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HomeMy WebLinkAbout95-00447 " t.: "_:H~ -"', No. 21 - 95 - 447 Estate of J. DONALD SCHMIDT . Deceased DECREE OF PROBATE AND GRANT OF LETTERS AND NOW JUNE 12. 19~. In consideration of the petlllon on the reverse side hereof. satisfactory proof having been presented before me, IT IS DECREED that the Instrument(s) dated MA Y 11. 1989 described therein be admitted to probate and med of record as the last will of J. DONALD SCHMIDT and Lellers I t ~ I AMeN I AK Y arc herebygramed to PATRICIA A. SCHMIDT FEES Probate, Lellers, Etc. ......... $ Shorl Certlneates(l ) . . . . . . . . .. $ Renunciation ................ $ X-Pages $ 30.00 JCP TOTAL _ $ 6r8~ Flied .......,., .~~~~. ,1.?1. ,l.~~~......... 25.00 3.00 Richard L. Placey 07232 A1TORNEY (Sup. Co. I.D. No.) 23Z N. ~1lc1 BL. ~0. Box 99 Harrtsburg ,ADDlmssPA-'-1-7'l:08- (7171236-gC;77 PHONE l.OO I-l. TI~lRr') 'QT. I It:, ('1 , p/\. I ~' 1110/ ':;'1 0, n ") C'. -~:~ "'( '}o..: OJ I ~ '''J () ; ~) I ,- 'uu: 0:. 1[1 p, .~ J , L: 2::J UU Mailed letters and order to attorney on 6-13-95. 21 95 - 447 ,,- . ~ ,... h~.'" ,} ;'.' " " ,L '~~ . (1', r~, . . , ~,' !1: , ' .. 11- ~.: c, gc . '!;,', :ug' .~;; .'-c) ~." ;; I !XI :0, :D(ll .q,~ ii_'-f,t. c.;-rp ,,- ',J. t(,;:; ~-" (i '~'\-1 U;:O -. ...'t ::,;.;- ~ :",. ~; ir , ;~~~i~,<, ': ~"::<o;~ ':;:.' ,"';'~':~'.:' ~. ,j'-~...-.", '" -,." ., ..... '~".o.t> "f;J' _Jir,," -"'.,~. ..-'".. 'T' ,-- ~'l-V":1'~ "" """-' .-<~, ",~ l'f-t"~' ..' .'U"" ',;..t'I'.'-" , ~'~~j;f~:j.~:'!/(~" ;~: :'.:{~~~~~;~1~~~?~)(':''<~; ';;'~';J -". ,. , '",; )f:'> 'M I q& E '/" '8l,i~: Ii ~ ,,' ~,\CI'r a ~';~; : ~. ~.~ CJu' lie" -. · '",~ "' B-M!! c ,f...-t~ . w ~ .. ';'~J:,p.,o.,-t " o' ~",,'''~'. ~ z Ilo !. -"'\'{~:~".:S~: ~.: i "0::1 ;:~ 0 ~ ' ] ,~~ a : 1i a 'M . ~ t " , II ~ ~ -' I .. ~I ~ 8 &04 ~ . ~ 'l;',J.,. ., " .;", '_'0 'r. ,:,... .~. ...' . ~... . -. ' '.. .... .... on 01 I '" l"'l N ~ .... .-i .... ~ . , . . . .. . ". .. " '. '. LAST WILL AND TESTAMENT OF J. DONALD SCUMIDT I, J. DONALD SCHMIDT, now of Lower Allen Township, Cumberland County, Pennsylvania, do hereby declare this to be my Last will and Testament and revoke all prior wills and Codicils made by me. ITEM I. DEBTS AND EXPENSES: I direct that all of my just and currently due debts and funeral expenses, including the cost of my gravemarker, if any, shall be paid from my estate as soon as practical after my decease as a part of the administrative expenses of my estate. ITEM II. PERSONAL ITEMS: I give all of my articles of personal or household use, including automobiles and all insurance on that property, to my wife, PATRICIA A. SCHMIDT, provided she shall survive me by thirty (30) days. Should my wife predecease me or die on or before the thirtieth (30th) day following my death, I then give all such property and insurance to my then living children, in equal shares, particular items to be allocated among them as they agree; or if they cannot agree, as my personal representative determines. Any property not so distributed shall be sold by my personal representative and the proceeds added to the principal of the trusts to which my residuary estate is herein given. ITEM III. MARITAL RESIDENCE: If my wife, PATRICIA A. SCHMIDT, survives me and at my death our usual home is owned by me or by my wife and me, but in a manner which would not result in passage of full title to her by operation of law, I devise my entire interest in said home to h~r. ITEM IV. MARITAL TRUST: If my wife, PATRICIA 11. SCHMIDT, survives me, I give to DIIUPHIN DEPOSIT BANK IIND TRUST COMPANY, Harrisburg, Pennsylvania (hereinafter "Trustee"), without deduction for estate or inheritance taxes, the minimum amount which must be added to the , ~b;.:;~~ . ~,-~.Q,--," ~ ~Donald Schmidt .' ... . .... '. value of all other property in my gross taxable estate for which the marital deduction is allowed in order to give my estate a marital deduction which will reduce federal estate tax on my estate to the lowest possible amount. Such minimum amount shall be determined after first taking into account all other deduction and credits except: (i) The state death tax credit to the extent that its use would require an increase in the amount of state death taxes paidl and (ii) The credit for tax on prior transfers to the extent that credit arises from transfers to me from individuals who die after me. I recognize that, depending upon the amount of other bequests hereunder, the amount of my non-testamentary dispositions, the amount of state death taxes, and other factors, the marital trust may be nonexistent, or may amount to the entire balance of my testamentary estate so that the residuary trust is nonexistent. No property not qualified for the marital deduction shall be allocated to this marital trust. A. During the lifetime of my wife, the entire net income of such trust shall be paid to her, no less often than quarterly. Trustee shall pay to her or for her benefit, such amounts from the principal of this trust as may be necessary to maintain for her a standard of living approximately equal to that maintained by her during my lifetime and to meet her expenses arising from ill health or emergency occurrences. Trustee shall be liberal in expending the principal pursuant to this provision. B. Upon the death of my wife, the principal remaining in the trust created under this Item shall be paid over to such persons or organizations, including but not limited to her estate and for such estates and in such manner and in such amounts or proportions as my wife shall appoint by a Will containing a specific reference to this power of appointment, which power of appointment . may be exercised by my wife alone in all events. ~ v- ---.Q~Q. . Donald Schmidt - 2 - , . . . '. " .' ... , " t. C. Upon the death of my wif~, PATRICIA A. SCHMIDT, Trustee shall deduct and pay to her personal representative, from that portion of the principal of the marital trust, if any, which she shall not have appointed, an amount equal to any additional administration expenses and estate and inheritance taxes assessed against her estate by reason of the inclusion therein for tax purposes of the then remaining principal of the marital trust. Such amount shall be determined by Trustee, whose determination shall be conclusive. Any then remaining balance of unappointed principal shall be added to and thereafter shall form a part of the principal of the residuary trust, to be held and distributed as though originally a part thereof. If the residuary trust shall not have been created for any reason or shall have been exhausted, the remaining principal shall be held in trust upon the same terms and conditions hereinafter specified for the residuary trust. D. If any provision of this marital deduction trust will result in depriving my estate of the marital deduction for federal estate tax purposes, such provision is hereby revoked, and this trust shall be read as if any portion thereof inconsistent with the allowance of the marital deduction for federal estate tax purposes is null and void. ITEM V. SIMULTANEOUS DEATH: If my wife and I should die under circumstances which render the order of our deaths uncertain, for all purposes of this Will except for the purposes of Item II hereof, it shall be conclusively presumed that my wife survived me. ITEM VI. QUALIFIED TERMINABLE INTEREST PROPERTY ELECTION: My corporate executor, hereinafter named, shall, in its absolute discretion, determine whether to elect under S2056(b)(7) of the Internal Revenue Code of 1986 or corresponding provision in effect at my death, to qualify any portion of the marital trust for the federal estate tax marital deduction. Generally, I anticipate that my corporate executor will elect to minimize the estate tax payable by my estate. However, I would expect that some consideration ~D~ld~h~df-' 'J - 3 - . .' . .. '. be given to the estate tax payable in my wife's estate upon her death, especially if she should die prior to the time the election is made. The determination of my corporate executor with respect to the exercise of the election shall be conclusive upon all affected persons. ITEM VII. FUNDING: My executor shall select and distribute to my Trustee the cash, securities and other property, including real estate, which shall constitute the trust, employing for the purposes of valuation the lesser of the adjusted basis of the asset for federal estate tax purposes or the fair market value of the asset at the time of distribution. ITEM VIII. RESIDUARY TRUST: I give and devise the balance of my residuary estate to DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg, Pennsylvania (Trustee), to administer and to distribute as follows: A. Trustee shall pay the net income thereof to or for the benefit of my wife, PATRICIA A. SCHMIDT, for and during her natural lifetime, no less often than quarterly, as Trustee may determine. B. Trustee shall pay to or for the benefit of my wife, from time to time, such portions of the principal of this Trust as may be necessary for the support of my wife, to meet my wife's medical, dental, hospital and nursing expenses or the expenses of invalidism. In determining whether to make withdrawals under this paragraph of the principal of this residuary trust, Trustee shall consider such other resources as may be available to my wife pursuant to the marital deduction trust created in Item IV hereof. My wife shall not participate in any decision affecting the invasion of principal from this residuary trust for her benefit or for the benefit of anyone she is legally obligated to support. There shall be no restrictions as to the use that my wife may make of any distribution hereunder for her benefit. C. upon the death of my wife, the then remaining principal of this residuary trust and any undistributed income thereof shall , ~';n~idSc~~'- 0 - 4 - . . '. . '. be paid by Trustee in such amounts or proportions or in such manner as my wife may appoint by Will containing a specific reference to this power of appointment; however, in the exercise of such power of appointment, my wife shall be limited to appointing the same unto our children or their children, provided that, in no event, shall my wife have the power to appoint the SBme or any portion of the same for the benefit of her estate, her creditors or in any manner which would vest in her a general power of appointment over such funds or result in such funds or any portion thereof being included in the gross estate of my wife for federal estate tax purposes. Other than this limitation, my wife shall have the full power, at her discretion, to determine the beneficiaries within such class of persons who shall take and in what proportions and in what manner they shall take by virture of her exercise of this power. D. If my wife shall fail, either wholly or in part, to exercise effectively the above-given power of appointment (or in the event that my wife shall have predeceased me) the then remaining or unappointed principal of this residuary trust (or in the event of the predecession of my wife, the entire principal of this residuary trust) and any other funds which may be added thereto from any source whatsoever shall be held In Trust by Trustee for the benefit of my children, as follows: 1. Trustee shall divide the then remaining principal and any undistributed income of this trust into as many separate and equal shares as I shall have children then living and shall thereafter maintain each separate and equal share as a separate trust for each such beneficiary to invest and reinvest the same and payor apply so much of the income and so much of the principal of the separate trust established for such beneficiary as it, in its sole discretion, deems necessary to enable such child to maintain a reasonably comfortable standard of living, to meet the costs of such child's preparatory, collegiate and professional education ~.---!J__~c.. onald Schmidt "",- - 5 - ~ '. . .. \ and to meet the expenses of any unusual or emergency occurrence such as those arising from serious illness, physical incapacity or the like I 2. When each such beneficiary shall attain his or her thirty-fifth (35th) birthday, Trustee shall compute the then remaining principal and any undistributed income of the trust held for each such beneficiary and shall distribute one-fourth (1/4) of the same to him or her absolutely at that time, retaining the balance in trust as aforesaid until each such beneficiary shall have attained his or her fortieth (40th) birthday. At such time, Trustee shall then compute the then remaining principal and any undistributed income of said trust and shall distribute one-third (1/3) of the same to each such beneficiary absolutely at that time, retaining the balance in trust until such beneficiary shall have attained his or her forty-fifth (45th) birthday. At such time, Trustee shall then compute the remaining principal and any undistributed income of said trust and shall distribute one-half (1/2) of the same to each such beneficiary absolutely at that time, retaining the balance in trust until such beneficiary shall have attained his or her fiftieth (50th) birthday, at which time, the then remaining principal and any undistributed income of the trust shall be distributed absolutely to him or her at that time. 3. In the event that any beneficiary for whom a separate trust shall have been established shall have died during the term of the separate trust held for his or her benefit, the undistributed principal and income of such share shall be paid in equal shares to each child's issue, or if none, the same shall then be added, in equal shares, to each of the separate trusts held for the surviving beneficiary(ies) or distributed to those who have reached the age set forth for distribution as set forth above. ~. .u---~~ --u.. ~Donald Schmidt - 6 - . ITEM IX. PREDECESSION OF ISSUE: In the event that, at the time of my death, my wife and all of my children and the issue of my children shall have predeceased me, or in the event that, during the term of the trusts established herein, my wife and childron and the issue of my children shall have all died prior to complete and final distribution of the trust fund or trust funds established herein, then in such event, my entire estate or the then remaining principal and undistributed income of the trusts, as the case may be, are given and devised or shall be distributed as followSl A. One-half (~) thereof to my sister, MARGO L. MI\'l'IUAS, or her issue, per stirpes; and B. The remaining one-half (~) thereof to my wife's sisters and brothers, or their issue, per stirpes, and the issue of any deceased sister or brothers, per stirpes. ITEM X. WIPE'S PREDECESSION: In the event that my wife shall predecease me, then all of the property p~ssing pursuant to this Will, except for property passing under Item II hereof, shall be included in the residuary trust created herein, and there shall be no marital deduction provision. ITEM XI. SUCCESSOR TRUS'l'EE: My wife, PA'l'RICI1\ 1\. SCHMIDT, shall have the authority to designate a successor or successor trustees to the Trustee herein named. In designating such successor(s) she shall he limited to designating a bank having trust powers or a trust company whose accounts are insured by the Federal Deposit Insurance Corporation. ITEM XII. GOVERNING LAW: All questions pertaining to the administration of this trust or the construction or validity of these items shall be governed by the laws of the Commonwealth of Pennsylvania. ITEM XIII. GUARDIAN OP MINORS' ESTATE: If any income or principal shall be payable to any person who shall be minor or who shall be incapacitated for any reason, my executor as trustee shall hold such income and principal during minority I ~;n~ld~~(J,- '. - 7 - .. " t. or incapacity and shall be entitled to apply such income and principal to the health, maintenance, support and education of such person during minority or incapacity, without the appointment of any guardian or committee or any authority of court, and shall be entitled to make direct application hereunder or to make application by payment thereof to the parent or other person in charge of such minor or incapacitated person, or to his or her guardian or to a custodian under the Uniform Gifts to Minors Act. Any remaining income and principal to which such person shall be entitled shall be paid and distributed to such person upon the termination of minority or incapacity. ITEM XIV. PERSONAL REPRESENTATIVE: I appoint my wife, PATRICIA A. SCHMIDT, Executrix of this my Last will and Testament. Should she fail to qualify or cease to act in such capacity, I then appoint DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg, Pennsylvania, as Contingent Executor. In the event that a determination of whether or not to make the election provided for in Item VI hereof is to be made and if at that time my wife, PATRICIA A. SCHMIDT, is serving as sole Executrix, I appoint DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg, Pennsylvania, as Co-Executor for the purpose of making that election. No bond shall be required of my personal representative in any jurisdiction. ITEM XV. POWERS: In addition to the powers given by law to my personal representativels) and trusteels) [hereinafter fiduciaries] in the administration of my estate and of the trustls) created herein, they shall have the following discretionary powers applicable to all real and personal property held by them, including property held for minors, effective without court order until actual distribution. (Words used in the singular may be read to include the plural or the plural may be read as the singular. Similarly, the masculine form may be read to include the feminine and neuter: the feminine may be read to include the masculine and neuter: and the neuter may be read to include the masculine and feminine.) ~o;aid~m~ - ,~ - 8 - . , , , . I. , '. , A. To retain any property owned by me at my death and to invest any funds held by them in any stocks, bonds, notes or other securities or property, real or personal, it being my intention to give them the broadest investment powers possible within the limitations of the law. B. To sell or otherwise dispose of any property, real or personal, at any time forming a part of my estate or the 'rrust estate, for cash or upon credit, in such manner and on such terms as they see fit, and no one dealing with the fiduciarios shall be bound to see to the application of any monies paid. c. To manage, operate, repair, improve, mortgage or lease for any term any real estate at any time held or ownod by them as fiduciaries. D. To hold investments in the name of a nominoe and exercise and dispose of warrants. E. To engage in litigation and compromise, arbitrate or abandon claims and property. F. To conduct any business in which I am engaged or in which I have an interest at the time of my death, for Bueh period as the fiduciaries deem advisable, with tho powor to borrow money and to pledge the assets of the business and do all othor acts, which I, in my lifetime, could have dona, or to dologato such powers to a partner, manager or employoo, without liability for any loss occurring therein. G. To allocate items of receipt or diBbursement between principal and income as the fiduciaries deom equitablo rogardless of the character given such items by law/ to distributo in cash or kind or partly in each at valuations fixed by the fiduciaries. H. In general, to exercise all powers in the management of the assets of my estate or the Trust estate which any individual could exercise in the management of similar property ownod in his own right, upon such terms and conditions as the fiduciaries may deem best, and to execute and deliver all instrumonts and ~~ ----D ~>t'._Q.......- Donald Schmidt , ^ - 9 - '. . . \. I. . . . , to do all acts which the fiduciaries may deem necessary or proper to carry out the purposes of this will or the Trust(s) created herein. I. To apply income or principal to which any beneficiary is entitled, directly for his or her comfort, maintenance and support, should the fiduciaries deem such beneficiary incapable of receiving the same by reason of age, illness, infirmity or incapacity, or to pay the same to such person or persons as the fiduciaries select to disburse it, whose receipt shall be a complete acquittance therefore without the intervention of any guardian. J. To assume continuance of the status of any beneficiary with reference to death, marriage, divorce, illness, incapacity or other change in the absence of information deemed reliable without liability for disbursements made on such assumptions. K. All principal and income shall, until actual distribution to any beneficiary, be free of the debts, contracts, alienations and anticipations of any beneficiary, and the same may not be liable for any levy, attachment, execution or sequestration while in the hands of any fiduciaries. IN WITNESS WHEREOF, I have hereunto set my hand and / I'tt. do, of ,nl A'/ ' '989. seal this ~ ~ ....:::5e"O........ ~ D~~ald Schmidt The preceding instrument, consisting of this and nine other typewritten pages, identified by the signature of the testator, was on the day and date thereof signed, published and declared by J. Donald Schmidt,. e testat~erein named, as and for his last Will, in the pr~ ce/ us, ho, at his request, in his presence and in the prese of ea h~~C' subscribed our names as witnesses hereto. /t:./C (. :2??- /U d 1\ (,0 J--f: lL-u,'L~~~& I L~ L q~J 2.'11 11. xkuri--d.....6t.) )J hg, P A I / - 10 - , . . " . .. . . I, :. , ACKNONLBDGMEN'l' COlUo10NWE1\LTII OF PENNSYLVANIA COUNTY OF DAUPIIIN . . SS: : I, J. DONALD SCHMIDT , testator whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby ackno\~ledge that I signed and executed the instrument as my last IHll, that I signed it willingly, and tha~ I signed it as my free and voluntary act for the purposes therein expressed. ~""~.&Q. . Donald Schmidt ( ,..~ Sworn or affirmed to and acknowledged befor~_me, by J. Donald Schmidt , testator , this / I ~ day of '/?f'7/" , 19-.!!.2..... 1-/.." JI ...x1 j '.J! Nbt!.a~ublilj I Hy Commission Expires: f. ----.--.., .. ._,.... "'- -... "-\.;' . . I , I , '.' :" ',<, '.' " " < . I I I OJ, . f.'.. ! o. ~__ '._ _,' . .', 1 \'.. ' , ~- -- ""'~'___'a_._,,_._......:... _..__J AFFIDAVIT COl~10NIf.E1\LTH OF PENNSYLVANIA COUNTY OF DAUPHIN . . SS: We, KICnord L. {J/auLI ond Linc(t<. L. QL<~l7n , the/wi~nesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw testat or sign and execute the instrument as his last Will; that he signed willingly and that he executed it as his free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the testator signed the IHll as witnesses; and that to the best of our knowledge the testator was at that time 18 or more years of age, of sound m.irtarynd under no con"raint or undue infiuence. .? . , ~c "" L Vx.rLo..- L. (l ~ f) u'~ SWin to and /~. Ai/ subscribed before me this I I~ay of , 19~. !-h-tk -<J, Ii ul/" "' ~otary fUblic ' I I My Commission Expires:' , y SBARS SIX NBSHAMINY INTERPLBX TRBVOSB, PA 19053 (800) 347-8414 JUly 13, 1995 ESTATE OF J Donald Schmidt FILE# 21-95-447 Enter the claim of SEARS 937.73 , against the above in the amount of $ entitled estate. The decedent, who resided at 5001 Firethorn Ln (street address) Mechanicsburg PA 17055 Died on 05-31-94 (Date) given to written notice of said claim was Patricia Schmidt (personal representative, or his counsel) known to claimant, at 5001 Firethorn Ln (street address) Mechanicsburg PA 17055 on 07-~~-95. (date) R~rt;~ PROBAT SPECIALIST -r:j t/: r"J ~:" ';.:.-:( ~ f.j_ '" '" ~ , L':'1 :..::, --= <.. .\ cgn: i I l1'l p, J~ -::> UU 'i.,.",~i.fr. - '. ":'~ ;:-! '.~'i t~ l'::~. B t~ "I.:: :ttlH :r-.' t~ t.~ ,.~,::.;;~ tr~:r: ,n."t: 'tr ::;,;;~ n: :", 1;.: t'; I1'l :"; :;:t ~~" ,~. "'!::~ H .:-:::: 07/13/95 091301~S Nf~Xi. 1:::1:.;, II To :jell 01 " !lli'\Tt:MJ;N'1 UIJf1HAlIY AU OF ()lo/:!;;;."1:) ,", WOO:l. '.~ POOl: 1 elF 'I Account Nu.bGr~~' ~4 04101 79022 2 Uti.l!>r-inl 1~~IW) !:l; ::~ :t,,;, .'1 :.J' tl l~ :: 111 ';llJ; l;' ':1 '.;! .~:;:; ~t r-.;; t;:; I;'l:;:; :n:::;; 1;; i~: <:'1 ~1 t~ fl; "''; ~1~: ,,:'; ::, ,~, 1.', ".; fi.l., l,;: ::, ;,~! t.;: t:, 't.; !':l :.~ ~~ m ',A~;~ I:': r.:: \,: t I,' J,;;:- tl;::~" tti .!;:1 10= ttl C:! 1:1 r;~ 1":11::1 ct' lJI :;:'1 rt; l;~ t~II;J r~; I., ;:::; :~, .:;. ::;' Namlf' (\{ldl'(Jo~aU ,) ilONA/. 0 f:lCllflI IlT ~'iOOl nW:TIlClRN I..N f;i~ln Out Cr'ti!dit Unit nce'!. T.Yp€,' , fl41.1 SC City / !H.,1.e Zip Coda Mt:CHANrcSIlO PA 170:m-4D06 ___M._.__'.'__________________~,__.,~___:____________~,h.__~__~._________~_______".______~". PrQViaUill D"l"nc~ Tnl.ll Pnymnnl!j. 1'" '1.;" Clltll'!je$ To ttll CrlJdit$ Finiln(:~' Char9c~ NCi>IJ 13..,1.,11<:1, Millilhllln Due Oil to On t t! 0.,1.<. of C:/ulI'!Jem AU 970.30 <16.00 ,00 ,00 1:3,43 '187 i7:J 47.00 I 07/24/95 A. 0, l~. Iltl o\l(~r $0.00 Available Credit I NONe: OI;:N Add!'€!!ilI'l -6HESH INTRPLX 1425 TllEvm:r,: I'll ,19()t'i~I'.'()',0'7 ,!3tat.tJlll<;lntIII'lllil'Y I (000) 3<177"841-1 M.~ F97"9BAT 9-6 E1' HOII, Ratf.! 11.0,0, , 1 , ~JOO 's"e; . 1() Total fin ell!J 1:3 I 4::~ U3,48 A.P. /l, 1 (0 ,()O . . ~'''''''''''.''::l1: , ... ~ ~ CERTIPICATION OP NOTICE UNDER RULB 5.6(a) Name of Decedent: J. Donald Schmidt Date of Death: Will No. 2195-0447 To the Register: I certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the beneficiary(ies) set forth on the attached list on Auqust 15. 1995 . Notice has now been given to all persons entitled thereto under Rule 5.6Ia) except No exce tions Date August 15, 1995 Name Place.y Address 200 N. 3rd St., P.O. Box 99 Harrisburq, PA 17108 Telephone In7 )236-9577 Capacity: Personal Representative Counsel for personal representative x r- 1~~ ;~o_ '.- n (.) Ch 1 ~:;; . " \0 ~ c. *. tj U\ (JJC'c a:- !5 -=: ;-; Il .- [- Iii :3 U(J tfl ~, ERI ESTATE RECOVERIES, INC, P U IlUX ~\1~\Ul 511~) I f.^I,If(JRD 1,'Ul\[) IlAI1IMOril.l.1/,I.'YINJD ~':'I,1 (.110).14,\ RfJi~ _lA, NO (,110) .1;>1, ,\1)';1 November 27, 1995 Register of Wills for Cumberland County CUmberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 RE: Estate of J. Donald Schmidt, deceased. Our File#: SAX-07981 Estate #: 21-95-447 Dear Sir: Enclosed please find our claim concerning the above captioned estate which is being filed on behalf of American Express, a creditor. A copy of the claim has been submitted to Patricia A. Schmidt, Personal Representative. If you have any questions concerning the attached claim, plase do not hesitate to contact this office. l;t?~~~:lr. jb IX; E, TITUS KET: tm Enclosure on ~ ,;': ,,~ :7.1 ,-1r, 1,_, '.,' ,'j' '.1 STATE OF PENNSYLVANIA IN THE MATTER OF ESTATE OF: J. DONALD SCHMIDT IN THE ORPHANS COURT OF CUMBERLAND COUNTY ESTATE *: 21-95-447 STATEMENT OF CLAIM 1. The creditor, American Express, certifies that there is due and owing by J. DONALD SCHMIDT, deceased, the sum of NINE HUNDRED EIGHTY-EIGHT DOLLARS AND FIFTY-TWO CENTS ($988.52). 2. The nature of the claim is a Personal Card account number 371129965361007. 3. The name and address of the claimant is: American Express, 200 Vesey Street, New York, New York 10285-3830. 4. The name and address of the claimant's agent is: KAREN E. TITUS, Estate Recoveries, Inc., P. O. Box 24566, Baltimore, Maryland 21214. 5. This claim is not contingent and is not secured by any liens or judgments and the last payment was made on May 10, 1995 in the amount of $531.36. 6. The balance represents an accumulation of charges as posted to the account number described above. On behalf of American Express, creditor, I do solemnly declare and affirm under the penalties of perjury that the information in the foregoing claim is true and correct to the best of my knowledge, information and belief. ~L r. ~ KAREN E. TITUS Estate Recoveries, Inc. P. O. Box 24566 Baltimore, Maryland 21214 (410) 444-8022 C)C, State of Maryland, County of Baltimore: " ,. " IN WITNESS WHEREOF, I hereunto set my and and Notariaf 27th day of November, 1995. ' My Commissi 30, 1996. " ~ Cumberland ,IN THE COURT OF COMMON PLEAS OF COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION * * * File No. 21-95-447 Estate of J. Donald Schmidt _' Deceased * * * NOTICE OF CLAIM by. American Express Filed Pursuant to Section 3532 (b) (2) of the Probate, Estate, and Fiduciary Code, 20 Pa. C.S.A, ~3532 (b) (2), . To the Clerk of the Orphans' Court Division: Enter the clai~ of Karen E. Titus, AGent for American Express (Claimant) in' the amount of 5 988.52 . against the above entitled estate. The Decedent, who resided at 5001 Firethorn Lane, (Street Address) C~bet~and County, Mechanicsburq, PA 17055 ( City) May 31, 1995 (Date) Writt~n notice Pennsylvania, died on of said claim w,as given to Patricia A. Schmidt (Personal Representntive, or If known to claim~nt. at his Counsel) 5001 Firethorn Lane, Mechanicsburg, PA1705~ on November 27, '1995 (Address) ,~. ' (Date) ~ f A;;I:zu; , Claimant Karen E. Titus, Agent P.O. Box 24566, Baltimore, MD 21214 (Address ) Claimant's Counsel: (Address) Statement of Account 5 0005/0025 TERMS. PAYABLE IN FULL UPON RECEIPT OF STATEMENT, '-"'-'002042 ... 04 2 ACCOUIlI Numb.., Clo,lllll 011111 MlllhtH.l1II Alnounl DUll $559.36 3711-299653-61007 04-11-95 J DONALD SCHMIDT 5001 FIRETHORN LN MECHANICSBURG PA 17055-4806 MAIL PAYMENT TO. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 111."1,.,1",1111,.""11,,,11,,1,11,,.111,..1.1,,1,1",,11.1 11299bS3b2 DDDSS93bDDDDS313b1 Summary of Account C.rdmembtt' Namo Account Number CIolino Dale 04-1\-95 J DONALD SCHMIDT 3711-299653-61007 For fast balanco and paymontlnformntion. call our automated service line at 1.800.292.AMEX using a touch tons phone, Plenso havo your account number roady, If you have a quosllen aboul your accounl. call 1-800.528.4800 (24 hoursf7 days), Pagel 013 $531.36 , I SlonATravlll jMllllmumAmounfoueIA.OI' . Mmlmum PlIymllnllOj $26.00 $559.36 " PII,vlous Card Balance $176.66 Arne'" Rei, No. lIemNo B35093-0 501076-1 001 501065-1 002 501089-1 003 501091-1 004 501101-1 005 I Card Paymenl"'Cllldll' I New tOlld CharOn I $176.65 $531.35 New enrd DalanceCA) Listing of Chargas and Credits 207.65 PVMT RECVO - THANK YOU 04/03 29.00 APPLIED TO SIGN & TRAVEL Clung.. PA 03/16/95 PA 03/24/95 PA 03/29/95 PA 03/31/95 PA 04/10/95 THEO'S BAR & GRILLE CAMP HILL 001364747 FOOO/BEVERAGE GIGANTE CAMP HILL 0000-0325 FOOO/BEVERAGE HOLIOAV INN PITTSBURGH 03290446 LODGING THEO'S BAR & GRILLE CAMP HILL 001514914 FOOO/BEVERAGE HOLIDAY INN PITTSBURGH 04100318 LOOGING 42.29 45.83 379.24 26,55 35.45 ACCOUNT TOTAL $531 .36 --.-"1 C,edilS 176.65 \ ~ I ,/ $176.65 .2 OOIOZ 112L 6 I .carda . -- --~_.^-- ,"'- Ca.dmflmber N,un. Account Number Closing Dale P,g, 3 01 3 ARAOO2042 ' ... J DONALD SCHMIDT 3711-299653-81007 04-11-95 02 7 0007/0026 I TEll 0>> tG.IOAY ItIt P. S3~.'& PI TtSOl101 (.._."u~.... o.....C..... ....._,,,. """.I'C_ 31.1-199&.13.81001 01 10 95 OAllJO..lIfl 00 ......'111_,--' _ ~...I... .aIDAl IPfl PITf~ PA ..... ..... j I ~ , "1 I ARRIVAL DAlE ll'/10/9l\ Of.PAAl~E DATE 0A/11/95 I >1 '~'i ~UJ .." i :'11 V'l' ~~~1" ,;,;: '-'i"" , ".;.; t?ij t( m,' .~. j$,<~ ~j~'- ~~1 ii1f~- Ii '>< '! 1t~; . ':''-:t. ~":.i- ~..i ~-\ .J HI M ;'j '''' "'. '>1 Sit' 2310301020 torAl. ...... .-. $36.46 -.\ ,,:. Oc' , .. , , i j ,\ " '. j, ! , " , I \ \ \ , . I \ ~ I I j I " ~' . I I I ~j , I I Statement of Account 05 2 o 0010/0025 TERMS. PAYABLE IN FULL UPON RECEIPT OF STATEMENT, AummlNllltll)ll1 ClntolfluOlllfl MInimum Amounl Du. 3711-299653-61007 05-1'-95 $26.00 J DONALD SCHMIDT 5001 FIRETHDRN LN MECHANICSBURG PA 17055-4806 MAIL PAVMENT TO. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 0710'-1270 111.,.1,.,1".1111".."11,,,11.,1,11...111,..1.1,,1.'.",11,1 :' 11299b53b2 OODD28DOODDOODD008 [, Summary of Account Caldm.mbltl Nam. CIo11noo..le 05-11-85 Accounf Numh.r 3711-288653-6'007 I I i , I I Siun & Travel I Minimum Amount Duel" . 0) I Mlnlmllm PayrnenllOI 126.001 $26.00 :, , J DONALD SCHMIDT For fsst bslsnco and paymenllnlo.mallon. call our sutomalod sorvlco IIno at '.800.202,AMEX using a louch tone phono, Ploaso havo your account numbor roady. If you havo a quos lion sbout your accounl, csll 1.800.528.4800 (24 hoursi7 daysl, PI')I I 01 2 P,evlOUI C.,d D<1I;ance I Card Paymenf.'Cflldlll I New COItJ Chlllges I $531.36 $ ,00 Ne. tilld Do1lo1nCft 1"1 $631.36 $.00 Amltx R.I. No U.m No, Listing of Chargos nnd Crodlls Charon Cledlls 835130-0 559.36 PYMT RECVO - THANK VOU 05/10 28.00 APPLIED TO SIGN & TRAVEL 531.36 ACCOUNT TOTAL $.00 $631.36 ;j :i f I 0/ 001 OZ. 112L 045181 Froquont TravolorsooEnrollln tho Momborshlp Milos" program and havo all YOllr purchasos oem program milos, Milos can bo rodoomod In the lrequoncy programs 01 soversl malor airllnos and hotols, and lor a varloty of Vacation Awards, ThoS25 annual program 100 Is walvod lor your lirsl yoar 01 enrollmonl, . . .carda . " AccnulIl Nunlhel CIU,lIlg Ilall! r.gft I lit , J DOUALD SCHMIDT 371\-299663-61007 06-\1-96 ./ 23:1& 0011/0025 Statement of Sign & Travel~Account tiAVE YOUR TRAVEL AGENT TYPE OR KEY "E" FOR SIGN & TRAVEL, Accotlnl No: 3711-299653-61007 FlIlnntd ClwUtl Schudulo na'ancel.111I Which I "'VIIIOglI I Dall)' Rolli AIlPlitt. Dllil)' Dalance Pt'lIlll1iC Ralft ALL 1007,12 .0463% Crodllor: AMERICAN D.llnE6S CENTUI110N HANK CIotlU1U Onto: 05-11-95 P""o'O:~~;",'91---- --po~o;~~;;~c;~~~--T--N.'.-o.;;;.:~- . r -FINANCE f~~~~E-'T-- --N,. u:;;~86. 62 ' RII""ftIlCe IIlIm --PC;lhlU -~'~k)~~;rl~;';;.u.t7~-;-~ ~~ ------- ~ ~~.~ .~---.----]. -. .~ch;;u~l-- CI~I" Nurnbfll No Oall' 836130-1 06/10 PAVMENT RECEIVED - THANK VOU 26.00 ANNUAL r----~pn~'llrll~~tltl. PERCENTAGE ""..1 Due "'mOlIllI lln. Mllnllf, Pllrlll"lIl RATE 17.65% .00 26.00 pnynl(1Il1 Duo Dalo 06-0S-95 Minimum Payment ~ $26.00 Amendment to Minimum Pavmenl Torml Importanl sign & Travel Accounllnto,matlon P,IOf 10 Januaf)' 1, IU90, Ih.Slgn' Tlavl'l Accounl AUINHnenlllhfl' A{llf'IIrIlfltll'j IIlflUl'"'' n ~,nlmllm I'iJyml!tll 01 tl~"lh ullhe Nfl'" Uill"IlU'1I1 YO\ll 61{Jn" TI/lVI'I "'ccounl, bUI nollonlhan 120 Ot 110ft Mille Nft'" DalarlclI 111ft" Iholl 120 Allfl anualY I, 1990, Ilia AglHmallll' QIl>ttlldlld 10 11II11I1r" Q Mlnimllltl'U.' 'I'",enII111136Ih tll Ihe Nit'" Balance, but nol Ie.. Ihan no Of lhe enU,e New OalanCIIIII,",I IhO)n 20, II you "'lib, rou can alway.,...y mOfe Ihan Ihe Minimum Paym""1 Finance Cherce To calcul,lllllhe Flllance Chalge, WII nlulllrly Ihe Dillly Pflflol!lc Rilla hy Iha "'Verilge Dally Dalancfl dUllng Ihll hllhnQ '",1100 111M Wit mulliply Ih, product "r.,h. numbef 01 days In the blllIno cycle TOJ'e, Ihe AVfllage Doil)' Bulance, wela~.lhlt begmnu,-" botallclI ot the SIOIl 4 1'lftvel ACCOUlllllftcb day, .dd ell)' new it on a Tlanl Charg", and accrulld and unpal Fmanefl Ch~1I0"'IOllcePI'"th FIn.1IC1I CI,atgel will 1'101 be Included 101le,ldllllUi 01 CO...... ME" NC and PRI, and .ubltptt an)' .'lmenlS Of Cledl" Thfln WII .dd up lhll dally balanCtt 101 lhtt bllhnO peliod anti dlvldellY Ihll numbt" 01 dll)'Sln Ihellllllng 1IlIIIud TI..s glVIt' u. the "'vel,OI Dail)' Oa ance. This melhod 01 compulllllon 01 the ,AYlttagfl Dally Balance rfllulll In comlK)Und Inlfllfl" lellJ;ltI)IIOf IItSluenl. 01 CD. I"', ME, NC and PAl paymenta Mall r.OUf parmllnl in lint enclo'fld flnvelope or 10 Ihe addlfln IOf parnlenl.li.led on lhe bat" 01 YOUI Caltl "CCllunl .Ialflm,.nl RlImemtMtI. rOUt paymenl flath monlh .hou d be 10' 411 Iflll.1Ihe Mmimum Amounl Due 0' Ihe TOlol "moulll Due, whichever nppeall on Ih. Cllfd ACCOlml Slalemenl Enhfl' amoulI Include, Ih. SlQlI' l'llyel Minimum Paymflnl .hown llbovll and Ihll baloncfl dUll on YOllI Cald Accounl II YOll wnllllo po... ",olelhan Ihe Mmimum Pa)'menllup 10 llie "nil'. SIgn 6 TlavlIl Nllw Dotolleel, mo-"e YOlll paymenl10llhe a'Ii'" amounl and 1he ellce.. wtll be i1pphiffi 10 YOUl Slon a Tlovel Accounl How 10 avoid additional Flnence Charoa You have Ihe IIOhllo pay Ihe enlite New Balance 01 YOllr Stgn 6Tlavel"'ccounl 01 any lime wtlhoul ~naIlY. No fillanee ChalOlt Will be .IIellfld In "".Y bUlinO peliod In which Ihele 0111 no new 6ign A 1lavel Charoe..and ~)'tnflllls 01 CfNlII. lecfllve\J beloftt Ihe Paymflnt Due Dille flqual at e_ceed Ihe prllvlou. hal.nce TIle P,ymenl Due Dalfll. 25 day. allftllhfl CiOlino Dall 01 Hie 61gn A T'avel SlolfltTlfml Finance CharGe Inlormallon tor Certllln Cerdmembe'l 11111 a. 01 &1301ltfthe c,etUlor 10' youI Sign A 1ravel Accounl was nol "'mflico1ll hpllln ClInlmllln Dan" and you have nollheleallll' ,educed you. Slon A T..vlll....ccounl to ZlItO \"Sp'!!:lIled Accounl'"I and Ih) 0 S.gn a l'OYIII Chaloe hat nnl bflen po.lt'd 10 1011I 6pDClheft AccOIIIII on 0' all!!! 11t'1I8 19'1118 lot 1I111It'O "dd,".e. in I'" and NJ, 1011188 a! CO and OKl 121111I8 10' ID, KG, and WY, 6'1189 101 WI!, thfln 1111 no addl!lonll Fm.llef! ChalOtt Will be auoIIl>tlll you pil)' Ihfl flntil. New Dal,nu bllot' the Paymenl Due Dole ana Iyl no flnanca Chalg' Will be .IIened In IIny bIlling IMltlod In which Ihelel. no p.flYIOU, billanco BillinG Inqulrlel FOI alrbllllna-,nqultie. cOllclllnino YOUI Sign a Tlllvel Acc01lnll conlact "'metican bplen, Cullomfll 5e,vlce Dttpaftmenlj'17 """ll\lIean bplellway, fl. hudllldale, Flolida 33337 01 1.800,528,"1100. Seelhll tevetn ,tdll ollhe 1111 plloe 01 YOUf COld Accounl ".Iement 101 .ddlliOnallll olm.llon r:onclllhltIfJ bllhng InquttlttS i I I I I I I I I I I !' i I I ~ i , " Statement of Account 06 2 0014/0025 TERMS. PAYABLE IN FULL UPON RECEIPT OF STATEMENT. AITtlunlNumtlfl' Cln,ill\JOillfl Mllmnurn AmOlllll Due 3711-299653-61007 06-10-95 $56.00 J OONALD SCHMIDT 5001 FIRETHORN LN MECHANICSBURG PA 17055-4B06 MAIL PAVMENT TO. AMERICAN EXPRESS P.O. BOX 1270 NEWARK NJ 07101-1270 111",1",'",1111."".11",11..1,11.,,111.,,1.1,.1,1",,11,1 1129965362 ODDD56DDDDDDODDDD3 Summary of Account Ca,dmembe, N.un. Ar;COlllIlNmnlwt 3711-299653-81007 Clollng Dale 08-10-95 J DONALD SCHMIDT For fast balance and payment Information. call our automated sorvlco line sl 1.800.292.AMEX using a touch tone phono. Please havo your account number ready, II you hsvo a quostlon about your account. call 1.800.528-4800 (24 hoursl7 days), Previous ~Id Dalance , i I i I I SlgnAT'Dvel IMmimumAlnounloufllA.OI I MInimum PayrnenllO, . $56.00 $66.00 i Paoe , 01 2 I Cord P/lymtlnl&'Cllldlls I New Card ChiUgH I $.00 $.00 New Card Balance tAl $.00 $,00 Amell ReI, No. lI.m No. Lisbng 01 Charges and Credits CharGes Cledl11 i ~ ,I w, 0010Z 112145 I ~ . How can you relax In Maul whon your baggago Is In Maine? By enrolling In the 8aggage Dolay and Loss Protection Plsn' and charging schoduled airllno tickots to your onrollod Card accounll Then your baggage can bo protectod against dolay, loss or darnago, For details, call 1.800.638-6125, 'Pollcy AX0508 Is undorwrlllen by AMEX Assuranco, Admlnlstratlvo Office, Greon Bay, WI. Covorago subject to Torms. Ccndillons & Exclusions 01 tho Policy. .carda . Statement of Account ARAOO;038 lIoa 8 0018/0025 07 2 TERMS. PAYABLE IN FULL UPON flECEIPT OF STATEMENT, AttUUIIINurt'IIfI' Clll\lllg()j1le MllIIlllUIIl AmUlml 0110 3711-288883-81007 07-11-86 $202.80 J DONALO SCHMIDT 5001 FJRETHORN LN MECHANICSBURO PA 17055-4806 MAIL PAVMENT TO. AMER I CAN EXPRESS P.O, BOX 1270 NEWARK NJ 07101-1270 111",1",1."1111,.""11",11.,1,11,,,111,,,1,1,,1.1,.,.11,1 I ~ 11299b53b2 0002D29DOD0011?9DO j , $117.80 i I I I I i I I , /61011 & lravel I Minimum "mounl Ou. fA. 01 ~ Mlnlmmn Payment IDI j $86.00 $202,80 i I Closing Ollie 07-11-88 Summary of Account Cordmember Name J DONALD SCHMIDT Accollnl NUlnber 3711-299863-61007 j " For fast balanco and paymontlnlormalion, call our automstod sorvlco IIna at 1.800.292.AMEX using a touch lone phone, Please have your accounl number roady. II you havo a question sbout your account, call 1.800.528,4800 (24 hours,7 dsys), PAOli 1 01 2 , J PreVIOUI Card BAlanu $.00 I Card Payments, Credits I Ne" Card Charon I $.00 $117.80 New Card O.lance (A) Am.. Rei, No, lIem No liStinn of Chargos and Crodlts Choro.. Cred'll " I 501172-2 001 J. CREW L VNCH8URG VA 950619314 MAIL ORDER 950619314001 06/21/95 117.90 ACCOUNT TOTAL $117.80 $.00 I j , I I I I ., ~ . 00102 II 3L"L I .carda o C..,tll""lIlh.., NIlIIW Au:uUIlI ""1111I1...1 (;111\11'0 (l,II" '.010" ~ ul 2 J OONAL 0 SCHM lOT 3711-299663-61007 07-11-96 .? 3 00 I 9/0025 Statement 01 Sign & Travelo!>Accounl VOUR SION & TRAVEL ACCOUNT IS SERIOUSLY PAST DUE 3711-299653-61007 ACl:OUIII No' Crod,lor: M.tmICM.., [XPUESS CE:NWUION IMNK CIOSlI1U Dnlu: 07- 1 '''05 ~~~I";''';'': ~;;'jJ;~~- -=-"'~:'~'~:~9~ ~~~L~~~-~'~c,-,;;u:,~~__ L_ .~~A~CEf~~~~~~J~=~~':~:";~~1 ~~ I 8- n"II"fOIIC" 1I''''['O\UI1\1 OtIUtlIJll111l1l1 TI/Ul\IUIIUIl C/""'I'" Ct"tJll' NIIIIII"" No DIl'1I FmnnclI ChmUlI 5r.hudultl ANNUAL J Dal<lllcf"j\lln Which I A"'tfdUII I Odlly PERC ENTAGE1 "BIt' Allllh..s Ddlly OAld"(8 rlllilldlC Hlile RATE ALL 1010.77 .0517" 18,90" MHlInlU", PilVIllllflllnclullu8 fl.l\1 DUll AIIIOU"I Till, Monlh's Paymfllll PnVnllIfll Duo 0/110 06-05-95 56.00 Minimum Payment .... $85.00 29.00 Amendment 10 Minimum Paymont Term. ImponDnt Sign & Travel Accounllnlormnllon ruOl 10 J~"l/jIlV 1. 10110. tht! Slun A Tr.,Vlll Al;l;!1U1I1 AU1I'lllTlllll11II1ll " Al"ftllllUlIII'l r"I1IJi,"d II Ml"imum POVrtlIlnl olt,74lh 011111I Nl!w Oalnl1rlllll yuur SIOII & TIOlVl!1 Arcllu"" lIul lIul I,." Ihnn S"O Uf lilt! fI"llfr ""rlwllallJlICIlII lu" 1/"11I1 0, AIIllI nnt/alV 1,10110,11111 Aglftemflnlll amolldetJ 10 UIQuhOIl Minimum fHlymflnl 0111J61h 01 tll" '~ew DOIlallce, bul 1101 Ie" Ihall S"O 11'111. lmlilfl '~f1W Dnll'"co III.." Ihim S20 II VOU Wllh, you CDn OIWilVS poy mO'f'lhOln Ih.. MmlmUln Pllymenl, Finance Charae To ealeulale thll FlnQ"co Chlllgll, WII 11lOlIll"llhll DllIly Pllllot11c Ro1lr hy Ihft AVllrpoe Daily Oil/anclI dUlin{\ Iho bUlIllO period. Then WII mulUply Ihe producl by Ih" numbe, 01 davs In Ihll hllllno cycle To III! I "' AVltllIUO Olllly U"lal1clI, WII I"~ft Ihll beginning bolllllee ollhp Sign & T'ovel Accounl each day, add ony ""w S(O" & Tuwol ChIIO"S ond occmltd ,,",llmp',I! FlnOlIlU ChiHOllIIIIIICI!\11 such FUllmttl Chil'\leS WIll 1101 belncludml fOlIIl,ldflllls 01 COllA. ME, NC and PRI. G"d subl,acl OIlV ''"lmotl'' or. crrn:hll, Then WlIlIth. up Ihll dmly hulanc" 10' Ih" 1lII1Ilg IMtflntl amI dlv dfl by Ihe number 01 tlaYI in Ihe "II""'/,'Mtl od This glVllS UI Ihe AVl!fOgU Dally B. ance Thll Itlolhod 01 CO'"llulallnn ollhfl AVl'ltrUIt DAily D.llllnclt '..,ulll III cUlnlKltmd l"hnllSllflllCflpllor fll'ldllnts 01 C ,lA, ME. NC and PRI, Payment. ~~~~o:::, 'l:r~lel~~~~ :~: ~11~11~~~~ fI~I'::~~r,:' 8:,~~:~r.:~~::r~:~~r.,~lcrl~~~I~I:~~~v~~1 ~~r~l:,~ko~II~O~lt;,~:ll:;~t?~t~r~f~:'n':~rl 'Eft~~o:m~~nr~~I~I~~::'j~~ ;?J~ anfr~~1l1 Ml"lmutn P'Vtn"nl Ihown obove 8nd Ihflllalnnce dUD 011 your Cmd Aceounl. II VOll wOllllo ,)oy mo,elha" Ihe Minimum Paymolll(Up 10 Iho 1I"'''e Sion & Travel Nil..... DalOlncpl. rna),e vou, JlaymltllllOl Ihe IIlIQ.II' Arnot'"l Alld lhll tllICIIU Will bl! applied 10 YOIII 510n'" Trav!!1 Accounl. How to avoid adcUUonal Finance Charge Ynu hove Ihll'lghllo pay Ihe ellUle Nflw Ualat.u tll your Sign & T'llvel ACcollnl 01 anv lImit Wllht'lUI/MtoaIlY. No Flnanell Cho'ge will bea"lIS$ed In any bltllllg pe,lod III which Ihp'll nIB no new Slg" & h.lYlIl Chll'ges, and pOVITI,.nl, 01 Cledl." IIIcltl\tl'11 tMtIOllt Ihfl Pnymlln Dun Dale "qUill or 811Cflf'd IhelllflVIOUI balallce. Thll Paymllnl Du. Dill" IS "6 dllys 011., 'hll CIOII"U Dule 01 tho 51011'" T'{lVItISI{llflllllltll Finance Charge Inlormallon for Certain CnramembOl'l 11111 a. 016'301Uf Ihe CU,dllor lor VOllr Sion & TUlVfll Accounl Will nol AmtlflCIIII EllplOSl Celllutlon Dan" and vou have nOllhfl'811111.'I Inducod youl Slon & Trav./ Account 10:.'0 \'SIMtClIled AcCOtlnll'llllllllUlll Slttll" Tlllvel Chilltle hal 1I0t belln polllld 10 you, SPlIClfled AccolJnl 011 01 allo,71li8H 10/1,1:1810' billing addFl"U In IA nnd ""J, 10'1188 01 CO alld Ok1121'ltllI1m 10. KS. alld WY, ll'IIUD 101 WII, IhenllllllD nlllllllolla Fl"IlnC8 Ch.ug. Will be illlellfld II you pny Ihlllllllho New Dalance belorlllhe Ply.menl Due DOl. anu IVI no Finonce Cha'on Will hn ilneut'd ili nllY blllmu pellod I" WhIch nUlIIII, 110 P'ftVIOtlS halanee Bllllnalnqulrl.. For allbtllJllu Illqul,I., cOllc","I"O YOlll Slyn & TlIlvlII Accounli cllnlnCI Ametlcan EllfllltSl, CUslomll' Sorvlee DlIPArlmrml,777 All1ollcon EMplfluway. FI.loudfl'dalfl. Flollda 33337 0' 1.I:IOQ,5..U.<lHOO, S"elhfllOVfllle ,Idp ollhe 1111 paOli 01 your Cotd Accounl slAlllmenllOl ilddlllonall" o,mOlioll conCflrnlng Ll1thng hlqulllell. Ill'" 001 J eRn, S1I7,90 lY"')~u'm VA "'._._N............ I)."..t..... ..,.......t... ...'...'c_ J711~l99653.6(OI3 06121/05 950619314 29 , PRIVILEGES UPDATE ""'''101'''''__''''''1'''',,,, . MIIl.A'I'I.AN'I'IC WIN~: P':S'I'IV AI. J Cf;Ew L'rlDf)uRl1 VA ...,.."..... UAIL l)qDEn 95OtHOJI4001 IKle 'o\JV!lf,q 001010099 DATE: IIuoust II ' 13. 10(15 PLACE: II"nnflohs. MD Tho 811t Annunl Mtd,AIIOllliG Wino FosllV/ll will 1m h(lld IIuuust 11 ' 13.a1 lito ^nnu IItllIlIJ", FlIIl{JrUUl1ds, IllSI nulsi!lu ul ^nnlljJolis Rl'coivo to'. ull mlmisSllJll ",hUll YflU proSt'nllhl5 cOllilicnlu and pav with Iho COld Fur inlOtmnliufl jllo050 cnll (410) 280.3306 51(" 2296704075 TO'.\ U'''~I ."'OUtIf $117.90 Foaluflng products 01 winorios llnd miclO.hrowOIio5 horn sevon slolos, AIlAQ(Jl0:t(l Hno ~ I . <" " it f i1; . U II 1 .... 00 00 uu...... .. ~!r<;> ~ s ~ .!a8C1lg ~..,~< 01 0 ~ u ~ oJ ~ . -u; .~ 8 '5 ~u_u .,~_. -.. -.-.' -"-..... ......~... I , I i I " j L .. 1! N $2 ~~ f6;; ~~ ~ ., \\ (2 UJ !~~ - ~.' .- ... --.., _... ','It ....___n..: ~._~_'""_ , . ......, , , J J . \\t 'j ,.,. 10 \ " .~. p' "," "f ' ;~ \ I ~, ,~ '.;j ,,"" r · ,. '. ~ '.0., F I ~. f '. '\ .. ,. . . r......:; ..,\ "~' ~ ," \,,, Y'.: ,.~ , .,. .t J t' p,' . , . ~, " , -....,.......-- --,_~~_d ~ _ ~ r'... , ~....- 1:J-~jX'-J3 . U\<. 1500 EX. -17,QAI . INSOLVENT" (- 'OR OATIS O. DIATH AnlR 12/31191 CHICK HIli II A SPOUSAL 0 POVIRTT CRIDIT IS CLAIMID 'ILl NUMllR + + 20, If Un. 19 I. gr.ot., .hon Un. 18, enter the diK.r,nc. on Un, 20. This blh. OVERPAYMENT. aD 21. If Un. 18 I, grtol.r than Un. 19, ent.r Ih, diff,rencI on line 21, ThIlI,lh. TAX DUE. A. Ent., th,ln',,," on ,h, balance due on lIn. 21A. B. Enl.r lh, total of line 21 and 2' A on lint 21 B. Thl, II Ih, BALANCE DUE. Mak. Ch.dl Payable tOI A.,I,'er of Will., Aglnt ~ ~ BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND TO RECHECK MATH -< --< ._ Under plnaltl., of perjury, I declar. tho' I hovI uomln.d thl, return, Including accompanying sch.dule. and Ilot.mlnls, and to Ih, b..t of my knowledgl and b.lief. It I, truI, correct and compl.'t. I d.clar. Ihot all rial "101, hOl bltn "pOr1.a of Irut marhl value, Declaration of pr.par., o,her than th. p.nonol r'prlllntotiYI il bOI.d on ollln'ormotlon of which p"por., ha. any ~nowlldg.. ~IONAl . n.t~~NJ)l1:.~I.1 U ADDun CoP acey & Wright DAT~! Ct"t.+c,.* x Box 99 Hb, PA 17108;2/J,') If- .DD.... c/o Placey & Wright DAI.' I / Box 99, Hog., PA 17108 .:,:) :;J.W/iJ'/ t I "/r:. l!! ..:5" ldflj :Clj!9 "5'" INHERITANCE TAX RETURN RESIDENT DECEDENT (TO BE FILED IN DUPLICATE WITH REGISTER OF WILLS) I ld .. COMMONWI!ALTH O. 'I!NNS't'LYANIA DI!'AUMfNT 0' It!YI!NUf om 21.60' H"'UISlUItO. rA 1712I-060t DIN' NAM" llA . I". AND MIDDlflNI tAli SCHMIDT, J. Donald SOCIAL lIeUlln NUMIU DAn o. DIAIH DAn 0' IIITH 5001 Fircthorn Lane Mechanicsburg, PA 17055 C~. Cumberland AMOUNT lrellvlD IUI! INUIUCTIONII 21 COUNTY CODE DleIDIN"S (UM'UlI! ADDIUS 95 YEAR 0447 NUMBER 200-24-2325 5/31/95 10/25/34 ~OCIAL ueUlln Nrft ! I 208-24- $634,263.34 o 3. Rlmolnd., R.turn (lor dolt. a' doo,h prla,.a 12.13.821 o 5. fed.ral Eltot. Tallt R.turn Rlquired t1' ""'I(.I.I-II"UIYIYIHQ .IOU"" HAM' lUll, '11"AHO"'IOOt' IHlllj,4 Schmidt, Patricia I1'J I. O"gln.' RoIu,n o 4. lImU.d Ella.. A. :a8 .... ..z flle o 2. Supplemlntol R.turn o Aa, Future Inllrl.t Comproml.. (for dot.. of death oher 12.12.82) ~ 6, Dec.d.nt Ol.d Teatal. 0 7. Olclden' Molnlalnld a living Tru.t (Anoch capy a' Willi (Anach capy a' Trulll ALL CORRUPONDENCE ANDCONFlDINTlAL TAX INFORMAnON SHOULD II DIRECTID TOl" o;;';.:;;l.fl,... -'W' ' NAMI eOM'lUI MAIliNG ADDlUS Richard L. P lacey, Esquire PLACEY & WRIGHT "llI..01..HU...... 200 N. Third Street ..,:'c",";..:, _8. Tolol Numb., of Safe O'POIU BOI.. 7 z c 5 g u w .. I. ..... f._ (Sdoodul. AI ( I I 2. Sfoch and 110.. (5doo..... II ( 2 I 3. Oa..ly H.ld SIodUP.rtn......lp -... (Sdoodul. q ( 31 4. Martgog.. and Na... Roc.lv.bl. (5chodur. 01 (41 5. Ca.h, 8an~ Oepo.lI. & MbClllaneou. Plnonol Property ( 5 ) (Sch.dur. E) 6. J.ln~y Ownod Prop.rty (Sch.dul. FJ ( 6 I 7. Tron.f.n (Sch.dul. GI(Sch.dul. LI ( 7) 8. Total Gro.. A...,. (Iotal Un.. 1..7) 9. Fun.rol EJlp.n..s, Admlnbtlatlv. Ca.t., MI.cellon.ou. ( 9 J Eo,.n... (5chodur. HI 10. Deb.., Motfgag. lIablll,I.., U.n. (5<h.dul. II (101 11. T o'al Oodudlan. (.alallln.. 9 & 101 12. N.t Value of E,'at. (Un. 8 minus Une 11) 13. Garitobl. and GOYlmmental Bequ..h ISchedul. J) 14. N.. Value Sub oct'a Too (lIno 12 mIou. Uno 13) 15. SpallOoI T,."""n If., dote. al death .k., 6-30.941 ~. &..lInldiona fOf Applicable Percentog. on Rlv.,.. (15) SOd., llndud. volu..lram 5th.dul. K ar Sch.dur. M,J 16, Amaun. cllIn. 14 '..obl. D' 6'1(, ,al. (16) I'ndud. valu.. from Sch.dull K or Schldule M,) 17. Amount of L1n. ... laloble 01 15% roll (17) (Includ. volu.. from sch.dul. K or Schldul. M,l 18, Prlnclpal tax due (Add lax from lIn.. 15, 16 and 17,) 19, C,.dill spou.al Poverty Credit Prior Pormlnll Inl.,..t 6,000.00 18,179.41 206,607.12 (B I 6.000,00 224,786.53 -0- (111 (121 (131 (14) -0- K.__ )( ,06. )( ,15. z c ;:: g .. .. c .. S (IB) Dhcoun' Chc[k h'IUC if you arc requesting a refund of your ovefpayment. (191 (201 (211 (21AI (218) -0- / Act '48 of 1994 provide. for the reduction of the tax rat.. Impa.ed an the net value of transfer. to or for the u.e of the .pau.e. The rate. a. prescribed by the .tatute will b.1 e 3% (,03) will be applicable for e.tate. of deced.nt. dying an or after 711/94 and befar. 1/1/96 e 2% (,02) will be applicable for e.tate. of deeed.nt. dying an or after 111/96 and before 111/97 e 1% (,01) will be applicable for estate. of decod.nt. dying on or after 111/97 and before 111/98 eSpousal transf.r. occurring on or after 1/1198 will b. exempt from Inheritance tax. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING A CHECK MARK (.....) IN THE APPROPRIATE BLOCKS. YO NO 1. Old decedent make a tronaler and: x a. retain the use or Income of the property transferred, ....................................................... x b. retain the right to designate who shall use the property transferred or Its Income, ,..,........... x c. r.tain a reversionary In..rest; or ................................................................................... d. receive the promise for life of either poyments, benefits or core' ..........................,....,....... 2. If death occurred on or before December 12, 1982, did decedent within two yeors preceding death transfer properJY without receiving adequate conslderallan' If death occurred after December 12, 1982, did decedent tronsfer property within one year of deoth without receiving adequate consideration' ....... ................... 01111........................ to....... f'o ........... 0.1...... ........ .... 3. Old decedent own an 'In trust for', bank account at his or her d.ath'...................................... IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YESr YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. l r , .,'.', x x x x : .'VIJII"~ (7"" ESTATE OF ITEM NUMBER rt@;!- COMMONWfALTH 0' PfNNIYlVANIA INHfll:llANCf lAX UlUIIN IIUIDfNlOfCfDfNl SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES Ploa.. Prlnl or T p' FILE NUMBER 21-95-0447 J. DONALD SCHMIDT DESCRIPTION AMOUNT A. Funeral Exp.n..., 1. 2. Myers Funeral Home Rolling Green Cemetery $ 1,400.00 1,580.00 B. Admlnl.lratlvo Ca.I., A. C. 1. 2. 3. A. 5. 6. 7. 8. I. Pononal R'pnll.nlallve Comml..lon, Social Securily Numblr of Penonol Rlprlllnlollvll Voor Comml..lon, pold N/A 2, Placey & Wright 11,500.00 Attorney Fe.. 3. Family EXlmpllon Clolmanl Patricia A, Schmilli!ollonlhlp Soouse Add".. of Clolmanl 01 decedenl" dealh St..el Add.... 5001 Firethorn Lane City Mechanicsburq 51ale PA Zip CadI 17055 3,500.00 Probate Fe.. Cumberland County Register of wills 63.00 MI.ceUan.ou. Exp.n.e., Cumberland County Register of Wills - certified copy of Will Placey & Wright - reimb. of costs advanced Cumberland Law Journal - est. adv. - $40.00 Patriot-News Company - est. adv. 62.71 UPS - express mail charge 9.50 Cumbo Co. Rec. of Deeds - mtg. sat. - 12.00 Reproduction 7.20 2.00 134.41 TOTAL (Alia enllr on linl 9, Rlcapltulallon) (II more 'pace I, n..dld, In"'1 additional ,h..I, of ,om. ,I...) 5 18,179.41 ---.- - "-'.._". --- :"'''''''.I''''IW COMMONW'A(JH 0' "NN,nVANIA INHUIIANCI 'A. InUliN l"IDIN' DIClDINI ESTATE OF ITEM NUMBER 1. 2. 3. 4. 5. 6. 7. B. 9. 10. Ploa.. PrInt or TVpo FILE NUMBER 21-95-0447 SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES AND LIENS J. DONALD SCHMIDT DESCRIPTION Capital Health Systems - debt of decedent GE Card Services (MasterCard) - debt of decedent American Express - debt of decedent Capital One - debt of decedent Craig A. Diehl, Esquire - debt of decedent Sears - debt of decedent Citibank MasterCard - debt of decedent Installment Note due David G. Benson Great Valley Savings Bank Mortgage dated 1/31/92 EDS Corporation, Wayne, PA, Mortgage TOTAL IAho .nl., on IIn. 10, Rt'.opltulotlon) (If more spac. js n..d.d, insert additional sh..ts o( same si~.:- ,J AMOUNT $ 195.05 212.99 988.52 5,559.76 451.25 937.73 1,956.36 25,000.00 50,000.00 121,305.46 i I I I ! I I I I , I I , I , I I ! , , . $206,607.12 REV.t649 1'.'(+ (lI9l) *' SCHEDULE 0 TRANSFERS TO SURVIVING SPOUSE all....fWIA&:nl~ I'fH4'l'LVAMA MtDlTANC'& TA.X U'1\II1I """"".....-r ESTATE OF J. OON^LD 5CnHIOT FU<<Numbtr 21-95-0447 PART A: Enter the daaiplion and value of ,II intcrcstJ. both L&X&blc and non-lUlblc. rcgudlesa ofloeation. (net of deduc.1ionl) which &lito the deccdm1', IUrvivin. J Ie b will, mlest&l:y. OJ'ICflllon onaw. or otherwise, Desen lion of Items I 1908 oldsmobile Tornado 2.*Equitab1c Life Insurance Co. of Iowa - life insurance policy U54872 3.*Prudcntia1 Insurance Co. of America - life insurance policy E-Q001-030488, 065046, 47, 4 4.*Prudentia1 Insurance Co. of America - life insurance policy GO-14273 - 253887 5.*HBL Life Assurance Corporation - life illsuranc policy AL 103,535 6. Miscellaneous Personal Effects Amount $ 6,000.00 248,263.34 40,000.00 115,000.00 225,000.00 No Value (See Forms 712 attached) Other items passing to surviving spouse by operation of law or otherwise which are llontaxcb1e, such as entireties property, are not reported. Pan A ToIal: Enla'tho ~ahownOftthercapiWlatlonahcctlnlhc DH:tdent In(onnaUon S<<tIon.. Election To Subject Property To Tu Under Section 211J(A) As A Taxable Transfer By This Decedent. If 'lrUIlouimi\ar~"""Ihe"'l"u..-..ofScdlon2113(^).and: L TholrUllorlillli\ar~islisltd...Schedu"O.1I1d b, Tho value arlbo lrUIl or aimiIar.........-ls cntcmIln """I. or in part u an..... on Schedul. 0, thallhc.....r......pencnoI ~w mayspccilically IdentifY Ihe It\IIl (oil '" oliadlOl\&I portion '" pe<<<nU&.) '0 be Included In Ihe .Iection '0 law auc:htnlllw.imiwpropcrtytrcaLcd AI. taxable truWtf in this aUlc, 1f leu than the entire yalue of the wit or limitar propertY 'I included a.I & taxablo trmd'cr oa Sc:hcdWe O. the pcnonal rrpramtative ahall be (OftIidcmllo have mado the clcc;tlon only uto a fradion of the ln1St or similar amnaancnL Tho nwncratorofthll hdion La equal tolho amount oClho tNJt ot .imitar amnlcmcn& indudtd u al.aX.lhlo IUd on Schedule 0, The dcnominalor is equal to \hi total value of\he llUIt or limitar unneemmt. ELECfIONI Do you ~Itct IIMfr Std10n 2113(A) to .,.... .. alaX.blt tranltrr I.a thb ntate aU or. portion or. tnul or IlmUar amu1crment crt.tc4 ror ......101t 11M orthb dKrdrnt'llunivlnllPOUM .sUM. the I me Ipouse'l rnlln utrUmef YES ~ NO D Slgna'u" ,tvc<;{;~." ",~lIk.. .')./')cJh~ Not.ellrthe ~lKdon appUn'o mort than ont .nut or IlmOar arnnlrmrnt.lhrn a "p.nte ronn mUll be Ilmrd an.s rtlttl. Part B: Enlctthe dac:riplion and value otlll ina.msu. both IaXablc and non-tuablc. rcsudleu otloation. (nd ordcductions) whim to lht dcadtnl'l lurvivinllpouN ror\W1ch a Section 11 13 (A) election i. bcinK made, Desai lion of Items I Amount *Items 2, 3, 4 and 5 described in Part ^ above pass to Residuary Trust Under will of J. Donald Schmidt dated May 11, 1989 (copy attach Dauphin Deposit Bank and Trust Company, Carlis PA, Trustee, and are the sole assets of the Trust d) , e, $628,263.34 II . 4 PartUTOUI ,...... 712 [Rh, NovtmOef lfill 0Ipan~ 011"'- "..."" n,,"* A~ S-ot. Decedent In.ured (To 8. Flied Wi1h Unlled Slates Ellate Tax Relurn. Form 706) Decede",', hrst name and middle IMlal 2 Oececlnl" 1151 name 3 DICed!"I" sOCtalSecunty number onal d Schmi dt (,I known) 200-24-2325 5 Name and address of Insuranc. compAny EQUITABLE LIFE INSURANCE COMPANY OF IOWA 604 LOCUST ST, S I S 50309 a Type 0' POliCY Eqpl US Li fe Life Insurance Statement OMU No, 1545-0021 Elpw., n.30.94 .. Oat. 01 death 5-31-95. 7 POlley numb.r U548J2 II Owne,', naml. II decedent IS n01 owner, plllSI aUacn copy of apphcallon. D Dale ISSUed 10 AsSignor's name, PI'ISI attach copy 01 assignment. " Dill uSlgned 12 same Vatu. at Ihe pohc;y at lh. lime of assIgnment 4-25-89 15 Face amount of polley. 16 Indemnlly bsnefits . 17 Additional insurance 18 Other benefits. 19 Principal ot any Indebtedness to the company thai Is deduclible .n determining net proceeds. 20 Interest on Indebtedness Qtem 19) accrued to date of death 21 Amount of accumulated dividends. 22 Amount 01 post-mortem dividends. 23 Amount of returned premium 24 Amount at proceeds If payable In one sum . 25 Value of proceeds as of date of deeth (if not payable in one sum) 26 Polley provisions concerning deferred payments or Installments. Note: If other than lump.sum settlement is aulhorized for a surviving spouse, please attach e copy of the insurance ~olicy. 13 Amount of premium llee IOSlruchonl. 14 Name 01 beneficia"" 330.00 monthly Dauphin Deposit Bank & Trust CO.. Trustee s 250 000 00 s s S 1 . n,; ,;,; 27 Amount 01 Installments . , . . . 26 Date 01 birth, sex, and name of any person the duration 01 whose life mey measure the number 01 payments. 29 Amount applied by the insurance company as a single premium representin~ the pun:hase of Installment benefits . ..., . . . . , 30 Basis (mortality table and rats of interest) used by Insurer in valuing installmsnt benefits. 31 w~~ 'th~' i~~~;';d' ;h~ '~~~~',;~~;~; 'b;,'~~ii~i~~' ~f' ~~~. ~~~~I'~ ~~~;r~~; 'I~~~~' b~' ;h~ ~~;;'~~~~:i""""""'" 0 . 'y~'~'" n" N;; 32 Names 01 companies With which decodent carried other policies and amount of such policies If this Information" disclosed by your records, ................................................................................................................................................ ................................................................................................................................................ SiQnatutl ... Instructions P.perwortc Reduction Act NoUce.-We ask for the inloonalion on this tonn to carry oul the Intemal Revenue laws 01 the UOlted Slates. You .ro let'fUirN to gtve us the informallon. We need It to ensure thai you are comptvlng wittl these laws and to allow us to figure and collect the nght amount of tax, The lime needed to complete and lile Ihls form Will vary depending on IndiVIdual Circumstances. The esllmated average lime is: Form Recordk..plng Pn:paring the form 712 18 hIS" 2~ mln, 18 min. If you have comments concerning the accuracy of these time estimate' or sugoesllons fOt making Ihls form more Simple, we WOUld be happy 10 he8r from you. You can wnte 10 bOth Ihe IRS and en No ranee compa"" ~..rft)'f cer1dlftS lhal thtS statemenl Nits lorVlll\l8 and CooK1 inlOt'TNlbon, 'The undersigned offeer 0 nil. . MANAGER, CLAIMS 0.1001 C.M"",loon . 7-19-95 It,. OffICe of Management and Budget 111M addresses listed In Ihe InstructIons 01 the 1&It retum wilh which this form is meet DO NOT send Ihe lax fonn to either of those otflces. Insteld. return It to the execUlor or representative wf'lO requested IL Stat.ment 0' Insure,,-Thls statement must be made, on behalf of the InsuranCB company that ISSUed the po(icy, by an officer of the company haVIng access to the records 01 the company, For purposes of this statement, a facsimile slgnalure m;y be used In lieu of a manual signalUte and if used, shall be binding as a manual signature. Separlte Stat.menlS.-A separate statement must be med lor 81Ch poliCY. Line 13,-RePDn on line 13 the annual premium, not the cumulative premium 10 dale of dealh. If death occurred aher the end or the premIum period, report the last annual premium, 10170V Fatm 712 IRn 11,91) Fo<m 712 (Rev. NovemtM, 19911 Department 01 thI rr....ury Inlemal n.....nuo Sorw:. Decedent-Insured To Be F,led Wllh Unlled Slalos Ta, ROlurn, Forrn 706 Decedent's IIrSI namo and middlo Inlhnl 2 Decadont's omnn 3 Docedont's social sucurlly nUiliiiOrl-4 John D. Schmidt (II known) 200-24-232~L Name and address 01 insuranco company Life Insurance Statement 5 The Prudenllallnsurance Company 01 America 6 Type 01 policy Oat. 01 doalh 05-31-95 Group LiC ~ 8 Owner's name, If docadenlls nol owner, pleaso atlach copy 01 applicallon, 9 Dntu Issuod 7 Policy numbor E-OOOI-030488. 065046, 47. 48 10 ASSignor's namo. Ploaso nUach 11 Date aSSIgned copy of assignment 12 Value 01 tho policy allhe 13 Amount 01 premium (SOO Inslrucllons) 14 Name 01 bonoflclarles lime 01 assignment Grou Rn t. .* See D.low .00 - . 31 Was tho Insured tho annuilanl or benefiCiary of cmy'annUlly canlracllssued by lho company? 0 Yes 0 No 32 Namos 01 companios with which decedenl earned olher policies and amounl 01 such poliCies II thIs mfolmnllon IS dIsclosed by your records *"!l'n,triein A. ' Sclunidt ,nnd, Dauphin, DepoRt, Bank, & , Tz:unt, Co.,.' ,'!:rulltello. undoz: ,thl!, Jnlm, D. ,Selunidt ,Tf!oCamnntllry ,Trunt , , 15 16 17 18 19 20 21 22 23 24 2S 26 Foce amount 01 policy, IndomMy benems AddItional insurance , Olhor bonol,ls , Principal 01 any Indebtedness to Ihe company thai IS dOductlble 1M delormmlng net proceeds, Interest on indebtedness (lIem 19) accrued 10 dills 01 death Amounl 01 accumulaled divldonds Amount 01 post.manom d,vidonds , Amount 01 relurned premium. Amount 01 proceeds I' payable in one sum. Value 01 procoeds as 01 dale 01 doalh (,I not payablo In one sum) , Policy provisions concerning delerred payments or Inslallmenls. j~ Note: /I a/hor than lump-sum selllement IS authorized for a sU'Vlving spouse, p/oas;, a"ach a copy ol/he insurance policy. s s s s s s s s s s s 27 28 Amount 01 installments. Date 01 birth, se)(. and namo of any person 1he durallon 01 whose hIe may measure the number 01 payments, ...,."...,.....,.....,...,.,..."., ..,.,...,.. ....,..,.",.,.....,...,. ...,.,.., 29 Amount applied by the insurance company as a smgle premium ropresenting Ihe purchase of i",laUmont bonems BaSIS (mortality table and rate of interest) used by insurer In valuing installment benelits, 30 SlOnlllulO. l'Jlle. Tho undorslOnUd otlleor ollhe aboVB'ndmCd II1!ManCD company homby eorllllsl Ihallhls slalomsnl !oelS 101111 lrue and cOllocl tnlormllhon If: InstrucUons Paperwork Reducllon ACI Notlce.-We ask for Iho in'ormation on this form to carry out the Internal Revenue laws 01 tho United Sta105, You are required to give us the Information, We neod it to ensure thai you are complvip,gi with those laws and to allow us 10 ligure and collecllherightamouni'ol'fii'x: ".", '" ."., . Tho time needed to complole and file this 'arm will vary depending on Individual circumstances. The eslimatod average timo is: Form Recordkeeplng Preparing the lorm 712 18 hrs.. 25 min, 18 min. If you have comments concernIng Ihe accuracv at those time ostimates or suggestions lor making this form moro SImple. we would bo happy to hear from you, You can Write 10 both the IRS and Secretary 00110 01 COflllleo1llOfl1l 7-14-95 tho alllee 01 Management and Budget at tho addr05ses listed in the inslruchons of tho tax return WIth which this form is filed. DO NOT send tho lax lorm 10 ollher 01 these oUicos, Inslead. return it to the executor or represontahvo who requested II. Statement 01 Insurer.- This statement must bo made. on bohalf of Ihe insurance company thai issued tho policy. by an offieor at tho company haVing access to tho records 01 the company. For purposes 01 this statement. a facsimile signaturo maV bo used in lieu 0111 manual signaluro and il used. shall be bindmg as il manual signaluro, Separate Stalemenls.-A separate slatemonl must be filed lor oach policy, Line 13.-Repor1 on hno 131ho annual premIum, nol the cumulallvo premIum to dato 01 death, II death occurred altor the end 01 the premIum period. report tho last annual plomlum, , I jh form 712 lA.v 11911 .",..712 IR" No,._' '09'1 Life Insurance Statement Department ot It'll TI..sury Internal R"....ntJ. s.~ Decedent-Insured To 80 F,led Wilh United States Tax Roturn, Form 706 Docedont's IlTst name and mlddlo Inllial 2 Decedont's name 3 Decoden"s social security numbor John D. Schmidt (il knewn) 200-24-2325 5 Name and address of Insuranco company The PrudenUallnsurance Company of America 6 Typo 01 pohcy 7 Policy number GO-14273 - 253887 11 Date assigned Crou Lifo 8 Owner's nama, If decodentls not owner, please BltOCh copy at applicatiOn, 9 Dale Issued 10 Assigno(s nams. PloDse aUach copy 01 assignmont. 12 Value at tho policy altho 13 Amount 01 premium (see instructions) 14 Name at beneficiaries limo 01 assignment Crou Rate ""See Below 15 Face amount 01 pohcy, 16 Indemnity bene"ls 17 AddItional insurance ' 16 Other benelils. 19 Pnnclpal 01 any indebtedness to Ihe company that is deductible in determining net proceeds, 20 Int....t on indebledness (,tom 19) accrued to dale 0' dealtt 21 AmCUlt 01 sccumulaled dividends 22 Amount 01 post. mortem d,vldends ' 23 Amount ot returned premium, 24 Amount 01 proceeds if payable In one sum, 25 Value 01 proceeds es 01 date 01 death (II not payablo in one sum) , 26 Policy provisions concerning deterred payments or installments. + Note: II othe' than lump.sum semement is authorized 10' a surviving spouse. please al/ach a copy 01 the insurance policy. ...',.....,... , .,..,..,....'. . 27 Amount of Installments. 28 Date or birth, sex, and name of any person the duration 01 whose lite may measure the number at payments. .,...,..,.....,..,.. . ,...". ,.".....".........,. "..,.,....,..,..... . ,.....,.,..,.,., ,."",..',.. 29 Amou.nt applied by the insuranco company as a single premium representing the purchase of InSlallment benelils 30 BaSIS (mortality table and rale 01 intoresll used by Insuror In valuing ,nslallment bene IllS, 4 Dalo 01 dealh 05-31-95 $ $ $ $ $ $ $ $ $ $ $ rJ , , . , . , , , , , . , , , . . , . , . . , . . . . , , , , , . . . , . . , , , . , , , 31 Was the insured the annuitant or bone"ciery 01 eny annuity conlract issued by the company? 0 Vos 0 No 32 Names 01 companIes wilh which docodent carried olher policies and omount at such policies ilthis Inlormatlon Is disclosed by your records "''''r!,t<::I,c,i!1.It.., ,S,e!lm.1-<!t, !l!1d ,Qn,up!lin ,D,up!,r,1it, .B!,n~ ,&. :trust; ,C!>~, , , , , . , , , . , , , . , , , , . , , . , . :r~l,I,,1;e,ep. UI)c1o.r, ~1:1~ ,Jp~t;I,Q., ,S!=\u!l:l,d,t, ~el!t,8)l1et;ltl\ry, :rr~st, ' , , , , , , , , The unde'llQnltd olllcer ollhe above.named Insurance company hllfeby Cor!lllllS lholllh.. llalemenl selllorlh true and coffoCllnlormallon. "tI.. Secretary Dal,oIC.rllllCallon. 7-14-95 Signature .. IOstructlons Paperwork Reduction Act Nollce...Wo ask for tho information on this lorm 10 carry outlhe Internal Revenue laws at Iho United Slales. You are required to give us tho information. We need ilto ensure that you are complving with these laws and to allow us to figure and collect the right amount ellax, The time needed to cemplete and file this lorm will vary depending on individual circumstances, The estimated average lime is: Form Recordkeeplng PreparIng the 'orm 712 18 hrs" 25 min. 18 min. 11 you have comments concerning the accuracy of these time estimates or suggestions lor making this form more simple, we would be happy to hoar from you. You can write to both the IRS and Ihe Qllico of Management and Budget at the addressos listed In Iho instructions of the lax relurn with which this form is filed. 00 NOT send the lax form to oither 01 those ollices. Instead. return it 10 the ellecutor or representativD who requesled II. Statement of Inlurer.- This statement musl be mado. on bohall 01 the insurance company thai Issued the policy, by an olticer 01 the company having accoss to the records of tho company, For purposes of this statoment, a tacsimile signalure may be used in lieu of a manual signature al1d il used. shall be binding as a manual signalure. Separale Statemenls.-A separate stalement must be filed lor each policy, Line 13.-Repor1 on line 131ho annual premium. nolthe cumulativo premium to date of death. II death occurred alter the end at the promlum penod. report the last annual premium. Form 712 IA'v IHHI 'I I I , , I i ! Fonn 712 I iIlov, AugUSI ''''/ Life Insurance Statement OMa No, 'S<S,0022 ~menl of the T,...ury Int~~~. Decedent-lnlured (To ae Flied by the Executor With United States Estate TlIJC Return, Form 706 or Form 706-NA) 1 Oth:edenl'. first name and middle InItial 2 Decedent's last name 3 Decedent's social secunty number 4 Date of death J. Donold Schmidt III known) 200-2/,-2325 5 31 5 a Name and address of Insurance company ~.41 e orporat ion 520 Brood Stl'eet Nework, New Jerse 07102 7 POlicy number B Type 01 policy Ad lIstobl e Life Owner's name, If decedentls not owner, .tllch COpy of application. 11 Dltl esslgned AL 0 10 Asslgno,'S name. A"ach COpy of assignment. S o Dale issued Decedent 12 V.'ue of the polley at the time of assignment 6 1 84 13 Amount of premium (see Instructions) 14 Name ot beneficlanes 4 128.00 See * below 16 Face amount 01 policy. $ 16 Indemnity bonellts . 17 Additional Insurance $ 18 OIher bonellts. . . $ 19 Prfnclpsl 01 any Indebtedness to the company thai Is deducllble In determining net proceeds, $ 20 Interest on Indebtedness Qlne 19) accrued to date 01 death 21 Amount 01 accumulated dividends. 22 Amount ot post-mortem dividends. . . 23 Amount ot returned premium . . . . 24 Amount ot Proceods " payablo In ona sum . 25 Value 01 proceeds as 01 dats of death (If not payabls In one sum) 26 Policy provisions concerning deferred payments or Installments, Note: If olher than lump.sum setl/ement Is aulhorlzed for a surviving spouse, attach a copy of Iho Insurance policy. .................................................................................................................... .................................................................................................................... 27 Amount ollnstsllments . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Date of birth, sex, and name or any person the duration 01 whoss IIle may measure the number 01 payments. .................................................................................................................... ..................................................................................................................... 29 Amount appllod by \he Insurance company as a single premium representing tho purchase ot Instalment benefits. . . . . . . . . . . . . . . . . . . . . . . . . 30 Basis (mortality table and rate or Intsrest) used by Insurer In velulng Installment bonellts, .........,...................................................................................................................................... 31 Was the Insured the snnuitant or bonsficlary of any annuity contractlssuod by tha company? . . . . 0 Yea 0 No 32 Names 01 companie3 wilh which decedent carrlod other policies and amount of such policies If this Inlonnalion Is disclosed by your records, ~.I?!! !I.Ph~.I).. P.~ .P!?!! g.. ~~nk..lt. In!!!~.. ~Rrp.P!!!l.Y.,. .T.nJ~J 1l~...Im d.... J... ~hr:. .r..i1:l t. h';l.U. .and. .T.es t..alOeo.t..o1.. ...[R~.I). .P.,.. ~E~!,!;iA~. .9.~.~~9..!1!l.Y. ..I.l.... J.9.ll9.,. ..$n:i..o.OQ 1.0.0... ........ ................... ... ... ........ ............. ..... Great Valle vin s Bank SO 000.00 _ Dav The ~ned . company ~ Cet1lflft Ihltthil atllemenl IeII forth true and correct infonnahon. sq"afutW ... Management and Budget at the addresses listed In the Instructklns of the tax retum with which this fonn II filed. DO NOT &end the tu: 'ann to either of these offices, Instead, return It 10 the executor or tepfesentahve who requested it, Sbt.ment of Inlurwr.-Thls Itallment must be made, on behalf 01 the InsU1ll1C8 company lhat Issued lhe policy. by an officer 0' the company having access 10 the records 01 the company, For PUfJ)OSeI 0' this lIafement, a fSClimUe Ilgnature may be used In ItelI of . manualsJgnature and " used, shall be binding as a manual Ilgnature. Sepa,.te Ibtementa.-FiJe . aeparate Fonn 712 for each policy, Une 13.-Repon on line t3 the annual premium, not the cumulauvlI premium to date at death, tf dealh occurred stier the end of the premium period, report the last annual premium, T11le. Vice President o..t. of Certification .. Instruct/on Paperwortc Reduction Act Notfc.,-We ask for the Information on this form to carry out the 'ntemaJ R....enue lIws of the United Slates. You are requirld to give lJs the Information. We need it to ensure that you are complying WIth these lIws and to allow USia figure and Coiled the right amount Of tax. The lime needed 10 complete and tile this form will VSty depending on individual circumstances, The IStlmeted avenoge time Is: Form R_keeplng ","penng the form 712 1a tn" 25 min. 1a mln, " you have comments concemlng the accuracy 0' these time IItlmatll or auggestiOnl 'Ot making this form tnOfe Ilmple, we would be happy to heer from you, Vou can wr1te 10 bo1h the IRS and the OffICe 01 Cat No, 10170V Form 712 (Rev. 8.94) " .... , . ., LAST WILL AND TESTAMENT OF J. DONALD SCHMIDT I, J. DONALD SCHMIDT, now of Lower Allen Township, Cumberland County, Pennsylvania, do hereby declare this to be my Last will and Testament and revoke all prior Wills and Codicils made by me. ITEM I. DEBTS AND EXPENSES: I direct that all of my just and currently due debts and funeral expenses, including the cost of my gravemarker, if any, shall be paid from my estate as soon as practical after my decease as a part of the administrative expenses of my estate. ITEM II. PERSONAL ITEMS: I give all of my articles of personal or household use, including automobiles and all insurance on that property, to my wife, PATRICIA A. SCHMIDT, provided she shall survive me by thirty (30) days. Should my wife predecease me or die on or before the thirtieth (30th) day following my death, I then give all such property and insurance to my then living children, in equal shares, particular items to be allocated among them as they agree; or if they cannot agree, as my personal representative determines. Any property not so distributed shall be sold by my personal representative and the proceeds added to the principal of the trusts to which my residuary estate is herein given. ITEM III. MARITAL RESIDENCE: If my wife, PATRICIA A. SCHMIDT, survives me and at my death our usual home is owned by me or by my wife and me, but in a manner which would not result in passage of full title to her by operation of law, I devise my entire interest in said home to her. ITEM IV. MARITAL TRUST: If my wife, PATRICIA A. SCHMIDT, survives me, I give to DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg Pennsylvania (hereinafter "Trustee"), without deduction for estate or inheritance taxes, the minimum amount which must be added to the A TRUE (;OPY FHOfl1l'll:CORD In Tos"monv t':'rl(~l'>ot.1 hel1,"lroln r,lJt my hand and Il1e S&111 or nnlr1 Cour1 P..t Op..r11111o, PA ~ ~ ;;:; (flJ(Z:!::;~" f'lJ%1ft,t, . on.ld C1AI1: of 1m OrphllOli Court ~ y Cumberland County , '~I~'-'" Schmidt ~ " value of all other property in my gross taxable estate for which the marital deduction is allowed in order to give my estate a marital deduction which will reduce federal estate tax on my estste to the lowest possible amount. Such minimum amount shall be determined after first taking into account all other deduction and credits except: (i) The state death tax credit to the extent that its use would require an increase in the amount of state death taxes paid, and (ii) The credit for tax on prior transfers to the extent that credit arises from transfers to me from individuals who die after me. I recognize that, depending upon the amount of other bequests hereunder, the amount of my non-testamentary dispositions, the amount of state death taxes, and other factors, the marital trust may be nonexistent, or may amount to the entire balance of my testamentary estate so that the residuary trust is nonexistent. No property not qualified for the marital deduction shall be allocated to this marital trust. A. During the lifetime of my wife, the entire net income of such trust shall be paid to her, no less often than quarterly. Trustee shall pay to her or for her benefit, such amounts from the principal of this trust as may be necessary to maintain for her a standard of living approximately equal to that maintained by her during my lifetime and to meet her expenses arising from ill health or emergency occurrences. Trustee shall be liberal in expending the principal pursuant to this provision. B. Upon the death of my wife, the principal remaining in the trust created under this Item shall be paid over to such persons or organizations, including but not limited to her estate and for such estates and in such manner and in such amounts or proportions as my wife shall appoint by a Will containing a specific reference to this power of appointment, which power of appointment may be exercised by my wife alone in all events. ~ ....- ---..O~(l._ . Donald Schmidt ~ - 2 - , , C. Upon the death of my wif~, PATRICIA A. SCHMIDT, Trustee shall deduct and pay to her personal representative, from that portion of the principal of the marital trust, if any, which she shall not have appointed, an amount equal to any additional administration expenses and estate and inheritance taxes assessed against her estate by reason of the inclusion therein for tax purposes of the then remaining principal of the marital trust. Such amount shall be determined by Trustee, whose determination shall be conclusive. Any then remaining balance of unappointed principal shall be added to and thereafter shall form a part of the principal of the residuary trust, to be held and distributed as though originally a part thereof. If the residuary trust shall not have been created 'for any reason or shall have been exhausted, the remaining principal shall be held in trust upon the same terms and conditions hereinafter specified for the residuary trust. D. If any provision of this marital deduction trust will result in depriving my estate of the marital deduction for federal estate tax purposes, such provision is hereby revoked, and this trust shall be read as if any portion thereof inconsistent with the allowance of the marital deduction for federal estate tax purposes is null and void. ITEM V. SIMUL'fANEOUS DEA'I'II: If my wife and I should die under circumstances which render the order of our deaths uncertain, for all purposes of this Will except for the purposes of Item II hereof, it shall be conclusively presumed that my wife survived me. ITEM VI. QUALIFIED TERMINABLE INTEREST PROPERTY ELECTION: My corporate executor, hereinafter named, shall, in its absolute discretion, determine whether to elect under ~2056(b)(7) of the Internal Revenue Code of 1986 or corresponding provision in effect at my death, to qualify any portion of the marital trust for the federal estate tax marital deduction. Generally, I anticipate that my corporate executor will elect to minimize the estate tax payable by my estate. However, I would expect that some consideration ~o~~l(i~'hm~' ., 3 - ; be given to the estate tax payable in my wife's estate upon her death, especially if she should die prior to the time the election is made. The determination of my corporate executor with respect to the exercise of the election shall be conclusive upon all affected persons. ITEM VII. FUNDING: My executor shall select and distribute to my Trustee the cash, securities and other property, including real estate, which shall constitute the trust, employing for the purposes of valuation the lesser of the adjusted basis of the asset for federal estate tax purposes or the fair market value of the asset at the time of distribution. ITEM VIII. RESIDUARY TRUST: I give and devise the balance of my residuary estate to DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg, Pennsylvania (Trustee), to administer and to distribute as follows: A. Trustee shall pay the net income thereof to or for the benefit of my wife, PATRICIA A. SCHMIDT, for and during her natural lifetime, no less often than quarterly, as Trustee may determine. B. Trustee shall pay to or for the benefit of my wife, from time to time, such portions of the principal of this Trust as may be necessary for the support of my wife, to meet my wife's medical, dental, hospital and nursing expenses or the expenses of invalidism. In determining whether to make withdrawals under this paragraph of the principal of this residuary trust, Trustee shall consider such other resources as may be available to my wife pursuant to the marital deduction trust created in Item IV hereof. My wife shall not participate in any decision affecting the invasion of principal from this residuary trust for her benefit or for the benefit of anyone she is legally obligated to support. There shall be no restrictions as to the Use that my wife may make of any distribution hereunder for her benefit. C. Upon the death of my wife, the then remaining principal of this residuary trust and any undistributed income thereof shall , ~o'~d.SC~~'- ,I - 4 - be paid by Trustee in such amounts or proportions or in such manner as my wife may appoint by Will containing a specific reference to this power of appointment, however, in the exercise of such power of appointment, my wife shall be limited to appointing the same unto our children or their children, provided that, in no event, shall my wife have the power to appoint the same or any portion of the same for the benefit of her estate, her creditors or in any manner which would vest in her a general power of appointment over such funds or result in such funds or any portion thereof being included in the gross estate of my wife for federal estate tax purposes. Other than this limitation, my wife shall have the ~ull power, at her discretion, to determine the beneficiaries within such class of persons who shall take and in what proportions and in what manner they shall take by virture of her exercise of this power. D. If my wife shall fail, either wholly or in part, to exercise effectively the above-given power of appointment (or in the event that my wife shall have predeceased me) the then remaining or unappointed principal of this residuary trust (or in the event of the predecession of my wife, the entire principal of this residuary trust) and any other funds which may be added thereto from any source whatsoever shall be held In Trust by Trustee for the benefit of my children, as follows: 1. Trustee shall divide the then remaining principal and any undistributed income of this trust into as many separate and equal shares as I shall have children then living and shall thereafter maintain each separate and equal share as a separate trust for each such beneficiary to invest and reinvest the same and payor apply so much of the income and so much of the principal of the separate trust established for such beneficiary as it, in its sole discretion, deems necessary to enable such child to maintain a reasonably comfortable standard of living, to meet the costs of such child's preparatory, collegiate and professional education ~L---!)'-~e. onald Schmidt '1"'-1- - 5 - and to meet the expenses of any unusual or emergency occurrence such as those arising from serious illness, physical incapacity or the like I 2. When each such beneficiary shall attain his or her thirty-fifth (35th) birthday, Trustee shall compute the then remaining principal and any undistributed income of the trust held for each such beneficiary and shall distribute one-fourth (1/4) of the same to him or her absolutely at that time, retaining the balance in trust as aforesaid until each such beneficiary shall have attained his or her fortieth (40th) birthday. At such time, Trustee shall then compute the then remaining principal and any undistributed income of said trust and shall distribute one-third (1/3) of the same to each such beneficiary absolutely at that time, retaining the balance in trust until such beneficiary shall have attained his or her forty-fifth (45th) birthday. At such time, Trustee shall then compute the remaining principal and any undistributed income of said trust and shall distribute one-half (1/2) of the same to each such beneficiary absolutely at that time, retaining the balance in trust until such beneficiary shall have attained his or her fiftieth (50th) birthday, at which time, the then remaining principal and any undistributed income of the trust shall be distributed absolutely to him or her at that time. 3. In the event that any beneficiary for whom a separate trust shall have been established shall have died during the term of the separate trust held for his or her benefit, the undistributed principal and income of such share shall be paid in equal shares to each child's issue, or if none, the same shall then be added, in equal shares, to each of the separate trusts held for the surviving beneficiary(ies) or distributed to those who have reached the age set forth for distribution as set forth above. ~~. "'-^--~~ ........ ~Donald Schmidt - 6 - ; ITBM IX. PRBDECESSION OP ISSUE: In the event that, at the time of my death, my wife and all of my children and the issue of my children shall have predeceased me, or in the event that, during the term of the trusts established herein, my wife and children and the issue of my children shall have all died prior to complete and final distribution of the trust fund or trust funds established herein, then in such event, my entire estate or the then remaining principal and undistributed income of the trusts, as the case may be, are given and devised or shall be distributed as follows: A. One-half (~) thereof to my sister, MARGO L. MATHIAS, or her issue, per stirpesl and B. The remaining one-half (~) thereof to my wife's sisters and brothers, or their issue, per stirpes, and the issue of any deceased sister or brothers, per stirpes. ITEM X. WIPB'S PREDBCESSION: In the event that my wife shall predecease me, then all of the property passing pursuant to this Will, except for property passing under Item II hereof, shall be included in the residuary trust created herein, and there shall be no marital deduction provision. ITEM XI. SUCCESSOR TRUSTEE: My wife, PATRICIA A. SCHMIDT, shall have the authority to designate a successor or successor trustees to the Trustee herein named. In designating such successor(s) she shall be limited to designating a bank having trust powers or a trust company whose accounts are insured by the Federal Deposit Insurance Corporation. ITEM XII. GOVERNING LAW: All questions pertaining to the administration of this trust or the construction or validity of these items shall be governed by the laws of the Commonwealth of Pennsylvania. ITEM XIII. GUARDIAN OP MINORS' ESTATB: If any income or principal shall be payable to any person who shall be minor or who shall be incapacitated for any reason, my executor as trustee shall hold such income and principal during minority , ~ ;i3~n~ld~~CJ. '- - 7 - or incapacity and shall be entitled to apply such income and principal to the health, maintenance, support and education of such person during minority or incapacity, without the appointment of any guardian or committee or any authority of court, and shall be entitled to make direct application hereunder or to make application by payment thereof to the parent or other person in charge of such minor or incapacitated person, or to his or her guardian or to a custodian under the Uniform Gifts to Minors Act. Any remaining income and principal to which such person shall be entitled shall be paid and distributed to such person upon the termination of minority or incapacity. ITEM XIV. PERSONAL REPRESENTATIVE: I appoint my wife, PATRICIA A. SCHMIDT, Executrix of this my Last Will and Testament. Should she fail to qualify or cease to act in such capacity, I then appoint DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg, Pennsylvania, as Contingent Executo~. In the event that a determination of whether or not to make the election provided for in Item VI hereof is to be made and if at that time my wife, PATRICIA A. SCHMIDT, is serving as sole Executrix, I appoint DAUPHIN DEPOSIT BANK AND TRUST COMPANY, Harrisburg, Pennsylvania, as Co-Executor for the purpose of making that election. No bond shall be required of my personal representative in any jurisdiction. ITEM XV. POWERS: In addition to the powers given by law to my personal representative(s) and trustee(s) [hereinafter fiduciaries) in the administration of my estate and of the trust(s) created herein, they shall have the following discretionary powers applicable to all real and personal property held by them, including property held for minors, effective without court order until actual distribution. (Words used in the singular may be read to include the plural or the plural may be read as the singular. Similarly, the masculine form may be read to include the feminine and neuter; the feminine may be read to include the masculine and neuter; and the neuter may be read to include the masculine and feminine.) b~-~~..b-rC. - ...::i..::>lt1'onald Schmidt - ,,.. - 8 - .. .. A. To retain any property owned by me at my death and to invest any funds held by them in any stocks, bonds, notes or other securities or property, real or personal, it being my intention to give them the broadest investment powers possible within the limitations of the law. B. To sell or otherwise dispose of any property, real or personal, at any time forming a part of my estate or the Trust estate, for cash or upon credit, in such manner and on such terms as they see fit, and no one dealing with the fiduciaries shall be bound to see to the application of any monies paid. C. To manage, operate, repair, improve, mortgage or lease for any term any real estate at any time held. or owned by them as fiduciaries. D. To hold investments in the name of a nominee and exercise and dispose of warrants. E. To engage in litigation and compromise, arbitrate or abandon claims and property. F. To conduct any business in which I am engaged or in which I have an interest at the time of my death, for such period as the fiduciaries deem advisable, with the power to borrow money and to pledge the assets of the business and do all other acts, which I, in my lifetime, could have done, or to delegate such powers to a partner, manager or employee, without liability for any loss occurring therein. G. To allocate items of receipt or disbursement between principal and income as the fiduciaries deem equitable regardless of the character given such items by lawl to distribute in cash or kind or partly in each at valuations fixed by the fiduciaries. H. In general, to exercise all powers in the management of the assets of my estate or the Trust estate which any individual could exercise in the management of similar property owned in his own right, upon such terms and conditions as the fiduciaries may deem best, and to execute and deliver all instruments and ~ r.-~M- '-J) D~d Schmidt , -J'- - 9 - , to do all acts which the fiduciaries may deem necessary or proper to carry out the purposes of this Will or ,the Trust(s) created herein. I. To apply income or principal to which any beneficiary is entitled, directly for his or her comfort, maintenance and support, should the fiduciaries deem such beneficiary incapable of receiving the same by reason of age, illness, infirmity or incapacity, or to pay the same to such person or persons as the fiduciaries select to disburse it, whose receipt shall be a complete acquittance therefore without the intervention of any guardian. J. To assume continuance of the status of any beneficiary with reference to death, marriage, divorce, illness" incapacity or other change in the absence of information deemed reliable without liability for disbursements made on such assumptions. K. All principal and income shall, Until actual distribution to any beneficiary, be free of the debts, contracts, alienations and anticipations of any beneficiary, and the same may not be liable for any levy, attachment, execution or sequestration while in the hands of any fiduciaries. IN WITNESS WHEREOF, I have hereunto set my hand and ..a1 '.fa / rL~ day of /11 "''I ' 1989. ..=~,I>, . " ~.o~ ~ D~nald Schmidt The preceding instrument, consisting of this and nine other typewritten pages, identified by the signature of the testator, was on the day and date thereof signed, published and declared by J. Donald Schmidt, e testat~erein named, as and for his last Will, in the pr~ ceo us, ho, at his request, in his presence and in the/prese f ea h /;' subscribed our names as witnesses hereto. , /t:./C c-, :2? 2. .Ill ;)1\ c~ J-f/.LC'2;U4-~ Lti-x..ruL L. q~) .2.1).. hixJu. IN.~-<ft) ).J 69, P A - 10 - l/ REV-1547 EX AFP (12-95* CO""OHWtAl 111 Of PENNSYlVANIA DEPARTHrHT Of RtV[HU[ IURrAU or INDIVIDUAL T'X[S OEP'. 110601 HARRISBURG, PA 171'.-0601 If, y..,' -' J::, ACN 101 NOTICE OF INHERITANCE TAX APPRAISENENT. ALLOWANCE DR DISALLOWANCE OF DEDUCTIONS AND ASSESSNENT OF TAX DATE 06-05-96 05-31-95 FILE NO. COUNTY CUMBERLAND NOTEI TO INSURE PROPER CREaIT TO YOUR ACCOUNT, SUSNIT THE UPPER PORTION OF THIS FORN WITH YOUR TAX PAYNENT TO THE REDISTER OF WILLS, NAKE CHECK PAYABLE TO "REGISTER OF WILLS, AGENT" REMIT PAYMENT TO: RICHARD L PLACEV ESQ PLACEV 8 WRIGHT 200 N 3RD ST HOG PA 17108 REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 AMount R..itted CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ REV:is"4"i"Ex-iiiip-nZ:9ifi-iioi"icnWYNHEiiiTANCE-Yliin-PPRiiisEHEii:r,--iiL1.-owANcnIi----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF SCHMIDT J D FILE NO. 21 95-0447 ACN 101 DATE 06-05-96 TAX RETURN WAS I I X 1 ACCEPTED AS FILED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Red eat.t. (Schedule AI ell 2. Stock. and Bond. (Schedule 8) (2) 3. CID'lly Hald stock/Partner.hip Int.r..t (Schedule C) (3) 4. Hartg.gal/Hot.. Receivabl. (Schedule DI (4) 5. Ca.h/Sank DIPodt./H1Ic. Parlonal Propady (Schedule EJ (S) 6. Jointly Owned Prop.rty (Schedule F) (6) 7. T,.anlfa,.1 (Schedule OJ (7) 8. Total A...t. 1 CHANGED .00 .00 .00 .00 6,000.00 .00 .00 ISI APPROVED DEDUCTIONS AND EXEMPTIONS: 18,179.41 9. Funa,.al Expanse./Ad... Co.t./Hilc. Expen... ISchedule H) 19) 10. Debh/"odg.ge LbbiliUe./Lienl (Schedule U nO) 206.607.12 11. Tot.l DeducUons Ul) 12. Net Value of TaM Retu~n (12) 13. Ch.rihble/Covernllental Beque.t. (Schedule J) US) lit. Net V.lue of E.t.te SUbject to TelC Cllt) NOTE: If an assassmont was iSBued praviously, lines 14, 15 and/or 16, 17 and 18 reflect figures that include tha tDtal of ahh raturns assessed to date. ASSESSHENT OF TAXI 15. A.ount of Line 14 .t Spous.l 16. A.ount of Lin. 14 t.x.bl. .t 17. A.ount of Line 14 taxabl. at 18. Principal TalC Due 6.000.00 "4.786 ~3 218.786.53- .00 218.786.53- ~at. Lin..l/Cl... A ~.t. Coll.t.~al/Cl... Brat. IIS1 1I61 1171 .00 .00 .00 X .00. X .06. X .15. IIS1 TAX CREDITS: PAYNENT DATE DISCOUNT It) INTEREST 1- I RECEIPT NUNSER ANDUNT PAID TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE will .00 .00 .00 .00 .00 ,00 .00 .00 . IF PAID AFTER DATE INDICATED. SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST, IF TOTAL DUE IS LESS THAN '1, NO PAYNENT IS REQUIRED, IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI. YOU NAY SE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS. I r- t:~ '0 'rl ','0; ~ m u ~, r:-~ o:c C,l " I. _. .' 0 If' ., " " ~ :: J ( :-3 0 ~l ..~ J,) ,-' ," ~ '''; E run: 08 a: RESERVATIONa Elt,t.. of decadent. dvlng on a~ bafar. D.c.~r 12, .9.2 ~. If ~y future lnt.r..t In t~ I...t. 1. tren.f.rred In pa.....lon or anJo)'llent to Cl... I leatht.rlU b",.flel,r... of the dlced,n' ,ft.r tM Ikplr.Uon of eny I...t. for lIf. or 'or v..n, the C~.lth hereby expr...h r...rv., the rhlht to appr,"t ~ ...... trM."" Inhe,.ItMCI ,.... It the l.w'ul el... I (col1_t.r.l) rat. on any .uch future lnt.r..t. _OF NOnCE, To fulfill the nqulr....,t. of SICtlon 2140 of the lntMrltenc. MCI E.t,t. ,.. Act, Act Zl of ."1. 7Z P.S. Section 2141. Detach the top portion of this Hotlc. and ,ub,1t wUh your pn...,t to thl Rt,hhr of UUI. printed on tM ny.r.. .Id.. ..Mak. check or NMY order PIV_lt tOI REGISTER OF MILLS, AGENT All PIV.-n', r.calved .h.l1 '.r.t ba ~ll.d to any Int.r..t which "V b. dUe with ~y r...lndlr Ippllld to the t.M. REFUND (CA)I A r.fund of . t'M cr.dlt, which W'I not r.que.tld on the TIM A.turn, ..y be requ..t.d by eoepl.tlng en ~Appllc.tlon for R.fund of P~,Ylv~11 Inh.rltanc. ~ E.tltl T..~ (A[Y~ISISJ. Appllcltlon. .r. .vlllebl. .t t~ Offlc. of the R.gl.t.r of Will., MY of the ZS R.venul DlItrlct OffiCII, or by cIUlna the .p.el.l Z~.hour an.werlng ..rvlc. nYIb.r. for for., ordering I In Plnn.ylvsnl. 1~IOO~S62~20S0, aut.ldl P~.ylvsnl. end within loc.1 H.rrl.burg .r.. (717) 717-10~, TOO' (717) 772-2252 (H..rlng IIp.lr.d Only). PAytEHfl OIJEcTIONSI Any p.rty In Int.r..t not ..tl.fled with the appr.I....nt, .llawanc. or dl..llawencl of deduction., or ......eent of tlM (Including dl.count or Int.r..t) .. .hown on thl. Hotlc. .u.t obJ.ct within .I.ty (60) d.y. of r.e.lpt of this HoUc. byl ADH1N ISTRATJVE CORRECTIONS I OISCOUHTI PENALTY I IHTERESTI ~-wrltt~ prot..t to the PA D.p.rt.ant of R.V.nul, Bo.rd of App..l., Olpt. 211021, Hlrrl,burg, PA 1712a~10ZI, OR --.I.cUon to h.v. thl ..tt.r d.t.relned .t IUdlt of the lCeount of the p.non.l npr.....teUv., OR --epp..l to thl Orphan.' Court. F.atu.l .rror. dl.cov.r.d on thl. ........nt .hauld b. .ddr....d In writing tOI PA O.pert.ent of R.venue, &ur..u of Indlvldull T...., ATTNI POlt A...I...nt R.vl.w unit, O.pt. 210601, H.rrl.burg, PA 17121-0601 Phone (717) 717-6505. S.. page S a' thl book lit ~In.tructlon' for lnherltanc. Ta. Rlturn 'or I R'lldent Dlcldent" (REV-ISOI) for In ..pllnltlon 0' Idllnl.tr.tlv.lv corractlbl. .rror.. If any t.. due I. p.ld within thr.. (S) a.l.nder .onth. aft.r thl dleldent'. d.ath, I flv. p.rclnt (5XJ dl.count of thl t.. Plld I. .llowed. ThI 15X tIM ..n..ty non-p.rUclp,Uon plnlltv II eOlputld on the totl1 of the t.. and Intlr..t ......ed, end not p.ld b.for. Jenulry II, 1996, the flr.t d.y .ft.r the .nd of the t.x san..ty p.rlod. Thl. non-p.rtlclpatlon p,".lty I. app..l.ol. In the .0.' .ann.r snd In thl thl .... tl.. plrlod I' you would .pp.al the tl. snd Intlr..t thet hi' b.an .......d .. Indlclt.d on thll not lee. Int.r..t I. ch.rg.d beginning with flr.t d.y of dlllnquencv, or nln. C9) lonth. and one (I) d.y 'roe the d.t. of d..th, to the d.t. of p.y..nt. T.... which b.e... d.llnqu.nt b.for. Janu.ry 1, 1'82 b..r Int.r..t .t thl r.t. of .IM (6X) p.rcent p.r ennua c.lcul.t.d at . d.lly rlt. of .00016~. All t.... which blc... d.llnquent on and .,tlr J~.ry 1, 1912 will b.ar Int.r..t .t . rat. which will v.ry fro. cllend.r y..r to calend.r y.ar w1th thlt rat. ~ced by the PA a.partaent of Rav.nu.. Th. appllcabl. Int.r..t r.t.. for 1912 through 1996 .rll '!!!! lnt.r.lt R.t. OaU" Intlr..t Factor !.!!r Int.r." Rat. o.n" tnt.r..t FlGtor 1912 ..X ,000541 1917 OX .000247 1915 16X .000,.sa 1918-1991 'IX .00OSOI 191~ 'IX .000SOI ,,,. 'X ,000247 1915 UX .000556 1995-1994 7X .00019Z It.. lOX .00027~ 1995-1996 'X .000247 "-Int.r..t 1_ c.lcul.ted .. follow.' INTEREST D SALANCE OF TAX UNPAID X NUnSER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Hotlc. 1..ued .ft.r the t.. beeDle' dellnquent will r.fl.ct an Int.r..t c.leul.tlon to flftlen (15) d.y. beyond the d.t. of the .......ent. If p.yeent I. lid. aft.r thl Int.r..t co_put.tlon d.t. .hown on the Hotlc., addltlon.l Int.r..t lU.t be c.lcul.t~. ~EV-483 EX AFP (12-9~) C0tv10NWEAl TIt Of PENNSYLVANIA DEPARTHEHl Of REVENUE BUREAU Of INDIVIDUAL f,xES DEPT. 210601 HARRISBURC, PA 11128.0601 / (J- 3 Y - / 3 'I Ci// ACN 201 NOTICE OF DETERHINATION AND ASSESSHENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN DATE 06-05-96 ESTATE OF SCHMIDT J DATE OF DEATH 05-31-95 D FILE NO.2l 95-0447 COUNTY CUMBERLAND NOTE. TO INSURE PROPER CREDIT TO YOUR ACCOUNT. SUSHIT THE UPPER PORTION OF THIS FORH WITH YOUR TAX PAYHENT TO THE REOISTER OF WILLS. HAKE CHECK PAYABLE TO "REGISTER DF WILLS. AGENT". REMIT PAYHENT TOl RICHARD L PLACEY ESQ PLACEY 8 WRIGHT 200 N 3RD ST HBG PA 17108 REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 Anount Re..ltt.d CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR FILES ..... RtEfV:48ji-Ex--AFP--(i2~-95j-----.-.-NCiffcif-OF--OETE-RHIiiATIo-N-Aiio-As1iEs!fHEN;r---------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN .. ESTATE OF SCHMIDT J D FILE NO.21 95-0447 ESTATE TAX DETERMINATION ACN 201 DATE 06-05-96 1. Credit For State Death Taxes as Varified .00 2. Pennsylvania Inheritance Tax Assessad (Excluding Discount and/or Interest) .00 3. Inheritance Tax Assassed by Other Statea or Territorias of the United States (Excluding Discount and/or Interest) .00 4. Total Inheritance Tax Assessed .00 5. Pennsylvania Estata Tax Dua .00 TAX CREDITS: PAYMENT DATE DISCOUNT (+) INTEREST (-) RECEIPT NUMBER AMOUNT PAID TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 _IF PAID AFTER THIS DATE. SEE REVERSE SIDE IIF TOTAL DUE IS LESS THAN II, NO PAYHENT IS REQUIRED FOR CALCULATION OF ADDITIONAL INTEREST, IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICR!, YOU HAY SE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR IHSTRUCTIONS.! () /4 <Xl Po 0\ ca:: ( 1.:'..:( --.l o~ ~ ~, (.) ...1 IUn: a: It"\ I ~ ~ :''' .. ::. .E g:) uu ;;J " PURPOSE OF NOTICE, To fulfill the r.qulr...nt. of S.ctlon ZI~5 (b) of the Inh.rltanc. and E.tat. Ta. Act, Act Z2 of 1991, (72 P,S. Section 2145). PAVKENTI Detach the top portion of thl. Notlca end .ub.lt with your p.y..nt to the R.gl.t... of will. prlnt.d on the r.v.r.. ,Ide, n Hak. ch.ck or .on.y ord.r p.y.bl. tal REGISTER OF MILLS, AGENT. All pay..nt. rec.lved .hall b. appll.d flr.t to .ny Int.r..t which ..y b. due with any re.alnd.r appllad to the te.. REFUND (CR), A r.fund of . t.. credit ..y be raqu..ted by co.pl.tlng an "Application for Refund 0' P.nn.ylvanla Inharlt~ca end E.t.t. T.." CREV-1511). Appllc.tlon. .r. available at the Offlca of the Ragleter of Will., ~y of the 21 R.v.nu. DI.trlct Office. or 'roe the Dep.rt.ent'. 2~-hour .n.werlna .ervlce nu.ber. for for.. ordarlnal In penn.ylv.nla l-100-562-Z050, out.ld. penn.ylvanla and within local H.rrl.burg ar.. (1171 711'1094, TOOl (717) 112-2252 IH..rlna lapalr.d Only). OBJECTIONS, Any p.rty In Int.ra.t not .atl.fled with the ........nt 0' ta. a. .hown on thl. notlc. ..y obJ.ct within .Ixty (60) d.y. 0' r.c.lpt of thl. Hotlc. bYI --wrltt.n prot..t to the PA Dep.rt.ent of Rev.nu., Bo.rd of App.al., D.pt, Z11021, Harrl.burg, PA 11121-1021, OR --el.cUnG to have the ..U.r d.t....ln.d .t .udlt of the p....on.l rBpra..nt.Uve, OR --.pp..l to the Orphan.' Court. ADHIN- JSTRATlVE CORRECTIONS I F.ctual error. dl.cov.red on thl. ........nt .hould be .ddr....d In writing tal PA a.pert..nt 0' Rev.nu., Bureau of Jndlvldual lax.., AllNt Po.t A.......nt R.vl.w Unit, O.pt. Z10601, H.rrl.bura. PA 1712a-0601, Phona (111) 711-6505, 5.. p.g. 3 of the bookl.t "In.tructlon. for Inh.rltanea Te. R.turn for a R..ld.nt a.c.d.nt" (REV-ISO)) for an .xplanatlon of ad.lnl.tr.tlv.ly corr.ctabla .rror., PENAlTVI The 15% ta. a.n..ty non-p.rtlclp.tlon p.nalty I. co.put.d on the totel of the tex and Int.r..t .......d, and not paid b.for. January la, 1"6, the flr.t d.~ .ft.r the .nd of the tax aane.ty parlod. Thl. non-partlclp.tlan p.nalty I. appaal.ble In tha .... ..nnar and In the the .... tl.. p.rlod .. you would .pp.al tha tax .nd Int.ra.t th.t h~. b..n .......d .. Indlcat.d on thl, notlca, INTEREST I For data. of d..th on or .fter 10-5.91, P.nn.ylv.nle E.t.te Tax ba..d on the F.d.ral E.tat. T.. r.turn b.co... delinquent at the 'kplretlon of nln. ca,) .anth. fro. the date of d.ath, For det.. of daath prior to 10-S-'I, P.nn.ylvanla E.tet. T.. ba..d an the Feder.l E.tet. T.. return b.eo... d.llnqu.nt .t the expiration of elght..n (II) .onth. 'r08 the d.t. of daath, l.... which b.ca.a d.llnqu.nt b.for. J.nuary 1, 1912 b..r Int.re.t .t the r.t. of _Ix 16XI p.rc.nt p.r .nn~ celcul.t.d at a d.lly rat. of ,000164. All t.... which b.c... d.llnquant on or .ft.r J.nu.ry I, 1912 will b.er Int.r..t .t . rat. which will v.ry fro. cal.nd.r y.ar to c.l.ndar yaar with that r.ta .nnaunc.d by the PA O.p.rt..nt of R'v,nu.. Th. .ppllc.bl. Int.r..t r.t.. for 1'12 through 1'96 .r., V..r Intar..t R.t. D.lly Jnt.re.t Factor V..r Jntar..t Ret. Dally Int.....t F.ctar 1912 20X .000541 1917 OX ,oa0247 1915 16;( ,oao~SI 1'11-1991 llX ,aaOSOl 1914 lU ,000501 1992 9X .aOOZ~1 1'15 UX .a00556 1993-199~ 7X ,OOOI'Z 1916 lOX .000274 1995.1996 9X ,Oa0247 --Int...." I. c.lculet.d .. followtl INTEREST = BALANCE OF TAX UNPAID X NUNSER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Notlc. 1.lu.d aft.r the taM b.co... d.llnqu.nt will r.fl.ct en Int.ra.t calcul.tlon to flft..n CIS) d.y. bayond the data of the ........nt. 11 p.y.ent It ,ad. .ft.r the Int.r..t caeputaUon d.t. .hawn on the Notlca, additional Int.r..t au.t b. c.lcul.t.d. r' ., 15-.~Y'lo) BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. 210'01 HARAISIURG, PA 171".0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN '* C- an.'" II'" IU.tU RICHARD L PLACEV ESQ PLACEV I WRIGHT 200 N 3RD ST HBG PA 17108 03-03-97 SCHMIDT 05-31-95 21 95-0447 CUMBERLAND 202 Allount R..1tt.d J D ~ MAKE CHECK PAYABLE AND REMIT PAYMENT Tal REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE I To 1n.,r. proper or.cut to your account, auIHIlt the upper portion of thl. fora with your tax pa)'Hf'lt. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ..... RifV:7iii-Ex--AFP--(i2~-96j----.ii.-Niiiicif-OF--nETifRHiiiATiO-N-Aiin-AS.SESS-HENif---------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER 55 ESTATE OF SCHMIDT J D FILE NO.21 95-0447 ESTATE TAX DETERMINATION ACN 202 DATE 03-03-97 1. Credit For State Death Taxes as Verified ,00 2. Pennaylvania Inheritance Tex Assassed (Excluding Discount and/or Interest) .00 3. Inheritance Tax Assessed by Other States Dr Territories of the United States (Excluding Discount and/or Interest) .00 4. Total Inheritance Tax Assessed .00 5. Pennsylvania Estate Tax Due .00 6. Amount of Pennsylvania Estate Tax Previously Assessed Baeed on Federal Estate Tax Return .00 7. Additional p~sylvania Estate Tax Due L........ ~< .. '-Il\" .00 TAX CREDIT!W PAVMENT . DATE co DISCOUNT (+) INTEREST (-) ORECEIPT .. UMBER. . AMOUNT PAID ~ ~~ ".. ~IC a: r- p' i= ~- -=> UU TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 _IF PAID AFTER THIS DATE. SEE REVERSE SIDE IIF TOTAL DUE IS LESS THAN .1, NO PAYHEHT IS REQUIRED FOR CALCULATIOH OF ADDITIONAL INTEREST, IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YDU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.I Ii " PIIlPOSI! '" HOner. To fulfill the ''''.'-''1 of IeotJon 1145 ca.) of the JrMrlnno. ... I.t.t. Ta Act, AGt lI: of 1"1. (71 P.I. IMt10n 1:141). PAYHDfT. DetMh the totl portion of tltl, NoU.. MIl .....U ..Jth vour ,.,.ent to tM R......' .f "Uh pr.lnted on the rever.. IbM. ..... ...... check Dr _1 order ,.-1. to. REGISTER OF NILLI, ADEHT. AU pepMh receSIIN ...11 be ...11_ first to .,., lnt.r..t tltdch ..,. be ctu. wIth "'1 r_lnder ...UId to the t.x. REflICD caul A nhnl .f . tu credit -V be r........ "' ..hUf'18 .. -AppUcatlon 'or R.h.nd 0' ,..,.,1.,.,,1, J~rl~ ~ E.tat. Tax- (REV-l'SS). AppllC8tJanl .r. .v811~1. .t the D"I.. of the R..llt.r of MIISI, ..,. 0' the lS RIYW1UI Dbtr.ot affle.. Dr fr. the o.p.r~t.. Z4'haur .......'Ine ..Mll_ ,.....,. for fonl' orderlngl In ......,nlwnl. 1......-161-105., out.l_ Pennnlwnl1 .. within SOCIIl Herrllbur, .r.. (717) 717-'IM, TUD' (717) rU-IUf (....'111I IIIIIMI..... Only). DI..I!CTJDHlI Alw ,.rtv In lnt.,..t not ..thUed ..IUt the .....~t of tIUC .. Ihawn on thla notice av obJMt within .bb 'AO) dQI of receSpt of thl. HoUM bVI .....rltt." prot..t to the Pi o.p.r~t of Awwue, ao.MI of .....11. Dept. IIUll. "rrllbur.. PA 17UI-lIZl. OR .....INU.. to t.v. tM .U.r .tntl1Md .t ....it of tIMI ptIrMMI r.r.nnbUv.. OR .........1 to u. arplW1.. Court &IIIf]"- ]ITRATlVE CORRECTIONS. Factual .rrdrl dbeov.recl on thll ........,t ..,ld " addr.... In "rIU". tal PA DepartMnt 0' An.... aur..... of Indlvldu81 Tax.., ATTN. Po.t ........nt ..vl.. Unit. Dept. ZIO'OI. "-rrllbur.. PA l1IZI-0'01. PhonII (717) 717-6501. ...,... I of tM bookht .Zn.truotlon. f.r ]""'ritMO' Tax "turn for. R..lIMnt o.c.cMnt* (REV-nOn for... ..,I....Uon of adIIlnl.traUv.ly oarrMtlble .rr.r.. i I I , I I I I I I I ,I i , , I PENALTY_ Tha 15% tax ..,..~ non-,.rUol,.Uon ,.,...l~ it COIIIPUt. on the tot.1 of U. tax and Int'rlll .....Md. ... not p.ld before """N II. 19M. U. fl"t day .fllr tM .. of tne taM __.n period. Thl. non-...rUal,.Uan penIIltv .. ."..1_1. In the ... ..wMr Ind In the u,. .... U.. period .. wou would .....1 the tax end Inter..t that ... been .....Nd .. Indle.tad an thl. neU_. ]KTERESTI AddlU_l PeMI'YIYM1. Eet.t. Tax ........ .. . nadt of. c:h-.. an U. ,,,,.1 Eltete Tax 01...,.. letllr becaMe ...U...,....t .t the expiration of aM (I) .onth fr.. the dlt. the 111'1I1 noUe. 0' thI Incr.... In ,.....1 EIt.t. TaM I. r..IYId. Tax.. ..,Ich a..c- dllI"..,t before .MnueN 1. 1HZ beIIr Int.r..t .t the rat. of .1. (0) perc-.t per .... _louht. .t . dally rat. of .000114. AU tax.. Wllch __ .1I~t on or .ft., Jenuef7 1. 1"1 "Ill bear Int.r..t at . rat. Wllch ..IU vaN froa cal....r WIIr to e.l....' w-r .lIth that Mlt. ~ Q the PA Dapar....t of R...,.".. The ...,lIelbl. Int.,..t rat.. far lf1Z through 1"7 .,.. !!!! Int.r..t Rlt. Dall~ Int.r..t FlGtor Inter..t R.t. Dall~ ]nt.r..t 'IOta, ~ 1911 IHS 1_ IMS 1_ ....Int"... llX .aoo541 16% . aoou. 111 .aOOSll Ill< ,OOOS16 III .aalZ74 I. calcul.tad .. foil.... .1 111 .1 n or .GlU47 .0GlSII .1..147 .001Itz .0UI47 191' 1'''-1"1 1"" 1"5-1"" 1'91-1"7 IHrERElT . BALANCE OF TAX UftPAID X KUKlER OF DAYS DELINQUENT X DAILY INlEIEIT FACTOR ....An1 MoUn hlUed .ftar the tu: blooM. "'l1~t ..111 r.fllGt In Inter..t ..lcul.Uon to flft..., ell) _. beyond the dlt. of u,. ..M....t. If PlYNnt It .... .fter the lnter..t eOlPUt.tlon dlt. ..... on the NoliN. IdcIltlOl'llI Intenlt ..It be ctlcul.t.... ..: H ~ ~ r...Ul 0~E5 UlfilH ":PlUl fil H ..:I -> PI:><H E-<e:l1l1 ZZ en OOE-<en :E01>:... :ECJO o Or... CJe:lCJO r... ~- ..... O:;jUl'<l' E-<fil~;g I>:l!ltc o :E PI . 001>:0 CJCJO ,J :'G!~.lli . -. olS,Jfll , ~sIJJsl~ \ m~J1"i ,_ ~, !1,111hi ~~- ~J 11511~ ~i5 \, B" e ,; ~ 1; ... I~ , t~~~ifl~j) Cl e:l ~ ~ -13 N'\J ! i 2;1 ~ {~\ \" 'IlZ .ll ~ ~ ~ \ z .8 'IS iZ I '. \ iliij;j~f "',,' \ 11 ~lj~11 ~ i "-.. !It iJri.t!- ! f'llljltlif~~ ~\ i~Si sll' i !~~~j, ~jf<. [:jUl QJ I') I.f I') ~II ..... III ::l !Il ~~ 0' III fil ~ ~ ffi ~ ~ ~~~ . >- ~ .., Iz ~ en QJ 0( 0 ~ I ~~~ u (S~l!:z~ III ...... z~zN p., 5 ~o~~ 0 . z ...... Q~tJ ..:I Cl ~ 0( - It'" ~..:E-< 't:J 1')::>..... CD lll- ~~~ I.f 1')!1l III It .c: It u ~ ..... I>: E-<'" UlCX) 0'" I>:~ E-< - ~:: H ~~ Ul Cl e:lfil ~~ .. ZQ ~ 8..:1 ..:I Z .H :J: Y/, IU1 cJ.'U u u.. l"l ..11I " "" c J.: ~ ~ &i V :so. ,,~~ _ a.. ~ " ..cc ~ , :0=0 iI 1'- A - 'D :;",Y c"" .u- VI , c:: l' ..... "0- -A"i~"O III 1"' -; 8- \ '0 ~ 0 ~ ~ ~ c~ .. -. 4.. .,. , . , " 4...,.,;, ,~ ,:,;- It,. , oIf' . - . , .~. ~;. ,. &V15SI.(rJ _~ I \: ! . )\!S"i . -ct . ;"'4 . ". '" COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ~\~, \ ,,),\\\ ORPHANS' COURT DIVISION NO, 0~47 OF 1995 ~\~.\w;,"'.i\.v~ J. DONALD SCHMIDT TRUST UNDER WILL DATED S/11/89 F/B/O PATRICIA A. SCHMIDT \\\,'l - \'\\ '\\ ,\."~,,,,"\'. Il~,~~ - ,\.."l ...",.,.. "\'<> <j......."'\, \,\\~ \\.... - ~a....a...~........................a............ ~~ FIRST AND FINAL ACCOUNT OF Manufacturers and Traders Truot Company, Succeosor Dauphin Depooit Bank and Trust Company, Truotee to ................................................................................ Date of Death: May 31, 1995 Date of Trustee's first receipt of funds: July 6, 1995 Accounting for the Period: July 6, 1995 to March 9, 2006 ..==...............===.......................................................... Purpose of Account. Manufacturers and Traders Trust Company, Succeosor to Dauphin Deposit Bank and Trust Company, Trustee, offero thio account to acquaint interested parties with the transactions that have occurred during this administration. Manufacturero and Tradero Trust Company has resigned as Truotee, Pursuant to provioions under the will, Patricia A. Schmidt hao appointed LeTort Management and Trust Company, Successor Trustee, and LeTort Management and Trust Company has accepted the appointment. (Copies of the Reoignation, Appointment and Acceptance are attached ao Exhibits.) It io important that the account be carefully examined. Requesto for additional information or questions or objectiono can be diocusscd with. Manufacturers and Traders Trust Company Successor to Dauphin Deposit Bank and Truot 1 Weot High Street PO Box 220 Carliale, PA 17013 (717) 240-4508 Company ~, CO;} l_ ~l en "! ,(") ~ 11 " ,,' or ~J N c.> Richard L. Placey, Esquire Placey & Wright 3621 N. Front Street Harrisburg, PA 17110 (717) 236-9577 ~ , " ( , fit , I r J -~-t J:'" .. c , ' \" , ...., . . " " SUMMARY OF ACCOUNT J, Donald Schmidt Trust under Will dated 5/11/09 For Period of 07/06/1995 through 03/09/2006 Page Current Value Fiduciary Acquioition Value proposed Distributions to Beneficiarieo 67 670,912.65 669,551.62 ............... ............... PRINCIPAL Receiptal Thia Account 3-6 00S,536.46 Net Gain (or Loas) on Sales or Other Diopooition 7-12 21,461,75 ..-..--....--..--....- 026,990.21 Less Diaburoemento, General Diaburaements Feea and commiooions 74,61S,31 30,413,20 13-17 17-22 10S,020.S1 ..---..--....---....- ....-..-..-----......- Balance before Diotributiono Distributions to Beneficiariea 721,969.70 60,073.11 23 ....----.........--....- Principal Balance on Hand 24 661,096.59 For Information, Inveatmento Made Changeo in Inveotment Holdings 25-29 30-37 INCOME Receipta, Thio Account 30-53 202,029.09 Net Gain (or LooO) on Saleo or Other Dispooition 0,00 202,029.09 Leso Diabursemento S4-60 10,10S.03 Balance Before Diotribution Diotributions to Beneficiarieo 2';',644.06 2S6,909.03 61-65 ----........--....--.. Income Balance on Hand 66 7,655.03 For Information, Inveatmento Made Changeo in Inveotment Holdings COMBINED BALANCE ON HAND 669,551.62 .......a....... 2 ,;"I . " 03/26/98 Marketvest Funds Inc. Equity Fund "590 - Long Term Capital Gains Distribution 03/30/98 Bank Adjuotment due to conversion of ARK Funds 11/16/98 ARK Fds Value Equity Portfol~o - Long Term Capital Gaino Distribution 12/09/98 ARK Fds Value Equity Portfolio - Long Term Capital Gaino Diotribution 12/10/99 ARK Fds Intermediate Fixed Income Portfolio - Long Term Capital Gains Distribution 12/10/99 ARK Fds Short Term Bond Portfolio - Long Term Capital Gaino Diotribution 12/10/99 ARK Fds Value Equity Portfolio - Long Term Capital Gains Diotribution 12/08/00 ARK Fdo Blue Chip Equity Portfolio - Short Term Capital Gains Distribution 12/08/00 ARK Fdo Blue Chip Equity Portfolio - Long Term Capital Gains Distribution 12/08/00 ARK Fdo Capital Growth Portfolio - Long Term Capital Gains Distribution 12/08/00 ARK Fdo Capital Growth Portfolio - Short Term Capital Gains Diotribution 12/08/00 ARK Fdo Value Equity Portfolio - Short Term Capital Gains Distribution 12/08/00 ARK Fdo Value Equity Portfolio - Long Term Capital Gaino Distribution 05/03/01 Internal Revenue Service - 2000 1041 Refund 06/26/01 PA Depsrtment of Revenue - 2000 PA-41 Refund 4 " 706.14 (0.01) 13,791.10 3,309.10 158,60 124,79 4S,763.98 57.21 402.76 1,200.49 311.48 2,029.43 32,915,41 1,024.00 1,181,00 .... . " ~ 12/11/01 ARK Fdo Intermediate Fixed 78,67 Income Portfolio - Long Term Capital Gaino Diotribution 12/11/01 ARK Fdo Value Equity Portfolio 9,127.70 - Long Term Capital Gains Distribution 12/20/02 ARK Fds Value Equity Portfolio 1,S33.35 - Long Term Capital Gains Diotribution 01/02/03 Harbor International Fund ft11 115.25 - Long Term Capital Gaina Distribution 04/30/03 PA Department of Revenue - 234,00 2002 PA-41 Refund 11/21/03 MTB Intermediate Term 1,493,42 Bond-Inot I Fund ft220 - Long Term Capital Gains Diotribution 11/21/03 MTB US Government Bond Inst I 16.77 Fund ft822 - Long Term Capital Gaino Diotribution 12/31/03 Harbor International Fund ft11 122.84 - Long Term Capital Gains Distribution 11/30/04 MTB Mid Cap Growth-Inst I Fund 328.41 ft401 - Long Term Capital Gains Distribution 11/30/04 MTB Equity Income 815,16 Portfolio-Inst I Fund ft43 - Long Term Capital Gaino Diotribution 12/16/04 MTB Large Cap Stock Inot I 9,286.89 Fund ft315 - Long Term Capital Gains Distribucion 12/17/04 MTB Small Cap Stock-Inst I 2,147.77 Fund #S71 - Long Term Capital Gaino Distribution 01/03/05 Harbor International Fund #11 73.33 - Long Term Capital Gains Distribution 11/29/05 MTB Large Cap Value-Inst I 2,063.S3 Fund #327 - Long Term Capital Gaino Distribution 5 Jl . . .. 11/29/05 MTB Mid Cap Growth-Inst I Fund #401 - Long Term Capital Gaino Distribution 11/29/05 MTB Small Cap Stock-Inot I , Fund #571 - Long Term Capital Gains Distribution 11/29/05 MTB Equity Income Portfolio-Inst I Fund 043 - Long Term Capital Gains Distribution 11/29/05 MTB Large Cap Stock Inst I Fund #31S - Long Term Capital Gains Diotribution 12/21/05 Harbor International Fund #11 - Long Term Capital Gaina Distribution ADUSTMENTS: oa/18/03 0.0002 share MTB US Government Bond Inst I Fund 0822 - Share Adjustment '" 2,726.29 1,752.36 4,359.38 7,094.26 614.40 805,536.46 0.00 0.00 TOTAL RECEIPTS OF PRINCIPAL..,....."",.. 6 805,536.46 J:lIJ:lICU::tJ:ll==_1I1I1I1I1Z1I "..,.f',..;'".... '" " " GAINS AND LOSSES ON SALES OR OTHER DISPOSITIONS - PRINCIPAL Gain Loss 10/03/95 15,726 units Dauphin Depooit U.S. Government Fixed Income Fund Net Proceeds 160,552.16 Fid. Acq. Value 160,603.13 50.97 10/03/95 8,879 units Municipal Bond Fund Net Proceeds 99,956.59 Fid, Acq. Value 99,991.43 34.84 03/04/96 137 units Common Stock Collective Investment Fund Net Proceeds 4,297,89 Fid. Acq. Value 3,866,22 431.67 03/04/96 287 unito Fixed Income Collective Investment Fund Net Proceeds 3,010,06 Fid. Acq, Value 2,994.27 15.79 04/01/96 315 units Common Stock Collective Investment Fund Net proceedo 10,051.74 Fid. Acq. Value 8,889.48 1,162.26 04/01/96 40,061 units Fixed Income Collective Investment Fund Net proceedo 415,773.73 Fid. Acq. Value 417,95S.96 2,182.23 06/03/96 50 units Common Stock Collective Investment Fund Net Proceeds 1,656.17 Fid. Acq. Value 1,411.03 245.14 09/04/96 52 unito Common Stock Collective Investment Fund Net Proceeds 1,677.70 Fid. Acq. Value 1,467.47 210,23 7 .; , ~ . 09/15/98 18.794 ohares ARK Fds Value Equity Portfolio Net Proceeds 243.00 Fid. Acq. Value 166.75 76.25 01/08/99 143.251 shares ARK Fdo Value Equity Portfolio Net Proceeds 2,133.00 Fid. Acq. Value 1,306.1S 826.85 03/05/99 27,749.229 aha res ARK Fds US Government Bond Portfolio Net Proceeds 270,000,00 Fid. Acq. Value 277,473.41 7,473.41 04/06/99 154.052 shares ARK Fdo Value Equity Portfolio Net Proceeds 2,300,00 Fid. Acq. Value 1,404,63 0895.37 05/13/99 6,373.486 shares ARK Fds Value Equity Portfolio Net Proceeds 100,000.00 Fid. Acq. Value 58,112,89 41,887.11 04/03/00 209.644 shares ARK Fds Intermediate Fixed Income Portfolio Net Proceeds 2,000.00 Fid. Acq, Value 2,078.48 78.48 04/03/00 204,499 shares ARK Fdo Short Term Bond Port folio Net Proceeds 2,000.00 Fid. Acq. Value 2,031.21 31.21 04/03/00 212.089 shares ARK Fds US Government Bond Portfolio Net proceedo 2,000.00 Fid. Acq, Value 2,120,75 120.75 04/03/00 , 27S.862 shares ARK Fdo Value Equity Portfolio Net Proceeds 4,000.00 Fid. Acq, Value 2,S15.29 1,484.71 9 ,; , . 06/09/00 1,059.322 aha rea ARK Fda Intermediate , Fixed Income Portfolio Net proceeda 10,000.00 Fid. Acq. Value 10,S02,46 502.46 06/09/00 1,034.126 aha reo ARK Fdo short Term Bond Portfolio Net Proceedo 10,000.00 Fid. Acq. Value 10,271.S8 271.58 06/09/00 1,079.914 oharea ARK Fdo US Government Bond Portfolio Net proceeda 10,000.00 Fid. Acq, Value 10,798.41 798 .41 01/24/01 1,018.33 ohareo ARK Fda Intermediate Fixed Income Portfolio Net Proceeds 10,000.00 Fid. Acq. Value 10,096.06 96.06 01/24/01 1,007.049 aha res ARK Fda Short Term Bond Portfolio Net Proceeds 10,000.00 Fid, Acq, Value 10,002.64 2.64 01/24/01 1,898,188 oharea ARK Fdo Value Equity Portfolio Net Proceeds 22,000,00 Fid, Acq. Value 17,307,51 4,692,49 02/02/01 4,222.973 shares ARK Fdo Value Equity Portfolio Net Proceeds SO,OOO.OO Fid, Acq. Value 38,504.70 11,495.30 01/08/02 482 , 16 shares ARK Fds International Equity Selection Instl Net Proceed a 4,045,32 Fid, Acq. Value 5,000,00 9S4.68 08/23/02 491.159 shares ARK Fda Intermediate Fixed Income Portfolio Net Proceeds 5,000.00 Fid. Acq. Value 4,869.52 130,48 10 ,; 08/23/02 11/04/02 04/02/03 04/02/03 08/28/03 11/28/03 11/28/03 02/11/04 02/11/04 , . 627.353 ahareo ARK Fdo Value Equity portfolio Net proceedo Fid. Acq. Value S,oOO.oo 5,720,15 720.15 502.008 ahareo ARK Fdo Short Term Bond portfolio Net proceedo Fid, Acq. Value 5,000.00 4,986.26 13.74 477.555 aharea ARK Fdo Intermediate Fixed Income portfolio Net Proceedo Fid. Acq. Value 5,000.00 4,734.64 265.36 500.S01 aharea ARK Fdo Short Term Bond portfolio Net proceedo Fid. Acq, Value S,OOO.OO 4,971.29 28,71 1,949.318 aharea MTB Intermediate Term Bond-Inot I Fund "220 Net proceedo Fid. Acq. Value 20,000.00 19,326,20 673.80 2,298.851 aharea MTB Large Cap Stock Inot I Fund "315 Net proceeda Fid, Acq, Value 20,000,00 23,987.24 3,987,24 2,074.689 ahareo MTB US Government Bond Inot I Fund "822 Net proceedo Fid. Acq. Value 20,000.00 20,093.85 93.8S 4,782.147 ahareo MTB Large Cap Stock Inst I Fund "31S Net proceedo Fid. Acq. Value 4S,OOO,OO 49,899.07 4,899.07 1,030.928 aharea MTB US Government Bond Inst I Fund "822 Net proceedo Fid, Acq, Value 10,000.00 9,984,78 15,22 II , \ .. , 07/01/04 530.786 ohareo MTB US Government Bond Inot I Fund U822 Net Proceeds Fid, Acq. Value S,OOO.oo S,140.79 09/16/04 1,043.841 ohareo MTB US Government Bond Inot I Fund U822 Net Proceeds Fid. Acq. Value 10,000.00 10,109.85 09/16/04 1,043.841 shareo MTB US Government Bond Inst I Fund U822 Net Proceedo Fid. Acq. Value 10,000.00 10,109.85 12/06/0S 1,243.008 ohares MTB Multi Capital Growth-Inot I Fund U430 Net Proceeds Fid. Acq. Value 20,000.00 27,03S.17 01/03/06 872.S05 shareo MTB Multi Capital Growth-Inot I Fund U430 Net Proceeds Fid. Acq. Value 13,811.75 18,976.80 01/03/06 6,045.949 ohares MTB Large Cap Stock Inot I Fund U31S Net Proceeds Fid. Acq. Value SO,OOO,OO 61,118.64 03/09/06 l,S41.624 shares MTB Short Term Corporation Bd-Inot I-US18 Net Proceedo Fid. Acq. Value lS,OOO.OO lS,312.37 03/09/06 S95,238 ohares MTB Large Cap Stock Inst I Fund U31S Net Proceeds Fid. Acq, Value 5,000.00 6,017.27 - _.~_.' -'-..,- . 140.79 109,85 109.85 7,035,17 5,165,05 11,118.64 312,37 1,017,27 TOTAL GAINS AND LOSSES/PRINCIPAL,..,....... 68,784.40 ---------------------------- 47,322,65 LESS LOSS............................. 47,322.65 NET GAIN OR LOSS......,..,.....,........... -------------- 21,461.7S a======a===AIID 12 .. , DISBURSEMENTS OF PRINCIPAL GENERAL DISBURSEMENTS --------------------- 09/01/95 Equitable Life of Iowa - 1,736.66 Payment of Loan on Policy HUS4972 03/2S/96 Internal Revenue Service - 5,099.00 1995 Fiduciary Income Tax 03/2S/96 PA Department of Revenue _ S4l.00 1995 Fiduciary Income Tax 04/11/96 Internal Revenue Service - 1,500.00 1996 1st Quarter Estimated Fiduciary Income Tax 04/1S/96 PA Department of Revenue - 1S0,OO 1996 1st Quarter Estimated Fiduciary Income Tax 06/10/96 Internal Revenue Service - 1,500.00 1996 2nd Quarter Estimated Fiduciary Income Tax 06/10/96 PA Department of Revenue - 1S0.00 1996 2nd Quarter Estimated Fiduciary Income Tax 09/09/96 PA Department of Revenue - 150.00 1996 3rd Quarter Eotimated Fiduciary Income Tax 09/12/96 Internal Revenue Service - 1,500.00 1996 3rd Quarter Estimated Fiduciary Income Tax 12/27/96 PA Department of Revenue - 1S0.00 1996 4th Quarter Estimated Fiduciary Income Tax 12/30/96 Internal Revenue Service - 1,500.00 1996 4th Quarter Estimated Fiduciary Income Tax 06/09/97 Internal Revenue Service - 450.00 1997 2nd Quarter Estimated Fiduciary Income Tax 09/09/97 Internal Revenue Service - 450,00 1997 3rd Quarter Estimated Fiduciary Income Tax 13 ~ , 12/29/97 Internal Revenue Service - 450.00 1997 4th Quarter Eotimated Fiduciary Income Tax 04/0B/9B PA Department of Revenue 771.00 1997 Fiduciary Income Tax - Balance due 04/13/9B Internal Revenue Service - 5,762,00 1997 Fiduciary Income Tax - Balance due 04/13/9B PA Department of Revenue - 243 .00 199B 1st Quarter Eotimated Fiduciary Income Tax 04/15/9B Internal Revenue Service - l,B92,OO 199B lot Quarter Estimated Fiduciary Income Tax 06/11/9B Internal Revenue Service - l,B91.00 199B 2nd Quarter Estimated Fiduciary Income Tax 06/11/9B PA Department of Revenue - 242.00 199B 2nd Quarter Estimated Fiduciary Income Tax 09/10/9B Internal Revenue Service - l,B91.00 199B 3rd Quarter Estimated Fiduciary Income Tax 09/11/9B PA Department of Revenue - 243.00 199B 3rd Quarter Estimated Fiduciary Income Tax 12/31/9B Internal Revenue Service - 1, B91. 00 199B 4th Quarter Eotimated Fiduciary Income Tax 12/31/9B PA Department of Revenue - 242.00 199B 4th Quarter Estimated Fiduciary Income Tax 09/09/99 PA Department of Revenue - 41.00 1999 3rd Quarter Eotimated Fiduciary Income Tax 12/2B/99 Internal Revenue Service - 202.00 1999 4th Quarter Estimated Fiduciary Income Tax 12/2B/99 PA Department of Revenue - 14S.00 1999 4th Quarter Eotimated Fiduciary Income Tax 14 " , , 03/30/00 Internal Revenue Servico - 10,822,00 1999 Fiduciary Income Tax .. Balance due 03/30/00 PA Department of Revenue - 1.512,00 1999 Fiduciary Income Tax - Balance due 04/13/00 Internal Revenue Service - 3.677.00 2000 1st Quarter Eotimated Fiduciary Income Tax 04/13/00 PA Department of Revenue - 523.00 2000 lot Quarter Estimated Fiduciary Income Tax 06/12/00 Internal Revenue Service - 3,677.00 2000 2nd Quarter Eotimated Fiduciary Income Tax 06/12/00 PA Department of Revenue - 523.00 2000 2nd Quarter Estimated Fiduciary Income Tax 09/01/00 Transferred to Income 425.66 09/14/00 PA Department of Revenue - 529.00 2000 3rd Quarter Estimated Fiduciary Income Tax 11/01/00 Tranoferred to Income 171.6S 12/01/00 Transferred to Income 47,07 12/29/00 PA Department of Revenue - 525.00 2000 4th Quarter Estimated Fiduciary Income Tax 04/12/01 Internal Revenue Service - 93.00 2001 1st Quarter Estimated Fiduciary Income Tax 11/01/01 Tranoferred to Income 416.1S 12/03/01 Transferred to Income 264.18 12/31/01 Transferred to Income 396.49 01/31/02 Transferred to Income 196,04 03/01/02 Transferred to Income 464,79 04/01/02 Transferred to Income 654 .94 04/09/02 Internal Revenue Service - 1,580.00 2001 Fiduciary Income Tax - Balance due ]5 .c"..........__""...",,,c. '. , 04/09/02 PA Department of Revenue - 273.00 2001 Fiduciary Income Tax - Balance due 05/01/02 Tranoferred to Income 466.15 06/12/02 PA Department of Revenue - 140.00 2002 2nd Quarter Eotimated Fiduciary Income Tax 08/01/02 Tranoferred to Income 1,420.19 09/20/02 PA Department of Revenue - 70,00 2002 3rd Quarter Eatimated Fiduciary Income Tax 11/05/02 Tranoferred to Income 300.66 12/03/02 Tranaferred to Income 732.61 12/05/~2 Tranaferred to Income 88.07 12/24/02 PA Department of Revenue - 70.00 2002 4th Quarter Eotimated Fiduciary Income Tax 01/03/03 Transferred to Income 421.64 01/06/03 Tranoferred to Income 88,35 01/31/03 Transferred to Inccme 2,150.00 02/28/03 Tranoferred to Income 858.92 03/31/03 Transferred to Income 1,035,49 OS/01/03 Tranoferred to Income S63.93 06/02/03 Tranoferred to Income 886.28 08/01/03 Transferred to Income 1,814.81 09/02/03 Transferred to Income 768,92 09/15/03 PA Department of Revenue - 48.00 2003 3rd Quarter Estimated Fiduciary Income Tax 09/22/03 Transferred to Income 989,27 11/24/03 Transferred to Income 1,626,78 12/01/03 Tranaferred to Income 100.00 12/19/03 Tranoferred to Income 914.61 16 . 12/27/04 04/11/05 09/1S/05 12/28/05 03/20/96 04/04/96 11/06/96 04/0S/99 05/0S/99 06/07/99 07/06/99 PA Department of Revenue - 2004 4th Quarter Estimated Fiduciary Income Tax SO.OO PA Department of Revenue - 2004 Fiduciary Income Tax - Balance due 336.00 PA Department of Revenue - 2005 3rd Quarter Estimated Fiduciary Income Tax 294.00 PA Department of Revenue - 200S 4th Quarter Estimated Fiduciary Income Tax 98.00 Reserves: 2006 PA Fiduciary Income Tax 179.00 cumberland County Register of wills - Filing Feea 550.00 TOTAL GENERAL DISBURSEMENTS......,......,...,....." FEES AND COMMISSIONS Richard L. Placey, Eoquire Placey & Wright - Attorney Fee REI 105-95 Repreoentation from 5/31/95 thru 2/26/96 7,000,00 Richard L. Placey, Esquire Placey & Wright - Attorney Fee REI 105-95 Repreoentation from 5/31/95 thru 2/26/96 - Balance due 2,752.41 Richard L. Placey, Esquire Placey & Wright - Attorney Fee REI 105-95 Representation from 3/1/96 thru 10/9/96 403.00 Dauphin Deposit Bank and Trust Company - Trustee's Fee Dauphin Deposit Bank and Trust Company - Trustee's Fee Dauphin Deposit Bank and Trust Company - Trustee's Fee Allfirot Trust Company of PA, NA - Tl~stee Fee 181.39 184.64 183.08 184.81 17 74,615.31 ~ . OB/05/99 Allfirot Trust Company of PA, lB2.37 NA - Truotee Foe 09/07/99 Allfirst Truot company of PA. lB2.51 NA - Trustee Fee 10/05/99 Allfirot Truot Company of PA, 179.91 NA - Truotee Fee 11/0S/99 Allfirst Trust Company of PA, lBO.3B NA - Trustee Fee 12/06/99 Allfirot Truot Company of PA. lB2.56 NA - Trustee Fee 01/05/00 Allfirot Trust Company of PA, lB5.09 NA - Trustee Fee 02/07/00 Allfirst Truot Company of PA, lB6.BB NA - Truotee Fee 03/06/00 Allfirot Truot company of PA. lBB.Ol NA - Trustee Fee 04/05/00 Allfirst Trust Company of PA. lB7.31 NA - Trustee Fee 05/0S/00 Allfirot Trust company of PA. lBl.12 NA - Truotee Fee 06/05/00 Allfirst Trust Company of PA, lB4 . 11 NA - Trustee Fee 07/0S/00 Allfirst Truot Company of PA, 192,56 NA - Truotee Fee OB/07/00 Allfirot Trust Company of PA. 191.91 NA - Trustee Fee 09/05/00 Allfirst Trust Company of PA. 194.72 NA - Truotee Fee 10/0S/00 Allfirot Trust Company of PA. 190.29 NA - Trustee Fee 11/06/00 Allfirot Trust Company of PA. 190,62 NA - Trustee Fee 12/0S/00 Allfirst Truot Company of PA, lBB.64 NA - Truotee Fee 01/05/01 Allfirst Truot Company of PA. 202.BB NA - Trustee Fee 02/05/01 Allfirst Truot Company of PA. lB5.00 NA - Truotee Fee 18 , 03/05/01 Allfirot Truot Company of PA, 181.97 NA - Truotee Fee 04/05/01 Allfirot Truot Company of PA. 177.61 NA - Truotee Fee 05/07/01 Allfirot Trust Company of PA. 182.86 NA - Trustee Fee 06/0S/01 Allfirst Trust Company of PA, 183.12 NA - Truotee Fee 07/05/01 Allfirot Trust Company of PA, 181.10 NA - Truotee Fee 08/06/01 Allfirst Trust Company of PA. 181,36 NA - Trustee Fee 09/05/01 Allfirst Trust Company of PA, 178.80 NA - Trustee Fee 10/05/01 Allfirst Trust Company of PA, 177 .12 NA - Truotee Fee 11/05/01 Allfirot Trust Company of PA. 178.1S NA - Trustee Fee 12/05/01 Allfirst Truot Company of PA, 178.98 NA - Trustee Fee 01/07/02 Allfirst Trust Company of PA, 182.05 NA - Truotee Fee 02/05/02 Allfirst Trust Company of PA. 174,04 NA - Trustee Fee 03/05/02 Allfirot Truot Company of PA, 174.76 NA - Trustee Fee 04/05/02 Allfirst Truot Company of PA, 173 .12 NA - Truotee Fee 05/06/02 Allfirot Trust Company of PA, 170.53 NA - Trustee Fee 06/05/02 Al1first Truot Company of PA. 168.61 NA - Trustee Fee 07/05/02 Allfirst Trust Company of PA, 165.22 NA - Truotee Fee 08/05/02 A11first Truot Company of PA, 161.99 NA - Truotee Fee 09/05/02 A11first Trust Company of PA. 163.07 NA - Truotee Fee 19 . 10/07/02 Allfirst Trust Company of PA, 159.56 NA - Truotee Fee 11/0S/02 Allfirst Truot Company of PA, 163.71 NA - Trustee Fee 12/05/02 Allfirst Truot Company of PA, 163.57 NA - Trustee Fee 01/06/03 Allfirst Trust Company of PA, 164.07 NA - Trustee Fee 02/05/03 Allfirst Trust Company of PA, 161.77 NA - Trustee Fee 03/0S/03 Allfirst Trust Company of PA, 160.67 NA - Trustee Fee 04/07/03 Allfirst Trust Company of PA, 16S.0S NA - Truotee Fee 05/05/03 Allfirst Trust Company of PA, 166.92 NA - Trustee Fee 06/05/03 Allfirst Trust Company of PA, 169.83 NA - Truotee Fee 07/07/03 Allfirst Truot Company of PA, 168.53 NA - Truotee Fee 08/06/03 Manufacturers and Tradero 165,63 Trust Company - Truotee Fee 09/08/03 Manufacturers and Tradero 168,04 Trust Company - Truotee Fee 10/06/03 Manufacturers and Tradero 167,90 Trust Company - Truotee Fee 11/06/03 Manufacturers and Tradero 167.91 Trust Company - Truotee Fee 12/08/03 Manufacturers and Traders 168.45 Trust Company - Trustee Fee 01/06/04 Manufacturers and Tradero 170.09 Trust Company - Trustee Fee 02/06/04 Manufacturers and Tradero 169,87 Trust Company - Trustee Fee 03/08/04 Manufacturers and Traders 179.03 Trust Company - Truotee Fee 04/06/04 Manufacturers and Traders 177.40 Trust Company - Truotee Fee 20 . 05/06/04 Manufacturero and Tradero 174.14 Truot Company - Truotee Fee 06/07/04 Manufacturero and Tradero 172.49 Truot Company - Truotee Fee 07/06/04 Manufacturers and Tradero 174.53 Truot Company - Truotee Fce 08/06/04 Manufacturero and Tradero 171.36 Truot Company - Truotee Fee 09/07/04 Manufacturers and Tradero 172.18 Trust Company - Truotee Fee 10/06/04 Manufacturero and Tradero 179,00 Trust Company - Trustee Fee 11/0S/04 Manufacturero and Tradero 179.93 Trust Company - Truotee Fee 12/06/04 Manufacturers and Tradero 181.03 Truot Company - Truotee Fee 01/06/0S Manufacturero and Tradero 180 . 12 Truot Company - Truotee Fee 02/07/0S Manufacturero and Traders lS0.75 Truot Company - 'l'ruotee Fee 03/07/05 Manufacturers and Tradero 181. 08 Truot Company - Truotee Fee 04/06/05 Manufacturers and Traders 177,91 Trust Company - Trustee Fee 05/06/0S Manufacturers and Traders 176,95 Trust Company - Trustee Fee 06/06/0S Manufacturero and Tradero 177.79 Trust Company - Trustee Fee 07/06/0S Manufacturero and Tradero 177,68 Trust Company - Trustee Fee OS/OS/OS Manufacturers and Traders 176.66 Trust Company - Trustee Fee 09/06/0S Manufacturers and Traders 176,73 Trust Company - Truotee Fee 10/06/0S Manufacturers and Tradero 174,64 Trust Company - Trustee Fee 11/07/05 Manufacturers and Traders 174.33 Truot Company - Truotee Fee 21 12/06/05 Manufacturers and Tradero Trust Company - Trustee Fee 01/06/06 Manufacturero and Traders Trust Company - Trustee Fee 02/06/06 Manufacturers and Tradero Truot Company - Trustee Fee 03/06/06 Manufacturers and Traders Trust Company - Trustee Fee ReserveBE Manufacturers and Traders Truot Company - Termination Fee 218.56 226.80 224.78 225.10 5,200.00 TOTAL FEES AND COMMISSIONS.......................... TOTAL DISBURSEMENTS OF PRINCIPAL.,...,..,. ..,.. . ,..,. 22 30,413.20 105,028.51 1::11111111111II....111111.11 DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES Patricia A. Schmidt ~~----------------- 12/12/00 01/22/01 Distribution per Requeot 1,500.00 Distribution per Requeot in Letter dtd 1/16/01 24,176.11 .02/02/04 03/01/04 03/31/04 04/30/04 06/01/04 06/30/04 09/16/04 Distribution 2,150.00 Diatribution 2,150.00 Distribution 2,150.00 Distribution 2,150.00 Distribution 2,150,00 Distribution 2,150,00 Diatribution per Requeot by Letter dtd 9/15/04 3,400,00 06/30/05 08/01/05 08/05/05 Distribution 2,150.00 Distribution 2,150,00 Distribution - Reimbursement for Mioce11aneouo Expenses 2,500.00 09/31/05 09/30/0S 10/31/05 11/30/05 01/17/06 Diotribution 2,150,00 Distribution 2,150,00 Distribution 2,150.00 Diotribution 2,150,00 Distribution - Reimbursement for Painting 2,697.00 60,073 ,11 TOTAL DISTRIBUTIONS TO BENEFICIARIES, ."" 60,073.11 11I.11........1111. 23 08/02/95 08/02/95 09/05/95 09/05/95 09/06/95 10/03/95 11/02/95 11/02/95 04/01/96 04/30/96 07/24/97 07/24/97 08/14/97 INVESTMENTS MADE - PRINCIPAL # unito Cost 8,879 unito Municipal Bond Fund - units purchased 99,991. 43 3,532 units Common Stock Collective Inveotment Fund - units purchased 99,990.53 3,805 units Common Stock Collective Investment Fund - units purchased 107,060.74 15,403 unito Fixed Income Collective Investment Fund - units purchased 160,604.06 15,726 units Dauphin Deposit U.S. Government Fixed Income Fund - units purchased 160,603,13 24,912 unito Fixed Income Collective Investment Fund - unito purchased 259,999,47 33 unito Fixed Income Collective Investment Fund - unito purchased 346,70 s units Common Stock Collective Investment Fund - unito purchased 144.08 41,577,373 shareo Marketvest Fundo Inc. Intermediate US Government Bond Fund "S93 - shareo purchased 415,773.73 33.972 shareo Marketvest Funds Inc. Equity Fund "590 - shareo purchased 349.23 107,079 shares Marketvest Funds Inc. Equity Fund "590 - shareo purchased 1,470.20 202.84 shares Marketvest Funds Inc, Intermediate US Government Bond Fund "593 - shareo purchaoed 2,000.00 15.194 shares Marketvest Fundo Inc, Equity Fund "590 - shares purchased 208.01 25 12/18/97 1,868.469 ohareo Marketveot Fundo Inc. 24,028.52 Equity Fund "590 - ohareo purchaoed 11/16/98 1,004.45 ohareo ARK Fdo Value Equity 13,791.10 Portfolio - ohareo purchaoed 12/09/98 234,8S5 ohareo ARK Fdo Value Equity 3,309.10 Portfolio - ohareo purchaoed 03/08/99 13,608.871 ohareo ARK Fdo Intermediate 13S,OOO.00 Fixed Income Portfolio - ohareo purchaoed 03/08/99 13,595.166 ohareo ARK Fdo Short Term 135,000,00 Bond Portfolio - ohareo purchaoed 05/14/99 5,030.181 ohareo ARK Fdo Short Term SO,OOO.OO Bond Portfolio - ohareo purchaoed 05/14/99 5,050.S05 ohareo ARK Fdo Intermediate SO,OOO.OO Fixed Income Portfolio - ohareo purchaoed 12/10/99 16.486 ohareo ARK Fda Intermediate 158.60 Fixed Income Portfolio - ohareo purchaoed 12/10/99 12.708 ohareo ARK Fdo Short Term 124 . 79 Bond Portfolio - shares purchaoed 12/15/99 800.915 ohareo ARK Fdo Capital Growth 17,500,00 Portfolio - ohareo purchaoed 12/15/99 823.142 ohareo ARK Fdo Blue Chip 17,500.00 Equity Portfolio - ohareo purchaaed 12/08/00 72.796 ohareo ARK Fdo Capital Growth 1,511.97 Portfolio - ohareo purchaoed 12/08/00 21.748 ohareo ARK Fdo Blue Chip 459.97 Equity Portfolio - shares purchaoed 01/24/01 781.609 ohareo ARK Fdo Capital Growth 17,000.00 Portfolio - ohareo purchased 01/24/01 1,847.575 ohares ARK Fdo Blue Chip 40,000,00 Equity Portfolio - shares purchaoed 26 02/02/01 02/02/01 02/02/01 02/02/01 12/11/01 01/00/02 01/00/02 01/00/02 00/23/02 01/02/03 00/13/03 00/20/03 00/20/03 11/21/03 11/21/03 11/20/03 402.16 shares ARK Fda International Equity Selection Inot1 - ohareo purchased 5,000.00 460.193 shareo ARK Fda capital Growth portfolio - ohareo purchased 10,000.00 1,137.915 ohares ARK Fds Blue Chip Equity Portfolio - shares purchased 2S,000.00 700,717 shares ARK Fda Mid Cap Portfolio - ohareo purchaaed 10,000.00 7.914 ohareo ARK Fdo Intermediato Fixed Income Portfolio - ohareo purchaaed 70.67 390,625 shares ARK Fdo Mid Cap Portfolio - ohares purchaoed 5,000.00 659.703 shares ARK Fda Blue Chip Equity Portfolio - shares purchased 12,000.00 232.401 ohareo Harbor International Fund "11 - share a purchased 7,000.00 1,097.695 shares ARK Fds Equity Income Portfolio - shareo purchased 10,000,00 4.694 ohareo Harbor International Fund "11 - shares purchased 125.27 9.394 ohareo ARK Fds US Government Bond Portfolio - shares purchased 93.20 1,196.172 shares MTB Equity Index-Inst I Fund "134 - shares purchased 10,000.00 1,145.475 shares MTB Equity Income Portfolio-Inot I Fund "43 ohares purchased 10,000.00 161.550 shares MTB Intermediate Term Bond-Inot I Fund "220 - ohares purchased l,6S9,20 1.734 ohares MTB US Government Bond Inst I Fund "022 - shares purchased 16.77 1,092.096 shares MTB Small Cap Stock-Inot I Fund "571 - ohares purchaoed 10,000.00 27 11/28/03 1,127.396 shareo MTB Equity Index-Inot 10,000.00 I Fund Q134 - shareo purchased 11/28/03 1,996,008 shares MTB Large Cap 20,000.00 Value-Inst I Fund "327 - shares purchaoed 12/31/03 3.615 shares Harbor International 132.09 Fund "11 - ohares purchased 02/11/04 260.892 shares Harbor International 10,000.00 Fund "11 - shares purchased 02/11/04 998.004 ohareo MTB Small Cap 10,000.00 Stock-Inot I Fund "571 - sharea purchaoed 02/11/04 356,379 shares MTB Mid Cap 5,000.00 Growth-Inst I Fund "401 - shares purchased 02/11/04 913.242 ohares MTB Large Cap 10,000.00 Value-Inot I Fund "327 - shares purchaoed 02/11/04 1,043.841 shares MTB Equity Index-Inst 10,000.00 'I Fund "134 - shares purchased 11/30/04 86.305 ohares MTB Equity Income 8S4,42 Portfo1io-Inst I Fund "43 - shares purchased 11/30/04 22.265 shareo MTB Mid Cap 328,41 Growth-Inot I Fund "401 - ohares purchased 12/16/04 l,3S6.443 ohareo MTB Large Cap Stock 11,299.17 Inot I Fund "315 - ohares purchased 12/17/04 291.965 shareo MTB Small Cap 2,S66,37 Stock-Inst I Fund "571 - ohares purchaoed 01/03/05 1. 715 ohares Harbor International 73.33 Fund "11 - ohareo purchased 11/29/05 19S.986 shareo MTB Large Cap 2,277.36 Value-Inot I Fund "327 - shareo purchaoed 11/29/05 182.117 shares MTB Mid Cap 2,726.29 Growth-Inot I Fund "401 - shares purchased 28 11/29/05 201.189 shares MTB Small Cap 1,752.36 Stock-Inat I Fund tl571 - shared purchaoed 11/29/05 687.696 ohareo MTB Equity Income 5,432.80 Portfolio-Inot I Fund tl43 - ohares purchased 11/29/05 842.549 shares MTB Large Cap stock 7,094.26 Inot I Fund tl315 - shares purchased 12/21/05 12.608 ohares Harbor International 614 .40 Fund tlll - oharea purchased 01/03/06 6,274.131 shares MTB Equity Index-Inot 65,000.00 I Fund tl134 - shared purchased 29 CHANGES IN INVESTMENT HOLDINGS - PRINCIPAL Cost ARK Fds Blue Chip Equity Portfolio ---------------------------------- 12/15/99 12/00/00 01/24/01 02/02/01 01/00/02 00/10/03 023.142 shares purchased 21,740 sharea purchased l,047.57S shares purchased 1,137,915 ohares purchased 6S9.703 shares purchased (4,490.003)ohares delivered in merger due to conversion of MTB Large Cap Stock Inot I Fund "315 17,500.00 459,97 40,000.00 25,000.00 12,000.00 (94,959.97) o 0.00 ............... .......a....... ARK Fdo Capital Growth portfolio -------------------------------- 12/15/99 12/00/00 01/24/01 02/02/01 00/22/03 000,91S shares purchased 72.796 ohares purchaaed 701.609 sharea purchased 460.193 sharea purchased (2,l15.513)sharea delivered in merger due to conversion of MTB Multi Capital Growth-Inot I Fund "430 17,500.00 1,511.97 17,000.00 10,000.00 (46,011,97) o 0,00 1I.lIl11l1l1l1l1l1aalilUila IU=....III1.IIDIII.... ARK Fds Equity Income Portfolio 00/23/02 00/22/03 1,097.695 shares purchased (l,097,69S)ohares delivered in merger due to conversion of MTB Equity Income Portfolio-Inot I Fund "43 10,000.00 (10,000.00) o 0.00 ..aaaIlIlIlIlDa..a. 1ilIIlIlIlacall.II.... 30 o 0.00 ARK Fds International Equity Selection Instl ---------------------------- 02/02/01 01/08/02 482.16 ohareo purchssed (482.161shares sold 5,000.00 (5,000.001 ......----............-.. --.........-......---.. D................ ............... ARK Fds Intermediate Fixed Income Portfolio --------------------------------- 03/08/99 05/14/99 12/10/99 04/03/00 06/09/00 01/24/01 12/11/01 08/23/02 04/02/03 08/1S/03 13,608.871 ohareo purchaoed 5,OSO.505 shares purchased 16.486 shares purchaoed (209.644)ohares sold (l,059,322)ohareo oold (l,018,33)shareo sold 7.914 shares purchaoed (491.159)ohareo sold (477.S551shares sold (15,427.766)ohares delivered in merger due to conversion of MTB Intermediate Term Bond-Inot I Fund #220 135,000.00 50,000,00 1S8.60 (2,078,48) (10,502,46) (10,096.06) 78.67 (4.869,52) (4,734.641 (152,9S6,l1) .............---..--..- o 0.00 CI'_II~CllIIZ.===..aa.. ...CAllllllaa...1I ARK Fdo Mid Cap Portfolio ------------------------- 02/02/01 01/08/02 08/22/03 708.717 shareopurchaoed 390.62S shares purchased (l,099.342)ohareo delivered in merger due to conversion of MTB Mid Cap Growth-Inot I Fund #401 10,000,00 5,000.00 (15,000.00) .................-..--.... o 0.00 , ...aa...aIiU.Aaa&: DaaaaDIIAllllallll1lll 31 1/24/01 02/02/01 08/23/02 08/18/03 d (l,898.188)shares sold (4,222.973)ohares sold (627.353)shareo sold (11,179.274)shares delivered in merger due to conversion of MTB Large Cap Stock Inst I Fund n315 (17,307,S1) (38,504.70) (5,720.1S) (101,931.63) o 0.00 ......IIIIIIII.DDC.. .............. Common Stock Collective Investment Fund ---------------------------------- 08/02/95 09/05/95 11/02/95 03/04/96 04/01/96 06/03/96 09/04/96 12/03/96 09/04/97 11/05/97 3,532 units purchased 3,80S units purchased S unito purchsoed (1371unito sold (31S)units sold (50)units sold (52) uni to sold (45)units sold (10)unito sold (6,733)units exchanged for 22,327.027 aha reo Marketveot Funds Inc. Equity Fund n590 99,990,S3 107,060.74 144,08 (3,866.22) (8,889.48) (1,411.03) (1,467.47) (1,269.93) (282.21) (190,009.011 o 0.00 llIiU&.D=a..llallllaa 1I1I1I..alllllla.D..D Dauphin Deposit U,S, Government Fixed Income Fund ---------------.--------------- 09/06/95 10/03/95 15,726 units purchaoed (lS,726)unito sold 160,603,13 (160,603,13) o 0.00 ..IIII..Q........ .............. Fixed Income Collective Investment Fund ---------------------------------- 09/05/95 10/03/95 11/02/95 03/04/96 04/01/96 15,403 units purchaoed 24,912 unito purchaoed 33 units purchased (287) units sold (40,061)unito sold 160,604.06 259,999,47 346.70 (2,994,27) (417,955.961 o 0.00 ....gg......... lIall..IIII...Clllall 33 ~.. -_. , MTB Large Cap Value-Inot 1 Fund "327 --------------------.--------------- 11/28/03 02/11/04 11/29/05 1,996,008 shares purchased 913.242 shares purchased 195,986 shares purchaoed 20,000.00 10, 000.00 2,277.36 3,10S.236 32,277.36 1I..==a:a==lIaaaDa a..aD............... MTB Mid Cap Growth-Inat 1 Fund "401 ----------------------------------- 08/22/03 1,099,342 shares received in merger due to conversion of ARK Fds Mid Cap Portfolio at the rate of 1 share for each share held 3S6,379 shares purchased 22.265 shares purchased 182.117 nhares purchased 15,000,00 02/11/04 11/30/04 11/29/0S 5, 000,00 328,41 2,726.29 1,660.103 23, OS4 .70 lIallla....=a==aa..a .a..a..=allaa... MTB Multi Capital Growth-Inot 1 Fund "430 ------------------------------------ 08/22/03 2,11S.513 ohares received in merger due to conversion of ARK Fds Capital Growth Portfolio at the rate of 1 share for each share held (l,243,008)shares sold (872.505)shares sold 46,011.97 12/06/0S 01/03/06 (27, 03S ,17) (18,976.80) o 0.00 ....a..a...aaa lIa.a..a.lla.... MTB Short Term Corporation Bd-Inst 1-"518 ---------------------------------- 08/22/03 15,389,872 ohares received in merger due to conversion of ARK Fds Short Term Bond Portfolio at the rate of 1 share for each share held (l,541,624)shares oold 1S2, 861. 81 03/09/06 (15,312,37) 13,848.248 137,549.44 liIa.aaalllaaIllIllDII= IIIIDIIDIIDIlJIIIIDD;IIII 35 ..__.<...,..,,'_.....,'...,.,,~,-..'>., .-.g-;-."-"",,",,-,;-,-,,~,,,',,- RECEIPTS OF INCOME DIVIDENDS ................-....-..- ARK Fda Blue Chip Equity portfolio ------------..-..-..--..-....----..------ 20.91 9.96 17.29 14.24 13.01 71.25 33.32 52.48 29.08 32.69 116.40 73.32 03.43 12U.69 04',10 89.04 12/30/99 04/03/00 07/03/00 10/02/00 01/02/01 04/02/01 07/02/01 10/01/01 01/02/02 04/01/02 07/01/02 10/01/02 01/02/03 04/01/03 07/01/03 08/13/03 ..............-. 810.01 ARK Fda Capital Growth Portfolio -------------..-----------...-..-.. 14.15 01/02/01 ARK Fda Equity Income portfolio ------------------------------- 18.05 18,32 7.22 27.89 9.60 16.85 20,13 15.20 22.44 17.46 13.86 7.94 09/03/02 10/01/02 11/01/02 12/02/02 01/02/03 02/03/03 03/03/03 04/01/03 05/01/03 06/02/03 07/01/03 08/01/03 ...------------- 194.96 ARK Fda International Bquity Delection Inatl ----------.---------.-..----.-.------. 8.00 01/02/02 38 08/06/97 09/04/97 10/03/97 11/04/97 316.73 330.19 233.03 266.53 --------..-..--- Harbor International Fund "11 ---------.....----......----............ 78.10 119.96 278.55 518.82 01/02/03 12/31/03 01/03/05 12/21/05 -------..-......-- Marketvest Funds Inc. Equity Fund "590 --..-..----..-..--..----..-....----..-..------- 0.42 0.47 0.46 0.45 0.44 0.46 0.44 0.46 0.41 0.42 0.43 0.46 0.48 0.48 2.00 2.30 1.63 1.86 274.28 292.21 243.50 292.20 301.94 05/31/96 07/01/96 07/31/96 08/30/96 09/30/96 10/31/96 11/29/96 12/31/96 02/04/97 02/28/97 04/01/97 05/01/97 06/03/97 07/01/97 08/01/97 09/02/97 10/01/97 10/31/97 12/01/97 12/31/97 02/03/98 02/28/98 03/27/98 ......--.....-.--...... MTO Equity Index-Inst I Fund "134 -----.--........--....---....-------..-..-- 37.08 79.00 84.19 111.12 141.43 242.45 124.59 131. 33 131.33 154.90 09/30/03 12/31/03 04/05/04 06/30/04 09/30/04 12/30/04 03/30/05 06/29/05 09/29/05 12/29/05 ..----...--..--..... 40 9,233.39 995.43 1,418.20 1,237.42 MTO Large Cap Value-Inst I Fund "327 ....----....--..--..---------------------- 43.91 61. 09 64.00 75.64 87.28 58.19 61.09 61. 09 74.53 12/31/03 04/05/04 06/30/04 09/30/04 12/30/04 03/30/05 06/29/05 09/29/05 12/29/05 ------..--..---- 586.82 MTB Multi Capital Growth-Inst I Fund "430 ....----------..------..-----....--------- 38.39 12/29/05 MTB Equity Income Portfolio-Inst I Fund "43 -------..--------..-....-..-----..-....----..--- 38.13 38.13 35.89 38.13 26.92 24.67 15.70 15.70 29.16 26.92 26.92 29.16 31.40 31.40 31.40 109.49 32.61 30.28 25.62 23.29 37.27 37.27 37.27 37.27 39.60 41.93 41.93 36.21 33.19 36.21 09/30/03 10/31/03 11/28/03 12/31/03 01/30/04 02/27/04 04/05/04 04/30/04 06/01/04 06/30/04 07/30/04 08/31/04 09/30/04 10/29/04 11/30/04 12/30/04 01/28/05 02/25/05 03/30/05 04/28/05 OS/27/05 06/29/05 07/29/05 08/30/05 09/29/05 10/28/05 11/29/05 12/29/05 01/30/06 02/27/06 ----------....-- 1,039.07 41 . 01/02/02 02/01/02 03/01/02 04/01/02 05/01/02 06/03/02 07/01/02 08/01/02 09/03/02 10/01/02 11/01/02 12/02/02 01/02/03 02/03/03 03/03/03 04/01/03 05/01/03 06/02/03 07/01/03 08/01/03 09/04/03 692.09 685.55 620.39 635.67 643.72 672.58 651.61 600.65 578.04 547.89 593.59 528.79 542.18 532.42 441.60 576.18 533.06 513.43 449.43 434.81 237.78 ARK Money Market Portfolio 37,185.47 07/01/98 08/03/98 09/01/98 10/01/98 11/02/98 12/01/98 01/04/99 02/01/99 03/01/99 04/01/99 05/03/99 06/01/99 07/01/99 08/02/99 09/01/99 10/01/99 11/01/99 12/01/99 01/03/00 02/01/00 03/01/00 04/03/00 05/01/00 06/01/00 07/03/00 08/01/00 09/01/00 10/02/00 11/01/00 12/01/00 01/02/01 02/01/01 3.51 32.02 20.43 19.50 20.83 18.68 18.19 18.24 15.70 118.66 21.49 35.92 20.26 20.68 19.10 ,17.34 16.66 15.32 56.01 61.57 57.11 57.36 32.95 28.29 126.59 164.29 164.96 155.50 158.58 152.89 278.82 261.18 43 03/01/01 04/02/01 05/01/01 06/01/01 07/02/01 08/01/01 09/04/01 10/01/01 11/01/01 12/03/01 01/02/02 02/01/02 03/01/02 04/01/02 05/01/02 06/03/02 07/01/02 08/01/02 09/03/02 10/01/02 11/01/02 12/02/02 01/02/03 02/03/03 03/03/03 04/01/03 05/01/03' 06/02/03 07/01/03 08/01/03 08/27/03 98.61 100.03 88.71 84.90 75.02 74.78 70.49 59.83 49.33 39.92 45.76 23.96 13.44 12.95 9.72 8.23 6.70 5.94 4.68 3.32 2.80 6.05 5.89 5.79 4.12 3.26 10.39 10.42 8;34 7.05 2.55 3,151.61 ARK Fds Short Term Bond Portfolio 04/01/99 05/03/99 06/01/99 07/01/99 08/02/99 09/01/99 10/01/99 11/01/99 12/01/99 01/03/00 02/01/00 03/01/00 04/03/00 05/01/00 06/01/00 07/03/00 08/01/00 . 09/01/00 10/03/00 11/01/00 12/01/00 01/02/01 436.31 553.29 679.83 749.82 769.32 781. 88 754.62 773.27 757.29 787.91 800.30 771.37 815.27 782.93 822.00 773.36 779.44 793.73 772.30 805.46 814.38 857.23 44 02/01/01 03/01/01 04/02/01 05/01/01 06/01/01 07/02/01 08/01/01 09/04/01 10/01/01 11/01/01 12/03/01 01/02/02 02/01/02 03/01/02 04/01/02 05/01/02 06/03/02 07/01/02 08/01/02 09/03/02 10/01/02 11/01/02 12/02/02 01/02/03 02/03/03 03/03/03 04/01/03 05/01/03 06/02/03 07/01/03 08/01/03 09/03/03 834.57 724.95 780.73 724.95 742.55 706.40 703.13 681.94 666.47 659.90 599.88 594.21 549.16 462.14 519.28 538.95 567.58 553.45 495.14 500.94 461.52 478.20 428.54 434.75 431.87 368.82 439.77 413.01 408.88 343.88 333.99 260.28 ARK Fda US Government Bond Portfolio 34,041.14 -----..---..-------------....---......----- 04/06/98 05/04/98 06/01/98 07/01/98 08/03/98 09/01/98 10/01/98 11/02/98 12/01/98 01/04/99 02/01/99 03/01/99 04/01/99 05/03/99 06/01/99 07/01/99 08/02/99 09/01/99 10/01/99 11/01/99 12/01/99 606.61 2,024.38 2,080.17 2,011.04 2,058.30 1,847.23 1,778.11 1,830.94 1,801.40 1,860.64 1,826.74 1,674.70 781.88 589.98 569.43 563.38 595.47 587.96 567.47 592.91 584.55 45 -:,(~ ;:::::.....::--..,..-r....."~.,....~:~.P.....,...~_~_"'''_...#,..,~~'__,..,,.,;.:,,:_-.-"-'--~"l'~~-'_"""._"''_'''''..'~F''<<'~'''''~"'"'''__''.'_<:.........._.._#<._C,,__ Capital Reoerve Account 08/01/95 09/01/95 10/02/95 11/01/95 12/01/95 01/02/96 02/01/96 03/01/96 04/01/96 05/01/96 06/03/96 07/01/96 08/01/96 09/03/96 10/02/96 11/05/96 12/04/96 01/06/97 02/03/97 03/04/97 04/03/97 05/05/97 06/05/97 07/03/97 08/01/97 09/03/97 10/02/97 11/03/97 12/02/97 12/31/97 02/02/98 03/02/98 04/02/98 05/01/98 06/01/98 07/01/98 576.68 1,441.12 353.73 30.38 30.73 33.09 41.11 37.87 55.68 53.48 50.49 42.37 49.44 59.29 61.89 62.10 61.08 75.47 63.48 18.60 24.77 28.73 39.05 55.11 55.93 47.31 57.15 59.87 55.37 97.81 71.54 66.45 78.54 56.28 52.19 48.06 4,092.24 Dauphin Deposit U.S. Government Fixed Income Fund 10/03/95 797.87 Fixed Income Collective Investment Fund 10/03/95 11/02/95 12/04/95 01/03/96 02/02/96 03/04/96 04/01/96 874.28 2,338.96 2,297.91 2,361.74 2,360.85 2,257.55 2,426.54 14,917.83 47 "--~__~"""'~"~'.'''T'''_''''''_~~'''' Marketvest Funds Inc. Intermediate US Government Bond Fund "593 ---..........---....------....---..------..----.. 05/02/96 06/03/96 07/03/96 08/01/96 09/03/96 10/01/96 11/01/96 12/02/96 01/02/97 02/06/97 03/05/97 04/04/97 05/06/97 06/05/97 07/03/97 08/04/97 09/03/97 10/03/97 11/05/97 12/02/97 12/31/97 02/03/98 03/03/98 03/20/98 2,007.76 2,083.19 2,083.74 2,164.27 2,160.86 2,142.41 2,296.44 2,269.69 2,444.18 2,467.57 2,251.22 2,535.60 2,427.99 2,491.78 2,416.89 2,518.11 2,429.35 2,382.79 2,214.31 2,181.76 2,255.39 2,187.30 2,003.04 1,534.07 53,949.71 MTB short Term Corporation Bd-Inst 1-"518 ..~-~-------------_..---_...._-------- 09/03/03 10/01/03 11/03/03 12/01/03 01/02/04 02/02/04 03/01/04 04/01/04 05/03/04 06/01/04 07/01/04 08/02/04 09/01/04 10/01/04 11/01/04 12/01/04 01/03/05 02/01/05 03/01/05 04/01/05 05/02/05 06/01/05 07/01/05 08/01/05 77.22 373.18 319.79 274.95 254.68 256.68 269.29 255.86 267.20 264.20 283.11 297.73 289.92 292.45 303.17 307.44 347.22 311. 57 316.56 310.87 324.58 319.97 348.89 357.22 48 09/01/05 10/03/05 11/01/05 12/01/05 01/03/06 02/01/06 03/01/06 MTB Intermediate Term Bond-Inst I Fund "220 -.----------....-----...--...--...-------..- 09/04/03 10/01/03 11/05/03 12/01/03 01/02/04 02/02/04 03/01/04 04/01/04 05/03/04 06/01/04 07/01/04 08/02/04 09/01/04 10/01/04 11/01/04 12/01/04 01/03/05 02/01/05 03/01/05 04/01/05 05/02/05 06/01/05 07/01/05 08/01/05 09/01/05 10/03/05 11/01/05 12/01/05 01/03/06 02/01/06 03/01/06 MTB Money Market-Inst I Fund "420 --..------..----------....------..---- 09/02/03 10/01/03 11/05/03 12/01/03 01/02/04 02/02/04 03/01/04 04/01/04 05/03/04 06/01/04 364.43 381.52 378.78 390.32 405.12 395.51 429.48 9,768.91 271.76 470.38 488.64 499.05 540.68 571.85 556.62 542.05 539.27 536.95 510.03 526.45 532.85 540.14 515.70 485.23 542.31 565.83 496.90 494.98 530.37 535.83 499.02 431. 42 410.90 422.57 425.86 458.43 445.63 424.92 435.49 15,248.11 3.31 4.42 3.96 3.30 2.54 2.08 4.88 6.45 5.40 4.91 49 12/01/05 01/03/06 02/01/06 03/01/06 236.08 226.62 215.27 228.17 8,921.62 Municipal Bond Fund 09/05/95 10/03/95 423.68 422.33 846.01 TOTAL INTEREST INCOME..................... 233,019.31 .............. OTHER INCOME ARK Fds US Government Bond Portfolio ----------..----------..---------..---- 08/13/03 Short Term Capital Gains Distribution 93.28 Harbor International Fund "11 01/02/03 12/31/03 Short Term Capital Gains Distribution Short Term Capital Gains Distribution 9.25 10.02 19.27 MTB Large Cap Value-Inst I Fund "327 11/29/05 Short Term Capital Gaina Distribution 213.83 MTB Small Cap Stock-Inst I Fund "571 12/17/04 Short Term Capital Gains Distribution 418.60 MT8 Equity Income Portfolio-Inst I Fund #43 11/30/04 11/29/05 Short Term capital Gaina Distribution Short Term Capital Gains Distribution 1,073.42 39.26 1,112.68 51 . MTB Intermediate Term Bond-Inst I Fund "220 ----------------..-----..----..---------. 11/21/03 Short Term capital Gains Diotribution MTB Large Cap Stock Inst I Fund "315 -------..----...--........-------------....- 12/16/04 Short Term Capital Gains Distribution Received from Equitable Life of Iowa ----..-----...-----...--..----..--------- 08/01/95 Interest on Policy "U54872 Received from MBL Life Assurance corporation -.------------------------------ 08/16/95 Interest after Date of Death on Policy ftAL103535 Claim 1100403110 Received from prudential Insurance Company of l\merica --..----------------..-----..-------- 07/06/95 Interest on Claim Transferred from Principal ..----------..-------------- 425.66 171.65 47.07 416 .15 264.18 396.49 196.04 464 .79 654.94 466.15 1,420.19 300.66 732.61 88.07 421.64 88.35 2,150.00 858.92 1,035.49 563.93 886.28 1,814.81 768.92 09/01/00 11/01/00 12/01/00 11/01/01 12/03/01 12/31/01 01/31/02 03/01/02 04/01/02 05/01/02 08/01/02 11/05/02 12/03/02 12/05/02 01/03/03 01/06/03 01/31/03 02/28/03 03/31/03 05/01/03 06/02/03 08/01/03 09/02/03 52 165.78 2,012.28 1,679.33 2,793.30 559.55 DISBURSEMENTS OF INCOME 08/22/95 llauphin Deposit 8ank and 570.75 Trust Company - Truotee I B Fee 09/21/95 Dauphin Depooit Bank and 425.79 Trust Company - Trustee's Fee 10/23/95 Dauphin Deposit Bank and 468.13 Trust Company - Trustee I s Fee 11/21/95 Dauphin Deposit Bank and 459.92 Trust Company - Trustee I B Fee 12/21/95 Dauphin Deposit Bank and 478.40 Trust Company - Trustee's Fee 01/23/96 Dauphin Deposit Bank and 472.03 Trust Company - Trustee's Fee 02/21/96 Dauphin Deposit Bank and 473.81 Trust Company - Trustee's Fee 03/21/96 Dauphin Deposit Bank and 474.16 Trust company - Trustee I s Fee 04/23/96 Dauphin Deposit Bank and 163.06 Trust Company - Trustee I s Fee OS/21/96 Dauphin Deposit Bank and 164.48 Trust Company - Trustee I s Fee 06/21/96 Dauphin Deposit Bank and 161.50 Trust Company - Trustee I s Fee 07/23/96 Dauphin Deposit Bank and 164.99 Trust Company - Trustee I s Fee 08/21/96 Dauphin Depooit Bank and 164.26 Trust Company - Trustee I s Fee 09/23/96 Dauphin Deposit Bank and 163.80 Trust Company - Trustee I s Fee 10/22/96 Dauphin Deposit Bank and 167.84 Trust Company - Trustee I s Fee 11/21/96 Dauphin Deposit Bank and 170.50 Truot Company - Trustee I s Fee 12/23/96 Dauphin Deposit Bank and 174.95 Trust Company - Trustee's Fee 01/22/97 Dauphin Deposit Bank and 172.54 Trust Company - Trustee's Fee 54 J , ,:'i :! tJ :<1 ~-;j '~l :'1 j i ":1' .: ,~ w',' " t' :, '" '51 02/21/97 03/21/97 04/22/97 OS/21/97 06/23/97 07/22/97 08/21/97 09/23/97 10/21/97 11/21/97 12/23/97 12/31/97 02/05/98 03/05/98 04/06/98 05/05/98 06/05/98 07/06/98 08/05/98 Dauphin Deposit Bank and Trust Company - Truotee's Fee 165.24 Dauphin Deposit Bank and Trust Company - Trustee's Fee 164.64 Dauphin Deposit Bank and Trust Company - Trustee's Fee 163.43 Dauphin Deposit Bank and Trust Company - Trustee's Fee 170.42 Dauphin Deposit Bank and Trust Company - Trustee's Fee 175.25 Dauphin Deposit Bank and Trust Company - Trustee's Fee 178.25 Dauphin Deposit Bank and Trust Company - Trustee's Fee 181.91 Dauphin Deposit Bank and Trust Company - Trustee's Fee 180.84 Dauphin Deposit Bank and Trust Company - Trustee's Fee 183.98 Dauphin Deposit Bank and Trust Company - Trustee's Fee 183.33 Dauphin Deposit Bank and Trust Company - Trustee's Fee 184.85 Dauphin Deposit Bank and Trust Company - Trustee's Fee 66.86 Dauphin Deposit Bank and Trust Company - Trustee's Fee 189.44 Dauphin Deposit Bank and T.~st Company - Trustee's Fee 192.41 Dauphin Deposit Bank and Trust Company - Trustee's Fee 192.31 Dauphin Deposit Bank and Trust Company - Trustee's Fee 190.20 Dauphin Deposit Bank and Trust Company - Trustee's Fee 188.47 Dauphin Deposit Bank and Trust Company - Trustee's Fee 190.41 Dauphin Deposit Bank and Trust Company - Trustee's Fee 178.34 55 09/08/98 Dauphin Deposit Dank and 171.93 TruDt Company - Trustee t 0 Fee 10/05/98 Dauphin Deposit Dank and 176.40 Trust Company - Truotee I 0 Fee 11/05/98 Dauphin Deposit Bank and 180.26 Truot company - Truotee I B Fee 12/07/98 Dauphin Deposit Bank and 184.41 Truot Company - Trustee's Fee 01/05/99 Dauphin Deposit Bank and 184.57 TruDt Company - Trustee's Fee 02/05/99 Dauphin Deposit Bank and 185.40 Trust Company - Trustee's Fee 03/05/99 Dauphin Deposit Bank and 182.52 Trust Company - Trustee's Fee 04/05/99 Dauphin Deposit Bank and 97.67 Trust Company - Trustee's Fee 05/05/99 Dauphin Deposit Bank and 99.42 Trust Company . Trustee's Fee 06/07/99 Dauphin Deposit Bank and 98.58 Trust Company - Trustee's Fee 07/06/99 AlHirst Trust Company of PA, 99.51 NA - Trustee Fee 08/05/99 AlHirst Trust Company of PA, 98.20 NA - Trustee Fee 09/07/99 Allfirst Trust Company of PA, 98.27 NA - Trustee Fee 10/05/99 Allfirst Trust Company of PA, 96.87 NA - Trustee Fee 11/05/99 Allfirst Trust Company of PA, 97.13 NA - Trustee Fee 12/06/99 Allfirst Trust Company of PA, 98.30 NA - Trustee Fee 01/05/00 Allfirst Trust Company of PA, 99.66 NA - Trustee Fee 02/07/00 Allfirst Trust Company of PA, 100.62 NA - Trustee Fee 03/06/00 Allfirst Trust Company of PA, 101. 24 NA - Trustee Fee 56 04/05/00 Allfirst Trust Company of PA, 100.86 NA - Truotee Fee 05/05/00 Allfirot Truot Company of PA, 97.52 NA - Truotee Fee 06/05/00 Allfirst Trust Company of PA, 99.14 NA - Trustee Fee 07/05/00 Allfirst Trust Company of PA, 103.68 NA - Trustee Fee 08/07/00 Allfirot Trust Company of PA, 103.34 NA - Trustee Fee 09/05/00 Allfirst Trust Company of PA, 104 .85 NA - Trustee Fee 10/05/00 Allfirst Trust Company of PA, 102 .46 NA - Trustee Fee 11/06/00 Allfirst Trust Company of PA, 102.64 NA - Trustee Fee 12/05/00 Allfirst Trust Company of PA, 101.57 NA - Trustee Fee 01/05/01 Allfirst Trust Company of PA, 109.24 NA - Trustee Fee 02/05/01 Allfirst Trust Company of PA, 99.61 NA - Trustee Fee 03/05/01 Allfirst Trust Company of PA, 97.99 NA - Trustee Fee 04/05/01 Allfirst Trust Company of PA, 95.63 NA - Trustee Fee 05/07/01 Allfirst Trust Company of PA, 98.47 NA - Trustee Fee 06/05/01 Allfirst Trust Company of PA, 98.61 NA - Trustee Fee 07/05/01 Allfirst Trust Company of PA, 97.51 NA - Trustee Fee 08/06/01 Allfirst Trust Company of PA, 97.66 NA - Trustee Fee 09/05/01 Allfirst Trust Company of PA, 96.28 NA - Trustee Fee 10/05/01 Allfirst Trust Company of PA, 95.37 NA - Trustee Fee 57 11/05/01 Allfirst Trust Company of PA, 95.93 NA - Trustee Fee 12/05/01 Allfirst Trust Company of PA, 96.38 NA - Trustee Fee 01/07/02 Allfirst Trust Company of PA, 98.02 NA - Trustee Fee 02/05/02 Allfirst Trust Company of PA, 93.71 NA - Trustee Fee 03/05/02 Allfirst Truot Company of PA, 94.10 NA - Trustee Fee 04/05/02 Allfirst Trust Company of PA, 93.22 NA - Trustee Fee 05/06/02 Allfirst Trust Company of PA, 91.83 NA - Trustee Fee 06/05/02 Allfirst Trust Company of PA, 90.79 NA - Trustee Fee 07/05/02 Allfirst Trust Company of PA, 88.96 NA - Trustee Fee 08/05/02 Allfirst Trust Company of PA, 87.23 NA . Trustee Fee 09/05/02 Allfirst Trust Company of PA, 87.81 NA - Trustee Fee 10/07/02 Allfirst Trust Company of PA, 85.92 NA - Trustee Fee 11/05/02 Allfirst Trust Company of PA, 88.15 NA - Trustee Fee 12/05/02 Allfirst Trust Company of PA, 88.07 NA - Trustee Fee 01/06/03 Allfirst Trust Company of PA, 88.35 NA - Truotee Fee 02/05/03 Allfirst Trust Company of PA, 87.11 NA - Trustee Fee 03/05/03 Allfirst Trust Company of PA, 86.51 NA - Trustee Fee 04/07/03 Allfirst Trust Company of PA, 88.87 NA - Trustee Fee 05/05/03 Allfirst Trust Company of PA, 89.88 NA - Trustee Fee 58 06/05/03 Allfirst Trust Company of I'A, 91. 44 NA - Trustee Fee 07/07/03 Allfirst Trust Company of PA, 90.75 NA - Truotee Fee 08/06/03 Manufacturers and Traders 89.19 Trust Company _ Trustee Fee 09/08/03 Manufacturers and Traders 90.48 Trust Company _ Trustee Fee 10/06/03 Manufacturers and Traders 90.41 Trust Company _ Trustee Fee 11/06/03 Manufacturers and Traders 90.41 Trust Company - Trustee Fee 12/08/03 Manufacturers and Traders 90.70 Trust Company - Trustee Fee 01/06/04 Manufacturers and Traders 91.59 Trust Company - Trustee Fee 02/06/04 Manufacturers and Traders 91. 47 Trust Company _ Trustee Fee 03/08/04 Manufacturers and Traders 96.40 Trust company _ Trustee Fee 04/06/04 Manufacturers and Traders 95.53 Trust Company _ Trustee Fee 05/06/04 Manufacturers and Traders 93.76 Trust Company _ Trustee Fee 06/07/04 Manufacturero and Traders 92.88 Trust Company - Truotee Fee 07/06/04 Manufacturers and Traders 93.98 Trust Company - Trustee Fee 08/06/04 Manufacturers and Traders 92.27 Trust Company - Trustee Fee 09/07/04 Manufacturers and Traders 92.71 Trust Company - Trustee Fee 10/06/04 Manufacturers and Traders 96.39 Trust Company _ Trustee Fee 11/08/04 Manufacturers and Traders 96.89 Trust Company _ Trustee Fee 12/06/04 Manufacturers and Traders 97.48 Trust Comp!lny - Trustee Fee 59 01/06/05 Manufacturero and Traders 96.99 Truot Company - Truotee Fee 02/07/05 Manufacturero and Traders 97.32 Truot Company . Trustee Fee 03/07/05 Manufacturero and Traders 97.51 Trust Company - Trustee Fee 04/06/05 Manufacturers and Traders 95.80 Trust Company - Trustee Fee 05/06/05 Manufacturers and Traders 95.28 Trust Company - Trustee Fee 06/06/05 Manufacturers and Traders 95,74 Trust Company - Trustee Fee 07/06/05 Manufacturers and Traders 95.68 Trust Company - Trustee Fee 08/08/05 Manufacturers and Traders 95.13 Trust Company - Trustee Fee 09/06/05 Manufacturers and Traders 95.16 Trust Company - Trustee Fee 10/06/05 Manufacturers and Traders 94.04 Trust Company - Trustee Fee 11/07/05 Manufacturers and Traders 93.87 Trust Company - Trustee Fee 12/06/05 Manufacturers and Traders 117.69 Trust Company - Trustee Fee 01/06/06 Manufacturers and Traders 122.13 Trust Company - Trustee Fee 02/06/06 Manufacturers and Traders 121.03 Trust Company - Trustee Fee 03/06/06 Manufacturers and Traders 121.21 Trust Company - Trustee Fee ----...--..........-- TOTAL DISBURSEMENTS OF INCOME. . . . . . . . . . . . . . . . . . 18,185.03 CI:lIUII==a.aa'llIll_A 60 DISTRIBUTIONS OF INCOME TO BENEFICIARIES patricia A. Schmidt ------------------- 08/31/95 Distribution 1,500.00 09/29/95 Distribution 1,500.00 10/31/95 Distribution 1,500.00 11/30/95 Distribution 1,500.00 12/29/95 Distribution 1,500.00 01/31/96 Distribution 1,500.00 02/29/96 Distribution 1,500.00 03/29/96 Distribution 1,500.00 04/30/96 Distribution 1,500.00 05/31/96 Distribution 1,500.00 06/28/96 Distribution 1,500.00 07/31/96 Distribution 1,500.00 08/30/96 Distribution 1,500.00 09/12/96 Distribution per Telephone 1,500.00 Request of 9/11/96 09/30/96 Distribution 1,500.00 10/31/96 Diotribution 1,500.00 11/29/96 Distribution 1,500.00 12/31/96 Distribution 1,500.00 01/23/97 Distribution per Request of 5,000.00 1/20/97 01/24/97 Distribution per Telephone 8,859.83 Conversation of 1/23/97 01/31/97 Distribution 1,500.00 02/28/97 Distribution 1,500.00 03/31/97 Distribution 1,500.00 04/30/97 Distribution 1,500.00 61 05/30/97 Diotribution 1,500.00 06/30/97 Distribution 1,500.00 07/31/97 Distribution 1,500.00 08/29/97 Distribution 1,500.00 09/30/97 Distribution 1,500.00 10/28/97 Distribution per Telephone 500.00 Conversation of 10/27/97 10/31/97 Distribution 1,500.00 11/28/97 Distribution 1,500.00 12/31/97 Distribution 1,500.00 01/31/98 Distribution 1,500.00 02/28/98 Distribution 1,500.00 03/31/98 Distribution 1,500.00 04/03/98 Distribution per Telephone 6,280.00 Conversation of 4/3/98 04/30/98 Distribution 1,900.00 05/31/98 Distribution 1,900.00 06/30/98 Distribution 1,900.00 07/09/98 Distribution per Request 8,500.00 07/31/98 Distribution 1,900.00 08/31/98 Distribution 1,900.00 09/30/98 Diotribution 1,900.00 10/31/98 Distribution 1,900.00 11/30/98 Distribution 1,900.00 12/31/98 Distribution 1,900.00 01/31/99 Distribution 1,900.00 02/28/99 Distribution 1,900.00 03/31/99 Distribution 1,900.00 04/30/99 Distribution 1,900.00 62 05/31/99 Diotribution 2,300.00 06/30/99 Distribution 2,300.00 07/31/99 Distribution 2,300.00 08/31/99 Distribution 2,300.00 09/30/99 Distribution 2,300.00 10/31/99 Diotribution 2,300.00 11/30/99 Distribution 2,300.00 12/31/99 Distribution 2,300.00 01/31/00 Distribution 2,300.00 02/29/00 Diotribution 2,300.00 03/31/00 Distribution 2,300.00 04/30/00 Distribution 2,300.00 05/31/00 Distribution 2,300.00 06/30/00 Distribution 2,300.00 07/31/00 Distribution 2,300.00 08/31/00 Distribution 2,300.00 09/30/00 Distribution 2,300.00 10/31/00 Distribution 2,300.00 11/30/00 Distribution 2,300.00 12/31/00 Distribution 2,300.00 01/31/01 Distribution 2,300.00 02/28/01 Distribution 2,150.00 03/31/01 Distribution 2,150.00 04/30/01 Distribution 2,150.00 05/31/01 Distribution 2,150.00 06/30/01 Distribution 2,150.00 07/31/01 Distribution 2,150.00 08/31/01 Distribution 2,150.00 09/30/01 Distribution 2,150.00 63 64 08/31/04 Distribution 2,150.00 09/30/04 Distribution 2,150.00 11/01/04 Distribution 2,150.00 11/30/04 Distribution 2,150.00 12/31/04 Distribution 2',150.00 01/31/05 Distribution 2,150.00 02/28/05 Distribution 2,150.00 03/31/05 Distribution 2,150.00' 05/02/05 Distribution 2,150.00 05/31/05 Distribution 2,150.00' 01/03/06 Distribution 2,150.00 01/31/06 Distribution 2,150.00 02/28/06 Distribution 2,150.00 --..--------..-- TOTAL DISTRIBUTIONS TO BENEFICIARIES...... 65 256,989.83 -------------- 256,989.83 allJ....a==U:I..aa PROPOSED DISTRIBUTIONS TO BENEFICIARIES " Units LeTort Management and Trust Company, Successor Trustee - Entire Residue --------~------.._----------------_..- Principal: ---.....---..- MTB Money Market-Inst I Fund "420 516.005 shares Harbor International Fund Hll 9,641.54 shares MTB Equity Index-Inst I Fund Hl34 3,105.236 shares MTB Large Cap Value-Inst I Fund #327 1,660.103 shares MTB Mid Cap Growth-Inst I Fund #401 13848.248 shares MTB Short Term Corporation Bd-Inst 1-#518 2,584.054 shares MTB Small Cap Stock-Inst I Fund #571 3,017.171 shares MTB Equity Income Portfolio-Inst I Fund #43 13640.006 shares MTB Intermediate Term Bond-Inst I Fund #220 7,346.19 shares MTB Large Cap Stock Inst I Fund "315 7,179.325 shares MTB US Government Bond Inst I Fund #822 Income: MTB Money Market-Inst I Fund "420 67 -_U"""""'..r :ll\..~ '''''''!II'a.tt'''':F......OC Current Value Fiduciary AcquiDition Value or aD Noted 26,378.67 26,378.67 27,126.38 17,945.09 102,682.40 95,000.00 37,014.41 32,277.36 25,881.01 23,054.70 134,743.45 137,549.44 24,393.47 24,318.73 24,770.97 26,287.22 132,580.86 135,289.11 61,708.00 74,262.81 65,978.00 69,533.46 -..------------ ----..--------- 663,257.62 661,896.59 =.allaalla...llea .==....a....1I1:1 7,655.03 7,655.03 ..------------- ------------.... 7,655.03 7,655.03 1I===IIlI===:lIlI==IUiiJ aaaaaaallllaa=aaa 670,912.65 669,551.62 ==a=a===...... ICIIII="..IIII...allllll .~ , ",' ~, , \ """._____--...-,'""-- ,......_ "'~ '_',p' .."..'7.............. ..O~ . , . PATRICIA A. SCHMIDT 5001 Flrethorn Lane Mechanlcsburg, PA 17055 JI\N ;),.5 2UII6 January 3, 2006 Mr. Thomas Markin M&T Bank 1'.0. Box 220 Carlisle,l'A 17013 RE: J. Donald Schmidt TUW Dear Mr. Morkin: In accordancc with thc provisions of Item XI of the trust crcatcd under the Will of J. Donald Schmidt, I hereby designate as successor trustee to M&T Bank, LeTort Management and Trust Company, Camp Hill, I'ennsylvania, effective as soon as convenicnt. Thank you. Sinccrely, ":/ /t7',-,~~.<.~~ ~ (7 ,.d,(:, . .,..e-r:::- I'atricia A. Schmidt Sworn to and SU~Sqribed before me this . (~ day of January, 2006. '~A ,i{u} tar Public NOTARIAL SEAL HOLL V S. KIRK. Nola!)' Publlo Susquehanna Twp., Dauphin Counly My Commission Ires Feb. 15, 2007 ACCEPTANCE OF AI'POINTMENT AS SUCCESSOR TIUJSTEE LeTort Mnnugell1ent & Trusl COll1fluny, 3130 Morningsidc Drivc, Cnmfl Hill, I'ennsylvuniu 170 II, hcreby ucccflts upflointll1cnt liS Successor Trustcc to Munufucturers und Tmders Trust COll1flllny, ns Trustee Under thc Will of J. Donuld Schll1idt dnted Muy II, 1989 effective upon confirll1ution of the First nnd Finul Account ofM&T Blink. Intending to be legully bound. LeTort Mnnngcll1entund Trust COlllpuny hus cnused this Acccptnnce to bc exccutcd this .Jlvrduy of f/'\.rM-cJl..-..- ,2006. LETORT MANAGEMENT & TRUST COMPANY By: ~ ~~ Phyllis J. Harmon Chief Operating Officer Secretary co C lUJ M (E fN] T I~ST WILL AND TESTAHENT m: J. DONAJ.D SCIIHI/lT I, J. DONALD SCHMID'l', now of Lower Allen TOWI18hJ.p, Cumberland County, Pennsylvenia, do hereby deClare tide to be my Lan Will and Testament and revoke all prior Wills and Codicils made by me. ITEM I. DEDTS AND EXPENSES. I direct that all of my just end currently due debte and funeral exponsoB, incIudinq tha cost of my gravemarker, if any, shall be paid from my estate ae BOon as practice I after my decease as a part of the administrative expenses of my estate. ITEM II. PERSONAl, ITEHS. I ;Jive all of my articles of c (E fN] T lE R1 personal or household use, includinq automobiles and all insurance on that propsrty, to my Wife, PATRICIA A. SCIIHIDT, provided ehe shall survive me by thirty (30) days. Should my wife predecease me or die on or before the thirtieth (JOth' day fOllowinq my desth, I then qive all such property and insurance to my then livlnq children, in equal shares, particular items to bo allocated among them BS they agree, or if they cannot agree, os my personal representative datarmines. Any property not so diatributed shall be sold by my paraonal representative and the proceeds added to the principal of ths trusts to which my residuary estate is herein qiven. ITEM III. MARITAL RBSIDENCE. If my Wife, PATRICIA A. 8CIIHIDT, survives me end at my death our usual homs is owned by 'me or by my'wife and me, but in B manner which would not result in passaqe of full title to her by operation of law, I devise my entire interest in said home to her. c CO f> V ITEM IV. MARITAL TRUST. If my wife, PATRICIA A. SCIIHIDT, survives me, I qive to DAUPIIIN DEPOSIT DANK AND TRU8T COHPAIIY, lIarrisbur\ Pennsylvania (hereinafter "Trustee"), without deduction for 8Btate or inhorltance taxos, the minimum amount which must be added to the A mUE copy FROM RECORD 'n reoffmonr 01"""01,' "ero"nln "" my hind lIIld 1I1e 8.81 0( n"d Cnv~ ., Ca~I.,. PA ~ _ Thl 12M :p::' '-J.; onald ~;Y~'(<~L! :,':,~ i. . ClA,t ~, t~. Orph... Court ft ~ l;atmhnrl,,"" r.n.,",.. t1F'. Schm dt . 1=",U #- ,?'-I - ('..>':' c> liLt? /1'fJ". 6 V'f'1 ''lnf'l.. ...-/3, /ri., (() cc lU M [E U\ij 1r value oC all other property in my gross taxable estate Cor Which the maritsl deduction is allowed in order to give my estste a marital dsduction which will reduce federal estate tax on my estate to the lowest possible amount. Such minimum amount shall ba determined after first taking into account all other deduction and credits except. (i I The statD death tax credit to the extent that its use would require lIIn increase in tho amount of state death taxes paid, and (ii l Ths credit for tax on prior trsnsfers to the extent that credit arises from transfers to me from individuals who die after me. " r rscognize that, depending upon the amount of other bequests hereunder, the amount of my non-testamentary dispositions, the amount of state death taxes, and other factors, the marital trust may be nonexistent, or may amount to the entire balance of my testamentary estate so that the residuary trust is nonexistent. No property not qualified Cor the msrital deduction shall be allocated to this marital trust. A. During the lifetime of my wife, the entire not income of such trust shall be paid to her, no less often than quarterly. Trustee shall pay to her or for her benefit, such amounts from the principal of thIs trust as may be necessary to maintain for her a standard of living approximately equal to thst maintained by her during my lifetimo and to meet her expenses arising from ill hDalth or emorgoncy occurrences. Trustee shall be liberal in expending the principal pursuant to this provision. D. Upon the desth of my wife, the principal remaining in the trust created under this Item sholl be paid over to ouch persons or organizations, including but not limited to her estate and for Buch estates and 1n Buch manner and in Buch amounts or proportions as my wife shall appoint by a Will containing a specific reference to thin power ot appointment, which power of a.ppointment may be exercised by my wife alone in all events. cc [E U\ij 1r [E R c o p V ~ . --.9~(l. . Donald Schmidt - 2 - - c co p v C. Upon the death of my wife, PII'rRICllI II. SCIIHlOT, Trustee shall deduct and pay to hor personal roproscntatlvo, from that portion of the prinoipel of the merital truat, if any, which she shall not have appointed, an amount equal to any additional adminiatration expenses and os tate and inheritance taxes oBsessed against her ostate by reBBon of the inclusion therein for tax purposes of the then remaining principal of the marital trust. Such amount shall be determined by Trustee, whose determination shall be oonclusive. IIny then remaining balance of unappointed principal ahal1 be added to and thereafter shall form a part of the principal of the residuary trust, to be held and distributed as though originally a part thereof. If the residuary trust shall not hays been created':for any reason or shall have bsen exhausted, the remaining principal shall be held in trust upon the same terms and conditions hereinafter specified for the residuary trust. D. If any provision of this marital deduction trust will result in depriving my estate of ths maritel deduction for federal estate tax purposes, such provision is hereby revoked, and this trust shall be read as if any portion thereof inconsistent with the allowance of the marital deduction for feeleral estate tax purposes is null and void. ITEM V. SIMULTIINEOUS OEIITII, If my wife and I should die under circumstances which render the ordor of our deaths uncortain, for all purposes of this Will except for the purposes of Item II hereof, it shall be conclusivoly prosumed that my wife survived me. ITEM VI. QUIILIPIEO TERMINIIULE INTBREST PROPERTY ELECTION, My corporate executor, hereinafter named, shall, in its absolute discretion, detormine whothor to elect under 520S6(b)(7} ot the Internal ReVenue Code of 1986 or corresponding provision in effect at my death, to qualify any portion of tho morital trust for the federel estate tax marital deduction. Generally, I anticipate that my corporate executor will elect to minimize the estate tax payable by my estate. However, I would expect that Borne consideration (() C U M E N lr C rE N lr rE R ~Do~id S~~' .. - 3 - o c U M E fN1 T c [E fN1 U E R c o p v be given to the eatate tax payable in my wife' s estate upon her death, eapeciauy if she ahould die prior to the tims the elaction is made. The determination of my corporate executor with respact to the e.ercbe of the eleotion ahall be conolusive upon aU affected persons. ITBH VII. PUNDING. My executor ahall select and dIatrIbute to my Truatee the cash, securitlea and other property, InclUdIng real estate, which ahall conatitute the trust, emplOYing for the purpoaes of valuatIon the lesser of the adjusted basia of the aseet for federal estate tax purpoaes or the fdr market value of ths asset at the time of distrIbution. ITEM VIII. RBSIDUARY TRUST: I give and -deVise the balance of my residuary estate to DAUPIIIN OEPOSIT BANK AND TRUST COMPANY, lIerrisburg, PennSYlvania (Truatee), to administer and to distribute liS follows I A. Trustee shall pay the net i"como thereof to or for the bsnefit of my Wife, PATRICIA A. SCIIMIDT, for and durIng her natural lifetime, no less often thsn quarterly, as Truatee may determine. D. Trustee shall pay to or for the benefit of my Wife, from time to timo, such portions of the prinoipal of this Trust 8S may be necessary for the support of my Wife, to meet my wife's mSdical, dental, hospital and nursIng expansea or the expenaes of invalidism. In determIning Whether to make withdrawals under this paragraph of the prinoipal of this reaiduary trust, Truatee shall consider SUch other reaources aa mey be available to my wHe pursuant to the marital deduction trust created in Item IV hereOf. My wife shall not perticipate in any decision affecting the invasion of principal from this reaiduary trust for her benefit or for the benefit of anyone ehe is legally obliqated to aupport. There sholl be no rest riot ions as to the USe that my wife may make of any distribution hereunder for her benefit. C. Upon the death of my Wife, the then remdninq principal of this residuary trust lInd any undistributed income thereof shall ~o~aldsc~m~' ,I - 4 - o C lUJ M [E ~ r be paid by Truutoo in Bueh amounts or proportions or in Ruch manner as my wife may appoint by Will containing a specific reference to this power of appointment I however, in the exercise of such power of appointment, my wife shall be limited to appointing the same unto our childrsn or their children, provided that, in no evsnt, shall my wife have the power to appoint the ..me or any portion at the SIme for tho benefit of her estate, her creditors or in any manner which would vest in her a general power of appointment over such funds or result in such funds or any portion thereof being includad in ths gross estate of my wife for federal estate tax purposes. Other than this limitation, my wHe shall hava the, full powsr, at her discretion, to detsrmine the beneficiaries within such claas of persons who shall take and in whst proportions and in what manner they shall taks by virturs of her exercise of this power. D. If my wife shall fail, either wholly or in part, to exercise effectively the above-given power of appointment lor in the event that my wife shall have predeceased me) the then remaining or unappointed prinCipal of this reeiduery trust lor in the event of the predecession of my wife, the entire principal of this residuary trust) and any other funds which may be added thereto from any source whatsoever shall be held In Trust by Trustee for the benefit of my ohildren, as fallows, 1. Trustee ahall divide the then remaining principal Bnd any undistributed income of this trust into liS many separate and equal shares as I shall heve children then living and shall thereafter maintain each separate and equal sharo DB a separate trust for oDch Bueh beneficiary to invest and reinvest the same and. payor apply 80 much of the income and 80 much of the principal of the separate trust established for Buch beneficiary DS it, In its Bole discretion, deems necessary to enable Bueh child to maintain a reasonably comfortable standard of liVing, to meet the costa of Bueh child's preparatory, collogiate and professional education c [E ~ r [E ~ c 0) f> V ...,;:sc", .~- ~~~s;.,,~ .. ~ Donald Schmidt - 5 - 0) c U M E N U And to meot the oxpanDes of any unusual or emergency occurrenCQ Buch DB thole ar181ng from serious I11n088, physical incapacity or the liko, 2. When eech Buch bBnoUciary Bhall attain hiB or her thirtY-fifth (35th) birthday, Truatee shall compute the then remaining principal and any undistributod income of the trust held for oach auch benoUcisry and shall diatribute one-fourth (1/41 of the oame to him or her abBolutely at that time, retaining the balence in trust as aforesaid until each such bBnoficiary Bhell have atteined his or her fortieth (40th) birthday. At Buch time, TruBtee Bhall then compute the then remaining principal and any ~~distributed , income of said trust and ahall distribute one-third (1/31 of the eame to each such bensficiary absolutely at that timB, retaining the balance in trust until Buch beneficiary shall havo attained his or her forty-fifth (45th) birthday. At such time, Trustee ehall then compute the remaining principal and any undietributed income of said trust and shall distribute one-half (1/2) of the same to each such beneficiary absolutely at that time, retaining the balance in trust until such beneficiary shall have attained his or hor fiftieth (50th) birthday, at which time, the thon remaining principal and any undiBtributed income of the troat shall be diatributed abBolutely to him or her at that timo. c [E N U [E R{ 3. In the avent that Bny benoficiary for whom 0 separato trust shall have boen establlshed shall have died during the term of the separate trust held for his or her benefit, the undistributed principal and income of such share shall be paid in equal shares to each child's issue, or if none, tho slImo shall thon be added, in equal shares, to oauh of tho separate trusto held for the surviving bonefic!aryCios) or distributed to thOBO who have reached the ago set forth for distribution as'set forth abcve. c o [p> V ~~e . aon d Schmidt v..- 6 - (() c U M lE N 1r ITEM IX. PREnECESBlON OP JBSUR. In tho ovont that, at tho timo of my doath, my wHo and all of my childron and tho issuo of my chlldron shall have predeceilsod me, or in the ovent that, during tha term of the trusts ostablished herein, my wife and children and the issue of my children shall havo all died priDr tD complete and final distribution Df the trust fund Dr trust funds established herein, then in such event, my sntirs estate Dr the then remaining principal and undistributed income of the trusts, ae the cass may bs, are given and devised or shall be distributed as fDllows. A. One-hslf (~) thereDf tD my sister, MARGO L. MATIIIA8, or her issuo, per stirpes, and ~. D. The remsining Dne-half l~) thereDf to'my wife's sisters snd brothers, or thsir issue, per stirpes, and the issue of any c [E N 1r [E R doceased sister or brothers, per stirpes. ITEM X. WIPE'S PREDECESSION. In the event that my wife shall predecease me, then all of the property passing pursuant to this Will, except for property passing under Item II hereof, shall be included in the residuary trust crested herein, and there shall be no marital deductiDn prDvision. ITEM XI. SUCCESSOR TRUSTEB. My Wife, PATRICIII A. SCIlMIDT, shall have the authority to designate a SUocessor or sUccessor trustees to the Trustee herein named. In designating Buch successor(s) she shall be limltod tD deeignating a ban,k having trust pDwers or a trust company whose accounts ora inDured by tho Fedoral Deposit Insurance Corporation. ITEM XII. GOVERNING I~W. 1111 questiDns pertaining to the administration of thls trust or the construction or validity of these items shall be governed by the laws of the Commonwealth c o [p V of Pennsylvania. ITEM XlIX. GUARDIIIN OP MINORS' BSTATB. If any incDme or principal shall be payable to any person whD shall be minor or who shall be incapacitated for any reason, my executor as trustee shall hDld such incDme and principal during minDrity , ~. .--11 s:..,O. oould Schmidt - 7 - o c (U M [E ~ u or incapacity and ahall be antitled to apply such income end prinoipal to the hoalth, maintenance, Rupport and education of euch person during minority or incapacity, without the appointment of eny guardian or committee or any authority of court, and shall be entitled to mako direot application hereunder or to mako applicfttJon by payment thereot to the parent or othor porson in chnrge of such minor or incapacitatod person, or to his or hor guardian or to a custodian under the Uniform Gifts to Minors Act. Any remaining income and principal to which such person shall be entitlsd shall be paid and distributed to such person upon the termination of minority or incapaoity. ITBH XIV. PBRSONAL RBPRE8ENTATIVB, I appoint my wife, PATRICIA A. SCIfMIDT, Executrix of this my Last Will and Testsment. Should she fail to qualify or ceass,to act in such capacity, I then appoint OAUPIfIN DEP08IT DANK AND TRUST COMPANY, Ifarrisburg, Pennsylvania, as Contingent Executor. In the event that a determination of whether or not to make the eleotion provided for in Item VI bereof is to be made and if at tbat time my Wife, PATRICIA A. SCIIMID'r, is serving as sole Executrix, I appoint DAUPIfIN DEPOSIT DANK AND TRUST COMPANY, tfarri,sburg, Pennsylvania, as Co-Executor for the purpose of making that election. No bond shall be required of my personal representative in any jurisdiction. ITBH XV. POWERS. In addition to the powers given by lew to my personal representativs(s) nnd trusteels) lhereinsfter fiduciaries I in the administretion of my eatate and of the trust(s) oreated herein, they shall heve the follOWing discretionary pewere applicable to all real end personel property held by them, including property held for minors, effective without court ordor until actual distribution. (Words used 1n tho singUlar may be read c [E ~ U [E R c o p V to include the plural or the plural may be read as the singular. Similarly, the masculine form may be read to include the feminine and neuter, the feminine may be road to include tho masculine and neuter, and the neuter may be road to include the masculine and feminine. I ~~~~~, onD ld Schm dt - - B - . . (()) C lUJ M [E If\ij u A. To retain any propsrty owned by me at my death and to inveBt Bny funds held by them ill Bny BtockB, bondB, noteo or other 8ecurities or property, real or peraonal, it beinq my intsntion to give them the broBdeBt inveBtment powsrs posBible within the limitationB of the lBw. B. To sell or otherwise dispose of ony property, reol or peraonal, at any time forming B part of my estate Dr the Trust Bstate, for cAsh or upon credit, in Buch manner and on such terms aB they see fit, and no one dealing with the fiduciBrieB ShBll be bound to see to the application of any monies paid. C. To manage, operate, repair, improve, mortgage or ,. lsase for any term any real BBtate at any time held. or owned by them as fiducisries. D. To hold investments in the neme of a nominee and exercise and dispose of warranto. E. To engage in litigation and compromiae, arbitrate or abandon claimB and property. F. To ccnduct any business in which I am engaged or in which I have an interest at the time of my death, for such pericd as the fiduciaries dsem advisable, with the power to borrow money and to pledge the assets of the business and do all other acts, which I, in my lifetime, could have done, or to delegate such powers to a partner, manager or employee, without liability for any loss occurring therein. G. To allocate items of receipt or disbursement between principal and income as ths fiduciarieB deem equitsble regsrdless of the character given such items by lBw/ tc distribute in caBh or kind or psrtly in each at valusticns fixed by thefiducisriee. II. In goneral, to oxercJ.so all powers in the manaqement of the ABsets of my estate or the Trust estate which any individual could exercise in the management of similar property owned 1n his own right, upon such termB and conditions ss the fiduciarieB may deem best, and to execute and deliver all instruments and c [E If\ij U [E R c (() [p V ...;y ~ --1l~,. Donald Schm dt \ - 9 - . . . o c U M lE N 1r to do all actu which the fiduciarleu msy deom nocouuary or proper to carry out thu purpouos or this Will or tho Truut (s I cruatDd horein. 1. To epply income or principal to which any beneficiary 18 entitled, directly for h18 or her comfort, maintenance And support, ahould the fiduciarieu deom uuch benoficiery incapable ot receiving the Borne by roalon of ago, 111n088, infirmity or incapacity, or to pay the same to such person or persons as the fiduciaries solect to disburue it, whose receipt uhall be a complete ecquittance therefore without the intervention or any guerdian. J. To aesume continuance of the status of any beneficiary with referenco to death, marriage, divorcs, illness, incapacity or other change in the absence of information deemed reliable without liability for disbursements made on such aaeumptione. K. All principal and income shall, until sctual distribution to any beneficiary, be free of the debts, contracts, alienations and anticipations of any baneficiary, and the aame may not be liable for Any levy, attachmont, execution or soquestration while in the hende of any fiduciarioa. III WITIIESS WIIEREOF, I hava hereunto set my hand and seal thia I I'd day of /7.1 Jl)/ , 1989. C lE N 1r lE ~ ~ ~~~O> . Donald Schm dt Tho preceding instrument, consisting of this nnd nlne other typewritten pageu, identified by the eignature of the teutntor, was on the day and date thereof signod, published and doclared by J. Donald Schmidt, b e teBtat~orBln namad, DS and for his last Will, in the pt"p ce~ us, ho, at his requost, in his prosence and in th~.'prese f en h 7.>>'" subscribod our names as witneseos hereto. . /e:-/~ :2 ? Z. /lJ ;) II ,~ J-f. ;(Lt"u4-fl",- Ln.dO_ L. qJ.>M,rx.J .2.11 hfJu'rI.')At ) }Jbg~ c o ~ V - 10 - . REGISTER OF WILLS Cumberland County Courlhouse One Courthouse Square Carlisle, PA 17013 - JRDlJune 30, 1992/17858 NOTICE PURSUANT TO RULE 6.12 PENNSYLVANIA SUPREME COURT ORPHANS' COURT RULFS To: Personal Representative Counsel: RICHARD L, PLACEY, ESQ" RE: Estate of J, DONALD SCHMID'!' , Deceased, Late of !.OWER ALI,EN TWP Estate No.: 21-1995-0447 Dale of Decedent's Death: MAY 31, 1995 Pursuant to Rule 6.12, the above named persooal representative or the above named attorney, If applicable, within two (2) years of the decedent's death, and annually thereafter until administration is completed, is required to file with the Register of Wills a Status Report as required by Rule 6.12, In substantially the prescribed form, showing the date by which the personal representative, or attorney, as applicable, reasooably believes administration will be completed. The purpose of this Notice is to advise you that uoless the requisite Status Report is filed with the Register of Wills or Clerk of the Orphans' Court, as appropriate, within ten (10) calendar days after the date of this Notice that the Register of Wills Is required to notify the Orphans' Court Division, Court of Common Pleas of such delinquency and to request that said Court conduct a hearing to detennioe whether sanctions should be Imposed upon the delinquent persooal representative and the delinquent personal representative's counsel, if any. Accordingly, if the requisite Status Report is not filed by JU[, Y 11 , 1997, you are hereby advised that a request will be submitted to the Court in accordance with Rule 6.12. . }.~ Date: JUNE 24, 1997 /' '1l1 '- -,.er Distribution to Estate File STATUS REPORT UNDER RULE 6.12 Name of Decedent: J. Donald Schmidt Date of Death: May 31, 1995 Will No. Admin. No. 2195-0447 1995-00447 PurBuant to Rule 6.12 of the Supreme Court OrphanB' Court Rules, I report the following with reBpect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: Yes X No 2. If the answer Is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No. I is Yes, state the followingl a. Did the personal representative file a final account with the Court? Yes No X b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the partIes in interest? Yes X No d. Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed wit the Cerk of the Orphans' Court and may be attached' 0 t fs rep t. '/ Date: June 26, 1997 \[) ; ~ <'" i ! J ~ Placey, Esquire type or ) 200 N. 3rd St., P.O. Box 99 Address Harrisburg, PA 17108 ,i .,1 ~{ ,.-" h : r- N " '- '-oj 'J \,~ '-' '1lC!,: cc (717) 236-9577 Tel. No. ,... p, : (' .2 :.:3 Oc..; Capacity: Personal Representative X Counsel for personal representative (MAHlrmflAM3)