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HomeMy WebLinkAbout97-04969 ,;," "~I '" , , , , , " , , , , , , , , , " L, , , , ! " ;n ' , ,'\ 'I: " " I , , ,,' ,I " I" ;/ ,'I' i,' I "','1" , :,1 ,'f " " I" " ",I ;', '':!' 'I' ,I " , '\\, ~~~~~_~_~_____~~~~__t_____~___~ ~ ___ _~_v, _.. _..,,____,,__ V' '. ___,'.,.........,.._.....,._. ". _"..,. ......,....,... v,..__~_ ._~- :,,\ l~ ~ I., :l IN THE COURT OF COMMON PLEAS : ~\ OF CUMBERLAND COUNTY ~ 8 3 8 8 8 8 $ 8 8 8 8 " ~ 8 WI ., ~ 8 8 ~ 8 8 .. ., .. ':'l ," .. ':'l ~ *1 *1 ) ~ " 8 - ~ 8 ~ 8 8 STATE OF * PENNA, N I), ",A,9,.6,~,...... cJyJL 19 97 EOBERT L. SCHILDT Vlll':oill." MARY E. SCHILDT DECREE IN DIVORCE " I}.oO\ AND NOW, ' , . ,)C\.V\\Jo.'.(,~I' (3, , , ' " -1:9. , , , , " it is ordered and decreed that""""" .ROB,ERT, L.., ,SCHILDT",.""""""", plaintiff, and, . , , , , . . , , , , , ' , . ,11J>.RY, ,F;. , S,~ijnp'r , , . . , , , , , , ' , , , , , , , , , , " defendant, ore divorced from the bonds of matrimony. " '" The court retains jurisdiction of the following claims which have been raised of record in this action for which a final order has not yet been entered; 8 8 8 M .' . 8 . . ~ -..---......................... , ~-*---~----------- NONE . . . . , , , . . , . ...,."".. '..,...... n y T All..., it r:~~ 8 8 , 8 8 8 \- 8 _ $ 8 ~ 1-' I~ /-, I, I~ !~ ~ ~ -, ~ " ~ J. ',' * "'<1 {'.I I' (~ :41 .:.:. -:c. -:.:. .:.:. .:.:. .:.:. .:.:. .>>:. -:.:- ':.:" .:.:. .:.:. MARRIAGE SETTLIlMIBNT AGRIlIlMlBNT THIS AGIIBIlMIBNT, ma,de this ~ stV day of il~J , 2000, by and between MARY E, SCHILDT, hereinafter reforred to as WIFE,and ROBIlRT L. SCHILDT, hereinafter referred to as HUSBAND, WIT N E S SilT H: WHEREAS, the parties were lawfully married on September 15, 1967 in Hershey, Pennsylvania; and mlEREAS, certain differences have arisen between the parties as a result of which they have decided to separate and to live separate and apart from onp. another, and it is the intention of these parties to live separate and apart for the rest of their natural lives, and the parties hereto are desirous of settling fully and finally their respective financial and property rights and obligations as between each other, including without limitation, (1) the settlement of all matters between them relating to the ownership of real and personal property; (2) the settlement of all matters between them relating to past, present and fut~re support and/or alimony; (3) the settlement and conclusion of their legal status as a married couple; and WHEREAS, during the parties' marriage there has been a complete disclosure of the earnings and property Ot each party, and each understands his/her rights under the Divorce Code of the Commonwealth of Pennsylvania; and WHIlR&AS, WIFE, having been properly advised by her counsel, -' ,- .~..--~.-;:---.~~~ R, Mark Thomas, Esquire, and HUSBAND, having been property advised by his counsel, p, Richard, Wagner, EsqL',ire, the parties hereto have come to this Agreement, which follows: NOW, THIlRlllI'OIUl, in consideration of the above recitals and the following covenants and promises mutually made and mutually to be kept, the parties, intending to be legally' bound, agree as follows: 1, AGREEMENT NOT TO BE A BAR TO DIVORCE PROCEEDINGS A Complaint in Divorce has been fil.ed at No. 97-4969 in the Court of, Common Pleas cf Cumberland County, The parties intend to secure a no-fault divorce pursuant to Section 3301(c) of the Di vorce Code of 1980. Each of the parties hereto agrees to sign whatever Affidavits are necessary to secure that divorce as well as a Waiver of Notice of Intention to Obtain Divorce Decree. This Marriage Settlement Agreement shall be incorporated into the Final Decree in Divorce. No court may change the terms of this agreement, which shall be enforced in accordance with its terms. I 2, PERSONAL RIGHTS HUSBAND and WIFE may and shall, at all times hereafter, live separate and apart. Each shall be free from all control, restraint, interference or author.l.ty, d.l.rect or ind.l.rect, by the other in all respects as fully as if he or she were unmarried. Each may reside at such place or places as he or Ilhe may select. Each may, for his or her separa te use or bl!'lnefi t, conduct, carry on and engage in any business, occupation, profession or employment which to him or her may seem advisable, This provision shall not be taken, however, to be aO) admission on the part of either HUSBAND or WIFE of the lawfulness bf the causes which led to or resulted in, the continuation of their living apart, 3, DEBTS The parties hereto have been living separate and apart since on or about September 5, 1995, Each party hereto agrees that each will be solely responsible for any debts incurred by either of the parties since September 5, 1995, 4. ~USBAND'S DEBTS HUSBAND represents and warrants to WIFE that he has not and in the future he will not contract or incur any debt or liability for which WIFE or her estate might be responsible and shall indemnify and save WIFE harmless from any and all claims or demands made against her by reason of debts or obligations incurred by him. 5. WIFE I S DEBTS WIFE represents and warrants to HUSBAND that she has not and in the future she will not contract or incur any debt or liability for which HUSBAND or his estate might be responsible and shall indemnify and save HUSBAND harmless from any and all claims or demands made against him by reason' of debts or obligations incurred by her, 6, PERSONAL PROPERTY HUSBAND and WIFE hereby acknowledge that they have agreed upon the division of all tangible personal property, including jewelry, clothing, fu~niture, hou~ehold equipment, appliances, motor vehicles, recreational vehicles and tools, Each part y agree~ t,hat these items have already been divided and each party is the owner of any items of marital property currently in their pos~e~sion. This agreement shall act as a bill of sale evidencing the transfer of ownership to the individual party of all items in their possession, Special reference is hereby made to the mobile home/trailer located on the Howe Township Property, HUSBAND hereby agrees that the mobile home/trailer is to be titled in WIFE'S name alone. Currently, there is an outstanding mortgage on the Howe Township property, including the mobile home/trailer. HUSBAND hereby authorizes the mortgagee to transfer title of, this mobile home/trailer to WIFE alone upon satisfaction of the mortgage, 7, AFTER-ACQUIRED PERSONAL PROPERTY Each of the parties shall hereafter own and enjoy, independently of any claims or rights of the other, all' items of personal 'property, tangible or intangible, hereafter acquired by him or her, with full power in him or her to dispose of the same as fully 'and effectively, in all respects and for all purposes, as though he or she were unmarried. 8, REAL PROPERTY By Deed dated September 9, 199~ HUSBAND trans ferred all his right, title and interest in real ,property situate in Howe Township, Perry County, Pennsylvania to WIFE, A copy of this Deed is attached hereto and marked as Exhibit A, WIFE hereby agrees to assume sO),e responsibility for: the payment of the outstanding mongage on this' property, HUSBAND understand:s that his name, cannot be removed from ,the Mortgage without the consent of the , lender. WIFE further agrees to hold HUSBAND harmless for any monies ~hich HUS~AND would have to pay on the Mortgage as a result of WIFE'S failure to make mortgage payments on the existing Mortgage, 9, ESCROW MONIES , ,Certain real propert.1.esof the parties were sold by HUSBAND prior. to the execution of this Agreement, By Court Order dated March 18, 1999, HUSBAND was directed to place the proceeds from the sale of these properties in an escrow account, Seventeen thousand ($17,000,001 dollars was placed into the escrow account. HUSBAND agrees to pay WIFE Fifteen thousand five hundred ($15,500,001 dollars from the escrow account as part of the consideration for WIFE s1gning this Agreement, Said monies to be paid to WIFE on even date with final execution of this A9reement. 10, PENSION Both parties hereby waive any claim, right, title or interest which they may have in the pension or other reti~ement fund owned by the other party. 11 , RELEASE Subject to the provisions of thi.s' Agreement, each party has released and discharged, and by this Agreement does for himself or herself, and his or her heirs, legal representatives, executors, administrators and assigns, release, indemnify (including actual legal fees) and discharge the other of and from all, causes of action, claims, rights, or t;lemands, whatsoever in law or equity, including equitable distdbution, spousal support, alimony, counsel fees, alimony pendente lite, and expenses which of the parties against the other ever had, now has, or may have in the future under the Pennsylvania Divorce Code, as amended, or under any other statutory or common law, except as set forth below in this paragraph, all causes of action for divorce, and all causes of action for breach of any provisions of this Agreement, including proceedings to enforce this Agreement pursua~t to the provisions of the Divorce Code, Each party also waives his or her right to request marital counseling, pursuant to the Divorce Code. 12, WAIVERS OF CLAIMS AGAINST ESTATES Except as herein otherwise provided, each party may dispose of his or her own property in any way, and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction, to share in the property or estate of the ,other as a result of the marital relationship, including without limitation, dower, curtesy, statutory allowance, widow's allowance, right to taka against the Will of the other, and right to act as administrator or executor of the other's estat<il, and any right existing now or in the future under the Pennsylvania Divorce Code, as amended from time to time, and each will, at the request of the other, execute, acknowledge and deli ver any and all inst rllrnents '"hich may be necessary or advisable to carry into effect this in equity OJ; pursuant to the provisions of the Divorce Code, as the same shall be determined by the Court, 16, ADDITIONAL INSTRUMENTS , Each of the parties shall from time to, time, at the raquest of the other, execute, acknowledge and deliver tq the other party, any and all further instruments that may be reasonably required to give full force and effect to the provisions of this Agreement, , 17, ~NTIRE AGREEMENT This Agreement contains the entire understanding of the parties, There are no other representations, warranties, covenants or undertakings other than those expressly set forth herein, HUSBAND and WIfE acknowledge and agree that the provisions ,of this Agreement with respect to the distribution and division of marital and separate property are fair, equitable and satisfactory to them, based on the length of their marriage and other relevant faccors which have been taken into consideratiol, by the ,parties, Both parties hereby accept the provisions of this Agreement with respect to the division of property in lIeu of and in full and final settlement and' satisfaction of all claims and demands that they may now have or hereafter have against the other for equitable distribution of their property by any court of competent jurisdiction. HUSBAND and WIfE each voluntarily and intelligently waive and relinquish any right 'to seek a court ordered determination and distribution of marital property, but nothing her~in contained shall constitute a waiver by either party of any rights tn seek the r-Jiief nt any court for the purpose of . I' , , " " , , , I (-', ~H I, , " , , f? Cl " 1;;..:1 .". " 17"'" ;fIe;- "'1 Q ,"', 'CO) :;':;;l r-J "" Ol~i', -.J "~,l r~l.., -r) ;r-. r,~ " , 0r-') S'2 ,,' >>c:: ' ' ... I ~ , '~, J .r:' ., , , ... " \ t""I ~ , , I, ~ 0 ~n ((1 _J '~ ~' r,') ") ~ lq ,rl"J..''1 ~ 'I') " ' '1 ~ -~ ',1'- - J\ t ~' (.:, i ~') ~ ' J-d :I . . (J) " -' ),11 - . ,.. .,. 14 (;J .. 'c. -,., ~t'J 0 .. '''' ~'t ." -a.. " if ..~"~'~, ...,-,.-.:$\.~--- '.. :> , , ROBERT L, SCHILDT, Plaintiff IN THE COURT or COMMON PLEAS or CUMBERLAND COUNTY, PENNSYLVANIA NO, 97-4969 CIVIL TERM v, MARY E, SCHILDT, DefendrlOt IN DIVORCE ACICNOWLIDOIMZNT OF SIlRVICI I, R. Mark Thomas, Esquire, hereby acknowledge that the Divorce Complaint in this matter was served upon the defend&nt in , September 1997, 1'i1dO Da e . ~/f1~ R, Mark Thomas, Esq. 101 S. Market Street ~echanicsburg, PA 17055 (717)' 796-2100 \, .. . , , , , , , , , " , J (') CJ ':1 C Q " I ~. "..., , , "tlg; r'.., , 'lJ nil " n 1/ ~,lI - "1 21" 'l': '~~ '" .'" "..". ,~J (~) f;.(j 'i', ':::'1 :Ji.:c'j ~. "J":' ....t'~ ~-~ f,~ -('f() , N ':ire .. ~-~ 2: '0 :t. :~ hl ::.! I', '" " .1 ;,1> " , " , , " I, , " " , ,1'1 , , I' \1, 'I , " I, 'I , , P I::> C) Cl '~ q II ~rl'i p ?nr~ ~..) ---! ~" 4:' :") C:.{~.~: ! J. I l'> ~ '; '-) ''?C\. , ~(~ 1'5' ,; r~ ~ .., ,'(I '~ '::l '-1~ '" ""1 :<; " , ') .., " " " , 'I , , " " /, , ',, '-I r.... &: C:~ '(1 ~, <:::'I , ff{! n1 , I "."J 0'- ("') , :7' , ' - ")/ sr, .r:" " ~. ..; " , , ",-;l., -" ", I ~." (" ... , ) %Zl"1 N " I >c:: "" .. ::1 ~, :.:) l~' , , '" ~ I' " , ,'., " ", . to .. . ,. / , " I, '", " , , ~ ,':) r- .' 0 ", ~ r:':l ~ri.; 1"'1 r"} " ~'l '~ C'j. '. ,~.. " 2!l:/ , :.<:: "';' . " 1-'1:"\ '::r. ' " , ~Q N '.'j , __..J 5i; .. -j :::> '1'. ~ "I , , ,- "..., =,' " I , , ',' " . -, OFFICE OF DIVORCE MASTER CUMBERLAND COUNTY COURT OF COMMON PLEAS 9 North Hanover Streel Carlisle, PA 17013 (717) 240-6535 I. Rob.rt IlIek.r, II Divorce Mosler Tr.el 010 Colw.r Office Manager/Reporter W.lt Short 697.0371 Ex!. 6535 February 26, 1998 P. Richard Wagner, Esquire MANCKE, WAGNER, HERSHEY & TULLY 2233 North Front Street Harrisburg, PA 17110 RE: Robert L. Schildt vs. Mary E. Schildt No. 97 - 4969 civil In Divorce R. Mark Thomas, Esquire 54 East Main Street Mechanicsburg, PA 17055 Dear Mr. Wagner and Mr. Thomas: By order of Court of President Judge George E. Hoffer dated February 23, 1998, the full-time Master has been appointed in the above referenced divorce proceedings. Paragraph 4(b) of the motion for appointment of Master indicates that the issue before the Master is the validity of a settlement ag~eement. My understanding is that there has been nonperformance by the Plaintiff of certain provisions of the agreement. My first reaction to the issue is that perhaps counsel ought to consider petitioning the Court for enforcement and go directly to one of our judges who can enter an order immediately if the Court finds that there has been a nonperformance/breach of a provision of the agreement. Consequently, before scheduling a pre-hearing conference and/or a hearing I am asking counsel to respond to me as to the procedure in this case, specifically, whether or not perhaps this matter ought to be expedited by a petition to the Court directly for enforcement. As you are aware, one of the judges could enter an order after a hearing, if necessary, as opposed to having a hearing before me, a report and recommendation, and then the opportunity for either party to file exceptions; and then argument Court. The process and procedure before me would, of course, take considerably more time than going directly to one of our judges. ,.....' ", ...,.~ . - -~ VS. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ROBERT L. SCHILDT, Pl!lintiff MARY E. SCHILDT, Defendant ~O,. 97 - 4969 CIVIL IN DIVORCE NOTICE OF PRE-HEARING CONFERENCE , TO: P. Richard Wagner , Counsel for Plaintiff R. Mark Thol)\as , Counsel for Defendant A pre-hearing conference has been scheduled at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 25th day of August, 2000, at 9:30 a.m., at which time we will review the pre-trial statements previously filed by counsel, defin.e issues, identify witnesses, explore the possibility of settlement and, if necessary, schedule a hearing. Very truly yours, Date of Notice: 5/9/00 E. Robert Elicker, II DivQrce Master ROBERT L. SCHILDT, PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. MARY E. SCHILDT, DEFENDANT 97-4969 CIVIL TERM 1M RE: PETITION OF PLAINTIFF TO ENFORCE It::tE PROPERTY SETTLEMENT AGREEMENT BEFORE BAYLEY. J. OPINION AND ORDER OF COURT BAYLEY, J., May 26, 1998:-- Plaintiff, Robert L. Schildt. filed this divorce action against defendant, Mary E. Schildt, on September 15, 1997. Wife filed a counterclaim seeking ~ a, the equitable distribution of marital property. On March 18, 1998, husband flied a petition for special relief to enforce a written property settlement agreement signed by the parties on September 9, 1995. Wife filed an answer in which she maintains that the agreement should not be enforced because at the time it was executed (1) she was not fully and fairly aware of the marital estate or her right to a fair portion of that marital estate, and (2) she was acting under the duress of her husband which caused her to execute an agreement which was unfair and unjust. A hearing on the merits of the petition was conducted on April 8, 1998. The parties were married on September 15, 1967. They separated on August 21, 1995. They have two children, ages 24 and 22. Husband works out of Local 520 of the Plumbers and Pipe Fitters Union. Last year he had income of $42,000 from 97-4969 CIVIL TERM that employment and from unemployment compensation during periods when he was temporarily not assigned to jobs. Prior to marriage wife was a licensed practical nurse. During the marriage the parties agreed that she would be a housewife. Starting In May, 1994, howev'3r, wife started working at labor positions through a temporary agency for $7.00 per hour. Until August 21, 1995, the parties lived together In a jointly owned marital residence located In Liverpool, Perry County, on tracts totalling thirty-five e."d one- quarter acres. In 1994, thirty storage rental units were constructed on the property. The parties were joint owners of three rental properties In Harrisburg, purchased In 1986, 1987 and 1988, located at 2124 North Third Street, and 2153 and 2353 Logan Street. Wife testified that the parties first started experiencing marital difficulties when she was diagnosed with cancer near the end of 1992. Prior to that time, husband gave her his earnings checks and she paid all the bills. Sometime in 1993, husband stopped giving her his paychecks and took all of the checkbooks and the keys to the Harrisburg apartments. Thereafter, he controlled all of the money. Wife was aware of all of the properties owned by the parties, and of the mortgages on those properties. In May, 1994, husband told wife that he wanted her to go to work to help pay bills. She took an hourly labor job through a temporary agency. Wife gave most of her Income to husband to pay bills. Telling wife that they were now business partners, .2. 97.4969 CIVIL TERM done real estate work for both parties. Wife then wrote the following note on September 1, 1995: I, Mary E. Schildt, belr1g of a sound mind this 1st day of September 1995 am hereby giving permission to have my name removed from all property deeds listed below and any Insurance coverage on those properties. 2124 North 3rd Street, Harrisburg 2353 Logan Street, Harrisburg 2153 Logan Street, Harrisburg Residence, RD1 Liverpool I am also giving all of my personal property, dishes, furniture, curtains, etc. to my husband Robert L. Schildt. I am willing to remove my name from all jointly owned vehicles. I do not want Roberts [sic] pension, retirement, or insurances. Wife testified that she wrote the note because her husband told her that it was needed by Attorney Cramer. Attorney Cramer prepared a property settlement agreement. Without consulting an attorney, wife, along with husband, signed a property settlement agreement prepared by Attorney Cramer at his office on September 9, 1995. Attorney Cramer testified that he drafted the document from terms that husband told him were agreed to by the parties. He advised wife to obtain advice from an attorney. He told her that he was representing husband and not her. He reminded wife that the agreement provided that she was signing over the bulk of the parties' real estate to husband. Attorney Cramer testified that wife stated that she wanted $10,000 to sign the agreement. HIJsband agreed and such a provision was handwritten into the agreement and initialled by the parties. The parties signed deeds transferring to husband the thirty-five and one-quarter acre tract on which the marital residence was located and the three Harrisburg rental properties, and to wife the -4. 97-4969 CIVIL TERM Hopewell Township property on which the trailer was located In which she was IIvlng.~ The agreement contains a full waiver of statutory rights. In addition, a paragraph titled Full Disclosure provides: Husband and Wife hereby state that they have negotiated the within Agreement after full rllsclosure, one to the other, of all marital property, assets, pensions, debts and financial matters. Both parties acknowledge that they fully understand the facts and acknowledge and accept that this Agreement is fair and equitable and that It Is being entered Into freely and voluntarily and Is not the result of any duress, undue Influence, collusion or Improper or Illegal agreement or agreements. (Emphasis added.) A paragraph titled Equitable Distribution provides: It Is specifically understood and agreed that this Agreement constitutes an equitable distribution of property, which was legally and beneficially acquired by Husband and Wife or either of them in the marriage, as contemplated by the. . . Divorce Code, Commonwealth of Pennsylvania, 23 P.S. ~ 3101 et sec. Wife testified that Attorney Cramer's testimony was accurate. She testified that she signed the agreement because husband told her that if she signed everything over to him (1) it would show that she trusted and loved him, (2) everything would be okay In their marriage, and (3) she could return to the marital residence. Wife further testified that on the evening of the day she signed the agreement, husband spent the night with her in the trailer. Thereafter, they continued their relationship although she lived In the trailer and he lived in the Liverpool residence. Wife testified that on 3. The title to the trailer which is in the name of both parties Is stili held by a bank as collateral on the loan that the parties Incurred during the marriage that wife Is paying. Husband Is obligated to sign the title over to wife when the title Is released by the bank. .5- 97.4969 CIVIL TERM bargain, Is Inappropriate. Prenuptial agreements are contracts, and, as such, should be evaluated under the same criteria as are applicable to other types of contracts. Absent fraud, misrepresentation, or duress, spouses should be bound by the terms of their agreements. Contracting parties are normally bound by their agreements, without regard to whether the terms thereof were read and fully understood and Irrespective of whether the agreements embodied reasonable or good bargains. See Standard Venetian Blind Co. v. American Empire Insurance Co., 503 Pa. 300, 305, 469 A.2d 563, 566 (1983) (failure to read a contract does not warrant avoidance or nullification of its provisions); Estate of Brant, 463 Pa. 230, 235, 344 A.2d 806, 809 (1975); Bollinger v. Central Pennsylvania Quarry Stripping & Construction Co., 425 Pa. 430, 432, 229 A.2d 741, 742 (1967) ('Once a person enters Into a written agreement he builds around himself a stone wall, from which he cannot escape by merely asserting he had not understood what he was signing.'); Montgomery v. Levy, 406 Pa. 547, 550, 177 A.2d 448, 450 (1962) (one Is legally bound to know the terms of the contract entered). Based UpOI1 these principles, the terms of the present prenuptial agreement must be regarded as binding, without regard to whether the terms were fully understood by appellant. Ignorantia non excusat. (Citations omitted.) (Emphasis added.) * * * In discarding the approach of Geyer that permitted examination of the reasonableness of prenuptial agreements and allowed inquires [sic] Into whether parties had attained informed understandings of the rights they were surrendering, we do not depart from the longstanding principle that a full and fair disclosure of the financial positions of the parties Is required. Absent this disclosure, a material misrepresentation In the Inducement for entering a prenuptial agreement may be asserted. [In re Estate of Hillegass, 431 Pa. 144, 152-53,244 A.2d 672,676-77 (1968).] Parties to these agreements do not quite deal at arm's length, but rather at the time the contract is entered into stand In a relation of mutual confidence and trust that calls for disclosure of their financial resources. Id. at 149, 244 A.2d at 675; Gelb Estate, 425 Pa. 117, 120,228 A.2d 367, 369 (1967). It Is wt'lll settled that this disclosure need not be exact, so long as It Is 'full and fair.' Kaufmann Estate, 404 Pa. 131, 136 n. 8, 171 A.2d 48, 51 n. 8 (1961). In essence therefore, the duty of disclosure under these circumstances Is consistent with traditional principles of contract law. (Emphasis .8- 97-4969 CIVIL TERM added,) * * * If an agreement provides that full disclosure has been made, a presumption of full disclosure arises. If a spouse attempts to rebut this presumpllon through an 88sertlon of fraud or misrepresentation then this presumption can be rebutted If It Is proven by clear and convincing evidence. Hillegass, 431 Pa. at 152-53, 244 A.2d at 676- 77. (Emphasis added.) In Mormello v. Mormello, 682 A.2d 824 (Pa. Super. 1996), th'3 facts as set forth by the Superior Court of Pennsylvania were: Appellant, Elaine Mormello, and appellee, Michael Mormello, were married on May 17, 1964. They have four children, all of whom are now emancipated. During the marriage, the wife worked as a management assistant for the Navy Yard for nine years but also contributed to the household as a homemaker. The wile's only source of income Is her $546.00 monthly Social Security Disability Benefit which she receives because she has a form of Musclllar Dy<;trophy. The husband worked for the City of Philadelphia as a police officer for almost the entire term of the marriage. The husband currently receives a pension in the amount of $1,500.00 a month from the City of Philadelphia. and he is presently employed with the Pennsylvania Attorney General's Office earning an annual salary of approximately $33,000.00. In April of 1993, after nearly twenty-nine years of marriage, the husband stopped sleeping at the marital residence, and the parties effectively separated. On October 25, 1993, the husband visited his wife at. his daughter's house where the wife was babysitting their twin one- year-old grandchildren. The husband presented the wife with a twelve page, type-written Property Settlement Agreement which an attorney had prepared for and explained to the husband. The husband told the wife to sign the agreement, and when the wife asked if she could read It, the husband responded negatively and told the wife that he had to get to work. When the wife asked the husband what the agreement said, he told her that it only said that she would receive the house and the car and that he would continue to pay for them. The husband failed to mention anything about the wife's relinquishing all of her rights to the remaining marital property. The husband was only in the house for -9. 97-4969 CIVIL TERM somewhere between five and twenty minutes. With one grandchild In her arms and another walking about the room, the wife signed and Initialed but did not read the Property Settlement Agreement. After the husband's abrupt depanure, the wile was not even left with a copy of the agreement, and she would not receive one for several days. The Property Settlement Agreement provided that the husband will continue to make monthly mortgage and car payments and will transfer the titles of the home and car to the wife. The monthly mortgage payment on the house is $888.00. The wife's insurer, CUNA Mutuallr1suranca Society, pays $833.33 of the monthly payment, so the husband's monthly mortgage payment Is $54.67. CUNA will continue to make the payment so long as the wife's disability, which is permanent, lasts. The Property Settlement Agreement also provided that both parties waive any claims against the other. This provision waives the wife's claim to the largest asset 01 the marriage, the husband's $300,000.00 pension. Finally, the terms of the Property Settlement Agreement provided that '[tJhe parties warrant and represent that they have made a full and fair disclosure of all assets prior to the execution of this agreement.' In Mormello, wife filed an appeal from a decision of the trial court enforcing the property settlement agreement. The Superior Court stated: there Is no merit to the appellant-wife's claim that the Property Settlement Agreement is not valid becAuse the husband allowed her little time to read the agreement and no time to take It to an attorney. The trial court's order of July 18, 1995 found that the wife knowingly and Intelligently signed the agreement in the absence of duress, fraud, or misrepresentation. Because the wife voluntarily signed a properly constructed Property Settlement Agreement, she is not entailed to relief from the agreement on that basis. Wife also challenged the agreement on the basis that she did not receive full and fair disclosure of her legal rights under the Divorce Code. The Superior Court noted that "[F]or fl Post-nuptial Property Settlement Agreement to be valid, there must be evidence that the parties are aware of the statutory rights they are relinquishing," The -10- 97-4969 CIVIL TERM Superior Court concluded that the agreement contained a full and fair disclosure of wife's statutory rights, Wife further claimed that the agreement failed to make full and fair disclosure of the parties' worth. The Superior Court noted that absent such a disclosure, a material representation In the Inducement for entering Into a post-nuptial agreement may be asserted. Citing Adams v. Adams, supra, and Nigro v. Nigro, 371 Pa. Super. 625 (1998), the court stated that there Is full and fair disclosure at the time an agreement Is executed If wife was sufficiently involved in husband's financial affairs for the court to determine that she was fully and fairly aware of the marital estate. In Mormello, the Court held that the facts and circumstances did not demonstrate that wife was fully aware of the marital estate. The Court concluded that (1) "[t]he wife expressed no knowledge. . . as to the husband's monthly pension payments or his gross salary from the a:torney general's office," (2) the property settlement agreement obscured the general financial resources of the parties, (3) there was no mention in the agreement of the amount and duration of the monthly car payments for which husband was responsible, (4) there was a failure to state the value of hU$band's pension, which was the greatest asset of the marriage, and the wife's disability payments, and (5) the only valuation to be found in the agreement was the $65,000.00 remaining on the mortgage on the house which did not accurately reflect husband's monetary obligation to wife. The Court further noted that the agreement was invalid because, although husband claimed that he would pay the remaining mortgage on the marital home, wife's Insurance paid $833,33 of the \, -11- 97-4969 CIVIL TERM and financial matters." While wife knew what the assets of the parties were and that there was debt, she maintains that she did not know the value of those assets or the amount of the debt; therefore, she was not aware of the equity In the assets at the time she signed the agreement. Those were "financial matters" between the parties, Because the agreement contains a full disclosure clause, there Is a presumption of full disclosure. To prevail, wife must rebut the presumption by clear and convincing evidence. The equitable distribution clause In the agreement provides that the agreement constitutes a settlement of all property which was legally and beneficially acquired by the parties during their marriage. This includes their real estate and personal property, as well as that portion of husband's pension which accrued during the marriage until separation, and the storage rental business which husband started the year before their separation. Full and fair disclosure of the financial position of the parties Is required before the agreement can be upheld. Such disclosure need not bo exact so long as it is full and fair. We are satisfied that wife has rebutted the presumption that there was a full and fair disclosure of the parties' "financial matters" before she signed the property settlement agreement on September 9, 1995. Husband offered no testimony whereby we could conclude that (1) wife was aware of the value of the marital real estate, (2) the amount of debt, (3) the value of the marital portion of his pension, (4) the value of the storage rental business, and (5) the income produced by that business. There Is no credible evidence whereby we can -13- 97-4969 CIVIL TERM conclud~ that wife knew of those values even though she need not have known the exact values at the time she signed the property settlement agreement. Husband suggests that there was full and fair disclosure of the parties' "financial matters" because wife took care of the family finances before he took those responsibilities from her, We accept wife's testimony that husband removed her from handling the parties' finances In 1993, Husband built the storage rental units and started that business In 1994. Wife never had any knowledge as to the marital value of husband's pension. We are satisfied that as to the real estate holdings, wife did not have sufficient knowledge as to the equity In the properties when she signed the property settlement agreement on September 9, 1995. Based on all of these factors, we find by clear and convincing evidence that wife has rebutted the presumption that there was full and fair disclosure of the parties' "financial matters" at the time she signed the property settlement agreement. Since this finding alone requires that we dismiss husband's petition to enforce the marital settlement agreement, we need not address wife's claim that she was acting under the duress of her husband and that he made misrepresentations to her which caused her to execute the agreement. ORDER OF COURT AND NOW, this "2b day of May, 1998, the petition of plaintiff to enforce a property settlement agreement dated September 9, 1995, IS DENIED. .14- PYS510 1997-04969 SCHILDT Cumberland County Prothonotary's Civil Case Inquiry ROBERT L (VS) SCHILDT MARY E Office Page 1 Reference No..: Filed.... ..,,: Ca~e Type.....: COMPLAINT - DIVORCE Time..... .,..: Judgment......: .00 Execution Date Judge Assigned: BAYLEY ~DGAR B Sat/Dis/Gntd.. Jur~ Trial.,.. Hi~ er Court 1 Hi er Court 2 ...**.................................................. ........................ General Index Attorney Info SCHILDT ROBERT L PLAINTIFF BACH JAMES M POBOX 205 LIVERPOOS PA 17045 SCHILDT MARY E BOX 12 S FREDERICK STREET MECHANICS BURG PA 17055 9/15/1997 11' 08 0/00/0000 0/00/0000 DEFENDANT THOMAS R MARK ..........**.................................................................... · Date Entr ies . ..............................**.**............................................. 1)(09/15/97' COMPLAINT - DIVORCE W9/15/9r PLAINTIFF'S AFFIDAVIT UNDER SECTION 3301(01 . 10/02/97' DEFENDANT'S COUNTER-AFFIDAVIT UNDER SECTIO~ 3301(0) OF THE DIVORCE CODE ? 10/03/971 PRAECIPE FOR ENTRY OF APPEARANCE FOR DEFENDANT BY R MARK THOMAS ESO 81JlO/03/97/ ~S5~~~0~~~ ~gH~~E~C~A8b~T~~~~E~I~~Ry~tlnMNT IN DIVORCE . ADDITIONAL COUNT - C UNSEL FEES COSTS AND EXPENSES Ij~2/24/97 MOTION FOR APPOINTMENT OF MASTER BY P RICHARD WAGNER ESO FOR PLFF 02/23/98' ORDER OF COURT APPOINTING E ROBERT ELICKER ESO AS MASTER 3/10/98" PE'rITION FOR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY al'a." SETTLEMENT AGREE;MENT ~~01J18/98/ ORDER - DATED 3/18/98 - IN RE PETITION FOR SPECIAL RELIEF AND ~v." ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT - RULE IS ISSUED UPON DEFENDANT RETURNABLE 4/8/98 3 PM CR 2 - BY EDGAR B BAYLEY J - NOTICE MAILED 3/19/98 OS/27/98' OPINION AND ORDER OF COURT - DATED 5/26/98 - IN RE PETITION OF J~ . <{ / PT.AINTIFF TO ENFORCE THE PROPERTY SETTLE,ENT AGREEMENT - DENIED - ~"~&6/24/9~ ~6T~g~A~FBA~~~ktYTg su~~k~6~ ~~b~~DB~/~7R~~HARD WAGNER ESQ 07/01/98 SUPERIOR COURT OF PA NOTICE OF APPEAL DOCKETING TO * 936 RBG 98 ~07/10/98/ TRANSCRIPT LODGED ~107/16/98' TRANSCRIPT FILED r, .......**......**..*....**....**............*..~.*.............................. · Escrow Information . · Fees & Debits Bea Bal pvmts/Ad1 End Bal * .............................*..*.*......~......*............................... 35.00 35.00 .00 .50 .50 .00 5.00 5.00 .00 125.00 125.00 .00 10.00 10.00 .00 5.00 5.00 .00 20.00 20.00 .00 5.00 5.00 '.88 5.00 5.00 30.00 30.00 .00 ------------------------ ------------ 240.50 240.50 .00 ................................................*............................... · End of Case Information . ................................................................................ DIVORCE TAX ON CMPLT SETTLEMENT MASTER'S FEE DIV PA SURCHG JCP FEE ADD'!, COUNTS JCP FEE JCP FEE APPEAL PAGE' 01-05 19 ,~1-25 '0 , '6-41 12-46 . RODERT I.. SCIULD1' VS MARY E. SCHUDT Among the Record, and I'rocceding' enrolled in Ihe courl of Common l'lea. in and for lhe counly of CUMBERLAND 97-4969 936 HBG 98 Term. 19 i. conlained the following: in the Commonwealth of renn.yl,ania 10 No, cory OF . APPRARANCRS DOCKET ENTR Y 09-15-98 COMPLAINT - DIVORCE PLAINTIFF'S AFFIDAVIT UNDER SECTION 3301(0) 10-02-97 DEFENDANT'S COUNTER-AFFIDAVIT UNDER SECTTON 3301 (D) OF THE DIVORCE CODE. 10-03-97 PRAECIPE FOR ENTRY OF APPEARANCE FOR DEFENDANT BY R MARK THOMAS ESQ. 10-03-97 ANSWER AND COUNTERCLAIM ANSWER TO COMPLAINT IN DIVORCE ADDITIONAL COUNT - EQUITABLE DISTRIBUTION ADDITIONAL COUNT - COUNSEL FEES COSTS AND EXPENSES 12-24-97 MOTION FOR APPOINTMENT OF MASTER BY P RICHARD WAGNER ESQ. FOR PLf'F, 02-23-98 ORDER OF COURT APPOINTING E ROBERT ELICKER ESQ. AS MASTER. 03-10-98 PETITION FOR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT 03-18-98 ORDER - Dl\TED 3-16-96 IN RE PETITION ::'OR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT - FULE IS ISSUED UPON DEFENDANT RETURNABLE 4- 6-96 3 PM CR 2. BY THE COURT: EDGAR B. BAYLEY, J. COPIES MAILED 3-19-96. 05-27-98 OPINION AND ORDER OF COURT - DATED 5-26-98 - IN RE PETITION OF PLAIN1'IFF TO ENFORCE THE PROPERTY SETTLEMENT AGREEMENT - DENIED - BY THE COURT: EDGAR B. BAYLEY, J. COPIES MAILED 5-27-96 06-24-98 NOTICE OF APPEAL TO SUPERIOR COURT BY P RICHARD WAGNER, ESQ. 07-01-98 SUPERIOR COURT OF PA NOTICE OF APPEAL DOCKETING TO #936 HBG 98. 07-10-98 TRANSCRIPT LODGED 07-16-98 TRANSCRIPT FILED. MISC. (EXHIBITS) ....., \l,! " I;' 1 " , " , , , ,j,..j."j. <" " " , , " ' , , " ,: "I " " Ii " " " ;,,1 " , " ,~ I, 1,1 <1 ,p (\ \-:1' r..l) ~l'\ .,t r"" I. '"l',jfj'l I...... :1) n'i/ \'.. '". '"/ >," \ "'? ~j i - ')\ ~.., I> " -' "'j ;..!: .",' , -) ~.. .' .C) ,;\( - ,"\(1 )'0-1 C:J ~:~\, .' ,'<) t::.l To ''J}. ..... ,.../ . , ,-I ,I , ' " , I', 'i' " ,\ " , Ir, , , 'I' I', . , , ., " , , w, , -, , " 2 t5? (') -I'f :'''' L. I ~,~,,~:,f ,...~ I' '- ~'1 L~. [', r.. , I 1""" rtt; 1':' '! I ".'/ , (/j ,- i\ ~"" ': ~ 'j, ,~\ I i -. ~ ;." iJ , ..- ;~ .' 9 , , ' 'j ",",I .'l 'C:) ~J.j ..._~ rv .... ",,1 , I! " 'I \' I, I, " " , , 'I , , , " I' I I' " , I , I ,I I' , '" I " 'I " I \I, 'Vl'!Vl\lN~NN3;f ' AJ.NnOO ('JN1~Fl8~ina SO 1:Z1 H'd 61 Jj~W 66 , AlN.1CNO! 1.1.1.)( ;,j ::1'11 :JO 30Li~O-(m:J requested and impl.ied that this information would be given to the defendant. 11. As of the date of this E'etition, plaintiff has not provided any of the requested discovery despi te his assurance through counsel that this discovery would be provided. 12. One of the items of marital property identified in the written E'roperty Settlement Agreement and testified to at the hearing conducted by this Court on April 8, 1998, is real property located at 2351 Logan Street and 2353 Logan Street, Harrisburg, Pennsylvania. 13. Defendant has inadvertently discovered that the properties located at 2351 and 2353 Logan Street, Harrisburg, Pennsylvania are the subject of a public sale which is to be conducted on March 21, 1999 at 1:00 p.m. 14. Neither defendant nor defendant' 5 counsel was advised that plaintiff was going to sell this real property at public sale. Defendant believes and therefore avers that if these properties are scld at pUblic sale the plaintiff will dispose of the proceeds in such a way as to deprive the defendant of her: marital rights with respect to this real property. 15. Defendant seeks alternative relief in. the form of either an Order prohibiting the voluntary pubUc sale of these properties or an Order directing that the proceeds from th$ sale '" " ,I C'J, .0 q ~7'~ \!.) ~- :J: '-J "'t"U-J ;l;Ml tl j21f' 0" ~. -.1 ;:\ IXl ~n,. , '1":':'(.:) -n ,S' )~ c, ::1: '..,.-t . ; .~ 5;9 - ~ ' l.or .. iZ :Jl '~ ,~ U\ " , " B. Personal Property House was fully furnished. Wife would like to get a few of the items, e.g. Deep freezer Wooden oval table with chairs Hutch, dining room table and chairs Double keyboard .organ Dresser Curio cabinet 2. Pension/Retirement Benefits SOut'ce Value Marital Supporting Portion Document Wife 0 Hl;sband $48,052.00 (lump sum) 100% Letter from I $956.30 per month (Age 62) "The Savitz or Organization" $669.41 per month (Age 55) * The statement from The Savitz Organization clearly states that their estimate is "based on the information supplied to us". In light of husband's prior dealings and statements made, wi fe needs to have access to husband's complete pension information before she can confirm the valuations provided by husband. Annuity Husband participated in his Local No.. 520 Annuity Plan. It is believed that his participation in the PUn commenced as of .1uly1, 1969. Husband withdrew $8,970.00 from the Plan in 1998. Wife believes the date of separation value of ~his plan was significantly,higher. I:, I - INCOME AND EXPENSE STATEMENT OF /;'11I,( 'I &_:.. ..5c:.lt I U:f: , SSN /13t .2~L__L!!!!!...-. - DATE ~.4Y 1,i{tlO!!.- THIS STATEMENT MUST BE FILLED OUT (II you are sell.employed 0' ,t you ale salaried by a business 01 which you are ownElr in whole or In part, you must also fill out the supplemenlallncome Slalement which appears 'In the lasl page ot this Income and Expenle Stllement.) br"'~ .5'1II/(.:Sol .:rc.. (jK)O.o INCOME (a) Wages/Salary (1"vnl'. ~Ge.nc.'1J , Employer & Address At- ft.JUJ>>n tJ l. KE.60u..,..a:s UJV. ~!IO HIMT AJ. Job Title/Description ...,M1".I1 ,4';141..'1#:1:_ J{'~",PIl7U. t:J,'~7C1f. = ~~~:se~I~:~e::~y ?e~;~~~~~~:. ~~n.~~I~~...... .~..................... ..,............. ....................,......................... $ . ~ Jjb, ~ Payroll Deductions: Federal Withholding ..................$ Social Securlly ...........................$ Local Wage Tax ..........................$ State Income Tex .......................$ Retirement ..................................$ Health Insurance .....J................$ Other (speclfy)#.'.lU? ..~............$ ___.........................$- .........................$ Net Pay per Pay Period .........,.............................................................................................................. $~~.!:i1!3 ~~.Jo/.IJ ~:J..'1/ ~.J/.lJ 14.'11-_ 1.l# .;. (b) Other Income Week Interest/Dividends ......................$ Pension/Annuity .........................$ Social Security ...........................$ ~s/ROyallies ..........................$ Expense Account .......................$_ Gifts .............................................$ Unemployment Compensation .$ Workme"'s Compensation .......5- Month Year S $ $ $ S $ S S s s s s .JSo. s S 5- $__ - ---- Total. Other Income .......................$ $ S ~D.oa INCOME AND EXPENSE STAT MENT OF I";~};" nl. mld~ In Inl.'ncaml Ind h;.n.. sri'" menl .r, HUI and COff'CI. t underSland Ihallllle 111'em,n" her,ln .,. mad. subjeet 10 In, pI"IIIl.1 01 18 Pa C S. 4904 fllltlng 10 un...aln 11""~'I'an la lulna,II... 1tf. f ri)~ Oil' -1}OI ~ ~ Pia "r Of g.f,ndanl CUMBERLAND 32 L. ,\., ',".... .. . " ,..'," Household Week EXPENSES Home Mortgage/Aent .............,....."....""""....,.. $ $ Maintenance ...."..".............."..".""..."... $ $ Utilities (telephone, heating eleclrlc, etc.) ..........."..."........".."....... $ $ Employment (trensportatlon, lunches) ..."........ "..................".." "...... $ $ TaMes Aeal Estate ",..............""......................... $ $ Personal Property....,......................,....... $ $ Income ................................................,.... $ $ Insurance tlomeowners ........................................... $ $ Automobile ..................................,........,.. $ $ Lite/Accident/Health .........................,.... $ $ Other ........................................................ $ S ^uton;oblle (payments, tuel, repairs) ...............................,................. $ S Medical Doctor, Dentlsl, Orthodontist ................ $ $ Hospital............,...................................... $ S Special (glasses, braces, elc.) ............... $ $ Education Private. ParOChial School....................... $ $ College ..................................................... $ $ Personal Clothing ................................................... $ S Food ........................,........................,....... $ $ Olher (household lupplies. barber, etc.) .......................................... $ $ Credit payments and loans .................... $ $ Milcellaneous Household help/child care .... ""...."...." $ - $ Enlertalnment (Inc. papers, books. vacation, pay TV. elc.) ............ $ $ - Gilts/Charitable contrlbulion$ .............. $ $ Legal Fees ............................................... $ $ Other child support/alimony payments .............................".............. $ $ Other (speclly) ............................................... $ $ TOI.I EMP.ns.s .........................................,... $ $ CUMBERLAND 33 Child Week Household Month Child Month $ 5-'1'1,50 $__ $ $ $ " oj. Ul) $_-- $ $ $ $ $ $ $ S $ ,I. #J $ $ ,jo. Df $ $ $ $ $ $ Ib'. 01l $ $ ~b.1lO $__ $ $ $ $ $ $ $ $ $ S $ , f'1). 10 $ S $ $ '1..1 1. ,.0 S . S $____. S JD. ,.0 S $ 1t..".1IO $_ $ $ S $ $ $ $ ..tru.:2- $ . I ~ ill ~ " :D Z " C/l (') ~~~; d j!O ~ s ~ ~ ~ ~ . r- Z o r- m -<,1J (') Cl () r..: C) -;1 '-.'" :.l; -'t1;-;-; .. '-J ri"1 i ~- ..: 11''''f1 ;;'..11 ,- ;;."1,.: I ,'i:l ~(J .&." "k~ -T) '.~(-" :-r: U~~ ~ '. C") N Yc. 7- .. '} :;! ,o..., ~ c,n ~ '_:.." -;It.?__ ._. .. /-. .~-- . .... APPOINTMENTS FORI SCHILDT,ROBERT L 202-36-7412 PRINTED: 4/2~/2~001iIOI ~7' "pl" :!5a 2000 91 00 AM (30 MINUTES) LABORATORY-CAMP HILL Ap'" 25~ 2000 914~ AM (30 MINUTES) PHYSICAL THERAPY-CAMP HILL - - Apr ~- 2000 !0130 AM i30 M II~UTF.S) VASCULAB,BLOt17;4TH FL(A) ..../~ AD'" 27, 2000 ! : 20 PM (20 MINUTES) UROLOGY-BLOU1.2ND .l M<lY 0:;. :lOOO 10:30 AM ('.CO MINUTES) PHYSICAL ThERAPY-~~MP HClL May 09, 2000 2:00 PM (30 MlIoIUTES) AHMED,PSY~HlATRY-CAMPHILL \ M<ly 11. 2000 Il30 "'M (30 MlNU rES) SAXENA-CAMP HlLl May 31, 2000 11 : 00 AM (4~ ,'lIIolUTES) AUDIOLOGY-CAMP HIl~ .Jun 14, 2000 11 : 00 AM (2~ MINUTE)) POO REGULAR,BL041?,2ND FL Aug 14, 2000 211~ PM (1~ MINUTES) OPTOMEH:Y tl-BLOGt17, 2ND .:L s-t 20, 2000 111 00 AM (30 MINUTES) HOANG-~EHAB MED,BLOG 23 ',,' ' , , , , :r;3: lam)> w ill ~ :r; '" > ~i~!"l ~~~~~ dF ~ -<;0 (') c:, q c: ,.) ,- :1C ....' -n~\i JA T n 1101 -c 1"::T.f ". ;;t::.'li , ::;J~ ~~T.:; ... ~ ~ I? ~:'i.'.J -n ;I':~ ~, .."\ :'J: ,I" _ ,.,.. ~.. (I, ~ () ...;:. ..~ "N ~J ~ en ':!t ASSETS OF PARTIES Plaintift marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages. If an item has been appraised, a copy of the appraisal report is attached. (x) 1- (x) 2. () 3. () 4. (x) 5. () 6. () 7. () 8. () 9. (x) 10. () 11- () 12. () 13. (x) 14. (x) 15. () 16. () 17. (x) 18. (x) 19. () 20. () 21- (x) 22. () 23. (x) 24. () 25. () 26. Real Property Motor vehicles Stocks, bonds, securities and options certificates of Deposit Checking accounts, cash savings accounts, money market Contents of safe deposit boxes Trusts Lifo insurance policies (indicate face value, cash surrender value and current beneficiaries) Annuities Gifts Inheritances Patents, copyrights, inventions, royalties Personal property outside the home Businesses (list all owners, including percentage of ownership, and officer/director positions held by a party with a company) Employment termination benefits - severance pay, workman's compensation claim/award Profit sharing plans Pension plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) Military/V.A. benefits insurance (notified for Education benefits agent orange) Debts due, including loans, mortgages held Household furni.shings and personalty (include as a total category and attach itemized list if distribution of such assets is in dispute) Other MARITAL DBBTS AND LIABILITIBS plaintiff lists all marital debts and liabilities in which either or both spouses have an interest individually or with any person as of the date of separation: 1. PNC - Visa $9,736.58 optima Card 9,349.11 Citibank 10,317.98 . peoples Bank 7,840.82 1st USA 250.00 Chase 1. 828 .12 $39,322.61 2. Mortgage on Home ~ with PNC approx. $188,000. , ''''10 .~ r.~ ~OQ.IO. '''IUI iflfS CL J,', .'..', ~ JlOQ UI peo"IOUI IllllUl{I 1I IUI,lJ P/tlNllnbUON II .,1, I" 'II1't8U1Q 1110 IUlKIUeOIO o~ IU6f!.UAwd 'J13 lfOUI"PY I (",. I II" IdIIDI'rootIV I .dll AlImO" 11'009 L . ~ . . PI"."IIM _I' eJIOIplVi I adll pVl .,.aIM ."OlpIlVi I , I' ,.1. ., Pl~~lIM UI Alun"., 11100$ . ,101M AumOfl 1"005 ~ -- p!,,,,,UM .lIltWOOW 11l'1M'~ B lIollnu..swoa llUlO,dll 's""'M 9OQO'li~~ ON ewo lIlJ1}IIoJJ ')111"1 111),\ IHJII "1'1"'1.1" .,........ ". AlltU ulJil'jlj"lI 1~III'J III AUVIl.ld ,.')11111l11II"u II' llJl'I'1l ll'l ,~ .1111 'lll"llUltlIU "III !lOA II l)JlNQS ."IIUlII'.'~ II,UloJllll ,1111 III pl.litillM11 Ihllll'l .,. IltJIII'lIlJ11ltJl 'illll t()lMOS "nulIII'IH IIIUJl)ltJl .-,I,jIllJllOIL 1"IIIl) IIlltlUU!/tJl.llj .t.:;-.-;,.. ..... ........ ,.1. pi 'r;'j''(", j' ...... 1111l1UOOUIlf'JlJl LI 'It $ltII ,1l1l1M1I1I.lI oa ijW..uAllIlt~' eL ;-l!1 .UlU:lUI Illlll~i II L ...n........ ~1..tQ .1. IwOII 'I"" ,,,lItll'" ,""",IPU. ~JOlfllt1!i ,~ 1HIt....1 STATEMENT FOR RECIPIENTS OF PA UNEMPLOYMENT COMPENSATION PAYMENTS PlY'" COMMONWEALTH OF PENNSYLVANIA OEPAATMENT OF LABOR ANO INOUSTRY BUREAU OF UC BENEFITS AND ALLOWANCES HAIlRISBURG. PA 17121.0001 QMlNO '~50t1Of'IOfAAl.IO ~ 2l1lOll]1tH , sac SEC NO TOTAL PAYMENT 202.38.7412 59,349.00 RECIPIENTS nI'no. add,.... liP cod, ROBUT L SCHILDT P08 20S LIVERPOOL PA 17045 --- .----------- 50ij003ij 5.33AOldW3 'Q~ :) 'UUJ 6 6 6 rr IU'W''''S ".M ; L JlVL PUI .alM ~ j --'--~--'---'-"---r- " ""r ..... ,., ~:.. 'JIQ "1111 ~~QrM i1IVI!i L ~ rIll 1)1'11111"".11..-'111'111I'1 .1'11) .~ ..' _POO dlZ J>>YI .,..,,~. 'twW ',1MAOIe ~ llQUJlt... ~lIlnoM 1.100' I,NAoIdw:J It '. I!'" ., lJPOO dlZ pUI '."'PP' "WI\.! '.j~3 ~ lllQwnU UOlllOIIIIU8Pl JtM\dUJ3 q I ItQWf'IU IOJlUOO . Thlslorm \hoWl th. IQt.1 unemployment compensallOO paid 10 you by thl Otpanmll'il 01 LabOr and Industry 111 lhl 1111 year IndiCaltd. and the amount 01 Federallncom. lall 'Nlthheld (if you r8t.lLJllltlu lall WithhOlding,. Thill II Importanll8lt Informallon Jnd II belnq furnlshl'IIO lh. Internal Rlvlnul Slr,lC. (IRS). if you ;Ire reqUired 10 filII a reMn. .I I'Ilt9l1g.ncI penalty or olher ,,"cllon may be Imposed or' you IIIhlS Income 15 13Jable W'd the IRS ,SttemunllIhatIt hal nol been rllPortftj, 'or Incom. t.. ,urpo.." unemployment comp.n.atlon "n.nta .r. ,...."... 1ft th. eal.ndar V..r In which thev .r. ,ald. ,e..rdl... of .un the claim 'or bene"'. w.. m.d. I . t. I 0'" R.Clpl.nt YOU MAY BE ELIGIBLE FOR THE EARNED INCOME CREDIT. .nlCh ,sa Ft<ltf3i bent!l '999 for DOth mBrru,d al'ld smgll parents 'HOO 'MJlked lither full or par1 11m. dUMq all 01 or pan ollhl year and earned less ttlan Ih. Federal Quabfyul(J amount If you ar.lttlqlble, yoo 'Nil! tlttler owe less tall" or qualify for a tor!)I' lall return To m. for Ihe Ea,rted Income Credl!. flN ouloodai\adl.Sd1tWItEIC.IO yoorF_ Income 18.11 return For more Inlormanon. call the IRS 10111". 01 \ .800-329, \0010 SO.oo NOTE, If you were l]Verp8ld Delleflls, and repaid thl amount. ,t " Ibll ",dU<lt<l on lilt "TOTAL PAYMENr II th. repayment "'81 mad. In thl sam. y.ar al lhl ovtrpaym.nt make It" neciIIss,ry adlullm.lll .nd notauon on 'f'J'JI TIA Form 10<0 or 104QA. Roc.tpl> you hi" 'rom Iht OtPI. of L,bOI & Indu'lr/ mlY be ustd .. you, prool 'or ldjllltmtnl1 d_. InllrUdiOnllO RlClllIent PI".. make ally _1ionI1O 'fOOl add,," on the Itlaclled poalCl/ll: d.1ICh and ma~ It ,",Ill lhe flIOPII poltag.. yC,IOIIGRl" 1.00 _~' r.' r . O"'l1In'l'Il or In. r'.lIu,y 1I'II,'".IIhw.nl,l.S.rwIU 11101 ... N,m.hj.tlo",nl)I'I,.ll,I,n Supplemental Income and Loss IFrom r.nlol' r,"' ISIBltt. ravalllll. parln.rshlps, S corporatlon,.lIt'I'I. hUlts, REMICs. tic,) Uac to Farm 1040 or FI) 10 1. ... Se. In$lrucrlons for Schnduht E Form '040 . tlo ,~.~ (JI"~ 1999 A""ctlm'"1 .;.. ".nr. ~I<l f'I'" ~'lr.,..1 ,..nllol. nl,llflQ" gRT P.rtl L, SCHILDT Income or Loss Front Rental Real Estate and Royalties Nul.: R.port Incom., iJnd ltllptnus rrom your busln... of r.ntlng or I sir 'I IS R 01 r, m '/filIal In . m 1)( I . Ir m FQ ,n 5 'In iJ .., II " :l For uch rtnlal rul ,,!Slale propl!r1y h51ed on line 1. Qld 'Iou or your family un It llurlng the lilIC yeljr far persanlll f)urpalel for d10,. than lhlt g"aler of . 14 dilYI, or . 10% ot the tolilllliJYs '.nled al fair nt- y I? In.lr II n Pro .rtln Ves No A x ..L Income: A 3 R.nt. r'C'lved 3 16 855 4 Ibp.n...: 1 Advlnlllng 5 384 . Auto and Iflve' (Ill. In'truellons) 6 7 Cleaning Ind malnt.nanc. 7 547 . Commlsslona 8 . Inluranc. . 9 .....ill.. 10 L.g.llnd oth" profn.tlO"al rfta 10 1 11 Manlg.m.nt f... 11 1Z Mortglg. Inl"... plld to banks, .Ic, (.11 inllrucUonl). 1 5 26 13 Oth.r Int.r.st , 1. 14 R,pI'" , 14 66 18 SUpp1/11 11 55 l' rl... 1 36 17 UIIIIIII. 1 6 11 Other (1/11) ~ PROPERTY A SEE sm 5 798 l' C TOlals x B 3050 38 m C IA'Jrlcolumn.A Ii .nljC I 1 745 3 21 4 721 44 54 475 5 1 030 67 570 722 1 193 150 101 271 1253 Add I/n.. 5th,ough 18. D.preclatlon ,.lIp.nll or d.pletlon (I" instructions) , Totalt)(p.n,.., Add IIn.s 19 Ind 20 Incom. or (lOll) from renlal rell IIrat. or royally prop.rtl.s, Sublract IIn. :ll tram line 3 (rents) or lin. 4 (royalll.'), If lh. r,sult is a (1011), SI. Instructions 10 find out If you mU$' nil Fo,", 6111 D.ductlbl. finial rill 'Itat. lo"s. Caution: '(our finial real .s.al.loss on Iln. 22 mllY b. Ilmlt.d, S.. inlllmcllona 10 rind oull' you mull nI. Fo,",86U. N.., ","t. proflSSlonll. mUll cc.mpl,t. Iln. 42 on plgl 2. . J Income. Add pOSitivI amounts shown on IIn. 22. 00 not Includ. any 10.... Lots.s, Add royalty 101S,S from IIn.12 and rllnlal rUI.stat. Ion.. from Une 23 Ent., 10lalloSM$ h.,. TOlal rlntal ftll IIlal. and rovally Incom., or (l05S), Combln. Iln,1 24 and 25 Enr.r th. r.sult here If P;.uts II, III. IV, Ind. Hn. 39 on P'OI 2 do nor apply ro vou, also .nt" thll amount on 'orm 1040, IIn. '7 Oth.rwl1t1. Includ. rhls 4 'or Paperwork Reduction Act Nolle.. SM Form 1040 Instructions. 10 86 4 203 o 1 5 1 16 0 4 306 4 509 148 3 109 o 5 6 831 -1 459 -1 36<1 1 459 4 Schldul. E IFo,", 10401"11 NMU\IAGE SBTTT.-NT AGRI!lEMENT THIS AGRI!lEHI!NT, made this;~ )-(1. day of "I')i't...,~i.0.4') , 2000, by and between HAllY E. SCHILDT, hereinafter referred t,:) as WIfE:, and ROBERT L. SCHILDT, hereinafter referred to as HUSer-.tto. WIT N E S S B T H: WHEREAS, the parties were lawfully married on September 15, 1967 in Hershey, Pennsylvania; and WHEREAS, certain differences have arisen between the parties as a result of which they have decided to .separate and to live separate and apart from one another, and it is the intention of these parties to live separate and apart for the rest oe their natural liVIlS, and the parties herllto are desirous of settling fully and finally their respective financial and property rights and obligations as between each ot~ler, including without limitation, (1) the settlement (,f all matters bet',o/een them relating to the ownership of real and personal property; (2) the settlement of all matters between them relating to past, present and future support and/or alimony; (3) the settl.ement and conclusion of their legal status as a married couple; and WHEREAS, during the parties' marriage there has been a complete disclosure of the earnings and property of each party, and each understands his/her rights under the Divorce Code of the Commonwealth of Pennsylvania I and WHEREAS, WIFE, having been properly advised by her counsel, employment which to him or her ~dY seem advi$abl~. This prevision shall not be taken, howe',er, to be an admissi-:n on ~he. part. of either HUSBAND or WrfE of the lawfulness of ~he causes which led to or resulted in, the continuation of theLr liv~ng apart. 3. DEBTS The parties hereto have been living separat~ and apart since on or about September 5, 1995. Each party hereto agrees that each will be solely respor.sible for any debts incurred by either of the parties since September 5, 1995. 4 . HUSBAND'S DEBTS HUSBAND represents and warrants to wrfE that he has not and in the future he ~ill not contract or incur any debt or liability for which WIn: cr her estate might be respor.sible and shall indemnify and sa'!e WIFE harmless from any and all claims or demands made against her by reason of debts or obligations incurred by him. 5. WIfE'S DEBTS WIFE represents and warrants to HUSBAND that she has not and in the future she will not contract or incur any debt or liability for which HUSBAND or his estate might be responsible and shall indemnify and sa',e HUSBAND harmless from any and all claims or demands made against him by reason of debts or obligations incurred by her. 6. I?ERSONAL I?ROI?ERTY HUSBAND and WrFE hereby acknowledge that they have agreed 'Jpon the di'lision of all r.angibl>9 p"!rs0na~ pcperr.y, in';luding jewelry, clothing, flJmiture, h<)us<?h.~ld .;!'l'JiFment, appliances, motor vehicles, recn'ational vehides and tc,~ls. Each party agrees that these i~em5 have already b~.n divided and each party is the owner of any it~ms of marit51 property currently in their possession. This agremment shall act as a bill ~f sale evidencing the transfer of ownership to the individual party of all items in their possession, Special reference is hereby made ~o the mcbile home/trailer located on the Howe Township Property, HUSBAND hereby agrees that the mobile home/trailer is ,:0 be titled in WIfE'S name alone. Currently, there is an ollcstanding mortgage on the Howe Township property, including t;1~ :not ~ Le ;,cme/: railer. HrJSBAND hereby authorizes the mortga'1ee co :ransfer title of this . mobile home/trailer to WIfE alone upon sdtisfac~ion of the mortgage. 7. AfTER-ACCUIP.ED PSRSCtiil.L l'ROl'E?T'f Each of the parties shall hereafter own and enjoy, independently of any claims or rights of the other, all items of personal property, tangible or intangible, hereafter acquired by him or her, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried. 8. REAL ~ROPERT'f By Deed dated September 9, 1995 HUSBAND transferred all his right, title and interest in real property situate in Howe Township, Perry County, Pennsyl'l8nia to WIfE. A copy of this Deed is attached hereto a~d marked 3S Exhibit A. WIfE hereby agrees to assume sole respons ibi li ty eor ~he r;a yment of the. outstanding mortgage on this propert'/. HUS2AND understands that his name cannot be removed from the Mortgage "Iithout the consent of the l~nder. WIfE further agrees to nold HUSBAND harmless for any monies which HUSBAND would have tc pay on the Mortgage as a result of WIFE' S failure to make mort';jage payments on the existing Mortgage. 9. ESCROW MONIES Certain real properties of the parties were sold by HUSBAND prior to the execution of this Agreement. By Court Order date.d March 18, 1999, HUSBAND '"as directed to place the proceeds from the sale of these properties in an escrow account. Seventeen thousand ($17/000.001 dollars was placed into the escroW account. HUSBAND agrees to pay WIfE :ifteen thousand five hundred ($15,500.00) dollars frem the escrow account as part of the consideration for WIn: signing thlS Agreement. Said monies to be paid to WIFE on even date with final execution of this Agreement. 10. PENSION Both parties hereby '''ai'/e any claim, right, title or interest which they may have in the pension or other retirement fund owned by the other party. 11 .. RELEASE Subject to the provisions of this Agreement, each party has released and discharged, and by this Agreement does for himself or herself, and his or her heirs, legal representati'/es, "!x"!o:utors, administrators and assi'Jrls, r'!l"!as"!, indemnify (ino:luding actual legal f~es) J;lnd dischargl\? the other of and fern all causes ot aCtion, claims, ri~hts, ,n demands, whatsoever :.n law or equity, including equitabl'! distribution, spousal . s'Jpport, alimony, counsel fees, alimony pendente lite and expens'!s which of the parties against the other ever had, now has, or may have in the future under the E''3nnsylvania Divorce Code, as amended, or under any other statuto,:! or common law, except as set f,nth below in this paragraph, all causes of action for divorce, and all causes of action for breach of any provisions of this Agreement, including proceedings to enforce this Agreement pursuant to the provisions of the Divorce Code. Each party also waives his or her right,to request marital counseling, pursuant to the Divorce Code. 12, WAIVERS QF CLAIMS AGAINST ESTATES Except as herein otherwise provided, each party may dispose of his or her own property in any way, and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction, to share in the property or estate of the other as a result of the marital relationship, including without limitation, dower, curtesy, statutory allowance, widow's allowance, right to take against the Will of the other, and r iqht to act as administrator or executor of the other's estate, and any right existing now or in the future under the Pennsylvania Divorce Code, as amended from time to time, and each will, at the request of the other, execute, acknowledqe and de:'iv'!r any and all instruments whi,=h may be ner.eS.3iHY cr a'j"lsal:;:'e to cdtr,! lnt') '!Uect this mutual waiver ~nd relinquishment of all such interests, rights and claims. 13. ALIMOtl'{ Both panies acknowledge and agree that the provisions of this Agr'ilement providing for equitable distribut.lon of marital property are fair, adequate and satisfactory to them and are accepted by them in lieu of and in full and final settlement and satisfaction ,)f any claims or demands that either may now or hereafter have against the other for support, maintenance or alimony. HUSBAND and WI FE flJrther, voluntarily and intelligently, waive and relin-=!uish any right to seek from the other any payment for support or alimony. Each party shall indemnify, defend and hold the othe~ harmless against any future action of either support or alimony brought by or on behalf of the other, such indemnity to in;-lude the actual counsel fees of the defendant in any such future action. 14. RIGHTS ON EXECUTION Immediately upon the execution of this Agreement, the rights of each party against the other, despite their continuing marital status, shall te~minate and be as if they were never married. 15. LEGAL FEES If either party to this Agreement resorts to a lawsuit or other legal action to enforce the provisions of this Agreement, the successful party shall be entitled to recover his or her C'3asonable counsel fees, "J\:tlJally lnCtlrrl;ld, from the othet' as a part of the judgment entered In such legal act lon, whether In law, in equity or pursuant to the provisions of the Di'/orce Code, as ,.the same shall be determined by the Court. 16. ADDITIONAL INSTRUMENTS Each of the parties shall from time to time, at the request ?f the other, execute, acknowledge and d~liver to the other party, any and all further instruments that may be reasonabiy required to give full force and effect to the provisions of this Ayreement. 17. ENTIRE AGREEMENT This Agreement contains the entire understanding of the parties. There are no other representations, warranties, covenants ?r Lmdertakings other than those e'xpressly set forth herein. HUSBAND and WIFE acknowledge and agree that the provisions of this Agreement with respect to the distribution and division OF marital and separate property are fair, equitable and satisfactory to o:hem, based on the length of their marriage and other relevant factors which have been taken into consideration by the parties. Both parties hereby accept the provisions of this Agreement with , , respect to the division of property in lieu of and in full and final settlement and satisfaction of all claims and demands that ,:hey may now have or hereafter have against the oth~r for equitable distribution of their property by any court of competent jurisdiction. HUSBAND and WIFE each voluntarily and intelligently waive and relinquish any right to seek a court ordered determination and distribution of marital property, but nothing herein contained shall constitute a waiver by either party of any rights ~o seek the reLief of any court for the purpose cf ~IAG! SETTLEMEN'1' AGREEMIINT 1 ,(I.. II') THIS AGIlEIHENT, made thls/l) day of" ..'1......../.....- between MARY E. SCHILDT, hereiniltter referred to as , 2QOO, b:; WIn:, and and ROBERT L. SCHILDT, hereinafter refo:!rred to as HUSBAND. WIT N E SSE T H: WHEREAS, the parties were lawfully married on September 15, 1967 in Hershey, Pennsylvania; and WHEREAS, certain differences have arisen between the parties as a result of which they have decided to separate and ':0 live separate and apart from one another, and it is the intention cf these parties to li'le separate and apart for the rest cf their natural lives, and the parties hereto are desirous of settling fully ar.j finally their respecti're financial and property rights and ob::.gations as between each other, including 'tJithou,: limitation, (1) the settlement of all matters between them relating to the ownership of real and personal property; (2) the settlement of all matters between them relating to past, presen: and future support and/or alimony; (3) the settlement and conclusi?n of their legal status as a married couple; and WHER&AS, during the parties' marriage there has been a complete disclosure of the earnings and property of each party, and each understands his/her rights under the Divorce Code ot the Commonwealth of Pennsylvania; and WHER&AS, WIfE, ha'fing been properly ad'/is9d by her :ounsel, R. ~lark Thomas, Esqui.~o:!, and HUSBAt::, ha'linj been propert, advised by his counsel, P. IU.:hard Wagne:, Esquire, the parties hereto have come to this Agreement, which ~ollows: NOW, THEREFORE, in ':onsidera::on of ~he abo'/e recitals and the following covenants and promises mutually made and mutually to be kept, the parties, intending :0 be legally bound, agree as follows: l. AGREEMEN':' NeT TO BE A BA8, TO DI'/ORCE PROCEEDINGS A Complaint in Di '/orce has be<:n filed at No. 97 -4 969 in the Court of Common Pleas cf Cumberland :ounty. The parties intend to secure a no-faul: di':'Jrce pursua~.: to Section 3301 (c) of the Divorce Code of 198'), Each of the parties hereto agrees to siqn whatever Affidavits are necessary:? secure that divorce as well as a Waiver of Notice of Intention :0 Obtain Divorce Decree. This Marriage Settlement Agreement shall be incorporated into the Final Decree in Divorce, No court may change the terms 0 f this agreement, which shall be enforced :n accordance with its terms. 2. fERSONAL RIGHTS HUSBAND and WIFE may and shall. at all times hereafter, live separate and apart. Each shall be free from all control, restraint. inter fer9nce or authori::r, direct or indirect, by ~he other in all respects as fully as if he or she were unmarried. Each may reside at such place or places as he or she may select. Each may, for his or her separate 'JS'3 or benefit, conduct, carry on and engage in an}' business. occupation, profession or employment which t,~ him or her m"y se~m advisable. This pr'~'/isicr. shall IIQt be taken, howe'/er, to be an admhsiQn on the p..rt c: either HUSBAND or WIfE ct the lawfulness of the causes which le~ to or resulted in, the continuation ot their living apart. 3. DEBTS The parties hereto have been living separate and apart since en or about September 5, 1995. Each party hereto agrees that each will be solely responsible for any debts inr.urred by either of the parties since September 5, 1995. 4 . HUSBAND'S DEBTS HUSBAND represents and warrants to WIFE that he has not, and in the future he will not contra~t or incur any debt or liability for which WIFE or her estate might be responsible and shall indemnify and save WIFE harmless from any and all claims or demands made against her by reason of debts or obligations incurred by him. 5. WIfE'S DEBTS WIFE represents and warrants to HUSBAND that she has not and in the future she will not contract or incur any debt or liability for which HUSBAND or his estate might be responsible and shall indemni fy and save HUSBAND harmless from any and all claims or demands made against him by r~ason of debts or Obligations incurred by her. 6. PERSONAL PROPERTY HUSBAND and WIFE h'!reby acknowledge that the, have <Igre,!.j 'Jp'on the division of a ii tangi.ble ~'lrsonal propert" incL'Jding jewelry, clothing, fllrniture, househo:d er.pipment, appliances, motor vehicles, recreationa l vebicles and :ools. Each party agrees that the~e items have already been di~ided and each party is the owner of any items of marital proper~; currently in their possession. .This agreement shall act as a bi:l of sale evidencing the transfer of ownership to the individual party of all items in their possession, Special reference is hereby made to the mobile home/trailer located on the Howe Township Property, HUSBAtlD hereby agrees that the mobile home/trailer is to be titled in <lIFE'S name alone. Currently, there is an outstanding mortgage cn the Howe Township property, including the mobile home/,:railer, HUSBAND hereby authorizes the mort~agee to transfer tit:e of this mobile home/trailer to WIFE alone upon satisfaction c: th.e mortgage. 7. AFTER-ACQUIRED PERSONAL PRO PERT, Each of the parties shall hereafter own and enjoy, independently of any claims or rights of the other, all items of personal property, tangible or intangible, hereafter acquired by him or her, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried. S. REAL PROPE!1T'f By Deed dated September 9, 1995 HUSBAND transferred' all his right, title and interest in re~l property situate in Howe Township, ~erry County, ~ennsylvania to WIFE. A copy of this Deed is attached hereto ar..:J markej as E:xhibit A. W:E'E hereby agre'!!s to assume sole responsibility fur the pa,ment' ';:f the ~utstanding mortgage on this property. HUSBAND IJndersr:'3nds tha~ his name cannot be r:emoved t'rum the Mortgage ',Iit:hout the consent of the lender. WIFE further agrees tQ hold IlUSBArlD harmless for dny monies which HUSBAND would have to pay on the Mortgage as a result of WIfE'S failure to make mortgage payments on the existing Mortgage. 9. ESCROW MONIES Certain real prQperties of the parties ~ere sold by HUSBAND prior to the execution of this Agreement. By Court Crder dated March 18, 1999, HUSBAND was directed to place the proceeds from the sale of these properties in an escrow account. Seventeen thousand ($17,000.00) dollars was placed intc r:he escrow account. HUSBAND agrees to P'3Y WIFE Fifteen thousand fi'le hundred ($15,500,00) dollars from the escrow accolmt as part of the consideration for WIFE signing this Agreement. Said monies to be paid to WIFE on e'len date with final executicn of this Agreement. 10. PENSION Both parties hereby waive any claim, right, title or interest which they may have in the pension or other retirement fund owned by the other party. 11. RELEASE Subject to the provisions of this Agreement, each party has released and discharged, and by this Agreement does for himself or herself, and his or her heirs, Le1a1 representar:lves, executors, arlministrators and a".sL'Jr\S, reLeas"", ir.demnlfj (including actual legal f'lles) and dischar'Je the other of and from all causes of action, ':laims, rights, Qr demands, whatsoever in La'.... or equity, including equi tac 1e distrLbut ion, spousal support, alimony, counsel fees, alimony pendente lite and expenses which of the parties against the other ever had, nOIN has, or may have in the future under the Pennsylvania Divorce Code, as amended, or under any other statutorjl or common law, except as set forth below in this paragraph, all causes of action for divorce, and all causes of acticn for breach of any provisions of this Agreeme~t, including proceedings to enforce this Agreement pursuant to the provisions of the Civorce Code, Each party also waives his or her right to request marital counseling, pursuant to lhe Divorce Code. 12. WAIVERS 0F CLAIMS AGAINST ESTATES Except as her'3in otherwise provided, each party may dispose of his or her own property in any way, and each partjl her'3by waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or futlJre laws of any jurisdiction, to share in the property or estate of the other as a result of the marital relationship, including without limitation, dower', curtesy ~ sta tutory allowance, widow' 13 allowance, right to take against the Will of the other, and right to act as administrator or executor of the other's estate, and any right existing now or in the future under the ~ennsylvania Divorce Code, as amended from time to time, and each will, at the request of the 'thp.r. execute, ackn'Jwledge and del i '/oer any and all inst ruments 'Nllio::h mal be necess*ry or ad'lisabl".l to carry into .1ffec,~ tnis mutual waiwer and r~linquishment of all such interests, rights and claims, 13. ALIMONY Both parties 3cknowledge and agree that the pr:visions of this Agreement pro':iding for equitable disr:ribution of marital property are fair, adequate and. satisfact:)ry to tr,em and are accepted by them in lieu of and in full and final se~r;lement and satisfaction of an:; claims or dElmands that either may now or hereafter have ag~:nst the other for support, mai~tenance or alimony. HUSBAND and WIFE further, voluntarily and intelligently, waive and relinquish any right to seek from the other 3ny payment for support or alimony, Each party shall ~ndemnify, defend and hold the other harmless against any futu~e action of either support or alimony brought by or on behalf of the other, such indemnity to include the actual counsel fees of the defendant in any such future act::)n. 14. RIGHTS ON ~XECUTION Immediately upcn the execution of this Agreement, the rights of each party against the other. despite their continuing marital status, shall terminate and be as if they were n~ver married. . 15. LEGAL FEF2 If either parti' to this Agreement resorts to a lawsuit or other legal action to enforce the provisions of this Agreement, the successful par':y shall be entitled to recover his or. her, reasonable counsel fees, actlJally incurr'3d, from the other as . part of the judgment enter~d in such legal action, whether in law, - in equity or pursuant to the provisions ':: the Divorce Code, as the same shall be determined by the Court, 16. ADDITIONAL INSTRUMENTS Each of the panies shall from time t: time, at the request of the other, execute, acknowledge and deli~.r to the other party, any and all fur.ther instruments that may be reasonably required to give full force and effect to the provisiJns of this Agreement. 17. ENTIRE AGREEMENT This Agreement contains the enti:e ~nderstanding of the parties. There are no other representations, warranties, covenants or undertakings other than those expressl/, set forth herein. HUSBAND and WIFE acknowledge and agree that :he provlsions of this Agreement with respect to the distribution and division of marital and separate property are fair, equitable and satisfactory to them, based on the length of thelr mar:iage and other J;'elevant factors which have been taken into consideration by the parties. Both parties hereby accept the provisions c: this Agreement with respect to the division of property in lie'.! of and in full and final settlement and satisfaction of all claims and demands that they may now have or hereafter have against the other for equitable distribution of their property by any court of competent jurisdiction. HUSBAND and WIFE each volunta:ily and intelligently waive and relinquish any right to seek a court ordered determination and distribution of marital property, but nothing herein contained shall constitute a waiver b, either party of any rights to seek the relief of any co~rt f~r the purpose of enforcing the pr~viBions gf this Agreement, 16, NODI F. :AT ION ArID WAIVER A modification or 'I/aiver of any of the provisions of this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement. The failure of either party to insist ~pon strict performance ?f the provisions of this Agreement shall not be construed as a 'l/ai'/er of any subsequent default of the same or similar nature. 19. '/OLUN7;..?t EXECUTION Each part, acknowledges that the Agreement is fair and equitable, that ~': is being entered into '/oluntarily, with full knowledge of the assets cf both parties, and that it is not the result of any du::ess or undue influence. The parties acknowledge that they have ceen furnished with all information relating to the financial affairs of the other which has been requested by each of them. 20. DESCRI?TIVE HEADINGS The descri~tive headings used herein are for convenience only. They shall have no effect whatsoever in determining the rights or obligations of the parties. 21. CONTROLLING LAW This Agreement shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. PAGE' 01-05 ROBER'r L. SCH I LOT _ VS MARY E. SCHUDT Amonll the RCCllUh and I)rnc,,'cdinp.!\ cnrlllh:d in Ihe courl uf ('omOlon Pleas in and for the county of . CUMBERI1M!!>_____._______ 97-4969 936 HBG 98 _ __ Term, 19 is contllined the followin~: In the Comnlllnwelllth of rennsylvlInill 10 No. nwy OF ___Al'.fBJ\R^N(,F.~ DOCKET ENTRY 09-15-98 COMPLAINT - DIVORCE PLAINTIFF'S AFFIDAVIT UNDER SECTION 3301(0) 10-02-97 DEFENDANT'S COUNTER-AFFIDAVIT tlNnER SECTTON 3301(D) OF THE DIVORCE CODE. 10-03-97 PRAECIPE FOR ENTRY OF APPEARANCE FOR DEFENDANT BY R MARK THOMAS ESQ. 10-03-97 ANSWER AND COUNTERCLAIM ANSWER TO COMPLAINT IN DIVORCE ADDITIONAL COUNT - EQUITABLE DISTRIBUTION ADDITIONAL COUNT - COUNSEL FEES COqTS AND EXPENSES 12-24-97 MOTION FOR APPOINTMENT OF' MASTER BY P RICHARD WAGNER ESQ. FOR PLF'F. 02-23-98 ORDER OF COURT APPOINTING E ROBERT ELICKER ESQ. AS MASTER. 03-10-98 PETITION FOR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT 03-18-98 ORDER - DATED 3 -18.,98 - IN RE PETITION "'OR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT - RULE IS ISSUED UPON DEFENDANT RETURNABLE 4- 8 - 98 3 PM CR 2. BY THE COURT: EDGAR B. BAYLEY, J. COPIES MAILED 3-19-98. 05-27-98 OPINION AND ORDER OF COURT - DATED 5-26-98 IN RE PETITION OF PLA INTI FF TO ENFORCE THE PROPERTY SETTLEMENT AGREEMENT - DENIED - BY THE COURT: EDGAR B. BAYLEY, J. COPIES MAILED 5-27-98 06-24-98 NOTICE OF APPEAL TO SUPERIOR COURT BY P RICHARD WAGNER, ESQ. 07-01-98 SUPERIOR COURT OF PA NOTICE OF APPEAL DOCKETING TO #936 HBG 98. 07-10-98 TRANSCRIPT LODGED 07-16-98 TRANSCRIPT FILED. MISC. (EXHIBITS) , , ;,f':1 ,. , , " .-., !' " , , ", 8- ,~ ~ ..~.. , <::) ~:~ "D r:~' ,.., ,C!)ltl ,-I "' r ' I on ;;"1..,, J" (,J '1.'1 " ;:~: r: -1'1 :1-.. ~l': ,'j :1 ,l:~, ~~~~ ". -I N J' ~" .. ~,j ~n ~ -, "'- " " ~ " ROBERT L. SCHILDT, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-4969 CIVIL TERM v. MARY E. SCHILDT, Defendant IN DIVORCE ANSWER AND COUNTERCLAIM ANSWER TO COMPLAINT IN DIVORCE 1 - 7. Pursuant to Pennsylvania Rule of Civil Procedure 1920.14, an Answer to the allegations of an action for divorce is not required, and such allegations are deemed denied. fQ.UNTERCLAIM COUNT I EQUITABLE DISTRIBUTION 8. The prior paragraphs of this Answer and Counterclaim are incorporated herein by reference thereto. 9. During the life of the marriage the parties acquired marital property, both real and personal. 10. The Defendant requests the Court to equitably divide, distribute or assign the marital property between the parties in such proportion as the Court deems just after consideration of all relevant factors. WP.EREFORE, Defendant respectfully requests the Court to enter an Order of equitable distribution of marital property pursuant to ~3502(a) of the Divorce Code. <{ -, ........ COUNT II REQUEST FOR COUNSEL FEES, COSTS AND EXPENSES 11. The prior paragraphs of this Answer and Counterclaim are incorporated herein by reference thereto. 12. De#endant has employed R. Mark Thomas, Esquire, to represent her in this matrimonial cause. 13. Defendant is unable to pay her counsel fees, costs and expenses and Plaintiff is more than able to pay them. 14. Plaintiff is employed and has the ability to pay Defendant's counsel fees, costs and expenses. 15. Reserving the right to apply to the Court for temporary counsel fees, costs and expenses prior to final hearing, Defendant requests that, after final hearing, the Court order Plaintiff to pay Defendant's reasonable counsel fees, costs and expenses. WHEREFORE, Defendant respectfully requests that, pursuant to S3304(a)(I), S3323(b) and $3702 of the Divorce Code, the Court enter an Order directing Plaintiff to pay Defendant's reasonable counsel fees, costs and expenses. COUNT I II DECLARATORY JUDGMENT 16, Paragraphs 1 through 15 are incorporated herein by reference thereto. ? ,"""'\ ~ 17. On or' about September 9, 1995, the Defendant, under duress from the Plaintiff, signed a Property Sett,lement Agreement that was prepared by the Plaintiff and Plaintiff's then counsel. A copy of that Property Settlement Agreement is attached hereto and marked Defendant Exhibit "A". 18. At the time this Agreement was executed by the Defendant the Defendant was not fully and fairly aware of the marital estate or her right to a fair portion of that marital estate. 19. When the Agreement was executed by the Defendant this Defendant was acting under duress which had been applied by the Plaintiff and which caused the Defendant to execute an Agreement which was unfair and unjust. WHEREFORE, the Defendant prays that this Honorable Court will enter a declaratory jUdgment in which the Property Settlement Agreement dated September 9, 1995 is declared null and void. COUNT IV ~H OF AGREEMENT 20. Paragraphs 1 through 19 are incorporated herein as if set forth at length. 21. Under clause six of the Property Set tlement Agreement dated September 9, 1995, the Plaintiff was to transfer and assign to Defendant, as her sole and separate property, all his right, /0 """ ""'" .' .' PROPERTY SETTLEMENT AGREBHiHt ~':> THIS AGREEMENT, made this "It' ~t of september 199~ by and between ROBERT L. SCHILDT, here na ter referred to as "Husband'" and MARY E. SCIIILDT, hereinafter referred to as "Wife". WITNBSSETHI WHEREAS, Wife and Husband were legally married on S q!.:. 'l)~ 1<(' 7 and WHEREAS, differencee have arisen between Husband and Wife in consequence of which they desire to live separate from each other, and WHEREAS, Wife and Husband desire to settle and determine forever all their rights, obligations, and division of their property, NOW, THEREFORE, in consideration of the mutual promises herein contained and for other good and valuable consideration, receipt of which is hereby acknowledged, lIusband and Wife intending to be legally bound hereby do promise, covenant and agree as follows: 1. ~EPARATION: It shall be lawful for each party at all times hereaftflr to live sepa.aLe and apart from the other party at such place or places as he or she may from time to time choose or deem .fit. The foregoing provision shall not be taken as an admission on the part of either party of the lawfulness or unlawfulness of the causes leading to their living apart. 2. INTERFERENCE: Each party shall be free from inter- ference, authority, and contact by the other, as fully as if he or she were single and unmarried except as may be necessary to carry out the provisions of this Agreement. Neither party shall molest the other or attempt to endeavor to molest the other, nor compel the other to cohabit with the party, nor in any way harass or malign the other, or in any way interfere with the peaceful existence, eeparate and apart from the other. 3. HUSBAND' S DEBTS: Husband represents and wan'ants to Wife that subsequent to the execution of this Agreement, he will not, and in the future he will not, contract or incur any debt or liability for which wife or her estate might be responsible and 1 EXH rB [T "A" 13 -,~, . -.. shall indemnify and hold Wife hanDless trom allY ami ,,11 claims or demands made against her by reason ot dobts or obligations incurred by him. 4. WIFE'S DEBTS: Wife represents and warnlllts to Ihlsb"nd that subsequent to the execution of thi.. A<jl'oomont, ..ho will not contract or incur any debt or liability fOI" whh:h III1..band or his estate might be responsible and shall indemn i ty anll ho ld Ihlsl.>and harmless from any and all claimtl or domandtl IIh\llo .\lJ,dntlt him by . reason of debts or obligRtions incurred by her. 5. MUTUAL RELEASE: subject to the provisions at this Agreement, each party has released and discha~ged, alld by this Agreement does for himself or herself, and his or her heirs, legal representative, executors, administrators and assigns, release and discharge the other of and fl'om all l:dUtleS of action, claims, rights, or demands, whatsoever in law dlld oquity, which either of the parties ever had or now has against the other, except any and all causes of action for breach of any provision of this Agreement. It is the intention of Husband and Wife to give to each other by the execution of this Agreement a full, complote and general release with respect to any and all property of any kind or nature, real, personal or mixed, which the other now owns or may hereafter acquire, including but not limited to, past, present or future spousal support or maintenance, alimony, alimony pendente lite, counsel Zees, '1quitllble uistributioll, pension or retirement benefits, costs or expenses, whether arising as a result of the mD~ital relation or othurwise. 6. REAL ESTATE: Wife tlereby agr<.lOS to transter lInd assign to husband, as his sole and separate propertius, all of her right title and interest in and to the fiv$ (5) parcela of real estate which are bounded anj described on the deeds, attached hereto, made a part hereof and marked collectively as Exhibit "A". Husband further agrees to assume as his sole obl1<Jation any and all mortgage payments, payment of insurance premiums, taxes, claims, damages or other expenses incurred in connection with said parcels of real estate and Husband agrees and covenants to indemnify and hold Wife harmless from such liability or Obligations. Husband hereby agrees to transfer and a~slgn to Wife, aa her sole and separate r~0~~.~Y, all of his right title and interest in and to the Howe Township property, inclusive of the mobile ho.,e and all contents thel"ein, which is bounded and described on the deed attached hereto, made a part hereof and marked Exhibit "8". Wife further agrees to assume as her Bole 2 /1 .-., obligation any and all mortgage payments, payment of insurance ,A premiums, taxes, claims, damagos or other expenses incurred in ~/r/fr connection with said parcel of real estate and Wife agrees and {~fO covenanta to indemify and hold Husband harmless from such . TtiOl liability ,or obligations.. I.f j.. ).-n ,/ (',.,. ,.,., ..' ,,,.to f".>-v?1J~' ,~. ",'I tc 4.,-b.It".../~"{JtJ I e':'..I/) '. ,,(",~"4,.4 ,It' 14. I,.... ./J./.,.? JI :I".) "',/,r<~..t. 7. PERSONAL PROPERTY; Wife hereby transfers and conveys all household furniture and furnishings and all other articles of personal property which have heretofore been used by them in cornmon to Husband and thl s Agreement shall serve as a bill of sale for same. 8. MOTOR VEHICLES; Husband shall receive exclusive title to all jointly owned vehicles. Husband agrees to assume sole responsibility for and to indemnify and hold Wife harmless from any and all demands, claims, suits and causes of action for payment of any encumbrance as to said vehicles. 9. PENSION. PROFIT-SHARING. RETIREMENT. CREDIT UNION OR OTHER EMPLOYMENT-RELATED PI~NS: The parties hereto expressly waive and relinquish any right, claim, title or interest in any pension, prOfit-Sharing, retirement, credit union, National Guard benefits, or other employment-related plans in which the other has any interest by virtue of his or her past or present employment, whether vested or unvested, matured or unmatured, 10. WAIVERS OF CLAHIS IIGAINST ESTATES: Except as herein otherwiee provided, each party may dispose of his or her property in any way, and e~ch party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire, under the present or future laws of an~' jurisdiction, to share in the property or the estate of the other as a result of the marital relationship, including without limitation, dower, curtesy, statutory allowance, widow'S allowance, right to take in intestacy, right to take against the Will of the other, and right to act as administrator or executor of the other's estate, and each will, at the request of the other, execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interests, rights and claims. 11. ADDITIONAL INSTRUMENTS; Each of the parties shall from time to time, at the requost of the other, execute, acknowledge, and deliver to the other party any and all further instruments that may be reasonably required to give full force and effect to the provisions of this Agreement. 3 /~ .,"" ,...... 1:1. BREACH: It either party breaches any provision ot this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach or to seek such other remedies or relief as may be available to him or her. The party breaching this contract shall be responsible for payment ot legal fees and costs incurred by the other in entorcing his or her rights under this Agreement. 13. FUI,L DISCLOSUlUI: Husband and Wi fe hereby state that they have negotiated the Hithin Agreement after full disclosure, one to the other, of all marital property, assets, pensions, debts and financial matters. Both parties acknowledge that they fully understand ths facts and acknowledge and accept that this Agreement is tair and equitable and that it is being entered into freely and voluntarily and is not the result of any duress, undue influence, collusion or improper or illegal agreement or agreemonto. 14. MODIFICATION AND WAIVER: A modification or waiver of any of the provisions of this Agreement shall be effective only if made in writing and executed with the same formality as this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature. 15. SURVIVAL BEYONDJl[YORCE DEC~EE: The parties hereby acknowledge that they have ar.:c<'pted the within separation agreement as a final settlement for all purposes whatsoever between-themselves as contemplated by the pennsylvania Divorce Code. Should a Decree, Judgment, or Order of Separation of a Divorce be obtained by either of the parties in this or any other state, each of the parties hereby consents and agrees that this Agreement and all its covenants shall not be affected in any way by any such separation or divorce; and nothing in any such Decree, Judgment, Order of further modification or revision thereof, shall alter, amend or vary any term of this Agreement, whether or not either or both of the parties shall remarry, it being understood by and between the parties that this Agreement shall Ilurvive and shall not be merged into any Decree, Judgment, or Order of Divorce or Separation. It is specifically agreed, however, that a copy of this Agreemant or the substance of the provisions thereof, may be incorporated by reference into any Divorce, Judgment or DecrAe for the purposes of enforceability only. Thie incorporation, hOH~ver, shall not be regarded as a merger, it being the specific intent of the parties to permit this Agreement to survive any Judgment or Decree, and to be forever binding and conclusive upon the parties. 4 /& ",. ~ 16. ADVICE OF COUNSEL: This Agreement contains the entire understanding of the parties who expressly acknowledge that this Agreement has been entered into by his or her own volition, with full knowledge of the facts and ful.l information as to the legal rights and liabilities of each other, after consultation with counsel of his or her own choosing, or being informed to retain counsel of his or her own choosing, and each believes this Agreement to be reasonabJ.a under tho circumstances, being fully informed of all prct,'erti Jwned "y each other, lwd each heroby acknolwedges that there have been and are no representations, warranties, covenants or agreements other than those expressly set forth horein. It is understood and Wife expressly acknowledges that R. Scott Cramer, Esquire, is exclusively representing the interests of Robert L. Schildt. Wife hereby rejects the advice of Hr. Cramer to retain her own counsel. 17. LAW OF TilE COMMONWEALTH APPLICABLE: This Agreement is construed in accordance with laws of the Commonwealth of Pennsylvania which are in effect as of the date of the execution of Agreemlolnt. 18. AGREEHEN'r BINDING OF IIEIRS: This Agreement shall be binding and shall enure to the benefit of the parties hereto and their respective heirs, executo::,s, administratol"S, successors and assigns. 19. INTEGRATION: This Agreement constitutes the entire understanding of the parties and 6upenledes any and all prior agreements or negotiations between them. There are no representations or wan'anties other than those expressly set forth herein. 20. SEVERABILITY: If any te.m, condition, clause or provision of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall be valid and continue in full force, effect and operation. !5 /7 J I I~ I ~ -.. r', , '.' " , , ., " " ~ "\"1 :'J'i rr.! " ~~;r.l:,1 I~F.l, . " .0 -l , , ~ (-") -, " ,C:..oi ,,-:~ (-! j,. C~, ~, - - o '\" c,l ,'') ','\1 ",C) .,J) :;j ,L'.) i"'\ :~{ ..{:; :'<; 2- _~ , , ',/'I '0 '" ~ F .. L. a ~l ". :T "" .... ~ t . f or' '" ..; .... , ~ ~ ~, -l . . . . i ~ ~ ; :~ H :I ~ m~ llZ Uln :I '" . m m ~ -< . f/O :E ~ ~ ~ a r-Z r-m -< .ll ( . ) , ) I , 1::-1 , '," ) , , " , '" 'I .. I I 'I} , (i) I ! '1 " ~ ~ t UI ';::-. l\. ... - ., ~ -0 "" . 'i\t{'I"v,S\'ll'Bd . ,IJ.N('IOC mr{\~Bil'l'lro L\ III \H 9' \i\l~ 9& ~tlONC\-II.Oc\d ~\',l.l;.O 3O,~dQ-<9i\d " I' ,; 'I, ., r'\ " . , ., ~ ~ conditions ot said property Settlement Agreement which include but are not limited to the payment by husband, petitioner herein, to wite, the sum ot ten thousand ($10,000.00) dollars, the transter ot certain properties consistent with paragraphs 6 ot the Agreement, and turther undertook a course ot conduct in turtherance of carrying out the goals and objectives and the terms and con~itions of said Agreement. 5. The Petitioner believes and there tore avers that the Respondent is attempting to now obviate the terms and conditions of the Agreement as evidenced by the Answer that the Respondent herein filed to the divorce action raising issues ot equitable distribution, alimony pendente lite, and counsel fees, and further, expressly in Count III, attempting to set aside the Agreement which is set forth herein. 6. Respondent has, since the Property Settlement Agreement, filed a spousal support action, and has also indicated that she wants the equitable distribution ot property to occur, which is vested in the jurisdiction of the Master of Cumberland County. 7. Petitioner believes and there tore avers that prior to the determination ot the appropriateness of spousal support and prior to the matter being tiled with the Master, the Court must determine whether or not the Property Settlement Agreement J~ -, r'I I, I' " I' ,,' I, 'I I " " "',' '1 'I i' " " ' , I I,,' " I , I " 1.1':) i ':'" ~,,: I' 1 1,/ i: ~ i. C. 1 , I . . , '-. I I l;"~ 1 " I I , , -. 1 , I I, ,;., I r:., I " " ...... 1"'"'1 ROBERT L. SCHILDT, PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V, MARY E, SCHILDT, DEFENDANT 97.4969 CIVIL TERM IN RE: P~TITION OF PLAINTIFF TO ENFORCE Iti~ PROPERTY SETTLEMENT AGRt:EMENT BEFORE BAYLEY. J. Q~INION AND ORDER OF COURT BAYLEY, J., May 28,1998:- Plaintiff, Robert L. Schildt, filed this divorce action against defendant, Mary E, Schildt, on September 15, 1997, Wife filed a counterclaim seeking ~ IliA, the equitable distribution of marital property, On March 18, 1998, husband filed a petition for special relief to enforce a written property settlement agreement signed by the parties on September 9,1995. Wife filed an answer In which she maintains that the agreement should not be enforced because at the time It was executed (1) she was not fully and fairly aware of the marital estate or her right to a fair portion of that marital estate, and (2) she was acting under the duress of her husband which caused her to execute an agreement which was unfair and unjust. A hearing on the merits of the petition was conducted on April 8, 1998. The parties were married on September 15, 1987, They separated on Auguat 21,1"8, They have two children, ages 24 and 22. Husband works out of Local 520 of the Plumbers and Pipe Fitters Union. Last year he had Income of $42,000 from ,)7 ....., ,'-" 97-4969 CIVIL TERM that employment and from unemployment compensation during periods when he was temporarily not assigned to jobs, Prior to marriage wife was a licensed practical nurse, During the marriage the parties agreed that she would be a housewife, Starting In May, 1994, however, wife started working at labor positions through a temporary agency for $7,00 per hour. Until August 21, 1995, the parties lived together In a jointly owned marital residence located In Liverpool, Perry County, on tracts totalling thirty-five and one- quarter acres. In 1994, thirty storage rental units were constructed on the property, The parties were joint owners of three rental properties In Harrisburg, purchased In 1986, 1987 and 1968, located at 2124 North Third Street, and 2153 and 2353 Logan Street. Wife testified that the parties first started experiencing marital difficulties when she was dlagno~ed with cancer near the end of 1992, Prior to that time, husband gave her his earnings checks and she paid all the bills. Sometime In 1993, husband stopped giving her his paychecks and took all of the checkbooks and the keys to the Harrisburg apartments, Thereafter, he controlled all of the money. Wife was aware of all of the properties owned by the parties, and of the mortgages on those properties, In May, 1994, husband told wife that he wanted her to go tQ work to help pay bills, She took an hourly labor job through a temporary agency, Wife gave most ot her Income to husband to pay bills, Telling wite that they were now business partners, .2. .;J1 .~ i"""I 97-4969 CIVIL TERM husband chose to regularly write receipts to her for that money,' Wife testified that she let husband take over the finances as an act of submission, Husband testified that he did not take control of all of the finances until 1995, He acknowledged that he chose to give wife receipts for the money she contributed to the expenses of their household ,2 Wife testified that when she came home from work on August 21, 1995, her husband told her that on the next Wednesday she was to go to his attorney's office, RIChard Cramer In Duncannon, and sign everything over to him, Wife asked husband what would happen If she refused, and he became "very, very angry." That evening, wife went to the parties' trailer located on a tract of land they owned In Hopewell Township, Perry County, She left husband a note at the marital residence In Liverpool: I've moved temporarily to our trailer. We need space to think, I did not leave you nor did the kids. We all love you but you need time to re-thlnk what Is most Important. I am not angry or upset. Just sadl I love you -- take care. Maybe a month alone will do us good, If you change your mind I'll be waiting, We took only necessary Itemsl Husband Immediately changed the locks on the marital residence and boarded the doors so that wife could not enter. Husband stopped by the trailer a few days later and asked wife when she was going to sign everything over to him, Wife went to see an attorney, but the attorney would not give her legal advice because he had 1, Some of those receipts were admitted Into evidence, 2. Why, we haven't the faintest idea, -3- -29 ...... """" 97-4969 CIVIL TERM done real estate work for both parties, Wife then wrote the following note on September 1, 1995: I, Mary E, Schildt, being 01 a sound mind this 1st day 01 September 1995 am hereby giving permission to have my name removed from all property deeds listed below and any Insurance coverage on those properties. 2124 North 3rd Street, Harrisburg 2353 Logan Street, Harrisburg 2153 Logan Street, Harrisburg Residence, RD1 Liverpool I am also giving all of my personal property, dishes, furniture, curtains, etc, to my husband Robert L. Schildt. I am willing to remove my name from all jointly owned vehicles. I do not want Roberts [sic] pension, retirement, or Insurances, Wife testified that she wrote the note because her husband told her that It was needed by Attorney Cramer, Attorney Cramer prepared a property settlement agreement. Without consulting an attorney, wife, along with husband, signed a property settlement agreement prepared by Attorney Cramer at his office on September 9, 1995, Attorney Cramer testified that he drafted the document from terms that husband told him were agreed to by the parties, He advised wife to obtain advice from an attorney. He told her that he was representing husband and not her, He reminded wife that the agreement provided that she was signing over the bulk of the parties' real estate to husband, Attorney Cramer testified that wife stated that she wanted $10,000 to sign the agreement. Husband agreed and such a provision was handwritten Into the agreement and initialled by the parties, The parties signed deeds transferring to husband the thirty-five and one-quarter acre tract on which the merlta! residence was located and the three Harrisburg rental properties, and to wife the .4- 3D - - 97.4969 CIVIL TERM Hopewell Township property on which the trailer was located In which she was IIvlng,~ The agreement contains a full waiver of statutory rights. In addition, a paragraph titled Full Disclosure provides: Husband and Wife hereby state that they have negotiated the within Agreem.nt after full dl.clo.ure, one to the other, of all marlt.1 property, ....t.. pen.lon., debt. and flOancl.1 m.tter.. 80th parties acknowledge that they fully understand the facts and acknowledge and accept that this Agreement Is fair and equitable and th.t It la being entered Into freely and volunt.rlly and Is not the reault of any dure.s, undue Influ.nce, collusion or Improper or Illegal .greem.nt or .greem.nt.. (Emphasis added,) A paragraph titled Equitable Distribution provides: It Is specifically understood and agreed that this Agreement constitutes an eqUitable distribution of property, which was legally and beneficially acquired by Husband and Wife or either of them In the marriage, as contemplated by the, . . Divorce Code, Commonwealth of Pennsylvania, 23 P.S, ~ 3101 m W' Wife testified that Attorney Cramer's testimony was accurate. She testified that she signed the agreement because husband told her that if she signed everything over to him (1) it would show that she trusted and loved him, (2) everything would be okay in their marriage, and (3) she could return to the marital residence. Wife further testified that on the evening of the day she signed the agreement, husband spent the night with her In the trailer, Thereafter, they continued their relationship although she lived In the trailer and he lived in the Liverpool residence. Wife testified that on 3, The title to the trailer which is in the name of both parties is stili held by a bank as collateral on the loan that the parties incurred during the marriage that wife Is paying, Husband Is obligated to sign the title over to wife when the title Is released by the bank. .5. 3/ .-, ,-. 97.4969 CIVIL TERM February 4, 1997, husband told her that she was greedy because she had received $10,000 and the trailer, She told him that she would pay him back the $10,000 and give him the trailer despite the fact that she had used the money to pay debts Incurred while living alone. Wife testified that husband said that he wanted their agreement to be enforced. Wife testified that she and husband continued their relationship tl1rough September 15, 1997, when they spent the night together in a motel. She was subsequently served with a divorce complaint that husband had previously filed on September 12. Wife testified that it was then that she knew that he no longer loved her, Wife testified that when she signed the property settlement agreement she was aware that the parties had substantial mortgages and loans; however, she did not know the amounts, She testified that she did not know the value of the real estate or the equity In the real estate that was transferred between the parties. She knew that husband had a pension from his union, but she did not know Its value, Nor did she know the value of, or the Income produced from the storage rental units located on their Liverpool property. Those units had been constructed and rented by husband after he took over the family finances, but before their separation, The written property settlement agreement does not set forth the value of any marital assets or the amount of any debt.' Wife testified that when she signed the agreement, she did 4, On June 30, 1996, the First National Bank of Newport released wife trom a mortgage In the face amount of $125,000, and a note in the face amount of $40,000 securing the Harrisburg rental properties and the Liverpool property. .6- 3~ "'" -. 97-4969 CIVIL TERM not tell Attorney Cramer that she believed that there would be a reconciliation In her marriage, She testified that she was not afraid of husband when she signed the agreement, but she was leery of him. Husband testified that when he Initially talked to wife In August, 1995, about entering Into a separation agreement, she told him that she wanted $25,000 and the removal of her name from all of the properties. He offered her $10,000, She told him that she would contact him later, Subsequently, she told him she would accept $10,000, He borrowed the $10,000 from a bank to pay hor, Husband denied telling wife to write the note of September 1, 1995, He testified that he does not know how that note came about. He denied telling wife that the marriage would get better If she signed the agreement. He acknowledged changing the locks on the marital residence after August 21, 1995, In analyzing the validity of a post-nuptial property settlement agreement, the same principles of law are used as are applicable to antenuptial agreements. Adam. v. Adam., 414 Pa, Super. 634 (1992). In Simeone v. Simeone, 525 Pa, 392 (1990), the Supreme Court of Pennsylvania narrowed an earlier plurality decision, In re Eatate of Gey.r, 516 Pa. 492 (1987), stating: [GJeyer and its predecessors embodied substantial departures from traditional rules of contract law, to the extent that they allowed consideration of the knowledge of the contracting parties and reasonableness of their bargain as factors governing whether to uphold an agreement. Traditional principle. of contr.ct law provide perfectly adequate r.medl.. where contract. are procured througt. fraud, ml.r.pr..ent.tlon, or dur.... Consideration of other factors such as the knowledge of the parties and the reasonableness of their .7. 33 97-4969 CIVIL TERM bargain, Is Inappropriate. Prenuptial agreements are contracts, and, as such, should be evaluated under the same criteria as are applicable to other types of contracts, Absent fraud, misrepresentation, or duress, spouses should be bound by the terms of their agreements, Contracting parties are normally bound by their agreements, without regard to whether the terms thereof were read and fully understood and Irrespective of whether the aQreements embodied reasonable or good bargains, See Standard VeneUan Blind Co. v. American Empire Insurance Co., 503 Pa, 300, 305, 469 A,2d 563, 566 (1983) (failure to read a contract does not warrant avoidance or nullification of Its provisions); Estate of Brant, 463 Pa, 230, 235, 344 A.2d 806, 809 (1975); Bollinger v. Central Pennsylvania Quarry Stripping & Construction Co., 425 Pa, 430, 432,229 A,2d 741, 742 (1967) ('Once a person enters Into a written agreement he builds around himself a stone wall, from which he cannot escape by merely asserting he had not understood what he was signing.'); Montgomery v. Levy, 406 Pa, 547, 550, 177 A,2d 448, 450 (1962) (one Is legally bound to know the terms of the contract entered). Based upon these principles, the terms of the present prenuptial agreement must be regarded as binding, without regard to whether the terms were fully understood by appellant. Ignorantia non excusat. (Citations omitted.) (Emphasis added,) * * * In discarding the approach of Geyer that permitted examination of the reasonableness of prenuptial agreements and allowed Inquires (sic] into whether parties had attained informed understandings of the rights they were surrendering, we do not depart from the longstanding principle that a full and fair disclosure of the financial posltlona of the partlea la required. Abaent this dlaclosure, a material mlarepreaentatlon In the Inducement for entering a prenuptial agreement may be aaserted. (In re Eatate of Hlllegasa, 431 Pa. 144, 152-53, 244 A.2d 672, 676.77 (1968).] Parties to these agreements do not quite deal at arm's length, but rather at the time the contract Is entered Into stand In a relation of mutual confidence and trust that calls for disclosure of their financial resources. Id. at 149, 244 A.2d at 675; Gelb Eatate, 425 Pa. 117, 120, 228 A.2d 367, 369 (1967). It la well aettled that thla dlscloaure need not be exact, so long aa It la 'full and fair.' Kaufmsnn Estate, 404 Pa, 131, 136 n, 8, 171 A.2d 48,51 n. 8 (1961), In essence therefore, the duty of disclosure under these circumstances Is consistent with traditional principles of contract law, (Emphasis .8. -.,~ ~ 97-4969 CIVIL TERM added.) . . . If .n .gr..m.nt provld.. th.t full dl.clolur. h.. beln m.d., . pr..umptlon of full dl.clo.ur. .rl.... If. .pou.. .tt.mpt. to r.but thl. pr.lumptlon through an .11.rtlon of fraud or mllr.pr...nt.tlon thIn thla pr..umptlon cln b. r.butted If It II prov.n by cl.ar .nd convincing .vld.nce. Hllleg...,431 Pa, at 152.53, 244 A,2d at 676- 71. (Emphasis added,) In Morm.Uo v. Morm.Uo, 682 A,2d 824 (Pa, Super. 1996), the facts as set forth by the Superior Court of Pennsylvania were: Appellant, Elaine Mormello, and appellee, Michael Mormello, were married on May 17, 1964, They have four children, all of whom are now emancipated, During the marriage, the wife worked as a management assistant for the Navy Yard for nine years but also contributed to the household as a homemaker, The wife's only source of Income Is her $546,00 monthly Social Security Disability Benefit which she receives because she has a form of Muscular Dystrophy. The husband worked for the City of Philadelphia as a pollee officer for almost the entire term of the marriage, The husband currently receives a pension In the amount of $1,500.00 a month from the City of Philadelphia, and he is presently employed with the Pennsylvania Attorney General's Office earning an annual salary of approximately $33,000.00. In April of 1993, after nearly twenty-nine years of marriage, the husband stopped sleeping at the marital residence, and the parties effectively separated, On October 25, 1993, the husband visited his wife at his daughter's house where the wife was babysitting their twin one- year,old grandchildren, The husband presented the wife with a twelve page, type-written Property Settlement Agreement which an attorney had prepared for and explained to the husband, The husband told the wife to sign the agreement, and when the wife asked if she could read It, the husband responded negatively and told the wife that he had to get to work. When the wife asked the husband what the agreement said, he told her that it only said that she would receive the house and the car and that he would continue to pay for them. The husband failed to mention anything about the wife's relinquishing all of her rights to the remaining marital property, The husband was only in the house for .9. 3..5 .~,.\ -., 97-4969 CIVIL TERM somewhere between five and twenty minutes, With one grandchild in her arms and another walking about the room, the wife signed and Initialed but did not read the Property Settlement Agreement. After the husband's abrupt departure, the wife was not even left with a copy of t~e agreement, and she would not receive one for several days, The Property Settlement Agreement provided that the husband will continue to make monthly mortgage and car payments and will transfer the titles of the home and car to the wife, The monthly mortgage payment on the house is $888.00. The wife's insurer, CUNA Mutual Insurance Society, pays $833,33 of the monthly payment, so the husband's monthly mortgage payment Is $54,67, CUNA will continue to make the payment so long as the wife's disability, which Is permanent, lasts, The Property Settlement Agreement also provided that both parties waive any claims against the other, This provision waives the wife's claim to the largest asset of the marriage, the husband's $300,000,00 pension, Finally, the terms of the Property Settlement Agreement provided that '[tlhe parties warrant and represent that they have made a full and fair disclosure of all assets prior to the execution of this agreement' In Mormello, wife flied an appeal from a decision of the trial court enforcing the property settlement agreement The Superior Court stated: there Is no merit to the appellant-wlfe's claim that the Property Settlement Agreement is not valid because the husband allowed her little time to read the agreement and no time to take It to an attorney. The trial court's order of July 18, 1995 found that the wife knowingly and Intelligently signed the agreement In the absence of duress, fraud, or misrepresentation. Because the wife voluntarily signed a properly constructed Property Settlement Agreement, she Is not entailed to relief from the agreement on that basis, Wife also challenged the agreement on the basis that she did not receive full and fair disclosure of her legal rights under the Divorce Code, The Superior Court noted that "[F]or a Post-nuptial Property Settlement Agreement to be valid, there must be evidence that the parties are aware of the statutory rlghts they are relinquishing," The -10- 3~ ~'" - 97.4969 CIVIL TERM Superior Court concluded that the agreement contained a full and fair disclosure of wife's statutory rights. Wife further claimed that the agreement failed to make full and fair disclosure of the parties' worth, The Superior Court noted that absent such a disclosure, a material representation In the inducement for entering Into a post-nuptial agreement may be asserted, Citing Adame v. Adame, eupra, and Nigro v. Nigro, 371 Pa, Super, 625 (1998), the court stated that there is full and fair disclosure at the time an agreement Is executed If wife was sufficiently Involved in husband's financial affairs for the court to determine that she was fully and fairly aware of the marital estate, In Mormello, the Court held that the facts and circumstances did not demonstrate that wife was fully aware of the marital estate, The Court concluded that (1) "[t]he wife expressed no knowledge, , . as to the husband's monthly pension payments or his gross salary from the attorney general's office," (2) the property settlement agreement obscured the general financial resources of the parties, (3) there was no mention In the agreement of the amount and duration of the monthly car payments for which husband was responsible, (4) there was a failure to state the value of husband's pension, which was the greatest asset of the marriage, and the wife's disability payments, and (5) the only valuation to be found in the agreement was the $65,000,00 remaining on the mortgage on the house which did not accurately reflect husband's monetary obligation to wife, The Court further noted that the agreement was Invalid because, although husband claimed that he would pay the remaining mortgage on the marital home, wife's insurance paid $833,33 of the -11- 37 ....., ,-, 97-4969 CIVIL TERM $888,00 monthly payment. The Superior Court concluded: The facts and circumstances In this case Indicate that the appellant-wife did not receive full and fair disclosure of the appellee-husband's worth and that the Postnuptial Property Settlement Agreement obscured the general financial resources of the parties, Unlike the appellant-wives In Adams v. Adama, supr., and Nigro v. Nigro, .upr., the wife In this ca.e did not have sufficient knowledge of her husband's financial situation for there to h.ve been full and fair dl.clo.ure at the time the partlss executed the agre.ment. The vagueness of the agreement Itself did not help to Inform the wife as to the financial situation of the parties and, actually further obscured the financial situation, (Emphasis added,) Accordingly, the Superior Court reversed the trial court, declaring the property settlement agreement Invalid and granting wife's petition for special relief, DISCUSSION Based on the legal standards set forth In Simeone and Mormello, we will examine wife's claims in the case lYQ Iud Ice, Wife maintains that she was not aware of her right to a fair proportion of the partlas' marital estate. That claim cannot provide her relief, The fact that she did not consult with an attorney, even at the urging of her husband's attorney, to learn what her rights were before she signed the property settlflment agreement on September 9, 1995, does not afford her a legal basis of relief. Wife's claim that she was not fully aware of the marital estate at the time she signed the property settlement agreement on September 9, 1995, is another matter, The parties' agreement set forth that they "[hJave negotiated the within Agreement after full disclosure, one to the other, of all marital property, assets, pensions. debts -12- 31 ~ ~ 97.4969 CIVIL TERM and financial matters." While wife knew what the assets of the parties were and that there was debt, she maintains that she did not know the value of those assets or the amount of the debt; therefore, she was not aware of the equity In the assets at the time she signed the agreement. Those were "financial matters" between the parties, Because the agreement contains a full disclosure clause, there is a presumption of full disclosure, To prevail, wife must rebut the presumption by clear and convincing evidence. The equitable distribution clause in the agreement provides that the agreement constitutes a settlement of all property which was legally and beneficially acquired by the parties during their marriage, This includes their real estate and personal property, as well as that portion of husband's pension which accrued during the marriage until separation, and the storage rental business which husband started the year before their separation. Full and fair disclosure of the financial position of the parties is required before the agreement can be upheld. Such disclosure need not be exact so long as It Is full and fair. We are satisfied that wife has rebutted the presumption that there was a full and fair disclosure of the parties' "financial matters" before she signed the property settlement agreement on September 9, 1996, Husband offered no testimony whereby we could conclude that (1) wife was aware of the value of the marital real llstate, (2) the amount of debt, (3) the value of the marital portion of his pension, (4) the value of the storage rental business, and (5) the income produced by that business. There is no credible evidence whereby we can .13- .39 ~ ~ 97-4969 CIVIL TERM conclude that wife knew of those values even though she need not have known the exact values at the time she signed the property settlement agreement. Husband suggests that there was full and fair disclosure of the parties' "financial matters" because wife took care of the family finances before he took those responsibilities from her. We accept wife's testimony that husband removed her from handling the parties' finances In 1993, Husband built the storage rental units and started that business In 1994, Wife never had any knowledge as to the marital value of husband's pension. We are satisfied that as to the real estate holdings, wife did not have sufficient knowledge as to the equity In the properties when she signed the property settlement agreement on September 9, 1995, Based on all of these factors, we find by clear and convincing evidence that wife has rebutted the presumption that there was full and fair disclosure of the parties' "financial matters" at the time she signed the property settlement agreament. Since this finding alone requires that we dismiss husband's petition to enforce the marital settlement agreement, we need not address wile's claim that she was acting under the duress of her husband and that he made misrepresentations to her which caused her to execute the agreement. ORDER OF COURT AND NOW, this -Zb day of May, 1998, the petition of plaintiff to enforce a property settlement agreement dated September 9, 1995, IS DENIED. -14- tjtJ .,. ... l.', r', (", (': 1I I, . u- f . .. /:,' . , '" lJ_1 [. ('-J , 1I i) , .' , -- - I'. I ~~- , ~, , '-'\ '_.j . iJ'i2.,r;riG?!f IV Au..........., ~ \~ ~.~ ~ ~~,~ ~ ~.~ 0:>- W:JI~ z;:) " C)1- ~ !!~~i: ~~:ri U CJl M Z a: ::: <( W" :i: :r . . \,".i . MANCI<E, WAG~;~:~~~SHEY & T. ~~~~r.'ll'~1 'JU'~' I'f _._"...........{.'____... ) . ? II . (/ ({ u .... ~ f"", ROBERT L. SCHILDT, , IN THB COURT OF COMMON PLEAS , CUMBERLAND COUNTY, PENNSYLVANIA plaintiff, , v. , NO. 4969 - 97 I , CIVIL ACTION - LAW MARY B. SCHILDT, I I IN DIVORCE Defendant. .~IC. O. -.PaaL NOTICE IS HEREBY GIVEN that the Plaintiff, ROBERT L. SCHILDT, hereby appeal. to the superior Court of Pennaylvania froa the Order entered in thia aatter on the ~6th day of May, 1998. Thi. Order has been entered in the docket aa evidenced by the attached copy of the docket entrie.. Respe:t~tt.d, ...clt~Y 6Z:rr.;;;:.r. loquin I.D. #23103 ~233 North Front Street Harriaburq, PA 17110 (717) ~34-7051 Attorney tor Plaintiff DATil t-/~~/'I8 -;, I 'IJ PYS510 1997-04969 cw~rland County Prothonotar~ Office page Civil Case Inquiry SCHILDT ROB~~T L (VS) SCHILDT MARY E 1 Reference No..: Filed........1 9/15/19~7 Call8 Type.....: COMPLAINT - DIVORCE Time. .1"....: 0/ 018181 ~ Judgment.. . . . . . : .00 Execut on Date 8 I Judge Assigned: BAYLEY EDGAR B Sat/DiB/Gntd.. 0/ 0/ Jur~ TriaL... Hi~ er Court 1 Hi er Court 2 **.........................................**.......... ........................ General Index Attorney Info SCHILDT ROBERT L PLAINTIFF BACH JAMES M POBOX 205 LIVERPOOS PA 17045 SCHILDT MARY E DEFENDANT THOMAS R MARK BOX 12 S FREDERICK STREET MECHANICSBURG PA 17055 .........**..............................**...............................**.... * Date Entries * ..........................................................**............**...... COMPLAINT - DIVORCE PLAIN~IFF'S AFFIDAVIT UNDER SECTION 3301iDl DEFENDANT'S COUNTER-AFFIDAVIT UNDER SECTION 3301(D) OF THE DIVORCE CODE PRAECIPE FOR ENTRY OF APPEARANCE FOR DEFENDANT BY R MARK THOMAS ESQ ANSWER AND COUNTERCLAIM ANSWER TO COMPLAINT IN DIVORCE ADDITIONAL COUNT - E8UITABLE DISTRIBUTION ADDITIONAL COUNT - C UNSEL FEES COSTS AND EXPENSES MOTION FOR APPOINTMENT OF MASTER BY P RICHARD WAGNER ESO FOR PLFF ORDER OF COURT APPOINTING E ROBERT ELICKER ESO AS MASTER PETITION FOR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT ORDER - DATED 3/18/98 - IN RE PETITION FOR SPECIAL RELIEF AND ENFORCEMENT OF A PROPERTY SETTLEMENT AGREEMENT - RULE IS ISSUED UPON DEFENDANT RETURNABLE 4/8198 3 PM CR 2 - BY EDGAR B BAYLEY J - NOTICE MAILED 3/19/98 OS/27/98 OPINION AND ORDER OF COURT - DATED 5/26/98 - IN RE PETITION OF PLAINTIFF TO ENFORCE THE PROPERTY SETTLEMENT AGREEMENT - DENIED - BY EDGAR B BAYLEY J - COPIES MAILED 5/27/98 ...........................................****......................***..**.... * Escrow Information * * Fees & Debits Bea Ed Pvmts/Ad1 End Bal * .....***.*.......*..*..,*.**..*.f.....*..~...**.,.***...........*...........***. ~9/15/97 18~~3~H l8~8HH 12/24/97 02/23/98 03/10/98 03/18/98 DIVORCE TAX ON CMPLT SETTLEMEN'l' MASTER'S FEE DIV PA SURCHG JCP FEE ADD'L COUNTS JCP FEE JCP FEE .00 :88 :88 :88 :88 35.00 35.00 .58 .50 5.0 5.00 125.00 125.08 10.00 10.0 2S:88 2S:88 5'80 5.00 5. 0 5.00 ------------------------ ------------ 210.50 210.50 .00 ......*............**.........................*................................. * End of Case Information * ......**..................*.***.....*.....................*............***...... " .. ~, . 1\4.' t''!II'' -t~'li.d.(.' '('.\'I~l' ""~<':' " ~f' . -' , ,/, 'l/!i~ ~"'N II " (I" .. "II, " , j j " I, ., ':"1' , , ,', " " '," " ,L " " il;' " , ',-I , " , i I, ,1 I' , , " , , 'I' " t, , , ", ,f' ,; , ,C I" 7 -" - INDEX TO WITNESSES FOR THE PLAINTIFF DIRECT CROSS REDIRECT RECROSS 1. Richard Scott Cramer 5 15 18 2 . Robert L. Schildt 20 32 47 FOR THE DEFENDANT 1. Mary E. Schildt 50 n -- -- 2 -,. 1 April 8, 1998, 3:16 p.m. 2 carlisle, Pennsylvania 3 4 (Whereupon, the following proceedings 5 were held:) 6 (Whereupon, Petitioner's Exhibit No. 1 7 and 2 were marked previous to hearing.) 8 THE COURT: What is before me? 9 MR. WAGNER: Thin afternoon there is a 10 petition for a rule filed by Mr. Schildt, who I reprosent, 11 to Bhow cause why the agreement of september 9th, 1995, 12 should not be upheld as a valid agreement. It is a property 13 settlement agreement. 14 THE COURT: She maintains it should not be? 15 MR. THOMAS: Pardon me, Your Honor? 16 THE COURT: She maintains that it should not 17 be upheld as the property settlement agreement? 18 MR. THOMAS: That's correct, Your Honor. 19 THE COURT: We will take the evidence. 20 MR. WAGNER: Call Scott Cramer to the witness 21 stand. 22 Whereupon, 23 RICHARD SCOTT CRAMER, 24 hAving been duly sworn, testified as follows: 25 4 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 DIRECT EXAMINATION BV MR. WAGNER: Q Would you tell the Court your full name, please. A Richard Scott Cramer. Q And, Mr. cramer, do you have a professional address, please? A I do, 5 South Market street, DUllcannon, Pennsylvania. Q Would you tell the Court your educational background, first of all, your college degree from where and when? A I have a Bachelor of Arts Degree from Muskingum College in Ohio in 1970. I have a J.D. Degree from John Marshall Law School in 1976 from Chicago, Illinois. Q Are you licensed to practice in the Commonwealth of Pennsylvania? A I am. MR. THOMAS: I will stipulate to his qualifications as a practicing attorney in Pennsylvania. THE COURT: So stipulated. MR. WAGNER: Thank you. BY MR. WAGNER: Q In addition to being a private attorney, do 5 ....... ,- 1 you also hold public office? 2 A I do. 3 Q What ia that, please? 4 A The District Attorney of Perry County. 5 Q How long have you been the District Attorney 6 in Perry county? 7 A Fifteen years. 8 Q Is your private practice and the District 9 Attorney's Office position being part-time? 10 A It is. 11 Q So you do private practice in addition to 12 being the District Attorney? 13 A I do. 14 Q I direct your attention to September of 1995, 15 and I will ask you, did you have occasion to come into 16 contact with Robert Schildt and Mary Schildt, his wife? 17 A I did. 18 Q Would you tell the Court the first contact 19 that you recall? 20 A I was contacted by Mr. Schildt in reference 21 to a divorce and prop~rty settlement agreement, division of 22 some real estate. 23 Q Did Mr. Schildt discuss with you what he 24 thought the understanding of the parties was? 25 A He did. 6 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 Q And as a result or that, did you prepare a drart or the property settlement agreement? A Yes, sir. Q This has been previously marked aa petitioner's Exhibit No.1, and I'll ask you, does this appear to be the property settlement agreement that you drarted as a result of your contact with Mr. Schildt? A Yes, sir. Q subsequent to the drarting of that particular agreement, did Mr. and Mrs. Schildt come to your office? A They did. Q And would you tell the Court was that September 9th, 1995? A Apparently that's the date of the property settlement agreement. Q And did both of them appear in your private orfice? A They did. Q Did you discuss the content of the property settlement agreement with both Mr. and Mrs. Schildt? A I discussed the contents or the property settlement agreement on that and at least one other occasion. Q Do you recall the other oocasion? A Frankly, I don't. I don't recall. 7 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 -.. ..-., Q And are you saying you discussed it with both of them on at least two occasions prior to signing it? A That's correct. Q Was there any recommendation you made to Mrs. schildt as a result of this property settlement agreement? A Yes, I advised her to seek independent counsel. Q Why did you do that? A I believed that it was in her best interest to seek independent counsel. It was my understanding that Mr. Schildt was obtaining a substantial amount of real estate versus Mrs. Schildt who was obtaining, I believe, the marital residence or a residence and some property. I advised her on several occasions that she ought to seek independent counsel. Q Did you make reference in that property settlement agreement at some point to the fact that you 80 advised the wife to seek independent counsel before signing the agreement? A Q I think so. Could you take time to look through that agreement. A Yes, sir. Q And indicate what paragraph that i8. THE COURT: Lead him, if you know. 8 1 2 3 4 5 6 7 13 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 i-" ,--. MR. WAGNER: He's got mine. THE COURT: Okay. THE WITNESS: Paragraph 16. BY MR. WAGNER: Q Now, I want to direct your attention to the paragraph, sir -- first of all, would you read 16 as it relates to what it says concerning Mrs. Schildt? A As to Mrs. Schildt, there is a second paragraph within paragraph 16. That paragraph reads as follows, quote, "It is understood and wife expressly acknowledges that R. Scott Cramer, Esquire, is exclusively rep~esenting the interests of Robert L. Schildt. Wife hereby rejects the advice of Mr. Cramer to retain her own counsel.", end quote. Q Did you discuss that specific term with her? A Yes, I did. Q Now, I want to direct your attention, please, to paragraph 6 on page 2 and also at the top of page 3. A Yes, sir. Q Paragraph 2 deals with real estate, does it not? A Paragraph 6 on page 2? Q Six, I'm sorry. A Yes. Q I'm going to show you the rough draft of the 9 -., .- 1 agreement versus the actual agree~en~ that was signed, and I 2 want to direct your attention to paragraph 6, page 2 and 3 page 3. 4 A Yes, sir. 5 Q Does the agreement that is signed contain 6 something in addition to what the rough draft provided? 7 A It does. 8 Q And what is that addition that's included in 9 the agreement? 10 A There is a separate one sentence paragraph 11 printed, it's my printing, I recognize the printing, and 12 it's labeled 6a and it reads as follows. 13 Q Please read it. 14 A Quote, "wife acknowledges receipt of the sum 15 of $10,000.00 cash from husband at the time of signing of 16 this agreement.", end quot.e,. 17 Q And is it initialed by the two parties? 18 A It is. 19 Q Now, that particular handwritten notation, 20 6a, did not appear in the original draft, did it? 21 A No, it did not. 22 Q Do you know then was it Mrs. Schildt that 23 insisted on adding that additional paragraph? 24 MR. THOMAS: I'm going to -- I didn't hear 25 the question. Would you restate the question? 10 ,0'" -, 1 BY MR. WAGNER: 2 Q Do you know if Mrs. Schildt aeked to have 3 that additional paragraph added? 4 A I have to assume so, yes. 5 MR. THOMAS: Well, I'm going to object. 6 That's not the answer to the question. 7 THE COURT: I will take it for what weight it 8 is worth. 9 BY MR. WAGNER: 10 Q Was that paragraph added before Mrs. Schildt 11 would sign this agreement? 12 A Oh, yes. 13 Q And as a result of adding that paragraph, and 14 I believe you said you advised her on at least two occasions 15 to seek counsel, what did Mrs. Schildt do with the 16 Petitioner's Exhibit No.1? 17 A After we -- after I printed in the additional 18 paragraph and it was initialed, she then signed the 19 agreement. 20 Q Would you look to the end of the agreement 21 for us, please. 22 A Yes, sir. 23 Q And there appears to be two signatures of Mr. 24 and Mrs. Schildt and this to the left as a witness it 25 appears the name of R. Scott Cramer as to both. Is that 11 1 your signature? 2 A It is. 3 Q Does that indicate that you witnessed both 4 Mr. and Mrs. Schildt sign this agreement? 5 A Yes, sir. 6 Q Now, there appears to also be two addendums 7 that are releases trom personal property that each party 8 signed, and apparently they executed these back in June ot 9 19 -- they executed these later in June of 1996. 10 A It so indicates. 11 Q Now, Mr. Cramer, when Mrs. Schildt was in 12 your office and signed that agreement, did she indicate to 13 you or express to you any concern about not signing the 14 agreement? 15 A She did until the sub-paragraph 6a was 16 initialed in by me. 17 Q Did Mrs. Schildt appear to you or give you 18 any indication that she was under any kind at undue 19 influence or coercion or that she was in some state at mind 20 other than being there tor purposes ot signing the 21 agreement? 22 A She did not. It she had, I wouldn't have had 23 her sign the agreement. 24 Q Now, the agreement provided tor the transfer 25 ot several deeds tram Mr. and Mrs. Schildt to Mr. Schildt, 12 1 do they not? 2 A It did. 3 Q These are the original deeds, so I'm just 4 going to make reference to them. They are all dated the 9th 5 of september of 1995, and they appear to be deeds from 6 Robert Schildt and Mary Schildt to Robert Schildt. The 7 first one dated 9 September '95 recorded in the book of 8 Recorder of Deeds Book 2522, page 071, in Perry County, and 9 there appears to be the signature of Mr. and Mrs. Schildt on 10 11 12 13 14 15 16 1995, between Robert and Mary Schildt, grantee Robert 17 Schildt, recorded in Book 2522, Page 067, Office of Recorder 18 of Deeds of Perry County. 19 MR. THOMAS: In order to expedite this 20 matter, we will stipulate that those deeds were executed by 21 both the parties, and they were executed for the purpose of 22 complying with the terms of the agreement. 23 THE COURT: Okay. So stipulated. How many 24 deeds were executed? 25 MR. WAGNER: There were five. this deed. Did they sign those deeds on the same day in your office? A Yes, sir. Q And was this deed recorded? A It was. Q A second deed, same date, September 9th, 13 ,"'. 1 THE COURT: Five of them? 2 MR. WAGNER: Yes. 3 THE COURT: Was the date ot that agreement, 4 the actual agreement, 9/19 or 9/9? 5 MR. WAGNER: 9/9. 6 BY MR. WAGNER: 7 Q Now, one of the provisions of the agreement, 8 was it not, that Mrs. Schildt was to get a deed to property? 9 A That's correct. 10 Q Did you on November 21st, 1995, send to Mrs. 11 Schildt the deed for the property that was located in 12 Hopewell Township that she was supposed to get? 13 A Yes, I did. 14 Q Is that a copy of the cover letter to Mrs. 15 Schildt? 16 A It is. 17 Q Mr. Cramsr, was there any indication given to 18 you on the 9th ot September prior to the execution of this 19 agreement that either party was not fully disclosing all of 20 the assets that each had to the other, or was there any 21 indication that any party lacked information necessary to 22 sign that agreement? 23 A There was rlO indication that anyone was 24 withholding knowledge of a~sets, Mr. Wagner. 25 Q As a standard property settlement agreement, 14 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 you placed in that agreement, did you not, that both parties acknowledged a full disclosure of all assets and liabilities regarding the other? A That's my standard practice, and I assume there is a clause in here to that effect. MR. WAGNER: Thank you. cross-examine. CROSS EXAMINATION BY MR. THOMAS: Q Do you have a copy of the agreement there in front of you? A I do. Q Would you take a look at paragraph 13. A Yes, sir. Q paragraph 13 indicates that there was full disclosure as to the marital assets, is that correct? A That's what it indicates, yes, sir. Q Now, I don't see anywhere in paragraph 13, but correct me if I'm wrong, is there anything in there that indicates a full disclosure of Mrs. Schildt's rights under the Divorce Code with regard to equitable distribution? A Not specifically as to that, no. Q And is there any other portion of this written agreement wherein it states that she was advised of her marital rights with regard to equitable distribution? A I don't think so. 15 A Q A Q pension? A Q ~~, ....-., 16 _.~, 1 met with Hr. Schildt? 2 A I have to assume so, but I don't have recall 3 of that. 4 Q Well, isn't it true that Mr. Schildt is the 5 one who divulged to you the terms of the agreement and asked 6 you to prepare the agreement? 7 A He did. 8 Q Do you recall requesting Mr. Schildt to 9 obtain a letter from Mrs. Schildt with regard to her 10 understanding of the agreement? 11 A I don't know that I requested that. 12 (Whereupon, Respondent's Exhibit No. 1 13 was marked for identification.) 14 Bll MR. THOMAS: 15 Q Mr. Cramer, I'm ehowing you what has just 16 been marked as Defendant's Exhibit No.1. Have you seen 17 that document before? 18 A lles, I have. 19 Q When is the first time you saw that? 20 A I have to assume it was sometime between 21 september 1st, the date of this document, and the date ot 22 the final agreement, September 9th. 23 Q And do you recall Mr. Schildt bringing that 24 document into your office and showing it to you? 25 A No, I don't recall that. 17 1 Q You don't recall who gave you that document 2 then to look at? 3 A No, I don't. 4 Q Your agreement and your testimony here i. 5 that you advised Mrs. Schildt to go see an attorney. Is 6 that because the terms of the agreement seemed unfair to 7 you? 8 A I don't know that it seemed unfair. It 9 seemed the bulk of the real estate was going to Mr. Schildt. 10 MR. THOMAS: I have no further questions for 11 Mr. Cramer. 12 REDIRECT EXAMINATION 13 BY MR. WAGNER: 14 Q Would you take a look, please, at paragraph 15 21 of the signed agreement. 16 A Yes, sir. 17 Q It would be on the page before signature. 18 A Yes, sir. 19 Q Does paragraph 21 answer Mr. Thomas's 20 question where you had the parties sign a provision that 21 they did, in fact, acknowledge the disagreement was ~~ 22 constituted the equitable distribution x'ights that the 23 parties had? 24 A That's what paragraph 21 indicates. 25 Q Now, after having looked at paragraph 21, and 18 A Q A Q A Q agreement? A 19 1 questions. 2 MR. THOMAS I No recross. 3 THE COURT: Sir, you are excused. 4 THE WITNESS: Thank you. 5 MR. WAGNER: Is there any need to keep Mr. 6 Cramer or may he be excused? 1 THE COURT: We should keep him for general 8 purposes, but I will let him get out of here. 9 MR. WAGNER: Call Robert Schildt to the 10 stand. 11 Whereupon, 12 ROBERT L. SCHILDT, 13 having been duly sworn, testified as follows: 14 DIRECT EXAMINATION 15 BY MR. WAGNER: 16 Q Tell the Judge your full name and address, 11 please, sir. 18 A Robert L. schildt, address is P.O. Box 205, 19 Liverpool. 20 Q Are you married to Mary Sohildt? 21 A Correct. 22 Q In september of 1995, did you and Mary come 23 to separate, did you separate yourselves? 24 A Correct. 25 Q Where were you living before you -- 20 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 -., A We separated before that. Q When did you separate? A It's on that note. August something. Q I'm going to show you what appears to be a handwritten note. What.'s the date on that note? A August 21st, 1995. Q Now, your wife's name is Mary. How is that document signed? A Her nickname is Mickey. Q And is it signed Mickey? A It's signed Mickey. Q And, basically, is she telling you in that August 21st note that she has separated from you? A Yes. MR. THOMAS: Is that -- let me see that. BY MR. WAGNER: Q Now, at some point in time did you discuss with Mary a proposal to divide the property that you and she had? A Up before -- even Defore this situation's come about, there was arguing and disagreeing. Why don't we just take everything, I'll put all of the stuff out in the yard, and we'll sell everything, we'll payoff all of the mortgages that we owe, and I'll split it 50/50. Q And did you discuss things like that with 21 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 n 22 23 24 25 her? A She went to 0 lawyer. She went to work. whot happened when she went to work ~nd she come back and she said, well, I saw a lawyer and I'll get 75 percent. Q Did you then make some kind of offer to her as a result of, A, your discussions, and, B, her response to you that she saw a lawyer at work? A Yes. I asked her, well, how much do you want to have your name taken off of the property? Q And what did she tell you? A She said I want 25,000. Q And what did you say to that? A I don't have 25,000. Q Did you have further discussions? A I went to work. Q Did you have discussions after the 25,000 offer? A Yes. When I come .back from work a couple days later, I said to her, I said, how about if I give you 10,000 and the property in Hopewell Township, the trailer, I'll give you that. Q And did she as a result of that give you a note? You'l~ have to answer yes or no. A Yel'l. Q I'm showing you a little blue piece of. paper n 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 in handwriting addressed to you, signed by Mickey. First of all, is that your wife's handwriting? A Yes. Q Read to the JUdge what that note says. A I'm seriously considering your offer. This is probably the best way, Mickey. Q And is that your wife's handwriting? A Yes. Q And was she referring, to the best of your knowledge, to the offer of 10,000 and Hopewell Township? A Yes. Q As a result of this response from her, what did you do? A I contacted Scott Cramer and told him -- well, I'm pretty sure we must have had a meeting, but I told him what was taking place and what we wanted to do. And he was on the Board for the First National Bank who has the mortgage and everything else under the sink, and so he drew up the paperwork. Q I'm going to show you what's been marked as Petitioner's Exhibit No.2, which will be the same as Defendant's Exhibit No.1. It's a letter dated the 1st of September of 1995. Is that your wife's signature on that letter? A Yes, it is. 23 .--, .-., 1 Q Did she give you this letter? 2 A I don't know. I really don't know. 3 Q Do you know the circumstances around getting 4 this letter? 5 A I don't know that she left it at the house or 6 she gave it to Scott. I don't remember. 7 Q But that is her signature? 8 A That is her signature. 9 Q Did you draft the letter and have her sign 10 it? Who actually drafted the letter? 11 A No, I had no parts of that letter outside of 12 getting it. 13 Q And you got it somehow, you're not sure 14 whether it was given to Mr. Cramer or left for you? 15 A She left it, the one note there. She gave me 16 something, but I don't know what it was. If that was that, 17 I don't know. 18 Q Now, as a result of your discussions with 19 your wife, the note of September 1st, '95, did you have Mr. 20 Cramer draw up a draft agreement? 21 A Yes. Well, he drew it up. 22 Q That's what I meant. Mr. Cramer drew it up? 23 A Yes. 24 Q Was that draft agreement sent to you sometime 25 in the beginning of September of 1995? 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 '''''"''! .- MR. THOMAS: Your Honor, I'm going to -- I'm going to object to the leading questions here. THE COURT: Overruled. That is an innocuous question. BY MR. WAGNER: Q Was this draft sent to you sometime between September 1st and September 9th? A Yes. Q It has writing on it that says rough draft. Whose is that? A this in it? to me. This is roughly what -- well, do you want I said, well, yeah, I guess. That lOOKS good Q As a result of this, do you Know if a copy of the rough draft was sent to your wife? A I don't Know what Scott did. I don't have no idea. Q Did you appear at Mr. Cramer's office on September the 9th of 1995 with your wife? A Yes. Q How did you get there? A Drove. Q How did your wife get there? A Drove. Q Separate? 25 ,""'" -- A separate cars. Q You didn't take her there? A No, no. She drove her own car. Q I'm going to show you what's Deen marked Petitioner's Exhibit No.1. While at Mr. Cramer's office, what was ultimately signed as an agreement, was that discussed with Mr. Cramer between you and your wife? A Scott went down each one of them and read each one to us individually -- I mean, not individually, each one at a time, and do you understand, do you understand, so forth. Q Did your wife indicate that she did not understand? A There is one point outside of the parts well, part six we went back to. There is one point in there where Scott said about the pension, annuity, and so forth. He asked my wife, he says, now what this means is, Mrs. Schildt, do you have a -- you work for Kodak. She worked for Kodak at the time. He said, do you have like a 401K or pension? She says, yes. Well, he said, the reason I put this in is ten years down the line Mr. Schildt may decide to sue you for some of your pension, and she no, no. So he said, so I put it in to protect you as well as him. Q And that was discussed in your presence? A That's almost the exact words. I'll never 26 ,-"-, 1 forget them as long as I live. 2 Q I want to direct your attention to paragraph 3 6, page 2, the top of the page 3. Would you go to that, 4 please? There's something that appears to have been 5 handwritten there. Mr. Cramer has told us that he wrote 6 that. 7 A lie did. 8 Q Was that written in your presence? 9 A Yes. 10 Q Was it written in your wife's presence? 11 A Yes. 12 Q Tell the Judge the circumstances surrounding 13 the inclusion of that $10,000.00 term? 14 A I had to go and get equity for $10,000.00 in 15 order to give her the 10,000, and scott, which is the 16 manager for finance at First National Bank, he put it in an 17 escrow account that Scott Cramer was to take out and give to 18 the wife. 19 Mr. Cramer did not put it in the contract. 20 When he got to the last part of the contract, the wJ.fe 21 informed him that she is not going to sign anything without 22 the $10,000.00. So he had to go back and write it in, and 23 we had to initial it. 24 Q Let's explain some of the things you just 25 said. You said you had to get a loan and Scott put it in 27 ,,"""" - 1 escrow. Is that the same as Scott Cramer? 2 A No, Scott the manager. I don't know Scott'. 3 last name. 4 5 6 Q A Q That's the bAnk manager named Scott? Yeah, the loan manager. When Mrs. Schildt got to the end of that 7 agreement, she asked that that 10,000 insertion be put there 8 in the paragraph? A She said she ain't gonna sign without the 9 10 11 1:? 13 14 15 16 17 check out of his account, out of the escrowed account. 18 10,000, and Scott put it in. Q And did you initial it? A Yes. Q Did she initial it? A Yes. Q Has Mrs. Schildt received the $10,000.001 A As far as I know she did. Scott gave her a Q The other side has stipulated you signed five 19 deeds along with your wife at Mr. Cramer's office to 20 transfer property to you, is that correct? 21 A No, it ain't five. No, the fifth one, the 22 traUer should have been signed over to her. There should 23 be four properties signed to me, the three apartments in 24 Harrisburg and the Liverpool property. The fourth one 25 should be the real estate in Hopewell Township. The trailer 28 ...., ..- Q Let me clear that up because there is Hve deeds, sir. There's 2351 Logan Street. A 'leah. Q There is Liverpool Township. A 'les. Q There is a second Liverpool Township. A What's the second? Oh, okay, okay. That's 29 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 names? A It eays Robert L. and Mary E. Schildt. Q Is there an encumbrance on that trailer? A First National Bank of Liverpool -- of Newport I mean. Q So they hold the title, do they not? A They do. Q You've transferred the land, the bank has the title. Are you -- what are you going to do when Mrs. Schildt pays this mortgage off as far as the title is concerned? Are you going to sign that to her or are you not going to sign it? A Whenever -- I went to Scott, the bank manager, the finance guy, and says, Scott, how about getting my name off of thi~ trailer because it's a burden on my finances right now. He says, well, your wife has to come in and take a loan out and then -- in order to get your name off of that mortgage. She has to come in and take out a mortgage. Q She hasn't done that yet, has she? A So I mentioned it to her. I asked Scott three different times about getting this burden off my back because it's $20,000.00 that I'm in debt that I ain't 1n debt. Q The trailer is still in your name and still 30 ....." -- 1 has an encumbrance, is that correct? 2 A Yes. 3 Q When Mrs. Schildt pays off that encumbrance, 4 are you going to sign that mobile home over to her as 5 required by this agreement? 6 A Yes, or if she can do something else better 7 or faster KnOCK it out. S Q Mr. Schildt, did you understand what you were 9 signing when you signed that agreement? 10 A Just as much as any individual not legally 11 familiar with the laws and different things of that sort. 12 Q Did you promise your wife anything other than 13 what's in that agreement if she were to sign it? 14 A 'I'he agreement pretty well made it simplified. 15 Q Did you threaten your wife or tell her you 16 w~re ~oing to do something bad to her if she didn't sign it? 17 A No. lS Q Did your wife indicate that she was not going 19 to sign it at all except for the $10,000.00 issue? 20 A I think -- nothing. 21 Q What were you going to say? 22 A Maybe she just wanted the money. 23 Q I'm sorry? 24 A Maybe she just wanted the money. 25 MR. WAGNER: Cross-examine. 31 ......., -. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 CROSS EXAMINATION BY MR. THOMAS: Q You said that -- the last thing you said was maybe she just wanted the money. Is Mary Schildt someone -- how long have you been married to her? A '67. Q So tor 30 years. Is she a person who goes atter material things and hoards money? A She went to work tor eight bucks an hour. Q say that again. A She went to work and was making $8.00 an hour. I said to Mick about, you want to help out with the bills. She says, I got to pay my own bills with my money. Q I asked you a question. I asked you it your wite the 30 years you have been married to her did she exhibit to you that she is a person who is materialistic, wants material things, and hoards money? A How can she hoard the money when you have to pay a mortgage. I don't know. Q You don't know? A No. Q How about you, Mr. Schildt I are you into hoarding your money? A No. Q Where do you work? 32 ,~ ..-, 1 A Right now I'm unemployed. 2 Q When did you last work? 3 A Last Friday. 4 Q Who did you work tor? 5 A McClure Company tor three week.. 6 Q Are you a member of a union? 7 A Yes. 8 Q What union? 9 A 520. 10 Q What kind ot union? 11 A Plumbers and Pipe Fitters. 12 Q And haven't they consistently kept you 13 employed over the last 20 years? 14 A Last year I drew $5,000.00 in unemployment. 15 Q How much did you earn working for the pipe 16 Fitters? 17 A Last year, 42,000 -- no, plus the 5,000, so 18 it would be 37. 19 Q What do you get paid an hour when you work 20 tor the plumbers' union? 21 A Depends it it's a pinpoint job, prevailing 22 wage job or what job it is. 23 Q What is the minimum amount you get paid? 24 A Ths minimum is $13.00. The maximum is 25 $22.JO. 33 .-- ~ Q And from 19 -- from a couple years after the time you got married until 1994, your wife nev_r worked outside the house, is that correct? A Correct. Q She was a housewife. THE COURT: Until when did you Bay? MR. THOMAS: 1994. 1 2 3 4 5 6 7 8 BY MR. THOMAS: 9 Q And isn't it true, Mr. Schildt, that in 1994 10 that you told Mary it was about time she started helping to 11 pay for the mortgage, pay for her food, pay the utility 12 bills? 13 A I don't know about that food part. 14 Q Well, how about pay for the mortgage and pay 15 the utility bills? 16 A How about just help pay the bills. 17 Q She also had to pay you to be allowed to 18 drive in your motor home, isn't that correct? 19 A No. 20 Q She didn't have to buy gas whenever yqu took 21 her in the motor home? 22 A We split the gas bills. 23 Q So whenever the two of you went somewhere y~u 24 made her pay for half the gas, is that right? 25 A No. , I 34 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 '-.. ,-,. A That's the only month I see listed here. Q Well, those are your signatures on thoss documents, correct? A Along with July of '94. Q And those documents -- are those documents receipts that you gave to Mary for helping you to pay for household bills? A As of July of '94 the only month, yes. Q And isn't it true that you would have also given her receipt~ for every month between July '94 and August 1995 when you separated as well? A Yeah. Q Mr. Schildt, the Hopewell Township prop6rty, the property that Mary agreed to accept as part of the agreement, it had a mobile home located on that property? A Yes. Q How much land was there that the mobile home sat on? A Approximately three-quarters of an acre. Q And when was that purchased? A '94 or '93. I don't know. Q Just a couple years before you separated, correct? A Yes. Q The marital residence which you got under the 36 ,-'I ,-.. A Liverpool. Q sit on? A Q A 12 13 14 15 16 17 BY MR. THOMAS: 18 Q Mr. Schildt, I want to show you what I marked 19 as Defendant's Exhibit No.3. Can you identify what's in 20 that photograph? 21 A Yeah, that's a storage building at the end of 22 the property, and it was built in 1994. 23 Q And also, is your residence shown in that 24 picture as well? 25 A Yes, the house right behind the storage Q So it still contains how many acres? A Thirty-five give or take. Q Thirty-five give or take. (Whereupon, Respondent's Exhibit No. 3 was marked for identification.) 37 -"", 1 building. 2 Q And that storage building there, is that 3 something that you rent out storage spaces? 4 A That's the purpose of a storage building. 5 Q Okay. And how many storage units do you have 6 there? 7 A There is a number. There is 50 on the doo~, 8 but a couple of them are double units. Off the cuff -- 9 Q How many are available for rent? 10 A I'm trying to think because I got four 11 delinquent, plus I have three myself, and there is a couple 12 empty. So I don't want to tell you an untruth. 13 Q There are approximately 30, 40? 14 A Thirty. No, not 40, 30. 15 Q Approximately 30 available for rent. Did you 16 discuss with Mr. Cramer when you had this marriage 17 settlement agreement drawn up the fact that you had this 18 storage unit business located on your property? 19 A Mr. Cramer, as I've mentioned, is on the 20 Board for the First National Bank. 21 Q That's /lot -- 22 A When I went for the mortgage -- 23 Q My question, Mr. schildt, is, did you discu.. 24 it with him? 25 A I don't know. I have no idea. I can't .ay 38 -, 1 yes, I can't say no because I don't know. 2 Q And isn't it true, Mr. schildt, that you 3 alone handled all the renting and the finances connected 4 with the storage units that were located on your property 5 where your marital residence was? 6 A I hate to say this, but, no, because some of 7 the receipts for '94 has Mickey Schildt's name on them. 8 Q But sometime in 1994 you told her she was no 9 longer to be involved with the finances concerning the 10 rental units, isn't that correct? 11 A To a certain extent because I knew not what 12 was going on. 13 Q Also in 1994 you took one of the rooms in the 14 house and barricaded it and locked it up and put all of the 15 financial information concerning all of the properties owned 16 by you and Mrs. Schildt and kept that information locked in 17 a room to which you had the only key, isn't that correct? 18 A No. 19 Q If we were to take a look at the payment of 20 all of the bills prior to 1994, we would see Mickey 21 Schildt's name on the checks, wouldn't ws? 22 A If you take a look at all of the bill. from 23 '67 on, YOU'll see Mickey Schildt's name on them becau.e I 24 gave her my work check. She took care of the finance.. 25 Q Up until 1994, correct? 39 1 2 3 " 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 ~. A Up until '94. Q Then after 1994 you took control over all of the finances concerning the marriage, correct? A Correct. Q You also told Mary to go out and get a job and start giving you some more money because you were tired of feeding her and clothing her, right? A Nope, nope. Q And did I understand you .- oh, those other properties, those are rental properties over in Harrisburg, right? A Yeah. Q And she deeded over all those properties to you as well under the ter.ms of the agreement, right? A Along with the mortgages and the taxes, yes. Q And the property that was purchased in either '93 or '94 with the mobile home on it that she got, she got the mortgage and the taxes to go with that too, right? A That's right. Q The rental properties were purchased, what, back in 19881 A '86 was the first one. '87, '88 was the second, third. Q And if I understand you correctly, Mr. Schildt, Mary at the time that you were in Mr. Cramer'. 40 '...... ~ 1 office was adamant that she get $10,000.00 before she would 2 sign that agreeme/lt, i. that correct? 3 A Run that by me one more time because I did 4 not hear it all. 5 Q If I understood your testimony oorrectly, 6 when you were in Mr. Cramer's office, Mary Schildt would not 7 sign that agreement until she got her $10,000.00, is that 8 right? 9 A I will quote, I am not signing unl..s I get 10 the $10,000.00, unquote. 11 Q Isn't it true, Mr. Schildt, that Mary had 12 incurred numerous billa because she had to give you money 13 every month to pay for electricity, utilities because she 14 couldn't get a job that paid enough money? 15 A Do you have any receiptu with the six month 16 or the eight month on it? 17 THE COURT: wait. You just have to answer 18 the question. 19 THE WITNESS I No. 20 BY MR. THOMAS: 2l 22 23 24 25 Q You say that's not true? A Whatever you said. What did you laY? Q Whatevur I sdd 1s not true? A Repeat what you aaid. 0 Isn't it true, Mr. sohildt, that Mary had to 41 ,""'" """ 1 incur debt in order to pay you what you wanted her to pay on 2 a monthly basis for utilities, mortgage payments, gasoline 3 for your vehicle? 4 A No, no. 5 Q Do you recall making fun of Mary because she 6 could only get a job that paid $5.00 an hour? 7 A No. 8 0 How long had Mary worked at this Kodak plaoe 9 where she had a pension? 10 A I have no idea. 11 Q Less than a year, right? 12 A I said I don't know. 13 Q I want to show you what I previously marked 14 as Defendant's Exhibit No.1. Did you request Mary Schildt 15 to write that letter for you? 16 A I have no idea what took place in that 17 letter. How the letter come about, I have no idea. 18 0 How did you get it? 19 A I don't know. That's what I told Mr. Wagner. 20 Q You gave it to your attorney though, right? 21 A I don't know that either. I don't know if 22 Scott gave it to me or I gave it to him. I don't know if 23 she left it at the house. I have no idea. 24 Q Isn't it true, Mr. Schildt, that you told 25 Mary to write this letter? 42 '~ 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A No, not that it -- Q Isn't it also true -- TilE COURT: wait. 1I0ld on. I didn't hear your. answer. THE WITNESSI No. BY MR. THOMAS I Q l~n't it also true, Mr. Schildt, that you advised Mary that you had to give her $10,000.00 because the attorney told you thoro had to be some money exchanged in order for the agreement to be valid? A Nope. Ie that was true, then why didn't he write it in there. Q Do you reoall telling Mary that once she signed over all of the property to you that your marriage would get better with her and things would work out? A No. Q Do you recall telling her that she would be able to move back into the marital residence with you as BOOn as she signed that agreement? A No. Q I want to show you what your attorney previously .howed you, a handwritten note from Mary dated August 21, 1995. ^ Yes. Q Do you recall having a conversation with your 43 .".... 1 wife on that date in which you told her that the big day was 2 coming where she was going to sign over everything to you? 3 A No, no. 4 Q Do you recall you and her having a fight on 5 that particular day, August 21? 6 A No. 7 Q Why don't you read that note in its entirety 8 into the record. 9 A Well, I did. You want it out loud? 10 Q I want the entire note, not just the phrase 11 Chat you read. 12 A I didn't read any phrase. You want me to 13 read the whole thing a loud? 14 Q Yeah. 15 A August 21st, 1995, Bob, I have moved 16 temporarily to our trailer. We need space to think. I did 17 not leave you nor did the kids. We all love you, but you 18 need time to rethink what is most important. I am not angry 19 or upset, just sad. I love you, take care. Maybe a month 20 alone will do us good. It you change your mind, I will be 21 waiting, love Mickey. We took only necessary items. 22 Q And that note is dated the date of the 23 separation, is that correct? That's the date that you 24 separated, you and Mary separated from ona another? 25 A It might have been the day before. She left 44 .'....'" --', 1 it when I got home from work or whatever. 2 THE COURT: How many children do you have? 3 THE WITNESS: Two children, adopted children. 4 THE COURT: What are their current ages? 5 THE WITNESS: I think the boy's 22 and the 6 girl's 24. 7 BY MR. THOMAS: 8 Q Mr. Schildt, Mary attempted to return to the 9 marital residence on August 22nd, the very next day, didn't 10 she? 11 A Not that I know of. 12 Q IBn't it true, Mr. Schildt, that you had all 13 of the locks changed so that she couldn't enter the marital 14 residence? 15 A I did not do -- I do not know if I did that 16 the next day or the following day or a week, but I did 17 change the locks later. 18 Q And you did not allow Mary then to return to 19 the house, to the marital residence after August 21? 20 A She did not take up permanent residence in Liverpool. 21 22 23 24 25 Q Is that where the trailer was? A No, Newport is the trailer. ~ Well, I missed your answer then. What did you say about Liverpool? I,.' 45 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 ,'-. ,-.. A Liverpool. Q A She did not take up permanent residence in Yet you still changed the locks? The son asked me if I put the board down at the door. THE COURT: Did you change the locks or not? THE WITNESS: Yes, I told him I changed the locks a couple days after they left. BY MR. THOMAS: Q And you also put a board down to prevent anyone from being able to force open the door, is that correct'? A That's correct. Q Everything that the two of you acquired over most of the marriage had been purchased with the money you had earned, isn't that right? A I guess so, yes. Q Well, you were the only one working, right? A Yes, I was the only one in the public work. Q And that included the mortgage payment on the house as well as the rental properties? A Yes. Q That included all of the clothing that Mary had to wear, that included all of the food that everyone ate, is that right? 46 ~ ~ 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Clothing for the entire family. Q Food for the entire family? THE COURT: Well, she did not work up until '94. MR. THOMAS: Right. BY MR. THOMAS: Q Do you recall telling Mary that everything was yours because you are the one who had paid for it? A No. Q You never told her that? A You asked me if I recalled it, I said no. Q Do you recall -- do you realize that you are under oath up there on the witness stand? THE COURT: He answered. He is under oath. Next question. MR. THOMAS: That's all I have. THE COURT: Any redirect? REDIRECT EXAMINATION BY MR. WAGNER: Q I believe you said, Bob, that up until '94 you brought your paycheck home and you gave it to your wife and she took care of paying the bills and writing the checks out, is that correct? A That's correot. Q Was that from '67 to '941 47 ,r'~ ~ 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 A Correct. Q That's "7 years, if my math is correct, that you gave your paycheck to your wife and she wrote the checks out? Correct. So she knew about the checking account, A Q presumably? A She knew about it all because she paid the bills. Q And the checks that came in you gave her so she knew how to deposit them and write checks out on them? A I had no idea what was paid and what wasn't paid. That's what brought about the conflict. Q At the end of this property settlement agreement 1 kind of overlooked something we probably should have talked about earlier -- there is attached to that, is there not, an itemization of the mortgages that you and Mrs. Schildt had at least three during the oourse of your marriage, did you not? A Yes. Q It looks like you owed some -- just a shade under $200,000.00 in mortgages, is that correct? A Yes. Q As a result of the properties being transferred to you, did you assume the obligation to pay 48 -- --, 1 those $200,000.00 worth of mortgages? 2 A That burden didn't leave. 3 Q After you and she separated, there is a 4 fourth mortgage that's noted on that property settlement 5 agreement to the SPA. Now, ~ven though that occurred after 6 you and she signed this agreement, you have another 7 $32,000.00 mortgage, don't you? 8 A I didn't take it out. 9 Q You didn't take that out? 10 A No. I sent them the check back because it 11 did not -- I couldn't take the loan on because of having the 12 extra problem in Hopewell TownshIp. 13 Q That was because you are still listed on the 14 Hopewell Township mortgage on the trailer, right? 15 A Yes. 16 Q But when you reached this agreement with Mrs. 17 Schildt and was attached to this agreement is an itemization 18 of the almost $200,000.00 in debts that you assumed by 19 signing this agreement, correct? 20 21 22 23 24 25 A Yes. MR. WAGNER: No further questions. MR. THOMAS: No recross. THE COURT: step down. MR. WAGNER: Move for one and two. THE COURT: Admitted. 49 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 '''''''I r"\ MR. THOMAS: MR. WAGNER: No objection. My two is the same as his one, Judge. THE COURT: THE COURT: MR. THOMAS: Okay. Respondent. We call Mary Schildt to the witness stand. Whereupon, MARY E. SCHILDT, having been duly sworn, testified as follows: DIRECT EXAMINATION BY MR. THOMAS: Q Mary, are you the defendant in the action that was brought for divorce by Robert Schildt? A Yes, I am. Q And what's your educational background? A I graduated from Lower Dauphin. I'm a high school graduate, and I'm also a licensed practical nurse. Q And when did you get your licensed practical nurse degree? A 1995 -- sorry, 1965. Q 1965? A Yes. I'm sorry. Q And Mr. Schildt has already testified as to the date of the separation. Do you agree with that date of 50 ._, 1 separation, August 21'? 2 A August 21st, yes, August 21st. 3 Q And he's also testified as to two adopted 4 children. Do you agree with that? 5 A Yes, I do. 6 Q And I want to show you what's been marked as 7 the Petitioner's Exhibit No.1, which is a property B settlement agreement. Do you want to take a minute to look 9 at it and then look at the signature page. Did you sign 10 that agreement? Is that your signature on the back of it? 11 A Yes, sir, it's my agreement. That's my 12 signature. 13 Q When is the first time that you actually saw 14 this written agreement? 15 A I believe, sir, it was September 7th on a 16 Thursday evening, if that was a Thursday. 17 Q okay. And where were you when you first saw 18 it? 19 A In Scott Cramer's office. 20 Q The attorney who testified here? 21 A Yes. 22 Q And what were you doing at Scott Cramer' 8 23 office on September the 7th? 24 A We were going to go over that agreement, and 25 I had another paper. I don't know where the other paper 1.. 51 ,....... , ," 1 Q I'll show you Defendant's Exhibit 1. Is this 2 the other paper you are talking about? 3 A Yes, this is it. I was supposed to give this 4 to Mr. Cramer. 9 Q Who told you you were supposed to give that to Mr. Cramer? A My husband, Robert. Q Is that your signature on Exhibit No. 1? A Yes, it is. Q Why did you ever type up a letter stating 5 6 7 8 10 11 what's contained on this exhibit? 12 A Because my husband told me that everything we 13 owned was his, and I asked him why many, many times. And he 14 would say, well, his name was always on the paycheck, not 15 mine, and that everything was rightfully his. I heard this 16 all the time months on p.nd. 17 He approached me one day and wanted me to 18 make up that paper there stating that everything that we 19 owned was his, and that's why that paper is laying there. I 20 did what he asked me. 21 Q And the date on that letter is september 1. 22 Is that about the same date as he asked you to prepare it? 23 A I honestly can't say. I'm sure it was before 24 then though because I took it to work to type it up. 25 Q The agreement that you signed, did you -- and 52 -, 1 I'm referring now to Petitioner's Exhibit 1, the agreement 2 that you ~igned in Mr. Cramer's office, did you read it? 3 A In all honesty, Mr. Cramer read it and I 4 followed along, but I was very emotional at the time. I 5 don't show emotion on the outeide as much as I do on the 6 inside. 7 Q And why were you emotional at the time? 8 A Because I could not believe that after all of 9 the years that we had put into our marriage together -- we 10 had always done everything together until I had gotten 11 cancer in 1992, it was December of '92, and that's when Bob 12 started to change. When I came ho~e and told him I had 13 cancer, he said, well, it's just a matter of time now. And 14 it seemed from that day forward things just were never the 15 same between us. 16 Q Did anything change with regard to the 17 finances shortly after 1992? 18 A Yes, he had taken everything from me. I 19 cannot tell you the exact month or day or anything like 20 that, but he had taken all of the apartment keys from me. 21 He had taken all of the checkbooks, and he had taken all of 22 the money, yes. 23 Q Did you ever ask him why he was taking that 24 stuff away from you? 25 A Yes. He said he was going to handle it from 53 j\ -, 1 now on. 2 Q And that was his only answer? 3 A From what I can recall, yes. 4 Q Now, how long did this period of time where 5 he was treating you differently last? 6 A From the beginning of actually , 93 until 7 August 21st. Well, actually, up until last September 15th 8 of 1997. 9 Q But while you were still living together? 10 A Yes. 11 Q What are some other changes that -- well, let 12 me ask you this. Were you working in the early 1990's 13 outside the home? 14 A Not where I got a paycheck, no. 15 Q When did you first go to work getting a 16 paycheck? 17 A May of 1994. 18 Q After so many years of working at home, what 19 made you decide to go get a job outside the home? 20 A My husband told me that he would no longer 21 support me and he would no longer feed me, and I could not 22 believe he was saying these things to me. And he says, now 23 you need to get a job, get a real job and know what it's 24 like to work. 25 Q I want to show you what I have marked as 54 . '-.., 1 Respondent's Exhibit No.2. Can you identify what those 2 documents are? 3 A Yes. These are receipts for money that I had 4 paid him for bills. 5 Q And as Mr. Schildt testified, they only all 6 go with July of 1994. Were there oth~r receipts? 7 A Yes, there were, but they hurt me so bad that 8 I would just throw them away and I would give him the money 9 and I would ask him, please don't give me receipts, I am not 10 his tenant, I am his wife, and I would not keep the 11 receipts. 12 Q And what would he say to you when you would 13 tell him that you were his wife and not his tenant? 14 A We were supposedly business partners. 15 Q What happened on August 21st, 1995? 16 A I came home from work and Bob was especially 17 affectionate, something he hadn't been in a long time. I 18 was really glad to see that he was changing, or so I thought 19 that night, and then he hit me with -- I don't mean a 20 literal hit, I mean verbally, he said Wednesday YOU'll be 21 going into my lawyer's office and you'll be signing 22 everything over to me. 23 I just felt like he had hit mo in the 24 stomach. He had not but that's how I felt. And I said, 25 what it I do not do this? And he just went -- I don't want 55 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 -" ,..... to use the word berserk. He got very, very angry. He went into his locked study. He got his tool box where he kept his checkbooks and his keys and his money. I don't know what all he had in that. He locked up his study, and he went out and he got into our motor home and he left. I was very afraid because my husband does have a temper. He is a very good person. He is a very hard worker, and I love him dearly, but he does have a temper. When he left, that's when I decided in my heart that I could no longer live like that and that I would go to the trailer overnight, and that I would leave him a note stating that he should get his priorities straight, and I believe that was the note you had there. Q Well -- A I wrote I am not leaving you. Q Slow down for a minute. A Okay. Q This note that your husband read, is that the note that you left him on the night of August 21? A Yes, it is. THE COURT: Has that been mark&d as an exhibit? MR. THOMAS: It's not. I would like to get it marked. MR. WAGNER: I have no problem with that. 56 -, -. 1 MR. THOMAS: Respondent's No.4. 2 (Whll!;reupon, Respondent's Exhibit No. 4 3 was marked for identification.) 4 BY MR. THOMAS: 5 Q Other than leaving him this note when you 6 left on August 21st, 1995, did you have any other 7 conversations with him later that day? 8 A Yes, I did. I kept calling his home, or our 9 residence where I lived in Liverpool at the time, to make 10 sure that he made it home safe. And about 10:30 he answered 11 the phone, and I told him where I was and why I was there. 12 And I said to him, Bob, I said, what is more 13 important to you, your material possessions or me and the 14 children? And he told me at that point his material 15 possessions, but that was not the first time I had heard 16 that. 17 Q Now, did you at anytime attempt to return 18 from the mobile home to the marital residence? 19 A Yes, I did. It was August 22nd, the very 20 next day. I went over there, and my key did not fit the 21 lock in the lower level. He had changed the lock. I went 22 around to the other two doors, and we had always had a bo~rd 23 at the patio door so if somebody tried to break in -- like, 24 you put the key in and the key would break and you push the 25 door. When Wti went away, we put the board down. He had 57 . , 1 that board down, and at the front door he had also put a 2 board down where it I put my key in the lock the key would 3 turn but I could not get the door open. 4 Q Were you able to get into the marital 5 residence? 6 A No, sir, I wasn't. 7 Q Between August 21st and september 7th, which 8 was the first day that you saw Mr. cramer, did you have any 9 contact with Robert? 10 A Yes, I did. 11 Q Where did that contact take place? 12 A He would stop in at the trailer where I was 13 living at the time. 14 Q And when he would stop in, would he express 15 to you his reason for stopping over at the trailer? 16 A Yes. He wanted to know when I was going to 17 sign everything over to him because his name was on the 18 paycheck. And he would say, no judge in his right mind 19 would give you anything because my name has been on the 20 paycheck all these years. 21 Q Did you ever go to see an attorney around 22 that time? 23 A Yes, I went to see Allen Hench. He has small 24 children and we know him. 25 Q What happened when you went to see Mr. Hench? 58 1 2 3 4 5 6 7 8 9 ,ii 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 -, A Mr. Hench would not re~resent me. Q And why is that? A Because he said he thought he was a friend of Bob's and he was a friend of mine. Q Had he represented the two of you A He had represented us, excuse me, yes, for our real estates. Q When you wrote this letter dated September 1, Defendant's Exhibit No.1, had Bob said anything to you in order to get you to write that letter? A Yes. He had told me that Scott had told him that he needed a letter written or something on paper of what I was giving up. And Bob told me it would be the residences that I have listed here and everything else that we owned together. And that is why I went to work and I wrote this up as I was told. Q And what about the $10,000.00, did he say anything to you about that? A I don't know if it was at that time or not, I cannot lie, but the subject had been brought up, yes. And one time we had been jOking, and he said something to me about, well, how much would you like. ~e were both joking at the time, and I jokingly said 25,000, and I know Bob knows that. And there was nothing to it because I did not want anything. I wanted my marriage to work. I wanted to 59 -... ,-,. 1 stay with my husband because I love him no matter what. 2 Q The day that you actually went into the 3 lawyer's office and signed the agreement 4 A That was on a Saturday. 5 Q -- had you had any conversations with Bob as 6 to why you would sign that agreement on that date? 7 A Not on that morning, no. 8 Q The day before? 9 A Well, everything was supposedly going to be 10 his and I yes, that was during that week we had talked, 11 but I don't know which day. 12 Q Well, why did you sign everything over to 13 Bob? 14 A Because he had said if I would sign 15 everything over to him, in the course of our conversations, 16 that everything would be okay between us and I could return 17 to my residence. It would show that I trusted him and I 18 loved him. But he knew I loved him, and he knew I trusted 19 him but he wanted -- he kept hitting me with if you don't do 20 this that means you don't trust me. 21 Q Now, even after you signed this agreement on 22 September whatever the date was, did you and Bob continue to 23 have a relationship? 24 A Yes, sir. He come over to the trailer that 25 night and spent the night with me. 60 '....... ,-.. 1 Q And since you have been separated, has he 2 continued to have a relationship with you? 3 A Yes, he has, up until February of 1997. 4 February of 1997 I went over to his place in Liverpool. I 5 believe it was February 4th. And I said to him -- he had 6 been telling me previously to that because I had signed -- I 7 had taken the $10,000.00 he said, and I had taken the mobile 8 home from him. He did not like that. He felt that was 9 unfair because he said it was his $10,000.00 annuity money 10 that was put for the down payment on the trailer, and he 11 felt that I was greedy. 12 Q He was complaining about what you got out of 13 the marital agreement? 14 A Yes, he was. So when I went over in 15 February, I said to him, this was February 1997, I said, 16 Bob, I will sign the title to the trailer back over tc you, 17 and I will make payment arrangements with you to pay that 18 $10,000.00 back because I felt so bad that I had that, that 19 I had taken that. And he said, no, he didn't want that 20 because the agreement would not be valid, and he also said 21 that he had enough debts and he didn't want another one. 22 Q Why did you -- this agreement is dated 23 Septe~ber 1995. Why did you wait until just recently to 24 complain about whether or not this agreement was valid? 25 A Because I felt in my heart that our marriage 61 1 would work, I really did, until May of 19 -- May 1997 when I 2 was at a church up north I was told that my husband was 3 having an affair with another woman. 4 MR. WAGNER: I'm going to object to the 5 relevancy. 6 THE COURT: It is overruled because it goes 7 to the issue of why she waited. It is relevant on that, not 8 to the truth in the averment. It is admissible for that 9 purpose. 10 THE WITNESS: I knew in my heart at that 11 point that I had to forgive my husband for what he had done 12 because I knew if I didn't bitterness would grow in my 13 heart, and I didn't want that because I love my husband. 14 I called Bob up and I left a message on his 15 recorder and told him that I had forgiven him. I did not 16 talk to him personally because he was not home. I had no 17 contact with him until the end of August. 18 We used to go to a hymn Bing 19 BY MR. THOMAS: 20 Q August of what year? 21 A 1997, last year. We always went to a hymn 22 sing down in Kempton, pennsylvania, and I went down there 23 with my daughter. It was over a weekend. I had had no 24 contaot with Bob from February until that weekend. 25 He came down there. It's about a two hour 62 ~ ~ 1 drive. He came down to Kempton, and he came down to see me 2 and we were together. We went to West Virginia the 3 following weekend, I believe, and things -- how can I put 4 this? We went to bed, okay, and it was my understanding 5 that we were going to work things out. He told me he loved 6 me. I told him I loved him more than life itself. 7 september 15th was our 30th wedding 8 anniversary. Bob and I were together September 15th. 9 THE COURT: What year is this, ma'am? 10 THE WITNESS: Last year, 1997. He told me to 11 go and get a motel down on 11 and 15, and when I walked into 12 that motel, because I took my money, it was a $25.00 sleeze 13 bag motel, excuse me, but that's what it was, I stood there 14 at that counter and I cried and cried. 15 I thought, he sent me down here to get the 16 motel, and after 30 years of marriage this is all I can 17 afford for us because this is where he told me to go because 18 it was only $25.00. I called him then and said, are you 19 coming down? He said, yos, he would be down in a few 20 minutes. He came down. We spent the night together, and we 21 spent the next morning. We had breakfast together. He said 22 he would call me. He did not call me until October 1st. 23 In the meantime, I got my mail. On Septemb$r 24 the 12th, he had filed for divorce and yet he slept with me 25 the 15th and 16th and acted like we were getting back 63 ,.'" 1 together. At that point, the 12th, on that paper is what 2 did it in my heart that I knew that Bob and I could not -- I 3 could not live with this man like this or go back to him no 4 matter how much I loved him. 5 BY MR. THOMAS: 6 Q During the two year period between the date 7 that you executed the agreement and the date you received 8 the divorce complaint, did he, other than this incident that 9 jOU talked about in Kempton and your anniversary, did he do 10 anything else to encourage you to believe that you would be 11 getting back together? 12 A When we would see each other, yes. I mean, 13 it was like he loved me and I lovad him. May I say 14 something? 15 Q Yeah, go ahead. 16 A October 1st was my last contact with Bob. 17 That is because he called me at 12:00 noon, and he wanted to 18 get together with me for supper that night. And I said, 19 Bob, how can you do this? I said, I feel so betrayed. You 20 were with me on the 15th and 16th, and you started 21 proceedings against me on the 12th. How can you do this and 22 then you want to be with me now? 23 That's when he said something about he would 24 see me in court. And I said, Bob, I love you now, I will 25 always love you, but I've got to learn to love me now. 64 ,~ 1 Q Had you -- I want to go back a little bit to 2 the -- had you had any involvement in managing the rental 3 properties for the last couple of years that you actually 4 lived at the marital residence? 5 A Yes, I did. I mowed the grass. I did the 6 maintenance on it. I did the rental agreements. At the 7 same time I did that I also home schooled our children and 8 kept care of our property inside and out. 9 Q I'm talking about the last couple of years 10 between, say, 1993 and '95. 11 A No, sir. No, sir. 12 Q Had you been involved previous to that time? 13 A Yes, sir. 14 Q And what caused you to stop being involved in 15 the handling of those financial affairs? 16 A He took everything from me. 17 Q Why did you let him take everything from you? 18 A Because that was known as submission. I 19 tried to do everything I could to make my husband happy. I 20 tried everything. One day I went out to mow the grass, and 21 he looked at me, he took the lawnmower, and he said, that is 22 my grass, my lawnmower. If you want to mow my grass, you 23 buy your own lawnmower. You can mow my grass, but you'll 24 put your lawnmower on somebody else's property. 25 I went to use the phone one day because I was 65 16 17 18 19 -- 1 paying him for the phone. He had the long distance 2 disconnected. We had no long distance. I said, Bob, why 3 are you doing this? I am paying you. He said, it's my 4 wires coming into my house. It is my phone. 5 Q The $10,000.00, did you qet the $10,000.00 as 6 a result of signing that marriaqe settlement agreement? A Yes, I did. Q What did you do with the $10,000.00? A I paid a charge card or maybe two charge cards, I know one in particular. 7 8 9 10 11 Q Well, why did you have charge cards? Why I got them in the first place I don't 12 A 13 remember, but I know that I needed it because Bob had told 14 me he would not support me anymore and he would not feed me. 15 And my only recourse -- I had no car. I had to buy a car. f I , , I Then he decided to buy this motor home, and he wanted money for the motor home, so I had to withdraw that from my charge card. Q Why did you have to contribute to the buying 20 of the motor home? A Because if I wanted to ride in it, I mean, 21 22 this was the deal. If I road in it, then I would pay part 23 of the gas. 24 25 this $10,000.00 when you signed the marriage settlement Q How far were you in debt by the time you got 66 .." - 1 agreement? 2 A In all honesty, I don't recall. It might 3 have been $6,000.00. I mean, I had to buy groceries if I 4 wanted to have company on Sundays. I had to buy the 5 groceriea because he said he would not buy the groceries. 6 He had bought groceries all those years, and I agree, you '7 know, it wasn't more than right, I was working and I should 8 buy groceries. I didn't give Bob any problems there. 9 Q When you went to work, what kind of job did 10 you get? 11 A I got a $7.00 job with Norrell Temps it was 12 called. They sent me to a place called Kodak. They do 13 imaging services. That's where I worked. 14 Q How long did you work there? 15 A For Norrell Temps? From May of '94 until, I 16 believe it was, October of '94. 17 18 19 20 21 22 23 home? 24 THE WITNESS: Yes, sir, I am working. 25 THE COURT: For that company? Q How much were you paid? A $7.00 an hour. Q Did you ever stand up -- THE COURT: Are you still working? THE WITNESS: Excuse me. THE COURT: Are you still working outside the 67 ..... r-. 1 THE WITNESS: I work for another temp agency 2 called olston, and I work for the same company only they 3 switched names. It'~ called D8nka D-a-n-k-a. 4 BY MR. THOMAS: 5 Q How long have you worked there? 6 A I started there last November. 7 Q How much do you make there? 8 A $7.00 an hour. 9 Q When Mr. Schildt would say things to you like 10 get your own lawnmower to mow my grass and that sort of 11 thing, did you ever challenge him on that? 12 A It's not that I challenged him, but I did use 13 one word one time. I said, I will not be victimized 14 anymore. Because I remember when I was going through 15 radiation treatments, that was the beginning of '93, it was 16 Easter of '93, I was down in the basement or the lower level 17 with my son. 18 There is a cedar closet down there, and 19 because of having cancer I couldn't lift and going through 20 radiation I was weak. And I said to our son, would you 21 please come down here and lift these coats and things off 22 the ced~r closet so I can put other things in there. 23 He come down to help me and Bob was outside, 24 and he hollered for Jonathan. And I hollered, honey, he'll 25 be out in a minute, he's helping me. Jonathan hollered, 68 ~ ;~ 1 dad, I'll be out as soon as I'm done helping mom. 2 We no sooner turned around it seemed and 3 there was Bob. He grabbed Jonathan. HG threw him down the 4 hallway, bloodied his shoulder, grabbed me, threw me into 5 what would be the TV room, put me up against the door and 6 knocked a hole in the wall with the handle of the door. 7 And the next -- I don't remember if it was 8 that evening or was it that morning, I don't remember, but I 9 we~t to my girlfriend's house, Rhoda Buckwalter -- 10 THE COURT: Hold on. Next question. 11 BY MR. THOMAS: 1~ Q Well, what did he say to you when you did 13 he say anything to you when he said you're not going to be 14 victimized by him anymore? 15 A Yes. He used the M.F. word. He used that 16 quite frequently. And then he would laugh -- later on he 17 would laugh about that and joke about that. Well, he 18 wouldn't really laugh about it, he would use that against 19 me. He would say, I'm not going to be victimized. 20 Q I missed that. What do you mean he would use 21 it against you? 22 A Like, if we would be talking or something, he 23 would use that word. He would say -- it I would say 24 something to him, I guess, and ha didn't like what I said, 25 he would say, I will not be victimized, I will not bG 69 ....., 1 victimized. He would turn it around and use it back on me, 2 and I never used that word again because I just didn't. 3 Q Were you afraid of your husband? 4 A At times, sir, yes, I was. 5 Q At what times? 6 A Well, one special time was in October of '93. 7 Q I wasn't asking you for a specific incident. 8 But what kind of times, what about him, when would you get 9 to be afraid of him? 10 A When I wouldn't do things that ho would want. 11 I mean, if I thollght I was doing right and he didn' t think I 12 was, he would get real emotional and real hyper. But I just 13 figured that was part of his personality, but it would still 14 scare me. 15 Q Was he like that the time leading up to when 16 you signed this property settlement agreement? Were you 17 afraid of him at that time? 18 A It wasn't that I was afraid of him, no. I 19 just was leery of him, put it that way, because I never 20 knew. It was like living on eggshells with Bob. You never 21 knew what to do or what to expect next with him. 22 MR. THOMAS: I have no further questions, 23 Your Honor. 24 25 70 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 ,..... CROSS EXAMINATION BY MR. WAGNER: Q Mrs. Schildt, you've told us that you graduated from high school in 19651 A No, sir, 1964. Q I'm sorry. Lower Dauphin High School? A Yes. Q In what program were you in? A Business. Q And then you went for, did you say, an LPN or an RN? A Licensed practical nurse. Q How long did that ta::q you to achieve that? A One year. Q Where did you go for that? A That was to the Harrisburg Hospital. It was called the Harrisburg School District Program of Practioal Nursing. Q A Q marketplace? A Q A Did you successfully complete that program? Yes, I did. Did you ever use that license in the Yes, I did. How long did you work using that license? I believe it was until '71, I believe. 71 -..... ,.--. Q So at least at the interception of the marriage to your husband did you work outside the home? A Yes. Q And did you have a joint checking account with Bob at the outset of the marriage, or was it your Checking account and his? 1 2 3 4 5 6 7 A Outside of marriage? 8 Q I'm sorry. At the beginning of the marriage, 9 was it '67 and you worked until '71, about four years? 10 A Right. 11 Q Did you and he put your money in the same 12 checking account or did you have separate ones? 13 A At this point I don't remember. I believe we 14 might have, sir. 15 Q Might have what? 16 A We might have had it jointly, but I don't 17 remember. 18 Q Mr. Schildt has told us that at least up 19 until 1994 he gave his check to you and that you wrote the 20 checks out to pay the bills, is that accurate? 21 A Yes, sir. 22 Q So he would come home from work, endorse the 23 check, give it to you and you would go to the bank? 24 A Not that day, but, yes, I would take it to 25 the bank. Sometimes he would -- he, himself, would deposit 72 ....." ,.-. 1 it in the bank. 2 Q At any rate, when the bills came into the 3 Schildt household, for a 27 year period of time you wrote 4 the checks out? 5 A Correct. 6 Q You were aware of the debts and the 7 liabilities of the marriage? 8 A I was well aware of the debts. 9 Q Were there a lot of debts in this marriage? 10 A Yes. 11 Q And were a lot of the debts evidenced by the 12 mortgages on the properties that your husband told us about, 13 almost $200,000.00 worth on the properties that he 14 ultimately got? 15 A It was mortgages and car loans and, you know, 16 things of this nature. 17 Q But what you're telling us is that you were 18 aware of those enormous debts in your marriage to Mr. 19 Schildt? 20 A May I put it this way, I knew there were 21 debts but t do not know what the amount was, no. I would 22 write the checks out and you know. 23 Q But at any rate, you were aware of the debts? 24 A I knew we had debts, yes, sir. 25 Q And you knew the properties that you and Mr. " ' " 73 ~ - 1 Schildt owned? 2 A Yes, sir. 3 Q And you knew that in order to have those 4 mortgages on those properties you and Mr. Schildt went to a 5 bank and signed the necessary paperwork to get the money to 6 create the mortgage? 7 A Correct. 8 Q And were lawyers involved when you would sign 9 those kinds of mortgages and notes? 10 A Yes, sir. 11 Q You signed at least four separate mortgages, 12 did you not, three on properties that Mr. Schildt got, one 13 on a property that you now have, is that correct? 14 A Correct. 15 Q So you participated in signing the necessary 16 documents to obtain four separate loans on real estate by 17 signing notes and mortgages, did you not? 18 A Correct. 19 Q Did you go to lawyers on each of those tour 20 times? 21 A I believe we did, sir, yes. 22 Q The same lawyer or diffel'ent lawyers? 23 A I know we had Allen Hench. I don't know if 24 we had anybody else or not. I mean, we had certain lawyers 25 throughout the years, but I'm not quite sure which was for 74 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 '"' ,-, what. Q You knew during the course of your marriage obviously your husband was working because he was bringing a paycheck home. Do you know where he was working? A Yes, I did. He was a wonderful provider. Q He was a wonderful provider. Where was he working? A Well, he works for Local 520, and I don't want to use the word farm him out, but they would send him to construction sites, and he had a choice to work or not work. Q And you knew through where he worked he also had certain benefits such as health benefits, retirement benefits, pensions and insurances, did you not? A I knew he had them, but I did not know what the amounts were. Q But you knew they were there? A Yes, sir. Q And you knew the debts and the liabilities of the marriage, you knew the assets of the marriage, you knew all about thE! pensions and insurances as of the date you appeared to Mr. Cramer's office to sign that agreement, did you not? A Yes, I knew that, but I was not materially 75 ...... 1 minded, sir. 2 Q I understand. I appreciate and r~spsct the 3 fact that you've told us you're not materially minded. But 4 my question to you is, you were aware -- 5 A Yes, sir. 6 Q -- of all of the assets and all of the 7 liabilities in your marriage before you signed that 8 agreement, were you not? 9 10 11 12 13 14 A No, sir, I do not know. 15 Q Was it sometime between the August 21st, 16 1995, note and September 9th, the day you appeared in Mr. 17 Cramer's office? 18 A I do not remember and that is the truth. I 19 do not know. 20 Q Could it have been that you sought out an 21 attorney before you separated from your husband? 22 A Mr. Hsnch I went to see, yes. 23 Q Did you see him before August 21st of 1995? 24 A I don't know, sir. 25 Q Could you have seen an attorney or sought out A I did not know what the values were, sir. Q Okay. But you knew the existence of them? A I knew the existence, yes. Q Now, when you went to Mr. Hench, can you tell us when that was? I realize he didn't talk to you. 76 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 -- Hr. Hench before you separated August of '95? A It could be. I don't know. Q Now, when Mr. Hench said he couldn't represent you because he knew both of you, did he refer you to another lawyer? A No, sir. Q Did he suggest you seek another lawyer? A He said I could if I wanted to, yes. Q So Mr. Hench told you if you wanted to you could seek another lawyer, correct? A Well, he didn't put it that way, but, you know, I'm sure that's what he meant. Q And did you know that you would be able to see Another lawyer if you wanted to? A Yes. Q Did you consult any other lawyer? A No, not at that time, sir. Q Did you consult any lawyer before September 9th, 1995, as it relates to this proposed agreement? A Not to my knowledge, no. Q Did you talk to a lawyer at your place of employment? A Q A No, we don't have a lawyer over there. So nobody at Kodak advised you what to do? No, just friends I work with. 77 .-.. - 1 Q What did the friends at work tell you? 2 A Well, you know how people talk, well, this 3 person divorced this person and he had this lawyer, and she 4 got this, the regular run-of-the-mill speech. 5 Q So co-workers indicated their experience wi~h 6 other lawyers during divor.::es, did they not? 7 A So to speak, yes, but they weren't married 8 most of them. They were like live-ins, whatever. 9 Q I understand. But did they give you specific 10 names of lawyers? 11 A No. 12 Q But they talked about other lawyers? 13 A Yeah. 14 Q And you knew you had the opportunity to talk 15 to a lawyer before the 9th of September, did you not? 16 A Correct. 17 Q Now, I believe what you've indicated to us 18 is, correct me if I'm wrong, that when you appeared at Mr. 19 Hench's office you drove there separately, is that oorrect? 20 A Yes, sir. 21 Q Did you know -- I'm sorry, Mr. Cramer's 22 office. 23 A Mr. cramer's, yes. 24 Q When you appeared at Mr. Cramer's offi.oe on 25 the 9th of September of 1995, did you know thdt in addition 78 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 lS 19 20 21 22 23 24 25 ."" to being a lawyer that Mr. Cramer was also the District Attorney of Perry County? A Yes, I did know that. Q How long had you known he was the District Attorney? A probably the time that Bob told me he was his lawyer. Q When you appeared at Mr. Cramer's office, did you indicate to Mr. Cramer that you didn't want to be there, you were uncomfortable with signing this, or that you felt that you were upset or that YOII were nervous or any indication to Mr. Cramer that you didn't want to sign that agreement? A I told him I was very sad about it, and I believe -- I'm sure I told him I was not happy about it, yes. Q Did Mr. Cramer tell you to seek legal counsel? A Yes, he did. Q Did he give you the opportunity to go talk to a lawyer before you signed this agreement? A Before I signed the agreement, no. Q Didn't he tell you if you want to go talk to a lawyer? A Not be fora I signed this agreement, no. 79 1 2 3 4 5 6 7 S 9 10 11 12 13 14 15 16 17 lS 19 20 21 22 23 24 25 ""'\ Q ~)en di~ n~ ~~1' you? A Tha~ .as in the course -- I see what you are saying, yeah, okay. Q Before you signed the agreement, Mr. Cramer suggested that you should go see another lawyer, did he not? A Yes, I believe that's in the agreement I signed. Q And as a matter of fact, did he tell you that you should seek another lawyer before September 9th of 1995, a couple days before the 9th he suggested you better go see a lawyer? A I don't remember that, no, sir. I remember taking this paper in, and when he looked at this paper, he told me this is more than I expected. Q Now, let's talk about that for a second. A Okay. Q The paper you are referring to is a letter that you typed on the 1st of September of 1995, Defendant's Exhibit No. 1, correct? A Yes. Q Did you type that letter at work? A Yes, sir. Q How did you know what to put in the letter? A Because Bob had asked me or told me what to put in as far as personal belongings, list all of the so '_''1 1 properties, list personal belongings and whatever else is 2 listed here was what I was supposed to put in, so that's 3 what I put in. 4 Q To whom did you give that letter? 5 A I gave this personally to Mr. Cramer, and 6 that's when he read it and he said this is more than I 7 expected. a Q When you gave that to Mr. Cramer, when was 9 that, Mrs. Schildt? 10 A I can't honestly say. It might have been -- 11 12 13 14 15 16 calendar 17 Q That would be Thursday the 7th. You signed lS this Saturday the 9th? 19 A Correct. 20 Q And on Thursday the 7th when you went to Mr. 21 Cramer's office, did you also drive separately to get there? 22 A Yes, I did, sir. 23 Q When you arrived at Mr. Cramer's office, is 24 that when you handed him or gave him what's been marked 25 Defendant's Exhibit No.1? I honestly can't say. I don't remember the date. Q Mr. Cramer told us there was an occasion before the 9th that he met with you and Mr. Schildt. He thought it was the 6th or the 7th. A I think it was Thursday. If you have a 81 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 ,",- A This was given to him before saturday, I know that. Q And Mr. Cramer's response to that was what? A This is more than I oxpected. Q And did he at that point say you better go talk to a lawyer? A I can't say he said it at that point, no. Q Could he have suggested to you at that point you better seek legal counsel regarding this matter? A He could have but I don't know. Q Now, at any rate, we all agree we were there on September the 9th? A Correct. Q And when you were there on September 9th, did you indicate to Mr. Cramer that your husband had threatened you if you didn't come there? A No, I did not. Q Did you indicate to Mr. Cramer that your husband made extra promiseD to you that if you signed this something special was going to happen? A No, because I was not asked. Q Did Mr. Cramer read each one of the provisions to you? A Yes, he did. Q When he got to the provision regarding the 82 ""'" -- 1 fact that there was going to be a divorce, did you realize 2 that in September of '95 there was talk of a divorce between 3 you and your husband? 4 A When he said about the divorce, yes, but Bob 5 had left me under the impression if I signed all these 6 things there would be no divorce, we would get back 7 together, and I took him at his word. If I signed it if S I signed everything over to him, we wouli be husband and 9 wife once again, but it did not work that way. 10 Q Did you sign the deeds that we have talked 11 about on the same day? 12 A Yes, sir, I did. 13 Q And did you also receive a deed some two 14 months later in November of 1995 from Mr. Cramer's office? 15 A Yes, sir. 16 Q When you received the deed to your property, 17 did you record it, take it to the courthouse and record it? 1S A I thought he did that. 19 THE COURT: I thought he said he recorded it. 20 BY MR. WAGNER: 21 Q Who do you think recorded it, Mr. Cramer? 22 A I'm assuming Mr. Cramer did, yes. 23 Q When you got that deed from Mr. Cramer, did 24 you ever call him back and say I don't want this to happen, 25 I don't want this deed to be in my name, I think Bob and I 83 -. 1 are getting back together? 2 A No, I didn't becauso Bob hadn't done it with 3 his deeds. 4 Q You told us something happened October 1st. 5 I apologize I missed it when Mr. Thomas asked you about 6 september and October of '97, I believe. 7 A '93. 8 Q '93. I thought you told us about some 9 incidents in 1997 also. Did I misunderstand that? 10 A You must have. 11 Q You were talk.ing about things that occurred 12 in '93? 13 A Oh, I said August. You must have 14 misunderstood me, not October, August when Bob came down to 15 Kempton, Pennsylvania. That was in August. 16 Q I understand. Now, a little blue piece of 17 paper says, Bob, I'm seriously considering your offer. This 18 is probably the best way, Mickey. Did you leave that note 19 for your husband? 20 A I left this note, but I have no idea what 21 this is about. That is the truth, I have no idea. 22 0 Could it have been that that was the note you 23 left after Mr. Schildt said to you $10,000.00 and the 24 property in Hopewell Township and I get everything else, and 25 I'll take care of the debts and the mortgages, et cetera, et 84 ."" 1 cetera? Could that be in response to that? 2 A I honestly don't think so. 3 Q Fair enough. I appreciate that. During the 4 course of your marriage to Mr. Schildt, were there times 5 when you would have to sign agreements to buy appliances and 6 furniture and cars? 7 A What do you mean sign? 8 Q Well, did you buy furniture in your marriage? 9 A Yes, we did. 10 Q Did you have to sign up for credit to buy 11 them? 12 A Yeah. 13 Q Did you buy appliances during the course of 14 your marriage, stoves, ovens? 15 A Well, sure. 16 Q Did you have to sign documents evidencing the 17 debt or the purchase of the assets? 18 A Yes. The last one I remember signing was -- 19 I don't remember if it was '93 or '94. Bob wanted separate 20 beds after I had cancer. He wanted separate beds, and he 21 wanted me to go out and pick out the single beds, and I did 22 that for him. 23 Q And you signed'? 24 A And I'm not sure if i signed the papers or if 25 they delivered them and he signed the papers, but I remember 85 ""'" 1 that incident. 2 Q Did you understand what you signed, those 3 various agreements for property such as appliances and the 4 bed and the houses and so forth? Did you understand what 5 you were signing when you signed them? 6 A Yes. 7 Q Did you understand on September 9th, 1995, 8 when you signed that agreement what you wore signing? 9 A Yes, I did but -- 10 MR. WAGNER: Thank you. I have no further 11 questions. 12 MR. THOMAS: I have no redirect, Your Honor. 13 THE COURT: Ma'am, you may step down. 14 THE WITNESS: Thank you. 15 THE COURT: Any further testimony? 16 MR. THOMAS: No further testimony. I would 17 move for the admission of Defendant's 1 through 4. 18 THE COURT: Admitted. 19 MR. THOMAS: Respondent' El 1 through 4. 20 THE COURT: Any rebuttal? 21 MR. WAGNER: No rebut ta l, Your Honor, just a 22 clarification. Defendant's Exhibit No.1 and Petitioner's 23 Exhibit No. 2 are the same. So we won't off~r two since 24 defendant's one is already in. 25 THE COURT: Just be sure Pamela has all of 86 , ' " (-., " " ,I " , , '. , , /-, ., , ,', , 'I'" " , ~'l -Vi " . ,; , , , " .~ I " . ,'_1 1 " I .. ! ) '" ,iO .. ;t~ , , ~n 'i'..' OJ ..... , ,I,' t '/.': " " , ' " . . If; ~I."rl".'.' t' -'. 'p ( ill; '-.i .,;.,1 . . 1596,n,,,.,, (:t I... .' c" " " ..l..;l..., ^ I",' ~l.. 'rJo;'--~..-r..(;.. I" ; lAl ',' 1:;1 ~~. /.:9..u [ , _L-?;j'""'-::.r- ' I l" . J ~f- ,".1<"./;. r. 1"'______, Mlrml: ? 1'" /1 _ _ ...........- , 1~'..) /-, I">/~Lc'..i_____. on~.s,\ :,/111 .(.~' j") ,) / /o,'..,c,' -' .,1..'~/1'''~ ,~.;,~ ," ...J S ,nil'!' C'N; (',fHLCI/'\ ;1 f)N,\U r .\-IlI"!1 I'\u)()ur< ,.". I.:I;n) 4 ",' . ,~ 6 7 6 9 f '-----.-___~__._h______ ".'_ '_n__ ~~/- 7"(.~;~-"- ~_~i':~:" " .LItLL___ ;;J-,? " .,~ ,_....... 12 I '---';,,,-:- .,--,+--"" ~ ,~ J. ~"-c,.L---.. ;' 'i' ' -1 ~ ,/ -, :r:,':L'-L '" "..":t~ ./->-=:. r" ~ -. ./: /; 7-';;''' r;; _;:,-- . _/ '~'~:''::''-r-.:::>..:::L.. IS SLIP FOR REFERENCE rC3'706 DESCRIPTION - ~"X,1$dd,$.:' . D. , . ,<;' r; r ~' . -). L 2., / ' / .. / .', .~' ~;l c, "--"'-"'-~"L,,.c'~'/''''., -__., , l .' "'-/~/ '.".- ,- ,.<..:.,~) /J _..,-.,..-"'-t-~L., ..~. .""", ... ' ,I ,,.-1;' f:'-'<''''~'' ,- ""',,;./> .....1 L_!.-...:._~.___.._, r1 , ,..'.#:1- ,_.-.-,.,)~.. , ~.~~-~.:<~~ ./ ,>' '" f'~'. Ii- , (, . ._-...~-( 1\ ."'\ .... '" --.....-..-...--......--:-).7..... 'I ,'-y",,-',., '--'''"---;,?'''--..., , " /.~' :(I'---'i-~~/~ ' I ~ . ...---. -_.;-~'~.'.':~~',/~ / . --- ,:(l~~,-..:..-.L-:_. -.-_.L- .<~,i((<t.'-f. . RI<TivfIiTiy- ,-~"'-- KEEP THIS SliP FOR REFERENCE TC;J1Qll tl..,.._ / )/\:. , " I',\U} ~)(j M UNT , I .;/1.... I .1 I .. . ;' ... \, " , ! ~' I " , . ,..... ... 15962 , tUSft)M~N:'SI)lU)ljN:Nll fl"ll ,.fIr ......,., ...., 'r,J) r d" N^Mr-~-r~-" " "",,-,- , · /.)1",,;:;/7,..,/:..________ ^1J1.l1ir.~ ~- -__.....1-:.::::...__._______.._._____._. _ CIty, SI^"L III' , --:1 , 'sOU) I~Y (NiH con IHAHtoIi ON Mn Mil'll; 11.\11) OU N(.m QlJAN. " DESCRIPTION AMqUN ......l , / ~~ I) , /. ~ 2" .-.- !~ .... <fI..-7- /';.'~ I-~( ,J ' -~~ ~'T-'- ;;;/ ." "/-) <"'o\i ? ;,f,~r::-~::~' ~6f~ I I -'1-- I ! 2 J 4 5 (, 7 8 .,'--. .J / ; / ' , .' / .'1",.... ./' '" 'J 10 II Il I , '~-~?i -1 -"~j I RECEIVEn BY ----------",,- kEEP THIS SLIP FOR REFERENCE TC;Jl00 " 1 ~."- ,..,,, "" 1,5959 ' J eVifll....IIK't.'llfflNI.l, ll\t~' ~~ ~~"," IJ(o\... _ "'y' N 1~-I1~:!;l;"-~; " '~:~~= ^'~~'~ kb.~tl'~_i; ;~~) 1:..________ I <II1",\1'l"4,,,, ";rIA I?OI(-. -' '" 1",,\' 9&f' r(" 'I SOlD "' CASH (~ tMLE tIN MI,I ,MIJS~ P,\U)uut . 1___ mo I " 2 4 " I .iLl r, 7 Il 'J 10 II -! ,., kEEP THIS SLIP FOR REFERENCE lC:1106 r ',.'?'"- ,~ ,.- (-....- ...." . lROPERTY SETTLEMENT ~NT THIS AGREEMENT, made this 91ay of september, 1995, by and between ROBERT L. SCHILDT, hereinafter referred to as "Husband"; and MARY E. SCHILDT, hereinafter referred to as "Wife". WITNESSETH I WHEREAS, Wife and Husband were legally married on S,.,t. "~-, I 'Ie 7 ; and WHEREAS, differences have arisen between Husband and Wife in consequence of which they desire to live separate from each other; and , WHEREAS, wife and Husband desire to settle and determine forever all their rights, obligations, and division of ~heir property; NOW, THEREFORE, in consideration of the mutual promises herein contained and for other good and valuable consideration, receipt of which is hereby acknowledged, Husband and Wife intending to be legally bound hereby do promise, covenant and agree as follows: 1. SEPARATION: It shall be lawful for each party at all times hereafter to live separate and apart from the other party at such place or places as he or she may from time to time choose or deeM fit. The foregoing provision shall not be taken as an admission on the part of either party of the lawfulness or unlawfulness of the causes leading to their living apart. 2. INTERFERENCE: Each party shall be free from inter- ference, authority, and contact by the other, as fully as if he or she were single and unmarried except as may be necessary to carry out the provisions of this Agreement. Neither party shall molest the other or attempt to endeavor to molest the other, nor compel the other to cohabit with the party, nor in any way harass or malign the other, or in any way interfere with the paaceful existence, separate and apart from the other. 3. HUSBAND'S DEBTS: Husband represents and warrants to Wife that subsequent to the execution of this Agreement, he will not, and in the future he will not, contract or incur any debt or liability for which Wife or her estate might be responsible and 1 ~ .. I shall indemnify and hold wife harmless from any and all claims or demands made against her by reason of debts or obligations incurred by him. 4. WIFE'S DEBTS: Wife represents and warrants to Husband that subsequent to the execution of this Agreement, she will not contract or incur any debt or liability for which Husband or his estate might be responsible and shall indemnify and hold Husband harmless from any and all claims or demands made against him by reason of debts or obligations incurred by her. 5. MUTUAL RELEASE: Subject to the provisions of this Agreement, each party has released and discharged, and by this Agreement does for himself or herself, and his or her heirs, legal representative, executors, administrators and assigns, release and discharge the other of and from all causes of action, claims, rlg~ts, or demands, whatsoever in law and equity, which either of the parties ever had or now has against the other, except any and all causes of action for breach of any provision of this Agreement. It is the intention of Husband and Wife to give to each other by the execution of this Agreement a full, complete and general release with respect to any and all property of any kind or nature, real, personal or mixed, which the other now owns or may hereafter acquire, including but not limited to, past, present or future spousal support or maintenance, alimony, alimony pendente lite, counsel foes, equitable distribution, pension or retirement benefits, costs or expenses, whether arising as a r.esult of the marital relation or otherwise. 6. REAL ESTATE: Wife hereby agrees to transfer and assign to husband, as his sole and separate properties, all of her right title and interest in and to the five (5) parcels of real estate which are bounded and described on the deeds, attached hereto, made a part hereof and marked collectively as Exhibit "A". Husband further agrees to assume as his sole obligation any and all mortgage payments, payment of insurance premiums, taxes, claims, damages or other expenses incurred in connection with said parcelS of real estate and Husband agrees and covenants to indemnify and hold wlte harmless from such liability or obligations. Husband hereby agrees to transfer and assign to Wife, as her sole and separate property, all of his right title and interest in and to the Howe TownShip property, inclusive of the mobile home and all contents therein, Which is bounded and d..cribed on the deed attached hereto, made a part hereof and marked Exhibit "B". wife further agrees to assume as her sole 2 . \ obligation any and all mortgage payments, payment of insurance premiums, taxes, claims, damages or other expenses incurred in y/y;irl' connection with said parcel of real estate and Wife agrees and clt'O covenants to indemify and hold Husband harmless from such ttv.J?, liability or obligations. . . r ,t I" )"" ./ ~." ." , , ,..,I. f"'..,/JI!?5' (;".,1.0(.'1 f t a 1..~1fCJ""'l!4'1(J , e(.. 'I' '. I{".~...J ...r- 14, r,A' .1.1'/"''''/ .'f 1./.) '-11".,~,.t. 7. PERSONAL PROPERTY: Wife hereby transfers and conveys all household furniture and furnishings and all other articles of personal property which have heretofore been used by them in common to Husband and this Agreement shall serve as a bill of sale for same. 8. MOTOR VEHICLES: Husband shall receive exclusive title to all jointly owned vehicles. Husband agrees to assume sole responsibility for and to indemnify and hold Wife harmless from any and all demands, claims, suits and causes of action for payment of a~ encumbrance as to said vehicles. 9. PENSION. PROFIT-SHARING. RETIREMENT. C~~T UNION OR OTHER EMP1,OYMENT-RELATED~: The parties hereto expressly waive and relinquish any right, claim, title or interest in any pension, profit-sharing, retirement, credit union, National Guard benefits, or other employment-related plans in which the other has any interest by virtue of his or her past or present employment, whether vested or unvested, matured or unmatured. 10. WAIVERS OF CLAIMS ASAINST ESTATES: Except as herein otherwise provided, each party may dispose of his or her property in any way, and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire, under the present or future laws of any jurisdiction, to share in the property or the estate of the other as a result of the marital relationship, including without limitation, dower, curtesy, statutory allowance, widow's allowance, right to take in intestacy, ~ight to take against the Will of the other, and right to act a~ administrato~ or executor of the other's estate, and each will, at the request of the other, execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interests, rights and claims. 11. ADDITIONAL INSTRUMENTS: Each of the parties shall from time to time, at the request of ,the other, execute, acknowledge, and deliver to the other party any and all further instruments that may be reasonably required to give full force and effect to the provisions of this Agreement. 3 . 12, '.'A<O. If .ith., p.'ty b"'Ch.. 'ny ptovi.10n of th1. A.,.~..t. tho otb., ..,ty ""i h.v. tho 'l'ht, .t hi. ., h., .1.ct10.. to .". fo, do"... f., ."c' b"'Ch 0' t. "'k .".. oth., ~'.d1.. o. '.ii.f ,. ',y b. ""I'b'. to 'i. a, h." T.. ...ty b'.,chin. th1. c..,t',.t "'11 b. '.'.on"b'. f., "y'.nt .t "'.1 f... .ad c..t. inc""'d by tho .th., 'n .nfo.cin. '1. ., her rights under this Agreement. lJ, = DI,ClpSU... H"b'nd ond H1f. '.~by .tot. to,t th.y h... n'.oti.t'd tho vithin A""'.nt 'ft., f"ii di.ci..",.. .n. t. tho oth.,. of 'Ii "'it" .,...,ty. ,...t.. ..n'i.n.. debts and financial matters. Both parties aCknOWledge that they tUlly understand the t.ct. 'nd 'ckn~"d.. 'nd 'CC~t t"t thi. A.,....nt i. t'i. 'nd equitable and that it is being entered into freely and 'o'"nt"i1y 'nd i. n.t tho "'"'t 'f 'ny d"..... "nd". infi".nc.. collusion o~ improper or illegal agreement or agreements. ", HODIFICATIO' AND ',rVE., A "d1fic,ti.n .. v,l.., of .ny .f t.. "o.i.ion. .f thi. A""'.nt "'iI b. .ff.ctiv. .n,y it "d. in V'it1n. 'nd .x'C"t.d vit. t.. '... f""iity .. t'i, A.,..,..t, Th. t."",, 'f ...... '''ty t. in'bt "'on .t'ict '.'to",nc. ot 'ny of t.. ....i'ion. .f t.i. A""'.nt ""i not b. 'on.t,"od ., , v'iv., .t "y '"b"'".nt d'f."'t .f t.. ',.. 0' similar nature. lS, 'D.VIVA, .'YOHD DIVO.CE nEC.... Th. "'ti.. h...by aCknoWledge that they have accepted the within separation ......ont .. , tin" ..t"'.ont f.. '" ."'..... Vhot".v" b.t'..n th....,v.. ,. c.nt".i,t'd by tho P.nn'Ylv,ni, Div.,c. , COd.. Sh'"'d. O.c,... ""d".nt. .. O.d.. ot S.""ti.n ot , Div..c. b. Obt.in.. by "to" .t to. 'otU., in tOi. " ony .th" .t,t.. .'ch ot tho P,.ti., h"'by con'.nt, 'nd '.,.., th.t thi, A......nt 'nd "1 it. ',v.n.nt, 'h." not b. ,ft.ct.d in 'ny "y by 'ny '"ch '.""t1.n 0' div.,c., 'nd n.thin. in 'ny '"ch D.c,... ""d...nt. O'd.. 'f f",th., ..ditic.ti.n 0, ".i.ion th...ot. .b." "t.,. ".nd ., "'y 'ny t... Of thi, A"'.'.nt. 'h.th.. 0' n.t .ith., o. both ot tho "'t1.. .h." .....,y. it b.in. "nd.,.t.Od by ,n. b.t'..n tho ..,ti.. th,t thi. A"..'.nt 'h." '"'.iv. .nd 'h." n.t b. ""'d into .ny D.c.... ""d...nt. 0' D.d.. ot Di.o.c. .. s...,.ti.n. It i. ".citic.ily '....d. h~...,. th,t · co.y ot this A""'.nt ., tho '"h.t.nc. .t tho ''''i'i.n. th....t. "y b. inco,.."t'd by ..t".nc. into 'ny Di...c.. """"nt 0, Doc... f., tho ."'..... .t .nto'C.'b11ity only, Thi. inco""'tion. h...v.,. 'h"1 n.t b. .....d.d ,. . '.".'. it be1n. tho ','c1tic int'nt ot tho ."ti.. t. "co1t tOi. A.,....nt to '"evi.. .ny ""d".nt .. D.c,... 'n' t. b. forever binding and conclusive uPon the parties. 4 16. ADVICE OF COUNSEL: This Agreement contains the entire understanding of the parties who expressly acknowledge that this Agreement has been entered into by his or her own volition, with full knowledge of the facts and full information as to the legal rights and liabilities of each other, after consultation with counsel of his or her own choosing, or being informed to retain counsel of his or her own choosing, and each believeB this Agreement to be reasonable under the circumstances, being fully informed of all property owned by each other, and each hereby acknolwedges that there have been and are no representations, warranties, covenants or agreements other than those expressly set forth herein. It is understood and wife expressly acknowledges that R. Scott Cramer, Esquire, is exclusively representing the interests of Robert L. Schildt. Wife hereby rejects the advice of Mr. Cramer to retain her own counsel. 17. LAW OF THE COMMONWEALTH APPLICABLE: This Agreement is construed in accordance with laws of the Commonwealth of Pennsylvania which are in effect as of the date of the execution of Agreement. 18. AGREEMENT BINDING OF HEIRS: This Agreement shall be binding and shall enure to the benefit of the parties hereto and their respective heirs, executors, administrators, successors and assigns. 19. ~TEGRATION: This Agreement constitutes the entire understanding of the parties and supersedes any and all prior agreements or negotiations between them. There are no repr'lsentations or warranties other than those expressly set forth herein. 20. SEVERABILITY: If any term, condition, clause or provision of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall be valid and continue in full force, effect and operation. !l . , Icon C......IR ""O"'IIY at \..0.... '. O. C'o...., 'Sf "CO""OI'l, I'A "010 ~ELE~SE PROM PER90N~L LI~BILITY THIS RELEASE, executed this _~':' i~, day of June, 19961 WITNESSETH: WHEREAS the First National BanK of Newport is holder of a certain loan evidenced by a certain Note and Mortgage executed by ROBERT L. SCHILDT and MARY E. SCHILDT, his wife, payable to the First National BanK of Newport further identified as Mortgage dated June 15, 1993 in tha amount of $40,000.00 as the same appears of record in Dauphin county Record Book 1996 page 391 and Note dated June 15, 1993 in the sum of $40,000.00. Said loan and obligation is secured by the parties real estate located in Liverpool Township, Perry county, pennsylvania (Deed BOOK 305 ,Page 34) and real estate located in the city of Harrisburg, Dauphin county, pennsylvania (Deed BOOK 859 Page 44) and real estate situate in the city of Harrisburg, Dauphin county, pennsylvania (Deed BOOK 729 Page 351) and real estate located in the city of Harrisburg, Dauphin county, pennsylvania (Deed BOOK 1053 Page 540) which real estate has been conveyed to Robert L. schildt, individuallY, NOW THEREFORE, for and in consideration of the sum of one and No/100 ($1.00) Dollar in hand paid by Mary E. Schildt to the First National Bank of Newport, the receipt whereof is hereby aCKnowledged, the First National BanK of Newport hereby releases Mary E. schildt from any and all personal liability to the First National Bank of Newport for the above-referenced indebtedness and obligations evidenced by or incurred under the termS of the above_referenced Note and Mortgage. It is understood and agreed that this release and discharge to MAR~ E. SCHILDT in no way releases Ot" discharges ROBERT L. SCHILDT from the debt secured by said Note and Mortgage.