HomeMy WebLinkAbout97-04453
J
~
,
~
.~
"
~
~
~
~
.
q:
~
.
~
~
~
c::o
~
~
/
,
/
i
j
,
,
\
\
i
I
1
:--.
..
.~
~
~/
~ ..
.
~..
~i
4. On or about June II, 1987, as security for payment of the aforesaid Note, Defendant
made, executed and delivered to First Bank and Trust Company a Mortgage in the original principal
amount of $114,000.00 on the premises hereinafter described, said Mortgage being recorded in the
Office of the Recorder of Deeds of Cumberland County on June 12, 1987, in Mortgage Book
Volume 17055 Page 350. A true and correct copy of said Mortgage containing a description of the
premises subject to said Mortgage is marked Exhibit "B", attached hereto and made a part hereof.
5. On June 12, 1987, First Bank and Trust Company assigned the aforesaid Mortgage and
Note to Plaintiff pursuant to the terms of a certain Assignment of Mortgage, recorded in the office
of the Recorder of Deeds of Cumberland County at Mortgage Book Volume 868 Page 888. A true
and correct copy of said Assignment of Mortgage is marked as Exhibit "C", attached hereto and
made part hereof.
6. Defendant is the record and real O~ller of the aforesaid mortgaged premises.
7. Defendant is in default under the terms of the aforesaid Mortgage and Note for, inter alia,
failure to pay the monthly installments of principal and interest when due. Defendant is due for the
March IJ, 1997 payment.
8. On or about May 27,1997, Defendant was mailed Notice of Homeowner's Emergency
Mortgage Assistance Act of 1983, in compliance with the Homeowner's Emergency Mortgage
Assistance Act. Act 91 of 1983. A true and correct copy of said Notice are marked Exhibit "D",
attached hereto and made a part hereof.
9. On or about May 27, 1997, Defendant was mailed Notice of Intmtion to Foredose
Mortga;e in compliance with Act 6 of 197"', 41 P.S. tl01, d seq. A true andCOlTCCt copy oruid
Notice is marked Exhibit "E", attached hereto and madre a part ~f
~
"l'
,-",
,tlORTGAGE
,,-,
IHIS \tOkl(,MiI" 1\ moult' th"._
_!~th
II..~ 111._
J~ne
,.E_
ht'1v.ttn the Mnttll'JlIlf .~~.: LESNIM.J sloSh p.!I~lIon.
THE FIRS111ANK AND TRUST COMPAIff. M,,,,,,itsbUl' P1,,,~"nil HOSS
__lhclI'lh
.'HnftIlVtot,"I. an,llhe MtIUI!;.IJt'C'.
II ('urrl"..lltm 'lI,..nlltd ..nd 1'\I\I.n, unJt" thr I.."" 1.II',.n",~h"Ill.a. ",h,,~ ..ddrn.. 1\ P:..!.. ,0. 80x J.$O. Hlw.n,h:.:
b~_PA JJOSS~)50 _.u lh,'wn "l..!ldelh,
wurMF "S. IIO"II*C'II\inddtlrd 111 I \'ndct In Ih!; rnn\tr..l ,urn I" On~-.!~1!!!4Ud F!!Y.ll~~n_ThoQ~and_ 1),,11..,...
..hlth Indrbltdntu .\ c\uScnuJ h)' 81In",,"el', nllle d..lcd .-1.vne ....!!-_. .19.8l..a..-. Ihrh:lR ..'''IC.... punu!u,,, hI'
mnnlhly In\hlllm,,"" "' pnn\lr.i.and Intel"'!. *llft lhi' h..l..n,"" IIl1he lh\h'hltdnC\, II nlll ..mUte. .,.uJ. dat: oInl.l r..~..~k "n
June 11.. 2002.__ ..__n__~_______ -----.--~---
1()~lC.'l'RE 101 cndu lillllht 'tl'i')'~nl uflhelUtlthl...dn~....c'lIlcn\'C~d h) th( 'nl"', ..lIhln,crt...lhcfC.IR, 'ht p.1\n1('nt..1 all
Ulht, luml, a'lh lnlt'''1 ,Ilerenn. adunctd In .""rd.",,'t heft""IIIl 10 f1rn1<<t the ~Hml\ "f Iht.. M.uttl.l):" ,Hut ,he rcrh.,m.tnt.'"
of the (O\l:"'nl\ and ilIJrrtmenh III Mmruacr h(ltln l:llnlilllnc:d. ilInd fhlll\t! u:p..pm:nll\1 ..n) IUhHt ;,ad'oIfKn. Vtuh Inh"':,,'
lhercun, m..de '" BOHlHloCf h) I (ndrf f1",'U.lnlln p,uolatilph 21 h('fCo\! then'l" ..t "IUfe Ad'..n"c....'. RnrhuIotf d,,,',, htfCh~
mo,.,..,e. Jranl ..nd l:t1"Iot'\. III 1 "nile, thc f.II1.lwlnll t!"....utt...od pt"rah 101(,,11:\1 In Ihe ('""nil> l11
~uml:!!Jl.nd _ _ ______ . 'lilllr HI Pt:nn..,l....no..
ALL tho.. 2 certain preal.e. de.~rlbed .. follow.:
PRL~lSES MO. 1: ALL tho.. two (2) certain adjoining piece. or parcel. of land .ltuated In
the Tovnahip of Upper Allen. County of Cumberland and ComQOnwealth of Pcn"Rylvanla. acre
p.rticularly bounded .nd de.crlbed a. follovs:
PARC~ NO. 1: IECINN[~C at a point on the Routhern aide of CearR. CIrcle. .aid point bel
at a diltance of 424.99 feet west of the latereection of Geora. Circle and Sovth Market
~tre.t (Lxtended). ..1d polDt alao beinK at the divIding lIne between the pr.~i.e. heretn
de.crtbad .ad land. nov or fo~rtT of au..ell Stepebens; thence .100& ..ld land. now or
fc~rly of au..ell Stephen.. South 1 dearee 36 minute. taet. . dl.tance of 109 (eet to ·
point at line of tand. fo~rly o( Marcus C. Arehart. now PArcel So. 2 ~er.lnb.lov d..cr!
thence alonl laId Parcel No.2. South 81 delr..1 Sl .tnutel Welt. . dlltance of 126 feet t
a point; thence Norch 8 delre.. 9 atnut.. W.lt throuah part of Lot ~o. 23 on the herein-
after mentioned plan of lot.. . diat.nce of 12S f.et to a point on the Routhern 11de o(
George Clrcl.; thence ea.tvardly alonl the loutherD ,tde of aald Ceorle Ctrcle the follow!
four (4) cour... and diltanca' (accordlna to the hereift&fter mentioned plan of lotl)i (1)
~orth 81 dear... ~1 .inutel teat. . diltance of 24.22 f*et to a point; (2) on a curve to th
rt,he hav1na a radiu. of 176.66. an arc dl.tance of 17.80 feet to a point at the dlvldlna
lin. ~tveen Lot. No.. 2) and 24 .. .hown on the h.rein.fter .entlon~ plan of lot.; (3)
cODtlnuin& on the aame curv. to the rtabt. an arc di.t.DC' of 42.70 feet to . polnt; and
(4) on a curve to the left havin& . r.dlu. of 165.)4 f.et, an arc diltane. of 5S.47 f..t
to a point on the .... at the Qorthea.t co~.r of Lot No. 24 a. ahown on the h.r.~ft.t
mentlaned plan of loti. the place of BECINNINC.
alING the e.at.rn half of Lot No. ZJ and all of Lot ~. 24 aa shown on the 1~b41vi.lon pia
of loti .ntitl.d "Plan of Sunnl)'ud (or S. C. DlalMtftd", daud ~rch 24. 1961. and record.d
1n the Offlc. of lh. '.cord.r of Deeds In aDd for Cusbarland Count1. Pennlylvanla. In rl.n
Boo. 12. Paa" 1J.
HAViNG ther.on . I,lit-lev.l dwel11na hou.e known and n\~.red a. 11 Cecrle Circle.
PAlCEl NO. 2: IECt~l~ at . ,otnt ..rked by aft lroa pin at the South.a.t corfter of raree
No. 1 d..crlbed abo..; th.nce ..cendlD1 alona the l1n. di.ldln1 Lot No. 1 froa Lot No. 2
on the her.inefter ..attonad rlaQ of Lot.. South IS de,r... talt. . li.tanee of 76.13 feet
to . .t.&. In the 11n. of lead. of tb. "-~lc Kal1 "eoclatlon of ~ch.nlc.bur.; th.ne.
e~tendlnc .lone the 11~ of ..14 1.... of the Matont~ Kall A.aoct.tioft of ~chanlc.bvr..
South 1$ 4.&re., W..t. a dlltanc. of 11S." f.et to a polt at ~utner of lan4 n~~ .~ foraer
11 of Edw.r~ .. levi. .ad vif.. th.~. eatendlft& .tuna the lln. of said la.. ftQV or foraer
I, of Edward a. Lewh a. vU.. lIorth U ...t... i 81aut.. 2 ..coad. \leet. . 4tttaACI of
16.13 f.lt to . poet at th. ~thv..t ~ora.r or rarc.l Mo. 1 4..c~1"d hertlaahoYe. tbente
alORl tbe Ita. of ..14 rarcel No. 1. Mo~'ft 7' 4..~... ta.t. . dial'Act af 116.00 feet to a
1ron ,in at the Souche..t corner of ..14 rarc.l No. 1 d..crib" .bove. the plac. of 1ICl..
u_ c...t 1n,," ---
.flliil ..... ,,,- .Uft'\... t.-f _ "_Il-4.Ut ...J.LJJtLlitu.t.1M....! ea. L.4..,c' lR~ 10M '-~.-
l'\4tftt\ .t-tl\1
_._--- +\;;;;-;;'-'rr f;~"i'~~
lfK~f tMt. -.<<11I,;\ ~N ..,.-'4tlof1lllt1l;ll: ...... hrrt.~ t"~~"hl to" IN- r',..,...t\ aaJ..I!~.",.mo.~" '~ltrI\.... .rr~tW".ftl.T"',
tl'tU" ~"\o"l\:n "",..,.t, ....... lA' naf'I''- .~ .."to....., ....l..r _t('. "It.t<\, .tt4 ....tt-1 "1<",, ..Ad iI'; l1"f.tl,t~n ftoI,a .Jot _~.th:t
.U",*, hI 1M pa'M"'_ _it ut ..lwIo.l" lQ\N4t~ .~f'''"'..h...... ~t....,,,.. ttwtC'ht "ft.li k 4n'fM4 I,.!Joe'...nJ 'T1t\.'.."'".,t
I'" pr-t'fl'"'"1\ ~du<n04 "'It ,Ill... \t~ut... .N tU ItIi t~ 1t.Y.'."...a. h'frl:tw-f ....t\ ww rh>fl'l.-'tlo 1..1 t"-" ..........~..id .-\l.t"" .1 ,,,",,
\t.!'l1pft I!t. nil.. kawb...4d:l a~ N,(".t\ ~"'l'4 I~' ." ltrw r-~;~n..'
"J'I w....., _..~".,.~l' ~"*' "'!lffV_*'" I...,,..,," U1".','" t'" 1"'.\" _n....' ,""'~h."'''' ..,. 'k f r' hi ",,"~l,.,.. .....,.-..t
i l''''''~'''' \"'" Ph,..-n'l t".' ,.. 'hlt't"\." ......no,\,.""~,..'" _""" "'flt 1t\<t ......n'..'. .....,t-lt.... .."""fil,!"",," """"I.:h '''-'.,'Il,' h""'-'
1'.1 r..>fl'..... ....,...., .~. ".__,.w .~~.~, ,........' 1<'1 H_ ;tor.,. .,..J......, ih1~...."'h, <~ ....it"- ,,,.-.-.1\4 .'"'. ... hi''''''''' ,,,t,, \H.'Hh....
In .IHf'." i1\ ."t ,.," .tIt,......." p.:'l,.,~ .ft~""\"" tt"""'" ...\r~"'...~ 'fl'tw tl"""-"l
. _. 1. ""'...... f'1,\fk:il\ "dd","~'
......." '."
,~. ....
. , . n......-. .... ...-..,. ,,",
O,K" l\l~
t ~ ~l'\""
l'''I.UMM (U\' '''' ,~. 0"(1""'(1 ,u,,1 I r"ller ~u\rfl~III ..ntl d~rl"r il" I.JIl"..\
I. ".,mfnl of rflnejp.l.nd Inl,,"I. 8,'IIIIW(1 \11.11 r'llm,..tl~ "'ol\ whrnJJIII: Ii'll" rrll1"lrdIJ'( oln,l.nlrff'! .,n rhr ,nll"'''II'Jrll'\\
r\ldl'llI.:r,1 b) Iht "lllr, r'trOl\fnrnl .Ind Lllr l'h"'an 01\ rrlhtdr.lln the ",","It'. "'lIllht' pUII".,....le,I"I"llnlc"", "II 0111\ tuluh'
.'\,h"II\(.. UlUl(t.l b)' Ihl\ M.III....e
1. ...nd,rOf t."'.nd In'uunu. 'uhlt..-t hl'rrll~.b:( I.w \If hlol YollllrnW~I\t't by I tll.h,. H"'Iuw"I ..h..1I p;a\ 1111 (11Ikl I'll
,ht t.lol\ ml,nlhl, In\ullmrllh III rlln\l,..oIl dnd lllltfnt .ltt r;ay.blt until" Ii'll' '''It. unllllht 'Ill,' 1\ r...I.n hIli .1 \tllIllhcn,n
....untl'..' cqu.l hi unl'lwrlhh ..llhC' ~ull)' IAU\ dnt.l.\\Cnmtnl, Yohll h m.l)' 0I11.J1Il rTlllltlt eurr Ihl\ \fl1lltl.JlCc. .nd I,,'ulld ,~'nh
(In Ih(' ",nrrlh. .I.nt. rh""ne I\ulhh..l te.uly I"rlluum .1l\I..lIm\'nt, 1.., h.lurd lM'U'.Inu', rlU'lHn Ilulllh'Jlttdrl) r,emlUI1l
In\I.llm('nh 1m 11I11I1,..,1" tl1\\lI"lIIt. llartt...1I '" ,u"IO.bl} t\llm.'rd Inlll.llh .JnJ IItHn Ilmr lollm,' h} Ill'fulu lIlIlhc hol\I' ,II
OI"C\\mtnl\ .nd 1'1111\ and rU\.ln;l!'1I~ r\llmollC'.. fhrltul
Ihr' t undt thall he nrld.n.n In'lUlillnn Ih", d('~n\lh'lI "H.llInl\ '" ...hl\h ,lIe ll1'Lllr,11I1 1II.I...I\IC(',t 1'1\ 01 .(t.lr,.I". ",tIt'
'~nq hn(ludm,I tndtl ,II tndr'l\ \I"h.n In\lllul,,.nl I tndrr \h,,1I arrl~ Ihc t unlhtnr"~ 'did 1..'n.;I'~\\ntrnh.IIl\Uf..n't
prfmlum, And 'hlund u:nh I tndn mi1\ nlll fh.fgr "I' \11 hllldlOll and _rrhlll,lhe fund\, an;lI\ll"1E "ud ;au,llunl. III u'llhln~
and ,omrlhnJ ,".11 .'\t\\mtllh ..nd hlll\, IInlt'" 1l'lId!:1 r." RllHIl"'ll'f tnlrfC'\1 un thl:' I und\ .nd .rrhut'tlr I..", r&:'unll\ I tndc,
In ntd(' ,ueh I f."h,uJC 8Mlttwtr .nd I tndtt ma,OI,rtt In .UlIO. .llht IIInt' ule,n.;ulwlll.lthl\ \t"'I~..Jtr Ih.lmler",,1 "" thc
f unth \hall t.r p'ld 10 borwwu. and unlru \l.Ilh ,,'<<menl" madl: lIf arrlleatlle I... 'r~\llfC' 'L1\t! IOh'It'\1 hl!)c PoIllt I t'OOt'f
,h.U nlll bt fl''4UlIrd III r.~ Rill h'Wtf .."~ Inlt'f'''' tU urninll' Iln Iht I IInd\ I tndt' \h..lIl1l\l' III ".lIf"Wt'r "'Ithullt \ h."r ,In
annual a(('lIuntln. nf Iht '-umh \hUwl'tIP:rnltt\ .nd dthll\ 10 Ibt fund\ .nd thr rurrO\l' fnf .h"h u,hdthll In Int f ufld\ Wol\
m..d(' th(' f'undt IItt rlll''-'lIIt'd ." ..ddlllunal W'UIII) 1m Iht' ,urn.. \rt,ur&l b~ Ih" \illf!I.F
lllht Imllunt,,' fht' t'-unt.l, hrl&l h\ l.endn.It'lltlhcf "'Ilh tht IUllI.lt r.h)nthl~ In'I~lImrnh.lf "und\ r.).hlr rill" hllht' dll"
d.l~' of I.Ut", .\\t\\mcnh. \I1\Uf.n\r r'Cftl1Um" .an&l .tlIunJ ftnh. ,h.all ruerd the am",unl 'e~uutd hI r':l\ 'dId t.Ut't.
'nt"mcnl\.ln,ufanct prfmlum, .nd 'hlUnd rrnh., Ihr,. 10111 duro \uch ncr't\ ,han hr,.' tll.1t1uYon',ur1lun. (lIher rh.ntp11t
rep'ld 10 8olro...c' 0' (fCdllr&l II) 8mro"'ff un monlhl) In~I~lImcnl\(1( funch If 1M amnunt of Iht f lIndl htld h) I cOOrr ,holl!
nol ~ tllffJ"lcnl 10 r.) tUt\, .\\rum('n". lft\lII.alKt pfC'mIUmt..nd llround ffnll;1I\ Iht~ '.11 dQf, 8"fUt'lIt'f 't~J1 p.,. In I ende'
any amounl nt'\en.1lf\o 10 m.ak(' up Iht dd'O:lrnc~ "'llhrn 10 d.y' hum tht dalt ndll\'t'... m.l.ll"d h)" I C'ndrr Itl BllffU"'(f ft:~uc\l.nll
p.ymrnl lhe,tll'
"pun JW)mIl'nlln lull III .I11..UI1U \t"\'Uft'fJ b~' Ihl\ MUrI,..t I "ndtf \h.lll rfnmrlll, ,dund In "'lftl1wtr.ll\' "und\ held hI,
Ie-ndn If llndll'f Plfol,Uph III hrlto' Ihl' Propel" IH\lld n' 1M 10It'",,'I)" lHllhtn'I'c .n~lIlrrd h) I endcf.. rndef\hOlIl.ppl\. nil
~t~r Ih.n Immcdl.ll"I" rr,"r IlIlht...1r (If H,t' Ph.pt'rt\ lIT 11\ .CiolUI\lllon hy t tndrr, .nl, I'und, hfld h)-I cndu 3' 1M Ilmt IIf
arrhullon &\ . ntd.t '.OIln,1 Ihr 'unl't \l'\,u,ecJ by ,hl\ ~hllllta,..
1. A,plk.no. uf '.,IM.", lnleu Ipplll:'.~lll' I.... rrll\tdC\ \lIhf'.I'tC'..n r.Hnl'n1\ 'UI'l\f,t h, I tnder \anll<, Ihlt 'l'lr .fhJ
poIf.;:r,Ip'u, I and 2 JrItort,.1 ,11..11 bt "rrht\l ,.." I tndr, 11f..1 In ",,~!'":nl III .muUnl\ r.~,,"k 1t1 I ~ndff l't) 8."n1",cr unJrr
Plf"Ulph 2 ttefrtlf. 1M., II) IIIICfl'\1 p.li}ahk lln lhe 'lIlt. thtfl tnthe r"MJ,..,1 ul tM Pliult.Ad ItKon 11) Inlll't\"1ol.nd rflMtptll un
an,. hUlUf 4dutK..u
4. <h.'I"; 1...Ma\, lIt'fro",t'f ..hall ~t .111,1\('" "\\l'"mrnh .nd ",he, \h.Ule,. hfW\ .nd lmJ"J1t,t;.",.. .1Iflhu..hIt In lhi:
rruprn) . hlC:h m't .lllln II pfldtl!., O\Cf It!" \1l1rlPllt. ..nt! ara\thukl r.tmcfth n' ,,"un1l 'tnh. 11..1t)_ In tht' m..nnrl rh,..nJrll
"ndrr p.lf"f'rllll1nrlll"r. II nul p.Klln \l..dl tn..nntr. bl, Bunu...n m.',n. roa\mrnt. ...hrn Jut. d.ft'U\ IntIM p....tr tbrlt'.lf
Burro.....' ",",II promrU., furn"h hi I tndr,.ll "ul,cr'l.t .muuftt..dUt undrf Ihl' r.Ullr.rh ..nd In Ihr t\t'nIIltIfW"-f'f ,1'1.11 m."r
pe.,mtnl dl~.tlt. IkHru...rf ,1'10111 "'l)mrll~ I.lr""h 1<. I Cfl~ef 'n"r:J'i't ~HoJC'l~lft. .lkh r.,rnrJtI'lo 8urru..-t"f ,1'1..11 rWfnr1i\"
d.~h.,p an., 1K"" ..h...h h... rUHf.I, u'I',lhl.. \hlflM.II.e, rr(\,td~d.lh.1 HIlffl"'.C'hh.1I nnt" 'C'l4ulfr..'cldl'lo(h.'....n\ \lM.h hrll
\0 lun, ,,!1tt"tt"'C'f ,t14i1.,fCf In ""fin, ".thf r....,nrnl ..t.hr l.hh"Tll'n \n"urtd h., \u(:1I ken In. m.nRC'1 .\.\r!'l"hk tu I Cnth',
01' 'lohallln loud tadl \:\lnlnt \I... h htn b.. Of dtlcnd tnf"htm~nl"f tU\'h li('n In. It,.... pft1l<<dtll''t .l'hth 1'(1fr.llf hi rrr~('nllhc
~nfOfCfmtRlllf Itw IIrn '" r"ffll"hlrt' 0' 1M "'It",") Uf an)'" POI'I Ihr,~of
4. It"_" ''''ur.IK~. Durw*n ,hOlllltTrlht nnr"l\cmtnh n,.. C'I,I,", III nr'u.he-r tl"C\.ha' .,n 1 he: 1~"'J"C"Tt In..",rd .I,.IoIt1,1
tou tlo~ Illr. Jw/.,.h ilM.'hukd "Ith," Ilw Itrm "ultndt<l h1\'crap", .nd 'tlKh n1lM'f bollaTl,h.n I fMf' ft\OI) rr",ulft and In ,ul"h
afftO"flh.nd 'Of ,yd' prno,h lilt I tndtl mil, 'Il'lfu:rr. p"l\u.I~, lhall tneSt', 'lol\.tll n,tt ttl,jU!tt !t:.1 the- .:'JI~H"~1 ,If uldlt:n'lot'''~
(,licn" '~I "m~hIlH or (u\fr.jft fe~ulrt4 In ft... It\( \U".... ..c'utfN ..~ lh., \tUf!'.I~
T"" U",'u,.tl.C' ,.INIt" rlll..td1n. I~ II\\ur.,," \h.1l l'It' d)j1\Cl'I It., nl'n"I"tt ltuhfIXl In.Jrrrn\.l1 ~\ I Cndrf_ Pft''lo;ok''d, Ih.at ..u,h
.pJM('I".lltMII rhll he unrr.....1l4t1i\ w-Ilhtlrkl ~1I rfll'm~..m, lOft Inlln"",,'(' ruIH.lf' \h~1I he patd In I~ m.nm', rlu,,&lrd unllltt
rar..rlph l huru' nr, "nil' r'l&I ut 'ud, n'.nMf...... ....n......' nw"ln, ....\mcnt ..hen ,I,,,, dj'Clll~ h"he 11I\l1I'1\I.\' UUI("
AlllfI\wlan".t pnhClIl'\ Ind 1t'fH'..h thtrrnl ,h.il be 1ft '\.,mUl.'"fpt.hit! 1.\ I fMfr.nd ,h..lIlfhl\tlo1~ 01 'lo1.Itd.ld nkmlld.... d.u\l'
n It".tf nf ud ." fu'm .,,'\:rrI4hk tn I tnett'( . tndu 1".11 t1a'f tM fI,ht t.l hokllM pohiK'\.rtd f..nt",.ltlh\'ft.~ ..ad ....Iff..''''.'
,h.all Jirorrtptl\ 'lIrfll\t!l !I' I cnd",.;I ft'M..: f1nIIH"~ otnd 411 'l'\r~rt\ I" )\'1." rrtm.L1m" I" ItJc-C"rf'1 "' I,...., ....'h'.<f ,h.tll 'l'e
"umpl nu-UI;~ h~ lhr Ul~\lr~n~.. ~.n,*r OInd I t!1\tkr 'rndr, ,n.., m....C' ...,...1 H' 1~~. II "..I mthtr rtltmf'4I't h~ ",.".I"t'
l'nwu 1c1Mt~,.1td .11,.".....r t'ltlC".'M" .MfC'l' Ul .utln.. 'fl\lH.nct Pf".;c<lh ,h..1I br "rr1ttd 10 "'''Hall"n llf rr,.1I '" t.....
P,ttptft't djttW;Jt4. prO\ldtd \lK:h rnlut.flt'n lit 'eroln J'tn-lln,lmlc"ih fl."...totr .."dthe ...:,nnt't Itf .hl_ \t..,nJ4ttt I' IIllt Iht.,,~\
Ullpal~d II ,.... mht'ah.'n Of rtp." l't n.'IIM:'t1H'mK.:1, IC.\i"'lc-'>f i' l~ 't('tulIl\ "..,h... ,"".,1,.,.. ...ult.! hi' .mp.""d Ihf-
UhUf."~ rru..-red.. dll;f1 he' .rr'wd .".ht ,um' \l"\wlC'd b\ ft." MI"'lI'fc. .,,,th'hto n"t\'t. ,Ian't_ 1"1\1 Itl 8t"'U1.('1 11 I~
....pnty " ....ndnntd II) II.JtW"'t"f. m I' Bi.rrd"C'f t.t,h, h' ff'lJlt.lnd 'l'I . t'fttitr .Ilth" ltl d.n.. litH" 1M dilllt~ hl~l\r: .... In.l1l\.d ft\
It~ 10 8cltffl&f"f th...'he I"'uun.... (.nll"! nlft','t 'I' 'tC"uk . i:;.lm!'" 1"'11'''''''( hrn"hh.' Ollh'f 1"4111h,"1J1c1 h' ,,,Ilt'\t .nd
'M'lt, thf ;ftUIU't' PfI...-n-cJ\.t l rn,,"', ",n,(-..I C'ut:rr 111 It"lu1ahm, HI 'Il'f\<ln .'1 "'" l'l..rru.. 'I' hl,ht ..tlm1 ""("UIN tI't 1I\1't
I;f,m..tt
intr" 1I'1'dfor 1'\4 IItlfht..t' j>ltw,.,~ .11,,<< '''' .lllt", .n~ ,....h A,rh...lh.n.>t ,"'''('C"th III f'<-1""'I'*" ,.....ll A." ~-"J;ft" ""
rc-'"'",... ,~ flU(' ,b'r .of tf1r m'~'llhi, In'l"tlmrfll'lo rth:utd 1t1 1ft r.t,'.'t.jfllh I .nd : klC'ut I" ~!loIl. ,,,,,. .1f'''llIl1t ," "Ik.h
IMt,ltftM'nh If ."A\kl p.\IJ.'.ph I' hc:'c..lf thr Pt"f\\-fl\ ",t4.''''\I'IC'1l tI't lrftdr,. III Plllhl. hllt:..net ;"IC'I'\;"." a.'UU'llC't in."" h'
.,,~ l.~IaN't """In.!WI:n .nlt ht t"t pt''\:t~d, 1~f1'(" "",,,,ft,,,,, h":'f',t':1\a.p hot lht rt""f'lf\ rout 'n tbe \ot/ik t" 'U4"'''II"1f'l
\t..N r-'" to;, I rftdN I" \tHo ""ttlll t.t t_ t"'''" ",'ll<<"d too, Iht-\ .....H..,.. ""~\..Itc-l\ I"hlt ... 1.""h ....It Hf ~q,u...t...."
.. ~...... aM "'............. .....t~: I,................ till . ;. ,....... ..... Ill! .1 yo .A... Ih:OrnlloWT ,,-~ii
.f't'f' 1_ t'r..,.", u.'t ,m"" ""pI".ad \h.ll IU" n~r.u ..'I~ M rr!ttUIIm.r<aumrN ,\1 drltflttr~\\.... ..t ,,,-. P"",,"''''.1~ ,""'"
,.""'~\' ..tIt! 1_ pt.."""",, ,of .IICO\ I.t-.tw.t ,,,,, ",'r1,.Ii"" ..,,;t k-"....h,,'d II ''\l'lo \flm............ ".". ,,""If!" ulf'l.l.tft\HI:I"''''.....
pl.tlt,,"* ....( tk~C"hl~"'. ......'.,....' ,,,-,., ~ll"l"" ..,!.>t II..H.....<.' .,,"1'..1\1'," Iolfld\, tbr: "",-&;'Iaau..., h!\\"l\otlM\(t".!lftil'~
..,~.mtl. the: \lloM~IIIt,..."fft ,U ......"MU ...., ok\f4<IP""""'. Iftf "', .1...." .,,,,,-1 '~"l''''''''''''' lfolto l,'..lkIt"",.!\!..m lit rU"lWd IJl'hl
.,.h'flmr!'Jt V1II ""ft,tt~Ui.i d'\lIIIftW'~'th If. l"fttJH'lfUl.lotfl- ,tr P4UU\td "nrt Jt'\~"~~~Jll ''';'1 Illo ~",\lM'4 ", ~H"'.' ,,1Ioi
....~ h"f.'MiWot .,UI tilt., "','fl'~ tlltt- ';"'t'~"'h.'-~4f:'n'~.t. ,>I.~ tlC'*1 ,"'*"'" ,t1t.,!It",".f<<I ,f\!.'.r'!d ,tt.e.t1W'~.!f1Jll
\tltt*r~ 1"" ~.n<-"'.h ."'" "'tEJ:1't''''..'I"t\ .,1 '*'ll't \t"'f"!>I'" ,,~ t lttr '~f Wont' "r-.~' ~......
.- r....,.,......."'......'\.....\Itd.. n t'<fH..n '..,lll.IOJ'tfi!.......'hr- ""I''Uft~'lo .ro! ...,.~mt'P.t\l.:tftW~'ft\tt1\ \:t.Of'II. ..t
oJ .., ....'t.l.fI..t :th1l.,",*'''''",~ "....',.. lito"'" ""'.~ <*4111. 'w", "t\;.,... 4.->\\1; I ,,"h.~~'t\ ~Hw f"t"~"I'\ ~ftIh"""'. ......' ..,ot ;,.lll.."'.... ~.,
t'tJ\''''''1 ..........a d.,",,,,\~,,,\ .0d4-N,1....~~~.." ....'.ll'" ......h.,. 1"...-n!d'~ '"'lo,It'lo''''' """"'ttf"I ~.t.:\J,"n~ t!\o;.ft I c!\!ok,
..., f"'\dl""''f'''<o;-- .t'tl~ ,....oi..."~" .....1"_~ fft.a'O- "".\r~'",," -lIt't"""...",,'-~ ,l."",",,_ ,~lt: _"', ,,"" \"\-1" "",iii ...."."".... ""-OOft"\'''_\
hl ,..-,,",,,,' I C'....' ~ '~H~l"" I."",,,. ~..." 'l-llHII',; h. .....11-,.,...." f1:: ,...f h ......"-,,_ .th~""'\ . f.c.h ....4 fit.., .."'.1\.... t"'i-'f"ll""I'\
h. ~'" .....,..l\ U i ~dn "l'......,,:<I ""'-;1'\''.\f'!' '''~'J'''''''~ ,h. ..""'.....~ ,.' \!f,...hft4lt.... k.t.olI"'''''''It'..... t~'lo "''Oft,..,.- ..~o.,..l,".
~1""" '..... 1"I1I"....1I.~ ......,......... h~ .....iu.,. 'ct.." '''~j.l~~r In \,~~,l ~.~J ,....'" t.m.' a\ 11'.f' 1f'.'M't'Wlt.. h.. '''-; 1I1"",~""u
'ln8l;tM~\ ~!I..:"01'.t.......f' ..,,~ .....:'."", ~.flIJ l.......~ . .'.'.\""...-.~'..1'" ..,,-,.l....""'... ~.. ....""...."t .""~ fit\ II\-;" .~.""tl"".." .'~
"""'''''ptf' """"".n..t ......,t\.>1'm It"! '.... ".,.._, p-n',,'.k',J ...,,~.. ....u,....,...tt. ;: hI .......
t,.~ .~,~. ...,~ I'" tl, 'f"\l~' f",h'M->tt h' ,..... ""'.-r.,,1It ",l~ .1l'...."'~-\ 1""'~n'l'! ....."....... \",,", 4\t"'-,....",! j~~o:-.r-"
,<I; a,;J<"l...." ..... .....~t ..~ i_... ~.~,~f!.1f'" t ...." ...."...' ..~ . f~"" ..If".... ,.. '."""'. ~~"" ..t M~~"'" "'of<' "~"\f.ti" .....-\ ""
..."'-.... I.~'. ...co'"., h\,.yo<< ,'.\d'!'~ \. ... ,."...... 'H"f t.",,~ "'>l;~1 ~... ,,'.,' .."l.J '''..aU h"v,l ""~ '"",4,,,1. ,>( ;I,,,Iot!-> ",,_-..,
It! I'" '.11' ~.....,,- to".*, 1l1h:r I.' ","t ,f4~"f\.t."". ,....,-'" 'flill ".....,...1 ,t.,o: '..h. ..""" .. ~.' '.. ',",'I'.'j'",'.1 ..'..~ .,,\-t .......,.J ~
~.,nt,..r~ hi "rrh~.."'lr 1.1..... In ....11.. h.", PlI 'lIdl .Inl"...." ~h..IlIk',1I '"'' ,,.\ ".t, /""'1 ...It. po 111I'" hi, . . I. , I, ,hel. iJ....
"""Ihlnlt \.lnl,lInnl '" 1111' r,II.llu"I" III f,'llulI': 11'11.1':1 hllll..U' ,'"' "1"'11" .. .,n\ .111,"'1 '" ,.. 'II'"
.. In'pfeliun,1 ~'nL!I'r m.., m..kr. .1'4: tn tI.: lII..L!r rr""ln..Mc UII'II" U!'.IIl..fl... _ ~t'HIl,..t Ih,' l'I"r"lh. r',uhJnl th..1
I ~'nL!\"f .h.ltlll'H' HlIfllllHr "tiltH' J'lrlllr I".ln) \lHh 1II'f'\'lllI'n ,('\'",hUlt:"',I."n,l"'k\"u'l'thcul"IIlI,llnJ t" I nllto', tIllf"."llt
Ih\"'III""r1)
t. (lIndfmn.lion. Ihf pfllC.,'nh III .In) .......ud ,,, ,'I,lIm t.., J,lm,IIl~", Itllnt IIr ~lln'"'4u('nll..l. '" ~Hnn""'Hn ,,"h .1M
o.ndnnn"llon ,II Illh.., ("klnf 1111111: f'wrcU). I" r.alllhl'felll, 111 fllr &;t,n'(,~Jn~~' In II('u III ~1Il\Jcmn.all..n. .HI: h...'ch~ oI\\ll"l"ol
oIIUJ .h..1I hi- rollJ I., I ,'nJu
In Ih( ':\I;nl "I.a 1111..1 lol,mlt: III thc 1'lnrC'''',lhc r'tlcccd, ,h.all ~ .trrll\'J lulhl' 'urn, ""~II"'II h~ thl' \l1I1I'.fC. ...llh thc
e\~('\\. II .am, p.ald 11I1t"''''''UT In Ihe CH'nllll.. p.lll101ll.a~InJ:t1llhc rhlf'l.'Il~, UIlI,,, HUlltl.....U .nd I,'n,k, ulhcl.....I'" "II'CI' In
....fIltnJ(, ,h,.,,' ,h...1I tit oIpphl'd III It\!: ..uml \<<'UfCII 1'1, Ih.. ""ntJl:.IJl:c tlH..h rr"f'i',twn.,r ttlC' pfl~~'cd, ill' 1\,.t4u..llnlholl PWp'lIll1tll
"hl~h Ih.: oim.lunt nl Ih~' ,urn, \l:I'ured i'l)' lh" \turl':"l!l'lmmcdl..II'I)' prill' IlIlhe d.II~' 1l11..~Itl. he"" hllh( 1.111 m.,....1 l.al~c III
Ihl.' 1.'\ll"t=fl~ Imm~'dl,,'d~' pUIIf hllh,' doite 1l11..~Itl'. "'llh lhc l'I,d.ln~'c Illlhl.' rfll,:('~'d, p.ud In ft"ffll"C'r
IIlhi' 1"Hl'Crl~ 1\ .h.n".lnl'J"'\ ftmhl...(f. III II. ilIllcf n1l1lcl: h\ I ('nd,'111I RIlUlI....rr Ih..llhc I,;II00Jcmntlf IIU"" IlIln...e ,In
....1'101 HI 'cUll' ill \"I,um fn, difma~'. Rurtllwe, I.ul, III f~"rllll\l h' 11'n.JcI "llhln'lI .101\\ ..ltc, Ih.: d..Il' \Ul.h nollu: I'" m.allul.
I cnl.h'r 1\ ;U1lhMII(\lllll"IlIlt'~'1 .nd oirrl~ I~ rr'I't'cih,.1 I I'niil:I'", upl..'n. ,'nh,'II.. 1I',I"'.allll"llf lI'p.1t 11' Ihc Ph'",'I" 01 '"I I'll:
.um, w~llIed tl~ Ihl' \tufll'''r:C'
linlcu I l'l)l.kr .and H..nn...er lllh".....I'tI. 0111'1.'': In "'''111111, oint "'uLh "rrh'oItll,"'" rru':""lh t.. rrtl\l.lr..1 ,h..11 n..t nh'nd IIf
ru'lrnnc lhe du(' d..t~. III Ihe m.lnl"'\ 1n'loIUrm-nh Id""e+.l III In p..utt'.r1h I .1",1 ~ ~'r"lIr .Ir ch.lnllt Ihc .lmUUll1 i.f .u,h
In'IoIlInlt'nl,
.0, Bnnll.ff:'liol N,lfa-..d F_Il:n\llln t., Ihe Ilnle I.or p.)nu'lIt tor mtl~lIIl1..h.1R ul oimllll"..",,"..f I"r 'um, "'''''fnt tl\ Ihl'
MUrlll"lIc .fillnlrJ b) ttndtr 10 In)' \uCCtt<o4lr In Inl~f~II f11 B"fln",,, ,h..llll..llIp..'.aI~' I" r~'I.:..\t. In ..n,,' m.ann(" It!.: II..hlllt~ ,If
Ihc "Jllllnoll HnUn........f ..nd ItI'ull'lltcr\ '\K~(\\lIr' in Inlefe.,. I cndcr ,h..ll nlll "'" 1l'ljlllrt:+.I tll L'Umm(MC' r'(l(('~'dlnlit' .....In'l ,tl~h
'U~~"\"\t'r I" rdu'Ol: I.. e_Iend tllTt( Illr rol)m,'nt or lllher..I...... mild II) am,lfh'.llhln "I Itll: "IUnt\\C'(uu:d h~ lhl"l MOfllloljth: 1'1\ ft.'un
HI .n, Ikm.antl m.l\k h~ IIll' ufl,ln,,1 HnrrU""(f ;.Inti )IlIlh'....t'... 'une"",,,, In Inl.:r(','
II. .urb""anet b, If'ndfr !\ul a \hl"". -\n\o IIl,hI:"'.nl" h)' I tlhlf' II'! "'tlll\ln, ..n, ",hi III fl'mcdy hC'I'und,'r,'"
Ollncr....N.. .rlhlllh..d ...y "rrllcai'lli' 101",. ,h,,1I nul he.. "';.II\(f lit III r,n.ludl.' lh,' 1'_trU\4,' ul ..nl' touch lI,hlllf 't:rnclh ItIc
rfllCUtCm(nt olln~u'~ncc nr the r"yment U( 1.&\(, Ilf 111t1cr hl:n"l ur ~h"fll('\ tl\- I tndcf ",h.n nel! tlI:.I .......".:r III I ",ndet'" fl,hl hi
"~'I'd(fol(I' the ",..Iullh' ,I' the tntlrhh..dnc\\ "'(L'u,,'d tl~ Ihl' M()fIIl"~C
11. Mfntcdtn (.m"'alh,, A.II 'tnkJIl" rftllttJ~-.J In Ihl' \1.tr1at",I' ..,.' dl"'''k.I''ru.t ,'unluL.aII\C h. oin~ ultlCf fl,hll.r ft'",cd)
undn Ihl' \tIHl'.lI(' IIf ;l1".,dn.l"~ l.I... "' ~''1"11~. ..nd nt.ay hi: "",,'1\"1"'+.1 ~,'muIICnU), Ind~pc-nd~nlly II' ""'~c~~I,el\
1.\. ~l"f"wn aMi A,wln. lows'. Juinl 104 !'ttf,,,.1 U.bihl,: (.pdon, I hr n.u.n.tnh .nd .,n'\'~nh h(n.Ift \'I1II1.ln.....1
,n..ll "-nJ. .and Ihc f1,hl' hc'C"ndCf \hifN Inurl' hI. Ih!.' fc'ro:~I"... ",U\":\',\lII. ."""\\I,n.. .If l..tllIl.'" 411tJ "lIrrl1"~". "'utll<<' Intt\t'
r'"~I~llfl "I r.rr.&lIf.r~ 11 hc'C'ul 1\11 ~U,(ni.lllh .and "[(ICCnlenh nl tt."ftI'1tt:, ,h..1I tI.: I.MI'lI .and ""'('.111 'he '''p'llm", .an~
h~,..d.nt:'" "llhe r..r.,r"rh, 11I1hr\ M.'flJollle: 4't: tur (.In\CnltnCl: ifni, and .re: nulltl he u..:\I In .nl~''1U('f u' .JdlftC' Il'w.' rfU\!'lUn",
!'Iercul
,... ,..ltn. I t1urllm .In) nu'~c ft",lIlt...tI untl.., ..rrl.........k l.a. I.. he' ,r'cn If'! "n"Ihi:1 molnnI.'J loll..", n..lft:(' III tI.'H""'U
NI"I........ f..r U\ lhl' \4"rtJl,olJl.' ,h"a ~ IIIH:n ...~ m..II."" 'u(h nllll\... h~ 'eflll....d m,trl ,)d"'n...:d III """""'(", III lhf '"'''p,:rh
\dJtf\\ IIf "'1'1" h nit!.. r ,IJd,,'\\ 4' R.u'lI...cr m.l\ df\l,n..'r tl\ ftllHt:C"" ~'ntkr.a. r,.,uikd ht"u'ln, a!\lJ ,hl..n\ ""her ..., ,',wl'l
.holll ht. t:1\~'n ...\ u~rt."n.l nlolll rt'tuul ft'U..lrl 't.'\flk"lcd. r.. I..Md,',', .IIM.c\\ .I.t~'d ......\.In.1I ... ~I..h Hftk.-, ohJJrt''''''I,1' I \'n.J\'1 m.a\
,Jnillnifll' tlI "1"1~'''' In 8;.."o.....(r.. prmld(d hert'ln ..\n\ n.III\'': rru\IJed Iilf "ll~I" 'fllfl,a'L ,lyll tic \k~ln\:d hI h..\f .....'.n lIncn
t.. H.lff.''''~'' "1 Ic'",k, .h~'n ,n('n In Ill... nl""rk:r dt"IIl""t'" hr:r~ln
.,. 'nirun. \11M1Iatt; (,In'""iat I... "w\ff.hil"". I hI' ""Im.o-I mlllt~.I~~' ~,.m"h".... unllo',m lll\("dlll. t,., n..I"'''oIl U~
.fld n"fI,ull,l..rm I,',("n.,"" .'Uft I.mlh..d \""..Ih.n", h, lurl'\lJl~'tlun h. Lufl'lt:lllh'.. unlhnm "nun!\ In,uu""...nlllll,""n, 11.',,1
rh-'rtfly Th" MutI';l1I" ",h..1I hi' 'inffftt'd b) Iht'''''' of I hi' IUnWKllOft In VIi'll!;" 'Ik" PrI'f'C""'" ktc.tl'd In lhe ~U'''I lta.t .,,~
'""~I\"'" .11 d".,..c ul Ihn M'",l~"~ ,'r thc 'nl... ",.mOWh ...It. .rpkc~blt I"., 'u.;-l't ((\l'lO-:l"~oill ",'I..n~"\'II""("r rflO~"""h."lhl\
\40rll"ft' .,, Ihc ""t' ...ltl,h L.n he 'I\-el\ c:1l~-:1 "'lIhll\lt 1M conflu:lln, r"ln"""n. "ItJ Itllh" en" ItlIl' "'01\ I"'"'n"".t I!'k- M."llI"~
"nd 1M '\>1C .ne d<<I,rt'll fit he """"..hit
't. ltutru..-"'~ (op,. 1I11f'.....~f ,tl II tlt IUfl'll,hcd. (('lnt.l'rnc'd(l'r~ III lhc 'lll~ .and 111 t";' '-t.,,t,01fC' .ll~ tnnc.>I CU'.."1.un
I" .Ilcr rn"'II..III'" ht-n:OlI
11. fuMlcr ulllli, ~). '\lmf.ptto..1f .11 tlr oll'lJt riUl nllhc PfOl't'"' "',Ift Illlf'f'o1lhc-'...tn 1\ ,,"lIJ "' u..n,kn.:-" ,,\
..11f1....C' .....\lh.lul I (Itook", prlt.r "f1t1C'n C""\(I". <"""din, loll It", u~.IIHn HI .. h{" ,~ dlttfm......n...\'" ,uht"Jir\.41O: h, 11'1",
\tIUl,..,.. .1"'1 tht nt..I".t! HI. 1'Uf\h.&-.t ",.Jnt'~ <o('UIhI~ Ittlc'c,1 I", t!uu...:h.-td "rrIWn..'t'''.l(lollr..l't,I\'",'''\ d~Ih...,l!t:.~.:nlll''''~
"f'e',.:tIlon flll.J.. Uro'f'I1M d('.fll of. J.llnl t~fl."'II" Idllh( 'Ianl "..ft\ Ic;,...."..1d Inl~'f\"..t uI1"'n~ }COoi'" II' k-",. ",., f;>Rl.llfllnl..n
"rll.'''' III f1t>"l'l..'4.', I nt-.k, m..I,.t I ~nd('" lorllton, iJn.l..lft' .alllhe ..um.. Wl.u'cd h\ Ihl\ LlMI,..,... h'l'lr; IIn!1'lt'dI.ale!t dlok..fki
rn,,"'i... I ("!Ida ,h.olll h.,t' "..,..cod l>uc'h tlpt'dft I.. .,'u'k-'.Il' II. ('t'1I'f 101"-".....k '" I,,,....fcf. 1 efh1,'.."lt ItIc rc""''''''' Vltrh~ 1h1:
Prtlf'lC"f!~ " III toe- '1I1d 11f I'"n,fffft'd tl'tktl"'fn'ml'ftI1l1 ""hn,llWt 'he: ~'tdll III \11Io hf-\'r\lMlI' \oItnl"'1.M"~ h.1 nw.!('r .IIJ th;tllfb:
Inl,.I't."1 r"'-Ahlt \'" I~ "um, ~\:\lf\'d ,,~ thllt \4!vltll"f\; ,1\.11.... 'it ,~~h 'de.' I cnJt" ,hof!! tnta("\l III t'n.kr t\,h .....lIIcd tht
I'rt..," ,,, .l:Hfk'''I~' Pf."..it'd .ft .h.", p.t'oiJt"r~ 11. ;UIJ II R.."..",II"'''' ,....c:'.'...., ItlllntcII',1 f\.., l"\I", '11t'.1 . "rltt~" .....umplt.n'
"'fl:'\:f!W"1 ....ll.f'lt'd 11\ "'''"''' b~ I rard(f. 1 rl'llkr ,h..ll f~'~;jf" MUfhl"('ft~,'m....U"htl"'II'Uh IIndl'1 Ihl\ \t..fl'~ .lk.Ilft(' "\it'h'
III ('I'!,JC' rl('fCI"", 'lkh I\plltln h1oli..-:...k,.ttt,' rf'dt' ,hail IIMII "II'IIV1C' ...'hn ,.r .~<<lcr"hllllll'l ot\,'ci1rd"l'k:t Yo II It p.,,,,,.,k
1 ~ tlCft'I'! 'U(l1t ",'lln: ,".U rU\'~'"' prrmd ", 'hit k'~"ltl.." 'uJ<l\' I,..." Ih( IJ-.IC- tt&l' n..tK( 1\ m",.k'" .nh." .h...I'lIlou-I...,.,'f fft.I\
r'" l!\c ,urn' Ik1.t.'rJ dlK' Il ",II"'''rl 1.11.. 111 r.~ ,w.lh\lm'rn"" hl1hr """"."\llIIlIf ,,,,,'1 r"',....l. I 4'nlfCI fI'hII "'''h.1Ullunhi.''
'''.l'u,' o>t J~m.a~ .." 8..,....",., "'H'.r ilfl\ ,rmnJl\" ~e""tf'" tt'l; ",u,,'''rl\ 11'1 ht--tt.."
'0\.1 'HI..\t t ()\ 1',\\ I' "..."....1;' ,Itld I ~~.,. hu'''''', 11...nW'It.fl\J d,'H '" 1"11"",..
I' \',,""allull; .~...... , .... ...,.... '..lwt>.-tt", .'" c""..... 1M .t'...... .., '-'v... iA tM "11I1..... ~I
tiN' c.'flla.httt,., _... .....t WlM.Mt:...., "'" \tort....... ,...,..... Iu.n..,...... \hI ......if.N...........
,"",,41ft .".kt""'-_ .,.nr,....; cu... ..........'l_Il1kM..........C1In... "'"',,; t'" ..........1'.. "'...--
'"'-.IM .., t..ttet1ft"........ ..........., .eric.............. ..t......... ,.......hitwt t4tt...__,""'-r'",,,,
kf.., '" ht, 1r~ in I" ttot...... MI, ""tIlt HI ~ at dw.............. ., ,..... \I....., fnn.c....... " ~
"0(H$trt1.... \oak"'" ........."" , 1.. ......t..................... hn.",., 141... 'fIN "',",,-.Met aIIH ...n........ ._....
",_t lit .""1 Nt ,... fuH,;.",,-" ............. tlw 1lUII..'fttftIft..,..,..... IN.., ""... ............ .......... ,n tcffitt~....
flofffh:..... lftlif iltt'Httl. ~ t.........Mf"""".... ~4W4....~. t.............. ....,.......~ *"'*".."'.....
'lM!h ~ ., a.. \t_...... '" ..........,... aM ...,................................, fWfltuv... '..........,
~..l ,........... I.......... M....... IOteItt1.. VlId ,....4.l,..,.... t~""~."''''''.'''''" .............
U'MII'".... .flllt..'.'........ ~ 01.........., ~......~...... ~
tt t..wYe... _ .... ........... '''''.It..t-tA4Ht.' tndtf ~ --.-rln-atc\I!'l ,~ ttw '.1m'" W..',.lt'"J ,,, tit" ..ott.. .'n,.,."
_,",_ll !I..a,. I"" <'&"'1.,.."...*, "'''~I.k.lJt!''~ 11,'''';.l(~ I..('.h..~t't'" \t,""1,,,~ ","".......~--...l '"'" "'1\ k:m rr.... t'.' d "'.Hi
,,~,~ ""\;1 j'lh." I,' 'tltr "'>J'f"~...'C"...ftl ~ ,,"li..... .. . ~rtf",..lit \>t ,'\tttu wi:( ',.H~M ~,.'~ \t.'MV<If!'t.! \., ....! ,'..... ~\.
I (>\CH ..;-\ 'u'<!'I' tII~..." .4",+.1 '!lIr ,I){('*..I.. .8" ~ 1,," W~I~f'.tI't ltw- """-1: .".. ...nt_.' ~p.rl t;l\I;.'''' "~t\oI",,~-" It .tll\ k.,j q,'
;n.rit'--r,..m... '''f\'.;''''4 .", .''l'h..... ......, .,1 ",~...1w>l .>( .,..\- ..,!wl ,.".f''''-"h .~I .,,,,,,,..,,,-,,,,,,..i l'<.u,.." ,.."1,.,....;1 1<1 ,ft"
\4:.I","f'l"" ""-'''\''~f ,..,... ,,'J 'rl"'-o-'W". t".-,,14'<o ''''''li(f''' to,' tit., ~!;~.""",... f"...~"~,""~'l>:'.!'\d'.,t\c,,.t\h'" ""....".... II
I "."",.,'WJ.1t ......, ,t"~p,, 4~ 1ft f."lf\;". t f'tWt-f'~ P(~... ill' ".<\..~ ,iii ~i.".t4'trl till.\,t,.~ .... il>lh~, tHt\ "'hit t~iU-d'"
.\'.~''''.tlior an,,,tw\ '" h......... ...Il ~'~h'.'" t.kt', ''''' "...,,,11\.' 't~"'~ ""-I """",,,,--.'h 'l\1'i':H hl."_" ,.... Ifll; to. '" .>1 .t!,
\t.,,'..f"" . rn,". \ 'M~"il"" ,. tt>t ~'''''''Tt' ...... .....h'..~'. "tot-,.-.",'-(I tol""" ,... -......'h ..~..~7.' 1\-, ,~,-. \t"",~.. ."-2, ,~._
""'"1""'--..-.t 11"<'11 \\IIl,. P.,f!\f''f:!;f.''lod .'litl''', """'."r ~"'l~ ""n-~J;.r."'" '........ I'U ,'<'\>-. '.. ~4 .....T..~ ,."'..~ '1........iI< "ll\l1
1"",'t."-!f'~""'''~'!'''''.",'c''''''''..JiI.'''''''''''n.jt.~ t. '~. ,"'f.~ ""~I
10, ",wlnm,nl nf N,n": 4ppotnlmt'nl "r R,uh,,; ...ndr, In po",,,jnn. ".. .1..hl"'1l.s1....~ 11I11\ III h'unlkr H..".>IIIoI.' .....,,1\,
.\"llIn.. 10.1 ende' ItIC' ,rnl" Hr Iht' "h'rt"h. rru"'ldC'd Ih..1 H,tfw",rr ,hall r""'I"."lrl\.'..I...... 111111.'1 P.u"I1I.lrh III h[u,,1 HI
.hlndllnmrnl ullhe l'rllflC'rh'. 11....1' ItIt' flllh' It. .Illlnl .nd !el.1n ,u.:h U'nh n Ih,'\ !,>,.,OIm,' dm' .1Il.J r..,..hk
I 'p.m An'de'al..'n unJrr r.'''II'.rh 1M hCIt'111 ", "h3nd,lnm\'nl nllht' 1""fIC'II' I ,'IUI,1 In J'I"""" "'.. ..".'111." h, IIiJn..!II\
.rr"lnh'lI ".,'1:1'1;'. ..h.lI tIC' t'nllllt'd III t'nll" up.lft, I.t..... rll'"'e....u.n "I ilnd mdn"p:., Ih,' 1'llOr,.fl\ .111111" ,..II.,llhr "nh .lllh..:
1'111","11' trI,ludln~ Inll\(' r...I,h..... -'1I1...nl"I,'lk"IC..! hI' I rnil,', u, Itlt' ','1'l'I'rl ..11.111 "t' .rrlllllll"1 h' r,I\lm.n! ..Itm',...." ..1
nl.nolll','mrnl ullhe l'luf't"h lInd 1'11111'11111" III renh. In, huhn,:. hUI ".11 hmllt'd It,. rn"'IoI"'" 1.'1", r" "IIIlIn,..n II''-U\! ,', h,'I',"
,md tl'o1...molhk .UIlIMY" IcC'... ..nd Ihtlll" Ih,' olJm"w(I.l'I:.1 11\ Ih... \t.lItt=ilFt' I t'n,l,', "nd Ih,. h',TlH'f oh."1 "" h..hk ,.....'..1111'
,In" IUI In....... t'l'nh oI,lUolll" '1:1;"l\1:d
11. tutu" "dunen. {'pun "."u""1111 8"1111""'. II'IlJa...1 I 'lld,,'" I'rll"n r"'" I.. Id,..I..... ..tlhl" \1,"ll1.I~"'- m.1\ m".,
11111.111.' "Ih..nu"1.' HII"""".' 'u,h I IlI.tI(' -\Ihol"n''', "'1111 Inlo;r",IIII"rlln, ,,".!1I ~ "nuf",1 "" lh,' \1""'-,,1):\ .1"'111'\1111'11...1 h\
rfllm"...,r\ ntlle.. ..tollln, 111011 ...lIId n.'I&:.. ..'c o.rcutcd 1I'.'th~ "I ",'um... ..h..IIIII,' r'IlIl'r..1 oIlll.,unl .,1 t'"' '"Il,'hlnln.:... '.:, 111111 tH
Ihl' \l11f1,,,.,:, "tlllllt;lu.JIft' oum...t\h..n(,J In ..,nud"Ik't' ht""\lluh III r'.'lr" Ih" ......"'"\ III thl" \I.'ft~"'I., ",.n"J th.,' "II~'1l11
..mllunl "I Iht' "ltt
,n. 11,1"."" run rol\nlrnlld ..n..um.. 'tnued h" th... Mnrl~".,1 rllJI't Oh.llllhodl.llj:\' .hlt. \t.'fl)!.I)!t.'. .,Ih.,ul ,tl.lIf" II'
""Uil.t' Iklrr"\lltr ..11.111 r"\ .III \11\1" "I u'('lud..III,n. II .n\
JI. Punh..... \tllll') \fortl'I".1l ;tIt.., r-1I1 ..llhl' "'1m.. "",un"J h\ Ih", \t'lrt)!.lFI .11. 1\111 hI ""1'''.\-11., .1"I'llh lllll'I..tlt!.
1',u,":II\. lhh Mml,..". ... h':h'h~ ,h-d.ut'd I.' I't.: " rUh h",,' "Il'ttt.'~ ,"Ilfl~.......
RUH""'''' h.... ,"n:uIl."11 Th... \tllllll;ll\'
-c:/~':/
--Eir(K:'1.einrak '... -- - . . n..".I" , 1
.MoII"'\Io"
("'.
~
rf;
('<'
t t)\t\U""'Eo\111I (U I'L ",'t I \-\'1 \ _-_~_~!!!~~~_..
(,'Ulll\ '"
,. 87
JUIle
__...nu,___ d.." ..1
hdull' nil.
Un Ih,,,. I~
& BoLAr' puhltr
III. un"'r;I'I~Il,'d ,'11",.. r......."..Il" .lrr".llnl
.~rll. Le.lliak. ..D&.~!. perllOllI_______
&,,,,'."Il',", t.t! ""1"1.1,,,>,,1\ rf"~t'1I1
... tit Ilk' ""...In ~_.. \Ioh,...,.. ".t"""'____. .J..a__._ 0"
_ 'u""""r.ho:J 1.11"\ "llhlfllll'"un"'''''I .Ind ......"...!..:d(tt.d Ih..1
",('(ul\'d ,hf ...nk' I.n ,hi.' r"'r"'....... hUl'ln ~.tftum~'d
." .'II'f"" 'AII'MI ut I ht.r~.Um.l...... mo h",t.,J .11.1 ..n""..al ",,'.11
\h t..mml"""IIl,'run
"h..- ~~.~~:~
_ > ;.4.0'''':;'1:' : If
j."".J. It,...( :.... ..'~' :.t .:' '
I..... ..1 CttIlH"\~/ ......~.. ...~~
". .,,,........:..."'1\',.. .
~.,......~
anic.burlf-i~'v:7ru~
...."'..te
,lI( , \'8'1.~. ,tvI"
.lIlt.""- ...n.' Il ,MI
" !'~=\lI~' ~._"".........
. h.ld'" .,'nll\ Ilwl Ilk- rt".~ ,,,,tdt'nu..tt Ihe ."hln \t.trlJl"fll
,.
..
P.o,
.,.
,. :
. .
.' on
- -
..
" - . .
0,
f';- ....
, .
... .
.. , "..
... .
.. .. . ~
.. ..
.. -
- :-
I 'r,u " ....... ,...... I u.... M~",',,;.~ I n' I ,.ft..... ...d .",,,",11
. '.' ...:...~-. .."..
.....co..
. ,'., '"
.~
..
e'
".-..~~.... .'.~
".... .
"...
f',
,
,
~.~ 1~
.. '\-.:..;......>
,,"'1/
},)
I,.\..
....}(A/ :.
':'l~
'" -'
.-
e,
. "...1.
\,\~
;.r .'
.
H-
,-,
-.
I hereby certll'y Ihall h..,e e.amlntd the title 10 the pnmiltl delcribedon lbe fevent.kIt hereof' and Ih.llhe !I.me is vC'lrd in ree
simple In
n_ __.._~~~':'>. ~lI~l.k___..___________________ ---- ~---
lhat there Ire no mortp,cl,juduntntJ.lienl. thar.. or encumbrances or In1 kind on Slid property neept.
_.__ _______.._t!9l!!._._ --.--.--.------------ --.-"-----""- --,--
____ ._________._.._____ ._._ __._.___ _ _.___.__.__-__..___.._ _...___. ___...._ on
---.- ..- - --...------..- --_._- - ------.-.-.-- ---.-.-. _. -.----.---. -..--,-.
.- ..-.- -.-------
---------------.---------------- ._._---- -. _...
-- -...-----..--------------------.----------------------.-._- ..-.,--
Thai ,IIIIUI due . the dll<< of the certJl"acate hi'" betn ptid.
Th.llht l>oold ami......... d.tad ,__~!.j k!.?!1._ ___ ___ __ -- ------ 10 ......IO..m 01
S..l.H,OJlQ Jl2.
uecvledbr __~Ll ~,l&!l\!!!L_--- -----------
dncribed ..id pre..... ... in propat ronn. properIJ .....tad and ackaowledpl. and ..Id 1IlOlIpp II rccordad II . 1In' li<n ...
said premil".
Valid _:!..~....ll 1.l981 !.~!t All
lLVD
.~
.
22119
ACT 91 NOTICE BS203-1
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROG~~
PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE ~OR
FINANCIAL ASSISTANCE WHICH Cfu~ SAVE YOUR HOME FROM FORECLOSURE
AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
MAY 27. 1997
17 GEORGE CIRCLE
MECHANICSBURG. PA 17055
RE: LOAN NUMBER: 707183
PROPERTY ADDRESS: 17 GEORGE CIRCLE
MECHANICSBURG PA 17055
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT
FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF
THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT").
YOU MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT
HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A
REASONABLE PROSPECT OF RES~~ING YOUR MORTGAGE PAYMENTS, AND IF YOU
MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA
HOUSING FINANCE AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS
AN EXPLANATION OF YOUR RIGHTS.
UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON
YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE.
DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE"
MEETING WITH A REPRESENTATIVE OF THIS LL~DER, OR WITH A DESIGNATED
CONSUMER CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS
TO ATTEMPT TO WORK OUT A REPAYMENT PLAN. OR TO OTHERWISE SETT~E
YOUR DELINQUENCY. THIS MEETING MUST OC~JR IN THE NEXT (30) DAYS.
IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER. OR WITH A
CCNS':J"MER CREDIT COt..'"NSEL:~;:,} A.GEN:Y I!)E~TrFIED I~I THIS ~OTICE, NO
FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (30)
DAYS AFTER THE DATE OF THIS MEETING. THE ADDRESS &~D TELEPHONE
NUMBER OF YOUR REPRESENTATIVE IS:
PNC MORTGAGE, 539 SOUTH FOURTH AVENUE, LOUISVILLE, KY 40202
TOLL FREE (800)736-9090
THE NAMES k~D ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES
ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE
FACE-TO. FACE MEETING. YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR
INTENTIONS.
YOt~ MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY
INSTALLML~S OF PRINCIPAL fu~D INTEREST, AS REQUIRED, FOR A PERIOD OF AT
tEAST SIXTY (60) DAYS. THE TOTAL fu"lOtJ'NT OF THE DELINQUENCY IS
3.~76.17. THAT st~ INCLL~ES THE FOLLOWING:
.
.
.
.
.
.
t' A YMENT A."IOUN1'
PAYMENTS NOW DUE
LATE CHARGES
REiV~N CHEC~ CHARGE
OTHER FEES
1~242.S5
.1
2.e.S.2
.00
_CO
LESS t;':AP'P"t. i r::n rU~t);i
~ ,."
. '..T{}
-~
BS203-2
IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER YOUR
FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL ASSIST-
ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN ORDER
TO DO THIS, YOU MUST FILL OUT, SIGN AND FILE A COMPLETED HOMEOWNERS'
EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED CONSUMER
CREDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT. AN APPLICATION FOR
ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY.
THE CONSUMER CREDIT COw~SELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR
APPLICATION AND WILL SUBMIT YOUR COMPLETED APPLICATION TO THE
PENNSYLVANIA HOUSING FINANCE AGENCY. YOUR APPLICATION MUST BE FILED OR
POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE. TO-FACE MEETING.
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF
YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME
IMMEDIATELY.
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THEY
WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA
ESTABLISHED 8Y THE ACT.
IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE
IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60)
DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT
ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU
IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE
NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION.
THE PENNSYLV&~IA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT
STREET, POST OF:IC3 BOX 8029, HARRISBURG, PENNSYLV&~IA 17105. TELEPHONE
NO. (717-780-3800 OR 1-800-342-2397). PERSONS WITH IMPAIRED HEARING C&~
CALL (717) 780-1869.
IN ADDITION YOU MAY RECEIVE fu~OTHER NOTICE FROM THIS LENDER UNDER ACT 6
OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE".
YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW
HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR
RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE
YOU ARE RECEIVING THAT ASSIST&~CE.
VERY TRlJ'w Y YOURS,
PNC MORTGAGE CORP OF A."IERICA
CUSTOMER SERVICE DEPARTMENT
COPY VIA U.S. POSTAL SERVICE
"FEDERAL LAW REQUIRES THAT WE NOTIFY YOU THAT THIS IS AN ATTEMPT TO
COLLECT A OEST AND A.~Y INFORMAiION OBTAINED WILL B1!: USED FOR THAT
PURPOSE"
85201
-.
r-
PNC MORTGAGE CORP. OF fu~ERICA
539 SOUTH FOURTH AVENUE
LOUISVILLE, KY 40202
22117
BS204
MAY 27, 1997
EARL K LESNIAK
17 GEORGE CIRCLE
MECHANICSBURG PA 17055
RE: LOAN NUMBER 707183
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
THE MORTGAGE ON YOUR PROPERTY LOCATED AT: 17 GEORGE CIRCLE
MECHANICSBURG PA 17055
IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE MONTHLY PAYMENTS OF
$ 1,242.55 FOR THE MONTHS OF MARCH II, 1997
THROUGH MAY 01, 1997. LATE CHARGES AND OTHER CHARGES HAVE ALSO
ACCRUED TO THIS DATE IN THE AMOUNT OF S 248.52. THE TOTAL AMOUNT
NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP
IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 3.976.17.
YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS
LETTER, BY PAYING US THE ABOVE AMOUNT OF S 3.976.17 PLUS ANY ADDITIONAL
MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS
PERIOD. SUCH PAYMENT MUST BE MADE EITHER BY CASHIER'S CHECK, CERTIFIED
CHECK OR MONEY ORDER.
IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO
EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS
THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON-
SIDERED DUE IMMEDIATELY fu~D YOU MAY LOSE THE CHANCE TO PAY OFF THE
ORIGINAL MORTGAGE IN MONTHLY INSTALk~ENTS.
IF FULL PAYMENT OF THE A.~OUNT OF DEFAULT IS NOT MADE WITHIN THIRTY
DO) DAYS, WE ALSO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW-
SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS
FORECLOSED YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY
OFF THE MORTGAGE DEBT. IF WE REFER YOUR CASE TO OUR ATTORNEYS. BUT
YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAL PROCEEDINGS AGAINST YOU,
YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY
INCURRED. UP TO $SO.OO. HOWEVER, IF LEGAL PROCEEDINGS k~E STARTED
AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTO~~EY'S FEES.
E~~ IF THEY k~E OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO
WHATEVER YOU OWE US. WHICH MAY ALSO INCLUDE O\JR REASONABLE COSTS. IF
YOU ~JRE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD. YOU WILL NOT BE
REQUIRED TO PAY ATTO~~EY'S FEES.
WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL
OTHD SUfot.s DUE L'NDER THE MORTGAGE. IF YOU HAVE NOT CUREO THE OEFAULT
WITHIN THE. THIRty i ]01 MY PERIOD ANn FORECLOSURE PROCEEDINGS HAV'I 8lrot1N.
YOU HAVE 'THE. RIGHT TO ~JRE. THE DEFAULT A.~D PREVENT THE SALt AT ANY TIM!
BS2C4-2
PAGE TWO
MAY 27, 1997
707183
EARL K LESNIAK
UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO
BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY
LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY'S
FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY
OTHER REQUIREMENTS UNDER THE MORTGAGE). IT IS ESTIMATED THAT THE
EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE
APPROXIMATELY ONE HUNDRED EIGHTY (180) DAYS FROM THE DATE OF THIS NOTICE.
A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
THE SALE. OF COURSE, THE AMOu~T NEEDED TO CURE THE DEFAULT WILL INCREASE
THE LONGER YOU WAIT. YOU ~AY FIND OUT AT ~~Y TIME EXACTLY WHAT THE
REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING TOLL FREE NUMBER
1-800-736-9090. THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED
CHECK, OR MONEY ORDER ~~D MADE PAYABLE TO US AT THE ADDRESS STATED
ON PAGE ONE OF THIS LETTER.
YOU SHOULD REALIZE TF~T A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF
THE MORTGAGED PROPERTY ~~D YOUR RIGHT TO REMAIN IN IT. IF YOU CON-
TINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT
COULD BE STARTED TO EVICT YOU.
YOU HAVE ADDITIONAL RIGHTS TO HE~P PROTECT YOUR INTEREST IN THE PRO-
PERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO
PAY OFF THE MORTGAGE DEBT, O? TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT_ (YOU MAY HAVE THE RIGHT TO SELL OR
T~~SFER THE PRO~ERT, S~BJEC7 70 THE MORTGAGE TO A &VfER OR T~~SFEREE
WHO WILL ASSL~E THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING
PAYM~~~S, C~~GES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR
AT THE SALE, ~~D THAT THE OTHER REQUIR~~E~~S L~DER THE MORTGAGE ARE
SATISFIED). CONTACT US TO DETERMINE l.;~DER W'riAT CIRC'v'MST~"CES THIS RIGHT
MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ~~ THIRD
PARTY ACTING ON YOUR BEHALF.
IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME
POSITION AS IF NO DEFAULT HAD OCCURRED. HOWEVER. YOU ARE NOT ENTITLED
TO THIS RIGHT TO CURE YOUR DEFAULT MORE T~" THREE (3) TIMES IN ANY
CALENDAR YEAR.
SINCERELY,
t'NC MORTGAGE CORP OF A.~[" I ,'A
C'JSTOMER SERVICE
COfY VIA U.S. POSTAL SERVICE
"FEDERAL LAW REQUIRES TH.\T WE NCT!FY h,t) THAT THIS IS 11.'1 ATTEMPT TO
COLLECT A DEBT A."iD ANY tNF'Oll,~1'!QN oBTAINEP WILL BE USED FOR THAT
PU~PCSE. ·
~~.~
~~~
6"~~
~
U)'
~
~ .0 q
~ ....
~~ ~ ~
a1 '=
C") ~I
~~.l~ (;j
Cij.:
C:C. .... 1
11 ~-~ ,. , -- Q
~ ..-.,.,... ~
';'C W
. ~,
~f(~ ~ ::) ii
=-< ..... -<
"
IN THE COURT OF COMMOH PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK. N.A.. )
)
PlaintilT. )
)
vs. )
)
EARL K. LESNIAK. and )
THE UNITED STATES OF AMERICA. )
)
Defendants. )
CIVIL DIVISION
NO. '; -/ . " " ,;- 3 C(~-J. Tp-.
STIPULATION
It is hereby stipulated and agreed by and between counsel for PlaintilT, and the Defendant,
United States America, as follows:
I. That the premises referred to in Exhibit "B" of the Complaint are owned by the
Defendants.
2. That the Federal tax lien referred to in Paragraph Three (3) of the Plaintill's
Complaint is junior in time to the Plaintill's Mortgage set forth in Paragraph Five (5) of said
Complaint.
3. That the Defendant. United States of America. is not indebted to the PlaintilT.
4. That the Defendant. United States of America, agrees to the entry in this action of a
judgment in f.,-or of the PlaintilT and against the llnitL'\! States of America for foreclosure and sale
of the mortgaged prllpmy.
S. 1Mt the aforesaid pmnis.."S shall be sold at a judicial sale. notice of which JhalI be
5et\'ed on Ocfcndmt. tlnited Stales of America_
~That lilt judicial _ of said Jn~ shall dischargt tilt I'Mral Ucn refcmd to in
l'aratraph 111M: III of saiJ l\~int
-
.
g .0 0
...., --"
:;: ,.. ,
~'i-l c::: ';;;1:!l
t.' :;") ,- i'-'
....:1'" __,~n
L":l'; (fi .'0
!~~ ~. '-'0
c:L ..., --':H
r:
",;,- ~, - ')-
.....\. ;~~hl
~,~ ( ~
~"'..: ---'
..
!:l :;l ~
-< ...!
..._.
. .