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TillS MORTGAGE Is made this. , , . . . , , . . . , , . , , /,~, . , , _ _ ,lay or . , J1lIIC,. , . . . . , , , , , . . . . . . . . . , . , , "
191.6, "hetween the Mnrtgagur,fil.. ~g~,s, .G" 9P~~, ,BA4,{l~~qJ;:_~,., '~~" .~~.s. ."!;f~.,...".,..""
. . . , . , ,. .... . . ... .. ,. . . . .. . ., (herein "Borrower"), and Ihe Morlgagce. nISI Federal Savings and I.oan Association of
Harrlshorg, a corpuration nrgani,_ed and exisling under Ihe laws 01 The Uniled Stales of America, whose address is 234 Nllllh
Second Slreet, Harrishurg, Pennsylvania, (herein "Lender"),
MORTGAGE
Whereas, Borrower is indebled 10 Lender inlhe principal sum uf , F.nrty.,.ThllUflill'\<l.and ,OO/lOP, . . . . . . , , . , , .
, , . , . . , , . . . . . .. .cI,4Q,99~..q<;>)~Dollars, which indehlednessisevidencedhy Burrowers' nole of even dale herewilh
(herein "Note"), providing for monlhly inslallmenls of p,ir and inlere5l, wilh Ihe halance of the indebtedness, if nol
.ooner paid, due and pay.ble on. .........,'..'...'"", _ 1,0.,...................",... ,2001,;
To Secure to Lender (a) Ihe repaymcnl of Ihe Indehledn .. evidenced hy Ihe Nole, wilh inleresllherenn,lhe paymenl
of all olher SUIIlS, wilh Interesl Ihereon, advanced in accmdance herewilh 10 prulecl the secutily uf Ihls Mortgage, and the
performance of the covenanls and agreemenl. of Borrower herein conlained. and (h) Ihe repayment of any future advances.
wilh inlerestlhereon, made 10 Oorrower by Lender pUISuanllo paragraph 21 hereoflherein "Fulure Advances"), Oorrower
does hereby motlgage. grant and convey 10 Lender Ihe following described properly localed in Ihe Counly of , , , . , _ , , . . . ,
, , ,Cumberland, .. . , . . . . . . . , . . . . . . . . , '. Cornmonwcallh "f Pennsylvania:
ALL THAT CERTAIN lot of land situate in the Township of Hampden, County of Cumber-
land and State of PelUlsylvania, being more pa:r:ticula:r:ly bounded and described as
follows:
BEGINNING at a point on the southwestern line of Stephen'S Crossing, which point
is the line dividing Lots No. 131 and 132 on the hereinafter mentioned Planof Lots;
thence along the said line south 33" 27' 30" west, 125 feet to a point on lands now
or formerly of S. E. M;yers; thence along the said lands north 56" 32' 30" west,
85 feet to a point on the line of Lots Nos. 1)0 and 1)1; tbnce along the said line
north ))" 27' )0" east, 125 feet to a point on the southwestern line of Stephents
Crossing; thence along Stephen's Crossing south 56" )2' )0" east, 85 feet to a
point, the place of BEGlllNING.
BEING WT NO. 131, Plan No.5, Villa,ge of Westover, which Plan is recorded in the
Cumberland County Recorder's Office in Plan Book 23, Pa,ge 171.
UNDER AND SUBJECT, nevertheless, to conditions, restrictions , easements and rights-
of-way of record.
BEING THE SAME PREKISES which PelUlsboro Homes, Inc., by its deed dated the Ii'~da;y
of ~, 1976, and about to be recorded in the Office of the Recorder of Deeds
in a.dh for Cumberland County, PelUlsylvania, granted and conveyed unto Francis C.
Gorman and Alice M. Gorman, his wife, Mortgagors herein.
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EXHIBIT
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PENNSVlVANIA -- ."..1"..,." Ii'"
UNIHIRM ('OHN\N '-s. Borrower ,IIHI I.cmh:1 (11\,1:11;1111 illUI il):fl'C '" 1"011l,w\;
I, Pn}'llll:nt of .Irillrlpalnnd Inlf'n'\I. Ih'fhl\\'Cf \h;1I1 pll1mplly p:t~' "hl'n IhlC Ihe prindpal of ;lIltl inlcrc..1 (111 Ihe
inllclllcdncn cvidclU:cd hy lhe NIllc. prep;\ymelll illllllilll' t.:harJ:l" ;1.. I'lo\'illcillll rhc Nnle, and the prim:ipal nf and inlcre'lil
on any Fulure Ad\'anl'c'Ii "icclln:lI hy Ihl... Mtlrlj!ilgl'
2. Jiundlli for l'aJlt~ Dlld 'nSlIrORl'r. SlIhjl'l'l Ii' apl'lIl'ahk 1;1\\ III In it \\lIf1l'n W,llver hy Il'uder, Borro\\l'r ..hall 1'"\'
lt11.cltdcI tlllllle ,J;IY munlhly in\lilllll1l'ul\llf Plllh:ip;t1 ;llIllllIh.'ll'\1 all' p,I\;lh"" lIIukr Ihl' Noll', ullttllhc Nlllc 1\ 1M ill ill lilli,
a sum thcrein "Fund!!") c411ill III onclwclflh of Ihe Yl'ilfly liI\C\ ami a.....l......l1ll.nh \\hil'h may attam priorily over 1hl\
M(lrlga~c. ,md ground rents 011 Ihe !'rupert)'. If :II1Y, phi' 1\lll'.lwl'lllh tll \1.';111)' I'll'l1llUm ,"",,,Ihnents for h,lIard imUrillll'C.
plll'i one"lwelfth of yearly premium in...t"lltllcnl-'i (or mOlt}!"!!C lIl'wrilllll', tl any. all ,I' n:a<;,l1l1ilhly c\tirnatell initially ,tlul fWI11
lime In timc hy I.ender on Ihe ha\i\ nr il"C\"il11enls ,lIhl hill, ;lIhl re..\tm"hll' e\,illl:ttc\ Iherenr.
The Funds shall he hcld in :111 inl;lilulion Ihe lIeptl\ih III" :h,:n1unl... Ilr whidl ,HC i""ured nr guarilllteell hy II Feder,,1 nr
!litatc .,gency (including lender if Lemler i\ Ml(h ,111 imlillllinn I, I l'lhll'r \ha11 "pply lhc Fllnd'i 10 pay !'laid lil~C'. :1"i\C\\Ill.:nh,
insurance prel11iunu and ground renl\. I.ender may nnl Charl:l' hlr 'II IIl\hlll1(! ;lI1d ;Irpl)'ing Ihe FundI',. .mal)'ling said ill:cnunt,
or \'erifying anll compiling ",lid iIS\c.".,mcnls :llltl hills, IInll''' I l'mlcr r;I~' Bnrftlwcr inlcrc,,'un 1he Funds and OIpplicahle law
pcrmil'i Lender 10 make such a (,.'har~c. UIlrlOWCr ,11111 I.cl1llel" Illa)' a(!ree 111 ~ n1inl! 31 lhe lime of e.\el'ulion of thi..
Mortgage thai inlere!'lt on the Funds shall he p:tid to Unrrtl\H'r. OIml ullles\ sUlo:h agreement i... made or applkahlc law
rCtlllires ,"lIeh inlercslto he paid, Lender shall nnl he reqlllrclI Itl PilY lIorrowcr any interesl tlr earnin),!s 011 the Fundli, I.emler
shall give to Borrower. without charge, an annual il(collnling of Ihe Fund\ ,howlI1g nedits anti dehilS 10 Ihe Fundlli and the
purpnse for which eilch dehit tn Ihc Funds Wit" malic, "he ruml.. ,!fl' rh~llgcd ;1" ,ulllilional securily for the ~llm.. secured
h)' thi, Morlgage_
If Ihe amount or Ihe Funds held by I.cnllcr, hlgclhcr wilh the (ullm: monlhly imililllmcl1Is of Fundlli J1aYilblc rrior tn
the due dales of taus, a~sessmenls, insufimcc prcmiums ,Hili ~rnulld rents. sh;11I exceed Ihe amount rcquired Ii) pay said laus.
as"iCSsmcnts, insuran(c premillm~ anti gwund rent.. il"i Ihey filII IllIe, "ith,:h C'l'C'S \h,,1I be, al Borrower's nption. eilher
promplly repaid 10 Borrower or credlled tu Borrower nn monthly installments uf Funds. If the amount o( the Funds
held hy lender shall not be sufficient 10 pay ta'es. a,se\\ml'nls. in,urilnl'l' rremllllll\ and ground rcnts 3' they rail dllc.
Borrower shall pay 10 lender an)' amount necessary In Illake tip Ihe IIl'fil.."ICIKY wilhin .'\0 days from Ihe date nOlice is mailed
by Lcmler In Borrower rcquestin{Z payment Ihercof.
Upon paymenl in rull or all IUnt!! secured hy Ihl" MOrl~i1J:l:c. lendl'r \flail prnrnptly re(unt) 10 Bnrrower :lny FtIlltb.
held hy I.cmlcr. H under paragraph I H hereor the Pro(lCrt)' l~ sold nr the Pwpcrty i" otherwi\e acquired by lender. I.ender
shall ;'lppl)'. 110 laler Ihan 1Il1ntcdialcly prior In Ihe \ale H( Ihe PruJ'l'rty tlr il" anlui"'iilion hy I.cnder, any Fund.. hehl by
Lender at Ihe lime or applkalion 015 a nellil :lgalOst the sum, ,el.:urell hy Ih" Mortga~c.
3. Applicallan ar P.,ment.. Unless applicable law p,,"ide, l'lherwi,e, all paymenl. received by Lender unller the
Note and paragraph, I and 2 hereul ,hall be applied hy Lender first In p,,)ment uf amuunl, payahle 10 Lender hy Borruwer
under paragraph 2 hereof, then to inlerc'il payahle ,In the Ntlh~. then to the principi.tJ or the NOll'. ami then 10 interest anti
principallln any Future Advance!.
4. Ch...."; Lieu. Borrower \hall pay all ta'(c"'i, "..\('\\"",'nt, and olher (harges, fines and impositions allribulahtc 10
the Pwpcr1y which may auain a priority over Ihis Mortgage. ,lOd Ica\Choltl r;t~'ments t"f ground rent~, if any, in the manner
provided under paragraph 2 hereof or. if not paid in such manner. by Borrllwcr mating payment. when due. directly to the
pa)'ee thereof. Borrower ~hall promptly furnish to Lender all nolices of amoullls due under this paragraph. and in the c\'cnt
Uorr(mer shall make payment dir<<tl)'. Borrower shan prumrtly fumi...h tn Lcnd...r I1:l't'irls e\'id~ncing such payments.
Borrower shall promplly discharge any lien ",hich has pnolily (l\'er thili Mt)r1,gagc: pn.widcd. Ihal Borrower shall nol be
reqUired 10 discharge any such lien !lj,O long as (klrrowcr s.hall agree in \lofltlllit to the payment of the obligatil'n secured by
su.;:h lien in a manner acceptable 10 lender, (1r \hall in ~Jlt.'ti failh conte" sll(h Ii('n hy. llr defend enforcement of such lien 10.
legal pftlceedinglli which operate to prevenl the cnft'rcemcnt of the hen 4\r fdrrcllurc of Ihe Property or any part thereof,
5. Haurd IO!lUI1UKe. Durro~t:r shall Leep thl; impwlIcmeuh 114'" c'li,ting 01 hCleaCler ercctc:d un the Pwpcuy insUl\.~
againstloslj, oy fire. hazards included wilhin the lerm "extended ((l\'('raitc", anJ stlt:h othcr hazard'io as Lender may rCt.l"ire
anti III such aml.111nls and for such perKlds OJ'i I.cnder may require: pwvidCtl. thill Lender ..hall ntll require that Ihe amllunl of
such cnvera~e clc<<d tha~ amounl (If coverage required to pay the 'mOls "cl.."lIred hy thi!lj, Mort~age.
The in'iurance carrier providing lhe insur;'lnce shall be Ch(1Sen hy BNwwcr suhjecl l(l approval by Lender. provided.
thaI ,ueh approval ,hall nol be unrco,onahly withheld_ All prem.um, on in,urance poIK.e, ,hall be paid in tt", manner
proVIded under para,raph 2 hereof or. if not paid in such manner. hy BllfHlwcr makmg paymenl, when due. (hrcclly 10 lhe
II1'surance carrier"
All in,uran", polrci.. and renewal, therellf ,hall "" in Illnn acceptable tll lender and ,hall include a 'tondard mort,age
dause in favor or and in ftlrm ac(eplahle 10 tender. l.ender ,1t.11I h.,,"c the ri~ht hl hold the rolicies and rcnewallli theretll.
ami BOrhl"er "hall pwmplly furnish to tcnder all rcnc\\'.,lllttIKCS alltl all fl":l'iph t,r pilKI rrcmitun'- In the evenl Hf Itl"''',
lJorruwcr ~h:lllltl"e prom pi nllli(t lO Ihe IIISuran(c t:arncr OIm.ll.endel. tenth:r mOl) m;.lc pn,ltlf tlf loss if nol made l'n.lll1ptl)'
hy Borrower.
Unless lender and Borrower other""\(, a,ree in "rllin,. in...uram,-e rrfl,,:ee..tli ~hall he arplied I" fif'ltoration or rerllir or
Ihe Pmpert)' Ilama#cd. rrovided slh:h rc\hlralifln or rerair is l"Ctlflomit.:all)' h'a'lilllc and the ~~urily of this Mort"a~c I'
nol lhereby impalrt'd. If such re~,toratltlO or repair is 0t.,1 t"1."tltlOmi1.:ally f~a,ihle or if the 5C1,'urit)' (,r ,hl~ Mortgage Wtluld
he Impaired. the inlurionce proceedi ~haU be applied '0 Ihe sums secured h)' thi, Mtlflgiae. With Ihe e'cnt. if any. raId
108orftlwcr, IIlhe Propert)' is ahand~llled hy UIlrrO\ll'Cr. or It 8orft'fWcr fait... hl res('Omllo I.ender within 30 daYll fnm, th~
tlatc nnllcc " matled tly tender hl Bl.'lf'ro....er Ihat Ihe inSUfiHh:C (arrier l1fTt'h It' \Culc a d~lil1\ for insnran~e llenc:filt. '-COller
IS aUlht'ri,ed 1(, collect and arr1y the lI"uram"c prt.lCffds at tender's. t11"it1n either to tCSoh'ralion or reralr of the Prfl('et1l
tU It, the sums M,~l'Urtd by 1his Mortl.,t
Unle,;, l(""tlt'r and Bt\rwwtr ,1Ihl'r",i~ a(::fec lt1 wllllnlL any stK.'h arr1it.:;,tion t.\f rnll"t'eds 10 rrindl',1 "hall n,1I ntcnd
1'1" pt.\stf'tme the due date (l{ lhe munthh' in!iollllhntnt" rdf'rr\'~ hi in pautz:raph\ I ;Jllt! 2 hC'rnl( or \:h.t~ thr aml'unl of
~ulh "l\lallments II un..ter paraClaph 1M hefh,f lhe I)wp:rl~ i\ 3l"tlUUN 1'1\ l.end,,'f. ~II rl,hl, title and tntern. of Dornl'<A'et
In and II;) any II\suram,:C rolide$ anti In anti lil the flHl\:l"l-U'i thcf\.'lll IL.'M.IIlHl~ ht1tH ,IJtn~lge It\ Ih~ rTl'rCrt)' rntlr 1t1 1M uk-
ll( J:~"'U1MlIon \halll'4'" 10 l.t'oocr In the e\lent 11' tN: !rium'li !l.c\:urnl bl ttm MtlltJdgt:' inlt1\c\h:ltdy rnef In such q)e Qf
al.:qUlslt"m,
.. "'"-r............ \I.........e vI Pr....tfll I.......~ (...........ltol,,"'" PIroto..... l'llII ,loP........... 110m'''"
,halt L('(11 Ute Pt\.f'tlty in 't1,,~ rerau and ...halt J\t"1 \:"ltl1Uil "is,t\' l'f f't'lml1 unr.mmcn1 or drtcfklralion (If the Pn~rty
.\lld ,h,lll lo'Hnlpl)' "Itb the pftWt\luttl 01 an) IClliC It 'hi' M~", t~J,,'\' ,.. ,~It J k''-l;o('tl-l,t\l, II It\l,", M\.\l1,oge " ,~1 a utut '" "
\,:t'nlklflUtllU"' tlf a planned UI1I1 \le\'~h'rm'nl, tl,'n,".\t": -,":'!! i'-.,~ 'flU ~ln ...r tJ",rr..1\\t'(t l\bh;dtl.l'rS under the dJ,-~b.rilhd'
t'f" ,,-Iwenanh t.:T\'ah"i l~t ,n\'C'rnln' the l"\'Itdtmul\wm \'1 I'J.uul\"\l Ht\U \t.:\'.:-h1'l1lt'nt. the ",.la\\;\ and rt'lutatp.\fl\ (~ the
I,I'fh.ttUmnmm Of rtanMd untt dc\'C'lt-"mt'nt, J.ttd (\'u\little", '''''UfM'lH\ It.. "'l",,lnnUnium or rbnntd \ltnt wnl1."rmml
rt..k'r t\ encutnt '~l IklfTtl"fl ami re\\.'lrdt.-d h'lrttKr "ltft Iht" )'hwt.~, lfu.' l.:t'''f"Anb at1d aatttmt1\h \\( \u..:-I\ ndf-,
shaH t-.e IrK,\"rpt\fIft'~1 n'M An\1 wit ..,,,~nd ant.I \.urrl,,'n\Ct\t 1~ t:\\\"t'nahh aft\l ~I\"'l"'\c.'nh nf 11\" Mort.. ., .( the ,,,1\'1'
",'t(. a f'J11 htfnlf-
7. ........... at t.4'Slller't !Ie<'SItIIJ. II U.'m'M' 1..1. h' r<tf,...", .he .~..."...t> an.1 ,,'fflMllll <<""..nod .n .1\..
M." "'If'". ." If any ","h'l\ .>r ,..-....-...1.... " e._"''',\ w,",1\ "'.......Ih all... h 10n"en H>lfff>l "' the Pt..,..",.
t(khn',,", "HI "''' ltmtftd h~. nftlnCn.t "'''''.,,1-, Hl'M"\'1""~, u~ tnf''*'\:('mr-t\t, t" aft"t\~I"I'W"t. \1t rf\'-~lntt tnvnhtnJ .
h.nkrupt t'f tltt.t"'dfl\t. ttlt" I mdtf at 'tn\kr", ""'U'". ",...,,, ftt'~~'" h- f't"tft"'t'f ^ mal malt \\1\-,h _rfle',nrtf..'ft, d.,.huf"Jit likh
(\1111\ :lnd '~\t It..-" *,1ft'" tAit It nc.;.;t....4:f) 1.1' ''''''1\.'\' 1emit't\ mt('f(''\t, ..\\llktIR', tlui ltill ltft'H1~,1 "'. "h~lf~mt1\. t\'
ff;l'U'-tuhlt: ;tH{\m<<'Y\ rt>fl and t-nH)' HI""'....' tht rn'rC'ttl hI Pl.-h' H'I'.V'" If' t'I~" tr~H'f~t ~".,. in'\\tun(t' ''l, ~
~i.""llih'41 l'( mal.lt\. t~ "-'AU "hid"'. tt' Ihl:\ ~h\ft'A~~. 11~'H'~'H-l ~h.A11 rill l~' f'f4'mnlm\ tfqHtI"f\t ", m.inl.1t" "".l\
iIl\IIti-t\\-t" H' elf". tmht \u\-h htlw ..' H-< f('---.!It.n\.mt'l1l h\C 'li,lk.ft tflW'a."'.,,' n'fm.iH:ak" tt'l o1k-n~'1\~ "I\h .'4n""~"" alW
~\'\/1' f ;11;, (.li! "'h 1
.
.,'j
,
Il'ndcr's written agrccl11Cnl ur ilppli\:;ahlc Iilw. UllUOWcr !rIhall piI)' Ihe anUlllnl tl( ~111 mortgage illlillr.llH:C premiums ill the
mauner pnwlllcJ ulu.h:r !,aragraph 2: hcrcuf.
Any amounts di\hllucll hy Lemler pur\uallt 10 lhi!i Il;Hilgr;iph 7. wilh illlcrc,' thereon. !lhilll hCl:olllc addilional
lIukhlCllnc\\ tlf Uorrowcr \ccllrcd hy this ~h\t1gi1gc. Unle.., Ihllfll\\Cr ;md I.ender ilgree In uthcr tcrlll" (If I,ayment, such
i11l111Unh !\hal1 he payahlc "1'110 nOli...'c rrul11 Lender III nOrrOW""' IC~luc'ling I'aymelll thereof. amI \hilll hear intcrest from Ihe
,Iillc nf dhhurscmcnt at Ihe rille paY:lhlc from timl' In lime \111 11l11\t;lIHling principal under the Note un Ie" payment of
illlclc" at such rail' wouhl he cunlr.lf) ht ;,pplit.::\hh: law, 111 wllll.:h c\'cnl \lu.:h ill1\tlunh !rl.hilll hear intcrc\t OIt Ihc highc\t rate
pcrmissihl~ under applicithlc law. N\\lhing ctllll.linclllll Ihi" IMragraph 7 \h,,1I rcqlllrc I.ender to incur ilny expcnc;c or take
;my adlon hereunder,
K. In!ipel..lon. I.cnder may 11l00le IIr \.....11..1.' In he mali\..' fl';"I.IIMhh: \..'nlric, IIplll1 .lIld in'pe4'timl\ IIf the Property. pluvidcd
Ihal I.ender ,hall give Borrower n\llu:e prinr In any !iudl 11l\I'Ct.:lhlll ...pedf).ing rCilsonahlc l:all\C therdor ,dilled to Lemler's
IIlh:rc\t 111 Ihe l)ropcrlY,
9. Condemnallon. The prl1ccetb uf ilny "ward or daim for llamagcl. direct ur 1.'on..cqucnti;:ll. in cnnneclion with any
umdemnOlti\Ul or olher taLing of Ihe I)wpctly. \H pMt thereuf. ur fll( l:nnvcyanl:c in lil'u of cUIHJel11nalion. arc hereby 3s'iigncd
:111\.1 shall hc paid 10 1.ender.
In the e\lent or a tolallaking or the Prorc-rty. Ihe l'I(Keetl!i \hall he "prlied to lhe ..urns sccured hy (hi" Mortgag..:.
\\oilh the e~ce\s. H .my. paid to Bt,rrow,,'r. III Ih,,' event of it pilfliial talll1g o( Ihe Property. t1nl~!'!1j, Horrower and Lendcr
111Iu:rwi,e agree in wnting. there: shilll he appltctl tn Ihe' sum, ,,:curcd hy Ihi!'! MIHt)!::tge ,ui:h proportion of the prcll:ecds
a'i i, C411allo Ihal prtlptlrtion which the ,lI11tlUllf or the slim" ,cl:urcd b)' thili Mortgage immediately prior the date or
laking hears 10 the rair marLet valllc of the I'nl(ll'ftv ill1mcdi;llcly prior to the t);lle or laLing. with the halance of the pn:lCceds
raid to Horrower.
If the Property j, abandoned hy 8,'rrower, or Ir. "fter nolke hy I.ender Itl Borrower Ihal the condemnor otTers to make
an award or sellle .. claim for damage\, Uurruwer f"ih 10 rcsp.'lId 10 Lcnder wilhin .lO Lla)'s afler the dale !l.Ul::h notice is
mailed. Lender i'i authorilcd to collect and apply .he rroceed,. at I.ender's ortioo. either Itl restoration or repair of the
PUlpcrty or 10 Ihe ,..urni secured hy this Mortgage.
Unles" I cnder antI Borrower otherv.'i..c agree in wriling, any sllt:h applicOllion or proceed\ tn principal shall not e"'tend
(lr ptl\tpone Ihe due dale of the monlhly imwllmcnh rdem:d h1 in paragraph, I and 2 hereof or <:hange the amount of
'lIch imtallments.
to. Borrower Not Released. r\ten\ion of the time (or p;l)'mcnt or modificalion of amortization of the sums ~curcd
h)' this Mortgage granted by I.ender It) any 'UI.."~e,,,(lf in intcrc,' "f n'lfnlWer ..hall not ,'perate to release. in any manner.
Ihe lIabililY of Ihe original Borrtl\\er and a'lrrllwcr\ MIC\..'l'!l.\llf\ in inlcrest. I.entler \hall not he required to commence
prot.::eeJings against such 511,,'ce"S(lr Ilr rcftl'c tn nlenJ lime fllr paymenl t'r othcrwi\c modify amortizalion of the sums
\Cl'\lrl-d by this Mortgage by reason tlf an)' demand made by lhe Ilriginal n'lfwwcr and Borrow..:r"s successors in interest.
II. Forbear.nn by l.endn Not a Wainr. t\ny rorhcaranL:e hy I.ender in clIerdsing any right or remedy hereunder. or
olherwi"e allorded by applicable law. ..h;llI not 11C a w;U\l'r III or prcdude Ihe exercise of any such right or remedy,
The procurement of insurance or Ihe ra)'l11ent of 1;l\C~ or olher hen., ur dlarge\ by I.ender ..han not be a waivcr of Lender's
right III accelerate the malurity of Ihe int.lchlcdne.... \enlfl:d Ily Ihi.. Mortgage.
t1. Remedies Cumul.Un. All remedie\ rW\.ll.kd. in thl' Ml1rtgage arc distinct and cumulative to any other right or
remedy under this Mortgage or afforded by law llr equilY. ;md may he e\crcl\ed concurn:nlly. independently or successively.
13. Succcsson and AW&M Bound; Joint and Seural Uahility; {"aptloM.. The ('o\lenants and agrt.'Cmenls herein
contained shall bind. and the rights hereund~r 'lohall inure 10. Ihe rc'~('live S\l~cc,~'n and assigns of tender and Borrower.
subject to Ihe provi\ilm~ of paragraph 17 hcrctlr All nlVl"nanh <lOll ;lgrt.."CmenIS III Bllrrower shall be jl"lint and several.
The captions and headings of the paragrarh\ llf lhiol, Ml'rlgagc arc for (nnvenlencc only and are ""t 10 he used 10
interpret or define the provi\ions here",r.
14. Notkt. ElI.cepl for any notit:e rcquin:J untler arplk;I"lc law 1n be ~i\"en in another manner. (a) any notice to
"llHower prlwided for in this Murtgagc s.h.11I he gl\Cn h~ nMI1ing SUdl Iwhi:C h~. l,:crtifictl mail adJres!lCd llJ Borrower at
lhe Property AddrciS or at such other 3ddrc..... ;IS U\lrrnv.cr mJY de\lgnalc by nllli,c III Lender as pro"ided herein. and
(b) any nOlice to l.ender ~h.<l11 he gl'ven by ccrtitklt m;lI!. h.'turn rccelpl rcquC\Ied. tn l.ender's addresili stated herein or to
such olher address as I.coder may de\ignatc "y l1oti,c h1 Ullrr\lWCr as rnnidC'J herein. Any no1ke l'mwioed for in this
M,'rtgace shall he deemed 10 have been gl\en III 8orrower or lender \\-hen given in the manner de\ignaled herein,
15. UaifOl1ll Mort.lCe; Conralncl..",; Murabilit)', Thl' f(lrm I.)r mongage comhincs uniform covenants for nalional
ll~ and non-uniform covenant, with limih:~1 \'Jrl;llhm:'ll hy IUfl,,,th.:tHln It' ct)nslllute a Uniform security instrument covering
real prnpeny. Thi~ Mortgage shall be glwcrnctl hy the 1,,\\ t1r the juri"t,.ti":llon In which the: Property i:\ localed, In the
event Ihal any provision or dall\C of thi.. M~'rt~a~c l\r the ~"'C nlnl1lt.:h with arl'lkahlc law. Slh:h elmnicl \hall not affecl
other provi~i{1ns of (hi, M"rtgage 01' Ihe N1.1h: \lo hu.:h t.::an he given dfec. withllut the l:onflicting proviliown. and 10 this
end the prmi\ions of lhe MortGage and Ihe Nllte Me dcclared hI t'C !"oc,'erahh:',
16. Borro..u", Copy. 90rnl\I..cr \h01Il he falllu~hcJ " \..Ilnh'rmed 'l'PY tlf the Nt'llc and l'lr (his. r..ft.1rtg3ge al the time
of execution or after recl')rdatton herct)f.
.1. Tnmsffr of 1M Pm,.rty; A"umptton. If all Pf an\ r~lrt i,r Iht- pn.l~ln' or an .nlerc~t lherrin i\ Sl.lld ur uan..rerrett
by lk1rrtlwcr \\Ithout l.C'ndrr'!t 1'1I\\f ,,"tho'u ...-"I1'o\.'nl. CU:hkhl1~ 1..;* th~ a-.:alinll uf ol lien llf eo\;'umttram:c \uhorll.nOlle h1
Ih" Mortga,e, lttt the creallon (If .. pun;ha-.c money ",""'lurif\ ml\;'rt~1 ftll" h"l1schl,ld 1&I'I"Iiances.. (c) a uamh:r by dC\lise.
ttc,o:nlor ,",y (lrer.llk~n of b\\' up'"ln the lk..ath of ... Itl!Ollellanl tlr hli the grant of an\, IC01\C'hu1d intereslllf Ihree yea" or k\s
Ill.l1 conuinmc an l'rtitln l\l rUf\'h~~, 1...."'11:' nlilY. 011 1.1.'ndcI\ tlrtalll. dc..-1arc ",lIlhe Mlm\ set'urcd by Ihis Mllrtll~ Itl M
Immedl"tdy due and pay.hle. tende, ,hall h,He \\.tt\'etJ \\It,.h t~r(t,m Il' a"derilte If. pri\\r I\..ll~ 'lale I,lf transfer, Icnller
.,"\t t~ p:r\l"lfl tt' ""h..ml ttw- Pri~rty " h' N: ,",I~' i\f tran,fern.:d r\.'ai:h <lgrt.~m~m In ..Hilmi thai 1he (fedil i1f \ut:h rt"r\l.ln
1\ u,li,fadi'f) w h:'nJ.:r and 1hotl the mt\:H"t ra\atlh: \111 the MlllI' 'l.'i..~Ufnt t'ly thi" M\lllalolge ~hall be at 51li.:h rat(' as , ~f'ltkr
\hJtl reqlk:!lt. If 1 ethl<r ha!'l *al"tJ. th..' tlJ'lI'\ft h1 .Ki..~"'r;lh'" rrv"tk.J HI th., I'-tfJ.JUrh 17. anJ if &'lrn,wt,\ ,'Ki...C"~~'f III
In'ere\t hi" (\et;Uh:J a \Ilonllen as,u01l'H\'" ;tgtt..'\.'1lh:n' at,,"\."l'l'!\'lI m \Ulung hy It'n\.t\...r. I.cnlkr ,hall r~k;l'oC' Bmr\.l\\er f(i,lm all
,oh,h,aht-m\ un..krthl\ M"rt..ace and It\(' Stlte
If tcmJt.'f e\tt\I"C\ ..ut.:h \'I'lUHl tH andt,.'clll. 11,'11tkr ,h..lll m;ul Ri.l'h~\\er IM"'"..'e \\f aCl'ckr;lhtll1 In d;."\,'llNiln(C' \\lth
pJ.foaltfotrh 14 h-.:n.....,. S.t\.h th\lti,.""e ..h.llll'hl\l,k ,\ ,"Ih\t,( ." Ih" k..... lh.1lt 'tl J",~.. Ih1fn t~ ,Iall: the th){it..:L' I' mailaJ ,,"uhm
\\l-Iah "~'lfll"\'f m4Y ''it'' thco '\.lIn'" ,t\.."(I.tr\'\' tllh... It hl'rh'1,\l," Lith, h\ rit'. "I\h ...Jlm, rfk1f h' .hi:' t\rinth~ pf \u\.'h retn".
I \"n,k:1 mil'", 14ltho1\d t\lfl~C' r\','\fI1,,\" Pf llcmanll \"\ l~'1H1\1t,t.'f "",~.....' .:lll\ f1.-'I\l('l.i-".", ('I\'rm!H1.-'d .,,' l,..r;.t,urh 114 hCff't1f,
?"IItlN-\l,tfO"" ('u\t'lt1tst\ R"fh,..er ;Hnl I cn4.'t t\iflht"f (\'\-\,I\"nt and.sffff ;t\ ",l1l"""
IL Ac<tltnlioll; ........ I..... ............., ...."'. ... ..., ...._ ... ""'..-.. '" ........ .. UoI" l\1...ta....
.......... 1-" ..._ SO ..., ....... tIue ., ........ ...--.. ... ...... \I~. IntIn .... to .............. .... .... lIGlkt
hi ......... ,....w..!'" ............ .... .,..-11"irtI' 111\-" ........: m ,lot ..._ ........... ,. ........ -.. .......It; III · ......
_ .... I..... Jt ..,. ,...... 1-" ..... 1-" ....... i- .._ hi ............ .., ........ _-.. In.... - be ........: .... ,.(\ tltat
f...... ..._ _.. ......... _ WI ...,..... .... ..... .,...__....... -"0. ..... ...... .. .n""''''"", .. "'" ..... ........ ..,
""' "......... '-'........ .., ;.61a1 ........... ..r! ... '" .... .........11), ,lot........ "'''1,,"-''' ""- ........ III
1M rill............... .. .n.......... ........ ",,,, '" ......I1M 1M f-.-......... _.....irtI fl.. -..,........ ... · ........ ..,
.., ....... tItf._ '" ......... hi ......,........ .... f...... ,,-,_ If.... ltonr Ii .. .... ,..... .... or ....... ,... .aI. _ill..
io ,... ......-.. I..... at I.......,'. op4i<ot1 .... ..... btt .. ... Ill< _ ......... h. Iltlr ,,~ hi .. ...-......., rI.. ....
...,...... "....... ,........ ....... .... _. ,............ 1101\ \I<wta.., It. """,1aI ............. h.... ""'" ... .tltIdri ..
......., io _It .............. ............ ,.....""'.... ....""""'........... II""""'.... ..-.-.... ",_,', I.... ... <-...
.....-.., ................." .... """~-
I'. .......'fI"~, 1:.... to If'itN!Mf;, '...'~I-lthL-414t,aj: tu\\k!" ;h,..t'k-"'4ht~1 .'sot it\\' ..Ul\t\ "'Hitl'd ~\ tht\ M';'f1,i'tf'
fl,\r.fI~",'r \.~.;itt hj~\, fht:- ttt:h' hI hAl(' <In\ rr,,,,,r.!\H\!' "J'::-;jo, t-, t l.'l~t\'f h~ ~'l\f~\r,t th" M,'Hi~~~' ,h'-iI\1'l1i1'1:\t\--J it ,an" tm\i'
t\\l!'
1;11', ! u ~h5
runr In allciI,lllne huur rrillr In Ihe ClllUl11elh,:enll,,'ul 0" hlt.ldlllg OIl ;'1 \hcrill\ '~llc (IT uther sale puuuanl 10 lhi\ Mllr1g;lgC
if; (a) Uorrower pays t.ender all sums whil:h would he Ihen due under Ihi, Mungagl:. Itll: Nute and noles ~ccuri"ll Fulure
Allvancc'i. if any. had Ihl accclcrallun occurred: lhl n,'uuwcr l'ure'i all hrciu.:hc\ llr any lllher c.:uvcnanl, (lr ilgrccmcnl'
uf lIorwwcr elmlained in Ihis MOr1gagc; (c.:) Borruwcr pa)'s all rea,u"..hlc e\pcn\C' inc.:urred hy Lender III enhnc.:lI1lC the
em'enanl, and agreement' of norrower c.:llI1lilined in Ilml Mmlgilgc and in enhm:ing Lender', remedic. as providell in
paragraph 1M hereof, induding. blll nollll1l1ted w. reasonahlc allurney's fees; and (d) Uurrower lakes suc.:h action as Lenller
molY reasonably require 10 assure thallhe lien of Ihl\ Mortgage, I.ender's inh~rcsl in Ihe Property and Burrower's ohligalion
III pay the sum, \ecurelS by Ihis Mortgage ,h;,1I nmlinlle unimpilirell, lJPUII \Iu.:h paymenl and cure hy Ihlrrnwer. Ihi\
Mtlrlgilge and Ihe ubligaliun'i 'loe\:'urcll herehy ,hilll rl'lIIall1 ill filII htn.:e and ClfL'\:'1 ill If 110 ilCl.'elcratlOn hall occurred,
20. AISJennlen, of Rent.; Appoinlmrnl or Kruhrr; I.rndeor In PCMft\lon. As addltiunal ~curity hcrcllnller. Ullrrt.wcr
hereby a~5igns In Lender the renls of the I'rttpl'rty. pwviJedthal Ullrruwer shall, I'mo!" 10 acceleration under ['laragraph IS
hereof \)r abandonment or the Properly, have Ihe right In cullecI and relain ~uch rents as they hcc.:ome due and payable,
Upon ac.:cderation under paugra['lh 1M hercnf Ilf ilhandlllll1lCnl ",( Ihe Property, l.cnder, in penon, hy agent or hy
judldally apJ1t.tinled receiver, shall he cntllled In cnlcr IIpun, tuLe Jl't~,~~i(ln uf and milOage lhe Property ami to collecl
Ihe rents of Ihe ProperlY induding Iho\c p..\1 dlle, All renh l:ulleclcd hy I.emler (lr Ihe receiver shall he applied fint to
paymenl of the CO!lI5 of manascment of Ihe Pruperty and collecllon uf renh, indmling, hut nul limited 10, re,elver's fees,
premiums on receiver's bonds and reasonable ;lUurney\ (eeli, and then to Ihe ~um!i secured by this Morlgage. I.enller and
lhe receiver \hall be liable to aceounl only for Iho\,-= renb aCluall)' received,
21. .'ulure Ad,.nftl. Upon re4l1e\1 of lJlumwcr, I.enller, at I.ender's opliu" prior to release of Ihis Mortgage, may
maLe FUltln: Advanccslo Borrower. Such Future Advances, wilh intercit Ihereon. !thall he securell hy this Mortgage when
cVIJenl:cd hy promiuory notes Itating thai said notes arc sCl:lIn:d hereby. AI no lime ,hall the principal amounl of Ihe
inJebl.Jnm ....cured by Ihi. Monaaae. nol incluJing .um. aJvan<eJ in aceorJanc. herFwilh 10 pro,.el Ih. seeurily of Ihis
Morlg..gc, exceed the ori.inal amount uf the Note.
U. R.I..... Upon paymenl 01 all ,urn, ,",cureJ by ,hi. Mo"gage, LenJer .hall Jischarg. this Mongage. withoul
ehar.e to Rorrowcr. Borrower Ihall pay alll:osh of recordation. if any.
23, Parch... Mon.y MorIl-ce. If all or pa" 01 ,h. .um, ...ureJ by Ihis Mortgage are lent 10 Borrower 10 atquir.
tllle 10 the l'rl1p:rly. this MOrll_Ie l!i hereby dedaretl ht be a Pllrchase mone)' mortgage,
'-ll/;h~.e.~ ~..,............
Francis C. eo.;;::;tf -110"""
.Od~J21',_~""""
Alice M. Gorman
/\ J.. 1J:u-,{
COMMONWEALTH OF PENNSYLVANIA,...~...,..........,.. .Counlyss:
. 6;:("
On IhlS, the. .. ../.. .. .. day or. .. .. , . .. .. .. .. , . , ,JJWl . . _. 19. 1.~, before me, ,. ,l,fQ~N-'1..IW~UC. .
,........,'....,...., .the undersigned ollieer, personally appcarl-d.., FlUNCIS.C.. ~.lIPA.....,..
. ....' .lLICE.l'I., OOJUUB, . bill. Jd.{e,. . . .. . . . , .. , . . .. _ _. _. . .. . , . .. . .. known 10 me (or salisfactorily
proven) 10 he the penon. s. . whose name. _8 , . . are. , _ suhscribed 10 the witbin instrument and acknowledged lhal
. . . . ~b&lI, , . . .elecuted the same for the PUI'JlOS''S herein conlained,
IN WITNESS WIlEREOF, Borrower bas cxccuted Ibis Mortgage,
Wilnesses:
.. ..P.~..~1:.~..........".,. ,.
., (~~.~. ~tiO..........................
.~
_llonowe'
IN WITNESS WHEREOP, I hereunlo set my band and official seal,
My Commiuioll .11II1a: C
R\Jti(lt L IPIII,lIDtAlY PIIIU
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, . . .... . . .. . . . . , . . ,.. . . ,. . . .... .. .... .. ... '....... .. .' .
tllo .. 011....
..
I cerllfy tbllthe .ddrns of the
MOfI"pe abcmoft&Jlled is
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II
NOTE
us s .40,000.00. . .
IlarTlshurg. l)cnn\ylv:1I11J
.I~ .J:l1Zl11, . , . . , , _ . I ,,1Q_
FOR VALL't RlCI,IVU),thc Uf1lh.'nl~nC'J l"Uorruwer") pronm~h) to pJ}" Fir~1 h:delal SJVlf1g~ JIIJ lOJn AS~tll.:latlon
nf lIJrrI!lhUfi!. J ":llrponlllln urgallllcJ Jnl.! c\lstlng under tht laws Ill" The rolled Slales Ilf AmCTll:3. or order. the principal
,um uf _Forty'l'bolllJand.and .00/100_ . _ _... - - _(S40.000.)DoUm,
With Illtern! on the unpaid pnm:lp;d balance from the dJIC of lhls ~ute. until paid. althe late of .Nine .'9%)
pcfL:cnl per annum, PrmL:lpal and mtere'st shall be payabl~ al .:!3-l ~urth SCl.:onJ Street. Ilarrb,burg. Pennsylvania. or such
"Ih.. pi... as Ihe Noll. lrul~cr may ~e"gnale. tn .;UIlS<<Ullve nhmlhl). mslaUmelllS uf, .'1:brl!Il, .H~d, 'l'lI.i:r:ty.,.t'.1.ve
. and. 68/1 ._,.,_..__'_ __.D()UmtL!SS-JJ5.66 ___ ..I,()lIlhel.nlh(lOthl~ay()f
each month begmlllng . . . . . . ". 19.76. Su..:h mllnthly installments shall continue until the entire
mdebh:dness eVh:lelh:eJ by (hi~ ~o(e i ully r (\(Cpt that an)' rcmalllin~ lO..Jeble..Jn~ss. If not sonner paid. shall he due
anJ payable on Ihe lenlh t 10lhl ~ay of., _ _ _ _ _ . .200l_...
If an)' monthly lIutallmenl under tlus S\lt s tuH raid when due and remainS unpaid. Jft~r a dale spc=":lfi~..J by a nnll..:e
to Borrower, the enure pTHKlpal amount outstan 109 and J":(lUeJ II1terest thernn shall at \)I\~e bet:t>me due and payable at the
option of lhe 'ote huhlel. The: date sptL:lficd \hJIII1t.lt he les~ than thut)' Jays (rom the dale c;ut:h noth.:e is matled. The ;\ote
hoMer may ex.crclSt: Ihls I.pllon Il) J\,...:clcute dunl1~ any default by Ht~rrower re~3rdless IJf my plior f,nbcarance. If suit is
brought to cotle~t (hl~ Sllte, the Sntt hvlder ~hall be entltlcJ to .:ulled all reasonable ..:osf~ Jnd expenses llf suit. induding,
hut not IimiteJ In. U~Jsonable attorney's fees.
B.)rrnwl.' ,hall pay 10 the St)le IwldeT a IJle dlJrg.~ of flHIl t~1 pCh:ent ut any mnnthl~ In'iotJllment not recclwJ ~y the
~nlc h,)IJtT \\Ilhln ~1~htcC'n (1"\' OJ}S afkr Iht lO\tJllment is JU\!.
Borrowt:r mJ) pTepay the pnn":lpai amount t)ulstJndll1~ III ~\htlle In III pan. The \Ilte h~Jlder may require Ihal In)
parllal pTtpa)menh ld oe made on Ihe Jaft monthly lIls1allmentli Jr~ dut and hi) be' In Ih~ aln(1unt of th.J( part l)fune t)f
moTe monthl) lIlslallmcnts ~hl~h 'AQuIJ he applh.:ahle 11) pr1l1':lpJI. Any paTtlal pT\!pa) ment )hJII he JppheJ ag.Jlll\t th\.'
pTIO\:lpal ammmr (luI'HJnJm~ and sh311 ",11 pn'lIJllIIlC the due JJt~ olf Jny ~u!:tS<'1uenl n1tllllhl) IOstJl1mc:nfS lIT l:han~t' the
Jmnunt 'If 5ul.:h ,"'\!.JIlIn,'nf\, ulll~s the 'ufC holJt" ...hJlIllth~:T""I\'" J;.!h'(' In WqtJn~.
Pre\Cnlrnenr. fltltlio."\l' pi" JI~hptlnf. JllIi rrll'''''! Jtt ht!\'h) WJl'iCj' i'~ Jll m..llr..~T~. -;.lIrellc.... ~ujrJnt;_lT'" .JuJ ;:11,:' ,T'I."r-i hcrt',11
TIm, '.He ..hall he the 1111111 JnJ ~\-'erJI \lbh~.ltl\)n III JII makers. '\oUf\'th!'i, llUJrJntllf'i Jt;j enJ~tf""'I\. JnJ ~hJn hI.' ;"II1JU\~ Uptll)
Iht:1n Jlld thL'1r ~U~d!SS-.IT\ JIlJ ~I'i'\I~n\
An) Iwth.:e- 10 HllIlIIWt'T rftl\IJ,,'J f"f Ii! Ihh ~111l! ,11.111 he ~l\en h) m.ulll1!? ~u..:h 1I.'lh.~ h} ",-cTtlli.:J mall JIIJT~\,,~J
10 8tIHII"'~T at lhe I~Ilp'..rt) t\JJrc\s "IJh:J t'td"\\-,llI hi \u..:h Illh,,', JJJI~'\ J\ BllThPA,CT mJY J"'!olgnJle h) 11I11J...~ (0 fhl' 'pl~
Iwlder. .-\n~ nnlh:i! IL' Ih\:' '\ltl' h,)h,h,'f ,lull "t' ;1"1.'11 hy mJlllIl~ \udl noU~1.' ,,~ ....".ltlli~\l mall. 1....lufl1 (':-,,"C'l~'l re"lue'teJ. tv tlh'
StIle holJeT .It lh.: aJdrl:ss \tJlrJ 11\ ,th,' linl pOl: JgTJph III tlus ',)te. III at !lu...h 'Jth~r aJdres~ J'i mJ) ha\t' heen Jcu~nJltJ h~
null~C lu 8uun\\.er.
TIlt IOJebtcJnl.'1~ enJ~n"'eJ b) thiS :\olL' () ~(UTl:J hy J \tllrtgJ~C lit" e'",,'n JJte hCl(\\-lIh. JnJ Tefelen~t I') made t,) the
MOTtgJge for ughti ,:IS In J..:\:eleTatltln of th~ InJd"ed"~!ls e\-hJt?Th;cJ h~ Ihh ',)It.
/II~.-
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:!~1'~. ~~lXd~
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'U~~ $
rt1c'eM: Co~ I
Lot 131, Pbn 5. VU11C'f ot Veatoftr,
6347 Stephen" crol.1ng. Mechan1caburg,
Bam1*n ~p, Culllberland Co., Fa.
!'t_e'" I.Jt'. \
f \,. .,}. f if" ~'~I! _II ; )";'
EXHIBIT
PENNSYLVANIA
tl\\'. ttt\MC U'l.O~\.1IIl\lS'R',-l\U~T
I
t..
We may also sue you personally for troe unpaid principal balance and all other SunlS due
WIlier the I1UJngage.
If you have /Wt cured Ihe deJault within Ihe thirty day period and foreclosure proceedings
have begun, you still have tire right 10 cure the default and preveru the sale at any time up 10 one
hour before the sheriff's foreclosure sale. You may do so by paying Ihe total amoUlll of the unpaid
nwnrhly payments plus any late or OIher charges then due, as the reasonable attorney's fees and
COSlJ connected with the foreclosure sale (and perfonn any other requiremerus WIlier the I1UJngage).
It is esti17Ul/ed that the ear/iest date thal such a sheriff's sale could be held would be approxil1UJ/ely
December 10, 1997. A /Wtice of the dare of the sheriff's sale will be seru to you before the sale. Of
course, the amoUlll needed to cure lhe default will increase the lqnger you wait, You may find Olll
at any rime txOCtly what the required paymeTIJ will be by calling us al the following number: 232-
6661 exr, 6240 or I-8@554-4572 e:ct. 6240, This paymeT/J. must be in CASH, CASHIER'S
CHECK, CERTiFIED CHECK OR MONEY ORDER and mode jxzyable to us at the address staled
above.
You should realize thaJ a sheriff's sale will erui your ownership of the I1UJngaged property
and your right to remain in il. if you continue to lilY! in the propeny after the shenff's sale, a
lawsuit could be started to evict you.
You have additional rights to help proteer your iTlJerest in the property. YOU HA \IE mE
RIGm TO SELL mE PROPERTY TO OBTAIN MONEY TO PAY OFF mE MORTGAGE DEBT,
OR TO BORROW MOtvEY FROM ANomER LENDING INSTrlVTlON TO PAY OFF mls
DEBT. (YOU AMY HA \IE mE RlGHT TO SElL OR TRANSFER mE PROPERTY SUBJECT TO
11lE MORTGAGE TO A BUYER OR TRANSFEREE vmo WlIL ASSUME mE MORTGAGE
DEBT, PROVIDED 71lAT ALL mE OUTSTANDiNG PAYMENTS, CHARGES AND
A7TORNEY'S FEES Al\'D COSTS ARE PAID PRIOR TO OR AT mE SALE. Al','D THAT mE
OTHER REQU/REJfEVIS U!','DER mE MORTGAGE ARE SAnSFIED;. CONTACT US TO
DFTER.'JINE U!','DER WHIt T CIRCU,\IST.-tNCES 11I/S RIGHT MiGHT EXiST. YOU lL4 \IE mE
RlGm TO H.-t\IE mls DEF.-tULT CURED Bt' ANY mlRD P.iRTY ..tCTING ON roUR
BEHALF.
if you c~ the dejau/l, the I1UJngage \l,ill be rtslorrd to lhe same position as if/W defauk
had 0CCIUTtd. HO~I~r. you are not entitled to this right to cure your defauir more than three
times ill any cakndm year.
Sincerelv vours
., ,
Lisa Marsh
Coller:tiQII S~n'isOl'
1..1I!vw
We may also sue you personally for rhe unpaid principal balance and all other swns due
under rhe mortgage.
If you IuJve nor cured Ihe deJaul1 wilhin rhe rhirty clay period and foreclosure proceedings
have begun. you still have rhe right /0 cure rhe default and pre~'ent Ihe sale at any time up to one
hour before lhe sheriff's foreclosure sale. You may do so by paying Ihe /Oral amoUlll of the unpaid
monthly payments plus any lale or other charges rhen due. as rhe reasonable alrorney's fees and
costs connecled with theforeclosure sale (and perform any other requirements under the mortgage).
It is estimated that rhe earliest dale rhat such a sheriff's sale could be held would be approximately
December 10.1997. A notice ofrhe dale of the sheriff's sale will be sent /0 you before rhe sale. Of
course. the amoUlll needed iO cure the default will increase the longer you wait. You may find OUl
aI any time exactly what the required paymelll will be by calling Us at the following number: 232-
6661 exJ. 6240 or 1-8fX).554-4572 exJ, 6240. This paymeru, must be in CASH, CASHIER'S
CHECK. CERTIFIED CHECK OR MONEY ORDER and made payable to us at the address staled
above,
You should realize thai a sheriff's sale will end your ownership of the mortgaged property
and your right to remain in it. If you cOlllinue to li~'(! in the property after the sheriffs sale, a
lawsuit could be sraned to e~ict you.
You have additional rights to help protect your illlerest in the property. YOU HA ~ mE
RIGHT TO SElL mE PROPERTY TO OBTtIlN MONEY TO PAY OFF mE MORTGAGE DEBT.
OR TO BORROW MONEY FROM AiVOmER l.ENDING INSTmmON TO PAY OFF mIS
DEBT. (YOU MAY HA ~ mE RlGHT TO SElL OR TRANSFER mE PROPERTY SUBJECT TO
mE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME mE MORTGAGE
DEBT. PROVIDED THAT ALL mE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRlOR TO OR AT mE StII.E, AND 11/AT mE
011lER REQUIREMENTS UNDER mE MORTG.-tGE ARE SA 17SFIED). CONTACT US TO
DETERMINE UNDER MlAT CIRCUMSTANCES mls RlGHT MIGHT EXIST, YOU HA ~ mE
RlGHT TO HAVE mls DEFAULT CURED BY AiVY 11-/IRD PARTY ACTING ON YOUR
BEH.tII.F.
1f}'Oll ClU't the default, the mortgage will be restol'ed to rhe same position as if 110 tkftmll
had occurred. HotWver, you ~ not entitkd to this right to cure your difauJt more thim thrtt
limes in arty calenJar year.
Sincerely youn,
Lisa Marsh
GIIltction Suptnist.)/'
l..\lNw
You may be eligible for financial assistance that will prewnt foreclosure on your morlgage
if you comply with the provisions of Il,e Homeowners' Emergency ""Iorlgage Assistance Act of
1983 (the "Act"). You may be eligible for emergen<y temporary assistance if your default has
been caused by circumstances beyond your control, you have a reasonable prospect of resuming
your morlgage payments, and if you mect other eligibility requirements established by the
Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an e.'q1lanation
of your rights.
Under the Act, you are entitled 10 a temporary stay of foreclosure on your mortgage for thirty
(30) daysfrom the dale oflhis Notice. DUring lhat lime you muSl arrange and attend a ''face-Io-face''
meeting with a representaliw of this lender. or with a designale,d consumer credit counselmg agency,
The purpose of this meeting is 10 attempl 10 work OUI a repaymeflt plan, or to otherwise settle your
delinquency. This meeling must occur in lhe next (30) <bys.
If you attend a face-Io-face meeting with this lender. or with a consumer credil counseling
agency identified in this notice. no further proceeding in mortgage foreclosure may take place for
Ihir1)l (30) days after the date of Ihls meeting, The name. address C11Id telephone number of our
representative is:
Denise Reitzi, CollectiO/1 COUJlSl!lor
Harris SavingsBanJc. Secondatk1Pine Streets, P.G. Box /ill. Harrisburg, PA 17105
(717)-232-6661 ext. 6228 or 1-800-55+-15i2. at. 6228
The names and addresses of designated consumer credil counseling agencies are shown 011
the attached sheet It is only necessary 10 schedule one face-to-face meeting, YOII should advise this
lender immedialely of your intentions.
Your morlgage IS in defQ1;11 because }VU haw faJ/ed 10 pay promptly mstallments of pnllClpal
and ilIlereSl, as required. for a period of alleast SIXty (60) ~s. 11ft! total umoulll of the delt1l<J14f!1h.'Y
is 5J../48.().I, ThaJ sum ineludes the follOK-ing, payments of 53.J8, 58 for lhe months of Febroar}.
March. ApnL andMay 1997; plus late charges lotaling 55J. n
Your mortgage IS also III default for the follOO&'lng 1'I:asons: None
If you ht:tve tried and are unable 10 resolve this problem al or after your joce-to-face meeti1Ig,
you ht:tve the right to apply for jinanclal ~ from the Homeowner's Eme~ncy Mortgage
A.ssistara FIIIld In order 10 do this. you must fill out, sign and file a COIff{Jleted Homeowner's
Emergrncy ASSI.Jlllna Applical10n wllh one of tlw ..kSJgn<Wd c:onsunwr credit COIl1lW/ing agenr.-Ies
listed on the attac:hmo!nt An appI,rul/OII joT 'lUl51aPk.... ~' onl).' bit oblcJJned from .., <'lJnSImItIr o:t'l!dil
C:0lJIISr1ing agt!IILy_ The <'OtlSUllft!r CNdII 4..VIInSt!lmg ~1Il.)' ..Ill as.mt )W m fillmg UlII yoIII'
app/lCf1l1Vn and ....,11 1fIbmll Jvur <vmpl~tnl appIh.U1/QII to tlw I\!nnsyhuma HOOSlJtg FinarlC:o!
.~ncy, Yow ~ must ~ fikd 01' pOS11ltL1Tt..'Ii. ..,tJIm thmy (30) W):J of)VlII' .fiA......'../a...e
meenng
You may be eligible for financial assistance tl:at will prevent foreclosure on your mortgage
if you comply witl: tl:e provisions of the Homeowners' Emergency Mortgage Assistance Act of _
1983 (the "Act"). You may be eligible for emergency temporary assistance if your rkf(JJI.lt has
been caused by circumstances beJlond your control, you have a reasonable prospect of resuming
your mortgage payments, and if you meet other eligibility requirements established by tl:e
Pennsylvania Hou~ ing Finance Agency. Please read all of tl:is Notice. It contains an explanation
of your rights.
Under the Act, you are entitled to a lemporary stay of foreclosure Oil your mortgage for thirty
(30) daysfrom the dale of this Notice. During thai time you must ammge alld attend a "face-t~face"
meeting with a representative of this lender, or with a designat~d consumer credit counselillg agency.
The purpose of this meeting is to attempt to work out a refX1>me;u plan. or to otherwise settle your
delinquellC)l. This meeting must occur III the next (30) days.
If you attend a face-t~face meeting with this lender, or with a consumer credit counseling
agency identified in this notice, no further proceeding in mortgage foreclosure may take place for
thirty (30) days after the dale of this meeting, The name, address and telephone number of our
representative is:
Denise Reit:i, Collection Counselor
Harris Savings Bank, SecondandPtneStreets, P.o. Box 17/1. Harrisburg, PA 17105
(717)-232-6661/!XL 6228 or 1-800--554-1572, /!XL 6228
The names and addresses of designated consumer credit coul/SI!ling agellcles are showII on
the anached sheet. It is only l/ecessar./ 10 schedule one face-t~fQCe meeting, You should adItise this
lender immediately of your inlentions.
iOur mortgage is III defaull because you haw failed 10 pay promplly insla/Imellts of prmcipal
and iruereSl, as required. for a period of at least SIXty (6O)~:r. The lola/ alnOUm of the dellllquency
IS SI,448.O.J. That slim includes the joIlawillg, [X1}melll.S of 5348.58 for Ihe molllm of Februal);
March. April, andMay 1997. plus late chargt!s tatalingS5J 72.
Your mortgage is also in default for the fol/uwlng reasons: NOIIt!
If you haw ined and l1I'IIlII/t1ble 10 resOO't! this problem at or after your face-to{ace mteling.
)011 haw the right to apply for fimnczaJ Uttl5lMCe from the Homeowners Emergency A/ortgagt!
~ FJmd. In order to da tJus. .IOU must fin out. sign and.file a completed HOIfttfJWIfer's
~ncy A.m.stance AppIical10tI ....,th one of the Jesignoted COtISUmer credil coumeling .IlCIt?S
/islwJ on dw ana:Jrm.ent. An appJlCatlon for Q.'l'SlSlQ/ICII ~ only be obtum.td.from a ~ CMiit
COIIltSelmg agww,y. 11w COtUrmrer CMiit .'OIIIISeIing agmLy WIll <mut ,WfI in ji/1ing OIIt >au'
appJicaI10n and Will Dlbmu -''OW' .-omp/eted appb.'alIOtJ to the PerJlll)-lwDllu Hou.wrg FifulLv
Agmcy_ Yow appJlt.UIkItl_flhtt jikJ. or prl'ilmark.'<I. ..,tlvll tlvrty (30) ~'S ofyvw p.,'e-lO..p:e
f1Wtmg
IUHARRIS'
.m SAVINGS BANK
~35 :-!orth Second Street
P_O. Bo, 1711
Hamsburg. PeMsylvania 17105,1711
717/236-4041
CUMBERLAND COUNTY
CREDIT COUNSELING AGENCIES
Conswner Credit.Counseling Service of Western Pennsylvania, Inc,
20{x) LInglestown Road
Harrisburg, PA 17102
(717) 541.1757
Financial Services Unlimited
Il7 West 3rd Street
Wajnesboro, PA 17268
(717) 762.3285
Urban League of Metropolitan Harrisburg
25 North Froll/ Street
Harrisburg, PA 17101
(717) 234-5925
Fax (717) 232-4985
YWet of Carlisle
301 G. Street
Carlisle, PA 17013
(717) 243.3818
Fax (717) 243.3948
, ,
Gorman the sum of Forty Thousand Dollars ($40,000.00).
6. The premises subject to said mortgage is more specifically set forth in Exhibit "A".
7. Francis C. Gorman and Alice M. Gorman arc the sole owners of the said premises securing said
mortgage.
8. Said Mortgage has not been assigned in whole or in part by the Plaintiff herein.
9. That said Mortgage is in default because Defendants herein have failed to make the following payments:
payments of $348.58 for the months of February through July, 1997; late charges totaling $80.58.
10. The !'bin'iff has given to the Defendants \\Titten notice of intention to foreclose on said Mortgage as
required by law under Act 6, dated May 20, 1997, copies of which are attached hereto and incorporated herein
as Exhibit "Co.
II. The Plaintiff has given written notice of default as required by the Homeo\\neT's Emergency Assistance
Act of 1983, dated May 20, 1997 copies of which are attached hereto and incorporated herein as Exhibit "D".
12, That due to Defendant.~' default the entire principal amount of Forty Thousand Dollars ($40,000.00) has
become due and payable, together with interest at the rate of9% per annum, reasonable legal fees for collection
of said sum in accordance \\ith the tenns of said mortgage less such sums as have been paid on account of
principal of the said Mortgage and costs.
13. The Plaintiff believes and therefore avers that reasonable attorney's fees for collection of the debt is
S I,~OO,OO and that it will incur such amounts.
14 _ The Defendants are liable to the Plaintiff for interest at the rate of 9"A. per annum. late charges. property
taxes and expenses as providC'd in the Mortpge documents that \\ill accrue: until distribution by the Sheriff of
Cuml1aland Count)'. Pmns)h-ania. to be computC'd at the time of judgment in these proceedinas, in addition
to the Cllmnl balllllCC.
-
RICHARD C, RUBEN
GE'~lAI. COl.'NSEl
N~~
2.14 North s.....'OIld Sln.",t . IlamsllurJl.I'A 17101
lil.l 231-75.1.~, eXl, 2<J16 . fAX 1717l231-6186
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SHERIFF'S RETURN - REGULAR
CASE NO: 1997-04320 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
HARRIS SAVINGS BANK
VS.
GORMAN FRANCIS C ET AL
RICHARD K. HOWELL
CUMBERLAND County, Pennsylvania, vho
, Sheriff or Deputy Sheriff of
being duly svorn according
to lav, says, the vithin COMPLAINT - MORT FORE
upon GORMAN FRANCIS C
defendant, at 2020:00 HOURS, on the lalh day of Auaust
1997 at 6347 STEPHEN'S CROSSINGS
MECHANICSBURG. PA 17055 . CUMBERLAND
County, Pennsylvania, by handlng to ALICE M. GORMAN, ADULT IN
vas served
the
,
,
CHARGE
a true and attested copy of the COMPLAINT - MORT fORE
together vith NOTICE
and at the same time directing Her attention to the contents thereof,
Sherlff's COllt8:
Docketing
Service
Afhdavit
Surcharge
18.00
6.82
,00
2,00
So an8ver~1 ~. __< ~
R, ThO"~ln.: .::'erl(:
$~b.8Z RICHARD RUBEN
08/19/1997
by
1.,....((.
.
/ /
-'
(' 41...(,
D.,.puty Sher,UI
Svorn and 8ub8crlb.d
thIs ~l' day of
1') 1'/ A.D
~ ..
ono
~".
U:'j~', L
t'tt_q.
ary J
:
Harris Savings Bank
-vs-
Francis C. Gorman and Alice M. Gorman
In the Court of Common Pleas of
Cumberland County. Pennsylvania
No. 97-4320 Civil Term
Michael E. Barrick, Deputy Sheriff. who being duly sworn according to law,
says on April 20, 1998 at 5:26 P.M. E.D.S.T., he served a true copy of Real Estate Writ Notice
and Description in the above entitled action upon one of the within named defendants to wit:
Francis Gorman by handing to Francis Gorman at 6347 Stephen's Crossing, Mechanicsburg,
Cumberland County, Pennsylvania, its contents and at the same time handing to him personally
the said true and attested copies of the same.
Michael E. Barrick, Deputy Sheriff who being duly sworn according to law. says on April 20,
2998 at 5:26 P.M. E.D,S.T.. he scrved a true copy of Real Estate Writ Notice and Description in
the above entitled action upon one of the within named defendants to wit: Alice Gorman. by
handing to Francis Gorman husband at 6347 Stephen's Crossing. Mechanicsburg Cumberland
County, Pennsylvania. its contents and at the same time handing to him personally the said true
and attested copies of the same.
Michael E. Barrick. Deputy Sheri IT, who being duly sworn according to law. says on July 7,
1998 at 10:20 A.M.E,D,S.T., he posted a copy ofre 011 Estate Writ Notice Poster and Description.
in the above entitled action upon the property locatl-d at 6347 Stephen's Crossing.
Mechanicsburg, Cumberland County, Pennsylvania. according to law.
Michael E, Barrick, Deputy Sheriff. who being duly sworn according to law. says on July 7,
1998 at 10:20 A.M, E.D_S,T.. he served true copy of real Estate Poster. in the above entitled
action upon one of the within named defendants to \\it: Francis Gorman. by handing to Francis
Gorman at 6347 Stephen's Crossings, Mechanicsburg, Cumberland County, Pennsylvania, its
contents and at the same time handing to him (ll"J"SOnally the said true and attested copy of the
same.
Michael E. Barrick. Deputy Sheriff, who being duly sworn according to law, says on July 7,
1998 at 10:20 A.M, E.D.S,T.. he served a true copy of real Estate Pl,ster in the above entitled
action upon one of the within named defendants to wit: Alice Gl'rman by handing to Alice
Gorman at 6347 Stephen's Crossing, Mechanicsburg. Cumberland Cnunty. Pennsylvania. its
contents and at the same time handing to her personally the said true and attestl'll copies of the
same.
R, Thomas Kline, SherifT. who being duly sworn accordinlltl' law. says he scrved the aoove
Real Estate Writ Notice Poste and Description in the following manner.: The Sheriff mailed a
notice of the pendmcy of the actil'n to one of tilt within namC\!.kfendants to wit: Francis
Gorman by regular mail to his Ia." know n address 6347 Slepben - s l'n'ssing. MCl:hanicshurg.
Cumberland County. Ptnnsy Ivania.. lllis letll"f was mailC\! under tilt date of July 8. 1998 and
never returned to the Slltrifl"s Olliee_
R_ Thomas Kline. sherin'. will. ....-inll duly swom accllf\ling to law. says he Wf\C\! the aoove
Real ESlate Writ Nlltiee I'o\ter and I ~"riptk'" in lh..> ti'lkl\\I11g 1NMer: IhI: Shniff. mailC\! a
notkl:' of the petlIkncy of lilt acl"1Il by regular mati to l\llC "f till:' within 1\OU11C\l Joefendarlb I \\1t:
Alke M ("lflll.1I'I to her last "nown illJJress. fI-'47 S~'s ('I\"'-sing. MCl:hanksOOrg,
l'ennsy Ivania. this kiter \\3-S tn.;S1,,"" unJ..-r lhl: dale l'f JuI~ It. 1<N!l and 1'(\(1' rcturnC\lto the
Sheritrs ()mv:~.
R. Thomas Kline, SherilT, who being duly sworn according to law, says that after due and
legal notice had been givcn according to law, exposed thc within described premises at public
venue or outcry at the Court 1I0use, Carlisle Cumberland County, Pennsylvania, on September 2,
19098 at 10:00 o'clock A.M. E. D. S. T., and sold the same for the sum of$ 11,000.00 to
Attorney Richard Ruben for lIarris Savings Dank, its successors and assigns. It being the highest
bid and best price received for the same IIams Savings Dank paid to SherilT R. Thomas Kline the
sum of
$ 1249.64. it being SheriIT's Costs.
SheriIT's Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
County
Mileage
Certified Mail
Levy
Surcharge
Legal Search
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
SheriIT's Deed
30.00
220.00
15.00
15.00
30.00
\0.00
.50
1.00
\3.64
1.59
15.00
18.00
200.00
301.25
279.75
27.91
25.00
&.1Q
S 1229.64 pd by Atty. 10-\3-98
Soan~~I:--< ~~
Sworn and Subscribed To Before Me r' f ..-
~. ../,~ R. Thomas Kline, Sheriff
This..lt.. Day OIU tG'"l.. /" -I ~ . /1'
, .... By1'~&.'. ,,"_..!krt~
1998, A.D~~~~ ht..l1.~, tff Real Es1a~ Deputy
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TITLE REPORT
Commonwealth Land Title Insurance Company
THE PREMISES ENDORSED HEREON ARE SUBJECf TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACfORY
EVIDENCE PERMITfING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. 03
Held Wednesday, Septemher 9, 1998
Date: Septemher II, 1998
TAXES: Receipts for all taxes for the years 1992 through 1997 inclusive. Taxes for the current
year 1998.
WATER RENT: Company assumes no liability for private supply of water or sewer.
SEWER RENT Receipts to be produced if services are lienable.
MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims.
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated , 1998. and recorded
, 1998, in Cumberland County Deed Book . Page
RECITAL: Being-the same premises which Pennsboro Homes, Inc" by its Deed dated the
15th day of June, 1976 and recorded on June 18. 1976 in the Recorder of Deeds Office in and for
Cumberland County in Deed Book "Q" 26, Page 418. granted and conveyed onto Francis C.
Gorman and Alice M, Goonan. his wife
OTHER EXCEPTIONS:
I , The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company,
2, Rights or claims of panies in posses.sian. if any, other than the owner.
3. Unrecorded eao;ements, discrepancies or conflicts in boundary lines. shortage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if required.
5. Conditions and restrictions and limitations ;1.'\ shown an Plat No.5. the Village of
Westover. J'tCOrded in Cumberland County Plan Book 23, P'.tge 171.
6. Building and use reMrictions and conditions ~orded in Mi14'ellancous RC\.-ord Book
211, Page I. and in Miscellaneous Recllrd Book 189, Page 709.
7. Rights granted to &11 TekpmlllC Company of ~nsylvania by instrument fe\:orded
in }.tiscellaneoos RC\.'l.m1lk>ok 191, i".tge 791.
8_ Ri,hts granted to &11 Tekp/ll.lIlC Company of Pmnnlvania Iw inlitrument rmmled
in Miscellmeoos Rc\"ord Book 193, Page ". . .
9. Rip, granted to Pmnsyhanu. I\.w''ff aOO UJht Cl1mplll) and to &11 Telephone
CompIII) of Pmnsyl\'allia by instNIlItftl renYded in C'\unbn-Lmd Ct'l1my
~hscel~l\ls RC\.'l.m1 Boot. ~. Pa~ !\.\8
10 ~ granted to Pmn'\yhllllt;l I\lWt'f aOO USIlt Cumpany and Bell. T~krJtt-
('~ ut ~)h;usla "y 1n\tnllM\t ft'\'\'lt\tN 1ft ~\;tnd C(lUnt\
MlSo.'1:"--,," R<<tw Bo"t. 201. ~ 2,.. .
II
12
f\lN1C MId P'1nlt "Jilt, In IIII!' I\lolIS tIN of ~'" ('1'0'....'"
s.an\f<<kY)' ~\~~ 1\' tit P'",",:N that f'l'\1fltf II;1I1\.'t \\'" '''. m tu the. "'>Wen tit all
11C't\.\ .. ~llI.'U~f'\ InttndL'd I" he dI\\'\l<'d 11)' ~1 Shenff Sale
~ ,
13. Mortgage given by Francis C. Goonan and Alice M. Goonan to First Federal Savings
and Loan Association of Harrisburg dated June 16, 1976 and recorded June 18, 1976 in
Mortgage Book 605, Page 883, in the amount of $40.000.00.
14. Mortgage given by Francis C. Goonan and Alicc M. Goonan, husband and wife. to
First Federal Savings and Loan Association of Harrisburg by instrument datcd July 23.
1987 and recordcd July 23. 1987 in Mortgage Book 875. Pagc 17 in thc amount of
$50.000.00.
15. Mortgage givcn by Francis C. Goonan and Alicc M. Gorman to Yegcn Equity Loan
Corporation datcd Novcmber 2. 1989 and recordcd in Mortgagc Book 958, Page 197.
in the amount of $90,000.00.
16. Mortgage held by Yegen Equity Loan Corpor.ttion recorded in Mortgage Book 958,
Page 197, was assigned on November 6, 1989 to Marine Midland Bank NA, by
instrument recorded in Miscellaneous Record Book 371, Pagc 857.
Complaint in Mortgage Foreclosure filed on February 19, 1997, to 1997-00823 by
Marine Midland Bank NA against Francis C. Goonan and Alice M. Goonan pursuant to
which judgment was entered on July 29, 1998 in the amount of $92,108.06.
17. Complaint filed on October 21, 1996 to No. 1996-05796 by PNC National Bank
against Fr.lOcis C. Goonan and Alice M. Goonan.
18. Complaint in Mortgage Foreclosure filed December I, 1997 to No. 1997-06618 by
Harris Savings Bank again.~t Francis C. Goonan and Alice M. Gorman pursuant to
which judgment was entered on May 13, 1998 in the amount of $47,231.98.
19. Complaint in Mortgage Foreclosure filed August 8. 1997 to No. 1997-04320 by Harris
Savings Bank against Francis C. Goonan and Alice M. Gorman pursuant to which
default judgment was entered on October 13, 1997 in the amount of S 17,145,81 and
rid of execution thereon was issued on April 15. 1998,
20. Real estate taxes accruing on and after Janual)' I. 1999 not yet due and payable.
21. IT IS TO BE NOTED THAT NO SEARCH OF DOMESTIC RELATIONS
RECORDS HAS BEEN MADE TO DETERMINE SUPPORT
ARREARAGES REGARDING HOUSE BILL 1412. ACT 58
OF 1997, NOR HAS AN\' SEARCH BEEN MADE FOR
ENVIRONMENTAL LIENS IN FEDERAl. DISTRICT COURT.
/~-d
Raben G. Frey. At-tent
Ntllo:: 'This Title Reo!,,,,, s/WI nol he .alid or
uRli! ''\lUnlenillned by an autho..;ze,J M1l1W\1I)'-
Cumpeny ..Ill ......, it> ,_ "_lTA. "~I<Y uf- Tit.. ""'~
..lIh 1npO<1 ... the pmNlIft ftlduncd hmun. 'roo ~ of ,he
1tlstlY<I..... "'''''''''- of the mlllnlftwN. -' ''\lfIlI'l'-~ ..1th 011 "I
the 1'eolU'-' .... I,wth hoMa. III ......r,,"'\Il} .l1th t1u. Tille R"I"lIt
ASSESSMtNTt
'IlH ....1I8H as
$12.3" .mp.
J I.U8 Land
$U,130 Total
.
.
U\W JOURNAL
CUMBERlAND
Caunly ar Cumh<rland and Cam,
manwtalth or Penn.ylvanta. h<tng
man! particularly bounded and de,
scl1bed as (oUowa:
BEGINNING at a point on the _th,
wt'lern line or Stephen'. Croaalnll.
whIch point Is the line dlvtdlng Lola
No., 131 and 132 on the hereinafter
menUoned Plan ar Lots; thence along
the aaJd line 80Uth 33 degrees 27
minutes 30 seconds ......~ 125 r..tto
a point on land. now or ronnerly or
S_E, Mymo; thence aJang the _
landa north 56 deqees 32 minutes
30 -..xIs wt.t. 85 leetto a point on
the line or Lots No., 130 and 131;
thence along the said line north 33
degreea 27 minutes 30 ae<ond....1.
125 reet to a point on the southwest-
em line orStephen'. CI'OSSIng; then<e
along Stephen'. Cro..tng 80Uth 56
degrees 32 mlnutes 30 ae<onds...r.
llSfeet loa point. the p!ac:eorBEGlN,
NlNO_
BEING LOT NO, 131. Plan No_ 5.
VIllage or Westover. ...hkh Plan Is
recorded In the Cumberland Counly
Rftoroer's om,.. In Plan Book 23.
Page 171,
UNDER AND SlJBJECT, newnhe-
..... to. condlUons, re.lr1ctlons, ease,
menla and r1lIhts-<>f-.....y or reconI_
BEING TliE SAME PREMISES
Il&AL I8TATa MI.& BID, 3 whk:b Pennsboro Homes. Inc_. by Its
deed <boted the 15th <boy or JUM.
WrIt No_ 97--4320 CMI 1976. and rrcordoed on June 18.
twms 501.,.,.. lIanIt 1976. In the Re<order or Deeds ~
YO. In and for CurnberLuxl County In
f'Tands C_ Gorman and Deed Book g 26, p... 418, !II'8Illed
AII<t' M. Gorman and .......-.,.ed unto. Francis C. Gar-
AUy,: RI<banI C. Ruben man and AII<t' 104_ Connan. hi. WIfe,
l.EOAI. DESCIlIP'nON 0' IlAvt'iG TliEREON EREC't'ED .
6347 S1"UHEN's CROSSING. dwellln.c known as 6347 sc.phen'.
HAMPoEN lOWNSHJp. Cl'OOslng, Met-hanicsbura. I'ttsn.yI-
CUMIltRlANDCOUN1Y. ...... 11'055.
s.u:C'IANlCSBtiRG, SEIZED AIIID SOU> .. tile prup-
PENNSl1.VANlA My or f'_ C_ Connan and AII<t'
AU TliAf CERfAlll lot or land N_ Cannan punwonllo Witt No_ 97-
lllU&te.. the TowrIahlp dllamplm. 4320-
18
TAX PARCEL NO.
165.
't
,
:
RICHARD C. RUBEN
GEfI.r.J..\Lco,,..'StL
. IUHARRlS .
.. SAVL'IGS BANK
23-1 North s..'omd Street. lIamslluril, "A 17101
(717) 231-75.1.;, ex!. 2')16' 1',\)((717) 231-6186
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I
PROOF OF l'UBLlCATION OF NOTICE
IN CUi\IIJEIU.ANI) LAW JOURNAL
(Under Act No. 587, approved May 16, 1<)29), P. L.I784
STATE OF PENNSYLVANIA :
ss,
COUNTY OF CUMBERLAND :
Roger M. Morgenthal. Esquire. Editor of the Cumberland Law Joumal, of the County
and State aforesaid. being duly swom. according to law. deposes and says that the Cumberland
Law Journal. a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2. 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
JULY 17. 24. 31. 1998
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of gener-II circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, plaee and character of publication are true.
IlL\I. ISTAft IAL& NO. :I
Wrll No. 97.4320 CI\11
lIarrls Savllll\.llank
""
Franc" C. Gorman and
All<.. M. {'.orman
Any.: Rl<hanl C. Rubm
LEGAL OES{'llWlloN OF
6,147 STEPIIEN"S CROSSING.
IIAMPllEN TOWNliIllP.
CllMllERv..'liO l'OIJS1Y.
MECI\A.'liIC5Ul!RO.
PENNSY1.VANk\
ALL mAT CtIlTAIII 101 '" land
oJlual. In 1M TmI'ftolllp'" 14amplm.
County t;tI CumbC'rldnd and Cum
D1OOwt..dth of rTnn.fN-anw.. brtNt
"""" I""t'mldrlv 00."""'" an" .tr
"'''''''1... 101"-
IIEGI~N.al.pultll"'lhr_rth
.....""..rn bnr 01 ~.!o ('~
..htl"h \"!o))tnt ,'<it thr h1)1' fh'\iltm& tt\h
!\u n 1 .u..t \u ~m lh-' \"lt1~Ut.<'\f\t'l
nwntu>t\fi.' l'l.ln Ht \~lhl ntH"'''!'' "KU'C
H~ "'!-;.tl<t \HW ...~lt t\ l\ ,,\I- lti""~ :A 7
mHHlh.....~....1i:'((4..........~ ,.J:,~...\t.'
~ 1'\l"~Hl HH "*'ll'''io l\tv<< I~ '-lilt..-,." ,.J
"'.. \t,...t... fh...",... ,,~'C thl'f' ""-~.;.~
4'l>\'" r..,nh '." .k$}.'''''''' '-tJ !'I:~\qh ..
\Ii 'iot-..w''''..... .'t....t fl:'1 ~-~ t~.. !',.,tl'" ,~~
Ih(' iww III t...\~.. '-..... l ~l ""H'-\ i ti
"~'n~ t" "u.,\t1 !h~' '""'",;.\ 4lW ~\!.,~~h-'~
,It- .\l:~~'" "l J! l'ltmlh'.",,, V1'i!I\Ot" t-,_~"..t
i ;~; loI'i't ".\.if, p....i.:\t .t.'\f\ thi' ___'~""l&"'~
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Ro
SWORN TO AND SUBSCRIBED before me this
31 dayof JULY.199S
~1~
~
NOlAIW. SIAl
tOl\' SHlOP. ...... ......
C,,_ ...... "'",*,-Ild c...o.,. ,,,
M, c...",,_ c....... _to, 11101
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l"eMU "1'1.1l1lh'f"11. I'h,,"" 2:i~PI:znli
CAlLY ,.. PICM UP ^r("uunlln~ ""pt. 255."237
1 ['I,l' Pll t ri 0 t
1 ['hl' EUl'llilll' :Xl'1lI!.i
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3 SoUllllllU IJatriot-i\;l'U1!.i
4 )U/>t P.Il. BIlX ZZ6S 1I,\88ISB\;I"'. PA. 11105 PIIU~f. 1717) Z55.~ lOll
5 Complete Coverage 01 Pennsylvania's Third largest
6 and Most Prolitable :\larket
7 CUMB020 "ki --'." 1998
8 CU:-!BERLAND CO SHERIFFS OFFICE
9 COURT HOUSE
10 CARLISLE, PA 17013
11 x' .'ij~J
11 lit ! OAILY..TE )'79 .:If
13 ...~ INCHES. lO-C.!l.- p.a INCN
NOTARY LEn ."0 O"IL T 1 SO
14
15 l"f'D"I"''' "> 1'1'1 '7,;
..'c. u.....'l
16 _ IHC"'E'. _ ",a''''M
17
18 v'. .tA. n.
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19
LEn "..0 'UNOA"
10 I >
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11
11
13 SALE NO. ~
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14
:-!ETRO WEST
15
U
11
18 / ic~~ DUPLICATE
19
30
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,
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under 8ct NO.581. 8ooroued Mau 16. 1929
Commonwealth 01 Pennaylvanla, County 01 Dauphin} ..
AUch.e/~orro~ being duly sworn occording to law, deposes and says:
That he is the Assistant Controller of THE PATRIOT.NEWS CO., a corporation organized and exisling under the laws
of the Commonwealth of Pennsylvania, with its principal office and placa of business at 812 to 818 Market Street, in
the City of Harrisburg, County of Dauphin. Stale of Pennsylvania, owner and publisher of THE PATRIOT.NEWS and
THE SUNDAY PATRIOT-NEWS newspapers of general circulation, printed and published at 812 to 818 Market Street.
in the City, Counly and State aforesaid; that THE PATRIOT-NEWS and THE SUNDAY PATRIOT-NEWS were established
March 4th, 1854, and September 18th. 1949, respectively. and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday and Metro edilions/issues which appeared on the 28th day of July and the 41h and
11th day(s) 01 August 1998. Thai neither he nor said Company is interested in Ihe subject maner 01 said printed
notice or advertising, and Ihat all of Ihe allegations of this statement as to Ihe lime, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered 10 verily this
stalement on behalf of The Patriot.News Co. aloresaid by virtue and pursuant to a resolulion unanimously passed and
adopted severally by the stockholders and board of dirtors Of. thie aid com. pany and subsequently duly recorded in
Ihe office for the Recording of Deeds in and lor said. C unr;of 0 .' in Miscellaneous Book "M",
Volume 14, Page 317. I. ..~:... ll.(\""
PUBLICATION ) . '\
.. S AC~:~ Sworn to and sUbscr:.:.,,:~:::;~'1~:5th r/;~~s~ 1~ ~D.
.~ , aIAlmAlIlALENo.3 lef'YI itu<;'itlh tl,lta
~::. WltlNo.97~ """"",,'g o,,,,,"OCO""I,' TARV PUBLIC
,-~ Chttenn My{:,\"'r,,,<;~,'(;"br':Ir>...' f' ion expires June 6 2002
; ... KantlIavtnglIar* MelT't-t-" ~'(>",''':'.'''.;I''J /.S_l-:.\' ~:~ ~l' ..-'i,o .
.fT> fIGIlClI C. ~ and
'*-. . Alee'" ..-
AJfIy? IIcIIQIl 'C.1Imen
oM lEG~III~sc;rz~2".,..~7
1;>_ HA NT~.
CU NTV.
ME ,
.,\ . NSYL ANIA
..:. ALllHAT CERTAIN 101 of Icrd silUOI9
..l\lha !~ of HamlJd8<\ County 01
~ td a'ld Corm1O lweartn of
:~~~~\D1y
. llEGN'<PiG at 0 [lOon! on lha south-
J ~ ht 01 Sf8IJl1an', CrosoN.
""oWl'k.~::~loIs"'::'her's Receipt for Advertising Cost
=-~33~'}1~~,r 01 THE PATRIOT-NEWS and THE SUNDAY PAmIOT.NEWS, ~ of general
..eanow~ ~ III 'i~= :e1pl of the aforesaid notiCe and publlcattOtl costs and C8l1t~.. u-,_: tile sa_ n3ve
~~~~=i THEPATRlOT.N':WSCO
~Q D()IftI on 1Ile ht oIlc4I t<<lI.
cl\i,n; 131 """"'.. <lIoI"\1lha ud .... By
!:~~~ .m . .................
.~~ ~~.: ~.~."I.'I
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~ II .. CllJ>L ~4
M"- A. .0IlIt1l1'li:ltt.......
~ AJC:l1llUC. r 1 ..
t,.' ,~.l/"...A't~ ~;c"Y\\, ~.
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ll\..~ _ lnc.. tl\! III <Jtod
'*-' "" l~ Q rJ #'II 19l'Il. .,..,
'~~:'~~;m;
; ~~"t~~m'tf
~~~$t~
CtM3ERt.AND COUNTY SHERIFFS OfFICE
COJRTfOJSE
CARLISLE, PA. 17013
Statement 01 Advertisina Costs
To THE PATRIOT.NEWS CO, Dr.
For publishing the notiCe or publication attached
hereto on the above staled dates
Probaling same Notary Feels)
Total
s
s
s
278.25
1.50
2711.75