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HomeMy WebLinkAbout95-00813 ,- ~ -. .... ". -~. ," . [t. ~~~.. i"ml I 1M"" . I.. 1.."~nll"M'''. ' f . CompIet. It."" 3. .nd ... .. b, . PrInt "'OU, MI'M and add,... on the "v,,,. of thl, 'o,m '0 thlt w' t,n ,.tum thl, c.rd to 'Iou. . Att'th thl. form to the front of the ma1lplec..o, on theb.tk If ,p.t. dot. fIOt permh. . .J . Writ, "A.tum Rtctlpl Rtqut'I"''' on the m.uplttt below the .rtklt numbt, . The R.ttnn Rec.lpt wll.how to who," the 'rtitle wa. d.liv'r'd.~ the dllt g d,Uvt,.d, Conlult POllmalle, '0' fee. I 3. ~~~t~~d'oj!eHrE RGISTER OF WILLS 4e. ~"12~~IU3~5' 883 'lS. COUNTY OF ALLEGHENY 4b. Service Tvpe fi 1ST FL CITY COUNTY BLDG 0 Reglllered 414 GRANT ST X); Certified PITTSBURGH PA 15219-2471 0 Exp,... Mell I ello wl.h to ,ecelve the fOllowing .ervlcel ffor en eJlI,. '001: 1. 0 Addrelloe'. Add,e.. 2. 0 ROIlrlcted Dellverv :. o In.ured o COD o Return R.colpt '0' I 70C.t. '2 3er1~~5 8. Addrellee'. Addrel. 'Only II lequllted, .nd f.e I. peldl *U.l.OI'O:'_ DOMESTIC RETURN RECEIPT '''' '''' .._..,.-.~,...,:;"t.~..,.i;t'.,!">,,,':..'_ ';';:.'-J;-"~'i1.1;'...\L' ~.;,.,,--,.;,'C:;-',:''-:'1 . "_""_"~'''''''' ,. " . , , , P 282 345 883 ~. - '...', "'1' - ... ...-., Receipt lor Certilied Mall NIIIII..lllilll(I' Cn"'I'liIOH f'11l."Hh'l! fIll IlIlI 11M' lor Inhl'""llfl'l,ll ~"',.oI .~l'l' ft.,.....:I"I'! ~..~--th.dl~ts...~_w_mfo "-,~~l\f"h<<nu.r=-__ _ .~--:,' -\ '"" ...,"''''.." JI!\. f,k<:'I~_C... ~ Pi\h'-t~.. . $ l &.~ . '" m ' (,' I .. < , -, :.1'., .,., " 1.;'\-' o' ..' o '" .... [ ;; u .n " $ I .~, -, , I ','. ID- Iq-qG I' .} n J 'J r-' ,. '. ,~- , r .1 'I,',:; ..''\ , . ~. .' -t4; I \. ". r . . .~ ----- --.._____.:-_...~~.~ _'T1ItIIr -..... ,/ "',' XI".1) .' Ilegfsw of BUls unb Qtltrk of tltr OOrp1}ans' Qtourt Olounl\l pf Olumbrrlanb COURTIlOUSI!. CARLlSLI!, PA 17011 MARY C. LEWIS Rell..e, D' Will. " Clerk Dr the Orphan.' Court U11RY R. DUffiE, ESQ. SolldlD. TO: Allegheny county Courthouse Register of wills And Orphan's Court City-COunty Building, 1st Floor 414 Grant street Pittsburgh, PA 15219 Dale: November 20,1995 Register of Wills And Orphan's COurt Office: E)1closed are the Petition for Grant of Letters of ilDninstration, for the Estate of Margaret Alberta Pitschke, Copy of Letter from Attorneys of McNees, Wallace & Nurick,(3) Renunciations, List of Nares andtJ\ddresses of said Renunciations, Estate Info:cmation Sheet, Deatn Cer ~fICate. If you have any questions on this matter, please contact me, Sue Kren at (717) 240-6346. P 147 279 154 ~ Rscelpt for - Certified Moll __ No InsUlancu CUVlHOYU PfIIVldtttJ ':'~:L~J'::l\ 00 flul use for Inlll/fliltlollnl MIIII lS~1~nVtH5"1 ..,., ?fI!~/lfPry: V~y J~~j3pz, .J){;fflI,~ Mary C. Lewis '.,tt), 1""""" ..1'.....10,-"...,.." "1 ,"~ ',.,t 'I..' .1 '. 1,-, en "",.,,,. I'. ~ (.. :"'."..",,~ ~ ." ~''''",'',''I1..',.I'''',,'''-.1 .. 'h'I"",lh"'H '", "''',1 .., .\'" ~ 1',1'" .,'..I/I..l-l',".,,-, . ^'Il"" -, IIlIAll',,-I.,. 0"'''' e CO M ~ o ~ Ie $ I'lhlll,.'il"P,," II .l{)- 95" ~ .. ~.- . OATH OF PERSONAL REPRESENTATIVE COMMONWEALTIi OF PENNSYLVANIA } COUN1Y OF ALLEGHENY SS The petlllOna{I) abov..nall\Od Iweartl) or tllirm(l) that the Ilatementl In lhe foregoing petition are the true and comct to the best of the knowledge and belief of petltloner(.) and that IS personal represenlatlve(l) of the above decedent petllloner(l) will wen and \n1Iy administer lb. ..tlte acconllng to law. Sworn 10 Dr affirmed and lubsaibed belo.. Ine this ~_ .s,.V of '71~lh-{h/!..l . 06 _....,.-19=- !k.-,/ (:1.1'/- ~ j 1 on 'JJ1n~.1~;-~J1) J J1A1/V~ No. Eslate of Margaret Alberta Pi tsch~llle<elSed Olte of Oellh 5.5. , Fp.hrn~r\1 11; 1Q7n GRANT Of urrrERS OF ADMINISTRATION AND NOW 19_ In conslderlllon of the petlllon on the rove..e side hereof, sallsfactol)' proof having been presented before me, rrlSOEaumDlha James J. Alderman, John J. Pitschke and Mar are Is/are entUled 10 LeUers of Admlnlstnllon, .nd In accord wllh sum finding. Letters of Admlnlslratlon II;" hereby granted In James J. Alderman, John J. Pitschke and Mllrqllrp!- r."np In th. ..lite of Margaret Alberta Pitschke Letters of AdmlnlItntlon..,.....S Short CertlBcatel ( )...........S Rqlllrl' 01 wm. .......................................... Dc....", .. Ptoboto a.... .................................$ David M. Watts, Jr. 4"1' A1TQIlNIiY lSuP' 0. LO. NO.) McNees, Wallace & Nurick P.O. Box 1166 Addrtll Harrlshurg, PA 17108 (717) 232-0000 TarAL........................ .S ,(~ 19_ PlIed ,., 1..:.,l \'~ ., ATTACHMENT TO PETITION FOR GRANT OF LETTERS OF ADMINISTRATION Estate of Margaret Alberta pitschke ~ Relationshio R~chard J, Alderman, Deceased Son ~Richard J. Alderman, Jr. Grandson James J. Alderman ~ Michael J. Alderman , Daniel J, Alderman Grandson Grandson Grandson .John ~. pitschke Son .' Margaret Lane , . Daughter Address 4448 Route 8 Allison Park, PA 15101 936 Herman Drive Mechanicsburg, PA 17055 1310 Waterford Camp Hill, PA 17011 4 Carlton Court Camp Hill, PA 17011 3959 perrysville Avenue Pittsburgh, PA 15214 3959 Perrysville Avenue Pittsburgh, PA 15214 RENUNCIATION In Re Estate or Margaret ^lberta Pitschkc deceased. To the Register or Wills or ^l1egheny County, Pennsylvania. The undersigned Grandson or the above decedent, hereby renounce(s) the right to administer the estate and respectrully ask(s) that Lellers of ^dminlstration be issued to John J. Pitschke, Margaret Lane and James J. ^lderman WITNESS /dJfr!JJ/{ / ~:/t;1li hand this ~ day or~, 19.!l.5., /krLul~ (SI..t.,u,.) Michael J. ^lderman 1310 Waterford Camp Hill, Pennsylvania 17011 (Add,es.) a:J ',' (SI.n.ture) .. " l'" ., C.? r'oJ ," (Addres.) -~:1 I'", , ::1 .J ~ ,_ PI CJ: U() tSI.n.'ur.) tAddrm) ~ RENUNCIATION In Re Estate or Margaret Alberta Pitschke deceased. To the Register or Wills or Allegheny County, Pennsylvania. The undersigned Grandson or the above decedent, hereby renounce(s) the right to administer the estate and respectfully ask(s) that Letters of Administration be Issued to John J. Pi tschke, Marqaret Lane and James J. Alderman WITNESs1 lll.v~t utiJ dJf/J;{,,~ day or OU- ,1990;,,-, hand this Jr :>:J . ~?(A --~~--7' ~~u") Daniel J. Alderman 4 Carlton Court Camp Hill, Pennsylvania 17011 (Add,ess) - .. ; ..:~ C"'..l ,---: C !'oJ ) ~- :~-; 1.1'. e:;"' '1') :-"1 151InIIU") -j i..: .;. ::> <.>U tAdd,ess) (51InIIU") (Add,ess) RENUNCIATION In Re Estate or Margaret Alberta Pitschke deceased. To the Register or Wills or Allegheny County, Pennsylvania. The undersigned Grandson or the above decedent, hereby renounce(s) the right to administer the cst ate and respectrully ask(s) that Lellers of Administration beissuedto John J. Pitschke, Marqaret Lane and .Tames .1. AlcJe..m"n d$:d 2 \. , " '.JJ.- WITNES ~ "'/?, . c:.tep/'7~ L-L andthis.c.dayor jJ.u~"...b../ .19.:D::..... Richar Alderman, Jr. 4448 ROUTE 8 Allison Park, Pennsylvania 15101 tAdd,..., r:n .- ...., (Slgnatu,e) c:'" \'1 i;'; (Add'...) L.!.J. a: ~;. . :~. , ! 5 OU (Slgnalure, (Add,...) 9.,2,.,() PA DEPARTMENT OF nEVENUE 'tJfJif ESTATE INFORMATION SHEET FDA - R1~QisiEA'ffoFFICE USE ONLY cOun'y cOd. - j -. uVoa, I" F,loNumbo, np..3411 [X 1891) DECEDENT INFORMATION: Enler dala as II will appear on all documents submllted to the department. (FHst) (Mlddlo) _i?/c. h~,. d __ u-:/o.s.erltu-u-- ____ _____ Oalo 01 DOblh Dolo of Birth s-. ;),5" 3 ';;l Namo (L.") Ii / de rrncuJ Decodent', Social Socurlly Numbor (,5" ~" TYPE FILING: Enter check k) merk to Indlcale the nature of the return to be filed wllh the depertment. OcT. /7 19Cj5' ~Obal8 Return o Joint Ass.ts Only Oest.'. T.x Only DUtigalion Purposes (No Other AsselS) LETTERS GRANTED', Enter check k) mark to Indicate tha nature oftha proceedings althe Register of Wills OHlce, (Attach additional sheeta II explanation la nacessary,) o Tost.m.nt.ry DNa Lelle,s DOther (Pl.... expl.in) Administration ATTORNEY/CORRESPONDENT INFORMATION: Enter all dala concerning the attorney or other Individual to receive ell tax Information and correspondence. (Middle) Sup,.m. Court I D. , N.m. (L.st) (FI,st) Streel Address City SIBte Zip Code Telephone Number PERSONAL REPRESENTATIVE INFORMATION: Executor/Administrator Enter all dala concerning the personal represenlatlve(a) of the eat ate euthorlzed by the Register of Wills N.m. (L.st) (Fi,sl) :::;/A~~ (Middle) -/0...1:" IS Social Security Number /g /:< 6l> """"'-'*" jl ,€, Cily HI! c.. /'4.",,'''$ our. Co-Executor/Admlnl trator N.m. (Lest) (FI'st) Stolo Zip Code ~IJ 'OSS Tolephono Numbor 1/7- t'/ /- /77 tj (Middle) Social Socurlly Numbor Slrool Address Clly Slalo Zip Code Telephone Numbor Co-Executor/Administrator N.m. (Lest) (FI,st) (Mlddlo) Social Security Numbor SlroOI Addross CUy Slate Zip Codo Tolephono Numbor I Propa,od Dy 10.110 PETITION FOI{ PRonATE and GRANT OF LETTERS D)/-1$-g/3 Brate of Richilf.l:LJ~-Aldcrm<llL-5J:. also known as No. To: Regi!lcr of Wills for Ihe Deccascd. CounlY of Cum her ] and In Ihe Sadal Sccurlty No. 1 65- 2 (, - 0 1 22 Coullnonweahh of Penn.ylvanla The petition of Ihe under.lgned re.peelfully relneselll. Ihal: Your pelitloner(.), who i./are 18 year. of IIge or older IIn Ihe executor Inlhe last will of Ihe above decedem, daled Mav 18 and codlcll(s) dated S"ptr>mhnr 71 I 1 qq<; named . 19...9.5- ("lie rdc\'.nl circumstance" (".' rrnundatlon. dealh of CUtutOf, elc,) Decendent was domiciled al dealh In Cumberland Counly,l'ennsylvanla, wllh (, is laSlfamllyor~rinclpalre'ldenceal 1310 Waterford: Camo lIill. East Pennsboro Towns io. Cumberland County (USI slrecl, number and mundpalily) Decendenl,lhen 63 years of age, c1led October 17 .199<; . al 1310 Waterford: Camo lIill. East Penn"horo Town"hip. C'lImh"rland Co, PA Exeepl as follow., decedenl did nol marry, was nOI divorced and did nol have a child born or adopled afler exeeulion of Ihe will offered for probale; was nOllhe vicllm of a killing and was never adJudicaled incompelenl: Decendent at death owned properlY wllh estimated values as follows: (If domiciled In Pa.) All personal properlY S .s00." on (If nOI domiciled In I'a.) Personal properlY in Pennsylvania S (I f nOI domiciled In I'a.) Personal property In County S Value of real est ale in Pennsylvania S situaled as follows: WHEREFORE, pelllioner(s) respeelfully reque.l(s) the probate of Ihe la.t will and codlcil(s) presemed herewith and Ihe gram of letters Testamentary (IcSlomcnulf)'; administration c.t.a.; admlnlstrallon d.b.n.c.l.a.) Iheron. Ii 111-<4/ d/4..,_... ~'ll -=.. lt~ SO ~ in James J. Alderman q:Hi J{prm;Jn nri Vt3 Mechanic"bur9' PA 17055 OATH OF PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA } ss COUNTY OF _ Cumberland The pelltloner(s) above-named swear(s) or affirm(s) Ihatthe slatemems in the foregoing petlllon are Irue and correcl to the best of Ihe knowledge and belief of petltloner(s) and thaI as personal represen- tatlve(s) of the above decedent pClllloner(s) will wef2nd truly ad Inl.~~)hc e~lle according to law. Sworn to or affirmed llIId SU.b scribcd { 'rl /." 1I .' '~{!,'f4"" ",.J ~ before IB~Jbis 27TH, '1.al of ~ og' ..' \..IOB~K --' I~ . a !~/. t~ARY' c, 'LEwIs I ' . Re~/;t~:~ , ! ," ..... 1/ No 21 . 95 - 813 , Estate of Richard J. Aldorman, Sr, I Deceased DECREE OF PROBATE AND GRANT OF LETTERS AND NOW OCT08ER 31 , 19JL, In consideration of the pelltlon on the reverse side hereof, satisfactory proof having becn presented before me, IT IS DECREED thallhe Instrument(s) dated May 18, 1995 and September 21 , 1995 described therein be admitted to probate and OIed of record as the lasl will of Richard J. Alderman. Sr. and Letters Testamenta~v are hereby granted to James J, A I derman FEES Probate, Lelters, Etc. '...,.... $ Short Certlncates( a, ., . .. . .',. $ Renunclstlon .,.....,......,. $ X-pages 30.00 Codicil $ 10.50 JCP TOTAL - $ 5 gg flied .... 9~.~qm, .~1,. ,1.~~?.... A.09 :50 JlJ ('J (j). fli(' If)' . /71// . ri,'""" od:-J/7l -/I,'/'<j/t1 ",1 . M"An'y,.r/~ . " ~~~ . David M. Watts. Jr. 4"3' A lTORNEY (Sup. Ct. I.D. 1'10.) 340.00 24.00 add~:ft fJLl.j/xJi], fl.c" McNee~. WA1]A~R ~ Nllri~k ADDRESS 100 Pine Street P.O. Box 1166: Harrisburq, PA 17108 PHONE (717) 232-8000 pn.~1 6;-7-16 t!,.s- ~s; CJO 00 r: :. :n ~".--l r,J -J Mailed letters and order to attorney on 11-1-95. EL8 - 96 LZ .. ... lWJl Ql RICHARD J. ALDERMAN .\ \ I I t ! I, RICHARD J. ALDERMAN, currently of Camp Hill, pennsylvania, declare this to be my will and hereby revoke all prior wills and codicils made by me. 1. Personaltv. I bequeath such items of my tangible personal property as are specifically itemized on the list, if any, in my handwriting, signed and dated by me at the end thereof, and attached to this, my will, to the persons named thereon to receive such items. I bequeath to my wife, Arlene Alderman, all of my remaining tangible personal property not used in business or for the production of income, including without limitation furniture, furnishings, clothing, jewelry, objects of art and decoration, and the like, and any motor vehicles which I own, together with the insurance thereon, if she survives me. If my wife does not survive me, then I bequeath all said property, together with the insurance thereon, to those of my children who survive me. with regard to the property passing hereunder, distribution shall be made among said children on the basis of choices in order determined by lot and rotation, and the values as finally determined for inheritance tax purposes shall be determinative with regard to the values of the property chosen, and any disparity among said children shall be equalled by such payments among them as may be necessary. If anyone of said children are not living at the time of my death, the choices to which he or she would have been entitled shall be made by his or her issue in order determined by lot and rotation. 2. special BeauestS. (a) I bequeath 10,000 of my shares of pennsylvania Manufacturers corporation to my son, Richard J. Alderman, Jr., currently of Allison Park, Pennsylvania. (b) I bequeath 10,000 of my shares of pennsylvania Manufacturers Corporation to my son, James J. Alderman, currently of Mechanicsburg, pennsylvania. (c) I bequeath 10,000 of my shares of Pennsylvania Manufacturers corporation to my son, Daniel J. Alderman, currently of Camp Hill, pennsylvania. (d) I bequeath 10,000 of my shares of Pennsylvania Manufacturers corporation to my son, Michael J. Alderman, currently of camp Hill, Pennsylvania. If anyone of my aforementioned sons predeceases me, then I bequeath 5,000 of my shares of Pennsylvania Manufacturers corporation to the wife of such son. (e) I bequeath 1,000 of my shares of Pennsylvania Manufacturers corporation to my brother, John J. pitschke, currently of Pittsburgh, Pennsylvania. (f) I bequeath 1,000 of my shares of Pennsylvania Manufacturers corporation to my sister, Margaret Lane, currently of pittsburgh, Pennsylvania. (g) I bequeath 1,000 of my shares of Pennsylvania Manufacturers Corporation to my granddaughter, Maggie Alderman. (h) I bequeath 1,000 of my shares of Pennsylvania Manufacturers Corporation to my grandson, David J. Alderman, provided that he has been legally adopted by my son, Daniel J. Alderman, by the time of my death. (i) I bequeath 1,000 of my shares of Pennsylvania Manufacturers corporation to Thomas Nagel, who is the son of the wife of my son, Richard J. Alderman, Jr. 3. Residue. I bequeath, devise, and appoint all the rest of my property, of whatever nature and wherever situated, including property over which I hold a power of appointment, except that I do not exercise any power of appointment given to me by my wife, to the Trustees hereinafter named, for the following purposes: (a) If my wife, Arlene Alderman, survives me, then the Trustees shall establish Trust A hereunder, governed by paragraph 3 below, by allocation thereto all remaining property held hereunder. I intend that the interest of my wife in Trust A shall qualify for the marital deduction, and any provisions herein which may appear to ~onflict with or in any way defeat my intention to obtain the marital deduction for the full amount of Trust A shall be construed or applied to accomplish that intention. (b) If my wife does not survive me, then all the property passing hereunder shall be distributed in equal shares to my children, per stirpes. If any beneficiary hereunder other than a child of mine is less than the age of thirty-five (35) years when he or she is to receive benefits hereunder, then his - 2 - or her share shall be held pursuant to the terms of paragraph 6 below. 4. Trust A. The income and principal of Trust A (if established hereunder) shall be distributed as follows: (a) Income. The Trustees shall pay the net income from Trust A to or for the benefit of my wife, Arlene Alderman, for her lifetime, in such installments, but not less frequently than quarterly, as the Trustees may determine, (b) Principal. The Trustees shall pay from time to time from the principal of Trust A to or for the benefit of my wife: (i) such sums as shall in the discretion of the Trustees seem proper for her :upport, maintenance, and health care or necessary to permit her to maintain a standard of living approximately equal to that maintained by her during my lifetime, taking into account such other sources of income, support and estate that may be available to her, and (ii) such sums, including any or all principal, that my wife may request in writing. (c) After Wife's Lifetime. Upon the death of my wife, Arlene Alderman, all the principal then held in Trust A shall be distributed as she may by her will appoint, making specific reference to this Trust A. Except as expressly stated in the preceding sentence, there shall be no restriction, condition or qualification on or to the power to make such appointment and the permissible beneficiaries. The power of appointment shall be exercisable by my wife alone and in all events, and there shall be no power in any person other than my wife to appoint to any other person any part of the property passing under Trust A. To the extent that my wife should fail to exercise effectively her power of appointment over any part of the property in Trust A, the Trustees shall (except to the extent that my wife expressly directs to the contrary in her last will or in a writing delivered to the Trustees during her lifetime) pay from the unappointed portion of the principal of Trust A: (i) the amount of any additional estate, inheritance or other death taxes imposed on account of the death of my wife by reason of her power of appointment over and other rights in the unappointed portion of the principal of Trust A (the amount of each such additional tax to be equal to the excess if any of the tax, including any interest thereon, payable by reason of her death over the amount of such tax which would have been payable if no such tax was payable by reason of her death with respect to the unappointed principal of Trust A), and - 3 - (ii) any expenses incurred in the administration of her estate attributed to the determination of such taxes (and the Trustees may accept the written statement of her personal representatives as to the amount of taxes and expenses payable hereunder), and the remaining balance of the principal held in Trust A at her death shall be distributed under the provisions of paragraph 3(b) above. 5. Alternate Distribution. Any property held hereunder when no issue of mine are living which is not effectively disposed of elsewhere herein shall be distributed outright one-half per stirpes to the issue of my parents and one-half per stirpes to the issue of my wife's parents. 6. Separate Trusts. The income and principal of a separate trust in Which a share held for a beneficiary pursuant to the terms of paragraph 3(b) above shall be distributed as follows: (a) Income. The income shall be distributed at least quarterly to or for the benefit of the beneficiary. No payment shall be made under this subparagraph (a) which would discharge to any extent the legal obligation of any person for the support of the beneficiary. (b) Principal. The Trustees shall pay from the prin- cipal such sums to or for any or all of the beneficiary and his or her issue as in the discretion of the Trustees seems proper for their support, maintenance, health care, and education, and such sums to or for the benefit of the beneficiary as in the discretion of the T~ustees seem proper to help establish him or her in a business or profession or acquire or furnish a home for him or her, taking into account the other sources of income, support and estate that are available to the distributee, the reasonably anticipated needs and resources of the beneficiary and his or her issue, their income and estate tax brackets, the desirability of the transaction (if any), and the possible application of any generation-skipping tax. No payment shall be made under this subparagraph (b) which would discharge to any extent the legal obligation of any person for the support of the distributee. (c) Distribution of Separate Trust. (i) When such beneficiary shall have attained the age of twenty-five (25) years, the Trustees shall distribute to him or her at written request one-third (1/3) of the remaining principal balance then held in his or her separate trust; when such beneficiary shall have attained the age of thirty (30) years, the Trustees shall distribute to him or her at written request one-half of the remaining principal balance; and when - 4 - such beneficiary shall have attained the age of thirty-five (35) years, the Trustees shall distribute to him or her at written request the entire balance held in his or her separate trust. (ii) If such beneficiary should die before making proper request for the entire balance in his or her separate trust, then the entire balance in his or her separate trust shall at his or her death be distributed, outright or in trust, in such sums or proportions as such beneficiary may direct in his or her last will, expressly referring to his or her separate trust hereunder, but only among my issue and their spouses or former spouses and persons gifts to whom are then allowable as deductions under section 2055 of the Internal Revenue Code (or any successor provision); and to the extent that such beneficiary shall fail to exercise effect~vely his or her limited power of appointment hereunder, the aforementioned balance in his or her separate trust shall then be distributed per stirpes to his or her issue, or, if no such issue survive him or her, per stirpes to the issue of his or her parent who was a child or more remote descendant of mine, or, if no such issue survive him or her, per stirpes to my issue, with the share of any of such issue for whom property is then held in or payable to a separate trust under this paragraph 6 being added to such separate trust, or, if no issue of mine are then living, said balance shall be subject to the provisions of paragraph 5 above. (d) Disposition Upon Application of Rule Aqainst Perpetuities. If during the lifetime of a person for whom a separate trust under this paragraph 6 was established the interest of such person therein becomes void under the applicable rule against perpetuit~es, then the balance in such separate trust shall then be distributed outright to such person. 7. Survival Clauses. If my wife and I should die under such circumstances that it cannot be determined which of us survives, I shall be deemed to have survived her for all purposes hereunder. If any other beneficiary hereunder should die within sixty (60) days after me or within sixty (60) days after any other person the survival of whom determines his or her rights hereunder, then such beneficiary shall be deemed to have predeceased me or such other person for all purposes hereunder. 8. Powers. In addition to such other powers and duties as may be granted elsewhere herein or which may be granted by law, the fiduciaries hereunder shall have the following powers and duties, without the necessity of notice to or consent by any Court: (a) To retain all or any part of my property, real or personal, in the form in which it may be held at the time of its receipt, including any closely held business in which I have an - 5 - interest and any stock of any corporate fiduciary hereunder, as long as in the exercise of their discretion it may be advisable so to do, notwithstanding that said property may not be of a character authorized by law, provided, however, that upon written request by my wife, they shall within a reasonable time make productive of income any interest in property (however and whenever acquired) held in Trust A hereunder. (b) To invest and reinvest any funds held hereunder in any property, real or personal, including, but not by way of limitation, bonds, preferred stocks, common stocks, and other securities of domestic or foreign corporations or investment trusts, mortgages or mortgage participations, and common trust funds, even though such property would not be considered appropriate or legal for a fiduciary apart from this provision. (c) To sell, convey, exchange, partition, give options to buy or lease upon, or otherwise dispose of any property, real or personal, at any time held by them, with or without order of court at their option, at public or private sale or otherwise, for cash or other consideration or for such credit terms as they think proper, and upon such terms and for such prices as they may determine, and to convey such property free of all trusts. (d) To borrow money from any person, including any fiduciary hereunder, for any purpose in connection with the administration hereof, to execute promissory notes or other obligations for amounts so borrowed, and to secure the payments of such amounts by mortgages or pledges of any property, real or personal, which may be held hereunder. (e) To make loans, secured or unsecured, in such amounts, upon such terms, at such rates of interest, and to such persons, firms or corporations as they may deem advisable. (f) To renew or extend the time for payment of any obligation, secured or unsecured, payable to or by them, for as long a period of time and on such terms, as they may determine, and to adjust, settle and arbitrate claims or demands in favor of or against them. (g) In dividing or distributing any property, real or personal, included herein, to divide or distribute in cash, in kind, or partly in cash and partly in kind. (h) To hold, manage, and develop any real estate which may be held by them at any time, to mortgage any such property in such amounts and on such terms as they may deem advisable, to lease any such property for such term or terms, and upon such conditions and rentals as they may deem advisable, whether or not the term of any such lease shall exceed the period permitted by - 6 - law or the probable period of retention under this instrument; to make repairs, replacements and improvements, structural and otherwise, in connection with any such property, to abandon any such property which they may deem to be worthless or not of sufficient value to warrant keeping or protecting, and to permit any such property to be lost by tax sale or any other proceedings. (i) To employ such brokers, banks, custodians, investment counsel, attorneys, and other agents, and to delegate to them such duties, rights and powers as they may determine, and for such periods as they think fit. (j) To register any securities at any time in their names as fiduciary, or in the names of nominees, with or without indicating the trust character of the securities so registered. (k) with respect to any securities held hereunder, to vote upon any proposition or election at any meeting of the person or entity issuing such securities, and to grant proxies, discretionary or otherwise, to vote at any such meeting; to join or become a party to any reorganization, readjustment, merger, voting trust, consolidation or exchange, and to deposit any such securities with any committee, depository, trustee or otherwise, and to payout of the trust created herein, any fees, expenses, and assessments incurred in connection therewith; to exercise conversion, subscription or other rights, and to receive or hold any new securities issued as a result of any such reorganization, readjustment, merger, voting trust, consolidation, exchange or exercise of conversion, subscription or other rights and generally to take all action with respect to any such securities as could be taken by the absolute owner thereof. (1) To engage in sales, leases, loans, and other transactions with my estate, the estate of my wife, or any trust established by either of us, even if they are also fiduciaries or beneficiaries thereof. (m) To make all necessary proofs of death under the insurance policies of which they are the beneficiary, to execute any receipts for the proceeds and to institute any action to collect said proceeds and to make adjustments of any claim thereunder, provided, however, that they need not institute any action unless they shall have been indemnified against all expenses and liabilities to which they may become subject as a result thereof. If, however, they desire to institute such action without indemnification, they are hereby authorized to be reimbursed for all expenses and liabilities incurred as a result thereof from any amounts which may be held in trust hereunder then or thereafter. - 7 - .. (n) To exercise all elections which they may have with respect to income, gift, estate, inheritance or other taxes, including without limitation execution of joint income tax returns, election to deduct expenses in computing one tax or another, election to split gifts, and election to payor to defer payment of any tax, in all events without their being bound to require contribution from any other person. (0) To operate, own, or develop any business or property held hereunder in any form, including without limitation sole proprietorship, limited or general partnership, corporation, association, tenancy in common, condominium, or any other, whether or not they have restricted or no management rights, as they in their discretion think best. 9. Soendthrift Clause. No interest (whether in income or principal, whether or not a remainder interest, and whether vested or contingent) of any beneficiary hereunder shall be subject to anticipation, pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have power in any manner to charge or encumber his or her said interest, nor shall the said interest of any beneficiary be liable or subject in any manner while in the possession of the fiduciaries for any liability of such beneficiary, whether such liability arises from his or her debts, contracts, torts, or other engagements of any type. 10. Facilitv of Pavments for Minors or Incomoetents. Any amounts or property which are payable or distributable hereunder to a minor or incompetent may, at the discretion of the fiduciaries, be paid to the parent or guardian of such minor or incompetent, to the person with whom such minor or incompetent resides, or directly to such minor or incompetent, or may be applied for the use or benefit of such minor or incompetent. 11. Taxes. I direct that all estate, inheritance, and succession taxes that may be assessed in consequence of my death, of whatever nature and by whatever jurisdiction imposed, other than generation-skipping taxes, shall be paid out of the principal of my general estate to the same effect as if said taxes were expenses of administration, except that any such additional taxes (and interest and penalties thereon) imposed on account of my interest in or power over any trus" ~stablished by my wife shall be paid out of the property held in such trust, and all other property includable in my taxable estate for federal or state tax purposes, whether or not passing under this will, shall be free and clear thereof; provided, however, that my executors may in the discretion of the executors request that any portion or all of said taxes (to be paid out of the principal of my general estate) shall instead be paid out of the principal of any trust established by me in this will or otherwise, to the extent expressly authorized under the terms of said trust. - 8 - , . .. ... COMMONWEALTH OF PENNSYLVANIA COUNTY OF .i)t!llf] V'r. t;...... , 5S: RICHARD J. ALDERMAN, (the testator), iJl(fj'? /I, ,If. Ii Iv'll cd and tL!t( LI. t{/a 11r-, ~" the witnesses), whose names are signe to the forego ng nstrument, being first duly sworn, each hereby declares to the undersigned authority that the testator signed and executed the instrument as his last will in the presence of the witnesses and that he had signed willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the will as witness and that to the best of his or her knowledge the testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. WITNESS: TESTATOR: //; .~<:/ d// ~t:..../~/ /~..c-r-- ~-RtCHARD J~ ALDERMAN / .....(2..-;,1 ~,<- Iii,. {: i',. '':; (- WITNESS: .~ Jl \jJ~ subscribed, sworn to and acknowledged before me by RICHARD J. ALDERMAN, the testator, and subscribed and sworn to before me by (itu;dq )-(. tlfo,(2tJ and ltnLld 1-1. IUlllls, \A, , , the / witnesses, this /If:!,day of /J-/{{l/ , 1995. '-. NOTARIAL SEAL JUDY A. ODMOARmJER. Notary Public Harrisburg, PA Dauphin County My CommissIOn Expires Fob. 23. 199B (SEAL) - 10 - "T .1' .. --,. ,,'" ". pl i:.; N ..... ,-.1 .-, " ,ll)(L 1(1 ~8 .. 0: 13' .,,1 . . . . , i " Ci fl II r c \ ~ 0 !1 I ~ Ill! la: c c ct Z a: i . ... ., .- ".... ... ~. . t . " 'r;, SE DER: . _. COITIpI.t. It.m. 1 ,ndlor 2 for .ddltkln.1 ..rvlt", . _ Comp'-t. II.m. 3, and 4. . b. . p,"" your name ,nd .dd,... on lh1 fin'.. 0' tN. lorm 10 that w. eln fltum tN, ctIrd to you. . An.th thl, lorm 101M ',ont olthl tnllllMtCl, Of on IhI blck II aplc' dotl not PfffnU, . - Wrh. "Rltumfl.c.lpt R~.t~" on the """,p'-c, below lhe ."leSt number . The A.tum A.cllpt wlll.how to whom ,hI.rtle.. Wi' tMliwrH ,nd the dl" d.llvtr.d. 3. Artlcl. Addr....d to: Allegheny County Courthouse City-County Bldg.. 1st floor.. 414 Grant street ~ittsburgh.PA 15219 I allo wish to ,,,ceIVI the following service.' Hor en extra j' I..): 1. 0 Addresse,,'. Addre.. I ~ ~ 2, 0 R.ltrlct.d D.llverv Conlult Oltma.ter for fee. 411. Article Number <> 6. Slgnatufe IAdd,....". 4b. Service Type o R.glltered 0 Inlured IKI Certified 0 COD J o Exp'... Mell 0 Retu,n Receipt 10' !I ~ 7. Cetu!!.' DeliyefY .2 f/f'2-7..,fr il. .... 8. Addrellee'. Addr.s. IOnly If requalled.:lt ' end .fee II paid) i '" (f ".11 J, *U.LOPO:,"""""" DOMESTIC RETURN RECEIPT " ~ . ! . 11 '. . ~,~ "~c'.',:T'-I1.,.~'~..,--I';.'J1.>'d,,-=_.,,...t~'.l1o>"'''1C_' "'-.,...;.L:..'" "L.-...."..,~ . ..,-,.,- .,-". ._C>' ~--. .. .~-'.""" ~_. ,~~."",... -,,,_,~,"''''''''_~'-''''O;'~ho-L' ~~ . \ .('," , / ,,0,;' ,\ / , f, r~ '. , , ' 'i'" i'" :. -< . .. . ~ ; . '. ." '. .. "i."; /\. .' " ~. .~ .l / ,. '. . ' " / . ' . , . ' -- - --.,...,..... . -;- a__.----~~~.~ _ .~._ ..:.. , \ . \ ... ..-.-....-.....-.-- .~'.... . ~ -', . .'\ 'I -::i;,. ~>lldertf?',N L/.. .. I Or. 13 C r,.{'.v'1a~ 5') l1~~GI,. f/!l /70 1- ......f"..'.1 -C)'''U_'''I i':1 0001) fl' ' ,.. i ,. C\~d c.:.o''rJJ1'j c:.cHJ,r-!"l10t.tS<J Cu.../i1&e t .' f uJ/l/5 /It! N: RerJ" dl::~ 0 ..1. c ",,~r -I //o~~~ 5 J. U ~ N? L>~"//!./P. Pf/ /70/3 "T1 -9- :r o. ,~ ~ to ~ :r" -", Q.o s- '0 ", - - <5 n u C ' :; - Cl .~ 0.3 a.'" ;a.a ",u '" ", o "tl UJ .,... tr' (') m ::D --I l! m CJ .s: tr' In hlrliflV RE;"t::::,pr .s: C .s: "lifR,-'..,rlT ~. 1'. ..".f. ;-. .. \,t ~. \0. . -~. /" ,'; ,i, ':.:... . . . .! t:-.~ '.' '" -J. - -.....,.,. ',;, ~.... ~.! ~. ___ . r~~'" _--. ....-__ ... -~.....- . .'. '. ~'1J~' ",."t . 1-..... l....~.p ". I." ,f'... , .Z\ : , J';',. ""_, fk HM:.l-II~, $2.52 OO(l~3"'IO"lJJ '. . ,,' '~ \ i'.:.... :"< -'":'-.;~ , ; ,. t.. 1 ,.J Ii, . \ \. . ~.~ / ...J . 'f Aly.tlOO u. (1-'.1 '/ INHERITANCE TAX RETURN ~~~.tJ;i~~fFDRJ;MUER 1:1131/11 RESIDENT DECEDENT POVERTY CREDIT IS CLAIMED co...~~~:t.~~:~TOo'''~~v~>~~'NI' (TO BE FILED IN DUPLICATE FILE N2UM1BER 1995 H'AR,.g~=~.'::~~:",o"t WITH REGISTER OF WILLS) COUNlYCODE YEAR DECEDENl'S NAME (LAST, FIRST, AND MIDDLE INmAL) DECEDENl'S COMPLETE ADDRESS Alderman Sr. Richard J. 1310 Waterford DECEDENT SOCIALSECURI1YNUMBER DATE OF DEATH Canp Hill, PA 17011 165-26-0122 10 17 95 05 26 1932 Coun c.\1rrberland ~'A'l.T k~r:-",o LE I~m:'l SOCIAL SECURITY NUMBER AMOUNT RECEIVED (SEE INSTRUCTIONS) Adlderman Arlene 543 755.00 1. Original RelUm 3. Remalnde, RelUrn Itar dll'" Dr d.ath prior to u.n.." :€j;s. Fede,aI Estale Tax RelU,n Required ! " . ...... ] f~~ (I 0813 NUMBER -' o .... Futuro 1"IOfost Compromise (fo, dales o. deelh aner 12-12.82) IR 6. Docaden' Died Teslale 0 7. Docadont Malnlalnod a Uvlng Tru>1 (Anach copy 01 Will) (Anach copy o. Trusl) AL.L:CORRESPONDENCE'AND CONFIDENTIAL. TAX INFORMAl1ON BHOLUJ BE DIRECTEDTO:;:!:lfill!::i!>:i:I:!:i:'lil/:liiiild;::::,'!'!';';:!iW;ILi'I::;:l!;)Hi:i:il:il!l~j::lll NAME COMPLETE MAIUNG ADDRESS ;g~~~. David M. Watts Jr. McNees, Wallace r.. Nurick TELEPHONE NUMBER P.O. Box 1166 717-232-8000 Ha=i PA 17108 1. Real Estale (Schedule A) ( 1 ) None 2. Stocka and Bonds (Schedule B) ( 2) 1,501,638.00 3. Clooofy Held Slock/Panne..hlp Inle,es' (Sch. C) ( 3 ) None 4. Mongagos and Noles Receivable (Schedule 0) ( 4 ) None S. Cash, Bank Deposits & Miscellaneous Peroonal ( S) 22 , 682 .00 Properly (Sclledula E) 6. Jolnlly Qwnod Properly (Schedule F) 7. T,ansfo.. (Schedule G) (Schedule L) RECAPIT- 6. TOlal Gross Assolll (tolal Unos 1-7) ULATlON 9. Funeral Expenses, Adrrinlstratlv8 COsta, MiscolIanoous Expons.. (Schedule H) 10. Deblll. Mongoge UOblll1los, Uens (Schedulo I) 11. Total Dedut1lons (Iolal Un.. 9 & 10) 12. Not Value of Estole (Une 6 mlnua Unel1) 13. CharUablo and Govornmonlal Boqu..IlI (Schodulo J) CHECK APPRD. PRIATE BLOCKS o 4. Umltad Estalo ...Q... 6. TOlal Numbo, o. Sala Doposl1 Bo... ') (6) (7) None 10,300.00 ( 6) 1,534,620.00 (0) 87,563.00 (10) 320,571. 00 (11) (12) (13) 408,134.00 1,126,486.00 None 14. 1G. Spou..IY,anl'.'. (lot datu 0' de.th .".,'-30-'4). au Inllnll:tlonl 'ot AppllClbl1 Peleenuge on Plge 2.llntlu"l Vllull from sth,dull Ko, Schedule M.. 10. Amoun, o. Uno 14 t..ablo at D% '010 (Includo valu,,',om Schedule K 0' Schedulo M.) 17. Amount 01 Uno 141BXablo a115% ralo (Includa valuo.I,om Schodula K or Schodula M.l Principal tax duo (Add lax from Unos 15.10 and 17.) Crodlts Spouul pov.,ty Credll Pilar paymonts Olscount + 38,964.00+ 1,999.00 - 20. If Uno 191s 'oalor than Uno 16. enlor the dilforenco on Una 20. Thill Is 1110 OVERPAYMENT. AJ :atHkh.,.'H"" " 'n''N" " "'.'nbli:l'or" ur ow' '"M1IJ~!ilillt:h!ll;hjllii~liji!il:! 21. If Uno 10 Is graolor Ihan Uno 19, anlor Ifta dlllo,onco on Uno 21. This 10 the TAX DUE. A. Enler the InlOros1 on tha balonco dua on Uno 21A. B. Enlor tho IoIa1 01 Uno 21 and 21A on Uno 21B. Thlols the BALANCE DUE. Maka Chock Pa la 10: R a\O, 01 Willa, A n\ 1!,,'H,~IIII!,I'!:I;".!I'lhl :,llil,,1 1IiII :hl,1'I111!11!~!!II!I":,lIelSUReiTO ANSWER'AlJjQ\l!ST\QHS ON PAGEZ:AADTO RECHEaCMA'Ill ...,,"1',""111I111I i'I'illIll'IIIHi1lillll"I\IIHilh'III!I' 'I ,1I1!11I n or pon 0 pm ury, are al avo ox no 1 II roturn, u Ing accolT12an no Be u an IIt.tomenta, an 10 0 0 my ~ no go and bOllel,l1la true, correct and comp o. I dodare that all real osIalo has boOn roporfod .1 trUe maneol valuo. Dodaralkm of proparor olhor .han .he personal roprosonlativo Is basad on an Intormation of whk;h proplU'or hu any kno'Modgo. }"::;;:..OF. >ON"".o .,a'EFOAFlLIN~AnuAN ~E~e attached 001'7//5"/7 i!; IIQN~T~_A flREPAAE)'OTHI ~J1ANA RU(NT~T1V( ADDRESS DAT'tJ. ' ~ /'1 ( I r '" , P.O. Box 1166 (~ ) I"~ _ c 1 Ilarr sWrg, PA 17108 . . 14 1 126 486.00 0.00 (15) 543,752.00..QQ... . (10) 549,156.00..06 . 32,949.00 (17) 33,578.00. .1~ . 5,037.00 TAX 10. COMPUTA- 10. TIDN (10) 37,986.00 Intoros' (19) (20) 40,963.00 2,977.00 (21) (21A) (21 B) PA REV-1500 EX (7'94) Pag.2 Act H48 011994 provides lor the reduction 01 thB tax retes Imposed on the net valua 01 translers to or lor the use 01 the spousa. The rates as prescrlbad by the slatute will bB: . 3% (.03) will be Bppllceble lor estatas 01 decedants dying on or alter 7/1/94 and belore 1/1/96 . 2% (.02) will ba Bppllcabla lor estBtes 01 decedents dying on or Biter 1/1/96 and belorB 1/1/97 o . 1% (.01) will be eppllcBble lor estates 01 decBdents dying on or after 1/1/97 and belore 1/1/98 . Spousal trBnslers occurring on or Biter 1/1/98 will be exempt Irom Inheritance tBX. PLEASE ANSWER THE FOLLOWING QUESTIONS _.~ BY PLACING A CHECK MARK (II) IN THE APPROPRIATE BLOCKS. YES ND 1. Old docodent mako a translor and: a. rotaln tho use or Incomo 01 tho proporty transtolTod,. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X b. r.laln Ih. r1ghl1o d.slgnal. who shan uS.lh. proporly transforrad or IIslncomo.. . . . . . , .. .. . . .. .. .. . . . . . . . . . . . . .. . . . . . . . . . X c. rotaln a rovorslonary lntorosl; or. .....,........................ ............. to to...... ,... to.................... X d. recolvo tho promlso for Ilfo 01 elthor paymonts, benefits or caro?.... . ..... ....... ...... . ...................... . .... . .. X 2. II doath occurrod on or boforo Decombor 12. 1982. did docodonl wifhln IwO Y08lll procodlng dooth transfor proporly without recolvlng adoquato consldoration? II death occurrod ahor Decombor 12. 1082. did docodonl transfor proporty within ono yoar 01 doath wUhout rocolvlng odoquato consldorallon? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X 3. Did decodont own an 'In \1Usllo~ bonk occounlal his or hor doolh? .. . .. .. . . .. .. . . . .. .. . . . .. . .. .. .. . .. . . .. .. . .. . . . . .. . .. X IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. PA15002 NTF"" CopYflght FD''''. DDItW.,. Only. tlI4 NtlCCI,lnc. NICPAOOJ REV'l&o2 EX . (12.85) SCHEDULE A REAL ESTATE COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Richard J. Aldermm. Sr. 21-1995-0813 (prop.r1y folnlly.ownad wllh RighI olSurvlvorahlp mu.t b. dltclottd on Sch.dul. F) All rollnlll. ahould b. rapoll.d 1IIIIr mllk.1 Vllu. which II d.nnad n \h. pl1ca II which prop.r1y would b. a,chlng.d ba\wton I willing buyar Ind I willing nllar, nallhar baing comp.llod to b Dr ..11, both havl" rallonabl. knowled . of the relevlnt faeta. ITEM NO. DESCRIPTION VALUE AT DATE OF DEATH None '.. TOTAL Also onlo, on Ilno 1, Roca IMallon (II ""'0 apaco 10 noodod, In"" addlllonolohoolo oloamo olzo,) s 0.00 PA1Sll2t NTF UtI CDP..,lghl Fa''''' lIollwa,. Dill,. '11. N,lco,lllc. NI4PA0J1 '. ~ 8 D THE ESTATE OF RICHARD J, ALDERMAN, SR, ~. ... VALUATION OF RESTRICTED SHARES OF CLASS A COMMON STOCK OF PENNSYLVANIA MANUFACTURERS CORPORATION HELD BY THE ESTATE AS OF OCTOBER 17, 1995 Issued on FebruBry 28. 1996 JlOWAIU>. 1.,\ WSON & CO. Two PBnn CBntBr, Philadelphia. PA 19102 Tel 12151 9BB.0010 FBX (215) 56B-0029 o Estate of Richard J. Alderman. Sr. Valuation Report VALUATION REPORT FOR THE ESTATE OF RICHARD J. ALDERMAN. SR. VALUATION OF RESTRICTED SHARES OF CLASS A COMMON STOCK OF PENNSYLVANIA MANUFACTURERS CORPORATION AS OF OCTOBER 17, 1995 Table of Contents PBge .~ Opinion Letter Definition of Fair Market Value .............................................................. , Summary of the Situation .................... ................................................. , . Limiting Factors and Assumptions..........................................................2 Materials Reviewed ....................... ............. .... ....... ..... ........... ....... ..... ... 3 Discussion and Methodology..... ... ............. ...... ...... ..~.. ............ ......... ... .... 3 Acknowledgment. .......... ..... ......... ..... ..... ....... ...... ...... ....... .... ............... 5 Conclusion .... ...... ........ .,. ........... ......... .... ........ ... ...... ... .... .... ....... ..... .... 5 EKhlblts 1 Summary of PMA stock trading data for the weeks ended April 3. 1995 - January 1. 1996 from Prudentlel Securities 2 Copy of the restrictive legend on the Shares 3 Limiting Conditions and Assumptions 4 CBrtlflcBtlon by HDwBrd. Lawson & Co. Personnel Bownnl, Lnwson & CO, Howard, Lawson & Co. Two Penn Center Pia" Philadelphia. PA 19102 215.988.0010 fAX.215.568.0029 Irrmtment Banking Venlure Capilli FebruBry 28. 1996 Mr. James J, AldermBn. Executor T~10 EstBte Df Richard J. Alderman. Sr. c/o David M. Walts, Jr. Esq. McNees, WallBce & Nurlck 100 Pine StreBt Harrisburg. PA 17108 DeBr Mr. Alderman: You have asked us to render our opinion as to thB fair mBrket value of 96.000 restricted shares of the Class A commDn stock (the "Shares") Df PennsylvaniB Manufacturers Corporation ("PMA" or "the Company") Dwned by Richard J. AldermBn, Sr. ("Mr, Alderman") at the time Df his death on October 17,1995 (the "ValuatlDn Date"). It Is our understanding that the valuation will be used to support values In connection with the filing of Federal estate tax returns. Definition of Fair Market Valuo FBlr market vBlue Is the price Bt which property would change hands between B willing bu)'er and a willing seller when the former Is not under any compulslDn to buy and tho latter Is not under any compulsion to 5011. bDth parties having reasonable knowledge of relevant facts. Summary of the Situation PMA Is a holding company comprised of the PMA Group, which Includes the Company's primary subsldlBrles which speclBllze In workers' compensatlDn, commercial automobile, cDmmerclal multi-peril, property, general liability and umbrella Insurance, and alternative risk-financing progrBms. and PMA Reinsurance CorporatiDn. Its reinsurance subsidiary. Estate of Richard J. Alderman, Sr. Valuation Report 5.ummory of the Sl1ull1iDn (coll/lnucd) Mr. Alderman was an employee of PMA for over 30 years and held the position of reglonBI vice president when he retired in 1990. Two years prior tD his retirement, Mr. Alderman acquired the Shares through the exercise of Incentive stDck Dptlons. At that time. the Company was facing potentially burdensome new Bccounting rules for the treatment of Incentive stock options Bnd wanted to encourage holders of PMA stock options to eXBrclse their rights and purchBse the underlying stock. In order to Induce employees to exercise their options. the CompBny prDvlded purchase finBnclng under favorBble terms that enBbled each participating employee to exercise options wlthQut creating a personal financial burden. -. ~ Mr. Alderman was one of 21 officers who purchased shares of PMA under the 1988 stock option program. The form of the purchase financing was a demand note with interest paid frDm dividends on the underlying stock. Shares purchased pursuant to purchase financing from PMA were pledged to PMA for the term of the financing and carried B legend restricting their resale. The terms of their Issuance and financing stipulate that the Shares are to maintain thair restricted status until three years after the purchase financing has been paid in full. At thB time of Mr. Alderman's death on October 17, 1995, $271.305 remained outstanding under the PMA stock purchase note. The Shares constitute restricted securities under Rule 144 of the Securities Act of 1933 (the "Securities Act") and. as a result, they may not be sold or otherwise disposed of except pursuant to an effective registration statement or an exemption from registration under the Securities Act. 8ecause the Shares are restricted as to sale, their value may not be directly determined by reference to prices paid by for otherwise identical freely-tradable shares of the Company's common stock. The prices pBid for restricted shBres typically reflect a significant discount to the prices paid for their corresponding freely-tradable shares. For any given set of shares, the magnitude of this discount is determined by several qualitative and quantitative factors. We have been asked to ascertain the discount from the price of freely-tradable shores of PMA as of October 17. 1995 applicable to reflect the restrictions specific to the Shares. L1mltlnQ Factors and AssumJUilma In preparing this valuation. we have relied on information provided to us by you, the Company. and others, and have assumed that the Information is accurate and complete but have not Independently verified its accuracy or completeness. Our opinion is given in reliance on the accuracy and completeness of the information given to us. Howa..d, LlIWSlllI & Co. 2 Estate of Richard J. Alderman, Sr. Valuation Repor' MBtBrlBls RBvlewed In forming our opinion. we considered. among other things, the following InformBtion: 11 Weekly closing prices and trading volumes of the Company's CIBSS A Common Stock for the period April 3. 1995 through October 16. 1995; 21 A copy Df the restrictive legend on the Shares; 31 Publicly aVBilable information on the Company; -'.. 4) Data on discounts from freely-traded prices as reflected in transactiDns Involving restricted stocks of publicly traded companies; 5) Information relevant to our analysis obtained In discussions with you and an executive Dfficer of the Company regarding the terms of the issuance and financing of the Shares; 6) The size of the block and the degree of control of the Company represBnted by the Shares; 7) The actual market for the Company's stock; 8) The effect of illiquidity; and. 9) Such cases and articles on valuation which we deemed relevant. Discussion and Methodoloay In reaching our conclusion as to value. we considered three factors to be most relevant to the determination of a marketability discount: . Market data on the range of discounts from freely-traded prices reflected In similar transactions involving restricted stocks. . Specific restrictions applicable to the Shares as per the terms Df their issuance and financing. . Qualitative factors specific to the markBt for the Company's sharBs which would be considered by a potential buyer of the ShBres and which would be likely tD influence the level of discount. from the price at which freely- tradable shares of PMA common stock traded in a limited over-the-counter mBrket. which would be reflected in the pricB a buyer would be willing to pay. Howllrd, Lllwson & Co. 3 Estate of Richard J. Alderman, Sr. ValuatIon Report Discussion and Methodoloay (continued) PMA has two classes of stock, with the Common Stock having ten vDtes per share Bnd the Class A Common Stock having one vDte per share. With respect to dividend rights. the CIBSS A Common Stock is entitled to cash dividends at laBst 10% higher than those daclared and paid on the Common Stock. The CDmpeny's bylBws limit the classes Df persons who may own the Common stock. Holders of Common Stock may elect to convert any or all such shares into Class A Common Stock on a share-for-shBre basis. . . Although PMA's Class A Common Stock is publicly registered. it does not trBde on..an established stock exchange and is not listed on the NASDAQ National MBrket Dr Small Cap. NASDAQ. Transactions are effected through various individual brokers who maintain a market in the Company's stock, or trades are made on a person-to- person basis. The stock is thinly traded in that the average weekly trading volume for the seven months prior to the Valuation Date was approximately 23,000 shares, or 0.1 % of the total PMA shares outstanding. RegBrding market discounts in similar transactions, seven Independent studies of transactions in restricted stock of public companies completed from the late 19605 through 1984 had very consistent results with average discounts ranging from 25.8% to 45%. with a median of 34% and a mean of 33.3%. It is also meaningful to note that one of the studies observed the tendency for stock traded Over-the. Counter to have higher discounts than those that trade on the New York Stock Exchange or the American Stock Exchange where. at that time, sales volume WBS greater and the information on the stocks more widely available. Since the stock of PMA does not trade on an exchange, Its trading characteristics are more similar to the Over-the-Counter stocks than the New York Stock Exchange and American Stock Exchange stocks represented in the study. Consequently, It is reasonable to expect that the market value of the Shares would reflect a discount at the higher end of the range offered by the restricted stock studies. Further. the securities analyzed in the restricted stock studies were restricted for two years. The earliest that the Shares could become freely-tradable Is thrBe years from the Valuation Date. This longer period of restriction would cause the market value of the Shares to reflect a higher discount than otherwise similar stocks carrying a shorter restriction. Hownrd. Lnwson & Co. 4 Estate of Richard J. Alderman, Sr. Valuation Report Acknowledglllllll1 This report WBS prep Bred by T. Patrick Hurlay, Jr. Fronk Spowock. and AudrB BOSCDO. all employeBs of HowBrd. Lawson & Co. and actively involved In the firm's extensive valuatlDn prBctice. The apprBisers hBve no present or contemplated future interest In the Shares or any Dther Interest which might tend to prevent thBlr mBklng B fair Bnd unbiased BpprBisal. This report hBS been prepBred In conformity with the Uniform StBndBrds of Professional Appralsel Practice of The Appraisal FoundBtlon Bnd tho Principles of AppraisBI Practice and Code Df Ethics of the American Society of Appraisers, A signed c'BCJificatlon is contained in the MBthodology and Background section of our report. Conclusion Based upDn the factors discussed above, It Is our judgment that B discount of 40% Is necessary to adequBtely reflect the lack of marketability of the ShBres as of tho Valuation Data. BecBuse PMA Is thinly traded end only weBkly trading dBta is available, we considered the average clDsing price for the two weeks ended October 16, 1995. or $18.50. to be the best reflection of the value of the Shares BS of the Valuation Date. prior to the discount for lack of marketability. Subtracting 40%. or $7040. from $18.50 results in a valua of $11.10 per Share. Our opinion Is that the fair market value of the Shares as of October 17, 1995, was $1,065.600 In aggregate. or $11.10 pBr Share. 1I0WAIU>. LAWSON & CO. ,I I L ./ .{:::\0"J-'~It.\(.\' l tloJJ 1;C;\\.ll'.;:. Hownrd, Lnwso/l & Co. 5 EstBte of RlchBrd J. AldermBn, Sr. VBluBtlon Report Exhibits 1 SummBry of PMA stock trBdlng dBtB fDr the weBks ended April 3. 1995 . JBnuBry 1. 1996 frDm PrudBntlBl Securities. ~.'.. 2 Copy of thB restrictive legend on thB Shares, 3 Limiting Conditions and Assumptions 4 CertlflcBtlon by Howard, LBWSDn & Co. PersDnnel Howard, Lawson & Co. Estata of Richard J. Aldorman. Sr. Valuation Roport "t..... Exhibit 1: SummBry of PMA stock trading data fDr tha wBeks endBd April 3, 1995 - JanuBry ,. 1996 from Prudential Securities Howard, Lawson & Co. -' 1. ~ Pruden lIal ~cUn1Ie.s... I , ! January. 3, 1996 Mr. Jam~B AldermBn 936 He~Bn Drivo Mcchanipcburg, PI\. 17055-5735 I Dear Jtl . i . What fbllowB ore the wcckly c100ing p~ico. an~ volcme o~ .. pennBylvania Manufacturers from April 1995 to the pree,ent, that you .:::kr::rested. Closinq Price Volume , (:~~'i~51 :4/17/95! 4/24/95! 5/1/95 ~ 5/8/95 ! . I 5/15/951 '5/22/95 '5/2.9/95 6/'/95 ~ 6/12/951 6/19/951 i1/26/95j '7/3/95 I 7110/95 (7/17/9':. 7/24195 '7/31/951 :'8/7/95 . 8/14/9 . ~,8/21/9 /lJ/2lJ/Y (9/4/95 9/11/9 '9/18/9 1,9/25/951 J.0/2Z951 "10/9/,9~ \ 10/16/9,5 .10/23/9,5 10/30/9,5 11/6/9!l, i 15.25 Nil. 14.75 14.75 16 16 15,25 15.75 Nil.' ltj,70 15.50 15.75 . 16 16.12 16.75 16.25 17 16.5 Nil. 16.25 16.75 1ll.87 17 18 18 18,25 Nil. 18.25 18.75 18.5 18 18.25 1,5DO Nil. 200 88,000 3,700 13,300 46,200 . 700 Nil. 28,100 . 3,700 23,800 17,400 16,900 3,600 900 5,200 100 Nil. 97,600 84,300 120,700 2,400 9,000 20,6DO 12,700 Nil. 83,3DO 32,200 1,000 20,300 57,400 i I i ; i ~~ Socullloo I oOQo peI.lt<!, Th.... Bolo PIm EM\, SlI1a 415, Sek~. At. 111OQ4.9!129 Tel 610 1l67-91lX1 IlCl) Fn Il1ClIilJl.m5 : . . I '" . . . PrUdeIJatae_~~ I il/13/915 11/20/915 1J.f.:t 7/!lp 12/4/!l5. i.2/11/!l~ U/.1U!Y 12/25/9 l/l/!lG 0 . I If you ~ave any questions call me (800) 228-5555. 18.12 18 18.5 18.12 18.5 18.5 IB.5 IB.37 4,700 GOO 1,500 I. 23,600 50,800 11,BOO 14,000 19,500 . further informltion, , or need any please _~~gardBb ~ C stotter Financi~l Advisor ." ~ho abov~ Bummary/pricea{quotee/BtatiBticB contained herein have bqen obtain8d from Goullce. deemea l'e1 .~"le but "".. not n8coDD.r11)' complete' "nd connet b.. 9uarantee~. Errore and emiaaiens expected. I i I . I I . I ~_~ '_I^".IW,ll'nt Boll f'lmaEaot, !M8~15,Bele~ PA 19004 0029 ~ GlOll67-olCXI flOO~ FacGlOIl68-T575 I TOTft. P.D3 Estate of RIchard J, Alderman, Sr. Valuation Report : ~) .... .. . Exhibit 2: , . . . CDPV or thB restrlctlvelegBnd Dnthe Shares Howard, Lawson & Co. EstBtB of RlchBrd J. AldBrmBn. Sr. VBluBtlon RBport Exhibit 2: wend on the ShBres "~'... "ThB sBcurlties represented hereby hBve not bBBn reglsterBd undBr thB Securities Act Df 1933 Dr under the SecurltiBs IBWS of any state In rellBnce upon exemptlDns under thDse BCtS. ThB sBle or Dther dlsPDsltlon of thB securities rBpresBnted hereby is restricted by those BCtS Bnd, In Bny Bvent. Is prohibited unless thB company receives Bn opinion of counsel satisfactory to it and Its cDunsel that such sale or other dlspDsltion can be made without registration under thOSB BctS. By acquiring the securities rBpresented hereby. the undersigned represented thBt he hBS Bcquired such securities for Investment purposes only. Bnd the undersigned Bgreed that he wDuld not sell or otherwise dlsposB of such securities without registration or other compllBnce with those acts and the rules and regulBtlons Issued thereunder." Howard, Lllwson & Co. Estate of Richard J. Alderman, Sr. Valuation Report "t.... Exhibit 4: . CerllflcBtlon by HowBrd. LBwsDn & Co, Personnel Howard, Lawson & Co. Estato of Rlcllard J. A/dormBn. Sr. Va/UBt/on Roport Exhibit 4: Certlflcatllln HowBrd, LBwson & Co. and the individual appraisers named balow do nDt hBve a present Interest In PMA or the Sharas Bnd do not contemplBte Bcqulrlng Bn Interest In PMA. nDr Is there any assDclatlon which would prBvent the prepBratlDn of B fBir and unbiBsBd appralsBI. We hereby cBrtlfy. to the best of our knDwledge and beliefs. the stBtements of fBct contained In this report Bre true Bnd correct. Bnd this report has been prBpBrBd In conformity with the Uniform StBndards of Professional AporBlsBI Practice Df ThB Appraisal FoundBtlon and the Principles of AppralsBI Practice and Code of Ethics of the Amarlcan Society of Appraisers. T. Patrick Hurley. Jr!f! Partner ')1 rank Spewock Senior Vice President Ovut\tt GoSWL- Audra Boscoe Associate Howard, Lawson & Co. ~ ~ c A[V.UOI EXtl'."1 SCHEDULE E CASH, BANK DEPOSITS AND MISCELLANEOUS PERSONAL PROPERTY PIGI.O Prlnl or T 0 FILE NUMBER COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAll F:'ffiIRN RESIDENT DECEDENT ESTATE OF Richard J. Mdennan, Sr. All '0 I olnU -ownld wtlh Ihl RI hI 0' Survlvo'"hl ITEM ND. 21-1995-0813 mUll be dllcloled on Schedule VALUE AT DATE DF DEAlll DESCRIPTION 1 Merrill Lynch CW'\ PA l4Jnicipal M:mey Market - Held in Merrill Lynch Brokerage 1\coount No.: 872-44695 2 Estate of Margaret Alberta Pitschke - 1/3 of intestate estate Gross Estate: HoUse $24,000.00 Securities: 16 shares Exxon 8 shares J\rroco 5,953.00 8,504.00 Less ExpenseS: Appraisal Exp. Probate Fees Total Estate $ 8,504.33 :1 1991 Jeep Wrangler 1,708.00 $25,708.00 $ 100.00 95.00 195.00 $25,513.00 Divided by 3 a 8,225.00 TOTAL Also onlo, on IIno 5. Roc. IlullUon S (Alllch IddlUonol8 1/2" .11" Ihoots II moro SplCO I. noodod.) 22 682.00 PA1501l "T' "" CaPY'tGht Fau", 5all.,.,.Onl'l. 1114 Nllco,lnc. NI4PAOlt C\ k f -I!- I 1 ~ i~- L,.....t.,U. . ,.. \ Cl...t ~ 1<....4'_\1 r\ L..IY: <. ....." o . .J- , I, I Jj..J~/"';:'p PETRACK & WUNDERLYlB REAL ESTATE 431 Perry Highway · Pittsburgh. PA 15229 _. (412) 931.9500 FAX (412) 931.9788 November 17, 1995 "'.- .. David Watts McNeese, Wallace & Nurick 100 Pino Street P.O. Box 1166 HarriBburg, PA 17108-1166 RE: Alderman Estate 3959 Perrysville Avenue 26th Ward Pgh., PA 15214 Dear Mr. Watts: Per your request, I have inspected the subject site and completed an analysis of comparable sales data. Based upon our findings, the condition of the subject and our expertise within the market place, it is my opinion that the "Fair Market Value" of the subject is Twenty Four Thousand and 00/100----------------, ($24,000.00) -(~' John p;t"a~' JP/dea [~."r:l~"\~-;,:I,~I"~ i 1"":I-r.:.l DEPARTMENT Of TRAN8PORT~l,-ION . CERTIFICATE OF TITLE FOR:A VEHICLE 911440024003471-001 2J4FV49S1HJ123454 I ,~: I JEEP ; t.w IE Of' VlltlC\.' ( 6/05/'n QOOI.( 'noal.otTi I I \, 6/05/91 6/05/91 U~v.n[N WIIOIlf I "fttOf\tiflL"Aa I .- 04f1 "A TI'~fD DATlonuuf ....~~........-.... ~ ARO J ALDERMAN LAMP POST LANE HILL PA 17011 ,AVQROf: Slt:ON;JlllNr..~~. , . I , I 44~1,~~;:.01 I AL """" TrlUWkOS 000249 lJOOIrI"iLU o CX)()UITATUS ODOUI'TfJ'ITATUI . . ,t,C'TVAi. UIUA4I lo.utl.I4IlAc.t&OllM"I~ ( N\.U.SlD ~ Il.MQDfId~II"'" uporo....lICIlO/'IoAtN rwll....NI "ro/IOIOII"'ll..tor.o~lNI~llItNlhr""'oA"oIar\l~'" approc.wlllA fori'll aNlJ-. \ lIECONOLlfNN:\.U4fD ~TI IlID" lot. Pol - v- _._-......-..........~ " RICHARD J ALDERMAN 405 LAMP POST LANE CAMP HILL PA 17011 I ~rlTIy U (111M dll' olllwl. UII o/'IIcMl IIIClIlI"t olin. rlNltrto___ Dlp,,~1'l1 01 Trll'lt~UOII..1l&t Ih1tIlW p.tlOflCtl or 1.(lfr\P6fl~ J'\.Imed 1It,..n I. t".IIwful owr.<<--' lilli'll MId~.hodt. .' I """HOflllrtlN....'.....tA'",1. ~ \ I: l I " " -, ' . : ' ....i' t....:..~ ,. . ...- .... t '. , . ....:... "l l'\~' ....~.. :l. "i" .....' ,,': l'~1 . -./ ".' . . .l_~..'.... . . _ ::...~_... '.'tt.'. .' ., S<<~1ar1 or Tra",portaUon ~ a ;:; "T - - u_ J " REV-1509 EX. (12-BB) .., COMMONWEALTH OF PENNSYLVANiA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE DF Richard J. J\1dernan Sr. SCHEDULE F JOINTLY-OWNED PROPERTY Jolnllenant(el: NAME ADDRESS "!:'... JolnUv-ownod property: FILE NUMBER 21-1995-0813 RELATIDNSHIP TO DECEDENT LETIER DATE DOLlAR VALUE OF ITEM FOA MADE DESCRIPTION OF PROPERTY TOTAL VALUE DECD'S DECEDENl'S ND. JOINT OF ASSET "INT. TENANT JDINT Itm:REST None TOTAL (Also onlor on IIno B. Rocoellulationl $ 0.00 (If moro apoco ia noodod. In.on additional ahoo'" 010....., aizo.) PA15UII NTF UUlA COPYrlghl Form. 801'.....'. Onl." '11. N.ICa, Inc. N'4PAOI1 g s ~ Ci ") ) RE\I~U1t U. ('-II) SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES Pl.... Prlnl or Typ. FILE NUMBER 21-1995-0813 COMMONWEAL TH OF PENNSVLVANIA INHERITANCE TAl RETURN RUIDENT DECEDENT ESTATE OF Richard J. Alderwan Sr, ITEM ND. A. Fun.,.1 Exp.na.a: DESCRIPTION AMOUNT 1 Neil Funeral Hare 2 Rolling Green canetery - fee for plot & l:urial vault 3 Rolling Green Menorial Gll'den - fee for grave marker 6,215.00 1,875.00 2,927.00 -. ~ B. Admlnll1raUv. Co.ta: 1. Porsonal Represontatlve COnvnlsslons Social Socurity Number 01 Personal Roprosontallvo: Ve.. COnvnl.slons pold 45,000.00 2. Attorney F... 22,500.00 3. Family Exemption CloIm.nt Addres. of CloImanl el decodenl'a doalh SIr..t Addre.. 0.00 RelaUon.hlp Clty 51010 Zip Codo 4. Probeto F... 795.00 c. Mlscenaneoua Expensls: 1 Accountant fees estirrated 5,000.00 2 The Sentinel - legal J\dvertisen-ent 3 OJmberland Law Joumal 62.00 40.00 42.00 4 OJmberland Cbunty Register of wills - short certificates 5 HcMard, Lawson & Cb. - Awraisal of shares of EW\ Class A O:mron Restricted Stock 3,107.00 TOTAL (A1.0 enlor on llno 0, Rec. IluloUon $ (It more aplcl I. ne.ded, Insert addlUonal eheets of same alzl.) 87 563,00 PA15111 NTF "" Clll)yt'latlt Forml Sathe".,. On'y. HUl4 N.Ii:o,lnc. NtlPA1 t1 NEILL FUNERAL IIOl\tE, INC. 3&01 Oarry 01 3401 ....'1.1 BI H,"I.bu'U, rI\ 111 It Com.' lilli, I'A lIOIt (117) &&HlI]3 1/111/3/8/1& Scott O. Bow.", r 0, OUJlluvlMJ' Jim.. ,. ne..... f- u 1 Supef'\liWr CONTRACT N! IT ATEMEN' 0' rUNlRAl 000lI1 ANO IlIlVICIIIlLlCTlD CABU' Chargt. .t' only 'or tho..n.mt thl' you "'"lid or that "' ,"ut,ed. It WI .ft tlqUlr" by law 0' by . elm.',,, Dr cremltory to UN Iny Itlm. w. wlll..plaln the "'Mj In .rillng betaw, ArrIllglmlOllI"" f!,.(fI'JD -,~~'_"'!':~',OJ___~!.'__lltl.oIA1'''''''' /0' '7 ,1g* . _ _,_..__..____,_OOllolOMlh 10 - 17 .,g~ BElMCES, FACIUTIEB, AUTOMOBilE, 01lt1IlEQUI'MENI MI'hcItANDIIlI .., u ~ - ANDSERVlCE8: CaIIltt__:bUQ ,.,1,.,,'" f~'.'.'TI O'~!..s.u 1t""llId OIn.,,1 P~.. U.II ---- BIIII. Prof.ulonoIB.rvt... of Fun.1II DI'IC!or Ind B\I": earl ollh. o......d: Embllmlng . Wuhing one! Di.lnlocl"," 01 Unombllmtd n.mlln. ll<IsoIng, C......ung ond CoImetoloQY Poll Aullll'1y eart/Pool Dill'" Danallon RIIloI.liOII Chllgl Rofrlgl..Uon Carl one! Cu.lody Whnl BhII\.rtng nomoino 0Iher ear. 01111I Deolllld .'.t;; - _..-.. ::""1; .1........-._ .... .---..-. . '. '. '- OIA..PUf\II~" ~, ---!J'" t 1-' I , .k ,-~ Oem'IM Urn: C.II!III"," ConIAl",,: Clothing u ..ilctod: 0..", M.mr. Ad<noVoIIdOlnllnl CIItI. u SlllC10d "'''''''''01 RegI"er M.mon.1 FoIdIralP"Y" cans. Comblnalkln Shipping UniVAlr Troy ToloIB.fVICII one! CIrI 011111 o.c.lIId Ouptrvlolon 01 B.",I... Ind U.. of F..IIII1.o: V\oItoIkln F....'oI..rvlCI MlmortaI SIIvICI 0'_0 SpoclaI HII. Charg. , I ToloI for Morcl1ondlse Se1ocIod CAlIH ADVANCES: - -" BollI TIX: ~. - Cemetery: ~'..., ,#,.,.., IL". Deoth CII1lflcaI..(No. ~O S~ P.rmn DlopoolllorJllurlal P.rmlt Modlcol Examlnefa Charg. Honorarium: .tt." 'i~'I~f'4 MUlk:lanalVoeaI\St: ~Jt",vl"'T ';.~<l1'llIf_ ,.. ~: ~I!.f"" '''OU\oITa.omFuneIllHom..: .. "j"" /", ..... ..".,.... TOIoI SllptMalon 01_' ond UN 01 FICl~1leI . .,", < Auto., Dlhll Equip" 01"" 11",1... . Ind Chllg..' . T,anal.. "I R.moln.\o Fune,oI Home H..roo/Coach one! Ort"" UmouoIneIOIhI' PuaongII V.hlell one! 0_ s.l.tylLaod Vahlelo ard 0'''''' F_' Van Ind Oliver U~1ty Vohle" one! Drtvo' Comolery I.nl one! g..'" equlpnllnl Add,uonol T,anoporIllkln Chargll: , I""." , . NowaPal>o' NotIceo: . ToIophonoIToIogropM'ax: MoIorEIOClI\: Total CUll Advano.. W. .hllgl you lor our aervlcaoln obtolnlng: 10101 ^uto, 01111' [qulpmlnl.nd "1'(oC" I SUMMARYI Pule PlOlo_ SeMcoo eare 011111 Deo.uod SUplNlotcn 01 S.rvIcII one! u..oIFacllrtJo. Auto.. Other Equip. .nd -. ondIor Peroonoii'od S.rvIce P'og,1tn PoekaOl Othe, Services: Marchondill SIlOClod CUll Miano.. Total ChaJgo. C'odolOlo_: Paylnonl.: ord'or PllIOn.U,od Bo",I.. Plogllm PICI.g. I' complll.lII.crlp'''''' 01111I plcAlge Ih., you """"dl. ..,IIIOon.,.I/'rle.lJ" ",,,,-you): -'L!.l1!,!~~'!~!"'~l2..!utJ -" ;''''. Dill.. Ba",I.." IlMlodlll. OUllol , 1lII1<\ C"m.'"," W'lhoot I B.rvIc. I r.....lldongn..nlln.loAMIhl'Ful1l..ltlllnll , nOClMnQI_..lromAnolhllF.....oIllomIl , .)'I?s' "" - O.lancI due Ifter crldll' 03' OJIr lC>cQ .:l~OU ,j..". - s ;},,, ~L.o , IoJI'( co. 00 ") 100.00 7S'o" '..." .c# ", .,.. ., "'," S J'1S,OO s ~ ",":'.0,", 1 I,. ,'V'" .J s t..) ':....LJ s (. .. ,.":' Ct,' "".-..:,'~"""""'--': ~- ......'..: "-~!'.' ..- -. . " .... .- ~ ,:~._.....~ . '.. Cf.MUf.R \' liau:r.MUfT KlII.UNG GKt:t:N CEMI:n:KY 1111"..10....... ,_tloll ,-,_..111111 .,U11'''''U 1lI.,U'A' w.u"M.jll"W"!"".th.l:" ..tool...,.................l..~- It ..........-(",...,., ,......, }flU..I.... =,~----,~L!..ekJl . /I l _,.._.._...._..___C_.. I ._ ........... II... .....1'01....... .....1.......,. . M!.nt.u, I.... .....,...-.. ""'....t ,.. ......._.."'_.........,.l.__....__._ .. 'I..nuu. ......., ...... ..tlf' ....... ??-0I_ ...- -'. ..~... ~-:':-...:-:::.==':'.::.:.~-a:::::.....~.:.:-..:-;~=-r~~:.:.=;\:~J~...:....,.~~~ .._'3:_........... ........., 1'1'" .....Uf.. ...........'.....1........'.:'.............. --......II.. ......- 1M """- __ ............. 40.__...... ......... .... _..-t. ........ ........t. -.... ..." ....,.-...,... ..-.- t. DltaW't1OtIDI' ........MGHI. no. .........,.............. eM '._ ..._.n'M _rtl..... ......"""""...". ............, UU.U,."'-"".-""'-- ........-......,...,........_............-............"_- ,-~ .....,.._lJro"IIIOlI........_.....~........,.....tllJI......, j ~O-!!!!.k!!!: / _............t....J_-'_~J.w,-'""1o _~: ~ Prt-'.,6.~ loa..-a..... _.....~ -,.- ---.. _C........ ~' ...... 1..(.... h.OoaIct I..U"'*' ....Ilo.-.- _.c_ - .- - - ~.'l ~ ~I I. DUCNf'f1OIIOPMUltMAHOI" ;~~=IlI==:.......9J......W.......... () On-t.......~............................~ 1.1...........I...........~P1 ,:'74l)d,C' C-..,',_ ~ tll'--'__boor- · ^' ..U\''\!1JI, II r-.- CC'f('I_l'LIl.' Il'll_c.n.,..p.,.-619.0 ._nqh,.uv no-:.._ 10l............~. II 0..-.,.._ In ""'11 · n p......_ In C.....II . c. MDftIWUMlroUtIJl1', llll caoa. It ' ttlllJn(11 · ............. tll w...- ~<.,,, t'IoIt · r-1' I...... III w-wo ~D . 0.-"'_'- I"I....-............."c...,. ........._.- lll:=~-""''''- T~~_ ,.._"-- lWI""" ~boIc",,_ 1...~W_OrM....' IfClC....h.f..,.,.....,--.'-.-. · D.CAm:T~1 lot .........~,._IC...IIO'I'... IIDra'<fo- M........ - .......---........-,...~, ......~ ,..,.,......- n 000<.._ ..'*' N. _ (P) .......,. ~,,_ lQITOT4l.CASlI"k'I.I"IIln" 1"10( n.. l"UlPllON 0' THI AMOUNT 'IMAMCIO III ,'""'Otfl.... IZI4oC:"'p.,....,- . "... OlIlI"'__"'" C..... 0-00,.,_1,40.111 III l/--'...."c..II,....II.KI tll c,....lM~ I" ,..a\1topooll hII_1 11"1 , :JT..tJO ..l/al'OlII, ..uo 0 . 1r.'lIi.U :j~~ , ,.,.....,.."....t1, --\II ('I) ~D.,,:;~D" IIlU'.... ~ ..............- u...,n TOTAL Ull nlCI Tllt""_.c,.. ........_u....,.. .--."w....,.,. -.,.- AMOUllT F1lWttlD "".-.,.......,.. ..........'-All ....., ,. w ,1M!). TOTAL 0' 'AYMUnl ,..-............ ,....MtooII....... 011 po,....,......... /7tt> f_ I , \: I, I "1-' Illl"'" GillAn'" ..'l'SOU1'\t ('OU'UlL\fION ,. too,.--. """ ,-'"' ,.'ll,eMU" ......... 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""'...,.w:-oa.......-.- -po,_. ..,......... ............,_....... ...., ............... - ..........- fi01ICE 10 lilt: rUCllASU 11I00 friOT SIGN nlls ACUL\tLIr{f If.fOlIt 'YOU aUU IT naiF rr comAtS! ANY .~K 5'ACL III \'DU All L~ 10 A co.,nnt.1.\' nw.n.IN con or nus Atilll.tt.lF.Kf. 01'"'''' n..uw. '00 11m nit lICllno PAy olT" AJ.v.,.e. nl< 1liU. ....oUNT oUt: 41<0 '''"'' CEIl"'" CONomONS 10 QItAlS A 'AJlTlAI.o ar.n.ly,'D or nit n~ANU CIIAJlGL rURCUUU'S RlGtf1' 10 c,,-"'eEL (ltrUES ONLY IF SAU: SOUrlTf..D IN P'l'RCIIUU'S 1l0Mn '.00.... e,"en. nn. ,cor,,'OO IV rROVW'NC' ...1TIT1' !\OT'CE TO mE .U1....o.IV"J,""O. TfJ.ac...t, OR IV .10\11.. nUS ",unct: ",UST I\'DICAU- nllT YOU DO NOT WA.vrnl[ GOODIO. UIt\'lcr5 ",lJ ..nST It OUJ. \'ULUOI romllRlU1J Ir.lUllt: "UD/'IiICm orTUf. TlIlIlD IUSI",LU DAY Am- \OU SIGS nllS AGl1DIU,", nlE ",onCE 10'\.."" If, MAIUDTO aoUL\1l GItUN Ct:.\lE1UV,1I11 C"WiU: ROAD. CAM' aul.l., P'L'f'lS\'1..VA.l(llITlII. IF YOU CANcrJ. TillS AGU,UIL\'T Tllt sU.UJI. ..,,,y ,01 K.fl' ALL Oil ,,,at fir ANY C,uIIIXl\\N '''''''lENT. rOR A.N UrIA",,,nON ut'll11,aUillf. ku: honCIUf CAMCIIJ..\TlO~ tODI willen vou "'IL1.IlU..'lI\.t "w~G "UII A cory 0)'11U5 AliWIollNf, I'\JItClIA~U'5 "CKMlWI.f.OGf.MTM' n 5ICM!'rlU aWl"" n'lMlun; aUlDt..."ln ","U Al:lt\O\llUlKiI".51I1A T rl'IlCII'\'~U II"''' lEAD AND l1l11F.UTAf'lm 1I~m~w~~t~I~?:t'lt.'.:J'.'i'l.~"t"..m.f,~~6:~~fJl~i~\l'~~~&:~~1'~lr..wM'ol'c1:~m~.~'t.w. OT nit ","JCMlLE 'lUet U5T AS MtQ1.1UD IV Tilt n:OUAL nADt CO"'''I~'IO~. f\."UAL PaAl'tll"U lIt.wt RWl1.AlIOS tll'U:'" If" M:\'lblllIOt to' AIIUIrIOl'l~L n.~'J M"'ll~IIITION!l.... ..---- '....1T"U'."tUut."lU....'~.ul,.n....'I..._..".-.- '" A".I I~ur, I'~. .) IU.tAlL ,..UAI UoIf"'" AI..noM''''' c_~.. I' I'" ,,_....'..,.),,_ I ""CH.... ~I 1 "'- ....~- ,,,,1>,0""""""""'''''''''"'.''''''' . ,","'''''' ---1 1 - .--..,........-,-""1 -~ ...- --- If N..IU....".I'.lIll1.... 1U" ,...........01111. III." n.'u.'iJII....III1"".."'.. ",_11I1" ..... I. .. ,. ,......., "- I'....... ,...C....l'\tlM,Ul.'t.., "..................., - ,_l..,_r\...I1l..'tI.lof'l "...,."'_. "- ...-..... ...t.orn_UUIIIC... ,....Coft...........f,IIo- I'Wl'II~1 ---.- -- I \ I j REv-un [JC .1"11) CO~MDNWEAL TH OF PENNSYLVANIA INHERITANCE TAM REtURN RESIDENT DECEDENT SCHEDULE I DEBTS OF DECEDENT. MORTGAGE LIABILITIES AND LIENS Pl.... Prlnl or . FILE NUMBER 21-1995-0813 ESTATE OF Richard J, Alderman Sr. ITEM NO. DESCRIPTION AMDUNT 1 Smith Barney Inc. 1/2 of Margin Loan Brokerage Account No,I 724-15445-14 035; Q"Iners of J\c:COI.Ult Richard J. Alderman and Arlene Alderman J'lWROS; Total Value $7,456.97 3,728.00 2 M::Nees, Wallace & Nurick - Attorneys' Fees 3 Wlllters & Arcovia, P.C. - Attorneys' Fees 4 Internal Revenue Service - 1995 Individual Incane Tax 1,721.00 879.00 9,000.00 2,200.00 5 Pennsylvania Departroont of Revenue 1995 Individual Incane Tax 6 AvsrAA M:lrtgage o:>rporation - 1st M:lrtgage on property knc7.m as 405 Lanp Post lane, CaIlp Hill, a.mrerland O:lllIlty PAl Schedule E Part I, Item 1 - Pay-off figure $31,152.30 7 First Federal Savings and Loan Association - 2nd M:lrtgage on property kna.m as 405 Lanp Post lane, CaIlp Hill, C\JrrU:erland Cl:lunty PAl Schedule E Part I, Item 1 - Pay-off figure $34,993.58 8 '!he Ro!A o:>rporation - loan for stock purchase - secured by stock listed on Schedule B, Item 1 15,576.00 17,467.00 270,000.00 TOTAL Also onlo' on Iino 10. Roco IIu101l0n (II mo,o opoco 10 noodod, Inoon oddillonol ohoolS 01 oomo olzo,) s 320 571.00 PA15121 NTF 2110 Copyrlghl Fo,,,,.80Ilw.'. Only, 111114 N.lco,lnc. N84PAI21 COLLATERALIZED PROMISSORY NOTE $270.000.00 Principal Amount of Note ;;T::c- '2-1, /fiff Date For Value Received. the undersigned ("Maker") promlseB to pay to the order of Pennsylvania Manufacturers Corporation ("PMC"), on demand, the principal amount of this promissory Note. . ... Dud ng the period while any part of the principal amount of this Note shall remain unpaid, Maker shall pay to PMC interest on the balance from time to time unpaid, in arrears, at the rate of 6% per year (based on 12 months of 30 days each); payments of inteJ:est shall be made on the first days of January, April, July and October of each year, .commencing October 1, 1980. Provided, however, that if wrItten demand shall be made upon Maker by PMC or any suhsequent holder of this Note, for the payment of the unpaid principal amount of this Note plus accrued interest which is not satisfied by Maker within thirty (30) calendar days of such demand, or if Maker shall fail to pay any interest on the due date, this Note shall be in default and shall thereafter hear interest at the rate of 10% per year on the unpaid principal balance, As security for the due and punctual payment of all amollnts hereunder, Maker has, concurrently with the execution of this Promissory Note, deposited with PMC certificates evidencIng shares of the $5 par value Common stock and Class A Common Stock of PMC (the "Collateral") together with stock tranBfer powers duly executed in blank. In the event of a default, as set forth in the preceding paragraph of thiB Note, PMC or any subsequent holder may at its sole option: (1) transfer all right, title and interest in and to the Collateral to PMC or any subsequent holder of this Note in complete satisfaction of Maker's obligation under this Note; or (ii) convert that part of the Collateral consisting of Common Stock to Class A Common Stock (SO that the Collateral thereafter consists solely of ClaBs A Common Stock) and offer the Collateral, for sale in such manner as PMC or any subsequent holder. of this Note elects and apply the proceeds of such sale to the balance due hereunder; if fluch pn1ceflds are insufficient to satisfy the unpaid principal \.. amount and accrued interest, Maker shall remain liable for the payment of the balance of the principal amount and accrued interest remaining unpaid. All cash dividends or other cash distributions due in respect of the Collateral are hereby assigned to PMC or any. subsequent holder of this Note, to be applied, first, in 'p.yment of interest due hereunder and the balance, if any, to be paid to the Haker. Any dividend or distribution in respect of the Collateral, which is paid other than in cash, shall be added to the Collateral and deposited with PMC or any subsequent holder of this Note and shall thereafter constitute a part of the Collateral; upon request, Maker shall execute and deliver to PMC or any subsequent holder ,appropriate stock transfer powers duly executed in blank with respect to such additional Collateral. If Maker shall fail or refuse to execute and deliver such stock transfer powers, any officer of PMC designated by PMC may execute such power in the name and place of Executive. Maker may at any time and from time to time make payments on account of the principal amount of this Note without penal.ty or premium of any kind. Maker may at any time or from time to time cause Common Stock held as a part of the Collateral to be converted to Class A Common Stock and may withdraw fr.nm the Collateral shares of Class A Common Stock provided that an amount equal to $05 for each share of Class A Common Stock constituting part of the Collateral (as adjusted for subsequent stock splits, stock consolidations or stock dividends) and witlldrawn is or has been paid to PMC or any subsequent holder in reduction of the principal amount of this Note. .5. ) J, Alderman Name Witness: ~1. euL/1/J 1'-1 1fJ2~ tJ ~ g c.. "Ev.nu U .11-11) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX REllJRN RESIDENT DECEDENT ESTATE OF SCHEDULE J BENEFICIARIES FILE NUMBER Richard J. ITEM ND. AlderT'rall Sr, NAME AND ADDRESS OF BENEFICIARY RELATIONSHIP 21-1995-0813 AMDUNT OR SHARE OF ESTATE A. Taxablo BoquoslS: See Schedule attached .... ITEM NO. NAME AND ADDRESS OF BENEFICIARY AMOUNT OR SHARE OF ESTATE B. Chllf1lablo and Govornmonlal Boquosls: None TOTAL CHARITABLE AND GOVERNMENTAL BEQUESTS AI.o onlor on Ilno 13. Roco Ilulallon (II more apacela needed,lnaort addlUonal ahee," 01 same el.e) s 0.00 PAI5131 "T' IU" COPY'lght Farm. Sotlw." Only, 1114 N.lco, Inc. NI4r"UI 1 , ,] ~ i I I ':' ! , Register of Wills of CUMBERLAND County, Pennsylvania certificate of Grant of Letters Testamentary No. 1995-00813 PA No. 2195-0813 ESTATE OF ALDERMAN RICHARD J SR luA~~, r!K~., M!UUu~1 Late of EAST PENNSBORO TOWNSHIP ~UM~~KLANU ~UUNTr, , WHEREAS, on the 31st dated May 18th 1995 to probate as the last will Deceased Social security No. 165-26-0122 day of October 1995 instruments & September 21st 1995 were admitted and codicil of ALDERMAN RICHARD J SR luA~., r!K~., M!UUu~1 .,late of EAST PENNSBORO TOWNSHIP CUMBERLAND County, who died on the 17th day of October ~ and, WHEREAS, a true copy of the will & codicil as probated is annexed hereto. I THEREFORE, I, MARY C. LEWIS , Register of Wills in and for I.:,the County of CUMBERLAND in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAMENTARY to JAMES J ALDERMAN who ~ duly qualified as Executor(rixl ~and ~ agreed to administer the estate according to law, all of which fully appears of record in my Office at CUMBERLAND COUNTY COURT HOUSE, CARLISLE, PENNSYLVANIA. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal my Office the 31st day of October 1995. " ",.., il." ') ! I' i ( '( ',.' . \. vV'(~'. < c. ..f . /,.'" '.~ ,', : ,;tJII,.. I f., i .J/.,. Keg!st.er at wJ.J.,(s I' ;1 ;1 J **NOTE** ALL NAMES ABOVE APPEAR (LAST, FIRST, MIDDLE) .' FIRST CODICIL TO NILL OF RICHARD J. ALDERMAN I, Richard J, Alderman, of cumberland County, Pennsylvania declare this to be the First Codicil to my will executed on May 1B, 1995. 1, I hereby amend Paragraph 2, Special Beauests, of my said will to include the following additional provision: (j) I bequeath any and all interest which I own, as an intestate heir of Margaret Alberta Pitschke, Deceased, in the property known as 3959 perrysville Avenue, Pittsburgh, Pennsylvania, to my brother, John J. Pitschke, and to my sister, Margaret Lane, per capita, 2. In all other respects, my said will, subject to any earlier codicils, shall remain unchanged. IN NITNESS WHEREOF, I, Richard J. Alderman, herewith set my hand to this, a codicil to my last Will, typewritten on two (2) sheets of paper including the self-proving attestation clause and signatures of witnesses, this 21st day of September, 1995. ~-;~~~~ Richard' J. Alderman (SEltI:.) residing at c- O-^^~~ t\. DJ) \{)4 ~ ,,'\A Pe \ residing at . . COMMONWEALTH OF PENNSYLVANIA COUNTY OF DC\.LLfk.t"u SS: \ r .L! Richarq J. Alderman (the testator), L:./lI,~CJ U. 1.!)(u.IJ,q', II '\ -... I -r and i-<:(V\..('~ .-', \::.!Li.'-lA.u./ (the witnesses), whose names are signed' to the foregoing ~nstrument, being first duly sworn, each hereby declares to the undersigned authority that the testator signed and executed the instrument as a codicil to his last will in the presence of the witnesses and that he had signed Willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the codicil as witness and that to the best of his knowledge the testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence, TESTATOR: WITNESS: ,tpAJ,0 IV\ ~~/) rd J. Subscribed, sworn to and acknowledged before me by Alderman, the testator, and subscribed and sworn to before me by ':~I..h.L\(D ;\.\. \.UatU. -::..\. and ~) O..u;,u_ll '-0..d It /...!r; . the witnesses, , I IJi I this 21st day of September, 1995. NOTARIAL SEAL JUDY A, BOMGARDNER. Notary Puolic Harrlsbura. PA Dauphin County My Commission Expires Feb, 23. 199B .,-.... ".<- =-......({:f."'~6. ~'\c"-LIJ.t.UA.1 ( ',(~tary PUbl(j '~ (SEAL) !ill!.1! OF RICHARD J. ALDERMAN I, RICHARD J. ALDERMAN, currently of camp Hill, Pennsylvania, declare this to be my will and hereby revoke all prior wills and codicils made by me. , 1. Personaltv. I bequeath such items of my tangible personal property as are specifically itemized on the list, if any, in my handwriting, signed and dated by me at the end thereof, and attached to this, my will, to the persons named thereon to receive such items. I bequeath to my wife, Arlene Alderman, all of my remaining tangible personal property not used in business or for the production of income, including without limitation furniture, furnishings, clothing, jewelry, objects of art and decoration, and the like, and any motor vehicles which I own, together with the insurance thereon, if she survives me. If my wife does not survive me, then I bequeath all said property, together with the insurance thereon, to those of my children who survive me. with regard to the property passing hereunder, distribution shall be made among said children on the basis of choices in order determined by lot and rotation, and the values as finally determined for inheritance tax purposes shall be determinative with regard to the values of the property chosen, and any disparity among said children shall be equalled by such payments among them as may be necessary. If anyone of said children are not living at the time of my death, the choices to which he or she would have been entitled shall be made by his or her issue in order determined by lot and rotation. 2. soecial Beauests. (a) I bequeath 10,000 of my shares of Pennsylvania Manufacturers corporation to my son, Richard J. Alderman, Jr., currently of Allison Park. Pennsylvania. (b) I bequeath 10,000 of my shares of Pennsylvania Manufacturers corporation to my son,. James J. Alderman, currently of Mechanicsburg, Pennsylvania. (c) I bequeath 10,000 of my shares of Pennsylvania Manufacturers corporation to my son, Daniel J. Alderman, currently of Camp Hill, Pennsylvania. (d) I bequeath 10,000 of my shares of Pennsylvania Manufacturers corporation to my son, Michael J. Alderman, currently of camp Hill, Pennsylvania. If anyone of my aforementioned sons predeceases me, then I bequeath 5,000 of my shares of Pennsylvania Manufacturers corporation to the wife of such son. (e) I bequeath 1,000 of my shares of Pennsylvania Manufacturers Corporation to my brother, John J. Pitschke, currently of pittsburgh, Pennsylvania. _ (f) I bequeath 1,000 of my shares of Pennsylvania Manufacturers Corporation to my sister, Margaret Lane, currently of Pittsburgh, Pennsylvania. (g) I bequeath 1,000 of my shares of Pennsylvania Manufacturers corporation to my granddaughter, Maggie Alderman. (h) I bequeath 1,000 of my shares of Pennsylvania Manufacturers Corporation to my grandson, David J. Alderman, provided that he has been legally adopted by my son, Daniel J. Alderman, by the time of my death. (i) I bequeath 1,000 of my shares of Pennsylvania Manufacturers corporation to Thomas Nagel, who is the son of the wife of my son, Richard J. Alderman, Jr. 3. Residue. I bequeath, devise, and appoint all the rest of my property, of whatever nature and wherever situated, including property over which I hold a power of appointment, except that I do not exercise any power of appointment given to me by my wife, to the Trustees hereinafter named, for the following purposes: (a) If my wife, Arlene Alderman, survives me, then the Trustees shall establish Trust A hereunder, governed by paragraph 3 below, by allocation thereto all remaining property held hereunder. I intend that the interest of my wife in Trust A shall qualify for the marital deduction, and any provisions herein which may appear to conflict with or in any way defeat my intention to obtain the marital deduction for the full amount of Trust A shall be construed or applied to accomplish that intention. (b) If my wife does not survive me, then all the property passing hereunder shall be distributed in equal shares to my children, per stirpes. If any beneficiary hereunder other than a child of mine is less than the age of thirty-five (35) years when he or she is to receive benefits hereunder, then his - 2 - . or her share shall be held pursuant to the terms of paragraph 6 below. 4. Trust A. The income and principal of Trust A (if established hereunder) shall be distributed as follows: (a) Income, The Trustees shall pay the net income from Trust A to or for the benefit of my wife, Arlene Alderman, for her lifetime, in such installments, but not less frequently than quarterly, as the Trustees may determine. (b) Principal. The Trustees shall pay from time to time from the principal of Trust A to or for the benefit of my wi.fe: (i) such sums as shall in the discretion of the Trustees seem proper for her support, maintenance, and health care or necessary to permit her to maintain a standard of living approximately equal to that maintained by her during my lifetime, taking into account such other sources of income, support and estate that may be available to her, and (ii) such sums, including any or all principal, that my wife may request in writing. (c) After Wife's Lifetime. upon the death of my wife, Arlene Alderman, all the principal then held in Trust A shall be distributed as she may by her will appoint, making specific reference to this Trust A. Except as expressly stated in the preceding sentence, there shall be no restriction, condition or qualification on or to the power to make such appointment and the permissible beneficiaries. The power of appointment shall be exercisable by my wife alone and in all events, and there shall be no power in any person other than my wife to appoint to any other person any part of the property passing under Trust A. To the extent that my wife should fail to exercise effectively her power of appointment over any part of the property in Trust A, the Trustees shall (except to the extent that my wife expressly directs to the contrary in her last will or in a writing delivered to the Trustees during her lifetime) pay from the unappointed portion of the principal of Trust A: (i) the amount of any additional estate, inheritance or other death taxes imposed on account of the death of my wife by reason of her power of appointment over and other rights in the unappointed portion of the principal of Trust A (the amount of each such additional tax to be equal to the excess if any of the tax, including any interest thereon, payable by reason of her death over the amount of such tax which would have been payable if no such tax was payabLe by reason of her death with respect to the unappointed principal of Trust A), and - J - I t j , I I i 1 I ~ (ii) any expenses incurred in the administration of her estate attributed to the determination of such taxes (and the Trustees may accept the written statement of her personal representatives as to the amount of taxes and expenses payable hereunder), and the remaining balance of the principal held in Trust A at her death shall be distributed under the provisions of paragraph 3(b) above. 5. Alternate Distribution. Any property held hereunder when no issue of mine are living which is not effectively di~posed of elsewhere herein shall be distributed outright onn-half per stirpes to the issue of my parents and one-half per stirpes to the issue of my wife's parents. -. - 6. Separate Trusts. The income and principal of a separate trust in which a share held for a beneficiary pursuant to the terms of paragraph 3(b) above shall be distributed as follows: (a) Income, The income shall be distributed at least quarterly to or for the benefit of the beneficiary. No payment shall be made under this subparagraph (a) which would discharge to any extent the legal obligation of any person for the support of the beneficiary. (b) Principal. The Trustees shall pay from the prin- cipal such sums to or for any or all of the beneficiary and his or her issue as in the discretion of the Trustees scems proper for their support, maintenance, health care, and education, and such sums to or for the benefit of the beneficiary as in the discretion of the Trustees seem proper to help establish him or her in a business or profession or acquire or furnish a home for him or her, taking into account the other sources of income, support and estate that are available to the distributee, the reasonably anticipated needs and resources of the beneficiary and his or her issue, their income and estate tax brackets, the desirability of the transaction (if any), and the possible application of any generation-skipping tax. No payment shall be made under this subparagraph (b) which would discharge to any extent the legal obligation of any person for the support of the distributee. I ~ . I , i i !~ I I f. . (c) Distribution of Separate Trust. (i) When such beneficiary shall have attained the age of twenty-five (25) years, the Trustees shall distribute to him or her at written request one-third (1/3) of the remaining principal balance then held in his or her separate trust; when such beneficiary shall have attained the age of thir~y (30) years, the Trustees shall distribute tp him or her at written request one-half of the remaining principal balance; and when - 4 - ) such beneficiary shall have attained the age of thirty-five (35) years, the Trustees shall distribute to him or her at written request the entire balance held in his or her separate trust. (ii) If such beneficiary should die before making proper request for the entire balance in his or her separate trust, then the entire balance in his or her separate trust shall at his or her death be distributed, outright or in trust, in such sums or proportions as such beneficiary may direct in his or her last will, expressly referring to his or her separate trust hereunder, but only among my issue and their spouses or former spouses and persons gifts to whom are then allowable as deductions under section 2055 of the Internal Revenue Code (or any successor provision); and to the extent that such beneficiary shall fail to exercise effectively his or her limited power of appointment hereunder, the aforementioned balance in his or her separate trust shall then be distributed per stirpes to his or her issue, or, if no such issue survive him or her, per stirpes to the issue of his or her parent who was a child or more remote descendant of mine, or, if no such issue survive him or her, per stirpes to my issue, with the share of any of such issue for whom property is then held in or payable to a separate trust under this paragraph 6 being added to such separate trust, or, if no issue of mine are then living, said balance shall be subject to the provisions of paragraph 5 above. (d) Disposition Upon APplication of Rule Aqainst Perpetuities. If during the lifetime of a person for whom a separate trust under this paragraph 6 was established the interest of such person therein becomes void under the applicable rule against perpetuities, then the balance in such separate trust shall then be distributed outright to such person. 7. Survival Clauses. If my wife and I should die under such circumstances that it cannot be determined which of us survives, I shall be deemed to have survived her for all purposes hereunder. If any other beneficiary hereunder should die within sixty (60) days after me or within sixty (60) days after any other person the survival of whom determines his or her rights hereunder, then such beneficiary shall be deemed to have predeceased me or such other person for all purposes hereunder. 8. Powers. In addition to such other powers and duties as may be granted elsewhere herein or which may be granted by law, the fiduciaries hereunder shall have the following powers and duties, without the necessity of notice to or consent by any Court: (a) To retain all or any part of my property, real or personal, in the form in which it may,pe held at the time of its receipt, including any closely held business in which I have an - 5 - interest and any stock of any corporate fiduciary hereunder, as long as in the exercise of their discretion it may be advisable so to do, notwithstanding that said property may not be of a character authorized by law, provided, however, that upon written request by my wife, they shall within a reasonable time make productive of income any interest in property (however and whenever acquired) held in Trust A hereunder. (b) To invest and reinvest any funds held hereunder in any property, real or personal, including, but not by way of limitation, bonds, preferred stocks, common stocks, and other securities of domestic or foreign corporations or investment trusts, mortgages or mortgage participations, and common trust fands, even though such property would not be considered appropriate or legal for a fiduciary apart from this provis~on. (c) To sell, convey, exchange, partition, give options to buy or lease upon, or otherwise dispose of any property, real or personal, at any time held by them, with or without order of court at their option, at public or private sale or otherwise, for cash or other consideration or for such credit terms as they think proper, and upon such terms and for such prices as they may determine, and to convey such property free of all trusts. (d) To borrow money from any person, inclUding any fiduciary hereunder, for any purpose in connection with the administration hereof, to execute promissory notes or other obligations for amounts so borrowed, and to secure the payments of such amounts by mortgages or pledges of any property, real or personal, which may be held hereunder. (e) To make loans, secured or unsecured, in such amounts, upon such terms, at such rates of interest, and to such persons, firms or corporations as they may deem advisable. (f) To renew or extend the time for payment of any obligation, secured or unsecured, payable to or by them, for as long a period of time and on such terms, as they may determine, and to adjust, settle and arbitrate claims or demands in favor of or against them. (g) In dividing or distributing any property, real or personal, included herein, to divide or distribute in cash, in kind, or partly in cash and partly in kind. (h) To hold, manage, and develop any real estate which may be held by them at any time, to mortgage any such property in such amounts and on such terms as they may deem advisable, to lease any such property for such term or terms, and upon such conditions and rentals as they may deem advisable, whether or not the term of any such lease shall exceed the period permitted by - 6 - .' ) law or the probable period of retention under this instrument; to make repairs, replacements and improvements, structural and otherwise, in connection with any such property, to abandon any such property which they may deem to be worthless or not of sufficient value to warrant keeping or protecting, and to permit any such property to be lost by tax sale or any other proceedings. (i) To employ such brokers, banks, custodians, investment counsel, attorneys, and other agents, and to delegate to them such duties, rights and powers as they may determine, and for such periods as they think fit. .~ (j) To register any securities at any time in their names as fiduciary, or in the names of nominees, with or without indicating the trust character of the securities so registered. (k) with respect to any securities held hereunder, to vote upon any proposition or election at any meeting of the person or entity issuing such securities, and to grant proxies, discretionary or otherwise, to vote at any such meeting; to join or become a party to any reorganization, readjustment, merger, voting trust, consolidation or exchange, and to deposit any such securities with any committee, depository, trustee or otherwise, and to payout of the trust created herein, any fees, expenses, and assessments incurred in connection therewith; to exercise conversion, subscription or other rights, and to receive or hold any new securities issued as a result of any such reorganization, readjustment, merger, voting trust, consolidation, exchange or exercise of conversion, subscription or other rights and generally to take all action with respect to any such securities as could be taken by the absolute owner thereof. (1) To engage in sales, leases, loans, and other transactions with my estate, the estate of my wife, or any trust established by either of us, even if they are also fiduciaries or beneficiaries ~hereof. .) (m) To make all necessary proofs of death under the insurance policies of which they are the beneficiary, to execute any receipts for the proceeds and to institute any action to collect said proceeds and to make adjustments of any claim thereunder, provided, however, that they need not institute any action unless they shall have been indemnified against all expenses and liabilities to which they may become subject as a result thereof. If, however, they desire to institute such action without indemnification, they are hereby authorized to be reimbursed for all expenses and liabilities incurred as a result thereof from any amounts which may be held in trust hereunder then or thereafter. - 7 - (n) To exercise all elections which they may have with respect to income, gift, estate, inheritance or other taxes, including without limitation execution of joint income tax returns, election to deduct expenses in computing one tax or another, election to split gifts, and election to payor to defer payment of any tax, in all events without their being bound to require contribution from any other person. (0) To operate, own, or develop any business or property held hereunder in any form, including without limitation sole proprietorship, limited or general partnership, corporation, association, tenancy in common, condominium, or any other, whether or not they have restricted or no management rights, as they in their discretion think best. 9. Soendthrift Clause. No interest (whether in income or principal, whether or not a remainder interest, and whether vested or contingent) of any beneficiary hereunder shall be subject to anticipation, pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have power in any manner to charge or encumber his or her said interest, nor shall the said interest of any beneficiary be liable or subject in any manner while in the possession of the fiduciaries for any liability of such beneficiary, whether such liability arises from his or her debts, contracts, torts, or other engagements of any type. 10. Facilitv of PaYments for Minors or Incomoetents. Any amounts or property which are payable or distributable hereunder to a minor or incompetent may, at the discretion of the fiduciaries, be paid to the parent or guardian of such minor or incompetent, to the person with whom such minor or incompetent resides, or directly to such minor or incompetent, or may be applied for the use or benefit of such minor or incompetent. 11. Taxes. I direct that all estate, inheritance, and succession taxes that may be assessed in consequence of my death, of whatever nature and by whatever jurisdiction imposed, other than generation-skipping taxes, shall be paid out of the principal of my general estate to the same effect as if said taxes were expenses of administration, except that any such additional taxes (and interest and penalties thereon) imposed on account of my interest in or power over any trust established by my wife shall be paid out of the property held in such trust, and all other property includable in my taxable estate for federal or state tax purposes, whether or not passing under this will, shall be free and clear thereof; provided, however, that my executors may in the discretion of the executors request that any portion or all of said taxes (to be paid out of the principal of my general estate) shall instead be paid out of the principal of any trust established by me in this will o~ otherwise, to the extent expressly authorized under the terms of said trust. - 8 - , 'jl . COMMONWEALTH OF PENNSVLVANIA COUNTY OF .i)au../) y~{;....... , 55: RICHARD J. ALDERMAN, (the testator), u.Rc/e It, ;{{. tllt.'112d and ./k(J-id ILl. ({If! nf, VI'. the ~itnesses), (whose names are signed to the foregoing instrument, being first duly sworn, each hereby declares to the undersigned authority that the testator signed and executed the instrument as his last will in the presence of the witnesses and that he had signed willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the will as witness and that to the best of his or her knowledge the testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. WITNESS: TESTATOR: ~~ .#'.' ..A ~. . 0~' ~ ~_.=~;/~. ~RrCHAR~~. ALDERMAN -, ,',. " ...... I "'-~,""'\_.' \;'-01- Ii' . ",1 . ';) - -l::::'..... ........""_.f " WITNESS: ~~RW~) subscribed, sworn to and acknowledged before me by RICHARD J. ALDERMAN, the testator, and subscribed tiMe/a /-(. d.lOli2t.J and /'tl(Ht/ I witnesses, this /tl;/,day of lY/4.'lf and sworn to before me by jI 1/'/17,-:(;;. W. the , 1995. NOTARIAL SEAL JUDY ~ BOMGARDNER, Notary Public HarriSburg, PA Dauphin Counly ,My Commlsslcn Expires Feb. 23, 199B (SEAL) - 10 - @ i i i . I t ~ ~ ~ ~ ~ c REV-1640 EX. (0/05) SCHEDULE 0 TRANSFERS TO SURVIVING SPOUSE COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF File Number Richard J. Alderman. Sr. 21-1995-0813 PART A: Enl.r lh. d..cr1pllon end velu. 01 IlIlnl.,..ls. bolh Ipsbl. end non-Iplbl., ragS/dl.ss ollocsUon. (n.l 01 d.duc1lons) which pass 10 tho decodo"t'. surviving spouso by wlII,lntosteey. oparation of law. 01 otherwise. Ooserl tlon or noms Amount 1 1 Item 3 on Schedule E 8,225.00 2 Trust. A Created Under The Will Of Richard J. Alderman, Sr.. 535,530.00 Part A TOIs!: Enlor emounlshown on Iho roco lIulollon shoolln Ih. Decedonllnrormatlon Section. 543, 755.00 Elecllon To Subject PropBrty To Tax Under Secllon 2113(A) As A Taxable Transfer By This Decedent. II a trust or similar aHangomont moots tho roqulromonts of Section 2113(A). and: 8. Tho trust or similar arrangomont Is listod on 5chodulo O. and b. Tho valuo of tho trust or similar arrangomontls ontorod In whole or In part os an assot on Schodulo 0. thon tho transforor's porsonal roprosenlativo may spoclfically Idontlfy tho trust (all or a fractional portion or porcontago) 10 bo Includod In Iho alaction 10 havo such Irust or similar proporty trealod a9 a laxablo Iranslor In Ihls osla10. U loss Ihan Iho onllro valuo ollho trusl or similar proporty Is Included as a laxablo transler on Schedule 0, Iho personal represontalivD shall be consldored 10 havo mado Iho clocllon only as 10 a IraCllon or Iho trusl or similar arrangomonl. Tho numerator ollhls IraCllon Is equal 10 1ho amounl 01 tho Irust or similar ammgmonllncludod as a laxablo assel on Schodulo O. Tho donomlnator Is aquallo Iho 10101 valuo of tho trusl or similar arrangoment. ELECTION: Do you .Iocl under S.cllon 2tI3(A) 10 Ir.at as a \axablelrlnof, .n Ihls ..\ato III or a porllon o'"lru.t or olmllar errangem.nl crelted for the 80le use of this decedont', lurvlvlng spouae during the surviving spoule'. enUre lIfeUme? YES D NO [1QL] Signature Dale Nole: If the election DPplles to more than one trust or similar arrangement. then a separale form must be signed and flied, Part B: Entor Iho doscrlpllon and valuo 01 a1llntorosts, both laxablo and non-Iaxablo,roga.rdloss ot location, (not 01 doducllons) which po.slO tho docod.n\'a surviving spous. lor which 0 Soction 2113 (A) oloction Is bolng mod.. Doscrlptlon ot Items 1 Amounl None Part BTolsl 0.00 PAI1481 "'F "20 Cop,II"hI Forms 801lwlr. eml" IUS N.ltO,lnt. NIt!PA4I1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND .J UI James J. Alderman b.lng duly sworn .ccordiAg to '.w, depolO' ...d uY' thot h. i R the Executor of Ih. Est.t. of Richard J. Alderman, Sr. I... a' _Ea.st...J.>.e[lwW~r.9..J~9wnsh~p . Cumb"l.nd Countv. P.., d.c....d 'Ad th.t tho within Is .n lnyonlory m.d. by James J. Alderman , tho uld Executor of tho enti,. ..t.l. of uld d.c.denl, cOAlilting a' .Ulhe penon.' prop.rty .nd r..1 ......, ..c. pI r..1 ....I. ouhld. Ih. Commonw..llh of P.nnsylv.nl.. ond th.1 Ih. figu,.s oppodl. ...h It.m a' tho Inv.nlory "pr...n' II's f.lr volu. u of Ih. d.l. of d...d.nl's d..lh. ~ .nd sublcrib.d b.fo,. m., )~h.~J1~' " fAou~44.,,-', James J. Alderman 936 Herman Drive Mechanicsburg, PA 17055 Aclef,... , I!OTf.R1Al SEAl CAnOL r. I:Of'PENHAVER, Notary Public , lI..lli:t.l'ro. PA Dauphin coun'Iooo It.y C:::-.r.:::':- ~ ~::plrts Marcl16. 0.1. of O..lh 17, October 1995 MDnth Y.., D., INSTRUCTIONS ,. An Invenlory mus' b. flied within Ihr.. monlhs ,fter 'ppolnlmenl of p.no",1 r.pr...nl.tlv.. 2. A suppl.m.n' lnv.nlory mu" be fiI.d within Ihirty d.ys of discovery of ,ddltlon,' .n.h. 3. Additlon.1 sh"h m.y b. .ttoch.d .. 10 penon.lly or ,.,Ity 4. S.. Artlcl. IV, Fiducl"l.. Acl of 194Y. 0- ..... .c: III . C I-< :J Ul 0 E-< .,; ~ . . . I:) w C M ~ III ... III . I-< ~ . .., <Xl ... e .. 0 VI u . ~ w .... OJ Q '" ~ ~ J: '" ~ III . ... .... u. '0 .. ..., E Z ... .-i U. .... ~ 0 .0: ... ..., 0 I Ll.I 0 -< '" ,;:. ~~ ~ > Z . - Z 0 Q .., " " . - V'I Z 0 . 0 '" '0 0 :E: Z w -< .... ... I-< ... 'C III " .c: - ~ ..... U 0 ~ > u III ....., ... ... .... C 1>:' u e 0 - . I . " it 0 , .... 0 ... Inventory of the real ane! personal estate 01 Richard J. Alderman. Sr. decB8sed 1 96,000shares of Class A Common stock, Pennsylvania Manufacturers Corporation (Subject To Restrictions) - See Attached Appraisal 2 22,828 shares of Class A Common stock, Pennsylvania Manufacturers Corporation 3 200 Common Shares, Penntlylvania Manufacturers Corporation 4 101.2589 shares Emerging Tiger:! Fund ('l'GF) .. Held in Merrill Lynch; Brokerage Account No.: 872..44695 5 741.2970 shares Merrill Lynch Latin America Fund (MBLTX) _ Held in Merrill Lynch Brokerage Account No.: 872-44695 6 $1,000 Series EE Bond 7 Merrill Lynch CMA PA Municipal Money Market - Held in Merrill Lynch Brokerage Account No.: 872-44695 8 Estate of Margaret Alberta Pitscnke _ 1/3 of intestate estate Gross Estate: House $24,000.00 Securities: 16 shares Exxon 8 shares Amoco 1,708.00 $25,708.00 Less Expenses: Appraisal Exp. Probate Fees Total Estate $ 8,504.33 $100.00 95.00 195.00 $25,513.00 Divided by 3 a 9 1991 Jeep Wrangler TOTAL ,.l ~ .\. 1)1- ,.,un:) :1\:) ((: \ J 9 \ lfli 96. Pi"- ~i\ , ~n :',\.,t '. ;';:_":~l:I 1 ,065,600 00 422,318 00 3,750 00 1,291 00 8, OS!! 00 621 00 5,953 00 8,,504 00 8,225 00 1 ,524,320 00 DAVID M WATTS JR MCNEES ETAL PO BOX 1166 HBG COMMONWEALTH DF PENNSYLVANIA DEPARTHENT OF REVENUE NDTICE DF DETERHINATIDN AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN ,*' /5'fs,'/-<j BUREAU OF INDIVIDUAL TAXES IHIIl.RIfAHC[ UX DIVISION DlPT. 110.01 HARRISBURG. PI "1'1'0.01 1".'"" &It 'U."I 10-06-97 ALDERMAN 10-17-95 21 95-0813 CUMBERLAND 201 RICHARD J A.ount H..itl.d PA 17108 MAKE CHECK PAYABLE AND REMIT PAYMENT TDI REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTEI To In.u~. proper cr.dit to your .ccount, sub.it the upper portion of this for. with your t.x p.y..nt. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES .... hifv:483--EX--AFP--(oi:;97j-----.-.-NO-ficif-OF--DETifRHiiiAiio-N-AiiD-AifsESS-HENT----------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN .. ESTATE DF ALDERMAN RICHARD J FILE NO.21 95-0813 ACN 201 DATE 10- 06-97 ESTATE TAX DETERMINATION 1, Credit For Stete Deeth Texes es Verified 3.115.00 2, Pennsylvenie Inheritence Tex Assessed (Excluding Discount end/or Interest) 39.143.01 3. Inheritence Tex Assessed by Other Stetes or Territories of the United Stetes (Excluding Discount end/or Interest) .00 5. Pennsylvenie Estete Tex Due 39.143,01 .00 4. Totel Inheritence Tex Assessed TAX CREDITS I PAYMENT DATE RECEIPT NUMBER DISCOUNT (+) INTEREST/PEN PAID (-) AMOUNT PAID TDTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TDTAL DUE .00 -IF PAID AFTER THIS DATE, SEE REVERSE SIDE IIF TOTAL DUE 15 LESS TltAH n. NO PAYHENT 15 REQUIRED FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE 15 REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIDNS.I PURPOSE or NOnal 0) I To ,ulfll.' th. nquln...,lI 0' S.cUon '.45 (bl of th. .~r...nc:. Md ht... T.. Act, Ae' U 0' 1"5. HI P.'. S.ctlon '1451. PAYMEHT I Det.eh the toP portion 0' thl, Ho'le. and ,ub8lt Mlth ~our ply..nt to ,he R.II".r 0' Will, prln'.d on t~ r.vlr.. .Ict..' . ..:. -- H... chick or ~;Wdlr p'~abl. tal REOISTER OF MILLS, AOEHT, AEfUND ICAh A n'und 0' . t.. cndlt ..y b. r..,....d by co."I.Une ." "Appllc.tlon fa,. A.,und of P.m.y.vanl, Inherltanc. end E.t.t. T.... (REV-.).)). Appllc.tlon. .r. .v.ll.bl. .. 'he D"le. 0' the Rell.tlr of Will., ."y of .hl Z5 Alv.nu. ah'rlel Dfflc.. or fro. the Dlp.rh.n", 24.hour ."....rln. ..rvlu nuablr. 'or 'or.. orderlnl' In Pann.ylv."l. l-aaa-)61-laSa, out.ld. Plnn.ylv."l. and ~I'hln 10c.1 Hlr,.l.bur. .r.. (7.71 7.7.1094, TDDI 17.7J 771-1252 IHI.rlnl lap.lr.d Dnl~). DlJECTIOHS. Any p.rty In Int.r..t not ..tll'l.d ~Ith the ."I....nt 0' t.. .. .hown on thl. notle. ..y obJ.e. ~Ithln .I.ty C6aJ d.y. of ".e.lpt 0' thl. No'lc, byl --Mrltten prot..t to the PA D.p.rt..nt of A.".nu., lo.rd 0' App..ls, D.pt. zaIDZI, H.rrhbur., PA 1711I-UU, OR --.I.ctln, to h.v. the ..tt.r d,'.r.ln.d .t audit 0' the p.rlon.l r.pr......t.Uv., OR --IIPP.II to the Drph.".' Court. AOtUH- ISI.AnYE CORRECTIONSI Factu.1 .rror. dl.cov.r.d on thl. ........nt lhould bl .ddr....d In ~rltlng '01 PI D.p.r....,t of A.venue, Bur.au 0' Indlvldu.l T...., ATlH. Po.t A.......nt R,vl.w unit, D.pt. '10601, H.rrl.burl, PA 17121.0601, Phone 17171 717-6505. S.. P'" 5 0' the bookl.t ''In.truc'lon. 'or I~rltanc. r.. R.turn 'or. R..ldent Dlcedent.. CREV.1Sal, for an ..plan.tlon 0' .dalnl.tr.tlv.ly corr.c'abl. .,.ro,... PENAL TV. The 15X t.. .an..ty non.p.,.tlclp.tlon p.n.lty I. co.put.d on the tot.1 of the t.. .nd In'.r..t .11....d, and not P.ld b,'or. Janulry II, 1996, thl 'Ir.t d.y .,tlr the .nd 0' the t.. ,an..ty p.rlod. Thl. non.p.rtlelp.tlon p.n.lty I. .pp..labl. In thl .... .ann.r and In the the .... tl.. p.rlod .. YOU ~ould app..1 the t.. and Int.r..t that h., b..n .......d " Indlc.t.d on thl, not Ie.. INTERESh For d.t., of d..th on or .ft.r 10.).'1, P.nn'Ylvanl. E.I.t. T.. b...d on the F.d.r.l E..... r.. r.turn b.eo... d.llnquent .t the ..plr.tlon of nln. (a,) lonth. frol the d.t. of d..th. For d.... of d..th p,.lor to .a-).'I, P.nn.ylvanl. E.t,t. T.. b...d on the F.d.r.1 E.t.t. T.. r.turn b.co... d.llnqu.nt .t th. ..plr.tlon of .Ight..n (III .onth. fro. the d.t. 0' d.eth. ,.... which b.ce.. d.llnqu.nt b.for. Janu.ry I, 1912 b..r Int.r..t et the rete 0' .IK C6X) p.rcant p.,. annua c.lcullt.d It . d.lly r.t. of .000164. All t.... which b.e... d.llnqu.nt on 0" .,t.r Janu.ry 1, 191Z will be.r Inter..t et . r.t. which will v.ry 'ro. c.I~.r y.lr to cII.nd.r y..r with that r.t. ~ounc.d by the PA a.p.rtllnt 0' R.venu.. lhl appllcabl. Inl.r..t r.t.. for 191Z through .9.7 .r.. V..r Int.r..t A,t. a.lly Int.r..t F.ctor Vur Int.r..t R.t. a.lly Intlr..t F8ctor 1912 20k .aDO"' 1911 Ok .0DOlU 1915 16k ,DODUI 1911-1991 Ilk .0a0501 1914 Uk .DD0501 1992 .k .OD02U 1915 Uk .DOn56 1995-1994 7k .aDa19Z 1916 IU .DODZ74 1995-1997 Ok ,OODZU --Int.r..t h c.lcul.tld .. 'ollowlI INTEREST . BALANCE DF TAX UNPAID X NUNBER DF DAYS DELINQUENT X DAILY INTEREST FACTDR "Any NoUe. Iuved .ft.,. the ta. beeN" d'Unqulnt ~111 nfl.ct ." Int.,.... c.leul.Uon to flft.., US) d.y, b.yond the d.t. 0' the ........"t. If ply..nt II ..d. .ft.r the Int.r..t eoaputlUon d.t. .hown on thl Notlc., .ddltlon.1 Int.r..t .u.t be c'lcul.t.d. .... ...~ ...... --..."' ~.., ~ I ....-'<..., i .,"-'-,'- . - .', .',. ,"':. '.' . ,'..;, , ., " ; _,. F'<::Ci-'-"Z,~!::::,!,N~'t":;'i"1",<",,~,',~~~i:;'<~~1~ ~"~C: c c_ , I .. i-';",1 " -'.' " ~, ; .~- . ,,-~ - -~ . ,~ - -~ . ---'-'~- -= -' -" -"'-. + - ..---- ~. _A_-- ---. ......' .- ( t~ \ \' 'H;i I,;,;,,;,'! S;r.-_.. .-Z ;%1_ q .:).--' P. (-3 CujP1t~ lauc/Co~~ ./(fJl-ppr of- wi/I> C (J "'-I' -t No usf? s;: ~ U-l:'<..I'ce.. /70/3 Co"," ,..1hou.:;e ' CAf'/''$./e f>.4 . ',.I"'I1I'"IlI'I,f1"fllflHI'IIlII;JIII"'I'.1I11" ".. ._~ ',.,.~"...,'" -v' _..__~_~. ~,O<-~ > ,-,-.-"-.-. -~......,," ~. '>c~' ,.^._H."'<~,,",Y",",C'*" ,....<~~, ~~,.'"'>'--"''-~,''~~;c ". ."0-' "'....,.w>""", _.- _. ~~.;" ! ~ '.1 ~' " 'J'" ~.. > ~ .. ..... . l\tr, ~:'. -~-':.", ~ ,__.,1 . .r., , . . . t ,... ',' "",f .,\, ., . ;-A':,) "';1 ," ;~,,-!'.,', .~. ,.~ . ~-'... f' '. .' I , ,. \. ..' ~. , t, ., - . ...., . ,. . .-....~ . ..... . _. _ ...___f -~ ~.. - -~ l'''~.- .. ,-........._,. .._~.""--.._- --,:-- ,.~~JI 'I i .. . , COMMONWCAl1It OF PeNNSYLVANIA DCPARIMEI" OF Il[VENUE BUREAU OF INDIVIDUAL TAXES O(:Pf 280001 HARRlSIlUAG, PA 11128.0001 PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT .' . \ S " NO. AA 242312 REV"" EX I"'." RECEIVED FRDM: ,- ACN ASSESSMENT CONTROL NUMBER AMOUNT JAMES J ALDERMAN 930 HERMAN DR tn' 4,QQ ~Q MECHANICSBURG, PA 17055 FOlOIt(A[ I I _.i fOlD HERE .I ESTATE INFORMATION: FILE NUMBER 21-1995-0813 SSN NAME OF DECEDENT ILASn ALDERMAN RICHARD J DATE OF PAVMENT --!9.l.9J>D 997 POSTMARK DATE 105-20-0122 (FIRST! SR (Mil I , . j ;;' , , COUNT V CUMBERLAND DATE OF DEATH TOTAL AMOUNT PAlO .199.39 " SEA~HECK" 122 , DO ;. /, Y . RECEIVEOBY 1///1./'-,(-/ (. . ,'/(<'1.'1./,.:) ,",' (.0' MARY C. LEl-J,fS //(U/I~ .4'~ REGISTER OF WILLS ' ~ REMARKS JAMES J ALDERMAN Rr:GISTL:n OF WILLS ~------.----------------.'~._.~.---------.-~-----~---_._- I ,~; , \' . ' ~ . . .f '--'-- . --._.----.~....bcI'FI~ ~'-'."r ...-t.:~ r - - . t f .'j 1. ',' " CDHHDNWIALTH OF PENNSYLVANIA DEPARTHENT OF REVENUE B~...U OF INDIVIDUAL TAXES INtIf'AI"'HC[ "'I DIYISION D[Pt, ZlO601 HARRISBURG, PA l'IZI'O.OI NOTICE OF INHERITANCE TAX APPRAISENENT, ALLDWANCE OR DISALLDWANcE DF DEDUCTIONS AND ASSESSNENT OF TAX DATE ESTATE DF DATE DF DEATH FILE NUHBER CDUNTY ACN 10-06-97 ALDERHAN 10-17-95 21 95-0813 CUHBERLAND 101 DAVID M WATTS JR MCNEES ETAL PD BOX 1166 HBG PA 17108 A.aunt R..ltt.d ~~ 11'.1"'111"'" ", RICHARD J HAKE CHECK PAYABLE AND REMIT PAYMENT TOI REGISTER OF WILLS CUHBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALDNG THIS LINE ~ RETAIN LOWER PORTlDN FOR YOUR RECDRDS ..... iiE'v:is'4-j-Eif-AFji-io3:97Y-iliificniF--fNHEifiTANci-YAX-jiPPRiiisEHf:iij-;-AiXciiiiiifci-iili----------------- DISALLOWANCE OF DEDUCTIDNS AND ASSESSHENT DF TAX ESTATE OF ALOERMAN RICHARD J FILE NO. 21 95-0B13 ACN 101 DATE 10-06-97 TAX RETURN WAS, I ACCEPTED AS FILED RESERVATION CDNCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE DF RETURN BASED ONI ORIGINAL RETURN 1. R..I Est.t. (Sch.dul. A) 2. stock. .nd Bond. (Sc~.dul. 8) 3. Cloaaly Hald Stock/Pa~tnar.hlp Intar.at (Schadula C) 4. Hartgaga./Hata. R.calvabla (Sch.dula D) S. Ca.h/Bank Depoait./Hi.c. Par.onal Proparty (Schadul. E) 6. ~olntly Ownad Proparty ISchadula F) 7. Transfars ISchadul. C) a. Total As..t. I Xl CHANCED SEE ATTACHED NOTICE III 121 131 141 151 161 171 .00 1.768.038.00 .00 .00 22.682. 00 .00 10.300.00 IBI HOTEl To in sur. prop.~ cr.dit to your .ccount, .ub.it the uppar portion of thl. forM with you~ tax payn.nt. 1.801.020.00 APPRDVED DEDUCTIONS AND EXEMPTIONS I 87,563.DO 9. Funa~al Exp.naa./Adn. Cost./Hi.c. Expans.. (Sch.dul. H) (9) 10. D.bta/Hodgaga Liabllitl.s/Li.n. (Schadule t) nO) 320.571.00 11. Total D.ductiona Ul) 12. H.t Value of Tax R.turn (12) 15. Charitable/Covarnll.ntal Bequests ISchedule ~) US) 14. H.t V.lue of Eat.t. Subj.ct to Tax (14) NDTEI I~ an assessment was issued previously, linBs 14, 15 and/or 16, 17 and 18 will re~lBct ~igures that include the total o~ ALL returns assessed to datB. ASSESSHENT DF TAX: 15. Anount of Lin. 14 at Spou..l r.t. (151 16. Allount of Lln. 14 taxabla at Lln.al/Cla.. A rat. (16) 17. Anount of Lin. 14 taxabl. .t Collat.ral/CI... 8 rat. (171 18. Principal Tax Du. TAX CREDITS: PAYNENT DATE 01-04-96 RECEIPT NUNBER AA082472 DISCOUNT It I INTEREST/PEN PAID I-I 2,050.74 INTEREST IS CHARGED THROUGH 10-21-97 AT THE RATES APPLICABLE AS OUTLINED ON THE REVERSE SIDE OF THIS FORH 8,225.00 596,625.00 35,975.00 x . DO. X .06= X .15. IlBI 40R. B4 00 1.392.886.00 .00 1,392.886.00 .00 35,797.50 5,396.25 41,193.75 41,014.74 179.01 20.38 199.39 . IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIDNAL INTEREST. IF TOTAL DUE IS LESS TItAN t1, NO PAYNENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDn" ICRI, YOU NAY IE DUE A REFUND. SEE REVERSE SIDE OF THIS FORN FOR INSTRUCTIDNS.1 ANDUNT PAID 38,964.00 TOTAL TAX CREDIT BALANCE DF TAX DUE INTEREST AND PEN. TOTAL DUE IUV ,.1n!KC!.".1 PROBA TE I/Z'''' . t9k INHERITANCE TAX EXPLANATION OF CHANGES COMMON'M.AllU Of rLNNfi'flVANIA OU'AR1MrNT or If[V(NUL 8UAUU Of IHDlVlDUAL TAUS OlPl ~fl(Y,(H UARRISnURO I'A 111;'8 0601 oNAMt: Richard AldBrman 2195-0813 ACN 101 SCHEDULE ITEM EXPLANA TIDN OF CHANGES NO. The amount on IInB 15 does not Include assets passing to a trust or similar BrrangBmentfor which a SBctlon 2113 electlDn has not been made (72 P. S. 9113). The repDrted valuBs of the excludBd assets have not bBen vBrlfled by the DepartmBnt of Revenue. B 1 Adjusted to $1,332,000. . TAX EXAMINER Bill Lyons PAGE 1 ROW Copy BUREAU OF INDIVIDUAL TARES IHlllRl lANC[ lAM lJlVISION DIPI. ;80611 ItAAAISBUAG, PA I1IU-OIlOI COMMDNWEALTM OF PENNSYLVANIA DEPARTMENT OF REVENUE INHERITANCE TAX STATEMENT OF ACCOUNT I ,'). -(,.>'I . '-I 1* (/ 111.ltlllll" III.". DAVID M WATTS JR MCNEES ETAL PO BDX 1166 HBG DATE ESTATE OF DATE OF DEATM FILE NUMBER COUNTY ACN 10-27-97 ALDERMAN 10-17-95 21 95-0813 CUMBERLAND 101 RICHARD J Anount ,J.",ltt.d PA 17108 MAKE CHECK PAYABLE AND REMIT PAYMENT TOI REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE. PA 17013 HOTEs To In.ur. prop.r credit to your 8ccount, sub.it the upp.r portion of this for. Nlth your t.. p.yn.nt. CUT ALONG THIS LINE ~ RETAIN LDWER PDRTION FOR YOUR RECORDS .... R-E-Y=i60-j-Eif-AFP--io]f=97j-------...--iNHiiRiirAHCE--fAX.-sriiiEHE-Nf-o-F-AC-Couiii--.-..----------.---------- ESTATE DF ALDERMAN RICHARD J FILE NO.21 95-0813 ACN 101 DATE 10-27-97 TNIS STATEHENT IS PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE HAHED ESTATE. SHOWN BELOW IS A SUHHARY OF THE PRINCIPAL TAR DUE, APPLICATION OF ALL PAYHENTS, THE CURRENT BALANCE, AND, IF APPLICABLE, A PROJECTED INTEAEST FIGURE. DATE OF LAST ASSESSMENT DR RECORD ADJUSTMENT, 09-29-97 PRINCIPAL TAX DUE, 41.193.75 PAYMENTS (TAX CREDITS), PAYMENT DATE 01-04-96 10-05-97 RECEIPT NUMBER AA082472 AA242312 DISCOUNT (+) INTEREST/PEN PAID (-) 2,050.74 19.68- AMOUNT PAID 38,964.00 199.39 , ' , " .. ~ '.,-."; TDTAL TAX CREDIT 41,194.45 .70CR .00 .70CR . IF PAID AFTER THIS DATE, SEE REVERSE SIDE FOR CALCULATION OF ADDITIONAL INTEREST. I IF TOTAL DUE IS LESS THAN '1, NO PAYHENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF TIllS FORH FOR INSTRUCTIONS. I BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE PURPOSE OF NOTIcE. To fulfill tha raqulra.ent. of Section 2i'S (b. of tha Inheritanca ~ f.t.ta 'a. Act, Act 21 of i'95. 172 P.I. Sectton'IUI. PAMNfl Datech the top portion of thl. Notic. and .~I' ~ith your p.y..nt to the Aagl.tar of wlli. printed on the rav.r.a slda. u Haka chack or .one, order p.yabi. tal REGISTER OF MILLS, AGENT. AEFUND (CA), A r.f',nd of . ta. cr.dlt .a, b. r.qu..t.d b, ca.pl.tlng en ~Applic.tlon for R.fund of P.nn.ylvanl. Inh.rltanc. end f.t.t. 'a.~ (RfY-1515). Application. .r. .vallabl. .t the OfficI of the Ragl.t.r of will., en, of thl 25 R.v.nu. DI.trlct OfficI' or fro. the Dap.rt.,nt., 2~-hour en.w.rlng ..rvlc. nuablr. for for., ord.rlntl In P.nn.ylvanl. 1.800-562-Z0S0, out.ld. P.nn.ylvanla and within 10c.1 H.rrl.burg .r.. (117) 781-e094, TOOl (111) 112-11S1 (He.rlng lap,lrad Onl,). OI./fCTIDHSI An, p.rt, In Int.r..t not ..tl.fl.d with tha ........nt of t.. a. lhown on thl. notlc. .ay obJ.ct within .I_t, (60) day. of r.c.lpt of thl. Notlc. bYI --wrlttan prot..t to tn. PA D.part.ant of R.venu., loard of App.al., O.pt. '.1011, "arrl.burg, PA .712.-10'1, OR --.l.ctlng to have the .att.r d.tar.ln.d at .udlt of the p.r.onal tlPr...ntaUv., OR --.pp..1 to the Orphan.' Court ADttIN. ISTRATlVE CORRfCTIONS, Factu.1 .rror. d'.cov.r'd on thl. ........nt Ihould b. .ddr....d In writing tal PA Dlp.rt.ent of R'Vlnu., lur.au 0' IndlvldU.1 1...., ATTNI Po.' A.......nt R.vl.w unit, Dlpt. '.0601. Hlrrl.burl, PA 171'8.0601, Phone (111) "'.6505. s.. p.g. 5 of tha bookl.t ~In.tructlon. for Inh.rltanc. Ta. R.turn for, Ra.ldant O.cad'"t~ (REV.ISOI) for an ..planatlon of .dalnl.tr.tlv.ly corr.ctabla .rror.. PENAl TVI Th. 15~ t.. .ena.t, non-p.rtlclpatlon pan.lt, I. co.put.d on the tot'l of tha ta. and Int.r..t .......d, and not p.ld b.for. January I'. 1996, ih. fir.t day .ft.r the and of the ta. .an..ty p.rlod. Thla non.partlclpatlon p.n.lty i. appa.labl. In tha .... .ann.r and In the the .... tl.. p.rlod a. you would .pp..1 the ta. and Int.r..t th.t hI' b.en .......d a. Indlc.t.d on thl. notlc.. INTEREST I Addltl~1 Pann.,lwlnl. [.tat. t.M .......d .. . r.sult Df . chano. on the r.d.ral [.t.t. t.. clo.lng lattlr b.co... dallnqu.,.t at thl ..plratlan of on. fl. .onth fro. the d.t. the fin" notlc. of thl lner.... In F.d.r.1 E.tat. T.. I. r.c.lwad. t.... which b.c... d.llnquent b.for. Janu.ry I, I'.' b..r Int.r..t .t thl r.t. of .1_ 16~) p.rcant p.r ~ calculat.d at a d.lly r.t. of .000164. All t.... which bac... d.llnquant on or .f'.~ Janu.rv I, 1'.' will be.r Int.r..t .t a r.ta which will v.ry 'rOt cal.ndar v.ar to c.l.nd.r y..r wIth th.t rata ~Id by the PA D.p.rtaant of Rav.nue. The appllcabl. Int.r..t r.t.. for 1'.Z through 199' ar.' ~ Intlt..t R.t. D.lh Inter..t Factor Vaar Inter..t Rat. D.llv Inter..t r.ctor 1'" ..X .ODD"' 19" 'X ,OOOZ41 I'U 16> .DDUn 19..'1"1 IU .aOOJDI 1914 m .000501 199' 'X .000Z41 19.5 In .lOnS6 1995.1994 'X .000192 191' lU .oa0l74 199ft. 1"7 'X .000l41 "'Intlt..t .. calcul.t.d .. followu INTEREST . BALANCE or TAX UNPAID X NunBER or DAYS DELINQUENT X DAILY INTEREST rACTDR --An~ Hotlc. '..ued a,t.r thl ta. b.coa.. d.llnquent will ra,l.ct 1ft Int.r..t calculation to 'lft.an liS) da~. bavond the dale of thl ........nt. I' p.v..nt I. ..d. ,'tar the Intar..t coaput.tlon data .hawn on the NoUu, Itddltlonal Inter..t lU.t be calcul.t.d. I I'n,,,r nnlll" 11....011111 II III' 1110 \ 1',\11' or Itnr or ItLl IlIlIn;IIUtII'" 01'111I: 'lXII" on III: \:'IAn:. II" ISI.I I\: I' "II (11\11'1.1:'1 Ul. nu .11..11 WII\I \ L\llI,\ "III. 1011l'U 111I'. STATlJS OF Al>l\lINISTltATION ItEPOItT Nalllc of Dcccdcnl: Richard J. Aldcrmlln. Sr. Dlltc of Dcath: Octohcr 17. 11)1)5 Will No. 1995-00813 Admin. No. Pursuant to Rulc 6.12 ofthc Suprcmc ('ourl Olllllllns' ('ourt Rulcs, I rcport thc following with rcspcctlO complction ofthc administnttion oflhc above-captioncd cstatc: 1. Statc whclhcr administration ofthc cslutc is complclc: Ycs X No_ 2. Ifthc answcr is NO, StlltC whcnthc pcrsolllll rcprcscntativc rcasonably bclicvcs thatthc administration will bc complctc: 3. I I' thc unswcr to no. I is YES, statc thc following: a. Did thc pcrsonul rcprcscntativc filc a linaluccount with Ihc Court? Ycs_ No X b. Thc sCPUnttc Olllhuns' Court No. (ifuny) for thc pcrsonul rcprcscntativc's account is: c. Did thc pcrsonal rcprcscntativc statc un uccount infomullly to thc partics in illlcrcst? Ycs _ No x (Exccutor is Tnlstcc ofthc Rcsiduul Tmst) d. Copics of thc rcceipt, rclcuscs. joindcrs und approvals of fonnal or infomlul accounts mllY bc filcd with thc Clcrk ofthc Orphans' Court and may bc ullachcd to this rcport, [). .II f\ - kll )~ L)~ --\1 Signalure Datc: ~/ ~ 135 . I~ Duvid M, Watts, Jr. McNccs, Wallacc & Nurick 100 Pinc Strcct P.O. Box 1166 Hurrisburg. I' ^ 17108-1166 f'" . .";- I 1717\237-5344 Tel. No. u:. .' :J\ Cupacity: _Pcrsonal Rcprcscntativc _x_ Counscl for Pcrsonul Rcprcscntutivc ;jt~ l\ .,I17'liHlIl'.\I..I~Hltm 'Ill - -.....-. - ...' .. '.OI^"S Id""1I wnl'lI O....n 'OJ noA ~u.'t... ~i B ~j ~ I iw .h ~ ~ _ ';;: i g15 < -15 11- '" a: ; i 'i i i Is )1 !j- :: ~ .1 ~ -~ 000 L --a: r<"',8 ~~ u lo ., ~ ~ H ! " : _ ~ ';I'ii = ti _ '8 l: -~ "Ii z.... ~ = 0 l" ..11 -- W ~ ~ u -ll .Ill!!:! II ,tl l: -= ~ 'f ~ . 'f !!..'- ~~= 0 B it ~ ~JJI ~ an ~~ JiC~ Q i ! Ii: 40 ~ 0,.: oj !~ R j III , ~ : it I ~ ~ Ii I 0> =~ ~ i j f il ~ ~ ~H i 1, i j ii J: I ~ oj IIi Ill' ~8.e-~rn. ~ ~ jiHhiJ ~I~~jl $ IfHHI~h!~g~~~. ! ai ~ i.pt. ....^.. 'ql uo plI.JdwO' 8831100" NllnJ.3l1.noA'1