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Home My WebLink About97-04286 ~ c ~ <:.t.: ~ ~ . d ~ "t' .~ . ~ .::t 4 Q,. >... ~ I / ALAN F. GALERMAN, P. C. BY: BRAD S. TABAKIN, ESQUIRE ATTORNEY 1.0. 165649 SUITE 1420 1420 WALNUT STREET PHILADELPHIA, PI. 19102 (215) 732-9996 HYPO HOLDINGS, INC. : 135 W. 50TH STREET : SUITE 1700 : NEW YORK, NY 10020 : va. : PETER J. HOFFMAN and : DONNA B. HOFFMAN, individually: and/or as hlw : 550 ST. JOHN'S DRIVE : CAMP HILL, PI. 17011 : CUMBERLAND COUNTY COURT OF COMMON PLEAS llc 97. '1.,,2n ~W I~ CIVIL ACTION COMPLAINT 1. Plaintiff, Hypo Holdings, Inc., is a corporation organized and .xisting under and by virtue of the laws of the Stat. of N.w York and authorized to do business in the Commonwealth of P.nnsylvania with offices located as captioned. 2. D.f.ndants, P.ter J. Hoffman and Donna B. Hoffman, are .dult individu.ls r.siding at the captioned address. 3. On or .bout November 21, 1990, Defendants, Peter J. Hoffaan .nd Donn. 8. HOffman, execut.d .nd delivered to H~st..d s.vings Associ.tion .n installment not. and ..curity .gr....nt (h.r.inaft.r -not.-) and a mortgage wher.by Defendants proal sed to pay Hoa..te.d s.ving. A.sociation the unpaid principal bal.nce with int.r..t th.reon .t the fix.d rat. of 12' per annWl OVer a tana of 110 aonth. beginning January 2, 1991. (Exhibit -,,- attadled hereto) . 4. On or about December 15, 1995, the aforesaid note was lawfully assigned to Super Special Holdings, Inc., II who then and there became successor in right, title and interest to said note held by Homestead Savings Association. (Exhibit "B" attached hereto). 5. On or about January 19, 1996, the aforesaid note was lawfully assigned to Galonia Establissement, who then and there became successor in right, title and interest to said note held by Super Special Holdings, Inc., II. (Exhibit "e" attached hereto). 6. On or about January 19, 1996, the aforesaid note was lawfully assigned to Plaintiff, Hypo Holdings, Inc., who then and there became successor in right, title and interest to said note held by Galonia Etablissement. (Exhibit "0" attached hereto). 7. Defendants are in breach of the terms of said note. 8. Demand has been made for payment and no payments have been made. 9. Defendants owe Plaintiff the balance due on said note of $32,486.08 together with interest to accrue at $10.68 per day from September 1, 1991 until said obligation is paid in full. 10. To date, said obligation of Defendants has accrued iapound balance of $174.00, interest at 12' per annum in the sum of $22,247.18, accrued penalties and fees in the sum of $1,362.72 as veIl a. attorney. fee. in the sum of $9,115.49 for which a claim i. hereby..de. (Exhibit .E" attached hereto). 11. Plaintiff ha. not _de a g1ft of .aid obligation to Defendants nor led Defendant. to believe a g1ft va. _de. INSTALLMENT NOTE AND SECtTV AG~ENT --- \ '. ~. . In lhlt NOIt and Stturll)' A.,ttmrnllM "'orda, YOU, YOUR and YOURS mlln In,one who ,lancd U. WE. OUR and US mr." . HOME~TEf.O SAVING$,ASSOCIATION "120 Soulh Union 'Streel - 'Mlddletown, 'Pennsylvania 1frr:! Toftpe10t.1rlOln,youprombclopa,UIS 31l/m,. (U.S,)ptullnltrUI II Ihr fllC of _ pffc:rn~;)'t'f. You_ill pi)' tlU. amount in I ~) conlfCullwc .fl..lIIo.IIlI, 0 Inll.lImrnt(l) or S YIlO Veach nil . fin.1 .,' ~ 'I (O.Il"_oHO"I'.Zu 4 . Inl'a1lment or S . Your r1ymrnl(l)..1II btlln on 0 -I) . 19.!iL. .nd ,.ontlnu, on the lam.. d., o( lI,h conleaulwt InlllUmenl pnlod unlil ,OUI Io&n II plHS in (1.111. Annual inlt't1l .iII be ukulllrd on .hc bull or . '1 ~d'J ,ur and charled (or the Ktual number or dl,. cIJpwcI. Tht lmoulU or the FINANce CHARon and ,h. nn.lln".Umclu mown below il UN'd on all paymtnll brin, made on lilt d., d.le. Earl,. pI""tn" _III rtdlKi your InlCfet' ch."t bul 1.1f p.ymtnll willlnmll' h. CoUI,trall,,\'..,lol. DY~rlolnbuftHt'Urfd. '.' t, I . Neuiil, lI\1ellll tn Ih~ '. folllot....I". .GOdl or propen,: (Chrck III boar, ,hi' Ippl,) " Vo. "..... '0 '1' C_A_ 1- ,,~. I c.... C_ l.Mo n..w- ..... .. "- ,- .... &.0.__ c... _ 110,,", .. -... - .... " In No. "111.. (II .080(,) 10 ')l..( / J - 1 ( ,1920. I. AI eoUaI,," lOf )'our lo.n 'OU '1In, UI o Ychklt (1lainU Wrhkh ....e _ill pIltC . lien) o molor 'chide 0 fum rqlllpmtnl o boa. Ulllplant' Omotofcyclt o rmcalionll 'thiel, NfWlUwd Manllfaclurtu' ;1 Illdllon Vur "fib al'ld Modtt No C I s. .. . CAMto Trllll. 0 Potret Slftrfn.' C1 POWIt' Loella C luck" Star. - 0 AM/At :\ltrco C SlIn RooI C lIoSpecd C Pow., Btaktt C eNI.. CcNluol 0 Ullbtr Stal. U Tlpe Dee.. 0 T.Top o Dtad,Enainc (] Po...n Stall ,U ~lt CODdiuorUftI U Vin,l Top . U IItal' DclOQer U o Olbcr lyptI 0' eoU&lcTlI lUCk II ..,in.. 0' entirK'llt 1tC01I8". flOCks. Ind bond, .(_h!e,h wt _i1Illkt pot,Mlllon of) list" below: ,,' 11It eoll&l"aI _III br hpe II 1M lollo.-in. tddrtu: C,teliln,. lnll>>'lnc. Ind e,cdil dlHbihl, ""urlnet II. not requited 10 oblarn credit. IDd _UllMMbc ptowMtcd unit" 'OIIllan brio_ .nd 111ft 10 PlY lhe .ddiUonll co... . I ... Typo CltdiI Lile Pttmium Ttnft Sl.nlIUle 1'.lftlloIPl'fy 'Of ;,.. rmlilli'emsunntt..', ......_ I .Ini 10 apply ror CIcCI.. dilliltltk iMu,ItIC'f.' ...-_ ,_. I W&l\I to .ppf) ;tor emSit . If. Ind diHbilit iamr.."". "--- erN" DiMWic, c,. Lite ... Crtdit Dtsaltilk noUAL nl1T1f~!<.ILNIltNG DlSCI.05UU: n A TEMENT ANNUAL 1'IaCDIT4GE UTE 1Ioo_or__ u a )'arl, fMC. "-.. _. n. MlOUDI oi cmIit Toca' or h'...... nc lmowN rou will .Iwt ~ .Iler IOU have mack I" plymcIlt. u IdwdUl5ed. S 1:2. 1~.l.2.- J7- 60' " v.. "'" ,.... ria'" 10 rcrcn.t.. Ihill.... II kmir.atioll of dW AIftouaI F'1ftIftC'Cd. . 0 I...... ~.., 0 I do aol Wur" k.I.&IINHI,'" .' ,'. t. Your KNdUIIt wiD _: _.... or h () w.. P. . art Ow o " ',;' 1 , S .. .. I , ,I. ,. 0....... 0.,..'1100....., pct- .......;.. ,;;,,", .....~.. y..;....;~.p..;.. (J-'...., q-..y) -" Y..... ...... '_H''''''''''', r-~ '1 ~IW)Y o 'N .ooch 01 Jlfoprn, ball' pwdlutd X " "",.1. ."".. .',j"11 """,,,...S "'Noo.IIIiotIatH"",," It-c~ ,',"I","r-'""": .,;" _ ...... 0..< II .......... "> C ..., ... ... .. ~,~. \"~l; ,'.. I ..,,\ : , '\,01 1M ..;.-. '~.,_,.....u,..,.,.errnr".,...,.. .....IO.mlfll4.~~...d.fi.~~.' . . . .... 1 ;: Sea... ..... .... s.ecw., AjretMtftl __, for Ill, ...iouI ia'OfIDICtoa dIouI .0..,.,.... dtf.... ea, ,"Wed ,.,... ia ,..u W..... ~ dalt. ud ,,~... ref.... aM peMIIin tet 1tn;$Q:, 1:~ . ..."'~ ~ .;.;J ~l\.'!if'~' )1: ".~ . - .. ....... . w. .. ... ...... atlItr ItpI '","I .... .. 'M ",,, .. ,.,.... coIaMfal ."" .mat ,.. -fF-dl"" not,"_ W, e.. .... lh1 procndt of IhIt MIl ,",1M ..... ,.. ... .. .. ,.... .... ... ..., 01* ,"", )'W 1M, 'M o.e .. W. * tIN t..~,..... VI ltatftllla" f1:P6 ....... eowt nrM..... fftltIi'JNtdt atrc:.-.,', fttt. tf 4MI!. v.. --"'.. ~.ew--J .....,.. fwt.... to /,....... " of I. ,.......... .. ,..,. co.t COlla If wt ...... to ..... fO'I. v.. .. .... Ie PIJ' .., difrtrtWt __ .- 1M - _ or 1M _II.......... - HI, Y.. lit ....... to........ ~ 1M - _ lit ~!\__ ....It. ...... ,.. lA, ...,.. .. QIlI .. It to "' off tIla UfefftQ, . t';flnQf'.I\ ~ . II ... ...~ .., ., __ ._ t t""".." - 1M.' .', ..., ... .. _ .. .., . .......... fit y-:, . , 0' .1o\'I.l1 ....... ......... hi .. ... ... , \ . ..-.. ,... ........ .e .., ~.,. TN .... tal" ., lat. cUrttt .. .. -...... u.-. "" ..... ...._ \', ei dlllt ...td ,..,.... or 1 \ - ........., II ... ,.. C'U......,..,................ fva...,..... W,.. WY" "l.AJI J.' rw. "I"""" ~.,..... tfwe.. ".............,.. U ,....... .1I*ffiIl.... ..'~ .. Ie,.. pi............ ... ,.... .... to.. II ,.. ....... ..,....., .tI .... .... it.... . IWl ftiI................ t::=--~. "_If.,...",...._ ,t -,Il...................,.,.....rcwn.w. l_ .... .. ,..,.. .. .. Ulht"".. ~ "' dill t...... ~ C....... ... ... .., ... ....... ..., ..... Yo. ""....... __ -' .,.......... tof't fIl t........ ..tI,.......- 'f.......... tWttI tilt ""...,............ P'f tit'N ...-_, ....... .. ,he ,........ ......,... ..... "9nn YO t'OUC:O<U ,....--..-...- .-.....",.,__...It, ""__~...__......._... ._..._ .........."...................................,.,T ~.... - -..... Of........ _..__If...__....... too _.. _............ ___ -- -----...-...-..----, ...-------- ----- -.-..- _...-.. --..... ....-..-..-... ....--..... - - ~:-~ ~ ('"~ 0 s r:- J1/,p 5 h,......,~ :s 1b~__.1t:.U, _(14 f,~_ <- "'---~~_.__.=........------. ~".,...--- . ~-."--.~.---'-'---~.-... - .,~-""',,'" ,,~^_.. .._---_._--.^.-.--._,~--._~--..--. .- ....~,~-.. <- ..... fltli',lt''I\." : NOTICE: See other Sid!!, ,for important informati.on. wm!!7rfT 1I~'~!'"'F '~!" flll!!lf/T A/IV If!'~sm~no" . ,.' . ORWMqalny IAISOlVfUXPRWClllIIIPW;,.,.. . " \ lllIordftll ~ .L'~ ,I,'h'~ " 'C'~ <- /I' ~ " '" 11DII)'~ ~ .I. '~~',:.." :, ~...-~ ~'l.,l "'"1'" ,~. " .,.j -'" ,.,,, S.curllv Inl.rllt.., Own.nhlp'"d U.. ollh. COllal".1 Prop.rlv tn.ur.nc. .nd TUII ~"'UII "RighI 01 5"01" Irregular Pa,manl. Oala, In Enlorc.....nl A...gnm...., Our 01"" Right. .. , ,.' _ ,;;M? ,;:t, . . " .,i'- '/1'\ \''1;0 rk~. :-nOf'! T:r.:~t;\ j,lAI ~i':r .1~:~M:".Jl'.H. " .. ..,---f' " ",'" ,I' .,1' "..It.' ,I.. "J,..,.,. .,'.,., ':: 1,1', ',1,11111," .""'l :..,.... ,,t. ,.; ..~1.,. fI"I'M I'n" "..... ""011 "'.,',, li1on\ bi:i{.:Il ., ''It'1e a~SIAN'D~ONDI IONS ',II',: :I'j.'>j."" ,"I"'Pnt~'I:i 6.. ...... ,.., ,'. I ,,," .J.. , '~",. -', ,'-" IJ. .~:.: \1 ~(- .... ,I .., , " ,.. "'1'" 1,1 '11<: '" ....". _,.. ,.".. , rt . . . -, This socurily'lnlerest covon.replacemenls oi'a'd'&ttldns inade to YOUI ceflaters\. II 'also covors any other a~~ounts or securllie~.of yourscO.Il1I~g in.lo OU! possession at any tima Y.o'~i1~,vour loan remains. unp,a;d. ,. II. ." '.II'I..".w' .fl,,'.' '" ", ,t.! ", :,' _," Vou promiso.thal there aro'no olhor,clalms,lIens or sacurlty Intorests againsl vour collata,al. Vou promise nollo sell, lease or give tha collateral to anyona atse. Vou promise to. keep It In good repair, use it carefully and not allow anyone 10 use II lor any unlawful, purpose. ,!o~ agree ,IOth"Ip .us POall... , anything necessary to protect Our security Interest In the collaleral. Vou agree to lell us in writing 01 anything that Inlarferoswltri'ouhecu'rity'lrire;a~t. Vou agrealo toll u's In wriUng'bafore changing your address or Ihe address where Ihe collateral is kept:' '., . ',,'''. . ""'1'1' " I", ," ",' ',I... "',.". Vou'lI keep thecollaleral insured for Its full value against loss and damage with an insurance COmpany Ihat we accept. The policias'musl say that\ve are 10 be paid if Ihere's a loss. Vou'II daliver the policias to us, if we raquest.lllhe collateral Is lost or damaged,.we can use Ihe insurance proceeds to replace or repair It or to repay any amounts vou owe us. Vou'lI also paV alllaxas and lees on thecollataral. We can insure tha collataral, or pay eny lax. Insurenc. premlumlor fees<r you don;qalthough we don't have to), If we do pay laxes,lnsurance pramlumsor lees, vou!1I repay us wilh Inle,e.t18t tha highest rale allowed'by law or we cari add the amollnt palddlreClIv to'vour oUlslanding tala rice. , "'0''''' I..". . ..... "'.,,' ,." .........:._ l...."!......l".. ' Vou will ba In delault: 1. II you don't make A paymenl on lime or don'llully rapay any toan VOU mav hava with us. 2, If you break any promises VOU have made 10 us In Ihls loan or any other loan nOle or loan Iransacllon with us. -,"1. ... " .. . " ".,1, .f' ,",~.., 1"<lo..Nn} ",3; If you become Insolvent cr,We bankruptc.y...... ',' ......"... I.,,' " . .,,, .'1 i:h'" t 'l~""'.' 4, If a lien Is put on the collaleral or It is confiscated. . ~""',!~,, 5. If anv other creditor Iries by legal process to lake any money of yours In our ppssession, 6. IIlhe collateral Is mlsusad or in danger of depreciating too much: ',' I, 7. If vou do .nylhing Ihel'ed~cel vou/abillty or willingness 10 repay. " 8. II VOU dia or bacome IOcol11Jll!te"L I ' '! "': . .... 9. If we leel wa are reasOnably,lnsecure. . I' If you are in defeult Vau ag;lI8;lha~,we njaV:wilhout oo(,ce 10 you, re4uire V,ou,\O pay immediately Ihe unpaid balance ofyour.loan.or,requlre (more) Collal8ral. II we demand lml\ledlate paymant the unearned part of Ihe FINANCE CH, ARGEand, credit Insurance (If anY) will be redUCed',frOm your toan balance. " 1'1It II' f; ... I ',I. '~l'l 01.'11. .. . t : 1ft ;~ ~ 1I.,ltl:l' We have what II kn~~n ~s Ihe "rlg'hi oi ;I;;;;;;-;'~:~,e:; ~~'ii 'v~U ;;;~ ;~;~~ ~:~}oin. This means WI have Ihe righl to use erlV amounll v()~ have in .nv depOsit accounl with us 10 pey lNhat VOU owe We i:a~accePt tiNt p.y";e~ts ~;i~a;;i~i'~ay,'I'ents, ~~e'~ thO~g~ mar~eci~pavm~~i I~ lull', without losing any ol.ourrights U"".!,lhiS.~Ple'i.:" '. _(''B.'. .: __ .. .,~ I.. ' .! I We can delav enlorcing any 01 our,rlgllts under this note wli'fioul using Ihem.We can.e,xcusa one bor. rower Irom certain responsibilitie..ny nllmber 01 limes wilhoul losing olher righllagalnslany olhers. Beceuse ..e excuse one defaull by you' does not mean thaI later Occurrences 01 iclefault will be excused. _, . .... . ~ We ~." assign any 01 ou;. rlghl; u~~er lhiS no;~~t~~i.y~~" consent.' " ' I W. can enloree this nota againSI your htirs and legal represerill"ves. Noora. slltem_"lls will be bind. Ing and all changes in Ihe lerms of vour'oan musl be approved bV us in wriling.1f WI igree 10 change thelerms 01 VO,ur,'oan, VOU agret Ihal the s,ecurilV inlere" In Ihe collat,!al will COnlinue unlil vour lo.n IS paid in lull " .. t"...l. , '.111... ',I, '''iI'' ,. .t. '''. ..' . ........ ~p, . ..., . ....... 'Il.' . ..... ., .... ." .,,', ~1 ,,'. ,., '.", .. ..... '". ..... , . t.<; .... ..4 ....... ~l~l .... ................,..,., '1. .~.t " . . '''t . ......,.... .,.......,..~ ". ~""" , .......,. ", .......... I,. _,...' ....to..... ...,.." .... ,,, ,t.,..; ,......,...IJ .... t',. ~ f' ........,. '.'- ........ ........ !loM'r~ ".... .,....,.li._ .'W -If .', " .." ,..' "'. ..1\~'" ;._.' 't"I;.. ,'" '1'- '""" ~ .~."".....,...... tf ... .......... .. ..... -, ~ .\f-.;.u ".. ,.. ,,,I ~.'.tI.d . . r. .~ '.". .... '"'"" "....'1 .o' \of'" '.'. 'lIf,'.tfI' .,...' ,......... -........~~ ;::1". '. ~.' ,01 .~~., ,"'.. ,...... .....' I.j..,,; '""'1...?t< ...l . . '- 'I"" ~..... "'"'_. .... "'" :'" ..... .l..',,,,,~,, ,.......,. ',' ''',.t'' -'l ....U......" .':;'.;; .~. -I .. ,,"....... *.. ...J~' ... ~ .'....\ ~ .,..... , '- \ t , ..._\.,;., .............,( .Jct(llOl ..; <f'I'.... W. ...,.... ....... .... '.. -, ."'.,~,..;..,.... . '.l, , ,\ ,-....... 1 ;-,,," , '. .(P~ \\.~~ F.!:CCr.~CO-~:i'lCE C,' 7iiE ,,::"J.~:J. :' ~L:Cr}s C:T:;:RLAI ,~UNTY-IJA, ~ 1- 0 y- I 0 -:,: ....... '90 NOU 27 fH'l10 19 - IS,... Ab." "". Un. 'If n.....,I"1 0.1'1 MORTGAGE , 1'IIIS MOIl'l'OAOJI ("Seeurily 11I~lrumelll") Is ll.ivell 011 ................,liQY.~'R.,2.1..,...........,...,...................,........ I !)....~9.Q 'rllC '1lorlgncor is ......I.I..............f.~.!f:B..:1.,...JiQr~ntMi..~..>>.QNNA..aA...8Qk'I1lAlf............................................. ............................................................................. ("JJorro\vcr"). ThiJ Security Juslrunlcnl Is siven 10 ................................... ........!tg~tl:r~...$AY.l1{(i~..Atl~D.c.lA;r.tQN..................................................................... which Is or&Duiz.cd Anti cAistillg under tile lAws Qf ....CClHHONWW..II1..QE...P.ENliS.ILiANI4........... and wl.ose addreu Is ..................................................... ........l.2.Q..SQUIll..UH.I.OH..~'l'B.E.ET.....1iIDlll.EIQWN...P.A....~20S.7.................................................................. ("LcncJcr"). lJurrower uwes Lender Ihe Ilrllleipal sum of '".....:tWn'..:;tIfJl!,..:t'llOU~Atm....EOU.a.."I1.tlIlBml,.Am1_::..,'::..::...'::..::,QO/l '.......-........,....,................,.....,.............,..... Dollars (U.s, S,..;\3...~.QaA,O.Q..._...,..), nlls debt Is cvldeneed by Dorrower's nule daled .he same dale liS Ihis Securily Inslrumelll ("Notc"). which Jlrovides for monthly paymellls. wilh Ihc full debl. if nol Ilaid earlier. dlle ami p.1yable on ..............................NQJ{~'H...ZA.....ZOD.L...,........,................., 11,Is Seeurily (lIslrumenl secures 10 Lellder: en) Ihe rel'AYlllelllof lhc debl evidenced by Ihe Nule. wilb lllleresl. Alld all renewals, c..lellsiolls alld lIIot1I0"110IIS: eb) Ihe pAymell1 ufAllother SUIIIS, wllbllllercsl. advAlleed ullder IIArAlfOpb 710 Jlrolecllhe security of III Is Seeurily IlIsloullelll; Alld (c) Ihe pcrfllrnlance of lJorrower's covenanls and Dcreelllenls ulltler Ihis Seeurlly Inslrulllenl Alld :~~~l~ r:~~,~~:~~,!:,:::~:~:,~!.~,::~:~,~~..~,~.=!W~~::,~~,~:,I,~,~,~I.~,~~::.~~~.~~,~~~~~~.~~,:~.~~~~~,~~:l~,~~~;i.':,!;;:~?: AND TOWNSHIP OF HAMPDEN WIIICH PROPERTY IS MORE FULLY BOUNDED AND DESCRIBED IN A CERTAIN ' , DEED RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN THE COUNTY AFORESAID IN DEED BOOK D, VOLUME 31, PAGE 1097, ALL OF WHICH IS INCORPORATED HEREIN, AND REFERENCE THE SAHE AS IF FULLY SET FORTH IN LENGTH HEREIN, AND ., , " which has IIle addtus of --UO"'U.....tQllllS,. gIrD; .__..,..___ -CA.R..II.lJ....~ .,. , .__.. .. tShoII ICItI rClllll)'1mIIa ..- .........., -....U~L_ ("l'ntpcrt)' AtIdn:ss"}; I ,.. CooloI Toom'll!k WlTll IlIllle Iml'fOYCIlICIllS now or bcfWItt mtled llll Ihe J>r1II'Ctly. ..... all -11I1C1III. rithts, IpputlCtS&llCes, RIllS, royltlies, till_at, oillllld pS riahls IlIItI IlIOIlls, Wllet rlthts alllllIocl .... aIllJt'"' !lOW 81' Ilercal'leu pari ofth,/'fOtlCflY. All rcp/llccmcat. .....1IIWIt1olll....U Ilsobceovm:d ~ IIIkSmlrily ....lVlllUll, t\!lllt.... foftcoIac II referred to ht lhls SccIIrlI11MlnullCllt u lhe "rmrmy," , /lollllown COV[HANts Ihal IIotrowu It lawtllll, $ClIetl ,It IIle esllllc l>mlt, tIMIftyed IIIIlI "I I'" ria'" It> mort..... Cl'1l1l1 a,", CtItIvcr I", "rGjIC,l, 1,",lh.ll'" 1'Rl/lUtr .. "_tbcrcd, tl"", lot _ l....<rnm fII tmIfd. /lor_, "'".1111 .11" will dermd CCntl'ally II.. IIIIc 101 lite rr<>p:rty acalltll III dalmt ..... ......... ....,... .. .., eftCllIl\bnllCcs or rctOnl. Tills SlCUIIITV 1..s1'l\U~II!NT coalbl_ Illalfonq CU_nla I\Jr ""11onaI \lSe ..... _ .111101'11I". IlIta.... Iimllcd vlrlalkMls by Jllrl'dk:tlott IOCOlUtlllllc IllIIilorlll Mtllrlt, ht$lnomcnl co~ ,.t praflCrI1. I . ... b~ 93i Fa<< 421 rENNSYlV^NI^_~...... hmn,-rHMA"UUlC UHIIOlIM IHsrlluldrllT '- IOn UtI) ..." ... 1ft..., i.. 'flklI. !: p. . I , . - . UNlI;OIlM CQVl:N^Nl~. narrower ulld l.elldereovelllllllD.llllIsree us rollows: . . I, 'l'uyillclIl 0( l'rlllclllul IInelllllcresl; "rellllYlllenl nllel Lulu Chllrces, 1I0rrower shlllll"olllplly t,ny whell due Ihe prllleijlal orlllld lllleresl olllhe debl evldellccd hy Ihe Nole Ulld III1Y prcpllYlllenl UIllI IlIle ehn'aeHlllellllder Ihe NOle. 2, 1'lIlIIb (nr'I'lIxCJ Dlllllllsllrllllee, SlIhjeelln npjlllenble IlIw or 10 II wrillell wnlver hy I.elleler, 1I0rrower shull "uy 10 I.ellder IIl1lhe clllY 1I111111hly II/IYlllellls ore cllle IIl1der Ihe Nole, 1I111111ho NOlo Is "old III (1111, II slim ("l1l1lllh") e'l"nllo olle.lweltlh 0(' In) yellrly l'IAe. 111111 n"e..lllellls which IllIlY 111111111 priorily over Ihl. Seellrily tll.I'"l11elll; (h) yell,ly IClI)chuld 11:t)'IIlCUI" or CroulIIl rC1I1s nn the l.rol1crt)'. if IIU)'i (c) YCllrl)' hll1.unl ill~lIrnuc.:c IIrclllllllUs~ IIl1d (d) ycnrl)' IlInrlClIGc in~lIrnllcc prc.:millnl!l, irnny, Thcse hen15 ure cnllcllucsc.:row Ih:III~," Lcmler IUny eslfmOllc the hlUds clue un thc Il:u,i,. nrcurrclllclull1ll11CI rcmmllllhle c.5liuUllc, orrulurc escrow ilcm~, "'llc I:ulllb slllllllu: Ilclelln un i'I!llillllion Illc (lc'lUsils. or uc~nllllls IJrwllicl1 ure 11I511rcII or Cllnrullleed I>>)' n (e"ern' Ilr .Ii.le ncellcy (illehlllilll: I.ellder ir I.ellcler Is sllch 1111 illslhllllrlll), I.ellder shalllllljlly lI.e Fllllels In puy Ihe e.e,ow hellls, I.ellller lIIay .11I1 charse rnr hnlcllllC olld "I'J,lylIG Ihe 1IIIIIIIs, 1II1I1IYl.IIIG Ihe neelllllll or verirylllC Ihe escrow Ilellls, 11II1e1l f.ellelcr I,ays IInrrlllver illlereslnll Ihe Fllllels ollel opplicllhlc law perollll. I.cllder In IIIl1ke slleh II ehllrce, I!or~ower 1I11e1 I.ellller lIIay "cree In wrilillC Ihlll IlIleresl shllll he pllld on Ihe IInlllb, UIlIeSS 1111 "creemelll is IIIl1de or IIpploe"hle IlIw re'llIires IlIlere'lln hc paid, I.ellder shllll 1101 be relllllred In pllY 1I0rrower III1Y illleresl or earuillCs olllhe I'lIl1ds. Lellder :,111I11 cive lullnrrowcr, Wilholll chllree, 0'1 UllllllolllceollllllllC orlhe 1'1111115 showlllC ere,lIls olld debils lulhe rllmls ond Ihe I""(lo.e ror which ellch IIehic 10 Ihe Fuud. WIIS OIl1de, 'rhe r,unls lire pledced liS ",hlilinlllll sccurlly (IIr Ihe sums secured by IhisSeeuricy luslnuu.,", . , Ir Ihe IIUlouul o( Ihc Fu.ub held by I.ellder, loeelher wilb Ihe rulure IIUllllhly 1'"Ylllellls n( rUIllI. (lIIYllble l"IM 10 Ihe doc dllles oflhe ..,crow II ems, shall exceed Ihe nmllulIl rellllired lu PIlY Ihe esefllw ilellls whell dlle,lhe ueess shllll he, nlllurrulYer', O(lIlUII, dlher l,wml,lly repllld 10 IInrrolYer or erediced to lIurrllwcr 011 mnlllhly poymenlS or FlIlllh, Ir Ihe IImolllll urlhe Fllllds hcld by I.ender Is nol slIRicienlln /lay Ihe esefllw Ilems when dlle, lIarrower shllll pay lul.elllier III1Y 1111I011I11 necessnry In IIIl,ke "I' lI.e dcliciellcy In one or 1II0re paymellls ns rellllircd by I.ender. UpOIl pllYlllenl ill rull or 1111 Sllllls Secllred by Ihls Seellrlly InslrllOlelll, Lemler shall prom/llly rerlllld 10 IInrrnwer allY I'lIl1ds hcld by Lender, Jr IIl1der pllragraph 19the I'rnperly Is sold or aelllllred by I.ellder, Lellder shllll apply, 1I~II.ler 110.11 ImOledilllcJy I,rior to Ihe sale or Ihe ",operly or ils ncqllisilioll hy I.ellder, OilY rllnds held by Lellder IIllhe I.llle or applle.lion n. iI eredll ngninsllhe slims seellred hy IhisSeellrily 'nslnnllenl, 3, Appllcnllnn or .'IIYlllenls, Unless op(lllellble IlIw provides olherwise, IIl1pllYlllellls received by I.e,nler 1I111ler porDgraphs lalld 2 shall be npplled: fir.I, 10 hlle eJlI"ces dlle ullder Ihe Nnlc; seeolld, 10 I"elmymelll eI.orges Ilue ullder I he NOle; Ihird,lo Amllllnls payable ullder porllcnoph 2; rourlh, In inlereSl due; alld IIISI,IO I,,'neifllll due. 4, aIDr~cs; /Jens, 1I0rrower shllll pay IIl1lnxes, nssossmellls, ehllrces, fioes IIl1d impnsiciOlls lI11rihulllble In Ihe I'rnperly which IIII1Y lI110in "riorily over Ihis Seeurily Inslnllllelll, 011,1 lellsehol" pllymellls nr grnund ...IIS, i( OilY, 1I0rrower sholl (I'y Ihese ohlig'lions inlhe IIll1nller I'ruvided ill (Iaracrll(lh 2, ur i(1I011'"i,1 inlh.1 IIUllmer, 1I0rrmver .101111 p.y Ihelll Olllillle direelly 10 Ihe.",,,nll nwed puymelll. lIurruwer shalll'nlll'l'lly (IIrnhh 10 I.ellder nil 11111 ices o( nOllllUlls 10 be p.ld onder Ihis pnrDgr."h. If 1I0rroIVer mokes Ihese I'llymenls direelly, IInrrower shall ,"olll(llly (urnlsh 10 Lemler reeelpls evldeneinc Ihe ".YlllenlS. Ilormwer .h.lIl>rnlll"lly disehllrce IIny tiell which hu"rilll'ilY UVer Ihis Secllrily t"'lnllllelll IIl1less 1I0rrower: (II) ogrtes ill writiuc 10 Ihe p:aymcnl of the nhliCulinn secured hy lIu: lieu in .lltlaUner ncccl\luhlc In I.cauler; (h) cnnlrsls in ~uud (..ilh Ihe licn hy. nr tlc:rcllcls ncqim. cnfnrccmcl1l nf Ihe lien ill. IcCt4illmlCcctfinc! which inllu: I.c..lfef's ..,'ininn "prr,,'e In lI(cYcnllhc cn(un;c:mcnl ur Ihe licn car r...rdlurc nrA"Y 1"lIt "r'he .''''lftCIIYi IIr (II:) secures (rnm the huMer ur I he: lien Hit .crccmcnt salhJ"c.:lnry.., Leud.:r Jillhuulinnliuc Illc liell tn Ihis Securi.y 11I\ll'umc:,,', If I..ellder deletmines IlInt All)' I'nr' or Ihe .'rnpcrl)' is subject In. licn whi~h may AUAi.. I"iori.y Uver this Security Instrumc:nt, l..cuder IIIfty ,Ive lIorruwcr . nDllee IIIonlirylnC Iloe lien, Ilnrrower .hull suUs(y Ihe lien nr I.ke Olle or m....e ..rlhe Aclions sel (nrlh nbove wilhin 10 d.y. a(lhe elvinC n(nolle.. 5, Itdurd tnsurnuoe. Ilnrrower sball keep Ihe illlprovemellls now uhlinc nr I,ere,ner ereelo.1 onlbe Prn"orly in.urell.c.insltoSl by fire, ".utlls inclu"ed wilhin .Ioolorm ..ule....e.. e..ver.ge" .",1 Any nlher h.ratlls (or which Lender requi,os iosur.nee, '11lis insur.nee shall be n,.inl.ined in tI,e u,"onllls nnd (or Ihe J1Criods Ih.1 under roqnires. 11,e in.or.nee e.rrier "rDvidinc Ihe inso"'lICe sh.1I he chosen by IlnrrDwer sllhjeer .n lemler's .p",ov.1 which sloollnol be nnroosoo.loly Wilhhc/d, All insurance policies u",t ,enewals .b.1I be .ecel'l.hle .n I.ender .nd sh.1I inelllde 0 ".",Iard OIortc'ce dom.. lender sl/.II b.ve Iloe richlln hnld Ihe policies .nd renewals, I( Le,"Ir.r re'llIires. 1I0rrower .hAllprolll"lIy clve 10 I..nder all (feci,.(. nrraftJ "rcaniun.. and rencwal nnticcl. In Ihe cve.......lnu. I1I'nuwt:t .II.U c.lvc I'tmnl_' nnlice tit the iu~mn"u;c carrier Dmlltndc:r. '.culler may makc .trnornf'nu if"n' uuulc: In"Omplly hy Ilnlruwcr. Uuless I.euder ollllllorrowcr nlherwise .cree lu wrilluc. insnrllnce "",cecds shall he ."plie.1 In reslnr.linn or "IIIlir or Ihe l.ro~r''1lh..nl~edl if Ihe (fslntlllton or rcpnir is ccn.mmicalJ, fcalihl.: ..... tender's set:uril'1 is nOI'cIlClted. II' III~ 'eslDrolion or rellllir i. nnl eeonQmieally (eusihle or under's seeuri.y IVnuld be lessened, Ihe lnsurallce ",aceeds .hall be I.rpllod 10 Ihe SUIIIS Sccllrcd by .his Seenrily 'nslrlllnenl, whelhcr IIr 1101 I hell tlue, wilh AllY Cleess Jl:lid 10 Ilnrrowcr, It Ilorrnwer .~ndons Ihe "rnlICrly, or docs ulll answer wilh;n )0 days A IIl1liee (rum Le....er IhAtlhe insurane. carrier h.s 'nITerod 10 sellle. er.im. Ih... '-entler may colloellhe Insllnance 11Inceeds, ulllter m.y IIIe IlIe "r""cedslo fCl..lr or reslore Ih. l'rDrcrlY nr In f1lIY alln.s secured by Ihis Seellrlty InsIrUlllell', whelh.r or nOllhell due, The )O.d.y ",rind will bec1u whenlhe nOliee is clven. Ulllo" lender .lIdllnrroworolherwise .cree lu wrilluc, .IIY pPlllle'lioll o(t"'lC.ells 10 l'rilldtUlt ah.1I IltlI Cltend or poSII'one Ihe due tI.le orlh.II1011lhly raymeuU ..eferred 10 IUI"''''C'''I'hs I .u.. 2 or ehAuC.lhe anlOnnl oI'the paYlllmls,1( IInrler t>.trac",ph 191be l'fllflCrty is acquired by Lelllter. Ilormwcr'l richllo Iny insurance IlCllides alltl praetCtls resullin, rrom d.lI1aCe to II,e ""'flCrty mor 10 Ihe acqnisitilln shall pass tn '.ctllltr 10 Ihe Cllml 01'1 be SUIIII Stcnn:d by IIIi, Sctllrily (ustrumelll IlIlnletlioltl, prior In .be .Ctluiahinn. &. 1',esernU..a .nd f',tahl'elta"CI"r I'r....rly; I",...t...t,b. Ilnrtllwe, .h,UIIlll.kSlroy, 11.11I.,. or lubsl.llllall, ch."to Ihe 1""/'CllY, allow 11I".I'rnl.""ly 'n ller<<i"r.le nr ......II1111 ",..Ie, 1.( Ihis See..ri'1 ""IIII'Ut.., it OIl . 'Usthaltl, IInrrn"'.r ah,,1I e....,pI, Willi IlwlltlIV"WItt. orlhe w.... a..d irUormwn 1tI:'l"'tcl fee IItlc 10 II", l'rr'f'Cr1), lhe '"wlOld..... (,ellllo sl,.llIlOf m<ra:c 11111..,1.....1.. .CfttS III the ""'rCu ill wriri..C, 7, t.ruleell.... D( blllkr't II/eltls ht II." ......pcrt,; M.rleoee t....raIlCC, tf IlnrfO\YCr (.ils 10 rcrrorm lhe l'O'(".~'Is~llIt.cree">e"ls ....'I.I"ed it> litis Secllriry.'mln'fl.CltI. ~ lion. is.. k1:.lllf'llC't'atinc 'Ii.'""y slCltillclmll'."ccl 10...1". ,,&IoIS II. Ihe t''''rcn, (..'d. AS . rr"t:n~""C '" 'lIltk,"l'kY, 1lt1lbalc, fur coodellllt.linn N r.. CIlt_ la", N I,."lato,",,), 1lll:lIl.tn,ler IIIAY do ....1 \"SY (d' whalCYI:r is ll<<.'tSSAI') h' 11I'll/tellhe ..lltC ,1(lhc I'roperl)' and Lcndtf.s rlcItls '1\ Ihe 1''''1'<'111' I.c~r'> Klintu ~1 iMcltttl.! ",,)'illc .Ily Slfillt "'Wetl Ity a Iicll..hicb h., ....I&lril)' jlftr litis Sc\wlty tll\l"""(lll. OI'llC""" h, e,...,I, r-y"'c n:.ltIIl.h/c 'lhlt1W)'$' kn .",1 clllni.., OOlhe fre>t""1M IItDLe rlfl4in. Akhov II t,"ol" ..",..tht:'''''' "...krlWI ''''.Cra.... ',lClltkrtltlClllDl Ii." 10....'0. C , AllY ........"h 11"....rwl Ioy l.....kr .....I(or Ihil.t_.,r..... 'd,.1t 10(0:""" lll"I........1 ,1cI11 1If'....roWTr S<<tIrnJ by I hit \"nrH, ''''.''''"m'. U"t,,~ 1I'''''''wtr ....1 ulMkr .cne I""'her ........ lIf\"Symellt,'hcsc "'''''11I11 shall bear inlernt tl'Olll 'h. Ilo'c ur .lisl_ll.cnl .1 'he Nult rale and shall he f1lIyalok, ..lIh illl""I, ........1 _let tfOUl u...1tr 10 hofftlWtt '''l''HII., r.,...."l. ~;;o- 99; tw.! 42:.>, - _t.: . '. , h If /.elltler reljuirctllllorlgage illsur~uee liS n eOlltlilioll of lIIakillC Ihe loa II seeuretllly.lhi~ Seeurily IlIIlrulnelll, IlllrrolVer'shllll Jlay Ihe Jlremlullls relJuired to IIIl1illluilllhe IIISUrllllee ill erreellllllll such lillle os Ihe reljuilemeol for Iha illslllnllee lenllilll.lcI ill :Ieeortlallce wilh Ilorrower's III1lJ Lender's wrillell agreelllelll or npJllleullle low. 8, JIlIlleel/oll, /.elltler or ils ncelllllluy IIInke rensoualll. elllries 1IJ1011 nlld illlJleeliolls of Ihe !'ropelly. Lellller 11",11 cive Ilorrnwer 11111 ice IIllhe lillle IIfor prillr IlIlIn illspe.lillll sJleeifyillg rellsllllllllle calise fnr Ihe illSJleelioll, . !). Cundc:mulIIJulI. oflu: proceeds oruny lI\Ynrd or elnlll' rur .Inlllilces, direct or c0l15eflucl,linl, In CU1111Cc1iu11 ",illl 1111)" cnntJell1l1J1lil1n ur ulller hiking of tll1Y (1:1rl or the l'ropcrlY, or fur COllVCYUIICC In Iiell of COnllClIIl1nlloll, nrc hcrcuy nulglled lII.d sh,,1I he I'"icllo I.ellcler. '" lIu: CYCllt nf n lotallnkin!: uf lite l'ropcrl)'. Illc .,raceeds A:hnll he upplic,. In Ihe slims sccurelllJ)' this Sccuril)' IlIsl(lllllcnl. Wlu.:lhcr or 1I0t Ihen due, wilh nllY CACcSS puicJ lolJorru\Ycr. III Ihe eyclIl of n parliullllkll1C IIf Ihe: I'ropcrl)', ullless Ilorrower olllll.ellller IIlherwise ~cree ill wrilillg, Ihe SUIIIS secllred hy Ihis Secllrily IlIslrlllllelll shnll be redlleecl by Ihe nlllollnl of Ihe I'roceeds 1II1111iJllied lly I/Ie followl1l8 frnclloll: (II) I/Ie 1lIllIllIIlIounl'uf Ihe SIlins secured inllnedlnlely before Ihe Inking, divided lly Ill) Ihe fnir IIInrkel vlllue ofl/.e J'rOJlerly inlllledialely hefore lhe Ink/IIC. AllY 1l.lnllee shnlllle p~jlllO 1I0rrower, . Iflhe I'rOJlerly is IIhmuloued hy 1I0rrower, lIr it; nfler 1I0lice hy /.ellllel'llIllllrrow<r Ihnllhe eondelllllor IIlfers 10 moke Oil nword lIr sellle u Clllilll fllr dlllllllg~,llorlllwer flllls 10 reslllIlIlllll Lemler willi In JO dllYs ofler Ihe dlle Ihe nolice is given, Lemler is nUlhoriled 10 eollecl and opply Ihe proeeeds,nllls oJlliun, eilher h. resluro.iun or reJlnir ofll.e I'roperly or 10 Ihe sumsseeured by Ihis Securily Inslrumcnl, whetheror nullhen duc, . Unless Lender 1I,"lllorrower olherwise ogree iu writiug, IIUY III'Jllie~liUII of proceeds 10 prilldJlal slollllllOI eAlend ur pOSlpolle Ihe due dole ofll.e mOlllhly pUYlllenls referred 10/11 p.rngruphs Im.d 2 ur ellllllge Ihe omonlll or.lleh p.ymellls. 10. UnrrolYer Nul Ilcleusedj I'orbeoronee lIy I.ender NIII II Wllher, UAlellsinll of lI.e lime for IIlIymell1 or mOllificolilln ur omorlllalion of Ihe IIIms seellred lly Ihis Seellrily tllslnllllelll grllllled lly Lender 10 any SlleeeSSllr III inleresl of 1I0rrower sh.llnol'oJler.le 10 rele.se Ihe Iiallilily of Iloe origlnlllUormwer or 1I0rrower's suee~slor. ill illleresl. I.emler sloollnol lie reqnired Iu eOlllmellee I"oeeedlllgs og_illSI uny .uecessor lu inleresl or refuse 10 ealeml lime for plymenl or olherwlse mullify amorlllnliou ufll.esums secured by Ihis SeenrilY tnslrumellllly reasun ufony dem~lId mode lly Ihe origillnlllorrower or Ilorrower's successors ill IlIleresl, AllY furhe't11l1ee lly Lellder ill eAereisillg nllY righl ur remedy sh~/Il1ul be n woiver oror I"ecludelhe elereise nrony righl nrremelly, II. Successors nnd A..tgns lIuulIlI; Jolul Ulld ScYerlll 1.lnblllly; Cllo"llllen. The euvellalll. m.d agreemenls of Ihis SeeurilY ""Irumelll shollllilld ami hellefillhe sueccssorsmlll nuiCII' uf I.ellder alld Uorrower, sllhjeello lI.e provision. ofr.ro,ra"h 17, Uorrower's eovellaul. nlld agreelllelll. shall beJo/nlond seven.l. AllY Uorrower who eo..lglI.lhi. Seeurily Inslrulllelll bnl dne. 11111 eAeeule 11.0 NOle: (a) I. c....18I1iuK Ibis SeeurilY IlIslrnlllenl ollly lu mllrlg"ge, cranlllnd eOllvoy Ihll Jlurrower's illleresl illlhe .'rollCrly undor Ihe lerllls ..rll.ls Securily IlIslrumelll; (b) is 1101 persunally obligated 10 Jl'y Ihe sums secured lly Ihi. Securily IlIslrulllenl; and (e) allrccs Ihal Lender nlld III1Y olher Uorrower mny ngree 10 ealeud, modify, forheor or make nny aeeommOllnlions wilh regard to Ihe lenus of Ihis Securily IlIslrumelll or Ihe NOle Wilhoul tholllorrower's eOllselll, 12, Luall Olarees,. If Ihe 'uall seellred lly Ih/. Security IlIslrmllcul i> 'nbjeetlO alllw wl.ieh sels m..imumlooll charges, and Ih.1 law is filially IlIle'l"eled su Ibal Ihe IlIleral ..r ulher luall ehorccs eullceted or 10 be eolleeled III cOllncc:tion with Ihe loan CAcc:ed Ihe IlCrmillcd limils. then: (a) All)" Inch InOl.. chAruc $hnll be ,cduccll hy tht amounl necessary III reduce Ihe eharlle 10 Ihe 'lCrmilled limil; nlld (b) allY SIlIllS nhc.,dy colleeled fnllll lIorrower whie" eACeeded l'ermil/ctI/imhs willlle refullded lu Uorrower, Lellder may c1.uose lu lIu.ke Ibis refulld by redueillC Ihe rrillcipll owed ullller Ihe NOle or by mnking a direcl poymellllo 1I0rrower, Ira ref.ullI reduces Jlrlllcil'nl,lhe redoellulI w/lllle Irealed as a parllollltel"Ylllelll whhoulallY prepaymelll eh.rce ullder Ihe Nule. 13. l.cgl>lalloll Mleelllll: tellder'. lIIe'.ls. I( ell~ehuelll or eAI.ir.liulI of .Pl'licllhle laws has Ihe clfeel \If rellllerillg ony flrovision oflhe Nole or Ihis Seeurily Inslrumelllllllenrllreellble .ec\lrdille 10 its lerllls, Lellder,.1 ils IlI'Iilln, OIlY require immediole t,oymelll in filII of all slI/ns securedlly lhis Sc~'\Irlly tllslrumellllnd OIlY invuke any rellledin permilled by paragraph 19,1( Lender elereises lhis oplloll, Lender ,ba/le.ke Ihe sleps sJICeifiedln.he seeondl'araCl'nph flf pllA&lll'h 17, ' 14, NolleCJ, Any nOliee 10 Jlormwer pmvided ror lnlhis Secttlily IlIslrlllllelll shull be givell hy deliverillG ilm hy moUin& illly firsl cluss mailllllless al'l,lieuhle law rellnir~ IIse of allol/ler lIIelh...... The nllliee shnll he direeled t" Ihe I'rol'erly Address or OilY olher .ddress Jlorrower desiglllles lly 1I0lice 10 Lellder, Any nOliee lu lender shalllle givenl,y firsl cl.ss moUro Lender'l oddr~s silled herein or .ny olher adttress Lender designales lly nolice 10 lIorrower, Any 1I\11ke providctl for /lIl/tiS Securily Inslrument shalllle dccmed 10 h.ve lIcen given 10 JlorrolVer or Lender wIlen glvell os l>rovided ill Ihis ""ragraJ.h, IS, Cu,ern/ng l.a"j Scyerublllly, 11.is Seellrily Instrlllllelll shalllle covemelllly federalluw und Ibe law of Ihe jnrilllielionlnWbieh lhe l'roJlCrlY is localed. IlIlhe evellllhll allY pro,ision or c10llse nf lids Security Inslrumenl IIr lhe Nllle eonniels IVilh .I'plieuble IIIV, slleh e\lnmel .h.llnol arrecl olher luuv/sionsnf Ihis Seellrily Inslrumenl or Ibe Nole "hieh Call be g/ven eITeel will,ollllbe connietillC I"u,i.ion, 1'0 Ibis elld Ihe I'rovlsiolls of I his Security 'nslrumelllnnd lhe Nule nre deel.red lu be sevelllble. 16. llurrO\'er's Cupy, Ilorrower shalllle gi'en 1II.e eUllfllrmctl COl'y of Ihe Nole Iud orlhis Seeunly 'lIslrulllelll. 17, Trall,rer at Ih. I'ruperly or n Uencllcl.1 Inlerestln 1I0rro"er. 1f.1I or allY (lAM of 1/.. I'rupcrty or all1 inleresl in il is slIl.llIr lransferred (or if a """eOeial inleresl ill JI\lrmwer i1 sold or Irallsferred .nllllurmwcr is 1101 a n.luul l~nnn) willamn LClutu"lllrwr writh:n cnuscul. I..cn\Jer may. allls ull.intl, .-rtluin: inunalinh: P.1}'1II(1I1 in run fl(.n ,U"UI 'eeurCl' hy Ibis Sccllrily IlIslnllnenl. IllIwever, 1I.1s \l1.liclll sbull 1Il'1 be CAereilell by t.cllllcr if CAere..e i11.rnhibited by ICllc.nlIoIlV as \ltlhe ,laIc \lrl/,itSeellrily tllslnllllelll, , If Lellller elercises Ihi1 nplion, Leanler sball Civc llurrower 1I0llce of n(Celeralioll. The nollee sltllll"u,kIc a'ltliod of 1101 kn Ihall JOd.ys rllllll Ihe dule Ihe 1I0lice is delivered ormaikd IVill.ill whicl.'lorrowcr IlIusl flAY 11I,unn SCC\lfed by Ihis Seellril1111slrlllllenl, tf Ilnrrower f"ils 10 ,'"y these SUIllS I"ior Illlhe Clllinlioll ofthls IlCric_I, Le'tller m01 jllvo~e a"1 I t:IIH':lliu ptnnilk,t Ily Ihi\ ~t:urlI1In\lnllnCnf will,out rUltlU.'f notice Ut dcltu~n\1 unllurrow.cr. 'a. lIotrln'er', llir.hlllIllclll\I.,.. If U"nuw.:r Ill'''''' ecrl.in "....Iilitll,.. IIt"rower ,1..11 h.ve Ihe rictl' I.. I,."" ,"r'lfecllleol ..fl..is S''ClIlilY 1Il'llIIlIIcnldi,eollti...""ln..1l11iIlle I'ri....,,, Ihe earlier nr, (.)) cloyS (or slleh IIII>t:t pctk>t!., 'l'rlie.Me I.w m.y Il'Ccify rar rei..""lc'l\CtIl) hd'.>rc sale nr Ihe "lUllCrty 1"lrsttAIIII.. ."y !'ower ut ule CUIl'litlC\J ill'hi, Seell,ily IlIlIrumelll; ur (h) elllr1 nr u judClllenl enforcing Ihis Scc",ily .,,,Irlllllelll. 'n.ose co"dilliMllltC lhalllorr...""r: (.) 1"11 LCIIIler all \.IlIlS which Ih.n would he line llll.lcr Il,is Seelltily IIISIIII'"clIl .nd Ihe NUle hid IIn leedc'OI.u" nce""t"; (b) ellres nny .1.f.1I11 ..r .IIY nll..r e""""olllS or .CrcclUellh; (e) 1'''1' all "I""s"s i"ellrl'Ctt i.1 ...rorellll! Ilti. Sttll'''1 Imlllll"'"I, li,dullillC, hilI "'" Iimiled III, tfU"""Id" .lton'~n' rC<I; ..,,1 (d) I.k.. SIKh .'11.... .. Lelld.r lII.y '<>\lII'.lely "'I"i,e In .""re 11i.1 th. liell "r 'hb S,'e,ui'y to'lnlu"'lll. 1.<1Il1",', liCh" ill Iloe I'rol..rly ....lllorrll""'r'. olclt('llon I~ I'.y .l.e slIms lewred by Ihis ~<ellrily Itlslrllmelll ,hall elll,ll'lIle un"h.lle<,lI. U.- rritul.I~I by llorlowCl, I.... Steunly Inllru....III."d 110. obliglllons mured "cr. ley ,...11 rr....I" (ully elfcell.e 1,Ir no lCCelrtlllon tlW oceUIIN. lIowenr,lI,h ,i,hllo rri"s,",.,".1I llol..'r'y III II....,. tot' ..'<lcr......1 u"tI.r rll'C'I,,,.. I) or 11. . , .' ,. 111-, 4'1'1 bOQ~ Uv f rm ,.,J .. ,. " f' '. '. . NOl'f.lJNlfClltM COV~N^NTS, norruwer Oll~ LCII~cr furlhcrcovcllllnl un~ nCrcc os follows: , ." '19: ;\ceclcml/nll; ncmcdlcs, Lcnder .hnl/ CIYo n~l/c. 10 llorrnwcr prlur 10 neeclcrul/on lullo~lnc llnrruwer's Ioreoelo ot ony eovenonlur o~rcelllenllnlhls Seeurlly IlIslrnlllcnl (Ionlllllllltlur 10 ueeclcrnl/on IInder POrnerul,hl I J nllll 17 , nnless npllllcnhle hllr pruvldes olhcmlrc), I.ender Ihnllnul/ly 1l0rrOlrer III, nmonc olher Ihlncs: (nl Iho dolollll; tlolthe I oellnn relllllred," ellre Iho delulllt; (c) when Ihe delnulllllnol he cnred; 01111 (d) lhnl fnllllre In enrol/,o defnlllt ns Il,ecllled 1II0Y r<snlt In ueeclcrlll/nnlll Iho .mnlleenred hy Ihl, Seellrlly 11I11r1l1llOIlI, lorednsllre by Jlldlclill l"oeee,lIl1~ ,""1 onle 01 Ihe I'mperly, I.elldc..hllll Inrlhcr Inlorlllllurrll\,er IIllhcrl~hllll reln.llIle ullcr neeelcrul/un 1II1111ho rt~hlln ...orlIII Ihe . InreclnsurelltOeeedlnlllhe non,eslrlenee nl n delnnll or nny olher delenso of IIl1trln,er 10 oeeelernllonlllld forcclosnre, If' 1I1e oIel.ult Is nol enrcd ns .pecllled, l,ellder nllll ol,lIl1nnlllY rC'lnlre Inllnellllllo ".Yllleni In filII 01 1111 IlIml seen red by 1/,15 Seeorlly Inslrllmenllfltlouol Inrlher ,lellllllllllllldlllllY 10r~clo.e,lhl. Secnrlly tn.lrlllllenl by Judlclllllltlleeeollnc, I.cnol.. .h.III,e clllllled 10 elllleel nlloxl,eosellnenrred III pO..llll1c Ihe relllcllleslltllvtde,tlnl/,Is IllIrlll:rnl'lo 1f).lnclmllnc, 1011111111 limited 10, nllorlleYl' Ices und e:..IIII( Iltle evhleneu tolloe ..lellll,erlllllCed Ioy "l'I,lIenhle I,,,,, 211, Lelldcr In I'ossesslllll. Upon IIceelcmlinn under p''''C'''111o If) or nlon,"II1I11I1CIII of Iloe I'(Operl'y. Lc,"lcr (in persoll, Ioy oCelli or by jlldieilllly nppoinlcd recciver) sbllll be clllilledlo enlcr nplln. 11Ike plllsession of IIIld 1II11nnce Ibe I'roperly nnd III collecl Ihc rellls of Ihc l'ropCrlY Includlnc Ihose (llIsl cine. Any rcnls collccled by I.ender or Ihc receiver shall be npplled /lrll 10 pnymenl of Ihe cosls of oUlnneemenl of Ihe l'rn(lerlY nnd cullcclion of rculs. inchllline. Ioul 1101 limiled 10, receiver's fees, prcmlums on receiver', bOlUb nnd rensonllhle lI!1onieys' fces, nnd Ihen 10 Ihe sums securcd by 1I,Is SecurilY loslrlllnenl, . 21. lIeleose, Upon pnymenl of 1111 snms scclired by Ihb Secnrily Inslrnmenl, tendcr s':'nll dlschnree Ihls Seellrily In.lrnmenl wilhoul cbaree10 IInrrowcr, DorrowcrshnlltlUY nny rccurdllllun cos's. 22, nelns'atemcntl'erllld,lIorrower's lime 10 rcinslnlc l,rnvidedlul,nrncrnph t8 shnll ..lend 10 aile honr (lrlor 10 Ihe commencemelll ofblddlnc alo sherin's sole orolher snle IlIIrsllnllllolllls Seellrlly IlIslrllmelll. 2J.t'urehase Money MarlC.co, Uany ore he debt secllred by Ihls Secnrlly Inslrumenlb lenllo UorrolYer 10 nequire IIUelo Ihe Properly.lhis Seeurily IlIslrumelll shnll be a pllrehase mOlley morl,ag.. . 24.lnlercst Rale Arler Jllllcmenl. narrower aerees lhallhe interesl rn'e pnyable nner ajlldcmelltls ellleredunlhe Nole or In all nclloll ofmorten,e foreclosure shall bellle rote JllIynble frolllIllIIe10 lime IIndcr Ihc Nnle. 25. RI,lers 10 IIlls Securlly loslrlllllenl. U Olle or more riders nrc caeculcd by norrower nlld recordelllngeUler wilh Ihis Securily IlIslrumeol. Ihe eovenAlIlS and acreemellts or cnch such rider shall be IlIcorporeted illlo nlld sholl nlllellll nlUl sllpplement Ihe eoveolnls .nd acreemenls or Ihls Security Inslnllllent 1IJ if Ihe rlder(s) \Yere n plrt of Ihis Seeurify IlIslrllmelll. (Cbeek .ppllcable Iool(es)) o AdJuslable Italc IUder o Oradu.led Paymcot Rider o Oll,er(s) (specify) o Condominium Illder o l'lanned UlliI Development Rider o 2-4 "omily Illder 11-5 (V 1'1" 1'\ ................................--...............................-............. Dr S.ONINO D~1.0w, Dorrower .ccepls .nd a,rees 10 Ihe Icnns ulld covellanls conlailled In Ihis Seenrily Inslrumeoland In any rlder(s) cICculed by lIorrower alld recorded wllh II. .if: ~ I, ........_..._._..__.__.._.(,,," .l~ -~_N .e-~ti..........D...... 4d../;1i~::.-!.......(Se.I) 1._~.'.-;.;.(tJ, 8.u_.., ts,... ..... YloIo Uno ror ".k......I_1 Wllnesses: rr~..,..,......._,....,_., I HEREBY CERTIFY THAT TIlE PRECISE ADDRESS OF TIlE LEHDER (MORTGAGEE) IS' . 119 ~Q~ ~JQ~ ~,~ ~J A . .........,..,., .. .. . I. ppl-~~r.,.JI9~?..............,............................ ON BElW.F Of mE LENDER. BYI <.M'Hs...C~... TITLE I 4c...\~'N~ :..~~.....,.........,....,... } " ss: COlJNTYOI' ,.I;.~......,',..,..,.. I". .t?~~. ." '" I Not.f1l'11b1k bt a"" (or said -, .ntI &lalt, 40 1Icrch, cenlr,.... '" r~xt,. , "u't. ~~r.,........" ......,........,. ........ ".. ,,1'tf$CMIIllY 8fIPCIRII IodOl' me .nclls (an) h..... ",_oil. -10 be.h, ....~) ..... ~ WOI1llt\/ ollht tolIlcats ollht fllrq..... hutrtIIICIII, hIYt tlttllled 11_. a"" Itt-Wcrd IIId 1ouI71f "'Ml...,.~1,~I....'I. frtc DJld \'OIualaryDClllllldatl....... ~ . I ",.,l\{llIs.Iltr,.lhclr) . . .... ...., ....... .. tl~~.~ 1ouI, .'-'11... .., ...1"',1~..1"~11'1a ~ "",,Ibettluttrerth. . (\It. .ht, lbe1l _ ~. ..' oll".1 ,.'t .<""...., r, ;),rrr- .' \Vll"m Ifty 11I"4 aa.I ol'llclal at.tlh..,..;.,.~,~.:~ :~......: .:..... ~,:, 4a1 ol..~.~ ~"'... ....~~, S$. ' tv ..lOt ,> " '1'" t",.. ,.... .~~~~~. , M'loU'mii'Iolll!i*I:-- _!" \ '. . ~.." . ?7.. './':-.'\'!~ ~ ,~. \ _~""A\";"ic-,,~.._ . . _ . _.. ._ "f.;J~ :, \";a;, _.~............. c:.""" ,~ ., . "rt;'~"""'MM,a.,'tIt"H .... .. ,...."..."" ..,,~....,........ ''l~~' ."- . ---. Not", I'llNIo . '., ." \ f., .-.'"''''....'',..,...AtMC-....~---.... ". : ~.... n --... . '. '.l . '- '''"' .Tht hnttu I d. . ..,;r......~'" )ll...l,../ ,. "'fftt .., "'pltt br............................................................. ~. < ':\.}.";\l" ~,~ .."t .....,..,\'......, ~. .,- t",- STAT!! OP I . Suhc 900, Two Pann ConlP.r PfQr.a~ PI~ladolphla, PA 1910? . BLANKET ASSIGNMENT OF MORTGAGES AND NOTES 'f' ., . 11I1S ASSIGNMENT OF MORTGAGES AND NOTES is made effective as of July 6, 1995, by and between Resolution Tmst Corporation ("RTC') with and office at 1000 Adams Avenue, Norristown, Montgomery County, Pennsylvania 19403, acting in its capacity as Receiver for Homcstc.1d Fedcral Savings Associationf'Assignor') and Super Spccial Holdings, 1nc, II, a corporation organized and existing undcr thc laws ofthc St.1te ofNcw York, witll an office at5 r:.ast 37th Strcet, 10tll Fioor, NcwYork, NY 10016. WHEREAS, by Order No, 91-520 of the Office ofThrifi Supervision, Department of the Treasury of the United Sbtes ("OTS"), dated August 30, 1991, RTC was appointed Receiver for Homestead Savings Association ("Old Thrift'); . WHEREAS, by OTS Order No. 91-520 dated August 30, 1991, RTC, as Receiver for Old Thrin, immediately organized Homestcad Federal Savings Assoeiation,(''Ncw Thrift') and caused it to be chartered as a federal savings association; and WHEREAS, by OTS Order No. 91-520 dated August 30, 1991, RTC was appointed as Conservator for New Thrin and by virtue of that certain Purchase and Assumption Agreement dated August 30, 1991, entered into between RTC as Receiver for Old lluifi and RTC as Conservator for New lluin, succeeded to all right, title and privilege in and to substantially all of the assets of Old Thrift, including the mortgages and notes which arc the subject of this assignment; and WHEREAS, by OTS Order No. NE94-13, dated April 8, 1994, RTC as Conservator of New Thrift was replaced by RTC as Receiver ofNcwThrifi, which appointment was accepted by RTC on April 8, 1994, NOW, ll1EREFORE, for value received, Assignor hereby remises, relc.'1Ses, quitc~1ims, transfers, assigns, and delivers to Assignee, its successors and assigns, any and all of Assignor's right, title and interest in :md to the Mortgages located in the County of Cumberland, SbtelCommonwcalth of Pennsylvania, listed in Exhibit "A" allaehed hereto :md made a part hereof. TOGETIIER WIlli the Notes collateralized by said Mortgages, tile monies due or to become due thereon, with interest, and all rights accrued or to accme under said Mortgages and Notes; all without recourse, represenbtion or warranty whatsoever, expressed or implied, except as set forth in that eertain Loan Sale Agreement dated July 6, 1995, by and between Assignor as seller and Assignee as buyer. IN WITNESS WHEREOF, Assignor has caused this Assignment to be executed 12-15-95 Premises: 550 St. John's Drive Camp lIi11, PA 17011 RESOLtmON TRUST CORPORAllON as Receiver for HomcsteadF .' flkla Homestead Savings Association Mortgagors: Peter J. lIoffman and Donna B, Hoffman Mortgage Amount: $33,400,00 By: Name: STATEOF ':~'<'"L/ COUNri Jo/~ Attomey-i~f~~ant that certain Power of Attorney tIC' If'Yf'Iw~r- 7 , 191t- recorded in Dook '\\lJt, y.g-r , Page "'IS". I. C_\.P,....l County, Reeords. . , . Formerly known as Ilomestead Savings Association ) )SS. On Ibis '0. day 0 her, 1995 before me the undenigned notuy public, personally appeared the above-namc:d AI Grazi3no, Attorney-in-Fact for Resolution Trust Corporation, in its capacity as Recei.cr of Homestead Federal Savings Associ:1tion# with lln ofrtee III 1000 Ad.,ms Avenue, NorristoWll, Pennsylvania, 19403 who deposes and states tll.'It he: executed the: foregoing assignment and acknowledged the: fln&oinA instrument to be' his free IIct and deed. l:un duly authorized by the laws of ReJfS~';tltr,,;1. to administer oath! in said stm. The precise address 01 tho within named Assignoo is: 5 East 37th Street, 10th Floor \ New York, NY 1O<t16, By:~~ tor. tool... "'... ~ ~~~ ~t-j1H/~ eta blic , : NOfAIIIAI. SEAl. fAHiA It ~Ttll-, I'ulIIlc &"'Q r I ~ Ca. MY CM~_. r t '- t.'" p f'.' firu'! "' EXllt!\lT "1\" j .. . " ALL THAT CERTAIN lot of land situate in Hampden Township, CUiT.l:lt!rland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the western line of Point Ridge Drive shown on the hereinafter mentioned plan of lots, on the dividing line between Lots Nos. 34 and 35 on said plan, said point of beginning being 370 feet measured northwardly along the western line of said street from the intersection of the northern lin~ of ~est Lauer Lane and the western line of Point Ridge Drive as shown on said plan; thence in a westerly direction along said dividing line between Lots Nos. 34 and 35, 145.6 feet to a point; thence in a northwesterly direction along the dividing 'line between Lots Nos. 29 and 35 and 28 and 35 92.4 feet to a point; thence in an easterly direction along the dividing line between Lots Nos. 35 and 36, 154.8 feet to the western line of Point Ridge Drive; thence in a southerly direc- tion along the western line of Point Ridge D~ive on a curve to the right, having a radius of 1880.08 feet, 100 feet to the place of BEGINNING. BEING Lot No. 35 as shown on Plan of Lots, Section 1, Point Ridge Farm, Hampden Township, Cumberland County, Pennsylvania, said plan being recorded in Plan Book 8, Page 2, Cumberland County records. HAVING thereon erected a brick and frame split level dwelling with an attached two car garage, known and numbered as 550 St. John's Drive, Camp Hill, Pennsylvania. BEING the same premises which Florence E. Fisher, widow, by her deed dated the 20th day of December, 1979, and recorded in the Recorder of Deeds Office in and for CUmberland County in Deed Book "U., Volume 28, Page 451, granted and conveyed unto Clara Jane GOOdwin, Grantor herein. Said lot of land shall be subject to the protective covenants, restrictions and reservations established by prior record and dated February 6, 1956 and recorded February 17, 1956 in Misc. Dook 118, Page 445, Cumberland County records. './).1.,..109.... &OO~ 3 111\.1 , 2: <( o t -.... ""..- . ( ALL THAT CERTAIN lot of land situate in Hampden TOWIlShip, Cumberland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the western line of Point Ridge Drive shown on the hereinafter mentioned plan of lots, on the dividing line between Lots Nos. 34 and 35 on said plan, said point of beginning being 370 feet measured northwardly along the western line of said street from the intersection of the northern line of West Lauer Lane and the western line of Point Ridge Drive as shown on said plan; thence in a westerly direction along said dividing line between Lots Nos. 34 and 35, 145.6 feet to a point; thence in a northwesterly direction along the dividing 'line between Lots Nos. 29 and 35 and 28 and 35 92.4 feet to a point; thence in an easterly direction along the dividing line between Lots Nos. 35.and 36, 154.8 feet to the western line of Point Ridge Drive; thence in a southerly direc- tion along the western line of Point Ridge Drive on a curve to the right, having a radius of 1880.08 feet, 100 feet to the place of BEGINNING. BEING Lot No. 35 as shown on Plan of Lots, Section 1, Point Ridge Farm, Hampden Township, Cumberland County, Pennsylvania, said plan being recorded in Plan Book 8, Page 2, Cumberland County records. HAVING thereon erected a brick and frame split level dwelling with an attached two car garage, known and numbered as 550 St. John's Drive, Camp Hill, Pennsylvania. BEING the same premises which Florence E. Fisher, widow, by her deed dated the 20th day of December, 1979, and recorded in the Recorder of Deeds Office in and for CUmberland County in Deed Book wuw, Volume 28, Page 451, granted and conveyed unto Clara Jane GoOdwin, Grantor herein. Said lot of land shall be subject to the protective covenants, restrictions and reservations established by prior record and dated February 6, 1956 and recorded February 17, 1956 in Misc. Book 118, Page 445, Cumberland County records. ._I'l 1 '0109'"' &Oilll/ 3 bLI , -""..~ . . o C,,) I.JJ C,,) Z ~ Q:: :::l en c., .,:.. z- lr I.JJ_, -I .i .-. ~.; -c'! f- -=1 z 5 a t .' . . Aftor rocording rotum to: . FE('\1AN AND PHELAN LAW OFFICES Suilo ~OO, Two Penn Conler Plaza Phi'ao~::>hiJ. fJA 19102 n ~ .' ASSIGNMENT OF NOTE. AND MORTGAGE OR BENEFICIAL INTEREST tN DEED OF TRUST FOR VALUE RECEIVED, the undersigned assignor ("Assignor") does hereby granl, bargain, sell, ITansfer and convcy 10 the following assignee ("Assignee"): Hypo Holdings Inc. S East 37th Streel, lOth Floor New York, NY 10016 all of Assignor's right, lille, and inleresl in and 10 thai certain Mortgage or Deed of Trusllisted and described in Exhibil"A", anached hereto and made a part hereof. TOGETHER WITH the NOle collaleralized by said Mortgage, the monies due or 10 become due thereon, with inlerest, and all rights accrued or 10 accrue under said Mortgage and Note; all without recourse, representation or WllJT3llty whatsoever, express or implied. The Mortgage or Deed ofTrusl assigned herein was assigned to Galonia Etablissemenl by assignmenl from Super Special Holdings, tnc. II, and was assigned 10 Super Special Holdings, Inc. II by assignment from the Resolution Trusl Corporalion, both of which Assignments are being recorded immedialely prior herelo, '- IN WITNESS WHEREOF, the Assignor has caused this Assignmenllo be executed this the I~P, day of January, 1996. ASSIGNOR: Mortgagors: Peter J. Hoffman and Donna B. Hoffman Premises: 550 St. John's Drive Camp Hill, PA 17011 GALONIA ETABLlSSEMENT A cOlpOl'ltion organized under the laws of the CountJy of Liecl1tenstein II Sandweg, Triesen, Liechtenstein Mortgage Amount: $33,400.00 BY: ~ R,,-- SeymoUr Braun, Direktor ;"!I.-:. :.:-:.'::a.......... . . ~ " STAT1! OF NEW YORK ) ) ss. COUNlY OF NEW YORK ) '. ....... ,. (.. J t; ..r:: . , I) -.t'::~.... .' ,:;;:~:~;' " The precise address of the within named Assignee is: 5 East 37th Street. 10th Floor ~ew York. ~ 10016 \ By: ~~ I"" t-tl\3ll 0' ... ...."-1 The undersiancd, a notary public in and for the above.said County and Sl&Ie, does hereby ackllowledp thaI on Ihe day and year set forth below, pmonally appeared Se)1DOUf Braun, as Direlctor of Galonia . Etablissement, and being duly sworn by and personally known 10 the undersigned 10 be the person who executed the fOl8&oinl instrumenl on behalf of said principal, acknowledged 10 the undersigned that he voluntarily cxmrted the same for the purposes ~inl..stated as the free act and deed of said ~ipal WlnlESS my hand and ol1kia\ suI, this the I q '1 d.i~, 1996. . I .~ -", "- M.g' . T " . Notary N6 02nJS0l12U My Cortllllission E"pirtt: I ~ 1-..~.;. ..J/~-''''r! II (. .~ EXHIBIT "0" 2./1/% 3(t11 Shc,ntll"" 11 PMooO ~ \.. ~rb .c u '" III c...o i '" ~i! ... ... c ... .. ot:z 9 :coc . .:::E 0 u . 00 c 0 '" """t,,,, ...... III be"3 .. III " ~ < . 'UoU III .. l:. .= Cl oo.c .c I E.!:'" c u '"~ '" u 0 "00 i .ga~ ...'" o ~ ,,<oi =Cl. ... :I C ...>0- .. . - .. ., .... fiB C> CIIlr:;: '".. e :z: os ~ U... III .. .. . .~ .o?J o . e Cl.'" '".. ...CIl:) <11"0 ....c :I ...'Uo III ..0 t. fi . ~ .. .. :I (,) ... 0 .. "_"0 Cl.'" Iol'" '" .. ....e ::I ~ 1:: t'\IJ U.!! <11"0 .Cl. C> ~ E b .. '" ~ 0"0 C>. ..~.o ... ~ 0'" ... ..0 E 0 ..... C> I 0 :) "Ou .... .. .. u. ., t-~ e ~ .. - = 00 0"0 '= - (".c .... ... .. - -. " iee::; 11I..0 "01 .c . ~ ., .- '" <0 .... .c 1.11 ., ... c -8 ClQ >. 00"0 - "3 1!. "'''0 .... :::E~p,. . .. ."0 ::1"0 ~~ · f.., . o C "0 ... ,.. .... u s!i~ > .. a ~ .. c ~'" ... z "8 Cl. . . . ..0 1 ~ Ie;: ... . . .0 :a .. :a.. t:,_ c - leD ~ t ,I ."0 I .... :1 ~Ji~ .... ..... ~ . ~.. .. ~~ !.=l . . .. , . (l n '. . ALL THAT CERTAIN lot of land situate in Hampden Township, CUIl'U:..:!rland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the western line of Point Ridge Drive shown on the hereinafter mentioned plan of lots, on the diViding line between Lots Nos. 34 and 35 on said plan, said point of beginning being 370 feet measured northwardly along the western line of said street from the intersection of the northern lin~ of West Lauer Lane and the western line of Point Ridge Drive as shown on said plan; thence in a westerly direction along said dividing line between Lots Nos. 34 and 35, 145.6 feet to a point; thence in a northwesterly direction along the diViding 'line between Lots Nos. 29 and 35 and 28 and 35 92.4 feet to a point: thence in an easterly direction along the diViding line between Lots Nos. 35 and 36, 154.8 feet to the western line of Point Ridge Drive; thence in a southerly direc- tion along the western line of Point Ridge Drive on a curve to the right, having a radius of 1880.08 feet, 100 feet to the place of BEGINNING. BEING Lot No. 35 as shown on Plan of Lots, Section I, Point Ridge Farm, Hampden Township, Cumberland County, Pennsylvania, said plan being recorded in Plan Book 8, Page 2, Cumberland County records. HAVING thereon erected a brick and frame split level dwelling with an attached two car garage, known and numbered as 550 St. John's Drive, Camp Hill, Pennsylvania. BEING the same premises which Florence E. Fisher, widow, by her deed dated the 20th day of December, 1979, and recorded in the Recorder of Deeds Office in and for Cumberland County in Deed Book "U", Volume 28, Page 451, granted and conveyed unto Clara Jane GOOdwin, Grantor herein, Saie lot of land shall be subject to the protective covenants, restrictions and reservations established by prior record and dated February 6, 1956 and recorded February 17, 1956 in Misc. Book 118, Page 445, Cum~rland County records. _J). 1 ....109... bOill{/ 3 r~~l , o U LU U Z < a:: :;)c. (/')~ 2- z 5 n >- f May 14, 1997 Hoffman, Peter J. Hoffman, Donna B, 550 St. Johns Drive Camp Hill, PA 17011- Interest Paid To 09/01/1991 Loan Number "',' 11PA00003 Next Payment Due Date 10/01/1991 Demand Date ..."" .., 05/14/1997 PAYOFF ANALYSIS ------------------------------------------------------------ Principal Balance ...., ... '" Imp04nd Balance ,.,...,.... ,. Suspense Balance "....., ..., 32486.08 174,00 0.04 ) ==-====._=- To:al Balance ............................ Interest To 05/14/1"", ,.,................ Acc~ued ?enalty Fees .. .,.... ... ,.... ..... Legal Fees ,.............,................ 32660.04 22247.18 1362.72 4500.00 T07AL D~~ as of 05/14/1997 ,.... ,.. ,..,. S 60769.94 .-....-.-..... Per Diem Amount Is $ 10.68 fliT" IXIUBIT "l" 6, Admitted in part and denied in part. Attorney Tabakin wrote to Attorney Yoffe by ietter dated August 3, 1999 lreceived by Attorney Yoffe on August 5, 1999, after he returned [rom Carlisle and the hearing on that date before Judge Hess I . See copy of letter marked as Exhibit "CO attached hereto, It's further acknowledged that in Attorney Tabakin' s August 3, 1999 letter he included a copy of Defendants' Interrogatories with purported Answers that in fact fai led to fairly answer or legitimately address the questions propounded, Further, Attorney Tabakin faUed to answer the Request for Production of Documents. Attorney Tabakin did supply a single document, which was simply an amortization schedule for the loan. 7. Admitted. 8. Admitted. 9. Admitted. 10. Denied, The Cumberland County procedure is for the Prothonotary to send opposing counsel such Orders as are entered. Attorney Yoffe provided the stamped envelope to the Prothonotary, and Attorney Tabakin .pparently did in f.ct receive aU relevant Orders from the Prothonot.ry, Whether or not the Prothonotary included the concomitant Motions c.nnot be detemned by Defendants, but in any event, Attorney Tabakin, .fter receiving the Ordels, and if the underlying Hotions were missing, f.Ued to .ct on his own beh.lf to request the Motions from either Attorney Yoffe or the Prothonotary, 11. Denied. The Prothonotary sent the copies of the Court Order to Attorney T.b.kin in the st.mped envelope provided by Attorney Yoffe. 12. Denied, Plaintiffs were not prejudiced in .ny w.y. It Iuldn't answered the discovery .nd still hasn't f.irly .ddr....d ...... It know it h.dn't answered the discovery and failed to obty this Court's Orders, whether or not Attorney T.bakin possessed the under tying Motions. " "".. ,."~ . \...\,........ 1". .~.t 'jA ;~,... ..", r., ...,., ., ." ,)., M ....~... .,....':*'/1 b;1~~I~"" ~l~~f'~ , "j .' IJ\W nH'Wr.n torrz , torrz, P.C, 7'" S"n..tl" ^v~nllP', Suite 203 f"lImp IH II, rA t 1011 NORHJ\ll H, YOFFF: JEFFREY N. YOFFE Telephone (717) 975-1838 Fax (717) 975-1912 November 18, 1998 Galerman , Tabakln Aasoclates Attnl Brad S, Tabakln, Eaqulr.. 1420 Walnut Str....t Suite 420 Philadelphia, PA 19102 REI !!y~lIoidi!!9!L_I!,_~~, Peter J, Hoffman and Donna B. Hoffman 110, 97-4286, ,Cumberiand CountYI Your flle No. 97-536BT Dear Hr. Tabakinl We have taken over the derense or this case from Attorney Butler. Hr. Butler forwarded to m.. lh.. whole fUe and I have reviewed it. First of all, I "m entering my appearance as the attorney for the 1I0ffmans, A copy of thls Praecipe is enclosed for your file. Secondly, I have prepared and endose to you a Motion to Produce Documents and a few Jnterrogatorles, Th.. b"sic information that I am trying to obtain i. aimply what your records indic"te as to what payments have been on thia account, the various charges or Interest and whatever, and then, of coune, the preaent balance of the account. [note that you have requested to take depositiona of Hr. and Hrs, 1I0ffman, and you cf'rtainly have a right to do that and if you r..quest that of mf' "nd w"nt to sugq"sl c..rlaln times, I can pick one that is convenient to myself and our clients and we can do that. 1I0wever, I suggest that you answer my discovery flut becauae depositions of our client m"y simply reveal that they don't know what the balance 18, I wouldn't exp..ct that their records would be aa goed aa the mortgagee's records. 1 alao note that Mr. Butler made at leut two settlement offen, the most recent of which appean to In th.. amount of $20,000, and that offer _. rejected by you, Hr. and Hrs, "offman are still intereated in aettling thh case by refinancing and could and wouid pay more as long as they can verIfy the IlIOrtgag..e's r..cord or the true balance, I thInk bolh or us would like to get thh caae r..ol".d a. f..t ea po.sible .nd not mak- a red..ral case out of it, The issue as heretofore ..t forth is a v..ry sl"'l,If' la.uf'. Whlle It is tru.. that ..y cll.nts have told _ that several Fed"rat statut"" have b..en vlolat.d by the varioua _rtg.".. l..nd..rs In thh "....., .0..... ot at I of which ...., provide IIIOnetary penaltl.. against the tendf'r, 1 hav..n't "v..n begun to look into thh Ntter .Ince I want to sttalqht..n out the balance l"su~ first, EXHIBIT "All GALERMAN & T~~~~~!~ ALAN F. GAI.ERMAN, F.SQ. 8RAIl S. TAUItIN. ESQ,' 'MIMI" 0' HlW '11m UI December 2, 1998 UH WALNUT lUlU Itnn'I" rmUDurlllA. fA 19111 (1Il11J1 "" FU uln 7JJUII "" OIUIA ollYl Ol.nOID. H'..... 1"'" III .,.. FAI ""11'&,'''' NOllnan M, Yoffe. Esquhe YOFFE & YaFFE. I'.t', 214 Senate ^ venue Suite 203 Camp I1iIl,I'a. 17011 RE: IlypolloIding.q, Inc. v, I'tler J. IIulTm8n and Donna Il. Iloffinan No.: 97.4286. Cumberland COlUlty Our File No.: 97-536IJT near Mr. Yoffe: I am in receipt of your leUer dated November 18. 1998 in connection with the above maUer. If Mr. Ilutler flllwanledto )111I his entire liIe,l 8m sure that )'OU are in possession of all relevant documents binding your clients to mine. As per )ll11r letlllCSI, enclo~ "lease find an np to date I'lintll\lt fillm my client slKlwinllthe 1"incil'le balance, mrlstanding interest to date. accmed penalties and f~ and legal f~. alll'nl\'ided for in the linancing agreements eltccuted by your clients. 18111 also enclo~ing fill your review a WIlY of )'our client's Illlyrnent history indicating that l1uoughoutthe life ofthis 108n, only four 118)1nCllts have been lI1ade, Kindly contact me immediately upon receipt of the enclosed to discuss the above Indta anange r.lr a mulually C(ll1VeniCllt date for depo'lition. IJSTikl'l EnclOSUft EXHIBIT "S" -.-. ....-....---.-, ~~.,r.. _. .' (") ~.., (') ( . U> -., ." -'. ~ ~ ..,.,', ..:'t ~) . '''1 ?~ ." , I f:* ,,) .d i,)~' c --;\ ~,) r" <r..-..... -:::'1 =, .- ~ ~ ,! (") (1f' T,:..' :....-:-,,0"'1 "".,- C. .~ ~ ~., ;to :- ~ , ...~ I.": .- I'~ _:J llf: C";. ( "'I o~ ti: ~ to,' ~: 0:) ,'- . .d I _.,1 u..' n. ,. " " I. , c., ;,'iL l!. .... ("i C"- d 1:5:$ ~~ ~:i . it I Q;~ .... :/l d t ~ .... l 0.: ~ i~~ .... ~ ;>, rl · - ~~ ~ ..... I LIl ~ i < I ~..... ~:s ~ .... ~:5v~z . f5 ~ .-<a, 8 >> i < ...8'J . i~ i :J~; ~i 11: -& ~ "'B I ~~!IIII g~~ ... ~... ~B~ ~ . . oqla i > ii'~ ..... ~ < ~e2 ~ Z i ;.l ....c o = eiUl " . ~ _Ill . . . . 6. Denied, After reasonable investigation, Defendants are without sufficient knowledge or information to form a belief as to the matters asserted. Accordingly, they are denied and strict proof thereof is demanded at trial, 7, Denied. The allegation of Paragraph 7 constitute a conclusion of law to which no response is required, If a response is deemed to be required, then said allegation is specifically denied. To the contrary, it is averred that Defendants continued to make payments as directed by the various assignees. Defendants have made at least twenty-six (26) monthly payments since January 2, 1991 for which they have not received credit. Defendants have requested that Plaintiff provide them with a comprehensive detailed analysis of this mortgage loan dating back to inception. Defendants have requested that this analysis contain the dates and amounts of all payments and the manner in which these payments were applied to principal and interest, Defendants have not yet received this analysis from Plaintiff. 8. Denied. To the contrary, it is averred that Defendants continued to make payments as directed by the various assignees. Defendants have made at least twenty-six (261 monthly payments since January 2, un for which they have not received credit. Defendants have requested that Plaintiff provide them with a comprehensive detailed analysis of this mortgage loan dating back to inception. Defendants have requested that this analysis contain the dates and amounts of all payments and the manner in IoIhich these payments were applied to principal and int.reat. Defendants have not yst received this analysis from Plaintiff. -2- 9. Denied. To the contrary. it is averred that Defendants continued to make payments as directed by the various assignees. Defendants have made at least twenty-six (26) monthly payments since January 2, 1991 for which they have not received credit. Defendants have requested that Plaintiff provide them with a comprehensive detailed analysis of this mortgage loan dating back to inception. Defendants have requested that this analysis contain the dates and amounts of all payments and the manner in which these payments were applied to principal and interest. Defendants have not yet received this analysis from Plaintiff. 10. Denied. To the contrary, it is averred that Defendants continued to make payments as directed by the various assignees. Defendants have made at least twenty-six (26) monthly payments since January 2. 1991 for which they have not received credit. Defendants have requested that Plaintiff provide them with a comprehensive detailed analysis of this mortgage loan dating back to inception. Defendants have requested that this analysis contain the dates and amounts of all payments and the manner in which these payments were applied to principal and interest, Defendants have not yet received this analysis from Plaintiff. 11. Admitted. WHEREFORE. Defendants request this Honorable Court to enter judgment in their favor and against Plaintiff, dismiss the Complaint with prejudice and grant such other relief as it deems fair and just. -)- KBW NATTIA 12, The answers to Paragraphs 1 through 11 are incorporated herein by reference as though fully set forth, 13, Defendants continued to make payments as directed by the various assignees. 14. Defendants have made at least twenty-six (26) monthly payments since January 2, 1991 for which they have not received credit. 15. Defendants have requested that Plaintiff provide them with a comprehensive detailed analysis of this mortgage loan dating back to inception. 16. Defendants have requested that this analysis contain the dates and amounts of all payments and the manner in which these payments were applied to principal and interest. 17. Defendants have not yet received this analyBis from Plaintiff. 18, Plaintiff's cause of action is barred by the defense of the statute of frauds. 1'. Plaintiff's cause of action is barred by the defense of the statute of limitations. :l0. Defendants reserve the right to interpose any defense they ..y discover during the course of discovery and through the course of trisl. .4. HYPO HOLDINGS, INC., Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL~IA vs. : NO. 97-4286 CIVIL PETER J, HOFFMAN and DONNA B. HOFFMAN, individually andlor as h/w, Defendants MOTION FOR IMPOSITION OF SANCTIONS ON PLAINTIFF FOR FAILURE TO RESPOND TO DEFENDANTS' DISCOVERY TO THE HONORABLE JUDGES OF SAID COURT: The Motion of Peter J. Hoffman and Donna B. Hoffman, Defendants, by their attorney, Norman M. Yoffe, Esquire, respectfully represents: 1. That on November 18, 1998, Defendants served by mail on Brad S. Tabakin, Esquire, attorney for Plaintiff, at his office at 1420 Walnut Street, philadelphia, PA 19102, Interrogatoriea directed to Plaintiff as well as a Motion To Produce Documents, all pursuant to the Pa. Rules of Civil Procedure respecting Discovery at S4001 et seq. 2. Notwithstanding the panage of more than 4 month., the Interrogatories have not been answered nor have the documents been produced. WHEREFORE, Defendants request the Court to make .n Order pursuant to 'a. R.C.P. 40191a) 11) directing plaintiff to comply with the di.covery requests or .uUer, neb sanction. .. the Court IIlAY prOVide con.lItent with the .rocedur.l Rule.. P.c. . YOm. 11\1 / orMY for Defendants 214 ._ate A".1I1Ie, Suite 203 Camp Kill. .1. 17011 t7n) t'7~-lIlt Attorney to No. 0713S Mf tNI\. ttll.f'..net \4:<n. ."'. ,. ", '-' . : .c-:_ ~,-t\1 ;, _,;....,.\C") .(~:; c:. .>''1" f'l'" ~). ,?\ "-" -::J ~;;) ~ e \D <? \D II ~~~ ,.. ~ 17 It o::::J , ,-.,'1 ~r >4 ~ ~ ~t ..., "V \ ~'-. t-:;::\'" " <l':!-:..: _. c : ~o) - ~t,! N ~-:J" ~ - "" N .... ~ 51 ... .... . , JUN - 4 1999\ , ,< HYPO HOLDINGS, INC., Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERIJ\ND COUNTY, PENNSYLVANIA vs. NO. 97-4286 CIVIL PETER J. HOFFMAN and DONNA B. HOFFMAN, individually andlor as hlw, Defendants ~ AND NOW, this ~ day of June, 1999, upon presentation and due consideration of the within Motion and it appeadn9 that Plaintiff hasn't answered the Rule 9ranted by this Court on April 9, 1999, the said Rule is made absolute, and Plaintiff is Ordered to answer Defendants' four Interr09atories and produce the documents requested of it within 10 days of service of this Order upon it, uF':"~ p.All ~y '^r f,11YRe ,. .1''1'1) with '-hi. O.liel' af '1_1,,\11' hLlh9 'I'.~hul.~-ft_ offarlJ\9 t~ulot~r.J oI oth4r ari.K'U!le at the '~i.l vi 'hie a... ~~~ er iaa~,~~e ---YDt e. afty RRr.". 000111'1 1>, D'lf9ll4."te to-Mrtntiff--un"'-n!I-C&u.-e of scUOlr'lll..liacl ill t"- G'lIflai..t, ~.,d/or such other penalty or sanetion as the Court may de.. just, all in accordance with Pa.R.C.P. 4019Ie)121. BY THE COURT I\h /1 4- J. , , hot r..n, ~t...\or"lftr2 ill , 0 o.D ~ c: \D . i~ t-s " :1! _"2 ',- - ~~ , '"~ . . .:~.,.. ~t) ~ ,en . .- 2- ~~ ~8 - - - ~ <.n ~ ~ Q . ~-""";,..""",, ,- "--,,-.., ...' l._..~.ft ""~... belief as to the truth of the averments contained in this paragraph and, therefore, these allegations are therefore denied and strict proof thereof will be demanded at time of trial, if relevant. 16. Denied. After reasonable investigation, answering Plaintiff is without sufficient knowledge or information to form a belief as to the truth of the averments contained in this paragraph and, therefore, these allegations are therefore denied and strict proof thereof will be demanded at time of trial, if relevant. 17. By way of further response, Plaintiff has notified Defendants on numerous occasions of delinquency in payments due and owing to Plaintiff. 18. Denied. The allegations contained in this paragraph are conclusions of law to which the Pennsylvania Rules of Civil Procedure require no responsive pleading. The.e allegations are, therefore, denied and strict proof thereof will be demanded at ti_ of trial, if relevant. 19. Denied. The allegations contained in this paragraph are conclusions of law to which the Pennsylvania Rules of Civil Procedure require no re.ponsive pleading. The.e allegations are, therefore, denied and strict proof thereof will be d_nded at tiae of trial, if relevant. 20. Denied. The allegations contained in this paragraph are conclu.ions of law to which the Pennsylvania Rules of Civil Procedure require no responsive pleading. These allegations are, therefor., denied and strict proof thereof will be d_nded at ti.. of trial, if relevant. - '. SHERIFF'S RETURN - REGULAR CASE NOI 1997-04286 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HYPO HOLDINGS INC VS. HOFFMAN PETER J ET AL BRIAN M, BARRICK CUMBERLAND County, Pennsylvania, vho to 1av, says, the vi thin COMPLAINT upon HOFFMAN PETER J defendant, at 1509:00 HOURS, on the ~ day of AUQust 1921 at SS0 5T JOHN'S DRIVE CAMP HILL, PA 17011 , Sheriff or Deputy Sheriff of being duly svorn according vas served the County, Pennsylvania, by handing to PAM HOFFMAN a true and attested copy of the COMPLAINT and at the saMe time directing ~ attention to the contents thereof. , CUMBERLAND DAUGHTER , , Shenff's CostSI Docketing Service Afhdavit Surcharge So an9W'er~: 18,00 ,.- , ....,. ./- .~.~ 9.30 . '. " :.'~ ,'. .00 . . .. . 'W 2.00 H. ThoMas l'alne, Sher11.t: .~3.30 ALAN F. GALERMAN 08/26/1997 by I~ t?dt ~/I. Svorn and subscribed this .1.rJ.t.. day of 19 91 A,O. "--'-6<-- ~-" JUl - 9 19!:l~<~ ('\ Defendants IN THE COURT OF COMMON PLEAS OF I CUMBERLN/D COUNTY, PENNSYLVANIA I I NO. 97-4286 CIVIL I I I I HYPO HOLDINGS, INC., Plaint! ff vs, PETER J, HOFFMAN and DONNA B. HOFFMAN, individually and/or as h/w, ~ 1Jw,...~ AND NOW, this ~~, 1999, upon presentstion and due consideration of the within Motion for Sanctions, and it appearing that Plaintiff hili failed to serve upon Defendants the Answers to Interrogatories and documents requested of it, in accordance with thi. Court's Order of June 7, 1999, it is hereby Ordered and Decreed that Plaintiff is precluded at the trial of this case from offering te.timony or other evidence on the subject or issue of the amount or any amount owing by Defendants to Plaintiff on the caus. of action pleaded in the Complaint. BY THE COURT . 1/ Jt. a. hoff..ft, pet..r\orderJ I ! ! l . (''''ptn ff'AI-.J'alf..( C?lut\..J ~kK( "tX-NteC I"Iu.t-lrr( r'A-*,h$ , , . ~ - ~ tD ~ tD I.f f: :;1 il;;} , ."tI; Q) '~ e .'." I ~ .': s;: fg ::; .}:~ $. ~ ....f:.l ~..) . ~ '" ~ Co) '. ~ AUG 1 6 199~ GALERMAN. TABAK-IN & ASSOCIATES BY: BRAD S, TABAK-IN, ESQUIRE ATTORNEY l.D, #65649 SUITE 1420 1420 WALNUT STREET PHILADELPHIA, PA 19102 (215) 717-1100 HYPO HOLDINGS. INC. 135 W. 50TH STREET SUITE 1700 NEW YORK. NY 10020 vs. PETER 1. HOFFMAN and DONNA B. HOFFMAN, individually and/or as blw 550 ST. JOHN'S DRIVE CAMP HILL, P A 170 \l CUMBERLAND COUNTY COURT OF COMMON PLEAS NO. 97-4286 CIVIL 2JIDER AND NOW, this day of , 1999, upon plaintiffs Motion fOl Reconsideration and any response thereto. it is hereby Ordered and Decreed that this Court's Order of August 5, 1999 is stricken and plaintiff is not precluded from entering evidence on the subject or issue of any amount owing by defendants to plaintiff at the time of trial. BY TIlE COURT: J. 5. On or after June 7, 1999, plaintill's counsel received a copy of an Order for Sanctions dated June 7, 1999; again, neither plaintiff nor plaintill's counsel ever received a copy of defendants' Motion for Sanctions accompanying this Order, in violation ofPa.R.C.P. 440 and C.C.R.P. 206-6. (Exhibit E). 6. On August 3, 1999, plaintiff forward to defendants' counsel fully executed interrogatories as well as additional documents in satisfaction of defendants' document request. (Exhibit F). 7. On August 9, 1999, the undersigned received a copy ofan Order dated August 5, 1999, entering sanctions against plaintiff for failure to respond to interrogatories and document request, despite providing same to defendants prior thereto. (Exhibit G). 8. Pa.R.C,P. 440 states: "(a) Copies ofall legal papers other than original process filed in an action or served upon any party to an action shall be served upon every other pany to the action. Service shall be made by handing or mailing a copy to or leaving a copy for each party at the address of a party's attorney of record endorsed on an appearance or prior pleading of the party. . . . 9. C.C.R.P. 206-6 states: Where notice of the entry of an judgement, decree, or Order is required under Pa.R.C.P. 236 (a), the petitioner, or moving party, shall include in the proposed Order, judgement, or decree, the names of the persons and/or the attorneys who are required to be notified and shall provide duplicate copies of the proposed Order, a stamped envelope addressed to the said persons and/or attorneys. 10. Defendants did not forward the required pleadings to plaintiff as is clearly required under the above statutes. II. Only after the entry of Orders, for which plaintiff never had an opponunity to respond, did defendants notify plaintiff 12. Without proper service ofall pleadinp, plaintiff was prtjudiced in their ability 10 dispute 01' otherwise respond to defendants' Motion. 13. To the contrary, defendants cannot show IlOf have they sufTend any prejudice in connection herewith. In tic:t. all documents relevant to this action were pnMded to defendant,' prior counsel, Ronald Butler. Esquire YaFFE & YaFFE, P.C. 5111tp 703 . ;J 14 51'11.1'" AVfllllH' CAMI' lULl. 1',\ )lli11 [[fiK~mm@ I.ETTEn (717) 975.1838 ()'III..I\~'-~Q 13,ICYY tlA.. Suhlflcl V .,.~ 1'-- Of - '-() 8, ,,' Ct.""t- ~. To f6.~Od S Ja.I):llLln \ ~~t Y-uu 11}~O wo..QlllLt JtJ\.u.;1 ) )<ittt.lO /4-20 I~tj(lcllt pIL/(L ~/\ 1f1ID;~ " , . ~t et:,.."I..~')P'C- .... L'T7 (11.... C~, ~ v~ 1 LJ h \, , ... Please reply [) No reply necessary ....".. ~ /, 7 EXHIBIT B . JUN - 4 199~. , , HYPO HOLDINGS, INC., Plaintiff IN THE COURT OF COHHON PLEAS OF CUMIlERI.l\ND COUllTy,< PENNSYLWlNIA , .,' .-..' . ;.... NO. 97-4286 CML .... l.'" .;:';" .... ~:. ~;..~. :; . vs. PETER J. HOFFMAN and DONNA B. HOFFMAN, individually and/or as h/w, Defendants s ..."." ~'- " I.. ..' ....:: '~.: .1 ... ,A.... ." . . '. ,",:,:.:; .... ...,! . _,t. :./.: -~1'''''.'''.'~~-;'' ... :.:LrI ~;::'. ,- . ~. . . '~":~-':-#. .... ..., .OW, ..., ..'J!!- ,",y ,f -: i'~;:"~" consideration of the within Motion and 'it 'app'e~. fl. . .~-t ...,. . . "''''---r-'' answered the Rule granted by this Court on ~ril . 9,;, .." .:.,4"....,,:. . ........~ ..' . : t... _de absolute, and Plaintiff 18 Ordered :'. to.. .' . ~'~'- . .W' Interrogatories ,and produce the dOC\lllllll1t': r:~~"st of ~ , ..8_1"9 Dy D~!.Rd.llt ~n.r due service of this Order upon it, .~. I" .' o e ':-r'~' :'+; '.' , ::1'~". ~.~;;' r . ,billl, .lId/or such other pellalty or all in accordance with Pa.R.C.P. " ',' tI!t- t."_. -~ J.~ ... ..~,~ -:. . . ~1'.-.ii:1. ~ o,;....~, .'r " . horr.aa. potot'otdorZ .- . . ~ .......~ .... ,.'~.. :oJ,: :':1' ~:.'':I! ::"'.e ;";4,-1t J;\;:: ..:I':':'!SJ~S :): ~: ~~e :::.. :: :~~a :J~~, .1:... Fd,aor." "r.w 1:-" .(?_:: :.; Any authorized agent and/or corporate designee of plaintiff. By way of further response, plaintiff also expects to call defendants Peter & Donna Hoffman to testify. . . l).jIC rmlC 1I7~S jI)I)I) 111.'0 IS Amorlizalion Schedule IIJge J Run Ily Sal Fnr Loan # III'AOOOO.I IJnU.d S.eoriU.. Smie..., Inc. Loan 4 Ullrrowrr I'ropcny Address III'AlHl'"'.I !lotTman. PCle, J. 5511 51. Johns Dove Camp Ihll. PA, 17011 5334'"11"1 I SO PaymtnlS FI.'cd Monlhly No Beglnnmg PrincIpal Tenn I.o.n Typ" Frequency, O.lIoon Paymen, P.~'mtn' Pml P,InrlpII Dul' D.lt 'um R..f ',ymfnl Amounl To Princlpa. To la.rrnt B,llIet - 33..j()f) 00 111'01;1991 12.00110 41"1.86 1>6.86 334(1O 33,3Jl 14 112;02'1991 2 12.llOOO .j()f)86 67.53 31133 33.265.61 03-0211991 3 12.llOOO .lOO86 68.20 332.66 33,19741 ().l;Oll991 4 12.llOOO .lOO86 68.89 331.97 33.128.52 OS.lIl1991 5 12.llOOO .lOO86 69.57 331.29 33.058.95 fl6,Oll991 6 12.llOOO .lOO.86 70.27 3.10.59 32.988.68 071011991 7 l2.llOOO .lOO.86 70.97 32989 32.91771 08:0211991 8 12.llOOO .lOO.86 71.68 32918 32,846.03 09,0111991 9 12.??oo 400.86 72.40 328..16 32.77363 10102'1991 10 12.??oo .lOO.86 7312 32774 32.700Sl 11102'1991 II 12.??oo .lOO86 7US 327.01 32.62666 12'02'1991 12 12.??oo 400 S6 74.59 326.27 32,SSl.07 .... Toto...... ...... .. .. .... ....... . . ..... .... . 847.93 3.962.39 01'0219<)2 13 12.01100 .j()f'S6 75,34 325Sl 32.476 '3 02,0':'19-)2 14 12??oo 4fl()S6 7609 32.&.7' 32..lOO1>4 03 0219<J2 IS 12.0000 411O.1l6 76 SS 324.01 .12.323 79 04r021992 16 12??oo 400 Il6 77ell 32J2.l 32.2.&617 OS 021992 17 12.??oo 40086 78.40 .122..&6 32.167.77 ,)(,;021992 18 12(MlOO 4IM).86 7918 321.68 32,08859 07!02'1992 19 12llOOO 40086 79.97 320.89 n00862 08,02;J992 20 120000 40086 gO.77 .120,(19 31,92785 0902;1992 21 120000 4I1086 81.58 .11928 .ll.W1.l7 11I.021991 22 12.0000 .j()f'86 8241) 318.&6 31.76387 11'021992 2J 120000 4I1O 86 83.22 317.1>4 31.68065 1202'1992 24 12llOOO 41 H) 86 8405 31681 3 I ,396.611 '''ZT....., ..........."......,..... ........... 9SH7 .1.854 85 01021993 2S 12(1)1)0 4<M)86 84 1') )IS 97 3UlI.71 O~'02 1993 26 120000 4<.H).86 IS 74 115 12 31.425.97 011121993 27 12 OlHH' 401116 86l!<1 .114 U. 31.339 J7 04:02199.1 2& 120000 41.)86 87..&1' .11.13'* 31.251.90 05021993 Z9 12,(101.1 4<"'86 88.14 31B2 .11.16356 OJI... H7'~S.I')IJl) Amortization Schedule I)J~C : fmlC 1tJ.\1I111 t'or loan' II P,\OOOOJ Run 11\ SJI l'niltd S~CUrilir1 SrniCf".lnc. P.,mrnl Pm' Printlpal Our IlIl, '..m RIf' ra, mrnt -\m...nl To Prinripal To IIl1rrnl Balaa" - ()f),f)!.!')t)) 311 12 (IOIHI 4IHIKI. 89 !~ JII.~ JI.07U4 117112' 19'JJ 31 12.IIOIHl 4(HISI. . 'JeI.I! JI1I74 30,9S422 liS. 112 1')<)] 31 121MHHl 4tMlSI. IJI U! JI~).S4 JII,S9J 20 1I'),02199J JJ 12.1111011 41Ml.SI. 919J JIIS.'JJ JII.S1I127 111,112: I 9')] 34 121HMHI 41KI Sr. 92S5 JIIS.1I1 30,70S.42 II 1121'J93 .IS 12 (HHJO 4IH}.sr. 93.78 JII708 ' 30,61464 1~()li1I)IH 31. 12 IHHHI 41Hl86 94.71 JIII..5 r '!- ~~~. JO.51993 - ----- .-.-.- -----,----- -......-...--. '".. -.....- . ..--.,. . ,,~-- . ,--_..._~ - . . 1993 T.lal.................,.................... 1.lJ71.67 J.73j(,5 IJlII219<)4 J1 12.IHHlO 4lHI.S6 95.66 3115.211 JO.42427 1121021'J94 38 12.IHHHI 4IM}.86 116.62 Jfl.l24 30.32765 11302'1994 39 12IMHHl -lOtl.86 9758 30328 30.23007 114:112:1994 40 12.1Ml(]() 4(HI.86 98.56 302.30 30.13151 05:02: 1994 41 12.IHJOO -lOtI.86 99.54 301.32 30,03197 116'02:1994 42 12.0000 4110.86 100.54 JOO.32 29,9J 14J 07/112: 199<1 43 12.IMIOO -10086 101.55 299.31 29,829.&8 08/02: 199<1 .u 12.0000 400.86 JOB6 298.30 29,72732 119,02199<1 45 12.??oo -100.86 JOB9 297.27 29.623.7J lIli02:I994 016 12.O()(JO -lOtI 86 1fl.l62 296.2" 29.51911 1102/199<1 47 12.??oo -IIHI.86 105.67 295.19 29.413.u 1202/199<1 48 12??oo 40086 10673 29<1.13 29.306.71 .... T...I....................,.,............... 1.11112 3,597.10 111112:1995 49 120(100 -lOtI 86 107.79 29J.1I7 29.191.92 112021995 50 12001IO -1110 86 IOSS7 29199 29.09005 03'02 1995 51 12.()(HIll 400.86 Ill')% 290.90 21.98009 fl.l02 1995 52 1201100 -IlKI86 111116 2S9.S0 28.169 OJ 05021995 53 12.O(HM} .jfX186 112.17 2SS.69 28.75686 (11)1121'195 54 12 001IO -IlHl 86 11329 28757 28.64357 1171121995 55 12,0000 -lOtI 86 11442 2S6.u 28,S29 IS 1181121995 56 12.'HJOO -IIK}.86 II 5 57 285 29 21,41HI 1J902 1995 57 12 10M) 41MI86 11672 28414 21.296.86 11)0119'15 51 12.0000 41Xl16 11789 25: 97 28,171.97 111121995 59 120000 -II1ll86 119117 2SI~ 28.059 90 l!U~ 1995 60 12.1HIOO -Il1ll86 I~O:h 28060 27,939.64 199' T................................".,...... 1,36':"01 ,1..u325 111112'19'16 61 12 '.HIO -100 86 121..&6 :N40 27,11111 olnl 1~ 62 12tJllOO -IIHII6 IUtlS 27118 2',69$ 50 0,1 112 19'16 63 121HHXI -11M' Sf> 123 911 27".96 27,571.60 04.112 19'16 1>1 12l1OlHl -lllllSf> 12.5 14 2'5 n 27,446,46 11511219'16 6l 12111.HI 400 Sf> 126-111 2:".&.k\ 27.32006 (ltt-.Oll9'Jfi "l> 1:!.UUill) -lOt1S6 1~7 (.n 21J:O 17.19240 n!u:l~ 6T 1:01..) -II.'8~ 1':8,,", :~I -.: 27.0614' liS 'Ill I9'/(, ~s 12 'HIlXI "'x'" ntl~~ 2"0"-' 26,9)) 1) \JJh: 07 ~!\.I')I)IJ Amortization Schedule rJ~I:. ,\ flOll: 111.11117 For Loan # II P.\OOOOJ Run U~ SJI l!nilrd Srcurlllrs Sen'icrn. Inc. Pa,lDrnt Pml PrincipII Dur 01'1' .'\:um Katf ra,ml'nl .\mounl 'fo PrincipII To Inll'rnl alllftCf - . IN 1)~,.Jt)I}(J 119 12.IKlOO ~(KI.8r, 1315.1 269,]3 26.801.70 1l),()1. (1)1)() 70 12.0000 ~(Kl~r, i3:!S4 26802 26,668.86 II02:11}1)() 71 12.IIOIKl ~lKl.8r, 13~ 17 ~()()J)l) 2r,.5H.69 12'02,1l)1)() 72 12.IKIOI) ~IKJ.8rJ IJSSI 2M']5 26.3~9 18 I'" Tolll...................................... I.S~I) ~6 3.1(11) sc, U1, U1d 1)1J7 73 12.IKKK) ~IM).8r, 13r, 87 ~6ll)9 26,262,] I U2 01.'1 1}1)7 7~ 12.IIOIK) ~(KI8r, 138 2~ ~62.('2 26.12~07 OJ'02, 1997 75 121101Kl ~(KI8r) 131)()1 ~(JI.~J 25,~8H5 0~.02119'J7 if) 12.lJCKMI ~(KJ.86 1~102 25') 8~ 25,8~H3 05,02'19~7 77 12.lKJO() ~OO. 86 1~2.~3 25U3 25,70100 1lf>,0!i 19'J7 78 12.IMKK) ~IKJ.86 IH85 257.01 25.55715 07'02l1~97 7~ 12.??oo ~oo 86 1~5 29 255S7 25AI186 08.02l19'J7 80 12??oo ~11O.86 '.&().7.& 25~.12 25,265 12 01)/0111997 81 12.0000 ??OO.86 IU21 252.65 25,116.~1 10,021 I ~97 82 12,??oo ~OO.86 I~~ 69 251.17 24.967.22 I i'0!i'19'J7 83 12.??oo ~00.86 151.19 249.67 24.816.03 1202119'J7 84 12.??oo ??OO.86 152.70 248.16 24.66333 1997 T...I'..................................... 1.735.85 3.fl74,47 III 112. 19'J8 85 12.0000 400.86 154.23 24663 24.509.10 1)2.'02.1998 86 12.??oo 400.86 15577 24S.09 24.35333 Ol02l19'J8 87 12.0000 ??OO.86 157,]3 2H53 24,196.00 1).1.02.'1998 88 12.0000 -100.8(, 15890 241% 24.03710 05,02'1998 89 12.0000 400.86 160.4~ 24037 23,81661 06.02. 1998 90 12.??oo 4110.86 1621l'} 138 "'7 23,71452 1)7021998 91 120000 41M) 86 16371 23715 23.55081 lIS 02/1998 91 12.??oo 400 S6 \(,535 23551 23.38546 IN 0219'}8 93 12??oo 400 86 167.01 233.85 23,21845 10021998 94 12??oo ~(MI 86 16868 232. I 8 23.0.&9 ~7 11.l12.I'198 95 12(](JO() 4(M186 170.)6 lJ:U5n 22.8'941 1202'1998 96 12.110I10 -IIK186 17107 118,7t) 22.707.3.& 1"1 T...I'.... ..... ..................... ....... 1.'/55 ~9 2.85433 1)\021999 ~1 12,OOUO 41M1 86 17379 117.07 .!2.S3355 OZ 02'1999 98 12 (MKMI -IIKI 86 PS 52 225H 22.35803 0):02.1999 99 12.KKIO 4lMl 86 Ii" 18 223.58 12.11075 0+02.1999 100 I VIOOO -111086 17'105 22181 22.001 70 05021m 101 12 (1000 -IIMI 86 180.84 !~OU:! 21.82u 86 06-02.1999 t02 12 011OI1 ~IM1.86 18265 :18:1 2U\38 21 11702:1999 103 12 011OI1 -Il]1I86 18H8 21638 21.453 13 118021999 104 121llMlIl -IIKl 86 186 32 21Uol ZI.l67..&1 (i'l1l2 1m 105 1201m -IIMI 86 1881q 21:.6' 21.079 22 11I02199') 106 12 (IOIMl -IIMI8l> 191107 2 III 79 20.819 IS 110l199'1 1117 12'MMMI .101156 I'll"!' 20889 20.697 11 -.." ....-. ..-. - .,.:.,.., ....;, ::,... - nJtc 07 ~S. 1')1)1) Amorlizalion Schedule PJ~C ~ runt.' III .\11 IS .'or Loa. 1/ II P.\OOOOJ I{un 11\ S"I l'niled Stcurillrs Srnicrn.lnc. Pa)m~nl Pml Principal ()uC' Oalr 'urn Kilt ra) mtal \mounl To PrincipII fo Inltrnl R.llOu - . .' 11.0.!, 't)l)l) 1118 I~ IMMMI 41MI81, PH 89 10(ltJ7 ~O,503 ~9 ... 19" TDllls.................. y.................. :!.~f).&.U5 1.llUfJ :!7 1)1,01:10IH) 11I9 1~.()(MKl 41MI81, 19583 105 n.' ~1I.311" ~I> IllOZ:1000 1111 I~uom 40U81, 11)7 it) ~Ulll7 ~U.109 1,7 1I1U::"~IMMl III I ~.OOtlO 41MI.81> 1')1) 16 ~0110 19 .9f)lJ IJI 0.&01:1000 II~ I~.IIOIK) 4IM).86 ':01.7(, 1')910 19,70815 05.0~'~0()0 II) I~.IMM)O 400811 ~03 78 19708 19,51J.l )7 116. 0::' ~IKKI 114 I ~IKMM) -IIM).81> 105.81 1951).1 19.':985S 070::"~llOIl 115 I~IM)OO 400.86 ~07.87 19~.9" 19.090 68 08,O~'~()(KI III> I ~.OOOO -1110.86 ~1~).95 19091 18.88073 0')'01:1000 117 I~IMMM) -lOO81, ~1~.05 188.81 18.668 68 1().'02!~()(JO 118 I~.()(MM) 400.86 ~14.17 186.69 18,45451 1102:~()(JO 119 I ~.OOOO 4ll0.81> 216.31 18455 I 8.238 ~O 12:02:2()(JO I~O 121lOOO -111086 21848 182.38 18.01972 :OOOT...ll................... .... ..... ........_ ~.48JS7 ~.316_iS OI'O::'~Olll I~I I~.oooo 4IK)811 210.66 180.20 17,799 06 O~02;100 I 121 12.??oo -lOO811 ill.Si 177.99 17.57619 OJill2:'~OOI 123 12.??oo .wo 86 225.10 175.76 17.3SI09 1).1,02:2001 124 12??oo 400811 227.3S 173.51 17.123 74 OS 0::' 2001 I2S 12.??oo .wo 86 22962 17124 16.894 12 060::'2001 126 I VlOOO oI(KI.86 1JI.(),2 168.94 16,662.10 07112:2001 127 12.??oo 40ll81> 1342.& 16662 16,42~% 0802:21101 128 12.??oo 4011 8f, 23658 1100128 16.19138 09 02: 211/1I 129 120000 411/)86 2,\895 16191 15.95243 10022001 DU 121MKMl ~tIO 86 ::"I~'; 15~lS2 15::1111) 11 H12001 131 12.IMlOO -IlKIS6 1"'3"5 15711 15.-16" 34 I ~ 012001 132 121MIOI) 41KI SI, 1-&61') 154(,~ 15.111 IS :tel r....I.. .............."............"... ..... ~.7'l8 ;7 2.1111 75 01'01 ZOOl IH I:OU.M) 4/1086 24865 1512:1 14.972 50 U.tul'2002 134 12.0000 -IlMI811 !51 IJ 149 '3 14,i21 37 0101. ':002 IH 1200lM1 01(.186 25365 14721 14.46~ 72 04.0,2',!OUJ, 1)6 121MMKI oIlW)81> 256 IS 1ol?i68 14.211 54 nsoz 1002 u-: 121WMMI .It.1 56 258 ~4 14:.12 13.95280 O().O~::no2 Il8 12 (MKKl 01(.116 1M 3~ 1)953 IJ.69147 H7 01.~U02 Il') 12 (MIOO 4OllSl> 263 95 13691 13,":" s:: H80~ =002 140 120000 41WI16 2M 58 134 28 1),1601),1 09011001 141 12 OlMKl -Il.I86 269 2~ 1.\161 1219169 10 Ol,~t)O~ l"~ 121KKlO .ltKI!I, ;%11.901 12892 12,619 "S 110.!l('..'1 14' l.!unOU .It.186 Z-4M 1262:11 IU<4509 I :0':' ~!)O1 1ol?i t: nouo 4.MII" 271.&' 12.145 12.116768 lIIU..... .. .. . .. . ... ,.... ........,.. l.tH4~ 1.656 85 III H~ :UO.\ 14' 11..... .a.1i'SA l1iH 18 l2l16! 1I:1'S. ~O nJr~ u" ~s 1t)IJI) Arnorlillllion Schednle f'J~C' ~ .' ''TunC' III.l1l111 t'or I...n . 1II'.\OUUU.1 f(un IJ~ Sal l'nitrd Srcurilit'1 St'nlcrn.lnc, Pa, mfnl Pm. Principal OU~ D'I~ 'um K'I~ Pa,.m~nl .\mounl Ta PrincipII To Inl"nl Ralaner - l)ln!/~t)cl.\ I~II l':IKMlt) ~1~I.8(, ':8':1)8 117 88 11.504 52 1I.11I2I21~H IH 121H~~1 ~1Hl 81, 28581 1!S.1I5 11,218.71 1~,()2,':OO3 1~8 12.IH~HI .'-4008(1 2881.7 1121'1 10.93004 . 115 112120UJ I~'I 121H~HI ~I~l SI. ':')1,56 IIPI,III 10.1.38 ~8 f)(.,u.!.,:!nfl.l ISII 12(~H~1 ~IHI SI. ~')-4 -48 118038 1CI..I.j.iIHI 117.02/21~13 ISI 12.IH~~1 ~IHI8(. ~'J1 ~: 11I3.j.i Ill.04658 U8,01.':!IMU 152 12.11000 ~1~186 ,IIHI3'1 IIHI47 '1.74(.1'1 119i01!:!()Ol 153 12.IH~~I 41HI SII 3113 ~ll ')14(1 ').+a~.7() 10102:2003 IS4 1211000 4IHI.SI, JIIII~J ')443 '1,13636 II O~ 20113 155 12.IXHlO -1110.81, llPl511 IJIJ'I 8,82686 12'O:!.!10()) 156 12.tXlUO -II~I. 81, 31259 88.17 S.S I~ 27 1003 T...II..... . ...... . . . . , . , . . .. . , . ,.. . . . , . .. . ,1.S53~1 1.25691 IlI.O~200l 157 1200m -IIXI.86 315.72 S5 14 8.19855 U2/02t2004 158 1201XlO -lllO.86 31887 81.9'1 7.87968 OJ,'Ol'1t.JO.1 159 1:,??oo 400 86 )22,1)6 7880 7.55762 0410212004 160 12.OOIX) 400.86 J2528 75.58 7":32.301 OS;O:!.':!OOoI 161 12.0000 400 86 328 54 72.32 6,903.8U 116,02i200l 162 12.??oo 400 86 HI82 6904 6.57198 07:0li2()c)'& 163 12.??oo -lllO 86 H514 6572 6,236.84 118;0212004 164 12.OOIXI 400 86 BU'I (1237 5.89835 119 02'2001 165 12110oo 40086 J4I 88 5898 5.55647 10102'200.& 161> 12110oo 400 86 .\4530 5556 5.21117 II '011 21X~ 161 12tHXlO 400 86 3487; 5211 ~,86242 11:01 ::004 IllS 12.11000 -lllO 86 JS2.:~ 4862 4"1018 1.... 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