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Home My WebLink About95-00906 Oath of Personal Representative Commonwealth 01 Pennsylvania County of Cumberland The Petitloner(s) ebove.named swear(s) and allnm(s) Ihallhe statements in the loregolng Potlllon are Iruo and corrocl 10 tho best 01 the knowledge amI bellel 01 Petilloner(s) and Ihol, as personal representallve(s) 011110 Decodenl, Potitionor(s) will wu:1 lJnd truly odmlnlstor tho 051010 acco,dlnu to low, Sworn to lInd aUlrmed and subscribed beloro mo this 24 t h . day of NOVI'l:!RER ,. 19..25 / '.lll(\'.~Y.."I"'>I-' ,.\ JlI!)')II/.;I~;; ,/-~.:... //')?/ (... ," ".(.' ,</1J,:/;()J/(/~1, '0.::/,(;//)--'- '-.-. MARYC'.I,EWlS ':"'.1'11.; / . . .- ~ . No, Estate 01 cl../- IqqS-q()l.o WilLIAM E. MONAGHAN DacoBSad Social Sacurlly No: 172.36.1310 Date 01 Daath: 7/29/95 AND NOW. DECEMBER 1 , 1995 , In consideration 01 the Petition on the reverse side hereon, satisfactory prool having been presented before me, IT IS DECREED that Letters 0 Testamentary Grol Administration c,t.a, are hereby granted to dbtlCI.J-*__ .........-. .........."'''''''.. CONSTANCES.MONAGHAN in the above estate and that the Instrument(s) dated Julv 26, 1993 described In the Petillon be admitted to probate and liled 01 record as the last Will 01 Decedent. FEES Letlers""""""""..",..". , Short Cert~lcate(s),........, Renunciation"...,,' .....' ..,. Affldav~ ( )................, Extra Pages ( )............ CodiciL"",,'....,.....,.."'" JCP Fee........,............... Inventory,.. .....,..'"""",.. Other..,..............",..,..,.. TOTAL............... $ 270.00 $ 3.00 $ $ $ 12. nn $ $ 5.00 $ $ \ II (Ii '< I I () 'f., ( ( (' ; ~\~~:.Ul... ~' " I i.!J.;j1.!1 (I, ) MARY C. LEWl'S l1og,"",oIW,II. tL(l'-t l/l/' Atlorney: Robert C, Spllzer. ESQuire I.D, No: 06264 Address: 70t North Second Street. P. 0, Box 12087 HarrisburQ. PA 17108-2087 $ 290.00 Telephone: 717/231-7600 FILED DECEMBER I. 1995. 'D''''llWll....,.~o.'1l1~C..'''''rl.l...aWJ ,J/./ f)~>5- C;Cir . ." ~ F- . ("i~ t f-":; ~ II U Gi .l:l a: 0 i .... :l ri,...cbo ... . 1&1 Ol 0 0 ~ III ~ 0 ;:: to N - ... B ~ii:i~':' IS ill II CII l;) . N D1- ~ 101 ,:::Ud~i' ~ ~... :3" en III a: . e 1&1 !! ~ . DI .. U 0 ~ .. I\: ... II a . , . .. I.AST WH.L AND TI>S'I'MH:N1' 01' WH,LIAM E. MONAGHAN I, WILLIAM E. MONAGHAN, mnke Ihis 10 be my l..nsl Will nnd Teslnmenl. nnd I hereby revoke nny previous Will. FIRST: I direcl my Execulor 10 pny nll my IlUltlllne9S nnd funernl expenses lUl soon ns eonvenlenl. SECOND: All personnl elTecls. elolhlng. furnllure, furnishings. jewelry. nulomoblles. other tangible personnl properly of every kind. except only thnl used In n business or held for inveslment. nnd insurnnce thereon, I give 10 my wife. CONSTANCE S. MONAGHAN. If she survives me for n period of Ihlrty (30) dnys, If she shnllnol so survive me, Ihen I give Ihe Mme In equnl shnres 10 such of my children who shnll survive me for n period of Ihirly (30) dnys nnd nollo I he Issue of nny child who shnll not survive me for n period of Ihlrty (30) dnys, 10 be divided nmong them ns thoy mny ngree or, If Ihey arc unnble 10 ngree. ns my Executor mny decide, 'fhe shnre of IIny minor child shllll h~ selecled nnd held by my Executor for delivery 10 such child nltermlnnllon of minority or. In Ihe dlscrelion of my Execulor. mny be delivered either 10 Iho minor or to nnolher 10 hold for the minor during minority. nnd Ihe receipt of the minor or such olhcr person shnll be n complete dlschnrlle of my Executor. Any Ilems not so disposed of shnll he sold by my Executor nnd the proceeds ndded 10 my residunry eslllte, THIRD: Alllhe rest. re8idue nnd remninder of my e81111e. of whnt80ever nnlllre nnd wheresoever sltunte. Including Ihnt over which I hnve n Power of Appointment. I give, devise nnd 1 hequenth In Trust to DAUplIIN nEpOSl'1' BANI{ AND 'j'H JS'I' COMPANY, Ihe 'I'ruslee, unrler the Trust Agreement with me ns Sell lor dnlerl .J t: , lUll:!. FOURTH: I dlrt!t!tthnt nil eslllle, inheritnnce nnd other IlIxes In tile nnture thereof. together with nny Interest nnrl pennltles thereon. ht!t!omlng pnynhle hcenuse of my denth with respect to the property constituting my gross estnte for denth tllX purposes, whether or not Rueh property pnsses under this Will. be pnld from the prlnclpnl of Port 'A' under the Trust of which I nm Settlor deRCrihed In pnrngrnph THmD nhove, No person r""eiving or hnving n heneficlnllnterest in nny such property, whether under this Will or otherwise. shnll nt nny time he requlrerlto eontrihute to or refunrl nny pnrt thereof. FIFTH: My Ext!t!utor is hereby nuthorized nnd empowered. In nddiLion to such powers grnnted ex""utors by Inw. nil exerclsob!e without court order: (nlto sell s""uritles or other property, ren! or personnl or both; (h) to borrow money from such persons IIR It mny desire. including the power to borrow from Itself ns 8/\ Indlvidunl or ns n fiduclnry under nny Trust Agreement for nny purpose nt!t!essnry or deslrnble In conn""tlon with the pnyment of taxes or other mnllers Incldentnlto the settlement or ndministrntlon of my Eslllte, or for Investment purposes, on either n st!t!ured or unsecured bnsls. nt such rnte of Interest ns my Executor mny deem ncceptnble nnd to Riga notes nnd to pledge the nssets of my Estnte ns security therefor; this nuthority to horrow nnd pledge shnll not npply ns to Msets which nre or might be, except for such nuthoriznLion, ellgihle for Ihe mnritnl deduction; (e) to mnke non'prorntn dlstrlhuLions In kind or pnrLiy In kind or PllrLiy in cnsh: (d) to retllln nil or nny pnrt of my property, ren! or personnl. constltuLing my Estllte for such Lime ns lilY Executor deernR hest or to Invest or reinvest the some without heing restricted to 'Iegnl" InvestllwntR; (e) to file joint income tax returns and to consent to joint gilllllx relurrts with my wife, her ex""utorR or ndmlnlstrators; (0 to compromise claims against or In favor of the .;state. with or without Courtllpproval on sueh terms nnd conditions ns Executor deellls appropriate, III my Executor's sole discretion; (gl if the Estate Includes nny Interest which I hud in a husineRs lit IIle time of my death, whether the 8I\me Is a Role proprietorship. II pnrtnershlp, or a corporlltion In which I owned nil or a suhslllntlnl porLion of the 2 stock. to continue the ImHlncHH. until such time IL' my Executor deems ndvlMhle to sell. IIquldnte or distribute the llIII11e in kind. Executor shnll hnve nil rights nnd powen In comll'Clion with the business os I hnd when living, including by wny of exnmple nnd not IImltallon. the powers to opernte or join In the operation thereof os a going concern, to form or re.form n genernl or limited pnrtnerRhlp, to Incorpornte or re'lncorpornte nnd to IIquldnte or sell the 8/une or nny J>lIrtthereof. nil ns It deems advisable for the best interests of the Estnte nnd of the beneficlnrles thereof; wlthont nny IInbllity for loss resulting from the operntlon of sold business except where sneh 1088 Is the result of negligence or fraud on the pnrt of the Executor: (h) to receive. for its services In connection with nny such buslne88, such addltlonnl eompensotlon ns mny be commensurnte therewith: (I) to clnlm. In my Executor's discretion, expenses of ndmlnlstrntion of my Estnte ns deductions for federnl income lax purposes, when this will result In an overnll reduction of Income mId denth laxes for my Estate (no n<\lustmenls between Income and prlnclpnl or In the nmount of the distributions to the trusts crented by seJ>llrnte instrument shnll be required ns n result of such nctlon): (j) In my Executor's sole discretion, to elect (or not) to trent os property p888ing to my wife and os eligible for the mnrltal deduction under I.n.C. Section 2056(n) property which Is 'qunllned termlnnble Interest property' within the mennlng of I.R,C. Section 2056(b)(7), in nil regards except for such election; (k) In my Executor's sole discretion to /lllocnte such exemptions os nre nvnllnble 118 to the generntlon skipping trnnsfer tax to nny property. to exclude nny property from thnt nllocntlon nnd to mnke nil relnted nllocnllons thereto. No benqficlnry sho1l hnve nny clnlm ngolnst my Executor for exercising such nllocnllon powers ns grnnted herein. (I) In my Executor's sole discretion to compromise laxes on future Interests on such terms nnd condlllons ns Executor deems npproprlote: (m) to mnlntaln reMonnble reserves for depreclnllon, depiction. /lI11ortlzatlon nnd obsolescence; SIXTH: I nomlnnte, constitute mId nppolnt DAUPHIN DEPOSIT BANK AND TRUST COMPANY, os Executor under this my Lost Will nnd Teslnment. No bond shnll be required in this or any other jurisdiction of my Executor. SEVENTH: I hereby nomlnnte. constitute mid nppolnt EMILY SII,LINS,IL, Gunrdlnn of the J eslllte of nny minor or other beneficlnry physlcnlly or mentnlly unoble to monlllle his or her nlfnlr. nnd to serve without bond In this or nny other jurl.dlctlon, If nny beneficiary of my eslllte Is under the nile of elllhteen (8) yeor. ntthe time nt which distribution of any property devised nnd beqnenthed by this Will wonld otherwise he mnde to such beneficiary. or is unnble to mnnoge his or her own nlTnlrs, my Executor sholl dl.trlbute nil sucb property to the gunrdinn of the eslllte of snch beneficlory. The gunrdinn shnll hold, mnnnge. invest and reinvest nny property received by the gunrdlon (wbether under this Will or otberwlse). shnll collect the Income thereof. nnd shnll npply so much of the net income nnd. If the net income Is insufficient. .0 mnch of the principal of the property held for such beneficiary os the gunrdlnn shnll deem necessory or ndvisable for such beneficlnry's henlth. mnIntennnce. support nnd complete educntion. The gunrdlnn shnll necumulnte nny surplus net Income nnnunlly nnd ndd the 88lne to the principal of the property held for such beneficlnry, When such beneficiary ntloins the age of eighteen (18) yenrs, or becomes nble to mnnnge his or her nlTnlrs. the gunrdinn shnll distribute to such beneficiary nil property held by the gunrdinn for such beneficiary. If such benenclary dies before nttalnlng the nge of eighteen (1 B) yenrs, or becoming nble to monnge his or her nlTnlrs, the guordlnn shnll distribute to the personnl representntlve of such benenclary's eslllte nil property held by the gunrdlnn for such benenclnry. EIGHTH: If my spouse does not survive me, or iR IIll8ble to net 08 Gunrdlnn of the person of our children. then I hereby nomlnnte. constitute nnd oppolnt EMII.Y 8ILLIN8, of Pittsburgh, PA. ns Gunrdian of the Person of my children, with the specific request thnt my children live with Emily 8111ins, until the completion of their education, As gunrdlnn of the person, Emily 81111ns shnll not be required to enter or post bond In this or any other jurisdiction, NINTH: The compensation payoble to my Executor sholl be the compen88t1on due. in accordance with the fee schedule of my Executor ot the time such services nre rendered. or If my 4 Execulor Is nn lIullyldunl, such compenlll1l1on shnll be rensonnhle compenMllon, TEN'rll: 'rile words .child, children, or Issue., ns used In this Will. shnlllncludr. ndopled persons nnd persons born or ndopled nOer lho dnle of lhls Will, respccllyely unless expressly slnted to tho contrnry. ELEVENTH: I hereby nUlhorlw my Execulor In nddlllon lo nil powers grnnted by Inw, to mnke such elccllonln connecllon with setllements under employee beuem plnns In which I hnye nn interest os my Executor deems most ndynnlnReoUR under nil tho clrcumslnnces. IN WITNESS WHEREOF. I, WILLIAM E. MONAGHAN, tho Teslntor, to this my Lnst Will Md _m"'!;;",, '" _" '" ."., or I'P" I.., dny of t> ..~ . 1993. set my hnnd nnd senllllls .2~ //., Cl ~/.Ji"...J Z. WILLIAM E. MO Signed, sewed, published nnd declnred by WILLIAM E, MONAGIIAN, tho snId Teslnlor, os nnd for his Lost Will 8lld Teslnment, In our presence. nt his request nnd In lhe presence of ench other hnye hereunto set our hnnds nnd sews os nllesllng witnesses. residing nt residing nt 5 \, COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF DAUPIIIN: I. WILLIAM E, MONAGHAN, 1'esllllor. whose nnme Is signed 10 the allnched or foregoing Inslrumenl. hnvlag been duly qualiOed according 10 law. do hereby ncknowledge lhatl Blgned nnd executed the Instrument 8ft my Last WlII; thntl Blgned It wllllngly; and thntl signed It 8ft my freo nnd volunlllry Rel for tho purposes therein oxpressed, Sworn or nffirmed to nnd acknowledged beforo me, by WILLIAM E, MONAGHAN, the tesllltor, this dny of , 1003. WILLIAM E. MONAGHAN Nolnry Public My Commission Expires: COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF DAUPHIN: We, IlI1d . the witnesses whose nnmes are signed to the Rttached or foregoing instrument. being duly qunllOed Recording to law, do depose IlI1d sny thRt we were present Rnd snw Tesllltor sign IlI1d execute lhe Instrument ft8 his Last WlIIllI1d Teslnntent; lImt Testator signed willingly Rnd that Tesllllor executed It ft8 his free IlI1d volunlnry act for the purposes therein expressed; thnt ench of us In the hearing IlI1d sight of the Testalor signed the WlII ft8 wilnesses; IlI1d lImtto the best of our knowledge the Testator Wft8 nt lImt lime eighteen or more years of Rge. of sound mind nnd under no conslralnt or undue Influence. Sworn or affirmed to IlI1d subscribed to before me by IlI1d . the witnesses, this dny of .1003, Notary Public or Attorney My Commission Expires: SllIte of Admission of Attorney: o ~ COMMONWEALTH OF PENNSYlNANIA: SS: COUNTY OF DAUPHIN: On this, the _ day of . 1003, before me, the undersigned officer, personally appeared ROmmT C. SPITZER, known to me or sntlsfactorlly proven, to be n member of the bar of the highest court of Mid StRte and n subscribing witness to the within Instrument. and certified that he wns personally present when WILLIAM E, MONAGHAN, ft8 Testator, and and , ns wltne88es, whose nomes ore subscribed to the within Instrument executed the snme and thot snId persons acknowledged that they executed the llIUt1e for the purposes therein contRlned, and desired the snme might be recorded ns such. IN WITNESS WHEREOF, I have hereunto set my hand and NotRrlal seal. Notary Public My Commission Expires: 7 , CIIN(f'fl".,J Register of Wills of OaopbitrCounty, Pennsylvania RENUNCIATION Estata of WILLIAM E, MONAGHAN No, al- 'QQ5-QOu also known as . Dacaased The undersigned, DAUPHIN DEPOSIT BANK AND TRUST COMPANY , EXECUTOR (Relationship) (Capacity) Ihe ebove Decedent, hereby renounce(s) Ihe righlto edminister the estete and respectfullY request(s) Ihet of Letters Testementarv Wilness ~1 be Issued to CONSTANCE S, MONAGHAN hand this ..fJ / day of /J~ ' 19~, DAUPHIN DEPOSIT BANK AND TRUST COMPANY d./::~.-.e' f/, ,9-~---<~ . (S(gnal~re) Semor Vice I'reSloent and Trust OHicel' (Address) r:.' ".. .ltl DE:"- IT ~Al4,: rnd il\lJST COMPANY, P. 0, r.?X '2'>61 I!MRISNJtlG, p~ 17105 Sworn to or effirmS! id Bubscribed b"if9-this \. .19~..J-, (/l1~d~ d>t'tdLtA Not Public My Commission Expires: ./ Nolwinl Sual ,,-A'lary Ar)n And"ISon, /Jolary Pub!' M HOrrlsburg. O.luphln Count Ie y Commission E.plros Oct. 30~ 1998 Mnrrh'v. Pnnn-;v'v:'l.ni:'^,'YV'i'ltYvl"'f\klf,.J- . ,~~ NOTE: Renunciations 8)tecuted outside the Office at Register 01 Wills Ale required In Borne countles to be notarized. ~.""'_olNoW''''otIWl'''''' q..ulood 1ll..,.,,1NIW...... ""'. oMs. ul ...~ol'~t_"'__1 f.tlIlR\ll..~Co:iounty.IW..ll2) CEll'I'II'ICATlON 01' NOrlCH UNDH({ ({UI.B 5,6(n) NRmc of Occcdcrll: WILLIAM H, MONAGIIAN ()alc of OCRlh: July 29. 1995 Will No,: 1995.()()906 TO 'I'll E IlEGlSTElI: I ccnlfy IhRlllollcc of hCllcl1c1allllle:cSl rellulred hy ({ule 5,f>(U) of Ihe Orphalls' Courl ({lIlcs was scrved onllr mllllcd 10 OAUPIlIN OHPOSIT IIANK AND T1WST COM/'ANY, 213 MRrkel Slfeel. IIllrrl.burg. I'A 17101 on Dcccmhcr 22, 1995 IIIld WRS scr\'Cd on nr mallcd 10lhc followlog hencl1clarles of the ahovc,caplloncd CSlnlCon '/,//!(, : Name nnd ^ddrc~s MRS. CONSTANCE S, MONAGIIAN 411 Dc,oll Road CRmp 1111I, PA 17011 KATHERINE C, MONAGIIAN 411 DeVOll Road Camp Hili, PA 17011 TIMOTHY P. MONAGIIAN 411 Dcvon Road , Camp Hili, PA 17011 MRS, CONSTANCE S ,MONAGHAN GUARD/AN FOR TIMOTIIY P. MONAOIIAN 411 Devon Road Cllmp 11111. PA 17011 MIlS, CONSTANCE S. MONAOIIAN GUARDIAN FOR KATIIERINE C. MONAGIIAN 4 II Dcvon Iload Camp Hill. PA 17011 NOllce has now hcen glvcn 10 all persons cl1lilled Ihcrcloonder llule 5,f>(a) e.\cepl Dale: p~/!~ ({OIlEll'l~~ Slgnlllllre ROIIE({T C, SPITZE({ Namc 701 Nonh Second Slrecl, p, 0, lIox 12087 lIarrlshllre,l'A 17108,2087 Address Telephone No, ( 717 I 231- 7f>OO ':::1 '.' . i Capacity: ., Persooal Rcpresel1lallvc xx Counsel for Personlll ({eprelel1lllllve C.: ',', () c:i -._..--~......,..-~_..-<'..........,'" .:.."'1..........,,'c<., ~ +~._.~... ~ .,~"'" -"'.....~., . - '-~"T:" ~......._..~~., --- -- ? 17, Amounl of uno 14 tl:lxablo D115% ralU (Includo volues 1I~')rn SChodulo K or Schodulo M.) 18. PrinclpalllUC duo (Add IBX Ilorn LinDs IS, 16 and 17.) 19. Crodlts ~pn~ul POw.'I.,. Clld.1 PliOl Pavments Discount '"Iores' . 0.00. 0.00 - 0.00 20. II Uno 10 19 qroalDf than Uno to. enler Iho dltloronco on L1no 20. TI119 19 tho OVERPAYMENT. A- Chick hero" au are re uoaUn a rofund of our ova a anL 21. II Uno 18 IS glOlllor thall Unu 10. onler tllo d.lloronco on LInD 21. Thl9 is tho TAX DUE. A. Erllor tho lnlrnmn on tho balance duo on LillO 21A. B. Enter Iho 10101 at Llno 21 and 21A on Uno 21B. This Is tho BALANCE DUE. Makn Check Payable to: Reglsler d. Willa. Ageol _ .. BE SURE TO ANSWER AlL QUESTIONS ON P"GE 2 AND TO RECHECK MATH - - Under pona/IIC:I 01 PUJlurV. I docllllO ''''01111 U mClllllll10d thiS rulurn. including occorllpollVll1g IiChodulou and slolOlnonl9, and to 1I1U busl 01 my knO......lodqu and bellol. II 1:1 " COllect ond complolo. d aro 11101 all loal oalato h89 beon fupolled <11 tiuo Imllkel valuo. Duclarotton ot plCpllfOI 011101 lhnlllho pm5ofh,1 rcplosulllallv(I sod on alllOlol",11110n wI ch prcpl1lC1 ha9 an knowlodqo 51 lU"[ __ S ~5W~J. "FI 1 ~lETum4 AOOfl[S5 7/ ~t"" / //1> /. - See ScheduJ,~ attached Il[PA~nOHtEnTl Nht'Pn SfNI^,IV[ AOUIlfS!i "....A ,,- POBOX 1?037 701 I'. SECWD STP,SCl' "" .or, IIARRISBlJHG. P^ 17~J6 - .. IIlJ' , OECEOENT CHECK APPRO- PRIATE BLOCKS CORRES- PONDENT RECAPIT- ULATION TAX COMPUTA- TION , 15, 70 -1/ -, - Fon OATES Of OEAnt AFTER t2/31/91 CltECK ItERE IF A SPOUSAL Il POVERTY CREDIT l5 CLAIMEO nLE NUMDEfI r.1.MnERI. coml1'1 COllE INHERITANCE TAX RETURN RESIDENT DECEDENT (TO BE FILED IN DUPLICATE WITH REGISTER OF WILLS) ..- .. .., 1995 YEAR ,:J('l'j,l& NUMBER ,".....M',.j....' Al 'I' "I "1 P.t-j....., ..,~"jlll II!I'AIHVI ~ I U III VI '4111 Ill"" ..'fI,';' 111111111'''''1111. I'A '''," 'Ih'" tll 1\I'l'l 'LAlli tj ',,"tVIV'."1 .I"HI.1 11I1't'A~IIV'tlltll 'WI"", 1 M'JNN~HJ\N, (X:NSJ'#Jm ; 1.0llqllllllUullllll D!:C[[}[U1"i COMfllf;Tl: ^O()RE~~ .11;! IJI,;vt.11 HlllID IIlAI" OF ilIA'" DATe OF Blii!it" (.:N-1P lUlL. P^, 17011 '1/?9/,)r, ..//.1/1945 C"Ullly O.MBEHIJIND ."ill....1 ,lll ,I ~iOCI^L ~iE<:lJnlr( ~llJMOER AMOlJtlT RECEIVED ISEE IN5TRUCTlONSI S, 190,855,')0 SupplflnMtlllal nOlllll' J RunullfIdur AfJlUIU O[ClOEN'~l NAML (IN,l. III\'J1, AtHl MII)l}1 r Itull^ll M::.NN:.;JWI WIU.IN-1 E. SOCIAL SECUf1I'"( NUMIlEU n/.- .If, -1) 10 1",'I,.t..l".,...hpllljI'u 1'1-11-1111 ~"'OI Fultllft IlllUlu'il COIllPIOIIll'ill (lor dalo9 01 duoth allnr 12..12..02) 05. Fud(!fal Estate Tax RUIUIf1 Ruqulllld o 4 Lllt'llltJd E!;lalfJ ill 0 OucudulIl Olud Tu!>lalu @ , Om;udnnl MlIIlIlmnod oJ LIVUlq Tm:,l (AlIlIch cop V 01 WillI (An.-ell copy 01 Trust) AlL CORRESPONOENCE AND CONFIDENTIAL TAX INFORMATION SHOULD DE DIRECTED TO: o 0 Total Numbor 01 Salo OopO!u' Bo.o:I NAME ROBERT C, SPITZER TELEPHONE NUMBER 717-231-7600 1. Roal Esll1to (Schodulo AI ( 1 ) 2. Stock~ and Bonds (SChodulo B) ( 2 J CIOtiOly Hold SlodllPnflllorshlP Intorest (Sch, C) ( 3) 4. Mortgagos and NOles RocOlvablo (SCl10dulo 0) (4) 5. Cas II. Bl1nk DepOSits 8. Mlscollaneous Person;11 ( 5 ) Pmpertv (SCI1OOOlo E) 6 Jomlly Ownod PfOpurlV (Schedule F) ( 6 ) 7. Tra""o" (Schcdulo GllSchodulc L) ( 7) o Total Gros9 Assets (lolal Lines 1-7) 9. Funmal Ellponso5. Adnllmsllatlvo COSlS. (9) Mlscullalloou9 E,penscs (Schodulo HI 10. Dobts. M0I1go1g0 UabllltIO!J, wens (Schedulo I) (10) 11. Tolal Deductions llol31l1nCti 9 & 101 12. Nol Value 01 Estate (lIno D mmus Lmo 11) 13. Ctumlablo and Govcrnmental Boquests (Schedulo J) COMPLETE MAILING AODRESS BOX 12067 701 N. SECCND sr. HARRISBURG, PA 17108 256.~25,13 100,00 (a) 2S8,725.13 21,235.27 46,634,36 (11) (121 (13) 67,869,63 190,855.50 14, Nol Value Sub cella Tax (Uno 12 mmus Uno 13) 15. 5pO~I.&1 TloI"lf.,,{IOI doll.. 01 ClUlh .all" e.l0.j.&). !In 11111111,110"1101 Appl".abl. P'IC."I.~. Oil PAil' :1.II",llId' ~.III..I,om Sch.ellll, '" Of SCh'dlll. M.l 16. Amount 01 Line 14 IOXi1bIO 01 0% ralo (Include vnluos lrom Schedulo K 01 Schedulo M.) (141 190 , 8SS. 50 ..QQ.. . 190,855.50 0,00 (16) (16 o . 00. ,06 . 0.00 (17) 0.00. ,16 . 0.00 (161 0,00 (10) (20) 0.00 (21) (21A) (21BI 0.00 0.00 0,00 or -;f1f( OATE ~ /' '/ /~Y/7f? I ' <( Estate of: WILLIJIM E. foJJtIAGlIAN CUMUERL-l <)')5- '111e follOiling pero.;ons are signing the return /lB representatives of the estate: ~STJ\NCE S. I<<ltlAGlIAN 411 DEVON ROAD CAMP HILL, PA 17011 ~"-t""I1"'14""1 I 'll......I)kW'1 AI IIlllr 'II t-jt-j:,YI VANIA INIIIIH'^Nl;l fAIlI1 fUIlt-j HI ",HJUlI tlLc.;ltJUff SCHEDULE B STOCKS AND BONDS ESTATE OF FILE NUMBER WI LL IN>1 E. MJNN::;JlAN (All property Jokrtlv-owned with Right of SurvIvorshIp must be dlscl090d on Schadula F.) ITEM NO CU1BERL-1995- DESCRIPTION VALUE AT OATE OF OEATH 1 AcctXJNJ' 044-256142018, PRUDENrIA/, SECURITIES, 258.549,23 75,90 2 IN<XME AND Iton'ERFSI' ACCRUED 00 ABOVE ACD::lUNl' TOTAL Also ontor on lino 2. Roes i1uJaUon (If ,"ore spoeo 19 nOOdod. lnsort additional shoelS 0' sarno IDZO.) s 258 625:13 PA15031 NTF"12 cOpr""hl FUI"'I Soll..at. Only, "184 N.ICO, Inc. NHPA0.11 < III V '".!I/lI".ll 11'1 SCHEDULE E CASH, BANK DEPOSITS AND MISCELLANEOUS PERSONAL PROPERTY Pinos" Punt or T 1) FILE NUMOEIl a.MBERL-t995- 01"11 .owned with the AI hi 0' Survlvorshl musl be dlsclosod on Schedule F DESCRIPTION VALUE AT OA TE OF DEATH 1 CASH ON H1IND 100.00 " TOTAL Also onlor on Iino 5. RocapitulatiOn) S (Anoch nddlUOl1ol 0 1/2-)( 11" uhOOIS iI moro spaco Is floodod.) 100.00 PAla081 NfF UU, COP'I'flQ"1 furma 501.......'.0"1)', lill" N.lco, Inc. NG..PAO" .. '"\1'''' 1.'1'-11"1 f;O......'JN'^'1 Al '..or fIf_"~!i"'llJANIA .P'HII.II,IANI.( lA_ill "Ill'" fl(~lOlN'IJIUlJltH SCHfI DULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES Please Print or Type '.. ESTATE OF WILLIAM E. M::tW;HAN ITEM NO, A. Funeral Expense.: FILE NUMOER a.MI3ERL- J 9!)5. DESCRIPTION AMOUNT 1 MYERS-HARNER ruNERJ\L HCME. ruNERJ\L EXPENSBS 6,0%.00 2 ROLLIN::; GREEN CE-1EITEHY 5,997,00 B. AdmlnlstraUve Costs: Pe,sonolli.l}prOSOl11BII\lO Con"ns5Ions SOCial Socu'lty Numbor 01 POfsonul Roprosonlollvo; Yoar Commsslo"s paid 0,00 2. Anornoy Fcos 3,5UO.00 3. FdmilV Exemption Claimant 0.00 Rolalionship Addross 01 Claimant al dpcodenl's doath SlIccl AddlQSs --- CIIV Slalo Zip Codo 4, P,obOICl FtJo, 0.00 C. Miscellaneous Expenses: See Schedule attached J Total fran continuation TOTAL {Also onlor on Uno 9, RceD ilulolJon (I' more ~ac. Is neoded, Insert addIUon,lah..ts of same size.) s 5 642.27 21 235.27 e(s) PA151t1 ,..TF Ill' Copyugnt"ufl'l. 50Ihw..,. Only, 1Ii4 N,lcu,llIc.. NIJ4PAll' .. III v.I~'..II. i11'fJl r.()~MfJNWI AI III 01 '" f'.jN',VI \/"t,lA INII[III1""'I:1 ,^",urURIW m::..lIHNI fJlCI:LHfil SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES AND LIENS Plaasa Print or T 0 FILE NUMBER O.MBffiL-1995- ESTATE OF WILLU\M E. M:W'Q1AN ITEM NO, DESCRIPTION AMOUNT 1 PMX:Q- GI\OOLINE U1AHGE IlALANCE 150.00 2 Sf ATE FMM INSURANCE OJ. AUTCM:lBILE INS'JliANCE 150.00 3 P P & L UTILI'rY BILL 133.87 4 PENNSYLVANIA AMERICAN WATER OJ. WATER SERVICES 34.88 5 ATIANI'IC ANES'lllESIA HOSPITAL, OOR'IH CAHOLINA- MEDICAL SERVICES 675.00 6 YORK FEDERAL SAVINGS AND LOAN, l'Ul'E, SEOJRED BY I-OR'IGAGE ON HCME, wrrn PRINCIPAL BALANCE DUE AT DFA'IH OF 7 INl'EREST ON N!DVE loOI'E, ACCRUED 'ID DATE OF DFA'IH 45,217.42 273.19 PA1512t NTF2110 TOTAL (Also onlo, on lino 10. Aoco itulahon) (If moro spoce Is "codod,insort addItional shoots 01 sarno siZD.) $ 46 634.36 COP~llghl FOII"_ Softw41.0n". lYIJ4 N.IcO,/nc. N94PAI21 . C:OMMONWU,lUt or Ilttm~"'l'J^"IA INItEIUT~IlCE r~. ntlUllt1 RESIOINT IIr!;!:!!!:'!! ....,,=.="_" SCHEDULE J DENlmCIAntES III , 1\11' ~ _I' '" ,_.;:-.; ~.'~~-='~ ^'. ~ :,,:,-.;;..-:...~~.:::-'::'"::-'~~::::-' I'ILE NUMIlr.n E5TArl! OF WIU.IJIM ITEM NO, r;, r-uw..W! N~Mr. ^,Ill A1l1ll1l15!llIr IIEIII:rU:IAnv nEU\ T10llmllP r.Uo1flr:1'L. 1 'J')'i ' AMOUIIT on SIlAnE OF ESTArt A r .u....1 UUqUltfil' 1 '_':NSI'IIl'KE:;, W..tlN11N1 4 11 lJE.'I,OI IlOI\D ~ IIIU" PA 17011 B\Jf",l'/lnq ~l;.tjtJnf~ 2 r:J\l.r.'IllN CEP"A l'r flANK IIl'ID '\1Iusr Ct) '111 :-<.IIRJ<m' S:;1.lARE ~ftFP.[SDURO, PA 17101 'ffiUSl'EE 190,855.50 ITEM 110, NAMe AND ADoness OP DENEPICIAnv AMOUNT OR SHARE OF ESTATE D. Chl/n.bll IIld 00'"10010"111I Doquu.lo: None TOT~L CttAnllADLE ANO nOVEnllMENTAL DEOUESTS AI'" onlo, on IIno IJ, Rocap,'u'.',onl (I' more IfIlc. I. needed. Inllr1 addlUonal ",.ets at .ame lIre) s 0.00 PAII131 ." "'.. c."'''''''','III, hlt....O'I,.I...,..k..'"C, ~..'AIJI I.AST WILl, AND TESTAMENT OF WILLIAM E. MONAGHAN I, WII,I,IAM E. MONAGHAN, make this to be my Last Will and Testnment, IUld I hereby rovoko nny provloun Will. J~IIlST; I dlrCllt my Executor to pay all my Inst Illness and funernJ expenses os soon os convonlont. SECOND: All personnl e/Tects, clothing, furniture, furnishings, jewelry, automobiles, other IJInKlble pOrlonnl property of every kind, except only that used in a business or held for Investment, and Innuranco thoreon, I give to my wife, CONSTANCE S. MONAGHAN, if she survives me for a J1tlrlnd of thirty (30) dnys. If she shall not so survive me, then I give the same in equnJ shares to such of my children who shnll survive me for a period of thirty (30) days and not to the issue of any child who shall not survive me for a period of thirty (30) days, to be divided among them os they mny agree or, If thoy are uMble to ngree, os my Executor may decide. The share of any minor child shnll be solllCtod IUld held by my Executor for delivery to such child at termination of minority or, in the dlscration of my Executor, may be delivered either to the minor or to another to hold for the minor during minority, and the receipt of the minor or such other person shn11 be a complete discharge of my EXCllutor. Any Items not so disposed of shn11 be sold by my Executor and the proceeds added to my residuary estate, THIRD: All the rest, residue and remnlnder of my estate, of whatsoever nature and wheresoever situate, Including that over which I have a Power of Appointment, I giv~, devise and 1 , -~, ~'':' ,.~ '," ... .," .....,.,. ,.,_.~ ., ~.- , ,.... bequeath In Trust to DAUPHIN Dl::l'Olil'1' BANK AND 'I'll liT COMPANY, Ule Truatee, under the Trust Agreement with me Il8 Settlor dllte,1 :u. 1003. FOU/lTII: I direct tJwt 1111 estute, Inheriumce IUld other taxes in the IUIture thereof, together with any interest and penalties thereon, hccomlnll pllYllble because of my death with respect to the property exmstitutlng my gross estote for dellth tax purposes, whether or not such property pIllllICS under thla Will, be paid from the prineiplIl of Part. A" under the Trust of which I am 5eUlor described in paragraph THIRD above. No person rt>eeivinll or buYing II beneficial interest in MY such property, whether under this Will or otherwise, shull lit IIny time be required to contribute to or refund any part thereof. FIFTH: My Executor is hereby lIuthorized and empowered, In addition to such powers granted executors by Jaw, nlI exercisable without coUrt order: (a) to sell securities or other property, real or personal or both; (b) to borrow money from such persons os It may desire, Including the power to borrow from Itself 8B M IndividunJ or as II fiduciary under any Trust Agreement for any purpose necell88l'Yor desirable in connection with the payment of taxes or other nwtters IncidentnJ to the octUement or administration of my Estate, or for Investment purposes, on either a secured or Wl8eCW'ed b6siB, at such rate of Interest os my Executor may deem acceptable and to sign notes Md to pledge the 88lIets of my Estate as security therefor: this authority to borrow and pledge shn11 not apply 118 to lI88ets which are or might be, except for such authorization, eligible for the maritnJ deduction; (c) to make non'proralll distributions in kind or partly In kind or partly In cash; (d) to retnin nil or MY p5I't of my property, real or personal, constituting my Estate for such time 88 my Executor deems beat or to invest or reinvest the same without being restricted to 'legal. investments; (e) to file joint Income lax retuma and to consent to joint gin tax returns with my wife, her executors or administrators: <0 to compromise c1aIma against or In favor of the Estate, with or without CoUrt approval on such tenna and conditions 118 Executor deems appropriate, In my Executor'a sole discretion: (g) If the Eatate Includes any Interest which I had in a businesa at the tlme of my death, whether the same is a sole proprletora.'lip, a partnership, or a corporation in which I owned nlI or Il substantial portion of the 2 slock, 10 conlinup. the IHlHinf~Kft, until Hurll linm 11., my Jo;XI~cutnr rI(~(!m9 IUlvh,,,hl~ to Knll, liqllidntn or distribute tho IUIme in kind. F.xt>eutor shnll hnvo nil r1llhtH nnd poworH in cOInwction with the hUHin""H 1\8 I had when Ilvll% iuclndinll by wny of oXllmplo 1lI1llllot Iimitlltlon, the powe," III operllte or Join in the operatiun thoreor 1\8 II1l0inll concorn, to rorm or re.rOrln nllollornl or limILl!lI'"lrtnership, to incorporate or re'lncorporate and 10 Ii<(ulollllo or Hell the 8IIme or nny pnrt thoroor, 011 os it deems advisnble for the best interesls or the "stnte and of the IlfmeficinrleH theroor: withont ony Iiahillty ror loss resulting from 11m operation of 8IIid husinr.ss excr.pt where Hnch loss is the resnlt of negligence or fraud on the pnrt of the Executor; (h) to rcceive, for Its services in connection with ony such busine..., such additional compensntlon 1\8 may be commensurote therewith: (i) to c1olm, in my Executor's discretion, ezpell8es of odmlnistration or my Estate 1\8 deductions for federol income tax purposes, when this will result In an overall reduction of income and death taxes for my Estnte (no adjustments between income and principnl or in the amount of the distributions to the trusts creoted by separote instrument shnJl be required os 0 result of such IIction); (j) In my Executor's sole discretion, to elect (or not) to treat os property pl\8sing to my wife and os eligible for the moritnl deduction under I.R.C. Section 2056(a) property which is .quolined terminable interest property' within the meaning or I.R.C. Section 2056(b)(7), in all regards except for such election; (k) in my Executor's sole discretion to allocate such exemptions as ore available os to the generation skipping trnnsfer tnx to any property, to exclude any property from that allocotlon nnd to make all reloted allocntlons thereto. No beneficiary shnll hove any clnlm agnlnst my Executor for exercising such allocation powers as granted herein. (I) in my Executor's sole discretion to compromIse taxes on future Interests on such terms and conditions os Executor deems appropriate; (m) to mnIntnJn reasonable reserves for depreciation, depletion, amortization and obsolescence: SIXTH: I nominate, constitute and oppoint DAUPHIN DEPOSIT DANK AND TRUST COMPANY, as Executor under this my Last Wlll and Testument. No bond shall be required In this or MY other jurisdiction of my Executor. SEVENTH: I hereby nomlnnte, constitute and appoint EMILY SILLINS. as Gunrdian of the 3 . estute of ony IIIlnor or other helwficillry physlclllly or 1II,,"tolly IIl1l1hln tll 11111111I1:" his or Iwr IIfTlII,s IInd to servl! withollt hOlld in this or nny otlll!r jllrisdlctlon. Ir IIny helwOcillry or my "stnte is under the "11" of l!llIhtl!"n (18) Yl!llfs lit the tillln nt which distributlou or ony property dnvisedllnoJ hn'luentlwd hy this Will wouhlolhl!rwisl! he 1II11,le to such beneficiory, or is unahle to monlll:n his or her own ofTnirs, lilY ~:x,,:ulor shllll ,lislrihutl! 1111 such property to the guardilln of the estate of such heneficillry. The guardinn sholl hold, manllge, Invest ond relnvnst IIny propnrty receivl!d by the gUllffllon (whether under this Will or othcrwise), shllll collect the Income thl!rnor, 111111 shnll npply so much of the net income and, if the net inrome is insufficient, so much or the principol of the property held for slIch beneficiary os the guardian shall deem necl!SMry or adviMble for such beneficiory's helllth, maintenance, support and complete educotion. The guardillll shull 8tCumulate any surplus net income annuolly and add the SlIme to the principal of the property held for such beneOciary. When such beneficiwy ottains the oge or eighteen (18) years, or becomes oble to manage his or her nlTnlrs, the guardian shan distribute to such beneficiary all property held by the guardian for such beneficiary. If such beneOciary dies before attaIning the oge of eightl!en (18) years, or becoming able to manoge his or her nlTnlrs, tbe gullrdlan sholl distribute to the personol representutive of such beneficiary's estate all property held by the guardian for such beneOciary. EIGHTH: If my spouse does not survive me, or Is unable to act"" Guardian of the person of our children, then I hereby nominate, constitute and appoint EMILY SILL1NS, or Pittsburgh, P A, as Gunrdinn of the Person of my children, with the specific request that my children live with Emily SIIUns, until the completion or their educallon. As guordilUl of the person, Emily Sillins shnJl not be required to enter or post bond in this or any other jurisdiction. NINTH: The compensnllon poyable to my Executor sholl be the compensntlon due, in 1ICC0rdance with tbe fee schedule or my Executor at the time such services are rendered, or If my 4 . ' . Executor ill an individual. such compenlllltion ahnll be relUlOlIlIble compell8lltion. TENTH: The words .chilll, d.iltlrclI, or ISBue., as used In this Will, slu1111nclude ndopted peraoll8 and persons born er adopted ..nor the dlllo of this Will, respectively unless expre...ly slllted to the contrary. ELEVENTH: I hereby authorize my Executor In addition to nil powera granted by Jaw, to lDIIke such election in connection with HoUloments under employee benefit plans In which 11wve an interest 811 my Executor deems most advanu'lleouB .mder nlIthe circumstances. IN WITNESS WHEREOF, I, WILLIAM E. MONAGHAN, the Testator, to this my Laat WUI .... - Z:;;"'"' 00 ~"' ,,, .... or...... I... day of !; ..~ , 1993. set my hand and seal this .2t: (SEAL) Signed, sealed, published IlIld declared by WILLIAM E. MONAGHAN, the said Testator, 8B and for his Last Will IlIld Testament, in our presence, at his request and in the presence of each other have hereunto seL our hands and seals 811 nUesting witnesses. residing at residing at 5 . . , COMMONWEAI,TH OF pgNNSYlNANIA: SS: COUN'I'Y OF DAUPIIIN: I, WILLIAM ~: MONAGHAN, T".tlltor, whos" nllllll! Is silttU!lIIO till! lIulld,,,i1 or forellolr11l instrument, havinll been duly qUIIUfi"i1 IIccorollllll to IIIW, ,10 hcrcby aekllowleolllC Ihllt I .llI8cd IInil executed the instrument n.. my I..IL.t Will: thllt I .1!l"",1 it wlllillllly: IIllllthllt I .lll8ml it n.. my frcf! lIIul voluntury act for the purposcs therf!in exprcss",!. Sworn or affirmed to IInd acknowlcdll,,,II,,,filff! 1Ilf!, hy WH.l.IAM E. MONAGHAN, thc testutor, this day of , 1093. WII.!.IAM ~;. MONAGHAN Notllry Public My Commission Expires: COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF DAUPHIN: We, and ,the witnesses whose nsmes are signed to the attuched or foregoing Instrument, being duly qunlined according to Jaw, do depose and say that we werc present and saw Testutor sign and cxecute the instrument as his Last WUlllIld Testument: that Testator signed willingly IlIld that Testutor executed It as his free and voluntary act for the purposes therein expressed; that each or us in the henring IInd sight of the Testator signed the Will as witnesses; and tbut to the best of our knowledge the Testator was at that time eighteen or more years of age, of sound mind and under no constrnlnt or unduc influence. Sworn or afTU'Itled to and subscribed to beforc me by and , the ,Yitnesses, tllis day of .1993. Notary Public or AUorney My Commission Expires: State of Admission of AUorney: 6 , , ; FOIl INI'OIU\lATlON ONLY 'rAIILI': OF CONTI<:l'/(/'S TO , TltuS'I' ,\GItI<:r':MI<:NT I>ATlm C r. 'it ._'1 , 199:1 IlI<:TWIo:I':N WI/.I.IAM 10:. MONAO IA ,AS SIo:''''LOIl AND DAUI'IIIN \)/o:/'OSIT IIANK ANI> TllUS'I" :OJ\1I'ANY, AS TItUSTI<:I'~ ADMINIST/lA'/iVE PA/tT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Article I Addition of Properly to Trust ......,.................,......,.. 1 Article n /leservntion of Rights ..... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ., 1 Article III Principnl nnd Income Disbursement. .......................... . . . . . .. 2 ArtlclelV Premiums on policies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ,. 2 Article V Amendment and Revocation ............................,...,...... 2 Article VI Lltigntion to Enforce policies, Collect Clnims . . . . . . . . . . . . . . . . . . . . . . . , . ., 2 Article VII Powers of Trustee ............................................. 3 A. Ret.ain Assets .................................................. 3 B. Dispose of Property ......,......................,.....,.,...,... 3 C. Authorized Investments .......................................... 3 D. Register Securities .............................................. 3 E. Loans; Advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 3 F. Retention In Cash . . . . . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . . . . . . . . .. 3 G. Borrow lortoney ................................................. 3 H. Vote Securities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 4 I. Allocnte Receipts, Expenses ......................................... 4 J. Distribute Cash or Kind, Non.Prorata .....,.......................... 4 K. Consolidnted Fund .............................................. 4 L. CompromiscClalms .............................................4 M. Engage Experts ................................................. 4 N. Prlncipnl to lvtinor .............................................. 4 O. Prohibition Agninst Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 4 P. Facility of Payment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 6 Q. Vesting ...................................................... 6 R. Termination ................................................... 5 S. Adopted Childrcn Includcd ........................................ 5 T. Business Authority ........................ . . . . . . . . . . . . . . . . . . . . .. 6 U. Discretionary Power. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ., 5 V. Powers Through Final Distribution . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 6 W. Allocation of Assets ............................................. 5 X. Protection of Marital Deduction .................................... 6 Y. Employee Benefit Election ................................,....... 6 Z. Education Defined. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ., 6 AA. Occupancy of Residence ......................................... 6 DB. Limitation on Trustee Power ...........~ ;'; . . . . . . . . . . . . . . . . . . . . . . .. 6 ce. Consultation with Others ........................................ 6 DO. Generation Skipping ........................................... 6 EE. Reserves. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ., 7 FF. Trustee's Power to Amend. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 7 Article VIII Applicable ~w ................................................ 7 Article IX Receipt of policies ............................................... 8 Article X. Trustee's Compensation ........................................... ,8 , . Arltclc XI RcstK11nUon or Trusteo ............................. t I . . . . . . . . . , . .. 8 Article XII Itcll10vnl or Truslf!o ...................... I . . . . . . . . . . . . . . . . . . . . I. 8 f~ i:" ~:I ~j ~ 4 l} "" tfl a. '>'4. SCIIEDUI"E rlA-.. . . I' ...........................,........... " ...... '" I..... 11 LIST OPTm: 1.IFf> INSU/lANCE POI,ICIBS AND/O/l PROPEIlTY DEPOSITED WITH DAUPHIN DEPOSIT BANK ANI) 'l'IlUS'I' COMI'ANY UNDE/l /lEVOCABL~; TIlUST AG/lEEMENT WITH WlLLIM.1 E. MONAGHAN ... . . . . I . . . . . . . . . . . . . . . . . . . . . . t . . t I I . . . I .. 11 SCHEDULE .n' PLAN OP DlSTRlnUTION OF T/lUS'r ESTATE OF WILLIAM E. MONAGHAN UNDE/l AGIlEEMENT DATED. J _._.l. 1.' C:: ,1993 ........... ..:......... :'.t..........,....... .................. ." "' ,'....... "'" 12 II ; . . , (Other l'rop"rtyl & to IlHsels mhh~llln tho 'l'rmd. dllrln.t 11m IIft!linw of the :in It lor, OIul hy the :;l~ulnr, lIw Setllnr rt!ScrvcH to Sulllnr, clllril1~ Heulnr'H lin" till! riltht to witlulrnw principnl or Income, 11111110 direct Trustee lo mnke such invl!sl,flINltti llS St!lIlnr II~Hir":i, 11M well 11ft tlll! rhdlL to nJlproYI~, in mlvnllcu, ony investments TruRltm Knlccltl. Huhjpcllo thmm IJUwf!rM of Hl!ulor, TrllHlrm mny PIlY principnl or Incomo for the support or welrnre of Settlor. ~ to nRsr.tR ndd",t to t he Trust by n perRon or entity other thnn Settlor, Trustr.e shnll, during the lifetime of Settlor, in 'I'rustee's sole ellscretioll, pny 80 lIIuch of 11m iIlCOIl1r. nnd/or principnlllR Trustee deems nl'CeslCllry, for the bellent 'Jf Settlor lIllll/or tho he8ue of Settlor nnd for the support, mnintenlUlce, health, and lCllfety of Settlor, or the issue or S"tt1or. All nccumulnted or undistributed income shull be added to principnl hereunder. Article 1II Principal and Income Disbursement Upon Settlor's death, the Trustee shall disburRe the income nnd principnl of the Trust Estute in the manner set forth in detail in Schedule .0. ntLnched hereto. Article IV Premiullls on Policies Trustee is not oblignted to pny any premiums or assessments 011 snld policies of insurance and shall be under no obligntion in respect to the policies other than for the snfe-keeping thereof, except to the extent otherwise expressly agreed to herein, ir the policies are deposited herewith. Article V Amendment and /levocation Settlor may by instrument in writing, delivered to the Trustee, (a) amend, modify or alter this Agreement, in whole or in part, provided that the duties, powers and liability of the Trustee shall not be changed without its wrillen consent; (b) revoke this Agreement in whole or in part; provided, however, that the rights of Settlor under (a) and (b) shall not apply to any assets ndded to the Trust by a person other than Settlor. Article VI Litigation to Enrorce Policies, Collect Claims The Trustee may institute any proceedings at law or In equity in order to enforce the payment or such policies or the collection of such property, and may do and perform any and all other acts and things which may be necessary for the purpose or collecting such property or any sums which may he due IlIld poyable under the terms of said policies. Trustee shall not, except at its option, enter into or mnlntain any Iitlgntion to enforce the payment of said policies, or collect such property until it shnll have been Indcmnined to Its satisfaction ngninst nil expenses and liabilities to which it may, In Ita judgment, be subjected by any such nction on its part. The Trustee is authorized to compromise IUld adjust claims arising out of the insurance policies or any of them or other property, upon such terms and conditions os It may deem just, and the decision of the Trustee shnll be binding and conclusive upon nil persons nnd corporations Interested therein, nil without necessity ror court approval. 2 . . . ^rtidl~ VII PnWf~n' ur'l'r1lSll!l~ fo;xcr.pt 11M nthf!rwil'tH NIJf~cilknlly pru\.jlll!d hl'r,'ill, nnd illlUlditiulI tn th., pOWI~rH hrrlU1h!11 Trll~I..t! by Inw, 011 of which .hllll hc cxcfI,i.,,,1 hy 'l'ru.'"" wlthllut p".IIIIIl h"'1I1 "r furui.hlnlt .urcll". inlhlo or nny other jurisdictiun, tlw TrllSlf~f! shnll hili. I nnd IIIn1IiIW~ Ihl! fund, wllf>l1 fin f'f)lh-ctrd, tl)w!II"~r wHit such other prop(!rty Illi mny 1m ncqllirl~ll, .11Irhllt lht! p:cistmwn flf Lhili '('rIlRI, "lIur whkh prnpt!rly will hcreinnficr bl! rerf!rrf~d In UR 11m "fl'rllML gstnt,I!", fir "Trust" Iprlll nll'nf1lll~ Ihl! prinripnl IHllllnromr. ur any trust or trusts crellteol herein or In Scheolule "II" hcr,'or, upllnlhc f"lIowlnll tcrm. ",111 cOllllitiono and with the f"lIowinlllllJ\vers IInd IIulhorlllco: A. Hetoin Assets: '1'0 retain 1111 or IIny pllrt of tI", trust inlhe rorm in whidlit WIIslll"lulreol 110 long n.. it deemo IIdvillllhle; B. Dispose or Property: '1'0 sell, exchllnlle, pllrtitlon. I"n..e, option, or otlwrwise oIlopose or any propcrty or port thereor, relll or pcrsonlll, which may lit nny time rorm pllrt or thlo Trust "slnt" nt public or privnte lIIIle for sllch pnrpo.eo OJlllupon such terms, inclllllillll sltlcS on credit with or without security, in such mllnner IInd lit such priceo 110 It rnny determin". ineluolinllthe rillht to lellsc relll cst lite for periods in excess or five ycors IInd for a term expiring liner the terminatloll of ony trnst, nlllt Includinll the right to delll in relll "stllte ventures ns 0 !lenerlll or limited partner. In the event of 0 sale, exchllnge, pnrtition, lense or option or IIny of the property or this Trust "stnte, there sholl he no liability on the pnrt of the purchaser or purchasers to see to the IIppllcotion of the purchase money, hut the slUlle shnll be held and disposeol or by such (lurchn..er or purchnsers free nnd c1cllr or IIny or the provisions of any trust crellted hereby; C. Authorized Investments: To Invest or reinvest the Trust Eslnte in nny property, renl or personnl, or any kind or nllture, including stocks. bonds, mortgnges, other securities nnd comlllonlrust funds of the Corporate Trustee without being limited or restricted to investments ns now or may herenfter be prescribed for trustees by Inw including the right to IIcquire, sell or retnln stock In the Corporate Trustee. Trustee mny invcst, reinvest, buy, sell or trnde options, puts, cnlls, or any other type of financinllnstrument, the nature of which need not be contemplnted or in existence at the time this trust is created. D. Rebrister Securities: To register s,>curities In its nnme ns Trustee or In the nnme of nny nominee or to tnke nnd keep the snme unregistered nnd relnin them or nny part thereof In such condition that they will pa.s by delivery without disclosing the rnctthnt the propert). Is held In n fiduciary cnpacity; E. Lonns; Advances: '1'0 mllke nny IOllns, or ndvnn"es either sccured or unsecured in such amounts, upon such terms, at such rlltes or Interest nnd to such persons, firms, corporations or the executor or administrator of Settlor's Estate or the Estnte or Settlor's spouse or otherwise to facilitate such estate administration without Interest nnd without reimbursement for the purpose or the payment of taxes, debts ond administrAtion expenses; provided, however, thnt any benents from II qualilied employee benefit plnn received by the Trustee shllll not be used ror the payment of such taxes, debts or expenses, ir not Includible In Settlor's gross estate for rederal estute tax purposes; F. Retention in Cosh: To retnln for reasonAble periods the principnl or corpus, or nny pnrt thereof of this Trust Esulte in the form or ClIsh: G. Borrow Money: To borrow money ror any purpose on nny termo in connection with the adminlstrntion of or Investment in nssets of this Tru.t Estnte; execute promis.ory notes or other obllgntlons for the nmounts so borrowed and secure the pnyment or any nmounts so borrowed by 3 mortgage or ph'!ll~e or any rl'lIl or pl~rSOllnl prllpl'rly whic:h mny nt any timn form a pllrt of this Trusl gslnle, II. Volt! Hecllrith's: 'I'D votn any Ht'c:llritil'S upon /Iny (Jrnpnsilioll f)r l'h!dlnn nt nllY nwt!linJ{ nnd to grant proxies. 11i5l..'rplhmnry ur othl!rwhu!~ tn join in or IU!I:C1mH II pnrt or nllY rl!OTJtnnI7.nlinn. remljustment. ltll'rJ,ter. vntin.c trlllil. l:onslIllcllllinn or mCdlflnw! nncl to dl!Pflsit 'my slIdl Rf'f:urilit'H with nny committee. depository. trllstee or ollU'rwhm nnd tn puy ollt or thiK Trust EHtnlt! llny ftmH, f!X)lf!llSl!H nnd nssessmentN. incurrl!d in comwctinn t1wTI!with allll tn chnrJ{I' till! HlUlln to prindplll or Income liS Truslee may sel'! fit~ to l!xerrhm (:onvr.rsion. liuhSf:riptinn or oUmr riJ,thtH, or to fmll or nhmllJon such righls "nd lo rr.ceivl1 nnd 110111 nuy new securilles issw!(llls n rmmll or NUl:h rtmrJ,.1fUlizntion. rcndjustmr.nl, merRer. volin" trust, c0l15olidnUnn, eXChlUl"e or l!xr.rd!iif! of suhseript inn, conversion or other rights; nnd generlllly tnke Illlllctllln in resped to nllY such securitie" 11M Tru"te" might or coulol do as nbsolute owner thereon to vole nny stuck in the curporate tr1lstee; I. ^lIocnlt~ Hl"Ccipt9, gxpcn:-leR: In Trustee's discretion. to nllocnlc to either principIII or income or between themllny and IllltIlXC" (c"p,>cinlly cllpitnl gnin" taxes) or receipts or expenses which Trustee mny be required to pny on behalf of this Tru"t Estllte, hut ill no event shllll thc income of nny maritnl deduction trust crellted herein be reduc"d by the exercise of this power. J. Distribute Cllsh or Killd, Non.Prornta: 1'0 divide or distribute, whenever it is required or permitted, this Trust Estllte IInd to mnke such division or distribution in kind or In money or pnrtly in kind and pnrtly in money, nnd the judgment of the Trustee ns to the vnlue of the difTerent item" shllll be conclusive and finll) upon the bcneficinries; to mnke non'prorllln di"trihutlous of ussets in kind; K. Consolidnted Fund: To hold nnd administer the trusts crellted hereby In one or more consolidated funds in whole or in pnrt in which the separnte trusts or funds shnll hnve nn undivided interest; L. Compromise Claims: 1'0 compromise clnims, on such terms nnd conditions as Trustee, in Trustee's sole and exclusive discretion, deems npproprillte without obtninlng court npprovlllthereof. M. Engnge Experts: To cngnge ntlorne)'s, investment counsel, occountonts, agents ond such other persons os IlmllY deem ndvisnble In the ndministration of this Trust Estnte nnd to mnke such pnyment therefor liS it mllY deem reasonnble and to chnrge the expcnses thereof to Income or principnl os it may determine and to delegnte to such persons nny discretion which it may deem proper. The Trustee shnll not he Iinble for nnv ne~Ii~',"ce, omission or wrongdoing of such counselor agents, providing reasonnblo care wns exerci:iCd in their selection: N. Principal to Minor: If the prlncipnl of nny trust I. pllYllble to II person or persons under the age of twent)'-one (21) years, the '1'rustee shnll continue the term of sllid trustn., to suld person or persons under the oge of twenty.one (21) yellrs, until he, she or they IIllain twenty-one (21) years of age, paying over to suld person under the age of twenty.one (21) years, or for their use IInd benent, the proportionate share of the net income of said trust; O. Prohibition Agninst Snle: No title in any Trust Estnte, or in the income accrnlng therefrom, or In its nccumulntlon shllll vest In nny beneficiary, IInd no beneficinry shllll have the right or power to transfer, nssign, nnllcipate, or encumber his or her intcrest In SlIld '('rust Estllte, or In the income therefrom, prior to the octuul distribution thereof by the Trustee to Mid beneficiary. Further neither the income nor the principnl of any Trust Estute shull be Iiahle In nny mnnner, in the posscssion of the Trustee for the debts, contrncts, or engngements of ony beneficiary. 4 . . . p, Fndlity of P"Y"11'nt: :-ihflllld I Ill' prindpnl or ir"~llnll! or hoth flf IhiH or nny 'I'rllsllm pnynhll! to nny p~r~on ,,~ 10 whom Ihl! 'I'rllHlpf~ hnH /lI.tllnIIUlnwh'dw~ of" l~ntlrt IIfljllllil'nlioll or iru:ompetellcy. or whu Uw 'I'rllslet~ df!ll!rmlnelit in lIw disc'rl!tion flrTrllsll~I~. is 1Il1nhlt. to net pITt.!dlvdy 011 his or her own br.hnlf in finnlldllll11nttf!r~. Llu'll 'I'rmilpn Nhnll hllVI! lilt! ri~:ht tn mm Nlll'h (Irindpnl ur irwomr: to puy to such bcrwficillry. or for lhe herwlil of "u"h I,,'rwfieillry, hUlUOlhlll1( Iwreill "hllll hn oIenllwol to illlPlllr Ute dUly of Trustee tn puy Inrollw to Hf:lllllr'li SpOIl!W IIIllll:r nny .rllstlu!rein qllnliryill~ for lilt.! Innrilnl deduction (if crclltccJ herein). lll1ll::ili H'Htlor's NPOllMC! ili tlednf'!!! Il:hmlly ineOlnpelenl. Q. VeNting: No trllst erf'nll!ll IU1rpill. or by I~XI!rcise of n pfJwnr of nppoinlnmlll hereunder. shllll continue for morn lhlln twnnlY'fIIm (~I) y"''''' llfinr tI", delllh of tlm III"l to ,lin of R"Ulor IInd I hn beneficiaries in hein!( at tI", dnl" of Snulnr'" dnllth. Any properly "till Iml,! in lrust lit the explrlltion of that period "hlllllrnmedllllely vn"t in an'! be ,U"trihuted to the I""son or pnr"ons then entitl,,,! to receive or hllvn lhe benefit of the incollle rl",,,,from in th,' proporllon" in whlcl. tlmy lire "ntltled thereto, or ir their interests lire inuelinitn, then in e1lunl Rhores. pnr stirpes. R. Termination: rr nt nny time during the term or lhis Trust, 'I'rllstf!c dl~tf!rmitlf!s. in its sole discretion, that the corpus of the Trllst has become too smllll to bn procticllbln, or uneconomlcnl to continue, then Trustee mny dislribute lhe corpus of the Trust eSlllle to lhe lilCn Income bnneficlnry or beneficillries In accordance with the portions of income lo which eoch henefirillry is ..ntitled, or If such portions lire nol specificnlly set forth herein, then in such IImounts liS It deems nppropriate. S. Adopted Children Included: The words 'child, children or issue or descendants. as used In this Trusl, shllll include IIdoptcd children and IIdopted grllndchildren, nnd children or grllndchildrcn born or adopted afier the date of this Trusl, unless expressly stnted lo lhe contrnry. T. Business AUlhority: If the Trust Eslole includes any interest which the Seltlor hnd in n business nt the time or SeUlor's denlh, whether the snme is a sole proprietorship, n pnrtncrship or n corporntion in which Settlor owned all or a substantinl portion of the stock, the Truslee is authorized to continue said business, without order of court, until such time ns it deems it ndvisnble to sell, liquidate or distribute the snme in kind. Trustee shall have all rights nnd powcrs In connection ,vith said business as the Settlor hnd when Iivillg, including by way of eXllmple and not limitntion, the powers to operate or join in the operation lhereof as II going concern, to form or re.form II general or limited partnership, to incorpornle or re'lncorporotc and to liquidate or sell the snme or any pllrt thereof, nil as it deems advisable for the best interesls of the Trust Estllte and of the beneficlllries thereof, without any liability for loss resulting from the operlltion of snid business except where such loss is the result of gross negligence or frnud on lhe pllrt of lhe Trustec. The Trustee shllll be entitled to receive for its services In connection with ,,"Id bUBln"ss, ,1l1l!1I ndditlonlll compensation as mllY be commensurate therewith. U. Discretionary Power: In exerci"lng discretiormry powers gt'lInted to Tru"tee under this Trust, Trustee may give due regllrd to the assels IInd Income of the beneficinry, other thlln assets and benents under IlIlY trust created hereunder. V. Powers Through Final Distribution: All powers and authorities granted to 'I'rustee hereunder shnll be fully exercisnble by Trustee through and including final distribution of assets hereunder. even though the Trust may hllve terminllted earlier. W. Allocation of Assets: Trustee moy allocote asscts antong the beneficiaries (including any trust hereunder) without regard to lhe income lax basis of IIny such assets. 5 . . . X. Prnlpc~lion IIf Mnrilnl 1l1!t1ul'lilln: NfltwilhstHlldillH llu)'thloH to thl' l'lllltrllry Ilf'rflln (lr In Schoouh! "II" 11I~I'fl(Jr, no POWI'f, uuthority IIr .Iilif'rl'tillll nivl'l1 tll'I',lI!;lpl' l1l'rr'llfuh'r IIr in Hl'lu'dtll,~ "Boo hereof shnlllm l~ollstrlll'll iUlIllY 1Illllllll'r whkll sl",1I f,'sllIt hi n Ilisnllll\\!IIIU'I' uf tlw lI111ritnllll'fhlC'tlnn for ROy trust l~rl'nlf!ll for I hl~ h"lwfit o( lilY !'Jlflll~I'. ulluorwi:-m I'liftihll! for I Ill! II1nritllllh~lllIl'llnn, If crcnted Ill!rl~lIIl1ler. IIwlllny Huch I)f)WI~r or nlllhurily whieh i!1I'ol1strlll'd In 11Ilvl~ Much f~rrf~d is void, hereby rl!voked, nltttln 110 l!fTeet, "Ii if unl t;l!l lilrlh hl'r,'in, in Trllstl'l~'!i dhwr,!UulI. Y. EmploYfm Bm\t~fil gltoclinn: 'I'rllldl!l!, inndditiun In nil f1nWf!r~ l{rnntf!c1 lIy Inw, h~ hf~rf!hy nuthorized to mnko Rueh election in {~ol1lu'('linl1 with SI!Uh'II1PIlIH IIwh'r f!lnJlIf)Yf!f~ Ilfmf!ril plnns in whirh SclUor hIlS nn interest 119 Trllslt~H df~(mUIItIIlSl ndVIlI1II1W~l)II~ 1I1uler IIl1lhn drf:lllt1stnnCf!9. Z. Educlltion Defiu",l: The word "t',lucntion" ns US" in this Trust shnll n1l'IIn 8lullncludl!, hut not"" limited to primllry, St",ondary, colh'ginll' lIIuVor post'h...,ulnnt" "d,,,,"l1on In prlvllte or l>>Irochinl school, colleg", trnde 5Chool or grlldunte ""hoot It is H"ttlor's int"ntion in h...llntlllll Trust"" tI", pow"r to expend funds for .educlIllon. thnt the word "edurlltlon" ,'" inll"pr"tl!d hrol\llly hyTrust"e. AA. Occupnncy of Hesldence: '1'0 permit nny b",wllelnry or henefielnries to occupy rent free any residence constituting n pnrt of the ass"ts of a trust for such henefielnry or heneficinries nnd to pny the real estnte tllxes thereon, expenses of mnintninlnll sllid residence In suitnhle repnlr and condition and hu"ard insurnnce premiums on the residence; provided, however, the Trustee shall not exerelse this power In nny wny which would deprive Settlor's "pouse of the heneficial enjnyment of Pllrt "Il' nnrl such spouse shnll hnve the right to limit, restrict or t"rminnt" th" Trustee's exerels" of this power if it Interferes with such benelicinl enjoyment. DD. Lhnltntion on Trust"e Power: No person nt any time nctinll ns a Trustee hereunder shnll have any power or obllgntion to pnrtlcipnte in nny discretionary authority SeUlor h... j,~ven to Trustee to pay the income or principal to such person or for his or her benefit or in relief of his or her legnl obligations. Further, no 'I'rustee who is n beneficlnry of one of the trusts, or who is legnlly oblignted to support a beneficlnry, shnll ever pnrtlclpnte In (i) the exercise of, or decision not to "xerc!se, any discretion to pay income or principnlto, or to npply income or principal for the benellt of, any benefICiary (including discretion to ollocnte funds IImollg II group of beneficinrles nnd discretion to accumulate Intome), (ill the detcrmlnntlon whether n benellclnry Is dlsnbled, (iii) the decision to end any tnlst, (iv) the exercise of discretion to nllocllte receipts or expenses betwecn prlnclpnlond income, (v) decisions to exercise tux options, (vi) a dec!slonto mnke payments to aid in the settlement of my estote, (vii) the sel"ctlon of n cnstodlnn for 0 minor's property, (viii) the selection of the property to hl! allocated to the mnrltal dcductlon trust, (Ix) the decision to combine or divide trusts, or (x) the amendment of the trust by a Trustee hereund"r. CC. Consultotion with Others: Trustee Is directed to consult with S"Hlor's sponse In connection with any investment of the Trust. DD. Generotlon Skipping: In my Trustee's sole discretion to ollocnte such exemptions as nre available as to the generotlon skipping trnnsfer tnx to ony property, to exclude IIny property from thllt nllocntlon ond to mnke oil related ollocntions thereto. No beneficlnry shnll hove nny claim aj,'IIinst my Trustee for exercising such ollocatlon powers lIS granted herein. Further, Trustee is outhorized to divide IIny trust created hereunder Into two sepnrote trusts so t1U1tthe inclusion ratio for genernlion skipping trllnsfer tllX purposes shnll be either zero or one for each such sepllrllte trust. Any such separate trust shllll hllve the identlcnl provisions n.s the orlj,~nal trust. If trusts are creoted, the Trustee mny, at any time prior to 0 comblnlltlon of such trusts: (1) o . . . mnk~ dHTrrrnllnx ph"f'tlnlls tlndlUlIlIK tht! ,,!lucution or :;f~lllnr':i Ilvni1l1llh' f{lHl.!rntlonop;kipplnJ{ lux nXl!lt1ptlon frurn thu n~tJt~rnl wmf~rnlif)II'Mklpl'ill~ lrnmdi!f lux) wilh rmilu'f:l In I'llI'll lu~p"rnlt! trllst; 12} expnnd principnllllul r.xflrdsr. IlOY otlwr tlhwf,.tionnry I'nwl~rs with ff1slu..:'1 to :;1U~h sr.p"rnlf~ IrllRIR dirrcffmllYi (:)) invmil Hllt~h ftnpnrntn IrwdH dint!ff'nlly; Ilwl (.1) tnkH nlllltlll'r ndim"i r.oIlRislt'ul with stich trwdfl hdn~ lWJNlrntl! 1~I1t1lh!R. I.~tlrthl!rl thn dom!,! or nny (lnWI~r of "I'(Iointnwnt with rf'MIH~~llo any trust 80 dlvidnd Il1ny mtrrciSf~ HlIrh pOWI!r IlifTnrrmtly with rnsp,"Ct to I hi! snpnrnln trllstR crt-ntnel hy the divhdnn. Settlor t!xOI1emlcH TrllHlnl! frnlllllllY linhility nrisinJ{ frnm nllY ,'x'!rdsc or fnilurn tu excrdse these powers, prl}\id~fl thl! nctlfHlH (ur lunctions) of Trmdp.n nr'~ IJlkf!l1 in Komi rnilh. If'l'ruste" "xerd.es tI... "I",dnl eJo"tion provhh,,1 hy H,,:tion 21l1i21nll:n of tI... Internnl n"vennc Codr, 8S nnumdr.ll, os to this Trust, Hf~ltlor nuthorizr.s 'I'rllSlr.f~ in it.R Imle fliscrntlon ninny time priur to the fundinll of thc tru.t hy nn in.trunwnt liIed with tI... trnst record. to ,livid" the trust proporty Into two frnctionnlshnre trnsts, ono hlls"d IIpon Settlor's generation .kippinglrnnsfer exemption nllocated to the tru.t nnd the second beinllthe halnnce of the trust property. If a trllst herellIHler would h" pnrtinlly e.empt from generlltlon.skil'pin'llax hy ren,on of an nllocntion of generntion'skipphlll UIlC exemption to it, before the nllocntion the Trustee, in It. discretion, may divide the trust into two sepnrnte trusts of "'1"al or unequnl vnh..., to permit nllocntion of the exemption solely to one trust which will be entirely exempt from generntion'skipping tnx. In addition. If a trust hereunder is entirely exempt or entirely non. exempt from generntion.skipping tnx nnd ndding property to the trust wonld pnrtinlly subject it to generntion.skipping t.IlC, the Trustee, In its discretion, mny hold thnt property ns a sepllrnte trust in lieu of mnking the nddition. Except ns otherwise provided in this instrument, the trusts crented herein shall hnve the SlIme terms and conditions, hut the Trustee shnll not make discretionnry distributions from the income or principal of the exempt trust to beneficiaries who are non.skip persons so long ItS nny rendily marketnble nssets remnin In trust other than the exempt trust. Upon division or distrihution of nn exempt trust nnd n non.exempt or pnrtinlly exempt trnst held hereunder, the Trustee, in its discretion, may allocate property from the exempt trust first to n share from which a generation. skipping transfer is more likely to occur. EE. Reserves: '1'0 mnintnln reasonnble reserves for depreclntion, depletion, amortization and obsolescence. FF. Trustee's Power to Amend: Trustee shnll hnve the power In its sole dlscretinn, by nn instrument DIed with the trnst records to IImend the dispositive or ndminlstrntive provisions of this Indenture (Including the provisions relnting to the trnstee); provided that only descendnnts of the grantor (or their e.tntes) or charitnble orgnnlzntions described in Sections 2055(n) and 2522(11) of the Internal /levenue Code, os IUnended, shnll he beneficlllrles Ilnd the grnntor shnll not be given nny right or power with respect to the trust property. Further, 1'rnstee shnll not exercise this power in sitch a way that a trust otherwise eligible for the mnrital deduction, or otherwise elib-ible os a qualified domestic trust docs not qualify os sitch. Article VlII Applicable Law This Trltst hIlS been nccepted in the Stllte of Pennsylvanin anI! shnll in nil respects be governed by the Inws of L1l11t State. 7 , . . ^rtlcle IX R.!Ceipt of I'olcie. Heulor, hy jolninlt In theexl'Cutioll or thiR IIIRtrulllelltllckllllwl."llteR WllleRR IIlherwiRe .peclOe,1 in wrILinR:) lhnl Settlur hn~ rr.lniu~d clIKIOfly nod pn!UmftSIUIl or the ImUlrnn(~o pnlidr.A, lr nllY, dcscrihml on Schedule .A. nttn"'wol hereto and nl1llle "IMlrt 11I'","r. Arlicle X. Trusteo's ConpfHlKntiulI The compenlllltioll pnyaUe to 'l'ruRI.'e Rhllll he the cOlllpen""tfon due, in IIccordnnce with the fee schedule of Trustee, lit the tine Trustee rmuJer. .ervlce. hereunder, hut Ir TruRtee hilS no .uch ree schedule, then such compen""tiOll Rhnll he rellsonllhle. Article XI Resignntion orTrustee Trustee mny resign hy gMng written notice thereof to the SeUlor, ir living, or if SeUlor f. not living then to SeUlor's spouse, ~ if Settlor'. spouse is not living, by notice to Settlor's children, even if those children be minors, specif)ing a dnte, not less than thirty (30) dllYs from the date of the notice, on which Trustee shnll be deemed to hnve resigned. Upon such date, Trustee shall be deemcd to hnve resigned, and upon delivery of the assets or the Trust to the SucceRsor Corporate Trustee appointed n.s described below, shnll be free of any further duty to SeUlor or the beneficinries or the Successor Corporate Trustee hereunder, eJl:ept for pnst ncts or conduct or Trustee. A Successor Corpornte Trustee, a corporntion, bank or trust company, qunliOed under the Inws of the Commonwealth of Peansylvnnia or the United Stnlts of America to act as Trustce shull be appointed n.s follows: 1. By Settlor, if then alire. 2. If SeWor Is not then alive, then SeUlor's spouse shall select the Successor Corporate Trustee. 3. If neither Settlor nor SeUlor's Rpouse nre alive, thell such selection sholl be made by majority vote of the Income benerIClnry or beneficiaries or the trust, who are twenty.one (21) years of age or older. 4. If Seulor and Settlor's spouse ore not living, and there nre no income beneficiaries of the age of twenty.one (21) years or older, or if the appropriate person above foils so to select a Successor Corporate Trustee, within ten doys nfler notice or resignation is given, then nnd in such events the Orphnns' Court Division of the Court or Common Pleas or the County in which this Trust has its situs shall select a Successor Corporote Trustee havlllg the quolincations listed above. Any Successor Corpornte Trustee so selected shllll serve on the snme terms and conditions, and with the same powers and duties n.s if originally nppointed. Article XII Removal of Trustee Settlor's spouse shall hnve the right, by wriUen notice to Trustee, to remove the Trustee. If Settlor's spouse so removes the Trustee, then Settlor's oldest issue shnll hnve the authority to nsmo a successor trustee to serve on the snllle terms IUld conditions n.s set forth herein. lIny such successor trustee shllll he a corporlllioll or national blink lIuthorized to exercise trust powers in the Commonwenlth of Pennsylvanill. 8 . .. '. IN WITNESS WIlEllEOF, the Sculer, \V1I.1.IAM g. MONAGHAN. RlIlI Trustee, DAUPIIlN DEPOSIT BANJ{ AND TItuS'\' COMPANY, hnvn slllnn,llhlR 'I'ruRtthn clay nn' ycnr firRtllbnvo written. Signed, senled and delivered In the prcsence~ . . DAUPHIN DEPOSIT BANKAND TRUST COMPANY ATTEST: .' /.'~ ~. r; A BY ~'r.'~./: ft/ h'/f.'___/ Senior Vice Prcsidc~t and irusl Olliccr /~g~/~g~ . ....- (Corporate Seal) , . 9 , .. , COMMONWEAUrH OF I'ENNSYJNANIA: " ssn COUNTY OF 4Jw.~ / On tho .~ (. ft, day of ,,"I 1003, bororo mo, tho suhllCriher, a Notury Public In ond for snId Commonwo th Ill) County, came the ahoyo.nnfllClI WII,J,IAM I~. MONAGHAN, satisfactorily proven to me to I ,1110 per on whose nnme is suhllCrihed to the within Instrumont, 11I\11 acknowledged the above Agreelllont to ba his oct ond deed, and desired the Mme might be recorded os such. WITNESS my hand and Notnrinl Seol. (l "- No ry Pub! c . I I My ommlssion Expires: :/ N01ARIAl SCAl JUDY A. IMES, NotllY PubliC HanlsburQ.llaIJphin CCllllY My Ccmmlsslon EJplre$ Sept. 3, 1993 'tr.~ J1 . /, . . .y.""-' COMMONWEALTH OF PENNSYLVANIA: 55' COUNTY OF /)/itJrtf.ili " .J" ;0 Y On the i': f:);~ day or II 'f?f.t..J" (1)l93, thl\sljbW!li9':, a NoUJry Public in and for nnld Commonwealth and County; perr,>nnlly appe~1!.. '/'a'7iI..;/'/f/ ITt"/t'C.~r . who acknowledgcd himselr to be the ,/p) Y.l(I" J. <'1.,,:.//,," /' y;r- of DAUPHIN DEPOSIT BANK AND TRUST COMPANY, and thnt he os such omcer being authorized to do so, executed tho roregolng instrument for the purpose therein contained by signing the nrnne of the corporation by himself as such omcer. IN WITNESS WHE/lEOF, I havrtlereunto set my Iwn.d and omch~ seal. / L-/Yhi~;;f.~t'xar /L;"cd~,v/ ...~ Notary Public My Com Isslon ExplNCSlllll So.." M8tv Mlh1Ootsoo. f'Iol!ItY Njg _ HanV.blJg, Oot\hl ~ MfCo..,......, E;pras Q:t.30, 1994 ,....,.""'. \lv.....l\sootJ:JIlanal 10 ,., . . SCIIEDUI,E .N LIST OF TilE I,IFI~ INSUIl.ANCI~ I'OI,IC1~;S AND/O/l1'1l0P~;IlTY DEPOSITED WITII DAUPHIN DEPOSIT DANK AND TIlUST COMPANY UNDER IlEVOCABLE TllUST AG/lEEMENT WITII WII,I,IAM ~;. MONAGIIAN 11 ."..,~... ~'.'----",""'''''''' ;1,:';;'......""........ .' .' .' .,~:~~~'r:::-Y.i.7'.c;"~"i , .'" . SCfllmUJ.I': "Il" I'I.AN 01" D1S'I'IUIllJ'/'ION IJIo' 'I'IU1S'(' I':S'/',\'I'I'; 01' WIl.I.IAM K MOf:IAGIlANpNlJlm AlHml':~IJo:N'l' DA'/'Im ' iI' t.., . > ~, , 1lI1J:! // II / ;' , Trustee shnll divide the 'I'rust I~sult" lIududinll hilt not limit "d to any nnd nllpropprty rl!Ceived by Trustee prior to SeUlor's d"nth, under S"ttlnr's l~lst Willnllll 'I'''slllnlt!nt, procet!<ls of Iifo Insurance, nnd nU other property forminll n corpus Ill'fl!Of, '",fnr" tI", payn\l!l1t of inheritnnce, estnto or succession taxes, whether snch tllxes are lu.hl from this trust or nny other source), into two (2) parlll, hereinnner cnlled Fnmily or CrmJlt Shelter Pnrt .A" nnd Maritnll'mt .Il", in the following manner, and to be held on the following terms nnd conditions: FAMIl.Y. CmmlT SI/BI.'/'Im on .N TnUST A. AmolUlt: Port .A. shnll be nn amount equnlto Three I/undred ThouSllnd Dollnrs. TEnMS OF D1STIUBUTION Part .N shall be held nnd distributed by Settlor's Trustee, ns n sepnrate Trust, on the terms and conditions as follows: 1. Trustee shnll pay the entire net income to Settior's spouse for life; these distrihutions mny be paid to settlor's spouse, by Trustee, or else IIpplled directly for Settlor's spouse's benem by Trustee. 2. Trustee mny use nil or such part of the principal for the benefit of Settlor's spouse, to maintain the stnndard of living of Settior's spouse or for tbe hcnlth, comfort, support nnd malntcnoncc of Settlor's spouse, os Trustee determines, 3. If Settlor's spouse Is living on the last day of n calendar year, Settlor's spouse sholl have the right, at nny time, on thnt dny, to withdrnw the greater of Five ThouSllnd Dollars ($5,000,00) or five per cent (5%) of the then aggregate value of principal of tho trust by wriUen notice to the Trustee, nnd the Trust shall terminate as to such amount withdrllWll. This right shnll be exercisable IUlRunlly, nnd Is not cumulntive. 4. Upon the death of Settlor's spouse, then the accumulated or undistributed Income sholl be paid to the Estate of Settlor's spouse, nlld the prlnciPll1 shllll be pnld ns Settior's spouse directs III the Last Will and Testament of Settlor's spouse by express reference hereto, to and lUIlong a ciass consisting of Settlor's issue. If SeUlor's spouse fnils to exercise this Limited Power of Appointment, or exercises It only In part or fnlls to survive Settior, then this Trust shnlltermlnnte, then the remnJnlng principal and accumulated Income of the Trust Estnte shnll be held nnd distributed as follows: absolutely to Settlor's children, (then living or with then living issue), per stirpes, if nil of Settlor's then living children are thlrty.five (35) years of nge or older, and this Trust shnJltermlnnte, but the interest of IlIlY Issue of a deceased child of Settlor shnil be held in further trust by Trustee to pny the income and/or principnl of such trust to or for the benefit of the Issue of such deceased child for the support, malntenlUlce, comfort, trnvel and education of such Issue of such decensed child, until the earlier of when the youngest child of such deceased child nttulns the nge of twenty.one (21) years or unlil all children of the deceased child nre deceased, nt which time this 1'rust for such dccensed child shnil terminate and the principnl nnd accumulnted income be pnld over to the issue of such decensed child, or If none, to the othcr Issue of Settlor, per stirpes; 12 . .. Anp.r HpmHm'H I)"nlh (or if HJllJwlf~ dlJf~H not Hurviv,"), "n,J "ny Child,,'n nfl! thuler thlrty.nv" !:Io) If, upon tho dClllh or Sr.lllor'R RpOllSr., or if HI!ltlnr'H HpnWIn prr.dl~f.mmH Hl!ttlnr. nil tilt! tllnn living childrcn of Settlor IIrc not thlrty.nve (:10) y"IIrS or Olt", or old,'r, tlU'll this Trust sh"lIl'Ontinnc and Trustce shnll hold the princlpnl and nny n""ulllul"t"d or 1II111i.lrihut",1 in"onle on the followiug terms and conditions: Oistrlhution Ilir,.,tilllIS lJntil Younll".t Child Is tWl!nty.two (22) (1) The Trustee .hnll n"cumulnte tile In"ollll' rrom th" trust nn,1 durinllthe term or till! trust. (2) As much of the income, nccumulnted income nnd prlnrlplIl of this trust as Trustec, in Its sole disaetloll mny, rrom Urne to time, think IIdvisnhh' ror the support, malntl!nance, nnd educnUon (primarily educntion) of the Issue of Settlor or dllring illness or emergency or IIny other like needs or such Issue shnll be either paid to them or any of them by Trustee or else pnirlto the person with whom such Issue resides or to whom control or "nre or such issue hns been entrusted, or else npplied directly for their own benefit by Trustee, nil without the intervention or n gunrdinn. Division of Fund When Youngest Child is twenty.two (22) (3) When the youngest living child or SetLlor nttnlns the nge of twenty.two (22) years, then the principnl and any accrued or nccumulnted income or this trust shnll be divided equally into os mnny equal parts as there nre children of Settlor IInd dccensed children with then living Issue. Each such part shall therenller be administered ns II separnte trust for the benent or such child or the issue of such deceased child. Distribution Directions Mer Youngest Child is twenty.two (22) As to each such sepnrate trust, Trustee shall distribute the income nnd principal on the same terms and conditions as the Trust described in A. 4. (1) and (2), except only ror the benenL or that child or his or her issue, or those Issue of such dcceased child, IInd except that upon the rundlng of the separnte trust, Trustee shall pay ten per cent (10%) of the principal balance, nbsolutely and free of trust, to the child for whom the trust was created nnd this trust shnlltermlnate ns to such porUon so distribution; upon expirllUon of two (2) years from the date each trust i. funded, Trustee shall pay twenty.flve per cent (25%) of the then princiPll1 or such trust, nbsolutely nnd free of trust, to Settlor's then living child for whom the trust WIIS created and tbls trust shall terminate liS to such porUon so distributed: upon the expiration of four (.1) yenrs rrom the date ellch trust Is funded, Trustee shnll likewise distribute another twenty.five per cent (25%) of the then principal of the trust as set forth above; upon the explrntion of six (0) yenrs from the date each trust is funded, ench trust shnll terminate and the principnJ and MY nccumulated income thereof shllll be paid nbsolutely nnd free of trust to Settlor's child for whom created, or Issue of a deceased chlid ror whom a trust W/l.' created. If 8 child dies before termination, or if nlI Issue of 8 decensed child do not survive to termlnntion, then the trust for such shnll be held for the Issue of the dcceased child, as set forth above, but If none then survive, the trust slUlIl be divided Into a number equnlto the then existing trusts nnd pnld to ench such trust and held os if originally n part thereor. If none of Settlor's issue survive Settlor, or ir no benclicillry survives to terminnUon, then ench such trust shnll terminate nnd the bnlance thereof shnll be paid, absolutely nnd free of trust, one.half to SeUlor's brothers, TEIt/lENCE P. MONAGHAN nnd STEPIIEN L. MONAGHAN, IInd one. half to 13 . .. Settlor'. spous,,'. .islt"., ,'ANI'; SI,ATlm, 1':~lII,Y SILI,INS, "'Ill MAllY EI,!.~;N Md{AIN, or ir th"y nrc not tlum IIvhlK. Lo his or Iwr hUUIl?, (Jl"r Rtirl)l'~. PA/lT'II" B. Part.W .lullI "onslst or th" relllohllJo!f or th" 'l'rust ".totl!, Port 'w .hllll bl! plll,', distribution ",IIVor heM in further trust by Trust,,,, on the followhllltl!rms IInd ron,litions: I. Settlor's 'pouse shllll hI! entltl",1 to nil or the incollle from Pllrt 'W, pAyable in quarterly or more frelJuent installments as SeUlor's spouse d"termines. 2. Settlor's spouse shnll hllvl! the rillht to witllllrAw, frolll time to Ume, (but the ollwellllte amount of withdrawals shllll not be in I!XC"'" of one. hair of the initllll rAlr mArket VAlue of the Trust AS fully funded), for any reason, at any time, hy written notlcc directcd to Trustce. 11.. to Any amount so withdrawn, this trust shallterminnte, 3. Trustee mAY use All or such pArt or the principAl ror till! '",nent or Settlor's spousc, to mnlntuln the stundard of living or Settlor's spouse or ror the heAlth, support and mAintenance of Settlor's spouse, os Trustee determincs, Aod, only In the discretion of any corporAtc Trustee, for the comfort of Settlor's spouse. Distribution Upon Spouse's Dcath 4. On the death of SeUlor's spousc this trust shallterminllte and Trustee shall pay thc accumulnted income if Any to the estute or Seulor's spouse, and the principal to such persons, Including the estatc of Settlor's spouse, as Settlor's spouse directs, Alone And In All events, by specific rcfcrence hereto In the Last Will and Testament or SetUor's spouse. To the extent Settlor's spouse does not exercise this generAl power of appointment, the princiJllIi remaining shall be held In rurther trust on the terms and conditions set forth in paragraph A. 4 (1) . (3) of this Schedule .n., as a part of Part. A'. C. Trustee shall pay any increase in federnl estutc or Inheritnnce trows or ndministratlon expenses in the estute of SeUlor's spouse caused by the inclusion of this Maritnl Trust nr Pnrt .B. ror tax purposes in the estute of Settlor's spouse, from principnl of Part .B.. Trustee may rely upon n written stntement rrom the cxecutor of SetUor's spousc os to the amount of such tox or expense. D. SetUor's spousc shAll hnve the right to compel Trustee to Invest in Income.produclng property, os to Investments in Part .3'. E. In the event SeUlor's spouse and Seulor should die under circumstances which render the order of their dellths uncertaIn, for the purposes of this Trust it shall be conclusively presumed that SetUor's spouse survived SeUlor. In such event, however, or in the event that Settlor's spousc shall die within six (0) months or the datc or SeUlor's denth, (in lieu of the nmount abovc specified), Part .n' shall consist of that amount (but no more) or the princlpnl held hercunder (without deduction for estate or inheritance taxes) which must be added to the value of all other property ror which the mnritaI deduction is allowed, in order to give SeUlor's estute a maritaI deduction which would result In the lowest totul of federnl estnte tux on Settlor's eslnte nnd Settlor's spouse's eslnte. Such jlmount shall be determined on the nssumptlon that SeUlor's spouse died nner SetUor on the dat'l6r Settlor's denth and thnt Settlor's spouse's estute was vnlued as of the date upon (nnd In the mnnD'~ in) which SetUor's estnte Is valued for federnl eslnte tox purposes. ~. r' ,4?;lI~ t:, ,~ WILLIAM E. MONAG 14 ~ J- REOISTIiII OF WII.I_~ OF CIlMlllilII.ANI} COUNTY, I'ENNSYI.VANIA INVENTORY OQ JJ f Vr/5 .Wc1 of!)r NO. I " ,>- :H " ~ E.,lale IIf WILl.IAM Ii. MONMiIIAN :tI~u knuwn IL" I}ale IIf 1""'lh: Jllly 2'). 1')1)5 . " . "ee"",,-,I . ~ &~ (!. Sndal S.:cllfity Nn, 172.J(,.131O. " ...., ~ CONSTANCE S, MONA<iIlAN PerliulL,1 Repn..""ntativLis) IIf the ahuve E.,tlle. ,k'cc.,scd. verify thallhe ilems apP"'.ring in the fulluwing invenlnry include all uf IIle pcrlin..1 a,sets wherever ,iluale allll allllf the real e-"ale in Ihe ClImmnnwC:llth IIf I'ennsylvania uf said D<>.'Ctlenl, thallh<: valll.lilln pl.ced upposite each ilem uf said Inventllry repl\..""nls ils fair value as lIf Ihe dale uf the OL......1Ient" dealh, and thaI OeeL1Ienl uwnLll nil =1 eslale lIulside uf Ihe ClInullllnwealth uf I'ennsylvallia exccplthat which appeaR in a lIIelllllrJlldulII althe end uf this invenlury. IIWe verify thatlhe stalelllenL. lIIade in Ihis Invenlllry are lrue and ellm'cl. IIWe undersland lhat false stalelllenL. hereill arc made suhjL'Ct III the penalties lIf 18 lla. C.S. Scclilln 4904 relaling tu ulL,wum falsificalilln to aUlhuritiL". Name uf Allumey: ROIIERT C. SPITLER, ESQUIRE ROIIERT C. SPITZER, P.C. 1.0. Nil.: CONS'~'-Y:'~E S...:-~~AGBAN Dale: ~ -h % 06264 Address: 701 NlInh &:clInd Slrl'CI, IIn. 12087 lIam.hnrg, PA 17108.2087 Telephlllle; (717)2JI.7600 --------~-_._----~-----_._------ DCM.'Tipliun V,due STOCKS AND liON OS: AL'Cullnl 044-256142018, PllIdenlial S."cllrities Income and Inlcn:.\1 A,"'Cnll..'t1 un ahuvc Al.'count 258,625.1 J 5258,549.23 5 75.90 Cash 100.00 258,725.13 TOTAL "....,., I... '...."UlfWUIIl4U......\NII.'w"""Wiln,. JU' F--; )0- / I COMMONWEALTH OF PENNSVLVANIA DEPARTHENT OF REVENUE (j./ - E MAKE CHECK PAVABLE AND REMIT PAVHENT TOc REGISTER OF WILLS CUHBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR RECORDS ..... ifiv:iS4i-EX-iiiii,--niF96TiliificEu6TYNHEiiifANCE-TliX-APPRAisEHEil'r;-iiLLowiiNcE-olimmuu-um- DISALLOWANCE OF DEDUCTIONS AND ASSESSHENT OF TAX WILLIAH E FILE NO. 21 95-0906 ACN 101 APPROVED DEDUCTIONS AND EXEMPTIONS I 21,235.27 9. Funeral E~p.n.../Adn. COlta/Hilc. E~p."I.' (Schedule HI (9) 10. Debts/Hodgaga Liablliti../Llana (Schedula II nO) 46.634.36 11. TolD} DeducHon. Ill) 12. H.t Value of Tax Return (12) 15. Charitabla/Governn.nt.l Bequa.t. (Schedula J) (13) 14. Hat Valu. of Eat.t_ Subject to Tal( (14) NOTEI If an assassmant was issued previouslY, lines 14, 15 and/or 1&, 17 and 18 reflect figures that include the total of ALL re~urns assessed to date, ASSESSMENT OF TAXI 15. Anount of Line 14 at Spou.al lb. Anount of Lin. 14 taxabl. at 17. A_ount of Lin. 14 taxable at 18. Prlnclpal Tax Due aUREAU OF INDIVIDUAL TAMES l~II[RltANC[ fA)! DIVISIOH DlP'. zao601 IlAURISIURG, PA 17"1-0601 NOTICE OF INHERITANCE TAM APPRAISEHENT. ALLOWANCE DR DISALLOWANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ROBERT C SPITZER BOX 12087 701 N 2ND ST H8G DATE ESTATE OF DATE OF DEATH FILE NUHBER COUNTY ACN 10-28-96 HONAGHAN 07-29-95 21 95-0906 CUHBERLAND 101 Anount R..it tad PA 17108 ESTATE OF HONAGHAN I X) CHANGED SEE TAM RETURN WAS' I ) ACCEPTED AS FILED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ONI ORIGINAL RETURN 1. R..l eat.t. (Schedul. Al 2. stocks and Bond. (Schedule Bl 3. Clos.ly Hald stock/Partnership Int.r..t (Schedule C) 4. "ortoag..IHot.. Recalvable (Schadula DJ S. C.sh/Bank Deposita/Hi'c. Parlonal Property (Schedula El 6. Jointly Owned Property (Schedule fl 7. Transfara (Schedule OJ 8. Tot.l Au.t. III 121 Ul 141 15) 16) 17l .00 258,625.13 .00 .00 100.00 .00 .00 ISI rab Lin..I/Cl... A rat. Callataral/CI... Brat. 1151 1161 1171 .00 .OD .00 M .00. K.06. M .15. 118) TAX CREDITS I PAVHENT DATE DISCOUNT 1+) INTEREST 1-) AHOUNT PAID RECEIPT NUHBER TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN, TOTAL DUE 11'.1"'11'" III.hl WILLIAM l DATE ATTACHED 10-28-96 .00 .00 .00 .00 .00 .00 .00 .00 . IF PAID AFTER DATE INDICATED. SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS LESS THAN '1, NO PAYMENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.) NOTICE HOTE~ To Insure proper credit to your account, sub.it the upper port ton of this for. with your taM. pay..."t. 258.725.13 67.R6Q 63 190,855.50 .00 190,855.50 will RESERVATION, E.tala. of d.cadant. dying on or bafara Oaca.bar IZ, 1.11 ~. If any futura Intara.t In tha a.tal' I. tran.f.rr.d In pa.....lon or .nJoy.ant to Cia" I lcallataral) banaflcl.rl.. of the d.cadent aft.r the 'Mplratlon of any ..Iat. far 11f. or far ya.r., the Co-.onwaalth h.r.by ._pr...ly r...rv.. the rloht to appral.. and ...... tran.far Inh.rltanca Ta_a. .t tha lawful Cia.. . Ccoll.t.ral) rat. on any .uch future Intara.t. PURPOSE Of HOrICE. To fulfill the raqulr..ent. of sactlan 21~D of the Inharltanca and Eltala TaM Act, Act 22 of 1"1. 12 P.S. S.cUan UU. PAVHENT I D.tach lhe top portion of thl. Hotlc. and .ubalt with your payaent to tha R.gl.tar of will. prlnt.d on the r.var.a lid.. u"...a chack or .on.y ord.r Plyabl. tOI REGISTER OF MILLS, AGENT All p..,..nt. recalv.d .hlll flr.t b. appll.d to any Intara.t which ..y ba dua with any re..lndlt applIMI to tha taM. REFUND etR)1 A rafund a' a ta. cradlt, which wa. not raqua.tad on tha TaM Raturn, .ay ba raqua.tad by coaplatlng an "Application for Rafund of Pannlylvanla Inheritance and Eltata 'aM" CREV~I)I)). Appllc.tlon. ara av.II.bl. at th.Of,lc. of tha R.gl.t.r of Will., any 0' the 21 Ravenua Ol.trlct Of,lc.., or by calling the .p.clal Z~-hour anlwarlno ..rvlce nuabar. for 'or.. ord.rlngl In P.nn.ylvanl. 1~IDD-]62~ZD5D, aut. Ida P.nn.ylvanla and within local Harrisburg .re. (717) 7a7-1D9~, TOOl (7171 771-225Z CH.erlng I~alred Onh). OBJECTIONS I Any p.rty In Inter..t not ..tl.fl.d with the .ppr.I....nt, .llowanc. or dl..llow.nca of d.ductlon., or ........nt of tu C Includlno discount or Intara'U as 'ho"," an this Hotlc. IN,t objact within .IMty C6DI d.y. of renlpt of this Nottea bYI ..writtan prot..t to the PA a.part..nt of R.v.nu., Bo.rd of App..Is, D.pt. 2IIDZI, Ilerrlsburg, PA 17121-1021, DR .-electlon to h.va thl ..ttar dat.ralned at .udit of the account of the p.r.Gn.1 representatlva, OR ..appeel to thl Orphen.' Court. ADHIH ISTRUIV[ CORRECTIONS, Factual error. dl.cov.r.d on thl. ........nt .hould b. addr....d In writing tal PA D.part.ant of A.v.nu., lurnu of Individual tall", AUNI Po.t ........nt A.vl.w Unlt, D.pt, 21D6DI, lI.rrhburg, PA l1UI-D6DI Phon. (717) lal~65D5. Sa. p.g. 5 of the bookl.t "In.tructlon. far Inh.rltanca ta_ A.turn for. R..ldlnt Oee.d.nt" IR[V~15DI) for an IMPlan.tlon of adalnlatratlv'IY corr.ctabla .rror.. DISCOUHl I I' any ta. due la paid within thr.. CJ) cal.ndar .ontha .'t.r the d.c.dlnt'. daath, 0 'Iv. perc.nt (5~) dl.count of the taM paid I. allow.d. PENAL TV I lh. IS~ taM .ana.ty non.partlclp.tlon p.nalty J. co.put.d an the total of the teM and Int.rl.t a......d, and not p.ld bafor. J.nuary Ilf 1"6, the flr.t d.y aft.r the .nd of the ta~ .ana.ty p.rlod. thl. non-pertlclp.tlon p.naltv I. epp..lebll In the .a.. .ann.r and In the the .a.. tla. p.rlad .. you would app..1 the ta. and Int.r..t thlt h.. b.an .......d a. Indlc.tad an thl. notlca. INT[AEST' Int.r..t I. charg.d b.glnnlng with 'Irst da., of d.llnqu.ncy, or nln. 191 Bonth. and on. (I) d.V fro. the d.ta a' d..th, to the d.t. 0' pay..nt. 'aMa. which b.e... d.llnqu.nt ba'or. January I, I.IZ b.ar Int.r..t at tha rat. 0' .111 t6~) parcant p.r annUl calculat.d at e d.lly rat. of .aaDI6~. All taM" which b.ca.. d.llnquent on .nd aft.r Janu.ry 1, 1.82 will b..r Int.r..t at a rat. whIch will VAry 'roe c.l.ndar y..r to c.landar y..r with that rete annaunc.d by the PA D.p.rt"nt of A.vanu.. lh. .ppllcabl. Intar.st rat.. for 19a2 through 1.96 aral '!!!! Int.ra.t R.t. OallY tntar..t fllctor ~ Int.r..t Rate OallY tntar..t FActor 19at ZDX .ODDS~I 1.87 .. .DDDZU I'U 16:C .DDD~)8 1988.1991 11:< .aDnal 1984 l1:C .DaOSol 199Z .~ .DDaZ'tl 1.15 I!j( .a00156 11J9J-l'lllJ~ ,. .DDDl'lll 1916 IU .DODl7~ 1995-I')'J6 .~ .DDDlU uInl.r..t 1. calculat.d .. 'ollawII INTEREST . BALANCE OF TAX UNPAID X NUHBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR -'Any Hotlc. I..u.d a't.r tha ta_ b.co... d.llnqu.nt will raflect an lnt.ra.t calculation to fl't..n (15) day. b.yond the data of tha a.......nt. If pa.,..nt I, ..da aft.r tha Inl.r..t co.put.tlon data .hown on the Notlca, .ddltlan.1 Int.r..t au.t ba calculat.d. PRoaATE 1011&1111 'Ir'JUrct"l~tf.41 {.~ INHERITANCE TAX EXPLANA nON COMMOtM'l Al mOl l'INNSYl VANIA OF CHANGES lJU'AlllMI N1 Of m VI N\jl DUREAU OF INDIVIDUAL 'A1([8 uu" ;'f\I)l'>Ol llAllfur.ntJIH1 "" 111~~ (1",01 I ci NAMt William Monaghan FILe 2195-0906 ACN 101 SCHEDULE ITEM EXPLANATION OF CHANGES NO. The amount on line 15 does not Include assets passing to a trust or similar arrangement for which a Section 2113 election has not been made (72 P. S. 9113). The reported valuos of tho excluded assets havo not beon verified by the Department of Revenue, TAX EXAMINER Bill Lyons PAGE 1 ROW Copy STATUS REPORT UNDER RULE 6,12 of Decedent: i.J J''-4-'",- " / ) L~ ~~~ #~) 1--...... Name ~ - J > ' - Date of Death: 7 L '" '.J Will No, 1.' ,J .' ,1/' Admin. No. () c,; /.' / ......)..:.1 Pursuant to Rule 6,12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1, State whether administration of the estate is complete: Yes No V- 2, If the answer is No, state when the personal representative reasonably believes that the administration will be complete: f) n e 'f e,..tJi.-t 3. If the answer to No, I is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes No b. The separate Orphans' Court No. (if anYl for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? Yes No d. Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Cerk of the Orphans' Court and may be at/~jd to thiS. rep~rt, Date: ?/J.7/tl7 ~,.ca~ Signat:.ure (i, C &r -/- (', 'S {2; <{.l:,d' Name (Please type ot printb BD7\ J20 Sf), d6q. [11./7/0& Address ' t (7/71 ') ,/-7tov Tel. No. ,,4, ;':~' " f), \'J L. f' ", Capacity: Personal Representative ~ Counsel for personal representative :! :J DU (MAH: rmf/ AM3)