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HomeMy WebLinkAbout03-05-07 REv.f500 EX (8-00)' Rev-1500 OFFICIAL USE ONLY COMMONWEALTH OF PENNSYLVANIA .................................................................................... DEPARTMENT OF REVENUE FILE NUMBER DEPT. 280601 INHERITANCE TAX RETURN ~~ oln ~'l~ HARRISBURG, PA 17128-D601 - RESIDENT DECEDENT County Code Year Number I- DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER Z EVANS, CLARA RUTH 179-22-0888 w 0 DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DD-YEAR) THIS RETURN MUST BE FILED IN DUPLICATE WITH THE W U 06-04-2006 03-04-1930 REGISTER OF WILLS w 0 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER <D X 1. Original Return 2. Supplemental Retum 3. Remainder Retum (d'" of _ 1''''' 10 12.13-82) ~~UJ ~ - r-- g g-u 4. Limited Estate 4a. Future Interest Comprise (date of death after 12.12.82) 5. Federal Estate Tax Retum Required .c:~.Q - - '-- o 8:al X 6. Decedent Died Testate (Attach copy of Will) I- 7. Decedent Maintained a Living Trust (Attach a copy of Trust) 8. Total Number of Safe Deposit Boxes <( - 9. Litigation Proceeds Received 10. Spousal Poverty Credit (date of death between 12.31.91 and 1.1.95) D 11. Election to tax under Sec. 9113(A) - L..- (- sa, 0) THIS SECTION MUST BE COM~LETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: c: NAME COMPLETE MAILING ADDRESS Q.) -= JENNIFER ABRACHT, ESQUIRE = 8- FIRM NAME (If Applicable) 610 MILLERS HILL en ~ RIGLER & PERNA, LLC P.O. BOX 96 0 TELEPHONE NUMBER KENNETT SQUARE, PA 19348 '-' 61 0-444-0933 1. Real Estate (Schedule A) (1) $0.001 OFFICIAL USE ONLY i : c"__) l_" ' 2. Stocks and Bonds (Schedule B) (2) $0.00 ~'" c;J ~~.~ __.J i 3. Closely Held Corporation, Partnership or Sole-Proprietorship (3) $0.00 ," :..-,...,...., , ..c.'_. Z 4. Mortgages & Notes Receivable (Schedule D) (4) $0.00 .~. \ 0 <or, ~ 5. Cash. Bank Deposits & Misc. Personal Property (Schedule E) (5) $8,255.12 ". -:; -- - ....I 6. Jointly Owned Property (Schedule F) (6) $0.00 _n'" ::> CJ Separate Billing Requested c.) l- .- n. - 7. Inter-Vivos Transfers & Misc. ~Ion-Probate Property (7) $0.00 v:> <( .......................................................e. 0 (SchedUle G or L) W 8. Total Gross Assets (total Lines 1-7) (8) $8,255.12 c:: 9. Funeral Expenses & Administrative Costs (Schedule H) (9) $12,562.61 10. Debts of Decedent, Mortgage Liabilities & Liens (Schedule I) (10) $69,524.35 11. Total Deductions (total Lines 9 & 10) (11 ) $82 086 96 12. Net Value of Estate (Line 8 minus Line 11) (12) ($73,831.84) 13. Charitable and GovernmentaL Bequests/Sec 9113 Trusts for which an election to tax has not been (13) $000 made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) (14) ($73,831.84) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of line 14 taxable at tile spousal tax Z rate, or transfers under Sec. 9116 (a)(1.2) x (15) $0.00 0 - i= 16. Amount of line 14 taxable at I'neal rate ($73,831.84) x .045 (16) ($3,322.43) X<( - <(I- .12 (17) $0.00 I-:J 17. Amount of line 14 taxable at sibling rate x a. ~ .15 (18) $000 0 18. Amount of line 14 taxable at collateral rate x U 19. Tax Due (19) ($3,322.43) 20. 0 CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT > > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < < Decedent's Complete Address: STREET ADDRESS 1133 COLUMBUS AVENUE, APARTMENT 3 CITY I~TATE I~IP LEMOYNE PA 17043 Tax Payments and Credit~: 1. Tax Due (Page 1 Line 19) (1) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount ($3,322.43) Total Credits (A + B + C) (2) $000 3. Interest/Penalty if applicable D. Interest E. Penalty 5. Total Interest/Penalty (D + E) (3) If line 2 is greater than line 1 + line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) If line 1 + line 3 is greater than line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) $0.00 4. $3,322.43 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN X IN THE APPROPRIATE BLOCKS 3. 4. Did decedent make a transfer and: Yes a. retain the use or income of the property transferred; ~ b. retain the right to designate who shall use the property transferred or its income; c. retain a revisionary interest; or d. receive the promise for life of either payments, benefits or care? If death occurred after Decer]1ber 12, 1982, did decedent transfer property within on year of death without receiving adequate consideration? r==J Did decedent own an "in trust for"'or payable upon death bank account or security at his or her death? c=J Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? (==:l Q:J IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. No m ED 1. 2. examined this return. including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete, al representative is based on all the information of which preparer has any knowledge. '1 J~ 0 SIGNATURE OF /' C ADD S RIGLER & PERNA, LLC, P.O. BOX 96, KE~INETT SQUARE. PA 19346 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the s4rviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116(a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~9116(1.2) [72 P.S. ~9116(a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P .S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-150B EX + (1-97)(1) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF CLARA RUTH EVANS FILE NUMBER 2006-00746 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. 2. 3. 4. 5. 6. 7. 8. DESCRIPTION VALUE AT DATE OF DEATH $797.20 $1,487.00 $200.00 $4,100.00 $286.28 $9.64 $500.00 $875.00 PNC BANK CHECKING ACCOUNT PNC BANK CHECKING ACCOUNT PROCEEDS FROM SALE OF SEVERAL PIECES OF FURNITURE PROCEEDS FROM SALE OF AUTOMOBILE (1997 ACURA) APARTMENT REFUND (SPRINGWOOD REAL ESTATE SERVICES) HERITAGE MEDICAL GROUP (REFUND) PERSONAL EFFECTS/HOUSEHOLD FURNISHINGS FUR COAr ***COPY OF FUR COAT APPRAISAL ATTACHED HERETO AS "EXHIBIT A"*** TOTAL (Also enter on line 5, Recapitulation) (If more space is needed, insert additional sheets of the same size) $8,255.12 REV-1511 EX + (1-97)(1) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF CLARA RUTH EVANS FILE NUMBER 2006-00746 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. KUZO & GRIECO FUNERAL HOME, INC. $6,274.60 2. FUNERAL LUNCHEON $558.31 3. B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative (s) Social Security Number(s) I EIN Number of Personal Representative(s) Street Address City State Zip - Year(s) Commission Paid: 2. Attorney Fees: RIGLER & PERNA, LLC $4,100.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip - Relationship of Claimant to Decedent 4. Probate Fees CUMBERLAND COUNTY REGISTER OF WILLS $135.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Advertising Fees: $343.10 8. Costs of Storing and Disposing of Personal Effects and Household Furnishings $1,007.00 9. Reimbursement to Executor for Expenses Incurred in Administering Estate (Post office box rental, mailing costs, $144.60 advertising costs associated with sale of automobile and listing for sale of furs) TOTAL (Also enter on line 9, Recapitulation) $12,562.61 (If more space is needed, insert additional sheets of the same size) REV-1512 EX + (1-97)(1) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES & LIENS ESTATE OF CLARA RUTH EVANS FILE NUMBER 2006-00746 Include unreimbursed medical expenses. ITEM NUMBER 1. WACHOVIA (ACCT. #5490998311489414) 2. HECHTS (ACCT. #41-437593688-0) 3. BOSCOV'S (ACCT. #003651347) 4. CITI CARDS (ACCT. # ENDING 8542) 5. CHASE 6. BON TON 7. VERIZON 8. MBNAAMERICA NA (ACCT. #5329031999981952) 9. CREDITORS FIN. (ACCT. #4264298997500486) 10. SWISS COLONY (ACCT. #049924402984A) 11. CINGULAR WIRELESS 12. SUNOCO 13. WALMART 14. JCPENNY (0837329184) 15. SHELL OIL 16. AMERICAN EXPRESS 17. PPL 18. COMCAST CABLE 19. WEST SHOE EMS 20. CARE MARK PHARM 21. HERITAGE 22. PENN STATE 23. BLUE CROSS 24. CMS MEDICAL 25. IRS (1040-2003) 26. IRS (1040-2004) 27. AT&T WIRELESS 28. STEPHENSON 29. UROLOGY CENTER OF CHESTER COUNTY 30 CENTRRE HEAL THCARE DESCRIPTION AMOUNT $15,322.66 $287.18 $594.18 $9,656.81 $10,506.34 $653.14 $88.23 $3,489.85 $10,320.85 $80.00 $101.08 $117.78 $4,006.15 $556.06 $1,261.16 $6,268.71 $150.16 $47.81 $610.98 $150.00 $5.36 $180.00 $17.10 $24.89 $2,285.53 $1,560.00 $143.57 $23.06 $18.60 $997.11 ***COPIES OF DEBTS ATTACHED HERETO AS "EXHIBIT B"... TOTAL (Also enter on line 10, Recapitulation) (If more space is needed, insert additional sheets of the same size) $69,524.35 Register of Wills Cumberland County, Pennsylvania INVENTORY Estate of CLARA RUTH EVANS No. 2006-00746 also known as C. RUTH EVANS Date of Death June 4, 2006 , Deceased Social Security No. 179-22-0888 Personal Representative(s) of the above Estate, deceased, verify that the items appearing in the following inventory include all of the personal assets wherever situate end all of the real estate in the Commonwealth of Pennsylvania of said, Decedent that the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and th Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum at the end of this Inventory. I/We verify that the statements made in this inventory are true and correct. I/We understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. I.D. No.: JENNIFER ABRACHT, ESQUIRE 90489 Attorney Address RIGLER & PERNA, LLC, P.O. BOX 96 KENNETT SQUARE, PA 19348 610-444-0933 Dated Telephone: Description Value Personal Property PNC BANK CHECKING ACCOUNT PNC BANK CHECKING ACCOUNT PROCEEDS FROM SALE OF SEVERAL PIECES OF FURNITURE PROCEEDS FROM SALE OF AUTOMOBILE (1997 ACURA) APARTMENT REFUND (SPRINGW60D REAL ESTATE SERVICES) HERITAGE MEDICAL GROUP (REFUND) PERSONAL EFFECTS/HOUSEHOLD FURNISHINGS FUR COAT $797.20 $1,487.00 $200.00 $4,100.00 $286.28 $9.64 $500.00 $875.00 Total from Continuation Page(s) $0.00 (Attach additional sheets if necessary) Total: $8,255.12 NOTE: The Memorandum of real estate outside the Commonwealth of Pennsylvania may, at the election of personal representative, include the value of each item, but such figures should not be extended into the total of the Inventory. . - (,jI9 OJ~ [j l~ R I C H A R D - DON A L D FUR 5 INC. 713 MARKET STREET. WILMINGTON, DELAWARE 19801 PHONE (302) 656-1693 ., TO WHOM IT MAY CONCERN: 8-&'c(; w. hereby appraise a ~<Jt1tfL~t1I<:'-6M;;ZSf-Ll<.=;r;; ~L- II -XX at $ 81:J - 12() - ~,t" ~:7X &i"E/l/rkU:- j~ /'f:b7 ./ , . , CS ~, . ~ ~ I ) ~ i - ~ ::u .... en ~ .. - 0 z ~ ~I .'- 1" .... P , ( ~ ~ . ~ ~ Iv'\ ~ '\... Zip J,J, OJ,53447J,002b250000054909983J.J,4894J,4 ( ) WOft<phone Cash or Credit Allailable 11.-'" CIosin Date Total MInimum Ps nt DIHI Ps nt Due Date $13,200.00 04111/06 $2,625.00 05/10106 CI8dIts (eft) APRIL 2006 STATEMENT Ch"'ll"S CREDITS 5541 Me EXPRESS PAYMENT - THANK YOU TOTAL FOR BILLING CYCLE FROM 03/14/2006 THROUGH 04/11/2006 $0.00 315.00 CR $315.00 CR 'I~~ds~%~;\'~~~;~'~~ $O~OO $305.08 $0.00 $15,344.71 P8st Due Amount .............. $2,305.00 Cummt P8yment .............. $320.00 Total Minimum Payment Due ............................... $2,625.00 'ANCE CHARGE SCHEDULE otegory sh Advances A. BALANCE TRANSFERS, CHECKS B. ATM, BANK ................ C. PURCHASES .................. D'. OTHER BALANCES ............. Perloclc Rate ~ng percentage Rate Balance ~:u.. FOR YOUR SATISFACTION, EVERY HOUR, EVERY LMY . Fa CU5lomer SalIsIactialllld 14I to 1he milute aJlomated ilfamatbl i1clJdilg. baIlrlce, lMliIlmle credt. payments receWed, payments We, We date, yayment *ess ilfamatllJ1. a to relJll!Sl wpllcate statements, call 1-1300.47 -9131. . Fa TOO IT eIecommunk:atbl Devk:e fa the Deal) asslsllrlce, call-8Ol:J.J46.3178. . Mail payments 10: BANKCARD SERVICES, P.O. BOX 15137, WLMINGTON, DE 19886.5137. . BiIIiIg riahts ae preserved mly by Millen i1QJiy. MaR bBIi1g i1qJries, usilg fam mlhe back, lIld oIher il(JJries to: BANKCARD SERVICES P.O. BOX 15026. WIlMINGTON. DE 19850-5026. 0.068438% DLY 0.068438% DLY 0.068438% DLY 0.068438% DLY 24.98% 24.98% 24.98% 24.98% $0.00 $0.00 $5,053.43 $10,318.39 'R THIS BILLING PERIOD: ~'MM I HECHT'S NOW PART OFTHE MA('{'SFAMllY For the period ending May 13. 2006 Days in billing cyde: 30 WlUiam Evans Account number: 41-437-593-688-0 Questions? CalI1-8OD-S67-7067 Page: 1 of 1 Account summary Revolving 250.61 - 25.00 + 56.91 +4.66 287.18 $10.00 Balance of last statement Payments New transactions this statement FINANCE CHARGES " New balance Minimum payment due on Jun 7,2006 Revolving account transaction details Amount Date Store May 04 Capital Cty-H Description Misses Karen Scott Karen Scott Sportswear Misses Moderate Knits Receipt total Payment-thank you Alfred Dunner Petites Receipt total Misses Karen Scott Receipt total 16.99 23.78 7.64 48.41 - 25.00 25.49 25.49 - 16.99 - 16.99 May 04 Capital Cty-H May 07 Capital Cty-H May 07 Capital Cty-H The creditor is FDS Bank.. o New address or phone number? Please provide the information on the reverse side. Account name - Type Revolving - 20 67-04 34143 WILLIAM EVANS C RUTH EVANS APT 3 1133 COLUMBUS AVE LEMOYNE, PA 17043-1731 1...11I...111... .1111. .11..11111...1..11. ...1111.. ...11.11...1 834140 Financial terms I. Average daily balance Daily periodic rate CORRESPONDING ANNUAL PERCENTAGE RATE $262.58 0.05918% 21.60% in store... Your Hecht's acX:ount number 41646479 is now a part d the Macy's family! Your new Maty's account number for this account is 41437593688. WeIoometoMac:y's! Amount enclosed n 1.1.1.11.....11. .11..1..1.1.1. ....111.1...1.1.1.1...1.1.11...1 PO BOX 689195 DES MOINES IA50368-9195 000004143759368820 0001000 0028718 0002500 6710 H ",iiiiiiii; ~= .= "'- ~~ "'= "'= N- "'- ",- '" !!!!!!! ~- ..- ~ !!!!!!! "'- ",- .. !!!!!!! ",- ....,= .- N- ",- ....= .0- !!!!!!!!! ~ !!!!!!!!! [J - - - - - - - - - - - - - Boscov's, Inc. P.O. Box 4116, Reading, PA 19606-4116 / Ph:61 0.779.2000 / Fx:61 0.370.3495 / www.boscovs.com 06/20/06 309 ESTATE OF C RUTH EVANS PO BOX 4536 GREENVILLE DE 19807~4536 ACCOUNT NUMBER: 003651347 EXECUTOR OF THE EVANS ESTATE; PLEASE ACCEPT OUR SINCERE CONDOLENCES ON THE PASSING OF YOUR LOVED ONE. WE ARE ALWAYS SORRY TO RECEIVE THIS TYPE OF NEWS. PLEASE BE ADVISED THAT 'THE NOTICE OF ADMINISTRATION, AS WELL AS ALL DISBURESEMENTS TO BOSCOV'S BE DIRECTED TO THE ADDRESS LISTED BELOW, ATTENTION: KAREN SAKALIDIS. WE HAVE ENCLOSED A COPY OF THE LAST STATEMENT,AND'WOULD APPRECIATE YOU CONTACTING US AT 1-800-755-7872,EXTENSION 2414, DURING NORMAL BUSINESS HOURS. s 1 Y , ...2-. .3. SINCERELY, ...... ~~~~~ KAREN E SAKALIDIS BOSCOV'S CREDIT OFFICE PO BOX 4274 READING, PA 19606 1-800-755-7872 /~ ~ Corporate Offices: 4500 Perkiomen Avenue, Reading, PA 19606-0516 MINNES01A OffICE: JAMES A. BALOGH. MN GARY W. BECKER - DC. fL. IL. MN, WI' 'CREDITOR'S RIGHTS SPECIAlISl AMERICAN BOARD Of CERTifiCATION BALOGH BECKER, LTD. ATTORNEYS AT LAW CHELSEA A. WHITLEY - AZ, KY, MN, WI ANGELA M. HORN. MN MARY ClLW WEEMAH - KS. MN, MO STEVEN M. TOMS - MN MEACAN M. PROBST. MN MICH.AEl .I. DOUGHERTY - IN. MN J,U M. GEMlO - MN AHDRcW S. MillER - MN MAlTHEW R. [ICHEI.lLAUB . MN JEtllfER C. MElbY' NJ. T X ROB'" R. lLDoHIlE - CA, MN J.c. ATNIP III . CA, MN JA50" R. A':1RUP - MN. NO Iv RillA Mt-. JASO': A. IAI"'IL'tlE . CT. MN. RI KIM8ERLY J. MAP - MN, OR MARTHA .I. BALDW";. MN SEND ALL WRITTEN REPLIES TO: 4150 OLSON MEMORIAL HIGHWAY, SUITE 200 MINNEAPOLIS, MINNESOTA 55422-4811 TELEPHONE 763-852-8440 FAX 866-234-0503 TOLL-FREE 866-234-0513 OF COUNSEL: llTow lAW OffiCES. P.c. (IOWA) lUSflG. GLASER & WILSOI". P.c. (MAS5ACHUSElTS) December 1 , 2006 Account No 5424180470752541 Unpaid Balance $10320.90 Reference No 3197023 Dear Sir or Madam: This letter is sent to you SO:8!Y in your capacity as per~onClI representative. Our law firm represents Citibank (South Dakota) N.A.. We have learned that C R EVANS, who was a valued customer, has passed away. Our client sent this accoUri'fto our law firm for professional handling. Please accept condolences from our client and our law firm. As indicated above, there is an unpaid balance on this account. Citibank (South Dakota) N.A. has asked us to explore resolving this matter and we are asking you for your assistance. Please accept this letter as a Notice of Claim on behalf of our client. If you have information regording this estate, contact us toll free at 1-866-234-0513. Cordially, Balogh Becker Ltd. Attorneys at Law IMPORTANT NOTICE Unless you notify this office within thirty (30) days after receiving this notice that you dispute the validity of the debt or any portion thereof, this office will assume the debt is valid. If you notify this office in writing within thirty days after receiving this notice, this office will obtain verification of the debt or a copy of a judgment against you, if any, and a copy of such verification or judgment will be mailed to you by this office. Upon your written request within the same thirty-day period, this office will provide you with the name and address of the original creditor, if different from the current creditor. This firm is a debt collector. We are attempting to collect a debt and any information obtained will be used for that purpose. CO!\:HAI.OO 17(NJI 1.011111111111111111811111 III. UIII III 11111 LAW FIRM OF BALOGH BECKER, LTD 4150 Olson Memorial Highway, Suite 200 Minneapolis, MN 55422-4811 ADDRESS SERVICE REQUESTED Account #: 5424180470752541 Balance: $ 10320.90 ----. Client ID:CITI32 December 1, 2006 1I.11.IIIDlII~IIII.IWIIIIIIII.II.1111I11 BALOGH BECKER, LTD 4150 Olson Memorial Highway Suite 200 MinneapOlis MN 55422-4811 1,1,1"1,1,,1,,1,,1,1,,1,1,1,, 11,,1 ""11,,,11,1,1,11,,",11,1 -- #BWNHRMD 369081 3287 # 1201 0749 0003 2871 # 3197023-700 1 1".111,1"1,.1,11..,1,.,1,1"1,1,1",11,,11,,.,11.,11,, 1,,1.1 Personal Representative for the Estate ot: C R EVANS PO Box 4536 Greenville DE 19807-4536 MlNNESOIA OffiCE: JAMES A. BALOGH - MN GARY W. BECKER - DC. FL. IL. MN. WI' 'CREDITOR'S RIGHIS SPECIAlISI i .MERICAN BoARD OF CERTIFICATION BALOGH BECKER, LTD. AnORNEYS AT LAW FLORIDA OFFICE: 2900 UNIVE~SITY DR SUITE 54 CORAL SPRINGS. Fl 33065 ANTHOtlY J. MANISCALCO - FL CHELSEA A. WHITLEY - AZ, KY. MN. WI ANGElA M. HORN - MN MARY ELLEN WEEMAN - KS, MN. MO STEVEN M. TOMS -- MN MEAGAN M. PROBST - MN MICHAEL J. DoUGHERTY -IN. MN JILL M. GEMLO - MN ANDREW S. MILLER - MN MATTHEW R. EICHE"LAUB - MN JENIFER C. MELBY NJ. TX ROBII-l R. LEDONNE - CA. MN JAC< An-up III - CA. MN JASO" R. ASTRUP -- MN. ND h R,HA- MN JASON A. IANNONE - Cf. MN. RI KIMBERLY J. MAn- MN. OR MARTHA J. BALDWIN MN SEND All WRITTEN REPLIES TO: 4150 OLSON MEMORIAL HIGHWAY, SUITE 200 MINNEAPOLIS, MINNESOTA 55422-4811 TELEPHONE 763-852-8440 FAX 866-234-0503 TOLL-FREE 866-234-0513 Of COUNSEL: LlTow LAW OFFICES. r.c. (IOWA) LUSTIG. GLASER & WILSON. P.c. (MASSACHUSETTS) December 1, 2006 Account No 5410658415298452 Unpaid Balance $10926.45 Reference No 3210799 Dear Sir or Madam: Thb letter is seni to you solely in youl capacity as personal representutive. Our low firm represents Citibank (South Dakota) N.A.. We hove learned that C R EVANS, who was 0 valued customer, has passed away. Our client sent this account to our low firm for professional handling. Please accept condolences from our client and our low firm. As indicated above, there is on unpaid balance on this account. Citibank (South Dakota) N.A. has asked us to explore resolving this matter and we are asking you for your assistance. Please accept this letter os 0 Notice of Claim on behalf of our client. If you hove information regarding this estate, cont oct us toll free at 1-866-234-0513. Cordially, Balogh Becker Ltd. Attorneys at Low IMPORTANT NOTICE Unless you notify this office within thirty (30) days after receiving this notice that you dispute the validity of the debt or any portion thereof, this office will assume the debt is valid. If you notify this office in writing within thirty days after receiving this notice, this office will obtain verification of the debt or 0 copy of 0 judgment against you, if any, and 0 copy of such verification or judgment will be moiled to you by this office. Upon your written request within the some thirty-day period, this office will provide you with the nome and address of the original creditor, if different from the current creditor. This firm is 0 debt collector. We are attempting to collect 0 debt and any information obtained will be used for that purpose. CONBALUIl1711111 1.0111..1.11.1.11.111.11 LAW FIRM OF BALOGH BECKER, LTD 4150 Olson Memorial Highway, Suite 200 Minneapolis, MN 55422-4811 ADDRESS SERVICE REQUESTED Account #: 5410658415298452 Balance: $10926.45 Client ID:CITI32 December 1, 2006 Ig.II..IIIIIIIII.IIIII!IIIIIIIIIII!WI~gllll! BALOGH BECKER, LTD 4150 Olson Memorial Highwo,/ Suite 200 Minneapolis MN 55422-4811 1.1.1..1.1..1..1..1.1..1.1.1..11..1", ,III ,.11,1.1.111111I11.1 #BWNHRMD 369082 3288 #1201074900032889# 3210799-7001 1...111.1..1..1.11...1...1.1..1.1.1...11..11..,.11..11,.1,.1.I Personal Representative for the Estate of: C R EVANS PO Box 4536 Greenville DE 19807-4536 Vfl-; I ~I <-I"' r..~ J /} L.//YJ; Vs. /-.............. 7:f: '\ ~ s - A~..;:.-.~__ ~1f'F ~ .... ~~,~~::?~',,';';::,',:.\:'i.;;n!!;;'L alement for account number: 5260 2100 1046 3502 I Balance Payment Due Date Past Due Amount Minimum Payment 1,559.56 10/01/06 $1,255.00 $3,404.56 CHASE 0 )unt Enclosed 1$ I Make your check payable to Chase Card Services. New address or e-mail? Print on back. 52b02100104b35020034045~0115595b0000009 12087 BEX Z 24906 D C R EVANS PO BOX 4536 WILMINGTON DE 19807-4536 111.111.1111..1.1..1..1111.1.1.11.11.1.1.1111..1.1.1111..11.11 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 111.111.1111111.11111111.1.1111.1.1.11111111111111..11111..1.1 I: 5000 ~ 1;0 281: l.:I ~OO ~O l. I; :150 2 ~II. '\ CHASE 0 Statement Date: Payment Due Date: MinilTlum Payment Due: 08107/06 - 09/06106 10/01/06 $3,404.56 CUSTOMER SERVICE In U.S. 1-800-945-2000 Espanol 1-888-446-3308 TOO 1-800-955-8060 Pay by phone 1-800-436-7958 Outside U.S. call collect 1-302-594-8200 JlASTERCARD ACCOUNT SUMMARY Account Number: 5260 2100 1046 3502 ACCOUNT INQUIRIES $11,230.70 Total Credit Une $9,700, P.O. Box 15298 +$39.00. Available Credit $0 Wilmington, DE 19850-5298 +$289.86 Cash Access Una $5,820 $11,559.56 Available for Cash $0 revious Balance urchases. Cash, Debits inance Charges ew Balance PAYMENT ADDRESS P.O. Box 15153 Wilmington, DE 19886-5153 VISIT US AT: www.chase.comlcreditcards 08/15/2006 HSBC RETAIL SERVICES P.O. BOX 5244 CAROL STREAM, IL 60197-5244 HSBC ID WILLIAM A EVANS C RUTH EVANS 1133 COLUMBUS AVE APT 3 LEMOYNE, PA 17043 ~ (-(;, Account Number: 0002116041000969718 Current Balance: $783.46 Minimum Amount Due: $250.00 Re: BON TON Dear WILLIAM A EVANS: Your account is seriously past due. As a result of your continuing delinquency, we must now demand that you pay your account balance. Prompt payment of this account will stop further damage to your credit standing. Failure to pay your account balance will result in further action against you. This action may include the referral of your account to a local collection agen~y for immediate action. You can eliminate your delinquent status, and avoid the unnecessary time and expense of further action, by making payment or appropriate payment arrangements. If you wish to discuss this account, you may contact us toll free at 800-365-2028. Collection Department ~~:~""cWe_ are required by law,- if applicable, to notify you that we care . attempting to collect a debt, and any information obtained will 't:),eused for that purpose. '~,~'_can take advantage of our check-by-phone p1rogram. ~9ur toll-free number 800-927-5322. lC;,7-------------------------------------------------------- ~.,,~',lclude this portion of the letter with your payment or ~~~ence to ensure prompt attention. .:}':gVANS ~.~er: 0002116041000969718 !.,If:'It: $ :<.Retail Services ..B.ox 4144 01 Stream, IL 60197-4144 ~ WCftAJII ,7 ,-- Billing Date: 05/16" Telepho~e Number: 7t.. Account. 717303267'3' How to Reach Us: See ..... aDSL- Kiss Dial-Up Goodbye Wdh Verlzon Online DSL (Up To 768Kbps) Start a beautiful new relationship with high-speed Internet at dial-up p(ices. Calf 1-866-790-9975. One-year commiiment required. Service not available on aN lines. S ubjecl to final vetification by Vetizon. Other restrictions apply. CD Moving? Take your Verizon phone and DSL service with you. Moving is stressful enough. The last thing you should have to V\OI1}' about is reconnecting your phone and Internet service at your new place. Let us do that for you. Visit verizon.comleasymoving or calf your local business office. [D. ConvenIence! Manage Your Verizon Account Online, AnytIme Order services, view & pay your bill, request repairs, anytime day or night! At verizon.com click "Sign In" under "My Account. " New user? Start with: UserlD: 7173032673$ Password: JFTH62 and customize your 10 as you register. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ,!D.2ta.Eh2~II!"e.a~~t~ip~i!!!Y~U':5h~~P.!Y<!>I~o'ye!!Z~.- - - .......... ....... ................_........ .... .. ...._..... ..._............ ._.. . . n .__ ._,..... . We nevet'stop 'IIIOI1dng for you. C RUTH EVANS Account Summary Previous Charges Payments Received thru May 17 Past Due Charges (Please Pay Now) $91 .18 -48.05 $43.13 New Charges Verizon (page 3) MCI (page 6) Total New Charges due Jun 12 $26.85 18.25 Total Due (Past Due + New) Mail payments to: Verizon, PO Box 28000, Lehigh Vly PA 18002-8000 Change of billing address? Go to verizon.comlbillingaddress or see page 2. ~ venmo D Yesll want to be a Literacy Champion. Sign me up for a $1 monthly donation to Verlzon Reads. C RUTH EVANS 1133 COLUMBUS AVE APT 3 LEMOYNE PA 17043-1731 11111111111111111111111111111111111111111111111111111111111III Account: 717 303 2673 230 89 Y New CVharges Due: 06/12106 Total Due $88.23 Amount Paid: $ 00.00 Verizon PO BOX 28000 LEHIGH VL Y PA 18002-8000 111111111111111111111111.111111111111111111111111111 10971703032673230302802117000006000000431330000008823700000 C0 NATIONAL ENTERPRISE SYSTEMS 29125 Solon Road · Solon. OH 44139-3442 C Ruth Evans 00002266 6118 PO Box 4536 Wilmington DE 19807-4536 ~_. . .....-.. ~ RE: MBNA AMERICA BANK, N.A.-~ Client ID: 5329031999981952 --=---- For: Date of Referral: 07/11/06 Date of Service: 04106/06 Please contact: (800) 882-9325 October 18, 2006 Total Amount Due: $3,489.85 We have been authorized by our client to settle your account for something less than the balance in full. Please contact this office if you would like to discuss this offer. This is a communication from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. You can also pay by automated phone system at (866) 294-0188 or on the internet at www.nesi.paymybill.com. Just enter your account number 00002266. Transaction fees will be charged if you use the automated phone system or the internet to make payment on this account. You are not required to use the automated phone system or the internet to make payment on this account. If you make payment on this account by check, the face amount oftlle check may be presented to your bank by paper draft or electronically as permitted by law. 67DAKS1638874 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ...PLEASE COMPLETE AND RETIJRN THE FORM BELOW WITH YOUR PAYMENT.'. 1(1 DAKSII68 PO Box 1022 Wixom MI 48393-1022 ADDRESS SERVICE REQUESTED Daytime Phone: (_> Evening Phone: <----) o Enclosed is Payment in Full #BWNHRMD 1348631 23987 #1018171700239871# -874 I. ..111.1. .1. .1.11. ..1...1 a I. .I.I.I...II..! 1....11..11. .1. .1.1 "PERSONAL & CONFIDENTIAL. C Ruth EVIns PO Box 4536 Wilmington DE 19807-4536 127 Please forward all payments and correspondence to: NATIONAL ENTERPRISE SYSTEMS 29125 Solon Road Solon OH 44139-3442 1.1..1.1..111.111111.1.1....11..1..1.1.. 1111.1..1.1.1.1.1.1..1 October 18, 2006 00002266 ML Client lD: 532903 t 999981 952 Amount Due: $3.489.85 Amt Paid $ NCA Financial, Inc. 1731 Howe Avenue #254 Sacramento, CA 95825 (800) 258-6520 Fax (916) 830-0544 /"" '-) Date: October 2, 2006 250/0 DISCOUNTED OFFER IF YOU ACT NOW! C EVANS PO BOX 4536 GREENVILLE, DE 19807-4536 Re: Debt Reduction Opportunity Card Issuer: MBNA BANKCARDS Account #: 5329011988007779 Current Balance Showing on our records: $ 15,893 Our File #: 876469 Dear Customer: This letter concerns the debt above. An Arbitration award was issued against you based on the above debt. Typically, the next steo is a conversion of the award to a civil iudgment. followed bv lee:al actions to enforce the iudgment Now you have an opportunity to pay just 75% of this debt and get it paid off, thereby preventing any further legal or collection steps from being taken. This means that instead of $ 15,893 all you have to pay is $ 11,920, a saving of $ 3,973!! To take advantage of this offer, you must contact NCA for a suitable program to pay this advantageous debt reduction settlement (before the expiration date below), which will be valid only if it is confirmed by you and NCA in writing. Upon full payment your credit record on our books concerning this account can show a "Paid in Full" status! After payment, if you request, we will also issue you a written letter confirming that you have paid this account with a rating of "paid as agreed." Please Note: We strive to maintain our data in as current a status as possible. Ifby chance a judgment has already been entered, the above amount may not be correct. In this case please contact us for a discount quotation. But you must act now to take advantage of this offer! I need to tell you that if you do not accept this opportunity and act on it within the time allowed in this letter, NCA is compelled to take the next collection step towards collecting the full amount. I urge you to take advantage of this offer now! Please call NCA as soon as you get this letter! Sincerely, 1)./1 Ii ifn~~rrister Important: This offer is only valid until October 30, 2006. Act now!! This is an attempt to collect a debt. This has been sent to you by a debt collector. Any information obtained will be used for that purpose. Please see further important information regarding your rights on reverse. @ ~eSwiss Cl!!t?~f!!j CUSTOMER STATEMENT Account Number 049 924 402 984A New Balance $113.09 Payment Due Date 07/05/2006 1112 7TH AVENUE MONROE WI 53566-1364 )0 Check box if address. telephone or Ernail has changed. Print changes on back. Minimum Payment Due $80.00 $' 111I11111I11111I.1..1..1111I.11I11I1..11.11I11I111I..11.1111.1 ************AUTO** 3-DIGIT 170 MRS WILLIAM EVANS SR 1133 COLUMBUS AVE APT 3 LEMOYNE PA 17043~1731 ENTER AMOUNT ENCLOSED Company name MUST show through window of payment envelOpe. 4 THE SWISS COLONY 049924402840016001130900080004 Please qetach and relUm top portion wtth remittance 'J'e Swiss Cololfg For Customer Service call 608-324-41 00 Mon.-Fri. 8 a.m. - Midnight CT. Please have your account number ready. Or write 1 1 1 2 7th Avenue, Monroe WI 53566-1 364. To place an order, call 608-324-6000 or visit us at www.swisscolony.com DATE REFERENCE NO DESCRIPTION PURCHASESI PAYMENTSI CHARGES CREDITS . (I6(f)?J'2f)(I~ F~l~~JJ5l)a9.< <:FJ: I'IAN.~I:: CHARGE........................... ..................................:..........2.;.. l) 4............................... .-.-.....-............ . . . . . . . . . . :.lfotrQ~TMI,...Ml;$$A~l5fQ~:ttR.S..I5VAN.S{> . . . . :.: . . . . . . . . . . . . . . . . . . ....... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . <<Do r1t)~if;i!;;l(,ytJ"'r!tJppt)r.;~IJr'\i~y..~t).t)l)~a.ir( ~f~CI.i.~ ir:1 the future.~>"'" ...-..........-.." . . . . . . . . . . . . . . . . . . . :>we ..f~p.tJftrl~g~tiv~:.i#fofill~ntJr'\>~tJ the c:reditbureau.>>..... .......... .......-...................-.. . . . . . . . . . . ':'PJ~a~. p~y>yt)lJf.:.~~.::o""'~pft)iiiP.~Jy; . . . . . . . . . . . . . . . . ...... I.....:....... . ..' ..... .... .........:.. .....:..... .. .... ..... ....:...... ...... :... . . . . . . .....-...". ........ . . .....-................. . . . ....--.....,-........ . ...,................... . : ..,..............--. . . . .... ......,....-...... . PAVME HTS AND t~ED I r S ~EtE I "ED AFrE~ 0 '/0 '1 /2- lJ i:J 6 tl i L L App EA~ ON VO OR NEXT stAtEMENT . ACCOUNT SUMMARY Your account number is 049 924 402 984A .>l':a~vi9~$.~Ai..M,;9g>... ~=~:s.>.. 111.05 1\lO;QF.oAvsilil.. .........itEI'IAGEDAILY.>.. B1U1NG.PERIOO> ...............BAIANCE..:... ..........-...... . ..... .......... 30 108.79 FINANCE CHARGES are computed using the average dally balance as follows: PERIODIC RATE ANNUAL PERCENTAGE RATE 1.875 Yo 22.500 Yo 06/07/2006 07/05/2006 $80.00 BALANCES UP TO Remtt new balance by payment $9 J 999.99 due date to avoid further finance charge. Monthly Minimum FINANCE CHARGE Is 5.50 TO ENSURE TIMELY RECEIPT OF YOUR PAYMENT WE SUGGEST YOU MAIL NO LATER THAN 06/27/2006 _ _ _____ ___ ___ .____ _......_ ___ ...~~"T"A."I-r .a..r-nn..ATIr'\"-1 June 26, 2006 C!!::J ...." "'11,~ula' raisin the harT"'''''' 1m nt Customer Information: Account #: 159-2203420126 Amount Due: $143.57 Amount Paid: $ . ._........, I""" ." " ,,"oJ'-LfJUl 097780016824015~703-12 '..."'.1..'..1.1"11'11.'.1.'.1 RUTH CEVANS PO BOX4536 GREENVILLE DE 19807 1..1.1...11..1. ",.,..1.. .1...1'.1.1. .1111.1..111.11.11111111.1 CinguJar-MacroCell PO BOX 17514 BALTIMORE MD 21297-1514 0000000200159000002203~2012b30000000143574 rt DETACH HERE AND PLACE IN RETURN ENVELOPE n Re: CingularWirelessAccount Number: 015900002203420126 Total Amount Now Due: $143.57 We have attempted numerous times to obtain your cooperation in resolving the serious delinquency on your Cingular Wireless account. Cingular Wir~less may soon be left with no alternative but to refer your account to a collection agency for further collection. This may result in a negative report on your credit history. Only an immediate payment of $143.57 can resolve this issue. You may remit your payment in the envelope provided; please be certain to include your'account number on your check or money order. If you would prefer, we are able to take your credit card or check payment over the telephone by contacting a Receivables Management Representative at (800) 544-3859 at no charge. Thank you. ReceivableS Management Cingular Wireless 129 PO BOX 6700 NORCROSS GA 30091-6700 RETURN SERVICE REQUESTED TSYS TOTAL DEBT MANAGEMENT, INC. Post Office Box 6700 NORCROSS, GA 30091-6700 I -S September 30 2006 150 1111111111 ~-~_.. ~UT Client G E Money Bank ~. '---- Retailer: Wal-mart Account Number: bb3220719Q3 0 TDM Number: 074542272 Balance: $3901.59 THE ESTATE OF C EVANS PO BOX 4536 WILMINGTON DE 19807-4536 To the Estate ofC Evans: We have been informed by our client, G E Money Bank, of the recent passing ofC Evans. Please accept our condolences for your loss. During times like these it is very difficult to focus on financial matters. We here at TSYS Total Debt Management (nTDM") understand and would like to offer our assistance in settling the above-referenced account of C Evans. Please contact our office Monday through Friday, 8:00 a.m. - 5:00 p.m. ET at 866-313-1902, to let us know who is representing the Estate so we may contact them directly. If you prefer to take care of the balance at this time, payment in the amount of $3,901.59 may be sent to TSYS Total Debt Management at P.O. Box 430, Columbus GA 31902-0430. Once again, we are truly sorry for your loss. Please contact us if you have any questions or require assistance. Sincerely, TSYS Total Debt Management, Inc. ** IMPORTANT CONSUMER INFORMATION ** This office will assume this debt is valid unless you notify this office within 30 days after receiving this notice that you dispute the validity of the debt or any portion thereof. If you notify this office in writing within 30 days from receiving this notice, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request from this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. TIllS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR TIIA T PURPOSE. TIllS IS A COMMUNICATION FROM A DEBT COLLECTOR. Please detach and foward with Payment TSYS Total Debt Management, Inc. P.O. Box 430 Columbus, GA 31902-0430 1111\111111\111.11111111111\111111111111.11111111111111111.111 Name: C Evans Account Number: 6032207190351080 roM Number: 074542272 Balance: $3901.59 3 easy ways to give the gift of choice! THE JCPENNEY GIFT CARD! it'sallinside: . jcp.com in stores, at jcp.com or call 1-800-222-6161 Terms and conditions are applied to Gift Card/e-Gift Cards. :'ACC6UNTsUMMARY' .. .. H... I __--2:~~~"--"-""-~~-i...~~~~~~,,:S.L2.:::;,,~~2.;;:~222L~2~::::~2~"22';';~,,:;;;=:;~~:~:22;;';;:E!.:L~';~,,2:;::;;;;:;2:::;2;:c~:::;LL;;;.'!':';;:~'22=2~;;:::;~';':::;'::;;;-- . c ~ Minimum payment due includes $56.00 past due. Please pay the past due amount PROMPTL Y. PLEASE DETACH AND RETURN THIS STUB WITH YOUR PAYIIENT JCPENNEY ACCOUNT.NUMBER : 083-732-918-41 PAYMENT SHOULD REACH US BY : 08-09-06 \, Remit to GEMB H:tot . ....... :;:;'.N1MUY'," '::','>.' .A&.:',::,':',,:, ..-............--....-....... .........-............. .....~E....... .. '.~' VMENJ"'" ... . ...... .:n..~...........:., ;::';;'. ':"'~" ...,...... ::;:;::: . 636 .41 87 00 D CHECK HERE IF ADDRESSlPHONE NUMBE~ HAS CHANGED. SEE REVERSE SIDE. 'f AllIN TOTAl BELOW 'f $00000.00 RUTH EVANS 1Z5173 1133 COLUMBUS AVE APT 3 LEMOYNE PA 17043-1731 11111111111111111111111111111111111111111111111111111111111111 . P.O. BOX 960001 ORI,.ANDO, FL 32896-0001 1111111111111111111111111111111111111111111111111111 0125173 357 0837329184 20 00087000063641 5433 181Z T9D 1 7 10 060710 X Page 1 Of 1 9119 oalo D147 lZ5173 Sl!pa.lo pUll sluawAlld moA 10 wns 841 JO pO!J8d fiU!II!q 841 JOj lunoooll anp lunowe 5U!U!llWaJ aln~lld 01 IOU 145!J 841 8^e4 AllW noA 'IUll4ojaw moA uo aOUlltllq sno!^aJd ou S! 8J8411! pO!J8d fiu!ll!q II JOI. 85JB40 aOUllU!! 841 4P.'" w81qOJd 841 I08JJOO 01 41!lll poofi U! 'pe~l 8.^ll4. noA pUll MAY 15, . --- ~ " WILLIAM A EVANS JR APT 3 1133 COLUMBUS 'AVE LEMOYNE PA 17043-1731 1111111.11111....1..111111111111.1111111.1..1111111111111111.1 Dear Customer: Your account has been suspended because it is currently No other charges will be authorized at this Statement on the Reverse. I;IOPtlma" Platinum · from American Express ...~ ili~""j .. ,......... -,....,... '" .................... ..................... ....................-.. ...................... .... ................'............................ ..................... .. .". ,-_._........~ .'.. . ........-........................................... . -... ..... . .... .... ................:-.-:.... ~. - . PreparedFcr WlWAM A EVANS Accounl Nlntler CIasiIg Dale 3737-396613-63004 .05.112/06 Page 1 of6 ..Previllu8~$.>, ,?d~~(Hrt~~~~ i; - ...'. '..:;..:,~.;;;':i;.'f.~..='\,!..i,. paro;.ento,lI~ .~ .06.... .."y....,. . .. " /fJ6"... ."..."..... ~2~;.~J9 .. ,.:;; "j~. ...;It~,!:'~..~~,;,~~~4;.t New~CtlVttYfor.CR~T...iev . CaldXXXX-lOOOQ(3'63012. .......?......:"...>.",.. 04114/06 WINE&SPIRITS~151-f.O.~RISBlJRG . .... .. P,o\ 10430066 uaUOFllBEVERAGESlSNACKS 04114106 04t.21/06 WINE & SPIRITS 2215 HARRISBURG PA 11136063 uaUOFllBEVERAGESlSNACKS 04t.21106 ..-......,:._._,;;.. -. . ,"'-'. ......, "oj ,~: 15.89 15.89 ....mJ-c..~~~!'!!.!!!'t.I>."!.~~.~,~.~.!!!!!!!!!~_~~....i..._.......,............,.....c."....c..;,.................,c..:.. ....................................................................... .?!'.':'!!~..~'!...!'.Sf!:...~........... Please enter account number on all checks and correspondence. Make'check payable to ,''.,; ,$ 6.1,!+01~~ Ex(Jress~ . .."'+~i~~~ ,..,;:;,.-, ' #BWNDVFW 01 #240620701104# RUTH EVANS PO BOX 4536 GREENVILLE. DE 19807-4536 Your past due account has been placed with this office for payment. i1J'{;;:0 ,.. This account may be posted to your credit record for such time as allowed by law. ft"\/'..:Uniess you dispute the validity of the debt or any portion of it, within 30 days after 'you receive this notice, we will assume ~/>';' , .' this debt is valid. If )"ou notify us in writing within 30 days after you receive this notice, we will obtain and mail to you ',e,'. proof of the debt or a copy of a judgment. Also, upon your written request within 30 days after you recehre this notice, we ~, ' wiUgive you the original creditor's name and address if different fl"Om the current creditor. This communication from a - debt collector is an attempt to collect a debt, and any information obtained \vill be used for that purpose. ., ACCOUNT REPRESENT A TIVE (412) 503-9230 SEE REVERSE SIDE FOR IMPORTANT INFORMATION 2406207011000015016 -:.,01\<') _ A1~ @omcast. DATE DUE TOTAL- AMOUNT DUE ACCOUNT NUMBER Visit us on the web at www.comcast.com 07/07/06 $47.81 09547 221329-04-2 How 10 reach us... How.to reach us: 4830 Carlisle Pike, Suite 0-14 Mechanicsburg, Pa 17055 [117)540-8900 Telephone Customer Service 24 hourS a day, s9Ven da.ysa'Neek News from Corneast Thank you for your prompt payment. For your convenience, we now accept regular and automatic monthly credit card payments and direct debit. 1 - @~rnEgst~ 4008 N DUPONT HWY NEW CASTLE DE 19720-6328 Please detach and endose this coupon with your payment. Do not send cash. Make checks payable to: COMCAST CABLE Date Due Total Amount Due AMOUNT ENCLOSED $ ADDRESS SERVICE REQUESTED 07/07/06 $47.81 000-06-06-D-C Account Number 09547221329-04-2 MB 01 051738 47355 B 223 A C RUTH EVANS C RUTH EVANS P.O. BOX 4536 GREENVILLE DE 19807-4536 1...111.1....11.1.1..1..111111.11...11....1.1.11....1.1.1...11 COMCAST CABLE POBOX 3005 SOUTHEASTERN PA 19398-3005 1...111.1..1..1.11,"1...1.1..1.1.1...11..11'11111..11..1..1.1 (~~ 'WFSf SHORE EMERGENCY MEDICAL SERVICES ,"<",-,-,.,. ~{~~:ipi~NT NUMBER: :~i~ ;~:~'::~~LLER: , " ,':~ ;:FRQM: ',',TO: ' 33175 ,3064027A 05/11/2006 MOEN ECAR CLARARlf:rij EVANS <', ' 1133 COLUMBUS AVE APT 3 LEMOYNE, PA 17043 1133 COLUMBUS AVE APT 3 , HOLY SPIRIT HOSPITAL I REASON(S) FOR ' TRANSPORT Unresponsive Patient INVOICE DESCRIPTION OF CHARGE , " ,QUANTITY UNIT PRICE AMOUNT PARAMEDIC INTERCEPT A0999 1.0 588.11 588.11 10GTT TUBING A0394 ' 1.0 8.36 8.36 5CC/10CC SYRINGE A0394 1.0 4.33 4.33 ANGIOCATH (14-24) A0394 1.0 5.24 5.24 OP SITE A0394 . 1.0 4.94 4.94 T )tal Charges 610.98 . DESCRIPTION OF ,PAYMENT, RECEIPT "-" PAYMENT DATE Total Credits 0.00 j I PLEASE PAY THIS AMOUNT - INVOICE DUE UPON RECEIPT -.. RETURNED CHECK FEE - $31.00 $610.98 DETACH ALONG PERFORMATlONAND RETURN STUB WITH PAYMENT AMOUNT DUE 610.98 ~l1ENT NAME: EVANS, CLARA RUTH S CALL NUMBER 3064027A AMOUNT $ ~l1ENT NUMBER: 33175 BILLING DATE: 06/02/2006 ENCLOSED ......-...-... - ..-.. ."..._....,.~. . ..-...-.....-....-----"-.--. . ----.---. THESE SERVICES ARE NOT COVERED BY MEDICARE AND ARE YOUR RESPONSIBILITY. ~ VISA [.1 ... AND MASTER CARD ACCEPTED ~~ P.O. BOX 961066 FORT WORTH, TX 76161-9854 1-800-966-5772 2--0 , ';< '1201060358 .... RUTHCEVANS. .,.. .' .6701 JONESTOWN RD. . .... . . .. 'HARRISBURG, P A 17112-3329 I '>t','.,.;.'-";"-,,-,-,,_, < ~.:;/' " " ~~~i~e. ..150607990009 Date of Fill: 03/2012006 HUMULIN VIA 70/30 000028715 30.00 LILLY Shipping and Handling: Sales Tax: Resulting in Your Cost of: 0.00 0.00 30.00 120.00 PREVIOUS BALANCE: RECEIVED AMOUNT: PLEASE PAY THIS AMOUNT: 150.00 Check #: Please include Acet # 1201060358 on check If paying by credit card, please complete the following: Card Type (circle) Visa Me AMEX Discover Card Number: Expiration Date: Signature: Amt Charged: . '~~eosurethat~()urdQCtor .writes.the.ino~tlfcJayl\11C;lYc:.8l'()~Iill~fiptiQns ~t y()~~~1IIitto9atemarlc.Prescipti<!nswithO\lt thisinfm-ination . .,cIClayjl<L1\.Iso.TeiDiridyolll'docror ~.write your niail~ei-yice~onS fortheil1ltxi.munl,.quaii1~. aodcJays supply allowed!>)' Yl)lll' prescriJIti~ ~isa~Cy\vithyotlrqider,PJe#:ContaCt~SUStomerCare1vithiD~.~rs,. .,' . . .. '.' .'. .,.. . 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'lI'lI 300 ~g' !:;)( ICOl :r~ ~~ ~~ en '" 01 ~ c., '" ~ "tl fTI Z z tI~ ~~~ e:.... e.S (ifl.l gif ....., ~!- ~ ~ ~ "Tl :J m -02 mO CDtt ......0 aCl) N ~4 1.1111111111111111.11..11.11111111111111....11111111111.111..1 CLARARUTH S EVANS 1133 COLUMBUS AVE APT 3 LEMOYNE PA 17043-1731 Your Medicare Number: 179-22-0888A I If you have questions, write or call: HGSAdministrators (#00865) P.O. Box 890413 Camp Hill, PA 17089-0413 Call: I-800-MEDICARE (1-800-633-4227) Ask For Doctor Senices BE INFORMED:. Protect your Ntedicare number as you would a credit card number. TTY Users Only Should Call 1-877-486-204 Business Hours M - F; 9:00 - 4:30 EST. This is a summary of claims processed on 03/27/2006. PART B MEDICAL INSURANCE - ASSIGNED CLAIMS Dates of .Sefvice Services Provided Amount Charged Medicare Approved Medicare Paid Provider You May Be BiDed See Notes Section Claim number 15-06062-005-150 Premier Eye Care Group Inc, 92 TuScarora Street, HanislJurg, P A 17104-1667 Dr. Brent, Geoffrey J. M.D. 01/27/06 1 Office/outpatient visit, est (99213) $87.50 $49.89 $0.00 $24.89 a,b Notes Secti,m: I a This approved amount has been applied toward your deductible. b The amount listed in the You May Be Billed column assumes that your primary insurer paid the provider. If your primary insurer paid you, then you are responsible to pay the provider the amount your primary insurer paid to you plus the amount in the You May Be Billed column. TUI~ I~ NOT A. RII.T, - Keen this notice for your records. ~ ;~~-- j'='- ~\ 2- - \ '", I " ' --------~.~ -- ~ ,,/ 004395 200312 SBX Dep"l J IlIte~limellt of the Treasury NA" n~lI Revenue Service ~IR j~ q,.OH 45999-0025 CINC~ Notice Number: CP 504 Notice Date: 12-04-2006 7105 5678 7187 3099 2900 SSN/EIN: Caller 10: 179-22-0888 508634 R U 'rH EVANS 1~~3 COLUMBUS AVE APT 3 L ~OYNE PA 17043-1731030 1IIIIIIIillllllll~II~IIIIII' I~I ~f17922088810 1* Urgent! ! i We intend to levy on certain assets. Please respond NOW. /,,0 ~ additional penalty and interest, pay the amoont you owe within ten days from the date of this notice.) (10 d !171"11f indicate that you .h~ven't paid ~he amount you owe. The law requires that YO~I pay your tax ~t the J,'iJ ,,~your return. ThIS IS your notice, as reqll1red by Internal Revenue Code Section 6331(d), 01 our tlJ1.lrrccif~/ 1(;;d)' (take) any state tax refunds that you may be entitled to if we don't receive your payment in I(Ol,CYOl' !;J d}tion, we will begin to search for other assets we m.ay levy.. We can also file a Notice of Federal luycnl !O~:" 1 we haven't already done so. To prevent collection action, please pay the current balance .1 t l.lln fT ~/ ~~~ve already paid, can't pay, or have arranged for an installment agreement, it is important that you 7----:.le. 7~~ "-~nediately at the telephone number shown below. Current balance may include Cl\'il Penalty, if ~.'" I( , ,,,JUs t . ~ ~sscd. Account Summary 1040 I Tax Period: 12-31-2003 Current Balance: $2,285.53 Includes: Penalty: Interest: Last Payment: $19.26 $34.51 $0.00 For information on your penalty & interest computations, you may call 1-800-829-8374 f\... See the enclosed Publication 594, The IRS Collection Process, and Notice I h~all US at 1-800-829-8374 12198, Notice of Potential Third Party Contact for additional information. At/J>> Is part with your payment, payable to United States Treasury. Notice Number: CP 504 or Notice Date: 12-04-2006 II ~ ~ n your check: ,~.b 12-31-2003 179-22-0888 ~~~formation about filing and paying taxes at: www.irs.gov Keyword: filing late (or) paying late Amount Due: $2,285.53 , ~'venue Service ~~ATI, OH 45999-0025 I _ 1.1 .. .. I. II RUTH EVANS 1133 COLUMBUS AVE APT 3 LEMOYNE PA 17043-1731030 J-..{. EXMOO FORM 5564(Rev. June 1992) Department of the Treasury - Internal Revenue Service NOTICE OF DEFICIENCY - WAIVER Symbols phi1ade1p'. STOP S623 o Copy to Authorized Representative Name and Address of Taxpayer(s) RUTH EVANS 1133 COLUMBUS AVE APT 3 LEMOYNE, PA 17043-1731030 ViDUAL INCO" January 22, 2007 179-22-0888 DEFICIENCY '~ 2004 Increase in Tax $1,560.00 Penalties I consent to the immediate assessment and collection of the deficiencies (increase in tax and penalties) shown above, plus any interest. Also, I waive the requirement under section 6532 (a) (1) of the Internal Revenue COde that a notice of claim disallowance be sent to me by certified mail for any overpayment shown on the attached report. I understand that the filing of this waiver is irrevocable and it will begin the 2-year period for filing suit for refund of the claims disallowed as if the notice of disallowance had been sent by certified or registered mail. Date cu ... :s Date - ftI C 0 TTitle ii) By Date Note: If you consent to the assessment of the deficiencies shown in this waiver, please sign and return this form to limit the interest charge and expedite our bill to you. Please do not sign and return any prior notices you may have received. Your consent signature is required on this waiver, even if fully paid. Your consent will not prevent you from filing a claim for refund (after you have paid the tax) if you later believe you are so entitled; nor prevent us from later determining, if necessary, that you owe additional tax; nor extend the time provided by law for such action. If you later file a claim and the Service disallows it, you may file suit fbr refund in a District Court or in the United States Claims Court, but you may not file a petition with the United States Tax Court. Who Must Sign: If you filed jointly, both you and your spouse must sign. Your attorney or agent may sign this waiver provided that action is specifically authorized by a power of attorney which, if not previously filed, must accompany this form. If this waiver is signed by a person acting in a fiduciary capacity (for example, an executor, administrator, or a trustee), Form 56, Notice Concerning Fiduciary Relationship, should, unless previously filed, accompany this form. If you agree, please sign and return this form; keep one copy for your records. FORM 5564(Rev. 6-92) ill ACTIVE CREDIT SERVICES, INC. PO BOX 22329 PORTLAND, OR 97269-2329 (503) 292-2077 Fax (503) 292-3633 Toll Free: (888) 357-2131 \/~~ '- ~~ File number: 1101701 EXT: 4 - Date of Notice: 07-20-06 Amount Due: 143.57 PO BOX 4536 WILMINGTON, DE 19807 Please make money order or check payable to ACSI in U . S~ FUNDS ONLY EVANSRUTHC --------------------------------------------------------------------------- To ensure proper c~edit. pl~aBe remove top po~ticn and return with your payment. YOU ARE HEREBY NOTIFIED THAT: 1. The below-referenced account has been assigned to us for collection. 2. This is a communiqation from a debt collector. 3. The purpose of this notice is to collect a debt. Any information obtained will be used for that purpose. 4. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. . Ref# Date Creditor 1222244 07-18-06 AT&T WIRELESS (SE) Amount 143.57 Int Handling 0.00 0.00 $ Total Due 143.57 Total amount now due: U. S. FUNDS ONLY $ 143.57 1101701 EVANS RUTH C Unless you notify this office within 30 dais after receiving this notice that you dispute the validity of the debt, or any portion thereof, this office will assume the debt is valid. If you notify this office in writ- ing within 30 days of receiving this notice that you dispute the vali- dity of the debt, or any portion thereof, this office will obtain veri- fication of the debt or a copy of a judgment against you and mail you a copy of such judgment or verification. If you request in writing within 30 days of receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. Si desea recibir comunicaciones subsiguientes 0 futuras en espanol por favor llame a nuestra oficina al 866.637.1869. Gracias. 1111111111111111 L56 07/31/06 024663 ~ Billing Date Account No. $ AMOUNT ENCLOSED PLEASE REMIT TO: WILLIAM C RUTH EVANS PO BOX 4,536 GREENVILLE DE 19807 ** P.O. BOX 330 LEBANON, PA 17042 JONESTOWN ROAD 717-545-5081 Please detach here and return top portion with remittance. i!~e'b~i1I'T\i;JhvOlCllNo. '+1 "Description,..t ( Previous Month's Balance) 08/01 9999999 REBILLING CHARGE Recipient 'C"" )].:An'lotJnt", $21.06 $2.00 \, PLEASE USE THE RETURN ENVELOPE PROVIDED FOR YOUR CONVENIENCE! YOUR EASY ORDER ACCOUNT NUMBER IS 024663 Due upon receipt 60Da $23.06 07/31/06 $2.00 $19.06 BAlANCES UNPAID BY THE 30TH OF NEXT t.4ONTH WILL BE SUBJECT TO A RE.BILUNG CHARGE OF 1 '1,% (ANNUAl RATE 15%) OR A MINIMUM OF $2.00. 024663 YOUR ACCOUNT HAS BECOME 30-60 DAYS PAST DUE. WE NOW ACCEPT CREDIT CARDS AS PAYMENT STATEMENT ;,.,....::....- .,". :, UROLOGY CENTER OF CHESTER COUNTY 915 OLD FERN HILL RD., BLDG.B, STE 202 WEST CHESTER, PA 19380 KENNETII P COLLINS, MD DONALD H ANDERSEN, MD KENNETII J FITZPATRICK, MD FOR ALL BILLING INQUIRIES PLEASE CALL 610-692-4070. FOR YOUR CONVENIENCE WE ACCEPT AMEX, VISA AND MASTERCARD. THANK YOU r Clara R Evans 1133 Columbus Apt 3 Lemoyne P A 17043 L 41 I ACCOUNT NUMBER BilLING DATE PAGE O"FICE USE ONLY 10/11/06 53271 PCHBS - ~c) ..J ICOP\'RIGHT 2002. ST1 COMPlJTB'l SERVICES, INC. ... PLEASE DETACH HERE AND RETURN TOP STUB WITH YOUR PAYMENT ... J!,ERFECT CARE @ DESCRIPTION I PROV ;JNITS ,,'~'h CHARGE 'NS~:(r'Cc ADJUSTME!,;T PATIENT PAID BALANCE :JUE t. 05/30/06 Detailed Low Cc 011.00 Evans - 53271 Provider: Kenneth P Collins Personal Choice 185.00 18.60 74.40 92.00 MESSAGE: SEE REVERSE SIDE IF AN INSURANCE MESSAGE APPEARS'" lIii~rf~'11I~~.~'~\'f'~ Cm. R Evans !':~32'71 ~~<i... ....'.. .>:.. <..' .. . 18.60i . .. . . I Urology Center Chester County. 915 OLD FERN HILL RD " BLDG.B, STE . Suite 202 . West Chester, P A 19380 7 PLEASE PAY . 18,60 ,~;. ,: :J :;:, '-f ... ., 3c, " r -'. t(f, : CENTERRE HEALTHCARE West Chester Rehabilitation Hospital 7733 Forsyth Blvd. Suite 800 St. Louis, MO 63105 Office: 314-889-2700 Toll Free: 888-545-6555 Fax: 314-889-2727 February 16,2007 Mrs. Clara R Evans 1133 Columbus, Apt. #3 Lemoyne, PA 17043 Final Notice Re: Patient: Evans, C. Acct #: 00268.01 Balance Due: $997.11 Dates of Service: OS/24/2006 - 06/02/2006 Dear Mrs. Evans.: West Chester Rehabilitation Hospital has worked oui two different payment options for you. Unfortunately, we will only be able to accept one of the following arrangements. Please review and contact our office with which arrangement will work best for you. . $197.11 will be submitted to West Chester Rehabilitation Hospital by March 15, 2007 - Plus will submit $150.00 per month for 5 months and a final payment of $50.00 which will pay the above account in full . $97.11 will be submitted to West Chester Rehabilitation Hospital by March 15, 2007 - Plus will submit $100.00 per month for 9 months which will pay the above account in full. We are including an agreement for you to sign. Please sign next to the chosen arrangement that you agree to. We regret to inform you that fuilure to respond will leave us no other choice but to pursue unwanted collections. Please return your signed agreement immediately as well as contacting our office. A self addressed envelop has been enclosed for your payment remit and signed agreement. Please include your account number for proper handling. If you should have any questions and/or concerns about this account please contact me at 888-545-6555, extension 2723. Sincerely, !-f..... ~ \<"\t.Nf\IUUa Pamela Murray Patient Account Representative .. ~0;/tJ.2 ~ ~Yf/l-,M- ",' ~~~~~~ .. e~~~ '~ ~ ?/r . ~, . .:;r fi. . ~-----dJ~ ...-&u6~t!.~~~ ,~~~~ ....~. '~~~~L~-I ~, ~ ',~ ---dJZ;::- ,~~r~/- ::, ~~ ,I' ...~~' ~,~ ',,',,'~~~~, ;., JJ~- ~Cj ~ ,iYY?--dL ~ ;L~~~ ~- ~ ii. ~~A.~ ;i ~ ~ Iti J ~ -A'~/J___.J' ~ 1/. . (;8" .8~~.~ ~-~~~.~~~ ~ ~ ~~~~ ~~----~~~" ,I' o(~~~~~ ~~ / () ~./~_7Y~ dd(~ ~- ,,~ .~~,~. ~~ ~~, ~~~~ ,~~ ~ .~~ ~_.---A~ 1'1 .~ ~__ 0,. ____ _ ~ > / ~ .~ f~3 -y~~~ ~~. ~~ ~~~ .. ,~~~ ..~ o-f~ ~ -f7 , ~ - -77'-. ..~ C-.-:zz ~ ~ . ~'/7/~ C.~ / ' " il' '" LAW OFFICES RIGLER A PERNA, LLC EARL K. RIGLER, JR. + MICHAEL R. PERNA ++ JENNIFER ABRACHT +++ 610 MILLERS HILL POST OFFICE BOX 96 KENNETT SQUARE, PENNSYLVANIA .19348 TEL (610) 444-0933 FAX (610) 444-5695 E-MAIL: rp4law@aol.com FRANK M. PERNA 1922-1992 + ADMITTED IN PA ++ADMITTED IN PA,TX AND CO + ++ ADMITTED IN PA AND AZ February 28, 2007 Via UPS Delivery Cumberland County Courthouse Cumberland County Register of Wills 1 Courthouse Square Carlisle, PA 17013 Re: Estate of Clara Ruth Evans File No. 2006-00746 Dear Sir or Madam: Please find enclosed one (1) original and three (3) copies of the Inheritance Tax Return (REV-1500) with copies of the decedent's Will, for the above-referenced Estate. Please refurn two (2) time stamped copies of the Return to our office in the self-addressed stamped envelope provided herein. Thank you for your prompt attention to this matter. Please contact me if you have any questions. rOj: Very truly yours, '/5)/L/1 C:~/CG '...1;"- - Jennifer Abracht M (-') '.; I JAsl r - Enclosures'- cc: SA~vans r:-:-~"): "" . LAW OFFICES EARL K. RIGLER, JR. + MICHAEL R. PERNA ++ JENNIFER ABRACHT +++ RIGLER & PERNA, LLC 610 MILLERS HILL POST OFFICE BOX 96 KENNETT SQUARE, PENNSYLVANIA. 10348 TEL (610) 444-0933 FAX (610) 444-5695 E-MAIL: rp4law@aol.com FRANK M. PERNA 1922-1992 + ADM ITTED IN PA ++ADMITTED IN PA,TX ANDCO +++ ADMITTED IN PA AND AZ March 1, 2007 Cumberland County Courthouse Cumberland County Register of Wills 1 Courthouse Square Carlisle, PA 17013 Re: Estate of Clara Ruth Evans File No. 2006-00746 Dear Sir or Madam: Please find enclosed our firm's check in the amount of $15.00 representing payment for the filing of the Inheritance Tax Return (REV-1500) forwarded to you on February 28, 2007 via overnight courier delivery for the above-referenced Estate. Please file the original Inheritance Tax Return and return two (2) time stamped copies of the Return to our office in the previously-sent, self-addressed stamped envelope. Thank you for your prompt attention to this matter. Please contact me if you have any questions. Very truly yours, i~/' (""0 v j j ~--- ~ ~'-/( Jennifer Abracht JA:sl Enclosures cc: S. Evans \ ,;, .\ \. ) ~. f f' o ~ =r '" =r a :~r ~ ::r => "" ~ z ~r g. ~ ::ti ~I OJ' ~ ~ Qj" a~ "'=r g ~ ~ ~ ; ~ ~ '" - *-~ <=><T =r '" '" ~ , " 2~ '" ~ g ~ < =r '" '" => - =:!: c: g;: m "':-"(t: ~![ m 5" '" "" 8 8" 3 iii' 3 g; ~~. J~ 5. ~ 0 : [ ~ rb ~ ~ Q ~, ~'" Q> ~ => g.~ ~ ~ .. g Q. '" ~. :e '" iii '" ~ ~ ii S2: o..~ a '" 3 Q. g.~ '" =r c: '" In n 3" ~ R ~ ~ g' ~ Q '" - ,~~;; ~..~ ~'-g ~ g" .,.; ;:; ~~ :r 5' ~~ g' if ~~ OQ ~ ,~,,-~ .~ ~ .~. ~ c .. <' :3 ~ ~ 2:- ,\.':: ~. ~ :!r~ ~ ~ .'::-<~ - '" o <T f.O c:-< .:\~ jJ'l ~ '0 Qi"- U'I ~ So ,,'" ~ g. i '.)i. 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