Ihe ill'l'I:Il\i11
rcpurl call tlislribute the apprais;tl repI'rt (inclutling c:ullclu(ll'lll( lIt'ltlul Ihe pfIII'Crl)' \;dlle. Ihe ilpl'f.ti\er'i 1I1c1ll1l~'
;1I1l1 t'rorC\sionalllc(i!:n,lIillll'i, illIll n:rcrenccs 10 ..ny j'lnJfe,~i(1l1al :lj1flfili',11 nq~,lI1i/.lIil\tl.. III Ih\.' tirm wilh \\llIdl Ila:
. ;Ippr;ti\er is assoc:ialcil) h) anyone Ollie, thanlhc: bl1rm....er. the Il1llrlC;lS:~'C' t1r 11\ \Ii<"f...,\",.. .'ll+! :I\'I!'II\, Ille 1lII1fIIiat:..:
in\urc:r: conmllalUs: rrn(C')sional <I('1pr.!i'lal l'fganiliftions; :111)' Slale \11 ICIh.'lill!y llr:I'III\I'11 lil1,lII~',11 1Il,llllllit'lIl, III ;111)'
dcp.ulmenl, ifGcney. or insllllmenl:llily nr .he Uniled Slntes I'r nil}' ~I,I'e 11C Illc 1)1\101'1 III l"llhllut,ia: (';;eN IhJI
Ille le/ltlt:r/clicnt OJJ)' tll~lribt1tc the p"'pcrl)' ,",escrirHinn <cclillll uf the fq1Jlrl nlll,' Itl 1I.lla n'!kllll'll 11r repllrlllll:
\cr\lI.:eIH wilhlllll ha..inl: to ohlain lhe lIrllrill~er's rri(1r Wrtllcn CIIII\l'lll. 'Ih;: ,11'PI"",I', \IIIIICII \:,111\":111 allll
applO\'al mu\t ahn hc nhl,lincrJ hefure Ihe IIp(1li1isJI call be 1'llIlHYC,1 h) ;1I1"1\1l~ I,. 110.. j'1'!'I'I' IJ'lolUj.'!1 ,1I.hcrti..lI'I:,
puhlic relJlinll\, lIe....\, sah:~. ur tllher 1l1('I!ia.
1',...t1die Mole 1\lrm .ol} 6-9)
I'.lgc I dr .2
I .1lI1111.' ~,I.le I 1'111I 1IIIIlil '1.1J1
EXHIBITL:C'B
; Inventory:,~ri1i
J Appraisementi:~
!::Xn.l/p.lOt.4
l~","' .tl \\.,'.....I.v , , I ~ \~l",,_~ \ ........ ~'._I!I..~.. rr N. 1 II
I' ~I'f', '!'l ,~, \
It.... 'II_~':O
AI'I'I('\ISf'l{'S CI:rcnFlC,ITIUN
: '\I,pr.ti\cr cCrlifi('\ ,11I11 .It:lt.t~ 111.11'
I. I IIJ\'c 11:\1',II,l1cll the ~llhicCI 11I:11"'('1 :lIea ,11It1 h:lVC !ich:(h'll .t ll\illiHllllll uf !lun' Irft'1l1 !i:ll~.. ,.1 11ltlf1('rllC\ "'11\1
sill1ilJr ,IlIlJ I'HI,in,;llc hi Ihe sllhjcct IlfIlprrlY r~}r clln,illCI,lIl1111 ill Ihe \;11.:.. l.:I'l111',Hi','lll .1ll.1J)'\i, .IIU.! 11.1\1: IIIJlk .1
i1tlll.u utlJu\llllClll .whtll nprropri3lc III fCOCCI Ihe UliH~cl rc.lclinll III 11111\(' iwm III :'lgllllk.llll \';Jll.Ilinu. II ;.
si(:flllkant ilem ill LI c0l11p:U:l11h: 11W[1crly i~ slll'criur It'. I1r liMe f.I\l\r.lhle 1:lilll. Ihe \uhj(l;1 1'1111'<;11)", I 11;1\1: lll:lIk
:1 nc~;tli\l: illlju,\(lIlcnl 10 ,cIluce the lllliu:'.lCll !'lOlles flrice tlf the (lllIll':ll.lhlc ilull. if il si!:nili":,1I.1 itclIl ill a CIlIllI1Jr,lhI.:
I'WP(,II)' " inferior Itl, or Ie'\\ ,'a\'or.ll1h: than 1111: suhjeL:t IlfllJll:U)'. I have 1I1;1I1c :'I pmill\t: ilIhll\III.~'1I1 In ilLl:lt:alc Illl:
Ollliu\ICII !li:llc'i price or Ihe Clllllpar;,hle.
~. I 1I.l\'C tillclI illlo cnmillcr.nitlll the ractnu th:u hll"e ;m imt'ilcl till .....lue ill Ill)' Ikl'dPjllllClIl IIr the cqilll:ile (lr
malLet \'ahll: in Ihe lIflf1rili\al fCrullo I h.ne nut lrlllwilll:ly \\'ilhhchlllllY ~1!:lIili~.IIl( illlllllIlJli\'ll hUIll Iht: lIf'lPI.li\;11
f":lll1rl ,11111 I hdil:\c. hl Iht: hl:~1 \lr 111~' ~l1lW/lcllt:e. th,ll "II Slilh'llIt:llh ,11\11 illrllfll',lllllll ill Ihe "1'1"ili\;l1 ICllllII .lIe
true uIIlI (orll:Cl.
.I. I 'Iillell in Ihe (\f'lf1J;.i\i11 ter1ll1 unly Ill)' 11Wl1 pennn:ll. lI11hia~cII. IUIlI rhlli:\;\illllill MIlI)"ls. "l,iniullli,. iIlIII
I;IIlldu:.illll'. whkh :lIC !>llhj..:CI tllIl)' hI I\le t'1I11lilli:Cnl allL!lllllilill~ \'Plllhlillll" ~1l\"ilh'll III Ill" fllflll,
.1, I h,ll'c 1111 rle:'Cill llr IlhlSllCC1hc illlclt:~1 ill the rfllpclly IIt.ll i'l Ihe liollhll:d Ii' Ihll h:lhlrl. ,111.1 I h.ne' un rl~'\clIl
Ilf [\11"'pC[IIW I1CI~lIll;l1 Illh:n:~1 III hlil'l ....ilh Ic'rCl:t III Ihc I';lllkill.lllh III Ihe tliUl".~lhlll, I ,1111 11111 h.l'~" cllh~'1
IMfliolll)' III t:lIll1(lI':lcly. illY ilfl;a1)'si~ ullIl/ur ,Ill: C!llil11;lh: Ill' lIlolfl.ct V.lllII: in 1111: ;1{'pr.m;11 h'lhlll I'll Ihc "I':~. 4,:,11111.
fcli.illll. !oe:l. halllllc:lp, follUili,,1 51.1111". III Ililtilll\alllfi~il' I.r (illter Ihe Phl'>l''':l.:II\'C IIWIII.'I:. "1 11t:'III'.llll:i llf Ihe \111"":'1
I'rol'l.'lly ur "I' Ihe: 1\1~)..:nl UWIIl:IS \11 tll:l.:u!'ilnIS..r tile: Illlltll:rlic5 ill Ihc "idllllY II/' Ihc !ollhJl.'~1 1'11111..:11)',
5. I h.I"": nil l'rcu~ul fIf 1.'II111ClIIr1illcIl future hlh:IC)1 ill Ihe suhiel.'t plllll':fI)', ;ll1J Ill'lllu:r Ill)' I,"Urll:lIl II' lullllC
clllphl)'lIIClIt nnl lilY l.:lllnrell)alion rllr 1't:lf\lfmint: tlth 11111'r.lbal i\ cllntilll'(1l1 I'll 1111: Ulllll;Ii~c,1 ";llllc Ilr the l'hll't:II)',
h. I \\as Illll ICl.lllilCll It\ rC[llJrl :'I lllcl!ctcrlllincll V<1!llC lit IlilcClillll ill "',llllC thill a''''I'llr) 111\: C;lll',C t,r thl: clicnl IIr
Illly IclalclJ p;Uly. Ihc nllWllnl of Ihe v;lluc c~lil1lulc. the Ult;,illlllt:IU ur II :ipccllic rC'I1I11. "f Ihe Ul:cnlfellCc nr a
)uh)CIIUl:UI c\.clIl ill IIll1er 11.1 Icceive "'~ Cl1Inllcns.llilJlI 01lUl/111 clIIpluymcnt rllr peflilllllill~ tllc ;'11Iltoli"..1. I 1!1I1 11111
11;1\e: the 1l[llllilbl~1 rellurl tin II 1I.'IIIlC~I(lllIIiuiIllUIII ,\'lIlualillll. il !iJI&:dlic valuil!illll. I.r Ihc m:nllll aI1,,(m~ II !I11l:l:llk
IlII,rlG.Il;CIII;ll1,
7. I l'l.'rr.lIlIlCtJ this nrl1r.lh<1llu C\lllrurnlity with Ihe Unirl.llm Slanll.mb llr l'lIlre~,illllill l\I'I'I.U....1 I'l;l..:ti~e lhal \\CIC
lultlf\ltl.l ;uIII pfllllllllS:ltCII hy Ihe t\flfllai'iill SI;tnL!aftl~ 1I11,llllllr '1111: ApJlloli\ol1 r:lllllul.llillll 011111111.11 wen: ill Ill.h'e :1'1
!If Ihe clfcclh'e 1I.lIC uf thi~ Ul'lmli!i;tI. with Ihe c\ccpliuil IIf llle IlI.'l'illlllll: l'IlI'l'i~illll ill' Ih..,~. SI:lIl1l.lhl'i. whidl L!I'>C'
nul "'I'ply, I ildnuwlcll;:c Ihal all l:!olimale IIr <1 IC;I)lllliil,k lime fill C\IIlI~'UC ill Il,e IIP~'ll lIliUL1:1 j,. II ';lllhllli.ll\ ill
1111: tldinitillll (If mouLct valllc lllltl Ihe cSlilllillC J llc\'dIlJll.'d hi l:ttll!ohlel1l wilh IlIe 1ll;.ILdlllt: tiUll': rhll~ll in thl:
llcj}:hhurhu\ld !ocClitll1 ur lhis leport. IInlc15 I hil\'C ultll:rni\c ~'al::t1 ill Ihc 1':":l1n..:ih.lliIlJl ~,\'':Iillll,
K I h;I\C 11I:r.!o~IIl;,lIy ill~rll:clcL!lhe inlcrilll ani.! Cllcril.lr lUea'i l1r Illc -,.llhied prllllell~ .,!.: I'..: nlllil" IIf 1llIllhll'l:lllC~
h'iICII ii' Clll1lJlarilhlc~ ill Ihc llf1(lr.li~11 rCllllrl. I rurllu:f ccrlir)' Ihal I Ihl\': lillii'll .m) ,'I'II,lh~l\l "I LllllWll .lIh'Che
l:11tl\lilillns in Illc !luhjecl illll\ru\'ell1t:llt~. un thc !illhJ':CI !lite. 1Ir llll .IIlY !-ill: Wllh;ll Ih~' 1111111":111.11':- \'inllit) 'If Ill::
!tuhj&:l:1 [\"'I\ellY nr whic:h I am QW;lfe ;1lI~1 have lIMJe OIdju'IIllIl:uho ji'r Ih~'~c ,"h\.'.... I:'l\h:itillll'. III Ill)' llnalpi!o Ill'
Ihe (l1'Il'elty \i111l1: h' Ihe (\tcnl tlMI I hOlL! markel cvillClll:C III MII'jllltl 11":111, I 11.1\''': al\11 (llil1l1l~'l1l':tt "Iallll Ihc
dle!:l 1\( 1111: iJlhCISC ClJuL!itillns on 1111: 1l1illLclilhililY (If the !iuhirct IIlIIpaly,
I', I J1~r"lll:lIl)' IlfcraleL! ;Ill cCll\clmiOlI'l i\1II111pininn!l ..hulIt Ihc fC.11 I:\liltc Ih,ll \\~l': !t.:1 I"II!. III IIn: ;lppr.li,all":1'1111
If I r:;tiel! 1111 'ii!:llilicilnl prufcuiml.ll .I~)blancc !'rum i111}' itllliviiluill III ifll!i\'hlll,lb ill Ihe l'.:lItlllllillh:~ ,,( Ihe
ill'p,ai..al ~ll tll.: I'fcparJliun nr Ihe U[\I'rai!o;11 1&:11;;,1. I.llilVC 11:1111l:11 !l11l II illlli\'itlllilll..1 ,II:,' 1Ii',I'I,'wd IIIC '1IICl.'ilit: I.I:O~"
I'crf\ulIIctl It)' Ihcm in Ihe: r.:~~lMdliatit1l1 ~cclil\l' Ilr Ihi;> lIrl'I~li"ill 11.'111I11, I l'l:llil)' 111,11 ill'f illlll....llIal ~II IUlIIcII i~
llllil1ilicll llJ l'cllilrm the I.hl.lI. 1 ha'l'c lIut lllllhllfl,;cll an)'onl.' III lllaLl: as chal:gt: III ;Ill}' ih;lll ill II'" 11.'(1'111. UII.':c1iln'.
If all un;uIlIIlUi/C\! ~h;'lI!:c i5 m;Hlc l(l Ihe 1I1'('Ilai~:11 rcrull. I will lal.1.' 1111 IC'II'I,n:..hlil)' li'r il.
StlIIUt\'I,'iOItY t\1'1'ItAtSr:lt'S C1mlll'1(',\TION: If a ~lIl'~f\-i\nr}' ;IPl'IW~,CI "l'll~',1 IiiI' i'f'l'r,lI~,.l ICpllrl. h.: Ilf ~hc
[Crlir;c~ anJ .IC'cc:s Thai: I ,Iin:ctly sll[lcrvis'e lhe :ljlllr.li~cl WIlli rlcpMt:!llhe "prr;li~,~11 fl:rllll. 11.1\':: Il'\I1.'\~CII the .1(lprai...11
Ie'Plltl, II~tI,:e wilh Ihe slaltnlCnlS lIml cnnclll~il'llS of'lhe lll'pmhcr, ;1&:le..: III he 11.11Il1l1 lor II.", ilrrr;lhcr\ n:llil'k;llil'Jl)
lllllllhcr~'.1 ~ Ihrllllsh 7 1I1111\'c. :lnll .un laLi,,!: rlllllcslltlmihillly rlU Ihe ;l(lI'l;li\;11 i1ll1.llhc ill'l'r.Il,.lIICI'PII:
332 E'lUllS Ddve, Camp IIU1. PA
1\D1mESS OF l'UOI'I:lrrV l\PI'R/\ISI:l>:
'~I'I'~l'\IS[R*,_
SI~lIi1IUr; ___
"'.un r.r,."m:1n
I)Jle Si~llct.l:
Slllle t'eflllh::llillU*: --ltL=.O.QQ56.3::1
Ilf SI.lle tkclhc *.
Slale: P,\
bpilOlllllll n"l.: or Cellilic.uiUII nr LiCl:lI\c:-6/(lQ
Slll'l~I{\'ISOt:Y AI'I'n,\I~Ht (ll11t\' II rClIlIir~'dl,
Sj~llilturc:
N;Il\le;
flate:Si!:Tlcll:
Slille Ccrlltil.'..lhlU":
III Sluh: l.ic~'m~.: .__.~-
SlalC:
I:Wir;1lillll
0""
D;IIl.'uf.CCflllk.lli":III,!.i(\'II'\'':'
00.1 n.! 1":oI.'ud r'CI'"dl
r!clhlic r.b\: Flinn ,IVI
r.l~:: 2 "I' ~
f'.llllllt' ~.I.", I I ,Ill lnalll
",'1,1
(,.1'.\
,
1',...... " ~v"..,.. 1", II ~ \I',...",w I...",~ 'I.~ II., ." r"I.,~1 I
\1",,"11""
11"",,"'1'."
I
EXHIBIT
Inventory an
Appraisement
Exh.l/p.30f4
"
J.J. J.to UV 'J..l'\I\lI\o'1
~mllm
.\, t.., \11,' r \1 \"1.\." All''''' I
11','/III"'/II(I,10WIIII"";I(I,,1II1
- - ....- .-.... _. ....
, ";;;;,;,~,';:~.-1M,,,];:a:,
. ~1OOfl UJ. :1. ....~
....--'::-r:. ~'. . ..-"J"~r.;
!II!II",III,",I,I"I.I"I.I,..I.\,I,.I.I.I,II,"II,".II,,I
, . "':'::PMTIClP~iili.:=.::;~-?'::'
WILliAM paULA' ,.- . , '
mo Sf AN fORO CT
MICHANICSB\.IllG PA 17055'lZ45
~ '-- .".-- or=" --.
'=::..A""'""".u"""":;;;.-=
EAlTH" MliJ:'i~~ ,-,,""'--
ATTN: WILLIAM r GULA
PERSONAL' CONfiDENTIAL
OLD! lIlERTY SO 4111 JONfSTOWN ROAD
NAlIllISlURO PA 17109
:Ef1lVmr.;C!lTJl'ti>llCIElii~rlvr:7':
RAYMONifjACQUES' .., . .'
ROYAL ALLIANCE c/o SCHOONER INVEST
ATTN RAYMOHD JACOUfS
a CENTENNIAL DRIVE
PEABODY MA 01llllG-79.11
.
~~~~
INVESTMENT BEOINNING CONTRI8UTIORS EXCHANGES/ OISTAlIUTlOIIS NET GAIN/
AllOCATION IAlANCE TRANSfERS/OTHER LOSS
ENOIND
BAUNCE
.INVESIMENT TYPE/fUNO
ElECTIVE OEfEllRAL
','F5 Cl09Al OROWTH FWltHl 76,00% 12.627,18 1.042.14 0,00 1.338,25' 2.065,73' 10,765,31
'fS R!:SEMr.H FUND-lI 25,00% U58,OO 547 ,3e 0,00 419,13' 61U6' 3.963.77
.~.IDM~~3,.~$i~~~~~!1i!~~;tffll9j.~~~~f:it-;.~~."."E~e~s~s~~,;ft
, ~~AICHING
i,llfS GLOBAL GROWTH FWIO 0 75,00% 7,697,27 0.00 0,00 1,566,79' \,0.;5,44' 0.~5.0~
! WS RESEARCH FUND-S 25,00% 2.6M,Ol 0,00 0,00 460,59' 319,77' l,m.~
tji'r~~~I~ 'fi';=;;"'~~~~~f~liif'4;:-";':jlij!;~~,el:;;::~~~~'ii~O'
,
; ....OVER INTO PUN
',,'fS EMERGING GI10VITH FUND-B lOO.OO'll. 6~,277,14 0.00 0.00 0.00 11.2SI.SO' 51,025.14
,
\TOfiii.".ivJlI;llWQ!filjI;J~=--"_ ~~;::::'~~~.EI9aa~"'" g,~-=~ i?E'!i:ii....:..~~lm!'i4:
l'~" ..-..- ._- ......._"'" ._.~. _ ""._ . __ ~ ...~~ _ "=-_~._.._ ......._. .
i
.--. .....-.-.t:""- ~-=
"dk~RI1~T~'-:S- ~- 2:::-
j~...;.. -- ..__-~_"::l~ ..
.
. "'::-.1:" '1~.::;-::_.;:::it~-:3i",m~.;,,':':::ij~1lJiI::- -ti€@
-' .... ..- _ _;:::.1~~._:t.~ _ _ ._
mCTlVE OmRRAl
,.....ioeAl GROWTH FUNo-8 15,00% 1,003,40 5,200,23 n 00 1,338.2S- \.100 al' 10,76534
',!FSRF.5<ARCHFUNtl-B 25 00?0 2.785.69 1,133.41 0,00 419.13' 76,20' 3,!J63 n
':OT~~:It.t~NHig,~'f:i!i::;:.:::,~?r:;.':;"::7~~~~,'~~~;;!'-!j"~"Sf.l1!i:1.:fill,f.iWjq~i.illifJ,l"t=~I1A;;mm!
~<r.1j'';;-~DiiI:''M'jlfiiiiiiAlif.u.~a.1
~~~""~~ft=':J
INVESTMENT aEQINNING CONTRIBUTIONS UCHANGISI OISIRIBUTIONS NE! CAIN/
ALLOCATION &ALANC! IRAH5fERS/OIHER lOSS
IMOINO
BALANCE
: INVlSTMEHT TYPEIFUNO
~ATCNING
"s GlOOAl Gl1CWTHf1JNO-5 /O,CO% 59722 7.117.50 0.00 1,36619' 1,052,19' ~,Z05,04
f5RESEARCH FUND., 2500% 211.09 2.3;2.$0 0,00 46008' 23!.35' 1.883,05
, ,~liiAmtlll~;'~''''''''''=---=:" ~...._._,. '-~=~"'=>ol=--=""""""'--=-b:i'l7F.ii'
: iJ ,.- ._...., r.'~:fC::':".;,:':.lf::..- ..!._ . ~:1".:Ialr.:~~~~..=!.'I'~~I\~:::t,.J~~~ . .._...t;
.',~~~m~Rt'M'_~"M""'_'
I
EXHIBIT
Inventory an
Appraisement
l:.:m.3 IPol f
.1i'ICIPANi t~.\1"'E. WILLIAM P GUll
;~f .t~t'G2'51:1,
P'I' 2., 3
INVE~lMEHl lVPElfUNO
;ni~;ii'.""'Atfj"-a-"'~'r::i.iOOiT"j~iJw,~
,.:,L..,~'1_.._t!!L~_ _~'l:: __'..._
IHVlSIM!HT BEGINHIHG CONTRIBUTIONS lXCHANGE" DISIRIBUIIONS NU GAlli'
AllOCAIION IALANCE IRANSFERS/OIHER lOSS
f.HOINC
BOlANCl
llllllOVIR IN10 PLAit
;,fal.lmu"m G~UYlIH rU~C'B lCO.OI1'. 52.661 60 Q 00 000 0.110 ....J.OS' SI,OIS be
IOIAl ROllOV!R IN10:~LA!!;~:Fir:;:;''''~~E::~~z~~r:;;':::~E~~=i?u~~!TiR:r,;;'~illivO:;:!:23l;~':'~~r:;D~~:
-;''--'--~;:';''':=:-';:~=''-=~''''''''''''';ftr;;?'=:~'i&=~W:~-''~, - :-S17..'u:j6"'-:';:~"l'i" -~:: . "':tiF
". -=::~:..-;:.:-:-~~:.::' ,!:".=..~:;~?~;.....-~ "':f:'t~._~.._..o-.'" . ..:.::::-:-;; ":0':1.. ..'L--:~~.~~..w. .::m.14'~:~~
ORAHD lDTAL,
~1~0iG1
--:-::;.' ......- -
INVESTMENT lYPE
(I ECTM DEfERNr,L
'IAICHING
RCLLOVl:R IIITO Pf.AN
'1. VESTED
100%
1(10'i.
100%
IOTAL VlSlEO VALUE:
VESlro VALUE
$U,/1V,11
S7.118.69
SS1.01~ ~l
S7Z,93U4
,,:"'~:;:~;?4iii~_~~~~~illir.~Elll'iNtt~'8!i,r..sup.P.t1l!~~_::':::f.~~fu~~:::;
'. ,:' :':'::''''::::?.BY:i'OlJ1I.'1'HIl!j;tJ'j(Il, . I:lMIR!$1,a~IU91~1irnl}!~s=T5"tm:~At~~a:D.B:A~C!,,-qAcr~.:;.';~,;,,
.. "~,.~ .-:7'''''~U'''''''''''''''''-''''R''''_''''''''-='pr.''''''''':=-~~ =" ,='='" ~_' '_'=-'_'=-=_'_.".--=..::"","
.~ . ~.-#-..::::tOlI';LIoIl"'''''.~o:;r.~1f ~"--;l.U~tJ.,'1:n'.:;a."'!..~~_'.::::,~~ _~:... ::;:~ ...._... ....., ---::::._._. __..,
- ..~.'::..:-.::--::....-.....:_-,=-~.~~-:;...::;:'~.::1 _--..:-.;..-....:=-___-- ,=-:.=.-~~_::::-~:::;::. _~_....-.~_:'.~::-.-:.__,
.
~~~t{\~
.fFS EMERGING GROWTH FUND.B
.:..~--=.;:....;.;..~. - -::: ~~--- -r.:.......:=.:;;-~~.~~;- .-o;;-~=::" _ ..::..-~ ~_ ~"_~~--:.-:.::-;:___:...~..::;..:.-:.-;;=~:.:.~~...:~,
"::-~.::;:~e~Dngm:~W1Jfifiiinco-:::,,~$";;;f..=--:.ez~~ ....:::'_..:;"~~.::..-I=-:.::aMinD1iiq'-::ti1u~~-::..;::;";f:.=:
'-'-';"--;::::"---"' ....- --- - -'- ...;;:::..t.'":I..-" .-~-.- ..-:;' _ __._ .....,.:;::,l/C. _...... .. _ __.......
::'~.' ;::...-.::. -;:-~::=r.:r~~i~. _~ ~-;;;;:.__-.:r-=-......-=;;f{f~.=-'" ~__;;: -:-.-:-._. ~ ~~_.._ -::r=..::
.. ._.....~..:::.-."""":' :.~~~- ..-.__..-::::--..--._-..-..;..::..-....-.o::'_..~ ~...~ ..._____::.._". _ _.~.'_ .'_.._
PRIt(
PROCESSED OA1E
Nn uAns..ctloos UllS ptrloo
TRAHSACTlON
DOLLAR
AMOUNT
PRICE
SHARESI
UNITS
TOTAL SHARESI
UNITS
. .;..:......-~'1--.-..~ .-------.::tI~--... -..:.-.~ .-o._-:....._~_ ...;......:-,.._..;.~."r""....:::. -;;:',E::- .=-"4
.' ~~~7:.'~;::.""'...;:-Al!iiiJJrin:;!lIllIfijj\lhlEelliiic:..~=-:=:_=-:.::=-_. ~~:ac~=~_~?;:::::-.'" ~~-7.:i.'-::--Z-~liiiar6U:VAfUi~;;:;~~
.' ..---- --- ---.. ~;.._!.:J..~4t_..~.. ~ ;.--o~r......_ _ _ _ __ _'_... ~__'
--': :,,=~=~,~"'~.;?'::~..:;;.;;'.:::::,::::-::::;:::~f'..=--. "':::::="E;:: '='-.::' -,!;~};-e:;~er:::: ..:!.::-_-===
. .,...-"'""':'"-.-.;....--... :::.:.-. .'- .-----~~..".....; --=--..._---:-:;-...-. -"':_....~ -"--. _....~- .- '.
FS GLOBAL GROWTH FUND.S
."M_.;:';" --~~::s.;:...-..-__ ~ ...._ __ -:z""-.-.: _ ._~ ~__ "__'._'_.'.' _'_~_~'
:::::. :~::-~.~. -" !'I-rtt''':''~tI~:;:::.J.~~~;'-~ -~.;ic..-~;::;..----==......-::.:-.--::=o"~-ft::.-IZ:M'iJ..~-:.~_._~-:::
'.7,:::"'~"::-::-=-"':~'4 . ir1'~.wl~~c.::--..:=~~ri'.Uo ;~:;~._~';O;:~.::-:::u~ ....!'..~.~~=--::::-...~;::.::
...;~~~;;=::.;:;:::E~~::~..-.-~~~:::=- zg;~'~~~.,_ ::-~:7'"-;~~~~@if..~'.:::.~~:...~,~=-
0- ._, _" ._. _~_ _.. __~_ .--:-.::: _..~..-:,:._._...... _. "_'_---=_"__ ..___.:....---::- ___ ...
l" PRIC! TRANSACTION DOllAR PRICE SHAREs/ TOTAL SHARES!
PROCESSEO DATE AMOUNT UNITS UHItS
7/06 7ro6 EXCESS CONTRIB A!:P Rf~IO 1,33825- 21. IS 83,274' An7,6SS
7113 7m CO~1R1BU1ICN .5C73S 21.37 ~5.e14 933.26.
7/15 7/15 EXCESS AGGREGATE ACP RfND 1,346,79- 11.(;6 63,102' B70.167
6/11 ellt to.~ml8UTION 547.38 19,3C 21,362 B91.519
9103 9109 CON1RIBU1:tm 547,311 17,/2 30,891 929 4ZO
. :.~ ".. ....-......... - '-.....:::.....~1;,... .::\.:-:....,-~':". ~r;..-...;;:'.._,~~.:..::...:."";:.:;:-:~-:".:..:.:~..~.:::.l:._.:-;~:..:.....:.;.:;.::.~:".;.."~.:.;l...~.___~-...,"':.~... .-;,......:-...:.. ro.
. ,-' ,~,::~ '~;;!1~dllJiflihil.. i~I.1hiJi'Jili'@!.~..::_;!~..=;;::r.::.,;l!II.9!..:.:.':::.~~.:.:.;.;:?,::;:':-:;;~;;:E.,:~:::_En.!!lrlIiXAIII.;_-":.:.~~:::::...,};:;;
.. "., ..- ,- :::>......... ,-' ...... """"",,-' -=~."............" _;::::'-;;_c_ ..- , l"",~."'- ~ _
.,:.:;::,:,:~":::=~~=."'J!i'- s:~.#;.~:::::--:::s''''"''=::::::=-=~,=='.:;:..o:;..__;'.l1~,,~ =?_~~.,
.-..' ...-- ..--............. - -.- .......-......-.-_.~-~- - ..-- .- - ... ......
.
J1mnr-'-' --. --'.
~'.'.N'_' .."'".....-..IUI'U..I4......,...'.u__,
I '
--... -.-....---....-..... ....-.
EXHIBIT
~Inventory and,
jAppraisement
Exn.J Ip.20f2
C)-A
i">l:o'
;'(ear-to-Date Statement
.uary I, 1998 - M3rch 31, 1998
PUTNAM INVESTMENTS
WI L LI AM P GULA
6200 STANFORD CT
MECHANIC5BURG PA 17055-5245
.
ICllent number: 0026353002 ' ,'" ,"
Investment firm:
ROYAL ALLIANCE ASSOCIATES INC
Representative:
MR, RAYMOND p, JACQUES
Representative phone number: 1,979.977-1757
For Putn.m assistance: 1.900.225.1591
Total value of
your portfolio
'Ss :of ,3i31/1998
. .'::"': ." ','.' ~:. :~'~:' ,~.-, ",
.............................
;':"( -, ',"
,',,$19,7B3.93 '
You can now check your Putn.m accounts on-line, get daily prices. or view your person.llzed taX (orms .nd statements on a secure Putn.m
webslte exclusively for sh3reholders, See the enclosed copy of De3r 5h3reholder(or more In(orm.tlon, C.III.800.563-3665 to get your
password tod.y,
.
. ' .
Beginning balance . ,', Additions
(as of 11.111998): ' ,Year.to~dale
Withdrawals"
, Year.to-date
~hange In value
, . Year-to-date .'
Total value
(as 013/3111998)
Tatallor the quarter
.nu3rt I-March)l)
$17,304.01
, $0,00 $0,00, " '$2,92' ' .: $119,62
, ' "
000 0,00 2,477.10 19,664.31
$0,00 $0,00 $2,479,92
$0,00 $0,00 $2,479.92
$0.00 IRA contributions for tax year 1998 $0.00
.tnam Diversified Income el.B
Putnam Vo II er Fund CI.B
, "
.$116,80",
17.197.21
$17,304.01
Total year to date
IRA contributions for tax year 1997
;' YOUR PUTNAM PORTFOLIO ALLOCATION
..: . . .
Allocation by Putnam fund
Allocation by investment category
II 99% VOYJgcr Fund
II I % Diversified Income
II 99% Growth
.
o
o
o
o
I % Income
.
0% Growth af'id Income
0% Tax Advantaged
0% International and Glob~1
0% Asset Allocadon
.
:ml II 11111 11111111111 II 1111111111
@
EXHIBIT
Inventory and
IAPpraisement!
Fvh 4 /p ..1 nTt1,
~B ~S~
-
-
-
fonfirmution of Activity
_.ember 25,1997
I
PUTNAM INVESTMENTS
To Invest by m.i1. return this slip .nd your
checl< p.y.ble to The Putn.m Funds In the
enclosed envelope, To en.blish. monthly
InveSUllent pl.n, see other side,
....mounlcICh.c..
Fund: PUTNAM GROWTH & INCOME
CL-B
Account: A52_3.161.52-5152-BBB.M
Client Number: 0026353002
C.pit:11 G.ins: REINVEST
Dividends: REINVEST
Mlnll1'lum In~utm.nl S50
ILL lAM P GULA
IRA ROLLOVER PLAN
332 EQUUS DR
C~P HILL PA 17011-8357
$
I
I
Print spelling or .ddress ch.nges .bove,
[. 619592316152515926262627400000000000000
I -------------------------------------------------------------------------------------.---.-------------.--.-.---
'IPUTNAM FIDUCIARY TRUST co TRUSTEE
WILLIAM P GULA
IRA ROLLOVER PLAN
tttnum Growth & Income
CI-B
ACCOUNT('A5W 61.52.5 I 52.BBB.M
'Il~.~~:' '~;.::'>\' :~NL'~t~~~,[i~:\~~i~ii~;:~~?~;":\K!;::~~ln\;:,?':;b~ n;L,::,~8~};: :," "';,:;-:s.;~a.-;:f.,;
rw. ..', ,'. ,. ..... - rt...... .," ,,., "".,...,.,,,,.'.', _...k, -. ,.,,,, n..
I09i251'17\!eirIY' R.d~.;",.,,"t jji,'trlbuifon';':""'i'::;-::jl':,r,<ir' ,,'1'''; ~',+i;'$i7 i9i:05' ',." $2.1045,'1'
I"' .'.. . "l'. ,..... ...~.." ".,<,{-""","'-""'.~"~'.\ -.,....~. ......,' 1_. -' .
i Contingent Deferred Sales Charge $604,]7
I An IRS pen.lcy m.y'appIY to e.rly retirement distributions. Ple.se con.ult your t:IX
i . advisor.
i
I
I
i
1
,
I
I.
1
I
I
\
1
I
I.
i
I
I
!
'.':Number
",' .n,...,'....
, 01. Shar..' .
"-"t.: Sh...
",.,. ,
'::'Dall"co:
ilOilo:
: f.27~.~7j.:
Inve.Ullent Firm: ROYAL ALLIANCE ASSOCIATES INC
Represent:1tlve: MR. RAYMOND P.JACQUES 508.977.4757
For Putnam Fundsaulst:1nce: (.800.225.1581
.
EXHIBIT
,Inventory and
Appraisement
Ilxh-.-4fVl',-Sof 6
]0
P.o. B,a 41:03
Prcndt."M. R,~oJl! [)/'lnd 029-UJ.I:DJ
002635)002
l)j)).;$);Kltl\h'Qll..dn,ttlt
: 1~11..t" ....1 " "I" . '11'" ...... . ..' I" .-'.. '~''':l..'t''':"l :_.""'1'" 1"\"1'1.....11.. .1'j".I1 '1.'ll' I ,"' . " I ,I ' . l'
'I~,(.I.jI(r;~. .. 10'l"'" ~ I",!. ..",'" "'~ll" r..1 f' /1:.,1'.111' r'l' '1 fl~ ~ .'1'10 j ''', It.' ai, ' " ,I,p" "ll ,I,' ""~'.II',r'l .j t. ~ "1"1 . L. . ,"~' I, ',: '.; .
/ ~I'~' 'I~"a"""non' l'.t~ '~~~l'lm" ~'J:)j: ;:>i"I"I:!frJ'~:il~ ,~, :'V;;'::":':~'1 il'; ,sT~r~"ENTll,OAT~'.I' :"",,' " :.',~
': ~, ,:,:.,,;, ::';".:! '" :l"~" lL.:'!,,~;""jl,'r,I,';ih.'~ '11,:~"I. ::Jr::.'I',('6'/06/97, I ":', ,'" .
\ " oj, .,' \'11'''' 1..",1'11" l '1' "" ""t' I
I l.'t~!~:~i1"" 'Ban}t'll" \._.!',:.I..rl,":.l.....'..llll. '.\.."1,,h:...1..,.I,',.:I:I'....' 'I, '.'. ,,'.
" Ion. I ' """1 ," "I (,. .. ,... "I' , ..' d'
" 1", l'/t.I,\,.,lj.~.,'J.,:4,u !':.,".r.'....i:'!l~::,.: .:'.' ,"',.J,,,:,""""" ,\'".,.
\':r."C~'" . ,., .", 1.1 .. "I . , " h, t ' " ' ,. , , I
1'~W1t"1l)&t""~':'I,..,1"""l"~' .,.J ,,'''1'1'', "1" " -., \I"~I\ ,. .. .
"llil'il\'.ai":~'USTX E.R N";..'~E'.'R"::I.".1'o'a.'3'6"O.."".';,.,.,:'..:'!""'....I' ' , " 'paGE'" "'1 I
'.~ ",;.:G ,II M: ",,,,U h' , '. I" ". I I I" :;," I.. "". . I
If In'I-' ~'U~I! Lt.~;!1 \',1.1 ill"l r 'j ,11 ~ ,\, .:'\:1 -.~; . '.'!' I ,'\1 .~l('.\I:.'.:l,t!:r,\~'.t'lll'l'll " '1,:':" \1, . .,", .' ." ~'''. .~.M ~ 1 .' .. It, .
,I' 1~~.~~;'~'I:I~'a~lt~EJl;\~~!llIi'; : ~!,tl:t:',l~;i '~I't! ~\', ': ',,': Il~~. .l;{' 'I~.:ld 1:1'1~',i 'l!'V,t~r{ "'11r~ll, ~.::: .~I I. ;.;",. !,'::1' rt /,-;'. .~ " \ ,'I. ' :l.' ;.,. ,";
..lI : "t.:~M;f:~'Ut''''':,l'\;:' :.~ ',! .;1 .)....'1: I';" <,' 1:1;.. ~'. I' I ',' 't., " .1":'11 ", "::".::
~t"O',.....i::..."U--,irOI.,iC;'..E""'..,...,," '." ,.,'1" ,''- ','..., . . ,..,,'. ,.3' '211 ....~'"
\~~\..~'-~O'lEr5..',I,O',..:~'."Ry..."~ i':,', 1',,;(:"'.': d.:"::, '",.(,,' ":... . ' l'. '.'".. , .:f.'::''':,''
.jr:'~~ .::; ~~i..s'a.."J'R'G~"I.~~1:, :,"'i,.::I"P'A':'1 ! '7"1:09 :...,:: i:' ~,:. ',' ,', ...:' ' : :. : '.'.:,', ::':", ,;:.. ,: ,:
I", "~.... U '" \' . I" ,,, ., ..' '. '. .. . ",;! 'I'
",lil,1 :":,'.'ll'.'\~'~"""'~ r',lll"t""'li.. ~ I 1',-,1,',"'" t:':... t'..... . I" ..1.:'. ,'" ' :
~. 1 tA! 't 'I"'\"~" ,- . ~, ,1 ,", .. I . " , " .... ,;. ~. "", ...' ,'. " ,:' "
~1':il:ll...:.~'IIj1,\JJ'r~I'''.''I.,,'~','.,h..\.I,l. . ,,'Ii.':: ,",f"'.:'" ..,.... ,...... ,..t .,~.; t.. .
:~'I ,."ll'I.lilj , I'I"~ 'II \. Ir . ,,,y I' " ~',. .. I. ,'I -' :'. . . I' . ,'. I ..'.' , . I." ., ': '.' " i - . ',' , ' ,
III ... ,1\\:,' t'':' 1'- ~', , l" r .' . ,. "., ,'. . , , :. :,. .,'. . :- j -..' :" ' I' I!" . . " "I . .
,I ..111,.....:... ,<.' :....' '1'. . ,',' :,. .' ,~, .... -: I:' :. . ' .. :.: " , .~. ,'- '.' '"
. "'i.;-,,:t.l'~\:,~' .....1,,: 1.,;...."(1..','. ,.' .:'.,."',.:..;', .:~:I..;,':~. '. \:.~' l' .'~:' ',.. .... 'II.:, ""':.~'~IM,~;"~1: : . ''''I
I ~ i~l! "\,, Y.I,t'~lW~I!.i'~:;}, ,~lll' "'I,l!it~l,i !h;: '~Jdlr~;:1iLlI' : , i : ,;:~ ,",. ."': ." i'U .. :! ~ .. ' ": . .',' ...: .;~~~ ~ I~f " :LI. ...~ t:l:; ,;,''.~I':, ~I)~ .. .\q:)~,\:.l.:,'i.!'" ~,'\ .
)(.l.r.",,~,~ioI"'.i"'~' II."", I. ...... ..........- ...-., . .
i~~.~~l:~,:~i)..~,~':'C~~C~:I!.JJG'~~C7UN!,>,.:' ';,:;>: ..1 '308!l'H..~;,~.~...: .
,. 1,,,.,,.1t. - '1'~""" ~..L.,,,,,. . ,.. '.'" ..... I. ., " .,. .,1,. .".... '-.' .' ".".... I " ' .',
,I .::;', t M': .... I":"" '''I~- .:" . ''-''.: .' " .. ....' " '. .'-'. . .','" -- ,.' '-. ',', , ... . '.: ,.... .' I :,~':.~:~ .
;~.i:A~~ :~"l;AfJt;~ O,l,J" ..5/.07197',":;.:.,,:7':, ,i' 404894.08'
~;>::,,: ,.,,:: !:3,DEp'O~1TS .AND ,O.lHE~CREDl.T,S , . . 7
.Ji',::(;:: :/:13. ~HEC ~S:'AND,OTHER: DEaITS . ~38J 6 ~68
,I":!!;c:..::;, "'I: :i..E.RVICE;',ClIAR,GE . ".'.00;
II'r,: ':H'>" .t"INTE~,ESl PAl~ .1618.49'
!t' ,,';:.. '; NSf(O.D CHARGe ' . .00
:'.~;: ',BALANCE ':f\S:OF STATEIIENT DATE 419498.26
1:1: '. " . .- ":' ~ . .
-:r ,..,.. ,.'
"I" .. ,
-ill' INTE~EST' '. 7284.63 YTO 'oIlTHHOLDING
~ ,'. :;:. 'C:<'.:':: .~.' \-. ' ."
,',)'HE-:..liHEIi',EST' EARNED ON YOUR ACCOUNT DURING THE
":I'EP.IO~":"5:/0l!/97'THROUGH 0/06/97 WAS 1618.49.
~,.,H~:::A~NUA~ PEq'CENTAGE. YIELD EARNEO li/AS 5.13%.
. ..', :':' , '~ '~,':.
..
,
:J'"
i~;" .
, .00
~.-: :,:'~,;. '..~~ ::'i,., ','
t "k,tH~ECKIHG ACCOUNT TRANSACTIONS...............................
o AiTEV' ..,.'AMOUNT .TRAIISACT10N OESCRIPTlO~
5,~a~ ',.:'1.4b~000B OEaIT IIEMO
'il.09l '.",590.00,'1)6 MONEY FUND
'<1'09)' .. ,.7000~OO,OB"ONEY FUN)
:.~4,::." '-::1.900~OO Oil../'lONEY FUND
~'J 11~'~~1ii\:j:~~p,~ft.!!!go~,~'01!~:~O'~E,Y F. UNO
. ,~(jy<-.5. iii. _II "eI"U)11 . -.-, ---
I$t~7.i,'.. ;. '01,864.73 fCR 'DEPOSIT
I"~ ..,. .', '., .' .,
!~~';!1:"',::;::;. :'.350.00 ';1l8,KONEY ,FUND ..ITHDllAl/AL
;5!~pr:'1 " :::~9n. 26 ',CR OEPosn ,:
;1~3~::-:::, .;,:;::5,OP~09 :DB,~ONEY :FUND wITHDRAWAL
,~'?,PJ"":I,' ,,:' 38.68",D8 DE8lT KEIIO'
~~',:P~~I::,,:',:~i~,OOO~OQ,OBIKONEY, F UN.O 1I1ft,40RAl/AL ,
,I ~;liO~' '1'. 1''\ ,",-" :;.4 61 B 49'-C R:.'I"T ERES T .
b'~it:'I'Ij:'!"j,~i\"'/'" .,.'. ",". ,. ;'
.H~)1,'I,,"''''~'' ." ,','. , '
::;1j;~'j1?~~,;i'9;1,~CK~ ~ N S~RI,AL NUl1aER ORDE ~.,...."."""" ~.........
,..;.,::~.~..1.;~.,~!,~~l!~,~~,N~...~,...AI101l,NT, DA,TE...,C~,ECK NO... ..AMOUNT ,
: ,~.i:;;:!,ijeJ'\:It~:':,:::.'~~~,i.., ~ 9~.,i',...., 30:1.00. ,Sl08. ,210 700,.00
";\..'~II:~S;I'?a:,tf)'~.~ ;',209,1', ',' , H.OD, 5/13 211 2200.00
11'~JI~;illll~!~r~:'~~1~::~11~~~!.~~:~:I:,\;r,:~l.t '\""i':':I, .~. i I.. ~',~ .: ",:,: ~ >:: , " . .. :
,.."\,,...,~":HII),ltA-J.tS:',('slqP "IN SEQUENT1AL'CHECK NUl'ISERS '
~1\'lllh'blt,.,ll':fl.nU'''l''tl~lIrllll':''tl''''''','''':' ....';..'..' 'II' " ": ~.
'....'1""" (,.. ,,",,'" 'I' '.". '1'\" ",' ,'," .' " ' r
..r ,;'\ j,1il l)'ii~~~;1 ~1,'\~~.'~..~:I"'I.I~~ j oJ ~i'" ~"" '~'l k ~, 'j' "', r :. \ ,.,~ ',:' , ., .' .
.'i::;,~l!~;~.:rIJl'!~.~~F~,H~:~I~:',.~~~:~:.,~.~ ~',~~~,'~,~~,~'~~~:~:..! .:..,~ ~. .,... . ~ ~ ~ .,. ...,'.. . .'"
..,:'i:!i.~~:r.!:...:i;'ll:~ ;,:,.9~t.~.>Ii',f;t'i,;D.A1:" ,~~.... 9t,LM~E ,0 O~.TE..... ..!)~LANC E '"
:," i~~~l":~,,,,;(:'O~9~~i:oa'J;I~l~f,f:ir,4~:s:rA~ib,~ ..5lQ~.' 39~~~:6.08'
,;1.' :.;".", ,!,:,,',!;i:::.'~,~~lo:~.',o.~,:~ ,5,1.,'~,;',;;:: _~.l3:J6,. .~8, i, 511ft , 34,,96,6.08
";.J'i"'~r:i.l,, ;39;;,:j" i 41 ~?t,1:1i"14l', i,:t/.?,7-~; :;;::~i~J:~ ,,$,F6,~.19:.., ,5.'.30 41,8918.45
:~::';",rtll. ,;:.;',,' "'~8.7r: l.~,"'.6'J1)4'"'i'J.,4l~D7.9.77 ,,6/06 '419498.'26
I J-.'Wj'j1lihil1l:, t.,,~~',~~r ~ \i t, I,;' 't J,,"\I~'I \1 ,1111..".. ,,:1;'\ t'f~~::"""llr~ II,,'J .~tr;:'l t ,';1' ~t' ",' ,'''' '. ,I"~ : ~ I. '
..', . r;il, , . ,. ...' 'I '~', ' I.. I ,--.1. to .,.. \"" ' r". \ .I~ II'; 11 h" 'I' I' . ,., f ", '
.. I Ii .' ~:t!l,'iliIIlH, ~"~lPY.'::t ~l II;' ~'Jllt: .. << ~l,~:t :1'11' t'\.~I" .. , (I .I',,!,; ..' Ull' ,~ :1;1-::'..:' l~'. ; ':1,11\1.: L '/~'!~Il:r.l. .: :",",
o/ITHDRAl/AL
wITHDRAWAL
olITHDRAWAL
li/1THDRAWAL
...::-
. . "
. .'. . '
.__.~.... ....-..-.--..,
,--.--'~-
". '
EXHIBIT
~ Inventory and
, ~ Appraisement
E"b.8/p,!uf2
..--... ...."....
.(I[t) Lebanon Valley
mm National BanK'
l.rh.~lv" PA.17f\.U
CUSTO~ER NU~OER 91445
OJ011 ~~tJll ~I}
',STATEMENT DATE
. " 5(31/97
~AGE 1
HEHUI liED INe
4~ll JONEHO.II ROSH 1(1
HARRIS~URG PA 17109-1751
9l '\
FOR CHEC KING ACCOUNT
BA,A~CE'~ 4(30(97
~ DE~OStTS AND OTHeR CRE~ITS
9~ CHECKS AND OTHER oEelTi
1 HAV ICE CHARliE
NSF/OO CHARGE
SALANCE A3 OF STATEMENT DATE
,QQOUC'!;; lUlU l-'/A
\"'\l" ")
. CHECKING ACCOUNT TRANSACTIONS...............................
DATE AHOUNT TRANSACTION DESCRIPTION
5/1)1 5. ~4 DU REGULAR HRVICE CHARGE
5/02 104.15 CR PEPClS! T
5/09 2n.97 CA DEPOSIT
5/09 50CO.00 CR DEPOSIT
SIll, 25000.0) CR DEPOS IT
.~/27 4 OliOO. -)0 CR DEI' OS IT
5/30 H165.15 eA D"POSlT
Y'UR CHECKS 1~ SERIAL NUMBER ORDER...........................
OATE...CHECK NO.....AMOUNT DATE...CHECK NO.....AMOUNT
5 "11 1315 68.65 5/13 1449 ?'~(l.l)O
1/02 1316 Il.50 ~/19 145) .\4 ~. 31
5/01 14 00. 45.00 5(10 1451 23M.71
5/02 14 03. 1325.81 5/09 1452 SZO.3Z
5/01 14 05. 358.40 5/20 1453 593.44
5/0, Hll. 'l24.64 5(14 1454 630.30
5/01 141 J' 1,8.72 5/14 1455 !!0~5.19
I. s/a2 1414 156.92 5120 1456 827.57
5/05 1415 2100.00 5(23 1457 ln8.45
1 HOl HIS' 15.00 5123 1458 250.60
5/01 14 21. 104.40 SIZ9 14 5 ~ 1750.00
I 5/20 1423- 84';.00 5/29 1460 1446.00
5/08 1424 120.00 5112 1318 . 597.51
5/02 1427- 157.94 5/05 1844 . I,H4.73
'. 5/07 1428 159.00 5/05 1845 699.50
HOl 1430- 40. '22 5/05 1114~ 70.84
510S 1431 Je93.76 5/07 1847 168.24
5/05 1433- 23 3. 66 5/06 18~S Q 7. , 1
5101 1434 SH.e!! 5/02 184; 613..4~
5/01 1440- 385.90 5/06 185) 649.06
;- 5/01 1444. 1 6~. 50 5/12 1851 96.20
5/02 1447' SOD.OO 5/05 1 aS2 1227.20 EXHIBIT !
5(06 lH8 60.76 S/OS 1053 7H.36
J Inventory an
...-........ .~--_..~- ._-- -.._--_.. .---_. --..--. -.'. . - -"_.~ . Appraisement
Exh. SA/p'l of 3
-
I
I
i.
I
1
\
j.
\
!
i
1
I
.
:.
.. ... ..... .
"''''-'11'' t
Hl:.ALTH FORCE~
'61\
7858064 ; # 3/10 :l<t'
11m Lebanon Valley',
~ National BanK,;~ "';
l.4o'1(.1\ PA.1704Z ~ >0..
CUSTOMER NUMUEn 9f44"
HEAlTH HtD I~C
STArEME~lT DATE
5/31/97
PA~E 2
CONTINUATION Of CtlECKING ACCOUfn 1308SIlSl..........
rOUR CrlECKS IN SERIAL NU~UER OHDER..........................
OATE...CHEC~ NO.....AMOUNT DATE...CHEeK NO.....AMOUNT
5/06 1654' , 855.49 5/19 18el 97.41
5/05 1655 777.27 5/19 la~2 623.4~
5/05 1a56 674.5? 5/19 lil33 53.D
5/02 1 S 57 999.61 SilO 1884 Sil7. ~ 1
5/05 la5~ 9li4. J 2 5/19 18dS 1237.20
5/02 Boa- H.B7, 5/20 1887. ~SS.H
5/13 1 S 61 14.08 H1\1 18aa 7a7.27
5/02 le6Z 35.6a ~/19 1389 6 a4. 5 9
~/05 1863 4~. 85 5/16 1890 9H.~,1
S/05 1864 13.211 5/19 1991 'IJ4.l2
s/oa HoS 120.00 SIlO I ~Yj. 645.46
5/05 1a\~6 311.44 511 6 1095. co. qp
5/19 186S- 269.62 5/20 1 SQ6 H.50
5(19 1869 254.3.5 5/19 1897 29.70
5/20 1870 269.62 5/19 1898 14.70
5/19 1871 895. H 5/19 IIl'jy 2 It .11
5/20 1872 13Y.15 511 Y 1900 22.20
5 (20 lH3 101.16 5119 190? . 349.71
5/19 1874 133.ilS 5119 1903 S~. 3 2
5/19 1075 13!!.1l5 5120 1904 ?3[;.82
5/27 1877. lH4.7J 5/J0 1905' H64.7J
5/2Z 1378 235.65 5130 191h 999.61
5/19 1879 709.50 5150 19l2. 40.27
5/21 1d sa 7J. ~4
.
. IllDICHES A SKIp IN H>lUENTIAL CtI ECK NUM3C~~
DAILY aALANces.......~..................._...................
OATE.......5AlA~CE DATE.......6AlANCE D~TF...... ..JAl~Nef.
~130 27na.31 5101 ZO,Sb5.Z0 5/U2 21687.9b
5/05 a07b.24 5/iJ6 6413.52 5/07 6086.28
5(08 5&46.28 5/09 10541.93 5('2 9!S8.22
5/13 9594.14 5/14 25878.95 5/16 21967.66
5/19 13561.74 5/Z0 8364.02 5121 !l,9,~.la
5122 f1057.53 5/23 761li.4S 5/27 45753.75
5/29 42557.75 5/30 40738.29 5/31 4)7~~.27
TO 6USl~fSS C~STOMERS..EFFECTJVE 7-01-97 TAXPAYERS ~HO PAY
$50,000 OR MORE IN ANNUAL FED~HAL TAX PAYHfNTS ~usr DO SO
ELECTRO~ICAlLr. rou HAYE THE CHOICE OF ACH DE.IT JR ACH
CREDn. PLEASE CALL rOUA ACCOUNT OffICER FOR DETAILSII
'.
EXHIBIT
'Inventory and
Appraisement
E).,l. . SA/1-" 2vI 3
.
.........
U UFUi.tori Bcffikv,,~~
I,",UUU\N,. OJ'l.! ~I\
3..i-3
People dedicated 10 your ~uccess,. STATEMENT OF ACCOUNTS
1,..111".1,..1111,..1,1",..11I",1,1,1...,11.,.11...11.11..1
nEAl,Tn Imll JNC
T! A HF.AI,TIIJlORCE
1,811 JONES'I'OWN RIJ SUITE 121
HARRIsaURG PA 17109-1751
0130-H51>88 >:
STATl!HEIiT PERIOD
FROM TIIROIlr.H
10-01-9~ 1U-31-~8 9
PAm: 1 OF R
168 ENCLOSURF:S
9
.
.
IltlSINESS CHECKING II ACCOUNT: 0130-85688
. PREVIOUS OF.rOSTTsl CHECKS! SERvrCF.
STATEHENT BALANCE CREDITS l5 DElIITS 177 FEes
30,451.54 86,085.81 HI. ,1129.37 1.58
nr:POSITS! CHECKS!
DATE ACTIVITY DESCRIPTION Rr:FliRENCE CREDITS DEBITS BALANCE
10-01 aEGINNING BALANCE 30,451.54
10-01 CHECK 2462 014074022.60 347.70
10-01 CHECK 2473 01406304700 2M.82
10-01 CHECK 2460 0130610532.0 2.96.80
10-0 1 CHECK 24.62 02117407550 352.02
10-01 CHECK 2484 014084042.90 313.43
lU-Ol CHECK 2485 0252.6106830 52.47
10-01 CHECK 2502 0140B404260 42.44
10-01 CIIECK 2503 01408404250 1.108.00 27,677 ,8E
10-02 CHECK 2457 02629708060 34.77
10-02 CHECK 2459 00904300760 159.80
10-02 CIIECK 2465 OU500600350 1,418.66
10-02 CHECK 2469 00601101210 623.89
, lU-02 CHECK 2471 00601202190 610.15
110-02 CHF.CK 2472 00601202200 671.98
10-02 CHECK 2475 00903000900 303.U~
10-02 CHECK 2483 UU802100040 138.83
10-02 CHECK 2492 00500904540 183.83
10-02 CHECK 2495 0090J60~820 485.00
10-02 r.HF.GK 2497 00902708SQn 6S0,OO
10 -0 2 CllECK 2500 01105001430 34,72
10-02 CHECK 2501 o lO048022S0 241.83
10-02 CHECK 2504 01105301500 598,43
10-02 r.HF.CK J665 00903306750 81. 30
10-ll2 ::Hr:CK 3693 01407308100 11>8.24
10-02 CHECK . 3705 00903306760 76~.9n 20,JO~,31l
, 10-05 CHECK 24El 009039063AO 673.51
JD-OS CHF.CK 2466 00601408900 40.86
1 O-O,~ ChECK 2468 00906803260 2~&.00
10-05 CHECK 2470 010084098]0 409. 2,~
10-05 CHECK 2474 00905804460 580.87
i 10-05 CHECK 2477 00501208390 2311.05
10-05 CHECl< 2487 01212702280 99.94
I 10-05 CIIEC. 2488 01213 706810 564.00
10-05 CIIECl< 2489 01213700630 112.S9
10-05 CIIl::I:K 2490 0060 HO 1590 532.65
1 O-O~ ellECK 2491 012.12702260 1,433.86
10-05 CH~;GK 2493 OO~06706680 17,00
10-05 r:HECK 3667 01008608160 21. 90
10-05 CHECK 3668 00904003100 10.46
DIREG'f
INQUIRlF.~ TO:
TEl.I':l'lIl1NE:
Flit TON DANK
ONI' PEN~ SQ
LANCASTER PA ,17602-285:1
717-',1l1""11I11I1
\1"1\110.-1' I 11,ll,
WM~ f~la!'l\l","J.. '::)f\1
EXHIBIT
I Inventory and
Appraisement
E^I..BA/",.3u!3
..n...'1 UI'
J.1- J.I-QU I ... J.1,)\.'1 I
III.J\L.III lVt\\.L,-
IO')OUOi,' l/lU
.\
1m Lebanon Valley
U National BanK
l"bl\""", YA,17o..:
cusrOMER NU~OER 103054
.I)Jlll' :)I1~~ 1 \6
'~'b~
\~'1..
STArEI1E~T DATE
5f~1/97
PAGE
HEALTH /lED ONE l'~C
O/~(A HEALTHFvRCE HOME HEALTH .vc
4511 JONESTOJN RD
HAR~IS~URG PA 17109
~7 3
.
SUMMARY FOR CHECKING ACCOUNT
1 308 7 ~ 45 . .. . . .. . ..
UAlANCE 0'1 41 JO/'/.
5 ~EPOSITS AND OTHER CRe~ITS
67 CHeCKS AND OTHER oeBITS
SERVICE CHARGE
"SF/OO CHARGE
BALANCE AS Of STATE/lENT DATE
DO 7 43..)3
. l)
17D72.04
.00
.00
12~17;o. 79
CHECKING ACCO~NT TRAWSACTIONS...............................
DATE AMOUNT TRANSACTION DESCRIPT[O~
5102 13.28 DB DEDIT MEMO
5/05 1207.50 CR I1EtllCARE A lac GOVERNfolENT s
5/1)9 2000.00 CR DEPOSIT
5/14 25000.:)-) CR DEPOSIT
ej 11 Q 1&1.00 CR ME~lC^Re A la C GOVERNMENT S
5127 164139.50 CA MEDICARE A BC GOVERNMENT S
OUR CHECKS IN SERIAL HUMBER ORDEk..........................
DATE...CHECK NO.....~t10UNT OATE...CHECK Nl).....A~OUNT
5/08 59_ 500.00 5/21 923 940.66
. ~ 101 S95 ~52.U 5 SIB ~.\n. ~ 5~. 6 [l
,102 59d. 1 U.5U 5/0 Q 32. 4UOJl'.OJJ
5/01 ~OO~ 35.00 5/05 1907* 4L.<7
Sial 9'))' , 8~.9S 5/02 19;;!:J* 132. e 7-
5 101 904 12.37 5/U5 19~ 3* SS.H':
SIO:! 'n6. 111.91 5/0t. 1944 1." t.
5 (12 910- 525.00 5/05 1945 514.95
5112 911 1;24.17 5/05 1947. 1109.15
5/12 912 235.06 5/00 1946 1JD.81.l
5/09 913 TZ89.17 5109 1941 44.<7
5/0Q 914 2371.00 5/07 1 QSO 1069.66
5/09 915 1028.00 5/05 1QS1 I ;!5.6 1
5/09 916 105.00 5/0~ 10; ? 1253.1 (l
5/07 917 20-).00 51'); H53 7 S e.. S 7
5112 ~ 19. 343,.91 5/02 195 ~ 2127.5~
5/12 QZ~ 1161Z.97 5/02 1 95~ 114Q.Q~
5112 ~ZI 54953.u3 5/ll5 lQ5~ llB.52
5/12 Q 22 11290.50 ~/u5 19H 1274.,74
5/15 923 156.00, ,51.19 1059* 235.0/,
5/19 924 974.56 '. 5/19 1 QM 2H.t>5
5/19 925 1379.96 SfH 1 Qe.l 235. Q4
5/09 ?26 517.05 ~/19 1962 ~O2.45
5/14 9U 1 ')04 6. 54 5/15 191:>3 ~65.~5
EXHIBIT
, Inventory and
Appraisement
EJ<.h.8b/p. IOf
" "Fl.lfiOit B8i1k"'~
ll"jo,./VUV"J'''' lilt.
"~~~
;l.,.l:l.
"
Pccple dedira:cd 10 yr.ur success,.
STATE~ENT O~ ACr.OU~rs
0130-S7445 X
STAT!::HEn PER]OD
FROM THRUVUII
10-01-98 1U-3]-98 9
FAGi. ] CW 4
57 ENCLOSURES
U
1",111",1",1111,"1,1"",111",1,1.1""11,"11,,,11,11"1
Ilt:hT.TII HED ONi. INC 'f! A
HEAl,TIn:nRCI: 1I0H~: Hf.AI.TII SV(:
481l JClUESTOIIN RD
IlARkrSBURG PA 17109-1751
BUSINESS CHECKINU 11 ACCOUNT: 0130-87445
. rkEVrOUH DE?tlS!TS/ r:III!CKS/ Sl::RVJCE
STATEHENT IlALANCI: CREDITS 24 m:nns 68 FEES
50,564.67 227,616.36 106,891. 60 .00
ACtIVITY DESCRIPTION REFERENCE nF.POSI'rs/ r:HECKS/
DATr. CREDiTS Di.HlTS nAL^~CE
10-01 BEGINNING BALANCE 50,561,.67
10-01 WELLHARK INC. 3,959,7~
HEDICARE A 397605
10-01 CHECK 1477 01408404530 20.00
10-01 r:HECK 1486 01408404220 96.65
10-01 CHECK 1488 01408404240 2,554.00
10-01 CHECK 2733 0]408207070 ' 50.00 51,803.77
10-02 CIIECK ]472 00601100260 638,06
10-U2 CIlF.CK 1476 01205400920 4,626,92
10-02 CIIECK 1&.87 01105301510 1,464.28 45,074,51
la-OS IIi.LLMARK 1~C. 3,220.00
HEDICARE A '97605
10-05 CHECK . 1473 00906406270 30.98
10-05 CHECK 1475 01212303100 381,76
10-05 CIIECK 1478 00905604970 59.67
10-05 CHECK 1481 00906208880 310.78
10-05 CHECK 1482 00905107550 165 . 15
. 10-05 CHECK 1485 01110603460 472.50
10-05 GHECl< 2743 01211505490 715 . 14
10-05 CHECl< 2744 01213707570 1,245.04
10-05 CHECl< 2749 00906907930 1,020.36
10-05 CHECl< 2751 01213707580 16.28 43,871;'85
10-U6 IIELLMA~K INC. 724.50
H~Dlr.ARE A 397605
10-01, CIIECl< 1474 009114701360 271.71,
10-06 C:HECl< 1479 01308705010 598.00
. 10-06 CIIl:CR 271,1 01411900760 1,089.77
10-06 CHECK 2742 011,.11403620 184.16
10-06 CHECR 2745 00501700480 1,050.73
10-06 CHECK 2748 01411708820 1,202.67
10-06 CHECK 2752 00.';01700490 7.20 40,197.U3
10-07 IRS USATAXPVHT 4,222.51
100798
22082806946691'>
10-07 CHECK 1484 01409006840 55 .!J~
I 10-07 CIICCK 2754 01410701960 1,675.00
110-07 GIIECl\ 2 7S,~ 00804108200 356.79 J3,Mb.83
10-08 WF.J.[,!1ARK INC. 644.00
MEDICARE A 397605
10-0B CUtCK 2746 02222908670 1,980.84
. D IRI::('"T FULTON BANK
INQUIRIeS rD: ONI:: PENN SQ ~l"lIIhll.IIU
'rj':I:i:rilciNJ.:: LA.'ICASTl\K l'A 176U2-26,13 EXHIBIT
711-,"111-,11100 fnventory and
Appraisement
EJcll. 8B/p.2of
-......",..... 1."'''_' '" .., ....,0...11 ,,-, l14/"~.l
. A. US OEPAlUt.1E~n OF HOUS11l0 AND unOA" DEVELOPMENT " TIN! Or- LOAN
. I _'"^ 2_IMUo\ 1.-A..1.11N\'.WI!"
. '^ . (lINV.I~5
Said Is, Guido, Shull & Maslond . ".I./'l,"NI I · loll' NUlkr
T198-289
. t.hllll'l.lu Cu. "..
, [jmLEI.1ENT STATEMCUT
C, NOTE; nUllo"," "fIqIruhtd 10 Jil. )\114 . II4It1nnll (II Jlrtu.Jllwlt1nCIlI COIU. .-IMolO/UJ l'''uJ 'It IIt'IJ ", $lIt I,nfrmall .,..,,,, att $lIlT"'"
/ltMl mathd .(r 0 C. ,- >W'fl -....ill QUIIIJ,!h, ciminI; dlty Ill' Ihm"1 lint'; infIJmlQlilJfl,J/l'urt'lUfI lUId .I/'t ,"J' inc/ll.ftJ ill I/.t 'm~L
tW1 flAME "'40 "CORESS OF BonRCY.ER. William P. "Ula, blUD
E. ''''Me. ADOnEO! AIlD flU OF BELLER Michael Kevin Ricker CC, ":')Y
. . ,WdE AND AODness OF LENDeR: Columbia "ational, Incorporated
Q PROPEnTY LOCATION: 34 Emlyn lane Mechanicsbur9 Pennsylvania 17055
o p,opIrty 01 GWeIt f'KeivId Saidis. Shuff & Masland TIll 1251694606
H. SETIlEMErH AGENT;
I PLAce OF GETneMEtlT; 2109 Market Street
Camp 11ft 1 , PA 17011
I SEnlEMErlTOATE. 10-01-98
l SUMM^I\ Y Of nonROWER'S TIl^NSAC110N K. SUMMARY OF SELLER.'S 'TRANSAClJON
100 anon ,!MOUNr VUE. mOM nORIIOIl1iR. 400. GROSS ,Hlot/NT DUr. TO SEILER'
IOI.Conlt'JC$ulespriC(' 42B,~UU.UU 401. C..unlfIClulo fltlCC' . QOn--=-no
102.I'cnllll~II'flIl'lI:ny 401. rcnnl\:ll mlrx:ny
10). Seulcmenl Cllutt1lo borrtlVrCt(tUII }.IODJ ~, IJ,U~ 40J.
...., ,..,
IO~. 40',
AJjUJlmtrlU r~f i1tmt /'did t,. nlta in QdWVttl Adiutlll'lttlu {of Itmu tlid'" nlln iI. ~dl'ttllct
1M. Cil)^O\olIl luC! ,. 0106. CU)'ltcmh lI,lIa 10
107. Cllunlyl.ua lU-Ol-~U 10 )~-;H-9U 15.49 407.C..ounl)'lucs lU-Ul-9Hloll-JI-9U 15.49
IM.i\.ua'mcnll I. 4r11tAueurnmll ..
Ia? Schoo 10- -9B to b.JO.99 .lQ 409. ;)C 001 10.1-9B to b.JO-9g 205~, 24
'0, 410.
II, HI.
"' ..,
III 413.
1T4. 414.
liS. 415.
lit.. 41ii.
I ~o (moss ,UfOt'NT VUE fllOM naRnOWER 4J8./JJ./8 4~0. c;noss AMollNT OUF. 10 SF.U.l:'R .qZ~t120.
2(1d AMOUNTS '-"-ID BYIOn IN BCJf..ILF OF BORROWER: 'Cd RF.DUCTIONS 1,'1 AMOU.\7 DUE. TO SEl.I.En:
~Ol. I>epluil or urnesl money J.UUU.UU '01. r:.Jccu dCjIOSll(.ttt itulrUcliaruJ
UlZ. rrincjp.tl~mounl otnC'lio l~n(l) JUO.OOO.OC !01 Selllcrnenl "a.\rt:Cilo 'ellerllillc NOOj Zfl,lB4.28
~"J. f:.allllll& III.an(.II~ken .ubjCtllO !OJ. r...iJllnC lnan(l) laken lubjecllD
204. 504. r'yfl(fo{ riDI monl'cC lwnRele.3e Fultcn , 0.00
20'. 50S. p.)'Orr n{ .econd Inonllle lOin
'06, $06. l-brt:l!Qe Ikclt 1446. 1058
11>7, lO7. /-bet= Dxk 1446. Paoe 106)
","" lOH.
7tl'I, SI)<'.
AJjWUlltlllJ rut i/tI1lJ l(tll'4iJ bY It/fu AJjUCl1l1tTlU 101' ;/tIIU uflDaid by H{/rt
210. Cil)'llnwn IAACI ,. SIO.Cil)'lIownwCl ..
211. C.oUIII)' I,UCI ,. Sll,CounlYll.I:cs In
212.. Auwmenll In SI2. AssCUme:l11 I.
21l. ll)
1<, SUo
2U. 515,
216. ll~
217. 51l
,.. S18.
219, '19.
TOrAL PAID nr/ron lVfAI. nc.lJUCflo.V A.\IOUh7
'~O. BORRowen 310,000.00 s:o. lJfJf: SEt.l.fR 26.184.28
Joo. CASIi ,1T SE71lL\lENT FRO.\tlfO BOlUWIJ'ER " ..' ,M1 CASU AT SETTLEMf.NT TOIF/laM SeLLEn
]01. Ci"llllmOUIII due from boffn'WfC('irt, 120) 4J8./JJ./B 601. Grolt .mounl due '0 Icller(fjl., -120, ~f20JJ
'102. l-'.~I lllnllllnll f';I,lI Il)l1nc I>Ilf"rwcr/Jule 1201 31U.UUU.UU b11:' I.ess. ",'IluCIII'"1 in 'Inuunl duc f,ClIlT(fltlt J:!{1J t. .1 R4.28
JOJ CASII J X FRCJ.\r) ( TO) BORROWER 128,733.78 6ll1CISUf X lO)( FlIO.U,Sf;l.UIt 402,936.45
T.ur... YUlIOl;....ntlC.:AllUt\I NIl~urlll SOUUTAllON'!\.L:I.Ll':A
Y...... ""l........,...,..-.s."'.. 0""'''''''' a M..I_Wl\II,.......""O<l.Uf.,...,........r__. 1I',...,..,.....,........s.,s...O....... St>.ll.l .....lvwu~,........,.Cl..""....,.
...../...,...- .,.......,._I""J<<'IIn.......~,........,..l"'"'.,u. 1....."II....'ll1...u."._I"'.tl'../IU'....-......I.I..,_.,.......I~'-......",............I>c,l..lI,.. ....<;'..ll
,~~ I"""'''''~ 1",/",.1.."", .,... .",. .._". ..._......... .,........~. ..,..."", '..... ....,.,,(.,........_.
. '
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Uf'ICI......IIoI~...J"U..""........~..o...""'"q.""""'lllS..._"'tllh.""'krrI...,.,.,r4
EXHIBIT
~ Inventory and
~ Appraisement
E:(Il,9/p.lof2
IA'''lIH'''11t I., "'1''''
r'If'
t"ll
i':: SI!I'I1.IJ.IENr t:II.\JlU!:S
100 TOTAL SAl.r__IIiiUllOKEIl'S COMMISSION: I
IIhSEIl ON rl1lCl! I 42AYUO.00 (ii' ". ?I 44';.OU I'AIU nlOM 1',\11) mnM
I)I~m<ln III t\I,"mlulon lhnc1tlO) It fullou.., 1It1IUtoWIWS SrI.ll.lt'S
JOI. I 10,747,50.. C-2l Plsclonerl "'INUS ^" IUNIJS M
70:' I 10,697.50.. Prudenll a I Thompson Wood Real Estate Slrrll.ctMl!NT ~mTlI.I,MI.Nl
;0) CommlUlllfl r.1k.1 ,II SCUICnIC/l1 21 4 .1)
;O~
800 "f..\l1 r.IYAot.E I,V CON,...ECTlON 1f7T1I LeUY II'.O.C.
"'I. I....an OliljU~llO" rre .,.
Oil> I.Il.In()IKtlunl "
,0] Aroroul'.a1 fee In
BO~. CrroilUcfk'lrtla
I\n5 I emler', InHll.'t"III1t1 r~"C III olumbla flatlonal ncornorateif 75.00
..., MllfU.\te IMlIr;ttl~e ^ !iOII"" rcCl1I
1lII7, ^num.Hnn 1'~11I
MIf. Flood Cert fee to olumDla ffatlonal Incoroorateif 2] ,00 .
w), Oocument Preo/KeVlew to Columbia flatlonal. Incorooralerl #00
~Ill. lax Re]ated ServIce Fee to Columbia flatlonal Incornorate,l ,00
'", lOUrler Fee to Columbia flatlonal, Incornoraterl O.uO
"t Annltcatlon Fee to Columbia Natlnnal Incornnrated 305.00
111:1
~I".
POll rrEJIS REQUIRED 01' LENDEn TO DE P.IID IN AmilHCE
'}OI. Inletalfmm .. @I J,J" ( .d~
"'t Morlnte In.unncc r~mrum rllr monlhs 10
901 Ilu.ml Inlunnet rnmhllu (or I "or 10 IIBu eflT
..., AQQreoate Arliustment II tJl.421
"'I,
1000. /lESE/WES DEPOSmD nml LENDER " "
1001. lburd InlUnncc 2 months @ S 62.11 flO!rmcnlh 124.34
1001 Mmlruc In'L1run: month. @ S nc:r mur.lh
ItKll C!lyprrorct1yluCI month!@ S rx=rmonltl
lOOt Counly pl1lrcn, luo 9 mont"'@ S 142.97 -fir montlt I 2Bb.73
100$. I\ntlu..1tallcumentJ month,@ S rrrmonlh
100fi. mnnlhs @ S rel'monlh
11107. 5C"00 I 5 monlhs @ S 2B5.93 -oC' munlh I 429.65
1003. mnnlhs@ S nM"monlll
1100. TmE CJlARGES ..'
1101, 5elllcmcnl nrtlo:alnt: rce 10
1102. ^h:lluelcrlil!ciC.lIJch In
110). 111lcc:umin.1llinn 10
lto.t.1illcin.unncc binller 10
110'. Documenl Pt~nUon 10 ~SM/l-2 P1SC10nerl 50.0u 70.00
I 106. ~OIU'f lee to SaldlS ShUff & Masland 8.00 4.0U
1107. ^1I0m~'Y'lr...~ In
tirtcluJu 4bo1'C ;lCIfIf numbtn; )
1101\ TiI!c:in,uDncc In Robert C. Saidts Ant. 2_473.75
(j,lduJt.: Qbo~'t' ;/l11U ,lWI1hcts; )
110? t.rndcr'. CO\ICr:ll:C S 300.000,00
1110. Owner', CO\'CUfC 2 473.75 I 42B 900.00
1111.
1112- Endnrsements 100/300/8.l/PUO to Robert C. SaldlS Ant. 250.00
1113. Prenare Re ease 0 Mta tn Sairlis Shuff ~ Masland 50.00
1200. GOVERNMENT RECORDING AND TItttNSfEn CHARGES
1~1. Itccordin.c: fees: 0",... S 25,50 : Mllr1l::I'C S 41.50 : Rclc.m: S 1~.00 67,00 16,00
I~U2. Cily!cnunly l:ulll.,mf1l: Dca! I 42B9.00 :Mort~S 4 289,00
1:0). Sllle: tWlllmo. D"" I 4?89.00 :Mnrl'3.CS 4 289.00
1:!04.
120S.
IJoo. ADDtTlONAL SfmEMENTCJlARGES
001. Airborne tender Pko to -5a'dis Shuff & Hasland ".Ou
D02. 199~-9Y 5coooI Tax tn Marl,n Ynhn Tax Co lector 280.2B
1301 Pest CertifIcatIon to Bowers Pest Contro JO,OO
I)().t. ORO Lten Search to Saidls Shuff & Mas an 10.00
130.5.
D06.
n07.
nos
uoa TorAL SErnL"E.\T CHARGES (mItt on lif/a 101, Stemm J 4nJ ,O~ Sw{on K, 9 613,05 26 184.28
1-7,17i~i{;;[1 ':'~~c_ ~}!,lMkolaf""1'__4&'''''hId.. ............_ 0111_'" II ~"""tunMot... ........,-..'t-... 11>.,
"rltl. II I. 1"- ICIII'J I IU-\ Stfl'-- 51._.
,.~. IIJ!Jlli fA \i/'I" SEULIlI SliWJlJ
.-
;~::~7~:~;"':;1et>.1 DU'l'UI BUnAJ
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.
.
.
.
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r... ...11I. Me" T.", 11 us. r. s.a....... l\llll .... Sea_ 101G.
EXHIBIT
~Inventory and
IAppraisement
Exli. 9/ p/2vf 2
~r:.\1 BY:
. ---~._'..
.I/,rJI
m Mercc4co.lltnt
. '0 ti.4!tCanlt:nf1cn
.
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11-12-98 ;10:55~~ ;
................,,, .'IOII,t,llt1) Ilb!'ll
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EXHIBIT
. Inventory and
j Appraisement
r:Hl~.10/p.lofl
. Cti4RANfV
"'" r...""'...l.......-1 '-'- ,w.,,,,..'..-.4 __"'..II'. ............' u 1\10;..
I
I
I
I
I-
I
I
,
I
I
j
1-
i
Fulton Bank
People d~,(\icalcd In YUUr5'Jccess.~ ST^"';HEN'l' O~' ACCOUNTS
0130-\'07,~3
STATEMENT PERlon
FROll THROUGH
10-08-~R ll-0H-~8
rAGE I 0: 2
10~7 0J24."
1",111'")11,111I",1.1.",.111,"1,1.1""11,,.1111.11.11..1
WILLIAM I' GULA
CIO HEALTH rORCE
4811 JONES'l'OWN RD
H^RRISBURC Ph 17109-]751
.'.\.1
10U9 y
I
I
I
x
1
o ENCLOSURES
~4q CHECKING
I'REVIOUS DEPOSITS/'
SThTEMENT BALANCE CREDITS 4
95.93- 7,719,26
CHECKSI
DEBITS ]4
5,179.40
hCCOUNT: 0130-90753
SERVICE
FEES
.00
IJI::POSITS/ CHECKS/
DATE ACTIVITY DESCRIPTION REFERENCE C:REDI1'S DEB ITS
10-08 BEG1NNING BALANCE
10-08 OVERDRAFT FEE REFUND 90018100198 28,00
1U-OR DEPOSIT 02222908860 1,980.84
10-09 CHECK 1012 02426800010 732.67
10-09 CHECK 1073 02426109960 107.67
10-09 ATM CASH WIn 007071 251.00
HAMPDEN
MECHhNICSBURGPA
10-16 ATlI CASH W,D 000459 100.00
N 12TH ST&.T 11&15
LElIOYNE PA
10-20 DEPOSIT 02326202290 3,845.63
10-21 CHECK 1074 01105509980 2,321.00
10-21 ATH CASH W{D 002869 101.00
3555 CAP C TY MALL
C^MP HILL PI.
10-20 ATH CASH WkD 005148 251. 00
127 KIll AC ES URIV
llECHANICSB\1RGPA
10-2R CflECK 1077 00903506010 14.42
10-28 CHECK 1078 01306004170 63.43
10-28 CHECK 1081 00600804770 312.41
10-29 DEPOSIT 02111305610 1,864.79
10-29 CHECK 1079 01104808550 10.86
10-29 CHECK 1080 0060130875U 51.28
11-0:1 CHECK 1076 01108704440 62.66
11-05 ATM CASH WfD 006438 200.00
4807 JONES OWN RD
llhRRI SBURGH PA
11-08 f.NDINC BALANCE
CJlEC~ NO
1072
1073
1074
1076"
CIII::CK SUMMARY
* INDICATES SKIP IN CHECK NUMBERS
AMOUNT CHECR NO
732.67 1077
707.67 1078
2,321.00 1079
62.66 1080
nT~I::CT FULl'ON nANK
ISlltlJRIC:; TO: O!olF. PENN :;0
..._, ,--, ,--- 1.A~A,<."F,N-..JlA-f 7~1I~~;';<;';:; --...
.,.1'..."."..... ...... '".,. .,....
o
ENDING
BALANCE
2,443.93
BALANCE
95.93-
1,912.91
221.57
121. 5 7
3,967.20
1,545.20
1.,294.20
903.94
2,706.59
2,643.93
2,443.93
2,443.93
MOUNT
14.42
63.43
10.86
~ 1. 20
M.'lllh', :1). ,I'
EXHIBIT
~ Inventory and
I Appraisement
Exl,. E/p. :of1
~;;\ntY~
~\~
\b(.l
f~'" _;,-,.,:''';,.~\l''',l f ", 1lC.;,;
,,',. ",",,'I."" ,', .'...',/,1'. '., ., '"'''','.''1'.''' "" ,. ,..
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OTtER" ~: 'I ~~, n:~ ~1 rr. ':'Ob'", .
"ER.fI)STO~"h ,. " ': ~"',"'~ 1!~'.
PL.EASE REYEMBEQ 70 F'\.E FOR r.O~'E5TE"'O E.'(E',PT,QN 'hr.-I"! YCl",R TAX:NG ""UTHOPITY,IF YOl! AFE c:..IOIIH,E
OI1'CS" AV .'.lLITQ T3cOnOl'Q1S
WH.U...... P IlULA
JOANN .. OUl.A
e200 STANFORD CT
MEC"^NICSBUAG P^ 17055.5245
1."111,..11111I11.1111,1111.1'111,1,11111111.1111111.,,.11.,I
e "j: ~iii:'t:~.~l. ;;. I I ;'.,.: i . ;.
TIWI8J.cl1COlltlSTORY
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PRI'lCIFlAl. .&.NO (SCROW RECOt-iClUATlON
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. EXHIBIT
Inventory an
Appraisement
Bf:h.12/p.lof,
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EXPENSES: WEEKLY MONTHLY YEARLY
Home:
Mortgage/rent 997.00
Maintenance 160.00
Utilities:
Electric 130.00
Gas 50.00
oil
Water 25.00
Sewer 100.00
Trash
Telephone 50.00
Employment:
Public Trans.
Lunch
Taxes:
Real Estate 333.00 4000.00
. Personal Prop.
Income
Insurance:
Homeowners
Automobile 86.00
Life
Accident
Other
Automobile:
Payments 400,00
Fuel 100.00
Repairs 20.00
. Maintenance 100.00
.
.
.
CERTIFICATE OF SERVICE
.
I do certify that I served a true and correct copy of the
within document upon the following by depositing a copy of same in
the United States mail, postage prepaid, addressed as follows:
.
Samuel L. Andes, Esquire
525 North 12th Street
Lemoyne, PA 17043
E. Robert Elicker, II
Office of the Divorce Master
Cumberland County Court of Common Pleas
9 North Hanover Street
Carlisle. PA 17013
Helvy,
lllian & Gephart
218 Pine Street
P. O. Box 886
Harrisburg, PA 17108-0886
(717) 232-1851
Dated: January 22, 1999
Attorneys for Plaintiff
.:,..... .
.
"THE LAW FIRM OF
KIL:LIAN8cGEPHART
ORIGINAL
...
21e PINE nREET
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p, 0.. BOlt eee
HARRISBURG, PENNSYLVANIA 17108.0BB6
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THE LAW FIRM OF
KILLIAN Be GEPHART
ORIGINAL
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CERTIFIED cOPY
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HARRISBURG, PENNSYLVANIA 1710B.OBB6
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Plaintiff
IN THE COURT OF COMMON PJ,EAS
OF CUMBERLAND COUNTY.
PENNSYLVANIA
JOANN M. GULA,
v.
NO. 97-3773 CIVIL
WILLIAM P. GULA,
Defendant
CIVIL ACTION - LAW
IN DIVORCE
WAIVER OF NOTICE OF INTENTION TO
REQUEST ENTRY OF A DIVORCE DECREE
UNDER ~3301(cl OF THE DIVORCE CODE
1. I consent to the entry of a final decree of divorce
without notice.
2. I understand that I may lose rights concerning alimony,
division of property, lawyer's fees or expenses if I do
not claim them before a divorce is granted.
3. I understand that I will not be divorced until a divorce
decree is entered by the Court and that a copy of the
decree will be sent to me immediately after it is filed
with the prothonotary.
I verify that the statements made in this affidavit are true
and correct. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to
unsworn falsification to authorities.
Dated:
July 9
, 1999
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THIS AGREEMENT, made this ...Z:' day of (:~~,." '.r'(
between:
, 2000, is by and
WILLIAM P. GULA, of 34 Emlyn Lane, Mechanicsburg, Pennsylvania, party of the
first part, hereinafler referred to as "Husband"; and
JOANN M. GULA, of 332 Equus Drive, Camp Hill, Pennsylvania, party of the second
part, hereinafter referred to as "Wife."
WITNESSETH:
WHEREAS, the parlies hereto are husband and wife, having been married on 21 May
1981 and having separated on or about 30 April 1997; and
WHEREAS, Ihey are the parents of three minor children, Zachary Gula, born 21
January 1990, Emily Gula, born 18 March 1993, and Riley Gula, born 3 January 1995,
which said children are the subject of a cuSlody action between the parties in which
Husband is the Plaintiff and Wife is the Defendant, which is filed before the Courl of
Common Pleas of York County, Pennsylvania, to No. 97.SU.02377.03 in which an order
was entered on 19 June 1997, awarding equally shared legal and physical custody of the
minor children to both parties, which said order is slill valid and in full force and effect; and
WHEREAS, certain difficullies have arisen between the parties hereto which have
made them desirous of living separate and aparl from one another and Wife has initiated an
action in divorce filed to No. 97.3773 Civil Term before Ihe Court of Common Pleas of
Cumberland County, Pennsylvania;
WHEREAS, Husband and Wife are also par lies to an action for spousal sup pori filed
by Wife against Husband before Ihe Court of Common Pleas of Dauphin County,
Pennsylvania, to No. 21,160 DR 98 (PACSES 11245000773). in which an order was
entered on 21 January 1999 obligating Husband to pay 10 Wife the sum of $8,600.00 per
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month for currenl support plus $1,000.00 per monlh on arrears, which said order is still
valid and in full force and effect; and
WHEREAS, Ihe parties wish 10 enler into an agreement for the division of Iheir
common properly and to define Iheir respeclive righls, dUlies, and obligations; and
WHEREAS, the panies herelo, Wife being represenled by J. Paul Helvy, Esquire, and
Husband by Samuel L. Andes, Esquire, have each exchanged full and complete information
as to the properly, assets, and liabilities owned and owed by each and have disclosed to
each other and 10 Iheir respective attorneys full information as to the financial status of
both parties hereto and Ihe various corporalions, businesses, and assets they own, which
the parties have had appraised and from which Ihe parties have received advice from
financial experts, Wife's expert being James Smeltzer, CPA, and Husband's expert being
Bruce J. Brown, CPA; and
WHEREAS, the parties hereto have mUlually entered inlo an agreemenl for the
division of lheir assets, the provision for their children and for their rights and
responsibilities in and loward such children, the provision for the liabilities they owe, and
provision for lhe resolution of their mutual differences, after both parties have had full and
ample opportunity to consult with their respeclive attorneys, and the parlies now wish to
have that agreement reduced 10 writing.
NOW, THEREFORE, the parties hereto, in consideration of the above recilals, the
mutually made and to be kepi promises set forlh hereinafter, and for other good and
valuable consideralions, and intending to be legally bound and to legally bind their heirs,
successors, assigns, and personal rcpresenlatives, do hereby covenant, promise, and agree
as follows:
1. CUSTOI!Y. The parties agree Ihat matters regarding the custody of their
children shall be determined by Ihe order entered in the cuslody aclion pending between
them to No. 97-5U-02377-03 before the Courl of Common Pleas of York County,
Pennsylvania, as that order may be modified or amended from time to time in the future, by
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the Court 01 Common Pleas 01 York Counly, or by such olher courl as may have
appropriate and lawful jurisdiclion ill the time of the enlry 01 such order, The parties agree
thai they shall cooperale with each olher 10 implemenl the terms and provisions 01 that
order and 10 amend or modify il as necessary, by agreement, in the lulure.
2, !di.ILD SUPPORT. The parties acknowledge Ihal each 01 them has a financial
obligation to contribute to the support and mainlenance 01 their children. They further
agree that, under Ihe financial circumstances as Ihey exisl as of the date of this
agreement, Husband shall pay to Wife, in salisfaclion of such support obligation, Ihe sum
of $3,245.00 per month. Husband does not acknowledge or represent that such paymenl
is justified under the law of Pennsylvania or the guidelines for child support as now in
effect, but does agree to pay that said sum as a compromise of the dispute between the
parties as 10 the amount of supporl he should pay al the present time. The parlies agree
that such support paymenl shall be made by Husband through the Domestic Relations
Office 01 Dauphin County and the parties agree that the existing order 01 supporl for Wife
and children shall be amended, effective with the date of this agreement, so that the
amended order relieves Husband of any obligation to pay spousal support for Wife and
obligates him to pay child support at the rale 01 Three Thousand Two Hundred Forty-Five
($3,245,00) Dollars per monlh until further order of court or agreement of the parties,
Husband shall be responsible to pay, at the rate of One Thousand ($1,000.00) Dollars per
monlh until fully paid and satisfied, any arrearages actually owed under the present order
as of the dale it is modified. The parties both specifically agree that the terms and
provisions of this paragraph are subjecl to modification by the Courl of Common Pleas of
Dauphin Counly, Pennsylvania, or any other court of appropriate jurisdiction, at any time in
the future, in accordance with the law of Pennsylvania and tho Pennsylvania Supreme
Court guidelines and Ihat, in the evenl of the entry of any order in the future which is
'I inconsislent in any way with Ihe terms and provisions of this paragraph, that such order
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shall supplanl and replace entirely Ihe provisions of Ihis paragraph which shall no longer
have any independenl validity or enforceability.
3. MEQLC.AI.J:XPENSES FOR-CHll.QBEN. Husband agrees thai he shall provide, at
his expense or al the expense of one of his corporalions, health insurance on the children,
in substanlially Ihe same form and providing subslantially the same bene filS, as the
insurance now in effect for the children and shall maintain that insurance so long as he is
obligated to pay child supporl for Ihem. In addilion, Husband agrees that he shall pay
seventy (70%) percent of the unreimbursed medical expenses incurred for the children.
The parties both specifically agree that the terms and provisions of this paragraph are
subject to modification by the Court of Common Pleas of Dauphin County, Pennsylvania, or
any other court of appropriate jurisdiction, at any time in the future, in accordance with the
law of Pennsylvania and the Pennsylvania Supreme Courl guidelines and that, in the event
of the entry of any order in the future which is inconsistent in any way with the terms and
provisions of this paragraph, that such order shall supplanl and replace entirely the
provisions of this paragraph which shall no longer have any independent validity or
enforceability.
4. EDUCATIONAL EXPENSES FOR CHILDREN. The parties acknowledge that their
children are currently enrolled in parochial schools. The parties agree lhat the children shall
continue in their parochial schooling and, so long as they do, Husband shall be solely
responsible to pay the tuition and other direct expenses of such schooling. In addition, in
the event that the children change schools wilh the mutual consent of both Husband and
Wife, Husband shall pay the direcl expenses of such other private schooling as the children
may altend in the future. Further, in Ihe event thai the children attend college following
their graduation from high school, Ihe parlies agree Ihat Husband shall pay the direct
Ii expenses of such college education for each of the children, on the condition that both
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Husband and Wife shall mutually agree upon the college or university attended by Ihe child
and the course of study pursued by the child at that school. Provided, however, Ihat
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Husband's obligalion to make such paymenls shall nol ex lend for more Ihan five years
following Ihe dale of Ihe child's graduation from high school, shall not obligale Husband to
pay for any more Ihan an undergraduale degree for any of Ihe children, and shall only
obligate Husband 10 make paymenl of such direct expenses beyond those expenses paid by
financial aid and granls (bul excluding college loans) oblained by the children and only after
applying any savings or olher assets available to Ihe children for such educational costs.
For purposes of this agreement, the term "direct expenses" shall include only those
expenses to be paid directly to the school, college, or university being attended by such
child, including tuilion, room, board, and fees and shall exclude social expenses, travel
expenses, fralernity or sorority dues and fees, and the like.
5. BE.SlQENCE AT 332 EQUUS DAM. The pmties acknowledge that they are Ihe
owners, as ten an Is by the entirelies, of the residence at 332 Equus Drive, Camp Hill,
Fairview Township, York County, Pennsylvania, and that such property is currently subjecl
10 a mortgage owed to the National City Morlgage Company, and Ihat Wife has been in
exclusive possession of said residence since the pmties' separalion in Ihe spring of 1997.
With regard to said property, lhe parties hereby specifically agree as follows:
A. Husband shall transfer all of his right, title, and interest in and to the
said properly to Wife. Husband shall, upon presentation of a special warranty
deed properly drawn by Wife's altorney, execute said deed and deliver it to his
attorney to be delivered, without furlher authorily from Husband, 10 Wife's
attorney after all documents have been filed with the Court to conclude the
divorce aclion.
B. Wife shall be solely responsible 10 pay and salisfy, in accordance
with its terms, the debl secured by the first mortguge ugainst the properly und
shall indemnify and save Husband harmless from any loss, cosl, or expense
caused to him by her fnilure to pay unci satisfy such mortgage in strict
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accordance wilh ils terms or to n,eel and satisly any olher obligalions 01 said
debt.
C. Wile represenls that she has paid all liens, debls or expenses
associated wilh or arising oul 01 Ihe parlies' ownership 01, or her occupancy
of. said residence Irom and aller the date 01 Iheir separation and Wife does
hereby agree to indemnily and save harmless Husband Irom any and all
expense, loss, or cost caused 10 him by her failure to pay and satisfy such
obligations now or in the future,
Both parties shall cooperale with their attorneys to promptly implement and carry out
completely the provisions of this paragraph.
6. RESIDENCE AT 34 EMLYN LAN!;. The parties acknowledge thai Husband
purchased his residence al 34 Emlyn Lane in Mechanicsburg, Cumberland County,
Pennsylvania, alter the date 01 the parties' final separation. Wile does hereby acknowledge
thai property to be the sole and separate property 01 Husband and does hereby waive,
release, and relinquish any and all claim to or interest in said property. Husband represents
to Wife that he has paid and satisfied any liens, debts, or expenses associated with or
arising out of the his ownership of, or his occupancy 01, said residence from and after Ihe
date of his purchase of it and Husband does hereby agree to indemnily and save harmless
Wife from any and all expense, loss, or cost caused to her by his lailure to pay and satisfy
such obligalions now or in Ihe luture.
7. RETIREMENT ACCOUNTS. The parties represent that each of them acquired,
during the marriage, certain rights and benelils within private retirement accounts. With
regard to those accounts, the parties hereby agree as lollows:
A. Wile shall be the sole and separale owner 01 her individual
retiremenl account wilh MFS Funds and Husband does hereby waive, release,
and relinquish any and all claim to or inlerest in said accounl and conlirms thai
to be the sole and separate property of Wife.
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B. Husband shall be Ihe sole and separale owner of his individual
retirement accounls wilh Putnam Investments and his variable life insurance
account wilh Ameritas Insurance Company and Wife does hereby waive,
release, and relinquish any and all claim 10 or inlerest in said accounts and
confirms them 10 be the sole and separate property of Husband.
C. Husband shall be the sole and separate owner of his account within
Ihe Health Med, Inc., 401 (k) plan and Wife does hereby waive, release, and
relinquish any and all claim to or inlerest in said accounls and confirms them
to be the sole and separate property of Husband.
8. MOTOR VEHICLES. The parties acknowledge that each of them owned various
motor vehicles al the time of their separation and both the identities and the approximate
values of Ihose motor vehicles are known to each of them. The parties further represent
that, since the date of separation, several of those motor vehicles have been sold, Iraded
in, or otherwise replaced. Being aware of all of that, each of the parties does hereby
waive, release, and relinquish any claim to or interest in any motor vehicle now registered,
titled, or leased in the name of the other party and does confirm such motor vehicles to be
the sole and separate property of that other party free of any claim by them. In the event
that there remain any motor vehicles, tilled, registered, or leased in the joint names of the
parties, the parties agree that those vehicles shall be and remain the sole and separate
, property of the party now in possession of and now operating and using said motor
vehicles, free of any claim by the other party. Furlher, the parties agree that each of them
shall make, execute, acknowledge and deliver all documents, including motor vehicle titles,
lease assignments, lease terminations, or powers of allorney, reasonably required to carry
out and put inlo full force and effect the terms and provisions of this paragraph.
9. ffBSONAL PROPEBIY. The parties hereto mutually agree that they have
effecled a satisfactory division of the jel skis, Irailer, and related equipment, furnilure,
household furnishings, appliances, and other household and personnl property between
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Ihem and they mutually agree that each pilfly shall, from and after Ihe dale hereof, be the
sole and separate owner of all such tangible personal properly presently in his or her
possession, whelher said property was heretofore owned jointly or individually by the
parties hereto, and this agreemenl shall have the effecl of an assignment or receipt from
each party to the other for such property as may be in the individual possessions of each of
the parties hereto, the effective date of said bill of sale to be contemporaneous with the
date of the execution of this Agreement.
10. tlfAL TH I\II.ED, INC. and HEALTH MED ONE...lNk. The parties acknowledge
that Husband is the sole owner and stockholder of Iwo corporations organized and
operating under Ihe laws of the Commonwealth of Pennsylvania, Health Med, Inc., which
now trades as Advanced Health Care, and Heallh Med One, Inc., which also trades as
Advanced Health Care, The parties acknowledge that Husband has operated and managed
those corporations since Ihe date of their final separalion and that the marilal value of
those assets has been a significant issue in the economic disputes and negotiations
between the parties. Each of the parties acknowledges that they have exchanged
extensive informalion about those corporations and the assets and liabilities of the
corporations and the income and operating expenses of each of those corporations.
Further, the parties acknowledge that each of them has had the corporations valued by an
expert of their own selection and that they are aware, and have been fully advised, that
they have the right to have the court determine Ihe marital value of Ihose entilies for
purposes of the pending divorce aclion. Being aware of all such information, Wife does
hereby waive, release, and relinquish any and all claim to or interest in either of those
corporations or any of the accounts receivable, bank accounts, operating procedures, trade
secrets, goodwill, franchise rights or other assets of either of those corporalions, both
langible and intangible, and does hereby acknowledge them to be the sole and separate
properly of Husband, free of any claim by Wife, from and after Ihe dale of this agreement.
Further, Wife agrees that she shall not disclose or make known to any person or enlity, and
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shall nol permil or lolerale her altornoy or her experl disclosing or making known to any
Ihird parly or any entity, any of the financial. operaling, or olher informalion she has
obtained about eilhcr of those corporalions as a result of the informalion exchanged or
olherwise provided during the divorce aClion pending bel ween the parlies, bul Ihat she
shall keep such information confidential.
11. CASH PAYMENTS TO WIFE, Husband shall pay to Wife, as equitable
dislribution of the parties' marital assets, the sum of One Million ($1,000,000.00) Dollars.
Such sum shall be paid as follows:
A. Husband shall pay Wife sixty (60) equal monlhly installments of
Sixteen Thousand Six Hundred Sixty-Six and 6711 00 I $16,666,67) Dollars
each, the firsl said installment being due on or before the 15'" day of the first
month following the date of this agreement, with each successive monthly
installment being due on the 15'" day of each consecutive month thereafter for
sixty (60) continuous months.
B. The said obligation shall not bear interest.
C. The payments made pursuant to this paragraph shall be trealed by
both parties as the equitable distribution of marital property and shall not be
treated or claimed by eilher of them to be alimony.
D. Husband's obligation to make these paymenls shall be enforced in
accordance with the provisions of the Pennsylvania Divorce Code now in
effect, as they may be modified or amended hereafter. Wife agrees,
however, Ihat, so lony as Husband is making the payments and is not in
default of such payments, she shall enter no lien against Husband or any of
his assels or make any public claim against such assets which would
adversely effect Husband's crcdil, Husband's ability to borrow money, or the
abilily of any corporation or other business owned or opera led by Husband to
borrow money at any time in the fulure.
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12. 1999 INCQMI; TAX FII.lI'lY. With regurd to the purlies' federal and stale
income tax returns for the tax year 1999, Ihe parties hereby agree as follows:
A, If Ihey file joinl federal and slate income tax returns for the year,
Husband shall be solely responsible 10 pay all taxes and all cosls of
preparation for such tax returns, Wife will cooperale wilh Husband or his
accounlant to provide nny and nil inlormation necessary to prepare and lile
such returns; nnd
B. In the event thnt the parties do not lile joint tnx returns lor the year,
Husband shall cause separate returns to be prepared and filed for each party at
his expense and shall pay any and all income laxes due as a result of such
separate filings, and Wife shall cooperale wilh Husband or his accountant to
provide any and all information necessary to prepare and file such returns; and
C. Husband shall, in his sole and exclusive discrelion, decide whether
the parties shnll file joint or separate returns for tax year 1999 in accordance
with this agreement.
Each of the parties will provide complete and accurate information about their income and
deductions and all other information necessary to prepare and file such returns and each of
the parties does hereby agree to indemnily and save harmless the olher party from any
additional tax, penalty, or interest which may be assessed against either of them as a result
of any false, inaccurate, or incomplete inlormation provided by such party in preparation of
the return.
13, MEDICAL INSURANCE FOR WIFE. Husband shall provide, at Wife's expense,
heallh insurance for Wife, in substantially Ihe same form and providing substantially lhe
same benefits as the insurance now in effect for Wife, so long as that insurance is
available, as an employee or otherwise, Ihrough his corporations' group insurance program,
but for a period not 10 exceed five (5) years. Husband shall cause his corporation 10
advance the funds necessury to acquire such insurance and shall bill Wile lor such
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coverage, Wife shall pay Ihe amounl billed by Husband or his corporalion wilhin thirty (30)
days of the date of the invoice for such coverage,
14. WAIVER OF AIJM.QNY. SUPPORT AND ALIMONY PENDENTE LIIE. The
parties acknowledge that they are aware of the income, educalion, income potenlial, and
assets and holdings of the other or have had full and ample opportunity to become familiar
with such items. Both parties acknowledge that lhey are able to support and mainlain
themselves comfortably, withoul contribution from the other beyond that as provided for in
this Property Seltlement Agreement, upon the income and assets owned by each of them.
The parties hereby accept the mutual covenants <lnd terms of this Agreement and the
benefits and properties passed to them hereunder in lieu of any and all furlher rights to
support or alimony for them self. counsel fees, and alimony pendente lite at this time and
during any and all further or future actions of divorce brought by either of lhe parties hereto
and lhe parties do hereby remise, release, quit claim, and relinquish forever any and all right
to support, alimony, alimony pendente lite, counsel fees and expenses beyond those
provided for herein, during Ihe pendency of or as a result of any such actions, as provided
by the Divorce Code of Pennsylvania or any other applicable statute, at this time and at any
time in the future.
15. WAIVER OF EQUITABLE DISTRIBUTION. The parties acknowledge that each
of them have had a full and ample opportunity to consult with counsel of their choice
regarding their claims arising out of the marriage and divorce and that they have specifically
reviewed their rights to the equitable distribution of marital property, including rights of
discovery, the right to compel a filing of an Inventory and Appraisement, and the right to
have the court review the assets and claims of the parties and decide them as part of the
divorce action. Being aware of those rights, and being aware of the marital property
I owned by each of the parties, the parties hereto, in consideration of the other terms and
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provisions of this agreement, do hereby waive, release and quitclaim any further right to
have a court or any other tribunal equitably distribute or divide their marilal property and do
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hereby furlher waive, release and quitclaim any and all claim againsl or inleresl in assels
now currenlly in the possession or held in the name of the olher, it being their in ten lion to
accept the lerms and provisions of Ihis agreement in full satisfaction of all of Iheir claims 10
the marital property of the parlies and the equitable distribution of Ihe same,
16. WAIVER OF PROPERTY C!.8IMS AND I:STATE CLAIMS, Except as herein
otherwise provided, each party hereto may dispose of his or her property in any way, and
each party hereby expressly waives and relinquishes any and all rights he or she may now
have or hereafter acquire, under the present or future laws of any jurisdiction, to share in
the property or the eslate of the other as a result of the marilal relationship, including,
without limitation, the right to equitable division of marital property, alimony, alimony
pendente Iile, and counsel fees, except as provided for otherwise in this Agreement,
dower, courtesy, statutory allowance, widow's allowance, right to take in intestacy, right
10 take against the will of lhe other, and right to act as administrator or executor of the
other's estate, and each will, at the request of the other, execute, acknowledge, and
deliver any and all instruments which may be necessary or advisable to carry into effect
this mutual waiver and relinquishment of all such interests, rights, and claims.
17. WAIVER OF ESTATE RIGHTS. Husband releases his inchoate intestate rights
in the estate of Wife and Wife releases her inchoate inlestate rights in the estate of
Husband, and each of the parties hereto by Ihese presents for himself or herself, his or her
heirs, executors, administrators, or assigns, does remise, release, quit claim, and forever
discharge the other party hereto, his or her heirs, executors, administrators, or assigns, or
any of them, of any and all claims, demands, damages, actions, causes of aClion or suits of
law or in equity, of whatsoever kind or nature, for or because of any matter or thing done,
omitted, or suffered 10 be done by such other party prior to the dale hereof; except Ihat
this release shall in no way exonerale or discharge either party hereto from the obligations
and promises made and imposed by reason of Ihis agreement and shall in no way affect
any cause of action in absolute divorce which eilher party may have against the other.
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18. BI:PRESENT A TION AS TO NO DEIllS. The parlies herolo mutually represent
to the olher than neilher 01 them has incurred any debls in the name 01 Ihe other nol
previously disclosed or provided lor in this agreement. Each 01 Ihe parties hereby
represenls to the other that neither one 01 them have incurred or contracled lor debls in
lhe name 01 the olher or lor which Ihe other is or would be legally liable Irom and after the
date 01 the parties' separation. Both parties hereto mutually agree and promise that neither
will contract or olherwise incur debts in the olher's or joint names without Ihe prior
permission and consent 01 the other party hereto. Both parties hereto represent and
warrant to the olher party that they hove not so contracted any debts unbeknownst to the
other up to the time and date 01 this Agreement.
19. DISCLOSURE. Both 01 the parties hereto represent to the other that they have
made lull disclosure 01 the assets and income and income sources owned, conlrolled, or
enjoyed by either 01 them and Ihal neither party hereto has withheld any linancial
inlormation Irom the olher. Each 01 the parties represents that they have reviewed this
inlormation with an altorney 01 their choice, or had the opportunity to review this
inlormation with an altorney of their choice and voluntarily decided not to do so. Further,
the parties each acknowledge that they are aware thai they have the right to compel the
other party to provide full financial inlormation about all assets owned by either party and
allliabililies owed by either party and have the righl to have a courl lorce such disclosure in
a divorce action. Being aware 01 those rights, the parties expressly waive the right 10
further disclosure or discovery regarding marital assets, liabilities, incomes, and linances.
20, CONCLUSION OF DIVORCE. The parties acknowledge that this agreemenl is
made in contemplation 01 Ihe conclusion by both 01 them 01 an action in divorce which has
been filed or will be filed shorlly by one of the parties hereto. Both 01 the parties hereto
agree thai they shall, conlemporaneously wilh the execulion 01 this agreement, execute
and deliver to their respective allorney or attorneys, an Affidavil of Consent under Section
3301 (c) of Ihe Divorce Code, consenting to lhe entry of a final decree in divorce, and a
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Waiver of further notice for the enlry of such decree, Both parties agree that they shall
accept Ihe terms and provisions of this agreement in full satisfaction of any claims they
may have under the Divorce Code of the Commonweallh of Pennsylvania, including, but
not limited to, alimony, alimony pendente lite, counsel fees, equitable distribulion, and the
like.
21 . RELEASE. The parties acknowledge lhat the purpose of this agreement is to
divide all of their marital property, resolve all of the economic claims between lhem, and
terminate and conclude any and all claims one party may have against the olher. The
parties acknowledge that each of them has had ample opportunity 10 consult with an
attorney of their choice and to obtain legal representation with regard to this agreement
and to the claims which they are terminating hereby. Consequently, each of the parties,
for lhemselves. lheir heirs, successors. and assigns, does hereby accept the terms and
provisions of this agreement in full satisfaction of any claims, of any nature, they may
have. or may ever have had, against the other party and each of the parties does hereby
waive, relinquish. release, and surrender forever any claim they have against the other
party, arising out of their marital relationship, or any other dealing between the parties prior
to the date of this agreement, provided. however, that this release shall not exonerale
either of the parties from the obligations they expressly make in this agreement. which
shall survive the date of this agreement until such obligations are fully performed.
22. BREACH, In the event that any of the provisions of this agreement are
breached or violated by either of the parties, the olher party shall be entitled to enforce this
agreement by an appropriate action in law or in equity or to take any other action to which
they are lawfully enlitled to enforce this agreement or otherwise protect their rights. In the
event that such action is commenced by one of the parties and the other parly is found to
have breached or violated any of the terms and provisions of this agreement, the party
having so violated or breached the agreement, shall be responsible for and shall promptly
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pay upon demand the reasonable attornoY'f fees incurred by the other party to enforce
their rights hereunder.
23. CHOICE OF LAW, This Agreemenl shall be interpreled, applied and enforced
in accordance with the laws of, and by Ihe courls of. the Commonwenllh of Pennsylvania.
24, SEVERABILITY, If for any reason whalsoever any pari of this Agreement shall
be declared void or invalid, only such part shall be deemed void and in all other respects
this Agreement shall remain valid and fully enforceable,
25. N.QN-WAIVEB. The waiver of any term, condition, clause, or provision of lhis
Agreemenl shall in no way be deemed or considered a waiver of any other term, condition,
clause or provision of this Agreement.
IN WITNESS WHEREOF, the parties hereto have sel their hands and seals the day
and year first above written.
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