HomeMy WebLinkAbout07-1154McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase Cumberland County
Manhattan Mortgage 03-2 Court of Common Pleas
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
Larry E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024 Number
CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and
notice are served, by entering a written appearance personally
or by attorney and filing in writing with the court your
defenses or objections to the claims set forth against you.
You are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by
the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the
plaintiff. You may lose money or property or other rights
important to you.
AVISO
Le ban demandado a usted en la corte. Si usted quiere
defenderse de estas demandas ex-puestas en las paginas
siguientes, usted tiene veinte (20) dias de plazo al partir de la
fecha de la demanda y la notificacion. Hace falta asentar una
comparencia escrita o en persona o con un abogado y entregar
a la corte en forma escrita sus defensas o sus objeciones a las
demandas en contra de su persona. Sea avisado que si usted
no se defiende, la corte tomara medidas y puede continuar la
demanda en contra suya sin previo aviso o notificacion.
Ademas, la corte puede decidir a favor del demandante y
requiere que usted cumpla con todas las provisioner de esta
demanda. Usted puede perder dinero o sus propiedades u
otros derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR
NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
USTED LE DEBE TOMAR ESTE PAPEL A SU
ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE A UN ABOGADO, VA A O TELEFONEA LA
OFICINA EXPUSO ABAJO. ESTA OFICINA LO
PUEDE PROPORCIONAR CON INFORMATION
ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARR
EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE
SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS
QUE PUEDEN OFRECER LOS SERVICIOS
LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN
HONORARIO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Chase Manhattan
Mortgage 03-2
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
Larry E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
Number 0ly --- //SY (210C L
CIVIL ACTION/MORTGAGE FORECLOSURE
Plaintiff is Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2, a corporation
duly organized and doing business at the above captioned address.
2. The Defendant is Larry E. Gossard, who is the mortgagor and real owner of the mortgaged
property hereinafter described, and his last-known address is 2563 Veterans Way, Elliottsburg, PA 17024.
3. On 02/04/2003, mortgagor made, executed and delivered a mortgage upon the premises
hereinafter described to Chase Manhattan Mortgage Corp. which mortgage is recorded in the Office of the
Recorder of Cumberland County in Mortgage Book 1826, Page 4038.
4. On 12/05/2003, the aforesaid mortgage was thereafter assigned by Chase Manhattan
Mortgage Corp. to Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2, Plaintiff herein, by
Assignment of Mortgage recorded in the Office of the Recorder of Cumberland County in Assignment of
Mortgage Book 704, page 22413.
5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A"
and is known as 46 North East Street, Carlisle, PA 17013.
6. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 11 /01 /2006 and each month thereafter are due and unpaid, and by the terms of said mortgage,
upon default in such payments for a period of one month, the entire principal balance and all interest due
thereon are collectible forthwith.
The following amounts are due on the mortgage:
Principal Balance $ 59,733.13
Interest through 02/13/2007 $ 2,354.48
(Plus $ 17.84 per diem thereafter)
Attorney's Fee $ 2,986.66
Late Charges $ 113.76
NSF Charges $ 53.59
Corporate Advances $ 10.66
Escrow Advances $ 1.03
Title Search $ 200.00
GRAND TOTAL $ 65,453.31
8. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the
mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually
performed.
9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice
required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et
seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail
with a certificate of mailing and by certified mail, return receipt requested.
WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $65,453.31,
together with interest at the rate of $17.84 per diem and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged property.
McCABE,,,WEISBERG AND CONWAY, P.C.
BY: j? AI(&, "'t &e,
for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
VERIFICATION
The undersigned, ('(?t Gat r G , Esquire, hereby certifies that he/she
is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this
verification and that the foregoing facts based on the information from the Plaintiff, who is not
available to sign this, are true and correct to the best of his/her knowledge, information and belief
and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904
relating to unsworn falsification to authorities.
McCABE, WEISBERG AND CONWAY, P.C.
BY:
Attorns for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Chase Home Finance
2/16/07 8:25
PAGE 18/37 RightFax
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Chase Home Finance 2/16/07 8:25
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2/16/07 8:25 PAGE 29/37 RightFax
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rasa bom Stm to aortower who loaded by AU taw std at Am aordlr ddlwaed to 11, a a's
ttsdoa t?desas N teas y air awaa Natfoe assy ace mower ddt aeadirds aedoa b in not.
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is be al sad via tar; gad (t) As ward *WW" Shoo wis di wodm wlioaf aq Obfpdoa q
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of not less tin 30 dqo ham to does dw soft Is Ska b - Soe"
w wridf artowar tart ppsp?r all sswo mud by its l awo i if ftwoMW arwidt ptg3
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ssettdq Lsertod viioat Mast tMtiee a<10111c1ad as foooatear.
1!? lrsawr's >ryrt a israears AAr Aaelawisrl. if liaa+asr ttttsa oseadr eeoitioas,
ptleiaosonr dsO raw doo, vW a raw 61 - d AM ssmtlq bommos t disosadga' at sad rims
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aeessauzr
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m, sraaabla jaI hw pop wq bapedow ad wbtdo. 6W ad abw ha bsawd lk doe
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Chase Home Finance 2/16/07 8:25 PAGE 32/37 RightFax
BY UMVM MUM. Dom m no" d WM to 60 MW d aaMMM wa da is Ok
d in MW RMW MOMW by • -o Md 5100 IId I ft iL
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PAGE 33/37 RightFax
• do hndty ON* 69
die *saw Whm of 6v wift owd M=%W k 46 x not n
CUIL.x.. Perm""" & 1792
Nimes uW hrd 1k9=i dq d rdwv"p, 2403
ArMIGIMNO s
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00 ON tW4= dst of rdmm RTr 2002 bdM M% die
uw=*M d v(&w pww"uy sppwrd ZOO t OONard
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Ghase Home Finance 2/16/07 8:25
PAGE 34/37 RightFax
W
ADJUSTABLE RATE RIDER
THIS AOJWAM)I.E RATE RIOER b made 16 as dW d 3eb ta"T, 2003
and it I?oorpaalM Yrb and ah6M a dannad io anwd and aupplanwd
? ?IPYR Daad d Thwt ar aaoir?r Otad Nm "fib M?una?nC') of ? aamt dab pwn by Oit
undnslafad (in'9pa?wtry b 660iar Bonorwfr Agialhhb Rab Nob l'?'?9 b
C? 1tw?atlta MssE'pr cesp. (N01andM")
a wpaad0n oganlad and aaiprp andae f1t larr6 d 1?aw Jtawy
d M atnr dab and eo?q tlw popwy dtta66d h fn 8aasib MNhunMN and boM6d at
aexX"tat
ewaiW, rou"ru m" 17023
w?uYMrwq
THE NOTE OOIRAMIId I MIMIC ll A AMMIO NOR CIMA M TM WM WW RATE
AND TM WanWY pAYMdMR. ra NOR LwN TM AMOUNT THE MOMONAM
E MWW M-M CAN O MNIME AT ANY ONE TM AND TM M410MlI W RATE IM
M1oRIMOM'-- IIRM PAY.
ADOMIOL OWA'!Mt'IM In addMon b bt OWNW b and 891 trnw 1 Raft Into SOW*
gMMt?m BOirowar and Laadar Ilallw? 0avwnM and aapp6tt a wMo?
A. RATE AND MIMMY FAYMW pMNOR
Tha Nob povklat Moran hm a . v --imbof aiabt tad. loo/1000
6.100
MULTMATE USOR ARM RIOER
oc.ffM LT (Ial) Pap 1 d3 0 F I a?co)
,Chase Home Finance 2/16/07 8:25
I?;jSr? ? 1
PAGE 35/37 RightFax
TM flab pnaddeo for dmngw In ft Irllwwt nab sM 5ra ntontlrhr prflwft ao ibdonr
TThhe MWmd Iosle wN m mey dwW an toe ia5 dq dltasd., 0005
and as that dW wry oft Inatdh Inuft Suh dos an wM* my blrwt mb Gould
dwra k ado own" Dw.
(" TM wm
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avow ati A h '-ft wtw tr ebo mo* U.s. dobr4dwAmkoW dspwb b the ' m I m w N
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ad dada baba each Chop We Is a" ft '0 4" b W
If to bdwo b to borper svd@W 5w Nob I MM wf dwoee a mw W o whkh b bawd upon
oomprablo biomtedott. The Nos NWw Apia me nodes df1M dx&L
(q Co mbftn of Ma"a
Below no Chmpe Duke, 5w nat. tbleer w3 =kWo f nW raw Interwl rate by ad**
Tl.e and 230/1000
faud f fde Oon M #m _ 11eefMt aflFMpllpo d peroMMig point (O.126%r SW*W b fM lift
sl osd b Sadlon d(D) bd w, Ins rounded aewwd wA be my now rdrad me and Vw rod Chwipe
DOW
The Nob MMer wM Ion dOw A Ne am01ld of to mooor+ly pay M0 Md wadd be euWdW W
repay We unpdd prI m t and 1 em sWsobd b eaa M the ChwW Dde b ftd on fw Mokmty Deb d my
new i N s 1 rob M srOosrMf* equel paymonlL The rawd of frb cdcuMm wN be No now wnount d
IM Lbeft w b lead I Cbm "
Wd iolbra i ab I am ragAW b Pay at to list C haw Dab w11 not be prawn own
11.100 %
arlwefrm 8.200
Tlwadtar. my ioelad roe wB nejsr be iraaaeed or dweend an any *We ChM p Dab by rrw e
awrr arw wW ¦ hed pw=mupe pane (14%) *am fw lab of blued I hew ban payirp for to
prrc 4 l ak noondr My btreel late rorB never be praasr then
13.200 %
ww"O.wwrbabM Uwn a.loo %.
FALTSTATi UKRMaro WO
a641J.LT (W1) PaPZaFM Il ?2)
Chase Home Finance 2/16/07 8:25 PAGE 36/37 RightFax
10
t
(f) Efftot>w Ode of Chown
W mw ll - rob so btoottt aftcMO Yn no O MW D01b, I WN pay flt tft01t1t of ell nowt
mI llb pap t ba(rtatI @ an fu fat wo ilb pty 0 AW to Chwp Dab od aN ammo of my
Irmo* pfd dog" S+^•
(F) Now of Chown
rn Note Hdder wE dafwr a and b mo o.nofoo of wW dwr4pn N my kdmd ab a w fn amount
of uy M NJ PaywtM balba fn dkA We of am dare. Mw nofot wN Yxdudt YUoanfon
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oq quvdbn t matt how wgMdnp fw nft&
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Chase Home Finance 2/16/07 8:25 PAGE 37/37 RightFax
g
100558=7
ZSMWMROUN D PAYId<IKf IMM
Twasatowmac mrAYmMRRmmusmo abam dq.rsrbeaarr, 29"
ad is ftoevoaabd lab ad and to daaad a and sad
aoppim N be bkgVye. Dad d TWd w 3aiq' Dad (l w Iftadb b*8MM7 d br aasm dMa *M by
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a?a w spuiwd is arlra aoeem4' e.aawNndeaadPq'saalt to Lealar brbmaa sad iawtaaos.
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do& dhgea. tawar roam. Md is d or p"Wil bmassa ad swd b aft" (if any) oaasds5 to Payeaty.
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um- -- dw sroepe 60 baomasa p wlh ft esr%MMM aM N ws 690p dorm sd adw d¦Om eI
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Chase Home Finance 2/16/07 8:25 PAGE 17/37 RightFax
S,
lbla-M t "An
File Numbec 52323
Dewiptic a:
The bad tdeae I eo hataa it situated in the Stale of Peaogkwj . Co" of Cumbedsad. City of Qd %W detubed
u follows:
ALL THAT CERTAIN TRACT OF LAND SITUATE w THE FIIIST' WARD OF THE BOROUGH OF
CAK ISL AND COUNTY, PBN CKMANIA, BOUNDED AND DESCRIBED IN
ACCORDANCE WITH A SURVEY MADE BY THOMAS A NEFF. R.S.. ON APRIL, t0, t979. AS FOLLOWS.
TO WIT:
BEGMUNG AT A POINT ON THE WESTERN MM OF 60 FEET WIDE NORTH EAST STREET IN THE
CENTER LINE OF 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES NO. 46 AND 48
NORTH EAST STREET, SAID L u m ALSO cou4CMING WITH THE CENTER LINE OF THE
PARTITION WALL ON THE SECOND FLOOR LEVEL BETWEEN THE TWO AND ONE-HALF STO1tY
DWELZINGS KNOWN AS NO. 46 AND 45 NORTH EAST STREET, WHICH POINT AT THE PLACE OF
BEGINNING 15123.50 FEET SOUTH OF THE SOUTHERN UM OF 60 PERT WIDE EAST wunm
STREET MEASURED ALONG THE W +f STERN LINE OF SAID 60 FBET WIDE NORTH EAST STRL'ET?
THENCE FROM SAID NAIL ATTHE PLACE OF BEGIN?M40 ALONG THE WESTERN LINE OF SAID
60 FEET WIDE NORTH EAST STREET, SOETIH 18 DEGREES 10 WDRYM WEST A DISTANCE OF 17.40
PEST TO A QUARTER-INCH DRIT T HOLE IN THE CENTER LINE OF THE PARTITION WALL
BEIVEEN PROPERTIES NOS. 44 AND 46 NORTH EAST STREET: THENCE THROUGH THE CENTER
OF SAID PARTRTON WALL BF,TWLEN PROPEtT1P.8 NOS. 44 AND 46 NORTH EAST STREET AND
BEYOND. NORTH 71 DEGREES 50 MINUTES WEST, A DISTANCE OF 85.67 FEET TO A POST ON THE
EASTERN LINE OF A 15 FEET WIDE PRIVATE AI.I.EY; THENCE ALONG THE EASTERN SIDE OF
SAID 15 FEET WIDE PRIVATE ALLEY. NORTH is DEGREES 10 MINUTES EAST. A DISTANCE OF
17.40 FEET TO A POST AT CORNER OF LANDS NOW OR FORWIERLY OF ANDREW THALHOPER
THENCE ALONG SAID LAND NOW OR PoRbIERLY OF AN DREW THALHOFER. AND PASSING
TH ROUGn THE CENTSA LINR OF A 3 FEET WIDE PRIVATE ALtEMAY BETWEEN P1R+OPLRTMS
NOS. 46 AND 48 NORTH EAST STREET, SAID LINE ALSO COINCIDING WITH THE CE• TM LATH OF
THE PARTITION WALL ON THE SECOND FLOOR LEVEL BETWEEN THE TWO AND ONE-HALF
STORY DWEIIJNG HOUSES MOWN AS NOS. 46 AND 48 NORTH EAST SUM. SOUTH 71
DEGREES 50 baNUTES EAST, A DISTANCE OF 65.67 PETIT TO A NAIL ON THE WESTERN LINE OF 60
FEET WIDE NORTH EAST STREET, THE PLACE OF BEGINNING.
SOURCE OF TITLE BOOK 249 PAGE 3669 RECORDED 12/26/2001.
APN: 02••21-0318-280
tiff.jl ?,?2t?M L1R /ft - t4 N?YGtt
Rev.2002ja105 lagal_des0*dxLd0C page 1 of 1
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611
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No. 07-1154 CIVIL TERM
Plaintiff(s),
Type of Pleading:
vs.
LARRY E. GOSSARD,
Defendant(s).
ANSWER TO CIVIL
ACTION/MORTGAGE
FORECLOSURE
Filed on behalf of
LARRY E. GOSSARD, Defendant(s)
Counsel of Record for this Party:
Fred W. Freitag IV, Esquire
Pa I..D. # 61770
1040 Fifth Avenue
Pittsburgh, PA 15219
(412) 261-5030
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No.07-1154 CIVIL TERM
Plaintiff(s),
vs.
LARRY E. GOSSARD,
Defendant(s).
ANSWER TO CIVIL ACTION/MORTGAGE FORECLOSURE
AND NOW, comes the Defendant(s), LARRY E. GOSSARD, by and through
his/her/their attorney, Fred W. Freitag IV, Esquire, and aver as follows:
1. Paragraph 1 is ADMITTED and DENIED in part. It is admitted that Plaintiff is the
Corporation designated as such in the caption. The balance of paragraph 1 states legal
conclusion and personal opinions to which no response is/are necessary. To the extent that
a response to Paragraph I is required, said averments are specifically denied and strict
proof to the contrary is demanded at trial.
2. Paragraph 2 is ADMITTED in part and DENIED in part. It is ADMITTED Defendant's
name and address are as listed. The balance of Paragraph 2 states a legal conclusion and
personal opinions to which no response is/are necessary. To the extent that a response to
Paragraph 2 is required, said averments are specifically denied and strict proof to the
contrary is demanded at trial.
3. Paragraph 3 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response to Paragraph 3 is required, said averments are
specifically denied and strict proof to the contrary is demanded at trial.
4. Paragraph 4 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
Paragraph S states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
6. Paragraph 6 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
7. Paragraph 7 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
8. Paragraph 8 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
9. Paragraph 9 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
WHEREFORE, Defendant(s) requests this court to enter a judgment in their favor and or
dismiss the Plaintiff's complaint.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No. 07-1154 CIVIL TERM
Plaintiffs),
vs.
LARRY E. GOSSARD,
Defendant(s).
VERIFICATION
I, Fred W. Freitag IV, Esquire, verify that I am attorney for the Defendant(s) LARRY E.
GOSSARD and am authorized to make this verification on his/her/their behalf to expedite the
litigation because he/she/they is/are out of town. The foregoing pleading is true and correct to the
best of my knowledge and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authpFkies,.
By:
skit g IV, Esquire
for efendant(s)
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No. 07-1154 CIVIL TERM
Plaintiff(s),
vs.
LARRY E. GOSSARD,
Defendant(s).
CERTIFICATE OF SERVICE
I hereby certify under penalty of perjury that I am this April 2. 2007 serving a true and
correct copy of the foregoing ANSWER TO CIVIL ACTION/MORTGAGE FORECLOSURE as
follows:
by hand delivery
_X by first class mail, postage prepaid
on the following:
TERRANCE J. McCABE, ESQ.
McCABE, WEISBERG & CONWAY, P.C.
123 SOUTH BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
April 2, 2007
Date
qn)
Q `Je LY i
r,
co
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616 Attorney for Plaintiff
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Cumberland County
Chase Manhattan Mortgage 03-2 Court of Common Pleas
V.
Number: 07-1154
Larry E. Gossard
PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
Plaintiff, Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2, by and
through its attorney, Marc S. Weisberg, Esquire now moves this Honorable Court for summary
judgment against defendant, and alleges as follows:
1. Plaintiff, Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2, is a
corporation duly organized under the laws of the United States of America with offices at 10790
Rancho Bernardo Drive, San Diego, CA 92127.
2. Defendant is the owner of the mortgaged property at 46 North East Carlisle,
PA. 17013.
On or about February 4, 2003, defendant made, executed, and delivered a
mortgage to plaintiff s predecessor upon the above premises, which mortgage is recorded in the
Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1826 page 4038. A copy
of said mortgage is attached hereto, made a part hereof and marked as Exhibit "A".
4. The premises encumbered by the subject mortgage is all that certain real
property and improvements in the County of Cumberland and Commonwealth of Pennsylvania,
being more fully described in the mortgage attached hereto as Exhibit "A". This mortgage was
assigned to plaintiff herein. (See Exhibit "A").
5. On or about March 2, 2007, plaintiff filed a mortgage foreclosure action
against defendant. A copy of the Complaint is attached hereto, made a part hereof and marked as
Exhibit "B".
6. Thereafter, defendant answered Plaintiffs Complaint. (See Exhibit "C").
7. Additionally, plaintiff filed a Request for Admissions, (See Exhibit "D") on
or about April 6, 2007, which defendant admits by his failure to answer the defaulted loan, and admit
to having been sent legal Act 6 and 91 letters and in fact admit all pertinent allegations of Plaintiffs
Complaint with regard to default arrearage and notice or deny same without substantiation. (See
Exhibit "D").
8. Defendant's Answer to Plaintiffs Complaint and Request for Admissions
admit that he is the record owner of the property in question and that plaintiff has a mortgage on it
and it is in default and Act 6 Notice of Intent to Foreclose was sent, as was Act 91 Notice. (See
Exhibits "D" and "E")
9. Accordingly, it is admitted that there is a balance due on the mortgage in the
amount of $65,453.31 and that the interest per diem is $17.84 and that on or about January 5, 2007,
plaintiff sent Act 6 and 91 letters to the defendant and that those letters in fact, complied with all
statutory requirements. (See Exhibits " E").
10. The Complaint, and Affidavit of Vivian Pham, plaintiffs attorney in fact
attached hereto and incorporated into this Motion, as Exhibit "F", sets forth the exact amount that
defendant owes plaintiff, and defendant has not come forth with any supportable information to
rebut this allegation.
10A. The payment history and note evidencing the interest charged to the
defendant and the Assignment of Mortgage are part of Exhibit "F" and are likewise unrebutted with
any supportable information. (See Exhibit "F"). The Assignment of Mortgage is attached to Exhibit
"F" as well.
11. The attorney's fees and costs, as requested by plaintiff in the Complaint, are
reasonable, and are in conformity with Pennsylvania Law and will be collected in the event that
sufficient funds are available from a third party purchase at Sheriffs Sale.
12. All procedural local, state, and federal rules, regulations, and laws with
respect to mortgage foreclosure have been complied with by plaintiff.
13. There are no issues of material fact remaining, and plaintiff is entitled to
summary judgment on its mortgage foreclosure action against defendant, as a matter of law.
WHEREFORE, plaintiff requests this Honorable Court grant summary judgment in
Mortgage Foreclosure in favor of plaintiff and against defendant and enter judgment against
defendant in the amount of $65,453.31, together with interest at a rate of $17.84 per diem from
February 13, 2007, plus costs.
Respectfully submitted,
MCCABE, WEISBERG & CONWAY, P. C.
BY:
MARC S. WEISBERG, ESQUI
Attorney for Plaintiff
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616 Attorney for Plaintiff
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Cumberland County
Chase Manhattan Mortgage 03-2 Court of Common Pleas
V.
Number: 07-1154
Larry E. Gossard
MEMORANDUM OF LAW IN SUPPORT OF
PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
The purpose of the summary judgment procedure is to prevent vexation and delay,
improve the machinery of justice, promote the expeditious disposition of cases and avoid unnecessary
trials when there does not exist a genuine issue of material fact. Specifically, Rule 1035.2(1) of the
Pennsylvania Rules of Civil Procedure provides, in pertinent part, that:
After the relevant pleadings are closed, but within such
time as not to unreasonably delay trial, any party may
move for summary judgment in whole or in part as a
matter of law
(1) , whenever there is no issue of any material facts
to a necessary element of the cause of action or
defense which could be established by
additional discovery or expert, or
(2) if, after the completion of discovery relevant to
the motion, including the production of expert
reports, an adverse party who will bear the
burden of proof at trial has failed to produce
evidence of facts essential to the cause of action
or defense which in a jury trial would require
the issues to be submitted to the jury.
Pa.R.C.P.1035.2(1). See also Williams v. Pilgrim Life Insurance Co., 306 Pa. Super. 170,452 A.2d 269
(1983).
The burden of demonstrating that there is no genuine issue of material fact rests on the
moving party. Hower v. Whitmak Assoc., 371 Pa. Super. 443, 538 A.2d 524 (1988); Carollo v. 48
Insulation. Inc., 252 Pa. Super 422, 381 A.2d 990 (1977). Once such a showing is made, summary
judgment is appropriate where the adverse party is unable to produce probative evidence to the contrary.
To this end, the adverse party may not claim that the averments of his/her/their pleadings, alone, are
sufficient to raise a genuine issue of fact so as to defeat the motion. The adverse party must set forth
specific facts showing there is a genuine issue of fact for trial. See Phaff v. Gerner, 541 Pa. 146, 303
A.2d 826 (1973); Pape v. Smith, 277 Pa. 80, 323 A.2d 856 (1974); Amabile v. Auto Kleen Car Wash,
249 Pa. 240, 376 A.2d 247 (1977).
Rule 1035.3 specifically provides, in pertinent part:
(a) the adverse party may not rest upon the mere
allegations or denials of the pleadings but must
file a response within thirty days after service of
the motion identifying
(1) one or more issues of fact arising from
evidence in the record controverting the
evidence cited in support of the motion....
Pa.R.C.P. 1035.3
In the case at bar, the pleadings, exhibits, and Affidavit of plaintiffs foreclosure
specialist and Request for Admissions establish conclusively that there are no genuine issues of material
fact, and, thus, this case is ripe for summary judgment. Further, defendant's pleadings indicate that
plaintiff is entitled to judgment as a matter of law.
Firstly, in his answer and in Request for Admissions, defendant admits directly or by
indefinite denial: (1) that he is the owner of the property located at 46 North East Street, Carlise, PA
17024; (2) there is a mortgage on it; (3) the mortgage is in default and; (4) Act 6 & 91 Notices were sent
as legally required to defendant.
Defendant's Answer to Plaintiffs Complaint in Mortgage Foreclosure consists of
admissions as well as indefinite denials or evasions which are not substantiated with corroborating
evidence. Pennsylvania Rules of Civil Procedure, Rule 1029(b) states that, "[a]verments in a pleading
to which a responsive pleading is required are admitted when not specifically denied or by necessary
implications", Pa.R.C.P. 1029(b). Thus, unless the defendant wish an allegation to be regarded as
admitted, the defendant must specifically deny each allegation of fact contained in a Complaint to which
a responsive pleading is required. GENERAL DENIALS OR DEMANDS FOR PROOF HAVE THE
EFFECT OF ADMISSIONS. Any form of general denial or general demand for proof is an admission.
See First Wisconsin Trust Co. v. Strausser, et. al., 653 A.2d 688 (Pa. Super. 1995) ("[T]his Court has
held, however, that in mortgage foreclosure actions, general denials by mortgagors that they are without
sufficient information to form a belief as to the truth of the averments as to the principal and interest
owning must be considered an admission of fact")(citing New York Guardian Mortgage Corp. v. Dietzel,
362 Pa. Super. 426, 429, 524 A.2d 951, 952 (1987)). See also 5 Standard Pennsylvania Practice 2d
§26:41. It would appear then that "bare allegations of lack of knowledge" are also admissions. See Id.
at §26:41.
The Complaint, Answer, Affidavit of plaintiffs foreclosure specialist with attached
payment history and Note evidencing the interest charged, and Request for Admissions clearly set forth
the amount due and owing on the mortgage. The pleadings and relevant material are absent of any
supported, documented dispute as to this figure.
Additionally, the request for attorney's fees is reasonable under the circumstances and
permitted by law as provided in the mortgage. See Fedland Bank of Baltimore v. Philip J. Fetner, 410
A.2d 344 Pa. Super (1979). This disposes of any legal issue raised by defendant.
Further, the Complaint, Request for Admissions and Affidavit of plaintiff s foreclosure
specialist clearly set forth that proper notices required by Act 6 of 1974 (41 P.S. §403) and the
Emergency Mortgage Assistance Act of 1983 were forwarded to defendant. (See Exhibit "E")
Indeed, defendant could not refute with any supportive documentation any of plaintiff's
allegations and admits in the various pleadings that he: (1) owns the house; (2) there is a mortgage on
it; (3) the mortgage is in default; (4) he has not paid the mortgage; and (5) he was sent all statutorily
required notices. Summary judgment based upon contractual liability is appropriate when the documents
are undisputed and there is no question as to the contracting parties' intent. See, e.g., Paul Revere
Protective Life Ins. Co. v. Weis, 535 F.Supp. 379 (E.D. Pa. 1981); Kane Gas Light & Heating Co. v.
Pennzoil Co., 587 F.Supp. 910 (W.D. Pa. 1984). Here, plaintiff initiated this action in mortgage
foreclosure against defendant based upon defendant's mortgage obligation. As set forth herein,
defendant does not dispute the existence of the mortgage documents and that he is a party to the
mortgage. Furthermore, the pleadings, exhibits, and supporting Affidavit of plaintiffs foreclosure
specialist clearly indicate that payments have not been made since November 1, 2006.
Plaintiff's attached Exhibits and Affidavit in support of this motion, establish
conclusively that defendant executed a mortgage and note to which plaintiff is the successor in interest;
defendant defaulted on payments in the amount of indebtedness, and there are no genuine issues of
material fact. Moreover, defendant has presented no evidence through affidavits or substantiating
documentation to the contrary. As stated above, defendant may not rest his argument on the pleadings.
Therefore, plaintiff is entitled to summary judgment as a matter of law.
Defendant, likewise, may not merely deny the amount owed or state that defendant is
without information sufficient to form a belief as to the truth of plaintiff s averment as to principal and
interest due. Such a general denial is to be considered an admission of those facts. New York Guardian
Mortgage Corp. v. Dietzel, 524 A.2d 951, 362 Pa.Super. 426, 429 (1987); See also PA.R.C.P. Rule
1029(b,c) and First Wisconsin Trust Company v. Strausser, 653 A.2d 688, 439 Pa.Super. 192 (1995).
Lack of admission as to amount of indebtedness in the pleadings of a defendant will not prevent the
entry of summary judgment. Landau v. Western Pennsylvania National Bank, 282 A.2d 335,445 Pa.
217, 225-6 (1971).
Further, defendant raises no genuine issue of material fact when denying amounts owed by
defendant to plaintiff. Case law on this issue is exceedingly clear, holding, "[a]n action in mortgage
foreclosure is strictly an in rem proceeding, and the purpose of a judgment in mortgage foreclosure is
solely to effect a judicial sale of the mortgaged property." New York Guardian Mortgage Corporation
v. Dietzel, 362 Pa.Super. 426, 431, 524 A.2d 951, 953 (Pa.Super 1986). More importantly, the Court
held that "[a] judgment in a mortgage foreclosure action is not a judgment for money damages ...."
Ibid. Consequently, any contentions made by the defendant regarding the amounts owed by defendant
to plaintiff, are not an issue of material fact in this strictly in rem proceeding.
WHEREFORE, plaintiff requests this Honorable Court enter summary judgment in its
favor and against defendant.
Respectfully submitted,
MCCABE, WEISBERG & CONWAY, P.C.
1
BY:
MARC S. WEISBERG ESQUIRE
Attorney for Plaintiff
w
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorney for Plaintiff
Citibank, N.A., as Trustee for Cumberland County
Chase Manhattan Mortgage 03-2 Court of Common Pleas
V.
Number: 07-1154
Larry E. Gossard
CERTIFICATION OF SERVICE
I, MARC S. WEISBERG, ESQUIRE, hereby certify that a true and correct copy of
the within Plaintiffs Motion for Summary Judgment and attached documents were served on the 14tH
day of May, 2007, by first-class mail, postage prepaid, upon the following:
Fred W. Freitag, IV, Esquire
Greenfield Court
1040 Fifth Avenue
Pittsburgh, PA 15219
DATE: , ? I
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
EXHIBIT A
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L pfpmamat at Pktocbaal, bloat. Sw.w Noah PlepaI I Mata/, Md Linde QrWao.
Ilaci n ac dmM pap whm due the , 1 4 1 of. and lasaaaac oa, d w &W otAdsom I by du Nob wed era,
I gig eic ebb" aid Do dipw dae weeder the Nab, soaaeaast' ins dw pq fella /err Haeaaw bens
pannee a Seoebo 3. Pgmiu der winder be Now aid tda Seco ty i ounem id to wade is U.S.
aaawat. Nrnsaea. U mV cluck erober kmaseaaa asodatd by lade r m pgasert sudw &* None rr ds
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adead by Lunn W ank; W momp adm; (4 wMed deck, beat tback. uo mWs do* or
nibs dm#, peeaYed =W each duck b daaaaw apes a idlaidn whom depoda acs flamed by a
bound apaesy. l usu nWq. er sa ft or (a Minuuik Amds Tawk
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node Ober loeaelor as mq be dedpnd by liadls In aoowiaoe wft to aodoe pasldeaa b SNOW 13.
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.ear eid. err maim thee b Boeto+aa.lf aM1 ippiid amaUer. aocl Leda ads bs appsd a mr asatardbtt
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doe aide br Nowt: N) p%*d tea tinder tae )Ioce; 0 anoaaa awe waft NeWoo i. Sod pgirau
do be gWWal w each pecbdk Pgaut in due wk k whit k became doe. Amy amalahlp aierau
shay be VFW the to bte love, mood b OW dawn anuvwx dal tinder thb 9eauft iammend, ad
thin a asdooa dw pdscbd bdu oe ofthe Nine.
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the b a duate. Knee Sm ooe Parlod c Pganeit is oaptmes. Lander tmq W* sal' imy aaacand
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• Chase Home Finance 2/16/07 8:25
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PAGE 22/37 RightFax
pdd IS W. To da ateat duo my excel SAM older do peptnea' b qOM b me (a paaueent of oat or
move tlxrroak Pyaar I Oak era e mq beep ad is E W lees cbga doe, voluoudy I OF IQ tma shall
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fosouSs pemiaee is aoooedaoae with dw peaaiebo of 3801oo 14L lbws hem we eased •Namw
Newt.' At odglewioa ar w any lion deem be avae of de Lacs. Lataer w" veldw mat C - , Iq
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wmamaam d mU b* as Beaow lea Ronower d wil pwapdy hm M w Lander ed oche d accosts w
be pid emiw dde Sadie. Bmmu OR pq Leader Bea Pads for Htaev None adels Grail wahs
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r wvitiea. to de veal of aae>t waitrex ioeoersr aW1 pq dieaedl. wive sin trham pgabb. ds avaoeb
ass br cep Bmeow here for wllda payaaeett dPeodt let btran vole by LSm r ww. W wdee eeq I .
dM tmmbh as Iwiw maipw wMesckS Suet pto wlmis Sob ale: rdad a Leader mq n9dw
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we p4 satin wont ad Dwww t veld thin tie uW40 a medrt 9eadoa 9 to NNW * Leader q sub
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aoeadtme wa deeaoa 13 end. upon Sufi aeeeotrI bwower atoll pq IS Laden ell Linda. and to
aneh atstaea. do e e rhea tsgiai osier dM fke" 3.
Laeww soW. a any time; cdlm m d hW Pmaa Jo as =oM W mllidesi b pwmtt I dw w WMV
ds Pink at the dtae qudned mart RWA. WA d) ON O Naomi the xmdmmr Smoot a lade ar
mgdm lower anVA. taader dwB eatfwree dw amamt of Feast An m ft bob d aarreet dMa sad
tamable e d mrtw of apadhom d tone Nw. heew or do Joe is saeoeat ew wNl Appiimmhle
Law.
Tu PYrede dbdl be bell b m kwholm when bpodw w homed by a Old" aluxV,
ioaaaaaesttlJgr, a atdq (iioeLadiq Leader. it Iesdtr it a batNxt>tae wham aepoaias aw m is.enq R i.
a y VeftW Haas Las But. Leader eloR vpply As Feeble pW da &am Allow itlw den da lbw
VwUW newer UWA. Leader Ad sot ehwp Boamm 1br bdit and VpWAt tb Pella, assay
aabslsy wee aaaaver socaat. er trrtgriq doe Hevener 11®x. solaaa Leader pqs hattvnar hneeaat a the
A" Nod AppW*b Law pemb Lander to nabs lack a cheep. [Leine a Wwwo et IS made fa wefts
a Applicable Lave tugaNea hMeaMt to be pM os ale Fads, Linder alai act a tapked b PIW Done"
ay b-1 - or eerebp an da FOSSIL Bonoeer and Lender ran acme he wrlele& kowem that exacta
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sotssiaasa?
? Al aaow wa.»d a POM atlas uhf
Chase Home Finance 2/16/07 8:25 PAGE 28/37 RightFax
- ; .,
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men LoA r im alai whici< eaa mratiesem leas tiwaM ad bet hwe is Mfr isapraed p
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paaaotiied 11ais. bra: (??1 toq a? Ina d wpe dml be wiaod by as u mm awweuee 3 b aolooe as
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• Chase Home Finance 2/16/07 8:25 PAGE 29/37 RightFax
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The WW r 16, , to herein is sialmd in the Safe of Penngkmia. Camty of Ctmi mdmd, City of Cw6de daabW
" foumm.
ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE FIRST WARD OF THE BOROUGH OF
CARI= CU AND COUNTY, PENiNSYI.VANIA, SOUNDED AND DESCRIBED IN
ACCORDANCE WITH A SURVEY MADE BY THOMAS A. NEFF, RS, ON APRIL 1% t9N, AS FOLLOWS,
TO WTI:
BEGD44ING AT A POINT ON THE WESIE N LINE OF 60 FEET WIDE NORTH EAST STREET IN THE
CENTER LINE OF 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES NO. 46 AND 48
NORTH EAST STREET'. SAID LINE ALSO COIN®IIdG WITH THE C MElL LINE OF THE
PARTTTON WALL ON THE SECOND FLOOR LEVEL. BETWEEN THE TW+O AND ONE-HALF SPOBY
D97MIRIM IMWN AS NO.46 AND 48 NORTH EAST STREET, WHICLL POINTAT THE PLACE OF
BEGINNING IS 123.50 FEET SOUTH OF TIM SOUTHERN IINE OF 60 FEET WIDE EAST IOLTTIER
SISEEI MEASURED ALONG THE WESTERN LOO OF SAID 60 FEET WIDE NORTH EAST STRBST:
THENCE FROM SAID NAIL ATTHE PLACE OF BEGINNING ALONG THE WESTERN LINE OF SAID
60 FEET WIDE NORTH BAST STREET, SOUTH 18 DEGREES 10 MINUTES WEST A DISTANCE OF 17.40
FEET TO A QUARTMUNC T DRILL HOLE IN THE CENTER LINE OF THE PARTITION WALL
BETWEEN PROPERTIES NOS. 44 AND 46 NORTH EAST STAET3T1 THENCE THROUGH THECENTER
OF SAID PARTITION WAIL BETWEEN PROPERTIES NOS. 44 AND 46 NORTH EAST 517 BET AND
BEYOND, NORTH 71 DEGREES 9o MIN LTIBS WEST.A DISTANCE OF 85.67 PEST' TO A POSE ON THE
EASIERN UM OF A 15 FEET WIDE PRIVATE ALLEY, THENCE ALONG THE EASTERN SIDE OF
SAID 15 FEET WIDE PRIVATE AU EY, NORTH 18 DEGREES 10 MQdUTffi EAST, A DISTANCE OF
17.40 FEET TO A POSTAT CORNI3R OF LANDS NOW OR FORMERLY OF ANDiREW THALHOFF$
T &CE ALONG SAID LAND NOW OR FOR ERLY OF AN DREW T H ALIMMM, AND PASSING
THROUGH THE CENNTER LINNE OFA 3 FAST WIDE PRIVATE A115MAY BETWEEN PROPERTIES
NOS. 46 AND* NORTH EAST STREET, SAID LIME ALSO CODMING WITH THE CENTER LINE OF
THE PARTITION WALL ON THE SECOND FLOOR LEVEL BETWEEN THE TWO AND ONE-HALF
STORYDWELLING HOUSES KNOWN AS NOS. 46 AND 46 NORTH EAST SISEBI. SOUTH 71
DEGREES 50 MINUTES EAST, A DISTANCE OF SSA7 FEET TO A NAIL ON THE WESTERN LINE OF 60
FEET WIDE NORTH EAST STREET, THE PLACE OF BEGINNING
SOURCE OF TITLE BOOK 249 PAGE 3669 RECORDED 12/26/2001.
APN: 02`21-0318-280
"Al"" ahat.M lai aeT - R aarw
Rev.200;?ap3 Iagat_damrdoe Page 1 of I
E?IIBIT B
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase Cumberland County
Manhattan Mortgage 03-2 Court of Common Pleas
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
Larry E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024 Number
CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and
notice are served, by entering a written appearance personally
or by attorney and filing in writing with the court your
defenses or objections to the claims set forth against you.
You are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by
the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the
plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR
NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
AVISO
?-i 6il
-n
0;0j'c-?n
Le han demandado a usted en la corte. Si usted quiere
defenderse de estas demandas ex-puestas en las paginas
siguientes, usted tiene veinte (20) dias de plazo al partir de la
fecha de la demanda y la notificacion. Hace falta asentar una
comparencia escrita o en persona o con un abogado y entregar
a la corte en forma escrita sus defensas o sus objeciones a las
demandas en contra de su persona. Sea avisado que si usted
no se defiende, la cone tomara medidas y puede continuar la
demanda en contra suya sin previo aviso o notificacion.
Ademas, la cone puede decidir a favor del demandante y
requiere que usted cumpla con todas ]as provisiones de esta
demanda. Usted puede perder dinero o sus propiedades u
otros derechos importantes para usted.
USTED LE DEBE TOMAR ESTE PAPEL A SU
ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE A UN ABOGADO, VA A O TELEFONEA LA
OFICINA EXPUSO ABAJO. ESTA OFICINA LO
PUEDE PROPORCIONAR CON INFORMATION
ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARA
EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE
SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS
QUE PUEDEN OFRECER LOS SERVICIOS
LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN
HONORARIO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Chase Manhattan
Mortgage 03-2
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
Larry E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
Number
CIVIL ACTION/MORTGAGE FORECLOSURE
Plaintiff is Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2, a corporation
duly organized and doing business at the above captioned address.
The Defendant is Larry E. Gossard, who is the mortgagor and real owner of the mortgaged
property hereinafter described, and his last-known address is 2563 Veterans Way, Elliottsburg, PA 17024.
On 02/04/2003, mortgagor made, executed and delivered a mortgage upon the premises
hereinafter described to Chase Manhattan Mortgage Corp. which mortgage is recorded in the Office of the
Recorder of Cumberland County in Mortgage Book 1826, Page 4038.
4. On 12/05/2003, the aforesaid mortgage was thereafter assigned by Chase Manhattan
Mortgage Corp. to Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2, Plaintiff herein, by
Assignment of Mortgage recorded in the Office of the Recorder of Cumberland County in Assignment of
Mortgage Book 704, page 22413.
The premises subject to said mortgage is described in the mortgage attached as Exhibit "A"
and is known as 46 North East Street, Carlisle, PA 17013.
6. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 11/0 1 /2006 and each month thereafter are due and unpaid, and by the terms of said mortgage,
upon default in such payments for a period of one month, the entire principal balance and all interest due
thereon are collectible forthwith.
7. The following amounts are due on the mortgage:
Principal Balance
Interest through 02/13/2007
(Plus $ 17.84 per diem thereafter)
Attorney's Fee
Late Charges
NSF Charges
Corporate Advances
Escrow Advances
Title Search
GRAND TOTAL
$ 59,733.13
$ 2,354.48
$ 2,986.66
$ 113.76
$ 53.59
$ 10.66
$ 1.03
$ 200.00
$ 65,453.31
8. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the
mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually
performed.
9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice
required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et
seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail
with a certificate of mailing and by certified mail, return receipt requested.
WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $65,453.31,
together with interest at the rate of $17.84 per diem and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged property.
McCABE,, W'YEISBERG AN?DCONWAY, P.C.
BY: / t l?t?f?h?.CZfY
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
VERIFICATION
The undersigned,_rfirQ(uel 6- (at r c , Esquire, hereby certifies that he/she
is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this
verification and that the foregoing facts based on the information from the Plaintiff, who is not
available to sign. this, are true and correct to the best of his/her knowledge, information and belief
and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904
relating to unworn falsification to authorities.
McCABE, WEISBERG AND CONWAY, P.C.
BY:
?.
A
Attorns for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
EggIBIT C
r
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No. 07-1154 CIVIL TERM
Plaintiffs),
Type of Pleading:
vs.
LARRY E. GOSSARD,
Defendant(s).
ANSWER TO CIVIL
ACTION/MORTGAGE
FORECLOSURE
Filed on behalf of
LARRY E. GOSSARD, Defendant(s)
Counsel of Record for this Party:
Fred W. Freitag IV, Esquire
Pa I..D. # 61770
1040 Fifth Avenue
Pittsburgh, PA 15219
(412) 261-5030
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No.07-1154 CIVIL TERM
Plaintiffs),
vs.
LARRY E. GOSSARD,
Defendant(s).
ANSWER TO CIVIL ACTION/MORTGAGE FORECLOSURE
AND NOW, comes the Defendant(s), LARRY E. GOSSARD, by and through
his/her/their attorney, Fred W. Freitag IV, Esquire, and aver as follows:
1. Paragraph 1 is ADMITTED and DENIED in part. It is admitted that Plaintiff is the
Corporation designated as such in the caption. The balance of paragraph 1 states legal
conclusion and personal opinions to which no response is/are necessary. To the extent that
a response to Paragraph 1 is required, said averments are specifically denied and strict
proof to the contrary is demanded at trial.
2. Paragraph 2 is ADMITTED in part and DENIED in part. It is ADMITTED Defendant's
name and address are as listed. The balance of Paragraph 2 states a legal conclusion and
personal opinions to which no response is/are necessary. To the extent that a response to
Paragraph 2 is required, said averments are specifically denied and strict proof to the
contrary is demanded at trial.
3. Paragraph 3 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response to Paragraph 3 is required, said averments are
specifically denied and strict proof to the contrary is demanded at trial.
4. Paragraph 4 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
Paragraph 5 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
6. Paragraph 6 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial..
7. Paragraph 7 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
8. Paragraph 8 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
9. Paragraph 9 states a legal conclusion and personal opinions to which no response is/are
necessary. To the extent that a response is required, said averments are specifically denied
and strict proof to the contrary is demanded at trial.
WHEREFORE, Defendant(s) requests this court to enter a judgment in their favor and or
dismiss the Plaintiff's complaint.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CITIBANK, N.A., As Trustee for Chase CIVIL DIVISION
Manhattan Mortgage 03-2,
No. 07-1154 CIVIL TERM
Plaintiffs),
vs.
LARRY E. GOSSARD,
Defendant(s).
CERTIFICATE OF SERVICE
I hereby certify under penalty of perjury that I am this April 2, 2007 serving a true and
correct copy of the foregoing ANSWER TO CIVIL ACTION/MORTGAGE FORECLOSURE as
follows:
by hand delivery
_X by first class mail, postage prepaid
on the following:
TERRANCE J. McCABE, ESQ.
McCABE, WEISBERG & CONWAY, P.C.
123 SOUTH BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
April 2, 2007
Date
?IIBI
E T D
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification Number 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for
Chase Manhattan Mortgage 03-2
V.
Larry E. Gossard
Attorney for Plaintiff
Cumberland County
Court of Common Pleas
Number: 07-1 154
REOUEST FOR ADMISSIONS
Pursuant to the Pennsylvania Rules of Civil Procedure, Rule 4014, Plaintiff has
served upon you a written Request for Admissions for the purpose of the pending action, relating to
statements or opinions of fact or the application of law to fact, including the genuineness,
authenticity, correctness, execution, signing, delivery, mailing or receipt of any document described
in the request.
Note that each allegation set forth will be admitted unless, within thirty (30) days after
service of the request, or within such shorter time or longer time as the Court may allow, the party
to whom the request is directed, shall serve upon the party requesting the admission, a verified
answer by a party or an objection, signed by the party or his attorney.
For the purposes of this Request for Admissions, will be hereafter termed "Plaintiff'
Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2 and Larry E. Gossard, will be termed
"Defendant."
1. The mortgage for Citibank, N.A., As Trustee for Chase Manhattan Mortgage
03-2 is in default because monthly payments of principal and interest upon said mortgage due
November 1, 2006, and each month thereafter are unpaid.
If the above request for admission is denied, attach all documentary evidence you
have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate
the denial.
2. The principal balance due on the mortgage is $59,733.13.
If the above request for admission is denied, attach all documentary evidence you
have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate
the denial.
3. The interest per diem is $17.84 and the interest due on the note and mortgage
through February 13, 2007 is $2,354.48.
If the above request for admission is denied, attach all documentary evidence you
have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate
the denial.
4. Plaintiff sent Act 6 and Act 91 letters which were received by defendant.
If the above request for admission is denied, attach all documentary evidence you
have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate
the denial.
5. The Act 6 and Act 91 letters sent to defendant complied with all statutory
requirements.
If the above request for admission is denied, attach all documentary evidence you
have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate
the denial.
6. Attorney's fees are in conformity with the mortgage loan documents and
Pennsylvania Law.
If the above request for admission is denied, attach all documentary evidence you
have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate
the denial.
Respectfully submitted,
McCABE, WEISBERG & CONWAY, P.C.
BY:
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff
Identification Number 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Cumberland County
Chase Manhattan Mortgage 03-2 Court of Common Pleas
V.
Number: 07-1154
Lary E. Gossard
CERTIFICATE OF SERVICE
I, Marc S. Weisberg, Esquire, attorney for Plaintiff, hereby certify that a true and
correct copy of the within Request for Admissions was served on the below party on the 6`h day of
April, 2007, by the United States mail, first class:
Fred W. Freitag, IV
Greenfield Court
1040 Fifth Avenue
Philadelphia, PA 15219
d C C'
DATE: 7 Z?A "-,f
MARC S. WEISBERG, ESQUIRE
E T IE
XHIBI
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ASSIGN=(1,1),
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LARRY E GOSSARD
46 N EAST ST
CARLISLE PA 17013
January 5, 2007
RE: Loan #15440290
This is an official Notice that the mortgage on your home is in
default, and the lender intends to foreclose. Specific
information about the nature of the default is provided in the
enclosed pages.
The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP)
may be able to help save your home. This Notice explains how
the program works.
To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take
this Notice with you when you meet with the Counseling Agency.
The name, address, and phone number of Consumer Credit Counseling
Agencies serving your County are listed at the end of this Notice.
If you have any questions, you may call the Pennsylvania Housing
Finance Agency toll free at (800) 342-2397. (Persons with impaired
hearing can call {717} 780-1869.)
This Notice contains important legal information. If you have any
questions, representatives at the Consumer Credit Counseling Agency
may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to
help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
IMMEDITAMENTE
LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN
CARGOS AL NUMERO MENCIONADA ARRIBA. PUEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY
MORTGAGE
ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA
DEL DERECHO A REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME(S): LARRY E GOSSARD
PROPERTY ADDRESS: 46 N EAST ST
CARLISLE PA 17013
$DJDE PMODE=PORTRAIT,FONT=P08TAC,DUPLEX=YES,FORM=S DLGLA,ASSIGN=(1,1),
$DJDE TOF=1,BOF=88,END;
LARRY E GOSSARD
January 5, 2007
PAGE 2
LOAN NUMBER: 15440290
CURRENT LEND ER/SERVIC ER: Chase Home Finance LLC
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR
HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE
PAYMENTS.
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAYBE ELIGIBLE
FOR EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES
BEYOND YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY
YOUR MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED
BYTHE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled
to a temporary stay of foreclosure on your mortgage for thirty
(30) days from the date of this Notice. During that time, you must
arrange and attend a "face-to-face" meeting with one of the Consumer
Credit Counseling Agencies listed at the end of this Notice. THIS
MEETING MUST OCCUR WITHIN THE NEXT THIRTY (30) DAYS. IF YOU DO NOT
APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR
MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE
YOUR MORTGAGE DEFAULT' EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO
DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the
Consumer Credit Counseling Agencies listed at the end of this
Notice, the lender may NOT take action against you for thirty (30)
days after the date of this meeting. The names, addresses, and
telephone numbers of designated Consumer Credit Counseling Agencies
for the County in which the property is located are set forth at the
end of this Notice. It is only necessary to schedule one
face-to-face meeting. Advise your lender immediately of your
intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default
for the reasons set forth later in this Notice (see the following
pages for specific information about the nature of your default).
If you have tried and are unable to resolve this problem with the
lender, you have the right to apply for financial assistance from
the Homeowner's Emergency Mortgage Assistance Program. To do so,
you must fill out, sign, and file a completed Homeowner's Emergency
Mortgage Assistance Program Application with one of the designated
Consumer Credit Counseling Agencies listed at the end of this
Notice. Only Consumer Credit Counseling Agencies have applications
for the program, and theywill assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your
application MUST be filed or postmarked within thirty (30) days
of your face-to-face meeting.
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$DJDE TOF=1,BOF=88,END;
LARRY E GOSSARD
January 5, 2007
PAGE 3
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO,
OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS
LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY,
AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCYACTION - Available funds for emergency mortgage assistance
are very limited. They will be disbursed by the Agency under the
eligibility criteria established by the Act. The Pennsylvania
Housing Finance Agency has sixty (60) days to make a decision after
it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time
requirements set forth above. You will be notified directly by the
Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BYTHE FILING OF A PETITION
IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR
INFORMATION PURPOSES ONLYAND SHOULD NOT BE CONSIDERED
AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy, you can still apply for
Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date)
NATURE OF THE DEFAULT-The MORTGAGE debt held by the above lender
on your property located at:
46 N EAST ST
CARLISLE, PA 17013
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following
months and the following amounts are now past due.
Payments of $568.77 each for November 01, 2006
through January 01, 2007:
(Corporate Advances included) $ 1,716.97
Current Late Charges: $ 56.88
Deferred Late Charges: $ .00
Current Returned Check Fees: $ 20.00
Deferred Returned Check Fees: $ 33.59
Advances by Senricer: $ 1.03
Less: Partial Payments/Forbearance: $ .00
Miscellaneous Unapplied Funds: $ .00
TOTAL AMOUNT DUE TO CURE DEFAULT: $ 1,828.47
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY
(30) DAYS of the date of this Notice BY PAYING THE TOTAL AMOUNT
PAST DUE TO THE LENDER, WHICH IS $1,828.47, PLUS ANY MORTGAGE PAYMENTS
AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Payments must be made either by cash, cashier's check, certified
check, or money order made payable and sent to:
Chase Home Finance LLC
10790 Rancho Bemardo Road
San Diego, CA 92127
$DJDE PMODE=PORTRAIT,FONT=P08TAC,DUPLEX=YES,FORM=SDLGLA,ASSIGN=(1,1),
$DJDE TOF=1,BOF=88,END;
LARRY E GOSSARD
January 5, 2007
PAGE 4
IF YOU DO NOT CURE THE DEFAULT- If you do not cure the default
within THIRTY (30) DAYS of the date of this Notice, the lender
intends to exercise its rights to accelerate the mortgage debt.
This means that the entire outstanding balance of this debt will
be considered due immediately, and you may lose the chance to pay
the mortgage in monthly installments. If full payment of the
total amount past due is not made within THIRTY (30) DAYS, the
lender also intends to instruct its attorneys to start legal
action to foreclose upon your mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will
be sold by the Sheriff to pay off the mortgage debt. 9 the lender
refers your case to its attorneys, but you cure the delinquency
before the lender begins legal proceedings against you, you will
still be required to pay the reasonable attorneys fees that were
actually incurred, up to $50.00. However, if the legal proceedings
are started against you, you will have to pay all reasonable attorney's
fees actually incurred by the lender even if they exceed $50.00. Any
attorneys fees will be added to the amount you owe the lender,
which may also include other reasonable costs. If you cure the
default within the THIRTY (30) DAY period, you will not be required
to pay attorneys fees.
OTHER LENDER REMEDIES - The lender may also sue you personally
for the unpaid principal balance and all other sums due under the
mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have
not cured the default within the THIRTY (30) DAY period and
foreclosure proceedings have begun, you still have the right to cure
the default and prevent the sale at any time up to one hour before
the Sheriffs Sale. You may do so by paying the total amount then
past due, plus any late or other charges then due, reasonable
attorney's fees and costs connected with the foreclosure sale, and
any other costs connected with the Sheriffs Sale as specified in
writing by the lender and by performing any other requirements
under the mortgage. Curing your default in the manner set forth in
this Notice will restore your mortgage to the same position as if
you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the
earliest date that such a Sheriffs Sale of the mortgaged property
could be held would be approximately six (6) months from the date of
this Notice. A notice of the actual date of the Sheriffs Sale will
be sent to you before the sale. Of course, the amount needed to
cure the default will increase the longer you wait. You may find
out at any time exactly what the required payment or action will
be by contacting the lender.
HOW TO CONTACT THE LENDER:
Name of Lender: Chase Home Finance LLC
Address: 10790 Rancho Bernardo Road
San Diego, CA 92127
Phone Number: (800) 548-7912
Fax Number: (858) 605-3674
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LARRY E GOSSARD
January 5, 2007
PAGE 5
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale
will end your ownership of the mortgaged property and your right
to occupy it. If you continue to live in the property after the
Sheriffs Sale, a lawsuit to remove you and your furnishings and
other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You might be eligible to sell or transfer
your home to a buyer or transferee who will assume the mortgage debt,
provided that all the outstanding payments, charges and attorney's fees
and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied. To determine eligibility,
you must contact our office to verify the assumability of your
property.
YOU MAY ALSO HAVE THE RIGHT:
- TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE MORTGAGE
DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY
OFF THIS DEBT.
- TO HAVE THIS DEFAULT CURED BYANYTHIRD PARTYACTING ON YOUR
BEHALF.
- TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO
DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO
NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES
IN ANY CALENDAR YEAR.)
- TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS.
- TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BYTHE LENDER.
- TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
Chase Home Finance LLC is attempting to collect a debt and any
information obtained will be used for that purpose.
We may report information about your account to credit bureaus. Late
payments, missed payments, or other defaults on your account may be
reflected in your credit report.
Sincerely,
Collection Department
Chase Home Finance LLC
Enclosure
WP12/ACT91 BP Regular Copy
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Consumer Credit Counseling Agency
Notification To:
Date:
Name of Mortgagee:
Address:
In accordance with the Pennsylvania Homeowner's Emergency Mortgage
Assistance Program (Act 91 of 1983), we have been approached for
mortgage counseling assistance by:
Name of Applicant
Address
Telephone Number
Mortgage Loan Number
Address of property on which mortgage is in default,
if different from above.
The counseling agency met with the above named applicant on
Date
who have indicated that they are more than sixty (60) days delinquent
on their mortgage payments and have received notification of intention
to foreclosure from
Name and Address of Mortgagee
In accordance with the Homeowner's Emergency Mortgage Assistance
Program, this is to inform you that:
1. If the delinquency cannot be resolved within the 30-day forbearance
period as provided by law, the applicant listed above may apply to the
Pennsylvania Housing Finance Agency for Homeowner's Emergency Mortgage
Assistance.
2. By a copy of this Notice, we are notifying all other mortgagees, if
any, which the applicant has indicated as also having a mortgage on the
property identified above.
3. It is our understanding that the 30-day forbearance period in which
we are now in ends on
4. No legal action to enforce the mortgage may occur during this
forbearance period, unless procedural time limits were not met by
the homeowner.
EXKI$IT F
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for
Chase Manhattan Mortgage 03-2
V.
Larry E. Gossard
A FFM A ViT
Cumberland County
Court of Common Pleas
Number: 07-1154
1. I, Vivian Pham, am the Attorney in Fact of Citibank, N.A. as Trustee for Chase
Manhattan Mortgage 03-2, and am custodian of the account and records of the defendant, with personal
knowledge thereof. I am the keeper of the records and they are business records kept in the ordinary
course of business.
2. On February 4, 2003, the defendant entered into an agreement with plaintiff's
predecessor which gave the defendant a mortgage loan. This mortgage was assigned to plaintiff herein.
3. On February 4, 2003, as security for this mortgage loan, defendant made,
executed and delivered a mortgage on the premises described in Plaintiff's Complaint. A copy of said
mortgage with legal description ofthe premises is attached to the summary judgment motion and marked
as Exhibit "A". This mortgage was to plaintiff herein.
4. The defendant is in default of the mortgage in that payments of principal, interest,
attorney fee's and costs upon said mortgage due August 1, 2006, and for each and every month thereafter,
have not been paid and are due and owing. The payment history is attached hereto as part of this
affidavit. The Note evidencing the interest rate charged to defendant is attached hereto as well as, is
Attorney for Plaintiff
the Assignment of Mortgages to plaintiff herein.
5. The mortgage has an acceleration clause which permits plaintiff to foreclose on
the mortgage by judicial proceedings and sell the property at Sheriffs Sale.
6. On or about January 5, 2007, notices were sent out to defendant as required
under Act 6 and Act 91.
7. Because the defendant is in default, the plaintiff now requests this Honorable
Court to grant summary judgment and enter judgment against d efendant. The amounts found at
paragraph (6) of the Complaint are correct and are as follows:
Principal Balance $ 59,733.13
Interest through 02/13/2007 $ 2,354.48
(Plus $ 17.84 per diem thereafter)
Attorney's Fee $ 2,986.66
Late Charges $ 113.76
NSF Charges $ 53.59
Corporate Advances $ 10.66
Escrow Advances $ 1.03
Title Search $ 200.00
GRAND TOTAL $ 65,453.31
VERIFICATION
The undersigned, Vivian Pham , hereby certifies that he/she is the _
of the Plaintiff in the within action, and that
he/she is authorized to make this verification and that the forgoing facts are true and correct to
the best of his/her knowledge, information and belief, and further states that false statements
herein are made subject to the penalties of 18 PA.C.S.§4904 relating to unsworn falsification to
authorities.
Vivian Pham- v
`, r^ E + r :` l`NIANCE LLC
Vice Prev;derit ?., ..
unase dome r lnance L/ ld/ V / / ::Sts VAun 147/ .S / nlyn-Car ax
Recording Requested Sy:
Chase Manhattan Mortgage Corporation
I1EMCBI1"11181DBEA1M
When Recorded Return To : MO ,? OF71E OI?NI.
1Gaith Day
Chase Manhattan Mortgage 8Y:
Document Control
10790 Rancbo Bernardo Rd
San Diego, CA 92127-
COKIRMIATE A>i6xa Gr ?GN
47NMMALLMM COUNTY. PiMISMVMM
SILJ.OC'00011YROM1644M"o000AW ADVPM/O?
NIYE010RS LOMN 10 01
Date of Assignments 02/21/2003
Assignor, CRASS MANHATTAN MORTGAGE CORPORATION at 10790 RANCHO BERNARDO RD, SAP
DIEGO, CA 92127
Assignee: '
Q7MN% NA, AS 7MMa
Date of Mortgage/Deed of Trust/security ponds 07/04/2003
Executed By: LARRY E OOSSARD, Alf UEIU1RRI3ID MAN To: CHASE M01NHA1TAN MORTMOE
CORPORATION
Recorded as Instrument/Document No. Hook/Reel/Liber
Page FO io Ia CUMBERLAND , PBSDTSYLVANIA
City o CARLISLE.
I do certify that the eeia address of
is m
Attested By: ?fC/ a ?Ge. r-
Property Address: 46 N RUT UT CARLISLE PA 17013, situated
in the City of CARLISLI, County of Cumberland, in the Commonwealth of
Pennsylvania.
101011 ALL NOR BY TOM PRESENTS that in consideration of the am of TIN and
NO/100ths DOLLARS and other good and valuable consideration, paid to the above
named Assignor, the receipt and sufficiency of which is hereby acknowledged,
said Assignor hereby assigns unto the above-named Assignee h'e said Mortgage
together with the Note or Notes or other evidence of indebtedness (the "Note"),
said note having an original principal sun of $61,600.00 with interest, secured
thereby, together with all moneys now owing or that ssnw hereafter became due or
owing in respect thereof, and the lull benefit of all the powers and of all the
covenants and provisos therein contained, and the amid asaiNaor hereby grants
and conveys unto the said assignee, the assignor's beneficial interest under the
Security Instrument.
TO HAVE AND TO SOLD the said Security Instrument and Note, and also the
said property unto the said assignee forever, subject to the teem contained in
said Security Instrument and Note. Furthermore, I do certify that the precise
address of the within named Assignee is .
CHABN MANHATTAN MORTGAGE CORPORATION
On Z G?LIi! (DATE)
By
ms= DAY, VICE P?
STATE OF California
COUNTY OF San Diego
ON •sy o before me, DIANA w?-•L=, ¦ Notary Public in and for the County of
San ego County, state of California, personally appeared ZBrTH DAY, VICE
PRE3IDINT of CHASE MANHATTAN WIT3AOE CORPORATION. 10790 RANC®O BERNARDO RD, SAN
DIE30, CA 92127, personally known to os (or proved to me on the basis of
satisfactory evidence) to be the person(s) whose name(a) is/are subscribed to
the within instruxwnt and acknowledged to eta that he/abe/tbay executed the saris
in his/her/their authorised capacity, and that by his/her/their signature on the
inst}vuiant the person(s), or the entity upon behalf of which the person(s)
actfd, sxmCU_U4 the Jstrument.
OIAMA 44A19M
DTXna ??1er 011110 WIN 01741810
Notary Expires, 11/12/2003 #1241540 Ns? aeu wfs
?Owmesis-., 1ZNND
---------
Chow area for notarial seal)
s. llsnhat?n L 10M Rnatw Ig,.do Rd. Ssn Diepo, CA 11127
QN101302fe01wa"WWO wANOW-M IM UNDWA MMM!
unase Home P inance -L/ lb/ U'! 7:38 PAUL 17/;1'/ nignt.r ax
Exhibit "All
Fie Nanabea SZ32?3
Deu:;ptioa:
The trod sued to herein is shusted in the Some of Penneyk na, Counq of CutabedvA City of CeeWle deeoalled
as fallow:
ALL THAT CERTAIN TRACT OF LAND STIUATE IN TIRE F UST WARD OF THE BOROUGH OF
CARLMIA CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN
ACCORDANCE WI7H A SUSVEY MADE BY THOMAS A. NEFF, RS, ON APRIL t0, 1979, AS F=OLLOWS,
TO WIT:
l,i1d5C riuluC r 1iiant;t;
1 ? - V
1095"em
ADJUSTAI" RATE NOTE
nlembdow cap)
TM MOM COITPAIPIf3 PROMION3 ALIA M MR CRAM= IN MY II11TfIt =
RATS AND MY IMIDKI>O.T TAYA NT.1 MOM L OMM MM Ab10DRr AL! I RTMW
>RATi CAN CRAP= AT ANY ON& TM AND TMMAIMEM>RM I MRIBTPAY.
rabnm y 4, 2009 on
maince, n ea, ar.
46 N Ifaat At, Carlisle, 1lrammylvau" 17013 ne?anar
1. BOSUWWZ t'S pY0 AIN 70 TAY
In eceeaa for a tra 1 Law veaei+ed.l pmdia b psy U.S. S 61,600.00
sissy-006 lbansaod nix BOOCead and 00/100fts
(dbti aotomc a sued Tiiaclpalh,pLr Lbtest. b Aar 0aier dde Loader. ? I.wder ie
Owe" 3k=batt n Mortgage comm.
a oaI - - agadsod and etcw" Oder fro Load now Jasae w
I wgt bate all peyevaMe mdw Ede Noe b Ar hm of cuk meek or m oy wAw. I aadeabmd that dw Leader =say
nme1 Ade NM The I.asder oe aayoaa vdo rise bM Nab by tmmfbr sad who b oat+Osd ab moelre ppteetai! miler tdia
Nab faCaWthe "Now HoWw.m
L ENTAMObT
Iaeetcat wM be da,ed m oopaid pieeipal ad to Hell amand at Pdodpai Lea bean pdd. I will pay baeeael at a
yM* nee of Rlgbt and 100/1000
1.100 %
Mn ireered rte 1 viii pay wM dmp a soomhaw wi& &wdm 4 dib Noes.
Mw iniaw'a% =WW by rib SKd= 2 sad Seatba 4 afth Nab is to ate I Wilt pay rob bdm add sAa mW
dWbmk 4, , 0dbtecdm70) arftNob.
3. rATIMU 8
(r) Tim mdl7icestl yaomb
I -M pay pio*d ad irrra- byAlippmeab evwmm&
I wltl mdoe my ama6dy payaarlt m dea 16! day chock nw@& beWw ft m April 1, 2009
. I wfll saeba Ares paa i army mcm& aadl l bavo pdd dl of ba pitclpd sod
meter and may adar ehales da =AW bdew Art I aq on radar A b Nob. Saab mmfbly payment wlt be yrpRed as
a[ife aebaduiad doe 4ab mad w81 be appibd b bwmeat befaoe Paaeipal Kam march to 2033 jam
ova abosm miles die Nab. I wM pq drm mmomte Lt fA m Art deem, wMA is eaild b'AhimW Dab."
I wM subs my m nddyprymerrb el 1400 s Plampo rt t7aates Dadw
Deanna" teaeah, no ids 33"4
ar st a diftmpbw ffm*dmd by dw Nm Nsida.
(n Ammo ad ft bbd Mud* lapmaat
8mA ofow louses aradly pa) ase I wW tic i. da ammat of UA i 456.30
Few Emmiced ft9W-iis and 30/100tbs
This amawt aw/ CbwgL
(C) Mem tly?gaeoa amw
Cbmpa in my moa&ty paymrrt wM =Ileac cbogp is dw mpdd ptiroW of my km sad k dw ku" tm do I
amts pay. The Nob [Botchy wpl doeemdro my am krteewt tab sad do dmgpd amoaet of mW madly paysum in
aaowdsaosvdd8aadm4 efbie Nhb.
4. ff4T tiM3? ItATZ APM A10atTffi,Y PAYNMU CBA14M
(A) Chop Dow
The h* wt eats R v MVW mayd mp m dr 362 day d Ake*, 90013
mad m that dry away dnO bond d w a rr. Saco dte m w U& aq ioaetast cue cmM cbW is cd W a'C,bptps Data"
(s) The tbdoa
Byhe ft Wilt da do Grope Date, cry inbeasd ab wM be based an m today. Mw '7adae" b &c armW of
hftd a k ari=d laces hr & mood U8. ddbr4 momiosted depab is do Lmdoa madtt (LMMN). ss pddded im
flu slap Sh am JawmL The west ntorot bdsx ftm rad6k as of t o dsb 4S Ago bdm oak Cbwp Date is cAW
tbs "Com" Idea."
Ir 66 h dm b w kmew avIN63% de Nob Roller will ebooas a War b4m v ch k bmsd Mom omlpaabis
afom wdo& Tbm Nab IRelder wM piw ma madco ofd de dWm.
I &MOTATdLBDAARMMM
BC-M22 ease t aft (UD1) V#Am L00)
chase name r finance Z11b/o'/ '/ : ;3t3 1JAUPI Z/;s'i higntra,x
M fa
(Q c le.aaawefcbMM
rs ba 80 - Dab, dw Igor HddWww a &WWA cqsort mfawc wb bs Wft
p PokoP . 230 %) b be cWIM b ax IW Nab Adis wJA ben lamd be raaalt
of ab addMw b dm wart ww4g6lb at sae pvmoubp poise QM23* gab M b de NOW atdd in Boetiott 1(D)
bduw. tlti0 voaoded ntvoatl will be ay saw ittlav0at ate Haag the tan CWW Dab.
The Note Balder wit 60 dowmiee as aoenat of the oooffdr pymset do wmW be sW b M b tipsy to unpaid
prioeipd *a I as apeebd to am at for Gaye Dab bi &0 as dw )Adz r Dab st air sew bab A raft in MAdkodally
updpaymlr.TM=w&oCddscdcd =wMbatheaawawwdefoWmoa6lrpt3n
(D LkftoolatuwIXs*Chop"
The b?tmed ate It am aegaied b par d the Sat Goads Date wM sot be prates dtan Blwm wad 100/1000
11.100 %.
or kra tbam fight acrd 100/1000
0.100
Tbaeshor. =y kWM ote WN haver be ittaaaaed w deceased oa sty sb& Chop Dab by MM abaa ate and a hdf
peaaelage poittb (1.S7i) tbm tie ales dfaletua I have bas, pgioj 1tr ties poeoedio3 anc aaoofba. J1[y balaaaot r.b will
mvarbepwfxOm
15.100 %
and wilt awar be barn fluor 51gbt and 100/1000
0.100 %
? stibtu..Ddrwcl..5te
11[r oew iaeetrd afsa wW bromw MoOft to ow* aatup Dwa I wX pq ft =mood at aq aavr MMd* pePmw
ab? ld 00 &0 AN =Oft I I bb suer Sa Omar Dab vats be OWN of SW md>tIr pa M=I chaps
(h Mehraatch""
The Nob Iwft wM 6divw a' m a low a som of mw dww a EW io nat m ad 60 aaoooat at my uno ft
pw=W be is die abctiva dale of Day a wSL 755 Nolioa vM kded0 Wooodm mpbW by bw to bo piwe rte soil
aLo the tiBe wd tdepltoas aambberad's ptasao who vriU aeaasraey gOeaNota I tagJhve bspadty dts aotboe.
S. BORRbw6R'S RiGur To pwwAY
[ bars the tf?bt b maloe payabeap of Pbloeipat >t say toe belraa tltay ao dos. A para+0el otPdoeipal silt !s laoan
as a "Peapaynnotm what I mays a ptyoitodi I wM lag the Nob Resides in vrtbbV that I am doia5 as I say MA
daipatr a PW=M = a Pbrpgmesa NI have notoede *U *o mown pro0ab dam mda ties Nob.
Imq =she a barU Pnpay=w w partial P 1,3 -bobaa w01 l p ft a w hol 1mau6dap. The Noe lbidar wM we
aU of say Pwpsyum% b nduoe An zwo ctMsdpd flat I owe viler dda Now Bewww. tw Nob Holder noy apply
a w Prepaysa m to des ammi sad repaid i nor m be Pnpaym w mooaat bo bar applp105 xW Pnpgpm w tedtwe
1w Pria*a saeod of dw Nate. N'I nett a pIxw Pbtpaaytmaof. &w wig be oo sbu" b dw due ddw of xW moa ft
pttyme0b vdm dta Nob Haider 4paoa la avWy b thaw dmgea. * pwW Pnparoeot may tadtboe the gamma at say
, -11 r PWAwft ails de fist C Ww Dare t §wwiq wq Vu W Pasperereae Hawvar, wW n&wdm doe to my pardal
Paepsynmt may be offid by as ialersat sale huetaara
L LOM CHARGES
If • bnr. Vbkh applla b dda ism sad Wbi& NO Mdavost I= cirbpr? b ebadfy btbrpsbd 00 bat dw ideteat Of
offer Was ehatpaa a0gcabed a<b bo aoblecbd is aeooeodoe vat No lom a>oesad paaifed Iiatid, titer (a? soy 00th bas
tdtall be nd=W by de amno oa0awq b =&= da dear b the pamioad un* sad (b) aay mores aim*
w0cmd from ties ubkb aicaedsd poWbbd Umb wM be w oiled b tar. Mw Mob Boitkr may dmw to mdoe ft
TwhW by whcbi the Pdocipd I mm =de r dds Now or by toddy a dbat paytaad b ms.)ta veEobd reduces Prbdprl,
the ndacfimwealbe b vdod m a partialPnpriso tt
7. IIODItHOWOM FULM L 7'D PAYA! SQUIRM
W Lb ? it ovaeita Psraaata
If br Nato Holder hra eM evaeived dte 110U stnraot 0t aq 0acaddy ptUeimt by the std atllibem (13) oeteadar days
sbae the dab it it &w, t wilt pay a fear dkwpe ra dw Nab Haider: The atoeart oohs doW will be 3.000
vo mut afmraved=poyoeatofpabocipal
sad baaret I vM pay dds late sharps prot*r bot mly oocs m aKh tab paymrt
(a) Dtdaw
WId0andpsrbotaamamtofaaol<teaIh pa ow an dedo*it4doa,lwtllbeisdeBtolf.
P man orbarma
Ift saes i0 ddbuk tits Noes RoMw ray =dme a wdM soft olio: me &d ff i do mtpar do aaiw a wmtbr a
oabtb date. GO NM HoWar agar rogobro m b psr imoedlablr for M tt =W of Pehc*d wbMAt Ira we boa paid sad
o0 tIr frum that low m fiat numt That dolt om be at teat 30 days oiler tb dab w *Iddk demo" to =aged b
=ear ddivwod* abameae.
(b) arew~syMaasBalder
am It at a dme TAM I ao i0 dead; the Note Holder dote sot =gab* we to pay iowmakbly is !fill at d=dbed
ab0+ra, the Nab Ilobdrr wM dM bare the bfjbt bso do HI am b ddob d a low rhea
ei TMTATyLMMApteNORM
W-6732 h/ 2 on ('/a) owbaft 7m0)
unaSe home r finance G/ 117/ u f I :.3t3 YAun
m igpet dNeb Bddw% Cab mud zq?
Irtho Nob Haider his taguied toe b pq kamodbte?y a Ian a datadbmiabo?vm. des Afole ILeidsrvrin Lne Itia tf f6t b
be psis beet by me 6or d at is aoat ad attpeosas is aoeoabf dtis Nola b Ae ems as pwbMW by appnabb Lw.
TbwoatepamoaaiadbkhratttmpM.teraotcrbiaatla Y hm
L GIVIM OF NOTH iS
UW mappilmblslaw-p'uadiabeeatass' LsyaotimddoastbeskmbnomdaAkNamwillbethin by
den o ft k ar by reedit f k by flu ebn leaf b tae a As TnpoW Addmm abess or d s diekoat oddness K I shv to
Now Hawn o and= army defame dbew.
Any motion dd mast be Siren to dw Nose Hower u dw Ak Nob will be Om by detivadaf it or by mdiir f it try dirt
tles ttaf b Ste Nate Iioidse d 7b ttddeom abed bt Ssedoa 3 f/?) tdava a at a diQmaar tdham iFl stm aivvm s nodoe of
dot I'm -dd<esa.
L OBLIGA1i MOFJ'f.71SONn MOMTHEINIM
If mwro t m omo person sips this Note, eveb }totes k lolly and pasoo ft ob§pted b beep aA of dw promim made
V db Note: bdadiq toe promke b pay tb ern amomt owed. Any paemm vtko is a patamsot; mrmpr or =I, I ofdis
Nab Is do ablipled in do tome reap. Amy pm m who take mw Sties 40810=4 kdodbg do obnfrdoor of a
pasta I tamely or codmw of 8th Nob. k d o ebSIdod b hM dl of Ir pcombn made k fss Nab. 7 U Nab Rand
my cobras fib elptw Ida 8th Nab spiast ad? perm kdi+idadly err afacet mn ors bpedec. TW mean dtd may
meof m anybe tapicsdtop W en etts atomusb awadmtdertbNaL
ILWAIVAM
I lord mw odw }seam wlo lss obiipdam odor ft Note wsin dm dfbts of Iftsub at and Nobcs d Dblsoet:
'Praeatt wr mesas too *M b wgema die No% H 11, to dtamd peytmeal dmsamm 4m oNodoa ofDitbomoe stem
Ae d& b tagdm toe Nob Hddw b $he mdw b Awpmseet"mamuam bas Jim sabsa¦ paid.
IL UNIFORM eFCURe.D NOTE:
Tkio Note k a aoifotas iorotatseat wilh >is>hed vatMioos in eater Jrtiodisdoms. 6 addition b the ptotoodooe P'ren b
dw Now Holder mbar dab Nee, a Matfpg% Deed orTmd ae Seem W Dad (de'SwAft b dmmod*). dated tb area
dds as 8m Nam, peeked dw Nob Hdder cam pambb kmm which dflt no& gl do at beep the psoaket which I
adw in do Not. no Socm* L Insom t dsctbo bow trod mda whit aoodboas I may bo tagaioed b msko
iewm&ate paymmM io ran ofap a wma I owe mtdw dds Note. Soms otilmm ooodbow @m dewrbd as follows:
TCrndtr d dw l!rrparty err a Bm dMd LdmW to Normwmr. Well or aW pmt d Ao howly at sty Lisetaat
k dw property k am or tlaorBetmd (a St a bo dWd kaotaat Jelin - - b mold or uamAnad ood Naetowe is cwt a
mead patsao) widoot Leodde pdr wlilOStt aomoK Leeds mg, at tti apdos. segaite ko ndkb pgpw k fen of
A Amos wormed by dk Saemfp? kottmaeet. Hamm. 8b opdoo d mO ad be asardaed by Leach Bradt atattvfrs k
ptoNbibd by Appfieabie Law m bloc dale dtok Sxalgr foNemrad. I,esdar aks aban tart osstde 8da optima iE
(a) Hattawaromaem to b twbotiued b Lanier ioAtmdios rogairod by Laodx b eakde des tatseded tmfeuae as it
a maw lam memo be ft mods b do tamrRtmr, sod (ti) [soda nmootiy doMmksa dEt Iedds aaootity win mot b
ispbed by dw Jose vastao m and dot do bat of a Womb d ay mwsomt a spuffieet to. dk NMIXY imeoomemt
Is aooeptbk b Latdat.
To do closet petmilbd by AppBcdb Law. Leach amy ebmW a rommAh Ins a a aodidam b Loodsh
casiom t to do Iome msangww . I.erder tray alto segais do ttatto61t 1 to sip m veatmp M optooooat do is
JIM all ft dam
dm' Sww*y le- . Namwwar vM owds bb be ab0r*d mda dto 14oft ?? Soc? 066 k bob-not eke
I,eadertakoom Nemaww in wtitisF
If Leda tststbo dos aMtkm to tegako bmmdft Isnot is fan. Lerch tdadl fin Swam satim of
aaoslaatioa. lie polka still pwrAc a pmkd of and ke 8sa 30 dip Boom 8s dab dos madoe Is o m is mosstdwce
wok Seldom is vri8da wAtieh liaetattot met pay ell sea seamed by tkk Saemdty ImMm wmL lCHamoww feat b pay
Amm, pdw b Aa mcpkadom ordris paled. Ustdw mty iavalor,mytsm.di. pumftd by bb Boom* to kmoo d
wider carder -9 - a chased m bomatraG
WMAM TMI IMMM AND SSALM OF 77TH UND .
- &,,-J z..(.3
am own La=f i aoss=d Iar
Do
s.,. no
"Won Dew
Ramon Dar
w.,,w.,. Der
taw.
LUS.71et'Attt UNCLARN toots
scorn hp3or7 (UOll tlglrtet Z"
unase Home rfinance
cffl NK, N.A., AS TRUSTEE
WITHOUT RECOURSE
BY:
L/ .Lb/ U / 1:00 YRun %/ a I tnlgutraA
THIS 811DORSZHMT IS INCORPORATED INTO AND SHALL BE DBBHSD PART OF
THE NOTE TO WHICH IT IS ATTACKED.
Borrower's Name
Date of Note
Note Amount
Property Address:
Loan Number
AltLANo / InvNO
LARRY 8 GOSSARD
02/04/2003
$61,600.00
46 N EAST ST
CARLISLS,PA 17013
15440290
1095588227 / 1095588227
PAY TO THE ORDER OF:
CHASE NAi'1TAN AORTmVM CORPORATION
KEITH DAY. VICE P or HT
Lila SC nutttt; t jLna uu 4/.Lt)/V/ 1:00
YHlxl J/ J I jL1SLI Vr. Q,lL
9
Lam!lod- 1093388227
NOIKS TO DORROVM t Ds tot sip dds Ims sare msat b bm yen raid IL Tie ONE a8roemsat PI8 fir aw
yyraMSI arm pans/ Myer waey to rlq tie Man pdW r lie dsr ptwebd hr repgrwt Y As leas sr-m d:
JMPWjkVWM[Rfl=T+ONOrlBamettBtAetaetdrNcodrMdMroaW 4, 2003 Md
sucused by
barsy a Coasnsd
('Boacwet(e)") iseaamcdca widea loco!sane y
*ASO lrabattaa lbstgaga Caap.
(lAadaP} The PIWAVAMT RIDER TO NUM which 6 cocutsd r of dm suss der a 60 NOW b medo a part Of the
NatL A I doftW tams hm dw same mesols8 m doflmd a the NrAL
A. SwAim 4 Mod 3lar }Moe. ar 9ecda S MA4oil a )Lase Now (MORBd4i' M RIGHT TO PRVAln is ddlod old
primed in ifs imbay by to fdlm )oD
I ba.a a ridM r eeadm paQassde el prbrdp l u atp team bdm OM are dm. A pymsat i pelidpal edy biers it b
dra r ematra m ¦ "props7nmr. Wbm 1 malts a p oppmsay I mg sdi de Ibis Boidw be. ftli8 d" I am dales ss.
3 YUROPUCK I mq wAM to paI g . r psrtbd parpiymsaa, isbjut r tM
Iblfaerfa8 wed Wom. If: wNiir i ysass after tM data of thk leak I dmid prepay this
Nob i¦ M w in pert, I dM pq r tbs New Udder a pr IV Mp A p "dem peal r da (i) ereatlw' ad.eem
(rates! on tM amoast priI - he ama arm pee+esaI of Me .repast pftdpd bantam is asp 11 mead pert/
mear.rd flsm the !late dap W andmi ns7r dwaaL Per lbb pwpsstr septa ytrrest da be ed cub" at Ib
raft i• dead w eft deft of iW er psttbl psepaymea' After 2
7?an !teem dr der iOd.1Mb, I teq parlay is pat ar a hit wftfbast r yrwatsf uir roalio0.
Tye 1geM Heider well see N i sq propsprmmts b ralres eft amass! sf prlidpd tbd 1 awe wider Rile Nsea. If I
mom a P-" prepgmsaq tbwe vM be w ebasps d the ssAaob or as des dam of tip srastb13 paysssla assns
tin ism Balder spans in w mg b tome elms. H rq leas M in Adjubbb RAW bask tg PWW p spaywsst wf,
how PH raise an amm et i my tmoOdy pgrwsu dtsr On &d Gasp Bob %ftuft q MrtM? lnW IM01.
wdrts da ndr F d dos a ny paHiel - III rent r allot by as' itw.st:m!ammo
Bop tsar r mewed by piapwy Maur In my of the sbetse Nded bdow, lbw a/dMftld RsWNOw ward 6r tbu
ear are era applicabiw
DISTRICT OF COd.DMMM Mw rlel steps!®ot pl®. do sot ascaed m samsat spit r two (2) mead' adrasoe
how* on &C ggpg@M mom d Mg Ma*b 1- Ksddwiei
dt5e?e(3)ya 6a1mm made is wry 12
martmpubd. A 'a) , -pmftw
MABLWEMMUT& Tba NW asmu sf usbptapaymmt posahy ptsahsts a1r9 sot at70md me lenlre of cone (3) ntords?
dvanm bsetset ar der balsam of the Not yang imoe a If I eeiiasooe try bt saint sootbw fasaeid isrdtution whhis die
fiat!lase (3) yeas el tW) nm ad iddkknd pa3 ' of fbess (3) smsshs'sdnams fsttewt said IM ta¢ed
MCMGeA1rt 'Ile ftW soma of ad papsymns pointy dM sot card 1% of ire nest of the prpayiteet coeds
widdotlsaa (3) yams ctd* der afla btu
IIdOO BOTAt A prepay-, p:m ft may any be ebrped ltI stays s lit11 papgmest dfhe soyaid prineial bdunc . The
caul tannK of seal perpaymwt pouby AM set seamed der law of (p 2% of do aapi d pbi*d Mbrtoe or ('f) 60 days'
hetetwt 0a ba iops'd pri n*d babum Na polaeycmw pcmky vM be elorped irasasxtlsa will a mb of dm prosody. No
ptepgmorI pvalt7 wW be afar do 42nd deem of the loin (a eaob iarkr pubd m my W cot form is dw
jaaa ?
b Ir The Rod soma d of sack prepaymwt pamW p ndum dol not =v ad (f) 9% of do w9dd prim*d
balasoa'f p opRM wfmin feat 12 moodm6 (ill 4%Cpmpdd wflbht meaft 13,24, (M) 3%ffp M III mmdrr 2536. (M
2%'f, I I wAbiomeatus3748,atd(n)1%ifpnpaidwilbiamadbeOAM
PANDOURit TM trfti awaarwaf sael,pesp q, i psasip ptemI m bd sot iowd 1% of b tmaia>sl bdimm u ma dm0
of] - M . raeo. For tsoIossoe itmntdus wbas a Inder o6w tbm the acVad {order r Brad and IM pmeesdt prepay the
mdstsy loan fn fide or k pink for psaiy dwH rot aned 1% of dam now dd ly bdma mr to pbr sk (6)
seed..
ftiZW VUM Moo I a irarmsnpsu fjr may astir b aI l dteir8 the fd y¦sr of my loss A pap M3& tpemlly nW bs
dmacd m A4wmble>tae basso c* ff the iddd' - - ta*vmWm mrdmr et Mat S yens.
blt:NfWAvAGW1 z=IrOW=
MC4715 AIIM 4UOtv20) r"elrf2
unase nome r finance L/ lb/ U'/ / : ;st3 PAUL b/.5 / nignLr ax
OHO: 7LebWam®idwehprspy?altprmlVj iiaa4"acta ftdl%otmyad4allam===L
OUG (: - NOT= TO BORPA'iNEI: Do act sip d* lam yteameat bobs ymu nod IL I U bn apeaaeat
l1 W ibr bo pgateat of a pmdRy ltyo¦ ?rLh b repay bo loaptior a dr daM ptvridd Atr rapsysnt Y ?r rRlem:emt
PXiO1 nVAPU& A po pgmmtpob nay **be dhmpd irbs =WW peiocaW Wow was rarer bm
530.00000.
RHOeDi WI+APM A" rq+eyatmt peodty mq oody' be eha?d it ale prapeytnnat U tads wlbin *w lint yar wA the swd
aommt *f"Pnpay=mtpaAftpnntttnn dud not eae ead 2% afAte tmiia9 bdtaa dr coda Arlo dpayoif.
S1H CAROLWW A peepoymt Faulty mq mbha eitalpdi[tbe otiPiad ptia?elpd bdaaoa U ?nattr ba 3100.000
VXRG N7i1t Um MW aotsmt of ama potpsymeec pony }nodm dolt eat aimed Z% of dm amsmt d be pepgmttot
almapt U bt? odglod bat atoottar wa1 Ua ben 57MW aad rho propaty b oot bnoaor sooopW be. Ats p@m ty dmN pot
actedl%ofdwuopldpedetp? rtbelbw dlr?ecabep?.- 3 , I
w : A poepaI a pedb amoot be ebspd an ARM bac Prepayment pod do as fted rare isms nay oot
emceed aba (60 digrti' iatrtat a the bm na at be amour by tt kh the eat dpt*d ptp?ymar< M a rmdu (12)
motnh petbd amaar 2o%db os i tea anoaot.
D- Bsapt iitr tbs AIRM ret acne is do MWAYIi M BIDER TO MNX ad ram of ate Now rm ab is &R faft ad
ofibm
wrtrl m the Kowa) fad seol(s) chic UedadpeC
2" - - -- zoos
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so ONE
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=4715 auw OWPb ram1) P.e203
Chase Home r,inance zi16/U't '1::36 PAUE &13Y xigntrax
0
•
10. Cunvat toes are wkrmced on the Attsehed "Real Fstat+e To Iofrnmation" sheet, we sttachu=L
11. A deed of tract/mortgage in 5vor of PNC MortgW Corp. of Amcd= executed by Iarry F. Gosmd and
Sheri L Gosssad, armed, dated 07/22/1994 in the amount of $47,750.00, n corded 07/24/19% in Book
1332 at Page 701, records of Cuu&nb nd County, Pen nsylva iL **PNC Mortage Corp. of Amedca
purchased by WmhbWwn Mutual Home Loans, Inc. on February 1, 2001**
113113403
WN.di iw nT - R. Ne"swsY
k sxI.x n e"McDa a riselers
Chase Home Finance
File Numbs: 523223
Description:
2/16/07 7:38 PAGE 10/37
Exhibit "A"
RightFax
?J
The load mfined to herein is situated in the State of Pc="lv==, County of Cumbedzad, City of Catlisk desculmd
= follows:
ALL THAT CERTAIN TRACT OF LAND SITUATE IN THE FIRST WARD OF THE BOROUGH OF
CART.-ISI -R. CUDMERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN
ACCORDANCE WITH A SURVEY MADE BY THOMAS A. NEFF, RS., ON APRIL 10, 1979, AS FOLLOWS,
TO WIT:
BEGINNING AT A POINT ON THE WESTERN LINE OF 60 FEET WIDE NORTH EAST STREET IN THE
CENTER LINE OF 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES NO. 46 AND 48
NORTH EAST STREET, SAID LINE ALSO COINCIDING WITH THE CENTER LINE OF THE
PARTITION WALL ON THE, SECOND FLOOR LEVEL BETWEEN THE, TWO AND ONE-HALF STORY
DWELLINGS KNOWN AS NO. 46 AND 48 NORTH EAST STRM, WHICH POINT AT THE PLACE OF
BEGINNING IS 123.50 FEET SOUTH OF THE SOUTHERN LINE OF 60 FEET WIDE EAST LOU 11R
STREET MEASURED ALONG THE W'EST'ERN LINE OF SAID 60 FEET WIDE NORTH EAST STREET;
THENCE FROM SAID NAIL AT THE PLACE OF BEGINNING ALONG THE WESTERN LINE OF SAID
60 FEET WIDE NORTH EAST STREET, SOUTH 1S DEGREES 10 MINUTES WEST A DISTANCE OF 17.40
FEET TO A QUARTER INCH DRILL HOLE IN THE CENTER UNB OF THE PARTITION WALL
BETWEffiQ PROPERTIES NOS. 44 AND 46 NORTH EAST STREET; THENCE THROUGH THIS (ENTER
OF SAID PARTITION WALL BETWEEN PROPERTIES NOS. 44 AND 46 NORTH EAST STREET AND
BEYOND, NORTH 71 DEGREES 50 hGN TTES WEST, A DISTANCE OF 85.67 FRET TO A POST ON THE
EASTERN LINE OF A 15 FEET WIDE PRIVATE ALLEY; THENCE ALONG THE FAS72RN SIDE OF
SAID 15 FEET WIDE PRIVATE ALLEY, NORTH 18 DEGREES 10 I?lMUTE.S EAST, A DISTANCE OF
17.40 FEET TO A POST AT CORNER OF LANDS NOW OR FORMERLY OF ANDREW THALHOFBIt;
THENCE ALONG SAID LAND NOW OR FORMERLY OF ANDREW THAL.HOFER, AND PASSING
THROUGH THE CENTER LINE OF A 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES
NOS. 46 AND 48 NORTH EAST STREET, SAID LINE ALSO COINCIDING WITH THE CENTER LINE OF
THE PARTITION WAIL ON THE SECOND FLOOR LEVEL BETWEEN THE TWO AND ONE-HALF
STORY DWELLING HOUSES KNOWN AS NOS. 46 AND 48 NORTH EAST STREET, SOUTH 71
DEGREES 50 MINITl`ES EAST, A DISTANCE OF 85.67 FEET TO A NAIL ON THE WESTERN LINE OF
60 FEET WIDE NORTH EAST STREET, THE PLACE OF BEGINNING.
SOURCE OFTME: BOOK 249 PAGE 3669 RECORDED 1Z/26/2001.
APN: 02-21-0318-280
oapaa? rw ?s - s. wowcz.
2/33,12810
¦a,ss5nx aGrea.Ax Fears
Chase home r-inance
Flle Number. 523223
Desctipdm
Z/16/07 '/ : ;3t3 PAUE 14/37
Exhibit "A"
Mighty ax
?__J
The laid r+efewed to berda is simated in the State of Pconsykmia, County of Cumbadand, City of Carlisle ditc&cd
as follows:
ALL THAT CERTAIN TRACT OF LAND STTVATE IN THE FIRST WARD OF THE BOROUGH OF
?gr.tct R CUMBERLAND COUNTY, PEV MVANJA, BOUNDED AND DESCRIBED IN
ACCORDANCE WITH A SURVEY MADE BY THOMAS A. NE". LS., ON APRIL 10, 1979, AS FOLLOWS,
TO WIT:
BEGINNING AT A POINT ON THE WEM76RN LINE OF 60 FEET WIDE NORTH EAST STREET IN THE
CENTER LINE OF 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES NO. 46 AND 48
NORTH EAST STREET, SAID LINE ALSO COINCIDING WITH THE CENT LINE OF THE
PARTITION WALL ON THE SECOND FLOOR LEVEL BE MEN THE TWO AND ONE-HALF STORY
DWREJ21GS KNOWN AS NO 46 AND 48 NORTH EAST STRI=, WHICH POINT AT THE PLACE OF
BEGINNING IS 123.50 FEET SOUTH OF THE SOUTHERN LINE OF 60 FEET WIDE EAST LOU'IHFA
STREET MEASURED ALONG THE WESTERN LINE OF SAID 60 FEET WIDE NORTH EAST STREET;
71MNCE FROM SAID NAIL AT THE PLACE OF BEGINNING ALONG THE WESTERN LINE OF SAID
60 FEET WIDE NORTH EAST STREET, SOUTH 18 DEGREES 10 MINUTES WEST A DISTANCE OF 17.40
FEET TO A QUARTER INCH DRELL HOLE IN THE CENTER LINE OF THE PARTITION WALL
BETWEEN PROPERTIES NOS. 44 AND 46 NORTH EAST STREET; THENCE THROUGH THE CENTER
OF SAID PARTITION WAIL BETWEEN PROPERTIES NOS. 44 AND 46 NORTH EAST STREET AND
BEYOND, NORTH 71 DEGREES 50 MINUTES WEST, A DISTANCE OF 85.67 FEET TO A POST ON THE
EASTERN LINE OF A 15 FEET WIDE PRIVATE ALLEY; THENCE ALONG THE EASTERN SIDE OF
SAID 15 FEET WIDE PRIVATE ALLEY, NORTH 18 DEGREES 10 MINUTES EAST, A DISTANCE OF
17.40 FEET TO A POST AT CORNER OF LANDS NOW OR FORMERLY OF ANDREW TRMHOFER;
THENCE ALONG SAID LAND NOW OR FORMERLY OF ANDREW THALHOFER, AND PASSING
THROUGH THE CENTER LINE OF A 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES
NOS. 46 AND 48 NORTH EAST STREET, SAID LINE ALSO COINCIDING WITH THE CENTER LINE OF
THE PARTITION WALL ON THE SECOND FLOOR LEVEL BETWEEN THE TWO AND ONE-HALF
STORY DWELLING HOUSES KNOWN AS NOS. 46 AND 48 NORTH EAST STREET, SOUTH 71
DEGREES 50 bUNUTES EAST, A DISTANCE OF 8167 FEET TO A NAIL ON THE VVES"IERN LINE OF 60
FEET WIDE NORTH EAST STREET, THE PLACE OF BEGINNING.
SOURCE OF TITLE: BOOK 249 PAGE 3669 RECORDED 12/26/2001.
APN: 02.21.0318-280
Lah/"03 07113150 M lit - a. ielodh
Rev-2002ja105 legaldeseriptiom.doc Page i of 1
pAGE 34137
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• Chase Home Finance 2/16/07 8:25 PAGE 35/37 RightFax
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43 drtyr brba arch Champ. Di b adled fa -CNfortt kxW
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prrorditp rk mrn0ls. MV Wwd mM M nowt be prrabrtrrn
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A"TOTATa LUM AM WO
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• Chase Home Finance 2/16/07 8:25 PAGE 37/37 RightFax
30l5SOM?
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ovc as e+rgleirad 7o enato?e asasaw/fonpeaadpareraetr to Lsadar kt tmr asd lsrenre0a.
Qg Baevrar seat p w ieeesd4M? wire dw all red Sobb 10r6e4 WW WMIIK wotar> UAW amps ad aeeer
dolor delta, lower rear, nod bread rr p"M irnrwoa and ow iustau (ir wd) ootedle? dr pnpatp•
MWo 30 drys dlor BOaaaer nowt wr ioaraaor carom@% Betaaww ><ttB arod s aop?r d er istareaoa
dadrvtli? pap(a).ii • soapy die psldtaosipt(? r Lasdee?e 6rswesa DapalereeL 1? 6va days dradpt
are ww ssgww brat Laden, Bats we dWl tasbb L Ww v4 b uWbd sr=b% or odrr i Men, rrNiaory
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irsrswir. Lalltr teeq
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sr..«arLeerr: QorwWCs Nre4 isa.av p?o,ry
summ
be MQtOWMAPOUMPAYNENf RIDER
D04M Ob"
GW Marlow Nr.l
01004 oererw 0w
it
Messages Received
Case # -1466044
Case Type - Foreclosure (Judicial)
Loan # - 15440290
Borrower - LARRY E GOSSARD
Property State - PENNSYLVANIA
Haja A Obedekah
From: Default User (Chase San Diego)
To: Haja A Obedekah (McCabe, Weisberg and Conway, P.C.)
Sent: 04/27/2007 12:51 PM Required Reply: No
Subject: TX: FC
-- Transfered From Dawn Andracchio On 04/27/2007 --
Payment History:
TRN# CODE POSTED EFFECTVE DESCRIPTION NEXT DUE TOTAL AMT
10 81 2/14/03 2/14/03 NEW LOAN NOCASH 4/01/03 61,600.00-
11 02 4/01/03 4/01/03 PAYMENT 5/01/03 456.30
12 31 99 4/22/03 4/22/03 OLD INV 181/0000002 5/01/03 61,559.50
13 81 99 4/22/03 4/22/03 NEW INV 469/0000002 5/01/03 61,559.50-
14 02 83 6/05/03 6/05/03 PAYMENT 6/01/03 456.30
15 02 83 6/05/03 6/05/03 PAYMENT 7/01/03 456.30
16 14 01 6/05/03 6/05/03 DEFERRED 7/01/03 22.82
17 02 6/23/03 6/23/03 PAYMENT 8/01/03 456.30
18 13 26 11/30/03 11/28/03 PMT-CORPORATE ADVANCE 8/01/03 1,400.00
19 62 26 12/26/03 12/26/03 CORP ADV DISB 8/01/03 1,400.00-
20 62 26 12/26/03 12/26/03 CORP ADV DISB 8/01/03 532.50-
21 13 26 1/09/04 1/08/04 PMT-CORPORATE ADVANCE 8/01/03 532.50
22 02 83 1/09/04 1/08/04 PAYMENT 9/01/03 456.30
23 13 25 1/09/04 1/08/04 PMT-MISC SUSP 9/01/03 114.78
24 26 25 1/09/04 1/09/04 MISC ADJ 9/01/03 22.82-
25 14 01 1/09/04 1/09/04 DEFERRED 9/01/03 22.82
26 6226 1/14/04 1/14/04 CORP ADV DISB 9/01/03 105.00
27 2625 1/14/04 1/14/04 MISC ADJ 9/01/03 . 91.96
28 13 26 1/14/04 1/14/04 PMT-CORPORATE ADVANCE 9/01/03 91.96
29 13 26 2/09/04 2/06/04 PMT-CORPORATE ADVANCE 9/01/03 105.00
30 02 2/09/04 2/06/04 PAYMENT 10/01/03 479.12
31 02 2/09/04 2/06/04 PAYMENT 11/01/03 479.12
32 13 25 2/09/04 2/06/04 PMT-MISC SUSP 11/01/03 40.34
33 62 26 2/20/04 2/20/04 CORP ADV DISB 11/01/03 7.75
34 02 83 3/16/04 3/15/04 PAYMENT 12/01/03 456.30
35 02 83 3/16/04 3/15/04 PAYMENT 1/01/04 456.30
6of8
Printed on May 3, 2007
S
Messages Received
36 13 25 3/16/04 3/15/04 PMT-MISC SUSP 1/01/04 99.70
37 14 01 3/16/04 3/15/04 DEFERRE D 1/01/04 45.64
38 13 25 3/16/04 3/15/04 PMT-MISC SUSP 1/01/04 45.64
39 02 83 4/15/04 4/13/04 PAYMENT 2/01/04 456.30
40 02 83 4/15/04 4/13/04 PAYMENT 3/01/04 456.30
41 14 01 4/15/04 4/13/04 DEFERRED 3/01/04 45.64
42 13 25 4/15/04 4/13/04 PMT-MISC SUSP 3/01/04 145.34
43 02 83 5118/04 5/17/04 PAYMENT 4/01/04 456.30
44 02 83 5/18/04 5/17/04 PAYMENT 5/01/04 456.30
45 13 25 5/18/04 5/17/04 PMT-MISC SUSP 5/01/04 190.98
46 26 25 5/18/04 5/17/04 MISC ADJ 5/01/04 456.30
47 01 5/18/04 5/17/04 PAYMENT 6/01/04 456.30
48 26 25 5/18/04 5/18/04 MISC ADJ 6/01/04 45.64
49 14 01 5/18/04 5/18/04 DEFERRED 6/01/04 45.64
50 02 6/07/04 6/07/04 PAYMENT 7/01/04 456.30
51 02 7/09/04 7/09/04 PAYMENT 8/01/04 456.30
52 62 26 7/16/04 7/16/04 CORP ADV DISB 8/01/04 20.00
53 62 26 7/16/04 7/16/04 CORP ADV DISB 8/01/04 8.25
54 02 83 8/17/04 8/17/04 PAYMENT 9/01/04 456.30
55 2625 8/17/04 8/17/04 MISC ADJ 9/01/04 20.06-
56 14 01 8/17/04 8/17/04 DEFERRED 9/01/04 20.06
57 13 25 9/16/04 9/16/04 PMT-MISC SUSP 9/01/04 439.06
58 62 26 9/16/04 9/16/04 CORP ADV DISB 9/01/04 7.75-
59 62 26 9/20/04 9/20/04 CORP ADV DISB 9/01/04 7.75-
60 14 01 9/23/04 9/23/04 DEFERRED 9/01/04 2.76
61 13 25 9/23/04 9/23/04 PMT-MISC SUSP 9/01/04 14.48
62 62 26 9/23/04 9/23/04 CORP ADV DISB 9/01/04 7.75-
63 62 26 9/23/04 9/23/04 CORP ADV DISB 9/01/04 7.75-
64 25 01 9/29/04 9/23/04 DFRD LATE CHG ADJ 9/01/04 2.76-
65 13 25 9/29/04 9/29/04 PMT-MISC SUSP 9/01/04 2.76
66 26 25 9/29/04 9/29/04 MISC ADJ 9/01/04 456.30-
67 02 83 9/29/04 9/29/04 PAYMENT 10/01/04 456.30
68 62 26 10/06/04 10/06/04 CORP ADV DISB 10/01/04 7.75-
69 02 10/11/04 1 0/11/04 PAYMENT 11/01/04 456.30
70 14 01 10/11/04 10/11/04 DEFERRED 11/01/04 25.58
71 1955 11/01/04 11/01/04 FOC HAZARD ADVANCE 11/01/04 1,044.00
72 60 55 11/01/04 11/01/04 FOC HAZARD D ISBURSED 11/01/04 1,044.00-
73 15 55 11/19/04 11/17/04 FOC HAZARD DEPOSIT 11/01/04 886.00
74 1919 11/19/04 11/17/04 RECOVER ESCROW ADVANC E 11/01/04 886.00-
75 02 83 11/22
7 of 8
Printed on May 3, 2007
1
...r l
t4
'
PRAECIPE FOR LISTING CASE FOR ARGUMENT
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter for the next Argument Court.
Citibank, N.A., as Trustee for
Chase Manhattan Mortgage 03-2
V.
Larry E. Gossard
1
Cumberland County
Court of Common Pleas
Number: 07-1154
State Matter to be argued (i.e., Plaintiff's Motion for New Trial, Defendant's demurrer to
complaint, etc.)
Plaintiff's Motion for Summary Judgment
2
Identify counsel who will argue case:
(a) David Mojock, Esquire, for Plaintiff
Balph, Nicolls, Mitsos, Flannery & Clark
14 North Mercer Street, Suite 300
New Castle, PA 16106
(b) Fred W. Freitag, IV, Esquire
1040 Fifth Avenue
Pittsburgh, PA 15219
3
4.
I will notify all parties in writing within two days that this case has been listed for
argument.
Argument Court Date:
DATE: ( d?
?X
L
MARC S. WEISBER , E Q I
Attorney for Plaintiff
McCABE, WEISBERG, & CONWAY, P.C.
MARC S. WEISBERG, ESQUIRE
Identification Number: 17616
123 South Broad Street
Suite 2080
Philadelphia, PA 19109
(215) 790-1010
Citibank, N.A., as Trustee for
Chase Manhattan Mortgage 03-2
V.
Larry E. Gossard
Attorney for Plaintiff
Cumberland County
Court of Common Pleas
Number: 07-1154
CERTIFICATION OF SERVICE
I, MARC S. WEISBERG, Esquire, hereby certify that a true and correct copy of the
within Praecipe for Listing Case for Argument was served on the 14th day of May, 2007, by first-
class mail, postage prepaid, upon the following:
Fred W. Freitag, IV, Esquire
Greenfield Court
1040 Fifth Avenue
Pittsburgh, PA 15219
)ATE.
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
C''
-? .._,
- --? ? -rs
._ _
?, ;;?,
> 1
-
-?,
E ,.? ;
?
?
.. ?; -G
SHERIFF'S RETURN - REGULAR
r CASE NO: 2007-01154 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIBANK N A
VS
GOSSARD LARRY E
MARK CONKLIN , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
GOSSARD LARRY E the
DEFENDANT , at 2035:00 HOURS, on the 6th day of March , 2007
at 46 NORTH EAST STREET
CARLISLE, PA 17013
by handing to
SHAWN BRACKMAN, OCCUPANT
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 6.00
Service 4.40
Affidavit .00
Surcharge 10.00 R. Thomas Kline
00
20.40,,?p 03/12/2007
DO MCCABE WEISBERG CONWAY
31A01 Sworn and Subscibed to 3l By: ?Z?e?
before me this day D puty Sheriff
of A.D.
SHERIFF'S RETURN - OUT OF COUNTY
l
t CASE NO: 2007-01154 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIBANK N A
VS
GOSSARD LARRY E
R. Thomas Kline
Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT , to wit:
GOSSARD LARRY E
but was unable to locate Him
deputized the sheriff of PERRY
serve the within COMPLAINT - MORT FORE
County, Pennsylvania, to
On March 12th , 2007 , this office was in receipt of the
attached return from PERRY
Sheriff's Costs: So answers: -/
Docketing 18.00
Out of County 9.00
Surcharge 10.00 omas Kline
Dep Perry County 30.76 Sheriff of Cumberland County
Postage .87
68.63 3 101
03/12/2007 101
MCCABE WEISBERG CONWAY
Sworn and subscribe to before me
this day of
in his bailiwick. He therefore
A. D.
t In The Court of Common Pleas of Cumberland County, Pennsylvania
Citibank Na
VS.
Larry E. Gossard
No. 07-1154 civil
Now, March 6, 2007 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of Perry County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Affidavit of Service
Now, March 8, 200 6 at 9 : 38 o'clock A M. served the
within Complaint in Mortgage Foreclosure
upon Larry E. Gossard
at 2563 Veterans Way Elliottsburg, (Saville Twp)PA 17024
by handing to Jason Kimmel, Defendants Adult Step-Son
a True & Attested
and made known to
Him
copy of the original Complaint in Mortgage
Forclosure
the contents thereof.
So answers,
Donald E. Smith
Chief Deputy Sheriff of erry County, PA
Sworn and subscribed before
me this 'R? day of mQ L , 20?
COSTS
SERVICE _
MILEAGE _
AFFIDAVIT
$
MARGARET F. FNiN"GER, NOTARY PUBLIC
BLOOMFIELD BORO., PERRY COUNTY
CITIBANK, N.A., as Trustee for
Chase Manhattan Mortgage 03-2,
Plaintiff
VS.
LARRY E. GOSSARD,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
: DOCKET No. 2007-1154 Civil Term
Mortgage Foreclosure - Summary Judgment
Matter previously assigned to Argument Court
panel headed by Hon. KEVIN A. HESS, J.
PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten and submitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter for the next Argument Court.
1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to
complaint, etc.):
Plaintiff's Motion for Summary Judgment in nature of a demurrer
2. Identify counsel who will argue case:
(a) for plaintiff. Matthew J. Eshelman, Esquire (local counsel)
Address: 8 South Hanover Street, Suite 201, Carlisle
P.O. Box 1080, Camp Hill, PA 17001-1080
(b) for defendant: Fred W. Freitag, IV
Address: Greenfield Court, 1040 Fifth Avenue
Pittsburgh, PA 15219
3. I will notify all parties in writing within two days that this case has been listed for
argument.
4. Argument Court Date: A epw to, me
Attorney r Plaintiff
Dated: -7/-Z61U-4 Marc S. Weisberg, Esq. (lead counsel)
123 S. Broad St., Ste. 2080, Phila., PA 19109
by: Matthew J. Eshelman, Esq. (local counsel)
8 S. Hanover St., Ste. 201, Carlisle, PA 17013
(717) 249-6900 (phone) (fax) 243-7800
cw,-?a
COD
Office of the Prothonotary
Cumberland County
Curtis R. Long
Prothonotary
Fred W. Freitag, IV
Greenfield Court, 1040 Fifth Avenue
Pittsburgh, PA 15219
DATE: September 13, 2007
TO: Attorney Freitag:
THIS IS TO NOTIFY YOU THAT CASE NUMBER 07-1154,
Citibank, N.A., as trustee for Chase Manhattan Mortgage 03-2
VS.
Larry E. Gossard
HAS BEEN LISTED FOR ARGUMENT ON October 3.2007
Cumberland County Argument Court Rules 1028(c),
1034(a) and 1035.2(a) shall be strictly enforced. If the
issue was listed for prior argument you must re-file
CURTIS R. LONG
Prothonotary
Cumberland County
One Courthouse Square
Carlisle, PA 17013
¦;
your brief as per Local Rule 1028(c)10.
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IVETURN TO SENDER
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for
Chase Manhattan Mortgage 03-2
V.
Larry E. Gossard
Attorney for Plaintiff
Cumberland County
Court of Common Pleas
Number: 07-1154
ORDER
AND NOW, this 5 day of O C4V11??2007, upon consideration of plaintiffs
Motion for Summary Judgment and defendant's response thereto, if any, it is hereby ORDERED and
DECREED that summary judgment is GRANTED in Mortgage Foreclosure, and judgment is entered
against defendant in the amount of $65,453.31 together with interest at a rate of $17.84 per diem from
February 13, 2007.
CLERK/PROTHONOTARY is directed to enter said Judgment.
BY TM COURT:
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment in accordance with the attached Court Order in favor of Plaintiff
and against Defendant in the above-captioned matter for failure to answer Complaint as required
by Pennsylvania Rules of Civil Procedure and assess damages as follows:
TOTAL $65,453.31
McCAB"SBE??RG/ VCONWAY, P.C.
BY:
Attorneys for Plaftiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
AND NOW, this e day of Nownbpr , 2007, Judgment is entered in favor of
Plaintiff, Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2 and against
Defendant(s) Larry E. Gossard and damages are assessed in the amount of $65,453.31, plus
interest and costs.
BY THE PROTHONOTARY:
ora
I 4b.
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for
Chase Manhattan Mortgage 03-2
V.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number: 07-1154
ORDER
AND NOW, this day of O 2007, upon consideration of plaintiffs
Motion for Summary Judgment and defendant's response thereto, if any, it is hereby ORDERED and
DECREED that summary judgment is GRANTED in Mortgage Foreclosure, and judgment is entered
against defendant in the amount of $65,453.31 together with interest at a rate of $17.84 per diem from
February 13, 2007.
CLERKIPROTHONOTARY is directed to enter said Judgment.
BY T
f-,
COURT:
Attorney for Plaintiff
J.
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
SS.
COUNTY OF CUMBERLAND:
The undersigned, being duly sworn according to law, deposes and says that the Defendant
is not in the Military or Naval Service of the United States or its Allies, or otherwise within the
provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that
the Defendant(s), Larry E. Gossard, is over eighteen (18) years of age, and resides at 2563
Veterans Way, Elliottsburg, PA 17024.
MCC EISBERG CONWAY, P.C.
BY:
Attorneys for P ntiff
TERRENCE J. cCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
SWORN TO AND SUBSCRIBED
BEFORE ME THIS /9'DAY OF
A/0f . , 2007.
014 M, C -.-,i3YLVAJ4
ARY PUBLIC ' L
MOE") ??.otaryPubic
C4 a; ,11a. CoU*
My comrA-1- __ _June 2, 2011
. a
VERIFICATION
The undersigned hereby certifies that he is the attorney for the Plaintiff in the within
action and that he is authorized to make this verification and that the foregoing facts are true and
correct to the best of his knowledge, information and belief and further states that false
statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to
unsworn falsification to authorities.
McCPeys WEISBE DC ONWAY, P.C.
BY:
Atto oraintiff
TERRENCE J. MCCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
s
t
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t%J
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013
Curtis R. Long
Prothonotary
To: Larry E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
NOTICE
Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the
above proceeding as indicated below.
Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
/5/". ,?.
J?jam
Curtis R. Long
Prothonotary
ll/os/07
If you have any questions concerning this Judgment, please call
McCabe Weisberg and Conway P.C. at (215) 790-1010.
r
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
Plaintiff
V.
Larry E. Gossard
Defendant
Attorneys for Plaintiff
COURT OF COMMON PLEAS
Cumberland COUNTY
Number 07-1154
AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property located at: 46 North East Street, Carlisle, PA 17013, a copy of the description of said
property is attached hereto and marked as Exhibit "A."
1. Name and address of Owner or Reputed Owner:
Name Address
Larry E. Gossard 2563 Veterans Way
Elliottsburg, PA 17024
2. Name and address of Defendant in the judgment:
Name Address
Larry E. Gossard 2563 Veterans Way
Elliottsburg, PA 17024
3.
4.
5.
6.
7
Name and last known address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name Address
Plaintiff herein
Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein.
Name and address of every other person who has any record lien on the property:
Name
None
Address
Name and address of every other person who has any record interest in the
property which may be affected by the sale:
Name
None
Address
Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale:
Name
Tenants
Fred W. Freitag IV, Esq.
Domestic Relations
Cumberland County
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Address
46 North East Street, Carlisle, PA 17013
1040 Fifth Avenue
Pittsburgh, PA 15219
P.O. Box 320
Carlisle, PA 17013
Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
1400 Spring Garden Street
Philadelphia, PA 19130
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
Internal Revenue Service
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
6th Floor, Strawberry Square
Department 4280601
Harrisburg, PA 17128
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
I verify that the statements made in this Affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities.
November 1, 2007 MCC WEISBER D CONWAY, P.C.
BY:
Attorn ys for P ntiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Larry E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024
Your house (real estate) at 46 N. East Street, Carlisle, PA 17013 (Tax Parcel #02-21-0318-
280) , is scheduled to be sold at Sheriffs Sale on March 5, 2008 at 10:00 a.m. in the
Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1
Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $65,453.31
obtained by Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2, the back payments, late charges, costs, and reasonable
attorney's fees due. To find out how much you must pay, you may call McCabe,
Weisberg and Conway, P.C. at (215) 790-1010.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open
the judgment, if the judgment was improperly entered. You may also ask the Court
to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See the following notice on how to obtain an attorney.)
w
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling McCabe, Weisberg and Conway, P.C. at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale.
To find out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215)
790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and
the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to
evict you.
6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not
later than 30 days after sale. Distribution will be made in accordance with the schedule
unless exceptions are filed thereto within 10 days after the filing of the schedule.
7. You may also have other rights and defenses, or ways of getting your real estate back, if you
act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER. GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE OR CUMBERLAND
COUNTY
COURT ADMINISTRATOR
4TH FLOOR,
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PENNSYLVANIA 17013
(717) 240-6200
BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Citibank, N.A., as Trustee for Chase Manhattan
Mortgage 03-2
V.
Larry E. Gossard
FILE NO.: 07-1154 Civil Term
AMOUNT DUE: $65,453.31
INTEREST: from 2/14/2007 - 3/5/2008
$4,142.60 at $10.76 Per Diem
ATTY'S COMM.:
COSTS:
TO THE PROTHONOTARY OF SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account
based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant
to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
PRAECIPE FOR EXECUTION
Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon
the following described property of the defendant(s)
46 N. East Street. Carlisle, PA 17013
(More fully described as attached)
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above,
directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six
copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s)
described in the attached exhibit.
DATE: // 11/0-7 Signature:
Print Name: MCCAB WEISBERG AND CONWAY
Address: 123 S. Broad Street. Suite 2080
Philadelphia, PA 19109
Attorney for: Plaintiff
Telephone: (215) 790 1010
Supreme Court ID No. 16496, 17616, 34687 and 34419
n
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 07-1154 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CITIBANK N.A., as Trusteee for CHASE
MANHATTAN MORTGAGE 03-2, Plaintiff (s)
From LARRY E. GOSSARD
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $65,453.31
L.L. $.50
Interest from 2/14/07 - 3/05/08 -- $4,142.60 at $10.76 Per Diem
Atty's Comm % Due Prothy $2.00
Atty Paid $185.03
Plaintiff Paid
Date: 11-05-07
(Seal)
REQUESTING PARTY:
Name MARGARET GAIRO, ESQUIRE
Other Costs
du it? k - ?m a
d urtis R
. Long, Prothonota
By: ??- ?. &A &"f
DDeputy- 0 ,
Address: MCCABE, WEISBERG AND CONWAY
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIF
Telephone: 215-790-1010
Supreme Court ID No. 34419
McCABE, WEISMERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
AFFIDAVIT OF SERVICE
I, the undersigned, attorney for the Plaintiff in the within matter, hereby certify that on the
31" day of December, 2007, a true and correct copy of the Notice of Sheriffs Sale of Real Property
was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is
attached hereto as Exhibit "A".
Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and
marked as Exhibit "B."
SWORN TO AND?SUBSCRIBED
BEFORE ME THIS 31ST DAY OF
DECEMBER, 2007.
NOTARY
McCABE WEIS G AND CONWAY, P.C.
BY
A orneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
KEVIN DISKIN, ESQUIRE
ANDREW L. MAROWITZ, ESQUIRE
Notarial goal
Susan J. Markowitz; Notary Public
City ot,philadolphia, Philadelphia Cu
My Commission Expi_ras Fob. 13. 20•
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 Attorneys for Plaintiff
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
COURT OF COMMON PLEAS
Plaintiff
V.
Larry E. Gossard
Defendant
Cumberland COUNTY
Number 07-1154
AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property located at: 46 North East Street, Carlisle, PA 17013, a copy of the description of said
property is attached hereto and marked as Exhibit "A."
1. Name and address of Owner or Reputed Owner:
Name Address
Larry E. Gossard 2563 Veterans Way
Elliottsburg, PA 17024
2. Name and address of Defendant in the judgment:
Nsme Address
Larry E. Gossard 2563 Veterans Way
Elliottsburg, PA 17024
IT
3.
4.
5
6.
7
Name and last known address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
]'lame Address
Plaintiff herein
Name and address of the last recorded holder of every mortgage of record:
f
Name Address
Plaintiff herein.
Household Realty 25 Gateway Drive
Corporation Gateway Square, Suite 207
Mechanicsburg, PA 17055
Na -ne and address of every other person who has any record lien on the property:
Name Address
None
Name and address of every other person who has any record interest in the
pri'perty which may be affected by the sale:
Name Address
T1one
Name and address of every other person of whom the plaintiff has knowledge who
ha'. any interest in the property which may be affected by the sale:
N?me
Tenants
Fred W. Freitag IV, Esq
Domestic Relations
Ci:mberland County
Address
46 North East Street, Carlisle, PA 17013
1040 Fifth Avenue
Pittsburgh, PA 15219
P.O. Box 320
Carlisle, PA 17013
Y
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
De"partment of Public Welfare
TPL Casualty Unit Estate
Recovery Program
Internal Revenue Service
Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
1400 Spring Garden Street
Philadelphia, PA 19130
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Commonwealth of Pennsylvania Clearance Support Department 281230
Department of Revenue Bureau of Harrisburg, PA 17128-1230
Compliance ATTN: Sheriffs Sales
I verify that the statements made in this Affidavit are true and correct to the best of my
personal knowlede or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities.
December 31, 20(7 MCC I D CONWAY, P.C.
Atteys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
KEVIN DISKIN, ESQUIRE
'. ANDREW L. MARKOWITZ, ESQUIRE
JT
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase Manhattan
Mortgage 03-2
vs.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
DATE: December 31, 2007
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
A
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
OWNER(S): Larry E. Gossard
PROPERTY: 46 N. East Street, Carlisle, PA 17013
IMPROVEMENTS: Residential Dwelling
The above-captioned property is scheduled to be sold at the Sheriffs Sale on March 5, 2008, at 10:00 a.m.
in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1
Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or
judgments and lien§ on, and/or other interests in the property which will be extinguished by the sale. You
may wish to attend.`the sale to protect your interests.
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days
after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto
within 10 days after the filing of the schedule.
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Citibank N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS
Larry E. Gossard
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2007-1154 Civil Term
R. Th mas Kline, Sheriff, who being duly sworn according to law, states that he
made a dilig nt search and inquiry for the within named defendant, to wit: Larry E.
Gossard, but as unable to locate him in his bailiwick. He therefore deputized the
Sheriff of Pe County, Pennsylvania to serve the within Real Estate Writ, Notice of
Sheriffs Sale and Description in the above entitled action according to law.
Perry ounty return: And Now, December 10, 2007 at 1415 hrs served the within
Real Estate rit, Notice of Sheriffs Sale and Description upon the within named
defendant, to it: Larry E. Gossard, by making known unto Larry Gossard, personally,
at 2563 Veer s Way, Elliotsburg, PA 17024 its contents and at the same time handing
him a true an correct copy of the same. So answers: Carl Nace, Sheriff of Perry
County, Penn ylvania.
Mich 1 Barrick Deputy Sheriff, who being duly sworn according to law, states
that on Janu 9, 2008 at 1023 hours, he posted a true copy of the within Real Estate
Writ, Notice, Oster and Description, in the above entitled action, upon the property of
Larry E. Gos d located at 46 North East Street, Carlisle, Cumberland County,
Pennsylvania ccording to law.
R. Th mas Kline, Sheriff, who being duly sworn according to law, states he
served the ab ve Real Estate Writ, Notice, Poster and Description in the following
manner: The heriff mailed a notice of the pendency of the action to the within named
defendant, to 't: Larry E. Gossard by regular mail to his last known address of 2563
Veterans Wa Elliottsburg, PA 17024. These letters were mailed under the date of
January 08, 2 08 and never returned to the Sheriffs Office.
R. Th mas Kline, Sheriff, who being duly sworn according to law, states this writ
is returned ST YED per letter of request from Attorney Terrence McCabe.
Costs:
Docke ting 30.00
Pound ge 20.10
Advert sing 15.00
Postin Handbills 15.00
Law L i rary .50
oth otary 2.00
Zileag 4.80
Levy 15.00
Surch ge 20.00
Out of ounty 9.00
Perry ounty 28.82
Postpone Sale
Law Journal
Patriot News
Share of Bills
40.00
425.00
383.54
16.17
$ 1,024.93 ?
So Answers:'
,r
R. Thomas Kline, Sheriff
Real Estate Sergeant
71o /0 P9-
C.
6c
9/v
r'
E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024
2. Name and address of Defendant in the judgment:
I?
Na e Address
La E. Gossard 2563 Veterans Way
Elliottsburg, PA 17024
MCCABE, ISBERG AND CONWAY, P.C.
BY: TERRE CE J. McCABE, ESQUIRE - ID # 16496
MARC . WEISBERG, ESQUIRE - ID # 17616
EDWARI) D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broa?Street, Suite 2080
Philadelphia, P nsylvania 19109
(215) 790-1010
Citibank, N.A.? as Trustee for Chase
Manhattan Mortgage 03-2
Plaintiff
Larry E. Gossard
V.
Attorneys for Plaintiff
COURT OF COMMON PLEAS
Cumberland COUNTY
Number 07-1154
AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the ?Vrit of Execution was filed the following information concerning the real
property located at: 46 North East Street, Carlisle, PA 17013, a copy of the description of said
property is attachFd hereto and marked as Exhibit "A."
1. Name and address of Owner or Reputed Owner:
Name Address
3. Name and last known address of every judgment creditor whose judgment is a
ecord lien on the real property to be sold:
Name Address
Plaintiff herein
4. Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein.
5. Flame and address of every other person who has any record lien on the property:
Name Address
None
,,II
6. Name and address of every other person who has any record interest in the
property which may be affected by the sale:
Name Address
None
7. Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale:
Name Address
Tlenants 46 North East Street, Carlisle, PA 17013
Fred W. Freitag IV, Esq. 1040 Fifth Avenue
Pittsburgh, PA 15219
estic Relations P.O. Box 320
berland County Carlisle, PA 17013
monwealth of Pennsylvania Department of Public Welfare
: P.O. Box 2675
Harrisburg, PA 17105
monwealth of Pennsylvania 1400 Spring Garden Street
Tax Office
eritance Philadelphia, PA 19130
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
epartment of Public Welfare
PL Casualty Unit Estate
Recovery Program
Internal Revenue Service
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Commonwealth of Pennsylvania Clearance Support Department 281230
Department of Revenue Bureau of Harrisburg, PA 17128-1230
ompliance ATTN: Sheriffs Sales
I verify t at the statements made in this Affidavit are true and correct to the best of my
personal knowle ge or information and belief. I understand that false statements herein are made
subject to the pe alties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities.
November 1, 207 McC CONWAY, P.C.
Atto7KWE'SBERJ,?D
BY:
for P ntiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Cumberland County
Court of Common Pleas
Number 07-1154
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Lang E. Gossard
2563 Veterans Way
Elliottsburg, PA 17024
Your house (real estate) at 46 N. East Street, Carlisle, PA 17013 (Tax Parcel #02-21-0318-
280) , is scheduled to be sold at Sheriffs Sale on March 5, 2008 at 10:00 a.m. in the
Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1
Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $65,453.31
obtained by Citibank, N.A., as Trustee for Chase Manhattan Mortgage 03-2 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Citibank, N.A., as Trustee for Chase
Manhattan Mortgage 03-2, the back payments, late charges, costs, and reasonable
attorney's fees due. To find out how much you must pay, you may call McCabe,
Weisberg and Conway, P.C. at (215) 790-1010.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open
the judgment, if the judgment was improperly entered. You may also ask the Court
to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling McCabe, Weisberg and Conway, P.C. at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequ to compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale.
To find Out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215)
790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You hav a right to remain in the property until the full amount due is paid to the Sheriff and
the Sheri f gives a deed to the buyer. At that time, the buyer may bring legal proceedings to
evict vo .
6. A sched e of distribution will be filed by the Sheriff on a date specified by the Sheriff not
later th 30 days after sale. Distribution will be made in accordance with the schedule
unless ex eptions are filed thereto within 10 days after the filing of the schedule.
7. You may lso have other rights and defenses, or ways of getting your real estate back, if you
act imme iately after the sale.
HIRING A LAWYER
LAWYER RE RRAL SERVICE OR CUMBERLAND
COUNTY
COURT ADMI STRATOR BAR ASSOCIATION
4TH FLOOR, 2 LIBERTY AVENUE
CUMBERL COUNTY COURTHOUSE CARLISLE, PA 17013
CARLISLE, PE NSYLVANIA 17013 (717) 249-3166
(717)240'0
-60
LEGAL DESCRIPTION
ALL THAT CER AIN TRACT OF LAND SITUATE IN THE FIRST WARD OF THE BOROUGH OF
( maj er?u- ERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN
ACCORDANCE A SURVEY MADE BY THOMAS A. NEFF, RS, ON APRIL 10, 1979, AS FOLLOWS,
TO WIT.
BEGINNING AT POINT ON THE WESTERN LINE OF 60 FEET WIDE NORTH EAST S REff IN THE
CENTER LING 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES NO. 46 AND 48
NORTH EAST , SAID LINE ALSO COINCIDING WITH THE CENTER LINE OF THE
PARTITION W ON THE SECOND FLOOR LEVEL BETWEEN THE TWO AND ONE-HALF STORY
DWELLINGS KN WN AS NO. 46 AND 48 NORTH EAST STREET, WHICH POINT AT THE PLACE OF
BEGINNING IS 1 S0 FEET SOUTH OF THE SOUTHERN LINE OF 60 FEET WIDE EAST LOUTMER
STREET ALONG THE WESTERN LINE OF SAID 60 FEET WIDE NORTH EAST STREET;
THENCE FROM NAIL AT THE PLACE OF BEGINNING ALONG THE WESTERN LiNB OF SAID
60 FEEL' WIDE N RTH EAST STREET, SOUTH 18 DEGREES 10 MINUTES WEST A DISTANCE OF 17.40
FEET TO A QU TFR INCH DRILL HOLE IN THE CENTER LINE OF THE PARTITION WALL
BETWEEN PROP TIES NOS. 44 AND 46 NORTH EAST STREET; THENCE THROUGH THE CENTER
OF SAID PARTTTI N WALL BETWEEN PROPERTIES NOS. 44 AND 46 NORTH EAST STREET AND
BEYOND, NOR 71 DEGREES 501tiIINUIES WEST, A DISTANCE OF 85.67 FEET TO A POST ON THE
EASTLRN LINE A 15 FEET WIDE PRIVATE ALLEY; THENCE ALONG THE EASTERN SIDE OF
SAID 15 FEET E PRIVATE ALLEY, NORTH 18 DEGREES 10 MINUTES EAST, A DISTANCE OF
17.40 FEET TO A ST AT CORNER OF LANDS NOW OR FORMERLY OF ANDREW 7HALHOM4
THENCE ALONG
13 AID LAND NOW OR FORMERLY OF ANDREW THM EIOFE K AND PASSING
HROUGH THE
THROUGH=: LINE OF A 3 FEET WIDE PRIVATE ALLEYWAY BETWEEN PROPERTIES
NOS. 46 AND 48 N RTH EAST MELT, SAID LINE ALSO COINCIDING W11H THE CWMLINE OF
THE PARTITION ALL ON THE SECOND FLOORLEVEL BETWEEN THE TWO AND ONB-HALF
STORY DWE ZJN HOUSES KNOWN AS NOS. 46 AND 48 NORTH EAST STREET, SOUTH 71
DEGREES 50 EAST, A DISTANCE OF 85.67 F12.3T TO A NAIL ON THE WESTERN LINE OF
60 FEET WIDE NO TH EAST STREET, THE PLACE OF BEGINNING.
BEING KNOWN AS 46 N. East Street, Carlisle, PA 17013
TAX MAP PARCEL NUMBER: 02-21-0318-280
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 07-1154 Civil
CIVIL ACTION - LAW
TO THE SHE FF OF CUMBERLAND COUNTY:
To satisfy he debt, interest and costs due CITIBANK N.A., as Trusteee for CHASE
MANHATT MORTGAGE 03-2, Plaintiff (s)
From LA Y E. GOSSARD
(1) You are di ected to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEED as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any deb to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise ldisposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a.
garnishee and is enjoined as above stated.
Amount Due $615,453.31 L.L. $.50
Interest from 214/07 - 3/05/08 -- $4,142.60 at $10.76 Per Diem
Atty's Comm %
Atty Paid $185. 3
Plaintiff Paid
Date: 11-05-07
(Seal)
Due Prothy $2.00
Other Costs
N rtis R. Long, Prothon ry
By:
v. 64 &P"
Deputy
REQUESTING PARTY:
Name MARGARET GAIRO, ESQUIRE
Address: MCCAIBE, WEISBERG AND CONWAY
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PL NTIF
Telephone: 215- 90-1010
Supreme Court I No. 34419
Real Estate Sale #59
On November 27, 2007 the Sheriff levied upon the
defendant's interest in the real property situated in
Carlisle Borough, Cumberland County, PA
Known and numbered as 46 North East Street,
Carlisle, more fully described on Exhibit "A"
filed with this writ and by this reference
incorporated herein.
Date: November 27, 2007 By:
_Vw s6v-a
Real Estate Sergeant
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEIALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ss.
Lisa Ma ie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, eing duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal eriodical published in the Borough of Carlisle in the County and State aforesaid,
was established anuary 2, 1952, and designated by the local courts as the official legal
periodical for th publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the fa lowing dates,
viz:
January 25, February 1 and February 8, 2008
Affiant fu her deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a le al periodical of general circulation, and that he is not interested in the subject
matter of the afor said notice or advertisement, and that all allegations in the foregoing
statements as to t me, place and character of publication are true.
r
CLXa Marie Coyne, ditor
SWORN TO AND SUBSCRIBED before me this
8 day of February, 2008
Notary
NOTARIAL SEAL
DEBORAH A COLLINS
Notary Public
CARLISLE BORO, CUMBERLAND COUNTY
My Commission Expires Apr 28, 2010
REAL IWATE BALE NO. 89
Writ No. 2007-1154 Civil
Citibank N.A., as Trustee for
Chase Manhattan Mortgage 03-2
VS.
Larry E. Gossard
Atty.: Terrence McCabe
DESCRIPTION
ALL that certain tract of land situ-
ate in the first ward of the Borough of
Carlisle, Cumberland County, Penn-
sylvania, bounded and described in
accordance with a survey made by
Thomas A. Neff, R.S., on April 10,
1979, as follows, to wit:
Beginning at a point on the west-
ern line of 60 feet wide North East
Street in the center line of 3 feet wide
private alleyway between properties
No. 46 and 48 North East Street,
said line also coinciding with the
center line of the partition wall on
the second floor level between the two
and one-half story dwellings known
as No. 46 and 48 North East Street,
which point at the place of beginning
is 123.50 feet south of the southern
line of 60 feet wide East Louther
Street measured along the western
line of said 60 feet wide North East
Street; thence from said nail at the
place of beginning along the western
line of said 60 feet wide North East
Street, south 18 degrees 10 minutes
west a distance of 17.40 feet to a
quarter-inch drill hole in the center
line of the partition wall between
properties Nos. 44 and 46 North East
Street; thence through the center of
said partition wall between properties
Nos. 44 and 46 North East Street and
beyond, north 71 degrees 50 minutes
west, a distance of 85.67 feet to a post
on the eastern line of a 15 feet wide
private alley; thence along the east-
ern side of said 15 feet wide private
alley, north 18 degrees 10 minutes
east, a distance of 17.40 feet to a post
at corner of lands now or formerly of
Andrew Thalhofer; thence along said
land now or formerly of Andrew Thal-
hofer, and passing through the center
line of a 3 feet wide private alleyway
between properties Nos. 46 and 48
North East Street, said line also
coinciding with the center line of the
partition wall on the second floor level
between the two and one-half story
dwelling houses known as Nos. 46
and 48 North East Street, south 71
degrees 50 minutes east, a distance
of 85.67 feet to a nail on the western
line of 60 feet wide North East Street,
the place of beginning.
Bering known as 46 N. East Street,
Carlisle, PA 17013.
Tax Map Parcel Number: 02-21-
0318-280.
The Patriot-News Co.
' 812 Market St.
Harrisburg, PA 17101
Inquiries - 717-2$5-8292
CUMBERLAND COUNTY SHERIFFS OF
CUMBERLAND COUNTY COURT HOUSE
CARLISLE
PA 17013
the Patr1*otAvXtws
Now you know
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Joseph A. Dennison,
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin) ss
ng duly sworn according to law, deposes and says:
That he is the Assistan Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvani , with its principal office and place of business at 812 to 818 Market Street, in the City of
Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News
newspapers of general circulati n, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that
The Patriot-News and The Sun ay Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and
all have been continuously pub ished ever since;
That the printed notice r publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/ Metro edit ons which appeared on the date(s) indicated below. That neither he nor said Company is
interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time,
place and character of publicati n are true; and
That he has personal k owledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of dire tors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Daup in in Miscellaneous Book "M", Volume 14, Page 317.
PUBLICATION COPY
This ad ran on the date(s) shown below:
01/30/08
02/06/08
02/13/08
. i??v V . . . . . . . . . . . . .
Sworn to ands rib d before jrle is 25 play Oebruary, 2008 A.D.
ry Public
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Sherrie L. Kisner, Notary Public
City Of Hafr k%ije% Dauphin County
My Connision za*jres Nov. 26, 2011
Member,13ennylvania Association of Notaries
REAL ESTATE SALE NO. 59
Writ No. 2007-1154 Civil Tenn
Citibank N.A., as Trustee for
Chase Manhattan
Mortgage 0&2
VS
Larry E. Gossard
Attorney Terrence McCabe
DESCRIPTION
ALL that certain tract of land situate in the first
ward of the Borough of Carlisle, Cumberland
CmmtY, PetmcylvaM bounded and descn'bed in
accordance with a survey made by Thomas A.
Neff, RS., on April 10, 1979, as follows, to wit
Beginning at a point on the western line of 60
feet wide North Fast Street in the center line of 3
feet wide private alleyway between properties
No. 46 and 48 North Fast Street, said line also
coinciding with the center line of the partition
wall on the second floor level between the two
and one-half story dwellings known as No. 46
and 48 North Fast Street, which point at the
place of beginning is 12350 feet south of the
southern line of 60 feet wide East Louther Street
measured along the western line of said 60 feet
wide North East Street; thence from said nail at
the place of beginning along the western line of
said 60 feet wide North East Street, south 18
degrees 10 minutes west a distance of 17.40 feet
to a quarter-inch drill hole in the center line of
the partition wall between properties Nos. 44
and 46 North East Street; thence through the
center of said partition wall between properties
Nos. 44 and 46 North East Street and beyond,
north 71 degrees 50 minutes west, a distance of
85.67 feet to a post on the eastern line of a 15
feet wide private alley; thence along the eastern
side of said 15 feet wide private alley, north 18
degrees 10 minutes east, a distance of 17.40 feet
to a post at comer of lands now or formerly of
Andrew Thalhofer, thence along said land now
or formerly of Andrew Thalhofer, and passing
through the center line of a 3 feet wide private
alleyway between properties Nos. 46 and 48
North East Street, said line also coinciding with
" a center line of the partition wall on the second
floor level between the two and one-half story
dwelling houses known as Nos. 46 and 48 North
Eaet Street, south 71 degrees 50 minutes east, a
distance of 85.67 feet to a nail on the western
line of 60 feet wide North East Street, the place
of beginning.
Being known as 46 N. East Street, Carlisle, PA
17013.
Tax Map Parcel Number. 02-21-0318-280
rt