HomeMy WebLinkAbout03-0083WASHINGTON MUTUAL BANK, FA SUCCCESSOR
BY MERGER TO BANK UNITED
Plaintiff
VS.
BRIAN T. PROSSER
Defendant
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
_NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money
claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you. '
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
AVISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO,
REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED y CUALQUIER OBJECCION
CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU
PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE y
REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA
DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE
DE ABOGADOS), (215)238-6300. SERVICE" (SERVICIO DE REFERENC[A
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
WASHINGTON MUTUAL BANK, FA
SUCCESSOR BY MERGER TO BANK UNITED,
Plaintiff
VS.
BRIAN T. PROSSER,
Defendant
: IN THE COURT OF COMMON PLEAS
· ' CUMBERLAND COUNTY, PENNSYLVANIA
.'
: CIVIL ACTION LAW
· ' ACTION OF MORTGAGE FORECLOSURE
.-
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
WASHINGTON MUTUAL BANK, FA
SUCCESSOR BY MERGER TO BANK UNITED,
Plaintiff
VS.
BRIAN T. PROSSER,
Defendant
· IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTy, PENNSYLVANIA
.'
: CIVIL ACTION- LAW
:
: ACTION OF MORTGAGE FORECLOSURE
:
COMPLAINT IN MORTGAGE FORECLOSURE
Plaintiff, WASHINGTON MUTUAL BANK, FA SUCCESSOR BY MERGER TO BANK UNITED, is
a Corporation, with an address of P.O. BOX 1169, DEPT. 2665, MILWAUKEE, WISCONSIN 53201.
Defendant, BRIAN T. PROSSER, is an adult individual, whose last known address is 1227 BRIDGE
STREET, NEW CUMBERLAND, PENNSYLVANIA 17070.
On or about, November 27, 1991, the said Defendant, executed and delivered a Mortgage Note in the
sum of $60,300.00 payable to MARYLAND NATIONAL MORTGAGE COMPANY. The Said Note is
not accessible to Plaintiff and is believed to have been lost. In further answer thereto, a copy is believed
to be in the possession of Defendant.
Plaintiff also avers that the within Mortgage foreclosure complaint is based upon the Mortgage and that
the attachment of a copy of the Note is unnecessary pursuant to Rules 1019(h) and 1141 (a) of the
Pennsylvania Rules of Civil Procedure.
Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment of the same, Defendant, made, executed, and delivered to original Mortgagee, a certain
real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 1037, Page 729 conveying to original Mortgagee the subject
premises. The Mortgage was subsequently assigned to BANK UNITED and recorded in the aforesaid
County in Mortgage Book 586, Page 398. Washington Mutual Bank, FA is Successor by Merger to
Bank United· The Said Mortgage and Assignment are incorporated herein by reference.
The land subject to the Mortgage is: 1227 BRIDGE STREET, NEW CUMBERLAND,
PENNSYLVANIA 17070 and is more particularly described in Exhibit "A" attached hereto.
6. The said Defendant is the real owner of the property.
The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on August
01, 2002 and all subsequent installments thereon, and the following amounts are due on the Mortgage:
UNPAID PRINCIPAL BALANCE
Interest at $8.15 per day
From 07/01/2002 To 02/01/2003
( based on contract rate of 5.875%)
Accumulated Late Charges
Late Charges $20.94
From 08/01/2002 to 02/01/2003
$50,668.13
$1,980.45
$104.70
$167.52
Escrow Balance
Attorney's Fee at 5% of Principal Balance
TOTAL
$851.98
$2,533.41
$56,306.19
**Together with interest at the per diem rate noted above after February 01, 2003 and other charges and
costs to date of Sheriff's Sale.
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
No judgment has been entered upon said Mortgage in any jurisdiction.
Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of
1974 is not required in that the original principal balance exceeds $50,000.00.
I0. Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any
way which would bring him within the Soldiers and Sailors Relief Act of 1940, as amended.
11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National
Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 5.875% ($8.15 per diem), together with other charges and
costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of
the property within described.
By:_ PUR~ALLER
Leon P. Hailer, Esquire
Attorney for Plaintiff
I.D. # 15700
1719 N. Front Street
Harrisburg, PA 17102
(717-234-4178)
~uuncy et Cu~D~?~ah~ ~d SCa~e of P~nn"y]vania b~ing tile S~u~h~?l~ ei~h~ [8~
feet of Lot I~umberm)d 29 and :he who~a of Lac Kumbered 28, ~n ~he '~xI]e~t Heirs'
odCi~ion to the 8o"oug~ of ~ew Cumberland aforesaid, as recorOed ~n the Office
of t~e Recorder o? Oeeds in and For CumberIan~ Co,Jnty, Penq~yl,/an~a, ~n Plan
Dook Ne. 2. at pag,~ 24, more pa?tEcu)oriy bounded and described ~ fo]lows,
corner formed by tie [ntersectJen of Lincoln S~reet, no~ P~r~ Avenue uith Bridge
Street at the center of the partition wa)l separating the property hereindescribed
and Number 1229 Oridge SLreeC; thence continuing atono the easterly hne o? Dridge
Street southwardly, thJrty-lhree {33) feet, ~ore or less, ~o the northerly
Of LO~ ~o. 27, above mentioned plan; tncnce by the nort~mriy JJne'cf Lot ~o. 27,
ot rig')[ angJe to eridge Street, one hundred fifty (iSO) fact t~ the westerly
line cf a s~x[een (15) foot wife alley; thence Kor~her)y along sa~d alley, t~lrty-
tllree (23) feet, note or Jess, [o a po~nt; tl~ence westwerd[y aIon~ and thru the
center of the p~rtition wail of 'the doub!e brick hou$~ above mentioned a distance
of one hundred ant f[fty (1SO) feec to tile easterly line cP 9r~uge Street.
point or piece of
VERIFICATION
I, the undersigned hereby verify that I am a representative of the plaintiff and I am
authorized to make this Verification. I hereby verify that the facts set forth in the foregoing
Complaint are true and correct to the best of my information and belief and that this statement is
made subject to the penalties of 18 Pa. C.S.A. 4904 relating to unswom falsification to the
authorities.
IATE: Jaamry 2, 2003
Name: Dean LaRocha
Title: Asst. Secretary
Company: Washington Mutual Bank FA
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-00083 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WASHINGTON MUTUAL BANK
VS
PROSSER BRIAN T
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT MORT FORE was served upon
PROSSER BRIAN T the
DEFENDANT , at 1705:00 HOURS, on the 24th day of January
at 1227 BRIDGE STREET
NEW CUMBERLAND, PA 17070 by handing to
MARGIE PROSSER, WIFE
a true and attested copy of COMPLAINT - MORT FORE
, 2003
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 11.73
Affidavit .00
Surcharge 10.00
.00
39.73
Sworn and Subscribed to before
me this ~3 day of
k~/~ ...... ~2~} A.D.
~ /Prothonotary
So Answers:
R. Thomas Kline
01/27/2003
PURCELL KRUG HALLER
WASHINGTON MUTUAL BANK, FA
SUCCESSOR BY MERGER TO
BANK UNITED,
Plaintiff
VS.
BRIAN T. PROSSER,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 03 - 83 Civil Term
IN MORTGAGE FORECLOSURE
P RAEC I P E
TO THE PROTHONOTARY:
Please mark the above action settled and discontinued, without
prejudice.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
DATE: March 6, 2003