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W.I.,,, 01 Cllt.in AIUhts. W, 11\1' dtl., 01 Y\o.i~. "~!oltr".nt 01 .n'f PIQ,~I'ion 01 thia .Agr.tflV'fl1 without loamy QU' nght to ,nhllu II 01 .n, Dlh., p'owl~on 1,1t!, You ,*",,~'t; lilt nght
III prUlnlrr.n,. drmand, p'IlIUI, 01 nOllel 01 d,r.hol1or; .n, .pplitlbl. U'.lutl of hn.UuorH: ,nd I."' 119M you ny, h.~t 10 1'l;ul1. VI 10 placitO .g'"Ia! .n,onl brlolt w. IUI yell,
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-'ppliubl. L.w: St"".blllty. Aulgnm.nL. Nil m.lI.! v,h'fI ,OU ~.., thi, Agluo--.nl .nd your Account II' gD~tln~d by I,Off.II,,,,, rnd by N,I\O ti'"1IUlU' t.w" AI .ny lihw ,lit! w.
cUltl",n. 11\ gO,od IIllh Ihll.ny plopono olln,cud IrYltJ.hon, IIgul.IDIY .cllon, 01 IUdlcr,l dttl&lQn hn Itndrrt1l Of lI\ly 1100'1 .n, mll,fI.IIlIOWI&lon ot Ihll Aurument lnw,lld Dr unrnlolcublr,
01 UlllOU .n, lne,ullo III, IIpOlllnu Irll.UII'ttlro(, or olh,11 bVld'n 111 connlcllo" Wllh .n, lUeh p'Dwl~an or IU Inlorc.mrnt, WI INY, Ih.1 II lUll 30 diY' notlCl 10 you. 01 wlthoul nollCI
It prllTlUrd b, I.w, c.nc.llhr C.rd .nd you I crldlt pl,w~rQu Ind drcl'I' yOUI Account brl.nn .1I1.d1Iltly dUI .nd p.y.bll. II In, prOWI&lOn olthll .AQlumrnl h hlld ,Ia bl llnllld 01
ullrntorcrrblr, yau 'lid w. WIU conlrldtf Ihl! p.owillon modlll.d 10 canlofmto .ppliublt t.w. Ind thl rnt 0' Iht pfOWIf,lalllln tht .Agrrrml'nl win lhll br rnlorcublt, but w. Will hnt Ih'"0ht
10 c,"clIl yOUf AccoullI.nd dutll, ~OUI b.l.ncI Unl1tdl'lrly dUI. II plowld.d IIllhr prrc.dlng lenlenc., WI lNy "'1'1111 al U~On OUI nghl 10 IU al U1mt 01 your pl,mtnll. limit Iry;
nqunn Ihlt yOU rrUln notlcl 01 ,uch .n Innt to plOttct Ih. purchu" al 1I&l1l"". W,lNy Ili.. you IUch nollcr b, llhng a hnlnclng 1I.lrmrnl wllh Ihl 11.1.', Sltllllll al 51'11,
Nolien, nlhl' nOllcn 10 you .n.U bl Illtc,tin wh.n drpo~l.d Wllh, INW IddllUfd 10 you .llhl Iddr." .nown on au' mOldl, unl.n I lonQtf r,oHer prliod i. Jjl.cllild in Ihi, Agllrnnl
fJl b, I,w, which plnod shin 11111 upon mJiting. NOllet 10 u, Ihll b. INUtcl 10 our ,ddrru 101 cultornrl ."vier on yOUI Illlllfltnt Inl alhrr tddrmu WI lTIIy ,pUII,llnd IhlR be 11IIclin
WhIllW"tceiWIt II,
Your Bllllnl fllghu ~ kltp nil Noliu for fUIUII UII
fhil nolict canl"lIl~altJnl ,"Iormatlon .bout yOUI riyhlllRd OUI II1J10nllblhtiu undl! thl fl. Clldil BilUng Act,
Nallll UI in en. 01 [rrorlor DUlllionl Aboul Your lill. II you Ihlnk ,our biU iJ Wlong. or II you nred /fIJrt iIIl0lmltioll .boul ,n l!'ltly on ,our bdl, wli" UJ. on. "p.,.1I "'tll. II au'
.~drtU 101 tUltO/l'llW IIl'Yin hlld on your bill, Wnt. 10 UIII Ulan II pauml., W. ITlllt htlt ham you no lit. Ihln 60 dlYI.ltll w, IInl you thl flllt bi~ on which 1.11, 'fiCo' 01 plobilrn
'PP"rtd, You can telephon. UI. bUI doing II) will not pll..-rl YOUI nghll.
In your I.ltff, gin UI Ihl 10Dowing: 'yaul n.~ .nd Accounl nunt. ' th. dohr .mounllllth.lUl4llcled Inor,
. Omrib. Ihl lfIor and Upllin,lI yOU un why yOU belinl Ihlt' II .n 11101, 11 yau nlld mar. IIfollNlion, dtu:ribl Ih. 111m you III not lUll aboul,
hur Rights .nd Our RllponalblBliu Alt.f W. R'Cllv. Your Wrltun HolJu. W. fJJJl1lCknowttd;. your I,tlff within 3D d.ya. unl.n w, htve corncud Ih..rror by than. Wilhln 90 d'ft
WI rnJlI Ilthtl canlet IhllflOI Dr upl.1n why WI btlirv, Iht biD WII conte!. Alter WI Ifui.. youllltter. WI cannot try 10 coDrct .ny .mount 'au qUillian, or ItpO/1 you II dtlinqutnl.
WI c.n continul 10 biD 'au 101 thl ./fIJunl you ,QUillian, "c1udUlV hn.nct [hllg.J. WI CI!'lIPply Iny unp.ld llfllOunl .g'UlIl yOUI mdrl 1IfII, 'ou do nol hUI 10 PlY Iny qUllllonld 'fT'IClunl
whW. Wt '" innlliUlllng. but yOU "' '1111 obllgll,d 10 PlY Ih. pins 01 yOUI biU Ih.l.r. not In quullan,
II w. rllld Ih.t w.rn.dl . n'ill.h on your bill, yOU will nol hut 10 p,y .ny flll.nct Chllgl IrI.ttd 10 In, QUllliontd lmoun!. II WI didn't make I n'il1lkt, yOU mar hu, to P'Y Ilnlnc. charau,
alld you wiD h..... 10 makl up thl miutcl p.y~nll on th. QUlllionld Irmunl. In lith., CIII, w', wiU send yOU I 1IIIImtnl af Ihl amount you OWl and the dllllh.t il II dUL II yOU Ira
10 PlY lhl lmount WI think you OWl, WI may fepOlt you u dtlinqulI'lt. Hawn.. it our IIplan.llon dOli nllt uti"y you .nd yOU Wi'll' 10 UI wilhln 10 dlYIIt/Wlg UI thlt you IliD IIlulI
to P'y, WI mJlIllG anyOnl WI rlpO/1 you 10 Ihll you QUillian your bill. And, WI rTIllI Jill you th. nllnt ol.nyonl WI repon,d you 10, W. ITIJltlelllnyon. WI "port you 10 thlt Ih. malllt
hu brrn IIltltd btlwttn UI whlfl It rlllllly i.. II w. don't 10Uow th.1I rul... WI ern't coltel th. fiflt ISO 01 thl Quutiontd amount, IVIII It yaur biU WII corrtCl,
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PLAINTIFF'S
I irHIBIT
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l';l'~PROYIDI^N
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C Q ~ II .11 C I ~.!lll
r II:! Ctpt ~I N,I'~ilal til\~
I,(tUUllt I.~lrtlTll"ll
WHE~ YOII SIC~ A~Y Of TIlE CIiEC~S WE PROVIOE, YOU Will BE ACR[[I~C TO TillS ACCOIINT 'CRIIMENT
YOUI C.pil.l Cuh I[[Ouot Hhr .Aecourlt~1 ia . Iruublr prtlon.lloar, th,t alloO'lt )CU Ie ,(Ult )OUI Qccourll b) ~llllllQ clltd,l. In Ihll /Iglrcmrnl, ~tuu~ .nd ")OUI" mun rich p'laon IUI
~hom wr hnr rprnrd . Clplt41 ClSh ',[[cunl "Wr: ~OIJl" 'OIJtt: Ind ~ut" IIlC,tl FlIlI Ol'I111!.Jl ~allutlll r:an~ 01 III tt\lgnrr 'ou II.., nOl bl el19,hll IQI In AUounll1 you m I nllll~11
01 youl houuhold 'lIudy h"r I CIl'dlt I{counl Vtlth Ul 01 P'OlldlQrl tJ,lIoll,l Bln~ lhr !lccou/1lllat be uHd onl, 101 prllotl,L "n_lt, houarhold, .nil thllil.hlt pUlpOIP&. tnd nul Itu '1\)
bllllnrtl 01 con,nel(lill plllpOU, 'ou 'Il~ ~I 'UIU II 10UowI
Cuh Ad\llncn, a.I,ncu )Oli tran~!cf 10 lhlt t.nounl hom tlhr! Irndrll 0'1111 b, poatrd II CII~ 'lhlllCU, 'OlJ m., Irquul cun .d~'llc' chfC~1 by tilling our 101111" fllJlltllll l'U.d ell
lour Illllmenl, 'ou ml) .Ito lCee!! )OUI ACCOlJnt by wiltinG ehrc~~, (.tch ehrd you y>,1I1r on ~OlJl "CCoIJlll IS IlrUcd U I cuh Idunu m.d. ....hrn Yltr hOMI Ih. chnk
P.ym.nU, ~ou WlllltC,;vll rnonlhl~ &1I1l!tTlllnl eJ10Vl'Rlg tour Clutltlndlng b.l.n~r, You "'III p'~ ua In U,S, dllll'f'lehl[k~ tlJlJU br p.y.bll It . U.S, ollltl ollh. blnk th. th.c~ II dlll"'n
onl II lust thr p'~I1Il'nl dut u thOWll on )UUI 1l,IrllJ!tlt by Ihr ps~rnrr\1 dlir dlltt III 'ceoldlncr .....,lh pa~!lwnt IIIll1ucllOIU on ,OUI monlhly 11I1.n.n!. ~ou IN, nol ull ,OUI tonunl,nt.
chrc~1 to INkr p"mtnU on )'flUI f,(Crull! 01 10 m.k. p'~llltnll on .n~ olhel .({ounl ~ou 1.1~'r With ut 01 OUI IIflhUIa. Thr patmtnt dUl! Will br ') U'- 01 Ihr II..... bll.nc. aholl'ln on ,OUI
mt.rnent plullhr .mount olin)' Pill llur palJ1lcnl plullhe lmount bl Vtluch thr ntw b.l.un ttcrrdl YOUI Clrdll hilt plulll!lt Ill' UIIIIII opllon.1 ItfVICra, IlllW'W, Ih, p.~n'll!111 du. 'tflll
nol br Iru lh.n 115 (unltn YOUI ney., bafant' la 1m lh.n t 15, III ....hlCh cur Ihr p.~mrnl dur Will br Ihr .mount ollh, nrw bllllnctl, W. Ifll, fft:lillr . 11I9hrr IlJlllrl).lm pt,nwnl II ~Olll
Account U pllt dll' or Ibon thr ell'dlt lillr, bul wr wd: notll) YOlJ brloll!' dOln; 10. II tOul pll)ment II mOl' Ih.n Ih. plyment du., II Ywll! bl lIuud It . 11I1UI. plyn'll!lll and non. 01 II ~11I
br Ipp[ild 10 luluff p,ymcntt dur, Wt m.y ItCrpll.lt 01 pArtl.1 payll1eilU, 01 p'\Illf'I1U mlll~rd .plld 10 llill~ 01 INlked 'tfilh olhel ItIllIClllHn, llI'llhOullnlmu OUI "uhlto clIlIlIcl Iii 1IIIllUntl
oWln; und" thil '.grremenl.
Flnlnce Chllge, finlnce chl/gu be~ln IG.CCfU. on. drbll ....h~n II It Ineludl'l: In lhr d.il) bal. nee (-GaIMCl"llnd conllllu. unllllhe b,l,nu ia Itducrd b) , p.ymrl1t nl Cfldlt Tit! alll.nCI
II 'tdutrd by p.,ment! IS ollhe d'lr Iccelvell. Ind br crl!dlll (mtpl 'or IIvelula 011'1. .nd rrucell,neoul chI/QUill 01 Ih, d.tr POll,d, Oeblta olhll Ihln Im.ner ChllUII.II lnclurlld
in the B,llnce BI 01 thr dlln Ihr, lit POlltd which 'It II followa: u:.h IIdnnce checka Ihl!'" ld,nllfltd II cuhler'1 chICh Iht! YwllNlhlll 10 ,01111 yauI reQLJul, II 01 In,n d.y. .IIIr
lhe d.tt WI prinl on Ih. ChICk; cu.n tdv.nt. checka w. mllllo oth,f I,ndllll \0 \I.nalll bll.ncII, U 0110 d,y.,ller Ih, dill on Ih. ch.ck; III Ulh,r ch.dl II allh, d.l. hflnOlr~: Iljndl
,leCllonlcltlr Ulnl/l)ned to othrl Ilnolll 10 IIln~ltf b.l,ntu. II 01 thl dill lIonUTlnld, Olhrl deblla I"c.pt lor Ill'. hnlntl, Ind nnc.lI.n'ovl Ch,IOIIIII, Intiii1idlri~UilfiT.nu II
ot lhrdlltpolltd, FlnlnclchllgnmlddedloyolUBII,ncrllchdly.ndlfllhenpollrdonth,1nldlyolth.bllllOgcycle.
Tc ligUle the dlil)' Ilnance char" wr Wltl wllh )'OUf Pfl'VIOUl dh'~ 6.lancr, Idd .11 dcbin Ind lubl/ltt 011 cledllt fOl lilt cUII,nl d.) tu upllme m thr 1I1l.grlph .bov.! Iud IIJ1Jllipl\ Itl!
nIl lmounl by lhr dilllr pellodlc I.lr (ue 1II1I0wlIlg plIIgrlphl. Th. Imlncr thargE I: lhln Idllrd to Ind IIIcluded III thlt dlt't e'lln~'. We Ill'll . credll b.lance 101 .n~ dl, II fllO Ytr
delef/11lne the totallm.ncr chl/Ott tal Iht billinG qelr by IdOIR~ lOU'lhe, lh, llO.ncf chalGe 101 tach ~H ....Ithin Ihe billing ttelll To drl,llnllr lhl avellS. d'lly b.lallu shown on ~ou'
~llleml'nt. aod each dt~ 's Blllner !Including dilly fm.nct chalgei III the billing cycle ,nd 1I'\'ldl b~ lhr nlimb,f 01 d.ys In Ihe billing c~cle, 'Oil Cln n"lhply tlm .VIIlor dilly b.l.nc. b) lilt
lIumber 01 dan In lhr bllhn~ cycle and by Ihe d'II~' penodlc rile Ie Oft.rflllnr lhe lot,l .mounl cl ~CUI tlnllnCf chalge. 10' Ih. bllllOQ cycl" In c'lcullhll~ Im.ner ehllgll, .n .d/lItlll\,rll "".11
be made 101 In~' Ifltaochon llr p.~'mell~ that would hnr Iltemd lhf Imlnce chlr~r colcul'llon m . pllor bllli(l~ cyde hod It lJeel\ pc~ted HI Ihll e)clr. The" l~ no pello~ WltllIl\ I'I>llIch cr,dl!
eJlrndll~ mly br rl'paid ......ithout InClllflll~ . 'mllncr cholge.
Th~ c.ill' penoQlc lIIe is 0,0600', Coltl':pondulG 10 In ANNUAL PERCENTAGE RI.TE ot 21,GO~I,
Fen. V,'f will chargr your f,ccounl up Ie :13 lor: uch relurned pl~ment chec~: each check YOli I'I>'lle on )ClUI I,ccounl HIll WI IftU!n unp',d; IIch UO~ p..'nwnt old,1 01 r,n'Vt.1 01 \l/i.n
.r: orller; rich blllmg cycle wllhln which your Account It lleflnQurnl Hate Charge!. It you 1I111l1!1l COplt' 01 blllin, tllte!\lenlt Ihal Vtlll' 'lilt unl 10 YOIl 1001' lhln lhrn monlhl ..,ltr', w. tII.~
char~'. h.ndlmg ler of 12.00 for rich copy,
O.I'lIlt You will be In delault: i' ,Oli wef' not ellgiblt lor Ihl Accounl IIlhe IImr it ....11 O~lfl.l!; if ,ou 1,11 Ie cOt1\QI, wilh .n~ Pill ollhil Agrnmtfll; .lln~' Inlo/m,lion you glv' UI pIO~U
10 be incomplete Of 1.I~r; upon YOlir OUlh, bankluplCY, 01 Insolvency: If ~Oli lalllo pl~ olhll debtl when dUI, If . blnklUplCY pehllon.1 hlrd by or ';'Inll VOL:: Dr II WI britlvl In uoo~ f'llt,
Ihll ,ou m'l nOI ply 0' perfolm YOUf obligatIon: under Ihit A~lnmenl. On yOUf del.ult WI m.), wlthoullurlhllr dem'nd 01 nOllCI, r,anctf YOUI trldlt pn~II'gu, IIICI,I, ~OUI Account bellntt
immediatrly due anl! liIl.ble.lnt invoke any lemed~' we may hive, In the evenl 0' lOllr drhufl, the oUlstlndmg bllance on you I "'ccQunl Will conllllUI tt 'WUI! Inllltlll Illhl APRlll dur.luul!
in Ihe fln.nel Chugl milan ollhls Aglermeol. nrn It wr hIVe sued lOU to coliectlhr Imoun, you owt.
Cr.dlf Line, YOUf cledlt Iin' il specilllllllfom Ilmr 10 lime in. IIP,I.ll nollce, W, INY inmur Of Gemur ,our,cllldll hnr b,nd on Inlo'mlllIon WI obllln Irom ~1I11 or YOUI clldlt "tolca
YOUI IYlil.ble crrdlt il nonnally the dillerrncr belween yOlJf er.dllline .n~ you I Accounl bol.ncr (Including "ansecllons mIIde or .uthl/lII.d bul nol ylt pOllldt. You wll: nor un YOUI Accuunl
for, and WI mil~' frlust 10 honor. an)' tr.nucllon which wOlill! c.ust you 10 l'Icrrd your nallable credit.
Pfomfu to P.y, You prOfTllSl 10 PlY us when dlle .ll,mounts bouowed when ,Oll 01 sllm.onr .lu use your Accounllllur, illhe Imounl chllgtd ..carda YOUI p.lnlulonl, III Olhtr tllnUCllolI1 I
and chargn to your f,ccount, .nd CClltClllln coIlS we incuf InclulllOS. bUl nOl htTllel! Ie. lutoolbll .ttollle(~ leet .nd coull com. III you win Iht IIJII, wr Will ply ,OUI ,ulon.bl. .1I0rtl'l t
Ires .nd coull cl:st~.l
Chlngu, We may chlllge .ny pari olUm Aglermenl or III~ 01 rrmove "Qlllflment~ .Ilef nolice III reQuired b~' IIW, II we chang. Ih. Flnlnt. Chlrg.. lIIetlon ullhla Ao,utlMnl th. n.~
linance char;. Cllcul'llon Will .pply III your Whole Ac~ounl b.l.n;r f/om Ihe e"ectl~e dlle 01 the changr, whtlhl!f or r.Ol Ihp. ballne. Includtt Ilem, pcmd ID vnuf ACili!l!.!!!B!.!Jll! s!!f!l!J!
W!8ndwhelhllrOfnolYOlJCOnllllu.lousrlh.McOlinl.
C,ncllllllon 01 Areount At Irly limr .I'er .t leu! 30 oays noticr to you, or without notice if perlTllltd by IIW, we mIIY, ClIneI'I Ih. Account .nd your clllllt pfl~il.gll. .11 YOIll "'ccour" II
Clncelled, fmanc. charges and olhltf I,ee! WIll continue Ie be Imt:e~. ptvmenlt Will Conllnut 10 b, dlil, .nd .11 olhll IpphClble lIrO~ISfOnt Ollhll Agrumllll WIU liNin In ''''CI ~OU 'Ny
Clncel youI credll pnvll'glS by nOli,lymg ulin Wllltn; .nd plymg your ,nlUe:tll.menl b.lance by Ihe p.ymenl dur d.le on lhl, sllIlmenl which lI\cludu YOUI hn.1 ChlCkl, cuh .d~lnell
thltgn, 'nd ftes. Your tredlt ptl~lle9n WIll be c.ncrllrd .nd no Iddlllon.lllnance Chlfgtl Will b. In'lOolld, II ,OUI elldll plt~,ltvn 'ft Clntlhld you ml, no 10nUII Will. ch.c.. on ~O\Jl
Account. .nd you !hould destroy .ny unused check: wr bavel~su,d 10 you.
P,rlon.I'nfllrm.tion: Oocumlnts. You will giv. ut Illcu!lQ dayt nolice if you ch.no. your n...~, hornr or mliling .ddIIlU, lollphon. numlllll, or ,ob, YOll Will promptly UI~I UI inlofrNlIOI
.boul YOUl hnanml.lfus II wl,tk 10111. Vv. lNy gel such Intoltnallon horn othm, lI\cllidmg cadi I "portillO .u,nelu, .nd plO~ldl you/lddrus .nd 1Il10lm.hlln .boul ,our Aetountlo otll,fl
We may .1stl shall such IIll0rmallon wllh our .1l111.tes. II you lal! 10 tulIllI .ny 01 yOUI obhGlllons Undtl IlIls Agrurnenl. . ntgalt~r clldll repon IIIl,wng on your Clldll r'COld In'y b. lublTllt.d
locredllltporlin;agrnciet.
Cutlom.t SI/vic:.: Unlulhorlud Urn. Lou. or Tne'l 01 Ch.cks, )eu Will ufegu'fd ,II Chll:ks hSlled Ie yOIl "om Ihflt. II you dls:o~tr 01 suspect Ihlt .ny ullliud chlck~ 'UIOlI 01 Ilol.n,
or lhlllhrre mll)' be an uneulhorll.d HanSlCI'on on ~our Accllunl, you Ywlll nOIl!y u! plompll~' b)' leltphonlOg 1-8009604 9212. You Will phuna. tv.n Ihougll you mIIY nOllly UIIII WIIII/I;. III
we tin tel Inllo IifTllllotsr: .nd hlblhly, If you f'POr! or w. su:.otCI unaulhorlllld un 01 youf I.ccounl, WI may suslltnd your CI,dll p"~II'Ol!1 unlll w. Illolvelhl plobhlm to our "1II1'~;tllll
To implove cuSlomer nrvicelnd "cullty, YOII .glrr Ihal youl clll~ m,y be mcnllOf,d 01 reeo/dld,
SlOp P.yment Ordlts, II you wish Ie SlOP p.ymtnl on a check. you m.y Sl!n~ u~" slop p.ymrlll order by Wlltl1lG 10 U, II our .ddlm 10/ customtl IIIYICI Iillld on YOUI bIll. You tin ItlU~
t SlOp po,menl o,ael 01111, by Clllm; Ihe numbrrlimd on YOUI ~lltemrnl. Wnen YOli fT\Ikr . ttop paymenl ordlr, you rTlnl plo~ld. your AccDunl nurTiJ.r .nd Il1lClhc IIlIQIINI10n .bour II).
chrck: Ihe lIecl .moun!. tile dlle on the check, Ihr namr 01 tllr Piny 10 wllom It ......,~ lI.yable, Ihe n.me ollh. pelsnn who tlgn.d II. .nd Ihl ch.d numb.r You Mill bll ....d ICI ,un Ill/I,
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JOEL STSINMAN, SSQUIRE
Attorney I.p. n62042
MELVYN S MANTZ & ASSOCIATES,
25 East State Street
Doylestown, PA 18901
215/348-5200
ATTORNEY FOR PLAINTIFF
First Deposit National Bank
Plaintiff
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COMBSRLAND COUNTY
COURT OF COMMON ,PLEAS
VS
MICHAEL C. KELLY
Defendant
NO. 97-4741-CIVIL
0 R D II R
AND NOW, this -,~~ day of ~, 1998, upon
consideration of the Plaint if f' s Motion to Compel Answers to
Discovery in Aid of Execution, pursuant to Pennsylvania Rule of
civil Procedure No. 4019, it is ORDERED that Michael C, Kelly
serve upon Plaintiff full and complete answers to Plaintiff's
Interrogatories in Aid of. Execution and Plaintiff's Request for
production of Documents in Aid of Execution within twenty (20)
days of the date of service of this Order,
BY THE
. .' ,
JOEL STEINMAN, ESQUIRE
Attorney 1.0. >>62042
MELVYN S MANTZ ~ ASSOCIATES,
25 E. State Street
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
First Deposit National Bank
VS,
Michael C. Kelly
P.C.
cumberland COUNTY
COURT OF COMMON PLEAS
NO.97-4741-CIVIL
INTIRROGATORIIS FOR DISCOVIRY
OF ASSITS IN AID OF IXICUTION
TO~ Michael C. Kelly
26 Longstreet Dr,
Carlisle, PA 17013
Because you have failed to pay the full amount of the Judgment
previously entered against you, the Judgment Creditor, to whom you
are indebted, has a right to attempt to enforce the Judgment by a
Judicial Sale (Sheriff's Sale) of your assets and has a right to
inquire concerning the existence and location of those assets,
Therefore, pursuant to the a~plicable Rules of Court, you are
required to make full and complete Answers to the questions set
forth in the following pages, 'rhese Answers must be made in
writing, under oath, within thirty (30) days after service upon
you.
You are warned that, should you fail to do so, the Court may make
an Order imposing punishment for Contempt of Court,
If you have an interest in any property which would refer to any
question set forth below and that interest is owned (and/or
enjoyed) by you with another, you are required to answer the
specific question noting the interest of the other person
including that person's name, address and telephone number.
Please, if you ,do not understand your duty to answer these
questions, you should consult a lawyer. If you do not have or know
a lawyer, then you should go to or telephone the office set forth
below to find out where you can get legal help,
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1. REAL ESTATE: Does the Defendant have an ownership or interest
in any real estate anywhere in the United States? If so, set forth
a brief description thereof, include the structure and lot size
and type of construction/ the location, including the state,
county, and municipality/ the volume and page number of the
official record thereofl and state further whether the Defendant
owns it solely or together with any other person or persons and
give their full names and addresses, Supply the current value of
the properties and the basis for the valuation (estimate, tax
assessment, appraisal, etc,). If any of the above properties are
mortgaged, supply the names and address of lendel's / the date and
amount of the mortgage, where it is recorded, the monthly payments
and the balance now due. Also, supply the purcha3e date, purchase
price and the name of the party from who the property was
purchased.
2. TRANSFERS OF REAL ESTATE'1 In the six years preceding to the
date of these Interrogatories has the Defendant transferred any
real property either by sale, gift, exchange, or otherwise? If so,
please give a description of the property so transferred, the
method or manner of transfer, the name of the person, firm or
other entity to whom transferred, the consideration or amount
received by the Defendant and the time of the transfer.
3, TRANSFERRED ASSETS AND GIFTS: If, in the preceding six years,
the Defendant has transferred any assets (real property, personal
property, chose in action), not covered by the immediate preceding
interrogatory, to any person, andlor, if the Defendant has given
any gift valued at more than $250,00/ of any asset, including
money, to any person, Set forth, in detail, a description of the
property, the type of transaction, and the name and address of the
transferee or recipient,
4, AGREEMENTS: State whether the Defendant has any agreements
invclving the purchase of any real estate anywhere in the United
States. if so, state with whom this agreement is made, and state
whether or not any personals are joined with the Defendant in the
agreement, Supply full names and addresses of all parties
concerned, If the said agreement is recorded, provide the state
and county of recordation, with volume and page numbers,
5. ACCOUNTS RECEIVABLE, DEBTS, NOTES & JUDGMENTS I Stat~ the names
and addresses of any and all persons whom the Defendant believes
owes the Defendant money and set forth in detail the amount of
money owed, the terms of payment and whether or not the Oefendant
has written evidence of this indebtedness, a~d if so, the location
thereof. Also state if the matter is in litigation, and if so give
full detai ls. If the Defendant holds Mortgages or Judgments as
security for any of these debts, state where and when such was
recorded or enteredl and the County, Book, Page number and term
where recorded. If the Defendant holds this Judgment or Mortgage
jointly with any other person or persons, give their name and
addresses,
6. INSURANCE, State whether or not the Defendant is the owner of
any life insurance contracts. If so, state the persons whose lives
are insured, the serial or policy number or numbers of said
contracts, the face amount, the exact name and address of the
insurance companies, the named beneficiary or beneficiaries and
their present address. If the Defendant owns this insurance
jointly with any other person or persons, give their name and
address, State whether such policies are term, whole life or some
other type of policy. State also whether such policies have any
cash value and whether there exists any loans against such
policies and, if so state all amounts.
7, GOVERNMENT, MUNICIPAL OR CORPORATE BONDS, State wheth~r or not
the Defendant owns individually or jointly any corporate or
governmental bonds. If so, include the face amount, serial numbers
and maturity dates and state the present location thereof. If the
Defendant owns any of these Bonds jointly with any other person or
persons, give their name and address,
8, SHARES OR INTEREST, State whether or not the Defendant owns any
stocks, shares or interset in any corporation, or unincorprated
association or partnership interest, limited or general and state
the location thereof, Include the names and addresses of the
organizations and the serial numbers of the shares or stocks. If
the Defendant owns any of the stocks, ~hares or interest jointly
with any other person or persons, give their name and address,
9. DEPOSITORY ACCOUNTS: State whether or not the Defendant
maintains any checking, savings, or other deposit accounts. If so,
state the name and location of the deposit institution and the
branch or branches thereof, the indentification numbers of those
accounts, and the amount or amounts the Defendant has in each
account. If the Defendant maintains any of these jointly with
another person, give their name and address.
10. SAFETY DEPOSIT BOXES: State whether or not the Defendant
maintains any safety deposit box or boxes. If so, include the name
of the institution, branch or branches, and the identification
number or other designation of the box or boxes, Include a full
description of the contents and also the amount of cash among
those contents. If the Defendant maintains al~ of these jointly
with another person, give their full name and address,
11, PERSONAL PROPERTY, State whether or not the Defendant owns
personal property, Include a full description of all machinery,
equipment, inventory, furniture, fixtures, furnishings and any
other items of personal property with full description, giving
full value and present location, State also whether or not there
are any encumbrances or liens on that property and if so, the name
and address of the encumbrance or lien holder, the present balance
owing on that encumbrance and the transaction which gave rise to
the existence of the encumbrance, State where and when the
encumbrallce or lien was recorded, If the Defendant owns any
personal property jointly with any other person or persons, give
their name and address,
12. RENTED PROPERTY: Is any of the property of the Defendant
rented to, leased to or otherwise in possession of a third person?
If so, state full description of the property; the name and
address of the person, firm or other entity who has possession of
the porperty; the circumstances and reason why the property is in
possession of the third person; the consideration or payment
received by the Defendant; the name and address of the person who
receives the rents or other consideration on behalf of the
Defendant,
13. MOTOR VEHICLES: State whether or not the Defendant owns or has
any rights in motor vehicles, Include a full description of each
.
18. ,Where does the Defendant live?
a. How long has the Defendant 11 ved there?
b; How much does the Pefendant pay for rent, board, services,
etc.?
19. Is the Defendant a member of any club?
a. What are the dues?
b. Are they paid?
20, What salary or inco,ne has the Defendant?
21. What is the occupation of the Defendant?
22. Is the Defendant married?
a. Has the Defendant a family?
b. How large?
c, How many are dependent on the Defendant?
d, With whom dOEls the Defendant live?
23, What money has the Defendant received within the last sixty days
from any source, and what has the Defendant done with it?
24. Does the Defendant have a bank account?
a. When did the Defendant have a bank account?
b. When did the'Defendant last draw a check?
25, Has the Defendant anything in pawn? If so, give all details.
It
26, Has the Defendant made a Will?
a. When?
b. Describe all property devised in that Will. '
27. OTHER ASSETS: If the Defendant has any assets which was not
disclosed in the preceding Interrogatories, including but not limited
to rights and co-rights, patents and confidential and secret processes,
please set forth all details concerning those assets including
all recorded findings and proofs of ownership.
28. Have you in the past two (2) years submitted to a financial
institution/stock broker/banking institution either a personal or
confidential statement?
a. If the answer is in the affirmative for each
personal/confidential financial statement submitted, state:
1. To whom it was submitted,
2, The date it was submitted,
3, Attach a copy of said personal/financial
statement,
29. Are you either the owner or beneficiary of any life insurance
policy? If so, each life insurance policy state:
a. 'The name of the insurance company which issued the policy.
b. The date the policy was issued.
c. , Whether you are either an owner or beneficiary of the
insurance policy.
d, Attach a copy of the declaration page of the policy,
30, Do you hold as the morgagee either individually or jointly with
others, a mortgage on any real estate?
If so, as to each mortgage state:
a. The description of the real estate.
b, The date on which you acquired the m0rtgage,
c, The original principle amount of the mortgage:
JOEL STEINMAN, ESQUIRE
Attorney 1.0. U62042
MELVYN S MANTZ & ASSOCIATES,
25 E. State Street
Doylestown, PA 18901
(215) 348-5200
ATTORNEY FOR PLAINTIFF
P.C.
First Deposit National Bank
cumberland COUNTY
COURT OF COMMON PLEAS
VS.
Michael C, Kelly
NO.97-4741-CIVIL
PLAINTIPP'S RIQUBST POR PRODUCTION OP DOCUMINTS
IN AID OP IXICUTION
TO: Michael C. Kelly
26 Longstreet Dr,
Carlisle, PA 17013
Pursuant to Pennsylvania Rules of civil Procedure 4009 and 3117,
you are hereby requested to produce below the listed documents
and/or items for the purpose of discovery of assets in aid of
execution. This material will be examined and/or photocopied. The
documents/tangible things are to be produced at the Law Offices of
Melvyn S Mantz & Associates, p,C" Suite 101, 25 East State
Street, Doylestown, PA 19801 not more than thirty (30) days from
receipt thereof.
These requests are not directed merely to the person or party
whose name appears above, but are meant to include that person's
or party's agents, servants, insurers, employers, employees,
investigators, attorneys, and others similarly situated to the
person named,
In addition, although the request seeks these documents within the
next thirty (30) days, the request should also be deemed
continuing, in that if there are further materials which come
under the purview 'of any of these requests which are obtained
after the time of their production presently, the materialo should
also be furnished in accordance with this request,
If any documents required to be produced is claimed, then the
items to be produced for inspection and photocopying are:
1, Any and all documents,
you reviewed or referred
records, evidence and
to in answering the
everything which
Interrogatories in
Aid of Execution which accompanied the Request for Production of
Documents.
2. Deeds of all r,eal estate owned by you either solely or jointly
with others.
3. Documents of title for all autQmobiles owned by you either
solely or jointly with others.
4. Your United States and Pennsylvania ~ax Returns which you filed
solely or with spouse including all W-2 Forms issued to you and
IRS 1099 Forms issued to you either jointly or with others for the
following years~ 1993, 1994, and 1995,
5. Bank statements covering all demand deposit accounts in which
you have an ownership interest of any kind,
6. Balance sheets and statements of profits or losses for the last
two (2) years showing all assets owned by you during the said
periods as well as the results of the operations during said
period.
7. A 'schedule of
receivable. Such list
debtor, the amount of
all of your
shall include
the debt, and
accounts receivable and notes
the name and address of each
the terms of payment.
8. A schedule showing in detail all items of inventory
you, such schedule shall include a description of the
inventory, the cost of the inventory, its present location
present value.
held by
type of
and its
9, A list of all safe deposit boxes which is held either
name or jointly with others, Such lists shall include the
the box, exact total, the number of t.he box and the
address of the institution in which it is located,
in your
name of
name and
10, A list of all of your assets pledged as collateral for loans
or other obLigations owned by you. either solely or jointly with
others, Such list shall include a descripton of the collateral,
its value, the name and address of the institution or person with
whom such collateral is pledged, and the amount of the obligations
secured by said obligation.
4, Both purties shull be entitled to sOllle period of tillle with the child III
ceh:brute his blrthduy, The purent who is not In custody of the child on his
birthduy shnll be entitled tot!. full duy tn cclcbrute his birthduy which shall occur
within five (5) duys of his birthduy,
5, The purties shull ulternute the l11ujor holiduys. those holiduys being
defined us Lubor Duy. Thunksgiving, Eustcr. Mel110rlal Duy. and Fourth of July,
This alterllutil1l! holiduy schcdule shull commence with Futher having Labor Day
in 1998,und shull ulternate thereafter, These pcriods ofhollduy visitation shall be
frol11 9:00 U,I11, until 8:30 p,m,
6, The parties shall shnre the Christl11as holiday such thut Mother shall
have the child every Christmns l!ve from 9:00 n,m, until 10:00 p,m.. and Father
shall have the ehild thereafler,
7, Fnther shnll hnve the child on Father's Day nnd Mother shall have the
child on Mother's Day, These periods of visitation shall be from 9:00 a,m. until
8:30 p,m,
8. Ench pnrty shall be entitled to two uninterrupted non-consecutive
weeks ofvacntion with the child, The parties shall provide each other with thirty
(30) days advance notice as to whcn they intend to excrcise these periods of
visitntion,
9, The parties shall shnre the trunspor,ation such that the party beginning
their custodial period of time shull pick up the child,
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