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I'ENNSYLVANIA
MORTGAGE
TKIIINDINTUU. mad, tha 30th day of April In th,
ytar of ou, Lord ona thoutand 'l!u"hlUl..lrlld jlnd .fJlIl'l.-JI!.n'h'!:969li,;.J"TWIEN
C1tARLES N, BAADELLi"b't'N'i/!ll'bh1\l.b~':"'NIIIt6, I W e,
(her,lnaflt' call.d Mo'l~a~or) and PEOPL~S BONIl NID NOllTG.IG" Com'ANY ,
a corporation orsanlted and exl8t1nil' un Iter thu 111w. ot thlt Commonwltlllt.h ot Penn.ylvl1nhl, and havlnl
itot princlp.~ offte. and PeJ.t.OffiCf addre.. In Phlladu1llhia. Penn.ylvanLB
(hereInafter cillld MortlluKtt) :
"
WITNI8I1ITH: That the Mortllllor L) ucun the payment ot
nlIRTEEN THOUSAND
Dollar. (, 13,000.00 L with Interest from date, at tb, rate of eeven and one-half
per centum ( 7-1/21tJ) per annum on the unpaid balance until paid, as provided in a Nott of eVln date
herewith, from the MortBaBor to the Mortill"e., in monthly lnatallmenta of
Ninlty onl and 00/100
Dolla.. (f 91.00 ), comm.ndn~ on tho n..t day of JUI)O , 1969 , and
conUnuinar thereafter on the fttllt day of each month until auch debt il\ fully paid, except that, if not
.ooner paid. the nnal payment thereof aha II be due and payable on the ftnt day of April
1999 ,.nd II.lao to .ecuU the ~erform.nc' of all covenll.nlll. aBfeementa and conditions herein con.
talned, don by the.. preaenta ,rant. barKaln. ..11, aaai,n, relea.ae, convey and conftrm to the MortlllS8l,
ALL the followinll dl!I\crlbed real property sitU/11ft in the Borour,h of Shlrcmanst01m
County of Cumbel'land a.nd the Commonwealth of Penn15ylvanil1, to wit:
ALL TllAT CERTAIN piece or parcel of land situate in the Boroujil:h of Shircmanstown.
County ot Cumberland and Commonwealth of Pennsylvania. more particularly bounded and
de.cribod a. follows, to wit:
BEGINNING at a point on the South lide of Groen Strcot. which point is one hundred
ninety and elRhty- one-hundredths teet west of the SouthwQst corner of Green and S.
Market Screetl; thence alon~ the W~~t side of lanns of Earl R. Frady, South fourteen
d.~ree.. fifty-four minutQs East, one hund:cd ninety and twenty-nine one-hundredhts
f.et to a point on the No:th sida ot Parish Allay. thence along the No:th side of
.aid Parhh Alley. South seventy-four de~roes. thirty-oight minute. Heet. sixty-seven
and e1~ht.y-one on.-hundredths feet to a point; thance alon~ the Eut ,ide of lands of
lUcha:d D. Rin.smith. North lou:tee:n degrees. tifty-four minutes Hest. one hundred
ninoty and eighty-tour one-hund:edtha feet to a point on the South side of Green Street'
thence along the South side of Green St:ect. ~oreh .8v~~\ey-five degrees six minutes
Eut. aixey-.even and eiRhey one-hundredths feot to a point at the place of nEGIN:n::G.
B!ING known a8 12 West Green Str.et.
BEING the lamu premls~s which Edward H. Connelly. at. ux.. by Indonture bearin~ date tho
30th day of April A,D. 1%9, and 1ni,'l.n8clU9..bll< t'lfth'c'f.:1.'1 tI'h"fdod 1"1 Carli.l.,
granted and conveyed unto CharI as N. Ba:doll' l~ tiM'dtb 1'd ti'~ 0 , B W e,
IT IS undorstood and agrl!od that Seven Thousand I::igth Ilundred ($7.800.00) Dollars of thl,)
principal sum herein mentioned is ~uar8ntQcd by tho VQtQrQ.n~ Administration undor tho
Servicemen'. Readjulltml1nt Act ot 191.4. Section 501 as amended ~Iay 7. l%~ under P. L.
90*301.
This Hort/1,ap;e: io intended to be a purchase money Mortr;nr',o under tho pl:'ovlsions of tilt:!
Lien Priority Law as amended.
NID
TOOITHIR with all and siniular the buHdinlll. improvementa, and ftdure. on laid premis.s. .1
well u an addition. or improvtments now or hereaftel' made to I.ld premistl. atrHu, all.y.. p....,...
way., water." waur courste, riBhte, liberties, privilfleJ, hereditaments. and appurtenant.1I whataoevltr
thtreunto beJon~n" or in any wi.e appertalninr, and the reversion. alnd remainder., rents, tsaues. and
proftta thartot, and In addition tharelo the followlnlr dmrlbod hou..hold applianc.a, which ara, and ahall
be d..m.d to b., ftxtUl'1I and a part of the realty, and are I portion at thl security for the Indebtedn...
htrein mtntioned. namely.
ALL plwnbinr;. hoatinR. l1Bhtlnp;, cookin,; IIquipmenl:. open
porch. comb. Btm. door and comb. .tm. sash.
lWuvhl1l11, hIlW.VOI'1 till" tho MurLY.\illt' IIlmll ho ontltlull LII clIllcl!' A",I ,'uLaln tho IIl\ill t'llnt.". IIl"Ulllt, nn.1
IIf"II1a 1111111,111'.111, 11111'1111I,,1011' I
'1'0 IIAVI ANU 'I'l) HOLU IlIllilltt'Ulltlrty, hlll'I.lly J(rnlllllll, with tIll' l'Iqllll'tmuUlC"". Hilt.. ,mill MUI'tl(n.ll111l
to Ita own UN lorev.r:
· t'l ' "19
&an' ,) oJ PAGf ., '.
.
Thla Indt!nturl' I. mRlh.', h'IWIf\Qr, auhjl'd to thll fl.lllllwil1lC l'{j\'l'IlRnb, l'tllldltiIl1l8, Illlr('tn1l!nh anll
Itlpulntlona, I\ntl the MllrtW't\W'tlr CO\'l'llIUlllt And 1'llrl'l'lJ:
1. That lht MnrtlCllililr will IIrlJlllllll{ 11IIY till' I1rinciplll 1)( lInd Illtl'rt'l\t nn the Indl'htl'dnl'llI (lyl.
dlfncl.'d by lh. I"lel NOh'hAt the thlll'8 lUll In the nllUII\l?r lhertHII pro\'id!.'.!, with privllt'Kt! rltl'l'r\'ftl In
prepay at nny um'l wit out prrmlum llr (re, th,. l'ntlre Intlt!btt'dlll'lI1\ Ill' Any port therfllr not leu than
the amount of ono nlltallnu!I1t, or one hundrlld dollars (fIOO,OIl), whidll'\'l'r IlIlellll.
:2. To mort (ully prtltfct thtlll'curlty of thil' MIJrlllIIKt', the M'lrtwllllor IlhnllllRY III thl' MOI'lKAW'te U
truII" (under the terms or this truKt lU hl'ft'lnafhr lItall'l!) in tldditll)lI tn IUIII CLncurrently with, <<tAch
monthly IlIltallm.mt o( principAl "nd Inll.'rl.'lIl until Dl\ld Nole III (ull). 111111, tht! followlnr 8ums:
(a) A lum equal to lh. Iil'r1JUnd renlll, It I1I1Y, IIl'xt dUI! plulI lhl\ prl!mlums that will next
become due anet pl1yablo on policies of nrc And otht'f hIUllr(~ Inlluranc., plulI taus, uaesam'nu,
and IlIwer and wat.r r~nll, next dUlt nn th... pr.mlael covert'd by thlll Mort,are (III AI eltimated
by the Mort)tall'Il, and ot which the MOrtiCl\KOr III not!ned) lellll nil luma alroady paid therefor
divided by the number ot months to elAflUt before onlt month prior to the dAte wh.n such arrf')und
AntA pumium., taX(lI1, AI\Stlllmentl'l, Ani ,.cwer and water 'ltnlll, ",III become ItU', Buch suma to be
h.ld by MortilN''' In trullt tll Ilay Mid Ilround r'"t.~, llrftmlums, tuxell, altlltumenta, Ind "wltr and
wlt.r untt,
Cb) Th. Ilrrellte ot the amounll PBYllble pursuant tt1 IUbPIUIJl1'lph (a) Ind those pa.yabl.
on thl. debt .hall be paid In a .Inrle p.ymt'nt each month, to be applifd to the tollowln, Item. in
the ord.r ,t.t,d;
(1) ,round rtnts, taxe., R/lSeSllmenla, .eWl!r and watn renlll, nr. anlt other hl1ard insur.
anc. premiums;
(Il) Int....t on thl. d.ht; and
(III) .mortllatlon or th. principal or this d.bt.
An)' d,nclency In the amount of an)' Much AR'R'reW-Rte mtlnthly paYll1ent fthall constitute an Il!vent of
dtlault hereunder and under Mid Nflte, unll!l\1I mad. Ilood by MortK'a!,-or prior to thf due dat. ot th~
next such payml!nt, At MOrlIl'AJCt'" option, MortlfaJlOr will pll)' R "late chnrKq" not exceedinw tour
per centum (4",,) of an)' Inlltnllment when pnld more than Mteell (II')) daYII aft.r thlf due date
thereot to cover the extra expense Involved In hand1illg t!Qllnquent payment", but luch "late charlie"
ahall not be payable out uf the r.rocl!edti of Any "nle made to !'Illtll'lty the Indebtednellll IIltcllred hereby,
unl.al aueh proceeds of an)' 114 e made to sIltll'lf)' the Inrlebtl!dneAI'I ilecurad hereby, unlel'lll luch pro.
cllds are IIllfflclenl to dllu:harge the entire lndebtednel'ls und nil proper COAts And upenlU!l'I secured
thereby,
3. It th. total of the payments made by MortN',,<<or, under (1\) o( p"rRlraph 2 preredlnw. .hall
exceed the amount ot payment" actually mnde by MortgRK'ee "1'1 trlllttl!e for ground rentll, taxu, R881811.
m.nta, sewer or wl1ter rlnts, or Inllurance premluma, "lI the cue ma.y be, lIuch excess ShAll be credited
on .ubaequtnt paymanls to be made by Mortg8Jor tor IIl1ch Items or, at Mortgagee's option, All trustee,
shan b. "tunded to Morta-AM'Or. If, however, lIuch monthlv payments IIhall not be IlJfflcltnt to pay luch
Itfmll when the .ame Ilh.1I h~come due nnd payable, then MortR'RKOr shall PAY to MorlKaree all trustee
any amount necellla.r.v to make up the dellclency within thirty (30) days after wrlltl1n notict trom
Mortiarlt atatlnr the amount of the rleftclency, which notice may be riven by mall. It at any time
Mortlllor shalt tender to Mortll'agee, In Rccordance with the p1'ovislon" hereof, the full payment of the
entire Indfbtednees reprellented hereby, MllrtltllJlee, as trustl!e, shall in computinll' the amount ot luch
indebtedness, cndlt to the account o( MortK'aiCOr I\ny credit balllnct' rl1mainlnw under thl! provllllons of
(a) of paraR'raph 2. It there ahall be II detllull under any o( the provllllons of the N<.te and thl" Mort.
,ai' IIcurinr tho !IBme, which result1 In a public IRle ot the premlllell covered thereby, or If title to the
property III otherwlllt acquired by the MartltRR'ee after thfl default, the MortJlaa-ee, All trulltee, shall
apply, at the time of the commencement of "lIch proccedlnR''' or I\t the time the property I" olherwlae
Il(qulrtd by the Mortgagee, th. balnnee than remalnlnR' to the credit of MortltRlfOr undtr (n.) of pura-
R'raph 2, alii credit on the Interellt "ccrued nnd unpnld, Rnd the blllnnce on the prjnclpnl than remRlnlnv
unpaid on the Note.
4. Mortgaror shall pay to MortR'AR'ee nil Il'rOllnrt r(lnta, tuell, Rl\Ill!Mlmentl'l, "ewer And water r.nt8,
and all oth.r charita nnd clAim" 811l1elllleil or levll!rl at any t1m~ by Any lawtul authority upon tho
premllts co\'ered by thlll Mortll'ftltf which, by any prl!5l'nt I)r future law or IRWlll, "hall have priority
in lien or payment to the rlebt repruentell by lmlrl Note and "ecured by thlll M(lrtralit'e, and prav!.!!on
tor the payment ot whl(h 111 not otherwll\l! made herein, lIuch payment to he made by MortR'alit'or within
thirty (30) d.1Ys after demand by MnrtJ{agee, stAtinlit' the nmrlllnt.
~. The prlnclpllllndebhdnellll hereby evldenred and s,.cllr(ld feprellenlll money Actually UIIE'd (or the
acquisition o( or for improvements to lhe premllles lIecured by ~nid Mortl(Alite.
6, Mortraror will continually maintain hAzard inllurf&nce, or l\uch type or type" and Imounts u thl!
Mortrar.. may (r(')m lime to time reqlllre, on the improvemen.t" now or h.redt., on IIIld premlllell,
tnd except when payment (or al1 such premium" hall therelofor~ hun made under (a) of pArRltrBph 2
h.reof. will pay promptly when due any prp.mlumll therefor. All Inllurance shall be carrl.d In com-
panl.s approved by Mortrare. and the po1icloa Rnd renew"l! t.hereof Ahall be h.ld by MClrtif"r~e Ilnd
hAY' AttAched thereto I'}II!\ paYAble C1AIlIIP.1'I In ("vllr o( Anet In form .leeeptable to Mort5(Alit'fle. In evont
o.t lOll, Mortll'lK'or will Jilv. Immtrllate notice by mall to MllftK'AK,_'e, anll MnrtllAlit'ee may mll.kf! proof of
10111( not mad. promptly by MortR'AIit'Or. Each lnllllrlln('e compnny ronrerneli III hereby Allthoriud and
directed to make payment for Auch In"" llirectly to Mortraree Instl'Ad o( to MortJlArnr .nrl Mortlifaiee
jointly. Th. insuranr. proceedll, or nny part thereof, may be npplied hy Mortrllree At It.. option .ither
to the reduction of the ind.bttrln'l'Ilt or lo the relltoratlon or repltlr of thlt prl'lp.rty dAmarelt. In the
sol. and absolute dlllcretlon at Mortlit'lifee, In tlvent of (orecl08ure o( the Mort,,_.. or trlllll(u ot title
to the mortplI'.d prnputy In partial or total extlnJulllhm.nt o( the Note henhy lI.curerl, all rlal'lt,
tltl., anti Int.rest of Mortlit'alOr In Anrl to Any illl'mrAnce pnllcleA t"en In rorce IIhall pL"" to the pur.
ehMtr or Knnttt or shall be CI\"(81.11 and the cll"cellntlnn prof"f't'dl\. it nny, rllh,lned hv Mortlla-f'I, "~ull
power III herehy riven to Mort/lAAU to lIettle or corppromlllp. all cllllm~ IInltM lIu('h pollrtell And to
demand, receive and receipt tor all mont!YII hecomlnK payahle thl!r.mndfr.
7. Mortlit'R/lOr IIhAII not fll.fI('ute or me o( rerMII any IMtrllmpnt whirh tmpollM a rl'l'Itrldlon upon
thit ~^Il! or occupancy or the property her..in It.~crlhed on th,. hn~i" o( rllCt', wlor nr cr'lil.
A, Mortll'''lit'nr will not !'IlIfhr flny IiI'TI ~lIfl..rlnr to thp Hi:ln ('rrlAtpd hy lM1 MOrtIl'RA" to l\Unch to or
, to h. enrnr~,,(Ill.M'AiRl'lt th.. prp.mi~(l~ ~ov..rl'll hy Ihi.'l Mnrtll'IlR',l, :W"rlICBllnr "hAil not rummit IIr permit
",Iallh': and ~hl\lI mlllnt"in thp prnp.rty in a, Jlolld l.onditl'HI ll, nl. prf!"l'nt, r"'l.~f)"/lhlf1 wl'"r a"d tl!1U
P'Ct','ptpd. lIpnn /lny '"l1llrt' ilfl tr1 mllintain, Ml!rIJl:lJlI'P, Itt it'! ')plilln. nUl\' ('IIWI" rlll'~nnrlhl" mltinr,.nlln..,'
~Ilrk t,) hI' p"r(nrnwd at the' I..)~t of MnrtJlalll!r
r,11 "" I: 1~
.
. 9. Mortltall't 8hlloIJ hnvl! the rhrht to p")' 8ny W'rl)und nntlt, t"'U'K. MKI'/'I"mt!nt", IU'Wl1r anet Wlte,
rontll, Ilnd all other chnrgl'1I ,,",I dnlmll which MllrtllRW'llr hlu~ Illlrl'pd tll I'll)' llllll...r thlt turn" herfo(,
tll advllnl;f and pay any /lUIU/I o( Inoll!.'Y thut In lb JudW'm~'nt Illll)' hI.' 1Jl'l'[IIIKnry tn pl.!rfect I" prrlter\l...
the tit I, of the premlKl'1I coverl'd by thl" MortIlRi{e, Of (or hlllllrlUll..'C /lrt'mlumll lIr ftlr Any authoMZtfJ
'mlllntl.'nanre work. Any "mount or Amount!. 111I Ilald nr nl!l;/lncl'd ~hl\ J tll' R.fch.et to lh~ prlnclpallifht.
shall bellr intl'reat llt the r(\to provldt'd for In the princip,,1 ifldllhtl'ltnt'M frllm the date IIf pAyment or
ndvance, and shull b, IIl!curl'd by this MQrtllall'l! rntably with ""Iii principal d.bt and Int'rt.t thorton.
MortllBirU. Ilt Its optl1m, .I~o ShAll hI! "ntltled to hl' I'IllhrI1llll.l.p.d t.l Ally Iit'lI, dnlm, or dl.rnantl IH,itt by
it, or dillchArllt'd wah ,"onl')' ndvlltlcl'.1 by It Mid ~1'~'lJr(,l1i by thl" Mortj,CIl~It, Thl' Ilo)'nt..nta anll alh'ances
110 made 3hAII be Il11Yllhh. in "lIproxirnlltnly 1!111I1l1 n1llllthly flllYJJ11'fltll Itxt'!I"IJnK oVI'r Il!l'h Ilt'rlllll" all may
b@ "Kreed uplln by thl! Mortl(lIl(llr IInd Mortll"~I'I', hilt till I, Illl)'lItlrl Oll' dUI' dRtll of 011' nllftlln"tallmellt
ot the Ilrlndnlllll'!bt. III 1.'VI'nto( ("ilurl! to IIllrl'l' 1111 dutl! I" 1I1l\1,lIrity, fhl' whol.. of tht' ""tn Ilr IHlmll II)
pnld or od\'l\n(~l!d "hall hi! dlh' /HId Jll\)'nhll' thirty 1:11)) daYII "ftl~r Ilemllnll hy MnrtM'Il"(lI',
10, The li(ln u( thL" Ml)rt.llll~l'I' IIhllll n'OHlin III (1111 (llrl'l! And l'lfl'ct dllrlnM' IJlllltflllneml'llt or ..xhn.
IIlon u( thl' tll1l1! 1)( pnynll'nt o( OUI jndl~bt,'dnl"lll, or :lilY pRrt.t1wrl'of, whkh it Ih.'nlrl""
11. Uptln thu reqlll'st of Mllrtralfue, Mort.rollor ,hall "'t'cute and delivflr a luppl.mentll Not. or
Notu for the lum or lIumsl\dvancrrt or pAi<i hy Mortll'aKI'tl' for the alt('rRtjnn mIHlftrnilAtlnn IIf improv,-
m~nt or the ml)rtKAJ{etl prop...rty mndc nt MllrtJ{I\Kor'a rt'ljllcat; Rnll (or nll.lntrnanct. o( ult! propt'rty,
or Ilround rl'nhl, tRXI''', IInlll'IU1nll!n18, IIl'Wltr rmd wRter rent.l, nnd nil uthl'r l'hArM'1.'1I 4nd dAlmll Allllelllll!ft
or levied I\inlll~t !aiel IlI"t1lH!rty by Any hlWful nuthllrltyt!>r (or Rny other pllrpOlllt elllltwhcre authorized
hereunder, SRld Nott' or Notl!ll sh811 b. lleclIJ'l.d by this Mortifalle on a pnrity with and an (ully AIt It
the amounts stilted In stich Nuto flr Noh'lI Wl!rfl pArt o( thBt atahcl In the Note hereby IIecund, SAid
aupplem.ntal Note or Nott!s shAll bur Intl'rl'Ilt Ilt tht! rAt, provldee) tflr In the I1rlndpal Ind,bt.dnellll
and shall lJe paYllble In ApnroxlmAtely equal mnnthly pftymt;>ntll ror such pttrlod ft,,, mRY bfl Iwrllt!d upon
by MortKlIllor And MortKRJfl!lt, In "vent o( (..ilur. hI Rire. on dAte of maturity, ..he wholo of the sum or
lIumll 110 advanced or paid Ilhllll he due and pRynbl., thlrt.y UIO) c111Ys nrtl'r c1nmand by MortR'aJil'l!e; but in
no evr.nt shAll nny such mAturity or due date extend hl!ynnd t.he dlle dAte l)( the nnAI InfltAllml!nt of the
prlnclpRI debt.
12, It the Inr/~bttdnt'1I1\ !le('ured herehy be R'Unranteed or Innurl!d under Title ~A, lInlted StAtes Code,
"uch Titl~ and Rl!~latlon:1 IIl!med t1H~rellndl'r nnd in l'tfl!ct on the dl\t(> hl'rI!O( flhall Kovern the rlKht.3,
dutie8 And llahlHliu 0'1 the parties horeto, nnel AllY provl"ionll or thlll or other Inlltrllment8 flllfcuted In
connection with !lAid indebtf'rlnellll whl('h nfl! In('l/nllillt(>nt with II/lld Titl,' or Rel{ulntlonH /lre herehy
Amended to cllnrorm thereto,
1:3. It, /l.t any Um!', n Writ or F:xl~clJtll)1l (MlJIll'y JIJdJoCn1t'nt) or othl'r eXl'I:ut[on h~ prl)lll'r]y IMued
upon n judgml!nt obtained upon I1nld Notf', or i( nn Action o( !\1ortl{ll~e J.'l)r..t'lfJl~lIre or nny other appro.
printe ItcUon or procf!l!dinwo to (oreclol1!! n ml)rtWOIlI(C il\ Inl1tltutl!d \Ill/Ill or uncll.'r thill Mortwonlf(>, nn
nttorneY'K l!ommllllllon of five per centum (/57n) of folu.id principII] debll1hnll h(> pAyublt>, anti rfll'ilvered
In addition to 11.11 prlncipnl nnd Interellt and nIJ other r('cl)VI1rllhl!! ~Hl1lHl thun chll', t.I~l'ther with COII~
of !H1It.
H, It Any dl'ficlency in the A",ount o( Rny aR'KreR'l\te monthly pAyment mentlonr.11 In Ib) o( pAra.
){rAph 2 ~halJ not he mAfle R'ood by MortKAJ(or prtor to the due II ate of thl! noxt such payn1ont, or if
rlQrAult be mArl I.' at Rny time In any of thl! covenant! and Bj(rl-'ementg herein, or In the Note f,ecurl!d, or
i( the MortgAgor be adjudlt.'Atert bankrupt or mAde A ddentlant in a bnnkruptcy or receivership prOM
reedinll, them And in every IIllch C8M, tht' whole principal debt IIl\all, at tht option ot MortKl\gee, hecome
rlue And pnyahlf! Immediately, PAymf'nt thereof nnrl ,,11 Intere~t I1ccMJed thereon, with an Attorn.y'"
COmml!llion all hl.'relnbe(nre mentioned, mny he t!nf()rr.~d nnrl rr.covererl I1t once, Anything herein con.
tained to thQ contrary notWithstAnding
In the event o( any breAch of any covenRnt, condition, I)( llllref!ment o( Mid Note, or of this Mort_
R'aKe, It shall he lawful for Mortga.llee to ent('r upon 011 and :ilnR'ular thl-' land, buildin~lI, Anel othn
rhrhtll, corporeal And Incorporeal, llranted by till." MflftgAgP., anel to take pOl\sefll\lon ot the 8lme, Rnd
or the ~xtlJrel'l And equipment therein, anllto haw, hold, mAnAKe, leAl'le to any pel"'llon or persons. use
nnd operate the SRme In Kuch parcels and on lluch termll /lnrl (or "uch periodll o( time Rll MortlfRgee
ml\y deem proper In itll flole r1illcretlon, MortR'AR'Or AR'reelnJl that he /lhal Rno wUl, when.ver requested
by MortllrJ.Kee so to do, ltllslllR, transfer, and deliver unto MortKRi'f!e Any lUll. or suhlulle; Rnrl tl) collect
And receive All rents, IIIIIU~II, and prot\ts of I'Il\ld mortR'lIlled premisell An<i every pllrt thereof; for all 01
which Ilairl Note ilhllll he n Ilumdent WArrAnt whether or not ,~uch leAl'll! or 1I110lealle hA.:'l bef!n Mllhrned:
lUld to makr. (rom time to time All reAllonAhl1' alteratlllnll, rt!hOvati(lM, rept\lr~, Rnd renlncem(\nh tllrrf!tl),
A(ter dedur:tlng the COllt o( /lu~h altarAt\linl'l, rp.novati()n~, rl!pnir!i, rflpIIlCl'menbl, Rnll th" eXf\l'n"p.1I Incl.
dent to tnklnR' Imll r..tl\inln~ pll""'t'Rllilln o( the ml)rtR'n~flrl prnp"rty, thr mAnAllemrnt And operlltinn
therl!or, Ilnd to keepinJ( the :~i\me prnpflrly inlClirer!, to Apply any rl.'l'idul! o( ."II('h renlK, 1~~llfll, "nrl
profit:. to the pl\ymcont or (n) nil A'rflllnd rrnt.'l, tIlXf'." chArKt':1, c111im~, 1l.'\~(,~IIml?lIt:l, lI('wer And wnter
rent"" and Any other lien!, thnt may he prlnr In Ii'!n or pnyment 1.0 the dp.ht .,eellret! by thl... MOrtllRiI'\!,
with intere~t thereon, (h) premillml\ (or /lRid In:mmncn, with intl're!\t thf!refln, (c) thl' Interl!."lt And
principal duo nnd flecured by thl... MortICA(lp. wit.h 1111 C014t14 Rne! Rttorney'l'\ rp.p.~; In ...nch nrder or priority
all MortA'ageUI may rllltermillf!, Rny fltntlJtfO, IIlW, cUI\tom, or \11111.' t,o the contrnry notwithfltftndlng.
The tnklnK o( pO:"lAPA/linn of tho mortgnllp.d preml"p.'1 by Mortgl1f,fl-'p, M her!'in provided, IlhRII not
r..llevl? any Ifefault by Mortl{l\l{or, or prevl'llt the I'nfflrcpment o( any o( till! "eml.dir/l pr'wicled hy "alii
Note or thll'l MortKaJ(lt.
The remerlil!lI prfJvidf!cl hy /laill Nllt., And thl., Mortf,fAIlf! or nny othf!r indohtrdn.flIt thl!nin pro-
vlrlerl or tlecurl!rl by thlll MortKAK"l!, And for tbe performancf! of the cOVf'llnntli, condltionl'l, And llA'relt-
menh o( !lAid Noto or thl~ Mortj(age nr~ cumulativf! And concllrrent, l:I.nd mAY hI! furllut'd "injfly, or
r\uccellflively. or tOll'ether, At the /loll! dl",cretlon or MortA'AKl!t?, Anel may tw p.)cp.rclllel M nltlm a/l occa.
sll)n therefor shall occur,
PIlOVIDID, that In CWI. delault Mhall be made In the pllyml!nt of any InlltaJlment of principAl anti
interest, or Itny other payment h.relnabllve or In the ('on'ditloM of ."Rid recltltd Notl1 provid..t1 (or, or
In the 1cuplnland pfr(o~man('e by thf' Morta'RKor f,r Any' covenant flr AKrf!ement ~ontnln@d thuifln or
in this MortKall'9 to be by !lRlt! MortKiljfOr kt'pt and ppr(ormerl, In the mllnn.r Anti at thll time speclned
(or thf! performAnce therel)f, ~uch d~(Ault will Imtltlp M>>rtllll.J{ec (orthwith to brina' ll.nd "UfO out an
Action of MortA'Al{c ~'orer.1oflllrl! upon till,"' Ind..ntl"" flf MnrtKllll't', or tn in~titutp. Any oth.." Rpprnprl"tc
action or procf'edlnlC to (ortdoM a mOrtll'llge, lLn,; tl' prol:ppd therl!on tf) jlJd~"nt Rnd uel'lItlon, for
r,covery 01 IIAld prlndpnl dltbt. or flumll and all lntl,lre,.t thprpon anrl nil ot,her flllm" hereby /lecllrell,
torether with all RttnrnllY'1't I'Omml~flinn (or l'ollpct.ion. "'~ Afnrt'l'Iald, "nff 1"0,.,,, Ilind expf!MP.1I of !lul'h pro-
rudin" and to pur:"lllp. C\ny Anll All othl!r Ilpprnprll\h~ leM'1\1 or ltf}liltl\hh! rflmedie... fn "11th ('11111':11 provlrled
B80X ~ 1.'3 Plr,E fJl,1
without furth.r Itay of lIXLlI:UU or Qlhltr proc~1II1 IlIl)' law UII&Ke, or, ',om tu lh. contrury I}()lwith.
ItMndlulI. Mortllt(ur exprenaly ~M.ivel and relinqulah~a ull Ll!lutt\t that mil)' lLCcrue by virtue uf ..ny and
.aver)' law madlJ or to bl.' mlull! \!x'.'lnptillllr the mortlllllifll!d pr~rnlllll!. or all)' other pnmlae. or properlY
what,vIr. rltll or pttnunal, from attllchmvnt, lev)'. or IIDI, under tx8cutlun, Of any part of the proceed.
arl.inr trom any ..Ie thereof. ,,"d aU lllm"ftt of any atay of executiun or other proce... MOrtlllllQr
hereby wllv,. and rtlinqullhell unto and In fa\lor of thrt MorllCa"ee. all bQllttflt undvr all hawl noW in
.ffect or hereaft.r palled to relitve the MortV"lI'or in !lilY mlumer from lhlt oblillatloll' ."Iumed in the
Not. lor which thl. Ind."to.. I. ..curlty,
BUT PaovIDlo.ALw,\n, lI.vert.h,IIl8I, that ,It laic! MortK'l&llor .hall payor caUII. to b. pahl unto the
.ald Mort~a,.e, the atortlald debt ..curtd by. this Mortl"".' whln and In the mllnnl'r htnlnb.tcrt
mentioned and appointed tor plymunt of the ,amf, tOliltthvr with lot.rut tmd all other .urnll hueb)'
",cured, then Bnd from thenc::uforth, thllJ Indenture, llnd the IIltatv hltnby Iirlu\lt:d UII well &II .ald
recited Note, .hall ceUII., dutnmine, and becoml! void, BII)lthh11l hervinbdoro or III aald Note c::ontaioed
to the c::antrary notwlthltandlnll.
It thl. Mort,.,. II uecutell by mar. thun on'l perlJun Ill' Mortllal(fJr, the ltabiHty of ellc::h .hall be
joint and .evenl,
Th. covenanh, conditions, nnel llfovllllolll contl1lru!11 in IInid Note, or In this Mortliall', shalt bind,
and the buneftta and advnnlallvlI lhvM!of .hall Inure lo, the reapecllve heln, executors, admlnilltratofl,
IIUcc...on, vlndetll, nnd 1l1l1l11(01l of the pl1rllt!s h4.'ruto tlr th"r~to; Imd whlllltVer ulIl!d In ..Id Note or 1n
thl. Mortllalle, the .lnAfUlar number shall include the plural, thtl plurlll the ainaular, the UIt of any
".nder .han b. applicable to all llendera, and thlt term "Morti_lite" shall include any payee ot the
indobttdnl.1 represented by laid Note, or aecurl!d by thla MortlilKe, or any tranaferet thereot, whether
by op.ratlon of law or otherwise,
IN WITNESS WHEREor, Mortllallor hereunto lIetll hi. hand ILnd lIuul. Dated the dllY and year nrat
hereinabove written,
SIGNID, SEALID AND DELIVERED
IN THE PIl&8~NC' 0 I
'H~ HHH.H' H' , H , .",
,:::., :~~<H H: , ,:H:'H ,HH'.' :~::H'H'
f "Ht.:..;t,,~)2.ti.<<..&.t!P..HH (SEAL)
"H..,.~Wl,:ri'~.i.HH'mHHH(SEAL)
'H"..HH....'H'..'HHHHHHHHHHH'HHHHHHH ....HH' (SEAL)
.'H'" ..'......HH..' H"H"H H......H'.....'HH....".. (SEAL)
............................ .................,..............
CERTIFICATE OF RESIDENCE
I, t. tUf lublcr1ber
corroct addr... ot tho wlthln.nam.d Morlll'Il" la, .1026 ~.,l~u,~.~t,,,.,.
Wit"... my hand thl. 30th daY,~,tH ~ Apri
~.t'i. Q',,,t
, do her.by certlty th.t th.
. Philad.lphia, Pa.
,1969
=
..__._._.__~..__.u..
..---.-.
COMMONWEALTH OF PENNSYLVANIA}
..
COUNTY OF DAUPHIN
On Ihl. 30t.h day 01 April ,A,D" 196~ b.lore m',th. .ubl.riber,
Budell. lIil itA r.ome tho .bove.nam.d Ch&rlU N, Bard.ll and Mary E.
IlllI' I'l!k1\wl. ~% /Iit 'WIthin Ind.nlor. ot Mortllall'l to b. thl/Ii r:at. acl .nd d"d, and
d..lred the aam. to be recorded as luch,
"'~119~~ my hand .nd '''Io.Jlu..4~y.ud y.ar .~or.. . ~
. O~...O'll."'t'..~,.;-..\ l"'"" ,_I!....~ -- ~LA
,.:'tJ/l. ;~. ~('i"'~':'\ ' ~r~. ~)"'::I.: My ~o~ui:n....~;i~..~RY pur;~;Ii""""
01.' l) ,.." ,l'. \" .,) \1 I '" . I~l
.~.. ,', ":'.~ ~OS\ '~'I'. ~~,Canl'" ,,,I ". "'",, ....' .~, JU
~..,"" .' mr~.~".. l~,. 1 'J
'0'. .$ot;- .""'.' ~, ~..I'I~ .,.
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'....1,..11......_1.11.11,
PENNSYLVANIA
MORTGAGE NOTE
1 092 ~ 0
. 13,000.00
County ot Cumb~~lan4
I Pennaylv.nll.
FOR VALUE RECEIVEO, ,h. underal8"od,
I\pril 30 19 69 ,
land MJlRY Ii! , BI\RDELL, his wi. f
C~LES N. BARDELL/of Mechanlc.burg. Pa.
I herein.her cllled the Maker, prom I... 10 pi' to
PEOPLES BOND AlID MORTOAGE COMPA1lY , . corpo'.tlon o'l.nlzed .nd .'d.,I., und., ,h.
I... 01 th. COlDDlonvulth ot PIMa. or order, herelndter dulgnated II the P,ye." the princl~
p.1 oum or THIR'l'EIJI THOUSAlID DolI.r.
(I 13,000.00 ) with intern! t,om dllle It the rile of seven and one-halt PI'
centum ( 7-1/2 ~) per .nnum on ,h. unp.ld b.l.nc. until p.ld. Th. ..Id p,lnclp.1 .nd In'.....'
.h.1I b. p.y.bl. .t ,h. oHlc. or PEOPLES BOND AlID NORTGAGE COIIPANY
In Phil&ddph1a. Pennsylvanh, I or It such other pllee
II thl holder may deaignale in writing, In monthly instillments or
Ninety-on. and 00/100 (, 91.GO ), comm.nclng on the rI,., day 0;
June , 1969 . and on ,h. rlr., d.y or lOch monoh ,h.,o.r,o, until the prlnclp.1 and In.
lert.t are tully paid, except that the rinal p.yment or the entire indebtednus evidenced hereby, If not
.oon., p.id, .h.1l b. due ond p.y.bl. on ,h. rlr., d.y or April . 1999
Prlvll'r. I. ,...,vod to prep.y .t any 11m., without premium or fee, the .ntlr. ind.btedn... 0'
any pitt thereof not I... th.n the .mount of on. In.t.llm.nt, "' On. Hundr.d Doll... ('100.00), which.
ever I. 1111.
Simultaneously with thl Ixecutlon of this Note the Maker haa exeeuted and delivered to the Payee
a Mortr',t aeeured upon entaln premises sltuo.ted In the County of CIZMBERLAND ,
Commonwealth at Pennsylvania, mar. partleularly deaerlbed in the Mortita,e. All of the terms, cove.
nlnta, provis!()ns, conditions, stipulatlons and agreements contained in sllid Mort,a,. to be kept ftnd
performed by the Maker are herl!by made a part of this Note to the dame extent and with the same
force and eft'ect as It they were fully set forth herein, and the Maker covenants and .,rees to perform
the aame, or cause the lame to be kept and plfrformed, strictly In Rccordance with the terms and pro.
vlaion. th.nof.
The whole of the principal sum or any pnrt thereof, 'and of any other sums of money sflcured by
the Mort'ltfl' riven to Il!cure this Note, shall, fort.hwith, at the option of the Payee or any subsequent
holder thereof, become due and payable immedlo.tely, without notice or demand, It default be made In
any payment under thIs Note, and If the default Is not made iood prior to the due da.te or the next
such Installment; or upon the happenlnr ot any ddault which, by the terms of the Mortll'Rflft liven to
IlCur, this Note, shall entitle the Payee, or any subsequent holder hlfreof, tt) declare the same, or any
part thereof, to be due and payable.
The Maker does h.uby .mpower any attorney of any court of record within the United States
or elltwhert to appur for Maku, with or without a declarntion 'Ued, Ind confess judrment or judg'.
menta a,llnst said Maker in favor of the Payee or any subsequ"nt holder hereof, as of any term, for
till entlrt unpaid principal of this Note, and all other sums paid by the holder hereot to or on behalf
of the Maker pursuRnt to the terms of this Note or said Mortlalle, and all arrearai'es of interut there.
on, ta,.th.r with costs of SUit, attorney's commission of rive ~ 7'" for collectlon, and a release of all
urora, on which judgm.nt execution or executions may issue forthwith. The Maker hereby waivell
the ri,ht of Inquisition on all property levied upon to colll'let the Indebtedneu evidenced hereby and
do.a voluntarily condemn the same and authorizes the Prothonotary to enter such condemnation, and
walv.. and releases all lawI, now In torce or hereafter enacted, rellltlng' to exemption, appraisement
or atay of execution.
Th. .r...ment. hmln cont.ined .hall bind, .nd the b.n.nts and adv.ntar.. .h.1I Inur. to. the
reapective luceeSllors and asslms of the partlts hereto. Wherever used, the alnrular number shall in-
clud. lhe plutOl, the plu,.1 the .Inrulor, and the u.. of .ny Il.nd.r .h.1I b. appllcabl. to all rend...,
IN WITNESS WHUI:Or, the Maker hAa caused these presents to be executed under seal the day and
r.~~'::;t;;ltt.~,,~; [,1i;t;~tt~::::~~:
.,..,..,....,..,.. ...., ..,.... ..,....(SEAL)
....".., ,.......,(SEAL)
<n=:-. ___ ~__.
.--..--.... _._,-="---~-"
-
=
THIS Is To CERtIFY thnt thi,. I,. the NI~tl! dl1Kr.rlbed In and "ecured by MOI'trall of tven date here.
with ."ut!d on ,ani "tat. .It""t. In CIJMTlER[~N~ Coun'~, Cnmmonwo,alth o! ranMYIV.n. ia,
~4..(u..;T: ~~,~ ....
NOTARY I='LJBLlG "" N~ttl1"M PulJltll,
MV Coml!'I\~'O~ ll,:LI.,. r.u~,r"har 21, 11~3
JoI~flleb~12 Pl. OJ.il'"f, C~~111
A,a...
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10;' 1',IIk 011111..,11'
1'1) hili\: 00)0
1\1111.'\11, ,.. IU,II.'.lIl1'l
............
Janua~y 29, \997
H.~y Bardell
12 W Green St
Shlr..manstown
PA 17011-
RE: LOAN NO. 1076611696
MORTGAGED PREMISES: 12 W G~een St
Shiremanstown PA 17011
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
. .
The MORTGAGE servIced by Nations8anc Mortgage corporatiOn hereIn-
afler we, us or ours) in your prope~ty located at 12 W Green St
IS IN SERIOUS DEFAULT because you have not made the monthly
a menla of 170,81 tor the months of 12-01-96 through the
irst of t is month, Late charges (and other charges) have also
accrued to this date in the amount of $ 13.66. The total amount
now required to cure this deCault, or in other words, get caught up
in your paym..nts, as ot the date oC this letter is $380.28.
You may cure this default within THIRTY (301 DAYS of the date of this
!!.t.t,er, by paying to us the aboy-e amount, plus anv additional monthly
payme~~ate charges which may Call due during thia peri~
Such payment must be made either by cashier's check, certified check
or money order. and made payable to NationsBanc Mortgage Corporation.
If you do not cure the default within THIRTY (30) DAYS, we intend to
exercise our right to accelerate the mortaaae payments. This means that
whatever is owing on the original amount borrowed will be considered
due immediately and you may lose the chance to payoff the original
mortgage in monlhly installments. It Cull payment of the amount of
default is not made within THIRTY (30) DAYS, we also intend to instruct
~~~.AtlorneYR to Rtar~ a l~it to foreclose your mortgaged D~ODerty,
If th~ mortgage is foreclosed your mortQaQed property will be_~2J~_j)y
the sheriff to Day off the mortgage debt, If we refer your case to our
attorneys, but you cure the default before they begin legal proceedings
against you, you will still have to pay the reasonable attorney's toes,
actually incurred, up to $50.00, However, it legal proceedings are
started against you, you will have to pay the reasonable attorney's
fees even if they are over $50.00. Any attorney's fees will be added
to whatever you owe us, which may also include our reasonabie coste.
It you cure the default within the ,THI.R,'l'V_IJQ~~lo~YQ.."-,,!,iLL!!ot
be ~equired to pay attorney's tees.
xc262
,"H,I"llh,lI", III ,''''In''~Balllt ~'''IIo'''I,!I'''11
NaUonaRanc Mort..... CdI'pON'.
:)c,", 11.II'k ('III" r.lll,
l'j.I'..,\''',A,()
Bull 'In "'" Il.!1I fk.'lll)
PAGE 2
~ltu PERSONALLY FOR TilE UNPAID PRINCIPAL BALANCE AND
ALL O'l'HER SUMS DUE UNDER TilE MORTGAGE, I F YOU HAVE NOT CURED THE
O.:FAUI.T WITHIN THF. TH I RTY (30) DAY PERIOD AND FORECLOSURE PROCnDINGS
~~Y~_~GUN, YOU STILL HAVE THE RIGHT TO CURE THE DEfAULT AND PREVENT THE
SALf;ir,..AN~_.'I'I~EnJJP,J'9 9~J_HOUR BEFORE THE SHERIH'S f'ORECLOSURE SALIi:.
YOU ML.,DO SO BY PAYING THE TOTAL AMOYNT OF THE UNPAID MONTHLY
PAYMENTS 1>1:U.S !-NY LATE OR O'I'HER CHARGES THEN OUt:, AS WELL AS THE
~SONABLE ATTORNEY'S FEES AND COSTS CONNECTED WITH THE FORECLOSURE
SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE, IT IS
EST I MATED THAT THE EARL I EST OATE THAT SUCH A SHER IFF'S SALE COULD BE
HELD WOULD BE APPROXIMATELY SIX MONTHS FROM THE DATE OF THIS LETTER.
A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
THE SALE, OF COURSE, THE AMOUNT NI::EDED TO CURE THE OF-FAUI,of' WI L1.
INCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
WHAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT (716) .63~-00~~
OR TOLL FREE AT 1-800-846-2222, THIS PAYMENT MUST B[lN A'CASHIER'S
CHECK, CERTIFIED CHECK OR MONEY ORDER AND MADE PAYABLE TO US AT THE
ADDRESS LISTED ON YOUR COUPON.
YOU SHOULD REALIZE TIIAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF
tHE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE
TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE
STARTED TO EVICT YOU.
YOU "AVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN TilE
PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO
PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OfF THIS DEBT. (YOll MAY HAVE THt RIGHT TO SELL OR
TRANSFER THE PROPERTY, SUBJECT TO THE MORTGAGE, TO A BUYER OR
TRANSFEREE WHO WIl,L ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID
PRIOR TO OR AT THE SALE, AND THAT THE OTIIER REQUIREMENTS UNDER THE
MORTGAGE ARE SATISFIED), CONTACT US TO DETERMINE UNllER WHAT CIRCUM-
STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS
DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALf.
IF YOU CURE THE OEFAU~T, TilE MORTGAGE WILL BE RESTORED TO,THE SAME
POSITION AS IF NO DEFAULT ijAD OCCURRED, HOWEVER, YOU ARE NOT ENT~TLED
TO THIS RIGHT TO CURE YOUR OEFAUL'I' MORE THAN THREE (3) TIMES IN ANY
CALENDAR YEAR,
SINCERELY,
LOR I I.ANCF:R
(716)635-0055 OR 1-800.846.2222
NOTE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE
ADVISED THAT THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINF.U WILL B~: U~ED FOR THAT PURPOSr..
" "IJI"",il.lIV ,',I '\I,lI111'l"II."dt _ {\'1....'I.llll.ll
..
-
.'
N.__ M_... Cel'".,..'.n
:lll:". 1',U'k (:llJU WIll'
I'll Un\ 'tOe)O
lIulI.lln \\' 1-4.l.Il,')UtWI
............
January 29, 1997
Charles Bardell
12 W Green St
Shiramanstown
PA 17011-
REI LOAN NO. 1076611696
MORTGAGED PREMISES: 12 W Green St
shirllmanstowl\ PA 17011
NOT1~~ OF INTENTION TO FORECLOSE MORTGAGE
. .
The MORTGAG~ serviced by NationsBanr. Mortgage Corporation herein'
after we, us or ours) in your property located at 12 W Green St
IS IN SERIOUS DEFAULT because you have not made tha monthly
payments of $ 170,81 for the months of 12-01-96 throuQh the
firs~ of ~hi8 month. Late chargee (and other charge8) have also
accrued to thi8 date in the amount of $ 13.66. The total amount
now required to cure thift default, or in other worda, get caught up
In your payments, as of the date of this letter is $380.28.
~211..,m_~Y..S!lre this default within THIRTY (30) DAYS ot the date of this
letter. by payinQ to us the above amount, plus any additional month~
payments and late charQes which may fall due durinQ this period.
Such payment must be made either by cashier's check, certified check
or money order, and made payable to NationsBanc Mortgage corporation,
It you do not cure the default within THIRTY (30) DAYS, we intend to
~~rc\se our right to accelerate the mortqaqe payments. This means that
whatever is oWIng on the original amount borrowed will be considered
due immediately and you may lose the chance to payoff the original
mortgage in monthly installmonts. If full payment of the amount of
default is not made within THIRTY (30) DAYS, we also intend to instruct
our attorneys to stert a lawsuit to foreclose your mortgaged proyerty.
If tile mortgage is foreclosed your mo::tqeQed property will be so d b'(
the sheriff to pay off th'!_lI1()r,tgagedeb~, I f we reter your case to our
attorneys, but you cure the detault before they begin legal proceedings
against you, you will still have to pay the reasonable attorney's fees,
t1ctually inl:urred, up t.o $50.00. How#lv...r, if I...(}al proceedings are
started against you, you will have to pay the reasonable attorney's
fees even if they are Over $50,00, Any attorney', t..s will be added
to whatever you owe us, which may aiso include our reasonable costs.
If you cure the default wi~hin ~~e THIRTY (30) day period. you will not
be required to pay attorney's fees.
Kcl35
.
'\1(,1"'1(11.11'0 Itl ~~ltn""UH"k (,1"1)11....11..0
.. ,;;o'3!ll:1d 11;1101 ..
Nu,o.ulLua" Mort..,. Corpor."on
111'\ l',lIl~ ( "lib 1..llll'
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lllUl.l" " ,.I~.\I !IOIIO
PAGE 2
....".._~U PERSONALLY FOR THE UNPAID PRINCIPAL BAI,ANCE AND
ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOU HAVE NOT CURED THE
DEFAULT WITIIlN TilE TIIIRTY (30) DAY PERIOD AND f'ORECLOSURE PROCEEDINGS
H~VE DEGUN, YOU STILL HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE
SALE AT ANY TIME UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE,
YOU MAY 00 SO BY PAYINGlTHE TofAL AMOUNT OF THE UNPAID MONTHLY
!'AYMENTS PLUS ANy'-CiiTE-OR OTHER CHARGES THEN DUE: AS WELL AS THE
REASONABLE ATTORNEY'S FEES AND COSTS CONNECTED WI~H THE FORECLOSURE
SALE AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE. 11 1s
ESTIMATED TlfAT TilE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD IlE
HF.I,Q WOULD BE APPROXIMATELY SIX MONTHS FROM THE DATE OF THIS LETTER.
A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE
THE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE TlfE DEFAULT 'WILL
INCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY
WHAT 'fHE REQUIRED PAYMENT WILL BE BY CALLING US AT /716) 63~-OO~~
OR TOLL FREE AT 1,900-946-2222, THIS PAYMENT MUST BE IN A CASHiER'S
CHECK, CERTIFIED CHECK OR MONEY ORDER AND MADE PAYABLE TO US AT THE
ADDRESS LISTED ON YOUR COUPON.
YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF
THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT, IF YOU CONTINUE
TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE
STARTF.D TO EVICT YOU,
YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE
PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO
PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT, (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY, SUBJECT TO THE MORTGAGE, TO A BUYER OR
TRANSFEREE WHO WI!.L ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID
PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE
MORTGAGE ARE SATISfIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUM-
STANCES THIS RIGHT MIGHT EXiST. YOU HAVE THE RIGHT TO HAVE THIS
DEFAULT CURED BY ANY TIIIRD PARTY ACTING ON YOUR BEIIALF.
IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME
PO;;lITION AS IF NO DEFAULT IlAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED
TO THIS RIGHT TO r.URF. YOUR DF.FI\Ul.T MORE THAN TIlREE (3) TIMES IN ANY
CALENDAR YEAR,
SINCERF.I.Y,
LORI LANGER
(716)6J5-0055 OR }-800.846-2222
NOTE: PURSUANT TO TIlE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE
ADVISED THAT THts orYICr. IS ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE,
,
" ..1Ih~iMI_UY (11 N.lll!J/,~U..mk I '/lrJ)h',111l)1l
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NaUonlBa.nc: Morta..... Corporltlon
'l{)!"'ll'il,k ('llIh (..",..
1'0 Un\. ~ton()
1I1I1I.lln ....,. I.I:!:'I HOllO
Natlon.Bank-
PAGE 2
LOAN NO, 1076611696
UNDER TilE ACT, YOU ARE ENTITLED TO A TEMPORARY S'l'AY OF FORECLOSURE ON
YOUR MORTGAGE FOR THIRTY (30) DAYS f'ROM TilE DATE Qt' THIS NOTICE, DURING
THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-t'ACE" MEE'l'ING WITH A
REPRESENTATIVE Of' TillS LENDER on WI'rll A DESIGNATED CONSUMER CREDIT
COUNSELING AGENCY. TilE PURPOSE OF TillS MEE'l'ING IS TO A'rTf:MPT TO WORK OUT
A REPAYMENT PLAN OR TO OTHERWISE SE'l'TLE YOUR m:LINQUENCY, THIS MEE'rING
MUST OOCUR IN TilE NEx'r (30) DAYS,
If you attend a face-to-face meeting with this lender or with a
consumer counseling,agency identified in this notice no further
proceeding in mortgage foreclosure may take place for thirt~ ~30) days
after the date of this meeting, The name, address, and telephone number
of our representative is:
Nations Bane Mortgage Corporation
205 Park Club Lane
Buffalo, New York 14231-9000
Telephone Number: I -000-846-2222 or (716) 635-0055
The names and addresses of designated Consumer Credit Counseling
agencies are shown on the attached sheet, It is only necessary to
schedule one face-to-face meeting, You should advise this lender
immediately of your intentions,
Your mortgage is in default because you have failed to pay promptly
installments of principal and interest as required for a period of at
least sixty (60) days. The total amount of the delinquency is $551.09.
That sum includes your monthly mor.tgage payments that have become due a~
well as outstanding fees assessed to your mortgage loan.
Your mortgage is also in default for the following reasons:
CURTAILMENT OF INCOME
If you have tried and are unable to resolve this problem at or after
your face-to-f~ce meeting, you have the right to apply for financial
~sslstance from the Homeowners' Emergency Mortgage Assistance Fund. In
order to do this you must fill out, sign, and fiie a completed
Homeowners' Emergency Assistance Application with one of the designated
Consumer Credit Counseling Agencies listed on the attachment. An
application for assistance may only be obtained from a Consumer Credit
Counseling Agency, The Consumer Credit Counseling Ag&ncy will assist you
in filling out your application and will submit your completed application
La the Pennsylvania 1I0using Finance Agency. Your application must be filed
or postmaked within thirty (30) days of your face-to-faco meeting.
Xl' I If!
,
\ .1 ,1",I.Ii.'I\ "I \,lIl1>1I,lloIllk I "'IIl'!.I'l')II
NatlonllUanc Mortllu,ilr Corpt)ratlon
:.W:) I'iltk Cluh LalJI'........
II O. Bo:\. 0(1)0
Ihll/.llo. NY I.':.':" '11)110
~.
Nations Bank-
PAm; 3
LOAN NO, 1076611696
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF
YOU DO NOT DO SO OR IF YOU DO NOT FOLLOW TilE OTIIER TIME PERIODS SET
FORTII IN 'I'IlIS LE'I"I'ER, FORECLOSURE MAY PROCEED AGAINST YOUR 1I0ME
IMMEDIATELY,
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THEY
WILL BE DISBURSED BY THE AGENCY UNDER THE El,IGIBILITY CRI'l'ERIA ESTABLISHED
by the Act.
It is extremely important that your application is accurate and complete
in every aspect. The Pennsylvania Housing Finance Agency ha~ sixty (60)
days to make a decision after it receives your application. During that
additional time no foreclosure will be pursued against you if you have met
the time requirement set forth above, You will be notified directly by
that agency of its decision on your application,
The Pennsylvania Housing Finance Agency is located at 2101 North Front
Street Post Office Box 8029 Harrisburg, Pennsylvania 17105, Telephone
No. (717) 780-3800 or 1-800-342-2397 (toll free number). Persons with
impaired hearing can call 1-800-342-23~7,
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclosure", You
must read both notices since they both explain rights that you now have
under Pennsylvania law, 1I0wever, if you choose to exercise your rights
described in this notice, you cannot be foreclosed upon while you are
receiving that assistance.
sincerely,
LORI [,ANGER
COLLECTIONS
(716)635-0055 or 1-800-846-2222
XC139
, "
.
\ '.,d".I.IIII' ,d ",II"jll"I';IIII, ("'11"'1'..'11'11
N.tlt)n.U"n~ Mun..i't Corporltlon
')1111',.,1\ "!tIll 1..1111' '
P 'I 11Il\ 'It)tKI
111111..111 "IS 1,1}~'1 '11)1.11)
Natlon.Bank"
rAGE 2
LOAN NO. 1 0 7 6 6 L 1 696
UNDER 'l'HE ACT, YOU ARf: ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON
YOUR MORTGAGE FOR THIR'l'Y (30) DAYS FROM THE DATE OF THIS NOTICE. DURING
THAT TIME YOU MUS'l' ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A
REPRESENTATIVE OF THIS LENDER OR WITH A DESIGNATED CONSUMER CREDIT
COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT
A REPAYMENT PLAN OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING
MUST OOCUR IN THE NEXT (30) DAYS.
If you attend a face-to-face meeting with this lender or with a
consumer counseling agency identified in this notice no further
proceeding in mortgage foreclosure may take place for thirty_(30) days
after the date of this meeting, The name, address, and telephone number
of our representative is:
Nations Bane Mortgage Corporation
205 Park Club Lane
Buffalo, New York 14231-9000
Telephone Number: 1-800-846-2222 or (716) 635-0055
The names and addresses of designated Consumer Credit Counseling
agencies are shown on the attached sheet, It is only necessary to
schedule one face-to-face meeting, You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly
installments of principal and interest as required for a period of at
least sixty (60) days. The total amount of the delinquency is $551,09,
That sum includes your monthly mortgage payments that have become due as
well as outstanding fees assessed to your mortgage loan.
Your mortgage is also in default for the following reasons:
CURTAILMENT OF INCOME
If you have tried and are unable to resolve this problem at or after
your face-to-face meeting, you have the right to apply for financial
assistance from the Homeowners' Emergency Mortgage Assistance Fund, In
order to do this you must fill out, sign, and file a completed
Homeowners' Emergency Assistance Application with one of the designated
Consumer Credit Counseling Agencies listed on the attachment, An
application for assistance may only be obtained from a Consumer Credit
Counseling Agency. The Consumer Credit Counseiing Agency will assist you
in filling out your application and will submit your completed application
to the Pennsylvania Housing Finance Agency. Your application must be filed
or postmaked within thirty (30) days of your face-to-face meeting.
XC i.l8
,
,\ ~llh'\lIh,ll\ "I ~1..11l'lbll,lllk 1IIII1UI',1I11\1I
N.Uon.Uuu: Mort"."r Corpor.thm
'11m tlllll~ l.hllll.lIl1
tIn Ikl\\kIOO
HIlII.llo. NY I U:' I !jtll~1
Nation. Banke
PAGE 3
LOAN NO. 1076611696
IT IS EXTREMI::LY IMPORTANT THAT YOU FILE YOUR APPLICATION PROI-IPTLY, IF'
YOU DO NOT DO SO OR IF YOU DO NOT FOI.LOW THE OTHER TIME PERIODS SET
FORTH IN T/lIS LET'l'ER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME
IMMEDIATELY.
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THEY
WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILI'rY CRITERIA ESTABLISHED
by the Act,
It is extremely important that your application is accurate and complete
In every aspect, The Pennsylvania Housing Finance Agency has.sixty (60]
days to make a decisIon after it receives your application, During that
additional time no foreclosure will be pursued against you if you have met
the time requirement set forth above, You will be notified directly by
that agency of its decision on your application.
The Pennsylvania /lousing Finance Agency is located at 2101 North Front
Street Post Office Box 8029 Harrisburg, PennsylvanIa 17105. Telephone
No, (717) 780-3800 or 1-800-342-2397 (toll free number), Persons with
impaired hearln~ can call 1-800-342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of IntentIon to Foreclosure", You
must read both notices since they both explain rights that you now have
under Pennsylvania law. However, if you choose to exercise your rIghts
described in this notice, you cannot be foreclosed upon while you are
receiving that assistance,
Sincerely,
LORI LANGER
COLLECTIONS
(716)635-0055 or 1-800-846-2222
XC 139
,
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