HomeMy WebLinkAbout97-04843
$~4)32.ll() ullthe premises hereinaller described, said Mortgage being recorded in the Ollice of the
Reeurder ul' Deeds ufCumbcrlalld County on May 17, 1993, in Mortgage Book Volume 1135, Page
~l ^ true amI currect cupy of suid Mortgnge containing a description of the premises subject to said
Murtllulle Is murked E:lhibit "B", alluched hereto and made a part hereof.
~. Blink I Jnited assigned nil of its right, title and interest in and to the Mort!;age and
Nute tuI'llIilltill'pursullntto u certain Assignment of Mortguge recorded with the Recorder of Deeds
Ol11ce ufCumberlllnd County on August 29, 1994, at Mortgage Book Volume 480, Page 980.
(,. Delcndllnts me the record and real owners of the aforesaid mortgaged premises.
7. Defcndants nre in delilUlt under the terms of the aloresaid Mortgage and Note for,
inter lilia, fililure to puy the monthly installments of principal and interest when due. Defendants are
due lilr the April. 1997 puyment.
8. On or abuut June 5, 1997, Defendants were mailed Notices of Homeowner's
Emcrllency Murtllallc Assistance Act of 1983, in compliance with the Homeowner's Emergency
MurtllaKe Assistance Act. Act 91 of 1983. Truc and corrcct copies of said Notices are marked
Exhibit "C". ullached hereto und made a part hereof.
9. On or about June 5. 1997. Delcndants were mailed Notices of Intention to Foreclosc
Mortllalle in compliance with Act 6 of 1974. 41 P.S. ~ 101, Cl seq. True and correct copies of said
NOlicC5l1re marked Exhibit "0". attached hereto and made a part hereuf.
10. The amounl duc and owing Plaintiff by Dclendants is as lollows:
Principal
Intcrc511hrouilh 8/4/97
Lale Churllcs IhrmJllh 8/4/97
liscrow Deficicncy
Ihroullh 8/4/97
Allorneys' fees
Tille Search. FurccloslJrc
and Exccution Custs
TOTAl.
$ 52,231.52
$ 1,684.61
$ 134.75
$ 69.35
$ 800.00
$ 1.500.00
$ 56,420.23
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I. 1'lt,II11'nl III Prlndp.I,llJlnl'~lllnd 16&11l' I hli'lIr. Ij"r'''''''1'1 \hJIl P"~ Iol.h(l\ ,IIiC tIll' prrrh.ll'oll 01, ll/1l1 rflll:re\II!J1.
tlK ,ld'l r\-uh:ult.1 h) !he NulII' IUlIJ Jull' .llllflt"\ dll<' un.lrllhr ~lllc
2, Mllnlhl} pll}lntnll 01 Tun. III~unU1u Mild lllht,<< 'hlttllt"... U'JlItlIH'r \h,IH mdu.Jr lIJ ul..h rIlUfllhl)' p.)mrnl.
III~clhu ....llh Iht pnll<':lpllllllld lI11erul Il.\ '>tl 10l1h In lhr NIIle nlllJ 1111) I,'t lhilrMu, lU\ lIlalaUmtnl ilf U1) la) laAta lilt!
'Ilel I,ll w\'l'\'ll\rJlh Inltd u' 10 be k~lrll ullull1" III.' 1'l"l'trt~, th)lril\elrlJl<J 1'1l)lIltnl.~ or Mllluml rrnb OII!hr PrOprllY, llIld
r,! prl'lIl1ullh lilt lrI~urllll<.:e rt~ulreJ b)' l'luagraph ,I
I',(,h 1lI"nlhl) lI1~lall/llelll for Ilerm hi, Ihl ;!nll III \hollll"~IIiI! onr.l....dllh <lllhe II\IIUIII amo.unl..,,,, rrlL'l)nilbl~
e~IIfI1.lled b) Itll.ler, ph.lft ll/I IlIl1tJU1l1 \ullillcBl IIf 1lI,IIfllall1 IIU ",MrIlO/IIl! hlllll/lt.:r L1f' nlll milrt, lhan ooc.tiuh ollht
1I'\llIllllled IlIl1llUnl&, 'l1le (ull atllluftl amllUlll I, 'I elk.h IItm ~hllJJ he ",<.:umulllltd h~ l.endcr Ilwl1hm I prnod erkhn, onr
Il1tJlllh heltlte lUl Ileln .....uuld ~IJJllt JtlHlllueru 1 (11,ltl' ~hllJ hohJ mil' ilIl1Ulmt~ (ull<<lr~ In IlUfttlU pa~ Ilrma ('), (b) IIId
II..' J hefllrt me) ~<.:ume dehnquenl
11'111 all)' unll: Ihr lolal u( the: PA)II1(nl.~ hr.ld b)' ltn.lrr for llcmft (1).lbllllld Il). t'lwt1hU .....ilh!he! t'ulun monthl)'
pll.~menl' fur ~u<.:h III:mt pll~lhle to [elldtr pnm hI !he dut d...tcl of lu(h lIernl, ul;eedA b)' mort than OItC.ftI.!h lht
c\limllled Il/lwunt I)f pll)'OlCIll.l rrqulrYlJ 11.1 pa)' ~w,:h Ilelnl ....hen ~UC, 1Il.J if ~)lIItnl.!. 00 !he NOIllU't <.:Utftnl, lIlen lender
.hllll euher refunJ !hII' nee.. uur 'nle ,uth of the raumltrA pa~menu III erYdit the nce.. ou, one.I\.1h of lht Clumlt.ed
pll)lIIetltn 10 ,u~t4uenl J>4l)'lIlellll by fJilnl/lloCr, "Ithr upuon IIf BOm.!wer, If the IOC&1 ot the pI~JJlllnll",*Jc b~ Bo"ov..-er
fur Ilem flll.lhl. or <;) II InlUffidtllllll pa) thr IIII'm ....hell due, lhen Borru""rr .hllll pay It) lrnder ao~ Anmunt neuu,v)' 10
IIIllkc up Iha: tlrfkltll9 0.1'1 1)1 bdt)l'( Ihr .111111' tht IIt:m hr~'lIllU dull'.
A, U\tJ IlIlhl~ Seo.:urilY hlllU'Ument. "St<':n"tat)''' munlthe Se<.:n:lary ilf II11U~1I1W IUIlJ lJrblUl De~clopmrnt or hi& or htr
.111~1~llee. 11lll/1) )tlr III 'oIIh.lo.:h Ihe l.4:l1.ler mu~1 pll)' II mmlllllllc in~urlUl<.:e prcrll1u/ll 1.1 !.be St<.:tClary, r.,.h 1000lthl)' plymrnl
\hllll IIll1i) IIlduJt euhet: (I) an ln~'llJlllltnl of l.hl.. IIlIlUII mllr1l1lwe ln~urlll<.:e premIum 10 be: paid by Ltndrr III the
Sc<.:rell\.t). 0' Ill) .. monlhl)' (hlllWe InMrlUJ of 1I rtJurljalle Imul1t/l(;e ptl:mlUm jf thi~ Se..;unl)' InMNmtnl It held b)' the
St'ncliU')"_ Fll\h llllllllhl)' inlllllllllenl ollhe nlllrljawe 1I1111rllll~e premium ~hllJl be: iUlI.llll/ll0UI1l ~uffil;ienl to Il(unlUlQlr thl!
lull ;U111\J1I1 lIHHtllllwe in~utl.n(;e I'rrllllum Ilollh 1.1!lhltr 'lilt month poor 10 thr dllle Ihe full Illlnulll mllltlair Inlurant.:c
prrllllum I~ dull' 10 Ihr Set.'tthU'y; or If lhl~ SnllTlI)' JI"lrtlUlrnll5 htld b)' the SC4:rl!lary, (JIl:h mOllthl~ I..hlUlr thall be In an
IlIllUurII rqulll 10 one-Iwelfth of fHlt.hAlf pcn.:tnl of Ihe ul.lI~llIr1dinll prin~lpaJ ballfj(e .lUll' on the Note. '
If Borrollorr ItndeJ'lLO under Ihe full p;I)'OIel11 of all ~um. $Ccuretl by !hil S<<urll)' InlllnUntnl, Bonuwr," .tl:count
\haJlbe: (redlltd With the balanl.:e rel11l1l/lll1l1 tt)J all, In~lallmrnu (or ilema (a), (b) lUId Ic) and an~ mortllle lnllurance
prrmlum IObtallmtntlh&l Lender hu nol het;oll1e ohhjiltd 10 pll)' 10 the Secretary, and Lender ahall prompd)' rerund all)
rJcru fundlllo 8orrower. Irnmediatel~ prior I,) 11 filredolun! ,llIe or the Prnpert)' 0' it. acqullitioo by Lender, Borrowt:r"
Il(l;uunl bhllll be c!'Wlled with an)' ball/l(t' remlllll/II for .1IInM.aI1mcnll lOf 111:/1\1 (I), tb) and (c),
~A IItllllon of PaymtQlt. All plymtnt~ undrr Plr'a1rl,Ptu I and 2 ahall t;,e applied b)' Lender AI (OUOWI:
,10 the mortlaae WUra/Xr prrmluOl 10 be pwJ by lender 10 the S<<rel&ry or 10 the Ulonthl)' clwJe b)' the
~~_c_re~1U)' rnMud o( the monthly monalle l/IbUranCt prtm.lllm;
~, to III)' we.. spedAl a.'~ftsrnrnl.\, lea,w:hold pa)'menl..'l or Ifoullll renlJ, and tire, noocJ llIld oUM:i hUMd
inaururn:e pNmiuml, III n:quiretl;
IWB.C. 10 jlUtn:31 due: untter tlte Nole;
tul.!.RIll, 10 amortization of the pl11lt:lpal of the Note;
flfnl, III I.te ctw"ict due unde, lh~ NOIe.
4, Fin. Flood and Othet "surd l&lItanet. Borro\l;tr shall inaure all impro\lemen15 on lhe Propert)', whew, now
in CJl,Ulellce or fubr.cquentJ~ erecled, 'jain31 any haurdt, cuualries. IIld contingencies. ifl(ludinl fire. for v..-hich lender
requirtl inlluran(e, l1tiJ. inturan(;e Ihll ~ rnlllntamed 1JI the 1I1lOU.r115 and for the prnoda that Lender l1:llIu.lrU Borrowu
shalllllMl imurr.n impro\lrmenl1l on the Pto~t1)', whether now In c.i8lencc or 3ubatquenlly rm:tcd, aaainlllon b~ flood,
10 Ihe l:~lenl required b~ the Secrelary, All In~UrllJlt.:t ,hall be cllIlied wilh o.:mllpllliu IIppro\led by l..e00u. 1lw: lruuranc.e
polidrs lUld l/I~ rrnewals ahlll ~ held by Lender IlI1d shall include Iou pll~lble clauses in (lI\1iK of. 4J1tJ ill I fonn
Il(<.:eplllblt: fO, lende,.
In Ihe e\ltnl of lou, Borrower ~hllll livr Lender immeJlale notke b~ mail, l~n,jer mllY make proof of 1011 if nol
mllllc pro/l1pll~ by Borrower, Eu..:h in~unul(e <,:olT1pan~ <.:on<.:cmed is hrreby Illlhoriud and direcled 10 maie p.ymcr.r for
such Iou din:clI~ to lender, lnaleat.l of 10 BorrolAler IlIld 10 Lender JOIntJy. All or any I-'If1 o( lhe U1surlllCt proceMa mlY be
Ipplled h)' Lender. II iu option. elt.her (I) III the redu<.:llOn of the rndeb:ednes3 under the NOCe and w. Securiry lnatrwnem.
n"1 10 an~ delin~uent llInountl Ilpplled in the order III Paragraph .l, and !hen 10 prepllymcnt of priJlt;ipal, or (b) !l) 1M
n:51onuion or n:plllt of the damlged propert~, Any applt<':lluon of the pnKcel.b III the pnJlCfp41 !\hall nol ut.end 01 postpune
the due dllt oJf the monthJ)' pI~tnll'-nlJ Whl(h IlIO: n:(errrJ lu in Paragraph 2. or chanlle the amounl uf mch paymellfJ. Any
uceu insu'lIIce pnxeellll o\ler lllI IJ110W11 I"el{UIre'~ 10 pay all OtJl.sIAlIt.hni Ilukbtedneu under lhe NOle Illlllhil Securi[)'
Imlroment shall be paid 10 tht entil)' ltgall~ enli!le(lthrrclo,
In Ihe e\lenl 1.11 fon:c1osutC of thj~ SecunlY In~t",mellt ur olher tran.~ft'r uf title In the Propeny lhal urinKUIfthel the
indebledneu, all n&hl, litJe and inferest of BOJTIJlAler ill ,md Ii) infiurllllce pohCle~ l/I forl:e 8hall plW to the pun;huet.
,5, (k(uparlty, PrtHnatlon, l\blnlenltnu and fr'lledion or thf Propfrt,.; Borrower" 1,OU, ApplkJrUoa;
I.t8Hholds, Borrov..-er shall OCl;UPY, e~llIhh1h. lI/lll U'l' lhe- Propeny a.1 BorTUYlers pnrx:ipal msi,k:occ within si~lf daYI
l&flrr the ueo.:uuon of !his Se.:unlyln.11Jlll11rnl ilnd ,111111:()I\llIHle hl o..;cupy lIlt Ptolpeny IL'I B'Jrrowerl prilldpaJ re.tdence
for illlelllll one year lIf'te-r lhe dale of (xr.u~'lIn<.:y, \lJlJe,~ Ihe St'<.:le'llry delr.nlllne1lnl8 ft"fIUiremelll will call~ undue hardahip
for Borrower, or unlua eXlrnullling (If(um~l;llIas eXI,1 ....~)j!.:b are beyond Borrowerl (I/flfrol. Borrower shall notify
le,ldet'1 of M~ e.'enualina: clrcumslal\t:es, 'ilOfToW~r \hllll not commJl wlUte ur rle~tro)', 'Iamawe or ~uhat&ntiall)' chanle
Ihe Propen)' 0' allow thd Ptopen)' to <.Jr.lerlOralr. rea:;l)f1a,le '4-e;l( lllltJ ttlll Ul"rple!/, Lender may inlpecllhe Ptupeny ilthe
Propert)' is vaunl or Ilbandoned or tilt 101111 i1 In default Lemkr may Illkt rta~\lnllble ~tioo to prot<<l and pn!lCf\le loch
vacWlI or ablllllluned Property. BOnlJ14-er \hall .tho he IJl ,!eLmlt If nllrro'4-er. during tfu!.loan application procell, ,a\le
materlall)' falle or InaCcurale U1fomHllltHl or \t.alt:r)\tnIJ It.) l.erukr (or fllleJ 10 Ptf}VI.k: Lentler ....Ith An)' malenal
lnfonnation) m connection with the 1"IU1 eVldell(;~J by lhe N,)[.... indudin~. hut not limltel.llo, I'CpreiM:nlationa COflC-tmJ.n,
Borrower's occupan()' uf me Ptop\"rty as 1$ frillt;iplll re~illeTll:e If !hiJ St:'c\ltil~ Inr!mment 1111.10.. 'easehold, Borrov..-er.\hall
comply WIth lhn pruvllionl 01 Ihr: l~lL\II' L Borro.....er IUjlrrre5 fee IIIle to Ihe Pr<:peny, tlte h:ur.hoIJ and (ell Ulle ahaIJ DO(
bt! mcrsod unlrts lender lareesul the: mr.q"er in wnling
6. Chlttil!lllO Borrowfr .ad Prnl<<lllln (It l.tndtr', Right. in tht ProPfrt,_ Bor-ru.....er .hall pa)' all jQvrrnmcntal
ilr municipal chllJKes. fines and IInp(l~ltil)n~ lhllt ;ar~ r1nlllKllJdo:'d in Ptl~i'""ph 2, Bomlwrr ,hall pey thele obli!f;ifiOl\l 00
time din:ctJ:t III the enUt)I whkh IS ow!:.l the pll)menl If (allul"~ hI pay w\lUld tt.lvenely affect lniderl Internl in the
Pt1lpert)', up.:m t.en.hrl ret.jllul 8'lrnJ\~tr '1111111 promplly (unll'ih to Lender ra:elplt evillr:n.::iny: 'heae paymenfl.
If Bnml'-"er fllllll III make Ihe1lt vaymel1r.~ or die pa~nlrlll~ re'lUIi"l'tJ by Panlraph 2, or falla 10 perfonn any other
cO\lenll/ll:\ and ill~rmtnll":ofllalfl~ll 111 !hI' 'ieumry lll~lnlmenl, or there IS illeltill pj\"~:eedin. thai 0111)' ,illl1itkantJ)' ..tfec<<
lrniler'5 riKhL. In the Property (111(11 .1\ a pro<.:eedlll)j in hllUkruptcy, for ..:owlenuuH!ofl or II) "n(orce la"'l Of rellll..llLiocu),
Ihen Lender mllY do and pll)' whnte~er Iii ne<.:e\\llr) ro pH-'It'd the \lalue of the Ptove-ny 1/l11l.cnder'lr n&hll in the Plvpetrty,
llIdulHng puymrnl of loUe&, hllLlIJ Ulilllrllllt:e Ind .)IJ1I:r Ilrm1 menuone.llII PilrlllJuph ~.
An)' amllUIILi dilhuned b)' lender limier lhl~ P'aulraph 1hllll bewme lUl I&tltlili'lnul debt of BOfTQwer and be tecw-.d
h~ lhl~ 3ecunt) In~lnJment. 'l1iese smnunl3 ,hllll hur 1I11tre~t fnlm the Jule of Jifthur'ieJnlfnl, II the NotlIl '.11I, IIIlI " the
oplion or Lendtr, ,hllil be immedlalely due 1lI1.1 pll}lahlr
1. <:ond,mn.Uoftt. The pnx:eed.~ of any ,lwarJ or datlll for rlllrnulin. Jjret.:f 'If CllI1Metlu~nti4.l, i.n Cntln<<lioo with 11I1'
\:nnl!l'mnlltion or nther takinll of IUly plln of lhl! Prllpcl1}1, or for <,:oll'lleyanu in plllt:lI' ,If (ontlemnanon, .... hereb)' ualaned
ami ,hull be pmd h) lender 10 the Ulrnl of the full "muulIl uf!he IIItlebledne~~ thllt renlluns unpwd under CbI NQbt and ltlla
~e{:umy In~trument Lender 'hllllllpply ~ud. pr,x:relb h) thr rC'O.IUelllln of the Itllle:bttt.lsle&lIun.ler lhe NOCd anti mil Security
. 11'IMrumtlnl. finl 10 ll/l)' llelinquenl W"IlfluntJ apphr.J III lIIe order pfO~ldcd In f;raJlnphl, 1t1d men 10 Pftl*ymenc or
prinoDIII. AllY application or the plllt:elld, to rhe prlll(lpl&1 ,h,,1I nOI ulf!nd or poalpOlle the due daM of the mllnthJy
IptlM,/,of4J'ol'tIS!
j:jO< t 135 PICE ~11
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l'o.l~I1,"I1I~, Il.hldl att rd(,llt"J hI III PIlIUM/Jllh .'. '"~ ~h.Ul~C the ulI10unl 01 ~u~h pa)lIltl1h All) th:C:.~~ (lll)o.ttd, o\rr Itl
,1I1l11Ullllt'ljUllt.J III jluy .11 OUIMlUhlllljj Ill' It 'I(',IIIC~~ lJlI,kr Ihe Note Il.nd lhl~ St'lU/lI) In~lrt1l1lC'nl dll.lI bt plUJ 10 ltll~ ('nlll)
.tclIillJ)l'nllIJt-<llhrrrlll,
H. hn. lC:JliJu lIlu)' mlJt..:t fc('~ Wltl dlilll1.r~ ,lluhllrl/(J hy lilt Srortll1)'
Y. (jround, rur Aculrtlllun ut l)fhl,
hl,l)d.ull. lrmlcf Inl.l)'. thrpl il~ 1lIl\lled,h) [tjjulJlIllm l\~uC'J II) the ~t~rtlilry 1II11le UIoe ilf p;&)'IIIC'nl ddJull.\,
IC"Ilmr lllllllctJllltr pll)nlrlll UI 'uHlir all \Ulm \r~'urr.J h) thl' StlUnl)' IllUnllnrnllf
0) Uomlwcr JdllUllb by f;uhnlll" PIlY III lullll.ll)' 1l1lHllhly PIi)lIItfll J1:lluirrJ by Ihi~ Stl'UlIIY Imu-unlcl\( poi.'"
IU III un tJ1r due dale tlt ttlt nul mllnthl)' PU)lUtlll, or
Il,) Rom)..r, lkfluh. 11) flllhnw. hi' it Ik'rhlo.lu( 1I11n~ ,III)'!, III perfl)nllll./l~ ulher ubhllllllml (t)nl~inc<.l tn 11m
Sr,;unl)' InMnJmenl.
Ih) S.I. ",'llhoull.'rtdll '~PP'II\IlJ. I nhkr ~hllll, II petHlIlIclI b)' Ipphl,;llble 111'4' lIond "'llh the pnur Ilpprmlll uflht'
St'(rt'lill), rCljulre llIlrlle.tlllle PIl)nLtl1ll1l lull'll.lll the \UlIlft 'oCI,;UICJ b)' um Stl,;Unl)' In.\lrument If
OJ All or pan o( the P'llJIll:rty, I)f iI hem'rllllll 1l1Irrr~llll. It\UI o..mnw Ililur plU1 of the P,open)', l~ 'lll~ ur
ulhelWlllC lnmferred (uther U,lUI hy '\c~IM~ unJnlellt) b)' lhe DOrN'Ner, Ind
III) The! Propcn)' II nol "Huple,1 hy the plltl:hL'lCr or ~ranlec U N' or her pnndpII re.ldence, ur the purlhawr
or IlllUllee dUel ill 1)l,.(UP) ,ht 1'I"IKI1) nul hit or her nedil h.. nul been Ipp",~cd In AClOrd&rlle
wllh the ~uirt'lllenll Ilf lht Snrelllr;.
II:J No Wlliur. If CIf(lIl1l~llUln'~ '.It..ur Ih,.I "'<JIlI,llltnllll Lender It} re<tum: llIlrnl'lhule pll)'fI1ent In full. hull.~nIJer
dl1C\ rllll rel.julfc such IIU)lIIenl~. 1f.II.kr ,jL)C\ n"t wane 1111 nahlll ....ilh rc~pcl:lto \ub~uenl e\lt'nLt.
td) MtKulalluru oIl1UD .'icenlalry. lillll,llI)' (Ir'UlIl~IM(CI rt'llullllionl iB~ued by the mrt'tary ....iIIlimillendcr\
ri~hl~, In Ihe catoe of pa'yrn~nt .Jerallll~, 10 1'C'julrll ifllllledillle pa)'menl in full II1ld fol'tl,;!olC i( not paid. Thi.
Se(uril)' In~tnImenl dneA nnllu1hun:e 1Il,deraliun or rUrt'do,ul't if nol perTuillt'd b)' n!julalioul of lhe Scl;rellry.
(e) MonjlliC Not Insured. BO(Tu.....er IIKrl"C~ thlll..hnuld thi~ Seeunl)' Inhtrumenl and the nole t.(eurl!'d thereb)' nol
br eh~lbleror Imuram:eunder IheNlIllunal IInuilnllAclwith.in 8, MONTHS " fnll'llW
dlite hert'Of. lender ma)', II iu uplum and nlJlwUhilandln1l an)'thlnj In Palaiflph 9. require unmedlale p")'mtnl in
full of all iuma !\CICurW by U,I~ SecUnlY In~trumenL A wrllten IlIlernenl!)f 111)' authorized aaenl of the S<<rewy
daled lubuquenl to 8 HO N'rH S from the dale herP,o(, dKllnln. to iNure thll Sec:urilY
In~lrumenl and the note u:(urtd tJu:f'Cb'y, ~hllll be ~ulllcd cnndual\le proof of such Inehllbilil)'. NotwlthBI&nIlin.
the forcloina. lhi.I option may nol be uCl,<:iBOd by Lender when the un'\lallabilil)' of lnal.UWoce il M)lely due 10
Lender. failure 10 remit a mof1l1alle in~unul(,C' pn:mium 10 the Secretary
10. M,In.,I.I,menL Borrower h.o.l I nshlll) be relll~U1ted If Lenllcr hu rtqUlrtllllnmcdlllte pl~menl in full beCIUIle
of Burro......erl failurt' to pi)' an &moun I due under the Note or this SecurilY Imtt\llnent. Thi.1 ri&hl 1",,11(1 e\len Ifltr
fnredmure proceedingl ~ inltilultd, To remllule the Securil)' In51rumenl, Borrower sh.1I tender in I lump slim all
amountll required 10 brina Bom}werl "wunt ..:um:nt mdu~mw, (O the extent they arc obhgauoM of Bonower under 1I1l1
Securil)' lo~trul1lenl, foredo~ure cu~l.\ IUld rca.~llnllble and ~'u.~h)llIa.ry 1I11umey~' fC'C'~ auJ upen~1 properly IUsociatcd wilh
l.he fo~doll.rt proceethn" Upon rtlrlMllltllleJlI by Borrower, thIS Secllnl)' Instrumenl and the obllKllioll5 thaI II I<<uret
\hllll remain in cffel:1 II i Lender had nllll'C(\uireJ immt<.lialc payment in full. However. Lender il nol tutuired to pcnnil
reinlltalemenl If: (I) Lender h.. 1((C-ptcJ relmlaleJllcnlllfler the ,Oll\men(er,lep,1 uf fmcclo.mre proc<<,dlllKI wllhlJl two
)'ears lmmedialel~ pre.(edini the (ornmen.-rmtnl of II (Umnl forec]u~ure jJrocee<.lJl1W, (ill l'eimtlitcmenl. will predudt
fmcdlllun: on different iruundllO the futllre, ur (III) relr\~tatemtnl Will ad\lelJi.ely a!f<<:1 the pnortl)' of the hen ('rtauJ by
thiS Se('udl)' InllrumcnL
II. Borruw" Not RelUKd; FlIrhllllrlim"C b)' I.l'ndcr Nol . Wlllur. ElII.'Il~ion or the limll of paymenl or
mooifkllion/)( ImlH1Jution of the 'UlIIS M"(urell by thi, 'in'llrit)' 1n.~lnllllenl ttrallll.'d by Lender lu an)' 5U(Cenor in intcrc~1
uf BnlTOwer ,hall 1101 operate It) release the 1I11hllJlY Il( the LllililON Rorro.....er or Bnrrower~ ~u(Ccssor ill inlere,t. Lelldt.r
~h,,1I nul 1)( requlI"I~d 10 commence procee,llI1ll' 1llllillUl ll1Iy \ll\(el>MlI in inle~'l Ilr rd\J~ tn extend lime fm pl)'ment or
olherwllC! mOlllfy amortiuuol\ of ~ ~urn.1 ~(lJled hy Uus Sc.t..UtllY lmlJ'Ulllelll l'Jy leUOll of an)' 11e1lUU'K1 made by the
oriainal Borro~cr or Borrowcr'! succe8~lln in Inleresl. Any (IlrOt:arllm'c by l~",ler in e~eJ'(i5inll any rillht or rtmedy !hai!
not be II wli\ler of or prcdude the: e~en;i~e oJf allY tlKhlOr l'Crncdr
U. SUCfnAOl'S and AJalaru Bound; Jolnl .nd Sc~tfaJ ,labUll'i Cu-Slllnltn. The CIJ\lc:nanl.a and lare~menla of
thi, SecurilY lnsulJrnc:nl shall bind II1d henelil the \1J(ce...:I<>r5 and wiiM of Lc-nd.cr Ind Borrower. IUbj<<1 t.o the proviliOl1l
of ParIlBl1ph 9,b. Borrower" cO\lertanll IIJkl IllifCc:rnenl.' ,hall be joinl and ~"'eral, Any Borro.....er ""00 Co-1ill1lt thil
Sel;uril)' InMrumenl bUI Joe, nOI u~ule the NOle (It) IS (o.silinLIlK this S<<UI'lIY In,'lrumenl onl)' It) moc1jlie, irlJll and
convey thai Borrower'! inleretl in ttle Prupel1Y under the lwn, nf thi! Securily Imlrumelll; (hI i, nol perwnlU)' obhKlltd III
pa)' the ,urns secured b)' thi5 Se~'unty [nMrumenl. and (e) allree~ lhlll Lender and allY olher Boml....er mil)' Igree 10 e~tcnJ,
modify, forbear or make any accommodllllllns .....llh reliarJ 10 the tel1llllllf thl, Sel:I.\n1Y Inslrumcnl or the Nolc Wllhoul thll
Borruwer'scon!lCnl.
13. Notlets. An)' nuhce 10 Bort".....(J prL)~lded for 10 this Sc(unty In~lrurnenl ~hllJl be ~iven by dc:h\leril'1I11 or by
n1llilinH II by finl data mall unless apph(lIhle law reqlJlre' Ilt>e of IlIlnther melhod. The notice shaJl be dltect.eJ 10 the
Ptopet1)' Adtlre'~ or an)' other :l!.ltlreu Uorru;\,rr d~~ilinlltu b)' noh..e 10 Lender, AllY noli..:e III Lender ,hall be wi\len b)'
tinl da.,s mllll 10 Lcnder~ addre,,' :ll.lted herem 'Jr Imy adtJress I.el'\lkr dUIw;nale' by oolin: 10 Bo"ower. An)' rlOlJce
pro\lldetJ for III thiS See-unl)' Inslrumelil shall be deellled III have been 'I\lcn \0 Bllrro....er or Lendtr when jlven ll., proVIded
in IhJS parlliraph.
I". Gournlnl L....; Suer,blllt)'. This SCi:urif.y In,lrumen! ,hili be jO\lcmed b)' Federal law .and thd law of the
Jurisdiction III whil:h the Property i. locate<.l.ln the evenl thai Ill)' pro...l.sloo ur c1l1uPICof this Securil} Inltr'Untenl or the
Note connicL'i Wllh Ippllcabhl hlw, 'lI,h ,0nOI('1 ,hllll nol af(cct other pro...iSIOM of this SCl:untylnatnlmcmt or the Note
whICh can be il\len effecl Without the wllflKfrnli prO\llslO!l. 1b!hi1 end the pro\llaionB uf thil Security Instr\Jrnenl and Ute
NOlc are <.IediltCd 10 be !lewrable.
15, Borrower', Cop)'. Borrower ~haJl ~ !liven one ,onformltd copy of thil Security lnBtnlmenl.
16, Aui&nm.nl of 'hot&. BOlTower un~'nnlhtil'flally usillnlt and tRnlfen 10 Ltnder .11 the "nil and rt...enuel of the
Property, Borrower aUlhoriul lender or Lender'. lllienllllll collecllhe renlA Illld rtvenuea and h1treby direcl/l each ten."l of
lhe Propert)' 10 pay the rental/} under or lender'. aMenta. UowC\ler. prior to underl notice to Borrowltr of BolTlJwer'J
hrellCh of llrIy (o\lenl\l1l ur alft'Cmenlln the SecunlY Inaln/lnenl. Borrower shill collect ud ....c.i...e III renIA and re...enuol of
lhe Property AS tnIBlee (or the benefil of lender IInd Bomll..er, ThilllllliJOmclIlt of tenia constltules an abwtute usianment
l\nd nOI an 1I.~.~illnmenl for additional \teuril)' only.
If lender ai\lu notice or brclKh to Blltrower: (II/ all rents recel\lcd b)' Borrower ,hall be held by Borrowcr III lrualee
for twllcfil of lender onJ)', to be Ilpp1iad 10 the 'IImll \C'(ured h)' the ~unl)' InKlmmenl; tb) Lender shall be enlitled 10
collecl and recel\le all of the rtnlll of thc Property: IUlII (c) ell:h lenanl of the Property ~hall pay all rtntl .Jue and unpllllt to
lender or Lender', allcnl on unllcr'a wnllen OcmLmd lu Ih,lenWlI
BOTTower hllll 01)1 e.(eeuteJ 1lIl)' pnor Iiullln,"enl of the n!nlll .and hu nol Md will nol perfonn any acl thaI would
pr\l~lJnILl!ntll\t from e~en;lsiJl' 11lI nwhl~ ullder lhul PttrKjr.ph \6,
l.urliJer ~hLlll nllt be ~Iuu'td III enter U!>,lIl, Illke cOMol of or maintain the Pf"PCr1)' before or after ai\llOI nolit:e of
beach In BOllo....er, Howlt\lcr, Lemler or ij Judiciully appoinled receivClr mqy do 111 lit an)' Ume there II a bruch, Any
IIpph(lllilln of rent:1 shall not cure or wain lUIy <.Icf'lllllllr Innlitlllle .my mher nllhlllr ~mt'.dy l)( Lender, Thill aUllnmllnl
or renl~ lIf the Property ,hllll Iemlnale .....hen lhe <.Iehl ~e~UIl'J h)' Ihe Secunry In~lnlmenll~ plliJ In l\ill.
"",~, f .,f '1"1~"J
b00H 1'5 PAG( 55
eEl{" "'ICATE OF MAILI:\G
- 0 CHASE
BRENT A GIBSON
06/05/97
Page 2
You lIIay be ell aW.Lfori1Mn.c.11LU1.1UlD-,e that illJ preyent l11reclosutl on
your mortgage if you comply with the provisions of the Homeowners' ~ergency
Mortgage Assistance Act of 1983 (the 'Act'), You may be eligible for emergency
temporary assistance if your default has been caused by circumstances beyond
your control. and if you meet the eligibility requirements of the Act as
determined by the Pennsylvania Housing Finance Agency. tlU.U. read a 11 01 this
Notice. l~contalns a~ltntt1Qn 01 Your ~1ib11.
Under the Act, you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice, During that time.
you have the right to arrange a 'face-to-face' meeting with a representative of
this lender. or with a designated consumer credit counseling agency. The
purpose of that meeting is to attempt to work out a repayment plan. or to
otherwise settle your delinquency. !bat meetlna must occur In the next thlrtx
l3QLdn.s.. SEE ATTACHED LIST OF AGENCIES.
If you attend a face-to-face meeting with this lendar. or with a consumer credit
counse1ing agency identified in this notice. no further proceeding in mortgage
foreclosure may take place for thirty (30) days af.ter the date of that meeting.
The name. address and telephone number of our representative is:
John DoBroka
Default Loan Servicing
Chase Manhattan Mortgage Corporation
200 Old Wilson Bridge Road
Worthington. OH 43085-8500
1-800-848-9380
It is only necessary to schedule one face-to-face meeting. You should advise
this lender immediately of your intentions.
If you have tried and are unable to resolve this problem et or after your
face-to-face maeting. you have the right to apply for financial assistance from
the Homeownars' Emergency Mortgage Assistance Fund. In order to do this. you
may fill out. sign. and file a completed Homeowners' Emergency Assistance
Application with tha Pennsylvania Housing Finance Agency. The consumer credit
counseling agency will assist you in filling out your application. It .ust bt
filed or postmarke<l...nllitJl1n..nth1rntL.UO.Ll11xLQ.Ln.llr...1.Kt~-face lIIeetlnC/.
You must either mail your application to the l'ennsylvania Housing Finance
Agency. or you must file it et the office of one of the designated consu.er
credit counseling agencies on the attached list.
The Pennsylvania Housing Finance Agency is 10caud at: 2101 North Front Stnet.
PO Bolt 8029. Harrisburg. fA 17105. Telephone No.: (717) 780-3800 or
1-800-342-2397 (toll-free number) .
CEIC FICATE OF MAILI~G
o CHASE
BELINDA R GIBSON
06/05/97
PIIge 2
You may blLtlJ.olble for financial assistance that will DreYe~t foreclosure on
your mortgage if you comply with the provisions of the Homeowners' Emergency
Mortgage Assi~tancc Act of 1983 (the 'Act'). You may be eligible for emergency
teMporary assistance if your default has been caused by circumstances beyond
your control. and if you meet the eligibility requirements of the Act as
determined by the Pennsylvania Housing Finance Agency. Please read all of this
Notice. It contains an expLurultion of your rlehts.
Under the Act. you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice. During that time.
you have the right to arrange a 'face-to-face' meeting with a representative of
this lender. or with a designated consumer credit counseling agency. The
purpose of that meeting is to attempt to work out a repayment plan. or to
otherwise settle your delinquency. That meetlne must occur In the next thirty
(301 days. SEE ATTACHED LIST OF AGENCIES.
If you aTtend a face-to-face meeting with thiR lender. or with a consumer credit
counseling agency identified in this notice. no further proceeding in mortgage
foreclosure may take place for thirty (30) days after the date of that meeting.
The name. address and telephone number of our representative is:
John DoBroka
Default Loan Servicing
Chase Manhattan Mortgage Corporation
200 Old Wilson Bridge Road
Worthington, OH 43085-8500
1-800-848-9380
It is only necessary to schedule one face-to-face meeting. You should advise
this lender immedia~ely of your intentions.
If you have tried and are unable to resolve this problem at or after your
face-to-face meeting. you have the right to apply for financial assistanca from
tha Homeowners' Emergency Mortgage Assistance Fund. In order to do this. you
may fill out. sign. and file a completed Homeowners' Emergency Assistance
Application vith the Pennsylvania Housing Finance Agency. The consumer credit
counsaling agency vilt assist you in filling out your application. It .ust be
filed or postu.rJ!.~IL.JL1.1hJn thlrtL<301 daYLOf Your face-to-ft.te _eating.
You must either mail your application to the Pennsylvania Housing Finance
Agency. or you must file it at the office of one of the designated conSWDer
credit counseling agencies on the attached list.
The Pennsylvania Housing Finance Agency is located
PO Box 8029. HarrisbLfg. PA 17105. Telephone No.:
1-800-342-2397 (toll-free number).
at: 2101 North 'ront Street.
(717) 780-3800 or
LOAN 02011232230
o CHASE
Ch..e Manhattan Mortgage CorporaUon
200 Old Wilson Bridge Road
Worthington. OH 43085.8500
,.800-848.9136 Customer Service
'-800-582.0542 TDOrTexl Telephone
CERTIFICATE OF MAILING
06/05/97
BRENT A GIBSON
336 N BEDFORD ST
CARLISLE PA 17013
RE: LOAN '2011232230
"NOTICE OF INTENTION TO FORECLOSE MORTGAGE"
The MORTGAGE held by GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (hereinafter we,
us. or ours) on your property located at 336 NORTH BEDFORD S, CARLISLE PA 17013
IS IN SERIOUS DEFAULT becauae vou have not made the monthlv pavment. 01 '479,47
lor the montha 01 APRIL, SCAr, ~.
Late and other charges have also accrued to this date and equate to $96.39. The
total amount now required to cure this default. or in other words. get caught up
on your payments, as of the date of this letter is $1.534.80.
rou mav cure th1a de/ault ..1th1n THIRTY DArs (30) 01 the date 01 th1a letter, bg
pav1ng to us 'l,534.80, plus anv addit10nal monthlv pavment. and late charga.
..h1ch mag lall due dur1ng th1s per10d. Payment must be made either by cashier's
check. certified check. or mo,",ey order. and sent to PO Box 349006. Columbus. OB
43234-9006.
If you do not cure the default within THIRTY (30) DAYS. ..e 1ntend to axerc1ae
our r1ght to accelerate the mortgage pa~enta. This means that whatever i.
owing on the original amount borrowed will be considered due immediately and you
may lose the chance to payoff the original mortgage in monthly installments.
If full payment of the amount of the default is not ma.:le within TIlIRTY (30)
DAYS. ..e alao 1ntend to 1nstruct our attorneva to start II la..au1t to loreclo.e
gour mortgaged propertv. If the mortgage 1s loreolos.d, vour mortg.g.d propertg
..111 b. aold bV the Sher1fl to pav off the mort gag. debt. If we refer your c..e
to our attorneys. but you cure the default before they begin legal proceeding.
against you. you will still have to pay the reasonable attorney's fee. actually
incurred. up to $50.00. Any attorney's fees will be added to whatever you ow.
u.. which may also inc'.ude our reasonable costs. 11 vou cur. tbe da/.ult ,,1 th~J1
the th1rtg dav per1od, vou ..111 not b. raqu1red to pay attorneV'a I....
We may a180 sue you personally for the unpaid principal balance and all oth.r
s'Jma due under the mortgaae. If you have not cured the default within the
thirty day period and foreclo.ure proceedings have begun. vou ae111 hava tbe
CERTlFI" \TE OF MAILING
o CHASE
BRENT A GIBSON
06/05/97
Page 2
r1gbt to cur. tb. d.Eault and pr.v.nt tb. .al. at 8DV t1.. up to on. bour b.Eor.
the Sber1EE'e Eor.clo.ure .al.. You .av do '0 bV pav1ng tbe total amount oE tb.
u~a1d .ontblv pftvment. plu. ang lat. or otber cbarg.. tb.n du., a. v.ll ae the
r.a.onabl. attorn.v'. E.ee and coet. conn.cted v1tb tb. toreclo.ur. .al. (and
p.rtorm aav oth.r r.qu1r...nt. under tb. mortgag.).
It is estimated that the earliest date that such a Sheriff's sale could be held
would be approximately six (6) months from the date of this letter. A notice of
the date of the Sheriff'. sale will be sent to you before the sale. Of. course.
the amount needed to cure the default will increase the longer you wait. You
may find out at any time exactly what the required payment will be by cmlling us
at 1-800-848-9380. This payment must be by cashier's check. certified check. or
money order. and made payable to us at PO Box 349006, Columbus. OR 43234-9006.
You should realize that a Sheriff's sale will end your ownership of the
mortgaged property and your right to remain in it. If you continue to live in
the property after the Sheriff's sele. a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU
HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE
DEBT. OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
[YOU HAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE
TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE Dl'.BT. PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS. CHARGES. AND ATrORNEY' S FEES AND COSTS ARE PAID PRIOR
TO OR AT THE SALE (AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE
SATISFIED) . CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT
EXIST]. YOU HAVE THE RIGIIT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
YOU HAVE THE RIGHT TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN
THE FORECLOSURE PROCEEDING THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE
YOU HAY HAVE TO ACCELERATION AND FORECLOSURE.
ZE gou cur. tb. d.tault, tb. mortgage v111 b. r..tored to tb. .... po.1t10D a.
1E no d.Eault bad occurr.d. However. you are not entitled to thi. right to cure
your default more than three times in any calendar year.
Chase Manhattan Mortgase Corporation is attempting to collect a debt and any
information obtained will be used for that purpose.
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION by
CHASE IWlHATl'AN MORTGAGE CORPORATION. AGENT
:::rL..'\1~
John DoBroka
Assistant Manager
Default Loan Servicing Department
173A.l/545
LOAN ~2011232230
o CHASE
Che.e Menheltlln MortgllQe Corpor.tlon
200 Old WlllOn Bridge Road
Worthington, OH 43085.8500
1-800-848.9136 Customer Service
1.800.582-0542 TDOrrel<! Telephone
CERTIFICATE OF MAILING
06/05/97
BELINDA R GIBSON
336 N BEDFORD ST
CARLISLE PA 17013
RE: LOAN 12011232230
"NOTICE OF INTENTION TO FORECLOSE MORTGAGE"
The MORTGAGE held by GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (hereinafter we.
us, or ours) on your property located at 336 NORTH BEDFORD S. CARLISLE PA 17013
IS IN SERIOUS DEFAULT becluee vou have not made the monthlv Plvment. ot '419.41
tor the monthe ot APRIL, NAY , JUN..
Late and other charges have also accrued to this date and equate to $96.39. The
total amount now required to cure thi.s default. or in other words. get caught up
on your payments. as of the date of this letter is $1.534.80.
You ..v cure thle detault wlthln THIRTY DAYS (30) ot the date ot thle letter, bV
pIV1"g to u. ',1,534.80, plu. anv addltlonal monthlv .,avmente and late charge.
whlch ..v tall due durlng thle perlod. Payment must be made either by cashier's
check. certified check. or money order. and sent to PO Box 349006. Columbus. OS
43234-9006.
If you do not cure the default withip THIRTY (30) DAYS. we lntend to exercl..
our rlght to accelerate the mortgage pavmente. This means that whatever is
oving on the original amount borrowed will be consider'ed due immediately and you
may lose the chance to payoff the original mortgage in monthly installments.
If full payment of the amount of the default is not made within THIRTY (30)
DAYS. we aleo lntend to lnetruct our attor"e"s to etart a l.",su,lt to toreclo.e
vour mortgeged prop.rtv. If the mortgage is foreclosed, vour mortgaged propertv
",111 be aold bv the Sberiff to pav off the mortgage debt. If we refer your case
to our attorneys. but you cure the default before they begin legal proceedings
against you. you will still have to pay the reasonable attorney's fees actually
incurred. up to $50.00. Any attorney's fees will be added to whatever you owe
ue. which may also include our reasonable costs. If vou cure the default ",ltbln
tbe thlrtv dav perlod, vou ",111 not be required to pav attornev'. feee.
We may aleo sue you personally for the unpaid principal balance and all other
Sum8 due under the mortgege. If you have not cured the default within the
thirty day period and foreclosure proceedings hav9 begun. !IOU .tHl bave the
<..:ERn.... \TE OF MAILING
o CHASE
BELINDA R GIBSON
06/05/97
Pag. 2
r1gbt to cur. tb. d.tault and pr.v.nt tb. ..1. at ADV t1m. up to on. bour b.tor.
tb. Sb.r1tt'. (or.clo.ur. .al.. You mav do .0 bV pav1ng tb. total amouut ot tb.
UDpa1d montblv pevment. plu. &DV let. or oth.r cberg.. tben du., a. w.ll a. tbe
r.a.onAbl. .ttorn.v" t.e. and co.t. conn.ct.d w1tb tb. tor.~lo.ure ..1. (and
pertorm ADV otber r.qu1rem.nt. under tb. mortgage).
It is estimated that the earliest date that such a Sheriff's sale could be held
would be approximately six (6) months from the date of this letter. A notice of
the date of the Sheriff's sale will be sent to you before the sale. Of course.
the amount needed to cure the default will increase the longer you wait. You
may find out at any time exactly what the required payment will be by calling us
at 1-800-848-9380. This payment must be by cashier's check. certified check. or
money order. and made payable to us at PO Box 349006. Columbus. OH 43234-9006.
You should realize that a Sheriff's sale will end your ownership of the
mortgaged property and your right to remain in it. If you continue to live in
the property after the Sheriff's sale. a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU
HAVE TIlE RIGHT TO SELL TIlE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE
DEBT. OR TO BORROW MONEY FROM ANOl'llER LENDING INSTITUTION TO PAY OFF THIS DEBT.
[YOU MAY HAVE TIlE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO TIlE MORTGAGE
TO A BUYER OR TRANSFERBE WHO WILL ASSUME TIlE MORTGAGE DEBT. PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS. CHARGES. AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR
TO OR AT TIlE SALE (AND THAT THE OTIIER REQUIREMENTS UNDER TIlE MORTGAGE ARE
SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT
EXIST]. YOU HAVE THE RIGlIT TO HAVE TIllS DEFAIJLT CURED BY ANY THIRD PARTY ACTING
ON YOUR BEHALF.
YOU HAW TIlE RIGlIT TO REINSTATE AFTER ACCELERATION AND TIlE RIGHT TO ASSERT IN
THE FORECLOSURE PROCEEDING THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEfENSE
YOU MAY HAVE TO ACCELERATION AND FORECLOSURE.
zt vou cur. tbe d.tault, tbe mortgage w111 b. re.tor.d to tbe .... po.1t10n as
1t no d.tault bad occurr.d. However. you are not entitled to this right to cur.
your default lIore than three times in any calendar year.
Chase Manhattan Mortgage Corporation i. attempting to collect a d.bt and any
information obtained will be used fo~ that purpose,
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION by
CHASE MANHATTAN MORTGAGE CORPORATION. AGENT
:rL!\1~
John DoBroka
Assistant Mansger
Default Loan Servicing Department
173A.5/545
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II
,
Chase Manhattan Mortgage Corporation
-vs.
Brent A, Gibson and Belinda R. Gibson
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 1997;4843 Civil Term
Kenneth E. Gossert, Deputy SherilT, who being duly sworn according to law, says on October
6, 1998 at 5:28 o'clock I',m, E. D. S, T.. he posted a true copy of Real Estate Writ Notice Poster
and Description inthc above entitlcd action upon the property located at 336 North Bedford
Street, Carlisle, Cumberland County, Pennsylvania according to law.
Kathy j, Clarkc, Deputy Sheriff, who being duly sworn according to law, says on October 8,
1998 at 5:37 o'clock P,M, ED. S, T. shc served a true copy of Real Estate Writ Notice Poster
and Description in the abovc entitled action by making known unto one of the within named
defendants to wit: Brent Gibson. by handing to Brent Gibson at 1532 Terrace Avenue, Carlisle,
Cumberland County, Pcnnsylvania, its contents and at the same time handing to him personally
the said true and attestcd wpies of the same,
Kathy J. Clarke, Deputy Sheriff. who being duly sworn according to law, says on October 7,
1998 at 8:24 o'clock P,M, E, D. S, T., she served a true copy of Real Estate Writ Notice Poster
and Description in the above entitled action upon one of the within named delendants to wit:
Belinda Gibson, by making known unto Mark Coy, Husband at 123 Spruce Street, Carlisle
Cumberland County, Pennsylvania, its contents and at the same time handing to him personally
the said true and attested copies of the same,
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above
Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a
notice of the pendency of the action by regular mail to one of the within named defendants to
wit: Brent Gibson to his last known address 1532 Terrace Avenue, Carlisle, Pennsylvania. This
Letter was mailed under the date of October 9, 1998 and never returned to the Sheriffs Office.
R, Thomas Kline, Sheriff who being duly sworn according to law, says he served the above
Real Estate Writ Notice Poster and Description in the followin!! manner: The Sheriff mailed a
notice of the action to one of the within named defendants to wit: Belinda Gibson to her last
known address 123 Spruce Street, Carlisle, Pennsylvania, This letter was mailed under the date
of October 9, 1998 and never returned to the Sheriffs Oftice.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and
legal notice had been given according to law, exposed the within described premises at public
venue or out cry at Court House, Carlisle Cumberland County, Pennsylvania, on December 9,
1998 at 10:00 o'clock A.M. E, S, T., and sold the same tor the sum of$ 685.50 to Attorney
Susan Butchko for Chase Manhattan Mortgage Corporation, its successors and assigns. It being
the highest bid and best price reed ved for the same Chase Manhattan Mortgage Corporation,
3419 Vision Drive, Columbus, Oh, being the buyer in this Execution paid to R, Thomas Kline
the sum of $ 685,50, it being Sheriffs Costs.
Sheriffs Costs
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
30.00
13.45
15,00
15.00
30.00